View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

REPORT OF
THE

BANK COMMISSIONER




OF ARKANSAS

1973

DALE BUMPERS
Governor

H. C. ADAMS
State Bank Commissioner

RICHARD W. LONGING
Director
Department of Commerce




FIFTY-NINTH REPOR %
OF THE

JDxmJLiJV

J lio o X jC iil.

OF THE

STATE OF ARKANSAS

FOE THE YEAE ENDED JUNE 30, 1973




HAEVEL C. ADAMS
State Bank Commissioner

STATE OF ARKANSAS
OFFICE OF STATE BANK DEPARTMENT
July 1, 1973
To His Excellency
Dale Bumpers
Governor o f Arkansas
Dear Governor:
In compliance with the provisions of Act 113 o f 1913 (now found in
Section 67-111, Arkansas Statutes of 1947), I submit for your consideration
and information the Fifty-Ninth Annual Report o f the State Bank Depart­
ment for the fiscal year ended June 30, 1973.
During the past fiscal year, two new state banks were chartered. They
are the Bank o f Imboden, Imboden (Lawrence County) and the Citizens
Bank, Flippin (Marion County). In September of 1972, Worthen Bank &
Trust Co., Little Rock, the State’s largest bank, converted to a national
charter. As o f teds date, there are 190 financial institutions under super­
vision o f the Bank Department, comprised of 184 commercial banks, three
trust companies and three Act 111 industrial loan institutions.
A consolidation of the June 30, 1973 Report of Condition for the 183
State Banks (the Flippin bank did not open until after the close o f the
fiscal year) revealed the following statistical information as compared to
the previous fiscal year.
Assets o f the 183 commercial banks totaled $2,174,978,830 up $345,438,148
from $1,829,540,682 or 18.88% over the previous year.
Loans and discounts, including excess funds sold, totaled $1,196,575,334
at June 30, 1973, up $230,046,941 or 23.80% from the previous year’s total
o f $966,528,393.
Deposits are still rising rapidly with the greater portion going into
time deposits. Deposits totaled $1,941,776,290 at June 30, 1973, up $305,335,449
or 18.66% over the previous year’s total o f $1,636,440,841. Demand deposits
o f $861,775,913 at June 30, 1973, were up $113,930,963 or 15.23% over the
previous year’s total of $747,844,950. Time deposits were up $191,404,486
(21.54%) to $1,080,000,377 as compared to the total of $888,595,891 reported
for the last fiscal year.
Examinations for 1973 are on schedule and it is expected that all insti­
tutions w ill be examined during the calendar year 1973, as has been the
case for the five calendar years prior to 1973.
In addition to the information set out above, this report reflects in
detail the condition of each of the 189 institutions as o f June 30, 1973. Also
given is information pertaining to Bank Department and federal super­
visory agency personnel and personnel o f the Arkansas Bankers Associa­
tion. A statement showing the receipts and disbursements o f the Bank
Department is also included.
Respectfully,
H. C. ADAMS
State Bank Commissioner



Fifty-N inth Report

T P f* A I
J
L4uEwL3W
»jLJLi

3

H A T 1TV A V C

Jl

New Year’s D a y ........................

..January 1.

Robert E. Lee’s Birthday ........

..January 19.

George Washington’s Birthday

..Third Monday in February.

Memorial Day ..........................

..Last Monday in May.

Independence D a y .....................

..July 4.

Labor D a y .................................

..First Monday in Sept.

Veterans’ D a y ............................

..November 11.

Thanksgiving D a y .....................

..Fourth Thursday in
November.

Christmas Day ..........................

..December 25.

A ll Bills of Exchange, drafts, or Promissory Notes, which shall
become payable on a legal holiday shall be payable on the day next
succeeding such holiday. In case any legal holiday falls on Sunday,
the next succeeding Monday shall be a legal holiday in its stead.




4

State o f Arkansas:

Bank Department

n
?U
P
A P ' n W lJ
TLilN
M Xr\
T AT
A C nlC
n iill
m
Uim
m
T/AJtvX1Y1
JU P
Ill/d

Harvel C. Adams ..................................... State Bank Commissioner
Thomas L. Black ................................Assistant Bank Commissioner
Harry R M eek ................................................... Department Attorney
SENIOR RANK EXAMINERS
Don R Clark
Charles W. Gillespie
Jim S. Gowen

H. Wm. Oldham

Michael D. Taylor
Olan B. Wages
Richard L. Deckard

TOTTCT'
IM li’D
A
JL P
I tjY
A ilM
rU.VAl.1^1
.I>Xt>

J. D. Richards
FINANCIAL ANALYST
Louis W. Elkins
JUNIOR BANK EXAMINERS
Ronny A. Clay
John W. Crews

Larry Gunnell
Edward W. Paschal
ASSISTANT BANK EXAMINERS

J. R Brantley
Frank B. Burge
Eddie R Fitzhugh

Larry M. Hillyard
Tommy R. James
Richard S. Johnston

BOOKKEEPER AND STENOGRAPHERS
Ann Smith

Vicki L. Davis

Jaequlin A. Jackson

STATE BANKING BOARD
Maurice S. W oodruff, Chairman .............................................Carlisle
Charles T. Bernard ........................................................................Earle
Dorman F. Bushong .................................................................. Rogers
Max A. M itcham ................................................................. .Smackover
Edward H. Cherry ................................................................ Jonesboro
Thomas L. Black, Secretary ............................................ little Rock
OFFICE
Suite 200, University Tower Building
Telephone: 371-1117



Fifty-N inth Report

5

COMMISSIONERS OF THE STATE BANK DEPARTMENT
STATE OF ARKANSAS
No. Name

Date of Appointment

Date Service Ended

1. John M. D avis....... ...October 6, 1913...... ...October 3,1918
2. A. J. R ea p ............... ...October 3, 1918..... ...March 22, 1919
3. W. T. Maxwell .........March 22, 1919...... ...September 1, 1921
4. Charles M cK ee..... ...September 1, 1921 ....July 28, 1925
5. Loid Rainw ater..... ...July 28, 1925 .............February 8, 1927
6. Walter E. Taylor ......February 8, 1927 ......January 10, 1933
7. Marion W asson..... ..January 10, 1933 ......January 12, 1937
8. Grover S. Jemigan ..January 12, 1937 ......January 14, 1941
9. Thomas W. Leggett ..January 14, 1941 ......February 1, 1949
10. S. J. D ean ............... ...February 1, 1949 ......December 31, 194^
11. Ed I. McKinley, J r .....December 31, 1949 ....March 14, 1953
12. A. R. M erritt.............March 14, 1953 ...... ...February 8, 1955
13. Dick Simpson ....... ...February 8, 1955 ......March 2, 1967
14. H. C. A dam s........... ..March 3, 1967 .......




6

State o f Arkansas:

Bank Department

The following statement, furnished by the Central Office of the Depart­
ment o f Commerce, shows the receipts and disbursements of the State
Bank Department from July 1, 1972, through June 30, 1973.
RECEIPTS
Adjusted Cash Balance, June 30, 1972 ....................................... $101,419.63
Examination and Assessment Fees ........................ $340,751.84
Charter and Amendment Fees ...............................
10,257.50
Teller’s Window Applications and Protest Fees ....
14,000.00
Penalties for Reserve D eficiencies..........................
9,096.69
Miscellaneous Fees ...................................................
516.92
Reimbursements from Marketing and
Redistribution Department:
Sale of Used T ire s..............................................
5.50 374,628.45
$476,048.08
DISBURSEMENTS
Salaries ..................................................................... $213,798.38
Extra Help ................................................................
5,180.02
Maintenance and General Operation* .....................
76,390.92
Social Security and Retirement Matching Funds ....
25,054.10
Service Charges by State Treasurer .....................
5,611.60
Group Insurance C ost...............................................
980.00
Proportionate Cost o f Operation of Public
Employees Retirement System ........................
135.00
Pro Rata Cost of Central Office of Department of
r^ATYITYl
o 113 mq
Reproduction C ost.....................................................
200.00
Cash Balance, June 30, 1973 ..........................................................

330,463.98
145,584.10
$476,048.08

* Includes:

Travel Expenses
Board Members* Expenses
Insurance and Bonds

August 14, 1973
Mr. H. C. Adams
Bank Department
University Tower Building
Little Rock, Arkansas

Dear Mr. Adams:
Attached is the balance sheet for your department as of June 30, 1973.
In reference to the beginning balance on this statement as compared
with the ending balance shown on the statement for the period ending
June 30, 1972, the State Treasurer does not show expenses against a par­
ticular fund until such time as the cancelled warrant is redeemed. There­
fore, we certify that these statements show the true and correct balance
per our records at the close of the fiscal year given.




Sincerely,
James T. Clark
Fiscal Administrator

F ifty-N in t# Report

1

ARKANSAS BANKERS ASSOCIATION
1973-1974
President ............................. Van Smith, President, Bank of Tuckerman,
Tuckerman
President-Sect ...................Thomas E. Hays, Jr., President, The First
National Bank, Hope
Vice-President ...................Dorman F. Bushong, President, Farmers &
Merchants Bank, Rogers
Treasurer ............................Douglas Simmons, President, Merchants &
Farmers Bank, West Helena
Executive Manager and
Secretary..........................H. C. Carvill, 1027 Pyramid Bldg., Little Rock
EXECUTIVE COUNCIL
Fred M ichael................................................................................. Lake Village
Harold M oore........................................................................................ DeQueen
Horace S m ith ..................................................................................... Harrisburg
Dorman F. Bushong............................................................................... Rogers
Damon B ow ersock.......................................................................... Fort Smith
J.

Darol B e ll.................................................................................... Ashdown

Doyl E. B row n .......................................................................................... Wynne
Wayne Hartsfield ................................................................................... Searcy
William H. K ennedy........................................................................Pine Bluff
Joe Siebenmorgan...................................................................................Conway
COUNCILMEN-AT-LARGE
T.

E. Renaud .................................................................... North Little Rock

Max A. Mitcham ............................................................................ Smackover

OFFICERS JUNIOR BANKERS
SECTION
ARKANSAS BANKERS ASSOCIATION
P resident............................ Wesley B urkett.................................... Springdale
Vice President................... Robert D ill..........................................Pine Bluff
Secretary............................ James Sangalli .................................... Texarkana
Treasurer ........................ ...Bill M a y ...............................................Jonesboro



8

State o f Arkansas:

Bank Department

THE REGIONAL ADMINISTRATOR OF NATIONAL BANKS
Eighth National Bank Region, 165 Madison Avenue, Room 1900
Memphis, Tennessee 38103
Regional Administrator ......................................... John W. Shaffer
Telephone Number 534-3376

Area Code 901

FEDERAL RESERVE BANK
OF
m

X*

n T T IC

M T Q C A T HJR
IT
mI

DISTRICT NO. 8
Telephone Number 421-1700

Area Code 314

President ...................
First Vice President ...
Senior Vice President
Senior Vice President
Senior Vice President
Vice President ...........
Vice President ...........
Vice President ..........
Vice President ..........
Vice President ..........
Vice President ..........
Vice President ...........
Vice President ...........
General Auditor .......

Darryl R. Francis
Eugene A. Leonard
Leonall C. Andersen
Howard H. Weigel
Charles E. Silva
Ruth A. Bryant
Woodrow W. Gilmore
Jerry L. Jordan
John W. Menges
Joseph P. Garbarini
Harold E. Uthoff
Donald W. Moriarty, Jr.
F. Garland Russell
Thomas C. Rowe

LITTLE ROCK BRANCH
FEDERAL RESERVE BANK
OF
Cm

v ATTTC

Telephone Number 372-5451

M TCQATTDI

Area Code 501

Vice President and M anager................................... John F. Breen
Assistant Vice P resident......................................... Michael T. Moriarty
Assistant Vice President..........................................Thomas R. Callaway
Assistant Vice P resident.......................................... David T. Rennie



Fifty-N inth Report

9

FEDERAL DEPOSIT INSURANCE CORPORATION
MEMPHIS DISTRICT
Suite 1010, First National Bank Building
Memphis, Tennessee 38103
Telephone Number 534-3872

Area Code 901

Regional Director ................................................................... Roy E. Jackson
Assistant Regional D irector...................................................Louis A. Hurst

EXAMINERS FOR ARKANSAS
Robert E. Conatser............................................................................Russellville
James J. Peacock, J r ...................................................................... Russellville
James M. Martin .............................................................................. Jonesboro
John W. Christian.............................................................................. Jonesboro
Jack P. Court, Jr................................................................................ Jonesboro
Fred H. C audle................................................................................... Pine Bluff
James A. C olvin ................................................................................. Pine Bluff
Frankie L. P ra tt................................................................................. Pine Bluff
Russell C. Livingston............................................................................Memphis
Robert C. Barber .......

Memphis

Bobby R. B eaty.....................................................................................Memphis
Dale C. Bregenzer................................................................................. Memphis
Stanley C. Clark, J r .............................................................................. Memphis
William S. M elton................................................................................. Memphis
Arthur B. M onroe................................................................................. Memphis
Jessie C. R e e d ..................................................................................... Memphis




10

State o f Arkansas:

Bank Department

€&vAX
PAr
n £?i RAItflT
a -L
JtiPyC3»«<i^i JUk TYIT1*APTMFVT
JL^JCaKT
JIX&JEjM^i J l

STATE OF ARKANSAS

AnGTQArv A
V
DU
AIiirpc
17 C
V
TJO
nAxrarc
iillullliivl
l/ri? D
ItE
iJT
w
JIm ap
III: rA\rnTTiA\r
Lull1/1A1vrIN A
III:
dX
xA
xX
ui1Dillilld
IN ARKANSAS
AS OF JUNE 30, 1973
(With comparative Statement as of June 30, 1972)

COMMERCIAL BANKS ONLY
June 30, 1973 June 30, 1972
183 Banks
182 Banks*

Increase +
Decrease —

ASSETS
Cash and balances with
other banks .........................

227,397,560

209,838,642

17,558,918+

U. S. Treasury Securities .....

198,777,648

195,454,601

3,323,047+

Obligations of other U. S.
Government agencies
and corporations ................

149,730,056

117,100,065

32,629,991+

Obligations of States and
political subdivisions .........

345,638,167

290,115,733

55,522,434+

Other securities (including
corporate stocks) ................

11,774,667

11,194,136

580,531+

Trading account securities ...

1,998,712

3,396,792

1,398,080—

Excess funds sold and
securities purchased
under agreement to resell ...

83,041,462

60,375,623

22,665,839+

Loans and discounts ............ . 1,113,533,872

906,152,770

207,381,102+

Bank premises, furniture
and fixtures, and other
assets representing bank
premises ..............................

28,930,589

25,799,654

3,130,935+

Real estate owned
other than bank premises ...

1,233,832

959,297

274,535+

A ll other assets ....................

12,922,265

9,153,369

3,768,896+

TOTAL ASSETS .................... . 2,174,978,830

1,829,540,682

345,438,148+




11

Fifty-N inth Report

June 30, 1973 June 30, 1972
182 Banks*
183 Banks

Increase +
Decrease —

LIABILITIES
Demand deposits, individs.,
partnerships, and
corporations ........................
Time deposits, individuals,
partnerships, and
corporations ........................
Deposits of U.S. Government.
Deposits o f States and
political subdivisions ..........
Deposits of banks ...................
Certified and officers’
checks, etc.............................

745,810,134

645,327,172

100,182,962+

989,632,858
22,140,051

818,712,659
14,254,966

170,920,199+
7,885,085+

165,487,360
6,971,189

139,901,593
9,181,085

25,585,767+
2,209,896—

12,034,698

9,063,366

2,971,332+

TOTAL DEPOSITS ............... 1,941,776,290 1,636,440,841 305,335,449+
Total demand ........ ( 861,775,913) ( 747,844,950) (113,930,963) +
Total time ............. (1,080,000,377) ( 888,595,891) (191,404,486) +
Excess funds purchased and
securities sold under
agreement to reprochase ....
Other liabilities for
borrowed money .................
A ll other liabilities.................
TOTAL LIABILITIES ............

11,775,000

4,650,000

7,125,000+

1,007,014
33,693,280

1,336,208
24,018,568

329,194—
9,674,712+

1,988,251,584 1,666,445,617

321,805,967+

RESERVES ON LOANS AND SECURITIES
Reserves for bad debt
14,224,658
losses on loans .....................
288,604
Reserves on securities ...........
fji/VPAT
‘Dl'CFDinS'C
AM
lU lilu JttuoJultVAD UiN
14,513,262
LOANS AND SECURITIES

12,515,894
277,565

1,708,764+
11,039+

12,793,459

1,719,803+

CAPITAL ACCOUNTS
Capital notes and debentures ..
Capital sto ck ............................
Surplus .....................................
Undivided profits ...................
Reserves for contingencies ....

8,325,700
39,023,225
58,643,375
63,553,996
2,667,688

6,347,900
34,960,250
51,446,500
54,057,140
3,489,816

1,977,800+
4,062,975+
7,196,875+
9,496,856+
822,128—

TOTAL CAPITAL ACCOUNTS

172,213,984

150,301,606

21,912,378+

2,174,978,830 1,829,540,682

345,438,148+

TOTAL LIABILITIES,
RESERVES AND
CAPITAL ACCOUNTS ......

* For proposes of comparison the assets and liabilities of Worthen Bank &
Trust Co., Little Rock, were eliminated from the June 30, 1972 computa­
tions since it converted to the National Association in September o f 1972.



COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND OTHER
___________ FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS

* Includes
three Trust Companies


and three Industrial Loan Institutions.

Cash
27,761,400
34,852,000
46,087,100
75,993,000
88,424,600
87,156,400
115,746,100
114,416,400
102,647,800
96,311,500
96,605,800
102,081,300
102,013,000
114,420,700
117,406,400
116,317,200
117,844,400
119,609,800
119,094,300
133,569,800
132,739,000
136,153,900
148,249,200
159,242,700
166,824,300
170,143,300
175,010,500
185,569,700
183,227,183
190,538,005
210,576,609
216,576,856
248,076,462
274,745,091
228,636,623

U. S. Gov’t
Bonds
9,198,600
10,664,100
12,705,800
21,423,800
71,252,800
97,906,100
137,559,700
187,100,000
170,818,800
160,340,700
148,075,000
158,652,300
148,390,100
144,775,800
152,351,100
135,033,400
148,234,300
140,958,000
150,285,000
148,166,500
155,785,000
155,449,300
155,723,600
160,497,100
169,592,900
155,870,900
159,366,100
186,800,200
189,139,644
206,198,703
194,248,984
196,913,431
216,399,847
210,128,150
198,777,648

Capital
Structure
12,280,700
12,567,100
12,805,500
13,316,600
13,904,500
15,076,800
16,624,500
18,908,900
21,414,700
23,769,900
26,381,700
29,064,500
31,611,000
34,416,400
37,166,600
40,797,700
42,559,300
46,686,200
50,275,400
54,163,400
57,409,200
62,805,700
67,604,600
73,092,400
78,504,900
85,282,000
91,300,600
93,953,700
105,525,167
109,561,715
124,896,757
136,660,445
153,776,789
171,803,107
174,062,867

Total
Resources
85,961,400
92,002,700
107,936,900
142,710,700
204,492,600
242,132,900
319,689,500
374,451,600
367,934,700
364,722,300
371,711,900
383,815,000
390,770,400
417,987,700
436,430,100
452,551,900
473,034,400
508,372,900
522,434,100
559,229,900
603,550,700
635,861,400
682,081,000
753,781,000
850,420,100
899,327,800
971,899,600
1,092,481,100
1,178,017,804
1,252,920,292
1,396,120,381
1,537,588,150
1,807,803,479
2,159,026,663
2,187,100,047

State of Arkansas: Bank Department

Loans and Borrowed
Date1
Discounts
Number Deposits
Money
June 30, 1939 ..... ........ 167
206,100
73,397,300
36,443,100
June 29, 1940 ..... ........ 169
72,300
79,079,100
32,496,900
June 30, 1941 ..... ........ 166
75,100
94,733,000
33,420,100
June 30, 1942 ..... ........ 166
56,700
128,975,900
30,666,600
June 30, 1943 ..... ........ 161
83,700
190,153,500
30,497,300
June 30, 1944 ..... ........ 161
81,700
226,832,800
42,121,000
June 30, 1945 .... ........ 163
106,700
302,720,500
50,282,600
June 29, 1946 ..... ........ 169
131,700
355,193,200
49,928,600
June 30, 1947 ..... ........ 170
116,700
346,132,500
70,403,400
221,700
June 30, 1948 .... ........ 174
340,469,900
82,157,200
June 30, 1949 ..... ........ 174
118,200
344,900,700
101,075,200
148,200
June 30, 1950 ..... ........ 176
354,288,100
94,148,700
June 30, 1951 .... ........ 177
133,200
358,571,300
108,035,400
June 30, 1952 ..... ........ 178
383,178,600
58,200
120,769,700
June 30, 1953 .... ........ 177
298,200
398,584,300
125,554,200
June 30, 1954 ..... ........ 178
58,200
411,324,600
159,028,000
June 30, 1955 .... ........ 179
58,200
430,059,100
158,246,800
June 30, 1956 .... ........ 182
0
460,899,300
190,365,300
June 29, 1957 ..... ........ 183
0
470,719,000
187,089,200
336,600
June 30, 1958 .... ........ 183
503,671,700
202,943,500
June 30, 1959 ..... ........ 182
543,739,400
229,693,600 1,070,000
June 30, 1960 .... ........ 182
570,442,400
253,908,500 1,138,000
612,166,700
570,400
June 30, 1961 ..... ........ 181
280,359,500
June 30, 1962 .... ........ 182
678,287,800
202,000
323,914,100
June 29, 1963 ..... ........ 184
768,113,400
385,157,700
403,000
807,558,600
June 30, 1964 ..... ........ 184
435,202,600 1,866,000
June 30, 1965 .... ........ 181
873,276,600
491,193,100 1,971,000
989,004,700
June 30, 1966 ..... ........ 181
541,711,900 2,811,300
1,061,757,391
June 30, 1967 .... ........ 183
599,813,633 2,601,164
626,212,026 2,986,361
1,131,416,659
June 30, 1968 .... ........ 183
1,241,796,969
707,282,836 4,058,556
June 30, 1969 ..... ........ 184
771,945,349 2,435,175
1,359,632,702
June 30, 1970 .... ........ 186
1,597,107,432
910,097,287 3,091,806
June 30, 1971 .... ........ 190
1,878,549,252 1,097,787,057 9,297,755
June 30, 1972 .... ........ 189
1,945,756,869 1,122,127,159
1973 .... ........ *189
June 30, ____________
_
______________5,435,878
_

Fifty-N inth Report

13

BANKING FACILITIES BY COUNTIES INCLUDING STATE
AND NATIONAL BANKS AND BANKING' FACILITIES
LOCATED OUTSIDE OF Crf®ES
County
Arkansas .................... ..............
Ashley ......................... ..............
Baxter ......................... ..............
B enton......................... ..............
Boone ......................... ..............
Bradley ....................... ..............
Calhoun ..................... ..............
Carroll ....................... ..............
Chicot ......................... ..............
Clark ........................... ..............
Clay ............................ ..............
C leburne..................... ..............
Cleveland .................... ..............
Columbia .................... ..............
Conway ....................... ..............
Craighead.................... ..............
Crawford .................... ..............
Crittenden .................. ..............
Cross ........................... ..............
Dallas ......................... ..............
Desha ......................... ..............
Drew ........................... ..............
Faulkner .................... ..............
Franklin ....................................
Fulton ......................... ..............
G arland......................................
Grant ........................... ..............
Greene ......................................
Hempstead .................. ..............
Hot S p rin g.................. ..............
Howard ......................................
Independence ............. ..............
Izard ........................... ..............
Jackson ....................... ..............
Jefferson ....................
Johnson ...................... ..............
Lafayette .................... ..............
Lawrence .................... ..............
Xj66 ................................................
Lincoln ........................ ..............
Little River ...............................
..............
Lo^3n ......... .
Lonoke ......................................
Madison ...................... ..............
M arion........................................
Miller ..........................
Mississippi .................................
Monroe ........................ ..............
Montgomery ............... ..............
Nevada ........................ .............
Newton ........................ ..............
Ouachita ...................... .............
Perry ............................ .............
Phillips ........................ .............
Pike ............................. .............
Poinsett ...................... .............



Banks
State

National
Banks

3
6
1
7
1
1
1
1
4
4
3
2
2
3
2
5
4
3
3
2
2
3
1
2
2
1
1
1
1
1
1
2
3
2

2
1
1
2
1
1

1
3
2
1
2
1
2
5
2
1
5
3
1
1
1
4
1
3
3
6

Banking Facilities
(Outside of Cities)
2
2
1

2
1
2

1

1

1

1

2

1

5
2
2
1

2
1
1
1

2
1
2
2

2

1

1
2
1
1
1

1

2
4
1
1
2
1
1
1
1

2
3
2
1
1
1
1
3
1
1

2
2
1

4

1

1

2
1

14

State o f Arkansas: Bank Department

M>

mMJmStm

B miz v n ffS " P & ^ fT f P T W
JEp^fluNIJBSbJUMWj

B V

JSp *

m

^ A T T lflW C I
■?! JJEmSp

W A T T T A flV A

IS*laA aP P

JLJNV#JLa(JrX Jin vn &pA ^ L ££ b

AND NATIONAL BANKS AND BANKING FACILITIES
LOCATED OUTSIDE OF CITIES
County
Polk ............................ ...............
Pope .......................... ...............
P ra irie ........................ ...............
Pulaski ...................... ...............
Randolph ................... ...............
St. Francis ................. ...............
Saline ........................ ...............
S co tt............................ ...............
Searcy ........................ ................
Sebastian ...................................
Sevier ........................ ................
S h arp ..........................................
Stone .......................... ................
U n ion ..........................................
Van B u ren ................. ................
Washington .............. ................
White ........................ ................
W oodruff .................. ................
Y ell ........................... ................

Banks
State
1
4
2
4
3
2
2
1
2
4
2
4
1
4
1
5
6
2
4
———
183*

National
Banks

Banking Facilities
(Outside of Cities)

1

2
2
1

7
2

1
3

3
1

3

2

2
1
1
2
1
1
—
70

2
1
—71

1

• Does not include State chartered institutions not engaged in commercial
banking.




15

Fifty-N inth Report

STATE BANKS OPERATING FACILITIES AW AY FROM
MAIN OFFICES
(WITHIN CITY FACILITIES NOT INCLUDED)

Name of Bank

Location

Location
of
FaeEity

County

Mountainburg Crawford
White
Bradford
Saline
Bauxite
Saline
Bryant
Saline
Bryant
Cave Springs Benton
Citizens
Logan
Magazine
CaulksvEleCitizens
Logan
Ratcliff
Lonoke
..Cabot
Ward
..Camden
East Camden Ouachita
Franklin
..Charleston
Altus
Van Buren
...Clinton
Shirley
Faulkner
Greenbrier
..Conway
Faulkner
Mayflower
...Conway
No. Crossett Ashley
...Crossett
Hector
Pope
...Dover
Crawfordsville Cnttenden
...Earle
Union
..El Dorado
Huttig
...Forrest City Cotton Plant W oodruff
...Forrest City DeVaEs Bluff Prairie
Lincoln
...Gould
Grady
Sebastian
...Greenwood Hackett
...Greenwood Hartford
Sebastian
Clark
...Gurdon
Okolona
...Heber Spgs. Greers Ferry Cleburne
..Hot Springs Hot Springs
Garland
VElage
Craighead
...Jonesboro
Bay
Craighead
...Jonesboro
Lake City
Craighead
...Jonesboro
Bay
Mercantile
Craighead
...Jonesboro
Mercantile
Bono
..McGehee
Arkansas City Desha
...McGehee
Watson
Desha
...Mena
Wickes
Polk
...MonticeEo
Wilmar
Drew
...Murfreesboro Mineral Spgs. Howard
...Ozark
Altus
Franklin
...Paragould
Marmaduke
Greene
...Plainview
Ola
Yell
...RusseEviEe PottsvEle
Pope
...Searcy
McRae
White
...Smaekover Norphlet
Union
Tontitown
..Springdale
Washington
...Tuckerman Swifton
Jackson
...Tuckerman Grubbs
Jackson
Citizens Bank & Trust Company ..Van Buren Mountainburg Crawford
McNeE
...Waldo
Columbia
Keiser
...Wilson
Mississippi
...Wynne
Hickory Ridge Cross
BuE Shoals
...Yellville
Marion
Citizens State




...Alma
..Bald Knob
...Benton
...Benton
...Benton
...BentonviEe
...BoonevEle
...Booneville

16

State o f Arkansas:

Bank Department

NATIONAL BANKS IN ARKANSAS
Name

Location

County

First National B an k .................................Altheimer ...............Jefferson
The Citizens National B an k ..................... Arkadelphia .......... Clark
The First National Bank ..........................Ashdown ...............Little River
First National B an k ..................................Batesville .............. .Independence
The First National B an k...........................Berryville ...............Carroll
The First National B an k ...........................Blytheville ............. Mississippi
First National B an k .................................Brinkley .................Monroe
First National B an k .................................Camden .................. Ouachita
The Farmers National B a n k ................... Clarksville ............. Johnson
The First National Bank ..........................Conway ................. Faulkner
First National Bank ..................................Crossett ................. Ashley
The First National Bank ..........................DeQueen ................Seyier
First National B an k .................................D erm ott..................Chicot
The First National Bank ..........................DeWitt ................... Arkansas
The First National Bank ..........................El Dorado ..............Union
National Bank of Com m erce....................El Dorado ...............Union
The First National B an k...........................Fayetteville ........... Washington
The First National B an k...........................Fordyce .................. Dallas
First National Bank of Eastern Arkansas .Forrest C ity ........ St. Francis
The City National B a n k ...........................Fort Smith .............Sebastian
The First National Bank ..........................Fort S m ith ...........Sebastian
The Merchants National B a n k ................ Fort Smith .............Sebastian
The First National Bank .......................... Green Forest ........ Carroll
The First National Bank ..........................Gurdon ................. Clark
The First National Bank ..........................Harrison ............... Boone
The Arkansas National Bank ...................Heber Springs .......Cleburne
First National Bank o f Phillips County.. .Helena ...................Phillips
Helena National B an k .............................. Helena ....................Phillips
The Citizens National Bank .................... H o p e..................... Hempstead
The First National B an k ...........................Hope ....................... Hempstead
First National B a n k .................................. Hot Springs ........... Garland
Grand National B ank................................ Hot Springs ...........Garland
The Planters National B a n k ....................H ughes.................. St. Francis
The First National Bank ..........................Huntsville ..............Madison
Citizens National Bank ............................Jacksonville .......... Pulaski
First National Bank ...................................Jonesboro ..............Craighead
The First National Bank ..........................Lewisville ..............Lafayette
The Commercial National B an k .............. Little R o c k ........... Pulaski
The First National Bank ..........................Little R o c k ...........Pulaski
Metropolitan National Bank .................... Little R o ck ...........Pulaski
Union National B an k ................................ Little R o c k ........... Pulaski
Worthen Bank & Trust Co., N.A............... Little R o ck ............Pulaski
First National Bank ................................. Magnolia ............... Columbia
The Malvern National B a n k ....................Malvern ................ Hot Spring
First National B an k .................................. Marianna .............. Lee
First National B a n k .................................. Mena ..................... Polk
First National Bank & Trust Co............... Mountain Home ... Baxter
The First National B a n k ......................... Nashville .............. Howard
The First National B a n k ......................... Newport ................ Jackson
First American National B a n k ................ No. Little R o c k .... Pulaski
First National Bank ................................. Osceola ..................Mississippi
First National Bank o f Com m erce........... Paragould .............. Greene
The First National Bank ..........................Paris .......................Logan
National Bank of Com m erce.................... Pine B luff .............Jefferson
Pine Bluff National B an k ......................... Pine B luff .............Jefferson
Simmons First National Bank ................. Pine B luff ............Jefferson
First National Bank ................................. Rogers ................... Benton
First National Bank ................................. Searcy ................... White



Fifty-N inth Report

17

NATIONAL BANKS IN ARKANSAS
Name

Location

County

First National Bank .................................Siloam Springs ..... Benton
The First National B ank............................Springdale ............ Washington
First National B an k ...................................Stuttgart ................ Arkansas
Commercial National Bank .................... Texarkana ............ Miller
H ie State First National B an k .................Texarkana ............ Miller
First National Bank of Poinsett County ..Trumann ............... Poinsett
Jackson County National B a n k ............... Tuekerman ............ Jackson
Citizens National B an k ............................. Walnut Ridge ...... Lawrence
The First National Bank o f Lawrence
County ..................................... ...............Walnut Ridge ....... Lawrence
First National Bank ................................. Warren ................. Bradley
Fidelity National Bank ........................... West Memphis ..... Crittenden
First National Bank ................................. West Memphis ..... Crittenden
The First National Bank ..........................Wynne ................... Cress




State o f Arkansas:

18

Bank Department

NATIONAL BANKS OPERATING FACILITIES
AWAY FROM MAIN OFFICES
n ?n
i frXm
i t N v*X
f t*Xp Xv
®
X XXXJn

PT««\^XX#X
i n t i 'X
it
pc
m W
a#t
J
X£*SI
JN
X

TMr'T
XJN
v *Xj>W
f XXXatXarJ

Name of Bank

Location

Location
of
Facility

First National Bank ...............
The First National B an k ........
The Farmers National Bank ..
First National Bank ...............
First National Bank of
Eastern Arkansas ...............
The First National B an k ........
First National Bank ...............
First National Bank ..............
First National Bank ..............
First National Bank ..............
The First National Bank .....
The First National Bank .....
First National Bank ..............
First National Bank ..............
The First National Bank .....

Batesville
.Blytheville
Clarksville
.Crossett

Hardy
Bly. A.F.B.
Coal Hill
No. Crossett

Pine Bluff National B an k.....
Simmons First National Bank
First National Bank ............
The State First National Bank
First National Bank ..............
Fidelity National Bank .........




.Forrest City
Fort Smith
Jonesboro
Magnolia
Marianna
Mena
Nashville
Newport
.Osceola
Osceola
.Paris

Palestine
Jenny Lmd
Bono
Taylor
Moro
Cove
Mineral Spgs.
Grubbs
Joiner
Luxora
CaulksvilleRatcliff
Pine Bluff
Whitehall
Sherrill
Pine Bluff
Siloam Spgs. Gentry
Texarkana
Foreman
.Warren
Hermitage
.W. Memphis Turrell

County
Sharp
Mississippi
Johnson
Ashley
St. Francis
Sebastian
Craighead
Columbia
Lee
Polk
Howard
Jackson
Mississippi
Mississippi
Logan
Jefferson
Jefferson
Benton
Little River
Bradley
Crittenden

19

Fifty-N inth Report

MEMBERS OF FEDERAL RESERVE SYSTEM
Name of Bank & Location

Date of Admission

Capital and
Surplus*

April 21, 1941 ......... ...Elk Horn Bank & Trust Company.......... $ 850,000.00
Arkadelphia
April 15, 1953 ......... ...The Citizens Bank .................................. . 1,000,000.00
Batesville
August 23, 1918....... ...Farmers Bank & Trust Company ......... . 2,500,000.00
Blytheville
May 10, 1944 ........... ...Bank of Brinkley .................................... . 700,000.00
Brinkley
September 11, 1942 ....The Exchange Bank & Trust Company. . 1,170,000.00
El Dorado
January 7, 1944 ..... ...M cllroy Bank ........................................... . 2,500,000.00
Fayetteville
September 22, 1933......Fordyce Bank & Trust Company ......... . 600,000.00
Fordyce
September 25, 1942 ... Arkansas Bank & Trust Company ....... . 4,200,000.00
Hot Springs
July 26, 1945 ........... ...Peoples Bank & Loan Company ........... . 350,000.00
Lewisville
July 20, 1920 ......... ...The Bank of Russellville ...................... 1,550,000.00
Russellville
August 23, 1923 ..... ...Peoples Bank & Trust Company ......... . 1,300,000.00
Russellville
• Includes Capital Notes & Debentures, if any.
COMMERCIAL BANK—NOT MEMBER OF FEDERAL DEPOSIT
INSURANCE CORPORATION
Name

Location

Bank of Sidney................................................... Sidney
TRUST COMPANIES AND OTHER INSTITUTIONS NOT ENGAGED
IN COMMERCIAL BANKING* NOT MEMBERS OF
FEDERAL DEPOSIT INSURANCE CORPORATION
TRUST COMPANIES
Name
Location
Guaranty Loan & TrustCompany ....................... Helena
Metropolitan Trust Company .................... Little Rock
Matthews Company............................North Little Rock
INDUSTRIAL LOAN INSTITUTIONS. ACT 111
Name
Location
Southern CreditCorporation............................. Malvern
Hallmark Loan & Invest. Corp......... North little Rock
National Credit Corporation....................... Pine Bluff



State o f Arkansas:

20

Bank Department

AMENDMENTS ALTERING CAPITAL STRUCTURE
July 1, 1972 to June 30, 1973

1. First State Bank and Trust Company, Conway, increased capital stock
from $300,000.00 to $600,000.00 by a 100% stock dividend transferred
from Undivided Profits Account.

2.

Stephens Security Bank, Stephens, increased capital stock from
$125,000.00 to $275,000.00, consisting of $150,000.00 Class “A” Common
(having certain preferential rights), and $125,000.00 common stock.

3. Bank o f Nettleton, Jonesboro, increased capital stock from $200,000.00
to $300,000.00 through the sale o f 10,000 additional shares o f stock at
$10.00 per share.
4. The Citizens Bank, England, increased capital stock from $120,000.00
to $240,000.00 by a 100% stock dividend transferred from the Undivided
Profits Account.
5. Bank of Quitman, Quitman, increased capital stock from $50,000.00
to $100,000.00 by a 100% stock dividend transferred from the Un­
divided Profits Account.

.

6

McGehee Bank, McGehee, increased capital stock from $500,000.00 to
$600,000.00 being transferred from Undivided Profits Account.

7. The Eudora Bank, Eudora, increased capital stock from $175,000.00 to
$350,000.00 being transferred from Undivided Profits Account.

.

8

.

10

.
12.

11

Bank o f Tuekerman, Tuekerman, increased capital stock from
$50,000.00 to $100,000.00 by a 100% stock dividend transferred from
Undivided Profits Account.
First Jacksonville Bank, Jacksonville, increased capital stock from
$300,000.00 to $600,000.00 by a 100% stock dividend transferred from
Undivided Profits Account.
Marked Tree Bank, Marked Tree, increased capital stock from
$175,000.00 to $250,000.00 by a 42.857% stock dividend transferred from
Undivided Profits Account.
Farmers Bank, Greenwood, increased capital stock from $150,000.00
to $300,000.00 by a 100% stock dividend transferred from Undivided
Profits Account.
Farmers and Merchants Bank, Reyno, increased capital stock from
$50,000.00 to $75,000.00 by transferring $5,000 out o f Surplus and
$20,000.00 out o f Undivided Profits Account.

13. Peoples Bank and Trust Company, Mountain Home, increased capital
stock from $400,000.00 to $450,000.00 by a 14 2/7% stock dividend
transferred from Undivided Profits Account.
14. Bank of Atkins, Atkins, increased capital stock from $50,000.00 to
$62,500.00 by sale o f new stock.
15. Bank o f Prescott, Prescott, increased capital stock from $300,000.00
to $600,000.00 transferred from Undivided Profits Account
16. Foydyce Bank & Trust Company, Fordyce, increased capital stock from
$100,000.00 to $200,000.00 by a 100% stock dividend transferred from
Undivided Profits A ccount



Fifty-N inth Beport

21

Pi. Merchants and Planters Bank, Newport, increased capital stock from
$225,000.00 to $250,000.00 by sale of new stock.
18. The Exchange Bank and Trust Company, 11 Dorado, increased capital
stock from $300,000.00 to $400,000.00 transferred from Undivided
Profits Account.
19. Bank of Franklin, Franklin, increased capital stock from $25,000.00 to
$50,000.00 by a 100% stock dividend transferred from Undivided Profits
Account.
20. Bank of Delight, Delight, increased capital stock from $31,250.00 to
$62,500.00 by a 100% stock dividend transferred from Undivided Profits
Account.
21. Dermott State Bank, Dermott, increased capital stock from $250,000.00
to $300,000.00 being transferred from Undivided Profits Account.
22. First Security Bank, Searcy, increased capital stock from $300,000.00
to $600,000.00 by a 100% stock dividend transferred from Undivided
Profits Account.
23. Decatur State Bank, Decatur, increased capital stock from $100,000.00
to $175,000.00 transferred from Undivided Profits Account.
24. Bank of Ozark, Ozark, increased capital stock from $150,000.00 to
$300,000.00 by a 100% stock dividend transferred from Undivided
Profits Account.
25. Morrilton Security Bank, Morrilton, increased capital stock from
$150,000.00 to $225,000.00 by a 50% stock dividend transferred from
Undivided Profits Account.
26. Bank of Blevins, Blevins, increased capital stock from $25,000.00 to
$50,000.00 by a 100% stock dividend transferred from Undivided Profits
Account.
27. Peoples Bank and Trust Company, Mountain Home, increased capital
stock from $450,000.00 to $600,000.00 by sale of new stock.
28. First State Bank, Morrilton, increased capital stock from $250,000.00
to 500,000.00 by a 100% stock dividend transferred from Undivided
Profits Account
29. Bank of Cave City, Cave City, increased capital stock from $50,000.00
to $100,000.00 by a 100% stock dividend transferred from Undivided
Profits Account.
30. Clinton State Bank, Clinton, increased capital stock from $100,000.00
to $200,000.00 by a 100% stock dividend transferred from Undivided
Profits Account.




22

1.
2.
3.
4.
5.
6.
7.
8.

State o f Arkansas:

Bank Department

m m P Mm I JmSp/iff ft WMf«r/*i «ffTHB.ra
AP
TPPfUfH
APCl
AM
3wT
U
v)Jt fV
J>IJUsv7rOJnlS
July- 1, 1972 to June 30, 1973
Stephens Security Bank, Stephens, from 3 to 8; to not less than 3 as
determined by By-Laws.
Little River Bank, Lepanto, from 7 to 10.
Merchants and Planters Bank, Newport, from 5 to 11; to 9 to 15.
Farmers Bank, Hamburg, from 3 to 12; to 3 to 14.
Danville State Bank, Danville, from 3 to 9; to 3 to 25.
The Planters Bank, Osceola, from 5; to 5 to 20.
McGehee Bank, McGehee, from 5 to 10; to 5 to 20.
Planters and Merchants Bank, Gillett, from 3 to 7; to 3 to 8.

4.

AMENDMENTS CHANGING PAR VALUE OF SHARES
July 1, 1972 to June 30, 1973
Farmers and Merchants Bank, Reyno, reduced par value from $25.00 to
$ 10.00.
Bank of Atkins, Atkins, reduced par value from $25.00 to $10.00.
Fordyce Bank and Trust Company, Fordyce, reduced par value from
$100.00 to $25.00.
Dermott State Bank, Dermott, reduced par value from $100.00 to $25.00.

1.
2.
3.
4.

AMENDMENTS AUTHORIZING TRUST POWERS
July 1, 1972 to June 30, 1973
Bank o f Nettleton, Jonesboro
Citizens Bank, Bald Knob
Union Bank of Benton, Benton
Pulaski Heights Bank, Little Rock

1.
2.
3.

AMENDMENTS PROHIBITING THE RIGHT
OF CUMULATIVE VOTING
July 1, 1972 to June 30, 1973
1. Planters and Merchants Bank, Gillett
2. Arkansas Valley Bank, Dardanelle
AMENDMENT CHANGING DATE OF ANNUAL MEETING
July 1, 1972 to June 30, 1973
1. Bank of Prescott, Prescott
AMENDMENT MOVING MAIN OFFICE
July 1, 1972 to June 30, 1973
1. Bank of Franklin, Franklin, moved business and main office to city of
Horseshoe Bend.
AMENDMENT CHANGING CORPORATE NAME
July 1, 1972 to June 30, 1973
1. Pulaski Heights Bank, Little Rock, changed corporate name to Pulaski
Bank and Trust Company.
AMENDMENTS CHANGING NUMBER OF SHARES
July 1, 1972 to June 30, 1973
1. Bank of Ozark, Ozark, from 6,000 to 12,000.
2. Morrilton Security Bank, Morrilton, from 15,000 to 22,500.
3. Bank of Blevins, Blevins, from 1,000 to 2,000.



Fifty-N inth Report

23

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
The average percentage ol capital accounts (reserves included) to
total resources of the 183 Arkansas State Banks as of June 30,
1973 is 8.6%. The following banks equal ox exceed tees figure.
Name

Location

Percentage

Merchants & Planters Bank &
..... A rkadelphia........... .......
..... Atkins .................... ........
..... A ugusta.................. .......
..... Bald Knob ............. .......
r ... Barling .................. .......
..... Beebe ...................... .......
..... Benton .................... .......
Farmers Bank & Trust Company
.......
Bank o f Cabot ............................................Cabot
..... Cabot ...................... .......
..... Calico Rock ........... .......
..... Caraway ................ .......
..... Carlisle .................. .......
..... Cherry V a lle y ....... .......
..... Chidester ............... .......
..... Corning .................. .......
.......
..... Dardanelle ............. .......
..... Decatur .................. .......
..... D erm ott.................. .......
..... Des Arc ................ .......
..... DeWitt .................... .......
..... Dover ...................... .......
..... Dumas .................... .......
..... Earle ...................... .......
..... Elaine .................... .......
..... England .................. .......
..... E ngland.................. .......
The Eudora Bank
..... Eudora .................. .......
..... Fayetteville ........... .......
..... Fordyce .................. .......
..... Gillett .................... .......
..... Gould ...................... .......
..... GriffithviUe ........... .......
..... Gurdon .................. .......
......Hampton ........................
..... Harrison ................ .......
..... Hazen .................... .......
..... Holly G ro v e........... .......
.... Horatio .................. .......
..... Imboden ................. .......
..... Jacksonville ...................
..... Judsonia ................. .......
..... Kensett ..........................
.... Lake Village .................
.... Leaehville .............. ......
.......
.... Lockesburg ...................
.......
.... Magnolia ................. .......
Peoples
......
.... Manila ..................... ......
.... Marianna ............... .......



9.5
9.8
10.1
9.9
15.1
11.7
9.5
11.6
8.7
9.4
8.9
9.0
9.5
9.4
9.0
10.1
8.6
8.7
11,6
13.1
12.9
10.1
11.1
9.3
19.6
9.0
12.7
16.2
10.7
8.6
11.5
10.3
11.7
10.6
13.9
9.8
8.7
12.7
10.9
16.2
9.0
11.7
17.6
9.1
12.1
14.8
9.8
11.0
10.0
8.8
14.4
10.8

24

State o f Arkansas:

Bank Department

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
(Continued)
WamB

Location

Percentage

Citizens Bank ............................................ Marion ..........................
Marked Tree Bank ................................... Marked Tree .................
Bank of Marvell ........................................ Marvell ..........................
McGehee Bank .......................................... McGehee ........................
The Bank o f Melbourne .......................... Melbourne .....................
Monette State Bank ................................. Monette ..........................
Commercial Bank & Trust Company .... M ontieello......................
Union Bank & Trust Company ............... Monticello .....................
Morrilton Security Bank .......................... Morrilton ......................
Bank of Mountain View .......................... Mountain V ie w ..............
Pike County Bank ..................................... Murfreesboro .................
Bank o f N ew ark........................................ Newark ..........................
Bank o f New Edinburg............................. New Edinburg ..............
Bank o f Parkdale ...................................... Parkdale ........................
First State B a n k ........................................ Parkin ............................
Piggott State Bank ................................... Piggott ..........................
The Peoples Bank .................................... Portland ........................
Portland Bank ............................................Portland ........................
Bank of P rescott........................................ Prescott ..........................
Bank o f Quitman ........................................Quitman ........................
The Bank o f R ector................................... Rector ............................
The Bank o f Rison ................................... Rison ..............................
The Bank of RusseEville ......................... ..Russellville ...................
Logan County Bank ................................. .Scranton ........................
First State Bank ...................................... .Sherwood ......................
Smackover State B ank.............................. .Smackover .....................
Citizens Bank ........................................... .Smithville .....................
Bodcaw B a n k ............................................. .Stamps ..........................
Bank o f Star C ity ...................................... Star C ity ........................
The Stephens Security B an k .................... Stephens ........................
Citizens B a n k ............................................. .Strong ............................
Citizens B a n k ............................................. .Tillar ..............................
Bank o f Trumann .................................... .Trumann ......................
Bank o f Tuekerman ................................ Tuekerman .....................
Tyronza Bank ........................................... .Tyronza ..........................
The Peoples Bank .................................... .Waldo ............................
Bank o f Weiner ....................................... W ein er............................
Rice Growers Bank ................................ Wheatley ......................
Wilmot State Bank .................................. .W ilm ot............................
Bank o f Wilson ......................................... Wilson ............................
Cross County B an k .................................... .Wynne ............................
The Bank o f Y e llv ille .............................. .Yellville ........................




10.2

8.6
12.9
10.0
10.7
8.9
8.6
9.5
10.4
8.6
9.3
14.3
10.2
19.8
10.1
9.6
14.1
13.5
8.9
10.2
12.0

14.1
9.4

10.2
8.9
10.2

20.8

10.2
9.7
9.2
15.7
12.6
9.9
14.0
9.1

10.1
9.0

10.6
19.8
16.0

10.8
8.6

Fifty-N inth Report

25

STATISTICAL INFORMATION REFLECTING THE GROWTH OF
ARKANSAS STATE BANKS OVER A TEN YEAR PERIOD
(Commercial Banks only)
1963-1973
June 30,1963
Number of banks with resources of
less than $1,000,000 ............................................... 20

June 30,1973
2

With resources of $1,000,000 to $2,(K)0,000 ................. 41

10

With resources o f $2,000,000 to $3,500,000 ................. 44

14

With resources o f $3,500,000 to $5,000,000 ................. 32

21

With resources o f $5,000,000 to $7,500,000 ................. 20

37

With resources of $7,500,000 to $10,000,000 ...............

9

25

With resources of $10,000,00 to $15,000,000 ............... 11

29

With resources of $15,000,000 to $20,000,000 .............

2

18

With resources of $20,000,000 to $30,000,000 .............

2

15

With resources of $30,000,000 to $50,000,000 .............

0

8

With resources over $50,000,000 ...................................

1

4

182

183

June 30,1963

June 30,1973

Per cent
Increase

Total resources............................... ..$849,010,993

$2,174,978,830

156

Total loa n s..................................... ... 384,484,797

1,113,533,872

190

U. S. Government Securities ....... ... 169,591,386

198,777,648

17

State, Municipal and Other Bonds .. 117,228,655

509,141,602

334

Deposits ......................................... ... 768,073,408

1,941,776,290

153

Total Capital A ccounts.................. ... 77,856,468

172,213,984

121







Fifty-N inth Report

27

FIFTY-NINTH REPORT

showing

THE CONDITION OF THE
183 ARKANSAS STATE CHARTERED BANKS

ASSETS AND LIABILITIES ABE AS SHOWN B Y THE CALL OF
JUNE 30, 1973

Banks are listed according to an alphabetical
arrangement of cities and towns where located.

Population figures and other information furnished
by the various banks.




28

State o f Arkansas:

Bank Department

COMMERCIAL BANK AT ALMA, ALMA
Population 1,800
Crawford County
Chartered January 31, 1910
P. O. Box 369
Telephone Number 632-2257
Zip Code 72921
Number of Branches: Inside City—None; Outside City—1
€M»i!iic0irs
Directors
Mrs. Caruth M. Alexander .President
Mrs. Caruth M. Alexander
Ralph B. Ballentine .. Exec. V. Pres.
Ralph B. Ballentine
Harrell Ballentine..........Vice Pres.
Harrell Ballentine
W. H. C o le ...................... Vice Pres.
W. H. Cole
Margaret A dam s................. Cashier
V. G. Humphrey
McLoud Sicard
Hilda Knight ........... Asst. Cashier
C. R. Starbird
Lucille Hayes ........... Asst. Cashier
STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks |; 664,824.34
U. S. Treasury Securities 889,156.58
A ll other bonds
& securities ............... 1,220,939.48
Excess funds sold ........ 2,050,000.00
Loans & discounts .... 3,116,371.42
Fixed assets ................. 164,157.55
6,922.44
All other assets ............

Total ..........................$8,112,371.81

Liabilities
Demand deposits .......... $4,107,921.09
Time deposits ............... 3,107,505.80
U. S. Gov’t deposits......................... 49,376.96
Public funds ................
279,803.18
Total deposits ............ 7,544,607.03
A ll other liabilities ......
10,802.36
Total liab ilities.......... 7,555,409.39
100,000.00
Capital stock .................
Surplus .......................... 100,000.00
Undivided profits ........ 299,676.32
57,286.10
Reserves .......................
Total capital &
reserves ................. 556,962.42
Total .......................... $8,112,371.01

BANK OF AMITY. AMITY
Population 614
Clark County
Chartered November 30, 1905
P. O. Box 38 Telephone Number 342-5301
Zip Code 71921
Number of Branches: Inside City—None; Outside City—None
Officers
Directors
Ernie Dunlap
Cleda Olds .... President & Cashier
Joe F. M axey..........Vice President
Joe F. Maxey
Peggy T. Adams ...... Asst. Cashier
M. H. Oakley
Hazel Richardson
Asst. Cashier
Cleda Olds
Hazel Richardson
STATEMENT AS OF JUNE 30. 1973
Assets
Cash & due from banks $1,699,932.51
U. S. Treasury Securities 1,909,242.02
A ll other U. S. Gov’t
612,107.34
obligations ...............
A ll other bonds
& securities ............ 1,842,748.67
625,000.00
Excess funds sold ......
Loans & discounts...... 4,915,755.49
2.00
Fixed assets ...............
1.00
Other real estate........
2,537.92
A ll other assets ..........
____________
Total ........................ $11,607,326.95



Liabilities
Demand deposits ........ $ 4,095,460.93
Time deposits ............. 6,029,558.62
U. S. Gov’t deposits ....
83,985.12
Public funds .............
419,865.12
Total deposits .......... 10,628,869.79
Total liabilities ...... 10,628,869.79
Capital sto ck ...............
100,000.00
Surplus ........................
300,000.00
Undivided profits ......
473,473.20
Reserves ......................
104,983.96
Total capital &
reserves ...............
978,457.16
Total ........................ $11,607,326.95

29

Fifty-N inth Report

ELK HORN BANK & TRUST COMPANY, ARKADELPHIA
Population 10,100

Clark County

Chartered September 28,1903

P. O. Box 248 Telephone Number 246-5811
Zip Code 71923
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

Alvin C. S ton e.................President
Roy N. S h op e...... Exec. V. Pres. &
Cashier
Herman G. Brewer ... Asst. V. Pres.
Johnny K. McAnally .. Asst. Cashier
Lloyd N. Conant ...... Asst. Cashier
Morris Turner, J r .
Asst. Cashier

Alvin C. Stone
Roy N. Shope
M. M. Barksdale
James Blanton
Thomas Barksdale
Harold Echols
James T. Gooch
Clarence Hardin
J. Hugh Lookadoo
James W Harrington
Robert Phillips
Wayne D. Pollard
Earl Meeks
J. B. Wingfield

STATEMENT AS OF JUNE 30, 1973
Assets

T.iahl1iti«m

Cash & due from banks $1,492,970.49
U. S. Treasury
Securities ................ ’ 1,684,204.79
A ll other U. S. Gov’t
977,947.60
obligations ..............
A ll other bonds &
securities ................ 3,265,851.59
Loans & discounts .... 8,173,012.09
350,554.52
Fixed assets................
Other real estate .......
2.00
19,312.63
A ll other assets .........

Demand deposits ........ $ 5,042,438.86
Time deposits ............. 8,368,223.00
U. S. Gov’t deposits ....
39,098.70
Public funds ............... 1,078,182,77
Total deposits .......... 14,527,943.33
A ll other liabilities ....
144,932.48
Total liabilities ........ 14,672,875.81
Capital sto ck ...............
600,000.00
Surplus ........................
250,000.00
Undivided profits ......
359,490.25
Reserves ......................
81,489.65
Total capital &
reserves ............... 1,290,979.90
Total ........................ $15,963,855.71

Total




$15,963,855.71

30

State o f Arkansas:

Bank Department

MERCHANTS & PLANTERS BANK & TRUST COMPANY,
ARKADELPHIA
Population 10,100
Clark CountyChartered June 15, 1911
P. O. Box 219 Telephone Number 246-4511
Zip Code 71923
Number of Branches: Inside City—None; Outside City—None
Officers
James C. Hobgood .... Chairman o f
The Board
Jett Black ........................ President
Millard E. Aud .. Exec. V. President
Farrell Hall ........................ Cashier
Catherine Condray .... Asst. Cashier
Nina Mae D ickson......... Asst. Cashier
Barbara E vans.......... Asst. Cashier
Patricia H olcom b...........Asst. Cashier

Directors
Millard E. Aud
Jett Black
Dr. Charles Clark
J. H. Crawford
H. Grady Elms
Ben D. Gray
A1 D. Gross
James C. Hobgood <
John M. Hobgood
Robert C. Rhodes
Jane Ross
Donald M. Tatman

STATEMENT AS OF JUNE 30. 1973
Assets
Cash & due from banks $1,239,688.08
U. S. Treasury
Securities ................... 678,620.00
A ll other U. S. Gov’t
obligations ................. 400,000.00
A ll other bonds &
securities ................... 1,524,688.12
Excess funds sold ........ 200,000.00
Loans & discounts ...... 5,689,577.22
Fixed assets................... 168,248.95
A ll other assets ............
13,895.94

Total ..........................$9,914,718.31




Liabilities
Demand deposits .......... $3,589,692.54
Time deposits ............... 4,465,564.68
U. S. Gov’t deposits ....
115,986.14
Public funds ................
647,224.45
Total deposits ............ 8,818,467.81
A ll other liabilities..... . 149,604.90
Total liabilities .......... 8,968,072.71
Capital notes & debs.... 250,000.00
Capital sto ck ................. 100,000.00
Surplus .......................... 350,000.00
Undivided profits .......
246,645.60
Total capital &
reserves ................ . 946,645.60
Total ..........................$9,914,718.31

Fifty-N inth Report

31

BANK OF ASHDOWN, ASHDOWN
Population 3,700
little River CountyChartered October 5,1970
P. O. Box 547
Telephone Number 898-2761
Zip Code 71822
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

Bill R. Brown ................. President
Robert L. Dennis ..........V. Pres. &
Cashier
Roy G. Staggs..........Vice President

James A. Gunter, Jr.
Martha Edmonson
Eunice Spigner
Wesley Strange
Bill R. Brown
James D. Armstrong, M.D.
John E. Blundell
John T. Bogard

STATEMENT AS OF JUNE 30, 1973
Asseis

Liabilities

Cash & due from banks $ 525,272.93
U. S. Treasury
Securities . ................. 191,685.00
Excess funds so ld .......... 500,000.00
Loans & discounts ...... 3,662,175.40
Fixed assets ................. 102,364.98
A ll other assets ............
33,206.15

Demand deposits .......... $1,412,627.94
Time deposits ............... 2,502,305.60
U. S. Gov’t deposits......
38,614.02
Public funds ................
490,491.94
Total deposits ............ 4,444,039.50
A ll other liabilities ...... 220,694.86
Total liabilities.......... 4,664,734.36
Capital sto ck ................. 150,000.00
Surplus ........................ 150,000.00
Undivided profits ........
49,970.10
Total capital &
reserves ................. 349,970.10
Total ......................... $5,014,704.46

Total




$5,014,704.46

32

State o f Arkansas:

Bank Department

BANK OF ASH FLAT, ASH FLAT
Population 200
Chartered February 20,1912

Sharp County
P. O. Box 8
Telephone Number 994-7312
Zip Code 72513

Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

John A. Cooper, Jr. .... Chairman o f
the Board
Boyd Carpenter ............. President
Odessa E stes...........................Cashier
Norma J. S trou d...... Asst. Cashier

John A. Cooper, Jr.
John A. Cooper, Sr.
Boyd Carpenter
Leonard Ferguson
Donald Martin
Eugene Street

STATEMENT AS OF JUNE 30, 1973
Assets

T.i»hiH tiM

Cash & due from banks $ 776,106.81
U. S. Treasury
Securities ................... 100,000.00
A ll other U. S. Gov’t
obligations ................. 1,701,620.00
A ll other bonds &
securities ................... 2,331,008.24
Excess funds s o ld .......... 250,000.00
Loans & discounts ...... 4,017,220.16
Fixed assets .................
10,266.05

Demand deposits .......... $3,462,171.54
Time deposits ............... 4,438,119.26
U. S. Gov't deposits ....
2,262.50
Public funds ................. 602,903.89
2,000.00
Deposits o f banks .......
Total deposits ............ 8,507,457.19
Total liabilities.......... 8,507,457.19
75,000.00
Capital stock ...............
Surplus .......................... 150,000.00
Undivided profits ........ 414,689.18
Reserves ........................
44,626.54
Total capital &
reserves ................. 684,315.72
Total .......................... $9,191,772.91

A ll other assets ..............

5,551.65

Total ..........................$9,191,772.91




Fifty-N inth Report

33

BANK OF ATKINS, ATKINS
Population 2,015
Pope County
Chartered September 19,1895 P. O. Box 157 Telephone Number 641-2987
Zip Code 72823
Number of Branches: Inside City—None; Outside City—None
Officers
James C. Mitchell .......... President
David M. Mitchell .... Exec. V. Pres.
M. J. H ickey............Vice President
Dorothy W ile y ...................... Cashier

Directors
James C. Mitchell
David M. Mitchell
M. J. Hickey
E. L. Jorden
Bob Boyle
G. J. Cambiano

STATEMENT AS OF JUNE 30, 1873
Assets
Cash & due from banks $ 521,420.46
U. S. Treasury
Securities ................... 1,032,974.67
A ll other U. S. Gov’t
obligations ................. 323,519.43
A ll other bonds &
securities ...................
62,015.95
Loans & discounts........ 2,265,066.67
Fixed assets...................
40,961.32
A ll other assets ............
1.00

Demand deposits .......... $1,530,145.26
Time deposits ............... 2,010,943.66
U. S. Gov’t deposits .....
30,139.45
Public funds ................. 156,411.70
Deposits of banks .......
4,000.00
Total deposits ............ 3,731,640.07
Excess funds purchased 100,000.00
Total liabilities.......... 3,831,640.07
Capital notes & debs.....
42,500.00
62,500.00
Capital sto ck .................
Surplus .......................... 175,000.00
Undivided profits ....... 127,458.44
Reserves .......................
6,860.99
Total Capital &
reserves ................ . 414,319.43

Total ........................... $4,245,959.50

Total ............................$4,245,959.50

!




34

State o f Arkansas:

Bank Department

THE BANK OF AUGUSTA, AUGUSTA
Population 2,777
Chartered February 20, 1935

W oodruff County
Lock Box Y
Telephone Number 347-2511
Zip Code 72006
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

W. T. Mills, Jr. .. V. Pres. & Cashier
Dorothy Willis .......... Asst. Cashier

George L. Beard
J. Ford Smith
W. P. Daniel
John B. Eldridge
Franklin Collier
R. E. Gregory
R. J. Haralson
E. R. Miller
W. T. Mills, Jr.

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 909,837.90
U. S. Treasury
Securities .............. 1,430,596.44
A ll other U. S. Gov’t
obligations ............... 2,429,168.90
A ll otter bonds &
securities ................. 1,547,773.61
Excess funds sold ...... 1,200,000.00
Loans & discounts ..... 3,789,433.50
Fixed assets ...............
26,789.33
Otter real estate..........
1.00
A ll otter assets ..........
1,818.16

Demand deposits ........ $ 4,129,336.97
Time deposits ............. 4,375,172.15
U. S. Gov’t deposits ....
82,630.86
Public funds ............... 1,436,078.48
22,100.44
Deposits o f banks .....
Total deposits .......... 10,045,318.90
A ll otter liabilities
148,091.94
Total liabilities........ 10,193,410.84
Capital stock ..............
100,000.00
Surplus ........................
300,000.00
Undivided profits ......
689,778.35
Reserves ......................
52,229.65
Total capital &
reserves ............... 1,142,008.00

Total ..........................$11,335,418.84

Total .......................... $11,335,418.84




Fifty-N inth Report

35

CITIZENS STATE BANK, BALD KNOB
Population 2,096
Chartered January 22, 1931

White County
P. O. Box 2(H)
Telephone Number 724-3241
Zip Code 72010
Number o f Branches: Inside City—None; Outside City—1
Officers

Directors

Juanita Litzelfelner .. President and
Chairman o f Board
Larry Kircher .... V. Pres. & Cashier
Dave R am ey............Vice President
Joe W om ack...... Asst. Cashier and
Mgr. of Bradford Branch
Margaret Etheridge .... Asst. Cashier
Peggy Reed ...... Assistant Cashier
J. E. Lightle, J r ...... Trust Officer

Juanita Litzelfelner
Larry Kircher
Dave Ramey
W. H. Collison
Jennings Leggett

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 468,650.50
U. S. Treasury
Securities ................... 1,798,593.75
A ll other U. S. Gov’t
obligations .................
25,000.00
A ll other bonds &
securities ................... 1,560,548.22
Excess funds s o ld .......... 300,000.00
Loans & discounts........ 2,255,040.15
Fixed assets...................
22,789.34

Total ............................$6,430,621.96




Demand deposits .......... $3,242,720.19
Time deposits ............... 1,798,918.45
U. S. Gov’t deposits .....
30,184.66
Public funds ................. 684,907.90
Deposits o f banks .......
40,31468
Total deposits ............ 5,797,045.88
Total liabilities ........ 5,797,045.88
Capital sto ck ................. 100,000.00
Surplus .......................... 100,000.00
Undivided p rofits.............................. 198,383.4
Reserves ........................ 235,192.59
Total capital &
reserves ..................... 633,576,08
Total ........................... $6,430,621.96

36

State o f Arkansas:

Bank Department

FIRST SECURITY BANK & TRUST COMPANY, BARLING
Population 2,400
Chartered October 5, 1970

Sebastian County
P. O. Box 327 Telephone Number 452-0330
Zip Code 72923
Number of Branches: Inside City—None; Outside City-—None
Officers

Directors

Floyd Weaver ................. President
Lila Graham ............Vice President
Mary Gray ....................... Cashier

Doyle Hopkins, Chairman
Edgar E. Bethell
Robert E. Daugherty
Larry Flocks
Floyd Weaver
H. D. Riggs

STATEMENT AS OF JUNE 30, 1973
T.iahilitia*

Assets

Cash & due from banks $ 275,263.09
U. S. Treasury
Securities ................. .. 191,522.53
A ll other bonds &
80,000.00
securities ................. ..
Excess funds so ld ........ .. 400,000.00
Loans & discounts .... .. 1,030,866.23
Fixed assets................. .. 156,921.71
2.00
A ll other assets............

Total ........................ $2,134,575.56




Demand deposits ......... .$ 945,577.23
Time deposits .............. . 511,818.67
U. S. Gov’t deposits..... . 115,970.73
Public funds ................ . 188,182.32
Total deposits ........... . 1,761,548.95
49,868.99
A ll other liab ilities.....
Total liabilities......... . 1,811,417.94
Capital sto ck ................ . 120,000.00
Surplus ......................... .. 120,000.00
80,954.62
Undivided profits .......
2,203.00
Reserves .......................
Total capital &
reserves ................ . 323,157.62
Total ......................... $2,134,575.56

Fifty-N inth Report

37

THE CITIZENS BANK, BATESVILLE
Population 7,500
Independence County
Chartered February 19, 1953 P. O. Box 1161 Telephone Number 793-3811
Zip Code 72501
Number of Brandies: Inside City—None; Outside City—None
Officers
M. A. C onyers.... Exec. Vice Pres.
Charles A rn old ................... Cashier
Jim Hunter ........ Asst. Vice Pres.
Mary Lee Poole .... Asst. Vice Pres.
Edna Morgan ............ A sst Cashier
Maxine Wooten ........ Asst. Cashier
Lois Rasmussen ........ Asst. Cashier
Dorothy Carway ...... Asst. Cashier
David Hidy ................. A sst Cashier
J. C. C raig................ A sst Cashier

Directors
John Moody, Chairman of Board
J. K. Southerland, President
M. A Conyers
Eagle Street
Lackey Moody
M. F.Highsmith
Charles Arnold, Secretary

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 2,304,108.26
U. S. Treasury
Securities ................. 1,483,419.71
A ll other
U. S. Gov’t oblig...... 1,780,595.48
A ll other
bonds & securities .... 2,725,142.62
Loans & discounts...... 11,193,729.54
Fixed assets ...............
353,100.63
A ll other assets ..........
6,504.62

Demand deg
Time deposits
U. S. Gov’t deposits
Public funds ............
Deposits of banks ...
Total deposits.......
Borrowed money .....
A ll other liabilities ...
Total liabilities.....
Capital notes & debs.
Capital stock .............

Total ........................ $19,846,600.86




$ 6,636,518.23
. 9,967,377.15
85,720.77
557,703.90
.
322,612.62
. 17,569,932.67
700.000. 00
41,766.43
. 18,311,699.10
100.000. 00

300.000. 00
600.000.00
384,186.76
150,715.00

Surplus .....................
Undivided profits ....
Reserves .................... .
Total Capital &
Reserves ............ . 1,534,901.76
Total ..................... $19,846,600.86

38

State o f Arkansas: Bank Department

THE CITIZENS BANK, BEARDEN
Population 1,272
Chartered June 17, 1945

Ouachita County
P. O. Box 135 Telephone Number 687-2233
Zip Code 71720
Number of Brandies: Inside City—None; Outside City—None

Officers

Directors

John Ed A nthony............President
Garland Anthony H I .... Vice Pres.
Jay W. Dickey, Jr. ........ Vice Pres.
Harold MizeU .................. Cashier
Rosemary Bamer .... Asst. Cashier

John Ed Anthony
Garland Anthony
Leonard E. Tinnell
Joe F. Bamer
Marvin E. Ramsay
Jay W. Dickey, Jr.

STATEMENT AS OF JUNE 30, 1973
Assets

T.iahilltiaji

Cash & due from banks $ 522,438.17
U. S. Treasury
Securities .....
291,529.50
A ll other U. S. Gov’t
obligations .................
82,513.70
A ll other bonds &
securities ................... 303,882.07
Excess funds sold ........ 500,000.00
Loans & discounts........ 2,895,847.23
Fixed assets................... 179,536.70
A ll other assets ............
1,840.89

Demand deposits .......... $2,150,791.02
Time deposits ............... 2,058,416.08
U. S. Gov’t deposits .....
78,518.60
Public funds ................. 156,390.45
Total deposits ............ 4,444,116.15
A ll other liabilities.....
27,042.50
Total liabilities.......... 4,471,158.65
Capital sto ck .................
50,000.00
Surplus .......................... 200,000.00
Undivided p rofits.........
56,429.61
Total capital and
reserves ................ . 306,429.61

T otal ........................... $4,777,588.26

Total ............................$4,777,588.26




Fifty-N inth Report

39

sa
i ihi F
u*f9
* tfB
iT7Wra
z i Im V 0 n
o a
&# w
o &m
c » o
b
Population 2,805
Chartered June 21, 1917

White County
P. O. Box T.
Telephone Number 882-5471
Zip Code 72012
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

T. E. A bington......President
E. H. Abington, II.... Exec. V. Pres.
Robert L. Jon es........ Vice President
Margie Jensen ................... Cashier

T. E. Abington
E. H. Abington, II
Robert L. Jones
Alpha Brown
Catherine Abington
Frank Garrison

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 648,981.76
U. S. Treasury
Securities ................... 1,647,670.50
A ll other bonds &
securities ................... 898,730.56
Excess funds sold ........ 700,000.00
Loans & discounts ...... 1,736,881.93
7,475.12
Fixed assets...................
Other real estate..........
10,001.00
A ll other assets ............
7,993.50
Total ............................$5,657,734.37




T.tahillH —

Demand deposits .......... $3,633,353.61
Time deposits ............... 999,365.32
33,473.36
U. S. Gov’t deposits .....
Public funds ................. 329,545.63
Total deposits ........... 4,995,737.92
Total liabilities.......... 4,995,737.92
Capital sto ck ................. 100,000.00
Surplus .......................... 200,000.00
Undivided p rofits.............................. 361,996.4
Total capital &
reserves ................
661,996.45
Total ............................$5,657,734.37

40

State o f Arkansas:

Bank Department

BENTON STATE BANK, BENTON
Population 17,000
Chartered February 9, 1934

Saline County
P. O. Box 9
Telephone Number 778-0431
Zip Code 72015
Number of Brandies: Inside City—2; Outside City—2
Officers

Directors

W. R. A lsobrook ........Chairman of
the Board
Bob A lsobrook .................President
Brooks M orris....... Exec. Vice Pres.
Russell Coleman .... Senior V. Pres.
Larry Whitley .... V. Pies. & Cashier
John Freeman ........ Vice President
June M aG ee............. Vice President
Bob B ile s..........V. Pres. & Auditor
James Trotter ...... Asst. Vice Pres.
Leonard Ayres ..... Asst. Vice Pres.
Joann B a k er.......Assistant Cashier
Voneeille B allard...... Asst. Cashier
Floyd Bryant ........... Asst. Cashier
Lee McClenny .......... Asst. Cashier
Lynn Linton ............. Asst. Cashier
Barbara Weaver ...... Asst. Cashier
Arnold M oore........... Asst. Cashier
Harry McCormick .... Mgr., Bryant

W. R. Alsobrook
Bob Alsobrook
Mrs. W. R. Alsobrook
Fred E. Briner
Russell Coleman
Wyatt Crawford
David Demuth
A. B. Holiman, Jr.
W. W. Jones
Brooks Morris
Newell P. Ramsey
D. J. Stirman
W. Lee Tucker
Larry Whitley
Virgil Williams

STATEMENT AS OF JUNE 30. 1973
Assets
Cash & due from banks $ 2,640,372.98
U. S. Treasury
Securities ................. 4,822,407.29
A ll other U. S. Gov’t
obligations ............... 1,816,875.23
A ll other bonds &
securities ................. 3,522,141.85
Excess funds sold ...... 1,100,000.00
Loans & discounts .... 15,442,470.93
Fixed assets ...............
497,791.89
Other real estate ......
26,459.26
A ll other assets ..........
299,781.71

Total ........................ $30,168,301.14




Liabilities

Demand deposits ........ $10,564,202.74
Time deposits ............. 14,236,465.14
U. S. Gov’t deposits ....
323,569.89
Public funds ............... 1,959,778.60
Deposits o f banks .....
15,000.00
Total deposits .......... 27,099,016.37
A ll other liabilities
762,990.71
Total liabilities ...... 27,862,007.08
Capital notes & debs.
..55,000.00
Capital stock .............
550,000.00
Surplus ........................
650,000.00
Undivided profits ......
926,034.58
Reserves .....................
125,259.48
Total capital &
reserves ............... 2,306,294.06
Total ........................ $30,168,301.14

Fifty-N inth Report

41

THE UNION BANK OF BENTON, BENTON
Population 17,WO
Saline County
Chartered January 11, 1954
P. O. Box 687 Telephone Number 778-0411
Zip Code 72015
Number of Branches: Inside City—1; Outside City—1
Officers
W ilford R. Pruett .... Chairman of
Board & President
Joe D. P ow ers.... Exec. Vice Pres.
Larry Kinard .... V. Pres. & Cashier
John G. McMahan .... Vice President
Bill Anthony .... Asst. Vice President
Bill L y n ch ............Asst. V. Pres. &
Mgr. Bryant Branch
Gary Sproul .... Asst. Vice President
Van H. W right...... Asst. Vice Pres.
Margaret Jefferson .... Asst. Cashier
Sandra Suggs ............ Asst. Cashier

Warren K. Bass
Ted Boswell
Hugh Bragg
Henry M. Brown
J. D. Harris
I. E. McCray, Sr.
Paul Mooney
Joe D. Powers
W ilford R. Pruett
J. Fred Walton, Sr.

STATEMENT AS OF JUNE 30, 1973
Assets

T.imhlllfiow

Cash & due from banks $ 1,871,844.62
U. S. Treasury
Securities ................. 1,120,350.38
A ll other U. S. Gov’t
obligations ...............
978,583.62
A ll other bonds &
securities ................. 2,524,471.29
Loans & discounts...... 13,468,003.16
955,993.93
Fixed assets.................
Other real estate ........
1,785.91
A ll other assets ..........
173,403.51

Demand deposits ........ $ 6,257,674.61
Time deposits .............. 9,965,594.58
480,013.86
U. S. Gov’t deposits....
Public funds ............. 1,305,498.03
Total deposits .......... 18,008,781.08
Excess funds purchased
300,000.00
A ll other liabilities
780,229.89
Total liabilities ...... 19,089,010.97
Capital notes & debs. ..
300,000.00
Capital stock ..............
552,600.00
Surplus ........................
419,500.00
Undivided p rofits........
518,171.39
Reserves ......................
215,154.06
Total capital &
reserves .............. . 2,005,425.45
Total ........................ $21,094,436.42

Total ........................ $21,094,436.42




42

State o f Arkansas:

Bank Department

T> k 1M 'f A l l t l T T T IP 1 W O T A t V I f T T T P
JKb ACWtl ? JBJB
bJR JHVirJN v J»JuX*Ciy» JeSJmJv(T v H \r lU U fi

H11V1T

Population 6,391
Chartered February 25, 1931

Benton County
P. O. Box 449 Telephone Number 273-3331
Zip Code 72712
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Sam Walton .... Chmn. of the Board
R. E. Buck ...................... President
John W. F ry e r...... Senior V. Pres.
V. C. Rife, J r ........Vice President
Selwyn P alm er................... Cashier
Ellen Jefferson ........ Asst. Cashier
Ronnie W. Prophet .... A sst Cashier
Jeanne Cavness ........ A sst Cashier
Ben B. Price ... Farm Consultant &
Public Relations Officer
Carl T. C osand.....................Auditor

R. E.Buck
Carl M. Burger
William H. Enfield
Carl Hutchens
Sam M. Walton

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 3,471,991.99
U. S. Treasury
Securities ................. 2,102,965.15
A ll other U. S. Gov’t
obligations ...............
449,457.77
A ll other bonds &
securities ................. 3,990,984.23
Loans & discounts...... 15,620,330.62
Fixed assets.................
410,918.33
Other real estate ......
2.00
A ll other assets ..........
276,884.17

Total




$26,323,534.17

Demand deposits
$10,465,783.66
Time deposits ...
11,858,170.57
U. S. Gov’t deposits
997,991.65
Public funds .......
894,771.47
Deposits o f banks
10,000.00
Total deposits ...
24,226,717.35
A ll other liabilities ....
212,829.57
Total liabilities
24,439,546.92
Capital stock ....
300.000. 00
Surplus ..............
400.000. 00
Undivided profits
931,638.33
Reserves ............
252,348.92
Total capital &
reserves ............... 1,883,987.25
Total ........................$26,323,534.17

43

Fifty-N inth Report

CITIZENS BANK. BENTONVILLE
Population 6,391
Chartered December 16, 1968

Benton County
P. O. Box 100 Telephone Number 273-5586
Zip Code 72712
Number of Branches: Jnsid< i City—None; Outside City—1
Officers

Directors

Lawrence R. McCarroll .... Pres. &
Chief Exec. Officer
Dan A. M cN eill.. V. Pres. & Cashier
Joe Armstrong ...... Vice President
Wilson D. Powell .... V. P. (Inactive)
Robert L. S m ith ...... Asst. V. Pres.
Phillip W. Cate ...... Asst. Cashier

Lawrence R. McCarroll
Wiley W olfe
G. J. Bonds
J. T. Hitt
Floyd Rees
Cecil E. Shores
Wilson D. Powell

STATEMENT AS OF JUNE 30. 1973
Assets
Cash & due from banks $1,722,327.37
A ll other U. S. Gov’t
obligations ................. 1,014,366.26
A ll other bonds &
securities ................... 454,461.84
Excess funds so ld .......... 400,000.00
Loans & discounts........ 5,486,249.36
Fixed assets................... 188,234.98
Other real estate..........
1.00
A ll other assets ............
13,096.11

Total ..........................$9,278,736.92




Demand deposits .......... $2,219,429.72
Time deposits ............... 4,415,882.74
U. S. Gov’t deposits .....
29,944.32
Public funds ................. 1,874,488.71
Total deposits ............ 8,539,745.49
A ll other liabilities.......................... 59,914.48
Total liabilities ........ 8,599,659.97
Capital sto ck ................. 200,000.00
Surplus .......................... 300,000.00
Undivided profits ........ 174,953.95
4,123.00
Reserves .......................
Total capital &
reserves ................
679,076.95
Total ......................... $9,278,736.92

44

State o f Arkansas:

Bank Department

BANK OF BLEVINS, BLEVINS
Population 265
Chartered August 12, 1912

Hempstead County
P. O. Box 108
Telephone Number 874-2411
Zip Code 71825
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Mike Stephens.................. Cashier
Frank McLarty ............... President
P. C. Stephens........ Vice President
Nell Stephens .......... Asst. Cashier
Maurine E. Stephens .. Asst. Cashier

Harold M. Stephens
Frank McLarty
P. C. Stephens

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $
U. S. Treasury
Securities ...................
A ll other U. S. Gov’t
obligations .................
A ll other bonds &
securities ...................
Loans & discounts ......
Fixed assets .................
A ll other assets ............

Liabilities
354,934.78
195,359.50
210,000.00
400,427.11
836,682.05
4,437.00
1,739.55

Total ........................... $2,003,579.99




Demand deposits ........ $ 867,559.69
Time deposits .............
812,133.99
U. S. Gov’t deposits....
4,234.00
Public funds ...
111,896.58
Total deposits
1,795,824.26
A ll other liabilities
42,698.22
Total liabilities
1,838,522.48
Capital sto ck ......
50.000. 00
Surplus ...............
50.000.00
Undivided profits
53,317.07
Reserves
11,740.44
Total capital &
reserves ................
165,057.51
Total ...........................$2,003,579.99

Fifty-N inth Report

45

FARMERS BANK & TRUST COMPANY, BLYTHEVILLE
Population 24,752
Mississippi County
Chartered March 16, 1908
P. O. Box 688 Telephone Number 763-8101
Zip Code 72315
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

R. A. P orter...... Chairman & Chief
Exec. Officer
Earl L. McCarroll .......... President
Lee A. C row e...... Exec. Vice Pres.
H. N. W hitis............. Vice President
R. G. Cox .......................... Cashier
Alvin Huffman, III .... Asst. V. Pres.
C. W. Pope ........ Assistant Cashier
B. F. B rogdon.... Assistant Cashier
Dona Holmes .... Assistant Cashier
Margie B e v ill...... Assistant Cashier
Mary Wagnon .... Assistant Cashier
John McHaffey .... Assistant Cashier
Harvey Morris .......... Trust Officer
R. M. Hefley .. Mgr. Insurance Dept.
Joe Churchill .. Asst. Mgr. Ins. Dept.

Dale S. Briggs
J. L. Cherry
E. B. Gee, Jr.
G. G. Hubbard, Jr.
Chas. C. Langston
Earl L. McCarroll
R. A. Porter
B. S. Simmons
L. H. Welch

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 2,984,645.15
U. S. Treasury
Securities ................. 4,304,692.79
A ll other U. S. Gov’t
obligations ............... 3,150,000.00
A ll other bonds &
securities ................. 4,683,968.50
Excess funds sold ......
600,000.00
Loans & discounts...... 12,490,527.17
Fixed assets.................
924,381.51
Other real estate........
23,750.00
A ll other assets ..........
587,151.98

Total




$29,749,117.10

$ 9,326,860.93
Demand deposits
13,033,473.50
Time deposits ...
370,398.49
U. S. Gov’t deposits
2,981,388.78
Public funds .......
Deposits o f banks
63,552.19
Total deposits ...
25.775.673.89
522,355.01
A ll other liabilities ....
Total liabilities
26.298.028.90
Capital sto ck ......
1,000,000.00
Surplus ...............
1,500,000.00
698,959.26
Undivided profits
252,128.94
Reserves ............
Total capital &
reserves ............... 3,451,088.20
Total ......................... $29,749,117.10

46

State o f Arkansas:

Bank Department

CITIZENS BANK, BOONEVILLE
Population 3,239
Logan County
Chartered April 18, 1910
P .O .B o x 218 Telephone Number 675-2747
Zip Code 72927
Number o f Branches: Inside City—1; Outside City—2
Officers
Directors
Jeral L. Hampton .......... President
H. L. Thomas, Sr.
Bill Landrum ..........Ex. Vice Pres.
H. L. Thomas, Jr.
Bill Perceful .......... Vice President
John E. Olsen
Boyce Skeets........... Vice President
Ivan Wade
Bay Harp
Bill Mitchell ........ Asst. Vice Pres.
Joe E a rp ............... Asst. Vice Pres.
Bill Landrum
Jeral Hampton
STATEMENT AS OF JUNE 30, 1973
Assets
Liabilities
Cash & due from banks $ 955,274.55
U. S. Treasury
Securities .................
833,712.71
A ll other bonds &
securities ................. 5,040,370.09
Excess funds sold ......
550,000.00
Loans & discounts...... 10,949,676.99
251,574.91
Fixed assets.................
Other real estate ......
26,000.00
A ll other assets ..........
227,238.57

Total ........................ $18,833,847.82

Demand deposits ...... $ 5,416,778.40
Time deposits ............. 9,909,323.90
U. S. Gov’t deposits.....
162,724.03
Public funds ............. 1,324,605.97
Total deposits ........ 16,813,432.30
A ll other liabilities ....
426,743.95
Total liabilities ...... 17,240,176.25
Capital sto ck ...............
300,000.00
Surplus ........................
300,000.00
Undivided profits ......
820,990.47
Reserves ......................
172,681.10
Total capital &
reserves ............... 1,593,671.57
Total ........................ $18,833,847^2

THE BANK OF BRADLEY, BRADLEY
Population 712
Lafayette County
Chartered April 10, 1933
P. O. Box 128 Telephone Number 894-3322
Zip Code 71826
Number o f Branches: Inside City—None; Outside City—None
Officers
Directors
J. W. Meek, J r ..... President-Cashier
Ralph W. Baucum
Ralph W. Baucum .... Vice President
G. Pat Coker
G. Pat C ok er.................... Secretary
G. E. Crabtree
J. B. Works ...... Assistant Cashier
J. W. Meek, Jr.
STATEMENT AS OF JUNE 30, 1973
T.i«hnm—
Assets
Cash & due from banks $ 232,543.76 Demand deposits .......... $1,018,823.45
U. S. Treasury
Time desposits ............. 1,826,238.97
Securities ................... 1,081,336.00 U. S. Gov’t deposits .....
15,732.22
Public funds ................. 280,924,26
A ll other U. S. Gov’t
obligations ................. 945,082.08
Total deposits ......... 3,141,718.90
A ll other bonds &
Total liabilities.......... 3,141,718.90
securities ................... 285,369.28 Capital
ck .................
50,000.00
Loans & discounts ...... 854,554.31 Surplus sto
..........................
100,000.00
Fixed assets .................
11,315.00 Undivided profits ........ 106,730.96
Other real estate..........
2.00
13,974.70
A ll other assets.............
2,222.13 Reserves ........................
Total capital &
reserves ................ . 270,705.66
Total .......................... $3,412,424.56
Total ..........................$3,412,424.56



Fifty-N inth Report

47

BANK OF BRINKLEY, BRINKLEY
'Population 5,200
Chartered January 17, 1903

Monroe County
P. O. Box 727 Telephone Number 734-3133
Zip Code 72021
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

A. L. R u sh er..................... Chairman
A. H. R usher.......................President
John F. C o le ........Exec. Vice Pres.
Gus Rusher .... A sst Vice President
Mildred D ickson....................Cashier
Evalyna Hiley ....Assistant Cashier

A. L. Rusher
A. H. Rusher
S. A. McKnight
John F. Cole
James B. Sharp
L. C. Dial
Don Fuller

STATEMENT AS OF JUNE 30, 1973
Assets

liabilities

Cash & due from banks $ 1,773,771.95
U. S. Treasury
Securities .................
400,180.00
A ll other U. S. Gov’t
obligations ............... 2,848,279.85
A ll other bonds &
securities ................. 1,725,139.78
Excess funds sold ......
100,000.00
Loans & discounts...... 6,552,211.70
Fixed assets.................
43,120.27
Other real estate........
232,191.81
A ll other assets ..........
7,881.50

$ 4,836,593.02
Demand deposits
6,690,377.07
Time deposits ...
87.044.34
U. S. Gov’t deposits
862,523.85
Public funds .........
11,084.70
Deposits of banks
12,487,622.98
Total deposits ...
158,900.94
All other liabilities ....
12,646,523.92
Total liabilities
200,000.00
Capital sto ck ......
500,000.00
Surplus ...............
266,028.60
Undivided profits
70.224.34
Reserves
Total capital &
reserves ............... 1,036,252.94
Total ........................$13,682,776.86

Total




.$13,682,776.86

48

State o f Arkansas:

Bank Department

BANK OF CABOT, CABOT
Population 2,903
Chartered March 23, 1903

Lonoke County
Drawer R
Telephone Number 843-3575
Zip Code 72023
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

Sue W. P a rk .................... President
James M. Park .... Exec. Vice Pres.
Austin R. L eed s...... Sr. Vice Pres.
Joe W. Park .... Vice Pres. & Cashier
William E. W illiam s...... V. Pres. &
Security Officer
Jaunita C. Morden .... Vice President
& Secretary
Cecil T. O w en ...... Asst. Cashier &
Head Teller
Frances E. R e a ..........Asst. Cashier
E. Louis Creswell. Mgr. Bookkeeping
Department

Sue W. Park
James M. Park
Austin R. Leeds
Joe W. Park
J. D. Wood, Chairman
W. T. Barnwell
Jack M. Lowman
Jake W. Lowman
Lewis T. See
Graham T. Nixon
Charles R. Templeton
Howell M. Thompson
Oris E. Spence
H. A. Whitley, Jr.

STATEMENT AS OF JUNE 30. 1973
TJiiMIHW
Assets
Cash & due from banks $ 881,079.93
U. S. Treasury
797,360.01
Securities .................
A ll other U. S. Gov’t
obligations ............... 1,519,819.55
A ll other bonds &
securities ................. 2,280,348.46
Excess funds s o ld ........ 1,000,000.00
Loans & discounts...... 9,601,870.93
181,737.13
Fixed assets.................
A ll other assets .........
1,077.00

Demand deposits ........ $ 5,491,314.78
Time deposits ............. 7,845,892.19
U. S. Gov’t deposits ....
95,580.87
706,556.74
Public funds ..............
Total deposits .......... 14,139,344.58
A ll other liabilities
702,087.24
Total liabilities ...... 14,841,431.82
Capital notes & debs. ..
200,000.00
Capital sto ck ...............
300,000.00
Surplus ......................
300,000.00
Undivided profits ......
495,406.43
Reserves ......................
126,454.76
Total capital &
reserves .............. . 1,421,861.19

Total ..........................$16,263,293.01

Total ..........................$16,263,293.01




49

Fifty-N inth Report

STATE BANK OF CALICO ROCK, CALICO ROCK

Population 723
Chartered May 1, 1914

Izard County
P. O. Box 236 Telephone Number 297-3711
Zip Code 72519
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Dr. Noel Copp .................President
Gulley R. S e a y ...... Vice President
E. C. Rodman .................. Cashier
Mrs. Boyce H icks...... A sst Cashier

Dr. Noel Copp
Gulley R. Seay
E. C. Rodman
H. Davey Wyatt
Paul W. Seay

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 860,625.23
U. S. Treasury
Securities ............. .... 598,280.50
A ll other bonds &
securities ............. .... 394,501.96
Excess funds sold ........ 500,000.00
Loans & discounts ........ 1,855,030.46
Fixed assets............. ....
84,069.02
3.00
Other real estate....
A ll other assets ...... ....
18,689.05

Total .................... .... $4,311,199.22




Demand deposits ...... $2,621,869.56
Time deposits ............
1,118,477.04
U. a Gov’t deposits ...
6,031.25
Public funds ...
159,370.21
Total deposits
3.905.748.06
Total liabilities
3.905.748.06
Capital sto ck ......
50,000.00
Surplus ...............
100,000.00
Undivided profits
235,323.11
Reserves .............
20,128.05
Total capital &
reserves ................ 405,451.16
Total ...........................$4,311,199.22

50

State o f Arkansas:

Bank Department

THE MERCHANTS & PLANTERS BANE, CAMDEN
Population 16,500
Ouaehita County
Chartered March 4, 1931
P. O. Box 1017 Telephone Number 836-8136
Zip COde 71701
Number of Branches: Inside City—2; Outside City—1
Officers

Directors

Bill J. Ford. .Chairman of the Board
& President
Robert H. Tinkle .... Exec. Vice Pres.
E. L. H arrison.......... Sr. Vice Pres.
James M. M organ..........Cashier &
Vice President
Billy G. Wright
Vice President
Mrs. Lennie Betts .. Asst. Vice Pres.
Mrs. Martha Reynolds .Asst. V. Pres.
Mrs. Bonnie Bullock .. Asst. Cashier
Mrs. Mona J effu s...... Asst. Cashier
Mrs. Cledra Weaver .. Asst. Cashier
Mrs. Sybil O verton.... Branch Mgr.
Mrs. Sue Santifer...... Branch Mgr.

Bill J. Ford
Robert H. Tinkle
E. L. Harrison
Thomas Gaughan
Cecil R. Hitt
Ray Parham
Emmette Parham
W. R. Holleman
James M. Morgan,
Advisory Board

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 2,120,764.53
U. S. Treasury
Securities ................. 1,473,711.00
A ll other U. S. Gov’t
obligations ...............
494,445.45
A ll other bonds &
securities ................. 4,613,398.26
Loans & discounts ..... 12,229,065.65
Fixed assets.................
462,109.35
A ll other assets ..........
245,820.36

Demand deposits ...... $ 6,671,855.26
Time deposits ............. 10,509,086.49
U. S. Gov’t deposits ... 1,222,705.90
Public funds ............... 1,177,989.54
Deposits o f banks .....
11,660.30
Total deposits .......... 19,593,297.49
A ll other liabilities
489,548.73
Total liabilities ...... 20,082,846.22
Capital stock ..............
500,000.00
Surplus ........................
500,000.00
Undivided profits ......
520,362.24
Reserves .....................
36,106.14
Total capital &
reserves ............... 1,556,468.38

$21,639,314.60

Total .......................... $21,639,314.60

Total




Fifty-N inth Report

51

THE CARAWAY BANK, CARAWAY
Population 1,025
Oaighead County
Chartered October 29, 1962
P. O. Box 37
Telephone Number 482-3329
Zip Code 72419
Number of Branches: Inside City—None; Outside City—None
Officers
Amos David .... Chairman of Board
J. R. David, Jr. ............... President
Norma Emison .......... Vice Pres. &
Cashier
Jean Goodman .... Assistant Cashier

Directors
Amos David
J. R. David, Jr.
Mildred David
Douglas Bradley
H. C. Freeze

STATEMENT AS OF JUNE 30, 1973
Assets

T.iahilitiAtt

Cash & due from banks $ 293,434.61
U. S. Treasury
Securities ...................
23,695.50
A ll other U. S. Gov’t
obligations ................. 192,000.00
A ll other bonds &
securities ................... 710,162.24
Excess funds sold ........ 750,000.00
Loans & discounts ...... 2,673,757.48
Fixed assets .................
47,259.48
Other real estate ..........
1.00
A ll other assets ..........
1.00

Demand deposits .......... $1,135,851.90
Time deposits ............... 2,360,006.24
U. S. Gov’t deposits .....
2,415.35
Public funds ................. 752,524.76
Deposits o f banks .......
22,453.85
Total deposits ............ 4,273,252.10
Total liabilities.......... 4,273,252.10
Capital sto ck .................
75,000.00
Surplus .......................... 100,000.00
Undivided profits ........ 219,723.83
Reserves .......................
22,335.38
Total capital &
reserves ................. 417,059.21

Total ........................... $4,690,311.31




Total ........................... $4,690,311.31

52

State o f Arkansas:

Bank Department

CITIZENS BANK, CARLISLE
Population 2,004
Chartered December 22, 1930

Lonoke County
Box 69
Telephone No. 552-7571
Zip Code 72024
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

M. S. W ood ru ff............... President
Ernest H. A llison ...... Vice Pres. &
Cashier
Bill J. S h ou p ..........Vice President
Mrs. Laverne Caldwell .. Asst. Vice
President

H. L. Perkins,
Chairman
Clifford Bennett
J. F. Gartman, M.D.
C. W. Harper
Charles Hunt
F. M. Perkins
M. S. W oodruff
M. Gaines Young, Jr.

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 746,924.44
U. S. Treasury
Securities ................ 1,717,339.60
A ll other U. S. Gov’t
150.000. 00
obligations ..............
A ll other bonds &
securities ................ 1.856.652.23
400.000. 00
Excess funds so ld .......
Loans & discounts..... 4.967.319.24
256,336.44
Fixed assets................
3,930.02
A ll other assets .........

Total ........................ $10,098,501.97




T -in h ilitio f

Demand deposits ........ $ 4,306,533.90
Time deposits .............. 4,484,360.30
U. S. Gov’t deposits ....
74,857.85
Public funds ..............
266,894.86
Total D eposits.......... 9,132,646.91
A ll other liabilities ....
56,576.25
Total liabilities ........ 9,189,223.16
Capital sto ck ...............
162,500.00
Surplus ........................
337,500.00
342,224.96
Undivided p rofits........
Reserves .....................
67,053.85
Total capital &
reserves ...............
909,278.81
Total ........................ $10,098,501.97

Fifty-N inth Report

53

BANK OF CAVE CITY. CAVE CITY

Population 650
Chartered July 2, 1906

Sharp County
P* O. Box 82
Telephone Number 283-5553
Zip Code 72521
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Eagle S treet.......................President
Eugene S treet........ Vice President
Clifton Crabtree ................. Cashier
J. L. L ew saw ........ Asst. Vice Pres.
James M. S treet........ Asst. Cashier
Ruth Pierce ............. A sst Cashier
Ann James ............... Asst. Cashier
Margaret Green .......... Bookkeeper
Linda Sim m ons............Bookkeeper

Eagle Street
Eugene Street
Clifton Crabtree
J. L. Lewsaw
James E. Street

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 441,565.18
U. S. Treasury
Securities ...................
49,875.00
A ll other U. S. Gov’t
obligations ................. 934,022.70
A ll other bonds &
securities ................... 1,549,837.14
Excess funds s o ld .......... 100,000.00
Loans & discounts ...... 2,228,198.73
Fixed assets ................. 114,690.97

Demand deposits .......... $1,824,519.23
Time deposits ............... 3,007,117.68
U. S. Gov’t deposits .....
2,417.50
Public funds ...............
121,357.70
Deposits o f banks .......
45,000.00
Total deposits ............ 5,000,412.11
Total liabilities ........ 5,000,412.11
Capital stock ...............
100,000.00
Surplus .......................... 200,000.00
Undivided profits ........
97,902.25
Reserves .......................
19,875.36
Total capital &
reserves ................ . 417,777.61
Total ..........................$5,418,189.72

Total ..........................$5,418,189.72




54

State o f Arkansas:

Bank Department

AMERICAN STATE BANK, CHARLESTON
Population 1,497
Chartered June 29, 1910

Franklin County
P. O. Box 145 Telephone Number 965-2201
Zip Code 72933
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

Joe S. H iatt.. Chairman & President
Clyde L. H ia tt.... Exec. Vice Pres.
Theo M. Classen .... Public Relations
Norma W. Hiatt .... Sr. Vice Pres. &
Cashier
Doris Moore ...... Assistant Cashier
Lora R. M iller .... Assistant Cashier
Louise Yarbrough .... Branch Mgr. &
Assistant Cashier

Troy W. Clark
BUI C. Hiatt
Clyde L. Hiatt
Joe S. Hiatt
Harold W. Jones
John A. McDonald

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 468,919.61
U. S. Treasury
Securities ................... 304,500.00
A ll other U. S. Gov’t
obligations ................. 2,095,795.47
A ll other bonds &
securities ................... 891,571.37
Excess funds sold ........ 650,000.00
Loans & discounts........ 3,542,336.14
Fixed assets ................. 125,587J6
Other real estate..........
1,038.67
A ll other assets ............ 144,538.47

Demand deposits .......... $2,706,770.28
Time deposits ............... 4,075,996.04
U. S. Gov’t deposits .....
32,310.23
Public funds ................. 592,143.89
Total deposits ............ 7,407,220.44
A ll other liabilities
153,693.83
Total liabilities.......... 7,560,914.27
Capital sto ck ................. 100,000.00
Surplus .......................... 200,000.00
Undivided profits ........ 304,746.70
Reserves .......................
58,626.12
Total capital and
reserves ................ . 663,372,82
Total ..........................$8,224,287.09

Total ..........................$8,224,287.09




55

Fifty-N inth Report
BANK OF CHERRY VALLEY, CHERRY VALLEY

Population 556
Chartered January 24, 1907

Cross County
P. O. Box 188 Telephone Number 588-4415
Zip Code 72324
Number of Branches: Inside City—None: Outside City—None
Officers

Directors

W. M. Smith, J r ................ President
H. H. Beasley ...... Exec. Vice Pres.
J. B. Cavin ............. Vice President
Emmett Neal Milam ..........Cashier
Mrs. Yvonne Lace .... A sst Cashier
Mrs. Louise Carwell .. Asst. Cashier

H. H. Beasley
Millard Carter
J. R. Cavin
Edward S. Maddox
W. M. Smith, Jr.
W. M. Smith, III

STATEMENT AS OF JUNE 30, 1973
T -iahflitieg
Assets
Cash & due from banks $ 556,099.95
U. S. Treasury
Securities ......................
504,790.00
A ll other bonds &
securities ................... 338,161.40
Excess funds sold ........ 700,000.00
Loans & discounts........ 3,845,758.15
Fixed assets .................
35,410.81
Other real estate ..........
1.00

Total ..........................$5,980,221.31

Demand deposits .......... $1,704,162.30
Time deposits ............... 3,302,922.11
U. S. Gov’t deposits .....
9,999.20
Public funds ............... 392,813.17
Total deposits ........... 5,409,896.78
Total liabilities ........ 5,409,896.78
Capital sto ck ................. 100,000.00
Surplus .......................... 250,000.00
Undivided profits ........ 179,679.63
Reserves .......................
40,644.90
Total capital &
reserves ................. 570,324.53
Total ............................ 5,980,221.31

BANK OF CH1DESTER, CHIDESTER
Population 354
Ouachita County
Chartered April 29, 1909
P. O. Box 97
Telephone Number 685-2561
Zip Code 71726
Number of Branches: Inside City—None; Outside City—None
Officers
Talbot Feild, Jr................ President
Alpha O’Rear Hunter ...... Cashier
Cathy Feild ............... A sst Cashier

Directors
Wayne Sanders
Dwade Holleman
C. C. Walthall

STATEMENT AS OF JUNE 30, 1973
Liabilities
Assets
Cash & due from banks $ 264,380.37 Demand deposits ..........$ 702,673.29
Time deposits ............... 770,387.51
U. S. Treasury
9,086.88
Securities ....................
20,000.00 U. S. Gov’t deposits .....
Public funds .................
69,575.52
A ll other U. S. Gov’t
obligations .............. ... 203,392.75
Total deposits ........... 1,551,723.20
A ll other bonds &
Total liabilities.......... 1,551,723.20
98,812.50
securities .................
Capital sto ck .................
75,000.00
Loans & discounts...... ... 1,084,666.50 Surplus ..........................
50,000.00
4,077.77 Undivided profits ........
Fixed assets ...............
36,392.41
1.00 Reserves ........................
Other real estate ........
780.98
A ll other assets .............
38,565.70
Total capital &
reserves ................. 162,173.39
Total ........................ .$1,713,896.59
Total .......................... $1,713,896.59



56

State o f Arkansas:

Bank Department

THE MERCHANTS AND PLANTERS BANK, CLARENDON
Population 2,500
Chartered July 23, 1890

Monroe County
P. O. Box 391 Telephone Number 747-3319
Zip Code 72029
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

James B. Sharp ............. Chairman
Ralph D. A bram son...........President
William R. Reynolds ........ Cashier
Estelle Catlett .... Assistant Cashier

James B. Sharp
Ralph D. Abramson
Ada Muller
Ellen Menard
Paul McKay
P. A. Blankenship

STATEMENT AS OF JUNE 30, 1973
Assets

liabilities

Cash & due from banks $ 501,251.33
U. S. Treasury
Securities ................... 127,533.20
A ll other U. S. Gov’t
obligations ................. 1,563,655.04
A ll other bonds &
securities ................... 684,517.13
Excess funds sold ........ 500,000.00
Loans & discounts ...... 1,802,000.98
Fixed assets .................
46,425.39
Other real estate..........
1.00
A ll other assets ............
3,275.40

Demand deposits .......... $1,814,419.52
Time deposits ............... 2,335,478.75
U. S. Gov’t deposits .....
33,638.79
Public funds ................. 555,133.56
Deposits o f banks .......
12,865.86
Total deposits ............ 4,751,536.48
A ll other liabilities ....
71,492.15
Total liabilities.......... 4,823,028.63
Capital sto ck ................. 150,000.00
Surplus .......................... 100,000.00
Undivided profits ........ 140,752.48
Reserves .......................
14,878.36
Total capital &
reserves ................ . 405,630.84

Total ............................$5,228,659.47

Total ........................... $5,228,659.47




Fifty-N inth Report

57

ARKANSAS STATE BANK* CLARKSVILLE
Population 4,616
Chartered March 8, 1967

Johnson County
P. O. Box 100 Telephone Number 754-6325
Zip Code 72830
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Harold W hitson............... President
R. L. Thompson .. Vice Pres.-Cashier
Betty Callahan ........ Asst. Cashier
C. 1. Wininger ........ Asst. Cashier

Jim Dickerson, Jr.
Armil Taylor
R. L. Thompson
H. E. Wharton
Harold Whitson

STATEMENT AS OF JUNE 30* 1973
Assets

Liabilities

Cash & due from banks $ 533,809.89
U. S. Treasury
Securities ................... 2,080,005.88
A ll other U. S. Gov’t
obligations ................. 2,211,570.75
A ll other bonds &
securities ................... 1,316,632.35
Excess funds sold ........ 250,000.00
Loans & discounts........ 2,478,669.79
Fixed assets...................
77,797.34
A ll other assets ............
352.82

Demand d e b it s ........ $3,016,793.68
Time deposits ............. 4,700,378.07
U. S. Gov’t deposits ....
37,278.20
Public funds ...
588,071.59
Total deposits
8,342,521.54
A ll other liabilities
69,571.59
Total liabilities
8,412,093.13
Capital stock ....
100,000.00
Surplus .............
250,000.00
Undivided profits
151,811.50
Reserves .............
34,934,19
Total capital &
536,745.69
reserves ................
Total ......................... $8,948,838.82

Total




$8,948,838.82

58

State o f Arkansas:

Bank Department

CLINTON STATE BANK, CLINTON
Population 1,057
Chartered October 16, 1946

Van Buren County
P. O. Box 57
Telephone Number 745-2441
Zip Code 72031
Number of Branches: Inside City-—None; Outside City-—1
Officers

Directors

Howard Johnson............. President
Homer Brown ........ Vice President
Garner M. Johnson ...... Vice Pres.
Dyke Johnson .................. Cashier
Jo Sm ith ...............Assistant Cashier
Opal Coffman .... Assistant Cashier
Bud MeKnight .... Assistant Cashier
Cloetta Hutto .... Assistant Cashier
Eileen S m iley.... Assistant Cashier
Rosemary Gunn .... Asst. Cashier &
Mgr. Bookkeeping Dept.
Charles E. Smith .... Asst. Cashier
John E. Clark, Jr. .. Asst. Cashier &
Mgr. o f Shirley Branch

Homer Brown
William H. Ham
Gamer M. Johnson
Howard Johnson
Mrs. Howard Johnson
John L. Johnson
Dickie V. Letter
Roy Letter, Jr.
Arthur Lewis

pUE
itjN
i TJL JnkS&
2e#iP&
1 «A*v,m
»JLJSfJM

?1

5 1

arJ
pT JffTMP
on J
iqoo
W
w J £i VV#
LJ/ #

Assets

Liabilities

Cash & due from banks $ 1,166,424.38
U. S. Treasury
Securities ................. 1,663,156.00
A ll other U. S. Gov’t
obligations ............. 1,349,148.61
A ll other bonds &
securities ................. 3,244,486.49
Excess funds sold ......
550,000.00
Loans & discounts .... 7,762,906.50
Fixed assets.................
81,720.78
Other real estate ......
1.00

Demand deposits
$ 5,662,778.91
Time deposits ...
8,282,470.00
U. S. Gov’t deposits
72,065.39
Public funds ...
490,621.23
Total deposits
14.507.935.53
Total liabilities
14.507.935.53
Capital sto ck .....
200,000.00
Surplus ..............
300,000.00
Undivided profits
596,402.49
Reserves ............
213,505.74
Total capital &
reserves ............... 1,309,908.23
Total ....................... $15,817,843.76

Total




$15,817,843.76

Fifty-N inth Report

59

FIRST STATE BANK AND TRUST COMPANY, CONWAY
Population 15,510
Faulkner County
Chartered February 8, 1946
P. O. Box 729 Telephone Number 329-5656
Zip Code 72032
Number of Branches: Inside City—1; Outside City—2
Officers

Directors

Thos. G. Wilson .... Chairman o f the
Board & Chief Exec. Officer
B. J. Daugherty............... President
Rogers C. M oore...... Sr. Vice Pres.
& Cashier
John R. Jackson, Jr. .... Vice Pres. &
Trust Officer
Edwin H. F lo y d ...... Vice President
Miloise A. Lyford .... Vice President
Louis E. S te ll..........Vice President
G. L. L ieblong...... A sst Vice Pres.
Don Bone. Installment Loan Officer
Mary Ann Freeman .... Asst. Cashier
Julia Parish ............. Asst. Cashier
Burnell Terry .......... Asst. Cashier

B. J. Daugherty
Alphonse M. Hiegel
J. F. OTCeUey
Earl F. Rogers
M. M. Satterfield
Edw. A. Halter
J. W. McCracken
Frank E. Robins III
Stanley Russ
Thomas G. Wilson

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & dus from banks $ 3,067,036.97
U. S. Treasury
Securities "............. .. 4,459,691.47
A ll other U. S. Gov’t
925,000.00
obligations .............
A ll other bonds &
securities ............... .. 9,120,036.62
Loans & discounts.... .. 19,684,022.51
390,098.08
Fixed assets...............
7,502.00
Other real estate ......
468,275.63
A ll other assets ........

Demand deposits ........ $11,452,275.61
Time deposits ............. 18,085,049.44
U. S. Gov’t deposits....
157,479.31
Public funds ............... 4,777,737.19
Total deposits .......... 34,472,541.55
A ll other liabilities....
721,212.68
Total liabilities........ 35,193,754.23
Capital sto ck ...............
600,000.00
Surplus ........................
800,000.00
Undivided profits ...... 1,221,170.68
Reserves .....................
306,738.37
Total capital &
reserves ............... 2,927,909.05
Total ........................ $38,121,663.28

Total ...................... $38,121,663.28




60

State o f Arkansas:

Bank Department

THE CORNING BANK. CORNING
Population 3,136
Clay County
Chartered January 29, 1931
P. O. Box 439 Telephone Number 857-3592
Zip Code 72422
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

Mrs. Sam L. Manatt .... President &
Chairman
F. B. Manatt .... Exec. Vice Pres.
Sam L. Manatt, Jr...Exee. Vice Pres.
Jim Vinson .............. Sr. Vice Pres.
Donis Simpson ...... Vice President
C. E. Headley, Jr....................Vice President
Bob L ockw ood........Asst. Vice Pres.
J. L. Williams .................... Cashier
Dennis Smith ..................... Auditor
H. N. R obinson............. Farm Rep.
Charles Lunsford........Asst. Cashier
Sam L. Manatt I I I .... Asst. Cashier
Louise C olem an..........Asst. Cashier

STJT£*M£ cIi T JhLS
«w »m w i p m g g M i P

Mrs. Sam L. Manatt
F. B. Manatt
Sam L. Manatt, Jr.
Jim Vinson
Dr. B. C. Page
Jan V. Rockwell
A. C.Woods

OF JUNE 30. 1973

Assets

Liabilities

Cash & due from banks $ 1,487,875.56
U. S. Treasury
Securities .................
106,000.00
A ll other U. S. Gov’t
123,915.00
obligations ...............
A ll other bonds &
securities .................
963,252.91
Excess funds sold ...... 1,050,000.00
Loans & discounts...... 10,305,110.22
83,807.73
Fixed assets ...............
A ll other assets ..........
145,434.37

Demand deposits ........ $ 6,032,613.77
Time deposits ............. 5,725,972.29
U. S. Gov’t deposits....
100,663.94
714,197.90
Public funds ...............
Deposits of banks ......
1,646.64
Total deposits .......... 12,575,094.54
A ll other liabilities ....
403,744.20
Total liabilities ........ 12,978,838.74
Capital notes & debs...
300,000.00
200,000.00
Capital sto ck ...............
Surplus ........................
400,000.00
285,044.52
Undivided profits ......
Reserves .....................
101,512.53
Total capital &
reserves .............. . 1,286,557.05
Total ........................ $14,265,395.79

Total ........................ $14,265,395.79




61

Fifty-N inth Report

FIRST STATE BANK* CROS8ETT
Population
Chartered May 13, 1963

6,500
Ashley County
P. O. Box 638 Telephone Number 364-5131
Zip Code 71635
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

B. J. Lambert, Jr. ........ President
Gates Williams....V. Pres. & Cashier
Bobby Joe Aiken ....Consumer Serv.
Officer
Edith S. Phillips .... Public Relations
Officer

Donald W. Stone
B. J. Lambert, Jr.
Charles Baxley
H. A. Etheridge, Jr.
L. L. Gibbs
Willis Johnson
Paul Sullins

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 433,779.94
U. S. Treasury
220,731.22
Securities ................
A ll other U. S. Gov’t
496,733.10
obligations ..............
A ll other bonds &
111,260.37
securities ................
Loans & discounts..... 3,345,839.86
165,578.15
Fixed assets ..............
2,679.64
A ll other assets...........

Demand deposits ...... ..$1,197,701.62
Time deposits ............
U. S. Gov’t deposits .. .... 140,192.04
Public funds ............. .... 613,484.35
Total deposits ........ .... 4,201,362.41
A ll other liabilities .... ....
90,693.65
Total liabilities .... .... 4,292,056.06
Capital sto ck ............. .... 200,000.00
Surplus .................... .... 200,000.00
80,033.16
Undivided profits .... ....
Reserves .....................
4,513.06
Total capital &
reserves ............. .... 484,546.22
Total ...................... ....$4,776,602.28

Total ........................... $4,776,602.28




62

State o f Arkansas:

n & u n f T T t c*
JLrJtXMX
w JLmdi 11*-1*

Jt% M><E*

c fT 2k pr x *

O X

Bank Department

n & m r

JDXlkJW A » #

n

a

c*
w M* *1t* ~~

t itm

Population 1,558
Chartered October 3, 1930

Yell County
P. O. Box 68
Telephone Number 495-2236
Zip Code 72833
Number of Branches: Inside City—None; Outside City—None
Directors

Officers
John Ed Cham bers..........President
John Ed Chambers, III .... Vice Pres.
Edward J. T ay lor............ : Vice Pres.
Raymond P led g er.......... Vice Pres.
Bobby E. R am ey...................Cashier
Odean Parker ........... Asst. Cashier
Elouise C. Laurie ..... Asst. Cashier

John Ed Chambers
John Ed Chambers, III
Edward J. Taylor
Mike Cornwell
Jim Bill Gatlin
Lloyd R. George
Pay Mathis
Leon Millsap
Joe Ray
Todd Sanders
Charles L. Sloan

STATEMENT AS OF JUNE 30, 1973
Liabilities

Assets
Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
A ll other bonds &
securities .................
Excess funds sold ......
Loans & discounts......
Fixed assets.................
Other real estate ......
AH other assets ..........
Total




404,919.36
1,050,151.75
1,080,361.72
1,987,985.00
1,200,000.00
9,444,174.82
72,307.19
21,200.00
5,021.35

$15,266,121.19

Demand deposits ........ $ 3,371,838.30
Time deposits ............. 9,465,250.09
U. S. Gov’t deposits ....
43,196.38
Public funds ............... 1,073,242,13
Total deposits ........ 13,953,526.90
A ll other liabilities ....

153,531.48

Total liabE ities........ 14,107,058.38
Capital sto ck ...............
125,000.00
Surplus ........................
375,000.00
Undivided profits ......
515,313.71
Reserves .....................
143,749.10
Total capital &
reserves ............... 1,159,062.81
Total ........................ $15,266,121.19

Fifty-N inth Report

u n if& iia m Q

p v
w «flI ■ I Ilf
I

w il t t

n
i illA
i i i#
f
OA

63

n & n n & i iCel
p r#1.1
t p
11*

Population 3,500
Chartered August 29, 1961

YeE County
P. O. Box 330 Telephone Number 229-4111
Zip Code 72834
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

L. J. Foster .................... President
WEliam L. Woods .... Vice Pres. &
Cashier
John B. B arnett........ Asst. Cashier
Opal Adkison ........... Asst. Cashier

Ben AUen
Glenn Bailey
G. S. CornweH
A. B. Cox
L. J. Foster
John Harris
G. Ron Rye
Jim TEley
Perry L. Turnbull

STATEMENT AS OF JUNE 30, 1973
Assets

liabilities

Cash & due from banks $ 277,525.90
U. S. Treasury
Securities ................... 681,569.00
A ll other bonds &
securities ................... 621,396.79
Loans & discounts........ 3,374,128.72
Fixed assets .................
64,054.15
A ll other assets.............
18,248.05

Demand deposits .......... $1,154,488.83
Time deposits ............... 3,330,311.79
U. S. Gov’t deposits .....
52,223.64
Public funds .................
52,386.24
7,011.72
Deposits of banks ........
Total deposits ............ 4,596,422.22
A ll other liabilities ......
34,993.99
Total liabilities.......... 4,631,416.21
Capital sto ck ................... 150,000.00
Surplus .......................... 100,000.00
Undivided profits ........ 116,502.05
Reserves ........................
39,004.35
Total capital &
reserves ................. 405,506.40
Total ..........................$5,036,922.61

Total ..........................$5,036,922.61




64

State o f Arkansas:

Bank Department

BANK OF DARDANELLE, DARDANELLE
Population 3,500
Chartered September 12,1934

Yell County
P. O. Box 90
Telephone Number 229-3311
Zip Code 72834
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

John L. H am ilton............President
Thomas C. Willis ............... Cashier
Nancy A. Moore ...... Asst. Cashier

John L. Hamilton
B. EL Berry
L. R. Berryhill
C. R. George
H. M. Orsbum, Jr.
Noel Vandover
Jimmy Wallis

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 685,268.13
U. S. Treasury
Securities .................
485,381.50
A ll other bonds &
securities ................. 4,725,075.89
300,000.00
Excess funds sold ......
Loans & discounts...... 5,654,163.99
36,261.80
Fixed assets.................
A ll other assets ..........
2,539.34

Demand deposits ........ $ 3,198,492.95
Time deposits ............. 6,864,658.84
U. S. Gov’t deposits ....
332,327.33
Public funds ..............
476,650.22
Total deposits ......... 10,872,129.34
Total liabilities........ 10,872,129.34
Capital sto ck ...............
100,000.00
125,000.00
Surplus ..............
Undivided profits ......
713,610.59
Reserves ......................
77,950.72
Total capital &
reserves ............... 1,016,561.31

Total ..........................$11,888,690.65

Total .......................... $11,888,690.65




Fifty-N inth Report

65

DECATUR STATE BANK, DECATUR

Population 847
Chartered May 27, 1954

Benton County
P. O. Box 38
Telephone Number 752-3281
Zip Code 72722
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Charles L. D aves............. President
C. Tom Edmiston .... Vice President
James E. Stuckey ........... Cashier

Lloyd E. Peterson
Dr. E. N. McCollum
J. R. Kincaid
James T. Hudson
Harold M. Lee
C. Jimmie Carter
C. Tom Edmiston
Charles L. Daves
Richard E. Wilmoth
James E. Stuckey

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $1,299,324.20
U. S. Treasury
Securities ................... 225,000.00
A ll other U. S. Gov’t
obligations ................. 684,023.65
A ll other bonds &
securities ................... 1,W0,249.38
Excess funds sold ........ 2,100,000.00
Loans & discounts ...... 3,489,434.46
Fixed assets .................
37,096.78
Other real estate..........
1.00
A ll other assets ............
68,746.84

Total ..........................$8,993,876.31




Demand deposits .......... $4,681,577.52
Time deposits .............. 2,735,452.74
U. S. Gov’t deposits .... 199,641.02
Public funds ............... 291,442.61
Deposits of banks ........
20,000.00
Total deposits .......... 7,928,113.89
A ll other liabilities..... . 279,246.86
Total liabilities.......... 8,207,360.75
Capital sto ck ................. 175,000.00
Surplus .......................... 100,000.00
Undivided profits ........ 486,938.49
Reserves ........................
24,577.07
Total capital &
reserves ................. 786,515.56
Total .......................... $8,993,876.31

State o f Arkansas:

Bank Department

BANK OF DELIGHT, DELIGHT
Population 465
Chartered June 16, 1911

Pike CountyP. O. Box 68
Telephone Number 379-2211
Zip Code 71940
Number of Branches: Inside City—None; Outside City—-None
Officers

Directors

Cecil 1. Johnson, Jr. .... Chmn. of
the Board
Olen Hendrix ................. President
Gus Wingfield .... Exec. Vice Pres. &
Cashier
Clib M a y .................Vice President
Edna Johnson............Asst. Cashier

Buford Hendrix
Olen Hendrix
Cecil E. Johnson, Jr.
Clib May
D. C. Humphry, Jr.
Ludis Bhodes
K. C. Reid
Gus Wingfield

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 329,657.60
U. S. Treasury
Securities ................... 608,804.45
A ll other U. S. Gov’t
obligations ................. 111,388.18
A ll other bonds &
securities ................... 324,595.66
Excess funds sold ........ 800,000.00
Loans & discounts ...... 2,061,816.15
Fixed assets .................
36,158.11
Other real estate..........
1.00
A ll other assets.............
8,139.10

Demand deposits .......... $1,383,057.62
Time deposits ........
2,421,284.47
U. S. Gov’t deposits .....
4,747.65
Public funds ................. 175,767.06
Total deposits ........... 3,984,856.80
Total liabilities ........ 3,984,856.80
Capital stock ...............
62,500.00
Surplus .......................... 150,000.00
52,611.98
Undivided profits ........
Reserves .......................
30,591.47
Total capital &
reserves ................. 295,703.45
Total .......................... $4,280,560.25

Total ............................$4,280,560.25




67

Fifty-N inth Report

DERMOTT STATE BANK, DERMOTT
Population 4,250
Chicot County
Chartered July 8, 1935
P. O. B ox “C”
Telephone Number 538-3266
Zip Code 71638
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

John M. B axter................. President
James S. S u itt...... Exec. Vice Pres.
Clarence H orton........ Vice Pres. &
Secretary
Prank Henry, Jr. .... Vice President
Mrs. Frances Spratlin........ Cashier
Mrs. Wydelle Clark .... Asst. Cashier
Mrs. June F arrell...... Asst. Cashier

John M. Baxter
W. A. Baxter
A. C. Brasel, Board Chairman
E. Lephiew Dennington
R. H. Dennington
Bernard Levi
James S. Suitt
J. M. Tharp

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 706,100.15
U. S. Treasury
Securities ................. .. 419,100.00
A ll other U. S. Gov’t
obligations ............... .. 350,000.00
A ll other bonds &
securities ................. .. 1,838,365.05
Excess funds so ld ........ .. 300,000.00
Loans & discounts...... .. 3,980,839.15
39,946.20
Fixed assets ...............
1.00
Other real estate........
3,489.34
A ll other assets ..........

Demand deposits ......... $2,042,603.84
Time deposits .............. . 4,058,500.62
25,593.48
U. S. Gov’t deposits ...
Public funds ................ . 519,508.08
Total deposits ........... . 6,646,206.02
A ll other liabilities ..... . 107,495.46
Total liabilities ....... . 6,753,701.48
Capital sto ck ................ . 250,000.00
Surplus ......................... . 300,000.00
Undivided profits ....... . 265,493.23
68,646.18
Reserves .............;.........
Total capital &
reserves ................ . 884,139.41
Total ......................... $7,637,840.89

Total ........................ ..$7,637,840.89




68'

State o f Arkansas:

Bank Department

FARMERS 8c MERCHANTS BANK, DES ARC
Population 1,767
Chartered January 26, 1902

Prairie County
P. O. Box 369 Telephone Number 256-4191
Zip Code 72040
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

S. R. N ich ols.................Chairman
L. R. B row n ......... Vice Chairman
R, L. Morton .....................President
Lawrence Holloway .......... Cashier
Faye Sm ith................... Sec. o f Board
Dora M. Holloway .... A sst Cashier
Elsie Garth ............... Asst. Cashier

S. R. Nichols
Henry Nichols
I*. R. Brown
John P. Orsi, Jr.
G. P. Mullen
R. L. Morton

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 474,864.28 Demand deposits ......
U. S. Treasury
Time deposits ..............
Securities ................. 1,688,009.56 U. S. Gov’t deposits ....
A ll other U. S. Gov’t
Public funds ...............
obligations ............... 1,478,694.36
Total deposits ..........
A ll other bonds &
A ll other liabilities ....
securities ................. 2,368,198.10
Total liabilities........
200,000.00 Capital
Excess funds sold ......
ck ...............
Loans & discounts...... 3,818,145.47 Surplus sto
........................
Fixed assets.................
47,944.26 Undivided
profits ......
Other real estate............................... 1.00
Reserves ......................

2,939,098.09
4,915,100.74
74,820.16
825,152.25
8,754,171.24
4,028.28
8,758,199.52
200,000.00
700,000.00
312,016.43
105,641.08

Total capital &
reserves ...............

1,317,657.51

Total ..........................$10,075,857.03




Total .......................... $10,075,857.03

Fifty-N inth Report

69

DEWITT BANK & TRUST COMPANY, DEWITT
Population 4,348
Chartered March 1, 1929

Arkansas County
P. O. Box 71
Telephone Number 946-3531
Zip Code 72042
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

R. H. Maddox .... Chairman of Board
E. A. Ferguson ............. President
Julian B row n
Senior Vice Pres.
T. F. Hudson .. VicePres. & Cashier
Frank Ellis, J r ..............Vice Pres. &
Trust Officer
Dale K. Bennett ...... Asst. Cashier
Eunice Coker ............ Asst. Cashier
Rosemary C u rrie......... A sst Cashier
Carl Goodwin, Jr. .... Mgr.-Ins. D ept
Ralph Relyea .... A sst Trust Officer

A. A. Beverburg
W. H. Botts
Julian Brown
E. E. Denman
Ray D. Dickson
E. A. Ferguson
R. H. Maddox
C. W. Rasco III
Jack Whitmore

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $
U. S. Treasury
Securities ...............
All other U. S. Gov’t
obligations .............
A ll other bonds &
securities ............... ..
Excess funds sold .... ..
Loans & discounts ......
Fixed assets .............
Other real estate......
All other assets ........

Liabilities
2,843,043.55
589,270.31
933,021.48
3,259,629.61
2,200,000.00
6,275,458.06
2.00
1.00
57,601.00

Total ...................... $16,158,027.01




Demand deposits ........ $ 6,330,644.90
Time deposits ............. 6,302,984.52
U. S. Gov’t deposits ....
465,987.52
Public funds ...............
949,223.27
Total deposits .......... 14,048,840.21
A ll other liabilities....
28,200.00
Total labilities ........ 14,077,040.21
Capital sto ck ...............
300,000.00
Surplus ........................
700,000.00
Undivided profits ......
721,908.77
Reserves ......................
359,078.03
Total capital &
reserves ............... 2,080,986.80
Total ........................ $16,158,027.01

70

State o f Arkansas:

Bank Department

PEOPLES BANK, DIERKS
Howard County
Population 1,276
Chartered November 16,1970 P. O. Box 123 Telephone Number 286-3201
Zip Code 71833
Number of Brandies: Inside City—None Outside City—None
Officers

Directors

Flynn Justus ................... President
C. E. Hendrix, Jr. .... Vice President
& Chairman
Sammye Winton .... Vice President
Beth C o x ............................. Cashier

Denzil Gilbert
C. E. Hendrix, Jr.
Flynn Justus
Reese D. Kirby
Wilburn Smith
Sammye Winton

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks . $ 447,928.73
U. S. Treasury
Securities ................... 999,531.25
A ll other U. S. Gov’t
obligations ................. 1,363,823.05
A ll other bonds &
securities ................... 540,786.13
Excess funds sold ........ 600,000.00
Loans & discounts........ 938,845.49
Fixed assets ................. 141,152.03

Demand deposits .......... $2,622,061.78
Time deposits ............. 1,685,267.76
U. S. Gov’t deposits .....
1,406.25
Public funds ................. 346,725.40
Total deposits ............ 4,655,461.19
A ll other liabilities ....
189.26
Total liabilities ........ 4,655,650.45
Capital sto ck ................. 100,000.00
Surplus ..........................
50,000.00
Undivided profits ........ 216,985.01
Reserves ......................
9,431.22
Total capital &
reserves .............. .
376,416.23

T otal .......................... $5,032,066.68

Total ............................$5,032,066.68




Fifty-N inth Report

71

RANK OF DOVER, DOVER
Population 662
Chartered September 29,1905

Pope County
P. O. Box 98
Telephone Number 331-2121
Zip Code 72837
Number of Branches: Inside City—None; Outside City—1
Officers

W. M. Wallace .... Exec. Vice Pres.
C. L. P oyn ter......................Vice Pres.
David L. Dunlap ............... Cashier
Bettye W. Barton .... A sst Cashier
Reba Joyce Churchill.. A sst Cashier
Mary M artin.................. A sst Cashier

Directors
T. C. C&mpbell
L. J. Churchill
David R. Bewley
John E. Moore
C. L. Poynter
S. F. McCain
W. M. Wallace

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 390,456.41
U. S. Treasury
Securities ................... 324,875.00
A ll other bonds &
securities ................... 634,346.81
Loans & discounts ...... 3,952,799.11
Fixed assets ................. 106,269.92
A ll other assets ............
3,360.60

Demand deposits .......... $1,725,705.65
Time deposits ............... 2,702,713.78
U. S. Gov’t deposits ....
19,282.81
Public funds ................. 309,652.17
Deposits of banks..........
10,000.00
Total deposits .......... 4,767,354.41
Borrowed money ........
100,000.00
Total liabilities ........ 4,867,354.41
Capital stock ...............
50,000.00
Surplus .......................... 200,000.00
Undivided profits ........ 242,811.66
Reserves .......................
51,941.78
Total capital &
reserves ................. 544*753.44

Total ............................$5,412,107.85

Total ............................$5,412,107.85




72

State o f Arkansas:

Bank Department

MERCHANTS AND FARMERS BANK, DUMAS
Population 4,600
Chartered May 10, 1909

Desha CountyP.O. Box D
Telephone Number 382-4311
Zip Code 71639
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

C. T. P ran k............. Chm. of Board
& Pies.
E. C. Bradshaw........ Sec.-TYeas. &
Vice Pres.
Loral Adcock ................. Vice Pres.
(Mrs.) Pearl S. Moore ...... Cashier
David J. G arrett.... Asst. Vice Pres.
(Mrs.) Lugean Zieman Asst. Cashier
(Mrs.) Marie Tucker .. A sst Cashier
(Mrs.) Gloria Daniel .. A sst Cashier

C. T. Prank
R. A. Adcock
Loral Adcock
Jack Dante
O. L. Puryear
E. C. Gannaway
B. J. Tanenbaum
J. E. Alimon
Marion Gill
David Porter
Joe Lee McKennon
Ray Maxwell
C. L. Meador

STATEMENT AS OF JUNE 30, 1973
Liabilities

Assets
Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
A ll other bonds &
securities .................
loan s & discounts .....
Fixed assets ...............
Other real estate ......
A ll other assets ..........

1,315,345.37
1,564,062.50
200,000.00
5,613,579.64
8,506,069.86
329,732.00
1.00
15,000.00

Total ....................... $17,543,790.37




Demand deposits ........$ 5,104,172.73
Time deposits ............. 7,600,071.06
U. S. Gov’t deposits ....
233,447.22
Public funds ............... 2,019,526.27
Total deposits .......... 14,957,217.28
A ll other liabilities
632,097.11
Total liabilities ...... 15,589,31439
300,000.00
Capital sto ck ...............
Surplus ........................
700,000.00
811,341.10
Undivided profits ......
Reserves .....................
143,134,88
Total capital &
reserves ............... 1,954,475.98
Total ........................ $17,543,790.37

Fifty-N inth Report

73

EARLE STATE BANK, EARLE
Population 3,200
Chartered April 24, 1947

Crittenden County
P. O. Box 248 Telephone Number 792-8614
Zip Code 72331
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

J. E. Brooks .................... President
Wm. S. Baldwin .. Vice Pres & Mgr.
Crawfordsville Office
Mary E. D avis...................Cashier
Wanda S. Armstrong .. A sst Cashier
Iris V. C o le ................A sst Cashier
George Mitchell ...... A sst Cashier

C. E. Morrison, Jr.
Wm. S. Baldwin
Charles T. Bernard
C. L. Blanz, Jr.
J. E. Brooks
Everett Hood
W. P. Morrison
R. C. Twist
B. J. Wallace
J. W. Young, Jr.

STATEMENT AS OF JUNE 30# 1973
Assets

LtabUiiies

Cash & due from banks ..$ 610,738.32
U. S. Treasury
Securities ................... 549,528.13
A ll other U. S. Gov’t
obligations ................. 1,525,052.04
A ll other bonds &
securities ................... 1,852,765.06
Excess funds so ld .......... 200,000.00
Loans & discounts ...... 4,784,622.75
Fixed assets ................. 212,303.56
All other assets ............
3,380.52

Demand deposits .......... $2,540,621.86
Time deposits ............. 4,964,219.94
U. S. Gov’t deposits ..... 101,947.76
Public funds ................. 1,219,03488
Deposits of banks ........
6,063.94
Total deposits ............ 8,831,888.38
Total liabilities ........ 8,831,888.38
Capital stock ............... 300,000.00
Surplus .......................... 300,000.00
Undivided profits ........ 220,458.05
Reserves .......................
86,043.95
Total capital &
. 906,502.00
reserves ......
Total ...............
$9,738,390.38

Total




$9,738,390.38

74

State o f Arkansas:

Bank Department

THE DELTA STATE BANK, ELAINE
Population 1,210
Phillips County
Chartered December 30,1947 P .O .B ox 295 Telephone Number 827-3397
Zip Code 72333
Number of Branches: Inside City -None; Outside City—None
Officers

Directors

Wm. Demoret ................. President
J. M. Countiss, Jr. .. Vice President
E. Clay Bumpers ............ Secretary
Mary Louise Demoret Jones.Cashier
& Executive Vice President

Mary Louise Demoret Jones
E. Clay Bumpers
J. M. Countiss, Jr.
Wm. Demoret

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$
U. S. Treasury
Securities ...................
A ll other bonds &
securities ...................
Excess funds sold ........
Loans & discounts ......
A ll other assets ............

Liabilities
867,508.80
322,938.94
9,150.30
100,000.00
330,400.08
9,762.80

Total ........................... $1,639,760.92




Demand deposits ...... ....$1,068,238.60
U. S. Gov’t deposits ..
1,534.00
Public funds ............. .... 245,739.56
Total deposits ........ .... 1,315,512.16
A ll other liabilities ....
3,207.18
Total liabilities...... .... 1,318,719.34
Capital stock ............ ....
40,000.00
Surplus ...................... ....
80,000.00
Undivided profits ..... .... 191,458.94
Reserves .....................
9,582.64
Total capital &
reserves ............. .... 321,041.58
Total ...................... ....$1,639,760.92

75

Fifty-N inth Report

THE EXCHANGE BANK AND TRUST COMPANY, EL DORADO

Population 25,283
Union County
Chartered August 12, 1933
F. O. Box 641 Telephone Number 862-6684
Zip Code 71730
Number o f Branches: Inside City—None; Outside City—1
Officers

Directors

Louis E. Hurley .............. Chairman
of the Board
Edward H u rley................. President
William W. Thom as...... Vice Pres.
Patrick M cK ay............... Vice Pres.
& Cashier
James H. Ludwig .. A sst Vice Pres.
Steve Leverette .... Asst. Vice Pres.
Lawrence L. P o w e ll.......... Auditor
Mrs. Doris Cawvey .... Loan Officer
Stan L. Gillis ............Loan Officer
Bennie Williams ...... Loan Officer
Mrs. Yvonne Eudy .. Account Service
Officer
Mrs. Esther Impson ...... ManagerHuttig Office

Bruce Anthony
Edward Hurley
•R. L. Aycock
*D. R. James
H. L. Dowling
D. R. James, Jr.
W. A. Dumas
Gardner H. Landers, M.D.
James W. Garison
J. H. Sheehan
*W. H. Hanna
Joe G. Wepfer
Louis E. Hurley
C liff Wright
♦Advisory Directors

C T
r M P l i r Xr jflkikA
AC A
2#
X E T
X JutiuftJEsJN
t r XP*

Assets
Cash & due from banks $ 5,147,949.88
U. S. Treasury
Securities ................. 2,061,416.91
A ll other U. S. Gov’t
obligations ............... 1,190,070.08
A ll other bonds &
securities ................. 3,657,634.66
Excess funds sold ...... 1,750,000.00
Loans & discounts .... 15,013,915.75
Fixed assets ............... 1,252,647.60
Other real estate ........
1.00
All other assets ..........
259,291.26

Total ....................... $30,332,927.14




T lI P o n
<fJFtIXXwXSt

0
X1 v0/7t#

Liabilities

Demand deposits ........ $13,611,800.84
Time deposits ............. 12,553,492.51
U. S. Gov’t deposits ....
413,556.93
Public funds ...............
881,991.12
Deposits of banks ......
76,444.56
Total deposits .......... 27,537,285.96
A ll other liabilities .... 1,134,569,51
Total liabilities ...... 28,671,945.47
Capital notes & debs.
..270,000.0
Capital stock .............
400,000.00
Surplus ........................
500,000.00
Undivided profits ......
324,996.46
Reserves ......................
165,985.21
Total capital &
reserves ............... 1,660,981.67
Total ........................ $30,332,927.14

76

State o f Arkansas:

Bank Department

BANK OF ELKINS. ELKINS
Population 418
Chartered June 1, 1912

Washington County
P. O. Box 47
Telephone Number 643-2131
Zip Code 72727
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. E. B u n ch .................President &
Chairman Of Board
Joel L. B u n ch .... Exec. Vice Pres.
& Public Belations
John A. Bunch, S r... Exec. Vice Pres.
& Business Development
Joyce R. Bunch ................. Cashier

J. E. Bunch
Joel L. Bunch
John A. Bunch, Sr.
Edyth L. Bunch

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks ..$ 541,360.05
U. S. Treasury
Securities ...................
25,000.00
AH other U. S. Gov’t
obligations ................. 199,736.68
A ll other bonds &
securities ................... 282,005.57
50,000.00
Excess funds sold ........
Loans & discounts ...... 3,994,272.59
Fixed assets .................
72,609.56
1.00
Other real estate..........
A ll other assets ..........
7,641.84

Demand deposits ..........$2,205,883.90
Time deposits ............... 2,362,274.45
U. S. Gov’t deposits.....
11,310.33
Public funds ................. 237,319.61
Total deposits ............ 4,816,788.29
A ll other liabilities .....
2,149.76
Total liabilities ........ 4,818,938.05
Capital sto ck .... ............
37,500.00
Surplus .......................... 216,000.00
Undivided profits ........
52,692.66
Reserves .......................
47,496.58
Total capital &
reserves ................. 353,689.24

Total ............................$5,172,627.29

Total ............................$5,172,627.29




Fifty-N inth Report

77

BANK OF ENGLAND, ENGLAND
Population 3,075
Chartered August 23, 1898

Lonoke County
P. O. Box 70
Telephone Number 842-2555
Zip Code 72046
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Seth Boles, Jr. ............... President
Otha E. F rizzell.................Cashier
Wilma J. Darling .... A sst Cashier

Seth Boles, Jr.
Thomas Murchison, Sr.
Otha E. Frizzell

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 653,706.10
U. S. Treasury
Securities ...................
2,990.93
All other U. S. Gov’t
obligations ................. 300,000.00
A ll other bonds &
securities ................... 952,322.48
Loans & discounts ...... 3,212,107.08
Fixed assets .................
2.00
Other real estate ..........
1.00
1.00
A ll other assets ............

Demand deposits .......... $2,722,554.22
Time deposits ............... 1,823,867.74
Public funds ................
113,445.87
Total deposits ............ 4,659,867.83
A ll other liabilities......
215.00
Total liabilities ....... 4,660,082.83
Capital stock .............. 100,000.00
Surplus ......................... 200,000.00
Undivided profits ........ 161,047.76
Total capital &
reserves ................ . 461,047.76
Total ..........................$5,121,130.59

Total ..........................$5,121,130.59

THE CITIZENS BANK, ENGLAND
Population 3,075
Lonoke County
Chartered January 14, 1931
P. O. Box 190 Telephone Number 842-2541
Zip Code 72046
Number of Branches: Inside City—None; Outside City—None
Directors
Officers
Ben B. Morris
Lois Rutherford............... President
Lois Rutherford
C. C. Leonard, Jr.....EVP & Cashier
C. C. Leonard, Jr.
Charlene Black ........ Asst. Cashier
John W. Gann
STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 639,788.28
U. S. Treasury
Securities ................... 2,224,289.14
A ll other U. S. Gov’t
obligations ................. 1,075,000.00
A ll other bonds &
securities ................... 931,504.36
Excess funds sold ........ 600,000.00
Loans & discounts ...... 1,722,433.07
Fixed assets .................
2.00
A ll other assets ............
7,435.91
Total ..........................$7,200,452.76



T.iwhUitio*

Demand deposits .......... $2,576,987.26
Time deposits ............... 3,163,748.20
U. S. Gov’t deposits.....
53,231.22
Public funds ................. 489,727.33
Total deposits ............ 6,283,694.01
A ll other liabilities .....
2,080.55
Total liabilities ........ 6,285,774.56
Capital stock ...............
240,000.00
Surplus .......................... 260,000.00
Undivided profits ........ 414,678.20
Total capital &
reserves ................ . 914,678.20
Total ..........................$7,200,452.76

78

State o f Arkansas:

Bank Department

THE EUDORA BAZIK. EUDORA
Population 3,687
Chartered December 23,1930

Chicot County
P. O. Box “L” Telephone Number 355-4416
Zip Code 71640
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

C. J. Griffith ................... President
Joe A. A rn old ...... Exec. Vice Pres.
and Cashier
J. W. L o y d ............... Vice President
Evelyn M. L illy .......... A sst Cashier
Claudene Stevens
Asst. Cashier

C. J. Griffith
Joe A. Arnold
J. W. Loyd
Sam Bowman
W. K. Grubbs
Alvin Meyer
W. J. Weaver

STATEMENT AS OF JUNE 30. 1973
Assets
Cash & due from banks $ 909,201.38
U. S. Treasury
Securities ................... 616,501.50
A ll other bonds &
securities ................... 1,194,171.17
Loans & discounts ...... 5,009,717.49
Fixed assets ...............
44,364.72
Other real estate..........
7,000.00
A ll other assets ............
227.61

Total ............................$7,781,183.87




Liabilities

Demand deposits............ $2,648,062.90
Time desposits .............. 3,178,598.58
U. S. Gov’t deposits........................... 25,591.56
Public funds ................. 541,882.95
Total deposits .......... 6,394,135.99
A ll other liabilities ....
127,849.45
Total liabilities ........ 6,521,985.44
Capital sto ck ................. 350,000.00
Surplus .......................... 520,000.00
Undivided profits ........ 292,285.17
96,913.26
Reserves .......................
Total capital &
reserves ................. 1,259,198.43
Total ............................$7,781,183.87

Fifty-N inth Report

79

BANK OF EUREKA SPRINGS. EUREKA SPRINGS

Population 1,670
Chartered May 4,1912

Carroll County
P. O. Box 309 Telephone Number 253-8241
Zip Code 72632
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

John F. Cross .... President & Chmn.
Reba L. P y a tt.................... Cashier
Wayne Brashear .. Assistant Cashier

Loren L. Clark
John F. Cross
Ruth F. Cross
Lewis 1. Epley, Jr.
Dorothy F. Mathews
Eagle Thomas
Digby Walker

STATEMENT AS OF JUNE 30. 1973
Assets

T.iahilitipg

Cash & due from banks $ 616,941.20
U. S. Treasury
Securities ................... 545,000.00
A ll other U. S. Gov’t
obligations ................. 486,284.19
A ll other bonds &
securities ................... 1,634,715.13
Excess funds sold ........ 2,200,000.00
Loans & discounts ...... 2,343,132.88
Fixed assets .................
80,086.45
Other real estate ........
2,000.00
All other assets ............
4,686.92

Demand deposits .......... $3,143,288.55
Time deposits .............. 3,901,247.45
U. S. Gov’t deposits .....
32,125.41
Public funds ................
205,395.31
Total deposits ............ 7,282,056.72
A ll other liab ilities.....
23,273.58
Total liabilities ........ 7,305,330.30
Capital sto ck ................. 100,000.00
Surplus .......................... 210,000.00
Undivided profits ........ 266,168.95
Reserves .......................
31,347.52
Total capital &
reserves ................ . 607,516,47

T otal ............................. $7,912,846.77

T otal ............................. $7,912,846.77




80

State o f Arkansas:

Bank Department

BANK OF EVENING SHADE, EVENING SHADE
Population 400
Chartered February 5, 1901

Sharp County
P. O. Box 27
Telephone Number 266-3386
Zip Code 72532
Number o f Branches: Inside City—None; Outside City—None
Officers

F. F. M ob ley ..........Pres. & Chmn.
of Board
Dolph Pegg ............ Vice President
A. L. H oan ey.....Ex. Vice Pres. &
Sec. & Treasurer
William E. F razier............. Cashier

Directors
F. F. Mobley
Dolph Pegg
A. L. Hoaney
T. G. Vinson
Don Heuer

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 124,910.88
U. S. Treasury
Securities ................
171,818.00
A ll other U. S. Gov’t
obligations ..............
754,766.81
Loans & discounts .... 1,103,860.64
Fixed assets ..............
5,654.77

Demand deposits ..........$ 782,935.56
Time deposits ............... 1,170,591.82
6,819.70
U. S. Gov’t deposits......
Public funds ..............
33,352.59
Total deposits .......... 1,993,699.67
A ll other liabilities .....
18,862.95
Total liabilities ........ 2,012,562.62
Capital sto ck .................
25,000.00
75,000,00
Surplus ..........................
U ndivided profits ..........

Total




$2,161,011.10

29,960.29

18,488.19
Reserves .......................
Total capital &
reserves ................ . 148,448.48
Total ..........................$2,161,011.10

Fifty-N inth Report

81

MdLROY BANK, FAYETTEVILLE
Population 30,729
Washington County
Chartered December 24, 1892 P. O. Box 1327 Telephone Number 521-7400
Zip Code 72701
Number of Branches: Inside Ci r—2; Outside City—None
Officers

Directors

Hayden M cllroy .... Chmn. of Board
and President
Clifton W ade..........Vice Chairman
J. L. Herrin
Exec. Vice President
Tom Mathias ........... Vice Pres, and
Cashier
Winston I. S loan...... Vice Pres, and
Trust Officer
George Edwards .... Vice President
William A. Breazeale .... Public Re­
lations, Business Development
James E. Shreve .... Asst. Vice Pres.
James E. Harris .... Asst. Vice Pres.
Norma M oseley.... A sst Secretary
Lee S kelton ........ Assistant Cashier
Betty C la rk ........ Assistant Cashier
Buddy Ledford .... Assistant Cashier
Taylor Hannah .... Assistant Cashier
Joseph King ....... Assistant Cashier

John D. Askew
E. J. Ball
L. L. Baxter
Ralph Goff, Jr.
J. W. Gould
J. L. Herrin
John E. Kane
Dr. James D. Mashbum
Hayden M cllroy
Henry Shreve
Carl Tune
Clifton Wade
Paul Young, Jr.

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 6,011,195.65
U. S. Treasury
Securities ................. 1,305,022.46
A ll other bonds &
securities ................. 7,568,043.35
Excess funds sold ...... 2,000,000.00
Loans & discounts...... 21,628,985.69
Fixed assets................. 1,867,019.97
Other real estate..........
1.00
A ll other assets ..........
688,949.10

Demand deposits ........ $14,297,714.54
Time deposits .............. 12,791,130.88
U. S. Gov’t deposits ....
585,682.92
Public funds ............... 6,787,634.96
J
Deposits
U C p v O l v o VIA
o f banks.......
M C IU I !}
. 1,662,986.05
jv w « )V v U * W » l
Total deposits .......... 36,125,149.35
AAJll
.J. other
UU1C1 liabilities
UaMUlMCS ....
uyvyoxu.au
560,343.28X
Total liabilities ...... 36,685,492.63
Capital notes & debs... 1,000,000.00
Capital sto ck ...............
500,000.00
Surplus ........................ 1,000,000.00
Undivided profits ...... 1,211,904.22
Reserves .....................
671,820.37
Total capital &
reserves ........ ..... . 4,383,724,50
Total ........................ $41,069,217.22

Total ........................ $41,069,217.22




m

82

State o f Arkansas:

Bank Department

FOBDYCE BANK AND TRUST COMPANY, FOBDYCE
Population 4,837
Quartered January 5,1931

Dallas County
P. O. Box 352 Telephone Number 352-3107
Zip Code 71742
Number of Branches: Inside City—1; Outside City—-None
Officers

Directors

W. R. Benton, Jr. ............President
J. H. Everett .......... Vice President
J. W. Heansberger .. Vice President
& Cashier
M. S. Smith ............ A sst Cashier
Kathleen J. Graves.... A sst Cashier
Amy L. Wallace ...... A sst Cashier

W. R. Benton, Jr.
J. H. Everett
J. W. Hearnsberger
Robert D. Ross
J. Graydon Parham
L. Weems Trussell
Jesse G. Shaddock
E. C. Benton, Jr.
E. C. Gates

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
All other bonds &
securities .................
Excess funds sold ......
Loans & discounts ......
Fixed assets ...............

laal^iJbLt&es
1,081,379.78
1,579,244.34
1,678,000.00
2,266,385.95
300,000.00
3,706,610.16
96,270.00

Total ..........................$10,707,890.23




Demand deposits ........ $
Time deposits ..............
U. S. Gov’t deposits ....
Public funds ..............
Total deposits ..........
AE other liabilities ....
Total MabiEties ........
Capital stock .............
Surplus ........................
Undivided profits ......
Reserves ......................
Total capital &
reserves ...............

3,506,080.57
5,641,961.20
105,915.12
257,081.81
9,511,038.70
272,560.90
9,783,599.60
200,000.00
400,000.00
285,957.83
38,332.80
924,290.63

Total ..........................$10,707,890.23

Fifty-N inth Report

X>t
Jr

a i mJ>mn CI
ic
m

X 2 A H 1r
<©«nkJR
JSs, A» u
U n
i/

83

T
T IC
T Ve
C*tVPJXUk
M U ID & NXV# XFV^JTijnL*
A U B P C J,T v^Jl
rtT
JL1
JHlIt#
b3 J
X V
X

Population 13,000
S t Francis County
Chartered April 15, 1921
P. O. Box 471 Telephone Number 633-2833
Zip Code 72335
Number of Branches: Inside City—1; Outside City—2
Officers

Directors

Robert E. P orter............. President
Charles C. Moore .... Sr. Vice Pres.
Bert Suleer ............. Sr. Vice Pres.
Diana Arwood ............... Vice Pres.
& Cashier
Robert E. Doyle ...... A sst Cashier
Joyce L. C lark ..........Asst. Cashier
& Asst. Trust Officer
Robert S. Bradberry .. A sst Cashier
H. W. Clayton .... Vice Pres. & Mgr.
DeValls Bluff Office

E. B. Belshe
J. R. Chappell, Jr.
H. H. Cooper
J. B. Fletcher
O. J. Gandy, Jr.
J. R. Grobmyer
C. N. Haven
Henry T. Haven
Louis F. Haven, Jr.
Buddy Jayroe
Roy V. Leonard
C. C. Moore
Robert E. Porter
Bert Suleer
James F. W olfe

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 2,452,733.88
U. S. Treasury
523,706.15
Securities .................
AH other U. S. Gov’t
obligations ............... 2,085,053.88
All other bonds &
securities ................. 5,278,177.07
Excess funds sold ......
150,000.00
Loans & discounts .... 11,466,257.55
Fixed assets ...............
479,071.65
A ll other assets ..........
329,519.92

Demand deposits
$ 7,636,886.86
Time deposits ...
9,479,403.49
U. S. Gov’t deposits ....
182,502.46
Public funds .........
3,272,780.69
Total deposits...
20,571,573.50
All other liabilities
356,851.60
Total liabilities
20,928,425.10
Capital stock ....
300.000. 00
Surplus ...............
900.000. 00
Undivided profits
529,510.79
106,584.21
Reserves .............
Total capital &
reserves .............. . 1,836,095.00
Total ........................$22,764,520.10

Total




$22,764,520.10

84

State o f Arkansas:

Bank Department

THE BANK OF FRANKLIN, FRANKLIN
Population 117
Chartered June 13, 1905

Izard County
Telephone Number 322-7201

Zip Code 72536
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

Bichard L. Pratt ............ Chairman
William B. Pratt ............ President
Tommie Billingsley ...... Vice Pres.
& Cashier

Tommie Billingsley
lin n Gamer
J. E. Godvm*
Bichard L. Pratt
William B. Pratt

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 402,332.71
U. S. Treasury
915,502.80
Securities ................
A ll other bonds &
48,801.35
securities ................
450,000.00
Excess funds sold .....
Loans & discounts .... 1,184,405.81
10,995.67
Fixed assets ..............
1,859.17
A ll other assets .........

Demand deposits .......... $1,938,775.09
Time deposits ............... 622,141.58
U. S. Gov’t deposits .....
55,864.68
Public funds ................
188,994.81
Total deposits ......... . 2,805,776.16
Total liabilities.......... 2,805,776.16
Capital sto ck .................
50,000.00
Surplus ..........................
25,000.00
Undivided profits ........ 133,121,35
Total capital &
reserves ................ . 208,121.35

$3,013,897.51

Total ............................$3,013,897.51

Total




Fifty-N inth Report

85

PLANTERS AND MERCHANTS BANK. GILLETT
Population 1,000
Arkansas County
Chartered January 13,1967
P. O. Box 515 Telephone Number 548-2329
Zip Code 72055
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

W. W. Turner.... Pres. & Chairman
Keneth Smith ...... Vice Chairman
Jerry M. D y e r...... Exec. Vice Pres.
Dorothy Smith ................... Cashier
Alice Perritt ............. A sst Cashier

W. W. Turner
Keneth Smith
Jerry M. Dyer
Murl Long
Frank C. W olfe
Darrel Nichols
W. P. Hackney
Herbert Holzhauer

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks ..$ 273,916.40
U. S. Treasury
Securities ................... 246,406.25
A ll other U. S. Gov’t
obligations ................. 197,559.67
All other bonds &
securities ................... 436,328.70
Loans & discounts ...... 2,427,447.38
fix e d assets .................
70,596.49
5,897.58
A ll other assets ............

Demand deposits ...... ....$1,212,042.33
Time deposits ............ .... 1,752,303.53
U. S. Gov’t deposits ..
2,827.32
Public funds ............. .... 269,566.10
Total deposits ........ .... 3,236,739.28
A ll other liabilities ....
138.64
Total liabilities .... .... 3,236,877.92
Capital sto ck ............. .... 150,000.00
Surplus ...................... .... 150,000.00
Undivided profits ..... ....
85,899.77
Reserves ..................... ....
35,37478
Total capital &
reserves ............. .... 421,27455
Total ...................... ...$3,658,152.47

Total ........................... $3,658,152.47




86

State o f Arkansas:

Bank Department

BANK OF GLENWOOD, GLENWOOD
Population 1,212
Pike County
Chartered December 27,1912 P. O. Drawer O Telephone Number 356-2121
Zip Code 71943
Number of Branches: Inside City—None; Outside City—None
Officers
Larry G. Ball .. President & Cashier
Dennis E. Ritchie .... Vice President
Doris Hutchings ...... Asst. Cashier
Lynda Robbins ........ Asst. Cashier

Directors
Larry G. Ball
Floyd Sevier
H. H. Duke
Truman Altenbaumer
Q. Byrum Hurst
Q. Byrum Hurst, Jr.
Ross Wilhite

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks
582,140.07
U. S. Treasury
Securities ................... 407,000.00
A ll other bonds &
securities ................... 1,070,883.64
Excess funds sold ........ 500,000.00
Loans & discounts........ 3,581,734.37
Fixed assets ................. 105,621.64
Other real estate ..........
11,000.00
AH other assets ............
1.00

Demand deposits .......... $2,634,931.00
Time deposits ............... 2,816,827.03
U. S. Gov’t deposits .....
5,685.63
Public funds ................
191,997.78
Total deposits ............ 5,649,441.44
A ll other liabilities
101,378.07
5,750,819.51
Total liabilities
100,000.00
Capital sto ck ......

Total ............................$6,258,380.72




Surplus ...................

Undivided profits
Reserves .............
Total capital &
reserves ......
Total ................

110,000.00

241,345.86
56,215.35
. 507,561.21
$6,258,380.72

Fifty-N inth Report

8?

FIRST STATE BANK, GOULD
Population 1,683
Chartered January 6, 1964

Lincoln County
P. O. Box A
Telephone Number 263-4325
Zip Code 71643
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

Howard Holthoff ............ Chairman
Harold H. R e id .... Pres, and Chief
Exec. Officer
W. J. Boren ..........First Vice Pres.
Mary L. Nolan .... Asst. Vice Pres.
and Cashier
Evelyn Allmon .... Assistant Cashier
Linda M. Smith .... Assistant Cashier

Boscoe Blagg
W. J. Boren
W. H. Carder
Don Eifling
T. M. Fish
T. H. Free, Jr.
Howard Holthoff
Kenneth Johnson
R. W. Jones
Harry Norris
H. R. Wood, Jr.
Harold H. Reid

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 351,388.59
U. S. Treasury
Securities ................. 149,875.00
A ll other U. S. Gov’t
obligations .................
50,000.00
A ll other bonds &
securities ................... 679,212.28
Excess funds sold ........ 250,000.00
Loans & discounts ........ 3,319,638.42
92,242.33
Fixed assets .................
A ll other assets ............
4,856.15

Demand deposits .......... $1,441,990.66
Time deposits ............... 2,431,007.49
U. S. Gov’t deposits .....
33,503.98
Public funds ................. 451,824.24
Total deposits .......... 4,358,326.37
A ll other liabilities .....
33,724.64
Total liabilities ........ 4,392,051.01
Capital stock ............... 100,000.00
Surplus .......................... 250,000.00
Undivided profits ........ 106,009.71
Reserves .......................
49,152.05
Total capital &
reserves ................. 505,161.76
Total .......................... $4,897,212.77

Total




$4,897,212.77

State o f Arkansas:

88

Bank Department

BANK OF GRAVETT. GBAVETTE
Population 1,105
Chartered February 28, 1898

Benton County
P. O. Box 160 Telephone Number 787-5303
Zip Code 72736
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. T. Edmondson, Jr. ...... President
John R. M eade...... Exec. Vice Pres.
Stokes Ballard .... V. Pres. & Cashier
C. E. M cA llister............. Vice Pres.

J. T. Edmondson, Jr.
John R. Meade
Stokes Ballard
C. E. McAllister
Allen McAllister
Phillip Chastain

STATEMENT AS OF JUNE 30, 1973
T.i ah illtiajj
Assets
Cash & due from banks $ 1,564,187.27
U. S. Treasury
Securities .................
462,067.88
AH other U. S. Gov’t
obligations ...............
751,603.00
A ll other bonds &
securities ................. 2,512,756.85
Excess funds sold ...... 1,000,000.00
Loans & discounts...... 4,988,873.33
Fixed a s s e ts .....................

204,880.46

Other real estate........
A ll other assets ..........

1.00
2,310.00

Total




$11,486,679.79

Demand deposits ........ $ 4,308,653.55
Time deposits .............. 5,868,123.18
U. S. Gov’t deposits ....
60,316.86
Public funds ...............
283,576.23
Total deposits ......... 10,520,669.82
Total liabilities........ 10,520,669.82
Capital sto ck ...............
100,000.00
200,000.00
Surplus ........................
Undivided profits ......
609,231.13
Reserves ......................
56,778.84
Total capital &
reserves ...............
966,009.97
Total ........................ $11,486,679.79

Fifty-N inth Report

89

FARMERS BANK, GREENWOOD
Population 2,208
Sebastian County
Chartered August 7, 1907
Telephone Number 996-4171
Zip Code 72936
Number of Branches: Inside City—None; Outside City—2
Officers

Directors

Means Wilkinson ............ President
Betty Wilkinson .... Exec. Vice Pres.
Lorene Carnes .... V. Pres. & Cashier
Betty Wagner .......... Asst. Cashier
Sharon Roe ............... Asst. Cashier

Means Wilkinson
Betty Wilkinson
Bronson Andrews

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 719,482.89
U. S. Treasury
Securities ................... 628,510.00
A ll other U. S. Gov’t
obligations ............... 703,054.89
A ll other bonds &
securities ................... 4,158,011.73
Excess funds sold ........ 200,000.00
Loans & discounts ...... 3,234,115.34
Fixed assets .................
71,240.50
Other real estate ........
10,000.00
114,658.14
All other assets.............

Demand deposits ........ $2,841,945.69
Time deposits ............... 5,339,359.50
U. S. Gov’t deposits ....
38,674.25
Public funds ................
675,964.20
Total deposits ............ 8,895,943.64
A ll other liabilities ..... 223,627.58
Total liabilities ........ 9,119,571.22
Capital sto ck ....... 300,000.00
Surplus ........................
200,000.00
Undivided profits ........ 193,268.00
Reserves ......................
26,234.27
Total capital &
719,502,27
reserves ................

Total ........................... $9,839,073.49

Total ............................$9,839,073.49




90

State o f Arkansas:

Bank Department

THE FIRST BANK, GRIFFITHVILLE
Population 227
Chartered November 6, 1905
Number of Branches:

White County
P. O. Box 55
Telephone Number 323-4511
Zip Code 72060
Inside City—None; Outside City—None

Officers
Truman Baker
E. D. Yancey .
E. O. Yancey .

Directors

....... President
Vice President
Vice President

Truman Baker
E. D. Yancey
E. O. Yancey
M. O. Thompson

STATEMENT AS OF JUNE 30, 1973
Assets

liabilities

Cash & due from banks $ 107,552.89
U. S. Treasury
Securities ................
379,735.00
A ll other U. S. Gov’t
60,268.02
obligations ..............
A ll other bonds &
14,322.24
securities ................
210,000.00
Excess funds so ld .......
513,207.30
Loans & discounts.....
Fixed assets ..............
4,800.00

Demand deposits ..........$ 593,453.30
Time deposits ............... 451,511.93
U. S. Gov’t deposits .....
6,597.00
Public funds .................
60,535.40
Deposits of banks .......
25,000.00
Total deposits ............ 1,137,097.63
A ll other liab ilities.....
1,490.24
Total liabilities ........ 1,138,587.87
25,000.00
Capital stock ...............
Surplus ..........................
75,000.00
Undivided profits ........
49,297.58
Reserves .....................
2,000.00
Total capital &
reserves .......... 151,289,885.45

Total




$1,289,885.45

Total ...........................$1,289,885.45

Fifty-N inth Report

91

CLARK COUNTY BANK, GURDON
Population 2,300
Clark County
Chartered August 4, 1900
P. O. Box 10A Telephone Number 353-2534
Zip Code 71743
Number o f Branches: Inside City—None; Outside City—1
Officers

Directors

Clayton Franklin ............ President
Joy W h ite............................Cashier
Jean B ou lden ............ A sst Cashier
John Jones ............... Asst. Cashier

C. W. Abrams
Clayton Franklin
Dick Jackson
Maurice Stricklin
Jimmy Robbs
A. A. Home
E. H. Frizzell
J. E. McMillan

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 583,105.36
U. S. Treasury
Securities ...................
97,644.19
A ll other bonds &
securities ................... 1,404,845.16
Loans & discounts ...... 4,697,041.30
32,789.13
Fixed assets .................
A ll other assets ............
8,330.66

Demand deposits ..... ....$2,071,269.24
Time deposits ........... .... 3,256,196.13
4,231.00
U. S. Gov’t deposits ...
Public funds ............. .... 586,068.56
Total deposits....... .... 5,917,764.93
A ll other liabilities ... .... 180,628.14
Total liabilities .... .... 6,098,393.07
Capital stock ........... .... 400,000.00
Surplus ..................... .... 200,000.00
Undivided profits .... .... 117,079.26
8,283.47
Reserves ....................
Total capital &
reserves ............. .... 725,362.73
Total ..................... ... $6,823,755.80

Total ........................... $6,823,755.80




92

State o f Arkansas:

Bank Department

FARMERS BANK, HAMBURG
Population 3,200
Ashley County
Chartered March 10, 1941
P. O. Box 350 Telephone Number 853>5222
Zip Code 71646
Number of Branches: Inside City- None; Outside City-—None
Officers

Directors

W. E. Foote, Jr................ President
Louie Gene Foote ........ Vice Pres.
Earl J. S co tt...................Vice Pres.
W. E. Foote, HI .... Asst. Vice Pres.
Allen Farmer .................. Cashier

P. E. Barnes
F. P. Blanks
Bob L. Brewer
Bruin L. Campbell
Llojrd Engelkes
Louie Gene Foote
W. E. Foote, Jr.
W. E. Foote, HI
Gordon Hennington
George E. Locke
Earl J. Scott
Jack H. Shell
E. A. Tucker
S. A. Wileoxon, Jr.

QT&
PWT
2
}JLJnLTPM
JkCsJWsJClJrV
<1»

to

OF JUNE 30, 1973

Assets

Liabilities

Cash & due from banks
588,750.83
AH other U. S. Gov’t
obligations ................. 221,810.50
A ll other bonds &
securities ................... 2,242,819.96
Loans & discounts........ 5,118,767.50
Fixed assets ................. 227,914.06
Other real estate ........
3,513.59
2,566.36
A ll other assets ...........

Demand deposits .......... $2,325,787.03
Time deposits ............... 4,626,050.46
U. S. Gov’t deposits .....
54,428.9?
Public funds ................. 331,890.58
Deposits of banks .....
10,000.00
Total deposits .......... 7,348,157.04
All other liabilities ..... . 363,261.31
Total liabilities ....... 7,711,418.35
Capital stock ...............
100,000.00
Surplus .......................... 300,000.00
Undivided profits ........ 204,405.26
Reserves ........................
90,319.19
Total capital &
reserves ................ . 694,724.45
Total ..........................$8,406,142.80

Total ..........................$8,406,142.80




93

Fifty-N inth Beport

CALHOUN COUNTY BANK, HAMPTON
Population 1,252
Chartered October 26,1906

Calhoun County
P. O. Box 8
Telephone Number 798-2208
Zip Code 71744
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Searcy Harrell ............... President
Len Harrell ............ Vice President
B. Dickson Neal
Vice President
& Secretary
Mary H. Johnston ........... Cashier
Hazel B. Smith ........ Asst. Cashier

Hubert J. Brown
Fay Harrell
Len Harrell
Searcy Harrell, Sr.
Searcy Harrell, Jr.
B. Dickson Neal
A. G. Tomlinson
D. W. Wells

STATEMENT AS OF JUNE 30, 1973
Assets
Liabilities
Cash & due from banks ..$ 441,886.45
U. S. Treasury
Securities ................... 583,725.00
A ll other U. S. Gov’t
obligations ................. 350,000.00
All other bonds &
securities ................... 1,636,893.31
Loans & discounts ...... 3,221,116.93
Fixed assets ................. 130,538.27
3,000.00
Other real estate ........
A ll other assets ............
12,542.76
T otal ............................. $6,379,702.72




Demand deposits .......... $2,023,182.68
Time deposits ............... 2,615,330.79
U. S. Gov’t deposits .....
47,228.44
Public funds ................. 810,324.66
Total deposits ......... 5,496,066.57
Total liabilities ....... . 5,496,066.57
Capital stock ...............
50,000.00
Surplus .......................... 350,000.00
Undividedprofits .......... 365,758.65
Reserves ..........................
117,877.50
Total capital &
reserves ................ . 883,636.15
T otal ............................ $6,379,702.72

n

State o f Arkansas:

Bank Department

THE BANK OF HARRISBURG, HARRISBURG
Population 1,907
Chartered December 2,1930

Poinsett County
P .O .B ox 87 Telephone Number 578-5427
Zip Code 72432
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

R. W. Butler ................... President
Jim Tom B u tler.... Vice President
H. S. Smith ........ Exec. Vice Pres.
James Williams ............... Cashier
Mrs. Doris H. Smith .. Asst. Cashier

R. W. Butler
H. S. Smith
Jim Tom Butler
Mrs. A. M. Butler
J. P. Hubbard

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
A ll other bonds &
securities .................
Loans & discounts......
Fixed assets.................
Other real estate ......

Total




1,084,416.33
658,687.50
1,235,885.56
2,435,649.43
6,618,277.05
68,578.15
20,502.00

$12,121,996.02

Demand deposits
$ 3,774,224.26
Time deposits ...
6,029,754.73
U. S. Gov’t deposits ....
45,800.04
Public funds ...............
746,572.48
Deposits of banks ......
32,393.38
Total deposits .......... 10.628.744.89
Excess funds purchased
450.000. 00
Borrowed money ......
7,100.00
Total liabilities ...... 11.085.844.89
Capital stock .............
100. 000. 00
Surplus ........................
400,000.00
Undivided profits ........
435,663.05
Reserves ......................
100,488.08
Total capital &
reserves ............... 1,036,151.13
Total ....................... $12,121,996.02

Fifty-N inth Report

95

ifiJLJTXJZi
t t w cwufriTv TU Ol l iT JlWX JBJ
B ml LJWIV#
l t t f UJnU^VCtXVldwX'i
& flf)T € !A 1 lf
Population 7,239
Boone County
Chartered November 20,1931 P. O. Box 1078 Telephone Number 365-8201
Zip Code 72601
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

L. E. D urand.... President & Chief
Exec. Officer
E. R. Tims ........ Senior Vice Pres.
Wayne Clark ....... Exec. Vice Pres.
& Trust Officer
Bill O. Watts ................. Vice Pres.
Wallace E. Nickels ........ Vice Pres.
& Farm Representative
Gene Waters ...................... Cashier
Jim Phillips ..........Asst. Vice Pres.
Richard McBee ........ Asst. Cashier
Jimmie Yarbrough .... Asst. Cashier
Thelma Nixon .......... A sst Cashier
Dolores Lafferty ...... Asst. Cashier
Joan Gredell ........... Asst. Cashier
Eva Taylor ........................ Auditor

Roy L. Baker, Sr.
Wm. W. Christeson, M.D.
Wayne Clark
F. L. Coffman, Sr.
L. E. Durand
David Heuer
Garvin Fitton
W. O. Newton
Jack Reeves
E. R. Urns

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 3,928,853.87
U. S. Treasury
Securities ................ . 1,794,869.13
A ll other U. S. Gov’t
obligations .............. . 1,850,593.40
All other bonds &
securities ................ . 4,734,541.45
Loans & discounts ... . 19,266,631.21
331,346.00
Fixed assets ..............
1.00
Other real estate .......
620,925.60
All other assets .........

Demand deposits ........ $13,359,434.05
Time deposits ............. 11,945,694.15
U. S. Gov’t deposits ....
519,010.86
Public funds ............... 2,030,479.65
Deposits of banks .....
388,906.82
Total deposits .......... 28,243,525.53

Total ........................ $32,527,761.66




Excess funds purchased
A ll other liabilities

500,000.00

588,927.88
29,332,453.41
630,000.00
450,000.00
1,000,000.00
514,917.88
600,390.37

Total liabilities ......
Capital notes & debs. ..
Capital stock .............
Surplus ........................
Undivided profits ......
Reserves .....................
Total capital &
reserves ............... 3,195,308.25
Total ........................ $32,527,761.66

96

State o f Arkansas:

Bank Department

PRAIRIE COUNTY BANK. HAZEN
Population 1,605
Chartered July 17, 1945
Number of Branches:

Prairie County
Telephone Number 255-4525
Zip Code 72064
Inside City—None; Outside City—None

Officers

Directors

J. J. Screeton ................. President
J. E. Sparks ........ Exec. Vice Pres.
Sec. & Loan Officer
Eagle Boyd, Jr................ Vice Pres.
Mrs. Grace Stallings ..........Cashier
Mrs. Helen C.TuE .. Asst. Vice Pres.
Mrs. Melba S tin e...... Asst. Cashier
Jerry V. Sparks ...... Asst, to Pres.

J. J. Screeton
J. E. Sparks
Eagle Boyd, Jr.
J. W. Crigger
M. V. Rhodes

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks . $ 446,070.60
U. S. Treasury
Securities ................... 1,090,437.50
A ll other U. S. Gov’t
obligations ................. 1,477,037.75
All other bonds &
securities ................... 1,373,001.09
Excess funds sold ........ 700,000.00

Demand deposits .......... $2,703,484.58
Time deposits ............... 2,720,118.50
U. S. Gov’t deposits .....
35,068.87
Public funds ................. 456,261.14
Total deposits ........... 5,914,933.09
A ll other liabilities ....
35,329.14
Total liabilities ....... . 5,950,262.23
Capital stock ...............
75,000.00
Surplus .......................... 250,000.00
Undividedprofits .......... 209,779.94
Reserves .......................
31,359.17
Total capital &
reserves ................ . 566,139.11

Loans & discounts ........ 1,348,103.99

Fixed assets .................
A ll other assets ............

51,622.14
30,128.27

Total ............................$6,516,401.34




Total ............................$6,516,401.34

Fifty-N inth Report

97

THE CLEBURNE COUNTY BANK, HEBER SPRINGS
Population 3,500
Chartered December 16, 1930

Cleburne County
Telephone Number 362-2456

Zip Code 72543
Number of Branches: Inside City—-None; Outside City—1
Officers

Directors

Jerome Johnson ............. President
Walter Aldridge. V. Pres. & Cashier
Juanita T a y lor...... A sst Vice Pres.
Sam Morton ............. Asst. Cashier
Awin Hazelwood........ A sst Cashier
Margaret M erritt.... Asst. Cashier &
Secretary
Dale D eckard........... A sst Cashier
Clinton Hawkins ...... A sst Cashier
Don Cox ................... Asst. Cashier
Paula H ackworth...... A sst Cashier
Maxine Lacy ............ A sst Cashier

R. W. Butler, Board Chairman
Jerome Johnson
Walter Aldridge
Richie Lee
L. E. Roberts, Jr.
Wetzel Stark

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 1,961,609.80
U. S. Treasury
Securities .................
980,017.22
A ll other U. S. Gov’t
obligations ...............
400,000.00
A ll other bonds &
securities ................. 2,495,922.53
Excess funds s o ld ......
600,000.00
Loans & discounts...... 9,125,953.83
Fixed assets.................
98,460.24
Other real estate........
1.00
Total ........................ $15,661,964.62




Demand deposits ........ $ 5,857,015.44
Time deposits .............. 7,620,761.75
U. S. Gov’t deposits....
58,890.91
Public funds ............... 1,159,013.99
Total deposits .......... 14,695,682.09
Total liabilities........ 14,695,682.09
Capital sto ck ...............
120,000.00
Surplus ........................
280,000.00
462,565.39
Undivided profits ......
Reserves ......................
103,717.14
Total capital &
reserves ..............
966,282.53
Total ........................ $15,661,964.62

88

State o f Arkansas:

Bank Department

VALLEY BANK# HINDSVILLE
Population 250
Chartered November 18, 1907

Madison County
P. O. Box 36
Telephone Number 789-2411
Zip Code 72738
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Tom H argis...... Chairman o f Board
C. P. Fitdi, J r .................. President
James M. Hargis .... Vice President
Lloyd A. Linebarger..... Cashier &
Secretary

Tom Hargis
C. F. Fitch, Jr.
James M. Hargis
Lloyd A. linebarger
Wm. B. Bunch

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $
U. S. Treasury
Securities ...................
Excess funds s o ld ........
Loans & discounts ......
Fixed assets...................

327,751.59
294,827.00
500,000.00
551,135.94
2,447.43

Total ............................$1,676,161.96




Demand deposits ........ $ 738,508.80
Time deposits .............. 819,296.87
U. S. Gov’t deposits .....
1,785.00
Public funds ................
10,300.00
Total deposits............ 1,569,890.67
Total liabilities.......... 1,569,890.67
Capital stock ...............
25,000.00
Surplus ..........................
10,000.00
Undivided profits ........
61,291.02
9,980.27
Reserves .......................
Total capital &
reserves ................ 106,271.29
Total

.......................$1,676,161.96

Fifty-N inth Report

99

BANK OF HOLLY GROVE, HOLLY GROVE
Population 840
Chartered March 12, 1903

Monroe County
P. O. Box Q
Telephone Number 462-3331
Zip Code 72069
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

John B. Moore, Jr......... Board Chmn.
J. F. Phillips, J r .................President
Wilsie M. Matthews .. Vice President
Elizabeth C. Reid ............. Cashier
Jean K irkpatrick...... A sst Cashier

John S. Calloway
Wilsie M. Matthews
R. H. Mayo
John B. Moore, Jr.
J. F. Phillips, Jr.
Elizabeth C. Reid

STATEMENT AS OF JUNE 30, 1973
lU liw ln

Cash & due from banks $ 448,084.54
U. S. Treasury
Securities ................... 402,633.75
A ll other U. S. Gov’t
obligations ............... 2,065,291.08
A ll other bonds &
securities ................... 1,183,119.39
Loans & discounts........ 1,514,380.92
Fixed assets...................
14,598.00
1.00
Other real estate..........

Total ............................$5,628,108.68




Demand deposits .......... $1,564,429.93
Time deposits ............... 2,739,054.37
U. S. Gov’t deposits .....
16,722.02
Public funds ................. 563,439.13
2,000.00
Deposits o f banks ........
Total deposits ............ 4,885,645.45
A ll other liabilities........................... 30,013.72
Total liabilities ........ 4,915,659.1?
60,000.00
Capital sto ck .................
Surplus .......................... 240,000.00
Undivided profits ........ 383,478.65
Reserves ........................
28,970.86
Total capital &
reserves ................. 712,449.51
Total .......................

$5,628,108.68

100

State o f Arkansas:

Bank Department

HORATIO STATE BANK, HORATIO
Population 852
Chartered May 15, 1905

Sevier County
PO . Box 347
Ph. 832-3211 & 832-2501
Zip Code 71842
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

C. E. Hendrix, J r .............President
Edith Hendrix S m ith .....Vice Pres.
Lilia S. Hendrix .. Asst. Vice Pres.
Wilburn Smith ................. Cashier

J. E. Baugh
C. E. Hendrix, Jr.
Lilia S. Hendrix
Flynn Justus
Fred Sharp
Edith Hendrix Smith
M. T. Wilson

STJnLJLtuMfc*IffIT « c OF JUNE 30, 1973
gm m m m i P i t m

Liabilities
Cash & due from banks $ 331,066.02
U. S. Treasury
Securities ..........
475,000.00
A ll other U. S. Gov’t
obligations ................. 1,558,633.63
A ll other bonds &
securities ................... 949,026.60
Excess funds s o ld ........ 450,000.00
Loans & discounts ...... 3,249,166.85
Fixed assets .................
98,221.35
Other real estate..........
2,500.00

Total ............................$7,113,614.45




Demand deposits ........ $1,939,289.92
Time deposits ............... 3,890,810.91
U. S. Gov’t deposits .....
4,737.50
Public funds ................. 505,830.97
Total deposits ........... 6,340,669.30
A ll other liabilities .....
200.62
Total liabilities ........ 6,340,869,92
Capital stock ...............
100,000.00
Surplus .......................... 200,000.00
Undivided profits .........
424,934.34
Reserves ........................
47,810.19
Total capital &
reserves ................. 772,744.53
Total .......................... $7,113,614.45

Fifty-N inth Report

101

ARKANSAS BANK & TRUST COMPANY, HOT SPRINGS

Population 37,000
Garland County
Chartered April 18, 1907
P. O. Box 5640 Telephone Number 624-4611
Zip Code 71901
Number of Branches: Inside City—4; Outside City—1
Officers
Executive Management:
Cecil W. C u p p .... Chmn. of Board
Cecil W. Cupp, Jr. .... Pres. & Chief
Exec. O fficer
Norton Meek ........ Vice Chmn. of
the Board
Ray L. C ash ...... Exec. Vice Pres.
Commercial & R. E. Loans:
H. G. G asbarre.........Sr. Vice Pres.
J. L. J on es................ Sr.
Vice Pres.
Robert E. Jones .... Sr.
VicePres.
Jerry Thompson .......... Vice Pres.
Debert G raves.... A sst Vice Pres.
Carl H ardage...... Asst. Vice Pres.
Ralph W h ite........ Asst. Vice Pres.
James Paul Hunter .. A sst Cashier
Hot Springs Village:
J. O. Brown .... Vice Pres. & Mgr.
Installment Loans:
Eldon Sprague .... V. Pres. & Mgr.
Loyd E m erson............. Vice Pres.
Mahlon Grigsby .... A sst Vice Pres.
Louise H u lsey.... A sst Vice Pres.
Johnny B o le y ..........Asst. Cashier
Jeane Hecker .......... Asst. Cashier
A1 S u tton ................. Asst. Cashier
Trust:
Charles L. Fager, Jr. .. Sr. V. Pres.
Gene P ark er...................Vice Pres.
Jo Ann Bass ............Trust Officer
Velzene Wilson ...... Trust Officer
Kent K eah ey...... Trust Controller
Investments:
Frank Camathan ........ Vice Pres.
Correspondent Banks:
Joe T e rry ........................ Vice Pres.
Community Development:
Mort S. Cox ................. Vice Pres.
Marketing:
Donald E. Pittman ...... Vice Pres.
Ann Hand ............... Asst. Cashier
Auditor:
Frank Bolton
Operation and Personnel:
Palmer Vanderburg .. Sr. V. Pres.
Freeman Baldwin .... Vice Pres. &
Cashier
Dale B oggard........A sst Vice Pres.
Terrill L u ter..........A sst Vice Pres.
Dorothy W a ll.... Asst. Vice Pres.
Phillip M. Lassiter .... Asst. Cashier
Beecher Thornton .. Personnel Off.



m
m
m
m
wWAWiAP
Frank M. Burton, M.D.
Ray L. Cash
Cecil W. Cupp
Cecil W. Cupp, Jr.
Gerald H. Fisher
Robert E. Jones
r
Walter P. Kleinman
Norton Meek
Roy L. Murphy
Ray S. Smith, Jr.
Marshall T. Steel (Advisory)
Edmond M. Thrash
Herman L. Wilson, Jr.
Hill A. Wheatley

102

State o f Arkansas:

Bank Department

Officers

Insurance:

Floyd B ryan t.... V. Pres. & Mgr.
Beal Estate:
Dick Bowers ................... Manager
Travel:
Gene D ra k e.................... Manager
STATEMENT AS OF JUNE 30, 1973
Assets

T.iaK ilitiA*

Cash & due from banks $11,981,571.59
U. S. Treasury
Seoirities ................. 3,900,491.50
A ll other U. S. Gov’t
obligations ............... 1,488,610.96
A ll other bonds &
Securities ................. 18,824,265.33
Loans & discounts ..... 49,727,297.62
Fixed assets ............... 1,515,424.08
Other real estate ......
5,055.04
A ll other assets .......... 1,033,293.75

Demand deposits ........ $26,392,400.63
Time deposits .............. 44,009,999.33
U. S. Gov’t deposits ....
968,084.94
Public funds .............
4,077,685.05
Deposits o f banks ......
496,599.60
Total deposits .......... 75,944,769.55
Excess funds purchased 3,800,000.00
Borrowed m on ey ........
36,514.49
A ll other liabilities .... 1,752,231.04
Total liabilities ...... 81,533,515.08
Capital notes & debs. .. 1,500,000.00
Capital sto ck ............... 1,350,000.00
Surplus ........................ 1,350,000.00
Undivided profits ...... 1,855,389.55
Reserves ......................
887,105.24
Total capital &
reserves ................... 6,942,494.79
Total ........................ $88,476,009.87

Total ........................ $88,476,009.87




Fifty-N inth Report

103

BANK OF IMBODEN, IMBODEN
Population 496
Chartered October 12,1972
Number of Branches:

Lawrence County
P .O .B ox 320 Telephone Number 869-2516
Zip Code 72434
Inside City—None; Outside City—None

Officers

Directors

Amos David .. Chairman of the Board
& President
J. R. David, Jr. .... Exec. Vice Pres.
Stephen E. Jones .......... Vice Pres.
and Cashier

Douglas Bradley
Dee Cude
H. Lee Baker
Amos David
J. R. David, Jr.
Vem Barnett
K. D. McLeod
Austin Stovall
Henry Weaver
William H. Wade

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$ 291,455.46
U. S. Treasury
Securities ......................
72,735.84
Excess funds sold ........ 300,000.00
Loans & discounts ...... 925,049.80
Fixed assets ....................
40,448.72

Total ........................... $1,629,689.82




Demand deposits ..........$ 541,372.75
Time deposits............... 439,291.03
U. S. Gov’t deposits .....
643.32
Public funds ................. 299,272.75
Deposits of banks .......
50,000.00
Total deposits ............ 1,330,579.85
A ll other liabilities ..... .
35,734.47
Total liabilities ........ 1,366,314.32
Capital stock ...............
137,500.00
Surplus ..........................
62,500.00
Undivided profits .......
63,375.50
Total capital &
reserves ................ . 263,375.50
Total ............................$1,629,689.82

104

State o f Arkansas:

Bank Department

FIRST JACKSONVILLE BANK, JACKSONVILLE
Population 23,392
Pulaski County
Chartered August 2, 1949
P. O. Box 827 Telephone Number 982-4511
Zip Code 72076
Number of Branches: Inside City—2; Outside City—-None
Officers

Directors

Kenneth Pat Wilson ...... President
Melda A. Rice ................ Vice Pres.
& Trust Officer
Sibyl H. Adams .. Cashier & Auditor
Robert A. M oore............. Vice Pres.
& Loan Officer
Joyce R. Hester .... Asst. Vice Pres.
James Gray ............... Loan Officer
Jerry Davis ............... Loan Officer
Robert N. Sims ........ Loan Officer
Larry Wilson .... Marketing Officer
Mabel Williams ........... BranchMgr.
CoEeen Van Nostrand.. Branch Mgr.
Jane C. Hill ............. Asst. Cashier
Mary L. Dewey ........ A sst Cashier
Mary NeE Elliott .... Asst. Cashier

B. Fred Thompson, Chairman
Harry K. Dougherty
Bartus M. Gray
Carl A. WiEiams
T. H. Wortham, M.D.
Kenneth Pat Wilson

STATEMENT AS

JUNE 30, 1973

Assets

T .ish ilitiw !

Cash & due from banks $ 2,425,301.54
U. S. Treasury
Securities .................
599,293.58
AE other U. S. Gov’t
obHgations ...............
896,500.00
AE other bonds &
securities ................. 5,225,48467
Loans & discounts ..... 14,331,780.14
Fixed assets ...............
408,863.11
AE other assets ........
219,117.63

Demand deposits ........ $ 9,569,350.13
Time deposits .............. 8,366,883.77
U. S. Gov’t deposits .... 672,618.64
Public funds ............... 2,077,086.93
Total deposits .......... 20,685,939.47
A11 other EabiEties .... 1,256,419.41
Total EabiEties ...... 21,942,358.88
Capital stock ..............
600,000.00
Surplus ........................
700,000.00
Undivided profits ......
729,781.26
Reserves ......................
134,200.53
Total capital &
reserves ............... 2.163,981.79
Total ........................ $24,106,340.67

Total ........................ $24,106,340.67




Fifty-N inth Report

105

NEWTON COUNTY BANK, JASPER
Population 395
Chartered March 24, 1903

Newton County
P. O. Box 305 Telephone Number 446-2265
Zip Code 72641
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Joe C. Nance ................. President
& Chm. o f Board
Alta Gorden ...... Exec. Vice Pres.
& Cashier
Joe T. P h illip s............... Vice Pres.
& Asst. Cashier
Inas Watson ............. A sst Cashier

Joe C. Nance
Alta Gorden
C. Gene Jones
Devoe Gregory
J. W. Waters
Helen Nance

STATEMENT AS OF JUNE 30, 1973
&
4
E
4
E
U
D
k4hZ
liabilities
SnkmOCmO
Cash & due from banks ..$ 331,572.80
U. S. Treasury
Securities ................... 127,730.30
A ll other U. S. Gov’t
obligations ................. 250,000.00
A ll other bonds &
securities ................... 1,046,176.49
Excess funds sold ........ 700,000.00
Loans & discounts ...... 3,050,0t®.26
Fixed assets .................
37,568.87
Other real estate ........
6,169.62
A ll other assets ............
999.50

Demand deposits .......... $1,869,079.11
Time deposits ............... 2,727,805.30
U. S. Gov’t deposits .....
30,383.23
Public funds ................. 454,411.78
Total deposits ......... . 5,081,679.42
Total liabilities ........ 5,081,679.42
Capital stock ...............
50,000.00
Surplus .......................... 200,000.00
Undivided profits ......
176,651.18
Reserves .......................
41,970.24
Total capital &
reserves ................ . 468,621.42

Total ........................... $5,550,300.84

Total ............................$5,550,300.84




106

State o f Arkansas:

Bank Department

vsm m ir A P

I I P T TT P f A f f
A W G IIA B A
X5AJNiv wJT JNCi
* JLJLftEaJLv#JNf <T
Jv#JM
IT»5>lyy/JnLvi#

Population 27,050
Craighead County
Chartered February 13,1904
P. O. Box 2218 Telephone Number 932-2131
Zip Code 72401
Number of Branches: Inside City—1; Outside City—1
Officers

Directors

Edw. H. C h erry............... President
Betha Sehisler ....... Vice President
Joyce Bridger ......... Vice President
R. E. Thom as..........Vice President
& Cashier
Lucille Cowell ........... A sst Cashier
Eva Beeler ................ A sst Cashier
Robert E. Cherry ..... Asst. Cashier

Edward H. Cherry
Edward O. Cherry
A. B. Clark
Wallace Fowler
Ruben Griffin
William B. Hurt, Sr.
Mrs. Lyle D. Kiech
Thomas Mardis
Grover D. Poole, M.D.
J. A. Tomlinson
Gerald G. WatMns

STATEMENT AS OF JUNE 30, 1973
Assets
Liabilities
Cash & due from banks $ 1,210,981.22 Demand deposits ........ $ 3,764,846.81
U. S. Treasury
Time deposits .............. 7,095,018.44
Securities .................
402,033.12 U. S. Gov’t deposits ....
42,637.90
A ll other U. S. Gov’t
Public funds ............... 1,435,175.23
obligations ...............
296,596.12 Deposits of banks .....
9,962.96
A il other bonds &
Total deposits ........ }2,347,641.34
securities .................
977,755.66
Total liabilities ...... 12,347,641.34
700,000.00
Excess funds sold ......
300,000.00
Loans & discounts...... 9,404,123.66 Capital stock ..............
300,000.00
Fixed assets ...............
169,002.70 Surplus ........................
Undivided profits ......
155,329.24
Reserves ......................
57,521.90
Total capital &
reserves ...............
812,851.14
Total ........................ $13,160,492.48
Total ........................ $13,160,492.48




Fifty-N inth Report

107

CITIZENS BANK OF JONESBORO, JONESBORO

Population 27,050
Craighead County
Chartered July 25, 1919
P. O. Box 1090 Telephone Number 932-6003
Zip Code 72401
Number of Branches: Inside City—3; Outside City—1
Officers

Officers

Herbert H. McAdams .... Chairman
of the Board and President
Eugene B. Smith .... Asst, to Pres.
Walter A. DeRoeck .. Exec. V. Pres.
M. S. Bubenstein .... First V. Pres.
Curtis V. McKinney .... Sr. V. Pres.
Donald Timms ............. Sr. V. Pres.
L. D. W alker............... Sr. V. Pres.
Major W. G riffin ............Vice Pres.
Fred E. Dacus ............... Vice Pres.
Max Moore .................... Vice Pres.
Charles D. C am pbell.... Vice Pres.
Robert C. C on n or..........Vice Pres.
J. Hardy little ............. Vice Pres.
Wilburn C ole.. Vice Pres. & Cashier
Eugene T. Clayton ............ Auditor
Robert R alston ...... Marketing Dir.
James R. H a ll............. Trust Officer
James C. Moser .... Com. Loan Off.
Jewell J ord an ...... Asst. Vice Pres.
Bob Wimpy .... Farm Loan Officer
Joe Shumaker ............... Vice Pres.
Marguerite Culver .... Personnel Off.
Betty Bodell .. Real Estate Loan Off.
Avalee Dickson .... A sst Operations
Officer
Bill May .... Installment Loan Off.
Jim Stotts .... Installment Loan Off.

Hazel Crider .... A sst Trust Officer
Gladys K in sall..........Asst. Cashier
Mae Gambill ............ A sst Cashier
Billie Joyce Pinchback .. Proof Mgr.
Oma Mae B e rry .... Marketing O ft

Directors
Herbert H. McAdams
Eugene B. Smith
Walter A. DeRoeck
Dr. Glen F. Baker
J. W. Crafton
John C. Deacon
W. O. Doak
Sid Frier
Robert Holt
Paul Johnston
Minor M. Markle
Joe N. Martin
Oscar J. Melton
W. D. Roberts, Jr.
M. S. Rubenstein
Dr. Paul T. Stroud
Dr. Durwood Wisdom
Frank Walden

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 5,070,485.82
U. S. Treasury
Securities ................. 2,758,965.61
A ll other U. S. Gov’t
obligations ............... 3,746,583.45
A ll other bonds &
securities ................. 6,238,971.34
Excess funds sold ...... 3,100,000.00
Loans & discounts ..... 39,143,330.40
Fixed assets ...............
647,035.21
A ll other assets ..........
905,101.03

Demand deposits ........ $18,088,241.95
Hme deposits ............. 29,205,371.57
U. S. Gov’t deposits ....
843,732.42
Public funds ............... 3,605,892.72
Deposits of banks ..... 2,052,835.69
Total deposits ........ 53,795,87435
Excess funds purchased 1,925,000.00
A ll other liabilities ... 1,553,532.65
Total liabilities ...... 57,274407.00
Capital notes & debs. .. 1,100,000.00
Capitol s to ck ............... 1,000,000,00
Surplus ........................ 1,370,000.00
Undivided profits ......
461,620.43
Reserves ......................
404,445,43
Total capital &
reserves ............... 4,336,065,86
Total ........................ $61,610,472.86

Total ........................ $61,610,472.86



108

State o f Arkansas:

Bank Department

MERCANTILE BANK, JONESBORO
Population 27,050
Craighead CountyChartered January 7, 1932
P .O .B o x 6018 Telephone Number 925-5521
Zip Code 72401
Number of Brandies: Inside City—2; Outside City—2
Officers

Directors

Charles Frierson, I I I .. Pres. & Chm.
of tiie Board
Geo. F. Delaney, Jr. .. Exec. V. Pres.
Carey S m ith ...... Senior Vice Pres.
la r i Gairhan .... Senior Loan Officer
& Vice Pres.
Naomi C ra ft............Vice President
Hugh H arrington.....Vice President
Norman Leonard ............... Cashier
Herbert J. Parker .... Vice President
Betty Pittman .... Asst. V. Pres. &
Auditor
Jim Wilkins .. Asst. Vice Pres. Farm
Loan Representative
Jim M cFarlin..............Trust Officer
Larry Darouse ..........Asst. Cashier
Gid Massey ....... Commercial Loan
Officer
Louise B easley........... Asst. Cashier
Jewell Fowler .......... Asst. Cashier
Agnes M cD aniel........ Asst. Cashier

Roy Cooper
Geo. F. Delaney, Jr.
W. M. Freeze, Jr.
Charles Frierson, III
Lynn Greene
George Heinemann
A. M. Heringer, Jr.
Ben Lamberth
J. W. Ledbetter, M. D.
Tom Loberg
Alan Patterson, Jr.
M. O. Peeler, M.D.
S. L. Simpson
James E. Sloan

June S te w a rt..................A sst. Cashier

B illy P a y n e................ Asst. Cashier
June P ie rce ................ Asst. Cashier
Lola Sikes ...... Asst. Trust Officer
STATEMENT AS OF JUNE 30. 1973
Assets
Cash & due from banks $ 2,932,840.67
U. S. Treasury
Securities ................. 1,929,588.66
A ll other U. S. Gov’t
obligations ...............
200,000.00
A ll other bonds &
securities ................. 9,746,101.39
Excess funds sold ...... 3,200,000.00
Loans & discounts ..... 32,584,841.28
Fixed assets ...............
765,433.97
Other real estate ......
30,001.00
A ll other assets ........
658,183.04

Total ........................ $52,046,990.01




Demand deposits ........ $17,981,053.21
Time deposits ............. 22,132,387.17
U. S. Gov’t deposits.....
776,360.75
Public funds ............... 5,715,667.66
Deposits o f banks .....
108,891.94
Total deposits .......... 46,714,360.73
A ll other liab ilities
1,590,440.67
Total liabilities........ 48,304,801.40
Capital notes & debs. ..
500,000.00
Capital s to ck ...............
600,000.00
Surplus ........................ 1,200,000.00
Undivided profits ...... 1,239,030.40
Reserves ......................
203,158.21
Total capital &
reserves .............. . * 3,742,188.61
Total ........................ $52,046,990.01

Fifty-N inth Report

109

FARMERS AND MERCHANTS BANK, JUDSONIA
Population 1,500
Chartered May 29, 1913

’White County
Box I
Telephone Number 729-5176
Zip Code 72081
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

E. O. Yancey ...... Chairman o f the
Board
E. D. Yancey .....................President
C. I. Stevens ................... Secretary
Jim E m finger...... Exec. Vice Pres.
J. H. G raves...................Vice Pres.
Thelma M. Stevens ............Cashier
Linda Britton ........... Asst. Cashier

E. O. Yancey
Elmer D. Yancey
J. H. Graves
C. I. Stevens

STATEMENT AS OF JUNE 30, 1973
Liabilities
Assets
Cash & due from banks ..$ 277,405.72
U. S. Treasury
Securities ................... 1,001,290.00
A ll other bonds &
securities ................... 268,849.08
Excess funds sold ........
50,000.00
Loans & discounts ...... 1,165,947.94
20,994.88
Fixed assets .................
A ll other assets ............
1.00

Demand deposits .......... $1,249,968.67
Time deposits ............... 961,733.35
U. S. Gov’t deposits .....
20,065.59
Public funds ................
222,890.43
Total deposits ............ 2,454,658.04
A ll other liab ilities.....
3,500.00
Total liabilities ........ 2,458,158.04
Capital stock ...............
35,000.00
Surplus .......................... 115,000.00
Undivided profits ........ 171,008.24
Reserves .......................
5,322.34
Total capital &
reserves ................ . 326,330.58

Total ............................$2,784,488.62

Total ............................$2,784,488.62




110

State o f Arkansas:

Bank Department

UNION STATE BANK, JUNCTION CITY
Population 1,388
Chartered August 28, 1933

Union County
P. O. Box F
Telephone Number 924-2731
Zip Code 71749
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Arthur L. Funderburk .... President
John F. M arsh.... Exec. Vice Pres.
Carolyn Henry ................... Cashier
Mary C. Jones .......... Asst. Cashier
Veda P. Jones .......... Asst. Cashier

J. B. Allen
Peter J. Carroll
Norman Couch
T. T. Melds
Arthur L. Funderburk
Alvin Y. Green
John F. Marsh
John M. Shackleford

STATEMENT AS OF JUNE 30, 1973
Assets

T .h h iiitia e

Cash & due from banks ..$ 531,751.35
U. S. Treasury
Securities ................... 788,298.20
A ll other bonds &
21,042.55
securities ...................
Loans & discounts ...... 3,518,114.45
Fixed assets .................
36,842.06
Other real estate ........
2,200.94
A ll other assets ............
16,316.11

Demand deposits .......... $1,338,165.58
Time deposits ............... 2,883,295.95
U. S. Gov’t deposits .....
46,026.18
Public funds ................. 250,178.82
Total deposits .......... 4,517,666.53
Total liabilities ........ 4,517,666.53
Capital stock ............... 200,000.00

Total ............................$4,914,565.66




Surplus ................................

100,000.00

Undivided profits .......
96,899,13
Total capital &
reserves ................. 396,899.13
Total .......................... $4,914,565.66

Fifty-N inth Report

111

BANK OF KENSETT, KENSETT
Population 1,444
White County
Chartered February 17,1922
P. O. Box 356 Telephone Number 742-3211
Zip Code 72082
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

John H. Johnston............President
Roger Q. M ills............... Vice Pres.
John H. Johnston Jr. .... Vice Pres.
Mrs. Thelma Roth ............. Cashier
Mrs. Patsy Scott .... A sst Cashier

John H. Johnston
Roger Q. Mills
John H. Johnston Jr.

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 137,360.74
A ll other U. S. Gov’t
obligations ................. 698,218.75
A ll other bonds &
securities ................... 345,000.00
Loans & discounts ......
18,213.00
A ll other assets ..........
5,308.97

Demand deposits ........ $ 907,761.34
5,177.17
U. S. Gov’t deposits ....
Public funds ................
79,005.40
Total deposits ............ 991,943.91
Total liabilities ........ 991,943.91
Capital stock ...............
50,000.00
Surplus ..........................
10,000.00
Undivided profits ........ 152,157.55
Total capital &
reserves ................
212,157.55
Total ..........................$1,204,101.46

Total ..........................$1,204,101.46




112

State o f Arkansas: Bank Department

BANK OF KINGSTON, KINGSTON
Population 225
Chartered April 7, 1911

Madison County
P. O. Box 37
Telephone Number 665-2825
Zip Code 72742
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Tom Hargis ..................... President
Wilson B unch................. Vice Pres.
& Cashier
Gary Wilson Bunch .... Bookkeeper
Fred Evon B u n ch .....Sec. & Treas.

Tom Hargis
Fred Evon Bunch
Gary Wilson Bunch
Wm. B. Bunch
Wilson Bunch

STATEMENT AS OF JUNE 30, 1973
Liabilities
Cash & due from banks ..$ 113,184.72
U. S. Treasury
Securities ................... 488,710.70
A ll other U. S. Gov’t
obligations .................
50,000.00
A ll other bonds &
securities ................... 152,907.26
Excess funds sold ........ 100,000.00
Loans & discounts ...... 240,795.23
Fixed assets .................
247.94
Other real estate ........
3.00
A ll other assets ..........
2.00
Total .......................... $1,145,850.85




Demand deposits ...... ....$ 456,342.02
Time deposits ............ .... 612,798.99
U. S. Gov’t deposits ..
1,560.00
Total deposits ...... .... 1,070,701.01
Total liabilities ..... .... 1,070,701.01
Capital stock ............ ....
10,000.00
Surplus ...................... ....
25,000.00
Undivided profits ..... ....
38,149.84
Reserves .....................
2,000.00
Total capital &
reserves ..............
75,149.84
Total ...................... ....$1,145,850.85

Fifty-N inth Beport

113

BANK OF LAKE VILLAGE, LAKE VILLAGE
Population 3,310
Chartered October 14,1937

Chicot County
P. O. Box 727 Telephone Number 265-2241
Zip Code 71653
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Douglas C. W yn n ............ President
Ned Mazzanti ...... First Vice Pres.
Hermon Carlton .. Exec. Vice Pres.
R. Trafton Williams .... Vice Pres.
Mrs. Margaret B. Wynn .. Vice Pres.
Dessie Lee Gibbs ............... Cashier
Joyce Bell .......................... Auditor
Jakie June Gibson .... A sst Cashier

Sam Angel
N. W. Bunker, Jr.
Dr. J. H. Burge
Hermon Carlton
David F. Gillison, Sr.
Ned Mazzanti
George Pine
Linwood Smith
Douglas C. Wynn
Mrs. Margaret B. Wynn

STATEMENT AS OF JUNE 30, 1973
Assets

T ia h ilitiim

Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
All other bonds &
securities .................
Excess funds sold ......
Loans & discounts ....
Fixed assets ...............
Other real estate ........

Total




903,437.98
1,030,037.90
2,010,786.46
2,114,236.58
150,000.00
5,615,053.63
97,536.83
24,600.00

$11,945,689.38

Demand deposits ........ $ 3,545,449.62
Time deposits .............. 6,196,750.29
U. S. Gov’t deposits ....
58,086.64
Public funds ...............
972,74407
Total deposits .......... 10,773,030.62
A ll other liabilities ....
87,960.34
Total liabilities ...... 10,860,990.96
Capital stock ..............
125,000.00
Surplus ........................
500,000.00
Undivided profils .......
344,802.52
Reserves .....................
114,895.90
Total capital &
reserves ............... 1,084,698.42
Total ..........................$11,945,689.38

114

State o f Arkansas:

Bank Department

FIRST STATE BANK OF LAKE VILLAGE, LAKE VILLAGE
Population 3,310
Chicot County
Chartered June 12, 1962
P. O. Box 271 Telephone Number 265-5366
Zip Code 71653
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. P. Hampton .. Chairman of Board
Fred Michael ...... President (CEO)
Henry A n th on y...... Vice Preddent
Ben Floriani Jr. ................. Cashier
Christine Avery ...... Asst. Cashier
Becky Brogden ...... Asst. Cashier

Henry Anthony
Herman Berkemeyer
James R. Burchfield
O. C. Burnside Jr.
W. H. Drew
J. P. Hampton
David Livingston
Doyne Loyd
Marvin Loyd
Geno Mazzanti Jr.
Fred Michael
G. A. Norris
Carl Powell
C. W. Tillman
W. M. Shaw

STATEMENT AS OF JUNE 30, 1973
Assets

liabilities

Cash & due from banks ..$ 946,846.40
U. S. Treasury
Securities ................... 1,207,750.00
A ll other U. S. Gov’t
obligations ................. 820,000.00
A ll other bonds &
securities ................... 1,703,126.29
Loans & discounts........ 2,671,282.52
Fixed assets .................
48,000.00
A ll other assets ............
22,523.96

Demand deposits .......... $1,801,874.71
Time deposits ............... 3,961,413.85
U. S. Gov’t deposits .....
35,852.88
801,179.40
Public funds ................
Total deposits ............ 6,600,320.84
Borrowed money ...... . 300,000.00
Total liabilities ........ 6,900,320.84
Capital stock ...............
100,000.00
Surplus .......................... 350,000.00
Undivided profits ........
38,705.53
30,502.80
Reserves .......................
Total capital &
reserves ................. 519,208.33
Total ......................... $7,419,529.17

Total ..........................$7,419,529.17




Fifty-N inth Report

115

CITIZENS BANK OF LAVACA, LAVACA
Population 676
Chartered May 5, 1910

Sebastian County
P. O. Box 108 Telephone Number 674-2316
Zip Code 72941
Number of Branches: Inside City—None: Outside City—None
Officers

Directors

James M. Llewellyn, Jr. .. President
Nelle B. Llewellyn .. Exec. V. Pres.
Ronald Casey .... V. Pres. & Cashier
Wanda Leber ............ Asst. Cashier

J. M. Llewellyn, Jr.
N. B. Llewellyn
W. J. Echols

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks
309,830.22
U. S. Treasury
Securities ................... 404,091.56
A ll other U. S. Gov’t
obligations .................
85,026.25
Excess funds sold ........ 150,000.00
Loans & discounts ...... 2,148,907.08
Fixed assets .................
99,349.42
A ll other assets ............
50,162.14

Total ............................$3,247,366.67




LtabUiites

Demand deposits .......... $1,200,591.41
Time deposits ............... 1,571,81468
U. S. Gov’t deposits .....
4,406.77
Public funds ................. 157,538.74
Total deposits ........
2,934351.60
A ll other liabilities........................... 90,953,95
Total liabilities.......... 3,025,305.55
Capital notes & debs.......................... 50,000.00
Capital stock ...............
30,000.00
Surplus ..........................
70,000.00
Undivided profits ........
48,531.90
Reserves .......................
23,529.22
Total capital &
reserves ................. 222,061.12
Total ............................$3,247,366.67

116

State o f Arkansas:

Bank Department

LEACHVILLE STATE BANK, LEACHVILLE
Population 1,582
Mississippi County
Chartered January 23,1951
P. O. Box 140 Telephone Number 539-6354
Zip Code 72438
Number of Branches: Inside City—-None; Outside City—None
Officers

Directors

J. Lee B earden............... President
Edna L. K ennett.... Exec. Vice Pres.
Lynn B earden................... Cashier

J. Lee Bearden
Nelson P. Henry
T. N. Hodman, M.D.
J. L. Swihart
Edna L. Kennett

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$ 376,453.83
U. S. Treasury
Securities ................... 204,381.25
AH other U. S. Gov’t
1,454,840.28
obligations ........
AH other bonds &
607,142.25
securities ..........
200,000.00
Excess funds sold
1,446,649.54
Loans & discounts
77.385.55
Fixed assets ........
2.00
Other real estate
17.006.55
A ll other assets ..

Demand deposits .......... $1,332,424.62
Time deposits ............... 1,694,251.70
U. S. Gov’t deposits .....
18,960.59
Public funds ................. 753,687.15
Total deposits ............ 3,799,324.06
A11 other liabilities .....
54,036.26
Total Habffities ........ 3,853,360.32
Capital stock ...............
100,000.00
Surplus .......................... 275,000.00
Undivided profits ........ 137,006.77
Reserves .......................
18,494,16
Total capital &
reserves ................ . 530,500.93

T otal ............................$4,383,861.25

Total ............................$4,383,861.25




Fifty-N inth Report

117

LITTLE RIVER BANK, LEPANTO
Population 1,865
Chartered November 21,1919

Poinsett County
P. O. Box 340 Telephone Number 475-2306
Zip Code 72354
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

D. F. P o rtis
Chairman of Board
Grady Watkins, Jr. ........ President
T. G. Thompson, J r ....... Vice Pres.
& Cashier
Blanche Nash .......... A sst Cashier
David Chandler ...... Asst. Cashier

D. F. Portis
Grady Watkins, Jr.
T. G. Thompson, Jr.
J. C. Portis
A .T. Bell
W. H. Cross
Wayne lason
Thomas B. Goldsby, Jr.
W. K. Ingram, Jr.

STATEMENT AS OF JUNE 30. 1973

Assets

Liabilities

Cash & due from banks ..$ 577,835.50
U. S. Treasury
Securities ................... 969,111.91
A ll other U. S. Gov’t
obligations ................. 1,003,798.29
A ll other bonds &
securities ................... 1,157,443.85
Loans & discounts ...... 3,571,085.22
Fixed assets .................
64,083.60
A ll other assets .......... 155,874.16

Demand deposits ..........$1,880,695.19
Time deposits ............... 3,494,803.60
U. S. Gov’t deposits .....
39,447.92
Public funds ............... 805,551.79
Deposits of banks .......
7,500.00
Total deposits .......... 6,227,998.50
A ll other liabilities..... . 159,861.92
Total liabilities ........ 6,387,860.42
Capital stock ............... 200,000.00
Surplus .......................... 400,000.00
Undivided profits ........ 426,642.34
Reserves ........................
84,729.77
Total capital &
reserves ................ . 1,111,372.11

$7,499,232.53

Total ............................$7,499,232.53

Total




118

State o f Arkansas:

Bank Department

LESLIE STATE BANK, LESLIE
Population 665
Chartered April 17, 1948

Searcy County
P. O. Box 325 Telephone Number 447-2200
Zip Code 72645
Number o f Brandies: Inside City—None; Outside City—None
Officers

Jim TiEey ...................... Chairman
H. C. Ormond ................. President
Arthur J. Siegel .... Exec. 'Vice Pres.
’
& Cashier
Mrs. Helen McBride .... Asst. Cashier

Directors
Jim Tilley
H. C. Ormond
Arthur J. Siegel
Virgil Blair
Robert G. Derickson
Gilbert Patton
Lex Treeee

STATEMENT AS OF JUNE 30, 1973
Assets

T Ja h ilitio g

Cash & due from banks ..$ 304,151.71
U. S. Treasury
Securities ................... 660,215.40
A ll other U. S. Gov’t
obligations .................
72,412.64
A ll other bonds &
securities ................... 217,309.04
Loans & discounts........ 2,589,611.59
82,282.67
Fixed assets .................
A ll other assets ...........
8,945.80

Demand deposits .......... $1,343,490.47
Time deposits ............... 2,055,244.92
U. S. Gov’t deposits .....
4,576.40
Public ftmds ................
142,118.47
Total deposits ............ 3,545,430.26
AH other liabilities .....
69,930.24
Total liabilities ........ 3,615,360.50
Capital stock ...............
65,000.00
Surplus .......................... 135,000.00
Undivided profits ........
87,772.42
Reserves .........
31,795.93
Total capital &
reserves ................ . 319,568.35

Total ............................$3,934,928.85

Total ............................$3,934,928.85




Fifty-N inth Report

B
A D TjLmFSnE)
e X
n StAW
t m&MJ JLAtf^nJn
T A ilff
<*►F
JSiV/Jr
fiA t JnLm

119

P W T*fip
O VwTXJL
f mTLm
W
wVJJMUfc*jfmjW * # TJLflJCclnr
h*

Population 1,704
Chartered August 25, 1911

Lafayette County
P .O .B o x 280 Telephone Number 921-4244
Zip Code 71845
Number of Brandies: Inside City—Noner Outside City—None
Officers

Directors

J. C. Landes ................... President
Wilma Willbanks ....... Cashier
Annette D. Shaver.... A sst Cashier

P. D. Burton Jr.
Alvis Fuller
J. A. Harrel
J. C. Landes
Aileen S. Landes
Henry Moore HI
W. H. Triplett Jr.

STATEMENT AS OF JUNE 30, 1973
Assets

T.lnfriHffa*

Cash & due from banks ..$1,287,450.90
U. S. Treasury
Securities ................... 1,460,682.50
A ll other U. S. Gov’t
obligations ................. 260,000.00
A ll other bonds &
securities ................... 1,360,478.67
Excess funds sold ........ 450,000.00
Loans & discounts ...... 3,841,914.88
Fixed assets .................
93,839.26
A ll other assets ............
927.96

Demand deposits .......... $2,082,173.19
Time deposits ...........
5,270,960.18
U. S. Gov’t deposits .....
44,652.02
Public funds ................. 653,508.58
Total deposits .......... 8,051,293.97
A ll other liabilities ..... . 146,515.43
Total liabilities ........ 8,197,809.40
Capital stock ...............
100,000.00
Surplus .......................... 250,000.00
Undivided profits ........ 153,017.57
Reserves ........................
54,467.20
Total capital &
reserves ................ 557,48477

Total ........................... $8,755,294.17




Total .......................... $8,755,294.17

120

State o f Arkansas:

Bank Department

BANK OF LINCOLN. LINCOLN
Population 1,023
Chartered March 19, 1903

Washington County
P. O. Box 98
Telephone Number 824-3232
Zip Code 72744
Number of Branches: Inside City—None; Outside City—None
Officers

C. C. Karnes ................... President
Bud Cox ......... .................... Cashier
David Huffaker ........ Asst. Cashier
Ronnie R inehart...... Asst. Cashier

Directors
S. H. Pitts
R. H. Pitts
Forrest Rodgers
W. T. Shannon
B. J. Basden
John Lewis

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks ..$1,443,146.49
U. S, Treasury
Securities ................... 1,722,43417
A ll other bonds &
securities ................... 1,008,968.61
Excess funds sold ....... 600,000.00
Loans & Discounts ...... 4,591,091.80
Fixed assets
............ 129,197.15

Demand deposits .......... $3,011,477.67
Time deposits ............... 5,734,72478
U. S. Gov’t deposits.....
20,403.75
103,530.73
Public funds ...............
Total deposits ........... 8,870,136.93
Total liabilities .......... 8,870,136.93
100,000.00
Capital stock ...............
Surplus ..........................
150,000.00
Undivided profits ........ 304,783.37
Reserves .......................
69,917.92
Total capital &
reserves ................. 624,701.29

Total ........................... $9,494,838.22

Total ............................$9,494838.22




Fifty-N inth Report

121

PULASKI BANK AND TRUST COMPANY, LITTLE ROCK
Population 132,500
Pulaski County
Chartered August 29, 1955
P. O. Box 7299 Telephone Number 664-4411
Zip Code 72207
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

James C. E a st...................Chairman
of the Board
Robert S. Taylor ............ President
John T. Crews, Jr. .... Sr. Vice Pres.
Mrs. Joyce A. Ereman .... Vice Pres.
& Cashier
Joe A. Woodson ............ Vice Pres.
Mrs. Marilyn S. Pearce ........ Asst.
Vice Pres.

A. B. Corder
Troy D. Churchman
James C. East
Leon P. Fields
James F. Hewitt
J. A. McEntire, HI
James T. McKinnon
Fred J. Parrott
Robert S. Taylor
Eugene R. Warren
Mark V. Williamson, IH

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 2,288,324.80
U. S. Treasury
Securities ................. 1,677,133.86
A ll other U. S. Gov’t
obligations .'.............. 1,895,377.04
A ll other bonds &
securities ................. 3,863,908.41
900,000.00
Excess funds sold ......
Loans & discounts ..... 11,268,867.66
Fixed assets ...............
194,633.25
Other real estate ........
1.00
All other assets ..........
68,486.01

Demand deposits
$ 6,657,046.91
Time deposits ....... ...... 13,143,659.20
U. S. Gov’t deposits ....
158,312.87
Public funds ...............
650,17417
Total deposits .......... 20.609.193.15
36,000.00
A ll other liabilities ....
Total liabilities ...... 20.645.193.15
Capital stock .............
330.000. 00
Surplus ........................
770.000.00
277,869.06
Undivided profits ......
133,669.82
Reserves ......................
Total capital &
reserves ............... 1,511,538.88

Total ..........................$22,156,732.03




Total ......................... $22,156,732.03

122

State o f Arkansas:

Bank Department

BANK OF LOGKESBURG, LOCKESBURG
Population 636
Chartered October 14, 1902

Sevier County
P. O. Box 118 Telephone Number 289-2541
Zip Code 71846
Number of Brandies: Inside City—None; Outside City—None
Officers

Directors

Leonard L. Hampson. Chm. of Board
James F. l e a ...................President
Lillian Abbott (Miss) ........ Cashier
Bobbie J. Simmons (Mrs.) ...... A sst
Cashier
Sarah Currence (M rs-).Asst Cashier

Leonard L. Hampson
Wanda C. Hampson
Mary F. Hampson
James F. Lea

STATEMENT AS OF JUNE 30, 1973
liabilities
Cash & due from banks ..$ 406,950.53
U. S. Treasury
Securities ................ ... 260,623.20
A ll other U. S. Gov’t
obligations .............. ... 924,000.49
A ll other bonds &
securities ................ ... 420,972.14
Excess funds sold ..... ... 250,000.00
Loans & discounts .... ... 1,256,72406
7,753.48
Fixed assets ..............
18,562.50
A ll other assets .........

Demand deposits .......... $1,360,557.75
Time deposits ............... 1,565,060.83
U. S. Gov’t deposits.....
4,400.00
Public funds ................
205,349,59
Total deposits ............ 3,135,368.17
A ll other liabilities
63,056.37
Total liabilities ........ 3,198,424.54
Capital stock ...............
25,000.00
Surplus .......................... 100,000.00
Undivided profits ........ 176,961.86
Reserves ........................
45,200.00
Total capital &
reserves ............... .
347,161.86

Total ....................... ...$3,545,586.40

Total ............................$3,545,586.40




123

Fifty-N inth Report

FIRST STATE BANK. LONOKE
Population 3,140
Lonoke CountyChartered March 9, 1935
P. O. Box 320 Telephone Number 676-2021
Zip Code 72086
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. O. B ennett...................President
Charles E. Ford .... Exec. Vice Pres.
W. H. Bransford, Sr. .... Vice Pres.
Lorine L. Pitts ................ Cashier
J. W. Rye ................. Asst. Cashier
Mary J. Strickland .... A sst Cashier

J. O. Bennett
Neil Bennett
Wayne Bennett
W. H. Bransford, Sr.
H. Austin Grimes

STATEMENT AS OF JUNE 30. 1973
Assets
Cash & due from banks $ 1,905,171.34
U. S. Treasury
790,680.00
Securities .................
A ll other bonds &
securities ................. 2,196,993.53
Excess funds sold ......
500,000.00
Loans & discounts...... 8,565,422.48
Fixed assets ...............
143,429.55
Other real estate ......
1.00
A ll other assets ........
18,131.12

Total ..........................$14,119,829.02




Demand depos ts
Time deposits .........
U. S. Gov’t deposits
Public funds ...........
Total deposits ....
Total liabilities ...
Capital stock .........
Surplus ....................
Undivided profits ...
Reserves ..................
Total capital &
reserves ......
Total ................

$ 5,364,717.72
5,891,996.84
11,160.00
1,296,85411
12.564.728.67
12.564728.67
400.000. 00
600.000.00
417,743.68
137,356.67
1,555,100.35
$14119,829.02

124

State o f Arkansas:

V &

S i m

G

n & lilf

l « m

JTdflUEfJKUEubMS# JDwWnA» AUPIX#

Bank Department

»T *D T T C *P

X X lw S r A

/**A M D

R U V

IWU*AJW * #

tff& A W A T fl

VflPAIv#JLfXA»

Population 11,527
Columbia County
Chartered September 26,1906 P. O. Box 250 Telephone Number 234-2211
Zip Code 71753
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

R. S. Wamoek, Jr. ..........President
W, N. P asch al........ Vice President
Mrs. T. H. Reeves .... Vice President
Cameron D odson.....Vice President
T. H. Bradley, Jr. .... Vice President
Dean Reagan ................... Cashier
M. E. Fitzpatrick...... Asst. Cashier

T. H. Bradley, Jr.
L. E. Davis, Jr.
Cameron Dodson
Gordon Foster
W. E. Fullenwider
John W. Harsh
J. L. Jean
W. N. Paschal
Mrs. T. H. Reeves
R. S. Wamoek, Jr.
Joe D. Woodward

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
A ll other bonds &
securities .................
Excess funds sold ......
Loans & discounts......
Fixed assets ...............
Other real estate ......

Liabilities
2,588,912.59
8,686,992.24
1,325,740.65
2,379,671.79
900,000.00
896,238.32
19,021.14

2.00

Total ..........................$16,796,578.73




Demand deposits ........ $ 7,412,580.79
Time deposits .............. 6,579,519.09
U. S. Gov’t deposits ....
48,048.30
Public funds ............... 1,066,525.66
Deposits of banks ......
5,000.00
Total deposits ........ 15,111,673.84
Total liabilities ...... 15,111,673.84
Capital stock .............
100,000.00
Surplus ........................
200,000.00
Undivided profits ...... 1,325,829.13
Reserves ......................
59,075.76
Total capital &
reserves ............... 1,684,904.89
Total ..........................$16,796,578.73

Fifty-N inth Report

125

BANK OF MALVERN, MALVERN
Population 8,739
Chartered June 24, 1889

Hot Spring County
P, O. Box 897 Telephone Number 332-6966
Zip Code 72104
Number of Brandies: Inside City—None; Outside City—None
Officers

Directors

GlenviUe Rhodes ...... President &
Chief Executive
Foy G. Ritchey .. Sr. V. P. & Cashier
T. Ladd Jameson ...... Sr. Vice Pres.
Paul E. Bowdle .... A sst Vice Pres.
John R. Thomason .. Asst. Vice Pres.
Curtis Hutchins ... Asst. Vice Pres.
Mrs. Laveme Spencer.. A sst Cashier
Mrs. Elinor Sims ...... A sst Cashier
Jim Ross ................... A sst Cashier
James Funk, Jr. ...... A sst Cashier

Ray N. Boyle
Tom Ross Young
William H. Glover
Jester Jones
(Emeritus Ret.)
GlenviUe Rhodes
Carrington E. Young
Dorsey Glover
Foy G. Ritchey

STATEMENT AS OF JUNE 30, 1973
Liabilities

Assets

Cash & due from banks $
U. S. Treasury
Securities .................
A ll other TJ. S. Gov’t
obligations ...............
AU other bonds &
securities .................
Excess funds sold ......
Loans & discounts......
Fixed assets ...............
All other assets ..........

1,663,689.48
3,350,626.50
1,496,988.93
3,008,036.95
200,000.00
6,141,709.79
47,258.82
12,320.07

Total ..........................$15,920,630.54




Demand deposits ........ $ 6,670,806.20
Time deposits ............. 6,934,932.60
U. S. Gov’t deposits ....
160,401.66
Public funds ..............
650,346.29
Total deposits ........ 14,416,486.75
AE other liabilities ... .
246,490.87
Total liabilities ...... 14,662,977.62
150,000.00
Capital stock .............
Surplus ........................
500,000.00
Undivided profits ......
506,215.14
101,437.78
Reserves .....................
Total capital &
reserves ............... 1,257,652.92
Total ..........................$15,920,630.54

126

State o f Arkansas:

Bank Department

PEOPLES BANK, MAMMOTH SPUING
Population 1,097
Fulton County
Chartered February 8, 1921
P. O. Box 185 Telephone Number 625-3586
Zip Code 72554
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Cloy H. C u lver................. President
Auda M. C u lver.... Vice President
M. H. PoweE ........ Vice President
William O. Pace ............... Cashier

Auda M. Culver
Cloy H. Culver
William O. Pace
Jim B. Plumlee
M. H. PoweE

STATEMENT AS OF JUNE 30. 1973
Assets

T -In K iU -H o g

Cash & due from banks ..$ 297,092.04
U. S. Treasury
Securities ................... 1,758,841.27
AE other U. S. Gov’t
obligations ................. 819,067.01
AE other bonds &
securities ................... 378,271.22
Loans & discounts ...... 885,720.27
Fixed assets .................
9,030.81

Demand deposits .......... $2,009,620.87
Time deposits ............... 1,532,393.41
U. S. Gov’t deposits .....
27,408.88
Public funds ................
211,808.49
Total deposits ......... . 3,781,231.65
Total BabEities ........ 3,781,231.65
Capital stock ............... 100,000.00
Surplus ..........................
50,000.00
Undivided profits ........ 216,790.97
Total capital &
reserves ................ . 366,790.97

Total ............................$4,148,022.62

Total ........................... $4,148,022.62




Fifty-N inth Report

127

M —m
a . <*%y n m i»i»Pf i e D & W
* 131 Ot Jr JuunLim * e*Elr5p CKflk*lIk#

m.mm

w

t
m
*JLs*f%

Population 2,015
Mississippi County
Chartered March 16, 1948
P. O. Box 440 Telephone Number 561-4427
Zip Code 72442
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Peggy F. Cheadle .. Chmn. o f Board
Lora M. Fleeman ............ President
H. D. A lston ........... Vice President
Max H. Schrader .... Exec. Vice Pres.
James B. Cheadle .... Vice President
Bobby White ...................... Cashier

H. D. Alston
William Borowsky
James B. Cheadle
Peggy F. Cheadle
Lora M. Fleeman
Betty F.Schrader
Max H. Schrader
L. E. Townsend
Bobby White

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 640,162.15
U. S. Treasury
Securities ................
39,790.00
A ll other U. S. Gov’t
obligations ..............
284,828.13
A ll other bonds &
252,103.60
securities ................
450,000.00
Excess funds sold .....
1,885,198.94
Loans & discounts.....
2.00
Fixed assets...................
8,001.00
Other real estate..........

Total




$3,560,085.82

Demand deposits ........ $1,479,138.56
Time deposits ............... 963,391.62
U. S. Gov’t deposits........................... 64,072.64
Public funds ................
538,601.14
Total deposits ............ 3,045,203.96
A ll other liabilities ......
2,000.00
Total liabilities ........ 3,047,203.96
Capital sto ck ................. 100,000.00
Surplus .......................... 100,000.00
Undivided profits ........ 311,298.43
Reserves .......................
1,583.43
Total capital &
reserves ................ . 512,881.86
Total ........................... $3,560,085.82

128

State o f Arkansas:

Bank Department

BANK OF MANSFIELD, MANSFIELD
Population 981
Chartered February 16, 1939

Sebastian County
P. O. Box 414 Telephone Number 928-4418
Zip Code 72944
Number of Branches: Inside City—None: Outside City—None
Officers

Directors

Bruce H. Shaw .. Chairman of Board
Joe M cC ain........................ President
Gilmer K. Dixon .... Vice President
Bichard B. Shaw .... Vice President
Bichard Foster ...... Vice President
Melba Conaway ................. Cashier
Susie H u n t..........Assistant Cashier
Louise Henley .... Assistant Cashier

Bruce H. Shaw
S. D. Barnes
Gilmer EL Dixon
Woodson Holbrook
Bichard Foster
Bichard B. Shaw
S. M. Taylor
W. M. Woods
Joe McCain

STATEMENT AS OF JUNE 30, 1973
Assets

L ia iM litifti

Cash & due from banks
634,139.04
U. S. Treasury
Securities ................... 575,625.00
A ll other U. S. Gov’t
obligations ................. 1,261,453.18
A ll other bonds &
securities ................... 1,240,290.29
Excess funds s o ld ............

250,000.00

Loans & discounts ...... 2,902,735.21
Fixed assets ................. 133,606.31
A ll other assets ............
3,202.23
Total ........................... $7,001,051.26




Demand deposits .......... $2,447,125.26
Time deposits .............. 3,733,936.81
U. S. Gov’t deposits......
15,695.23
Public funds ................. 328,066.40
Total deposits ......... 6,524,823.70
Total liabilities......... 6,524,823.70
Capital stock ..................
60,000.00
Surplus .......................... 240,000.00
Undividedprofits .......... 142,265.65
Beserves ........................
33,961.91
Total capital &
reserves ................ . 476,227.56
Total ............................... $7,001,051.26

Fifty-N inth Report

JF ^ I U ^ U M U u JC m ^

A

n y

129

J P flU D M D L V # JT E < n JN X SSI J 3 « . £ * I J R h #

Population 6,215
Chartered January 9, 1942

Lee County
P. O. Box 479 Telephone Number 295-2535
Zip Code 72360
Number of Branches: Inside City—-None; Outside City—None
Officers

Directors

A. C. Mahan, S r ................. Chairman
Ben M. Perkins ............. President
John F. M ille r........Vice President
William J. McClain .......... Cashier
Mrs. Diane Wheeler .... Asst. Cashier
Mrs. Patsy H ardin.... Asst. Cashier

James Burkett
Thomas H. Gist, Sr.
A. C. Mahan, Sr.
John F. Miller
William J. McClain
Ben M. Perkins
A. E. Prestridge
Henry B. White
Paul D. Wilson

STATEMENT AS OF JUNE 30, 1973
Officers

liabilities

Cash & due from banks $ 587,072.29
U. S. Treasury
Securities ................... 535,337.14
A ll other U. S. Gov’t
obligations ................. 272,205.28
A ll other bonds &
securities ................... 1,903,579.92
Loans & discounts ...... 2,205,595.46
Fixed assets ................. 194,000.00
A ll other assets.............
4,501.98

Demand deposits ........ $2,697,299.20
Time deposits ............... 1,639,811.49
U. S. Gov’t deposits .....
17,896.57
Public funds ................
530,696.24
Total deposits ............ 4,885,703.50
Borrowed m on ey......... . 200,000.00
Total liabilities ........ 5,085,703.50
Capital notes & debs.....
73,200.00
75,000.00
Capital stock ...............
Surplus .......................... 340,000.00
Undivided profits ........
67,555.00
Reserves .......................
60,833.57
Total capital &
reserves ................ . 616,588.57

Total ........................... $5,702,292.07

Total ........................... $5,702,292.07




130

State o f Arkansas:

Bank Department

CITIZENS BANK, MARION
Population 2,500
Crittenden County
Chartered March 15, 1938
P. O. Box 300 Telephone Number 739-3232
Zip Code 72364
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

A. J. Lum pkin.................President
Mary L. Hoskins ............. Cashier
Ida Mae W illiam s...... A sst Cashier

Wilson P. Barton
C. H. Bond, Jr.
Sanders Carter
J. L. Currie
Julian Hardin
Allen B. Helms
A. J. Lumpkin
J. C. Mann
A. H. Neely
Dino Pirani
W. B. Rhodes
J. F. Rieves, Jr.
Ray D. Ross
Aldo Stupenti
Dana F. Sulcer

STATEMENT AS OF JUNE 30, 1973
Officers

Liabilities

Cash & due from banks $ 405,817.01
U. S. Treasury
Securities . ................ 700,250.00
A ll other U. S. Gov’t
obligations ................. 889,053.42
A ll other bonds &
securities ................... 1,663,490.78
Excess funds sold ........ 1,000,000.00
Loans & discounts ...... 1,873,119.69
Fixed assets .................
15,001.00

Demand deposits ........ $1,930,926.79
Time deposits ............. 2,785,208.81
50,269.42
U. S. Gov’t deposits.....
1,113,990.36
Public funds ....
5.880.395.38
Total deposits
5.880.395.38
Total liabilities
150.000.00
Capital sto ck ......
300.000. 00
Surplus ...............
174,815.60
Undivided profits
41,520.92
Reserves .............
Total capital &
reserves ................ . 666,336.52
Total ......................... $6,546,731.90

Total ..........................$6,546,731.90




Fifty-N inth Report

mjpm x

) w r \ «!>rjfelupc irp» on j nmjw
t \
n & »# mjr& b w
jnbi im I i#

iW w jijn iiii\ C i fc#

Population 3,210
Chartered March 3, 1932

131

i

»p p p

j >* * £ » £ »

Poinsett County
Telephone Number 358-2600

Zip Code 72365
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Gloria N. Ritter .... Chmn. of Board
John A. Brunner, J r ....... President
Louis H. Goad, .. Vice Pres.-Cashier
Frances W h itlow ...... Asst. Cashier
J. P. Hutchins .......... Asst. Cashier

Mary Ann Arnold
Frank Brunner, Jr.
John A. Brunner, Jr.
J. Robert Brunner
Louis H. Goad
Gloria N. Ritter

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 695,655.38
U. S. Treasury
Securities ................... 4,789,989.84
A ll other bonds &
securities ................... 610,107.96
Excess funds sold ........ 400,000.00
Loans & discounts ...... 2,066,160.43
Fixed assets ................. 186,066.85
1.00
A ll other assets.............

Demand deposits ........ $3,685,554.25
Time deposits ............... 3,927,213.32
U. S. Gov’t deposits .....
83,478.92
Public funds ................. 261,776.91
Deposits of banks ........
30,959.51
Total deposits ............ 7,988,982.91
A ll other liabilities .....
9,233.00
Total liabilities ........ 7,998,215.91
Capital stock ............... 250,000.00
Surplus .......................... 200,000.00
Undivided profits ........ 270,804.05
Reserves .......................
28,961.50
Total capital &
reserves ................. 749,765.55
Total .......................... $8,747,981.46

T otal ............................. $8,747,981.46




132

State o f Arkansas:

ly
iu p rifTTVTOC
JLJrlITit VrJ> *

Bank Department

0 £ \S !% X k.t

If&fietl&T f
i >i a

Population 1,317
Chartered February 26, 1940

Searcy County
P. O. Box 250 Telephone Number 448-3341
Zip Code 72650
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Jerald M. Barnett .......... President
Bill J. Nixon ...... Exec. Vice Pres.
Joe D. Wells ........ Asst. Vice Pres.
Mrs. Bennie Treat ............. Cashier
Jim Tilley ...... Chairman of Board

Ben Allen
J. C. Baker, Jr.
Jerald M. Barnett
George E. Daniel
Dewey Massey
Bill J. Nixon
Jim Tilley

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks . $ 844,161.57
U. S. Treasury
Securities ................... 245,000.00
A ll other U. S. Gov’t
obligations .................
53,248.33
A ll other bonds &
securities ................... 492,732.76
Loans & discounts ...... 6,513,533.49
Fixed assets .................
60,621.38
29,275.84
Other real estate ........
A ll other assets ............
7,875.32

Demand deposits .......... $2,406,345.59
Time deposits ............... 4,796,791.40
U. S. Gov’t deposits .....
31,894.41
Public funds ................. 484,148.11
Deposits of banks .......
10,000.00
Total deposits .......... 7,729,179.51
A ll other liabilities
7,000.00
Total liabilities ........ 7,736,179.51
Capital stock ...............
100,000.00
Surplus .......................... 300,000.00
Undivided profits ........
74,918.72
35,350.46
Reserves ......................
Total capital &
reserves ................ . 510,269.18

Total ............................$8,246,448.69

Total ............................$8,246,448.69




Fifty-N inth Report

133

BANK OF MARVELL, MARVELL
Population 1,980
Phillips County
Chartered January 8, 1903
P .O .B o x 67
Telephone Number 829-2596
Zip Code 72366
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Gibson Turley .. Chairman of Board
Robert I. Campbell ........ President
Jesse M. C ollin s...... Vice President
Pauline Wilson ............... Cashier
Corinne Williams .... Asst. Cashier

Robert I. Campbell
Jesse M. Collins
J.
Hill
James H. Hill
Gibson Turley
Virginia N. Turley

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks ..$ 247,136.33
U. S. Treasury
Securities ................... 728,692.84
A ll other U. S. Gov’t
obligations ................. 803,521.42
A ll other bonds &
securities ................... 996,841.66
Loans & discounts ...... 1,920,677.95
47,473.18
Fixed assets .................
Other real estate ........
1.00
3,351.00
A ll other assets ............

Demand deposits .......... $1,599,126.85
Time deposits ............... 1,752,317.93
U. S. Gov’t deposits.....
51,316.16
Public funds ................. 420,670.88
Total deposits ............ 3,823,431.82
Excess funds purchased 100,000.00
Borrowed money ........ 200,000.00
All other liabilities .....
10,112.56
Total liabilities ........ 4,133,544.38
Capital stock ...............
150,000.00
Surplus .......................... 250,000.00
Undivided profits ........ 214,151.00
Total capital &
reserves ................. 614,151.00
Total ..........................$4,747,695.38

T ota l ............................. #4,747,695.38




134

Statesof Arkansas:

Bank Department

BANK OF McGRORY, McCRORY
Population 1,310
Chartered June 8, 1903

W oodruff County
P .O .B o x 367 Telephone Number 731-2521
Zip Code 72101
Number of Branches: Inside City—None; Outside City—None
Officers

I. N. Arnof .... President & Chairman
John D. Eldridge .......... Vice Pres.
John G. Thom pson........ Vice Pres.
H. Ripley Thompson .... Vice Pres.
Hulon C a in .......... Exec. Vice Pres.
Billy M. McElwee ............. Cashier
Joyce Ball ................. Asst. Cashier
Ruth P. Hale ........... A sst Cashier
James W. T a y lo r...... A sst Cashier
Walter Taylor .......... A sst Cashier

Directors
I. N. A m of
John D. Eldridge
John G. Thompson
Ian N. A m of
H. Ripley Thompson
John D. ELdridge, in
Hulon Cain
G. L. Morris, Jr.
Edwin B. Conner, Jr.
Donald Cain

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 4,099,384.56
U. S. Treasury
Securities ................. 1,476,106.26
All other U. S. Gov’t
obligations ............... 2,301,562.84
A ll other bonds &
securities .................
936,720.83
Doans & discounts...... 5,762,689.80
75,565.23
Fixed assets.................
A ll other assets............
28,579.00

Demand deposits ........ $ 5,803,545.28
Time deposits ............. 6,720,374.68
U. S. Gov’t deposits ....
57,303.81
Public funds .............
903,710.51
Deposits of banks .....
117,895.96
Total deposits .......... 13,602,830.24
A ll other liabilities ....
59,134.74
Total liabilities ...... 13,661,964.98
Capital sto ck ....
300,000.00
Surplus ........................
300,000.00
Undivided profits ......
339,826.57
Reserves .....................
78,816.97
Total capital &
reserves...... 1,018,643.54

T otal ..........................$14,680,608.52

Total ..........................$14,680,608.52




Fifty-N inth Report

135

McGEHEE BANK, McGEHEE
Population 5,081
Desha County
Chartered December 5, 1933 P. O. Box 787 Telephone Number 222-3151
Zip Code 71654
Number of Branches: Inside City—None; Outside City—2
Officers

Directors

R. L. B e ck ...... Chairman of Board
W. A. S m ith ...... Vice Chairman of
Board
Sam Bowman ................. President
Mark E. Sherland, Jr. .... Vice Pres.
J. H. Potter ........................ Cashier
W. W. Williams, Jr..... Trust Officer
B ill Bow m an...... Assistant Cashier
Breck S m ith ...... Assistant Cashier
Mrs. Bess T. Parker .... Asst. Cashier
Charles L lo y d ...... Asst. Mgr. Time
Pay

Robert H. Adcock
R. L. Beck
Fred Blanks
Sam Bowman
Jimmy L. Buford
Bill Elliott
C. J. Griffith
O. O. Kemp
John L. Maier, Jr.
Buren Sharpe
Mark E. Sherland, Jr.
Cecil Simpson
James N. Smith
W. A. Smith

STATEMENT AS OF JUNE 30, 1973
Liabiliiiee
Cash & due from banks $ 1,937,735.08
U. S. Treasury
Securities ................. 1,514,773.75
A ll other U. S. Gov’t
obligations ...............
200,000.00
A ll other bonds &
securities ................. 5,605,298.24
Excess funds sold ......
900,000.00
Loans & discounts...... 12,807,747.41
Fixed assets.................
269,389.80
A ll other assets ..........
12,674.94

Total




$23,247,619.22

Demand deposits ........ $ 6,789,784.88
Time deposits ............. 11,677,764.48
U. S. Gov’t deposits .... 119,352.00
Public funds ............. 2,160,141.96
Total deposits .......... 20,747,043.32
A ll other liabilities.....
169,487.81
Total liabilities........ 20,916,531.13
600,000.00
Capital stock .............
Surplus ........................
600,000.00
Undivided profits ......
865,148.25
Reserves ....................
265,939.84
Total capital &
reserves ............... 2,331,088.09
Total ........................ $23,247,619.22

136

State o f Arkansas:

JlJrlCa

ipt l t *

Bank Department

A P I f P T C A T T D W P U F C T IIA T T D irr 1
IS. VrJT
JM
i!•JL
iIfrW
UJC
iJN
£•# JMirtiiiiiifyV# U
PJHJMJfc»

f» l m r

J5ilff

Population 1,043
Chartered July 29, 1896

Izard County
P. O. Box C
Telephone Number 368-4337
Zip Code 72556
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. C. Miller .................... President
Tom Sim pson.......... Vice President
A. J. Y ou n ger.................. Cashier
Opal Troxler ........... Asst. Cashier
Ernestine M arlin ...... Asst. Cashier

J. C. Miller
Tom Simpson
A. J. Younger

STATEMENT AS OF JUNE 30, 1973
TJaKiliHite

Cash & due from banks $1,310,017.30
U. S. Treasury
Securities ................... 1,770,174.74
A ll other U. S. Gov’t
obligations ................. 143,085.13
A ll other bonds &
securities ................... 920,965.96
Loans & discounts ...... 926,088.72
Fixed assets .................
6,002.00

Total ..........................$5,076,333.85




Demand deposits .......... $2,813,205.24
Time deposits ............... 1,319,898.75
U. S. Gov’t deposits .....
37,133.82
Public funds ................
361,528.78
Total deposits ......... . 4,531,766,59
Total liabilities.......... 4,531,766.59
50,000.00
Capital stock ...............
Surplus .......................... 130,000.00
Undivided profits ........ 346,226.33
Reserves .......................
18,340,93
Total capital &
reserves ................
544,567,26
Total ..........................$5,076,333.85

Fifty-N inth Report

137

THE UNION BANK OF MENA, MENA
Population 4,500
Polk County
Chartered July 25, 1934
P. O. Box 898
Telephone Number 394-2211
Zip Code 71953
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

Clift C. Lane .... Chairman of Board
L. L. Morrow ...... Pres, and Exec.
Officer
Bill Lauck Wood .... Senior V. Pres.
R. A. Carver .......... Vice President
Bill P h d p ot............. Vice President
Kenneth Shirley ...... Vice Pres. &
Cashier
Jack R. D ees..........Asst. Vice Pres.
Ola Rene Thom as...... Asst. Cashier
Ruby L unsford..........Asst. Cashier

Clift C. Lane
L. L. Morrow
Bill Lauck Wood
R. A. Carver
R. L. Hamilton
Nabors Shaw

STATEMENT AS OF JUNE 30, 1973
T Ja h tlitio e

Cash & due from banks $ 1,990,914.02 Demand deposits ........ $ 7,097,667.83
Time deposits ............. 8,825,479.72
U. S. Treasury
893.717.47 U. S. Gov’t deposits ....
235,303.04
Securities ................
Public funds ............... 1,406,915.75
A ll other U. S. Gov’t
1,099,250.00
obligations ..............
Total deposits .......... 17,565,366.34
A ll other bonds &
A ll other liabilities ....
461,671.74
securities ................ 3.000. 290.01 Total liabilities........ 18,027,038.08
1.200.000. 00
Excess funds sold .....
Capital stock .............
300,000.00
Loans & discounts..... 10,980,125.07 Surplus ........................
600,000.00
448.216.48
Fixed assets................
Undivided profits ......
523,308.18
Reserves .....................
162,166.79
Total capital &
reserves ............... 1,585,474.97
Total ..........................$19,612,513.05




Total ..........................$19,612,513.05

138

State o f Arkansas:

G " T * A iTl13i

b m im iip

JL£ i

Bank Department

la ftllt r

I fA t T C P W

Sir X jnL * JCi JD<#lbJNJKb# JMLvrJNJEt X XJEs

Population 1,066
Chartered December 29, 1936
Number of Brandies:
Officers

Craighead County
P .O .B ox P
Telephone Number 486-5493
Zip Code 72447
Inside City—None; Outside C&ty—None

Charles Frierson, III ...... Pres, and
Chairman
Donald Kirksey .... Exec. V. Pres. &
Cashier
Verlene Fullen ...... Vice President
Bill C la rk ............... Vice President
Shirley Bronaugh .... Vice President
Carolyn Turner ........ Asst. Cashier

Directors
E. J. Ball
Charles Frierson, III
Donald Kirksey
Ruth P. Latta

STATEMENT AS OF JUNE 30. 1973
Assets
Cash & due from banks $ 668,952.72
U. S. Treasury
Securities ................... 401,159.69
A ll other U. S. Gov’t
obligations ................. 999,465.53
A ll other bonds &
securities ................... 779,970.20
Excess funds sold ........ 400,000.00
Loans & discounts ...... 5,709,171.16
Fixed assets ................. 239,692.07
Other real estate..........
1.00
2,630.21
A ll other assets ..........

Demand dejiosits .......... $2,790,334.21
Time deposits .............. 4,708,591.34
U. S. Gov’t deposits ....
1,178.75
Public funds ................
809,956.17
Total deposits ............ 8,310,060.47
A ll other liabilities .....
71,172.32
Total liabilities ........ 8,381,232.79
Capital stock ............... 200,000.00
Surplus .......................... 400,000.00
Undivided profits ........ 134,889.24
84,920.55
Reserves .......................
Total capital &
reserves .............. .
819,809.79

Total ........................... $9,201,042.58

Total ............................$9,201,042.58




139

Fifty-N inth Report

COMMERCIAL BARK & TRUST COMPARY, MONTICELLO
Population 7,500
Chartered November 29,1912

Drew County
P .O .B ox 150 Telephone Number 367-6221
Zip Code 71655
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

Bennie Ryburn, Sr. .. Pres. & Chinn.
o f the Board
Reginald Glover .... Exec. Vice Pres.
J. Ted Blagg .... Senior V. Pres. &
Trust Officer
Mabel Sherry .... Vice President &
Asst. Trust Officer
Jerry N. Wilson ....Asst. Vice Pres.
Tobey W righ t.......................Forester
Carolyn Brown
............. Cashier
Louise Hubbard ...... Asst. Cashier

Kim Ward
Frank W olfe
E. A. Baker
Robert L. Barnes
J. Ted Blagg
William C. Bullock
Robert Ellis, Sr.
J. A. Gibson
Reginald Glover
Curtis Harris
L. D. Long
Wiley A. MeGehee
Lamar Miles
James A. Ross
Bennie Ryburn, Sr.
Bennie Ryburn, Jr.
W. E. Smith

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 1,215,535.01
U. S. Treasury
Securities .................
677,424.88
A ll other bonds &
securities ................. 1,674,876.15
450,000.00
Excess funds s o ld ........
Loans & discounts...... 9,374,210.68
Fixed assets.................
361,092.05
Other real estate..........
16,000.00
A ll other assets ..........
7,180.00

$ 4,201,304.52
Demand deposits
6,674,129.65
Time deposits ....
U. S. Gov’t deposits ....
105,441.44
1,200,593.02
Public funds .......
Deposits of banks
58,997.92
Total deposits ...
12,240,466.55
344,946.63
A ll other liabilities
Total liabilities
12,585,413.18
Capital stock ....
200,000.00
Surplus ................
500,000.00
362,935.93
Undivided profits
127,969.66
Reserves
Total capital &
reserves ............... 1,190,905.59
Total ........................$13,776,318.77

Total




$13,776,318.77

140

State o f Arkansas:

Bank Department

UNION BANK & TRUST COMPANY. MONTICELLO
Population 7,500
Drew County
Chartered September 15, 1915 P. O. Box 270 Telephone Number 367-3456
Zip Code 71655
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

Zach McClendon .... Chmn. of Board
Gerald D. Burton ............President
Mrs. Virginia Pierce .... Sr. V. Pres.
& Trust Officer
Oliver Q. Couey ...... Vice Pres. &
Cashier
Jack E. C u rry ...... Asst. Vice Pres.
Tommy H. Free .... Asst. Vice Pres.
Mrs. Jean St. John .... Asst. Cashier

R. H. Adcock
William K. Ball
Gerald D. Burton
Brown Calhoun
George R. Campster
Frank Carson, Jr.
Charles E. Jackson
Ervin McClain
Zach McClendon
Wells Moffatt
Dr. J. P. Price
R. F. Trotter
D. Wayne Wright
M. F. Wright

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 1,229,550.88
U. S. Treasury
Securities ............... 1,810,348.25
A ll other U. S. Gov’t
obligations ............... 1,600,000.00
A ll other bonds &
securities ................. 3,434,371.15
Excess funds sold ......
200,000.00
Loans & discounts...... 11,666,258.45
Fixed assets.................
153,825.27
Other real estate ......
37,501.00
A ll other assets ..........
35,924.06

Demand deposits ........ $ 5,588,586.85
Time deposits ............. 9,681,791.75

Total




$20,167,779.06

U . S. G ov’t deposits

....

83,406.44

Public funds ............... 2,251,216.97
Deposits of banks .....
1,511.09
Total deposits .......... 17,606,513.10
A ll other liabilities .... 644,788.94
Total liabilities ...... 18,251,302.04
400,000.00
Capital sto ck ....
Surplus ........................
300,000.00
Undivided profits ......
951,993.41
Reserves ....................
264,483.61
Total capital &
reserves ............... 1,916,477.02
Total ........................ $20,167,779.06

Fifty-N inth Report

141

THE FIRST STATE BANK, MORRILTON
Population 7,000
Conway County
Chartered November 26, 1930 P. O. Box 350 Telephone Number 354-4601
Zip Code 72110
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

S. E. McReynolds .......... President
H. J. Kordsmeier .... V. Pres.-Cashier
J. H. W ilcox ........ Asst. Vice Pres.
Bill Davidson ...... Asst. Vice Pres.
Ruth G w in ..........Assistant Cashier
Billie Jean W offard .. Asst. Cashier
Mike Moll .......... Assistant Cashier
B. Jack W ilson ............ Asst. Cashier

Cleo Cheek
R. A. Greer
Dr. T. H. Hickey
H. J. Kordsmeier
Otto Lienhart
W. E. Love
S. E. McReynolds
Louis Oates
Charles L. Ormond
C. E. Linebarger, Honorary

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 1,660,797.84
U. S. Treasury
Securities ................. 3,469,956.13
A ll other U. S. Gov’t
obligations .............
461,263.18
A ll other bonds &
securities ................. 4,043,241.63
Excess funds sold ......
850,000.00
Loans & discounts...... 10,485,680.76
Fixed assets.................
312,000.00
2.00
Other real estate ........

Demand deposits ........ $ 8,722,430.82
Time deposits ............. 8,784,796.24
U. S. Gov’t deposits ....
271,527.04
Public funds ...............
851,363.43
Total deposits .......... 18,630,117.53
A ll other liabilities .....
772,098.47
Total liabilities ...... 19,402,216.00
Capital sto ck ...............
500,000.00
Surplus ........................
500,000.00
Undivided profits ......
671,948.54
Reserves ......................
221,777.00
Total capital &
reserves ............... 1,893,725.54

A ll other assets ............

Total




13,000.00

$21,295,941.54

Total ..........................$21,295,941.54

142

State o f Arkansas:

Bank Department

MORRILTON SECURITY BANK, MORRILTON
Population 7,000
Chartered March 12, 1955

Conway County
P. O. Box 320 Telephone Number 354-3531
Zip Code 72110
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

Howard E. Jon es............. President
Nathan G ordon ...... Vice President
Sam W. Callihan ...... Vice Pres. &
Cashier
Alton R. C ash ...... Asst. Vice Pres.
Philip C. H ow e..........Loan Officer
Jean Jones ..........Assistant Cashier
LaVemia Bridgman .... Asst. Cashier

Ed Cross
Edward Gordon
Nathan Gordon
Marion Hightower
Howard E. Jones
A. J. Meadors
Edward Ruff

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 737,855.98
U. S. Treasury
Securities ................. 1,760,630.55
A11 other U. S. Gov’t
obligations ............... 1,588,677.83
A ll other bonds &
securities ................. 1,482,872.08
Loans & discounts...... 4,753,483.43
Fixed assets.................
64,248.63
A ll other assets ..........
1,109.00

Total




$10,388,877.50

Demand deposits
$ 3,603,296.42
Time deposits ...
5,206,723.22
U. S. Gov’t deposits ....
96,624.93
Public funds ...
400,633.71
Total deposits
9.307.278.28
Total liabilities
9.307.278.28
Capital sto ck ......
225.000. 00
250.000. 00
Surplus .............
552,576.96
Undivided profits
54,022.26
Reserves .............
Total capital &
reserves .............. . 1,081,599.22
Total ........................$10,388,877.50

Fifty-N inth Report

143

PEOPLES BANK AND TRUST COMPANY, MOUNTAIN HOME
Population 4,400
Chartered August 10, 1906

Baxter County
“Drawer B”
Telephone Number 425-2166
Zip Code 72653
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

J. P. Morgan .... Chmn. of the Board
Powers L. Fowler .... V. Chairman
of the Board
Neil Nelson .................... President
Wylo D y e r ............. Vice President
R. E. B ak er............. Vice President
Charles A. M orton ........ Vice Pres.
Rudell P an n ell..........Asst. Cashier
Larry G. Nelson ...... Asst. Cashier
Irene Martin ............. Asst. Cashier
Clyde R. Thom, Jr...... Installment
Loan Officer

J. P. Morgan
Powers L. Fowler
W. A. Thompson
R. E. Baker
W ylo Dyer
Neil Nelson
BiE Wiseman
Mrs. Nat T. Dyer

STATEMENT AS OF JUNE 30, 1973
Assets

liabilities

Cash & due from banks $ 2,367,913.16
U. S. Treasury
Securities ............... 2,941,758.06
A ll other U. S. Gov’t
obligations ...............
547,296.51
A ll other bonds &
securities ................. 4,896,310.95
Loans & discounts ..... 17,490,700.03
Fixed assets.................
371,310.89
Other real estate ......
38,501.00
A ll other assets ..........
29,130.80

Demand deposits
$ 9,994,315.95
14,830,805.53
Time deposits ...
U. S. Gov’t deposits ....
154,618.67
928,009.93
Public funds ...
Total deposits
25,907,750.08
456,427.64
A ll other liabEities
Total liabilities ...
26,364,177.72
Capital notes & debs. ..
50,000.00
Capital stock ....
600,000.00
Surplus ...............
900,000.00
Undivided profits
479,143.10
289,600.58
Reserves
Total capital &
reserves ............... 2,318,743.68
Total ........................$28,682,921.40

Total




$28,682,921.40

144

State o f Arkansas:

Bank Department

BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW
Population 1,866
Chartered July 21, 1915

Stone County
P. O. Box C
Telephone Number 269-3815
Zip Code 72560
Number o f Branches: Inside City—None; Outside City—None
Officers

Glen H inkle...................... President
Charles A. Lowe .... Exec. Vice Pres.
G. R. Sansom .... Vice Pres. & Sec.
Weldon Duncan ............... Cashier
Loreva Harness ........ Asst. Cashier

Directors
Hubert Hinkle, Chairman
Glen Hinkle
G. R. Sansom
Charles A. Lowe

STATEMENT AS OF JUNE 30, 1973
LiaMliiies
Cash & due from banks $ 751,587.07
U. S. Treasury
Securities ................... 959,982.50
A ll other U. S. Gov’t
obligations ................. 387,769.91
A ll other bonds &
securities ................... 1,021,285.19
Excess funds sold ........ 1,700,000.00
Loans & discounts ...... 4,164,939.90
97,234.35
Fixed assets .................
Other real estate..........
8,000.99

Demand deposits ...
Time deposits .........
U. S. Gov’t deposits
Public funds ...........
Total deposits .....
Total liabilities ...
Capital sto ck ...........
Surplus ...................
Undivided profits ...
Reserves ..................
Total capital &
reserves ...........

Total ........................... $9,090,799.91

Total .....................




$3,938,134.34
. 2,854,723.55
4,209.41
. 1,515,992.11
. 8,313,059.41
. 8,313,059.41
.

.
,

100,000.00

350,000.00
307,997.28
19,743.22

. 777,740.50
$9,090,799.91

Fifty-N inth Report

145

THE BANK OF MONTGOMERY COUNTY. MOUNT IDA
Population 900
Montgomery County
Chartered November 26, 1930 P. O. Box 435 Telephone Number 867-3491
Zip Code 71957
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

John Beavers ................... President
Robert Cam pbell.............. Cashier
Janie W h ite............... Asst. Cashier
Joyce M cK ay............. Asst. Cashier

R. W. Butler
Jim Tom Butler
Paul Eaton

STATEMENT AS OF JUNE 30, 1973
UabUiiies

Assets
Cash & due from banks $ 1,241,781.09
U. S. Treasury
Securities ...............
524,584.84
A ll other U. S. Gov’t
obligations .......
300,000.00
A ll other bonds &
securities ................. 2,446,451.55
Excess funds sold ......
800,000.00
Loans & discounts...... 4,876,044.73
Fixed assets.................
27,214.83
Other real estate..........
7,500.00
All other assets ..........
6,165.53
Total




$10,229,742.57

Demand deposits ...... $ 3,249,554.74
Time deposits ............. 4,949,528.18
U. S. Gov’t deposits........................... 3,372.18
Public funds ...............
870,624.67
Total deposits .......... 9,073,079.77
A ll other liabilities
387,056.74
Total liabilities........ 9,460,136.51
Capital stock ..............
100,000.00
Surplus ........................
400,000.00
Undivided profits ......
210,225.61
Reserves ......................
59,380.45
Total capital &
reserves ...............
769,606.06
Total ........................ $10,229,742.57

1,46

State o f Arkansas:

Bank Department

BANK OF MULBERRY, MULBERRY
Population 1,340
Chartered January 15, 1902

Crawford County
Drawer “A ”
Telephone Number 997-2601
Zip Code 72947
Number of Brandies: Inside City—None; Outside City—None
Officers

T. J. H ouse........ President-Cashier
J. B. H ouse............. Vice President
Phyllis Douglas .... Assistant Cashier
Katy McCollum .. Assistant Cashier

Directors
T. J. House
S. B. Stevinson
Chas. A. Beasley
Nora House
Joe Kirksey
Jeta Taylor

STATEMENT AS OF JUNE 30, 1973
Liabilities
Cash & due from banks $ 701,592.31
U. S. Treasury
Securities ................... 451,381.97
A ll other bonds &
securities ................... 628,170.82
Excess funds sold ........ 450,000.00
Loans & discounts........ 1,644,973.58
Fixed assets .................
50,001.00

Demand deposits .......... $1,882,283.46
Time deposits ............... 2,391,091.13
U. S. Gov’t deposits .....
11,610.54
289,402.53
Public funds ................
Total deposits ............ 4,574,387.66
Total liabilities ........ 4,574,387.66
Capital stock ...............
50,000.00
Surplus .......................... 150,000.00
Undivided profits ........ 124,235.76
Reserves ........................
27,496.26
Total capital &
reserves ................ . 351,732.02

Total ............................$4,926,119.68

Total ............................$4,926,119.68




147

Fifty-N inth Report

PIKE COUNTY BANK, MURFREESBORO

Population 1,350
Chartered December 19,1904

P ike County
P. O. Box 279 Telephone Number 285-4261
Zip Code 71958
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

Vance Evans ................... Chairman
Truman Altenbaumer.. V. Chairman
Q. Byrum H u rst............. President
H. H. Duke ........ Exec. Vice Pres.
& Chief Exec. Officer
d e o Risner ............. Sr. Vice Pres.
& Cashier
Charles W. D am all.. V. Pres. & Mgr.
Mineral Springs Tellers Window
Charles W. D am all.. V. Pres. & Mgr.
Brenda Smith .. V. Pres. Loan Dept.
Dennis Ritchie .... V. P.-Comptroller
Bobby Jo McAllister .. Asst. Cashier
Brenda Roberts ........ Asst. Cashier
Helen Henderson
A sst Cashier

Truman Altenbaumer
Thomas Bridgeman
R. B. Carroll, Jr.
[\
Charles Damall
H
H. H. Duke
Vance Evans
Robert D. Greenly
Q. Byrum Hurst, Sr.
Q. Byrum Hurst, Jr.
Cooper Kizzia
Elbert Ray
Ross Wilhite

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cadi & due from banks $ 895,273.35
U. S. Treasury
Securities .................
995,373.02
ATI other bonds &
securities ................. 1,836,059.95
700,000.00
Excess funds sold ......
Loans & discounts ..... 6,434,260.74
Other real estate ......
6,901.00
A ll other assets ..........
90,823.84

Demand deposits ........ $ 3,938,176.72
Time deposits .............. 4,850,481.22
U. S. Gov’t deposits ....
62,515.83
Public funds ...............
687,612.54
Total deposits ........ 9)538,786,31
All other liabilities .....
398,440.68
Total liabilities ...... 9,937,226.99
Capital stock .............
200,000.00
Surplus ........................
200,000.00
Undivided profits ......
549,148.12
Reserves ......................
72,316.79
Total capital &
reserves ............... 1,021,464.91
Total ........................ $10,958,691.90

Total




___ _
$10,958,691.90

148

State o f Arkansas:

Bank Department

BANK OF NEWARK, NEWARK
Population 849
Chartered October 10, 1944

Independence County
P. O. Box 158 Telephone Number 799-3221
Zip Code 72562
Number of Branches: Inside City—None; Outside City—None
Directors
Officers

Jack L. Magness ............ President
Mrs. SteEa Edwards
Vice Pres.
J. W. Freeze ................. Vice Pres.
Houston House ................... Cashier
Mrs. Jo M agness...... A sst Cashier

Mrs. SteEa Edwards
J. W. Freeze
Jack L. Magness

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$
U. S. Treasury
Securities ...................
AE other U. S. Gov’t
obEgations .................
AE other bonds &
securities ...................
Excess funds sold ........
Loans & discounts........
Fixed assets .................

Liabilities
236,404.26
202,000.00
222,449.18
122,724.74
50,000.00
515,602.67
2.00

•Total ............................$1,349,182.85




Demand deposits .......... $1,022,086.65
Time deposits ...............
21,300.00
U. S. Gov’t deposits .....
6,872.39
Public funds .................
91,477.97
Deposits of banks .....
13,945.12
Total deposits .......... 1,155,682.13
A11 other liabilities ....
140.47
Total liabiUties ........ 1,155,822.60
Capital stock ...............
25,000.00
Surplus ..........................
50,000.00
Undivided profits ........ 110,427.61
Reserves ......................
7,932.64
Total capital &
reserves .............. .
193,360.25
Total ............................$1,349,182.85

Fifty-N inth Report

149

BANK OF NEW EDINBURG, NEW EDINBURG
Population 150
Chartered August 22, 1904

Cleveland County
P. O. Box 38
Telephone Number 352-2592
Zip Code 71660
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Ray Attwood ................... President
W. K. Parham ........ Vice President
Geneva Attwood ............. Cashier
Louise Sledd ............ A sst Cashier

Ray Attwood
W. K. Parham
Geneva Attwood

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$167,040.66
U. S. Treasury Securities.. 270,306.55
A ll other U. S. Gov’t
obligations ................... 110,000.00
A ll other bonds &
2,633.88
securities ......................
Excess funds s o ld ............ 30,000.00
Loans & discounts .......... 86,921.19
Fixed assets .....................
96.33
A ll other assets...............
759.00

Total ............................... $667,757.61




Liabilities
Demand deposits..............$401,498.73
Time deposits ................. 143,536.11
U. S. Gov’t deposits.......................... 1,191.63
Public funds ................... 49,423.42
Total deposits ............. 595,649.89
3,971.02
A ll other liabilities ........
Total liabilities ............ 599,620.91
Capital stock ................... 25,000.00
Surplus ............................ 12,000.00
Undivided profits ............ 31,136.70
Total capital &
reserves ..................... 68,136.70
Total ............................... $667,757.61

150

State o f Arkansas:

Bank Department

2

lMU
U mE
r tw
l l il la
T*
Q# «
fir
IJ
NP
CB T | fiW
XB
JrTmA
IT*PCIuIla

HJ
iC
riW
i l / B A B *1*
J>l
J
L

Population 7,725
Chartered March 30, 1946

Jackson County
P. O. Box 550 Telephone Number 523-3601
Zip Code 72112
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

P. L. Copeland ............... President
L. H. Conditt ...... Exec. Vice Pres.
R. W. Smith ................... Vice Pres.
William Fred Denton .... Vice Pres.
Ada Marie Mink ........ Secretary &
Asst. Cashier
Nora Lee W ilson ........ Secretary &
Asst. Cashier
Maurine B. Heard ....Loan TeEer &
Asst. Cashier
Anna J. G u in n ..........Asst. Cashier
Alice Pox ................. Asst. Cashier
Patsy Fletcher .......... Asst. Cashier

Fred M. Pickens, Jr.
R. C. Biggadike
R. Owen Burton
L. H. Conditt
P. L. Copeland
John L. Conner
Dr. Troy A. Gray
Robert Harvey
Paul K. Holmes, Jr.
Charles McCartney
Ralph McDonald, Jr.
Leonidas Mack
Morris L. Bowman*
A. F. Minor, Jr.
Frank A. Rogers
James O. DuPree*

* Advisory Directors
STATEMENT AS OF JUNE 30, 1973
Assets
LiabUiiies
Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
A ll other bonds &
securities .................
Excess funds sold ......
Loans & discounts .....
Fixed assets ...............
AE other assets ..........

2,839,472.19
739,000.00
4,068,612.79
1,554,479.08
200,000.00
9,172,500.59
311,238.69
61,700.68

Total ........................ $18,947,004.02




Demand deposits
$ 7,046,782.18
Time deposits ...
8,755,207.47
U. S. Gov’t deposits ....
215,864.70
FubEe funds ........
852,647.60
Deposits of banks
367,616.96
17,238,118.91
Total deposits ....
Borrowed money
163.000. 00
A11 other EabiEties ....
135,735.78
Total EabiEties
17,536,854.69
Capital stock ....
225.000. 00
Surplus ...............
500.000.00
541,074.04
Undivided profits
Reserves .............
144,075.29
Total capital &
reserves .............. 1,410,149.33
Total ....................... $18,947,00102

Fifty-N inth Report

151

THE TWIN CITY BANK, NORTH LITTLE ROCK
Population 60,040
Pulaski County
Chartered March 21, 1935
P .O .B o x 5581 Telephone Number 375-5361
Zip Code 72119
Number of Branches: Inside City—3; Outside City—None
Officers

Officers

T. 1. Renaud ............. President &
Chairman of Board
Edward M. Penick Jr. .......... Exec.
Vice Pres.
Kenneth J. Pennebaker ...... Exec.
Vice Pres.
J. Grayson Dickson ...... Vice Pres.
& Cashier
Rudy Del Donno ............ Vice Pres
John Schick ................... Vice Pres.
James G. Williamson Jr. .. Vice Pres.
& Comptroller
C. H. Fuller ........ Asst. Vice Pres.
& Auditor
BiE Gieck ...... Levy Bank Officer
Kenneth Hammonds.. A sst V. Pres.
Bernice O rsin i........... A sst V. Pres.
Adeline Barker ......... Asst. Cashier
Robert F. B irch ...... -..... Marketing
Services Officer
Ron Brown ................ Asst. Cashier
Wanda Claussen .. Lakewood Bank
Officer
Jean Luper ........ Real Estate Loan
Officer
Bernard F. Munnerlyn, Jr. .....Real
Estate Loan Officer
Floyd H. Sims ...... Loan Servicing
Officer

Michael Waddington .... Commercial
Loan Officer
David Wood ............... Commercial
Loan Officer
Benny R. S croggin...... Installment
Loan Officer

Directors
John Blodgett
Martin Borehert
Ralph Cotham, Jr.
Frank Lyon, Jr.
J. O. Mayhugh
Mike Mehaffy
Eugene M. Pfeifer, III
T. E. Renaud
George M. Rozzell, Jr.
Samuel S. Sparks

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 5,082,748.72
U. S. Treasury
Securities ................. 2,899,638.62
AE other U. S. Gov’t
obligations ............... 1,905,878.56
AE other bonds &
securities ................. 9,706,682.27
Loans & discounts .... 43,110,217.78
Fixed assets ...............
388,855.61
AE other assets ..........
875,613.73

Demand deposits ........ $19,242,809.21
Time deposits ............. 21,803,135.24
U. S. Gov’t deposits ....
990,042.40
PubHe funds ............... 10,902,783.27
Deposits o f banks ......
5,000.00
Total deposits ........ 52,943,770.12
Excess funds purchased 3,300,000.00
AE other MabiEties .... 2,830,29416
Total EabiUties ...... 59,074,064.28
Capital notes & debs. ..
500,000.00
Capital stock ............. 2,700,000.00
Surplus ........................
800,000.00
Undivided profits ......
440,712.33
Reserves .........
454,858.68
Total capital &
reserves ............... 4,895,571.01
Total ........................ $63,969,635.29

Total ........................ $63,969,635.29



152

State o f Arkansas:

Bank Department

THE PLANTERS BANK. OSCEOLA
Population 7,550
Chartered April 13, 1944

Mississippi County
P .O .B o x 407 Telephone Number 563-2666
Zip Code 72370
Number of Branches: Inside City—1; Outside City—-None
Officers

Directors

Sloan Rainwater, Jr. ...... President
Jim Hinkle .... Exec. Vice President
June W elbom .... V. Pres. & Cashier
Marjorie Doyle ...... Vice President
Betty H. R u e .......Assistant Cashier

Sloan Rainwater, Jr.
Jim Hinkle
J. A. Crosthwait
E. H. Riley
Joe W. Edrington
W. M. Taylor, Jr.
Dewey Neely
Henry J. Swift
Eugene Still
Wm. I. Rainwater
R. S. Rainwater
Paul B. Billings
Nathan Weinberg

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 3,852,175.81
U. S. Treasury
Securities .................
487,309.54
A ll other U. S. Gov’t
obligations ............... 1,283,663.97
A ll other bonds &
securities ................. 1,812,734.36
700,000.00
Excess funds s o ld ........
Loans & discounts ..... 6,886,064.29
Fixed assets ...............
168,245.49
Other real estate..........
4,410.42
A ll other assets............
208,508.44

Demand deposits..........$ 6,359,731.36
Time deposits .............. 6,427,292.44
U. S. Gov’t deposits....
103,356.62
Public funds ............... 1,188,281.72
Total deposits .......... 14,078,662.14
A ll other liabilities..... .
297,671.07
Total liabilities ...... 14,376,333.21
Capital notes & debs. ..
180,000.00
Capital sto ck ...............
155,000.00
Surplus ........................
465,000.00
Undivided profits ......
219,984.38
Reserves ....................
6,794,73
Total capital &
reserves .............. . 1,026,779.11
Total ........................ $15,403,112.32

Total ........................ $15,403,112.32




Fifty-N inth Report

153

BANK OF OZARK, OZARK
Population 2,700
Chartered June 9, 1937

Franklin County
P. O. Box 196 Telephone Number 667-2181
Zip Code 72949
Number of Brandies: Inside City—None; Outside City—1
Officers

Directors

Carl G. Holt .... Chmn. of the Board
Kenneth P. Sanders........ President
Don Smith .... V. P. & Brandi Mgr.
Clifford Williams .... Vice President
Harold D. Beck .... V. P. & Cashier
Don Mainard ...... Asst. Vice Pres.

Coy Kirkpatrick
Don Smith
William L. Holt
Jack Holt
Alvin Glen Ross
W. D. Gober
Kay G. Van Train
Kenneth P. Sanders
Carl G. Holt
Rosemary D. Holt
Jeta Taylor
Porter Hillard
Frances Caleb
Jim Hillard

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 1,368,074.84
U. S. Treasury
Securities ................. 1,945,997.72
A ll other U. S. Gov’t
obligations ...............
434,559.25
A ll other bonds &
securities ................. 1,301,706.02

Demand deposits ........ $ 4,897,684.00
Time deposits ............. 5,073,052.51
89,032.98
U. S. Gov’t deposits....
Public funds ...
723,386.83
Total deposits
10,783,156.32
A ll other liabilities
531,629.77
Total liabilities ...
11,314,786.09
Capital sto ck .........
300.000. 00
Surplus ..................
300.000. 00
219,825.03
Undivided profits .
Reserves ................
44,952,69
Total capital &
reserves ...............
864,777.72
Total ........................$12,179,563.81

Excess funds s o ld ..........

Loans & discounts......
Fixed assets.................
Other real estate..........
A ll other assets............
Total




1,200,000.00

5,327,925.86
279,969.75
26,494.41
294,835.96
$12,179,563.81

154

State o f Arkansas:

Bank Department

SECURITY BANK, PARAGOULD
Population 10,639
Greene County
Chartered February 5, 1931 P. O. Box 670 Telephone Number 239-9571
Zip Code 72450
Number of Branches: Inside City—1; Outside City—1
Directors

Officers
Marlin D. Jackson ............President
Scott N o e l...... Exec. Vice President
D. G. White .... Senior Vice Pres.
Ernie Ashford .... V. Pres. & Cashier
Reba N eely .................................VicePresident
George Jackson........ Vice President
Melvin Wamock .... Vice President
Herb Bland ............ Vice President
Dennis Smelser ........ Asst. Cashier
Lynda Stuart...... Assistant Cashier
Thelma Hodge .......... Asst. Cashier
Donna Carter ........... Asst. Cashier
Wanda Maxwell ...... Asst. Cashier
Catherine Wright .... Asst. Cashier
Lee Eula Russom .........Asst. Cashier
Bill Fisher . .. Insurance-Investment
Officer
Jerry Dorton ...... Instalment Loan
Officer
Sandra Kasserman .... Admin. Asst.

D. G. White
Tom Hall
Nan C. Dickey
Scott Noel
Earl Gramling
G. I. Higgins
Thomas Kirk
Paul Keeton
Dr. Donald Purcell
R. H. Rose
Vernon Williams
Kaut White
William Adair
Charles Gordon
Marlin D. Jackson

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 2,334,585.98
U. S. Treasury
Securities ................. 1,050,031.23
A ll other U. S. Gov’t
obligations ............... 1,349,888.80
A ll other bonds &
securities ................. 5,053,275.25
Loans & discounts...... 14,747,280.74
Fixed assets.................
568,636.15
Other real estate..........
50,675.09
A ll other assets ..........
201,439.76

Demand deposits ........ $ 6,830,058.77
Time deposits ............. 13,284,484.03
U. S. Gov’t deposits ....
218,96469
Public funds ............... 2,666,924.97
Deposits of banks .....
81,410.85
Total deposits .......... 23,081,843.31
Excess funds purchased
300,000.00
A ll other liabilities
507,102.40
Total liabilities........ 23,888,945.71
Capital notes & debs. ..
425,000.00
Capital sto ck ...............
360,000.00
Surplus ........................
360,000.00
Undivided p rofits........
307,583.79
Reserves .....................
14,283.50
Total capital &
reserves ............... 1,466,867.29
Total ........................$25,355,813.00

Total ........................ $25,355,813.00




Fifty-N inth Report

155

BANK OF PARKDALE, PARKDALE
Population 506
Chartered February 1, 1910

Ashley County
P. O. Box 37
Telephone Number 473-2412
Zip Code 71661
Number of Branches: Inside City—None; Outside CSty—None
Officers

Directors

J. A. Williams ................. President
J. P. C aldw ell.... ¥. Pres. & Cashier
Dorothy H. Caldwell .. A sst Cashier

J. A. Williams
J. P. Caldwell
Dorothy T. Williams

STATEMENT AS OF JUNE 30. 1973
Liabilities

Assets
Cash & due from banks $
U. S. Treasury
Securities ...................
A ll other U. S. Gov't
obligations .................
A ll other bonds &
securities ...................
Excess funds sold ........
Loans & discounts ......
Fixed assets...................

138,162.43
991,975.92
461,255.61
53,000.00
100,000.00
133,831.88
18,403.02

Total ..........................$1,896,628.86




Demand deposits ..........$ 746,786.15
Time deposits ............... 592,348.36
U. S. Gov’t deposits......
670.90
182,000.73
Public funds ................
Total deposits ......... . 1,521,806.14
Total liabilities ........ 1,521,806.14
Capital stock ...............
30,000.00
Surplus ..........................
80,000.00
Undivided profits ........ 262,822.72
Reserves .......................
2,000.00
Total capital &
reserves ................ . 374,822.72
Total ..........................$1,896,628.86

156

State o f Arkansas:

Bank Department

FIRST STATE BANK. PARKIN
Population 2,150
Chartered June 5, 1925

Cross County
P. O. Box 526
Telephone Number 755-5401
Zip Code 72373
Number of Branches: Inside City—-None; Outside City—None
Officers

Billy S. H ix ....................... Chairman
Wallace Martin ............... President
S. N. Green .. Exec. V. P. & Cashier
Fred E. Brenner, Jr........... Vice Pres.
Patsy M. W ootten
Asst. Cashier

Directors
Fred E. Brenner, Jr,
John A. Brenner
S. N. Green
Billy S. Hix
Wallace Martin
Charles D. Thomas

STATEMENT AS OF JUNE 30. 1973
Assets

T J a ta lities

Cash & due from banks $ 300,157.64
U. S. Treasury
Securities ................... 103,000.00
A ll other U. S. Gov’t
obligations ................. 400,000.00
A ll other bonds &
securities ................... 989,222.77
Loans & discounts ...... 2,223,452.07
Fixed assets...................
97,973.19
A ll other assets.............
42,990.80

Demand deposits .......... $1,183,696.30
Time deposits ............... 2,035,277.86
U. S. Gov’t deposits .....
21,121.70
Public funds ................
366,474.66
Total deposits .......... 3,606,570.52
A ll other liabilities
128,851.54
Total liabilities.......... 3,735,422.06
Capital stock ............... 100,000.00
Surplus .......................... 150,000.00
Undivided profits ........ 149,111.14
Reserves ........................
22,263,27
Total capital &
reserves ................ . 421,374.41

Total ........................... $4,156,796.47

Total ............................$4,156,796.47




157

Fifty-N inth Report

BANK OF PEA. RIDGE, PEA RIDGE
Population 1,100
Chartered May 6, 1911

Benton County
P. O. Box 5
Telephone Number 451-2155
Zip Code 72751
Number of Brandies: Inside City—None; Outside City—None
Officers

Directors

Sam W alton.... Chairman of Board
Carl E. B aggett............... President
Steve Lucas ...................... Cashier

Sam Walton
R. E. Buck
Carl E. Baggett
Hearn Oliver
L. E. Hardy
Richard Beaver

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 394,570.30
U. S. Treasury
Securities ...................
87,093.75
AU other bonds &
securities ................... 295,269.60
Excess funds sold ........ 150,000.00
Loans & discounts ...... 3,033,477.97
Fixed assets .................
34,981.81
A ll other assets ............
24,738.97

Demand deposits .......... $1,423,921.35
Time deposits ............... 1,783,608.08
U. S. Gov’t deposits .....
10,715.46
Public funds ................. 578,494.09
Total deposits ........... 3,796,738.98
Total liabilities ........ 3,796,738.98
25,000.00
Capital stock ...............
Surplus .......................... 140,000.00
Undivided profits ........
43,613.24
14,780.18
Reserves .......................
Total capital &
reserves ................. 223,393.42

$4,020,132.40

Total ............................$4,020,132.40

Total




158

State o f Arkansas:

Bank Department

THE PERRY COUNTY BANK, PERRYVILLE
Population 953
Chartered December 8,1945

Perry County
P. O. Box 188 Telephone Number 889-2318
Zip Code 72126
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

M. J. Van D alsem .......... Chairman
J. D. Farish .................... President
T. O. Spence ............... Vice Pres.
J. H. M oore..........Exec. Vice Pres.
A lice Holbrook ................... Cashier
Norma R obinson...... A sst Cashier
Velma Dunn ............ A sst Cashier

M. J, Van Dalsem
J. D. Farish
T. O. Spence
J. H. Moore
Mar Jo Spence
Mildred Farish

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$ 703,085.91
U. S. Treasury
Securities ................... 1,105,011.19
A ll other U. S. Gov’t
obligations ................. 228,612.30
A ll other bonds &
securities ................... 1,188,461.07
Excess funds sold ........ 500,000.00
Loans & discounts ...... 2,637,897.63
Fixed assets ................. 100,536.19

Total ............................$6,463,604.29




Liabilities

Demand deposits .......... $2,014,404.56
Time deposits ................. 3,111,155.38
U. S. Gov’t deposits .....
6,639.81
Public funds ................. 707,532.40
Total deposits .......... 5,839,732.15
A ll other liab ilities........................... 148,441.5
Total liabilities ........ 5,988,173.72
Capital stock ...............
50,000.00
Surplus .......................... 180,000.00
Undivided profits ........ 245,430.57
Total capital &
reserves ................. 475,430.57
Total ............................$6,463,604.29

159

Fifty-N inth Report
m / m n A T ar |
ik ir ip
/ ■>n A 1! 11? 1
PIGKjUi
4 STA Tt. nJSJL2IK.#
JPIGviU
I*IT
p i

Population 3,087
Chartered March 10, 1930

Clay County
P. O. Box 307 Telephone Number 598-2271
Zip Code 72454
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

T. W. Leggett, Jr. .......... President
James L. Magee .... Exec. Vice Pres.
James C. Poole ................. Cashier
Paul B. Gossett ........ A sst Cashier
EvaneE Turner ........ A sst Cashier
C T & T T U P W T

0 JL«Aba Jm JUJCi JDi JL

aJkCS
w AS*

Assets
Cash & due from banks ..$ 814,790.77
U. S. Treasury
Securities ................... 2,004,531.25
AE other U. S. Gov’t
obligations .................
76,009.25
AE other bonds &
securities ................... 2,328,730.54
Loans & discounts........ 2,071,490.83
Fixed assets .................
34,524.23

Total ........................... $7,330,076.87




T. W. Leggett, Jr.
James L. Magee
Thomas P. Leggett
H. C. Robbins, Jr.
John Staples
T T T M P OA
0*70
JUJNJyi
wll# 1xSJ/v

T.i»»hlHtiafi
Demand deposits ...... ..$4,375,803.40
Time deposits ............ ... 1,362,292.73
U. S. Gov’t deposits ......
14,106.24
PubEc funds ............. .... 865,036.15
Total deposits ...... .... 6,617,238.52
7,500.00
Borrowed money ......
1,479.16
AJ1 other Mobilities ..
Total liabiMties .... .... 6,626,217.68
Capital stock ............ .... 100,000.00
Surplus ...................... .... 100,000.00
Undivided profits ..... .... 303,859.19
Reserves ..................... .... 200,000.00
Total capital &
reserves ............. .... 703,859.19
Total ...................... ....$7,330,076.87

160

State o f Arkansas:

Bank Department

FUtST STATE BANK, PLA1NVZEW
Population 677
Chartered January 12, 1934

YeE County
P .O .B o x 277 Telephone Number 272-4221
Zip Code 72857
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

W. J. Clement .... Pres. & Ch. of Bd.
Thelma W. Clem ent...... Vice Pres.
John Clement ...... A sst Vice Pres.
Vernon E. Lam bert.. A sst Vice Pres.
W. E. Watson ..................... Cashier

W. J. Clement
Thelma W. Clement
John Clement
Edw. H. Smott
VirgE H. Greene Sr.
Cleo Neuhart
Helen Harris

CT&TPM
FNT
2 ) Jh* • J» XduPttJCiJEl
A Jae
MfciiwF

Assets
Cash & due from banks ..$ 717,283.40
U. S. Treasury
Securities ................... 194,465.00
A ll other U. S. Gov’t
obhgations ................. 228,841.87
AE other bonds &
securities ................... 1,234,699.01
Excess funds sold ........ 500,000.00
Loans & discounts ...... 3,686,336.67
Fixed assets .................
35,966.36
Other real estate ........
66,760.45

Total ............................$6,664,352.76




OF JUNE 30, 1973
Liabilities

Demand deposits .......... $2,134,302.13
Time deposits ............... 3,629,219.96
U. S. Gov’t deposits .....
37,482.37
Public funds ................. 324,696.27
Total deposits ........ 6,125,700.73
Total Eabilities ........ 6,125,700.73
Capital notes & debs.
..100,000.0
100,000.00
Capital stock ...............
Surplus ................................

100,000.00

Undivided profits ........
Reserves ........................
Total capital &
reserves .................

205,840.28
32,811.75
538,652.03

Total ............................$6,664,352.76

Fifty-N inth Report

161

BANK OF POCAHONTAS. POCAHONTAS
Population 4,610
Chartered October 31, 1903

Randolph County
P. O. Box 467 Telephone Number 892-5286
Zip Code 72455
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

Harry A. Belford ...... President &
Ch. of Board
J. R. Jackson ............... Vice Pres.
G. B. Johnson .... V. Pres. & Cashier
Wm. H. Holobaugh .... Asst. V. Pres.
Ruth B. R ogers................. Secretary
Max Long ................. A sst Cashier
Emma Rapert ............A sst Cashier
Robert A. Davis, Jr. .. A sst to Pres.

Harry A. Belford
Donal R. Cox
E. C. Cox
J. M. Futrell
J. R. Jackson
H. Gardner McNabb
M. C. McNabb

STATEMENT AS OF JUNE 30. 1973
Liabilities
Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
A ll other bonds &
securities .................
Excess funds sold ......
Loans & discounts .....
Fixed assets ...............

2,010,254.72
3,070,384.00
2,073,269.33
1,817,924.47
400,000.00
4,749,772.80
54,405.46

Total ......................... $14,176,010.78




Demand deposits ...... $ 6,599,159.29
Time deposits .............. 5,513,323.22
U. S. Gov’t deposits ....
118,725.06
Public funds .............. 1,055,768.53
Deposits of banks .....
18,245.31
Total deposits ........ 13,305,221.41
A ll other liabilities
76,865.10
Total liabilities ...... 13,382,086.51
Capital sto ck ...............
125,000.00
Surplus ........................
350,000.00
278,058.95
Undivided profits ......
Reserves ......................
40,865.32
Total capital &
reserves ...............
793,92427
Total ..........................$14,176,010.78

162

State o f Arkansas:

Bank Department

PLANTERS AND STOCKMEN BANK, POCAHONTAS
Population 4,610
Chartered June 12, 1962

Randolph County
P. O. Box 587 Telephone Number 892-5252
Zip Code 72455
Number of Branches: Inside Ci r—None; Outside City—None
Officers

Directors

Paul M organ.................... President
Dick Trammel ........ Vice President
Frances Jones .................. Cashier
Bea M athews...............Asst. Cashier
Ted Griffith ............. Asst. Cashier
Robert 1. S o r g ..........Asst. Cashier

J. Baltz
William Baltz
W. J. Barthel
Everett Bates
Jerrell Broadway
Dr. Thomas DeClerk
C. T. Johnson
Paul Morgan
O. B. Rickman
Fay Sallee
Dick Trammel

GTAVVlfPIIT
| OF JUNE 30, 1973
X AC
m XdflLXCsM&rl

Assets
Cadi & due from banks $1,427,419.10
A ll other U. S. Gov’t
obligations ................. 1,605,352.45
A ll other bonds &
securities ................... 1,657,743.80
Excess funds sold ........ 600,000.00
Loans & discounts ...... 4,494,027.94
Fixed assets................... 139,972.03
A ll other assets ............
4,945.25

Demand deposits .......... $3,996,231.71
Time deposits ............... 4,594,764.44
U. S. Gov’t deposits .....
54,796.22
Public fluids ................
630,741.08
Total deposits ............ 9,276,533.45
Total liabilities ........ 9,276,533.45
Capital sto ck ................. 100,000.00
Surplus .......................... 200,000.00
Undivided profits ........ 311,972.43
Reserves .......................
40,954.69
Total capital &
reserves ............... .
652,927.12

Total ......>.................... $9,929,460,57

Total ........................... $9,929,460.57




Fifty-N inth Export

163

THE PEOPLES BANK, POBTLAND
Population 662
Chartered January 22, 1908

Ashley CountyTelephone Number 737-2236

Zip Code 71663
Number of Branches: Inside City—None; Outside City—None
Officers
Victor Edwards ................President
Mary D. P u g h ........ Vice President
John H. Fish ...................... Cashier
Mildred Pamplin
A sst Cashier
Bernice Grimes ........ Asst. Cashier

Directors
Jack Edwards
Victor Edwards
Edwin D. Gregory
Leroy Naff
Hampton Pugh
Mary D. Pugh

STATEMENT AS OF JUNE 30, 1973
Akssots

Liabilities

Cash & due from banks $ 236,241.02
U. S. Treasury
Securities ................... 910,540.00
A ll other U. S. Gov’t
obligations ................. 607,674.64
A ll other bonds &
securities ................... 432,967.57
Loans & discounts ...... 1,391,495.51
Fixed assets .................
8,276.49
A ll other assets.............
1.00

Demand deposits ........ $1,244,491.36
Time deposits ............... 1,559,564.94
U. S. Gov’t deposits .....
13,981.20
Public funds
............
238,076.60
Total deposits ......... . 3,056,11410
Total liabilities ........ 3,056,11410
Capital sto ck ................. 100,000.00
Surplus .......................... 250,000.00
Undivided profits ........ 152,647.64
28,434,49
Reserves .......................
Total capital &
reserves ................ . 531,082.13

Total ........................... $3,587,196.23

Total ............................$3,587,196.23




164

State o f Arkansas:

Bank Department

PORTLAND BANK. PORTLAND
Population 662
Chartered April 23, 1900

Ashley County
P. O. Box 68
Telephone Number 737-2226
Zip Code 71663
Number o f Branches: Inside City—None; Outside CSty—None
Officers

Gus Pugh ........................ President
C. E. Larrison .... Exec. Vice Pres.
R. B. Newcome ...... Vice President
Mack Borgognoni ........... Cashier
Jerry S e lb y ............... Asst. Cashier

Directors
Gus Pugh
R. B. Newcome
Robert D. Pugh
Tom Pugh
George Pugh
Benton Newcome

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks $ 459,682.88
U. S. Treasury
Securities ................... 375,006.25
A ll other U. S. Gov’t
obligations ................. 320,000.00
A ll other bonds &
securities ................... 933,506.92
Loans & discounts ...... 2,797,604.54
Fixed assets .................
37,421.64
Other real estate..........
1.00
A ll other assets ..........
2,423.34

Demand deposits .......... $1,501,794.11
Time deposits .............. 2,135,752.74
U. S. Gov’t deposits ....
50,918.63
Public funds ...............
547,596.77
Total deposits ............ 4,236,062.25
A ll other liabilities .....
24,168,71
Total liabilities ........ 4,260,230.96
Capital stock ...............
100,000.00
Surplus .......................... 250,000.00
Undivided profits ........ 265,389.87
Reserves ........................
50,025.74
Total capital &
reserves ................ . 665,415.61

Total ............................$4,925,646.57

Total ............................$4,925,646.57




Fifty-N inth Report

165

FARMERS & MERCHANTS BANK, PRAIRIE GROVE
Population 1,582
Chartered August 29, 1904

Washington County
P .O .B o x 207 Telephone Number 846-2115
Zip Code 72753
Number of Branches: Inside City—None: Outside City—None
Officers

Directors

D. E. R ie ff........................ President
W. H. Thompson .... V. P. & Cashier
J. C. R ie ff............... Vice President
Greg Reed. A. C. & Security Officer
Lorene Jones ...... A. C. and See’y.
Pat Holloway ............ Asst. Cashier
Mildred Broyles ...... Asst. Cashier
Judy Carter ............. Asst. Cashier
LaVonne H a ll........... Asst. Cashier

D. E. Rieff
W. H. Thompson
Argil Bartholomew
Barry H. Parks
J. C. Rieff
Billy Joe Bartholomew

STATEMENT AS OF JUNE 30, 1973
Assehi

Liabilities

Cash & due from banks $ 1,541,100.63
U. S. Treasury
Securities..................
824,468.89
A ll other U. S. Gov’t
obligations ...............
660,375.00
A ll other bonds &
securities ................. 2,833,179.81
Loans & discounts...... 6,855,860.88
A ll other assets ..........
58,573.05

Demand deposits ..... ...$ 3,842,349.48
Time deposits ........... ... 7,526,428.92
U. S. Gov’t deposits ....
187,739.42
Public funds ............. ...
261,099.03
Total deposits ....... ... 11,817,616.85
Total liabilities..... ... 11,817,616.85
Capital sto ck ............ ...
150,000.00
Surplus ..................... ...
100,000.00
Undivided profits .... ...
610,900.30
Reserves ....................
95,041.11
Total capital &
Reserves ...........
955,941.41
Total ..................... ...$12,773,558.26

Total ..........................$12,773,558.26




166

State o f Arkansas:

Bank Department

BANK OF PRESCOTT, PRESCOTT
Population 3,800
Chartered August 10, 1904

Nevada County
P. O. Box 492 Telephone Number 887-2688
Zip Code 71857
Number of Branches: Inside City—1; Outside City—None
Officers

Olen Hendrix .... Chmn. o f the Board
W. R. Hambright .... Vice Chairman
Johnny Brannan ............... President
M ilbum D. Tippit .... Vice President
John C. C lingan.... Vice President
B. A. DeLam ar........ Vice President
Emogene W. Davis ............ Cashier
Elizabeth W. Crain .... Asst. V. Pres.
James W. Hendrix .... Asst. V. Pres.
James A. PuEen .... Asst. Vice Pres.
Pearl Taylor ............... Asst. Cashier
John Marsh ............. A sst Cashier
Lana T. Goad ........... A sst Cashier

Directors
Thomas M. Bemis
Johnny Brannan
John C. Clingan
B. A. DeLamar
W. R. Hambright
Gerald Hendrix
James W. Hendrix
Olen Hendrix
August MeCaskiU
James H. McKenzie
MEbum D. Tippit
J. B. Wingfield

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 1,063,693.57
U. S. Treasury
Securities ................ 2,189,448.00
AH other U. S. Gov’t
2,757,293.90
obligations...............
A ll Other bonds &
securities ................ 4,424,259.29
1,300,000.00
Excess funds sold .....
Loans & discounts..... 4,083,589.35
106,796.98
Fixed assets................
10,001.00
Other real estate .....
15,875.12
AE other assets .........

Demand deposits ........ $ 6,440,063.50
Time deposits ............. 5,959,979.52
U. S. Gov’t deposits ....
209,300.06
Public funds ............... 1,940,798.40
Total deposits ......... 14,550,141.48
Total liabE ities........ 14,550,141.48
Capital sto ck ...............
600,000.00
Surplus .......................
500,000.00
249,060.12
Undivided profits ......
Reserves ......................
51,755.61
Total capital &
reserves ............... 1,400,815.73

Total ..........................$15,950,957.21

Total ..........................$15,950,957.21




Fifty-N inth Beport

167

BANK OF QUITMAN, QUITMAN
Population 350
Chartered August 15, 1903

Cleburne County
P. O. Box 97
Telephone Number 589-2206
Zip Code 72131
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Donald L. Brown .... Chief Executive
Officer
Ben F. Clark ................... President
Harry M. C lark ...... Vice President
Edith Ellis .......................... Cashier
Bennie Foster .... Assistant Cashier
Darrell Odom .... Assistant Cashier

Ben F. Clark
Donald L. Brown
J. A. Bailey
Edith Ellis
N. H, Tarver

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$ 617,059.09
u . S. Treasury
Securities ................... 593,359.38
All other U. S. Gov’t
obligations ................. 360,160.19
AH other bonds &
securities ................... 173,790.79
Loans & discounts ....... 4,578,695.11
Fixed assets ................. 118,283.41

Demand deposits .......... $2,252,398.69
Time deposits ............... 2,799,202.69
U. S. Gov’t deposits....
6,687.07
Public funds ...:......... - .. 354,799.69
Total deposits .......... 5,413,088.14
A ll other liabilities ..... 368,744.75
Total liabilities ........ 5,781,832.89
Capital notes & debs .... 200,000.00
Capital stock ...............
100,000.00
Surplus .......................... 200,000.00
Undivided profits ........ 146,675.52
Beserves .......................
12,839.56
Total capital &
reserves ................. 659,515.08

Total ............................$6,441,347.97

Total ............................$6,441,347.97




168

State o f Arkansas:

Bank Department

THE BANK OF RECTOR. RECTOR
Population 2,239
Chartered November 15,1930

Clay County
P. O. Box 7
Telephone Number 595-3591
Zip Code 72461
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. A. Marlar ................... President
Mary Hill Sigsby .... Exec. V. Pres.
R. D. Cranford.. V. Pres. & Cashier
Murel W. Adams .....A sst V. Pres.
Bema Nell Benson .... Asst. Cashier
Mary W agner............ Asst. Cashier
Sue Craneer ............. Asst. Cashier

J. A. Marlar
J. C. Hardin
Mary Hill Sigsby
R. D. Cranford

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $1,070,815.01
U. S. Treasury
Securities ................... 649,750.00
A ll other U. S. Gov’t
obligations ................. 596,287.06
A ll other bonds &
securities ................... 2,673,894.54
Excess funds sold ........ 400,000.00
Loans & discounts ...... 3,392,70490
Fixed assets .................
30,599.47
Other real estate ........
2,500.00

Demand deposits .......... $3,161,606.65
Time deposits ............... 4,021,604.79
U. S. Gov’t deposits .....
38,289.89
Public funds ................. 494,560.45
Deposits of banks ........
41,331.52
Total deposits ......... 7,757,393.30
Total liabilities ....... . 7,757,393.30
Capital stock ................. 100,000.00
Surplus .......................... 475,000.00
Undividedprofits ..........
190,808.59
Reserves ........................ 293,349.09
Total capital &
reserves ................ 1,059,157.68

Total ............................$8,816,550.98

Total ........................... $8,816,550.98




Fifty-N inth Report

169

VHIIlfVlie o , a # i w a / n y m t w i g
D A K iif
D P V W A
Jr A H M lr< I mSe 4K JMU«JRV#J!*JfthJPi X iS jDiAkJrlJSk# JRJm * JM%#

Population 356
Chartered December 8,1911

Randolph County
P .O .B ox 108 Telephone Number 769-2240
Zip Code 72462
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

William A. Sandlin .... Chairman of
Board & President
Sarah P. Sandlin .... A sst to Pres.
& Sec. of Board
Ida M. Eddington............... Cashier
Theda Ferguson........ Asst. Cashier
Phyllis Burrow ........ Asst. Cashier

William A. Sandlin
Quinn Brown
Delano Eddington
R. C. Luter
J. A. Rapert

STATEMENT AS OF JUNE 30. 1973
Assets

Liabilities

Cash & due from banks
197,766.32
U. S. Treasury
Securities ................... 685,773.46
All other U. S. Gov’t
obligations ................. 375,779.13
A ll other bonds &
securities ................... 110,632.53
Excess funds sold ........ 500,000.00
Loans & discounts ...... 1,463,233.69
Fixed assets .................
37,969.73
A ll other assets ............
542.00

Demand deposits .......... $1,115,612.67
Time deposits ............... 1,556,571.50
U. S. Gov’t deposits .....
4,875.01
Public funds ................
415,423.67
Total deposits .......... 3,092,482.85
All other liabilities
39,100,91
Total liabilities ........ 3,131,583.76
Capital stock ...............
75,000.00
Surplus ..........................
75,000.00
Undivided profits ........
78,294.78
Reserves .......................
11,818.32
Total capital &
reserves ................ . 240,113.10

Total ........................... $3,371,696.86

Total ............................$3,371,696.86




170

State o f Arkansas: Bank Department

THE BANK OF BISON, BISON
Population 1,298
Chartered March 7, 1932

Cleveland County
P. O. Box 345 Telephone Number 325-6251
Zip Code 71665
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

James R. Hopson ............ President
James L. Moore .... Vice President
Hazel Smith ...................... Cashier
Mary Stephens ........ A sst Cashier
Glenna Knowles ...... Asst. Cashier

Herman Davidson, Chairman
James R. Hopson
James L. Moore
John W. Elrod

2) JLjfm1JmJMUmJtI A

OF JUNE 30, 1973

Assets

Liabilities

Cash & due from banks ..$ 283,212.86
U. S. Treasury
Securities ................... 1,532,050.00
A ll other U. S. Gov’t
obligations ................. 1,599,968.76
Loans & discounts........ 1,239,055.12
Fixed assets .................
11,076.28
A ll other assets ............
4,309.95

Demand deposits .......... $1,888,830.97
Time deposits ............... 1,658,106.94
U. S. Gov’t deposits.....
54,997.47
Public funds ............... 409,555.42
Total deposits .......... 4,011,490.80
Total liabilities ........ 4,011,490.80
Capital stock ........
100,000.00
Surplus .......................... 100,000.00
Undivided profits ........ 441,292.51
16,889,66
Reserves .......................
Total capital &
reserves ................. 658,182.17
Total .......................... $4,669,672.97

Total ............................ $4,669,672.97




Fifty-N inth Report

171

rA B iL m e &v n tir a fiif& in ve *DJkw n M im e

X J^URUP^LEuCEO JtmJPw*■/ *»SXia * w 'XaXT^Xv J>2# J9UnUnijRb#

Population 11,050
Benton County
Chartered March 13, 1956
P. O. Box 250 Telephone Number 636-4233
Zip Code 72756
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

Dorman F. Bushon^ .... President &
Chief Exec. Officer
Hardy A. Stephenson .... Exec. Vice
President
R. Z. G oodw in........ Vice President
Tim Summers .................... Cashier
Mfos. Jenella Buttry .... Asst. V. Pres.
Linda P r ic e ............... Asst. Cashier
Shirlene Cable .... Branch Officer &
Public Relations Officer

Dorman F. Bushong
A. N. Garrett
Vance Hill, Secretary
Dr. J. X* Pickens
John A. Rife, Chairman
Hardy A. Stephenson
F. A. Teague

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 2,502,098.38
U. S. Treasury
Seairities ................. 3,565,819.88
A ll other bonds &
securities ................. 1,538,108.26
Excess funds sold ......
400,000.00
Loans & discounts...... 11,287,766.43
Fixed assets ...............
185,111.79
A ll other assets ..........
97,036.85

Demand deposits ........ $ 8,497,552.28
Time deposits ............. 7,447,942.19
U. S. Gov't deposits .... 264,942.25
Public funds ............... 1,962,320.43
Total deposits ...... 18,172,757.15
A ll other labilities ....
1,145.99
Total labilities ...... 18,173,903.14
Capital stock .............
200,000.00
400,000.00
Surplus ........................
Undivided profits ......
641,512.20
Reserves .....................
160,526.25
Total capital &
reserves ............... 1,402,038.45

Total ..........................$19,575,941.59

Total ..........................$19,575,941.59




172

State o f Arkansas:

Bank Department

THE BANK OF RUSSELLVILLE, RUSSELLVILLE
Population 11,750
Pope County
Chartered December 23,1897 P. O. Box 100 Telephone Number 968-1234
Zip Code 72801
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

G. Harold Neal ............... President
Robert H. Parker.. Exec. Vice Pres.
James A. Hardin
Vice Pres.
James N. Garrett .. A sst Vice Pres.
B. J. R oderick ....................... Cashier
Kathryn Hobbs ........ A sst Cashier
Armond J. Becker .... A sstCashier
Polly D. Harger ...... A sst Cashier
Joann Vaughan ........ A sst Cashier
Junita Pinkston ...... A sst Cashier
Helen D. Sweeden .... A sstCashier

G. Harold Neal
Robert H. Parker
M. J. Hickey
Floyd Ragsdale
Joe H. Paulk
JoeGoodwin
William M. Lemley

STATEMENT AS OF JUNE 30, 1973
Assets

liabilities

Cash & due from banks $ 3,882,361.70
U. S. Treasury
Securities ................. 5,392,286.14
AR other U. S. Gov’t
obligations .:.............
200,000.00
AH other bonds &
securities ............. — 5,149,175.05
Excess funds sold ......
600,000.00
Loans & discounts ..... 14,141,153.14
Fixed assets ...............
544,510.60
Other real estate ......
2.00
511,488.37
A ll other assets ........

Demand deposits ........ $ 8,947,883.56
Time deposits ............. 16,053,577.53
U. S. Gov’t deposits ....
264,433.93
Public funds ............... 1,799,077.80
Deposits of banks ......
125,527.57
Total deposits ........ 27,190,500.39
AU other liabilities ....
367,440.59
Total liabilities ...... 27,557,940.98
Capital notes & debs. ..
500,000.00
Capital stock .............
450,000.00
600,000.00
Surplus ........................
Undivided profits ...... 1,313,036.02
Total capital &
reserves ............... 2,863,036.02

Total ......................... $30,420,977.00

Total ..........................$30,420,977.00




Fifty-N inth Report

173

PEOPLES BANK & TRUST COMPANY, RUSSELLVILLE
Population 11,750
Pope County
Chartered March 24, 1890
P .O .B o x 220 Telephone Number 968-2112
Zip Code 72801
Number of Branches: Inside City—1; Outside City—1
Officers

Directors

Donald Barger .. Chairman of Board
George C. Jackson .... President &
Chief Exec. Officer
Ward J. Ramsey .. Exec. Vice Pres.
M. L. Dickerson .... Sr. Vice Pres.
J. Madison White .... Vice President
Tom Hargis ............ Vice President
& Trust Officer
Charles F. Howell .... Vice President
& Cashier
Lorin Spangler .... Asst. Vice Pres.
Jerry Smith .... Asst. V. P. & Mgr.
Arkansas Avenue South Branch
Danny DuvaE ...... Asst. Cashier &
Mgr., PottsviEe Office
Glenna Long ... Asst. Trust Officer
Mary Louise H offm an.. Asst. Cashier

Donald Barger
James Bibler
Cleo Cheek
G. M. Cook
Van A. R. Moores
George C. Jackson
Ike A. Laws
Roy I. MElard, M.D.
Ilave W. Peters
Ward J. Ramsey
J. Madison White

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 4,956,656.00
U. S. Treasury
Securities ................. 2,330,500.00
AE other U. S. Gov’t

Demand deposits ........ $11,945,323.98
Time deposits .............. 17,204,675.71
U. S. Gov’t deposits .... 531,413.59
Public funds ............... 1,949,026.52

obligations ...................

3,259,753.34

AE other bonds &
securities ................. 7,035,569.76
Excess funds sold ...... 1,950,000.00
loan s & discounts ..... 14,298,676.98
Fixed assets ...............
854,867.49
Other real estate ......
121,300.00

Total ........................ $34,807,323.57




Deposits of banks ........

163,307.36

Total deposits .......... 31,793,747.16
AE other liabilities .... 393,767.73
Total Habilities ...... 32,187,514.89
Capital stock .............
600,000.00
Surplus ........................
700,000.00
Undivided profits ......
927,947.73
Reserves ......................
391,860.95
Total capital &
reserves ............... 2,619,808.68
Total ........................ $34,807,323.57

174

State o f Arkansas:

Bank Department

BANK OF SALEM. SALEM
Population 1,279
Fulton County
Chartered December 9,1908
P. O. Box 338
Telephone Number 895-3204
Zip Code 72576
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Jim Humphries.. Chainhan & Pres.
Bichard Humphries.. Exec. V. Pres.
Fay Castleberry ............ Vice Pres.
George Humphries ........ Vice Pres,
Corwin Mosey ............... Vice Pres.
Bess Northcutt ................... Cashier
Frances Atkins ........ Asst. Cashier
Janiece Butter .......... A sst Cashier
Shirley Walling ...... A sst Cashier
Brenda Barnes ........ A sst Cashier

Fay Castleberry
George Humphries
Jean Humphries, Secretary
Jim Humphries
Richard Humphries

c » iii n i f p i

ik e

OF JUNE 30. 1973

Assets

Liabilities

Cash & due from banks
656,152.06
U. S. Treasury
Securities ................... 1,272,791.50
A ll other U. S. Gov’t
obligations ................. 348,414.33
A ll other bonds &

Demand deposits .......... $4,458,443.68
Time deposits ............... 3,801,457.50
U. S. Gov’t deposits ....
67,069.49
Public funds ............... 536,349.16
Total deposits ........ ~ 8,863,319.83
Total liabilities ........ 8,863,319.83
Capital stock ...............
100,000.00
Surplus .......................... 300,000.00
Undivided profits ........ 354,121.84
Reserves .......................
49,578.00
Total capital &
reserves ................ . 803,699.84

securities

....................... 2,940,574.29

Excess funds sold ........ 400,000.00
Loans & discounts ...... 3,957,649.25
fix e d assets .................
91,438.24

Total ............................$9,667,019.67




Total ............................$9,667,019.67

Fifty-N inth Report

175

LOGAN COUNTY BANK, SCRANTON

Population 229
Chartered April 7, 1926

Logan County
P. O. Box 85
Telephone Number 938-2511
Zip Code 72863
Number of Brandies: Inside City—None; Outside City—None
Officers

Directors

Frank Ahne ................... President
Joe FW tsche
V. Pres. & Cashier
Emma Raper ............ A sst Cashier
J. B. L a y e s.... Chairman of Board

Frank Ahne
Joe Fritsche
J. B. Layes

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 202,687.46
U. S. Treasury
Securities ................... 389,268.41
A ll other U. S. Gov’t
obligations ................. 1,163,487.14
A ll other bonds &
securities ................... 598.014.67
Loans & discounts........ 1,004,493.81
Fixed assets .................
12,753.10
A ll other assets ............
5,136.44

Total




$3,375,841.03

Demand deposits ...... $1,565,963.49
Time deposits ............. 1,376,517.50
U. S. Gov’t deposits ....
16,496.08
73,687.25
Public funds ...
3.032.664.32
Total deposits
3.032.664.32
Total liabilities
50.000. 00
Capital stock .....
50.000. 00
Surplus ...............
228,780.13
Undivided profits
14,396.58
Reserves .............
Total capital &
reserves ................ . 343,176.71
Total ......................... $3,375,841.03

176

State o f Arkansas:

Bank Department

FIRST SECURITY BANK, SEARCY
Population 9,004
White County
Chartered February 6,1932
P. O. Box 1008 Telephone Number 268-5831
Zip Code 72143
Number of Branches: Inside City—2; Outside City—1
Officers

Directors

1. O. Yancey .... Chairman of Board
Bert Mullens ................... President
E. D. Yancey ... .. Exec. Vice Pres.
Ralph Duncan .... Senior Vice Pres.
E. D. Crow .... Vice Pres. & Auditor
Jim Wilson .................... Vice Pres.
Glen Norman ...... A sst Vice Pres.
Audrey Blasingame .... A sst Cashier
Hazel G illiam ............A sst Cashier
Wayne Richards .............. Manager,
McRae Office

Truman Baker
Dr. Clifton Ganus
B. C. Huddleston
W. R. Meador
Joe S. Pierce
Kenny Rand
J. W. Sanford
Jim Tarkington
M. O. Thompson
Ray A. YameE
Alvin Van Hook

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 2,219,728.03
U. S. Treasury
Securities ................. 2,495,340.03
A ll other U. S. Gov’t
obligations ............... 1,661,213.64
A ll other bonds &
securities ................. 4,158,653.25
Doans & discounts...... 14,644,235.23
507,890.99
Fixed assets ...............
Other real estate ......
1.00
A ll other assets ........
5,357.74

Demand deposits ........$ 9,491,509.47
Time deposits ............. 10.510,318.53
U. S. Gov’t deposits ....
195,747.45
Public funds ............... 2,702,884.41
Deposits of banks ......
255,141,50
Total deposits ........ 23,155,601.36
A ll other liabilities .....
361,729.77
Total liabilities ...... 23,517,331.13
Capital stock ..............
600,000.00
Surplus ........................ 1,000,000.00
Undivided profits ......
343,087.32
232,001.46
Reserves ......................
Total capital &
reserves ............... 2,175,088.78

Total ..........................$25,692,419.91

Total .......................... $25,692,419.91




Fifty-N inth Report

177

GRANT COUNTY BANK, SHERIDAN

Population 2,480
Chartered July 29. 1903

Grant County
P. O. Box 67
Telephone Number 942-3147
Zip Code 72150
Number of Branches: Inside City—None: Outside City—None
Officers

Directors

D. E. McCoy, Sr. ....Chmn. of Board
D. E. McCoy, Jr............... President
Harold Boatright .. Exec. Vice Pres.
and Cashier
Eddie W. S lig h ...... Vice President
Jerry L. Coleman .... Vice President
Henry E. Wells .... Asst. Vice Pres.
Sue Reynolds ........... A sst Cashier
Margaret H ancock...... Head Teller
June Herrington .. Head Bookkeeper

Rolland D. Brown
Veo Easley
D. E. Gatzke
D. R. McCoy, Jr.
D. E. McCoy, Sr.
W. Lee Tucker
Robert E. Wellborn

ClV,l vlc,Plf^!ff>l, ■n»83r
1G OF JUNE 30, 1873
0 A b I i A •SiA"AA>sA» A

Assets

Liabilities

Cash & due from banks $ 1,116,128.83
U. S. Treasury
Securities ................. 1,333,692.00
A ll other U. S. Gov’t
obligations ...............
82,963.67
A ll other bonds &
securities ................. 3,635,814.40
Excess funds sold ......
200,000.00
Loans & discounts...... 6,160,894.53
Fixed assets.................
170,916.42
4,640.00
Other real estate ......
A ll other assets ..........
1.00

Demand deposits ........ $ 4,375,752.42
Time deposits .............. 5,896,348.86
U. S. Gov’t deposits ....
122,811.17
Public funds ...............
910,268.96
Deposits o f banks .....
4,625.12
Total deposits ........ 11,309,806.53
A ll other liabilities
402,716.93
Total liabilities ...... 11,712,523.46
Capital stock .............
150,000.00
Surplus ........................
250,000.00
Undivided profits ......
505,775.24
Reserves ......................
86,752.15
Total capital &
reserves ...............
992,527.39

Total ..........................$12,705,050.85

Total ..........................$12,705,050.85




178

State o f Arkansas: Bank Department

FIRST STATE BARK, SHERWOOD
Population 3,500
Pulaski County
Chartered July 28, 1966
P. O, Box 6009 Telephone Number 835-4122
Zip Code 72116
Number o f Brandies: Inside City—None; Outside City—None
Officers

Directors

Harry L. Hastings, Jr. .... Chairman
(Inactive)
James A. W eEons............President
(Inactive)
Mark M. Davis .... Exec. Vice Pres.
Jesse R. Rich .... V. Pres. & Cashier
Carolyn P e e le r..........Asst. Cashier

Mark M. Davis
H. J. Dent
Harry L. Hastings, Jr.
B. E. Henson
James C. Nichols
Jesse R. Rich
James A. Wellons

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 611,136.70
U. S. Treasury
Securities ................... 750,000.00
A ll other XJ. S. Gov’t
obligations
............ 301,464.41
A ll other bonds &
securities ................... 1,265,232.61
Excess funds sold ....... 1,700,000.00
Loans & discounts ...... 3,248,664.35
Fixed assets
............
89,647.93

Total




$7,966,146.00

Demand deposits ....
Time deposits .......
U. S. Gov’t deposits
Public funds .........
Total deposits .....
A ll other liabilities
Total liabilities ...
Capital stock .........
Surplus ................. ...
Undivided profits
Reserves ................
Total capital &
reserves ...........
Total .....................

....$3,250,208.63
.... 2,591,258.59
....
76,357.53
.... 1,171,191.99
.... 7,089,016.74
.... 168,546.61
.... 7,257,563.35
....

100,000.00

....
....
....

400,000.00
168,194.64
40,388.01

...

708,582.65

..$7,966,146.00

Fifty-N inth Report

179

BANK OF SIDNEY, SIDNEY
Population 210
Sharp County
Chartered September 23, 1912 P. O. Box 7 Telephone Number 283-5725
Zip Code 72577
Number of Brandies: Inside City—None; Outside CSty—None
Officers

Directors

Thomas A. B o n e ..............President
R. C. P ounders...... Vice President
Atalee C. Pounders .......... Cashier
Donita Fore ............. Asst. Cashier

Thomas A. Bone
R. C. Pounders
Atalee C. Pounders

STATEMENT AS OF JUNE 30, 1973
AbSsois

Liabilities

Cash & due from banks ..$193,965.82
U. S. Treasury
Securities ............... ..... 415,932.70
Loans & discounts .... ..... 16,753.89
2.00
Fixed assets ...............

Demand deposits............. $584,853.46
Public funds ..................
5,216.88
Total deposits ............. . 590,070.14
Total liabilities ......... . 590,070.14
Capital stock .................. ... 5,000.00
Surplus ........................... . 16,500.00
Undivided p r o fits ........... . 12,997.93
Reserves .........................
2,086.34
Total capital &
reserves ................. ...... . 36,584.27
Total ............................. $626,654.41

Total

...................... .... $626,654.41




180

State o f Arkansas: Bank Department

ARKANSAS STATE BANK, S1LOAM SPRINGS
Population 5,553
Benton County
Chartered January 12, 1960
P .O .B o x 400 Telephone Number 524-4131
Zip Code 72761
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Delbert 1. Allen, Sr. .. Chmn. o f the
Board
Ross Stout ...................... President
Henry Brosell, Jr. .... Vice Pres. &
Cashier
William A, Hasseberg, Jr. .. V. Pres.
Homer Bynum ...... Vice President
M. H. (B ill) Simmons .... Vice Pres.
Genevieve L. M itcheE .... Assistant
Cashier

Delbert E. Allen, Sr.
Delbert E. Allen, Jr.
Homer Bynum
Preston Bynum
M. H. (BED Simmons
Ross Stout

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 2,837,791.47
U. S. Treasury
Securities .................
125,000.00
AE other U. S. Gov’t
. obligations ...............
747,657.98
A ll other bonds &
securities ................. 1,476,224.36
Loans & discounts...... 5,775,846.24
36,298.64
Fixed assets.................
AE other assets ..........
643.20

Demand deposits ........ $ 5,140,365.58
Time deposits .............. 3,961,519.19
U. S. Gov’t deposits .... 256,312.79
Public funds ..............
677,035.55
Total deposits .......... 10,035,233.11
A ll other HabEities
187,596,02
Total liabE ities........ 10,222,829.13
Capital stock ..............
240,000.00
Surplus ......................
100,000.00
Undivided profits ......
375,240.45
Reserves .......................
61,392.31
Total capital &
reserves ...............
776,632.76

T otal ..........................$10,999,461.89

Total .......................... $10,999,461.89




Fifty-Ninth. Report

181

SMACKOVER STATE BANK, SMACKOVER

Population 2,058
Union County
Chartered April 18, 1928
P. O. Box 107 Telephone Number 725-3051
Zip Code 71762
x
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

Max A. M itcham ............... President
Max O. T a y lor.... Exec. Vice Pres.
L. E. Tennyson, Jr. ...... Vice Pres.
Audna L. Ward ................. Cashier
Evelyn Long ..............A sst Cashier
Barbara Jean Sales .... A sst Cashier

Max A. Mitcham
Homer T. Rogers
Max O. Taylor
James M. Tennyson
L. E. Tennyson, Jr.
Richard H. Vickers

STATEMENT AS OF JUNE 30, 1973
Assets

LiabUiiies

Cash & due from banks $ 611,704.24
U. S. Treasury
Securities .................
826,494.34
A ll other bonds &
securities ................. 2,148,144.06
Excess funds sold ......
700,000.00
Loans & discounts...... 5,648,992.03
Fixed assets ...............
266,011.96
A ll other assets ..........
10,754.48

Demand deposits ........ $2,760,511.00
Time deposits .............. 5,383,628.86
U. S. Gov’t deposits ....
57,050.79
Public funds ...............
970,579.73
Total deposits .......... 9,171,770.38
Total liabilities ...... 9,171,770.38
Capital stock ..............
250,000.00
Surplus ........................
500,000.00
212,110.16
Undivided profits ......
Reserves ......................
78,220.57
Total capital &
reserves ............... 1,040,330.73

Total ..........................$10,212,101.11

Total .......................... $10,212,101.11




182

State o f Arkansas:

Bank Department

CITIZENS BANK, SMITHVILLE
Population 75
Chartered March 23, 1901

Lawrence County
P. O. Box 10
Telephone Number 528>3516
Zip Code 72466
Number o f Branches: Inside City—None; Outside City—None
Officers

Directors

R. S. Rainwater ............. President
A. M. S ta rr............. Vice President
Boyce Durham ................. Cashier
Iceland M iz e ............. Asst. Cashier

Sloan Rainwater, Jr., Sec’y.
R, S. Rainwater
A. M. Starr
William T. Rainwater
Virginia Rainwater
Earl D. Perkins

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$ 135,351.37
A ll other bonds &
securities ................... 705,176.96
Loans & discounts........ 665,244.24
4,390.69
Fixed assets .................

Total ............................$1,510,163.26




Liabilities
Demand deposits ........ .$ 895,775.02
Time deposits ..............
81,084.75
Public funds ................ . 218,786.78
Total deposits .......... .. 1,195,646.55
Total liabilities ....... .. 1,195,646.55
Capital stock .............
25.000. 00
Surplus ........................
50.000.
00
Undivided profits ....... .. 209,137.57
Reserves .......................
30,379.14
Total capital &
reserves ................ . 314,516.71
Total ......................... $1,510,163.26

Fifty-N inth Report

183

MERCHANTS & PLANTERS BANK. SPARKMAN
Population 663
Chartered September 19,1916

Dallas County
P. O. Box 127 Telephone Number 678-2251
Zip Code 71763
Number of Branches: Inside City—-None: Outside City—None
Officers

Tyrol Q. Carson ............. President
Doris Mann ........................ Cashier
Patricia Shaddock .... Asst. Cashier
Kathiyn Daniell ...... Asst. Cashier

Directors
B. J. Ford, Chairman
T. Q. Carson
Garland Gaston
Benton Taylor
D. W. DeLaughter
Ray White

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$ 285,900.38
U. S. Treasury
Securities ................... 403,000.00
A ll other bonds &
securities ...................
57,007.34
Excess funds sold ........ 800,000.00
Loans & discounts ...... 1,064,204.41
Fixed assets .................
75,033.48
Other real estate ........
2,125.00
AE other assets ..........
3,845.16

Total ........................... $2,691,115.77




Demand deposits .......... $1,075,490.69
Time deposits ............... 1,192,947.34
U. S. Gov’t deposits.....
28,843.91
Public funds ................. 194,077.20
Deposits o f banks ........
3,495.63
Total deposits .......... 2,494,854.77
29,935.32
AE other liabilities ......
Total liabilities ........ 2,524,790.09
Capital stock ...............
50,000.00
Surplus ..........................
50,000.00
Undivided profits ........
53,952.03
Reserves ......................
12,373.65
Total capital &
reserves ................. 166,325.68
Total .......................... $2,691,115.77

184

State o f Arkansas:

Bank Department

FIRST STATE BANK. SPRINGDALE
Population 20,000
Washington County
Chartered February 12,1923
P. O. Box 189 Telephone Number 751-1500
Zip Code 72764
Number of Branches: Inside City—1; Outside City—1
Officers

Directors

Joe M. Steele ........ Chm. o f Bd. &
Chief Exec. Off.
J. T. Bain ........................ President
Elmer Johnson ...... Sr. Vice Pres.
Mace D. Howell .... Exec.Vice Pres.
R. A. Bryant ................. Vice Pres.
Arthur Morris ............... Vice Pres.
Wilma Samuel .... A sst Vice Pres.
Marcella Sharum .. A sst Vice Pres.
Wesley L. Burkett .. A sst Vice Pres.
Frances Ann D oisa.. A sst Vice Pres.
Feme Ford ................... Vice Pres.
David Howell .................. Cashier
Nathan Combs ..........Trust Officer
Arthur Johnson ............ Farm Rep.
J. E. Hinshaw ....Agricultural Rep.
Preston Sanders
........ Auditor

Joe M. Steele
Tom Hargis
Elmer Johnson
J. T. Bain
Dr. Friedman Sisco
A P. Wilson
Mace D. Howell
Thurman Parsons
J. E. Hinshaw
Dr. J. W. Dorman
Joe S. Boone

STATEMENT AS OF JUNE 30. 1973
Assets

Cash & due from banks $ 4,775,569.48
U. S. Treasury
Securities ................. 3,457,865.44
A ll other U. S. Gov’t
obligations ............... 1,750,000.00
A ll other bonds &
securities .............
10,134,156.09
Loans & discounts ..... 20,553,530.25
Fixed assets ...............
360,813.10
Other real estate........
2.00
A ll other assets ........
594,961.70

Total




$41,626,898.06

$13,290,356.64
Demand deposits
Time deposits ...
20,548,714.03
318,807.43
U. S. Gov’t deposits ....
3,802,707.18
Public funds .......
20,000.00
Deposits o f banks
37,980,585.28
Total deposits ...
707,064.04
A ll other liabilities ....
Total liabilities
38,687,649.32
Capital sto ck ......
600,000.00
450,000.00
Surplus ...............
1,466,635.40
Undivided profits
422,613.34
Reserves .............
Total capital &
reserves ............... 2,939,248.74
Total ........................$41,626,898.06

Fifty-N inth Report

185

BODCAW BANK, STAMPS
Population 2,591
Chartered December 8,1902

Lafayette County
P. O. Box 8
Telephone Number 533-4486
Zip Code 71860
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. C. Cabe ...................... President
James N ip per...... Exec. Vice Pres.
& Cashier
C. C. Russell ............... Vice Pres.
a L. W ilkinson..............Vice Pres.
Bonnie Moreland
A sst Cashier
Jennie Lovell .......... A sst Cashier
Danny Fitzpatrick .... A sst Cashier
Pat McMurrough .... Mgr. Ins. D ept

J. C, Cabe
A. C. Cross
Roy Z. Kimbell
James Nipper
C. a Russell
A. O. Smith
a L. Wilkinson

STATEMENT AS OF JUNE 30, 1973
T.ia'hili-Hpg
Assets
Cash & due from banks ..$ 695,596.18
U. S. Treasury
Securities ................. ... 2,130,783.61
A ll other U. S. Gov’t
obligations ............... ... 448,626.94
A ll other bonds &
securities ................. ... 1,661,164.07
Loans & discounts .... ... 2,475,085.76
Fixed assets ............... ...
26,383.80
Other real estate.......
13.00
A ll other assets ........
2,397.07

Total ........................ ..$7,440,050.43




Demand deposits ......... $2,164,882.85
Time deposits .............. . 3,931,585.04
U. S. Gov’t deposits....
27,511.43
Public funds ................
556,014.12
Total deposits ......... . 6,679,993.44
A ll other liabilities ....
773.84
Total liabilities ....... . 6,680,767.28
Capital stock ..............
50,000.00
Surplus ......................... . 450,000.00
Undivided profits ....... . 199,909.46
Reserves .......................
59,373.69
Total capital &
reserves ................ . 759,283.15
Total ......................... $7,440,050.43

186

State o f Arkansas:

Bank Department

BANK OF STAR CITY, STAR CITY
Population 2,200
Chartered April 27, 1925

Lincoln County
P. O. Box 69
Telephone Number 628-4288
Zip Code 71667
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Tom S. Lovett .. Chairman of Board
Robert O. Trout ............. President
Lynn Thomasson .......... Vice Pres.
Wm. R. Davidson .. A sst Vice Pres.
Anneta Moore .................... Cashier
Karen Bums ............ A sst Cashier

Robert E. Beard
Harold Evans
Bumice Frizzell
B. W. Gibbs, D.D.S.
Tom S. Lovett
R. C. Petty, M.D.
Neb Ryall, Jr.
Lynn Thomasson
Robert O. Trout

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 592,437.46
U. S. Treasury
Securities ................... 308,000.00
A ll other U. S. Gov’t
obligations ................. 100,000.00
A ll other bonds &
securities ................... 892,591.99
Loans & discounts ...... 4,245,460.33
Fixed assets ................. 124,597.78
2,063.63
A ll other assets ..........

Demand deposits .......... $2,463,263.72
Time deposits ............... 2,415,713.90
U. S. Gov’t deposits.....
48,918.18
418,683.88
Public funds ............
Total deposits .......... 5,346,579.68
A ll other liab ilities..... . 307,971.14

Total ........................... $6,265,151.19




Total liabilities ......... " ”5,654,550.82

Capital stock ...............
Surplus ..........................
Undivided profits ........
Reserves .......................
Total capital &
reserves ................ .

150,000.00
200,000.00
216,420.38
44,179.99

610,600.37

Total ............................$6,265,151.19

Fifty-N inth Report

187

THE STEPHENS SECURITY BANK, STEPHENS
Population 1,300
Chartered February 8, 1946

Ouachita County
P. O. Box 7
Telephone Number 786-5416
Zip Code 71764
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Charles T. R eveley..........President
Cole Martin ........ Exec. Vice Pres.
Sam L. C u rry ...... Asst* Vice Pres.
Juanita Poindexter .. Administrative
Assistant & Asst. Cashier
Elizabeth S m ith .... Operation Mgr.
& Asst. Cashier

Charles T. Reveley
Cole Martin
Sam A. Curry
Guy R. Smith
Herbert R. Henderson
Grady P. Arrington
James Peniek, Jr.
Joe J. Wade

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 394,319.68
U. S. Treasury
Securities ............... .. 328,925.63
A ll other U. S. Gov’t
obligations ............... .. 599,531.25
A ll other bonds &
securities ................. .. 866,026.27
Loans & discounts .... .. 3,415,293.74
33,795.25
Fixed assets ............... ..
1,500.00
Other real estate........
25,615.55
A ll other assets..........

Demand deposits ......... .$1,910,707.75
Time deposits ............ . 2,818,016.44
67,341.97
U. S. Gov’t deposits ...
Public funds ................ . 288,073.97
Total deposits ........... . 5,084,140.13
60,742.89
A ll other liabilities ....
Total liabilities ....... . 5,144,883.02
Capital stock .............. . 275,000.00
75,000.00
Surplus ......................... .
Undivided profits ....... . 147,733.39
22,390.96
Reserves .......................
Total capital &
reserves ................ . 520,124.35
Total ......................... $5,665,007.37

Total ........................ ..$5,665,007.37




188

State o f Arkansas:

Bank Department

CITIZENS BANK, STRONG
Population 1,008
Chartered January 19, 1931

Union County
P. O. Box 188 Telephone Number 797-7361
Zip Code 71765
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

O. B. C lark ...................... President
C. B. M ason............. Vice President
Mrs. L. K. Bobertson ...... Cashier

O. B. Clark
C. B. Mason
Mrs. L. K. Robertson
Ray B. Finney

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 295,716.26
U. S. Treasury
Securities ................... 518,453.13
A ll other U. S. Gov’t
obligations .................
84,052.01
A ll other bonds &
securities ................... 678,672.11
Excess funds sold ...... 500,000.00
Loans & discounts ...... 1,000,933.72
7,933.88
Fixed assets .................
A ll other assets ..........
20,000.00

Demand deposits ..... ...$1,152,414.04
Time deposits ........... ... 1,260,051.69
U. S. Gov’t deposits .
2,558.22
Public funds .............. ... 136,546.67
Total deposits ....... ... 2,551,570.62
A ll other liabilities ... ...
67,304.95
Total liabilities ..... ... 2,618,875.57
Capital stock ............ ...
50,000.00
Surplus ....................... ... 100,000.00
Undivided profits ..... ... 321,965.99
Reserves ....................
14,919.55
Total capital &
reserves .............. ... 486,885.54
Total ...........................$3,105,761.11

Total ..........................$3,105,761.11




189

Fifty-N inth Report

THE FARMERS AND MERCHANTS BANK, STUTTGART
Population 10,477
Arkansas Comity
Chartered December 29, 1944 P. O. Box 947 Telephone Number 922-8551
Zip Code 72160
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

Artie Seidenschwarz ...... President
Lloyd R a tcliff........... Vice President
Leonard H. DeVun ...... V. Pres. &
Cashier
Don P a ttillo........ V. Pres. & Trust
Officer
W illie G rafals........... Vice President
James M. Yarbrough. Vice President
Don Underwood ..... Vice President
Lela K ark u r............... A sst Cashier
Ona Belle K o ch ........ Asst. Cashier
Louise Kelly ........ A sst Cashier &
Auditor
Estelle Findley ........ A sst Cashier
Ralph W. W ilson ...... A sst Cashier
William R. Trice ...... A sst Cashier
Margaret C arlisle...... A sst Cashier

W. C. Bogard
Glen Grandgeorge
Russell McCollum
Chet Pond, Jr.
Lloyd Ratcliff
Artie Seidenschwarz
Horace ‘Pete” Siekel
D. W. Tweedy
Ralph Wilson
D. B. Davis

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 2,995,282.78
U. S. Treasury
Securities ................ 1,784,647.94
A ll other U. S. Gov’t
500,000.00
obligations ..............
A ll other bonds &
securities ................ 2,470,140.71
Excess funds sold ..... 2,200,000.00
Loans & discounts..... 18,803,841.54
397,367.21
Fixed assets ..............
595,435.57
A ll other assets .........

Total ....................... $29,746,7*5.75




Demand deposits ........ $11,814,176.41
Time deposits ............. 13,149,997.05
U. S. Gov’t deposits .... 241,866.32
Public funds ............... 1,300,860.52
Deposits of banks ......
5,000.00
Total deposits .......... 26,511,900.30
A ll other liabilities
801,286.87
Total liabilities ...... 27,313,187.17
Capital sto ck ....
600,000.00
Surplus ........................
700,000.00
Undivided profits ......
764,512.55
Reserves .....................
369,016.03
Total capital &
reserves ............... 2,433,528.58
Total ........................ $29,746,715.75

190

State o f Arkansas:

d

ai>T 7 P i ii Q

Bank Department

n im

f

t ii y

Population 293
Chartered July 28, 1913

Drew County
P. O. Box 128
Telephone Number 392-2292
Zip Code 71670
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. A. G ibson ................. . President
Betty V. W ells.................. Cashier
Marcia Zeno ............. A sst Cashier

Bennie Ryburn, Sr.
Bennie Ryburn, Jr.
J, A. Gibson
Hampton Pugh
C. R. Prewitt
Tommy Henley
W iley McGehee, Jr.
J. Ted Blagg
Hayes Stephens

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 233,236.26
AH other U. S. Gov’t
obligations ............... .. 113,159.00
A ll other bonds &
securities ................. .. 307,167.87
Loans & discounts ..... .. 2,071,630.60
81,499.58
Fixed assets ...............
11,071.91
Other real estate........
8,862.39
A ll other assets ........

Demand deposits ....... $1,051,963.36
Time deposits .............. . 1,397,206.04
U. S. Gov’t deposits ....
20,335.43
Total deposits ......... . 2,469,504.83
Total liabilities......... . 2,469,504.83
Capital stock .............. . 120,625.00
Surplus ....................... . 176,875.00
30,876.79
Undivided profits .......
28,745.99
Reserves .......................
Total capital &
reserves ................ .. 357,122.78
Total ......................... $2,826,627.61

Total ........................ .$2,826,627.61




Fifty-N inth Report

191

BANK OF TRUMANN, TRUMANN
Population
Chartered October 26, 1911

6,753
Poinsett County
P. O. Box 48
Telephone Number 483-6333
Zip Code 72472
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. C. Stuckey .... Chairman of Board
& President
Clyde Robertson, Jr. .... Exec. Vice
President
Eugene Pounds .... V. Pres./Cashier
Edith Dameron .... Asst. Vice Pres.
Fannie M. Bradley .... Asst. Cashier
Melba J. Wood ........ Asst. Cashier
Claude R. H aun........ Asst. Cashier

T. M. Clogston
J. F. Lady
Frank Lady, Jr.
Leon Massey
Eugene Pounds
Clifford C. Purvis
Clyde Robertson, Jr.
J. C. Stuckey
Kenneth Yarbrough

STATEMENT AS OF JUNE 30, 1973
Assets

T.iaKilitiw!

Cash & due from banks $ 1,143,160.50
U. S. Treasury
Securities ............... 1,144,040.63
A ll other U. S. Gov’t
obligations .............
500,000.00
A ll other bonds &
securities ................. 1,049,684.44
Excess funds sold ......
450,000.00
Loans & discounts...... 7,917,705.63
Fixed assets ................. 105,342.63
A ll other assets ..........
822.47

Demand deposits ........ $ 3,410,876.24
Time deposits .............. 6,559,991.63
U. S. Gov’t deposits ....
285,281.95
Public funds ..............
769,478.32
Total deposits .......... 11,025,628.14
A ll other liabilities
70,186.85
Total liabilities ...... 11,095,814.99
Capital stock .............
100,000.00
Surplus ......................
650,000.00
Undivided profits ......
322,206.50
142,734.81
Reserves ....................
Total capital &
reserves ............... 1,214,941.31

Total ..........................$12,310,756.30

Total ..........................$12,310,756.30




192

State o f Arkansas:

Bank Department

BANK OF TUCKERMAN, TUCKERMAN
Population 1,731
Jackson County
Chartered November 8,1902
P. O. Box 700 Telephone Number 349-5155
Zip Code 72473
Number of Branches: Inside City—None; Outside City—2
Officers
Van Smith .................... President
Steve C. Adeox .... A sst
Vice Pres.
Calvin W. Whitlow ............ Cashier
Joan G. Tinsley .,.... A sst Cashier
Rosemary C. Hubbard.. A sst Cashier

Directors
O. B. Armstrong
Dr. R. O. Norris
Bob Penix
Lindley Smith
Van Smith
Scotty Armstrong

STATEMENT AS OF JUNE 30, 1973
Assets

Liabililies

Cash & due from bants ..$ 550,939.52
U. S. Treasury
Securities ................... 489,294.00
A ll other U. S. Gov’t
obligations ................. 625,000.00
A ll other bonds &
securities ................... 787,884.19
Loans & discounts ...... 2,877,139.94
Fixed assets .................
36,000.00
76,374.54
A ll other assets ..........

Demand deposits .......... $2,118,826.67
Time deposits ............... 1,879,441.36
U. S. Gov’t deposits .....
12,993.83
Public funds ................. 626,964.79
Deposits of banks ......
13,701.51
Total deposits .......... 4,651,928.16
A ll other liabilities .....
28,304.00
Total liabilities ........ 4,680,232.16
Capital sto ck ................. 100,000.00
Surplus .......................... 200,000.00
Undivided profits ........ 349,472.29
Reserves ...................... - 112,927.74
Total capital &
reserves ................ . 762,400,03
Total .......................... $5,442,632.19

Total .......................... $5,442,632.19




Fifty-N inth Report

193

TYRONZA BANK, TYRONZA
Population 600
Chartered October 1, 1951

Poinsett County
P. O. Box 95
Telephone Number 487-2161
Zip Code 72386
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Charles F. Luter ............ President
John H. Emrich .... Vice President
H. F. Norcross, Jr. ........ Secretory
Maxyn Ursery ................... Cashier

A. A. Bank
G. E. Beley
John H. Emrich
Charles F. Luter
H. F. Norcross
H. F. Norcross, Jr.

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 716,508.17
U. S. Treasury
Securities ................... 156,590.00
A ll other U. S. Gov't
obligations ................. 1,194,617.05
A ll other bonds &
securities ................... 1,104,927.36
Loans & discounts ...... 2,205,552.08
Fixed assets .................
56,511.98
Other real estate..........
1.00
A ll other assets ............
936.01

Demand deposits .......... $1,707,910.71
Time deposits ................ 2,779,655.79
U. S. Gov’t deposits.....
24,236.57
287,806.50
Public funds ................
Total deposits .......... 4,799,609.57
A ll other liabilities ..... 141,801.87
Total liabilities ........ 4,941,411.44
Capital stock ...............
50,000.00
Surplus .......................... 150,000.00
Undivided profits ........ 253,514.06
Reserves ......................
40,718.15
Total capital &
reserves ................ . 494,232.21
Total ..........................$5,435,643.65

Total ........................ ..$5,435,643.65




194

State o f Arkansas:

Bank Department

CITIZENS BANK & TRUST COMPANY, VAN BUREN
Population 8,500
Chartered December 20,1910

Crawford County
P. O. Box 469 Telephone Number 474-2342
Zip Code 72956
Number of Branches: Inside City—1; Outside City—1
Officers

Directors

Dane Riggs ..................... President
R. H. Terry .... V. P. & Trust Officer
L. C. Gunn ............ Vice President
Eugene P. Hobbs ............ Cashier
Eva Maye Laws ...... A sst Cashier
Wilma Rogers .......... A sst Cashier
Nelda Watkins ........ A sst Cashier

Doyle Hopkins, Chairman
Lonnie Batchelor
Edgar E. Bethel
Robert E. Daugherty
C. C. Gunn
Eugene P. Hobbs
Doyle Hopkins
Dane Riggs
Jack E. White

STATEMENT AS OF JUNE 30, 1973
liabilities

Assets
Cash & due from banks $
U. S. Treasury
Securities .................
A ll other U. S. Gov’t
obligations ...............
A ll other bonds &
securities ................
Excess funds sold ......
Loans & discounts .....
Fixed assets ...............
AH other assets ..........

1,736,154.09
1,094,875.00
900,000.00
1,406,643.06
400,000.00
8,455,988.72
108,577.96
1,781.26

Total ..........................$14,104,020.09




Demand deposits ........ $ 5,747,636.29
Time deposits .............. 5,889,493.01
U. S. Gov’t deposits ...
583,799.20
Public funds ...............
446,914.19
Total deposits ........ 12,667,842.69
AH other Mobilities .....
552,386.30
Total Mobilities ...... 13,220,228.99
300,000.00
Capital sto ck ...............
Surplus ........................
300,000.00
Undivided profits ......
283,791,10
Total capital &
reserves ...............
883,791.10
Total .......................... $14,104,020.09

ids

Fifty-N inth Report

PEOPLES BANK & TRUST COMPANY, VAN BUREN
Population 8,500
Chartered August 12, 1933
Number of Branches:

Crawford County
P. O. Box 429 Telephone Number 474-6801
Zip Code 72956
Inside City—None; Outside City—None

Officers

Directors

Clyman E. IzSrd ...... Chairman of
the Board
J. J. Iza rd ........................ President
Judge Carl Creekmore .... Vice Pres.
Frank W offord ................ Cashier
Jo Ann Meadors ...... A sst Cashier
Frances Rapier ........ A sst Cashier
Deweese Jackson .... A sst Cashier
Vince Haney ............ A sst Cashier

Clyman E. Izard
J. J. Izard
Bessie Maud Izard
C. J. Franklin
Judge Carl Creekmore
Frank W offord

STATEMENT AS OF JUNE 30, 1973
Liabilities

Assets
Cash & due from banks $
U. S. Treasury
Securities .................
AH other U. S. Gov’t
obHgations ...............
AH other bonds &
securities .................
Excess funds sold ......
Loans & discounts .....
Fixed assets ...............
Other real estate ......
AH other assets ..........

2,952,378.02
1,207,270.75
814,781.25
1,480,119.18
1,000,000.00
6,270,940.54
140,369.13
23,001.00
35,984.28

Demand deposits ........ $ 5,514,820.34
Time deposits ..........
6,058,213.12
U. S. Gov’t deposits ....
114,959.34
Public funds ............... 1,109,576.21
Total deposits .......... 12,797,569.01
A ll other HabiHties ....
51,17473
Total HabiHties ...... 12,848,743.74
Capital stock ..............
200,000.00
Surplus ........................
300,000.00
Undivided profits ......
489,739.42
Reserves ......................
86,360.99
Total capital &

reserves ...............
Total ..........................$13,924,844.15




1,076,100.41

Total .......................... $13,924,84415

196

State o f Arkansas:

Bank Department

BANK OF WALDO, WALDO
Population 1,658
Columbia County
Chartered September 2,1899 P. O. Box 366
Telphone Number 693-5858
Zip Code 71770
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

J. Thurston HoweE .:...... President
Mrs. J. Thurston HoweE.. Vice Pres.
Mrs. Mary H. M artin....... . Cashier

J. Thurston HoweE
Mrs. J. Thurston HoweE
Mrs. Mary H. Martin

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ..$ 147,591.82
U. S. Treasury
Securities ................... 1,407,717.09
AE other U. S. Gov’t
obligations ................. 166,642.46
AE other bonds &
securities ...................
2,000.00
Excess funds sold ........ 750,000.00
Loans & discounts ...... 321,360.34
fix e d assets .................
20.00
AE other assets ............
2,587.00
Total .......................... $2,797,918.71




T.iahilititwt

Demand deposits ........ $1,200,430.07
Time deposits ............. 1,307,097.51
8,991.93
U. S. Gov’t deposits.....
64,689.58
PubMe funds ...
2.581.209.09
Total deposits
2.581.209.09
Total HabiHties
50.000. 00
Capital stock ....
25.000. 00
Surplus ...............
31,308.63
Undivided profits
110,400.99
Reserves .............
Total capital &
reserves ................ 216,709.62
Total ......................... $2,797,918.71

197

Fifty-N inth Report

THE PEOPLES BANK. WALDO
Population 1,658
Columbia County
Chartered June 22,1910
P. O. Box 426 Telephone Number 693-5551
Zip Code 71770
Number of Branches: Inside City—None; Outside City—1
Directors
Officers
Harold H. Fincher ..........President
Richard P. Clark .... Exec. Vice Pres.

Harold H. Fincher
Richard P. Clark
Dorothy Jeanne Fincher
Imogene M. Clark
Steven Clark Fincher
G. F. Scott
Betty Lou Scott

STATEMENT AS OF JUNE 30, 1973

fk(BfiJite
Cash & due from banks $ 447,021.46
U. S. Treasury
Securities ................... 875,000.00
A ll other U. S. Gov’t
obligations ................. 1,071,437.78
A ll other bonds &
securities ................... 1,380,153.40
Loans & discounts ...... 1,522,683.97
A ll other assets ..........
3.00

Total ........................... $5,596,299.61




T.iahili<i«m

Demand deposits .......... $1,511,143.69
Time deposits ............... 3,096,358.39
U. S. Gov’t deposits......
7,690.41
Public funds ................. 415,813.00
Total deposits .......... 5,031,005.49
Total liabilities ...... 5,031,005.49
Capital stock ...............
62,500.00
Surplus ........................ 137,500.00
Undivided profits ........ 325,110.91
Reserves .......................
40,183.21
Total capital &
reserves ................. 565,294.12
Total .......................... $5,596,299.61

198

State o f Arkansas: Bank Department

BANK OF WALDRON# WALDRON
Population 2,368
Scott County
Chartered April 3,1901
P. O. Box 278 Telephone Number 637-2161
Zip Code 72958
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

Marvin 1. Phelps .......... President
Orval K. Goodner .. Exec. Vice Pres.
Wm. Knox Dozier .. V. Pres.~Cashier
Patsy H aw kins.... A sst Vice Pres.
Blanche E. Stephens .. A sst Cashier
Pat Ray D avenport.... A sst Cashier
Linda H og g e............. A sst Cashier

Marvin E. Phelps
Orval K. Goodner
Wm. Knox Dozier
Glenn Abbott
M. C. Bird
Charlye V. Davidson
W. W. Davis
Isom Crutchfield
S. E. Mitchell
Theo Money
Dale Rodgers

STATEMENT AS OF JUNE 30. 1973
Assets

UabiURes

Cash & due from banks $ 997,312.12
U. S. Treasury
472,337.06
securities ................ .
A ll other U. S. Gov’t
obligations .............. . 3,418,846.33
A ll other bonds &
securities ................ . 2,071,439.01
100,000.00
Excess funds sold ......
Loans & discounts..... . 6,640,985.76
85,256.24
Fixed assets ..............
108,275.52
A il other assets .........

Demand deposits ..... ...$ 4,789,204.53
Time deposits ........... ... 7,062,087.56
80,526.45
U. S. Gov’t deposits .
663,898.59
Public funds ............. ...
Total deposits ....... ... 12,595,717.13
218,393.24
A ll other liabilities ... ...
Total liabilities..... ... 12,814,110.37
Capital stock ...........
150,000.00
400,000.00
Surplus ..................... ...
460,127.71
Undivided profits .... ...
70,213.96
Reserves ....................
Total capital &
reserves ............ ... 1,080,341.67
Total ..................... ...$13,894,452.04

Total ....................... $13,894,452.04




Fifty-N inth Report

199

WARREN BANK & TRUST COMPANY, WARREN

Population 6,500
Bradley County
Chartered December 28, 1901 P. O. Box 350 Telephone Number 226-2621
Zip Code 71671
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

Louis W. Ederington ...... President
G. C. Sangster .... Exec. Vice Pres.
S. B. Meek, Jr.......... Vice President
B. Gene Staton .... V. Pres., Cashier
& Trust Officer
Pauline Hollingsworth .... A sst Vice
President
James E. Smith .... A sst Vice Pres.
Harold Moore ...... Asst. Vice Pres.
Ouita Huitt .... Asst. Trust Officer
Betty L o v e tt............. A sst Cashier
Katherine F o r t..........A sst Cashier

L. H. Derby, Jr.
J. T. Ederington, HI
L. W. Ederington
John B. Frazer, Jr.
F. Martin Hankins
J. E. Hurley, Jr.
S. B. Meek, Jr.
G. C. Sangster
G. F. Wynne, M. D.

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 1,086,841.43
U. S. Treasury
Securities y............. 1 742,250.72
A ll other U. S. Gov’t
obligations ............... 3,282,398.06
A ll other bonds &
securities ................ 4,690,553.18
Loans & discounts...... 9,564,196.65
Fixed assets.................
46,779.52

Demand deposits ........ 4,733,127.23
Time deposits .............. 11,611,527.81
U. S. Gov’t deposits.....
66,080.91
Public funds ............... 1,105,982.05
Total deposits .......... 17,516,718.00
A ll other liabilities
380,592.98
Total liabilities ...... 17,897,310.98
Capital stock .............
200,000.00
Surplus ........................
250,000.00
Undivided p rofits........
197,032.17
Reserves ......................
923,000.23
Total capital &
reserves ............... 1,570,032.40
Total ........................$19,467,343.38

Other real estate ........

54,323.82

Total ........................ $19,467,343.38




200

State o f Arkansas:

Bank Department

BANK OF WEINER, WEINER
Population 715
Chartered April 2, 1909

Poinsett County
P. O. Box 307 Telephone Number 684-2221
Zip Code 72479
Number of Branches: Inside City—None; Outside City—None
Officers

Directors

E. E. H ogu e.................... Chairman
John R. Hogue ............... President
H. E. W inters...... Exec. Vice Pres.
Jeriel A. Sum m itt.. Exec. Vice Pres.
Niles B ise ...... Vice Pres. & Cashier

E. E. Hogue
John R. Hogue
H. E. Winters
Jeriel A. Summitt
Malcolm C. Hogue
Dr. E. L. Hogue
R. H. Ziegenhom

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks $ 654,194.15
U. S. Treasury
Securities ................... 986,971.62
AH other U. S. Gov’t
obligations ................. 2,294,717.23
A ll other bonds &
securities ................... 1,167,262.17
Excess funds sold ........ 350,000.00
Loans & discounts........ 3,729,037.37
Fixed assets .................
54,185.00
18,042.54
A ll other assets ...........
Total ............................$9,254,410.08




Liabilities

Demand deposits .......... $3,257,036.69
Time deposits ............... 4,774,773.41
U. S. Gov’t deposits .....
31,379.02
Public funds ................. 306,391.52
Total deposits .......... 8,369,580.64
A ll other liabilities........................... 53,477.65
Total liabilities ........ 8,423,058.29
Capital stock ............... 200,000.00
Surplus .......................... 300,000.00
Undivided profits ........ 270,299.33
Reserves .......................
61,052.46
Total capital &
reserves ................. 831,351.79
Total .......................... $9,254,410.08

Fifty-N inth Report

201

MERCHANTS & FARMERS BANK, WEST HELENA
Population 10,836
Phillips County
Chartered October 4, 1948
P. O. Box 2498 Telephone Number 572-3481
Zip Code 72390
Number of Branches: Inside City—1; Outside City—None
Officers

Directors

S. H. H urst...... Chmn. of the Board
Doug Sim m ons.................President
Roy B. Warren ...... Sr. Vice Pres.
Jim Bogle .... Vice Pres. & Cashier
Gordon M. White .... Vice President
Gere Camathan .... Asst. Vice Pres.
Helen B. B a ck .......... Asst. Cashier
Juanita Clements ...... Asst. Cashier
Dorothy W h ite..........A sst Cashier
Rae H a ll...................... Asst. Cashier
Dorene Johnson .... Asst. Cashier &
Branch Manager
Jeanie Bloesch ..........Asst. Cashier

James P. Baker, Jr.
James E. Boyd
Brooks Griffin
S. H. Hurst
C. L. Harris
E. F. Kalb
J. L. Linder
Jesse E. Porter
Doug Simmons

Q
T lI T lI F I ffT & C ftp m u p
0 AA * J&JTOJdijWA Afe# VarJT

on

VVf

10*70

4 9 /v

Assets

Liabilities

Cash & due from banks $ 1,742,967.55
U. S. Treasury
283,900.00
Securities .................
A ll other U. S. Gov’t
obligations ............... 2,828,836.17
A ll other bonds &
securities ................. 1,515,934.57
Loans & discounts...... 10,259,398.21
Fixed assets.................
221,203.46
21,598.86
A ll other assets ..........

Demand deposits ...... $ 4,786,905.58
Time deposits .............. 8,575,062.82
U. S. Gov’t deposits .... 110,907.47
Public funds ............. 1,568,963.34
Total deposits ......... 15,041,839.21
Excess funds
purchased......
300,000.00
A ll other liabilities....
242,983.10
Total liabilities........ 15,584,822.31
Capital stock ..............
275,000.00
Surplus ........................
400,000.00
Undivided profits ......
433,495.86
Reserves ......................
180,520.65
Total capital &
reserves ............... 1,289,016.51
Total ........................ $16,873,838.82

Total ........................ $16,873,838.82




202

State o f Arkansas:

Bank Department

BANK OF WEST MEMPHIS, WEST MEMPHIS
Population 25,000
Crittenden County
Chartered April 21, 1928
P. O. Box 128 Telephone Number 735-2922
Zip Code 72301
Number of Branches: Inside City—2; Outside City—None
Officers

Directors

W. K. Ingram ................. Chairman
Zach McClendon .... Vice Chairman
Jack K. Hogan ............President &
Chief Exec. Officer
J. G. Spradling ............. Vice Pres.
Robert L. Wright .......... Vice Pres.
& Cashier
Mildred Eamey .... A sst Vice Pres.
& A sst Trust Officer
Mary Goe ........... A sst Vice Pres.
Ruth Manchester .... A sst Vice Pres.
Paul Neal ............. Asst. Vice Pres.
Wayne Stafford .... Asst. Vice Pres.
Josephine D uncan.... Asst. Cashier
Patsy P. Morgan ...... A sst Cashier
Robert L. Naylor .... Asst. Cashier
Levy R. O’Bryant ............. Auditor
Doris Swindler ........ A sst Cashier
Pat Neely .... Public Relaions Officer

Davis Biggs
Bowers Clement
H. R. Dabbs
P. M. Dacus
R. E. Eden
James C. Hale
James A Heath
Jack K. Hogan
J. C. Tennison
W. K. Ingram
J. H. Spears
Richard H. Upton
W. P. Slaughter
W. Kent Ingram, Jr.
Paul O’Neal
Robert E. McCarley
Lloyd C. McCuiston, Jr.
Zach McClendon, Sr.
Zach McClendon, Jr.

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 3,523,778.06
U. S. Treasury
Securities ................. 1,687,574.94
AE other U. S. Gov’t
obligations ............... 2,124,947.48
AE other bonds &
securities ................. 5,456,756.03
Excess funds s o ld ........ 1,800,000.00
Loans & discounts .... 11,885,256.50
Fixed assets ...............
269,800.53
Other real estate ......
143,750.00
A ll other assets ........
363,415.61

Demand deposits ........ $11,630,296.01
Time deposits .........
10,163,575.08
U. S. Gov’t deposits ....
701,635.73
PubMc funds ............... 2,063,795.44
Deposits of banks ......
25,000.00
Total deposits ........ 24,584,302.26
A11 other EabiEties ....
431,032.85
Total EabiEties ...... 25,015,335.11
Capital stock .............
500,000.00
Surplus .
1,000,000.00
UndividM profits ......
577,334.11
Reserves ......................
162,609,93
Total capital &
reserves ............... 2,239,944.04
Total ........................ $27,255,279.15

Total ........................ $27,255,279.15




Fifty-N inth Report

203

RICE GROWERS BANK, WHEATLEY

Population 507
Chartered September 27,1909

St. Francis County
P. O. Box 156 Telephone Number 457-2311
Zip Code 72392
Number of Branches: Inside City—None: Outside City—None
Officers

Directors

William L. Horner, Jr. .... President
Robert Carvell ...... Vice President
& Cashier

William L. Homer, Jr.
Robert Carvell
Mayme Lyon

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 335,419.48
U. S. Treasury
Securities * ...............
151,000.00
AH other U. S. Gov’t
obligations ................. 1,000,000.00
A ll other bonds &
securities .................... 333,558.23
Excess funds sold ........ 1,150,000.00
Loans & discounts ...... 2,637,218.95
Fixed assets .................
29,627.67
Other real estate..........
13,402.08
A ll other assets ............
18,432.00

Demand deposits .......... $2,364,946.20
Time deposits ................. 2*269,923.19
U. S. Gov’t deposits......... 29,757.93
Public funds ................. 352,338.55
Total deposits .......... 5,016,965.87
51,424.06
A ll other liabilities......
Total liabilities.......... 5,068,389.93
Capital stock ...............
100,000.00
Surplus .......................... 200,000.00
Undivided profits ........ 274,060.54
Reserves .......................
26,207.94
Total capital &
reserves ................. 600,268.48

Total ............................$5,668,658.41

Total ........................... $5,668,658.41




204

State o f Arkansas: Bank Department

WILMOT STATE BANK, WILMOT
Population 1,132
Ashlar County
Chartered October 25, 1937
P. O. Box 95
Telephone Number 473-5500
Zip Code 71676
Number of Branches: Inside City—None: Outside City—None
Officers

Directors

Wm. B. de Yampert ...... President
N. R. Kirkwood .... Exec. Vice Pres.
& Cashier
E. H. D unning............... Vice Pres.

Wm. B. de Yampert
N. R. Kirkwood
E. H. Dunning
John Currie

STATEMENT AS OF JUNE 30, 1973
A ssbSs
Cadi & due from banks ..$
U. S. Treasury
Securities ...................
AE other U. S. Gov’t
obligations .................
AE other bonds &
securities ...................
Excess funds sold ........
Loans & discounts ......
fix e d assets .................
A ll other assets ..........

LiabUiiies
336,876.59
183,135.00
598,286.81
245,197.09
300,000.00
690,015.19
3,487.43
99.66

Total ........................... $2,357,097.77




Demand deposits ..........$ 871,469.59
lim e deposits............... 600,363.43
U. S. Gov’t deposits.....
14,772.07
Public funds ................. 404,213.05
Total deposits ............ 1,890,818.14
Total Eabilities ........ 1,890,818.14
Capital sto ck .................
50,000.00
Surplus .......................... 125,000.00
Undivided profits ........ 261,892.20
Reserves .......................
29,387.43
Total capital &
reserves ................ . 466,279.63
Total ............................$2,357,097.77

Fifty-N inth Report

205

BANK OF WILSON, WILSON
Population 1,009
Mississippi County
Chartered October 3, 1908
P. O. Box 338 Telephone Number 655-3251
Zip Code 72395
Number of Branches: Inside
r—None; Outside City—1
Officers

Directors

R. E. L. Wilson, 3 r d ...... Chairman
of the Board
President
J. B. G w y n ...............
C. J. Lowrance, Jr. .. Vice President
James T. Shenep ............... Cashier
Mrs. Florabel Bishop .. A sst Cashier
Mrs. Gatha Watson .... A sst Cashier
(Reiser)

C. L. Denton, Jr.
J. B. Gwyn
C. J. Lowrance, Jr.
Michael E. Wilson
R. E. L. Wilson, 3rd
Hudson Wren

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 688,990.48
U. S. Treasury
Securities ................... 1,046,567.83
A ll other U. S. Gov’t
obligations ................. 484,456.35
A ll other bonds &
securities ................... 756,051.91
Excess funds sold ........ 1,050,000.00
Loans & discounts ...... 2,565,539.39
8,320.00
Fixed assets .................

Demand deposits .......... $2,203,532.27
Time deposits ............... 2,304,343.28
U. S. Gov’t deposits.....
87,916.01
Public funds ................. 900,688.09
Deposits of banks .......
39,788.41
Total deposits ............ 5,536,268.06
A ll other liab ilities......
8,818.12
Total liabilities ........ 5,545,086.18
Capital stock ...............
100,000.00
Surplus .......................... 500,000.00
Undivided profits ........ 418,663.61
Reserves .......................
36,176.17
Total capital &
reserves ................ . 1,054,839.78
Total ..........................$6^99,925.96

Total ..........................$6,599,925.96




206

State o f Arkansas:

Bank Department

CROSS COUNTY BANK, WYNNE
Population 6,696
Chartered June 5, 1891

Cross County
P. O. Box 9
Telephone Number 238-8171
Zip Code 72396
Number of Branches: Inside City—None; Outside City—1
Officers
Directors

Rafe Andrews ................. President
Ken McCianahan .. Exec. Vice Pres.
John W. W atts........ Sr. Vice Pres.
Winifred G. Sigman .......... Cashier
Bobbie Nell Brown .... A sst Cashier
Ann J o n e s................. A sst Cashier
Mazie Ballard .......... A sst Cashier

Rafe Andrews
John W. Watts
W. W. Shaver, Jr. (Ch. o f Bd.)
David Block, Jr. (Vice Pres.)
John H. Johnston, Jr. (Vice Pres.)
David Drexler
Gerald L. Blackburn
R. E. Robinson
Eugene Goodart
I. M. Steinberg

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 1,066,048.57
U. S. Treasury
Securities .................
690,158.81
A ll other U. S. Gov’t
obligations ......
2,122,860.10
A ll other bonds &
securities .................
305,568.41
200,000.00
Excess funds sold ......
Doans & discounts...... 7,464,659.76
Fixed assets ...............
148,851.28
A ll other assets ..........
2,332.83

Demand deposits ........ $ 4,810,667.88
Tune deposits .'........... .. 4,695,750.25
U. S. Gov’t deposits ....
86,983.66
Public funds .........
928,966.20
Total deposits ......... 10,520,367.99
A ll other liabilities .... 183,023.05
Total liabilities ........ 10,703,391.04
Capital stock ..............
250,000.00
Surplus ........................
330,000.00
618,627.27
Undivided profits ......
Reserves ......................
98,461.45
Total capital &
reserves ............... 1,297,088.72
Total ........................ $12,000,479.76

Total ........................ $12,000,479.76




Fifty-N inth Report

207

THE BANK OF YELLV1LLE, YELLVILLE
Population 860
Chartered December 13, 1945

Marion County
P. O. Box 225 Telephone Number 449-4231
Zop Code 72687
Number of Branches: Inside City—None; Outside City—1
Officers

Directors

Bernice B e rry ...... Pres. & Cashier
Wynona Willingham
Vice Pres.
John E. L in ton ............... Vice Pres.

Bernice Berry
Wynona Willingham
John E. Linton
H. A. Bums
Alma Berry
Karl King
Fred A. Berry
Thelma G. Doshier

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 917,135.24
U. S. Treasury
Securities ............... 302,218.75
A ll other U. S. Gov’t
obligations ................. 407,363.44
A ll other bonds &
securities ................... 997,213.30
Loans & discounts ...... 6,857,891.35
Fixed assets ................. 151,267.23

Demand deposits .......... $3,619,682.52
Time deposits ............... 4,352,893.04
U. S. Gov’t deposits .....
6,717.05
Public funds ................. 826,568.33
Total deposits ......... 8,805,860.94
Total liabilities ........ 8,805,860.94
Capital stock ............... 175,000.00
Surplus .......................... 275,000.00
Undivided profits ........ 316,281.90
Reserves .......................
60,946.47
Total capital &
reserves ................. 827,228.37
Total .......................... $9,633,089.31

Total ............................$9,633,089.31




208

State o f Arkansas:

Bank Department

FIFTY-NINTH REPORT

showing

rrrrriji'
’A
’KTTITT'TAM
TnH '
X
vf-»v
/XN
mJL AAv/J3i
vAT?
JJF AlAlii

3 ARKANSAS STATE CHARTERED
TRUST COMPANIES

(Not engaged In commercial banking)

ASSETS AND LIABILITIES ABE AS SHOWN BY THE CALL OF




JUNE 30, 1973

Fifty-N inth Report

209

GUARANTY LOAN & TRUST COMPANY, HELENA
Population 12,000
Phillips County
Chartered February 9, 1910
P. O. Box 219 Telephone Number 338-3032
Zip Code 72342
(Not engaged in commercial banking)
Officers

Directors

S. J. H ow e...... Chairman of Board
Otis W. Howe, Jr. .......... President
J. M. H ow e............. Vice President
E. Clay Bumpers .... Sec.-Treasurer

S. J. Howe
Otis W. Howe, Jr.
J. M. Howe
E. Clay Bumpers
R. E. Howe

STATEMENT AS OF JUNE 30, 1973
Assets
Cash & due from banks ....$ 48,545.46
A ll other bonds &
securities ...................... 38,338.82
Loans & discounts.......... 59,713.54
Fixed assets .......................
3,497.50
6,527.00
A ll other assets..................

Total ...................... .......$156,622.32




Liabilities
Trust Funds .....................$ 33,222,58
Total trust funds ........ 33,222.58
A ll other liabilities .......
7,687.27
Total liabilities ............ 40,909.85
Capital stock ................... 50,000.00
Surplus ............................ 50,000.00
Undivided profits ......... 15,712.47
Total capital ............... 115,712.47
Total .............................. $156,622.32

210

State o f Arkansas:

liV * if k A 1 1 A T 1*1*111
JKLCa * JrLvrJh l^JLaJL * j HLJN

iWPTTOT

Jl JR W 2 } *

Bank Department

/^ A U fD llT V

V#\#JM uIr A l l X

§

T fy —
|»l V

H AAV

JLaJ> a JL m E s A W wJBfc»

Population 132,500
Pulaski County
Chartered June 5, 1925
Telephone Number 374-1744
Zip Code 72201
(Not engaged in commercial banking)
Officers

Directors

Justin Matthews, H I ...... President
Walter L. Burroughs...... Vice Pres.
Eva M. H a le ............... Seey.-Treas.
Betty Ann Couch .... Asst. Secretary

Justin Matthews, in
Walter L. Burroughs
Eva M. Hale
Mrs. Elizabeth C. Matthews
Mrs. Lila B. Homor
Mrs. Anne M. Glenn
William F. Rector
Richard B. Adkisson
James D. Simpson
Howard Coekml

STATEMENT AS OF JUNE 30, 1973
Assets

LiaMlifies

Cash & due from banks ....$333,771.74 A ll other liabilities......... .$ 1,074,65
A ll other bonds &
Total liabilities ............
1,074.65
securities ...................... 72,644.31 Capital stock ................... 164,200.00
Loans & discounts............................ 6,445.78
Surplus ............................ 20,000.00
Fixed assets .....................
3,273.14 Undivided profits ........ 435,379.09
Other real estate ............ 167,641.70
Total capital ............... 619,579.09
A ll other assets ............. 36,877.07
Total ............................. $620,653.74
Total ..............................$620,653.74




211

Fifty-Ninth. Report

MATTHEWS COMPANY, NORTH LITTLE ROCK
Population 60,040
Pulaski County
Chartered February 16, 1955 P. O. Box 4088 Telephone Number 753-3455
Zip Code 72116
(Not engaged in commercial banking)
Officers

Directors

James P. Matthews ........ President
Martha D. Matthews .... Vice Pres.
Eunice Kumpe .... Secretary-Treas.
Alice Hicks ............ Asst. Secretary

John Pope Matthews, Chairman
Martha D. Matthews
John P. Matthews, Jr.
James P. Matthews
Charles D. Matthews
Catherine M. Martin
Charles Martin

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks $ 122,416.18
A ll other bonds &
securities ................... 867,207.76
Loans & discounts........ 3,561,978.10
Fixed assets .................
17,878.04
A ll other assets ............ 798,436.81

Borrowed m on ey.......... $4,208,863.79
A ll other liabilities..... . 851,207.55
Total liabilities ........ 5,060,071.34
Capital stock ............... 100,000.00
Surplus ..........................
55,000.00
Undivided profits ........ 152,845.55
Total capital .............
307,845.55
Total .......................... $5,367,916.89

Total ..........................$5,367,916.89




212

State o f Arkansas:

Bank Department

FIFTY-NINTH REPORT

showing

THE CONDITION OF THE
3 ARKANSAS STATE CHARTERED ACT 111
INDUSTRIAL LOAN INSTITUTIONS

(Not engaged In commercial banking)

ASSETS AND LIABILITIES ABE AS SHOWN BY THE CALL OF




JUNE 30, 1973

Fifty-N inth Report

g
A T f TJ»W
Mt JW
W r
PPH
TT
SHyPa#
* 1P
if iit
V#atiB
tI iifA A

Population 8,739
Chartered October 9, 1959

213

r
* A P D A P & T* T
AM J
tptflL
&flkTJLitwrBunUPl
m if
veVAEU»VrJEMTk
AVJJJI#

Hot Spring County
P. O. Box 400 Telephone Number 332-2462
Zip Code 72104

Act 111, Industrial Loan Institution
(Not engaged in commercial banking)
Officers

Directors

W. H. McClure ............... President
J. C. Cole ........................ Secretary
George L. M e d u r e ........ Treasurer
Vance Jem igan ...... Vice President
Layne Sparks ........ Vice President
Ray Cook ............... Vice President

W. H. McClure
J. C. Cole
George L. McClure
Vance Jemigan
Layne Sparks
Ray Cook
Jewelle Johnson
A. J. Wilks

STATEMENT AS OF JUNE 30, 1973
Liabilities
Cash & due from banks ..$ 534,762.53
A ll other bonds &
securities ................... 225,000.00
Loans & discounts ...... 3,219,157.14
Other real estate ........
3,554.62
A ll other assets ............
18,563.48

Total ..........................$4,001,037.77




Investment Certificates $2,943,991.40
Total Certificates ..... 2,943,991.40
20,000.00
Borrowed money ........
A ll other liabilities ..... 556,596.23
Total liabilities.......... 3,520,587.63
Capital s to ck ................. 242,000.00
Surplus ..........................
18,221.15
Undivided profits ........
64,778.91
Reserves ........................
155,450.08
Total capital &
reserves ................
480,450.14
Total .......................... $4,001,037.77

214

State o f Arkansas:

Bank Department

HALLMARK LOAN & INVESTMENT COUP., NORTH LITTLE ROCK
Population 60,040
Pulaski County
Chartered October 21, 1927
Telephone Number 376-3523
Zip Code 72114
Act 111, Industrial Loan Institution
(Not engaged in commercial banking)
Officers

Directors

D. M. Fitzgerald ............. President
William Brandon ............ Treasurer
Dorranee A. W illiam s.... Secretary

D. M. Fitzgerald
William Brandon
Dorranee A. Williams

STATEMENT AS OF JUNE 30, 1973
Assets

Liabilities

Cash & due from banks ..$ 61,189.33
A ll other bonds &
securities ......................
32.00
Loans & discounts .......... 161,833.99
Fixed assets .....................
2,307.93
6,648.16
Other real estate ............
A ll other assets ..............
1,621.16

Investment Certificates ..$161,961.15
Total Certificates ........ 161,961.15
A ll other liabilities ........ 16,001.36
Total liabilities ...........? 177,962.51
Capital stock ................... 52,253.70
Surplus ............................
3,416.36
Total capital ............... 55,670.06
Total ..............................$233,632.57

Total ............................. $233,632.57




215

Fifty-N inth Report

NATIONAL CREDIT CORPORATION, PINE BLUFF
Population 60,000
Jefferson County
Chartered April 13, 1941
P. O. Box 5317 Telephone Number 534-3250
Zip Code 71601
Act 111, Industrial Loan Institution
(Not engaged in commercial banking)
Officers

Directors

N. J. Gantt, Jr. .............. President
C. A. D avies........ Exec. Vice Pies.
G. E. Puddephatt .... Vice President
C. S. McNew, I I I ...........Treasurer
Simon Joseph ................. Secretary

C. A. Davies
N. J. Gantt, Jr.
A. P. Hatcher
Simon Joseph
George Makris
f* kje
S jLVlvl’l
MpNpw
V>W f ttt
JLJLJL
J. G. Smith

STATEMENT AS OF JUNE 30, 1973
Assets

LiaMliiies

Cash & due from banks ..$ 138,377.29
Loans & discounts ...... 1,584,157.78
Fixed assets ......
12,417.13
A ll other assets ............
6,401.64

Investment Certificates ..$ 841,404.06
Total C ertificates...... 841,404.06
Borrowed money ........ 200,000.00
A ll other liabilities..... . 227,805.64
Total liabilities ........ 1,269,209.70
125,000.00
Capital stock ...............
Surplus ..........................
75,000.00
Undivided profits ........ 225,076.97
Reserves ........................
47,067.17
Total capital &
reserves ................ . 472,144.14
Total ..........................$1,741,353.84

Total




....$1,741,353.84