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CQivm OF ARKANSAS JIM GUY TUCKER Governor Eighty-Second Annual REPORT OF THE BANK COMMISSIONER JUNE 30, 1996 Eighty-Second Report STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30, 1 996 Honorable Jim Guy Tucker Governor of Arkansas Little Rock, Arkansas Governor Tucker: It is with pleasure that I respectfully submit to you the Eighty-Second Annual Report of the Bank Commissioner of Arkansas, pursuant to the provisions of Act 113 of 1913. The financial and statistical data contained in this report has been compiled from Reports of Condition and Income and other regulatory reports submitted to this office for the fiscal year ending June 30, 1996. The Department supervised 172 financial institutions as of June 30, 1996, including 164 state chartered commercial banks, two trust companies, one industrial loan institution, one non-profit corporation, and four county industrial development corporations. The assets of all institutions supervised totaled $ 1 4 ,9 1 0 ,8 4 2 ,0 0 0 at fiscal year end, a 5.59 percent increase. In addition to the institutions noted above, the Department also supervised 115 bank holding companies which own state chartered banks, and 76 trust departments operated by state chartered banks. The State Bank Department maintains a Strategic Plan which the Department's employees develop on an annual basis as a part of our Quality Management program. The goals and objectives encompass every facet of the Department's operation. The mission of the State Bank Department through Quality Management is to allocate available human and other resources existing in our Examination, Data Processing and Administrative Services Divisions to ensure the continuance of safe and sound financial practices in state chartered banking institutions. We will continue to maintain the highest level of professionalism in the performance of our responsibilities and in the fulfillment of our mission statement. Cordially, Bill J. Ford Bank Commissioner Eighty-Second Report TABLE OF CONTENTS Legal Holidays......................................................................................................................................2 Commissioners of The Bank Departm ent.....................................................................................3 State Banking Board........................................................................................................................... 4 Departmental R oster.......................................................................................................................... 5 State Chartered Banks' Corporate Name Changes....................................................................9 State Chartered Banks Approved for M erger.............................................................................. 9 New Bank C h arter..............................................................................................................................9 Charter Conversion.............................................................................................................................9 New Branches Approved From July 1, 1995 to June 30, 1 9 9 6 .............................................................................................................................. 10 Fiscal Report of The Bank Department........................................................................................12 Federal Supervisory Agencies........................................................................................................13 Trade Associations........................................................................................................................... 18 Consolidated Report of Condition of State Chartered Banks........................................................................................................... 21 Consolidated Statement of State Chartered Trust Departments.........................................................................................22 Consolidated Report of Condition of National B anks.............................................................................................................................. 23 Capital to Average Assets Ratios For All Arkansas Commercial B anks.....................................................................................................24 National B anks..................................................................................................................................31 Report of State Chartered Commercial Banks.......................................................................... 34 Report of Other State Chartered Financial Institutions................................................................................................................. 118 Report of County Industrial Development Corporations....................................................... 122 Commercial Banks Listed by C o u n ty ........................................................................................124 Map of Arkansas Counties...........................................................................................................132 Arkansas Bank Holding Com panies...........................................................................................134 Out of State Bank Holding Companies..................................................................................... 172 Abbreviations 174 2 Arkansas State Bank Department LEGAL HOLIDAYS New Y ear's......................................................................................... January 1 Robert E. Lee's Birthday....................... .................... Third Monday in January Martin Luther King's Birthday.............. .................... Third Monday in January George Washington's Birthday............ ................... Third Monday in February Memorial D a y....................................... ............................ Last Monday in May Independence Day................................ .................................................... July 4 Labor D a y ............................................. Veteran's Day........................................ Thanksgiving Day................................. ............. Fourth Thursday in November Christmas Eve....................................... ....................................... December 24 Christmas D a y...................................... All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead. Eighty-Second Report 3 COMMISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT No. Name Date of Appointment Date Service Ended 1. John M. Davis.............. ......... October 6, 1913 October 3, 1918 2. A. J. Reap.................... ......... October 3, 1918 March 22, 1919 3. W. T. M axwell............. ......... March 22, 1919 September 1, 1921 4. Charles McKee............. .....September 1, 1921 July 28, 1925 5. Loid Rainwater............. ............. July 28, 1925 February 8, 1927 6. Walter E. Taylor........... ........ February 8, 1927 January 10, 1933 7. Marion Wasson............ ....... January 10, 1933 January 12, 1937 8. Grover S. Jernigan....... ....... January 12, 1937 January 14, 1941 9. Thomas W. Leggett..... ....... January 14, 1941 February 1, 1949 10. S. J. Dean.................... ........ February 1, 1949 December 31, 1949 11. Ed. I. McKinley, Jr........ .... December 31, 1949 March 14, 1953 12. A. R. M e rritt................. ......... March 14, 1953 February 8, 1955 13. Dick Simpson............... ........ February 8, 1955 March 2, 1967 14. H. C. Adams................. ............March 3, 1967 March 16, 1979 15. Don R. Clark (Acting)... ......... March 16, 1979 April 19, 1979 16. B. J. Lambert, Jr.......... ............April 19, 1979 April 15, 1983 17. Marlin D. Jackson........ ............April 15, 1983 October 1, 1987 18. Bill J. Ford.................... ......... October 1, 1987 4 Arkansas State Bank Department STATE BANKING BOARD MEMBERS Mr. Robert Hill P. 0. Box 385 Perryville, Arkansas 72126 TELEPHONE: 889-5116 TERM EXPIRES: 12-31-96 Mr. Larry G. Nelson Chairman Peoples Bank and Trust Company Drawer B Mountain Home, Arkansas 72653 TELEPHONE: 425-2166 TERM EXPIRES: 12-31-97 Mr. John Collins Vice Chairman P. O. Box 3077 Little Rock, Arkansas 72203 TELEPHONE: 376-8296 TERM EXPIRES: 12-31-98 Ms. Joy Drummonds 107 West Henson Springdale, Arkansas 72764 TELEPHONE: 751-2183 TERM EXPIRES: 12-31-98 Mr. Bob Willett Smackover State Bank P. 0. Drawer 107 Smackover, Arkansas 71762 TELEPHONE: 725-3051 TERM EXPIRES: 12-31-99 Mr. Lindley V. Smith, Jr. Bank of Tuckerman P. O. Box 1000 Tuckerman, Arkansas 72473 TELEPHONE: 349-5155 TERM EXPIRES: 12-31-00 Eighty-Second Report Arkansas State Bank Department 323 Center Street, Tower Building, Suite 500 Little Rock, Arkansas 72201-2613 (501)324-9019 FAX (501) 324-9028 DEPARTMENTAL ROSTER Bill J. Ford - Bank Commissioner Don R. Clark - Assistant Bank Commissioner Examination and Regulation Regulatory Enforcement Actions Consumer Complaints State Banking Board Economic Development Candace A. Franks - Assistant Bank Commissioner/Legal Counsel Administration Application Information Rules and Regulations Manual Charter Amendments and Charter Information Certificates of Good Standing Legal Filings and Inquiries EXAMINATION AND SUPERVISION DIVISION Luther Guinn and Julian E. Rainey - Chief Examiners Regulatory Examinations/Regulatory and Banking Procedures Bank Performance Evaluation and Monitoring Division Personnel/Recruitment and Management Larry M. Hillyard - Assistant Chief Examiner Carolyn J. Bearden - Bank Holding Company Supervisor Yvonne Chou - Bank Senior DP Examiner M. Diane Ivy - Regional Supervisor (Little Rock) John A. Long - Regional Supervisor (Fayetteville) H. Wilks Marshall - Assistant Chief Examiner Richard D. Buzbee - Regional Supervisor (Little Rock) Baker L. Moseley - Regional Supervisor (Jonesboro) Thomas M. Narrell - Trust/Compliance Supervisor Jacqueline Williams (Supervisor)/Jim S. Gowen, Jr. - Financial Analysts Self Examination Bank Reports of Condition and Income Bank Holding Company Reports of Condition and Income Research and Financial Analysis Public Information Requests Application Analysis 5 6 Arkansas State Bank Department Janet Griebel - Training Manager T raining/Orientation/Education Administrative Support Quality Management DATA CENTER SERVICES Robert L. Hughes - Administrator Mitch L. Vi re - Systems Programmer Wade P. Meyer - Systems Programmer Data Processing Support Research and Development Application Programming OFFICE AND ADMINISTRATION DIVISION Jacqulin J. Dicus - Director of Administrative Services Accounting and Employee Services Expense Disbursements Budget and Personnel Physical Plant and Equipment Administrative Support Performance Evaluation Division Personnel Recruitment Jane R. English - Administrative Assistant I Lori A. Farr - Administrative Assistant II Martha A. Harris - Executive/Administrative Secretary Vicki A. Wise - Accountant Nancy M. Klein - Accounting Supervisor I Barbara A. Mahoney - Administrative Assistant II Marilyn R. Myers - Administrative Assistant I Cynthia L. Nixon - Administrative Assistant II Brenda L. Strachan - Management Project Analyst I Eighty-Second Report EXAMINATION PERSONNEL FA YETTEVILLE OFFICE 201 3 Green Acres Road 72703-2618 P. 0 . Box 3447 72702-3447 Telephone Number: 442-0936 FAX Number: 442-0717 John A. Long - Regional Supervisor Chris C. Wilson - Bank Senior Examiner Marivel Tounzen - Bank Senior Examiner Paula K. Wilson - Bank Senior Examiner Donnalee T. Griswold - Financial Examiner II Ron E. Branscum - Financial Examiner II Keith H. Freeman - Financial Examiner Trainee JONESBORO OFFICE 924 South Main 72401-3597 P. 0 . Box 9374 72403-9374 Telephone Number: 972-1744 FAX Number: 972-1762 Baker L. Moseley - Regional Supervisor William R. Milum - Bank Senior Examiner Harold R. "Chip" Dortch, Jr. - Bank Senior Examiner Charles M. Stoddard - Bank Senior Examiner Gary W . Bush - Bank Senior Examiner Stanley C. Staton - Financial Examiner II Angelia A. Coy - Financial Examiner I Terry R. Dickson - Financial Examiner I LITTLE ROCK M. Diane Ivy - Regional Supervisor Luke B. Webre - Commissioned Senior Examiner William C. Roberts - Commissioned Senior Examiner Gregg Qualls - Bank Senior Examiner John W . Ashby - Bank Senior Examiner Brent W . Godwin - Bank Senior Examiner Todd D. Smith - Bank Senior Examiner Ronnie M. Peters - Financial Examiner Trainee 7 8 Arkansas State Bank Department LITTLE ROCK Richard D. Buzbee - Regional Supervisor Jerry C. Corrothers - Commissioned Senior Examiner Joe B. Yee - Commissioned Senior Examiner Richard S. Plotkin - Bank Senior Examiner Robert M. Henry - Bank Senior Examiner Kim D. Markland - Bank Senior Examiner Catherine L. Davis - Financial Examiner II Susannah Thomas - Financial Examiner I TRUST/COMPUANCE Thomas M. Narrell - Trust/Compliance Supervisor Michael G. Saunders - Commissioned Senior Examiner Stacey D. Walter - Bank Senior Examiner Michael P. Wallace - Financial Examiner Trainee BANK HOLDING COMPANY Carolyn J. Bearden - BHC Supervisor Mary C. Pennebaker - Bank Senior Examiner ELECTRONIC DATA PROCESSING Yvonne Chou - Bank Senior DP Examiner Robert H. Carr, III - Bank Junior DP Examiner Eighty-Second Report STATE CHARTERED BANKS' CORPORATE NAME CHANGES FROM JULY 1, 1995 TO JUNE 30, 1996 BANK CHARTER NUMBER NEW NAME Citizens Bank of Jonesboro Jonesboro 488 Boatmen's Bank of Northeast Arkansas The Twin City Bank North Little Rock 671 Mercantile Bank of Central Arkansas STATE CHARTERED BANKS APPROVED FOR MERGER FROM JULY 1, 1995 TO JUNE 30, 1996 BANK CHARTER NUMBER ACTIVITY Citizens Bank Beebe 465 Merged into First Security Bank, Searcy. Approved March 8, 1996. Union Planters Bank of East Arkansas Earle 696 Merged into Union Planters Bank, National Association, West Memphis. No approval necessary. Citizens First Bank Little Rock 761 Merged into First Commercial Bank, N.A., Little Rock. No approval necessary. NEW BANK CHARTER APPROVED Bank of Rogers 1205 West Walnut Rogers, Arkansas 72757 (Charter approved September 21, 1995) CHARTER CONVERSION Citizens Bank of Northwest Arkansas, N.A. 3500 North College Fayetteville, Arkansas 72702 (Converted to a national charter December 15, 1995) 9 10 Arkansas State Bank Department NEW BRANCHES APPROVED FROM JULY 1, 1995 TO JUNE 30, 1996 N A M E OF BANK NEW BRANCH LO C ATIO N Bank of Atkins Atkins Highway 64 West Pottsville Bank of Eureka Springs Eureka Springs #1 Park wood Avenue Eureka Springs Farmers Bank Greenwood 8 5 0 0 Highway 71 South Greenwood Heber Springs State Bank Heber Springs 9 0 0 Dug Hill Road Heber Springs Bank of Hot Springs Hot Springs 1768 Airport Road Hot Springs The Arkansas Bank Jonesboro 21 53 Malcolm Avenue Newport First Bank of Arkansas Jonesboro 1205 South Caraway Jonesboro First Bank of Arkansas Jonesboro 1 525 South Caraway Jonesboro Buffalo Island Bank Leachville 301 East Drew Monette Central Bank & Trust Little Rock 132 0 Rebsamen Park Road Little Rock Central Bank & Trust Little Rock 1 Union Plaza Little Rock Pulaski Bank and Trust Little Rock 4 6 0 0 JFK North Little Rock MidSouth Bank Monette 2 5 0 6 Southwest Circle Jonesboro Union Bank and Trust Company Monticello Highway 4 2 5 North Monticello Eighty-Second Report 1 N A M E OF BANK NEW BRANCH LO CATIO N The Bank of Montgomery County Mount Ida Highway 2 7 0 East Mount Ida Peoples Bank and Trust Company Mountain Home Highway 62 & 126 East Gassville Bank of the Ozarks, wca Ozark Highway 64 & Church Street Mulberry First State Bank Parkin 1 000 Main Earle First Bank of Arkansas Searcy 1621 Beebe Capps Freeway Searcy Springdale Bank and Trust Springdale 2 2 0 4 South Pleasant Springdale Farmers and Merchants Bank Stuttgart 107 South Livermore Stuttgart Bank of Tuckerman Tuckerman Highway 67 & Main Street Tuckerman 12 Arkansas State Bank Department The following is a statement reflecting deposits and disbursements of the State Bank Department from July 1, 1995 through June 30, 1996. RECEIPTS Cash Balance June 30, 1995........ Examination and Assessment Fees Charter and Amendment Fees....... Teller's Facility Application and all Protest Fees..................... Miscellaneous Fees......................... Reimbursement for M & R Sales..., Warrant Cancellations.................... Refund to Expenditures.................. Voided Warrants............................ Total Receipts ...................... $2,291,219.91 4,359,996.65 ...... 2,800.00 ...181,000.00 ......6,641.90 .....10,986.16 ...... 6,647.02 .....11,602.90 ......... 403.61 4,580,078.24 $6,871,298.15 DISBURSEMENTS Salaries............................................... Maintenance and General Operations S.S., Retirement and Insurance Matching.......................................... Professional Services and Fees......... Conference Fees and Travel.............. Capital Outlay..................................... Data Processing................................. Proceeds from M & R......................... Governor's Task Force - Bank Code.. Service Charge by State Treasurer.... Support Fund...................................... Total Disbursements Cash Balance June 30, 1996 2,361,658.02 ...661,836.10 ...579,631.17 .....49,833.20 ...213,007.30 ...214,458.00 .............................................- 0 - ......3,176.02 .....84,003.43 .....68,457.86 ......... 255.34 4,236,316.44 2,634,981.71 $6,871,298.15 Eighty-Second Report 13 FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5100 Poplar Avenue, Suite 1900 Memphis, Tennessee 38137 Telephone Number: (901)685-1603 Fax Number: (901) 685-1846 Fax Number: (901) 682-5110 Cottrell L. W ebster... Sylvia H. Plunkett..... James E. Cooper...... Joseph M. McGovern Phillip H. Schwartz ... .................Regional Director ............. Regional Manager ... Deputy Regional Director Assistant Regional Director ................ Regional Counsel Little Rock Field Office 3805 McCain Park Drive, Suite 112 North Little Rock, Arkansas 72116 P. O. Box 16355 72231-6355 Telephone Number: (501) 758-7676 Fax Number: (501) 758-8095 Larry T. Tadlock.......................................................... Field Office Supervisor Memphis Field Office Building B, Suite 275 1355 Lynnfield Road Memphis, Tennessee 38119 Telephone Number: (901) 763-1775 Fax Number: (901) 763-4163 William W. Q uinn........................................................Field Office Supervisor Shreveport Field Office 1914 Citizens Drive Bossier City, Louisiana 71111 Telephone Number: (318) 746-8283 Fax Number: (318) 742-2451 Eric Guyat Acting Field Office Supervisor 14 Arkansas State Bank Department FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust Street P. 0. Box 442 St. Louis, Missouri 63166 Telephone Number: (314) 444-8444 Thomas C. Melzer.. .................................. President W. LeGrande Rives. ................... First Vice President Karl W. Ashman..... ................Senior Vice President Henry H. Bourgaux. ................Senior Vice President Joan P. Cronin....... ................Senior Vice President William G. Dewald.. ................Senior Vice President Mary H. Karr........... ................Senior Vice President General Counsel and Secretary John W. Block, Jr... ................Senior Vice President Supervision & Regulation Timothy A. Bosh .... ........................... Vice President Statistics, Credit & Payment Risk Management Cletus C. Coughlin.. ........................... Vice President and Associate Director of Research William T. Gavin..... ........................... Vice President Research Coordinator R. Alton Gilbert...... ........................... Vice President N. Lynn Greenwood ........................... Vice President Public Affairs William C. Leslie..... ........................... Vice President Financial Services Jean M. Lovati................................................................................Vice President Information Technology Services & Corporate Accounting Kim D. Nelson................................................................................. Vice President Supervision & Regulation Martha L. Perine ............................. Vice President Personnel & Customer Relations Eighty-Second Report 15 FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 (Continued) Michael D. Renfro......................................................................... General Auditor Audit David A. Sapenaro..........................................................................Vice President Payments System Strategies William J. Sneed............................................................................. Vice President Support Services Randall C. Sumner...........................................................................Vice President Community Affairs, Automation and Information Services Little Rock Branch 325 West Capitol Avenue P. 0. Box 1261 Little Rock, Arkansas 72203-1261 Telephone Number: (501) 324-8300 Robert A. Hopkins.............................................. Vice President and Manager Thomas R. Callaway.................................................Assistant Vice President Marilyn K. Corona..................................................... Assistant Vice President Memphis Branch 200 North Main Street P. O. Box 407 Memphis, Tennessee 38101-0407 Telephone Number: (901) 523-7171 John P. Baumgartner..........................................Vice President and Manager Michael R. Sinnett.................................................... Assistant Vice President R. Jeffrey Beulke Assistant Vice President 16 Arkansas State Bank Department COMPTROLLER OF THE CURRENCY Southwestern District Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number: (214) 720-0656 Fax Number: (214) 720-7098 Dean S. Marriott .. ............................................................... Deputy Comptroller John A. Bodnar.... ............................................................District Administrator Randal Ryskamp... ..................................................................... District Counsel Thomas M. Blyedbal................................................Director for Administration Edward Graves.......................................................... Director for Bank Analysis Gene Ferner...................................................................Director for Compliance William J. Suman ................................ Director for Regional Bank Supervision Oklahoma City Field Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number: (214) 720-7006 Fax Number: (214) 720-7008 Kenneth I. Myers.. .............................................................. Field Office Director Little Rock Duty Station 10201 W. Markham, Suite 105 Little Rock, Arkansas 72205 Telephone Number: (501) 225-7228 Fax Number: (501) 225-2711 Kelly Windham..... .........................................................................Field Manager F. Christian Dunn Field Manager Eighty-Second Report 17 COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Telephone Number: (404) 659-8855 Fax Number: (404) 588-4532 (Vacant)....................... ............Deputy Comptroller Archie L. Bransford, Jr ........ District Administrator H. Gary Pannell........... ..................District Counsel William J. Abernathy .. .....Director for Compliance and Bank Analysis James P. B u ff............. . Director for Administration A. Duncan McFarlane . Director for Regional Banks Central Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Vernon E. Fasbender Field Office Director Northern Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Albert Wornum, Jr. Field Office Director 18 Arkansas State Bank Department ARKANSAS BANKERS ASSOCIATION The Carvill Building 1220 West Third Street Little Rock, Arkansas 72201 Telephone Number: (501) 376-3741 Fax Number: (501) 376-9243 Dan G. Bailey...................................................................... ...Executive Director Howard M. Qualls.............................................................. .................President Chairman, President & Chief Executive Officer The State First National Bank of Texarkana, Texarkana Barnett Grace..................................................................... . First Vice President Chairman, President & Chief Executive Officer First Commercial Bank, N.A., Little Rock Bart Lindsey....................................................................Second Vice President President First N ational Bank of Phillips C o u n ty , H elena Stanhope Wilkinson.......... Chief Executive Officer Farmers Bank, Greenwood Treasurer Eighty-Second Report 19 ARKANSAS BANKERS ASSOCIATION YOUNG BANKER SECTION OFFICERS Kristi Parker Norris............................................................................... President Vice President Mercantile Bank of Central Arkansas, North Little Rock Patrick Stegall...................................................................Senior Vice President Vice President The First National Bank of Wynne, Wynne Lisa Kimbrell.................................................................................Vice President Administration Officer Simmons First National Bank, Pine Bluff J. Kendall Henry............................................................ Education Coordinator Loan Officer The Merchants and Planters Bank, Clarendon Jim Homan.............................................................................................Treasurer Loan Officer First National Bank of Sheridan, Sheridan 20 Arkansas State Bank Department ARKANSAS COMMUNITY BANKERS ASSOCIATION P. O. Box 206 Hot Springs, Arkansas 71951-0206 Telephone Number: (800) 771-1634 Fax Number: (501) 525-0637 Richard G. Trammell............................................................... .Executive Director Jim S. Gowen, Sr.................................................................... ................ President Chairman, President & Chief Executive Officer Merchants & Planters Bank, Newport Steve S tafford........................................................................ ........Vice President Chairman, President & Chief Executive Officer The First National Bank in Green Forest, Green Forest David R. Estes........................................................................ .............. Secretary President & Chief Executive Officer First State Bank, Lonoke Michael F. Flynn........................... President American State Bank, Charleston Treasurer Eighty-Second Report 21 CONSOLIDATED REPORT OF CONDITION OF THE 1 64 STATE CHARTERED COMMERCIAL BANKS June 3 0, 1996 (000's omitted) A S S E TS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin........................ $ 5 3 6 ,7 9 2 b. Interest-bearing balances............................................................................. 5 2 ,1 1 0 Securities: a. Held-to-maturity securities.................................................................... 1 ,2 2 9 ,4 4 7 b. Available-for-sale securities................................................................... 3 ,2 7 0 ,6 2 2 a. Federal funds so ld ............................................................................................ 2 7 8 ,1 1 0 b. Securities purchased under agreement to resell......................................................0 Loans and lease financing receivables: a. Loans and leases, net of unearned income......................................... 9 ,0 1 9 ,7 5 9 b. Less: Allowances for loan and lease losses...........................................1 1 8 ,7 9 8 c. Less: Allocated transfer risk reserve...................................................................... 0 d. Loans and leases, net of unearned income allowance, and reserve........................................................................... 8,9 0 0 ,9 6 1 Assets held in trading accounts................................................................................2 ,8 7 6 Premises and Fixed Assets (including capitalizedleases)............................... 2 7 3 ,6 6 3 Other real estate ow ned............................................................................................ 1 4,338 Investments in unconsolidated subsidiaries and associated companies....................................................................................2 ,9 1 3 Customers liability to this bank on acceptances outstanding............................................................................................... 0 Intangible assets.........................................................................................................7 1 ,0 6 5 Other assets..............................................................................................................2 4 2 ,9 2 4 Total assets....................................................................................................... $14,875,821 LIABILITIES 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. Deposits: a. In domestic offices.............................................................................. $ 1 2 ,9 8 1 ,1 0 3 (1) Noninterest-bearing........................................................................... 1 ,6 5 1 ,4 6 3 (2) Interest-bearing............................................................................... 1 1 ,3 2 9 ,6 4 0 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs.................................................................................................0 (1) Noninterest-bearing..............................................................................................0 (2) Interest-bearing.................................................................................................... 0 a. Federal funds purchased..................................................................................... 7 9 ,7 1 5 b. Securities sold under agreement to repurchase......................................... 120 ,3 0 5 Demand notes issued to the U.S. Treasury.......................................................... 1 3,457 Other borrowed m oney........................................................................................... 1 4 5 ,5 1 6 Mortgage indebtedness and obligations under capitalized leases.........................................................................................................752 Bank's liability on acceptances executed and outstanding......................................... 0 Notes and debentures subordinated to deposits............................................................. Other liabilities......................................................................................................... 1 0 8 ,8 7 0 Total liabilities.................................................................................................... 1 3 ,4 4 9 ,7 1 8 Limited-life preferred sto c k ..................................................................................................0 E Q U IT Y C A P IT A L 23. 24. 25. 26. 27. 28. 29. Perpetual preferred s to c k ..........................................................................................14 ,1 4 6 Common s to c k ............................................................................................................86,421 Surplus........................................................................................................................4 8 7 ,5 3 0 a. Undivided profits and capital reserves..........................................................865,001 b. Net unrealized holding gains (losses) en available-for-sale securities.... (26,995) Cumulative foreign currency translation adjustment..................................................... 0 Total equity capital............................................................................................. 1 ,4 2 6 ,1 0 3 Total liabilities, limited-life preferred stock andequity capital............. $14,8 7 5 ,8 2 1 22 Arkansas State Bank Department CONSOLIDATED STATEMENT OF CONDITION OF THE 76 STATE CHARTERED TRUST DEPARTMENTS June 30, 1996 (000's omitted) ASSETS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Noninterest Bearing Deposits: a. Own Bank and Affiliate Institutions.............................................. $ 4 ,0 0 8 b. Other institutions......................................................................................592 Interest Bearing Deposits: a. Own Bank and Affiliate Institutions.............................................. 9 0 ,8 6 8 b. Other Institutions............................................................................... 5 9 ,2 0 3 U.S. Government and Agency Obligations.............................................. 2 7 7 ,2 3 5 State, County and Municipal Obligations....................................................9 2 ,5 3 8 Other Short-Term Obligations....................................................................... 8 8 ,4 0 2 Other Notes and Bonds................................................................................... 4 8 ,6 5 8 S to cks................................................................................................................1 9 2 ,1 3 0 Collective Investment Fund U n its ................................................................. 1 6 ,9 4 5 Real Estate M ortgages....................................................................................... 7,381 Real E state..........................................................................................................6 4 ,5 2 0 Miscellaneous Assets........................................................................................ 2 3 ,0 3 0 Suspense A ccounts.............................................................................................1 ,742 O ther.................................................................................................................... 4 0 ,5 4 7 Total assets................................................................................................$ 1 ,0 0 7 ,7 9 9 LIABILITIES Trusts and Estates: 15. Employee B e n e fit......................................................................................... $ 164,081 a. (Numberof Accounts)........................................ 6 92 16. Personal T ru sts................................................................................................ 3 1 6 ,4 7 2 a. (Numberof Accounts)................................... 1,327 17. Estates and Guardianships a. (Numberof Accounts)........................................ 278 Agencies: 18. Employee B e n e fit..............................................................................................7 8 ,2 6 9 a. (Numberof Accounts)................................... 1 ,7 7 0 19. All O th e r........................................................................................................... 2 7 3 ,9 3 2 a. (Numberof Accounts)................................... 1 ,522 Collective Investment Funds: 20. Employee B e n e fit.................................................................................................1 ,853 a. (Numberof Accounts)........................................... 22 21. All O th e r..............................................................................................................8 7 ,9 1 8 a. (Numberof Accounts).........................................140 22. Corporate Trust A ccounts..............................................................................6 9 ,8 5 2 a. (Numberof Accounts).........................................6 2 4 23. Corporate Agency Accounts.......................................................................... 1 2 ,8 8 4 a. (Numberof Accounts).........................................118 24. Profit Accounts........................................................................................................ 7 7 0 25. Suspense Accounts.............................................................................................1,7 6 8 26. Total Liabilities.......................................................................................... $ 1 ,0 0 7 ,7 9 9 Eighty-Second Report 23 C O N S O L ID A T E D R E P O R T O F C O N D IT IO N O F T H E 7 5 N A T IO N A L B A N K S June 30, 1996 (in millions) ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin................................... $802 b. Interest-bearing balances.........................................................................................56 2. Securities: a. Held-to-maturity securities ............................................................................. 1 ,1 8 8 b. Available-for-sale securities.............................................................................. 3 ,3 5 6 3. a. Federal funds sold......................................................................................................... 4 3 4 b. Securities purchased under agreement to resell........................................................ 0 4. Loans and lease financing receivables: a. Loans and leases, net of unearned incom e................................................... 8 ,2 6 3 b. Less: Allowances for loan and lease losses......................................................113 c. Less: Allocated transfer risk reserve....................................................................... 0 d. Loans and leases, net of unearned income allowance, and reserve...................................................................................... 8 ,1 5 0 5. Assets held in trading accounts.............................................................................................3 6. Premises and fixed assets (including capitalized leases)........................................... 267 7. Other real estate o w n ed ......................................................................................................... 8 8. Investments in unconsolidated subsidiaries and associated companies............................................................................................... 2 9. Customers liability to this bank on acceptances outstanding.................................................................................................. 1 1 0 .Intangible assets.....................................................................................................................146 11. Other assets.......................................................................................................................... 252 12. Total assets...................................................................................................................$ 1 4 ,6 6 5 LIABILITIES 13. Deposits: a. In domestic offices........................................................................................ $ 1 2 ,5 6 4 (1) Noninterest-bearing...................................................................................... 2 ,2 7 4 (2) Interest-bearing............................................................................................ 1 0 ,2 9 0 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs..................................................................................................0 (1) Noninterest-bearing............................................................................................... 0 (2) Interest-bearing....................................................................................................... 0 14. a. Federal funds purchased.............................................................................................. 2 2 4 b. Securities sold under agreement to repurchase....................................................... 188 1 5. Demand notes issued to the U.S. Treasury..................................................................... 68 16. Other borrowed m o n e y .........................................................................................................95 17. Mortgage indebtedness and obligations under capitalized leases................................................................................................................ 3 18. Bank's liability on acceptances executed and outstanding............................................ 1 19. Notes and debentures subordinated to deposits................................................................0 20. Other liabilities...................................................................................................................... 125 21. Total liabilities................................................................................................................. 13 ,2 6 8 22. Limited-life preferred s to c k .................................................................................................... 0 E Q U IT Y C A P IT A L 23. 24. 25. 26. Perpetual preferred stock.........................................................................................................1 Common stock.........................................................................................................................69 Surplus................................................................................................................................... 4 8 3 a. Undivided profits and capital reserves..................................................................... 8 6 4 b. Net unrealized holding gains (losses) on available-for-sale securities................(20) 27. Cumulative foreign currency translation adjustment........................................................0 28. Total equity capital.......................................................................................................... 1,397 29. Total liabilities, limited-life preferred stock and equity capital........................$ 1 4 ,6 6 5 24 Arkansas State Bank Department CAPITAL TO AVERAGE ASSETS RATIOS FOR ALL ARKANSAS COMMERCIAL BANKS JUNE 30, 1996 BANK CITY Commercial Bank at Alma Alma First National Bank of Altheimer Altheimer RATIO 9.29 21 .10 Bank of Amity Amity 9.78 Citizens First Bank Arkadelphia 8.89 Elk Horn Bank and Trust Company Arkadelphia Bank of Ashdown, N. A. Ashdown 9.06 10.36 First National Bank of Sharp County Ash Flat 10.31 Bank of Atkins Atkins 10.69 The Bank of Augusta Augusta 15.33 Citizens State Bank Bald Knob 9.44 Boatmen's National Bank of Batesville, N. A. Batesville 9.43 The Citizens Bank Batesville 8.62 Mercantile Bank of Batesville, N. A. Batesville Bank of Bearden Bearden 7.62 21.85 Charter State Bank Beebe 8.25 Benton State Bank Benton 8.09 The Union Bank of Benton Benton 7.90 Arkansas National Bank Bentonville 9.05 Bank of Bentonville Bentonville 11.95 The First National Bank of Berryville Berryville 14.10 Bank of Blevins Blevins Farmers Bank and Trust Company Blytheville 12.13 The First National Bank in Blytheville Blytheville 13.39 9.36 Citizens Bank Booneville The Bank of Bradley Bradley 10.65 Bank of Brinkley Brinkley 15.74 First Bank of Arkansas Brinkley 10.80 Boatmen's National Bank of North Central Arkansas Bull Shoals 8.22 Bank of Cabot Cabot 9.14 The First National Bank of Izard County Calico Rock 8.83 17.91 Boatmen's National Bank of South Arkansas Camden Merchants and Planters Bank, N.A. Camden 9.56 Citizens Bank & Trust Carlisle 11.80 Bank of Cave City Cave City 9.45 9.00 Eighty-Second Report 25 BANK CITY American State Bank Charleston 10.10 The Merchants and Planters Bank Clarendon 9.73 Arkansas State Bank Clarksville 7.91 Farmers Bank and Trust Company Clarksville 9.66 Clinton State Bank Clinton 8.45 Union Planters Bank of Central Arkansas, N.A. Clinton Boatmen's National Bank of Conway Conway RATIO 7.52 10.65 First Community Bank Conway 9.88 The First National Bank of Conway Conway 8.59 13.77 Corning Bank Corning First National Bank of Crossett Crossett 8.40 First State Bank Crossett 9.31 Danville State Bank Danville Arkansas Valley Bank Dardanelle 10.65 Bank of Dardanelle Dardanelle 12.54 The First National Bank of DeQueen DeQueen 13.22 9.95 First State Bank of DeQueen DeQueen 11.90 DeWitt Bank and Trust Company DeWitt 20.65 The First National Bank of DeWitt DeWitt 12.99 Decatur State Bank Decatur 15.85 Bank of Delight Delight 11.34 First Community Bank of S.E. Arkansas Dermott 10.37 Simmons First Bank of Dermott Dermott 14.09 Farmers & Merchants Bank Des Arc 20.12 First National Bank of Howard County Dierks 13.90 Merchants & Farmers Bank Dumas 13.16 Simmons First Bank of Dumas Dumas 11.59 Citizens First Bank El Dorado 8.68 The First National Bank of El Dorado El Dorado 9.32 National Bank of Commerce of El Dorado El Dorado 9.05 The Delta State Bank Elaine Bank of Elkins Elkins Bank of England England 12.46 The Eudora Bank Eudora 12.69 Bank of Eureka Springs Eureka Springs 11.16 Bank of Evening Shade Evening Shade 8.87 The Bank of Fayetteville, N. A. Fayetteville 8.70 Boatmen's National Bank of Northwest Arkansas Fayetteville 11.61 Citizens Bank of Northwest Arkansas, N.A. Fayetteville 10.33 13.88 8.55 26 Arkansas State Bank Department BANK CITY RATIO Mcllroy Bank & Trust Fayetteville 7.41 Mercantile Bank of North Central Arkansas, N. A. Flippin 9.16 Citizens First Bank Fordyce 8.53 Fordyce Bank & Trust Company Fordyce First National Bank of Eastern Arkansas Forrest City 9.66 12.41 The City National Bank of Fort Smith Fort Smith 9.24 The First National Bank of Fort Smith Fort Smith 13.37 7.36 The Merchants National Bank of Fort Smith Fort Smith Planters & Merchants Bank Gillett The Bank of Glenwood Glenwood Caddo First National Bank Glenwood Bank of Gravett Gravette The First National Bank in Green Forest Green Forest 12.97 Farmers Bank Greenwood 17.94 First State Bank of Gurdon Gurdon 10.71 Farmers Bank Hamburg 10.02 Calhoun County Bank Hampton 10.54 The Bank of Harrisburg Harrisburg 11.85 1 1.75 9.7 0 9.37 13.19 The Security Bank Harrison Hazen First State Bank Hazen 10.34 The Cleburne County Bank Heber Springs 10.53 Greers Ferry Lake State Bank Heber Springs 8.90 Heber Springs State Bank Heber Springs 8.42 Mercantile Bank of Heber Springs, N.A. Heber Springs 9.70 First National Bank of Phillips County Helena 8.81 Helena National Bank Helena Bank of Holly Grove Holly Grove 8.20 7.78 13.66 The Citizens National Bank of Hope Hope 9.80 The First National Bank of Hope Hope 13.19 Horatio State Bank Horatio 1 1.06 Arkansas Bank and Trust Company Hot Springs 8.90 Boatmen's National Bank of Hot Springs Hot Springs The Planters National Bank of Hughes Hughes 12.06 The First National Bank of Huntsville Huntsville 14.53 First State Bank Huntsville 8.47 Peoples Bank Imboden 9.33 First Jacksonville Bank and Trust Jacksonville Bank of the Ozarks, nwa Jasper 9.29 12.75 9.91 Eighty-Second Report 27 BANK CITY The Arkansas Bank Jonesboro 7.98 Boatmen's Bank of Northeast Arkansas Jonesboro 9.76 8.30 RATIO First Bank of Arkansas Jonesboro Simmons First Bank of Jonesboro Jonesboro 8.48 Union Planters Bank of Northeast Arkansas Jonesboro 8.55 First Bank of South Arkansas Junction City 9.98 Pine State Bank Kingsland 7.71 Madison Bank and Trust Kingston 7.58 Bank of Lake Village Lake Village 13.18 Simmons First Bank of Lake Village Lake Village 12.08 River Valley Bank and Trust Lavaca 10.37 Buffalo Island Bank Leachville 8.41 Little River Bank Lepanto 19.72 The First National Bank of Lewisville Lewisville 11.04 Peoples Bank& Loan Co. Lewisville 10.99 Bank of Lincoln Lincoln Arkansas Bankers' Bank Little Rock 8.64 Boatmen's National Bank of Arkansas Little Rock 9.66 Central Bank & Trust Little Rock 8.28 Eagle Bank & Trust Company Little Rock 9.55 First Commercial Bank, N. A. Little Rock 8.19 Metropolitan National Bank Little Rock 7.16 One National Bank Little Rock 13.95 9.33 Pulaski Bank And Trust Company Little Rock 7.77 Bank of Lockesburg Lockesburg 14.90 First State Bank Lonoke Farmers Bank and Trust Company Magnolia 8.79 First National Bank of Magnolia Magnolia 9.52 8.92 Horizon Bank Malvern 9.10 The Malvern National Bank Malvern 9.58 Southern State Bank Malvern The Merchants and Planters Bank Manila Bank of Mansfield 9.38 13.63 Mansfield 9.74 First National Bank at Marianna Marianna 11.52 Citizens Bank Marion Marked Tree Bank Marked Tree 8.01 10.14 Bank of McCrory McCrory 14.39 The First National Bank of McGehee McGehee 13.31 McGehee Bank McGehee 18.51 28 Arkansas State Bank Department BANK CITY The Bank of North Arkansas Melbourne RATIO 9.57 First National Bank in Mena Mena 11.72 The Union Bank of Mena Mena 10.37 MidSouth Bank Monette Commercial Bank & Trust Company Monticello 9.83 Union Bank And Trust Company Monticello 9.23 Mercantile Bank of Conway County, N.A. Morrilton 8.59 8.22 Morrilton Security Bank, N. A. Morrilton The Bank of Montgomery County Mount Ida 13.77 12.58 First National Bank and Trust Company Mountain Home Peoples Bank And Trust Company Mountain Home Bank of Mountain View Mountain View 7.79 9.19 15.10 Bank of Mulberry Mulberry 9.65 Pike County Bank Murfreesboro 8.67 Citizens National Bank of Nashville Nashville 1.72 The First National Bank of Nashville Nashville 9.60 Boatmen’s National Bank of Newark Newark 9.07 Merchants & Planters Bank Newport 9.82 Bank of Little Rock North Little Rock 9.65 Mercantile Bank of Central Arkansas North Little Rock 7.52 National Bank of Arkansas in North Little Rock North Little Rock 8.32 American State Bank Osceola 5.51 The Planters Bank Osceola 8.42 Bank of the Ozarks, wca Ozark 8.50 First National Bank Paragould 4 .5 0 Peoples Bank Paragould 1.78 The First National Bank at Paris Paris 9.84 Southeast Arkansas Bank Parkdale 8.53 First State Bank Parkin 7.80 The Perry County Bank Perryville 7.78 Piggott State Bank Piggott 9.17 Boatmen's National Bank of Pine Bluff Pine Bluff 9.43 Pine Bluff National Bank Pine Bluff 7.64 Simmons First National Bank Pine Bluff 10.72 First State Bank Plainview 10.90 Bank of Pocahontas Pocahontas 10.36 Planters and Stockmen Bank Pocahontas 8.86 Eighty-Second Report 29 BANK CITY The Peoples Bank Portland 12.11 7.83 RATIO Portland Bank Portland The Farmers & Merchants Bank Prairie Grove 7.35 Bank of Prescott Prescott 8.80 The Bank of Rison Rison 15.63 Bank of Rogers Rogers 14.32 Farmers and Merchants Bank Rogers 8.83 First National Bank and Trust Company Rogers 6.98 First Western Bank and Trust Company Rogers 7.56 Boatmen's National Bank of Russellville Russellville 8.79 First Bank of Arkansas Russellville 8.03 First National Bank of Russellville Russellville 8.03 Bank of Salem Salem 9.23 Logan County Bank Scranton First Bank of Arkansas Searcy 8.09 First National Bank Searcy 11.52 14.63 First Security Bank Searcy 9.93 First National Bank of Sheridan Sheridan 9.18 Arkansas State Bank Siloam Springs First National Bank Siloam Springs Smackover State Bank Smackover 1 1.23 9.64 14.54 6.92 Merchants & Planters Bank Sparkman The First National Bank of Springdale Springdale 7.72 Springdale Bank and Trust Springdale 8.13 Bodcaw Bank Stamps Bank of Star City Star City 9.18 The Stephens Security Bank Stephens 10.18 The Farmers and Merchants Bank Stuttgart 10.40 First Stuttgart Bank and Trust Company Stuttgart Commercial National Bank of Texarkana Texarkana The State First National Bank Texarkana Bank of Trumann Trumann 15.23 9.90 11.03 8.35 14.28 Bank of Tuckerman Tuckerman 14.06 First Delta Bank Tyronza 13.06 Citizens Bank & Trust Co. Van Buren 10.06 Mercantile Bank of Crawford County, N.A. Van Buren 9.13 The Peoples Bank Waldo Bank of Waldron Waldron 15.10 The Scott County Bank Waldron 11.42 9.40 30 Arkansas State Bank Department BANK CITY The Arkansas Bank Walnut Ridge 8.62 The First National Bank of Lawrence County Walnut Ridge 12.55 First State Bank of Warren Warren 9.47 Warren Bank and Trust Company Warren 13.51 Merchants and Farmers Bank West Helena Bank of West Memphis West Memphis RATIO 8.12 11.69 Fidelity National Bank of West Memphis West Memphis 8.18 Union Planters Bank, National Association West Memphis 10.07 Wilmot State Bank Wilmot 12.13 Cross County Bank Wynne 7.69 First Bank of Arkansas Wynne 8.03 The First National Bank of Wynne Wynne 8.70 The Bank of Yellville Yellville 9.82 31 Eighty-Second Report NATIONAL BANKS June 30, 1996 (00 0's omitted) BANK CITY First National Bank of Altheimer Altheimer ASSETS 11,660 First National Bank of Sharp County Ash Flat Bank of Ashdown, N.A. Ashdown 55,637 Boatmen's National Bank of Batesville Batesville 159,803 142,631 Mercantile Bank of Batesville, N.A. Batesville Arkansas National Bank Bentonville 120,621 4 1 ,3 7 0 The First National Bank of Berryville Berryville 116,997 The First National Bank in Blytheville Blytheville 125,820 Boatmen's National Bank of North Central Arkansas Bull Shoals 2 1 3,90 3 74 ,634 The First National Bank of Izard County Calico Rock Boatmen's National Bank of South Arkansas Camden 113,225 Merchants and Planters Bank, N.A. Camden 91 ,732 Union Planters Bank of Central Arkansas, N.A. Clinton Boatmen's National Bank of Conway Conway 201,661 The First National Bank of Conway Conway 274,62 2 First National Bank of Crossett Crossett 102,079 The First National Bank of DeQueen DeQueen 99 ,508 The First National Bank of DeWitt DeWitt 80 ,080 First National Bank of Howard County Dierks 37,585 86,829 The First National Bank of El Dorado El Dorado National Bank of Commerce of El Dorado El Dorado 136,175 The Bank of Fayetteville, N.A. Fayetteville 138,303 28 2,50 0 Boatmen's National Bank of Northwest Arkansas Fayetteville 506,968 Citizens Bank of Northwest Arkansas, N.A. Fayetteville 106,170 Mercantile Bank of North Central Arkansas, N.A. Flippin First National Bank of Eastern Arkansas Forrest City 176,181 The City National Bank of Fort Smith Fort Smith 37 9,99 0 54,106 The First National Bank of Fort Smith Fort Smith 520,728 The Merchants National Bank of Fort Smith Fort Smith 33 8,35 0 Caddo First National Bank Glenwood The First National Bank in Green Forest Green Forest 66 ,777 127,711 Mercantile Bank of Heber Springs, N.A. Heber Springs First National Bank of Phillips County Helena Helena National Bank Helena The Citizens National Bank of Hope Hope The First National Bank of Hope Hope 107,581 Boatmen's National Bank of Hot Springs Hot Springs 3 0 6,33 0 66 ,659 104,774 96,883 220,815 32 Arkansas State Bank Department BANK CITY The Planters National Bank of Hughes Hughes 19,475 The First National Bank of Huntsville Huntsville 76 ,486 ASSETS 21 ,367 The First National Bank of Lewisville Lewisville Boatmen's National Bank of Arkansas Little Rock 1,5 50,52 3 First Commercial Bank, N.A. Little Rock 1,6 25,44 7 Metropolitan National Bank Little Rock 29 7 ,0 0 2 One National Bank Little Rock 111,299 First National Bank of Magnolia Magnolia 2 0 7,00 7 The Malvern National Bank Malvern 189,469 First National Bank at Marianna Marianna 43 ,9 1 7 The First National Bank of McGehee McGehee First National Bank in Mena Mena Mercantile Bank of Conway County, N.A. Morrilton Morrilton Security Bank, N.A. Morrilton First National Bank and Trust Company Mountain Home Citizens National Bank of Nashville Nashville 4 1 ,1 8 4 The First National Bank of Nashville Nashville 8 2 ,6 6 0 Boatmen's National Bank of Newark Newark 12.970 National Bank of Arkansas in North Little Rock North Little Rock First National Bank Paragould The First National Bank at Paris Paris Boatmen's National Bank of Pine Bluff Pine Bluff 32,199 102,547 90 ,972 71,369 20 4 ,6 5 9 50,345 2 1 8,11 9 57,497 24 5 ,2 2 3 Pine Bluff National Bank Pine Bluff 123,962 Simmons First National Bank Pine Bluff 6 2 4 ,8 8 4 First National Bank and Trust Company Rogers 4 4 9 ,4 4 0 Boatmen’s National Bank of Russellville Russellville 163,423 First National Bank of Russellville Russellville 1 9 7,43 4 First National Bank Searcy 2 4 7,91 2 First National Bank of Sheridan Sheridan First National Bank Siloam Springs 174,847 The First National Bank of Springdale Springdale 3 6 2,53 9 Commercial National Bank of Texarkana Texarkana 95 .9 7 0 The State First National Bank Texarkana 4 2 9 ,4 3 9 140,737 29 ,088 Mercantile Bank of Crawford County, N.A. Van Buren The First National Bank of Lawrence Walnut Ridge Fidelity National Bank of West Memphis West Memphis 60 ,643 Union Planters Bank, National Association West Memphis 212,631 The First National Bank of Wynne Wynne 138,468 70 ,829 Eighty-Second Report REPORT OF THE ONE HUNDRED SIXTY-FOUR STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1996 34 Arkansas State Bank Department Commercial Bank at Alma Alma, AR Telephone: 6 3 2 -2 2 5 7 FAX: 6 3 2 -2 2 6 3 Population: 2 ,9 5 9 17 Highway 64 East P.O. Box 2 1 9 9 7 2 9 2 1 -2 1 9 9 Charter Number: 2 97 Date: Jan. 31, 191 0 County: Crawford Trust Department: No Bank Holding Company First United Bancshares, Inc., El Dorado, AR CEO/Pres: Jimmy V . Fincher EVP: William N. Brasher, III VP: Rex A. Woods Cash: Anita Garrison Cash and Due From :.................................... 1,291 Federal Funds and Repos:....................................0 Investments:................................................18,962 Total Loans:.................................................32,976 Premises and Fixed Assets:......................... 1,264 Other Real Estate:................................................. 0 Other Assets:.................................................2,091 Total Assets:............................................... 56,584 Total Trust Assets:............................................... 0 Deposits:........................................................49,528 Federal Funds and Borrowings:....................... 400 Other Liabilities:................................................. 413 Subordinated D e b t:................................................ 0 Total Liabilities:.............................................50,341 Total Equity Capital and Reserves:..............6,243 Total Liabilities and Capital:........................56,584 Number of Shares Outstanding:.................. 8,000 Directors: James A. Arnold, Leonard L. Blaschke, Jimmy V. Fincher, John A. Griffin, Jim Harwood, Hilda Knight, Paul L. Winborn Branches in Town: None Other Branches: Dyer, Mountainburg Bank of Amity Amity, AR Telephone: 3 4 2 -5 2 6 8 FAX: 3 4 2 -9 5 9 4 Population: 526 Public Square P.O. Box 38 7 1 9 2 1 -0 0 3 8 Charter Number: 198 Date: Jan. 30, 1905 County: Clark Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR CEO/Pres: Millard E. Aud VP: Danny H. Maxey VP/Cash: Diane T. Owens Cash and Due From:.................................... 1,836 Federal Funds and Repos:........................... 2,000 Investments:................................................19,720 Total Loans:.................................................33,597 Premises and Fixed Assets:............................ 857 Other Real Estate:............................................... 18 Other Assets:.................................................... 823 Total Assets:............................................... 58,851 Total Trust Assets:............................................... 0 Deposits:........................................................52,700 Federal Funds and Borrowings:............................ 0 Other Liabilities:..................................................393 Subordinated Debt: ................................................ 0 Total Liabilities:.............................................53,093 Total Equity Capital and Reserves:..............5,758 Total Liabilities and Capital:........................58,851 Number of Shares Outstanding:.................. 4,000 Directors: Millard E. Aud, John Ed Chambers, III, Danny Dunlap, Huey Grant, Jimmy Jones, Joe F. Maxey, M . H. Oakley, Cleda Olds, Hazel Richardson, Jimmy Williams Branches in T o w n : None O ther Branches: None Eighty-Second Report 35 Citizens First Bank Arkadelphia, AR 5th and Main Street P.0. Box 218 7 1 9 2 3 -0 2 1 8 Telephone: 2 4 6 -2 4 1 1 FAX: 2 4 6 -5 4 0 0 Population: 1 0 ,0 1 4 Charter Number: 7 36 Date: May 24, 1977 County: Clark Trust Department: No Bank Holding Company First Commercial Corporation, Little Rock, AR Chm: Raymond C. Toler CEO/Pres: I. Joe Miles SVP: Kevin Norton SVP: John French VP: Gina Daniell VP: Penny Manning Cash: Carol Wilson Cash and Due From:.....................................979 Federal Funds and Repos:......................... 3,025 Investments:............................................ 14,162 Total Loans:............................................. 27,417 Premises and Fixed Assets:.......................... 474 Other Real Estate:............................................ 14 Other Assets:............................................. 3,586 Total Assets:............................................49,657 Total Trust Assets:........................................... 0 Deposits:................................................... 42,532 Federal Funds and Borrowings:.......................... 0 Other Liabilities:............................................. 486 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 43,018 Total Equity Capital and Reserves:............ 6,639 Total Liabilities and Capital:..................... 49,657 Number of Shares Outstanding:...............30,000 Directors: Herb Daily, Jerry Francis, Billy Bob Hardman, Todd Hickingbotham, Edward McCorkle, I. Joe Miles, Larry Olson, Philip Rice, Raymond C. Toler Branches in Town: Two Other Branches: Caddo Valley Elk Horn Bank and Trust Company Arkadelphia,AR Telephone: 246-5811 FAX: 2 4 6 -5 2 8 4 Population: 1 0 ,0 1 4 601 Main Street P.O. Box 248 7 1 9 2 3 -0 2 4 8 Charter Number: 142 Date: Sep. 28, 1903 County: Clark Trust Department: Yes Bank Holding Company Southern Development Bancorporation, Inc., Arkadelphia, AR Chm/CEO/Pres: George P. Surgeon EVP/Cash: Jimmy Franklin SVP: Bill Fowler TO: Beth Marshall Cash and Due From:................................. 2,225 Federal Funds and Repos:................................. 0 Investments:............................................ 39,864 Total Loans:............................................. 54,549 Premises and Fixed Assets:....................... 3,078 Other Real Estate:............................................65 Other Assets:............................................. 1,341 Total Assets:.......................................... 101,122 Total Trust Assets:....................................... 940 Deposits:................................................... 89,848 Federal Funds and Borrowings:.................. 1,430 Other Liabilities:..............................................650 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 91,928 Total Equity Capital and Reserves:............ 9,194 Total Liabilities and Capital:....................101,122 Number of Shares Outstanding:...............24,000 Directors: Thomas B. Barksdale, James Blanton, Harold Echols, Robert Fisher, Ronald Grzywinski, James Harrington, J. Hugh Lookadoo, Mary Jo Mann, Roy N. Shope, George P. Surgeon, William G. Wright Branches in T ow n : Two O ther Branches: Bismarck 36 Arkansas State Bank Department Bank of Atkins Atkins, AR Telephone: 6 4 1 -2 9 8 7 FAX: 6 4 1 -2 5 6 6 Population: 2 ,8 3 4 2 02 N.E. First Street P. 0 . Box 157 7 2 8 2 3 -0 1 5 7 Charter Number: 35 Date: Sep. 19, 1895 County: Pope Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm/CEO/Pres: John Ed Chambers, III VP: Lila Johnston VP: Mike Donnell VP: Karen Whittenburg Cash: Pat Duvall Cash and Due From:.................................... 1,003 Federal Funds and Repos:........................... 1,800 Investments:..................................................4,862 Total Loans:............................................... 1 9,448 Premises and Fixed Assets:.............................556 Other Real Estate:...............................................46 Other Assets:.................................................... 445 Total Assets:............................................... 28,160 Total Trust Assets:...............................................0 Deposits:....................................................... 24,830 Federal Funds and Borrowings:........................150 Other Liabilities:................................................. 176 Subordinated D e b t:................................................0 Total Liabilities:............................................ 25,156 Total Equity Capital and Reserves:............. 3,004 Total Liabilities and Capital:....................... 28,160 Number of Shares Outstanding:................ 12,500 Directors: John Ed Chambers, III, Larry M. Dicks, Michael W . Donnell, Dain Duvall, George Jones, Carl Rackley, Edward J. Taylor, Michael Warren Branches in Town: One Other Branches: None The Bank of Augusta Augusta, AR Telephone: 347-2511 FAX: 3 4 7 -2 6 5 4 Population: 2 ,7 5 9 100 S. Second Street P.O. Box 120 7 2 0 0 6 -0 1 2 0 Charter Number: 6 69 Date: Feb. 20, 1935 County: Woodruff Trust Department: Yes Bank Holding Company None Chm: John R. Eldridge CEO/Pres: Moody Whitehead VP: Ronnie Jones Cash/TO: Martha Ray AVP: Claire Miller Cash and Due From:.................................... 2,232 Federal Funds and Repos:........................... 2,400 Investments:.............................................. 1 3,890 Total Loans:.................................................19,119 Premises and Fixed Assets:............................ 311 Other Real Estate:................................................. 0 Other Assets:.................................................... 602 Total Assets:............................................... 38,554 Total Trust Assets:.......................................... 121 Deposits:........................................................32,491 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 236 Subordinated Debt: ................................................0 Total Liabilities:............................................ 32,727 Total Equity Capital and Reserves:............. 5,827 Total Liabilities and Capital:........................38,554 Number of Shares Outstanding:.................. 8,000 Directors: Steven Collier, Franklin Collier, W . P. Daniel, W . P. Daniel, Jr., Charles P. Eldridge, John R. Eldridge, R. E. Gregory, Jr., Ronnie Jones, Moody Whitehead Branches in T o w n : One O ther Branches: None 37 Eighty-Second Report Citizens State Bank Bald Knob, AR 3 06 South Elm Street P.O. Box 20 0 7 2 0 1 0 -0 2 0 0 Telephone: 7 2 4 -3 2 4 1 FAX: 7 2 4 -5 9 8 5 Population: 2 ,6 5 3 Charter Number: 636 Date: Jan. 22, 1931 County: White Trust Department: Yes Bank Holding Company Citizens State Bankshares of Bald Knob, Inc., Bald Knob, AR C hm /C EO : Juanita Litzelfelner Pres/C O O /TO : Larry Kircher EVP: Wendell Nier V P/C ash: Peggy Reed Cash and Due From: ...................................1,902 Federal Funds and Repos:...............................550 Investments:................................................16,686 Total Loans:................................................ 20,409 Premises and Fixed Assets:............................ 707 Other Real Estate:.............................................202 Other Assets:.................................................... 652 Total Assets:............................................... 41,108 Total Trust Assets:.......................................1,977 Deposits:....................................................... 36,832 Federal Funds and Borrowings:............................0 Other Liabilities:................................................. 368 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 37,200 Directors: Total Equity Capital and Reserves:............. 3,908 Total Liabilities and Capital:....................... 41,108 Number of Shares Outstanding:.................. 4,000 Bob J. Clark, Larry Kircher, Juanita Litzelfelner, Wendell Nier, Bernard C. Smith Branches in T o w n : Two O ther Branches: Bradford The Citizens Bank Batesville, AR Telephone: 793-4441 FAX: 6 9 8 -6 2 9 9 Population: 9 ,1 8 7 Third and College Streets P.O. Box 2 1 5 6 7 2 5 0 3 -2 1 5 6 Charter Number: 705 Date: Feb. 19, 1953 County: Independence Member of Federal Reserve System Trust Department: Yes Bank Holding Company Citizens Bancshares of Batesville, Inc., Batesville, AR CEO/Pres: Woody Castleberry EVP: David J. Hidy SVP: Alan Bufford SVP: David Ford SVP: Floren King SVP: Lois Rasmussen S V P /C o n t/C ash : Greg Shaver A V P /T O : Robin Brock Cash and Due From:.................................... 7,069 Federal Funds and Repos:........................... 2,910 Investments:............................................... 69,137 Total Loans:............................................. 126,262 Premises and Fixed Assets:.........................4,358 Other Real Estate: ......................................... 1,514 Other Assets:................................................ 3,088 Total Assets:.............................................214,338 Total Trust Assets:...................................1 9,084 Deposits:..............................................192,065 Federal Funds and Borrowings:................... 3,247 Other Liabilities:.................................................552 Subordinated D ebt:............................................... 0 Total Liabilities:.................................. 195,864 Total Equity Capital and Reserves:.. 18,474 Total Liabilities and Capital:..............214,338 Number of Shares Outstanding:....... 16,500 Woody Castleberry, Lackey G. Moody, Doyle W . Rogers, Noel K. Sims, Kay Southerland Directors: Branches in T o w n : Six O ther Branches: None 38 Arkansas State Bank Department Bank of Bearden Bearden, AR Telephone: 6 8 7 -2 2 3 3 FAX: 6 8 7 -2 4 7 4 Population: 1,021 Second and Cedar Streets P.O. Box 135 7 1 7 2 0 -0 1 3 5 Charter Number: 688 Date: June 17, 1945 County: Ouachita Trust Department: No Bank Holding Company None Chm/Pres: Rick Green EVP: Ken Riley VP/Cash: Susan Lusby Cash and Due From: ....................................2,142 Federal Funds and Repos:........................... 3,675 Investments:..................................................6,769 Total Loans:.................................................12,299 Premises and Fixed Assets:...............................85 Other Real Estate:................................................. 8 Other Assets:.................................................... 202 Total Assets:............................................... 25,180 Total Trust Assets:...............................................0 Deposits:........................................................19,712 Federal Funds and Borrowings:............................ 0 Other Liabilities:..................................................104 Subordinated D e b t:................................................0 Total Liabilities:.............................................19,816 Total Equity Capital and Reserves:..............5,364 Total Liabilities and Capital:....................... 25,180 Number of Shares Outstanding:.................. 8,300 Directors: John E. Anthony, Steven M. Anthony, O. D. Cathey, Rayburn Dorey, Rick Green, Kenneth D. Keeton, Ron Ramsay, Betty Word Branches in Town: None Other Branches: None Charter State Bank Beebe, AR Telephone: 8 8 2 -6 4 0 6 FAX: 8 8 2 -6 8 9 2 Population: 4 ,4 5 5 1 5 00 W . DeWitt Henry P.O. Box 2 0 0 0 7 2 0 1 2 -1 0 0 0 Charter Number: 742 Date: March 23, 1981 County: White Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Charter Bancshares, Inc., North Little Rock, AR Chm/CEO/Pres/TO: Garland Kirkpatrick SVP: David Miller VP: Mark Lay VP/Cash: Marilyn Cole AVP: Gwen Hardin AVP: Donna Thomas Cash and Due From:.................................... 3,143 Federal Funds and Repos:........................... 1,300 Investments:................................................18,221 Total Loans:................................................ 29,787 Premises and Fixed Assets:............................ 587 Other Real Estate:............................................... 42 Other Assets:.................................................1,944 Total Assets:............................................... 55,024 Total Trust Assets:.......................................... 731 Deposits:........................................................49,065 Federal Funds and Borrowings:............................ 0 Other Liabilities:.............................................. 1,373 Subordinated D e b t:................................................ 0 Total Liabilities:.............................................50,438 Total Equity Capital and Reserves:............. 4,586 Total Liabilities and Capital:........................55,024 Number of Shares Outstanding:................ 50,000 Directors: Ruth Lazelle Couch, W alter England, Gene Holman, Garland Kirkpatrick, Keith Knight, Lyndell Lay, Mark Lay, Michelle Lay, David Miller Branches in T o w n : None O ther Branches: North Little Rock Eighty-Second Report 39 Benton State Bank Benton, AR 1 4 6 W . South Street P.O. Box 9 7 2 0 1 8 -0 0 0 9 Telephone: 7 7 8 -0 4 3 1 FAX: 7 7 8 -6 4 4 7 Population: 1 8 ,1 7 7 Charter Number: 6 6 4 Date: Feb. 9, 1 9 3 4 County: Saline Trust Departm ent: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR C hm /C EO /Pres: Larry W hitley EVP/Cash: Russell Colem an SVP: SVP: Harry M cCrom ick Barbara W eaver Cash and Due From:..................................11,399 Federal Funds and Repos:........................... 7,000 Investments:............................................... 56,725 Total Loans:............................................ 1 39,454 Premises and Fixed Assets:.........................2,302 Other Real Estate:............................................... 35 Other Assets:................................................ 2,439 Total Assets:........................................... 21 9,354 Total Trust Assets: ...............................................0 Deposits:.....................................................200,545 Federal Funds and Borrowings:....................... 654 Other Liabilities:.................................................773 Subordinated D ebt:............................................... 0 Total Liabilities:..........................................201,972 Total Equity Capital and Reserves:........... 17,382 Total Liabilities and Capital:.....................219,354 Number of Shares Outstanding:................ 10,000 Directors: Roy Bishop, Calvin Brown, Russell Colem an, Edwin Henry, James Herzfeld, A. B. Holim an, Jr., David Jones, W . W . Jones, M alcolm Law rence, D. W . M ay, W . L. Tucker, Larry W hitley Branches in T ow n : Five Other Branches: Bryant The Union Bank of Benton Benton, AR Telephone: 7 7 8 -0 4 1 1 FAX: 7 7 6 -5 4 3 3 Population: 1 8 ,1 7 7 2 0 7 W . Conw ay P.O. Box 6 8 7 7 2 0 1 8 -0 6 8 7 Charter Number: 7 0 6 Date: Jan. 1 1 , 1 9 5 4 County: Saline Trust Department: Yes Bank Holding Company Union Bancshares of Benton, Inc., Benton, AR C hm /C EO : Greg B. Brown Pres: Bob Gregory TO : Ray Pennington EVP/Cash: Debra Keen Cash and Due From: ....................................5,645 Federal Funds and Repos:....................................0 Investments:...............................................47,182 Total Loans:................................................ 63,925 Premises and Fixed Assets:....................... 1,1 60 Other Real Estate:............................................... 28 Other Assets:.................................................1,634 Total Assets:........................................... 1 19,574 Total Trust Assets:...................................... 2,796 Deposits:....................................................... 86,233 Federal Funds and Borrowings:................. 23,173 Other Liabilities:.................................................629 Subordinated Debt: ............................................... 0 Total Liabilities:........................................ 110,035 Total Equity Capital and Reserves:............. 9,539 Total Liabilities and Capital:....................119,574 Number of Shares Outstanding:................72,940 Directors: Greg B. Brow n, June G. Brow n, Lilburn Carlisle, Bob Gregory, J. D. Harris, Debra Keen, Ron Kuerner, I. E. M cC ray, Jr., John Young Branches in T ow n : Two Other Branches: Bryant, Mabelvale 40 Arkansas State Bank Department Bank of Bentonville Bentonville, AR Telephone: 273-3331 FAX: 2 7 1 -1 3 1 5 Population: 1 1 ,2 5 7 201 N.E. A. Street P.O .B ox 1229 7 2 7 1 2 -1 2 2 9 Charter Number: 641 Date: Feb. 25, 1931 County: Benton Member of Federal Reserve System Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim C. Walton CEO/Pres: Donald E. Walker VP/Cash: Sharon Stucky Cash and Due From :................................ 21,388 Federal Funds and Repos:........................1 7,500 Investments:............................................. 131,828 Total Loans:.............................................. 289,430 Premises and Fixed Assets:.........................5,181 Other Real Estate:............................................1 56 Other Assets:.............................................1 3,293 Total Assets:.............................................478,776 Total Trust Assets:............................................... 0 Deposits:..................................................... 403,922 Federal Funds and Borrowings:....................8,630 Other Liabilities:..............................................3,332 Subordinated D e b t:................................................ 0 Total Liabilities:.......................................... 4 1 5,88 4 Total Equity Capital and Reserves:........... 62,892 Total Liabilities and Capital:.....................47 8,77 6 Number of Shares Outstanding:................ 78,400 Directors: Edward F. Adair, Neff Basute, Gil Fite, David Glass, Robert Holder, Nancy Leake, Tom McCoy, Max McGaugh, Donald E. Walker, Jim C. Walton Branches in Town: Four Other Branches: Bella Vista (2), Centerton, Gravette Bank of Blevins Blevins, AR Telephone: 874-2541 FAX: 874-2631 Population: 253 5461 Highway 371 P.O. Box 158 7 1 8 2 5 -0 1 5 8 Charter Number: 385 Date: Aug. 12, 1912 County: Hempstead Trust Department: No Bank Holding Company First National Bancshares of Hempstead County, Inc., Hope, AR Chm: Thomas E. Hays, Jr. CEO/Pres: Mike Stephens EVP/Cash: Nell Stephens Cash and Due From:........................................484 Federal Funds and Repos:............................... 600 Investments:..................................................7,395 Total Loans:................................................... 5,833 Premises and Fixed Assets:............................ 251 Other Real Estate:................................................. 0 Other Assets:.................................................... 265 Total Assets:................................................14,828 Total Trust Assets:............................................... 0 Deposits:........................................................ 13,369 Federal Funds and Borrowings:............................ 0 Other Liabilities:....................................................64 Subordinated D e b t:................................................ 0 Total Liabilities:............................................. 13,433 Directors: Stephens Total Equity Capital and Reserves:..............1,395 Total Liabilities and Capital:........................14,828 Number of Shares Outstanding:.................. 8,050 Thomas E. Hays, Jr., Charles E. Sharpe, Jr., Mike Stephens, Nell Branches in T ow n : None O ther Branches: None Eighty-Second Report 41 Farmers Bank And Trust Company Blytheville, AR 4 0 0 W . Main P. 0 . Box 688 7 2 3 1 6 -0 6 8 8 Telephone: 7 6 3 -8 1 0 1 FAX: 7 6 3 -3 5 0 0 Population: 2 2 ,9 0 6 Charter Number: 253 Date: March 16, 1908 County: Mississippi Member of Federal Reserve System Trust Department: Yes Bank Holding Company Farmers Bancorp, Inc., Blytheville, AR Chm /C EO /Pres: Alvin Huffman, III EVP/Cash: Steve Bell V P /T O : Ron Dawson Cash and Due From: ....................................4,424 Federal Funds and Repos:........................... 2,380 Investments:............................................... 54,432 Total Loans:................................................ 66,674 Premises and Fixed Assets:......................... 1,274 Other Real Estate:................................................. 0 Other Assets:.................................................1,822 Total Assets:........................................... 1 31,006 Total Trust Assets:...................................1 5,887 Deposits:....................................................114,773 Federal Funds and Borrowings:............................0 Other Liabilities:................................................. 532 Subordinated D ebt:............................................... 0 Total Liabilities:........................................ 11 5,305 Total Equity Capital and Reserves:..........1 5,701 Total Liabilities and Capital:....................131,006 Number of Shares Outstanding:................40,000 Directors: Steve Bell, Dale Briggs, Glen Cook, Alvin Huffman, III, Paul C. Hughes, Herbert Jones, Gaylon M. Lawrence, Jr., Harold Sudbury, Jr. Branches in T ow n : Four Other Branches: None Citizens Bank Booneville, AR Telephone: 6 7 5 -2 7 4 7 FAX: 6 7 5 -5 0 5 0 Population: 3 ,8 0 4 80 W . Main P.O. Box 238 7 2 9 2 7 -0 2 3 8 Charter Number: 397 Date: April 18, 1910 County: Logan Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm /C EO /Pres: Jeral L. Hampton VP/C ash: Cash and Due From: ....................................2,592 Federal Funds and Repos:................................... 0 Investments:............................................... 32,760 Total Loans:................................................ 55,319 Premises and Fixed Assets:......................... 1,600 Other Real Estate:................................................. 0 Other Assets:................................................ 2,253 Total Assets:............................................... 94,524 Total Trust Assets:...............................................0 Deposits:....................................................... 85,389 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................756 Subordinated D ebt:............................................... 0 Total Liabilities:............................................ 86,145 Carolyn Holt Total Equity Capital and Reserves:............. 8,379 Total Liabilities and Capital:....................... 94,524 Number of Shares Outstanding:..............100,000 Don Dunn, Jeral L. Hampton, John T. Hampton, Billy Dale Leslie, C. Richard Lippard, A. B. Littlefield, Robert E. Remy Directors: Branches in T ow n : None Other Branches: Magazine, Ratcliff 42 Arkansas State Bank Department The Bank of Bradley Bradley, AR Telephone: 8 9 4 -3 3 2 2 FAX: 8 9 4 -3 3 2 4 Population: 585 Main Street P .O .B ox 120 7 1 8 2 6 -0 1 2 0 Charter Number: 653 Date: April 10, 1933 County: Lafayette Trust Department: No Bank Holding Company The Bradley Corporation, Bradley, AR C hm /C EO /Pres: Lane Pierce EVP/Cash: Cash and Due From:..................................... 526 Federal Funds and Repos:.............................895 Investments:.............................................. 2,468 Total Loans:............................................... 8,697 Premises and Fixed Assets:.......................... 257 Other Real Estate:.............................................. 0 Other Assets:.................................................134 Total Assets:...........................................12,977 Total Trust Assets:............................................0 Directors: Billie Pierce Deposits:...................................................11,534 Federal Funds and Borrowings:.......................... 0 Other Liabilities:................................................ 58 Subordinated Debt: .............................................0 Total Liabilities:........................................ 11,592 Total Equity Capital and Reserves:.............1,385 Total Liabilities and Capital:.....................12,977 Number of Shares Outstanding:..............10,000 Gerald E. Crabtree, Billie Pierce, Lane Pierce Branches in T o w n : None O ther Branches: None Bank of Brinkley Brinkley, AR 1 30 S. New Orleans P.O. Box 727 7 2 0 2 1 -0 7 2 7 Telephone: 7 3 4 -3 1 3 3 FAX: 734-3001 Population: 4 ,2 3 4 Charter Number: 110 Date: Jan. 17, 1903 County: Monroe Trust Department: No Bank Holding Company Brinkley Bancshares, Inc., Brinkley, AR C hm /C EO : A. H. Rusher Pres: Gus Rusher EVP: Terry Singleterry VP: Todd Wilson V P/C ash : Bently M anatt A V P : David Cooper A VP : Bill Imus A VP : Jennifer Martin Cash and Due From:................................. 2,965 Federal Funds and Repos:..........................1,200 Investments:............................................41,832 Total Loans:............................................. 26,525 Premises and Fixed Assets:.......................... 420 Other Real Estate:..............................................0 Other Assets:............................................. 1,604 Total Assets:............................................ 74,546 Total Trust Assets:............................................0 Deposits:....................................................62,545 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 344 Subordinated Debt:.............................................0 Total Liabilities:......................................... 62,889 Total Equity Capital and Reserves:.......... 11,657 Total Liabilities and Capital:......................74,546 Number of Shares Outstanding:...............24,000 J. H. Carroll, Jr., Steve Fowler, Doug Hunt, A. H. Rusher, Gus Rusher, Fred Schaefer Directors: Branches in T o w n : None O ther Branches: None Eighty-Second Report 43 FirstBank of Arkansas Brinkley, AR 8 0 0 North Main P. O. Box 787 7 2 0 2 1 -0 7 8 7 Telephone: 7 3 4 -1 3 0 0 FAX: 7 3 4 -1 3 0 5 Population: 4 ,2 3 4 Charter Number: 747 Date: Jan. 25, 1989 County: Monroe Trust Department: No Bank Holding Company Carlisle Bancshares, Inc., Little Rock, AR Chm : Daniel C. Horton CEO/Pres: Harold Hardwick VP/C ash: Judy Brown VP: Ann Dooley Cash and Due From:.................................... 1,006 Federal Funds and Repos:....................................0 Investments:..................................................5,259 Total Loans:.................................................16,207 Premises and Fixed Assets:.........................1,029 Other Real Estate:............................................... 17 Other Assets:.................................................... 658 Total Assets:.............................................. 24,1 76 Total Trust Assets:......................... 0 Deposits:....................................................... 18,944 Federal Funds and Borrowings:................... 2,509 Other Liabilities:................................................. 177 Subordinated D ebt:................................................0 Total Liabilities:............................................ 21,630 Total Equity Capital and Reserves:............. 2,546 Total Liabilities and Capital:....................... 24,176 Number of Shares Outstanding:................91,500 Directors: Harold Hardwick, Tommy Hillman, Daniel C. Horton, Barry L. McKuin, Ben Myers, Dewey Snowden, Ralph Wilson Branches in T ow n : None O ther Branches: None Bank of Cabot Cabot, AR One City Plaza P .0 . Box 1028 7 2 0 2 3 -1 0 2 8 Telephone: 8 4 3 -3 5 7 5 FAX: 8 4 3 -0 4 6 3 Population: 8 ,3 1 9 Charter Number: 120 Date: March 23, 1903 County: Lonoke Trust Department: Yes Bank Holding Company Cabot Bankshares, Inc., Cabot, AR Chm : James M . Park CEO/Pres: Joseph W . Park, Jr. SVP/C ash: Joe W . Park, Sr. SVP: William E. Williams TO : Tracy Bagwell Cash and Due From: ....................................5,427 Federal Funds and Repos:........................... 1,090 Investments:............................................... 32,119 Total Loans:............................................. 105,360 Premises and Fixed Assets:.........................2,348 Other Real Estate:................................................. 0 Other Assets:................................................ 2,467 Total Assets:............................................. 148,811 Total Trust Assets:.......................................5,372 Deposits:................................................... 133,844 Federal Funds and Borrowings:............................0 Other Liabilities:............................................. 1,581 Subordinated Debt: ............................................... 0 Total Liabilities:........................................ 135,425 Total Equity Capital and Reserves:........... 13,386 Total Liabilities and Capital:....................148,811 Number of Shares Outstanding:............ 338,313 Directors: Dearl Dixon, Jerry Jones, James M. Lowman, Mark L. Magie, James M. Park, Joe W . Park, Sr., Joseph W . Park, Jr., Gerald H. Shock, William G. Thompson, Steve P. Tipton, William E. Williams, Larry Wood Branches in T ow n : Two O ther Branches: Ward 44 Arkansas State Bank Department Citizens Bank & Trust Carlisle, AR 118 N. Court P.O. Box 69 7 2 0 2 4 -0 0 6 9 Telephone: 552-7571 FAX: 5 5 2 -3 6 3 6 Population: 2 ,2 5 3 Charter Number: 6 2 8 Date: Dec. 2 2 , 1 9 3 0 County: Lonoke Trust Department: Yes Bank Holding Company Carlisle Bancshares, Inc., Little Rock, AR Chm: M. S. Woodruff CEO: Daniel C. Horton EVP: Bill J. Shoup SVP/TO: M. Gaines Young, Jr. VP: Vicki Callahan VP/Cash: Janet Pasley Cash and Due From:....................................2,150 Federal Funds and Repos:........................... 3,940 Investments:.............................................. 1 5,589 Total Loans:................................................ 34,493 Premises and Fixed Assets:............................ 255 Other Real Estate:................................................. 0 Other Assets:.................................................1,057 Total Assets:............................................... 57,484 Total Trust Assets:...................................1 5,747 Deposits:....................................................... 47,855 Federal Funds and Borrowings:....................2,548 Other Liabilities:................................................. 396 Subordinated D e b t:................................................0 Total Liabilities:.............................................50,799 Total Equity Capital and Reserves:............. 6,685 Total Liabilities and Capital:........................57,484 Number of Shares Outstanding:................ 39,000 Directors: Tommy Hillman, Daniel C. Horton, Barry L. McKuin, Bill J. Shoup, Randall Snider, M. S. W oodruff, M . Gaines Young, Jr. Branches in Town: None Other Branches: Humnoke Bank of Cave City Cave City, AR 110 Main Street P.O. Box 4 9 0 7 2 5 2 1 -0 4 9 0 Telephone: 283-5301 FAX: 2 8 3 -6 4 6 6 Population: 1,503 Charter Number: 2 0 9 Date: July 2, 1906 County: Sharp Trust Department: Yes Bank Holding Company Sharp Bancshares, Inc., Cave City, AR CEO/Pres/TO: Eugene Street SVP: Gayla Hickman VP/Cash: Wanda Daniel VP: Dennis Esteb VP: Kim Nunnally Cash and Due From: ...................................1,562 Federal Funds and Repos:....................................0 Investments:................................................14,024 Total Loans:............................................... 27,1 77 Premises and Fixed Assets:............................ 808 Other Real Estate:............................................ 487 Other Assets:.................................................... 698 Total Assets:............................................... 44,756 Total Trust Assets:.......................................2,525 Deposits:....................................................... 40,328 Federal Funds and Borrowings:....................... 250 Other Liabilities:................................................. 227 Subordinated D e b t:................................................0 Total Liabilities:............................................ 40,805 Total Equity Capital and Reserves:............. 3,951 Total Liabilities and Capital:....................... 44,756 Number of Shares Outstanding:.................. 4,000 Directors: Samuel F. Beller, Clifton Crabtree, Margie Pettersen, Eugene Street, Bruce Street, James E. Street Branches in T o w n : None O ther Branches: None 45 Eighty-Second Report American State Bank Charleston, AR 4 0 0 East Main Street P.O. Box 1 2 8 7 2 9 3 3 -0 1 2 8 Telephone: 9 6 5 -2 2 0 1 FAX: 9 6 5 -2 2 0 5 Population: 2 ,1 2 8 Charter Number: 3 1 4 Date: June 2 9 , 1 9 1 0 County: Franklin Trust Department: Yes Bank Holding Company Am erican Bancshares of Arkansas, Inc., Charleston, AR Chm /CEO : Joe S. H iatt Pres/TO: M ichael F. Flynn Cash: Angie Haynes Cash and Due From: .................................... 1,512 Federal Funds and Repos:........................... 1,935 Investments:............................................... 25,015 Total Loans:................................................ 45,464 Premises and Fixed Assets:.........................2,324 Other Real Estate:............................................ 204 Other Assets:................................................ 4,363 Total Assets:............................................... 80,817 Total Trust Assets:.......................................... 551 Deposits:....................................................... 70,103 Federal Funds and Borrowings:....................1,832 Other Liabilities:.................................................581 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 72,516 Directors: M edlock Total Equity Capital and Reserves:............. 8,301 Total Liabilities and Capital:....................... 80,817 Number of Shares Outstanding:................ 12,000 M ichael F. Flynn, J. Sherman H iatt, Joe S. H iatt, Joe O. Larkin, W . Joe Branches in T ow n : None O ther Bi anches: Altus, Fort Smith (2), Ozark The Merchants and Planters Bank Clarendon, AR Telephone: 7 4 7 -3 3 1 9 FAX: 7 4 7 -3 4 9 8 Population: 2 ,0 7 2 2 9 7 Madison P.O. Box 2 8 0 7 2 0 2 9 -0 2 8 0 Charter Number: 21 Date: July 2 3 , 1 8 9 0 County: Monroe Trust Department: No Bank Holding Company Clarendon Holding Co., Clarendon, AR Chm : Jam es B. Sharp CEO/Pres: J. Perry Lee Cash: Estelle C atlett Cash and Due From: .................................... 1,215 Federal Funds and Repos:........................... 1,030 Investments:............................................... 16,872 Total Loans:...................................................6,336 Premises and Fixed Assets:............................ 192 Other Real Estate:................................................. 0 Other Assets:....................................................498 Total Assets:............................................... 26,143 Total Trust Assets:...............................................0 Deposits:....................................................... 23,506 Federal Funds and Borrowings:............................0 Other Liabilities:................................................. 131 Subordinated D ebt:............................................... 0 Total Liabilities:............................................ 23,637 Total Equity Capital and Reserves:............. 2,506 Total Liabilities and Capital:....................... 26,143 Number of Shares Outstanding:.................. 5,660 Directors: Donald A . Davis, Rheta G riffith, B. J. Hopson, J. Perry Lee, J. Baxter Sharp, III, Jam es B. Sharp Branches in T ow n : None Other Branches: None 46 Arkansas State Bank Department Arkansas State Bank Clarksville, AR Cravens & Sevier P.O. Box 100 7 2 8 3 0 -0 1 0 0 Telephone: 7 5 4 -6 3 2 5 FAX: 7 5 4 -7 3 9 8 Population: 5 ,8 3 3 Charter Number: 7 22 Date: March 8, 1967 County: Johnson Trust Department: Yes Bank Holding Company West-Ark Bancshares, Inc., Clarksville, AR Chm: Ned Ray Purtle CEO/Pres: Terry Q. Carson EVP/Cash: Carol L. Carson EVP: Ronald R. Collins SVP: Donald M. Stimpson Cash and Due From: .................................... 3,584 Federal Funds and Repos:............................1,055 Investments:............................................... 30,882 Total Loans:.............................................11 9,251 Premises and Fixed Assets:.........................3,419 Other Real Estate:............................................... 38 Other Assets:.................................................1,867 Total Assets:............................................1 60,096 Total Trust Assets:............................................... 0 Deposits:.................................................... 145,172 Federal Funds and Borrowings:............................ 0 Other Liabilities:.............................................. 1,409 Subordinated D e b t:................................................ 0 Total Liabilities:.......................................... 146,581 Total Equity Capital and Reserves:........... 13,515 Total Liabilities and Capital:..................... 160,096 Number of Shares Outstanding:................ 25,000 Directors: Sidney L. Brain, Terry Q. Carson, James W . Dickerson, Jr., Mike Jacobs, R. Keith Lewis, Larry Olson, George Overbey, Jr., Ned Ray Purtle, Guy P. Shrigley, C. Gene Stephenson, David Taylor Branches in Town: Two Other Branches: Booneville, Hartman, Lamar, Ozark, Paris Farmers Bank and Trust Company Clarksville, AR Telephone: 7 5 4 -2 0 2 0 FAX: 7 5 4 -3 4 9 2 Population: 5 ,8 3 3 2 1 4 Main Street P.O. Box 288 7 2 8 3 0 -0 2 8 8 Charter Number: 7 37 Date: July 6, 1978 County: Johnson Trust Department: Yes Bank Holding Company Farmers Investment Corporation, Clarksville, AR Chm/CEO: Cole Martin Pres/TO: Lee White SVP: Rebecca Dougan SVP: Nina Mason VP: Harold Johnson VP: Tom Sexton AVP/Cash: Rhonda Boen Cash and Due From :.................................... 2,247 Federal Funds and Repos:............................... 800 Investments:............................................... 39,164 Total Loans:.................................................37,488 Premises and Fixed Assets:......................... 1,038 Other Real Estate:................................................. 0 Other Assets:............................................... 4,1 95 Total Assets:............................................... 84,932 Total Trust Assets:.......................................1,891 Deposits:........................................................73,322 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 571 Subordinated Debt: ................................................0 Total Liabilities:.............................................73,893 Directors: Lee White Total Equity Capital and Reserves:........... 11,039 Total Liabilities and Capital:........................84,932 Number of Shares Outstanding:.................. 6,000 Cole Martin, Steve Morgan, Dayne Phillips, Bill Porter, Reynie Rutledge, Branches in T o w n : Two O ther Branches: None 47 Eighty-Second Report Clinton State Bank Clinton, AR 202 S. Court P.O. Box 57 7 2 0 3 1 -0 0 5 7 Telephone: 7 4 5 -2 4 4 1 FAX: 7 4 5 -2 4 1 8 Population: 2 ,2 1 3 Charter Number: 695 Date: Oct. 16, 1946 County: Van Buren Trust Department: Yes Bank Holding Company Clinton Bancshares, Inc., Clinton, AR C hm /C EO /Pres: Charles W . Sharp EVP: Thomas McKinght SVP: Robert Barnum SVP: Charles Smith A V P /C ash : Sherry Bixler A VP: Carroll Harbison A VP : Carrie Ward Cash and Due From:....................................2,821 Federal Funds and Repos:...............................900 Investments:............................................... 24,511 Total Loans:................................................ 35,613 Premises and Fixed Assets:............................ 538 Other Real Estate:.............................................106 Other Assets:.................................................... 950 Total Assets:............................................... 65,439 Total Trust Assets: ...............................................0 Deposits:....................................................... 59,334 Federal Funds and Borrowings:....................... 224 Other Liabilities:................................................31 7 Subordinated D ebt:............................................... 0 Total Liabilities:............................................ 59,875 Directors: Total Equity Capital and Reserves:............. 5,564 Total Liabilities and Capital:....................... 65,439 Number of Shares Outstanding:..................4,000 Jay W . Jackson, Roy Lefler, Charles W . Sharp, Louis E. Stell Branches in T ow n : One Other Branches: Damascus, Fairfield Bay, Shirley First Community Bank Conway, AR Telephone: 4 5 0 -9 8 0 0 FAX: 4 5 0 -9 6 6 4 Population: 26,481 1001 Front Street P. O. Box 938 7 2 0 3 2 -0 9 3 8 Charter Number: 759 Date: Aug. 15, 1991 County: Faulkner Member of Federal Reserve System Trust Department: No Bank Holding Company None Chm : George E. Covington CEO/Pres: Marcus J. McCain SVP: Pat Bruick SVP: Wanda Fulmer S VP/Cash: Janette Jones VP: April Springer Cash and Due From: .................................... 3,203 Federal Funds and Repos:............................1,450 Investments:............................................... 26,866 Total Loans:................................................ 49,227 Premises and Fixed Assets:......................... 1,986 Other Real Estate:................................................. 0 Other Assets:.................................................... 767 Total Assets:............................................... 83,499 Total Trust Assets:...............................................0 Deposits:....................................................... 71,691 Federal Funds and Borrowings:................... 3,320 Other Liabilities:.................................................755 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 75,766 Total Equity Capital and Reserves:............. 7,733 Total Liabilities and Capital:....................... 83,499 Number of Shares Outstanding:................54,000 Directors: Richie Arnold, Jack Bell, George E. Covington, Hal Crafton, John Hawks, Jr., Linda Linn, Marcus J. McCain, Robert B. Rook, Joe White Branches in T ow n : One O ther Branches: Greenbrier Arkansas State Bank Department 48 Corning Bank Corning, AR 501 W . Second P.O. Box 4 3 9 7 2 4 2 2 -0 4 3 9 Telephone: 8 5 7 -3 5 9 2 FAX: 8 5 7 -3 3 0 9 Population: 3 ,3 2 3 Charter Number: 7 4 5 Date: June 1 5, 1 9 8 4 County: Clay Trust Department: No Bank Holding Company First Paragould Bankshares, Inc., Paragould, AR Chm: Larry Brewer VChm: Kelly G. Wright CEO/Pres: Donis Simpson EVP: William M. Allen VP/Cash: Louise Coleman Cash and Due From:.................................... 1,900 Federal Funds and Repos:...............................450 Investments:............................................... 10,679 Total Loans:............................................... 47,61 5 Premises and Fixed Assets:............................ 464 Other Real Estate:................................................. 0 Other Assets:.................................................1,469 Total Assets:............................................... 62,577 Total Trust Assets:...............................................0 Deposits:........................................................53,645 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 325 Subordinated Debt: ................................................0 Total Liabilities:............................................ 53,970 Total Equity Capital and Reserves:............. 8,607 Total Liabilities and Capital:....................... 62,577 Number of Shares Outstanding:................ 10,000 Directors: Larry Brewer, William E. Brewer, Mike Ford, George A. Haynes, Roy McSpadden, J.T. Meriwether, Donis Simpson, Charles E. Williamson, Kelly G. Wright Branches in Town: Two Other Branches: None First State Bank Crossett, AR 123 Main P.O. Box 638 7 1 6 3 5 -0 6 3 8 Telephone: 364-5131 FAX: 3 6 4 -6 3 2 9 Population: 6,2 8 2 Charter Number: 718 Date: May 13, 1 963 County: Ashley Trust Department: No Bank Holding Company Evergreen Bancshares, Inc., Crossett, AR Chm: Richard E. Griffin CEO/Pres: Jerry Ray Hambrick SVP/Cash: Cheryl Goodwin SVP: Jeanie Parker Cash and Due From:.................................... 2,910 Federal Funds and Repos:........................... 2,580 Investments:..................................................4,155 Total Loans:................................................ 20,867 Premises and Fixed Assets:............................ 381 Other Real Estate:................................................. 0 Other Assets:.................................................... 633 Total Assets:............................................... 31,526 Total Trust Assets:...............................................0 Deposits:........................................................28,167 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 323 Subordinated Debt: ................................................0 Total Liabilities:............................................ 28,490 Total Equity Capital and Reserves:............. 3,036 Total Liabilities and Capital:....................... 31,526 Number of Shares Outstanding:............ 100,000 Directors: Bill G. Barnett, Richard E. Griffin, Jerry Ray Hambrick, Marolyn Lloyd, James S. Nolley, Don R. Rodgers Branches in T o w n : One O ther Branches: None Eighty-Second Report 49 Danville State Bank Danville, AR 901 Main P.O. Box 609 7 2 8 3 3 -0 6 0 9 Telephone: 4 9 5 -2 2 3 6 FAX: 4 9 5 -4 6 5 0 Population: 1 ,5 8 5 Charter Number: 615 Date: Oct. 3, 1930 County: Yell Trust Department: Yes Bank Holding Company Chambers Bancshares, Inc., Danville, AR CEO: Pres: SVP: SVP: SVP: Debbie Strait VP: Philip Alexander VP: Brad Payne VP: Jerry Smith John Ed Chambers, III Edward J. Taylor Zelta Bell Vickie Rounsaville Cash and Due From: ....................................4,202 Federal Funds and Repos:............................1,200 Investments:............................................... 25,543 Total Loans:................................................ 95,168 Premises and Fixed Assets:............................ 970 Other Real Estate:.............................................146 Other Assets:................................................ 2,081 Total Assets:............................................129,310 Total Trust Assets:...............................................0 Deposits:....................................................11 5,455 Federal Funds and Borrowings:......................... 80 Other Liabilities:.................................................915 Subordinated Debt: ............................................... 0 Total Liabilities:.......................................... 116,450 Total Equity Capital and Reserves:........... 12,860 Total Liabilities and Capital:..................... 129,310 Number of Shares Outstanding:................ 10,000 Directors: John Ed Chambers, III, Lloyd R. George, Fay Mathis, James C. Pledger, Charles L. Sloan, Edward J. Taylor Branches in T o w n : None O ther Branches: Hot Springs Village Arkansas Valley Bank Dardanelle, AR Telephone: 229-2151 FAX: 2 2 9 -4 5 9 8 Population: 3,7 2 2 101 South Front Street P.O. Box 3 30 7 2 8 3 4 -0 3 3 0 Charter Number: 7 14 Date: Aug. 29, 1 961 County: Yell Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm : John Ed Chambers, III CEO/Pres: Edward J. Taylor EVP: Michael A. Jacimore VP: Judy Elliott VP: Nancy A. Moore Cash: Dorthy Geibe Cash and Due From: ...................................1,520 Federal Funds and Repos:...............................500 Investments:..................................................8,890 Total Loans:................................................ 29,026 Premises and Fixed Assets:......................... 1,098 Other Real Estate:................................................. 0 Other Assets:.................................................1,389 Total Assets:............................................... 42,423 Total Trust Assets:...............................................0 Deposits:....................................................... 37,055 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................254 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 37,309 Total Equity Capital and Reserves:............. 5,114 Total Liabilities and Capital:....................... 42,423 Number of Shares Outstanding:................78,329 John Ed Chambers, III, Ray L. Ferguson, Nathan V. George, Carl G. Holt, Gene D. Ring, Ray L. Robinson, Rennae Sims, Edward J. Taylor, Leslie F. Thone Directors: Branches in T ow n : One Other Branches: None 50 Arkansas State Bank Department Bank of Dardanelle Dardanelle, AR 102 N. Front Street P.O. Box 577 7 2 8 3 4 -0 5 7 7 Telephone: 229-3311 FAX: 2 2 9 -4 1 8 0 Population: 3 ,7 2 2 Charter Number: 6 6 8 Date: Sep. 1 2 , 1 9 3 4 County: Yell Trust Department: No Bank Holding Company Bank of Dardanelle Bankshares, Inc., Dardanelle, AR Pres: Ronald L. Taylor Cash: Janelle Parker Cash and Due From: .................................... 4,807 Federal Funds and Repos:............................... 820 Investments:............................................... 28,642 Total Loans:.................................................33,033 Premises and Fixed Assets:............................ 613 Other Real Estate:................................................. 0 Other Assets:.................................................... 783 Total Assets:............................................... 68,698 Total Trust Assets:...............................................0 Deposits:........................................................59,834 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 336 Subordinated D e b t:................................................0 Total Liabilities:............................................ 60,170 Total Equity Capital and Reserves:............. 8,528 Total Liabilities and Capital:....................... 68,698 Number of Shares Outstanding:.................. 8,000 Directors: Thomas C. Berryhill, Bunny Bullock, Tom Ed Bullock, William R. Bullock, Fanny B. George, Evelyn H. Jones, Dee Berryhill Longenbaugh, H. M. Orsburn, Ronald L. Taylor, Noel VanDover Branches in Town: One Other Branches: Russellville First State Bank of DeQueen DeQueen, AR Telephone: 6 4 2 -4 4 2 3 FAX: 6 4 2 -2 8 4 7 Population: 4 ,6 3 3 Third & Heynecker P.O. Box 9 7 0 7 1 8 3 2 -0 9 7 0 Charter Number: 731 Date: Aug. 26, 1 974 County: Sevier Member of Federal Reserve System Trust Department: No Bank Holding Company First State Bancshares, Inc., DeQueen, AR CEO/Pres: Keith Melson VP: Noel Bard Cash: Barbara Kitchens Cash and Due From: ................................... 1,583 Federal Funds and Repos:............................... 215 Investments:................................................11,340 Total Loans:............................................... 1 3,953 Premises and Fixed Assets:............................ 424 Other Real Estate:............................................... 10 Other Assets:.................................................... 350 Total Assets:............................................... 27,875 Total Trust Assets:............................................... 0 Deposits:...................................................... 24,31 5 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 202 Subordinated Debt: ................................................0 Total Liabilities:............................................ 24,517 Total Equity Capital and Reserves:............. 3,358 Total Liabilities and Capital:....................... 27,875 Number of Shares Outstanding:................76,000 Directors: Gary Bell, Lou Ellen Gray, R.S. Harris, Art Melson, Keith Melson, Ron Moore, Edward Revels, Dennis Smiley, Don Stemple, Doug Suttle Branches in T o w n : One O ther Branches: None Eighty-Second Report 51 DeWitt Bank And Trust Company DeWitt, AR Telephone: 9 4 6 -3 5 3 1 FAX: 9 4 6 -2 8 1 5 Population: 3 ,5 0 0 Second and Jefferson Streets P.0. Drawer 71 72042-0071 Charter Number: 6 0 5 Date: March 1, 1 9 2 9 County: Arkansas Trust Department: Yes Bank Holding Company DBT Financial Corporation, DeWitt, AR Chm : Elmer A. Ferguson V C h m : Julian Brown CEO/Pres: Gary Hudson S V P /T O : Dean Bell VP: Terry L. McCullars VP: Pam Moss VP: Glenda Patterson VP: Betty Simmons VP/C ash: Carolyn Williams Cash and Due From: ....................................2,252 Federal Funds and Repos:...............................450 Investments:............................................... 34,085 Total Loans:................................................ 51,453 Premises and Fixed Assets:............................ 491 Other Real Estate:.............................................103 Other Assets:................................................ 1,773 Total Assets:............................................... 90,607 Total Trust Assets:.................................... 26,651 Deposits:....................................................... 71,229 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................465 Subordinated D ebt:............................................... 0 Total Liabilities:............................................ 71,694 Total Equity Capital and Reserves:........... 18,913 Total Liabilities and Capital:....................... 90,607 Number of Shares Outstanding:................54,000 Directors: Julian Brown, E.E. Denman, Donald Ray Dickson, Elmer A. Ferguson, Wayne Hampton, Alton R. Hampton, Gary Hudson, Charles E. Lumsden, Nancy F. Rasco, Jack Whitmore Branches in T ow n : None Other Branches: None Decatur State Bank Decatur, AR Telephone: 752-3281 FAX: 7 5 2 -8 1 5 4 Population: 918 Hwy. 59 N. P.O. Box 38 7 2 7 2 2 -0 0 3 8 Charter Number: 707 Date: May 27, 1954 County: Benton Trust Department: No Bank Holding Company Decatur Bancshares, Inc., Decatur, AR Chm : Lloyd E. Peterson CEO/Pres: Vernon L. Austin Cash: Wanda Tormey Cash and Due From: ....................................2,950 Federal Funds and Repos:........................... 3,500 Investments:................................................ 6,51 7 Total Loans:................................................ 57,430 Premises and Fixed Assets:............................ 791 Other Real Estate:................................................. 0 Other Assets:.................................................... 866 Total Assets:............................................... 72,054 Total Trust Assets:...............................................0 Deposits:....................................................... 60,252 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................220 Subordinated D ebt:............................................... 0 Total Liabilities:............................................ 60,472 Total Equity Capital and Reserves:........... 11,582 Total Liabilities and Capital:....................... 72,054 Number of Shares Outstanding:.................. 7,000 Vernon L. Austin, Larry D. Curran, Tom M. Edmiston, L. Victor Evans, Paul Galyean, Lloyd E. Peterson, Richard E. Wilmoth Directors: Branches in T ow n : None Other Branches: Gentry 52 Arkansas State Bank Department Bank of Delight Delight, AR 2nd and Antioch P.O. Box 68 7 1 9 4 0 -0 0 6 8 Telephone: 3 7 9 -2 2 9 3 FAX: 3 7 9 -2 2 9 5 Population: 311 Charter Number: 3 4 2 Date: June 16, 1911 County: Pike Trust Department: No Bank Holding Company None Chm: Olen Hendrix CEO/Pres: Darwin Hendrix EVP: Larry May VP: Gary McCauley VP/Cash: Jan Mitchel Cash and Due From:................................. 2,301 Federal Funds and Repos:......................... 4,400 Investments:............................................ 24,329 Total Loans:............................................. 27,352 Premises and Fixed Assets:.......................... 239 Other Real Estate:.............................................. 0 Other Assets:............................................. 1,053 Total Assets:............................................ 59,674 Total Trust Assets:............................................0 Deposits:....................................................52,184 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 558 Subordinated Debt:.............................................0 Total Liabilities:......................................... 52,742 Total Equity Capital and Reserves:............ 6,932 Total Liabilities and Capital:......................59,674 Number of Shares Outstanding:............... 18,750 Directors: Clarence Anthony, Gary Chambliss, Darwin Hendrix, Buford Hendrix, Olen Hendrix, Cecil E. Johnson, III, Larry May, Jerry Milam Branches in Town: None Other Branches: Prescott First Community Bank of S.E. Arkansas Dermott, AR Freeman & Peddicord P.O. Box 8 0 0 7 1 6 3 8 -0 8 1 5 Telephone: 538-3221 FAX: 5 3 8 -3 7 8 7 Population: 4 ,7 1 5 Charter Number: 732 Date: Oct. 15, 1976 County: Chicot Trust Department: No Bank Holding Company First Delta Financial Corporation, Dermott, AR Chm/CEO/Pres: Tom H. Grumbles Cash: Betty Morse Cash and Due From:..................................1,363 Federal Funds and Repos:.............................225 Investments:.............................................. 8,885 Total Loans:............................................ 17,786 Premises and Fixed Assets:.......................... 296 Other Real Estate:.............................................. 0 Other Assets:.................................................832 Total Assets:............................................ 29,387 Total Trust Assets:............................................0 Deposits:....................................................24,837 Federal Funds and Borrowings:.................. 1,232 Other Liabilities:.............................................. 274 Subordinated Debt:.............................................0 Total Liabilities:......................................... 26,343 Total Equity Capital and Reserves:.............3,044 Total Liabilities and Capital:......................29,387 Number of Shares Outstanding:............... 15,000 Directors: R.H. Dennington, Robert B. Gibson, Tom H. Grumbles, Daniel C. Horton, Don C. Scott, H .W . Thomas, M .D ., Mary K. Tucker Branches in T o w n : None O ther Branches: None Eighty-Second Report 53 Simmons First Bank of Dermott Dermott, AR 108 East Speedway P.O. Box 309 7 1 6 3 8 -0 8 0 3 Telephone: 5 3 8 -3 2 6 6 FAX: 5 3 8 -5 4 6 8 Population: 4 ,7 1 5 Charter Number: 672 Date: July 8, 1935 County: Chicot Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR C hm /C EO : Ben V . Floriani Pres: Freddie Black Cash: Margaret Brannon Cash and Due From: ...................................1,233 Federal Funds and Repos:........................... 1,200 Investments:............................................... 11,149 Total Loans:...................................................3,790 Premises and Fixed Assets:............................ 685 Other Real Estate:................................................. 0 Other Assets:.................................................... 193 Total Assets:............................................... 18,250 Total Trust Assets:...............................................0 Deposits:...................................................... 1 5,403 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................233 Subordinated D ebt:............................................... 0 Total Liabilities:........................................... 15,636 Directors: Total Equity Capital and Reserves:............. 2,614 Total Liabilities and Capital:...................... 18,250 Number of Shares Outstanding:...............18,000 Barry Crow, Thomas D. Deen, Dennis H. Ferguson, Ben V. Floriani, Lester Pinkus Branches in T ow n : None Other Branches: None Farmers & Merchants Bank Des Arc, AR Telephone: 256-4191 FAX: 2 5 6 -4 5 8 2 Population: 2,001 110 S. Third Street P.O. Box 36 9 7 2 0 4 0 -0 3 6 9 Charter Number: 84 Date: Jan. 20, 1902 County: Prairie Trust Department: Yes Bank Holding Company Security Bancshares, Inc., Des Arc, AR Chm : Sherod S. White C EO /Pres/TO : James N. Thomason Cash: Janet Hayley Cash and Due From: ....................................2,515 Federal Funds and Repos:................................... 0 Investments:............................................... 14,258 Total Loans:................................................ 27,618 Premises and Fixed Assets:............................ 256 Other Real Estate:................................................. 0 Other Assets:.................................................... 792 Total Assets:............................................... 45,439 Total Trust Assets:....................................41,379 Deposits:....................................................... 32,270 Federal Funds and Borrowings:.................. 4,11 5 Other Liabilities:.................................................203 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 36,588 Total Equity Capital and Reserves:............. 8,851 Total Liabilities and Capital:....................... 45,439 Number of Shares Outstanding:................78,819 V. O. Calhoun, George Ford, Donald Guess, Henry L. Nichols, L. A. Richmond, Bill Simmons, John Stephens, III, James N. Thomason, Sherod S. White Directors: Branches in T ow n : None Other Branches: None 54 Arkansas State Bank Department Merchants & Farmers Bank Dumas, AR Telephone: 382-4311 FAX: 382-5901 Population: 5 ,5 2 0 130 W . Waterman Street P.O. Box 187 7 1 6 3 9 -0 1 8 7 Charter Number: 2 7 8 Date: M ay 10, 1 9 0 9 County: Desha Trust Department: Yes Bank Holding Company M & F Financial Corporation, Dumas, AR Chm: L. Ashton Adcock CEO/Pres: J. Michael Jones EVP: David J. Garrett VP: J. Wayne Beaty VP: Betty B. Trites Cash: Glenda B. Owen TO: Monica Freeland Cash and Due From:....................................2,774 Federal Funds and Repos:....................................0 Investments:............................................... 22,294 Total Loans:................................................ 33,016 Premises and Fixed Assets:............................ 749 Other Real Estate:............................................... 11 Other Assets:.................................................1,106 Total Assets:............................................... 59,950 Total Trust Assets:...................................1 7,673 Deposits:....................................................... 48,942 Federal Funds and Borrowings:....................3,075 Other Liabilities:..................................................164 Subordinated D e b t:................................................0 Total Liabilities:............................................ 52,181 Total Equity Capital and Reserves:............. 7,769 Total Liabilities and Capital:....................... 59,950 Number of Shares Outstanding:................40 ,000 Directors: L. Ashton Adcock, Robert H. Adcock, Jr., Jimmie L. Appleberry, Charles H. Dante, Claud T. Frank, Marion S. Gill, J. Michael Jones, Harold L. Jones, Clifton L. Meador, William W . Shea, David W alt Branches in T o w n : One O ther Branches: None Simmons First Bank of Dumas Dumas, AR Telephone: 3 8 2 -4 2 0 4 FAX: 3 8 2 -2 0 8 4 Population: 5 ,5 2 0 Hwy. 65 & 54 P.O. Box 915 7 1 6 3 9 -0 9 1 5 Charter Number: 7 29 Date: Jan. 1 1 ,1 9 7 4 County: Desha Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR CEO/Pres: Dennis H. Ferguson SVP/Cash: Anita Grimes VP: Bill W est VP: Terry Wood Cash and Due From: .................................... 1,313 Federal Funds and Repos:........................... 1,830 Investments:..................................................8,205 Total Loans:............................................... 1 5,277 Premises and Fixed Assets:............................ 641 Other Real Estate:................................................. 0 Other Assets:.................................................1,395 Total Assets:............................................... 28,661 Total Trust Assets:...............................................0 Deposits:........................................................24,091 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 398 Subordinated Debt: ................................................0 Total Liabilities:............................................ 24,489 Total Equity Capital and Reserves:............. 4,172 Total Liabilities and Capital:....................... 28,661 Number of Shares Outstanding:................30,000 Directors: Freddie Black, Kelly Farmer, Dennis H. Ferguson, A.O. French, John Rogers, William F. Teeter, William A. West Branches in T o w n : None O ther Branches: None Eighty-Second Report 55 Citizens First Bank El Dorado, AR Telephone: 8 6 2 -6 6 8 3 FAX: 8 8 1 -6 0 4 3 Population: 2 3 ,1 4 6 1 0 0 East Peach Street P. 0 . Box 641 7 1 7 3 1 -0 6 4 1 Charter Number: 6 5 8 Date: Aug. 12, 1 9 3 3 County: Union Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm : Robert P. Taylor CEO/Pres: Nicholas J. Horner EVP/Cash: M ike Fendley SVP: Ronnie Clay SVP: Yvonne Eudy S V P /TO : David Henry Cash and Due From: .................................... 6,706 Federal Funds and Repos:................................... 0 Investments:............................................... 43,965 Total Loans:................................................ 62,922 Premises and Fixed Assets:.........................5,932 Other Real Estate:................................................. 0 Other Assets:................................................ 8,044 Total Assets:.............................................127,569 Total Trust Assets:...............................................0 Deposits:..................................................... 107,486 Federal Funds and Borrowings:....................1,415 Other Liabilities:................................................. 964 Subordinated D ebt:............................................... 0 Total Liabilities:.......................................... 109,865 Total Equity Capital and Reserves:........... 17,704 Total Liabilities and Capital:..................... 127,569 Number of Shares Outstanding:................40,000 Directors: George H aefner, Noland Hagood, Nicholas J. Horner, Edward Hurley, D. R. Jam es, Clara Jones, Bill M cG uire, John R. M eado w s, Jim Sheppard, Robert P. Taylor, J e ff Teague, Gerald Young Branches in T o w n : Two O ther Branches: Huttig, Strong The Delta State Bank Elaine, AR Telephone: 8 2 7 -3 3 9 7 FAX: 8 2 7 -3 3 7 7 Population: 8 4 6 1 2 8 Main Street P.O. Box 3 5 9 7 2 3 3 3 -0 3 5 9 Charter Number: 6 9 7 Date: Dec. 3 0 , 1 9 4 7 County: Phillips Trust Department: No Bank Holding Company First Delta Corporation, Helena, AR CEO /Pres/Cash: M ary Louise Dem oret Fiser VP: Jam es E. Tucker Cash and Due From: ........................................519 Federal Funds and Repos:...............................230 Investments:.................................. 791 Total Loans:...................................................2,570 Premises and Fixed Assets:................................. 8 Other Real Estate:................................................. 0 Other Assets:...................................................... 93 Total Assets:..................................................4,211 Total Trust Assets:...............................................0 Directors: Solomon Deposits:..........................................................3,597 Federal Funds and Borrowings:............................0 Other Liabilities:................................................... 28 Subordinated Debt: ............................................... 0 Total Liabilities:.............................................. 3,625 Total Equity Capital and Reserves:................. 586 Total Liabilities and Capital:......................... 4,211 Number of Shares Outstanding:.................. 1,600 W . H. Brandon, Jr., M ary Louise Dem oret Fiser, Bart R. Lindsey, David Branches in T ow n : None Other Branches: None 56 Arkansas State Bank Department The Bank of Elkins Elkins, AR 3 48 North Center P.O. Box 333 7 2 7 2 7 -0 3 3 3 Telephone: 643-2131 FAX: 643-2651 Population: 692 Charter Number: 377 Date: June 1, 1912 County: Washington Trust Department: No Bank Holding Company Community Investment, Inc., Elkins, AR Chm/CEO: Joel L. Bunch Pres: Joyce R. Bunch EVP: Johnnie J. Qualls VP: Sarah L. Bunch VP: Patricia Eaton Cash: Dolores A. Lankford Cash and Due From :........................................969 Federal Funds and Repos:....................................0 Investments:................................................14,411 Total Loans:.................................................38,567 Premises and Fixed Assets:............................ 907 Other Real Estate:............................................... 78 Other Assets:.................................................... 655 Total Assets:............................................... 55,587 Total Trust Assets:...............................................0 Deposits:....................................................... 48 ,948 Federal Funds and Borrowings:.................... 1,620 Other Liabilities:................................................. 309 Subordinated D ebt:................................................0 Total Liabilities:.............................................50,877 Directors: Williams Total Equity Capital and Reserves:............. 4,7 10 Total Liabilities and Capital:....................... 55,587 Number of Shares Outstanding:................ 10,000 Joyce R. Bunch, Joel L. Bunch, Sarah L. Bunch, David R. Malone, Miller Branches in Town: One Other Branches: Fayetteville, Goshen Bank of England England, AR Telephone: 8 4 2 -2 5 5 5 FAX: 8 4 2 -2 4 2 2 Population: 3,351 123 S. Main Street P.O. Box 70 7 2 0 4 6 -0 0 7 0 Charter Number: 48 Date: Aug. 8, 1898 County: Lonoke Trust Department: No Bank Holding Company None Chm/CEO/Pres: Gary Canada EVP: Hanna B. Canada VP: Otha E. Frizzell VP: Bobby Montgomery Cash: Sheila Rice Cash and Due From :.................................... 2,152 Federal Funds and Repos:....................................0 Investments:..................................................5,822 Total Loans:................................................ 21,191 Premises and Fixed Assets:............................ 304 Other Real Estate:................................................. 0 Other Assets:.................................................... 521 Total Assets:............................................... 29,990 Total Trust Assets:...............................................0 Deposits:........................................................25,769 Federal Funds and Borrowings:....................... 430 Other Liabilities:....................................................92 Subordinated Debt: ................................................0 Total Liabilities:............................................ 26,291 Directors: Total Equity Capital and Reserves:............. 3,699 Total Liabilities and Capital:....................... 29,990 Number of Shares Outstanding:................ 10,000 Gary Canada, Hanna B. Canada, Samuel C. Cobb, Otha E. Frizzell Branches in Town: None Other Branches: None Eighty-Second Report 57 The Eudora Bank Eudora, AR 104 N. Main Street P .0. Box 270 7 1 6 4 0 -0 2 7 0 Telephone: 3 5 5 -8 3 1 1 FAX: 3 5 5 -8 5 0 9 Population: 3 ,1 5 5 Charter Number: 629 Date: Dec. 23, 1930 County: Chicot Trust Department: No Bank Holding Company Delta Bancshares, Inc., Eudora, AR Chm : W .K. Grubbs CEO/Pres: Gene Keith VP: Julie Petty VP/C ash: Linda Crabtree VP: Timothy W . Manning Sec/Treas: Robert D. Avery Cash and Due From: ....................................... 692 Federal Funds and Repos:................................... 0 Investments:............................................... 13,719 Total Loans:............................................... 12,372 Premises and Fixed Assets:............................ 371 Other Real Estate:................................................. 6 Other Assets:.................................................... 578 Total Assets:............................................... 27,738 Total Trust Assets:............ 0 Deposits:......................................................23,51 5 Federal Funds and Borrowings:....................... 550 Other Liabilities:................................................. 128 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 24,193 Total Equity Capital and Reserves:............. 3,545 Total Liabilities and Capital:....................... 27,738 Number of Shares Outstanding:................ 14,000 Robert D. Avery, W. K. Grubbs, Roger Hensley, Gene Keith, Charles F. Poole, W. R. Selman Directors: Branches in T ow n : None O ther Branches: None Bank of Eureka Springs Eureka Springs, AR Telephone: 253-8241 FAX: 2 5 3 -6 9 4 7 Population: 1,9 0 0 70 S. Main P.O. Box 309 7 2 6 3 2 -0 3 0 9 Charter Number: 3 74 Date: May 4, 1912 County: Carroll Trust Department: No Bank Holding Company None Chm /C EO /Pres: John F. Cross EVP: Jay Smith Cash: Reba Pyatt Cash and Due From: ....................................2,919 Federal Funds and Repos:........................... 5,645 Investments:............................................... 14,987 Total Loans:................................................ 48,452 Premises and Fixed Assets:......................... 1,443 Other Real Estate:............................................... 89 Other Assets:.................................................1,238 Total Assets:............................................... 74,773 Total Trust Assets:...............................................0 Deposits:....................................................... 63,613 Federal Funds and Borrowings:................... 2,210 Other Liabilities:.................................................579 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 66,402 Total Equity Capital and Reserves:............. 8,371 Total Liabilities and Capital:....................... 74,773 Number of Shares Outstanding:.................. 4,000 Directors: James D. Bird, A. J. Clark, Claude C. Cross, John F. Cross, Ruth F. Cross Tom Dees, Lewis E. Epley, Jr., Jimmy D. Evans, William E. Goff, Rex A. Gustin, Dorothy F. Mathews, Michael Mathews, Archie B. Ryan, Jr. Branches in T ow n : Three Other Branches: None 58 Arkansas State Bank Department Bank of Evening Shade Evening Shade, AR Telephone: 266-321 5 FAX: 2 6 6 -3 5 1 4 Population: 3 28 Hwy 167 South P .O .B ox 130 7 2 5 3 2 -0 1 3 0 Charter Number: 69 Date: Feb. 5 ,1 9 0 1 County: Sharp Trust Department: No Bank Holding Company Sharp Bancshares, Inc., Cave City, AR C hm /C EO /Pres: A. L. Hoaney V C h m : Samuel F. Beller VP/C ash : Frances M. Estes V P: Wilma A. Smith Cash and Due From:........................................718 Federal Funds and Repos:............................... 755 Investments:..................................................4,383 Total Loans:................................................... 6,318 Premises and Fixed Assets:............................... 57 Other Real Estate:............................................... 62 Other Assets:.................................................... 158 Total Assets:................................................12,451 Total Trust Assets:............................................... 0 Deposits:.......................................................11,292 Federal Funds and Borrowings:............................ 0 Other Liabilities:....................................................60 Subordinated D e b t:................................................0 Total Liabilities:........................................... 11,352 Total Equity Capital and Reserves:..............1,099 Total Liabilities and Capital:........................12,451 Number of Shares Outstanding:.................. 6,200 Samuel F. Beller, Clifton Crabtree, A. L. Hoaney, Margie Pettersen, Bruce Street, James E. Street Directors: Branches in T o w n : None O ther Branches: None Mcllroy Bank & Trust Fayetteville, AR Telephone: 5 7 5 -1 0 0 0 FAX: 575-1061 Population: 4 2 ,0 9 9 One Mcllroy Plaza P.O .B ox 1327 7 2 7 0 2 -1 3 2 7 Charter Number: 31 Date: Jan. 24, 1892 County: Washington Member of Federal Reserve System Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm : Jim C. Walton CEO/Pres: James C. Glenn SVP: Billie M. Edens SVP: Gary R. Head SVP: Don Storey SVP: Ray Rhoades VP: Marilyn Hendricks Cash: Sherry Anderson Cash and Due From :..................................10,635 Federal Funds and Repos:........................... 4,400 Investments:............................................... 57,844 Total Loans:.............................................. 226,787 Premises and Fixed Assets:.........................8,711 Other Real Estate:............................................... 87 Other Assets:................................................ 4,229 Total Assets:.............................................312,693 Total Trust Assets:............................................... 0 Deposits:..................................................... 261,192 Federal Funds and Borrowings:................. 26,142 Other Liabilities:.............................................. 1,882 Subordinated D e b t:................................................0 Total Liabilities:.......................................... 289,216 Total Equity Capital and Reserves:........... 23,477 Total Liabilities and Capital:..................... 312,693 Number of Shares Outstanding:................ 25,000 Directors: Larry Bittle, Oma Blackwell, Frank Broyles, Carl Collier, James C. Glenn, Millard Goff, Ann Henry, James D. Mashburn, Paul Pinneo, Charles F. Scharlau, James H. Stewart, Fred S. Vorsanger, Jim C. Walton, Jim Bob Wheeler Branches in T o w n : Six O ther Branches: None Eighty-Second Report 59 Citizens First Bank Fordyce, AR Telephone: 3 5 2 -2 1 0 1 FAX: 3 5 2 -2 6 0 2 Population: 4 ,7 2 9 611 West Fourth Street 7 1 7 4 2 -0 2 7 2 Charter Number: 7 49 Date: Aug. 22, 1989 County: Dallas Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm : Allen Bedell Pres/CEO: Scott Fife E VP /C ash/TO : Sheila H. Smith A VP : Misty Freeman A VP : Dusty Rhodes A VP : Jimmy Stell A VP : Mike Trammel Cash and Due From: ...................................1,404 Federal Funds and Repos:........................... 1,220 Investments:............................................... 14,364 Total Loans:................................................ 25,823 Premises and Fixed Assets:.........................1,810 Other Real Estate:.............................................112 Other Assets:................................................ 3,727 Total Assets:............................................... 48,460 Total Trust Assets:.......................................... 748 Deposits:....................................................... 42,104 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................500 Subordinated Debt: ............................................... 0 Total Liabilities:............................................42 ,604 Total Equity Capital and Reserves:............. 5,856 Total Liabilities and Capital:....................... 48 ,460 Number of Shares Outstanding:.................. 8,000 Allen Bedell, Jack Brent, Lynn Dorrough, Scott Fife, Carolyn Jenkins, Gerald Nutt, Ellen Vineyard Directors: Branches in T ow n : One O ther Branches: None Fordyce Bank & Trust Company Fordyce, AR Telephone: 3 5 2 -3 1 0 7 FAX: 3 5 2 -5 2 0 2 Population: 4 ,7 2 9 2 0 0 W. Fourth Street 7 1 7 4 2 -2 2 0 2 Charter Number: 631 Date: Jan. 5, 1931 County: Dallas Trust Department: Yes Bank Holding Company FBT Bancshares, Inc., Fordyce, AR C hm /C EO /Pres: Curtis Hutchins SVP: Suzette Crutchfield S V P /T O : James V . Hulse, Jr. VP: David Sisson VP/Cash: Wanda Smurl Cash and Due From: ....................................2,744 Federal Funds and Repos:........................... 1,800 Investments:............................................... 11,402 Total Loans:................................................ 27,693 Premises and Fixed Assets:......................... 1,617 Other Real Estate:................................................. 0 Other Assets:.................................................... 591 Total Assets:............................................... 45,847 Total Trust Assets:.......................................... 257 Deposits:....................................................... 41,013 Federal Funds and Borrowings:....................... 181 Other Liabilities:.................................................268 Subordinated Debt: ............................................... 0 Total Liabilities:............................................41,462 Total Equity Capital and Reserves:............. 4,385 Total Liabilities and Capital:....................... 45,847 Number of Shares Outstanding:.................. 8,000 Joe D. Barnes, D. J. Barnes, E. C. Benton, Jr., Suzette Crutchfield, J. W . Hearnsberger, James V. Hulse, Jr., Curtis Hutchins, Melvin Jackson, Roy McClain, Thomas E. Sparks, Charles B. Trussell, L. Weems Trussell Directors: Branches in T ow n : Two Other Branches: Rison 60 Arkansas State Bank Department Planters & Merchants Bank Giilett, AR Telephone: 548-2211 FAX: 5 4 8 -2 2 1 3 Population: 88 3 3 2 0 Main P.O. Box 357 7 2 0 5 5 -0 3 5 7 Charter Number: 721 Date: Jan. 13 , 1 9 6 7 County: Arkansas Trust Department: Yes Bank Holding Company Planters & Merchants Bancshares, Inc., Giilett, AR Chm: Keneth Smith CEO/Pres/TO: Larry E. Bauer VP: Lloyd Wallace Cash: Alice Perritt Cash and Due From: ........................................672 Federal Funds and Repos:........................... 1,055 Investments:................................................. 2,624 Total Loans:............................................... 1 5,993 Premises and Fixed Assets:.............................140 Other Real Estate:.............................................103 Other Assets:....................................................409 Total Assets:............................................... 20,996 Total Trust Assets:.......................................... 529 Deposits:........................................................18,355 Federal Funds and Borrowings:............................ 0 Other Liabilities:..................................................155 Subordinated Debt: ................................................0 Total Liabilities:.............................................18,510 Total Equity Capital and Reserves:............. 2,486 Total Liabilities and Capital:....................... 20,996 Number of Shares Outstanding:................ 12,000 Directors: Larry E. Bauer, Johnny Holzhauer, Darrel Nichols, Scott Place, Darrall Richter, Keneth Smith, Bobby Turner, Frank C. Wolfe Branches in Town: None Other Branches: None The Bank of Glenwood Glenwood, AR Telephone: 356-2121 FAX: 356-2211 Population: 1,354 Broadway & Pulliam P.O. Box O 7 1 9 4 3 -0 8 1 3 Charter Number: 398 Date: Dec. 27, 1912 County: Pike Trust Department: No Bank Holding Company Bainum Bancorp, Glenwood, AR Chm: Irvin C. Bainum CEO/Pres: Harold A. Smith Cash: Patricia Owens Cash and Due From:....................................2,361 Federal Funds and Repos:........................... 2,800 Investments:.............................................. 1 5,028 Total Loans:................................................ 37,634 Premises and Fixed Assets:.........................1,311 Other Real Estate:..................................................1 Other Assets:.................................................... 586 Total Assets:............................................... 59,721 Total Trust Assets:...............................................0 Deposits:........................................................53,391 Federal Funds and Borrowings:....................... 366 Other Liabilities:..................................................174 Subordinated Debt: ................................................0 Total Liabilities:.............................................53,931 Total Equity Capital and Reserves:............. 5,790 Total Liabilities and Capital:....................... 59,721 Number of Shares Outstanding:................44 ,000 Directors: Irvin C. Bainum, Mark Bainum, Tim Bainum, Richard Cox, Larry Mitchell, Harold A. Smith, L. J. Warneke Branches in T o w n : None Other Branches: Glenwwod, Mount Ida Eighty-Second Report 61 Bank of Gravett, AR Gravette, AR 211 East Main P.0. Box 160 7 2 7 3 6 -0 1 6 0 Telephone: 7 8 7 -5 2 5 1 FAX: 7 8 7 -6 1 0 2 Population: 1 ,4 1 2 Charter Number: 46 Date: Feb. 28, 1898 County: Benton Trust Department: No Bank Holding Company None CEO/Pres: John R. Meade EVP: David N. Wills VP: Jim Allen Edmonson VP: William R. Meade AVP: Rick Pollreis AVP/Cash: Larry Wilmoth Cash and Due From:....................................3,234 Federal Funds and Repos:........................... 1,940 Investments:............................................... 43,599 Total Loans:................................................ 57,699 Premises and Fixed Assets:......................... 1,220 Other Real Estate:................................................. 0 Other Assets:.................................................1,721 Total Assets:........................................... 109,413 Total Trust Assets:...............................................0 Deposits:....................................................... 94,364 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................698 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 95,062 Total Equity Capital and Reserves:........... 14,351 Total Liabilities and Capital:..................... 109,413 Number of Shares Outstanding:.................. 4,000 Directors: Phillip Chastain, George Cowgur, Albert Dunagin, Jim Allen Edmonson, George Haley, John R. Meade, William R. Meade, David N. Wills Branches in Town: One Other Branches: None Farmers Bank Greenwood, AR 1 25 West Center P.O. Box 6 10 7 2 9 3 6 -0 6 1 0 Telephone: 996-4171 FAX: 9 9 6 -6 7 0 0 Population: 3 ,9 8 4 Charter Number: 243 Date: Aug. 7, 1 907 County: Sebastian Trust Department: Yes Bank Holding Company Wilkinson Banking Corporation, Greenwood, AR Chm: Elizabeth Wilkinson CEO: Stanhope Wilkinson Pres/Cash/TO: Edward Wilkinson VP: Tresa Lowe VP: Danny McCarroll Cash and Due From:.................................... 2,375 Federal Funds and Repos:........................... 3,575 Investments:............................................... 37,664 Total Loans:................................................ 66,371 Premises and Fixed Assets:.........................3,632 Other Real Estate:.............................................252 Other Assets:.................................................1,557 Total Assets:........................................... 11 5,426 Total Trust Assets:.......................................... 982 Deposits:....................................................... 91,400 Federal Funds and Borrowings:................... 2,764 Other Liabilities:.................................................826 Subordinated D ebt:............................................... 0 Total Liabilities:............................................ 94,990 Total Equity Capital and Reserves:...........20,436 Total Liabilities and Capital:....................115,426 Number of Shares Outstanding:.................. 7,500 Directors: Tresa Lowe, Edward Wilkinson, Elizabeth Wilkinson, Norman Wilkinson, Stanhope Wilkinson Branches in T ow n : Two Other Branches: Bonanza, Fort Smith, Hackett, Hartford 62 Arkansas State Bank Department First State Bank of Gurdon Gurdon, AR Telephone: 353-2521 FAX: 3 5 3 -2 3 1 4 Population: 2 ,1 9 9 100 E. Main P.O. Box 4 4 6 7 1 7 4 3 -0 4 4 6 Charter Number: 61 Date: Aug. 4 , 1 9 0 0 County: Clark Trust Department: No Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR Chm: Neil Bennett Jr. CEO: David R. Estes VP/Cash: Linda Bittle VP: Carroll Coston VP: Janet Purifoy AVP: Kaye Stiffler Cash and Due From:..................... ............... 956 Federal Funds and Repos:............. ............... 845 Investments:................................... ......... 13,773 Total Loans:.................................... ......... 12,235 Premises and Fixed Assets:.......... ................ 864 Other Real Estate:.......................... ................ 205 Other Assets:.................................. ............ 1,361 Total Assets:................................... .......... 30,239 Total Trust Assets:........................ ..................... 0 Deposits:................................................ .....26,002 Federal Funds and Borrowings:.......... ............... 0 Other Liabilities:.................................... .......... 151 Subordinated D e b t:.............................. ............... 0 Total Liabilities:..................................... ..... 26,153 Directors: Griffin Total Equity Capital and Reserves:.... ....... 4,086 Total Liabilities and Capital:................ ..... 30,239 Number of Shares Outstanding:......... ..... 38,389 Neil Bennett, Jr., Charles L. Cabe, Jr., David R. Estes, Tracy French, J. L. Branches in Town: None Other Branches: None Farmers Bank Hamburg, AR Telephone: 8 5 3 -5 2 2 2 FAX: 8 5 3 -2 3 3 3 Population: 3 ,0 9 8 2 1 0 N. Main P.O. Box 3 5 0 7 1 6 4 6 -0 3 5 0 Charter Number: 6 8 0 Date: March 10, 1941 County: Ashley Trust Department: No Bank Holding Company None Chm: P. E. Barnes CEO/Pres: Dan Wingard VP: Virginia Bowman VP: Velma J. Farmer Cash: JoAnn Roberts Cash and Due From :.................................... 5,450 Federal Funds and Repos:...............................310 Investments:............................................... 14,161 Total Loans:............................................... 18,536 Premises and Fixed Assets:............................ 806 Other Real Estate:................................................. 0 Other Assets:.................................................... 656 Total Assets:............................................... 39,919 Total Trust Assets:...............................................0 Deposits:........................................................35,719 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 287 Subordinated D e b t:................................................0 Total Liabilities:............................................ 36,006 Total Equity Capital and Reserves:............. 3,913 Total Liabilities and Capital:....................... 39,919 Number of Shares Outstanding:................ 22,260 Directors: P. E. Barnes, Phil Barnes, Joe Foote, William E. Johnson, Jack Shell, John W . Spivey, Nancy Foote Spivey, Dan Wingard, Bobby Witherington Branches in T o w n : None O ther Branches: None Eighty-Second Report 63 Calhoun County Bank Hampton, AR 2 00 Main Street P.0. Box 8 7 1 7 4 4 -0 0 0 8 Telephone: 7 9 8 -2 2 0 7 FAX: 7 9 8 -4 8 3 0 Population: 1 ,5 6 2 Charter Number: 22 0 Date: Oct. 26, 1906 County: Calhoun Trust Department: No Bank Holding Company Harrell Bancshares, Inc., Camden, AR Chm/CEO: Searcy W . Harrell, Jr. Pres: B. Dickson Neal VP: Shirley Jones VP: Mary Johnston VP: Hazel B. Smith Cash: Wanda Welch Cash and Due From: ...................................1,474 Federal Funds and Repos:...............................535 Investments:.............................................. 1 5,1 74 Total Loans:.............................................22,463 Premises and Fixed Assets:.............................131 Other Real Estate:................................................. 0 Other Assets:.................................................... 355 Total Assets:............................................... 40,132 Total Trust Assets:...............................................0 Deposits:....................................................... 34,075 Federal Funds and Borrowings:....................1,565 Other Liabilities:................................................. 190 Subordinated D ebt:............................................... 0 Total Liabilities:............................................ 35,830 Total Equity Capital and Reserves:............. 4,302 Total Liabilities and Capital:....................... 40,132 Number of Shares Outstanding:.................. 4,000 Directors: L. D. Becton, III, Phillip J. Foster, Fay Harrell, Searcy W . Harrell, Jr., B. Dickson Neal, Richard L. Smith, Jannette H. Strickland, D. W . Wells, H. M. Welsh Branches in Town: None Other Branches: None The Bank of Harrisburg Harrisburg, AR Telephone: 5 7 8 -2 4 7 2 FAX: 5 7 8 -2 0 4 9 Population: 1,943 201 East Jackson P.O. Box 17 7 2 4 3 2 -0 0 1 7 Charter Number: 6 20 Date: Dec. 2, 1930 County: Poinsett Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm: Jim Tom Butler CEO/Pres: James Williams VP/Cash: Donald Britnell Cash and Due From: .................................... 1,710 Federal Funds and Repos:........................... 2,800 Investments:..............................................1 3,044 Total Loans:................................................ 28,691 Premises and Fixed Assets:.............................183 Other Real Estate:............................................... 33 Other Assets:.................................................1,191 Total Assets:...............................................47,652 Total Trust Assets:...............................................0 Deposits:....................................................... 41,599 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................567 Subordinated Debt: ............................................... 0 Total Liabilities:............................................42,166 Total Equity Capital and Reserves:............. 5,486 Total Liabilities and Capital:....................... 47,652 Number of Shares Outstanding:.................. 4,000 Directors: Donald Britnell, Connie Butler, Patricia Butler, Jim Tom Butler, Anna Margaret Butler, Paul D. Eaton, Elizabeth B. Eaton, John Henry, James Williams Branches in Tow n : None Other Branches: None 64 Arkansas State Bank Department The Security Bank Harrison, AR 3 03 N. Main P.O. Box 1078 7 2 6 0 2 -1 0 7 8 Telephone: 3 9 1 -8 2 0 0 FAX: 7 4 1 -8 1 0 3 Population: 9 ,9 2 2 Charter Number: 6 4 7 Date: Nov. 2 0 , 1931 County: Boone Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: Jimmy R. Boze Cash: Debbie Murphy Cash and Due From: .................................... 7,662 Federal Funds and Repos:........................... 4,800 Investments:............................................... 23,065 Total Loans:............................................... 79,71 5 Premises and Fixed Assets:......................... 1,863 Other Real Estate:..................................................5 Other Assets:.................................................2,204 Total Assets:............................................11 9,314 Total Trust Assets:............................................... 0 Deposits:.............................................. 108,773 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 762 Subordinated Debt: ................................................0 Total Liabilities:................................... 109,535 Total Equity Capital and Reserves:............. 9,779 Total Liabilities and Capital:..............119,314 Number of Shares Outstanding:........10,000 Directors: Bill Baker, Jimmy R. Boze, Jane E. Christenson, Lynn Dorrough, Jerry P. Maland, Ken Milburn, Jr., Ken Reeves, F. S. Stroope, III Branches in Town: One Other Branches: None Hazen First State Bank Hazen, AR Telephone: 2 5 5 -4 5 6 7 FAX: 255-4271 Population: 1,6 6 8 Front & Chester Streets P.O. Box 78 3 7 2 0 6 4 -0 7 8 3 Charter Number: 7 4 4 Date: May 12, 1983 County: Prairie Trust Department: No Bank Holding Company Carlisle Bancshares, Inc., Little Rock, AR Chm/CEO/Pres: Daniel C. Horton EVP: Tony Lambert SVP/Cash: Nancy Kocourek Cash and Due From:................................... 1,1 29 Federal Funds and Repos:...................................0 Investments:..................................................8,244 Total Loans:.................................................10,214 Premises and Fixed Assets:.................................. 158 Other Real Estate:..................................................0 Other Assets:.................................................... 421 Total Assets:.............................................. 20,166 Total Trust Assets:............................................... 0 Deposits:.......................................................1 7,276 Federal Funds and Borrowings:....................... 556 Other Liabilities:..................................................119 Subordinated Debt: ................................................0 Total Liabilities:........................................... 1 7,951 Directors: Total Equity Capital and Reserves:............. 2,215 Total Liabilities and Capital:....................... 20,166 Number of Shares Outstanding:................ 19,935 Tommy Hillman, Daniel C. Horton, Barry L. McKuin, Robert Petter, Sr. Branches in Town: None Other Branches: Biscoe Eighty-Second Report 65 The Cleburne County Bank Heber Springs, AR Telephone: 3 6 2 -2 4 5 6 FAX: 3 6 2 -4 5 5 4 Population: 5,628 8 06 W . Main P.O. Box 1560 7 2 5 4 3 -1 5 6 0 Charter Number: 626 Date: Dec. 16, 1930 County: Cleburne Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm : Jim Tom Butler CEO: Paul D. Eaton Pres: R. Dale Miller EVP/Cash: Peggy Smith VP: Treva Jean Hipp VP: Mary Holland VP: Julie Turney Cash and Due From:..................... ............ 3,317 Federal Funds and Repos:............ ............ 2,140 Investments:................................... ..........63,385 Total Loans:.................................... ..........51,794 Premises and Fixed Assets:.......... ................ 779 Other Real Estate:.......................... .................. 50 Other Assets:.................................. ............ 1,851 Total Assets:................................... ....... 123,316 Total Trust Assets:........................ ..................... 0 Deposits:............................................... ....1 0 9 ,3 6 4 Federal Funds and Borrowings:......... ............ 124 Other Liabilities:.................................. ............ 689 Subordinated Debt: ............................ ................. 0 Total Liabilities:.................................... .... 110,177 Total Equity Capital and Reserves: ... ...... 13,139 Total Liabilities and Capital:............... ....12 3,316 Number of Shares Outstanding:....... .........1,200 Directors: Walter Aldridge, Connie Butler, Patricia Butler, Anna Margaret Butler, Jim Tom Butler, Paul D. Eaton, Beth Eaton, John Henry, Jerome Johnson, Ricky Johnson, Richie Lee, L. E. Roberts, Jr., Wetzel Stark Branches in Town: Two Other Branches: Concord, Greers Ferry Greers Ferry Lake State Bank Heber Springs, AR Telephone: 3 6 2 -5 8 8 3 FAX: 3 6 2 -0 8 2 0 Population: 5 ,6 2 8 1230 Highway 25B No. P. O. Box 970 7 2 5 4 3 -3 0 1 8 Charter Number: 755 Date: July 26, 1991 County: Cleburne Trust Department: No Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres: Jim S. Gowen, Sr. EVP: Gary Yow VP: Wendell Cassell VP: Carla Stiger Cash: Patricia Davis Cash and Due From: ...................................1,238 Federal Funds and Repos:....................................0 Investments:............................................... 21,161 Total Loans:............................................... 1 3,111 Premises and Fixed Assets:............................ 873 Other Real Estate:................................................. 0 Other Assets:.................................................... 666 Total Assets:............................................... 37,049 Total Trust Assets:...............................................0 Deposits:....................................................... 33,300 Federal Funds and Borrowings:......................... 55 Other Liabilities:................................................. 197 Subordinated Debt: ............................................... 0 Total Liabilities:............................................ 33,552 Total Equity Capital and Reserves:............. 3,497 Total Liabilities and Capital:....................... 37,049 Number of Shares Outstanding:................60,000 Directors: Morris Bowman, Jim S. Gowen, Sr., Troy A. Gray, Robert Harvey, Gerald A. Saracini Branches in T ow n : None O ther Branches: Clinton 66 Arkansas State Bank Department Heber Springs State Bank Heber Springs, AR Telephone: 362-5821 FAX: 362-7491 Population: 5 ,6 2 8 Second and Main Streets P.O. Box 1 030 7 2 5 4 3 -0 0 3 0 Charter Number: 735 Date: May 7, 1977 County: Cleburne Member of Federal Reserve System Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Harry L. Hastings, Jr. CEO/Pres: Bill G. Lynch SVP: Jack Barber COO/Cash: Janice Parrott VP: Cathy Cox Cash and Due From:.................................... 3,022 Federal Funds and Repos:............................... 740 Investments:.............................................. 19,858 Total Loans:.................................................36,644 Premises and Fixed Assets:......................... 1,125 Other Real Estate:............................................... 71 Other Assets:.................................................... 858 Total Assets:............................................... 62,318 Total Trust Assets:............................................... 0 Deposits:........................................................56,640 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 356 Subordinated D e b t:................................................0 Total Liabilities:............................................ 56,996 Directors: Total Equity Capital and Reserves:............. 5,322 Total Liabilities and Capital:....................... 62,318 Number of Shares Outstanding:...............1 7,656 Harry L. Hastings, Jr., Horace Jewell, Bill G. Lynch, Catherine H. Owen Branches in Town: None Other Branches: Fairfield Bay, Greers Ferry, Quitman Bank of Holly Grove Holly Grove, AR Telephone: 462-3331 FAX: 4 6 2 -3 9 9 2 Population: 675 51 0 Dr. Herd E Stone Street P.O. Box 4 1 9 7 2 0 6 9 -0 4 1 9 Charter Number: 118 Date: May 12, 1903 County: Monroe Trust Department: No Bank Holding Company Holly Grove Bancshares, Inc., Holly Grove, AR Chm: Herd E. Stone, Jr. CEO/Pres: William R. Reynolds SVP/Cash: Jean M. Kirkpatrick Cash and Due From:.................................... 1,074 Federal Funds and Repos:....................................0 Investments:..................................................7,053 Total Loans:............................................... 1 6,430 Premises and Fixed Assets:...............................98 Other Real Estate:................................................. 0 Other Assets:.................................................... 526 Total Assets:............................................... 25,181 Total Trust Assets:...............................................0 Deposits:........................................................21,339 Federal Funds and Borrowings:............................ 0 Other Liabilities:................................................. 238 Subordinated Debt: ................................................0 Total Liabilities:............................................ 21,577 Total Equity Capital and Reserves:............. 3,604 Total Liabilities and Capital:....................... 25,181 Number of Shares Outstanding:.................. 2,400 Directors: Ruth T. Dearing, Donald R. Dearing, Jean M. Kirkpatrick, R. H. Mayo, William R. Reynolds, Herd E. Stone, Jr. Branches in T o w n : None O ther Branches: None 67 Eighty-Second Report Horatio State Bank Horatio, AR 100 Main Street P.O. Box 347 7 1 8 4 2 -0 3 4 7 Telephone: 8 3 2 -2 5 0 1 FAX: 8 3 2 -2 5 7 7 Population: 7 9 3 Charter Number: 179 Date: May 1 5 ,1 9 0 5 County: Sevier Trust Department: No Bank Holding Company Pioneer Bancshares, Inc. of Horatio, Arkansas, Horatio, AR Chm/CEO/Pres: C. E. Hendrix, Jr. SVP: Carl E. Hendrix, III SVP: Edith H. Smith EVP/Cash: Wilburn Smith Cash and Due From:................................. 7,466 Federal Funds and Repos:......................... 1,235 Investments:.............................................. 8,241 Total Loans:.............................................22,349 Premises and Fixed Assets:.......................... 320 Other Real Estate:..............................................9 Other Assets:................................................ 462 Total Assets:............................................40,082 Total Trust Assets:........................................... 0 Deposits:................................................... 35,456 Federal Funds and Borrowings:..........................0 Other Liabilities:..............................................155 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 35,611 Total Equity Capital and Reserves:............ 4,471 Total Liabilities and Capital:..................... 40,082 Number of Shares Outstanding:.................2,000 Directors: Margaret S. Griffin, Carl E. Hendrix, III, C. E. Hendrix, Jr., Lilia S. Hendrix, Loy Poag, Edith H. Smith, Wilburn Smith, Todd B. Trimble Branches in Town: None Other Branches: None Arkansas Bank and Trust Company Hot Springs, AR Telephone: 624-4611 FAX: 6 2 4 -4 6 1 9 Population: 3 2 ,4 6 2 8 3 5 Central Avenue P.O. Box 5 6 4 0 7 1 9 0 2 -5 6 4 0 Charter Number: 232 Date: April 18, 1907 County: Garland Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: W . Darrell Meyer EVP: Ralph E. White SVP/Cash: Debert Graves Cash and Due From:.............................. 15,267 Federal Funds and Repos:......................... 2,000 Investments:............................................82,719 Total Loans:...........................................290,131 Premises and Fixed Assets:.......................7,858 Other Real Estate:..........................................165 Other Assets:............................................. 7,244 Total Assets:......................................... 405,384 Total Trust Assets:............................................0 Deposits:................................................. 363,778 Federal Funds and Borrowings:..........................0 Other Liabilities:.......................................... 4,787 Subordinated Debt:............................................ 0 Total Liabilities:.......................................368,565 Total Equity Capital and Reserves:.......... 36,819 Total Liabilities and Capital:................... 405,384 Number of Shares Outstanding:............... 10,000 Directors: Ray L. Cash, Peggy Clark, Hiram W . Cooper, Courtney C. Crouch, Jr., Cecil W . Cupp, Jr., Cecil W . Cupp, III, Gerald H. Fisher, Edwin P. Henry, Todd Hickingbotham, Robert W . Kleinhenz, W . Darrell Meyer, Roy L. Murphy, Jack C. Porter, Jim Randall, Brooks T. Rice, John D. Selig, Gary Thorson, Ralph E. White Branches in T o w n : Six O ther Branches: Hot Springs Village (2) 68 Arkansas State Bank Department First State Bank Huntsville, AR Highway 4 1 2 West P. 0 . Box 667 7 2 7 4 0 -0 6 6 7 Telephone: 7 3 8 -2 1 4 7 FAX: 7 3 8 -1 2 5 5 Population: 1,605 Charter Number: 7 5 6 Date: July 2 6 , 1991 County: Madison Trust Department: Yes Bank Holding Company BTS Bancshares, Inc., Huntsville, AR Chm: Sam Mathias CEO/Pres: Tom Mathias VP: Bessie Mathias Cash: Paul Mathias Cash and Due From:..................................... 521 Federal Funds and Repos:.............................900 Investments:.............................................. 6,923 Total Loans:............................................. 12,944 Premises and Fixed Assets:.......................... 393 Other Real Estate:.............................................. 0 Other Assets:.................................................361 Total Assets:............................................ 22,042 Total Trust Assets:............................................0 Deposits:....................................................20,003 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 112 Subordinated Debt:.............................................0 Total Liabilities:........................................ 20,11 5 Directors: Thompson David Harwood, Branches in Town: None Total Equity Capital and Reserves:.............1,927 Total Liabilities and Capital:......................22,042 Number of Shares Outstanding:............... 13,000 Bessie Mathias, Tom Mathias, Sam Mathias, Phil Other Branches: None Peoples Bank Imboden, AR Telephone: 869-2291 FAX: 8 6 9 -2 1 7 9 Population: 616 Hwy. 63 W. P.O. Box 8 5 0 7 2 4 3 4 -0 8 5 0 Charter Number: 72 7 Date: Oct. 12, 1972 County: Lawrence Trust Department: No Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Chm: Charles F. Luter CEO/Pres: Preston L. Clark Cash: Sandra McCormic Cash and Due From:................................. 2,227 Federal Funds and Repos:..........................1,085 Investments:.............................................. 6,723 Total Loans:............................................. 27,622 Premises and Fixed Assets:.......................... 685 Other Real Estate:............................................61 Other Assets:................................................ 481 Total Assets:............................................ 38,884 Total Trust Assets:............................................0 Deposits:....................................................35,095 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 183 Subordinated Debt:.............................................0 Total Liabilities:......................................... 35,278 Total Equity Capital and Reserves:.............3,606 Total Liabilities and Capital:......................38,884 Number of Shares Outstanding:................. 6,600 Directors: Preston L. Clark, Bob J. Downing, Jerry R. Foley, Charles F. Luter, Dan H. M atthews Branches in T o w n : None O ther Branches: Hoxie, Strawberry 69 Eighty-Second Report First Jacksonville Bank and Trust Jacksonville, AR Telephone: 982-4511 FAX: 9 8 2 -5 7 6 9 Population: 29,101 6 0 0 W . Main P. O. Box 8 2 7 7 2 0 7 6 -0 8 2 7 Charter Number: 701 Date: Aug. 2, 1949 County: Pulaski Trust Department: Yes Bank Holding Company First Arkansas Bancshares, Inc., Jacksonville, AR Chm: Kenneth Pat Wilson CEO/Pres: Larry T. Wilson EVP: Ken Southern TO: John McNee Cash: Mary Verser Cash and Due From:................................. 8,526 Federal Funds and Repos:.............................300 Investments:............................................60,809 Total Loans:............................................. 78,392 Premises and Fixed Assets:....................... 5,676 Other Real Estate:..............................................0 Other Assets:............................................. 3,602 Total Assets:..........................................157,305 Total Trust Assets:................................. 58,369 Deposits:................................................. 135,776 Federal Funds and Borrowings:..........................0 Other Liabilities:.......................................... 1,270 Subordinated Debt:............................................ 0 Total Liabilities:....................................... 137,046 Total Equity Capital and Reserves:.......... 20,259 Total Liabilities and Capital:................... 157,305 Number of Shares Outstanding:............ 200,000 Directors: Harry Dougherty, Bart Gray, Jr., Alton Higginbotham, Melda Rice, Kathy Roberts, Kenneth Pat Wilson, Larry T. Wilson, Mike Wilson, T. H. Wortham Branches in Town: Four Other Branches: Cabot, Gravel Ridge Bank of the Ozarks, nwa Jasper, AR Telephone: 4 4 6 -2 2 6 5 FAX: 4 4 6 -2 3 1 0 Population: 332 Church and Stone Streets P. O. Box 4 3 7 7 2 6 4 1 -0 4 3 7 Charter Number: 121 Date: March 24, 1903 County: Newton Trust Department: No Bank Holding Company Ozark Bankshares, Inc., Little Rock, AR Chm/CEO: George G. Gleason, II Pres: Danny R. Criner SVP/Cash: George Landrum VP: Inas Moseley VP: Joe Willis VP: William W itty Cash and Due From:..................................1,848 Federal Funds and Repos:......................... 1,125 Investments:............................................ 11,492 Total Loans:............................................. 54,939 Premises and Fixed Assets:....................... 1,908 Other Real Estate:..............................................0 Other Assets:.........................................1,217 Total Assets:.........................................72,529 Total Trust Assets:............................................0 Deposits:................................................... 65,146 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 445 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 65,591 Total Equity Capital and Reserves:............ 6,938 Total Liabilities and Capital:......................72,529 Number of Shares Outstanding:................. 2,340 Directors: Danny R. Criner, Linda D. Gleason, George G. Gleason, II, George Landrum, Paul E. Moore, Mark D. Ross Branches in T o w n : None O ther Branches: Harrison, Marshall, Western Grove 70 Arkansas State Bank Department The Arkansas Bank Jonesboro, AR 51 5 W est Washington P. O. Box 1617 7 2 4 0 3 -1 6 1 7 Telephone: 932-2131 FAX: 9 3 1 -2 1 7 5 Population: 4 6 ,5 3 5 Charter Number: 1 5 0 Date: Feb. 13, 1 9 0 4 County: Craighead Trust Department: Yes Bank Holding Company Arkansas Banking Company, Jonesboro, AR Chm: Steve Cox VChm/CEO: G. L. Lieblong Pres: Larry Worsham EVP/COO: Gary Childers VP/Cash: Larry Hurst TO: Barry LaFarlette Cash and Due From:................................. 4,008 Federal Funds and Repos:................................. 0 Investments:............................................ 28,709 Total Loans:............................................. 91,926 Premises and Fixed Assets:....................... 3,692 Other Real Estate:........................................... 17 Other Assets:............................................. 3,401 Total Assets:.......................................... 131,753 Total Trust Assets:....................................... 818 Deposits:...........................................113,184 Federal Funds and Borrowings:.................. 6,435 Other Liabilities:.............................................. 828 Subordinated Debt:.............................................0 Total Liabilities:.................................120,447 Total Equity Capital and Reserves:.. 11,306 Total Liabilities and Capital:............. 131,753 Number of Shares Outstanding:................. 1,000 Directors: Gary Childers, Steve Cox, Virginia Cox, Dalton A. Farmer, Jr., Jim Grisham, G. L. Lieblong, Sloan Rainwater, Weldon Rainwater, William I. Rainwater, Jr., William I. Rainwater, Sr., Rick Rorex, J. A. Tomlinson, Larry Worsham Branches in Town: Three Other Branches: Newport, Paragould, Piggott Boatmen's Bank of Northeast Arkansas Jonesboro, AR Telephone: 9 3 2 -9 3 0 0 FAX: 9 3 3 -4 3 3 4 Population: 4 6 ,5 3 5 Main & Washington Streets P .O .B o x 1 8 0 0 7 2 4 0 3 -1 8 0 0 Charter Number: 4 8 8 Date: July 25, 1919 County: Craighead Trust Department: Yes Bank Holding Company Boatmen's Arkansas, Inc., Little Rock, AR Chm/CEO/Pres: Frank Oldham, Jr., EVP: Dave Young VP: Terri Brown Cash and Due From:.............................. 16,1 58 Federal Funds and Repos:................................. 0 Investments:........................................ ...87,029 Total Loans:........................................... 143,312 Premises and Fixed Assets:....................... 4,580 Other Real Estate:.............................................. 0 Other Assets:...........................................22,582 Total Assets:..........................................273,661 Total Trust Assets:............................................0 Deposits:..................................................210,561 Federal Funds and Borrowings:................ 14,956 Other Liabilities:.......................................... 4,791 Subordinated Debt:.............................................0 Total Liabilities:....................................... 230,308 Total Equity Capital and Reserves:.......... 43,353 Total Liabilities and Capital:....................273,661 Number of Shares Outstanding:.............217,000 Directors: Sandra Burns, David Clines, Larry Duke, Charlotte Eddington, Mike Gott, Ray Hall, Jr., Fred Huggins, Oscar Melton, Jr., Frank Oldham, Jr., W . R. Roberts, Donald Timms, Charles Wilson, G. D. Wisdom Branches in T o w n : Three O ther Branches: Lake City, Walnut Ridge Eighty-Second Report 71 First Bank of Arkansas Jonesboro, AR 2 4 0 0 East Highland Drive P .0. Box 7 5 0 0 72403 Telephone: 9 3 1 -1 0 0 0 FAX: 9 3 1 -0 0 5 5 Population: 4 6 ,5 3 5 Charter Number: 717 Date: Oct. 29, 1962 County: Craighead Member of Federal Reserve System Trust Department: Yes Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm/CEO: Wallace W . Fowler Pres/COO: Mark Fowler CFO: Lloyd McCracken, Jr. SVP/TO: Aubrey Avants SVP: Louis Intres EVP: Jim Yarbrough Cash and Due From:................................. 8,787 Federal Funds and Repos:................................. 0 Investments:............................................61,144 Total Loans:...........................................297,480 Premises and Fixed Assets:..................... 10,165 Other Real Estate:..............................................0 Other Assets:............................................. 6,021 Total Assets:..........................................383,597 Total Trust Assets:..................................51,077 Deposits:................................................. 330,615 Federal Funds and Borrowings:................ 16,457 Other Liabilities:.......................................... 4,308 Subordinated Debt:............................................ 0 Total Liabilities:.......................................351,380 Total Equity Capital and Reserves:.......... 32,217 Total Liabilities and Capital:................... 383,597 Number of Shares Outstanding:............... 10,000 Directors: Wayne F. Baker, Claud Cash, Jama Fowler, Mark Fowler, Wallace W . Fowler, Raymond Heern, Al Heringer, Sam W . Hummelstein, Phil Jones, Phyllis Lamberth, Lloyd McCracken, Jr., Gene Vance, William C. Young, Jr. Branches in Town: Three Other Branches: Harrisburg, Trumann (2) Simmons First Bank of Jonesboro Jonesboro, AR Telephone: 9 3 3 -8 0 0 0 FAX: 9 3 3 -2 0 0 8 Population: 4 6 ,5 3 5 1 7 2 0 S. Caraway Road P. O. Box 172 0 7 2 4 0 3 -1 7 2 0 Charter Number: 7 3 4 Date: Dec. 22, 1976 County: Craighead Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR Chm: Donald W . Stone CEO/Pres: Ronald B. Jackson EVP/Cash: Barry K. Ledbetter Cash and Due From:................................. 3,196 Federal Funds and Repos:.............................760 Investments:............................................22,898 Total Loans:............................................. 67,973 Premises and Fixed Assets:....................... 1,110 Other Real Estate:............................................35 Other Assets:............................................. 1,629 Total Assets:............................................ 97,601 Total Trust Assets:............................................0 Deposits:................................................... 88,467 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 866 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 89,333 Total Equity Capital and Reserves:............ 8,268 Total Liabilities and Capital:......................97,601 Number of Shares Outstanding:........... 175,000 Directors: Dennis Abell, Ava Duke, Ronald B. Jackson, J. Thomas May, Scott Mixon, David Pyle, Jim Scurlock, Berl A. Smith, Donald W . Stone, Gene Thomason, J. C. Vaughn, Jr., Don Vollman, Mark Wimpy Branches in T o w n : Two O ther Branches: None 72 Arkansas State Bank Department Union Planters Bank of Northeast Arkansas Jonesboro, AR 3 0 0 S. Church P. 0 . Box 6 0 1 8 7 2 4 0 3 -6 0 1 8 Telephone: 935-5521 FAX: 935-8311 Population: 4 6 ,5 3 5 Charter Number: 6 48 Date: Jan. 7, 1932 County: Craighead Trust Department: Yes Bank Holding Company Union Planters Bancshares, Inc., Jonesboro, AR CEO/Pres: John C. Freeman EVP: Joe Turney SVP/TO: Craig Boone SVP: Sherry S. Gray SVP: Steve Purtee Cash and Due From:............................... 24,098 Federal Funds and Repos:................................. 0 Investments:.......................................... 110,319 Total Loans:...........................................449,811 Premises and Fixed Assets:..................... 12,726 Other Real Estate:..........................................500 Other Assets:...........................................22,994 Total Assets:..........................................620,448 Total Trust Assets:................................. 69,829 Deposits:................................................. 530,526 Federal Funds and Borrowings:................ 25,174 Other Liabilities:.......................................... 4,850 Subordinated Debt:............................................ 0 Total Liabilities:....................................... 560,550 Total Equity Capital and Reserves:.......... 59,898 Total Liabilities and Capital:................... 620,448 Number of Shares Outstanding:.............100,000 Directors: Marystel Appleton, Roy Cooper, Barry Deacon, Glenn Dickson, William B. Fisher, Danny Ford, John C. Freeman, Lynn Greene, Shirley Haigwood, Phillip Hout, Kevin King, J. C. Mahon, Donald Purcell, Eugene Smith, M. G. (Mabe) Spurlock, Douglas Wood, Herbert D. Ziegenhorn Branches in Town: Five Other Branches: Bono, Brookland, Hardy (2), Mammoth Spring, Marmaduke, Newport (2), Paragould (3), Pocahontas, Rector, Sidney, Weiner (2) First Bank of South Arkansas Junction City, AR Telephone: 9 2 4 -4 5 5 2 FAX: 9 2 4 -5 6 7 0 Population: 6 7 4 115 North Main P.O. Box 9 0 0 7 1 7 4 9 -0 9 0 0 Charter Number: 6 6 0 Date: Aug. 28, 1933 County: Union Trust Department: No Bank Holding Company Harrell Bancshares, Inc., Camden, AR Chm/CEO: Searcy W . Harrell, Jr. Pres: John F. Marsh Cash: Barbara Daniels Cash and Due From:................................. 2,227 Federal Funds and Repos:................................. 0 Investments:............................................ 10,013 Total Loans:............................................. 33,551 Premises and Fixed Assets:....................... 1,313 Other Real Estate:.............................................. 0 Other Assets:............................................. 1,979 Total Assets:............................................49,083 Total Trust Assets:............................................0 Deposits:....................................................40,877 Federal Funds and Borrowings:.................. 1,809 Other Liabilities:..............................................359 Subordinated Debt:.............................................0 Total Liabilities:......................................... 43,045 Total Equity Capital and Reserves:............ 6,038 Total Liabilities and Capital:......................49,083 Number of Shares Outstanding:...............30,000 Directors: Harold W . Campbell, Phillip J. Foster, Alvin Green, Searcy W . Harrell, Jr., Paul E. Lindsey, John F. Marsh, Richard Mosley, John David Neeley Branches in T o w n : None O ther Branches: Camden Eighty-Second Report 73 Pine State Bank Kingsland, AR First Street P. 0 . Box 85 7 1 6 5 2 -0 0 8 5 Telephone: 3 4 8 -5 6 5 7 FAX: 3 4 8 -1 0 0 2 Population: 3 9 5 Charter Number: 165 Date: Aug. 22, 190 4 County: Cleveland Trust Department: No Bank Holding Company Pine State Bancshares, Inc., Kingsland, AR Chm/CEO/Pres: M . Don Smith Cash: Diane Grice Cash and Due From:..................................... 517 Federal Funds and Repos:.............................630 Investments:.............................................. 1,909 Total Loans:............................................... 8,753 Premises and Fixed Assets:.......................... 324 Other Real Estate:.............................................. 0 Other Assets:.................................................194 Total Assets:............................................ 12,327 Total Trust Assets:............................................0 Deposits:.................................................. 11,215 Federal Funds and Borrowings:.......................... 0 Other Liabilities:..............................................151 Subordinated Debt:............................................ 0 Total Liabilities:........................................ 11,366 Directors: Total Equity Capital and Reserves:................961 Total Liabilities and Capital:......................12,327 Number of Shares Outstanding:.................3,060 James Searcy, M . Don Smith, John Trucks Branches in Town: None Other Branches: New Edinburg, Rison Madison Bank and Trust Kingston, AR Telephone: 6 6 5 -2 8 2 5 FAX: 6 6 5 -2 1 7 5 Population: 206 101 Public Square P. 0 . Box 39 7 2 7 4 2 -0 0 3 9 Charter Number: 3 38 Date: April 7, 1911 County: Madison Trust Department: Yes Bank Holding Company Madison Corporation, Little Rock, AR Chm/CEO: Roland Willshire Pres: Gary Bunch VP/Cash: Jeanine Williams VP/TO: Lori McConnell VP/Sec: Blenda Howard Cash and Due From:.....................................657 Federal Funds and Repos:................................. 0 Investments:.............................................. 4,220 Total Loans:............................................. 14,722 Premises and Fixed Assets:.......................... 547 Other Real Estate:............................................ 10 Other Assets:................................................ 382 Total Assets:............................................20,538 Total Trust Assets:.................................... 1,772 Deposits:....................................................18,862 Federal Funds and Borrowings:..........................0 Other Liabilities:..............................................112 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 18,974 Total Equity Capital and Reserves:.............1,564 Total Liabilities and Capital:......................20,538 Number of Shares Outstanding:.................... 800 Directors: Sumner Brashears, Gary Bunch, Howard Cain, Jr., Gary Easterling, Dana Samples, Joe Shrum, Roland Willshire Branches in T o w n : None O ther Branches: Huntsville 74 Arkansas State Bank Department The Bank of Lake Village Lake Village, AR Telephone: 265-2241 FAX: 2 6 5 -2 1 2 5 Population: 2,791 201 Main Street P. O. Box 7 27 7 1 6 5 3 -0 7 2 7 Charter Number: 675 Date: Oct. 14, 1937 County: Chicot Trust Department: No Bank Holding Company Southeast Arkansas Bank Corporation, Lake Village, AR Chm: Charles H. Weissinger, Jr. VChm: Ned Mazzant CEO/Pres: Terence J. Alpe SVP/Sec: Kenneth D. Vandervort Cash: Jakie J. Gibson Cash and Due From:..................................2,468 Federal Funds and Repos:................................. 0 Investments:............................................ 16,786 Total Loans:............................................. 31,024 Premises and Fixed Assets:....................... 2,005 Other Real Estate:............................................60 Other Assets:................................................ 977 Total Assets:............................................ 53,320 Total Trust Assets:............................................0 Deposits:....................................................42,624 Federal Funds and Borrowings:.................. 3,517 Other Liabilities:.............................................. 279 Subordinated Debt:.............................................0 Total Liabilities:......................................... 46,420 Total Equity Capital and Reserves:.............6,900 Total Liabilities and Capital:......................53,320 Number of Shares Outstanding:...............60,000 Directors: Terence J. Alpe, Sam E. Angel, Wiliam W . Bunker, J. P. Burge, Hermon Carlton, David F. Gillison, Jr., David F. Gillison, Sr., Marvin D. Loyd, DDS, Ned Mazzanti, Joseph J. Pieroni, Kenneth D. Vandervort, Guy, Charles H. Weissinger, Jr., Mattingly Weissinger Branches in Town: One Other Branches: None Simmons First Bank of Lake Village Lake Village, AR Telephone: 2 6 5 -5 3 6 6 FAX: 2 6 5 -5 5 5 8 Population: 2,791 41 7 Main Street P. O. Box 271 716 5 3 -0 2 7 1 Charter Number: 7 16 Date: June 12, 1962 County: Chicot Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR Chm/CEO: Ben V . Floriani Pres: Freddie G. Black VP/Cash: Mike S. Cashion VP: Linda S. Moreland Cash and Due From:..................................1,938 Federal Funds and Repos:................................. 0 Investments:........................................... 12,349 Total Loans:............................................. 19,839 Premises and Fixed Assets:.......................... 234 Other Real Estate:.............................................. 1 Other Assets:.................................................768 Total Assets:............................................ 35,129 Total Trust Assets:............................................0 Deposits:....................................................30,748 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 256 Subordinated Debt:.............................................0 Total Liabilities:......................................... 31,004 Total Equity Capital and Reserves:............ 4,125 Total Liabilities and Capital:......................35,129 Number of Shares Outstanding:............... 12,500 Directors: W . E. Ayres, Freddie G. Black, Robert G Bridewell, Mike S. Cashion, Ben V. Floriani, James W . Haddock, Craig Hunt, Cullen Livingston, Geno Mazzanti, Richard L. Pratt, Beverly M . Rowe, Jerry Selby, Joe Dan Yee Branches in T o w n : None O ther Branches: None Eighty-Second Report 75 River Valley Bank & Trust Lavaca, AR Telephone: 4 5 2 -7 9 0 6 FAX: 4 5 2 -7 9 7 8 Population: 1,2 5 3 Main Street P. 0 . Box 110 7 2 9 4 1 -0 1 1 0 Charter Number: 30 8 Date: May 5, 191 0 County: Sebastian Member of Federal Reserve System Trust Department: Yes Bank Holding Company Sebastian Bankshares, Inc., Barling, AR Chm: Ronald H. Udouj CEO/Pres: Danny Williams SVP: Paulette Chronister SVP: Michael Fisher SVP: Rick Haggard CFO/VP: Sallie Jerry Cash and Due From:..................................1,825 Federal Funds and Repos:......................... 4,405 Investments:............................................ 19,958 Total Loans:.............................................48,556 Premises and Fixed Assets:....................... 2,707 Other Real Estate:......................................... 362 Other Assets:............................................. 1,280 Total Assets:............................................79,093 Total Trust Assets:............................................0 Deposits:................................................... 70,183 Federal Funds and Borrowings:.......................... 0 Other Liabilities:..............................................555 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 70,738 Total Equity Capital and Reserves:............ 8,355 Total Liabilities and Capital:......................79,093 Number of Shares Outstanding:...............20,849 Directors: Leo Anhalt, Gene E. Bruick, Dewayne Glidewell, Rayburn L. Green, James H. Shields, III, Ronald H. Udouj, Danny Williams, Henry Withers Branches in Town: None Other Branches: Barling, Charleston, Van Buren Buffalo Island Bank Leachville, AR Telephone: 5 3 9 -6 3 5 4 FAX: 5 3 9 -2 2 1 3 Population: 1,743 110 N. Main P. O. Box 140 7 2 4 3 8 -0 1 4 0 Charter Number: 703 Date: Jan. 23, 1951 County: Mississippi Trust Department: No Bank Holding Company Buffalo Island Bancshares, Inc., Leachville, AR Chm/CEO: Larry Grisham Pres/COO: Steve May VP/Cash: Diane Davis VP: John Field VP: Rusty Thompson AVP: Eric Branscum Cash and Due From:..................................1,504 Federal Funds and Repos:................................. 0 Investments:.............................................. 9,776 Total Loans:............................................. 30,602 Premises and Fixed Assets:.......................... 742 Other Real Estate:..............................................0 Other Assets:................................................ 877 Total Assets:............................................43,501 Total Trust Assets:............................................0 Deposits:................................................... 37,561 Federal Funds and Borrowings:.................. 1,512 Other Liabilities:..............................................559 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 39,632 Directors: Total Equity Capital and Reserves:............ 3,869 Total Liabilities and Capital:..................... 43,501 Number of Shares Outstanding:...............10,000 Larry Grisham, Steve May, Leon Swihart Branches in T ow n : None O ther Branches: Caraway, Monette 76 Arkansas State Bank Department Little River Bank Lepanto, AR Telephone: 4 7 5 -2 3 0 6 FAX: 4 7 5 -3 0 7 0 Population: 2 ,0 3 3 2 02 Greenwood P. 0 . Box 3 4 0 7 2 3 5 4 -0 3 4 0 Charter Number: 4 9 8 Date: Nov. 2 1 , 1 9 1 9 County: Poinsett Trust Department: Yes Bank Holding Company None CEO/Pres: Grady Watkins, Jr. SVP/Cash: Blanche Nash VP: Lois Criddle VP: Billy Lee Powell VP: Ara Sharp TO: Henry Watkins Cash and Due From:..................................1,492 Federal Funds and Repos:................................. 0 Investments:............................................ 14,963 Total Loans:............................................. 14,036 Premises and Fixed Assets:.......................... 283 Other Real Estate:.............................................. 0 Other Assets:................................................ 629 Total Assets:............................................ 31,403 Total Trust Assets:.................................... 1,066 Deposits:....................................................24,125 Federal Funds and Borrowings:......................867 Other Liabilities:.............................................. 254 Subordinated Debt:.............................................0 Total Liabilities:......................................... 25,246 Total Equity Capital and Reserves:............ 6,157 Total Liabilities and Capital:......................31,403 Number of Shares Outstanding:............... 10,000 Directors: Julanne P. Ingram, W . K. Ingram, Jr., Junaway Payne, Ben Perry, Dannal Perry, Ernest B. Portis, Juliet J. Portis, Danette P. Watkins, Grady W atkins, Jr., Henry Watkins Branches in Town: None Other Branches: None Peoples Bank & Loan Co. Lewisville, AR Telephone: 9 2 1 -4 2 4 4 FAX: 9 2 1 -4 3 3 6 Population: 1 ,4 2 4 3 05 Spruce P .O .B o x 1 1 0 0 7 1 8 4 5 -1 1 0 0 Charter Number: 3 47 Date: Aug. 25, 1911 County: Lafayette Member of Federal Reserve System Trust Department: No Bank Holding Company The Citizens National Bancshares, Inc., Hope, AR Chm: Phil Alford, Jr. CEO/Pres: Charles Black VP/Cash: Venora Hooper VP: Danny Wilcox Cash and Due From:..................................1,344 Federal Funds and Repos:.............................585 Investments:............................................ 14,470 Total Loans:............................................. 12,755 Premises and Fixed Assets:.......................... 653 Other Real Estate:.............................................. 0 Other Assets:............................................. 1,203 Total Assets:............................................ 31,010 Total Trust Assets:............................................0 Deposits:....................................................26,827 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 145 Subordinated Debt:.............................................0 Total Liabilities:..........................................26,972 Total Equity Capital and Reserves:............ 4,038 Total Liabilities and Capital:......................31,010 Number of Shares Outstanding:................. 4,000 Directors: Phil Alford, Jr., Charles Black, Richard B. Burton, O. M. Covington, John R. Graves, Dennis Ramsey, Christine Triplett, Wilma Willbanks Branches in T o w n : None O ther Branches: None Eighty-Second Report 77 Bank of Lincoln Lincoln, AR West Side Square P. 0 . Box 98 7 2 7 4 4 -0 0 9 8 Telephone: 8 2 4 -3 2 3 2 FAX: 8 2 4 -5 7 0 3 Population: 1 ,4 6 0 Charter Number: 119 Date: March 19, 1903 County: Washington Trust Department: No Bank Holding Company Lincoln Bankshares, Inc., Lincoln, AR Chm/CEO/Pres: Loyd R. Swope EVP: Kenneth D. Cox SVP: Darlene Cheatham SVP: Larry Karnes VP: Pat Davenport Cash: Ronnie Rinehart Cash and Due From:................................. 2,199 Federal Funds and Repos:......................... 1,225 Investments:............................................ 16,426 Total Loans:.............................................42,724 Premises and Fixed Assets:.......................... 967 Other Real Estate:..........................................187 Other Assets:............................................. 1,143 Total Assets:............................................64,871 Total Trust Assets:........................................... 0 Deposits:................................................... 57,964 Federal Funds and Borrowings:......................516 Other Liabilities:............................................. 400 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 58,880 Total Equity Capital and Reserves:............ 5,991 Total Liabilities and Capital:......................64,871 Number of Shares Outstanding:.................8,000 Directors: Kenneth D. Cox, Wanda K. Irwin, Herbert A. Lewis, Clark C. McClinton, Loyd R. Swope Branches in Town: None Other Branches: Prairie Grove Arkansas Bankers' Bank Little Rock, AR Telephone: 3 7 1 -0 5 3 5 FAX: 3 7 6 -8 8 9 4 Population: 1 7 5 ,7 9 5 1008 West Second Street 7220 1 -2 0 3 1 Charter Number: 752 Date: April 17, 1990 County: Pulaski Member of Federal Reserve System Trust Department: No Bank Holding Company Arkansas Bankers' Bancorporation, Inc., Little Rock, AR Chm: Lindley V . Smith, Jr. CEO/Pres: Bill B. May SVP/Cash: John E. Lock, Sr. Cash and Due From:................................. 2,112 Federal Funds and Repos:....................... 11,030 Investments:............................................25,960 Total Loans:............................................... 2,032 Premises and Fixed Assets:.......................... 489 Other Real Estate:..............................................0 Other Assets:................................................ 332 Total Assets:............................................41,955 Total Trust Assets:........................................... 0 Deposits:................................................... 25,058 Federal Funds and Borrowings:................ 13,000 Other Liabilities:..............................................160 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 38,218 Total Equity Capital and Reserves:............ 3,737 Total Liabilities and Capital:..................... 41,955 Number of Shares Outstanding:...............50,000 Directors: Lunsford W . Bridges, Martin Carpenter, Tom H. Grumbles, Joe S. Hiatt, Bill B. May, Lindley V. Smith, Jr., S. Denny Smith Branches in T o w n : None O ther Branches: None 78 Arkansas State Bank Department Central Bank & Trust Little Rock, AR 16th & Main Streets P .O .B o x 1583 7 2 2 0 3 -1 5 8 3 Telephone: 3 7 4 -7 7 7 7 FAX: 3 7 4 -2 0 7 9 Population: 1 7 5 ,7 9 5 Charter Number: 7 5 3 Date: Nov. 30, 1 9 9 0 County: Pulaski Trust Department: Yes Bank Holding Company P & W Bancshares, Inc., Little Rock, AR Chm: Robert M. Wilson, Sr. CEO/Pres: Joseph B. Ford SVP:/Cash: Bonnie Crocheron SVP: Harold Hampton SVP: Roger Steging Cash and Due From:................................. 5,308 Federal Funds and Repos:......................... 4,455 Investments:............................................ 23,627 Total Loans:............................................. 41,136 Premises and Fixed Assets:....................... 1,848 Other Real Estate:............................................27 Other Assets:............................................. 1,101 Total Assets:............................................ 77,502 Total Trust Assets:............................................0 Deposits:....................................................70,163 Federal Funds and Borrowings:......................730 Other Liabilities:..............................................445 Subordinated Debt:.............................................0 Total Liabilities:......................................... 71,338 Total Equity Capital and Reserves:............ 6,164 Total Liabilities and Capital:......................77,502 Number of Shares Outstanding:...............20,000 Directors: Joseph B. Ford, Bryan Pitts, George Pitts, Jr., Charles Wilson, Robert M. Wilson, Sr. Branches in Town: Three Other Branches: North Little Rock Eagle Bank & Trust Company Little Rock, AR Telephone: 2 2 3 -2 0 0 0 FAX: 2 2 3 -0 3 7 3 Population: 1 7 5 ,7 9 5 6 5 0 S. Shackleford, Suite 150 One Financial Centre 72211 Charter Number: 7 2 0 Date: July 28, 196 6 County: Pulaski Member of Federal Reserve System Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Harry L. Hastings, Jr. CEO/Pres/TO: Randall K. Herlocker SVP: Laura Bogoslavsky SVP: Russ Laster VP/Cash: Paul Castleberry VP: Ruth Mussen Treas/Sec: Catherine H. Owen Cash and Due From:..................................1,987 Federal Funds and Repos:.............................750 Investments:............................................ 10,717 Total Loans:............................................. 24,115 Premises and Fixed Assets:.......................... 902 Other Real Estate:..............................................0 Other Assets:................................................ 619 Total Assets:............................................ 39,090 Total Trust Assets:............................................0 Deposits:....................................................35,066 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 220 Subordinated Debt:.............................................0 Total Liabilities:......................................... 35,286 Directors: Owen Total Equity Capital and Reserves:.............3,804 Total Liabilities and Capital:......................39,090 Number of Shares Outstanding:................. 8,000 Harry L. Hastings, Jr., Randall K. Herlocker, Horace Jewell, Catherine H. Branches in T o w n : None O ther Branches: Gravel Ridge, Sherwood (3) Eighty-Second Report 79 Pulaski Bank And Trust Company Little Rock, AR 5 8 0 0 R Street P. O. Box 7 2 9 9 7 2 2 1 7 -7 2 9 9 Telephone: 6 6 1 -7 7 0 0 FAX: 6 6 1 -7 8 5 7 Population: 1 7 5 ,7 9 5 Charter Number: 7 10 Date: Aug. 29, 1955 County: Pulaski Member of Federal Reserve System Trust Department: Yes Bank Holding Company Pulaski Investment Corporation, Little Rock, AR Chm: James C. East CEO/Pres: Robert C. Magee SVP: Judy Beaumont SVP: Judy Brown SVP: Jerry Duncan SVP: Susan Grobmeyer SVP: Jim Linskey SVP/Cash: Janet Moore SVP: Joe Woodson TO: Bob Plummer Cash and Due From:................................. 9,055 Federal Funds and Repos:..........................1,500 Investments:............................................ 24,235 Total Loans:........................................... 143,204 Premises and Fixed Assets:.......................9,265 Other Real Estate:......................................... 981 Other Assets:........................................... 11,260 Total Assets:..........................................199,500 Total Trust Assets:..................................92,716 Deposits:................................................ 175,671 Federal Funds and Borrowings:..................4,739 Other Liabilities:.......................................... 3,593 Subordinated Debt:............................................ 0 Total Liabilities:......................................184,003 Total Equity Capital and Reserves:.......... 15,497 Total Liabilities and Capital:....................199,500 Number of Shares Outstanding:................. 1,850 Directors: J. Hunter East, James C. East, Robert East, Robert C. Magee, Kent Westbrook, M. D., Mark V . Williamson Branches in Town: Four Other Branches: North Little Rock Bank of Lockesburg Lockesburg, AR Telephone: 289-4071 FAX: 2 8 9 -2 3 3 0 Population: 608 Main & Redbud P. O. Box 118 7 1 8 4 6 -0 1 1 8 Charter Number: 7 46 Date: May 3 1 ,1 9 8 5 County: Sevier Trust Department: No Bank Holding Company DeW itt First Bankshares Corporation, DeWitt, AR Chm: Warren A. Jennings, Sr. CEO/Pres/Cash: Philip H. Worthen SVP: Phyllis Bettell Cash and Due From:..................................... 739 Federal Funds and Repos:..........................1,205 Investments:.............................................. 7,192 Total Loans:............................................... 9,746 Premises and Fixed Assets:...........................176 Other Real Estate:.............................................. 0 Other Assets:................................................ 319 Total Assets:............................................ 19,377 Total Trust Assets:............................................0 Deposits:....................................................16,420 Federal Funds and Borrowings:..........................0 Other Liabilities:................................................62 Subordinated Debt:............................................ 0 Total Liabilities:........................................ 16,482 Total Equity Capital and Reserves:............ 2,895 Total Liabilities and Capital:......................19,377 Number of Shares Outstanding:................. 2,500 Directors: Ray Hambrick, M ay M. Jennings, Warren Jennings, Jr., Warren A. Jennings, Sr., Lester McKinley, Philip H. Worthen Branches in T o w n : None O ther Branches: None 80 Arkansas State Bank Department First State Bank Lonoke, AR 101 S. Center Street P. 0 . Box 3 2 0 7 2 0 8 6 -0 3 2 0 Telephone: 6 7 6 -3 1 0 6 FAX: 6 7 6 -5 0 4 6 Population: 4 ,0 2 2 Charter Number: 6 7 0 Date: M arch 9, 1 9 3 5 County: Lonoke Trust Department: No Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR Chm: Neil Bennett, Jr. CEO/Pres: David R. Estes EVP: Tracy M . French Cash: Beverly Clement Cash and Due From:..................................1,625 Federal Funds and Repos:................................. 0 Investments:............................................ 41,484 Total Loans:............................................. 28,609 Premises and Fixed Assets:....................... 2,429 Other Real Estate:.............................................. 0 Other Assets:............................................. 1,226 Total Assets:............................................ 75,373 Total Trust Assets:............................................0 Deposits:....................................................67,142 Federal Funds and Borrowings:.................. 1,398 Other Liabilities:.............................................. 225 Subordinated Debt:.............................................0 Total Liabilities:......................................... 68,765 Total Equity Capital and Reserves:............ 6,608 Total Liabilities and Capital:......................75,373 Number of Shares Outstanding:............... 16,000 Directors: Neil Bennett, Jr., Neil Bennett, Sr., Wayne Bennett, Jr., W ayne Bennett, Sr., David R. Estes, Joe P. Melton Branches in Town: One Other Branches: None Farmers Bank and Trust Company Magnolia, AR Telephone: 2 3 5 -7 0 0 0 FAX: 2 3 5 -7 0 1 0 Population: 11,151 2 0 0 East Main Street P. 0 . Box 2 50 7 1 7 5 3 -0 2 5 0 Charter Number: 2 17 Date: Sep. 26, 1906 County: Columbia Trust Department: Yes Bank Holding Company Magnolia Banking Corporation, Magnolia, AR Chm/CEO: Bob L. Burns Pres/COO: Mack L. Taylor EVP: Steve Keith EVP/TO: Bruce D. Maloch SVP/Cash: Earl Booth Cash and Due From:..................................5,508 Federal Funds and Repos:.............................610 Investments:.......................................... 114,317 Total Loans:........................................... 118,583 Premises and Fixed Assets:....................... 4,526 Other Real Estate:............................................29 Other Assets:............................................. 4,975 Total Assets:..........................................248,548 Total Trust Assets:..................................30,424 Deposits:..................................................219,603 Federal Funds and Borrowings:.................. 5,499 Other Liabilities:...........................................1,635 Subordinated Debt:.............................................0 Total Liabilities:....................................... 226,737 Total Equity Capital and Reserves:.......... 21,811 Total Liabilities and Capital:....................248,548 Number o f Shares Outstanding:............. 100,000 Directors: Bob L. Burns, Steve Keith, Bruce D. Maloch, Bob Neill, W ayne M. Newton, Ronnie Ribble, Ken Sibley, T. E. Smith, Mack L. Taylor Branches in T o w n : Three O ther Branches: Springhill Eighty-Second Report 81 The Peoples Bank Magnolia, AR 1 5 2 0 North Vine Street P. O. Box 2001 71753 Telephone: 2 3 4 -5 7 7 7 FAX: 2 3 4 -3 3 8 4 Population: 1 1 ,1 5 1 Charter Number: 313 Date: June 22, 1910 County: Columbia Trust Department: Yes Bank Holding Company Golden Oaks Bancshares, Inc., Waldo, AR Chm/CEO/TO: Harold H. Fincher Pres: Mary L. Baird EVP: David L. Baird VP/Cash: Jill McClinton Cash and Due From:................................. 2,527 Federal Funds and Repos:...............................40 Investments:............................................ 11,634 Total Loans:............................................. 22,776 Premises and Fixed Assets:.......................... 559 Other Real Estate:............................................ 14 Other Assets:................................................ 416 Total Assets:............................................37,966 Total Trust Assets:....................................... 407 Deposits:................................................... 34,111 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 213 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 34,324Total Equity Capital and Reserves:............ 3,642 Total Liabilities and Capital:......................37,966 Number of Shares Outstanding:...............10,000 Directors: Mary L. Baird, David L. Baird, Dorothy J. Fincher, Harold H. Fincher, Steven C. Fincher, Betty E. Harris, Betty L. Scott, Gerald F. Scott Branches in Town: None Other Branches: Emerson, McNeil, Waldo (2) Horizon Bank Malvern, AR Telephone: 3 3 2 -6 9 6 6 FAX: 3 3 2 -2 3 7 4 Population: 9 ,2 5 6 3 27 Ash Street P. 0 . Box 897 7 2 1 0 4 -0 8 9 7 Charter Number: 10 Date: June 24, 188 9 County: Hot Spring Trust Department: Yes Bank Holding Company Horizon Bancorp, Inc., Arkadelphia, AR Chm/CEO: Ross M . Whipple Pres/COO: Steve DeM ott SVP:/Cash: Kathie Bledsoe TO: Les Warren Cash and Due From:............................... 12,145 Federal Funds and Repos:................................. 0 Investments:..........................................169,020 Total Loans:...........................................284,751 Premises and Fixed Assets:..................... 11,006 Other Real Estate:...................................... 1,233 Other Assets:............................................. 6,993 Total Assets:......................................... 485,148 Total Trust Assets:..................................14,221 Deposits:................................................. 418,405 Federal Funds and Borrowings:................20,070 Other Liabilities:.......................................... 2,417 Subordinated Debt:............................................ 0 Total Liabilities:.......................................440,892 Total Equity Capital and Reserves:..........44,256 Total Liabilities and Capital:................... 485,148 Number of Shares Outstanding:................. 1,200 Directors: Elton Buck, Steve DeM ott, X. L. Jones, Joe C. Keith, James Lancaster, Michael F. Lax, James McAdams, Toney McMillan, Paul L. O ffutt, Ross M. Whipple Branches in Town: One Other Branches: Arkadelphia (2), Bismark, Gurdon, Hot Springs (5), Hot Springs Village, Sheridan (3) 82 Arkansas State Bank Department Southern State Bank Malvern, AR 521 East Page P. O. Box 3 4 0 7 2 1 0 4 -0 4 0 0 Telephone: 3 3 2 -2 4 6 2 FAX: 3 3 2 -8 4 3 7 Population: 9 ,2 5 6 Charter Number: 7 6 3 Date: Dec. 3 1 , 1 9 9 2 County: H ot Spring Trust Department: No Bank Holding Company None Chm: W . Henry McClure CEO/Pres: Donald A. Walsh VP: Sue Stinnett Cash: Karen W heatley Cash and Due From:.....................................447 Federal Funds and Repos:.............................410 Investments:........................................... 14,812 Total Loans:............................................ 17,717 Premises and Fixed Assets:.......................... 426 Other Real Estate:............................................ 35 Other Assets:.................................................298 Total Assets:............................................ 34,145 Total Trust Assets:............................................0 Deposits:....................................................30,785 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 198 Subordinated Debt:.............................................0 Total Liabilities:..........................................30,983 Total Equity Capital and Reserves:.............3,162 Total Liabilities and Capital:......................34,145 Number of Shares Outstanding:............... 13,109 Directors: Don Allen, Frank R. McClure, George L. McClure, W . Henry McClure, Glenville Rhodes, Donald A. Walsh, A. J. Wilks, Chris E. Williams, Nancy M . York Branches in Town: None Other Branches: None The Merchants and Planters Bank Manila, AR Telephone: 5 6 1 -4 4 2 7 FAX: 5 6 1 -3 3 8 4 Population: 2 ,6 3 5 3 1 9 N. Baltimore P. 0 . Box 5 40 7 2 4 4 2 -0 5 4 0 Charter Number: 6 98 Date: March 16, 1948 County: Mississippi Trust Department: No Bank Holding Company None Chm: Peggy F. Cheadle CEO/EVP: Max H. Schrader Pres: Betty F. Schrader Cash: Norma Jackson VP: Danny Robbins Cash and Due From:.................................. 1,100 Federal Funds and Repos:..........................1,950 Investments:.............................................. 4,531 Total Loans:............................................. 11,769 Premises and Fixed Assets:...........................149 Other Real Estate:.............................................. 0 Other Assets:.................................................287 Total Assets:............................................ 19,786 Total Trust Assets:............................................0 Deposits:...................................................16,988 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 156 Subordinated Debt:.............................................0 Total Liabilities:........................................ 17,144 Total Equity Capital and Reserves:.............2,642 Total Liabilities and Capital:...................... 19,786 Number of Shares Outstanding:............... 10,000 Directors: James B. Cheadle, Peggy F. Cheadle, Hulen Faulkner, Paul W . Fleeman, Danny Robbins, Betty F. Schrader, Max H. Schrader, L. E. Townsend Branches in T o w n : One O ther Branches: None Eighty-Second Report 83 Bank of Mansfield Mansfield, AR 101 S. Sebascott P. 0 . Box 3 87 7 2 9 4 4 -0 3 8 7 Telephone: 9 2 8 -4 4 1 8 FAX: 9 2 8 -5 1 4 9 Population: 1 ,0 1 8 Charter Number: 6 78 Date: Feb. 16, 1939 County: Sebastian Trust Department: No Bank Holding Company Mansfield Bankstock, Inc., Mansfield, AR Chm: J. Michael Shaw, CEO/Pres: Joseph A. Terry VP/Cash: Margo Jones Cash and Due From:................................. 2,397 Federal Funds and Repos:..........................1,250 Investments:.............................................. 8,488 Total Loans:............................................. 18,110 Premises and Fixed Assets:.......................... 311 Other Real Estate:..............................................3 Other Assets:............................................. 1,038 Total Assets:............................................ 31,597 Total Trust Assets:........................................... 0 Deposits:................................................... 28,406 Federal Funds and Borrowings:..........................0 Other Liabilities:..............................................188 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 28,594 Total Equity Capital and Reserves:............ 3,003 Total Liabilities and Capital:......................31,597 Number of Shares Outstanding:.................9,600 Directors: Paula Coward, Earle Overton, J. Michael Shaw, S. M. Taylor, Joseph A. Terry, Lary Walker, R. D. Wooten Branches in Town: None Other Branches: None Citizens Bank Marion, AR Telephone: 739-4421 FAX: 7 3 9 -1 3 0 5 Population: 4,391 115 Block Street P. 0 . Box 3 0 0 7 2 3 6 4 -0 3 0 0 Charter Number: 677 Date: March 15, 1938 County: Crittenden Member of Federal Reserve System Trust Department: No Bank Holding Company First Citizens Bancshares Company, Marion, AR Chm/CEO/Pres: Forrest N. Jenkins Cash: Gloria G. Spenser Cash and Due From:................................. 2,498 Federal Funds and Repos:................................. 0 Investments:............................................ 17,333 Total Loans:............................................. 28,990 Premises and Fixed Assets:....................... 1,369 Other Real Estate:............................................42 Other Assets:................................................ 707 Total Assets:............................................ 50,939 Total Trust Assets:........................................... 0 Deposits:................................................... 44,043 Federal Funds and Borrowings:.................. 2,500 Other Liabilities:..............................................197 Subordinated Debt:............................................ 0 Total Liabilities:.........................................46,740 Total Equity Capital and Reserves:............ 4,199 Total Liabilities and Capital:......................50,939 Number of Shares Outstanding:................. 1,500 Directors: C. H. Bond, Jr., Sanders Carter, Frank G. Fogleman, Julian Hardin, Allen Helms, Jr., Linda Jenkins, Forrest N. Jenkins, M. L. Pike, III, James R. Stockley, Joe Taylor, III, Mary Toney, William Bart Turner Branches in T o w n : None O ther Branches: West Memphis 84 Arkansas State Bank Department Marked Tree Bank Marked Tree, AR 2 1 0 Frisco Street P. 0 . Box 160 7 2 3 6 5 -0 1 6 0 Telephone: 3 5 8 -2 6 0 0 FAX: 3 5 8 -4 2 1 0 Population: 3 ,1 0 0 Charter Number: 651 Date: M arch 3, 1 9 3 2 County: Poinsett Trust Department: Yes Bank Holding Company Marked Tree Bancshares, Inc., Marked Tree, AR Chm: E. Ritter Arnold Pres/CEO: John A. Brunner, Jr. EVP/Cash: Phillip Marshall VP: Frank Brunner, Jr. VP: Martha Williams Cash and Due From:..................................1,143 Federal Funds and Repos:................................. 0 Investments:............................................ 11,830 Total Loans:............................................. 22,050 Premises and Fixed Assets:.......................... 333 Other Real Estate:..............................................0 Other Assets:................................................ 596 Total Assets:............................................ 35,952 Total Trust Assets:............................................0 Deposits:....................................................31,275 Federal Funds and Borrowings:......................745 Other Liabilities:..............................................320 Subordinated Debt:.............................................0 Total Liabilities:......................................... 32,340 Total Equity Capital and Reserves:.............3,612 Total Liabilities and Capital:......................35,952 Number of Shares Outstanding:................. 2,384 Directors: E. Ritter Arnold, Mary Ann Arnold, Frank Brunner, Jr., John A. Brunner, Jr., Louis H. Goad, Pat Jackson, Phillip Marshall Branches in Town: None Other Branches: None Bank of McCrory McCrory, AR Telephone: 731-2521 FAX: 7 3 1 -2 8 5 9 Population: 1,971 124 Edmonds Avenue P. O. Box 3 7 0 7 2 1 0 1 -0 3 7 0 Charter Number: 128 Date: July 29, 1896 County: Woodruff Trust Department: Yes Bank Holding Company M . D. Thompson & Son Co., McCrory, AR Chm: John G. Thompson CEO/Pres: Jerry M . Dyer SVP/TO: Margaret Collier SVP: Donny Underwood VP/Cash: Bobby Trotter VP: Jestene Reynold Cash and Due From:................................. 2,859 Federal Funds and Repos:..........................1,300 Investments:............................................ 31,543 Total Loans:............................................. 25,829 Premises and Fixed Assets:.......................... 548 Other Real Estate:..............................................0 Other Assets:............................................. 1,107 Total Assets:............................................63,186 Total Trust Assets:......................................... 82 Deposits:....................................................52,420 Federal Funds and Borrowings:.................. 1,313 Other Liabilities:..............................................474 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 54,207 Total Equity Capital and Reserves:............ 8,979 Total Liabilities and Capital:......................63,186 Number of Shares Outstanding:...............20,000 Directors: Ian Arnof, Donald Cain, Edwin B. Conner, Jr., Jerry M. Dyer, John D. Eldridge, John D. Eldridge, III, Fletcher C. Lewis, G. L. Morris, Jr., John G. Thompson, H. Ripley Thompson, Vance M. Thompson, III Branches in T o w n : None O ther Branches: Augusta 85 Eighty-Second Report McGehee Bank McGehee, AR 301 Telephone: 2 2 2 -3 1 5 1 FAX: 2 2 2 -6 1 5 9 Population: 4 ,9 9 7 N. Second Street P. 0 . Box 787 7 1 6 5 4 -0 7 8 7 Charter Number: 661 Date: Dec. 5, 1933 County: Desha Trust Department: Yes Bank Holding Company Southeast Financial Bankstock Corporation, McGehee, AR Chm: Sam Bowman VChm: John H. Potter, Jr. CEO/Pres: William W . Bowman EVP/TO: James M . Smith VP: Phillip Privett AVP: Michael Efird Cash: Stephen Wilson Cash and Due From:................................. 3,823 Federal Funds and Repos:......................... 2,250 Investments:............................................28,530 Total Loans:.............................................44,167 Premises and Fixed Assets:.......................... 278 Other Real Estate:......................................... 741 Other Assets:............................................. 1,310 Total Assets:............................................81,099 Total Trust Assets:................................. 34,249 Deposits:................................................... 65,396 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 361 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 65,757 Total Equity Capital and Reserves:.......... 15,342 Total Liabilities and Capital:..................... 81,099 Number of Shares Outstanding:.............142,472 Directors: Robert H. Adcock, Sam Bowman, William W . Bowman, Bill E. Elliott, David S. Leech, John H. Potter, Jr., Mark E. Sherland, Jr., James N. Smith Branches in Town: One Other Branches: Arkansas Ci+y, Tillar, Watson The Bank of North Arkansas Melbourne, AR Telephone: 3 6 8 -4 2 0 5 FAX: 368-4641 Population: 1,562 601 Main Street P. O. Box 70 7 2 5 5 6 -0 0 7 0 Charter Number: 42 Date: July 29, 1896 County: Izard Trust Department: No Bank Holding Company First United Bancshares, Inc., El Dorado, AR CEO/Pres: Lloyd T. Jones, Sr. EVP: W . Mike Cone SVP/Cash: Judy D. Sanders Cash and Due From:................................. 2,154 Federal Funds and Repos:................................. 0 Investments:............................................28,653 Total Loans:............................................. 36,574 Premises and Fixed Assets:....................... 1,417 Other Real Estate:.............................................. 0 Other Assets:............................................. 1,009 Total Assets:............................................69,807 Total Trust Assets:............................................0 Deposits:................................................... 61,665 Federal Funds and Borrowings:.................. 1,100 Other Liabilities:............................................. 338 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 63,103 Total Equity Capital and Reserves:............ 6,704 Total Liabilities and Capital:......................69,807 Number of Shares Outstanding:........ 80,000 Directors: W . Wesley Arnold, Brenda K. Barnes, John E. Burns, Thomas C. Colegrove, Harlin Hames, Lloyd T. Jones, ., James E. Miller, Reed M . Perryman Branches in T o w n : None O ther Branches: Calico Rock, Horseshoe Bend 86 Arkansas State Bank Department The Union Bank of Mena Mena, AR 51 5 Janssen Avenue P. O. Box 8 98 7 1 9 5 3 -0 8 9 8 Telephone: 394-2211 FAX: 3 9 4 -3 8 0 9 Population: 5 ,4 7 5 Charter Number: 6 6 7 Date: July 2 5 , 1 9 3 4 County: Polk Trust Department: No Bank Holding Company Union Bankshares, Inc., Mena, AR Chm: Edward W . Stevenson CEO/Pres: Bill R. Philpot SVP: Buddy J. Newbolt VP: Eva Capehart VP: Sarah Curry VP/Cash: Ruby Lunsford Cash and Due From:................................. 3,160 Federal Funds and Repos:.............................740 Investments:............................................ 31,804 Total Loans:............................................. 69,658 Premises and Fixed Assets:....................... 2,356 Other Real Estate:............................................42 Other Assets:............................................. 1,830 Total Assets:..........................................109,590 Total Trust Assets:............................................0 Deposits:....................................................96,101 Federal Funds and Borrowings:...................1,412 Other Liabilities:.............................................. 644 Subordinated Debt:.............................................0 Total Liabilities:......................................... 98,157 Total Equity Capital and Reserves:.......... 11,433 Total Liabilities and Capital:....................109,590 Number of Shares Outstanding:............... 12,000 Directors: Robert A. Carver, John A. Crawford, R. L. Hamilton, David Maddox, Pauline Morrow, Bill R. Philpot, Edward W . Stevenson, Bill L. Wood Branches in Town: One Other Branches: Hatfield, Wickes MidSouth Bank Monette, AR 3 02 W . Drew P. O. Box 7 5 0 7 2 4 4 7 -0 7 5 0 Telephone: 4 8 6 -5 4 9 3 FAX: 4 8 6 -2 2 5 0 Population: 1,115 Charter Number: 67 3 Date: Dec. 29, 1 936 County: Craighead Trust Department: No Bank Holding Company MSB Shares, Inc., Monette, AR Chm: Carolyn Frierson CEO/Pres: Revis G. Stew art EVP: Terry Frierson SVP: Shirley Bronaugh Cash and Due From:..................................5,068 Federal Funds and Repos:.............................775 Investments:............................................ 35,567 Total Loans:............................................. 68,380 Premises and Fixed Assets:....................... 4,082 Other Real Estate:..........................................190 Other Assets:............................................. 2,169 Total Assets:.........................................116,231 Total Trust Assets:............................................0 Deposits:..................................................105,589 Federal Funds and Borrowings:.......................... 0 Other Liabilities:...........................................1,423 Subordinated Debt:.............................................0 Total Liabilities:....................................... 107,012 Total Equity Capital and Reserves:.............9,219 Total Liabilities and Capital:....................116,231 Number of Shares Outstanding:................. 4,000 Directors: Hugh A tw ood, Shirley Bronaugh, Nancy Chrisman, George Delaney, Warren Dupwe, Carolyn Frierson, Terry Frierson, Robert Schuchardt, Revis G. Stewart, J. E. Story, Bobby G. Wood Branches in T o w n : One O ther Branches: Jonesboro (3) Eighty-Second Report 87 Commercial Bank & Trust Company Monticello, AR Telephone: 3 6 7 -6 2 2 1 FAX: 3 6 7 -7 7 0 0 Population: 8 ,1 1 6 21 2 W . Gaines Street P. O. Box 150 7 1 6 5 5 -0 1 5 0 Charter Number: 3 9 6 Date: Nov. 29, 1912 County: Drew Trust Department: Yes Bank Holding Company Drew Bancshares, Inc., Monticello, AR Chm: Virginia M. Ryburn CEO/Pres: Reginald Glover EVP/Cash: George T. Harris SVP/TO: Rusty Smith VP: Gene Gates VP: Dorothy Sharp VP: Del Smith Cash and Due From:................................. 8,785 Federal Funds and Repos:.............................620 Investments:............................................21,558 Total Loans:............................................. 56,097 Premises and Fixed Assets:....................... 1,170 Other Real Estate:......................................... 324 Other Assets:............................................. 1,621 Total Assets:...........................................90,175 Total Trust Assets:....................................3,571 Deposits:................................................... 80,111 Federal Funds and Borrowings:..................... 611 Other Liabilities:..............................................869 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 81,591 Total Equity Capital and Reserves:............ 8,584 Total Liabilities and Capital:......................90,175 Number of Shares Outstanding:.................8,000 Directors: Joe Brannen, James Burks, C. C. Gibson, III, Reginald Glover, R. D. Jones, Jr., Wayne Owen, Bennie Ryburn, Jr., Virginia M. Ryburn, Kim Ward Branches in Town: Three Other Branches: None Union Bank And Trust Company Monticello, AR Telephone: 4 6 0 -6 4 0 0 FAX: 4 6 0 -6 4 6 4 Population: 8 ,1 1 6 102 W . McCloy P. O. Box 2 7 0 7 1 6 5 5 -0 2 7 0 Charter Number: 4 4 8 Date: Sep. 15, 1915 County: Drew Trust Department: Yes Bank Holding Company First Union Financial Corporation, Monticello, AR Chm: Zach McClendon, Jr. CEO/Pres: James P. Jett EVP/Cash/TO: Beverly Hudson VP: Reathel Harris Cash and Due From:................................. 3,245 Federal Funds and Repos:....................... 11,835 Investments:............................................30,548 Total Loans:............................................. 64,907 Premises and Fixed Assets:....................... 1,976 Other Real Estate:............................................69 Other Assets:............................................. 1,601 Total Assets:..........................................114,181 Total Trust Assets:....................................7,959 Deposits:................................................. 100,800 Federal Funds and Borrowings:.................. 1,784 Other Liabilities:.......................................... 1,065 Subordinated Debt:............................................ 0 Total Liabilities:....................................... 103,649 Total Equity Capital and Reserves:.......... 10,532 Total Liabilities and Capital:....................114,181 Number of Shares Outstanding:...............80,000 Directors: William K. Ball, Franks Carson, Jr., Jonathan H. Davis, Charles F. Dearman, Jr., Robert Dale Handley, Sr., Charles E. Jackson, James P. Jett, Zach McClendon, Jr., Wells M offat, John Porter Price, Richard Reinhart, David E. Wilkins, Alan G. Williams Branches in T o w n : One O ther Branches: Warren, Wilmar 88 Arkansas State Bank Department The Bank of Montgomery County Mount Ida, AR Telephone: 8 6 7 -3 1 4 8 FAX: 8 6 7 -4 3 3 3 Population: 775 George Street P. 0 . Box 4 3 5 7 1 9 5 7 -0 4 3 5 Charter Number: 6 1 7 Date: Nov. 2 6 , 1 9 3 0 County: M ontgom ery Trust Department: No Bank Holding Company First Community Banking Corporation, Little Rock, AR Chm/CEO/Pres: Daniel C. Horton Cash: Hettie Abernathy Cash and Due From:..................................1,879 Federal Funds and Repos:........................ 1,1 50 Investments:........................................... 17,165 Total Loans:............................................. 44,551 Premises and Fixed Assets:..........................41 5 Other Real Estate:..........................................152 Other Assets:.................................................917 Total Assets:............................................ 66,229 Total Trust Assets:............................................0 Deposits:....................................................51,729 Federal Funds and Borrowings:.................. 5,169 Other Liabilities:.............................................. 233 Subordinated Debt:.............................................0 Total Liabilities:......................................... 57,131 Total Equity Capital and Reserves:............ 9,098 Total Liabilities and Capital:......................66,229 Number of Shares Outstanding:................. 4,000 Directors: A. L. Banta, Bill Barnes, Joe Brakefield, Jr., Harold Campbell, Bob Gore, Daniel C. Horton, Denver Jones, Bill Lawrence, Bobby Lybrand, Ode Maddox, G. R. Mosley, Doyel O'Neal, John Selig, Melvin L. Simpson Branches in Town: One Other Branches: None Peoples Bank And Trust Company Mountain Home, AR Telephone: 4 2 5 -2 1 6 6 FAX: 4 2 4 -4 3 5 3 Population: 9 ,0 2 7 Ninth & Baker Streets P.O. Drawer B 7 2 6 5 3 -0 4 5 8 Charter Number: 147 Date: Aug. 10, 1906 County: Baxter Trust Department: Yes Bank Holding Company Baxter County Bancshares, Inc., Mountain Home, AR Chm: Reynie Rutledge CEO/Pres: Larry G. Nelson TO: Paul E. Johnson Cash and Due From:..................................5,529 Federal Funds and Repos:......................... 2,800 Investments:............................................ 72,462 Total Loans:........................................... 107,904 Premises and Fixed Assets:....................... 2,692 Other Real Estate:.............................................. 8 Other Assets:............................................. 2,809 Total Assets:.......................................... 194,204 Total Trust Assets:..................................29,603 Deposits:..................................................174,628 Federal Funds and Borrowings:......................470 Other Liabilities:...........................................1,288 Subordinated Debt:.............................................0 Total Liabilities:....................................... 176,386 Total Equity Capital and Reserves:.......... 17,818 Total Liabilities and Capital:....................194,204 Number of Shares Outstanding:.............110,000 Directors: James Faulkner, D. Eugene Fortson, Donald T. Jack, Jr., Guy King, James Lindsey, Larry G. Nelson, N. T. Rutledge, Reynie Rutledge, W . M . Thompson Branches in T o w n : One ------- Other Branches: None =*ES£ARGH UielRARY Federal Bank of S t. Loui* 89 Eighty-Second Report Bank of Mountain View Mountain View, AR Telephone: 2 6 9 -3 8 1 5 FAX: 2 6 9 -2 8 9 9 Population: 2 ,4 3 9 121 East Main Street P .O .B ox 1228 7 2 5 6 0 -1 2 2 8 Charter Number: 4 4 6 Date: July 21, 1915 County: Stone Trust Department: No Bank Holding Company Mountain View Bancshares, Inc., Mountain View, AR Chm : Glen Hinkle Pres: James G. Hinkle EVP: Weldon Duncan V P/C ash: Ron Sims VP: Leo Sutterfield Cash and Due From:............................. ...2,908 Federal Funds and Repos:..................... ...4,800 Investments:......................................... ,.29,682 Total Loans:.............................................51,846 Premises and Fixed Assets:.................. ...1,230 Other Real Estate:................................. ......... 57 Other Assets:........................................ ,...1,800 Total Assets:......................................... .92,323 Total Trust Assets:............................... ........... 0 Deposits:............................................. .....77,623 Federal Funds and Borrowings:......... ...............0 Other Liabilities:................................. .......... 450 Subordinated Debt:........................... ...............0 Total Liabilities:.................................. .....78,073 Directors: Total Equity Capital and Reserves:.... .....14,250 Total Liabilities and Capital:............... .....92,323 Number of Shares Outstanding:........ .......4,000 Glen Hinkle, James G. Hinkle, Kenneth Sutton Branches in T o w n : One O ther Branches: None Bank of Mulberry Mulberry, AR 311 Main Street P .0. Drawer A 7 2 9 4 7 -0 4 8 0 Telephone: 997-11 54 FAX: 997-1161 Population: 1,448 Charter Number: 81 Date: Jan. 15, 1902 County: Crawford Trust Department: No Bank Holding Company Acme Holding Company, Inc., Mulberry, AR Chm: Lex Golden CEO/Pres: Betty Feller VP/Cash: Dianna J. Millsap Cash and Due From:..................................1,357 Federal Funds and Repos:......................... 3,905 Investments:.............................................. 4,080 Total Loans:............................................ 15,647 Premises and Fixed Assets:.......................... 316 Other Real Estate:......................................... 207 Other Assets:................................................ 640 Total Assets:............................................26,152 Total Trust Assets:............................................0 Deposits:................................................... 23,511 Federal Funds and Borrowings:..........................0 Other Liabilities:..............................................176 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 23,687 Directors: Total Equity Capital and Reserves:............ 2,465 Total Liabilities and Capital:..................... 26,152 Number of Shares Outstanding:.................4,000 Robert R. Baker, Betty Feller, Lex Golden, L. Jan Nordin, Steven D. Riggs Branches in Town: None Other Branches: None 90 Arkansas State Bank Department Pike County Bank Murfreesboro, AR Telephone: 2 8 5 -2 1 7 2 FAX: 2 8 5 -2 7 5 5 Population: 1,542 3 1 9 East Main P. 0 . Box 2 79 7 1 9 5 8 -0 2 7 9 Charter Number: 1 7 5 Date: Dec. 19, 1 9 0 4 County: Pike Trust Department: No Bank Holding Company Bainum Bancorp II, Murfreesboro, AR Chm: Irvin C. Bainum CEO/Pres: John A. Ross Cash: Brenda Roberts Cash and Due From:................................. 3,994 Federal Funds and Repos:................................. 0 Investments:............................................ 20,078 Total Loans:............................................. 56,014 Premises and Fixed Assets:....................... 1,627 Other Real Estate:......................................... 438 Other Assets:............................................. 1,776 Total Assets:............................................ 83,927 Total Trust Assets:............................................0 Deposits:....................................................75,902 Federal Funds and Borrowings:.......................... 0 Other Liabilities:..............................................447 Subordinated Debt:.............................................0 Total Liabilities:......................................... 76,349 Total Equity Capital and Reserves:............ 7,578 Total Liabilities and Capital:......................83,927 Number of Shares Outstanding:............... 17,200 Directors: Irvin C. Bainum, Mark Bainum, Tim Bainum, Robert Evans, Cooper Kizzia, Mike Moore, John A. Ross, Bill Spigner, George Steel, Sr., Raymond Walls Branches in Town: None Other Branches: Dierks, Mineral Springs, Nashville Merchants & Planters Bank Newport, AR Telephone: 523-3601 FAX: 5 2 3 -3 4 7 3 Population: 7 ,4 5 9 Second and Hazel P. 0 . Box 5 5 0 7 2 1 1 2 -0 5 5 0 Charter Number: 6 9 4 Date: March 20, 1946 County: Jackson Trust Department: Yes Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres/TO: Jim S. Gowen, Sr. EVP: Terry Dillion VP/Cash: Patricia Davis VP: Carla Stiger Cash and Due From:................................. 3,800 Federal Funds and Repos:......................... 2,935 Investments:............................................ 32,399 Total Loans:............................................. 39,810 Premises and Fixed Assets:....................... 1,260 Other Real Estate:............................................43 Other Assets:............................................. 1,630 Total Assets:............................................ 81,877 Total Trust Assets:....................................5,528 Deposits:....................................................73,437 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 343 Subordinated Debt:.............................................0 Total Liabilities:......................................... 73,780 Total Equity Capital and Reserves:.............8,097 Total Liabilities and Capital:......................81,877 Number of Shares Outstanding:................. 9,000 Directors: Morris Bowman, R. Owen Burton, Thomas R. Curtner, Jim S. Gowen, Sr., Dr. Troy A. Gray, Mary K. Hardin, Robert Harvey, Gerald A. Saracini, J. Edward Scoggins Branches in T o w n : One O ther Branches: McCrory Eighty-Second Report 91 Bank of Little Rock North Little Rock, AR Telephone: 3 7 6 -3 5 2 3 FAX: 3 7 6 -1 6 4 2 Population: 6 1 ,7 4 1 3 0 5 E. Broadway P. O. Box 5821 7 2 1 19-5821 Charter Number: 748 Date: May 4, 1989 County: Pulaski Trust Department: Yes Bank Holding Company None Chm/CEO: Eugene L. Maris Pres: George G. Worthen VP/Cash: Lee A. Swearingen Cash and Due From:................................. 2,291 Federal Funds and Repos:..........................1,200 Investments:............................................ 11,237 Total Loans:............................................. 35,829 Premises and Fixed Assets:.......................... 861 Other Real Estate:............................................34 Other Assets:.................................................958 Total Assets:............................................ 52,410 Total Trust Assets:............................................0 Deposits:................................................... 46,874 Federal Funds and Borrowings:..........................0 Other Liabilities:..............................................337 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 47,211 Total Equity Capital and Reserves:............ 5,199 Total Liabilities and Capital:......................52,410 Number of Shares Outstanding:.............100,000 Directors: J. Harry Leggett, Eugene L. Maris, James M. May, Stephen Plunkett, Steve Russell, George G. Worthen Branches in Town: None Other Branches: Little Rock (2) Mercantile Bank of Central Arkansas North Little Rock, AR Telephone: 6 8 8 -1 0 0 0 FAX: 6 8 8 -1 0 9 5 Population: 61,741 1 Riverfront Place P. 0 . Box 5581 7 2 1 19-5581 Charter Number: 671 Date: March 21, 1935 County: Pulaski Trust Department: Yes Bank Holding Company Mercantile Bancorporation Inc. of Arkansas, St. Louis, MO CEO/Pres: Larry Gilb EVP: Robert Birch TO: Ken Hammonds Cash and Due From:............................... 41,115 Federal Funds and Repos:................................. 0 Investments:..........................................413,027 Total Loans:...........................................552,784 Premises and Fixed Assets:..................... 19,250 Other Real Estate:..........................................756 Other Assets:..........................................15,280 Total Assets:...................................... 1,042,212 Total Trust Assets:................................187,805 Deposits:................................................. 890,031 Federal Funds and Borrowings:................64,462 Other Liabilities:.......................................... 6,343 Subordinated Debt:............................................ 0 Total Liabilities:.......................................960,836 Total Equity Capital and Reserves:.......... 81,376 Total Liabilities and Capital:................ 1,042,212 Number of Shares Outstanding:.............270,000 Directors: Dr. Joseph Bates, Martin Borchert, Bob Dixon, Larry Gilb, Frank Lyon, Jr., Mary T. Manning, Henry Mariani, Mike Means, Msgr. George W . Tribou Branches in T o w n : Nine Other Branches: Conway (2), Jacksonville (2), Little Rock (8), Maumelle, Sherwood 92 Arkansas State Bank Department American State Bank Osceola, AR Telephone: 5 6 3 -2 2 6 5 FAX: 6 5 5 -8 3 3 7 Population: 8 ,9 3 0 7 49 W . Keiser Street 7 2 3 7 0 -3 5 0 5 Charter Number: 2 6 2 Date: O ct. 3, 1 9 0 8 County: Mississippi Trust Department: No Bank Holding Company ASB Corporation, Wilson, AR Chm: Steve A. Wilson CEO/Pres: Mary Emily Thompson VP/Cash: Alice Griffin Cash and Due From:..................................1,403 Federal Funds and Repos:..........................1,425 Investments:.............................................. 9,077 Total Loans:............................................... 8,384 Premises and Fixed Assets:.......................... 276 Other Real Estate:.............................................. 0 Other Assets:.................................................347 Total Assets:............................................ 20,912 Total Trust Assets:............................................0 Deposits:.................................................... 17,363 Federal Funds and Borrowings:.......................... 0 Other Liabilities:............................................. 1 57 Subordinated Debt:.............................................0 Total Liabilities:..........................................17,520 Total Equity Capital and Reserves:.............3,392 Total Liabilities and Capital:......................20,912 Number of Shares Outstanding:................. 4,000 Directors: Harold Clemons, Sumner R. Cullom, Rogers Ford, Phillip Forrester, Joe B. Hilliard, Mary Emily Thompson, Larry Wamble, Michael E. Wilson, Mildred P. Wilson, R. E. L. Wilson, V , Steve A. Wilson Branches in Town: None Other Branches: Keiser, Wilson The Planters Bank Osceola, AR 1 300 W . Keiser P. O. Box 4 0 7 7 2 3 7 0 -0 4 0 7 Telephone: 5 6 3 -2 6 6 6 FAX: 5 6 3 -3 4 3 6 Population: 8 ,9 3 0 Charter Number: 6 8 4 Date: April 13, 1 9 4 4 County: Mississippi Trust Department: No Bank Holding Company Arkansas Banking Company, Jonesboro, AR Chm: Steve Cox VChm: G. L. Lieblong Pres: Danny Gipson Cash: Nancy Hall Cash and Due From:................................. 2,229 Federal Funds and Repos:............................... 70 Investments:.............................................. 8,056 Total Loans:............................................. 31,630 Premises and Fixed Assets:....................... 1,355 Other Real Estate:.............................................. 0 Other Assets:................................................ 720 Total Assets:............................................44,060 Total Trust Assets:............................................0 Deposits:....................................................39,979 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 358 Subordinated Debt:.............................................0 Total Liabilities:......................................... 40,337 Total Equity Capital and Reserves:.............3,723 Total Liabilities and Capital:......................44,060 Number of Shares Outstanding:...............20,000 Directors: Paul Billings, Steve Cox, Virginia Cox, Danny Gipson, G. L. Lieblong, Charles J. Lowrance, IV, Dewey Neely, John Newcomb, Sloan Rainwater, Jr., William I. Rainwater, Jr., William I. Rainwater, Sr., Henry S w ift, Lowell Winston, Jr. Branches in T o w n : One O ther Branches: None Eighty-Second Report 93 Bank of the Ozarks, wca Ozark, AR Commercial at Sixth P. 0 . Box 196 7 2 9 4 9 -0 1 9 6 Telephone: 6 6 7 -2 1 8 1 FAX: 6 6 7 -5 1 6 6 Population: 3 ,3 3 0 Charter Number: 6 7 4 Date: June 9, 1937 County: Franklin Trust Department: Yes Bank Holding Company Ozark Bankshares, Inc., Little Rock, AR Chm/CEO: George G. Gleason, II Pres: Mark D. Ross SVP/Cash: Harold D. Beck SVP: R. Darrel Russell SVP: Richard Savage SVP: Betty Thomason TO: Pamela J. Minshew Cash and Due From:................................. 4,040 Federal Funds and Repos:.............................905 Investments:............................................24,029 Total Loans:..........................................124,983 Premises and Fixed Assets:.......................4,525 Other Real Estate:............................................80 Other Assets:............................................. 2,225 Total Assets:.........................................160,787 Total Trust Assets:..................................15,825 Deposits:................................................. 137,801 Federal Funds and Borrowings:.................. 7,947 Other Liabilities:.......................................... 1,322 Subordinated Debt:............................................ 0 Total Liabilities:....................................... 147,070 Total Equity Capital and Reserves:.......... 13,717 Total Liabilities and Capital:................... 160,787 Number of Shares Outstanding:...............27,399 Directors George G. Gleason, II, Linda D. Gleason, W . D. Gober, O. Porter Hillard, Frank M . Lawrence, Jr., Paul Moore, Mark D. Ross, R. Darrel Russell, Richard Savage, Kennith Smith, Betty Thomason Branches in Town: One Other Branches: Altus, Clarksville (2), Van Buren Peoples Bank Paragould, AR 3 0 0 W . Emerson P. 0 . Box 4 9 0 72451 Telephone: 2 3 6 -7 6 2 3 FAX: 2 3 6 -7 4 9 2 Population: 1 8 ,5 4 0 Charter Number: 762 Date: Sep. 13, 1991 County: Greene Trust Department: Yes Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Chm/CEO/Pres: Charles F. Luter VP: Renee Faughn VP/Cash: Crete Rhodes VP: Tim Wells VP: Ross Whitney Cash and Due From:.....................................963 Federal Funds and Repos:..........................1,150 Investments:.............................................. 6,169 Total Loans:.............................................40,366 Premises and Fixed Assets:.......................... 745 Other Real Estate:......................................... 365 Other Assets:................................................ 662 Total Assets:............................................50,420 Total Trust Assets:............................................0 Deposits:................................................... 40,511 Federal Funds and Borrowings:.................. 3,903 Other Liabilities:............................................. 355 Subordinated Debt:............................................ 0 Total Liabilities:.........................................44,769 Total Equity Capital and Reserves:............ 5,651 Total Liabilities and Capital:......................50,420 Number of Shares Outstanding:............... 17,811 Directors: Rex Bouldin, Preston L. Clark, Bob J. Downing, Charles F. Luter, Arthur Pillow Branches in T o w n : None O ther Branches: Rector 94 Arkansas State Bank Department Southeast Arkansas Bank Parkdale, AR 185 3 Hwy 165 S. P. 0 . Box 37 7 1 6 6 1 -0 0 3 7 Telephone: 4 7 3 -2 2 1 7 FAX: 4 7 3 -2 4 9 2 Population: 393 Charter Number: 141 Date: Feb. 1, 1 9 1 0 County: Ashley Trust Department: No Bank Holding Company None Chm: Thomas R. Pugh CEO/EVP: Bruce Timmons Pres: George L. Pugh VP/Cash: Nita Williamson VP: Margie Reginelli AVP: Anita Bierbaum Cash and Due From:..................................1,503 Federal Funds and Repos:................................. 0 Investments:.............................................. 7,031 Total Loans:............................................. 26,081 Premises and Fixed Assets:....................... 1,207 Other Real Estate:..........................................179 Other Assets:.................................................698 Total Assets:............................................ 36,699 Total Trust Assets:............................................0 Deposits:....................................................31,709 Federal Funds and Borrowings:.................. 1,590 Other Liabilities:.............................................. 308 Subordinated Debt:.............................................0 Total Liabilities:......................................... 33,607 Total Equity Capital and Reserves:.............3,092 Total Liabilities and Capital:......................36,699 Number of Shares Outstanding:............... 16,000 Directors: Mack H. Ball, Jr., Carl John Bierbaum, Dewayne Haynes, James N. Murphy, Ernest O'Neal, Augustus H. Pugh, George L. Pugh, Leyden Pugh, Frank A. Pugh, Thomas R. Pugh, Neill Sloan Branches in Town: None Other Branches: Eudora, Hamburg First State Bank Parkin, AR 77 W . Parkin Avenue P. O. Box 526 7 2 3 7 3 -0 5 2 6 Telephone: 755-5401 FAX: 7 5 5 -2 5 6 7 Population: 1,847 Charter Number: 568 Date: June 5, 1925 County: Cross Trust Department: No Bank Holding Company Parkin Bancorp, Inc., Parkin, AR Chm: William N. Griffin CEO/Pres: Frank G. Wallace VP/Cash: Brenda F. Williams AVP: Gayle Cameron Aud: Joan S. McKnight Cash and Due From:..................................1,337 Federal Funds and Repos:..........................1,675 Investments:.............................................. 2,263 Total Loans:............................................. 17,373 Premises and Fixed Assets:.......................... 273 Other Real Estate:..........................................268 Other Assets:................................................ 358 Total Assets:............................................ 23,547 Total Trust Assets:............................................0 Deposits:....................................................21,447 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 308 Subordinated Debt:.............................................0 Total Liabilities:......................................... 21,755 Total Equity Capital and Reserves:.............1,792 Total Liabilities and Capital:......................23,547 Number of Shares Outstanding:................. 4,000 Directors: Mark Baioni, Fred E. Brenner, Jr., John A. Brenner, John A. Brenner, Jr., Raymond S. Clift, Frankie C. Givens, Neil Griffin, William N. Griffin, Donald T. McKnight, J. E. McNeil, Jr., William B. M cSwain, Charles Ruston, Jr., Frank G. Wallace Branches in T o w n : None O ther Branches: Earle Eighty-Second Report 95 The Perry County Bank Perryville, AR 821 North Hwy 10 P. 0 . Box 189 7 2 1 2 6 -0 1 8 9 Telephone: 8 8 9 -2 3 1 8 FAX: 8 8 9 -5 4 5 9 Population: 1,141 Charter Number: 6 9 0 Date: Dec. 8, 1945 County: Perry Trust Department: No Bank Holding Company Perry County Bancshares, Inc., Perryville, AR Chm: Herby Branscum, Jr. CEO/Pres: Steve Lawrence SVP: Joe Carter VP: Helen Brandon VP: Naomi Chambliss VP: Charles Clements VP: Donald Crain VP/Cash: Buford Satterfield Cash and Due From:..................................1,787 Federal Funds and Repos:.............................515 Investments:............................................ 19,810 Total Loans:.............................................42,984 Premises and Fixed Assets:....................... 1,537 Other Real Estate:............................................32 Other Assets:................................................ 942 Total Assets:............................................67,607 Total Trust Assets:............................................0 Deposits:................................................... 60,384 Federal Funds and Borrowings:.................. 1,317 Other Liabilities:..............................................577 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 62,278 Total Equity Capital and Reserves:............ 5,329 Total Liabilities and Capital:......................67,607 Number of Shares Outstanding:...............16,000 Directors: Billie Jo Branscum, Herby Branscum, Jr., Lee Gibson, Shirley Hill, Robert Hill, J. Baylor House, Steve Lawrence, Charles V. Roland, Sr. Branches in Town: None Other Branches: Bigelow Piggott State Bank Piggott, AR 212 W. Cherry P. O. Box 307 7 2 4 5 4 -0 3 0 7 Telephone: 5 9 8 -3 8 0 2 FAX: 5 9 8 -2 0 2 6 Population: 3 ,7 7 7 Charter Number: 613 Date: March 10, 1930 County: Clay Trust Department: No Bank Holding Company Piggott Bankstock, Inc., Piggott, AR Chm/CEO/Pres: Paula O. Blackwell VP: J. R. Blackburn VP/Cash: James C. Poole Cash and Due From:................................. 3,589 Federal Funds and Repos:......................... 2,100 Investments:............................................ 13,906 Total Loans:............................................. 23,280 Premises and Fixed Assets:.......................... 509 Other Real Estate:..............................................0 Other Assets:................................................ 586 Total Assets:............................................43,970 Total Trust Assets:............................................0 Deposits:................................................... 39,700 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 255 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 39,955 Directors: Total Equity Capital and Reserves:............ 4,01 5 Total Liabilities and Capital:......................43,970 Number of Shares Outstanding:.................4,000 Steve Bell, Paula O. Blackwell, James C. Poole Branches in T ow n : One O ther Branches: None 96 Arkansas State Bank Department First State Bank Plainview, AR Main & Broadway P. 0 . Box 2 77 7 2 8 5 7 -0 2 7 7 Telephone: 272-4221 FAX: 2 7 2 -4 1 5 4 Population: 685 Charter Number: 6 6 3 Date: Jan. 12 , 1 9 3 4 County: Yell Trust Department: No Bank Holding Company Clement Bancshares, Inc., Plainview, AR Chm/CEO/Pres: John Clement EVP: Ralph Wilson VP/Cash: Theogene Wideman VP: James Bata Cash and Due From:..................................1,416 Federal Funds and Repos:.............................285 Investments:.............................................. 4,607 Total Loans:............................................. 25,649 Premises and Fixed Assets:...........................199 Other Real Estate:..........................................103 Other Assets:............................................. 2,111 Total Assets:............................................ 34,370 Total Trust Assets:............................................0 Deposits:........................................ Federal Funds and Borrowings:..... Other Liabilities:............................. Subordinated Debt:....................... Total Liabilities:.............................. 30,023 .....500 .....176 Total Equity Capital and Reserves: Total Liabilities and Capital:.......... Number of Shares Outstanding:__ ..3,671 34,370 Directors: .........0 30,699 20,000 John Clement, George Tippin, Jimmy W . Weaver, Ralph Wilson Branches in Town: None Other Branches: Ola Bank of Pocahontas Pocahontas, AR 101 Broadway P. O. Box 4 6 7 7 2 4 5 5 -0 4 6 7 Telephone: 8 9 2 -5 2 8 6 FAX: 892-8381 Population: 6,151 Charter Number: 145 Date: Oct. 31, 1903 County: Randolph Trust Department: No Bank Holding Company Pocahontas Bankstock, Inc., Pocahontas, AR Chm/CEO/Pres: John R. Jackson, Jr. EVP: Ronald E. Wurtz VP/Cash: Max R. Long AVP: Mary Lou Cullison AVP: Mary D. Jackson Cash and Due From:..................................3,571 Federal Funds and Repos:......................... 3,400 Investments:............................................ 29,328 Total Loans:.............................................40,959 Premises and Fixed Assets:.......................... 258 Other Real Estate:............................................50 Other Assets:............................................. 1,009 Total Assets:............................................ 78,575 Total Trust Assets:............................................0 Deposits:....................................................70,123 Federal Funds and Borrowings:.......................... 0 Other Liabilities:..............................................366 Subordinated Debt:.............................................0 Total Liabilities:......................................... 70,489 Total Equity Capital and Reserves:............ 8,086 Total Liabilities and Capital:......................78,575 Number of Shares Outstanding:................. 5,000 Directors: Carol Belford-Lewallen, Frank Bigger, Don R. Cox, Phillip Futrell, John R. Jackson, Jr., Michael L. McNabb, Ronald E. Wurtz Branches in T o w n : Two O ther Branches: None Eighty-Second Report 97 Planters & Stockmen Bank Pocahontas, AR 2 05 Rice Street P. 0 . Box 587 7 2 4 5 5 -0 5 8 7 Telephone: 8 9 2 -5 2 5 2 FAX: 8 9 2 -8 2 5 1 Population: 6 ,1 5 1 Charter Number: 715 Date: June 12, 1962 County: Randolph Trust Department: No Bank Holding Company Walden Holding Company, Jonesboro, AR Chm: Frank E. Walden CEO/Pres: Jeriel A. Summitt VP: Wayne Gearhart VP: John Phillips, III Cash and Due From:..................................1,194 Federal Funds and Repos:.............................885 Investments:............................................ 13,944 Total Loans:............................................. 21,417 Premises and Fixed Assets:.......................... 971 Other Real Estate:............................................76 Other Assets:................................................ 592 Total Assets:............................................ 39,079 Total Trust Assets:............................................0 Deposits:................................................... 35,291 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 284 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 35,575 Total Equity Capital and Reserves:............ 3,504 Total Liabilities and Capital:......................39,079 Number of Shares Outstanding:............... 10,000 Directors: A. J. Baltz, Jr., William Hurt, III, V . James King, Jr., James R. McCurter, John Phillips, III, Jeriel A. Summitt, Frank E. Walden Branches in Town: None Other Branches: None The Peoples Bank Portland, AR Telephone: 7 3 7 -2 2 3 6 FAX: 7 3 7 -2 8 1 6 Population: 56 0 Main Street P. 0 . Box 178 7 1 6 6 3 -0 1 7 8 Charter Number: 251 Date: Jan. 22, 1908 County: Ashley Trust Department: No Bank Holding Company Mainline Bankshares of Portland, Inc., Portland, AR Chm.: Hampton Pugh CEO/Pres/Cash: Tipton Pugh VP: Mary Dean Pugh Cash and Due From:..................................... 553 Federal Funds and Repos:.............................200 Investments:.............................................. 4,722 Total Loans:................................................1,859 Premises and Fixed Assets:............................... 8 Other Real Estate:..............................................0 Other Assets:.................................................127 Total Assets:.............................................. 7,469 Total Trust Assets:............................................0 Deposits:..................................................... 6,457 Federal Funds and Borrowings:..........................0 Other Liabilities:................................................26 Subordinated Debt:............................................ 0 Total Liabilities:........................................... 6,483 Directors: Total Equity Capital and Reserves:................986 Total Liabilities and Capital:........................7,469 Number of Shares Outstanding:.................4,000 Elizabeth Edwards, Hampton Pugh, Mary Dean Pugh, Tipton Pugh Branches in Town: None Other Branches: None 98 Arkansas State Bank Department Portland Bank Portland, AR Main Street P. O. Box 68 7 1 6 6 3 -0 0 6 8 Telephone: 7 3 7 -2 2 2 6 FAX: 7 3 7 -4 2 6 3 Population: 560 Charter Number: 57 Date: April 2 3 , 1 9 0 0 County: Ashley Trust Department: No Bank Holding Company Portland Bankshares, Inc., Portland, AR Chm: Robert D. Pugh CEO/Pres: Jerry D. Sadler VP/Cash: Chris Lampkin VP: Millie Austin VP: Leslie Borgognoni VP: Terrell Outlaw Cash and Due From:..................................... 873 Federal Funds and Repos:.............................740 Investments:.............................................. 2,487 Total Loans:............................................. 22,664 Premises and Fixed Assets:....................... 1,070 Other Real Estate:.............................................. 0 Other Assets:................................................ 274 Total Assets:............................................ 28,108 Total Trust Assets:............................................0 Deposits:....................................................25,369 Federal Funds and Borrowings:......................311 Other Liabilities:.............................................. 245 Subordinated Debt:.............................................0 Total Liabilities:......................................... 25,925 Total Equity Capital and Reserves:.............2,183 Total Liabilities and Capital:......................28,108 Number of Shares Outstanding:...............20,000 Directors: Mack Borgognoni, C. E. Bridewell, Fred LaGrone, Benton Newcome, Joel Newcome, Robert D. Pugh, W alter Rutledge, Jerry D. Sadler, Eddie Scherm Branches in Town: None Other Branches: Monticello The Farmers & Merchants Bank Prairie Grove, AR Telephone: 8 4 6 -2 1 1 5 FAX: 8 4 6 -3 9 4 2 Population: 1,761 102 E. Buchanan P. O. Box 2 07 7 2 7 5 3 -0 2 0 7 Charter Number: 166 Date: Aug. 29, 1 904 County: Washington Member of Federal Reserve System Trust Department: No Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim C. Walton CEO/Pres: Gregory D. Reed EVP: Steven L. Purdy Cash: Patricia A. Hand Cash and Due From:..................................2,265 Federal Funds and Repos:......................... 3,975 Investments:............................................ 25,408 Total Loans:............................................. 55,580 Premises and Fixed Assets:....................... 1,011 Other Real Estate:.............................................. 5 Other Assets:............................................. 1,395 Total Assets:............................................ 89,639 Total Trust Assets:............................................0 Deposits:....................................................81,426 Federal Funds and Borrowings:.................. 1,009 Other Liabilities:.............................................. 615 Subordinated Debt:.............................................0 Total Liabilities:......................................... 83,050 Total Equity Capital and Reserves:............ 6,589 Total Liabilities and Capital:......................89,639 Number of Shares Outstanding:............... 12,000 Directors: Doyle Baker, Billy J. Bartholomew, Michael E. Bartholomew, Michael H. Fidler, David M. Parks, Gregory D. Reed, James C. Rieff, Jim C. Walton Branches in T o w n : None O ther Branches: Farmington, West Fork Eighty-Second Report 99 Bank of Prescott Prescott, AR Telephone: 8 8 7 -2 6 8 8 FAX: 8 8 7 -6 8 2 2 Population: 3 ,6 7 3 E. Second at Main Drawer 4 9 0 7 1 8 5 7 -0 4 9 0 Charter Number: 162 Date: Aug. 10, 1 904 County: Nevada Trust Department: Yes Bank Holding Company First State Holding Company of Prescott, Prescott, AR Chm: John Warren Brannan, Sr. CEO/Pres: John Warren Brannan, Jr. EVP: James E. Franks SVP/Cash: James A. Pullen VP: Jean K. Bolton-Jones VP: B. A. DeLamar Cash and Due From:................................. 2,157 Federal Funds and Repos:.............................560 Investments:............................................29,085 Total Loans:............................................. 26,146 Premises and Fixed Assets:.......................... 350 Other Real Estate:..............................................0 Other Assets:............................................. 1,067 Total Assets:............................................59,365 Total Trust Assets:........................................... 0 Deposits:................................................... 53,918 Federal Funds and Borrowings:..........................0 Other Liabilities:..............................................135 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 54,053 Total Equity Capital and Reserves:............ 5,312 Total Liabilities and Capital:......................59,365 Number of Shares Outstanding:...............24,000 Directors: Jean K. Bolton-Jones, John Warren Brannan, Sr., John Warren Brannan, Jr., Carl Dalrymple, Jr., B. A. DeLamar, James E. Franks, Robert L. Godwin, R. K. McCasland, Abb Morman, R. W . Murry, James A. Pullen, John Vansickle Branches in Town: None Other Branches: None The Bank of Rison Rison, AR Telephone: 325-6251 FAX: 325-7661 Population: 1,258 2 0 0 Main Street P. 0 . Box 345 7 1 6 6 5 -0 3 4 5 Charter Number: 6 5 0 Date: March 7, 1932 County: Cleveland Trust Department: No Bank Holding Company None Chm: James L. Moore, Jr. CEO/Pres: James R. Hopson AVP: Cliff Hopson AVP: Brian Moore AVP/Cash: Judy Thompson Cash and Due From:..................................1,941 Federal Funds and Repos:.............................830 Investments:.............................................. 7,994 Total Loans:............................................... 9,192 Premises and Fixed Assets:...........................170 Other Real Estate:.............................................. 1 Other Assets:................................................ 975 Total Assets:............................................21,103 Total Trust Assets:........................................... 0 Deposits:................................................... 17,686 Federal Funds and Borrowings:..........................0 Other Liabilities:..............................................149 Subordinated Debt:........................................... .0 Total Liabilities:......................................... 17,835 Total Equity Capital and Reserves:............ 3,268 Total Liabilities and Capital:..................... 21,103 Number of Shares Outstanding:.................4,000 Directors: John W . Elrod, James R. Hopson, Ray B. Martin, James L. Moore, Jr., James L. Moore, III Branches in T o w n : None Other Branches: None 100 Arkansas State Bank Department Bank of Rogers Rogers, AR Telephone: 6 2 1 -6 8 0 0 FAX: 621-6801 Population: 3 3 ,0 0 0 1205 W est Walnut P. O. Box 6 99 7 2 7 5 7 -0 6 9 9 Charter Number: 7 6 5 Date: O ct. 2 6 , 1 9 9 5 County: Benton Trust Department: No Bank Holding Company None Pres: Dick McLelland VP: Guy J. Cable VP: Scott Franklin VP: Carol Lester AVP: Martha Cook AVP: Mitzi Smith Cash and Due From:..................................1,010 Federal Funds and Repos:......................... 4,240 Investments:.............................................. 4,452 Total Loans:............................................. 12,642 Premises and Fixed Assets:...........................130 Other Real Estate:.............................................. 0 Other Assets:.................................................309 Total Assets:............................................ 22,783 Total Trust Assets:............................................0 Deposits:.................................................... 19,527 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 104 Subordinated Debt:.............................................0 Total Liabilities:..........................................19,631 Total Equity Capital and Reserves:.............3,152 Total Liabilities and Capital:......................22,783 Number of Shares Outstanding:...............32,150 Directors: Dick McLelland, Virginia Mocivnik, Jerry Pittman, Tony Steele, David Swearingen, Colon Washburn, Lewis Yarborough Branches in Town: None Other Branches: None Farmers and Merchants Bank Rogers, AR Telephone: 6 3 6 -4 2 3 3 FAX: 6 3 1 -6 5 6 7 Population: 3 3 ,0 0 0 4th & Chestnut P. O. Box 2 5 0 7 2 7 5 7 -0 2 5 0 Charter Number: 712 Date: March 13, 1956 County: Benton Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm: John R. Bland CEO/Pres: Tom L. W ray EVP: J. Brent Akers SVP/Cash: Marla J. England VP: VP: VP: VP: Cash and Due From:................................. 3,331 Federal Funds and Repos:..........................1,465 Investments:............................................ 23,433 Total Loans:............................................. 61,362 Premises and Fixed Assets:....................... 1,729 Other Real Estate:............................................21 Other Assets:............................................ 2,1 75 Total Assets:............................................ 93,516 Total Trust Assets:............................................0 Deposits:....................................................83,993 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 208 Subordinated Debt:.............................................0 Total Liabilities:......................................... 84,201 Tom Blackwood Linda Pitts James M . Garrett Doug Parker Total Equity Capital and Reserves:............ 9,315 Total Liabilities and Capital:......................93,516 Number of Shares Outstanding:............... 13,562 Directors: John R. Bland, John D. Clower, M .D ., Randall E. Cole, M .D ., Lynn C. Dorrough, Clayton Eversole, James L. Pickens, M .D ., Evelyn S. Rife, Don Shores, Lemuel H. Tull, Tom L. W ray Branches in T o w n : Two O ther Branches: None 101 Eighty-Second Report First Western Bank and Trust Company Rogers, AR 401 W . Walnut P. 0 . Box 547 7 2 7 5 7 -0 5 4 7 Telephone: 6 3 1 -0 1 0 7 FAX: 9 3 6 -2 0 1 3 Population: 3 3 ,0 0 0 Charter Number: 7 5 7 Date: July 2 6 , 1991 County: Benton Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO/Pres: John T. Hampton VP/Cash: J. Lynne Coan VP: Nathan Gairhan VP: Jean Sterling Cash and Due From:..................................1,254 Federal Funds and Repos:................................. 0 Investments:.............................................. 6,276 Total Loans:............................................. 22,234 Premises and Fixed Assets:....................... 1,177 Other Real Estate:..............................................0 Other Assets:................................................ 438 Total Assets:............................................31,379 Total Trust Assets:............................................0 Deposits:................................................... 25,637 Federal Funds and Borrowings:.................. 3,120 Other Liabilities:..............................................197 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 28,954 Total Equity Capital and Reserves:............ 2,425 Total Liabilities and Capital:......................31,379 Number of Shares Outstanding:............... 17,000 Directors: Paul Becton, Bob Crafton, Jeral L. Hampton, John T. Hampton, A. B. Littlefield, Jack McHaney, Jim Shearin, Howard Slinkard, Alan Sparks, Dale Webster Branches in Town: One Other Branches: None First Bank of Arkansas Russellville, AR Telephone: 9 6 7 -8 0 0 0 FAX: 968-6491 Population: 2 1 ,2 6 0 8 0 0 North Arkansas Avenue P.O .B ox 3 0 1 0 7 2 8 1 1 -3 0 1 0 Charter Number: 192 Date: Sep. 29, 1905 County: Pope Member of Federal Reserve System Trust Department: Yes Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm: Wallace W . Fowler CEO/Pres: Roy Reaves EVP: Benny Harris EVP: Denton Tumbleson Cash: Eunice LaMar TO: Steve Jackson Cash and Due From:................................. 7,422 Federal Funds and Repos:......................... 2,750 Investments:............................................49,698 Total Loans:........................................... 188,049 Premises and Fixed Assets:.......................6,117 Other Real Estate:......................................... 200 Other Assets:.............................................4,728 Total Assets:..........................................258,964 Total Trust Assets:....................................7,348 Deposits:................................................. 226,264 Federal Funds and Borrowings:.................. 9,359 Other Liabilities:.......................................... 2,208 Subordinated Debt:............................................ 0 Total Liabilities:.......................................237,831 Total Equity Capital and Reserves:.......... 21,133 Total Liabilities and Capital:................... 258,964 Number of Shares Outstanding:...............10,000 Directors: Jama Fowler, Wallace W . Fowler, Don Helms, Phil Jones, Jim Knight, Lloyd McCracken, Jr., Roy Reaves, Don Riley, Sharon Trusty, C. Tim White Branches in T ow n : Three O ther Branches: Clarksville, Dover, Hector, London 102 Arkansas State Bank Department Bank of Salem Salem, AR Telephone: 895-2591 FAX: 8 9 5 -3 8 2 5 Population: 1 ,4 7 4 2 02 Church Street P. O. Box 338 7 2 5 7 6 -0 3 3 8 Charter Number: 2 6 6 Date: Dec. 9, 1 9 0 8 County: Fulton Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith CEO/Pres: Mark Montgomery SVP/COO/Cash: Frances Atkins Cash and Due From:..................................1,827 Federal Funds and Repos:................................. 0 Investments:...........................................13,001 Total Loans:.............................................44,464 Premises and Fixed Assets:.......................... 816 Other Real Estate:......................................... 472 Other Assets:............................................. 1,186 Total Assets:............................................ 61,766 Total Trust Assets:............................................0 Deposits:....................................................54,829 Federal Funds and Borrowings:......................865 Other Liabilities:.............................................. 310 Subordinated Debt:.............................................0 Total Liabilities:......................................... 56,004 Total Equity Capital and Reserves:.............5,762 Total Liabilities and Capital:......................61,766 Number of Shares Outstanding:...............20,000 Directors: L. R. "Jack" Cochran, Mark Montgomery, Marvin Newton, C. Dwayne Plumlee, Richard T. Smith Branches in Town: None Other Branches: Viola Logan County Bank Scranton, AR Telephone: 938-2511 FAX: 9 3 8 -7 0 8 4 Population: 218 6 0 0 Main Street P. O. Box 85 7 2 8 6 3 -0 0 8 5 Charter Number: 578 Date: April 7, 1926 County: Logan Trust Department: No Bank Holding Company None Chm/CEO/Pres: Joe Fritsche VP: Jerry L. Davis VP: Gary Fritsche Cash: Don Fritsche Cash and Due From:....................... 1,324 Federal Funds and Repos:................................. 0 Investments:.................................. 19,817 Total Loans:................................... 18,065 Premises and Fixed Assets:.......................... 663 Other Real Estate:..............................................0 Other Assets:................................................ 560 Total Assets:............................................40,429 Total Trust Assets:............................................0 Deposits:....................................................33,604 Federal Funds and Borrowings:......................840 Other Liabilities:.............................................. 188 Subordinated Debt:.............................................0 Total Liabilities:......................................... 34,632 Directors: Layes Total Equity Capital and Reserves:.............5,797 Total Liabilities and Capital:......................40,429 Number of Shares Outstanding:................. 4,000 Margaret Ahne, Gary Fritsche, Joe Fritsche, Mildred Fritsche, Regina M. Branches in T o w n : None O ther Branches: Subiaco Eighty-Second Report 103 First Bank of Arkansas Searcy, AR Telephone: 2 6 8 -7 5 7 5 FAX: 268-1551 Population: 1 8 ,0 0 0 125 North Poplar P. 0 . Box 1349 7 2 1 4 5 -1 3 4 9 Charter Number: 528 Date: Feb. 17, 1922 County: White Member of Federal Reserve System Trust Department: Yes Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm: Wallace W. Fowler CEO/Pres: Charles Green EVP: Brooks Davis VP/Cash: Chris Rainbolt VP: Gene Trammel Cash and Due From:..................................1,759 Federal Funds and Repos:................................. 0 Investments:............................................ 12,291 Total Loans:............................................. 54,353 Premises and Fixed Assets:.......................2,043 Other Real Estate:............................................68 Other Assets:............................................. 1,898 Total Assets:............................................ 72,412 Total Trust Assets:............................................0 Deposits:................................................... 59,592 Federal Funds and Borrowings:.................. 5,362 Other Liabilities:..............................................856 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 65,810 Total Equity Capital and Reserves:............ 6,602 Total Liabilities and Capital:......................72,412 Number of Shares Outstanding:...............10,000 Directors: Frank Carder, Richard Cargile, Jim Carr, Al Fowler, Jama Fowler, Mark Fowler, Wallace W . Fowler, Charles Green, Phil Jones, Dr. Gene Joseph, Lloyd McCracken, Jr., Roy Reaves, Lee Stephenson Branches in Town: Two Other Branches: Kensett First Security Bank Searcy, AR 3 1 4 N. Spring P. O. Box 1009 7 2 1 4 3 -1 0 0 9 Telephone: 2 7 9 -3 4 0 0 FAX: 2 7 9 -3 4 5 5 Population: 1 8 ,0 0 0 Charter Number: 6 49 Date: Feb. 6, 1932 County: White Trust Department: Yes Bank Holding Company First Security Bancorp, Searcy, AR Chm/CEO: Reynie Rutledge Pres: James G. Wilson EVP: B. Art Rand Cash: Ellen Wilson TO: Michael Hutsell Cash and Due From:................................13,465 Federal Funds and Repos:................................. 0 Investments:.......................................... 104,032 Total Loans:...........................................249,570 Premises and Fixed Assets:....................... 7,683 Other Real Estate:............................................61 Other Assets:............................................. 5,967 Total Assets:..........................................380,778 Total Trust Assets:..................................34,334 Deposits:................................................. 334,252 Federal Funds and Borrowings:.................. 3,330 Other Liabilities:.......................................... 4,917 Subordinated Debt:............................................ 0 Total Liabilities:.......................................342,499 Total Equity Capital and Reserves:.......... 38,279 Total Liabilities and Capital:................... 380,778 Number of Shares Outstanding:...............24,000 Directors: Dr. David Burks, Larry Crain, Robert Elliott, John McKnight, B. Art Rand, Wayne Ridout, Porter Rodgers, Bill Roussel, N. T. Rutledge, Reynie Rutledge, Jim Tarkington, James G. Wilson, E. D. Yancey, Albert Yarnell Branches in Town: Four Other Branches: Beebe (3), Cabot, Griffithville, Heber Springs, Judsonia, McRae, Pangburn 104 Arkansas State Bank Department Arkansas State Bank Siloam Springs, AR Telephone: 524-8101 FAX: 5 2 4 -3 3 0 7 Population: 8,151 3 1 8 E. Main Street P. 0 . Box 4 0 0 7 2 7 6 1 -0 4 0 0 Charter Number: 7 1 3 Date: Jan. 1 2 , 1 9 6 0 County: Benton Trust Department: Yes Bank Holding Company None CEO/Pres: Arthur Morris VP: Tommy Free VP/TO: Malcolm L. Rigsby VP: Ray Smith Cash: Beverly Lescard Cash and Due From:..................................3,555 Federal Funds and Repos:......................... 5,300 Investments:............................................ 72,588 Total Loans:............................................. 38,679 Premises and Fixed Assets:....................... 1,552 Other Real Estate:.............................................. 0 Other Assets:............................................. 2,372 Total Assets:.......................................... 124,046 Total Trust Assets:....................................3,211 Deposits:..................................................105,761 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 507 Subordinated Debt:.............................................0 Total Liabilities:....................................... 106,268 Total Equity Capital and Reserves:.......... 17,778 Total Liabilities and Capital:....................124,046 Number of Shares Outstanding:...............72,000 Directors: Delbert Allen, Jr., Roderick Allen, Robert H. Brown, H. E. Harrison, Jr., Charles C. Jones, Arthur Morris, Mark Simmons, Duane Thomas Branches in Town: One Other Branches: None Smackover State Bank Smackover, AR Telephone: 725-3051 FAX: 7 2 5 -3 0 4 9 Population: 2 ,2 3 2 70 8 N. Broadway P. 0 . Drawer 107 7 1 7 6 2 -0 1 0 7 Charter Number: 6 0 0 Date: April 18, 1928 County: Union Trust Department: Yes Bank Holding Company Smackover Bancshares, Inc., Smackover, AR Chm/CEO: Max 0 . Taylor Pres: Bob W illett SVP/Cash: Paulette Bussell VP: J. Drew Tennyson VP/TO: James B. Yeager Cash and Due From:....................... ........ 2,659 Federal Funds and Repos:............... ............165 Investments:.................................... ......38,930 Total Loans:..................................... ......43,147 Premises and Fixed Assets:............. ............679 Other Real Estate:............................ ............275 Other Assets:................................... ........ 1,351 Total Assets:.................................... ......87,206 Total Trust Assets:.......................... ............765 Deposits:........................................... .......75,766 Federal Funds and Borrowings:....... ................. 0 Other Liabilities:............................... .............788 Subordinated Debt:......................... ................. 0 Total Liabilities:................................ ....... 76,554 Total Equity Capital and Reserves:.. ....... 10,652 Total Liabilities and Capital:............. ....... 87,206 Number of Shares Outstanding:...... .....100,000 Directors: Gary DeYampert, Max 0 . Taylor, J. Drew Tennyson, James M. Tennyson, John D. Trimble, Bob W illett, James B. Yeager Branches in Town: None Other Branches: El Dorado, Norphlet 105 Eighty-Second Report Merchants & Planters Bank Sparkman, AR Telephone: 678-2251 FAX: 678-2401 Population: 553 Commerce & Main Streets P. O. Box 127 7 1 7 6 3 -0 1 2 7 Charter Number: 4 5 7 Date: Sep. 19, 1916 County: Dallas Trust Department: No Bank Holding Company Riverside Bancshares, Inc., Little Rock, AR Chm: David M atchet Pres: Doris Mann VP: Larry Gaston Cash: Patricia Wright Cash and Due From:.....................................580 Federal Funds and Repos:............................ 480 Investments:.............................................. 2,851 Total Loans:............................................... 7,018 Premises and Fixed Assets:.......................... 346 Other Real Estate:............................................21 Other Assets:................................................ 436 Total Assets:............................................ 11,732 Total Trust Assets:........................................... 0 Deposits:................................................... 10,215 Federal Funds and Borrowings:..........................0 Other Liabilities:..............................................166 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 10,381 Total Equity Capital and Reserves:.............1,351 Total Liabilities and Capital:......................11,732 Number of Shares Outstanding:................. 3,000 Directors: G. W . DeLaughter, Charles T. Gaston, Lex Golden, Doris Mann, David Matchet, L. Walert Quinn, Ray W hite Branches in Town: None Other Branches: None Springdale Bank and Trust Springdale, AR 4 1 5 W . Emma P. 0 . Box 5 0 0 0 7 2 7 6 5 -5 0 0 0 Telephone: 7 5 6 -7 0 0 0 FAX: 7 5 6 -7 0 7 7 Population: 29,941 Charter Number: 3 39 Date: May 6, 1911 County: Washington Member of Federal Reserve System Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Richard P. Calhoun CEO/Pres: Buddy D. Philpot SVP: John George SVP: H. Dennis Smiley VP/Cash: Bobby Swearingin TO: Tommy Karr Cash and Due From:................................. 6,081 Federal Funds and Repos:......................... 3,400 Investments:............................................ 17,784 Total Loans:.............................................96,108 Premises and Fixed Assets:....................... 3,391 Other Real Estate:..............................................0 Other Assets:............................................. 1,775 Total Assets:........................................ 128,539 Total Trust Assets:........................................... 0 Deposits:................................................. 111,904 Federal Funds and Borrowings:.................. 5,372 Other Liabilities:.......................................... 1,016 Subordinated Debt:............................................ 0 Total Liabilities:.......................................118,292 Total Equity Capital and Reserves:.......... 10,247 Total Liabilities and Capital:....................128,539 Number of Shares Outstanding:................. 5,500 Directors: James Baker, W ayne Britt, Richard P. Calhoun, Joy Drummonds, Sammy Fiser, Buddy D. Philpot, Stephen Shaddox, Philip Taldo, Willard Walker Branches in T ow n : Three O ther Branches: None 106 Arkansas State Bank Department Bodcaw Bank Stamps, AR 401 Thomas Street P. 0 . Box 8 7 1 8 6 0 -0 0 0 8 Telephone: 5 3 3 -4 4 8 6 FAX: 5 3 3 -4 4 5 6 Population: 2 ,4 7 8 Charter Number: 1 0 6 Date: Dec. 8, 1 9 0 2 County: Lafayette Trust Department: No Bank Holding Company None Chm/CEO/Pres: James R. Nipper VP: J. Paul Nipper AVP: Lenora Downs Cash: Bonnie Moreland Cash and Due From:................................. 2,094 Federal Funds and Repos:.............................285 Investments:............................................ 37,058 Total Loans:............................................. 10,453 Premises and Fixed Assets:...........................171 Other Real Estate:.............................................. 0 Other Assets:................................................ 735 Total Assets:............................................ 50,796 Total Trust Assets:............................................0 Deposits:....................................................42,584 Federal Funds and Borrowings:.......................... 0 Other Liabilities:..............................................259 Subordinated Debt:.............................................0 Total Liabilities:......................................... 42,843 Total Equity Capital and Reserves:.............7,953 Total Liabilities and Capital:...................... 50,796 Number of Shares Outstanding:............... 10,000 Directors: Charles L. Cabe, Jr., Roy Z. Kimbell, Sr., J. Paul Nipper, James R. Nipper, Cynthia Cook Sandefur, A. O. Smith, J. Woodrow Smith Branches in Town: None Other Branches: None Bank of Star City Star City, AR 2 0 0 Jefferson P. O. Drawer 69 7 1 6 6 7 -0 0 6 9 Telephone: 6 2 8 -4 2 8 6 FAX: 6 2 8 -5 2 7 4 Population: 2 ,1 3 8 Charter Number: 567 Date: April 27, 1925 County: Lincoln Trust Department: No Bank Holding Company Star City Bancshares, Inc., Star City, AR Chm/CEO: Bennie F. Ryburn, Jr. Pres: R. Mark Owen EVP/Cash: Anneta R. Moore VP: Roy Ferrell Cash and Due From:................................. 2,850 Federal Funds and Repos:................................. 0 Investments:............................................ 18,104 Total Loans:............................................. 37,893 Premises and Fixed Assets:....................... 1,463 Other Real Estate:.............................................. 0 Other Assets:................................................ 964 Total Assets:............................................ 61,274 Total Trust Assets:............................................0 Deposits:....................................................55,312 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.............................................. 318 Subordinated Debt:.............................................0 Total Liabilities:......................................... 55,630 Total Equity Capital and Reserves:............ 5,644 Total Liabilities and Capital:......................61,274 Number of Shares Outstanding:............... 15,000 Directors: Robert S. Floyd, Bill Frizzell, Keith Griffin, Lucille Ollar, R. Mark Owen, Pat Riley, Jr., Bennie F. Ryburn, Jr., Marion Ryburn, Weldon Wynn Branches in T o w n : None O ther Branches: Gould, Pine Bluff Eighty-Second Report 107 The Stephens Security Bank Stephens, AR 105 Ruby Street P. 0 . Box 7 7 1 7 6 4 -0 0 0 7 Telephone: 7 8 6 -5 4 1 6 FAX: 7 8 6 -5 4 1 9 Population: 1 ,1 3 7 Charter Number: 692 Date: Feb. 8, 1946 County: Ouachita Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith CEO/Pres: Guy R. Smith EVP/COO: Carol Reaves VP/Cash: Cheryl Brown Cash and Due From:..................................1,249 Federal Funds and Repos:.............................375 Investments:.............................................. 4,338 Total Loans:............................................ 16,258 Premises and Fixed Assets:...........................136 Other Real Estate:......................................... 237 Other Assets:................................................ 322 Total Assets:...........................................22,915 Total Trust Assets:............................................0 Deposits:................................................... 20,206 Federal Funds and Borrowings:..................... 232 Other Liabilities:..............................................138 Subordinated Debt:............................................ 0 Total Liabilities:.........................................20,576 Directors: Duncan Grayson, Carol Watson, Jay C. Wilson Branches in Town: None Total Equity Capital and Reserves:............ 2,339 Total Liabilities and Capital:......................22,915 Number of Shares Outstanding:............... 11,000 Reaves, Guy R. Smith, Richard T. Smith, Colon Other Branches: None The Farmers and Merchants Bank Stuttgart, AR Telephone: 673-6911 FAX: 6 7 2 -4 2 8 2 Population: 1 0 ,4 2 0 Seventh & Main Streets P. 0 . Box 947 7 2 1 6 0 -0 9 4 7 Charter Number: 687 Date: Dec. 29, 1944 County: Arkansas Trust Department: Yes Bank Holding Company The Farmers and Merchants Bankshares, Inc., Stuttgart, AR Chm: Roy 0 . McCollum, III CEO/Pres: Don Pattillo Cash: Caroll Fowler TO: Richard McMinn Cash and Due From:................................. 6,189 Federal Funds and Repos:................................. 0 Investments:............................................65,300 Total Loans:............................................. 74,850 Premises and Fixed Assets:....................... 1,883 Other Real Estate:......................................... 225 Other Assets:............................................. 2,798 Total Assets:.......................................... 151,245 Total Trust Assets:................................. 43,684 Deposits:................................................. 121,788 Federal Funds and Borrowings:................ 13,301 Other Liabilities:............................................. 697 Subordinated Debt:............................................ 0 Total Liabilities:....................................... 135,786 Total Equity Capital and Reserves:.......... 15,459 Total Liabilities and Capital:....................151,245 Number of Shares Outstanding:...............91,486 Directors: Nicky Hargrove, Roy O. McCollum, III, Don Pattillo, Mickey Pierce, Robert Seidenstricker, Horace Sickel, Billy Simpson, Patricia M. Townsend, Ray Vester Branches in T o w n : Three O ther Branches: Des Arc, Hazen 108 Arkansas State Bank Department First Stuttgart Bank and Trust Company Stuttgart, AR Telephone: 6 7 3 -3 5 4 5 FAX: 6 7 3 -1 9 7 7 Population: 1 0 ,4 2 0 4 1 2 South Main P. 0 . Drawer 908 7 2 1 6 0 -0 9 0 8 Charter Number: 7 6 4 Date: Oct. 2 1 ,1 9 9 3 County: Arkansas Trust Department: Yes Bank Holding Company First United Bancshares, Inc., El Dorado, AR Chm: James V. Kelley CEO/Pres: Robert M . Koch SVP: Lois Ann Jackson SVP: Waylan Wiggins VP/Cash: Robin L. Harris VP/TO: Pam Colbert Cash and Due From:............................... 10,691 Federal Funds and Repos:.............................500 Investments:............................................52,824 Total Loans:............................................. 55,574 Premises and Fixed Assets:....................... 1,074 Other Real Estate:..............................................0 Other Assets:............................................. 2,084 Total Assets:..........................................122,747 Total Trust Assets:............................... 126,158 Deposits:..................................................104,836 Federal Funds and Borrowings:.................. 5,043 Other Liabilities:..............................................746 Subordinated Debt:.............................................0 Total Liabilities:....................................... 110,625 Total Equity Capital and Reserves:.......... 12,122 Total Liabilities and Capital:....................122,747 Number of Shares Outstanding:.............110,000 Directors: L. Clyde Carter, Jack B. Coker, Harry C. Erwin, Tommy Hillman, Jerry J. Hoskyn, Harold Ives, Steven M . Keith, James V. Kelley, Robert M. Koch, Wanda H. Northcutt, John E. Stephens Branches in Town: Two Other Branches: Humphrey Bank of Trumann Trumann, AR Telephone: 4 8 3 -6 3 3 3 FAX: 4 8 3 -7 5 1 2 Population: 6 ,3 0 4 3 2 6 Hwy 4 6 3 P. O. Box 48 7 2 4 7 2 -0 0 4 8 Charter Number: 3 5 4 Date: Oct. 2, 1911 County: Poinsett Trust Department: No Bank Holding Company None Chm/CEO/Pres: Clyde Robertson, Jr. EVP: Wilburn J. Cole VP: Carroll D. Anderson Cash and Due From:..................................1,696 Federal Funds and Repos:......................... 2,695 Investments:............................................25,574 Total Loans:............................................. 31,939 Premises and Fixed Assets:...........................111 Other Real Estate:..............................................0 Other Assets:................................................ 888 Total Assets:............................................ 62,903 Total Trust Assets:............................................0 VP: Rick Gillette AVP: Shirley Benson Cash: Cheryl McMasters Deposits:....................................................53,475 Federal Funds and Borrowings:........................66 Other Liabilities:.............................................. 554 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 54,095 Total Equity Capital and Reserves:.............8,808 Total Liabilities and Capital:......................62,903 Number of Shares Outstanding:...............60,000 Directors: Carroll D. Anderson, W . O. Burgess Jr., Alice Clogston, Wilburn J. Cole, Rick Gillette, Noyl Houston, Eugene Pounds, Clyde Robertson, Jr., Natalie Stuckey Branches in T o w n : None O ther Branches: None Eighty-Second Report 109 Bank of Tuckerman Tuckerman, AR 106 E. Main P .0. Box 1000 7 2 4 7 3 -1 0 0 0 Telephone: 3 4 9 -5 1 5 5 FAX: 3 4 9 -5 1 7 0 Population: 2 ,0 2 0 Charter Number: 164 Date: Nov. 8, 1902 County: Jackson Trust Department: No Bank Holding Company Rainbow Investment Company, Inc., Tuckerman, AR Chm/CEO/Pres: Lindley V . Smith, Jr. EVP: Al M . Morris, Jr. VP: Drew Sandlin Cash: Belinda Huskey Cash and Due From:................................. 3,396 Federal Funds and Repos:......................... 3,430 Investments:.............................................. 7,023 Total Loans:............................................. 21,981 Premises and Fixed Assets:.......................... 253 Other Real Estate:..........................................129 Other Assets:................................................ 567 Total Assets:............................................ 36,779 Total Trust Assets:........................................... 0 Deposits:................................................... 31,273 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 300 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 31,573 Total Equity Capital and Reserves:............ 5,206 Total Liabilities and Capital:......................36,779 Number of Shares Outstanding:.................4,000 Directors: Scotty Armstrong, Bob Penix, Lindley V. Smith, Jr. Branches in Town: One Other Branches: Grubbs, Newport, Swifton First Delta Bank Tyronza, AR Telephone: 487-2161 FAX: 4 8 7 -2 0 6 9 Population: 858 Main and Oak Streets P. 0 . Box 8 0 0 7 2 3 8 6 -0 3 9 5 Charter Number: 7 0 4 Date: Oct. 31, 1951 County: Poinsett Trust Department: No Bank Holding Company Tyronza Bancshares, Inc., Tyronza, AR CEO/Pres: Harry J. W ebb, Jr. VP/Cash: Loretta Branch AVP: Becky Williams AVP: Gary Williams Cash and Due From:................................. 2,403 Federal Funds and Repos:................................. 0 Investments:.............................................. 8,086 Total Loans:............................................. 26,762 Premises and Fixed Assets:.......................... 995 Other Real Estate:............................................21 Other Assets:................................................ 621 Total Assets:............................................ 38,888 Total Trust Assets:............................................0 Deposits:................................................... 33,591 Federal Funds and Borrowings:..................... 495 Other Liabilities:............................................. 261 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 34,347 Total Equity Capital and Reserves:............ 4,541 Total Liabilities and Capital:......................38,888 Number of Shares Outstanding:.................2,000 Directors: A. A. Banks, G. E. Beley, Charles F. Luter, H. F. Norcross, Jr., Eugene Vaughn, Harry J. W ebb, Jr., Lewis M. Wood Branches in T o w n : None O ther Branches: Marked Tree 110 Arkansas State Bank Department Citizens Bank & Trust Company Van Buren, AR Telephone: 474-1201 FAX: 4 7 4 -4 6 3 0 Population: 1 4 ,9 7 9 3 1 1 0 Alma Hwy. P.O. Box 4 6 9 7 2 9 5 6 -0 4 6 9 Charter Number: 3 2 8 Date: Dec. 2 0 , 1 9 1 0 County: Craw ford Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Bank Corp., Fort Smith, AR Chm/CEO: James G. Williamson, Jr. Pres: William W . Thomas EVP/Cash/TO: Marion H. Riggs SVP: Luther F. Gordy, III Cash and Due From:................................. 4,222 Federal Funds and Repos:......................... 9,300 Investments:............................................47,742 Total Loans:............................................. 94,998 Premises and Fixed Assets:....................... 1,927 Other Real Estate:.............................................. 0 Other Assets:............................................. 3,972 Total Assets:..........................................162,161 Total Trust Assets:.................................... 1,485 Deposits:..................................................145,099 Federal Funds and Borrowings:.......................... 0 Other Liabilities:...........................................1,087 Subordinated Debt:.............................................0 Total Liabilities:....................................... 146,186 Total Equity Capital and Reserves:.......... 15,975 Total Liabilities and Capital:....................162,161 Number of Shares Outstanding:............... 16,000 Directors: Jimmy G. Bell, Mont S. Echols, Jr., Jimmy D. Gooch, Morril H. Harriman, Marion H. Riggs, Paul D. Shirley, Samuel M . Sicard, William W . Thomas, James G. Williamson, Jr. Branches in Town: Two Other Branches: Alma, Mountainburg Bank of Waldron Waldron, AR Telephone: 637-2161 FAX: 6 3 7 -4 8 7 4 Population: 3 ,0 2 4 110 W . 4th Street P. O. Box 2 2 6 0 7 2 9 5 8 -2 2 6 0 Charter Number: 72 Date: April 3, 1901 County: Scott Trust Department: Yes Bank Holding Company First National Security Company, DeQueen, AR Chm: John H. Hendrix VChm: Larry Mashburn CEO/Pres: Greg Bourns EVP: Jeff Rogers VP/TO: Debra Fuller Cash: Linda Forrest Cash and Due From:................................. 2,280 Federal Funds and Repos:......................... 2,285 Investments:............................................ 21,208 Total Loans:............................................. 39,460 Premises and Fixed Assets:.......................... 908 Other Real Estate:............................................34 Other Assets:............................................. 1,292 Total Assets:............................................ 67,467 Total Trust Assets:....................................... 210 Deposits:....................................................56,331 Federal Funds and Borrowings:.......................... 0 Other Liabilities:..............................................313 Subordinated Debt:.............................................0 Total Liabilities:......................................... 56,644 Total Equity Capital and Reserves:...........10,823 Total Liabilities and Capital:......................67,467 Number of Shares Outstanding:...............24,000 Directors: Kelly Ashford, Bill Black, Greg Bourns, Jim Currier, John H. Hendrix, Larry Mashburn, Rena Owens Branches in T o w n : One O ther Branches: None Eighty-Second Report 111 The Scott County Bank Waldron, AR Main & W . Church P. O. Box 8 3 8 7 2 9 5 8 -0 8 3 8 Telephone: 6 3 7 -3 1 9 1 FAX: 6 3 7 -3 1 9 5 Population: 3 ,0 2 4 Charter Number: 741 Date: Feb. 20, 1980 County: Scott Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm: John Ed Chambers, III Pres: Patsy Hawkins SVP: Robbie Zimmer VP: Robert Akers VP/Cash: Janie Graves VP: Becky Liles VP: Daryen Wiles Asst Cash: Diane Bawcom Cash and Due From:................................. 3,142 Federal Funds and Repos:..........................1,110 Investments:............................................ 16,564 Total Loans:.............................................45,348 Premises and Fixed Assets:....................... 1,037 Other Real Estate:..............................................0 Other Assets:................................................ 879 Total Assets:............................................68,080 Total Trust Assets:........................................... 0 Deposits:................................................... 59,975 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 359 Subordinated Debt:............................................ 0 Total Liabilities:.........................................60,334 Total Equity Capital and Reserves:............ 7,746 Total Liabilities and Capital:......................68,080 Number of Shares Outstanding:.............. 40,000 Directors: Lonnie Campbell, John Ed Chambers III, Roy Hale, Robert Handley, Patsy Hawkins, Dan Laird, Daryen Wiles Branches in Town: None Other Branches: Mansfield, Mena The Arkansas Bank Walnut Ridge, AR Telephone: 886-7711 FAX: 886-2941 Population: 4 ,3 8 8 2 12 W. Walnut P. O. Box 749 7 2 4 7 6 -0 7 4 9 Charter Number: 71 Date: March 23, 1901 County: Lawrence Trust Department: No Bank Holding Company Arkansas Banking Company, Jonesboro, AR Chm: Stephen Cox VChm/CEO: G. L. Lieblong Pres: Gary Little VP: Billye Brewer VP/Cash: Marilyn Davis VP: Mary E. Sloan VP: Steve Wilcoxon Cash and Due From:....................... ........ 2,118 Federal Funds and Repos:............... ........ 3,755 Investments:.................................... ......16,659 Total Loans:..................................... ......26,414 Premises and Fixed Assets:............. ........... 950 Other Real Estate:............................ ................ 0 Other Assets:................................... ........ 1,876 Total Assets:.................................... ......51,772 Total Trust Assets:......................... ................ 0 Deposits:............................................. .....45,850 Federal Funds and Borrowings:......... ...............0 Other Liabilities:................................. .......... 350 Subordinated Debt:........................... ...............0 Total Liabilities:.................................. .....46,200 Total Equity Capital and Reserves:.... .......5,572 Total Liabilities and Capital:............... .....51,772 Number of Shares Outstanding:........ .......... 500 Directors: Mary Virginia Rainwater Cox, Stephen Cox, William B. Durham, G. L. Lieblong, Gary Little, Sloan Rainwater, William I. Rainwater, William I. Rainwater, Jr., Maurice Starr, Ben Starr Branches in T o w n : None O ther Branches: Imboden, Lynn, Portia, Smithville 112 Arkansas State Bank Department First State Bank of Warren Warren, AR Main Street P. 0 . Box 29 7 1 6 7 1 -0 0 2 9 Telephone: 226-2601 FAX: 2 2 6 -2 2 5 3 Population: 6 ,4 5 5 Charter Number: 7 3 9 Date: Dec. 12, 1 9 7 8 County: Bradley Trust Department: Yes Bank Holding Company Bradley Bancshares, Inc., Warren, AR Chm: Virginia M . Ryburn VChm: Bennie F. Ryburn, Jr. CEO/Pres: Freddie M . Mobley COO/EVP: Hugh A. Quimby SVP: Frances Hargis VP: Jo Jenkins, Sr. Cash: Shirley Meggs TO: Annette Temple Cash and Due From:..................................5,924 Federal Funds and Repos:.............................200 Investments:............................................ 21,085 Total Loans:............................................. 57,865 Premises and Fixed Assets:....................... 1,429 Other Real Estate:............................................34 Other Assets:............................................. 1,527 Total Assets:............................................ 88,064 Total Trust Assets:.................................... 1,433 Deposits:....................................................78,618 Federal Funds and Borrowings:......................656 Other Liabilities:.............................................. 501 Subordinated Debt:.............................................0 Total Liabilities:......................................... 79,775 Total Equity Capital and Reserves:............ 8,289 Total Liabilities and Capital:......................88,064 Number of Shares Outstanding:............... 59,000 Directors: Bill Blann, Robert E. Garner, Robert George, Robert Green, Jr., Freddie M. Mobley, Hugh A. Quimby, Bennie F. Ryburn, Jr., Bennie Ryburn, III, Virginia M. Ryburn, J. C. Thompson, Joe H. W harton, M. D. Branches in Town: One Other Branches: Hampton, Hermitage Warren Bank and Trust Company Warren, AR Telephone: 226-2621 FAX: 226-6261 Population: 6 ,4 5 5 201 S. Main P. O. Box 3 5 0 7 1 6 7 1 -0 3 5 0 Charter Number: 80 Date: Dec. 28, 1901 County: Bradley Trust Department: Yes Bank Holding Company None Chm: John B. Frazer CEO/Pres: Carlton E. Davis SVP: Gerry Sharp SVP/Cash: James E. Smith VP/TO: John Frazer, III Cash and Due From:..................................2,046 Federal Funds and Repos:......................... 4,725 Investments:............................................ 38,128 Total Loans:............................................. 62,129 Premises and Fixed Assets:....................... 1,036 Other Real Estate:.............................................. 0 Other Assets:............................................. 1,368 Total Assets:.........................................109,432 Total Trust Assets:..................................20,884 Deposits:....................................................93,313 Federal Funds and Borrowings:......................574 Other Liabilities:.............................................. 668 Subordinated Debt:.............................................0 Total Liabilities:................................... 94,555 Total Equity Capital and Reserves:...........14,877 Total Liabilities and Capital:....................109,432 Number of Shares Outstanding:...............48,000 Directors: Bruce Anderson, Gerald Burton, Carlton E. Davis, L. H. Derby, Jr., John B. Frazer, W . Sykes Harris, Calvin Heird, C. A. Milton, Kerry F. Pennington, M . D., Gerard Sangster, G. F. W ynne, M . D. Branches in T o w n : Two O ther Branches: Hermitage 113 Eighty-Second Report Merchants and Farmers Bank West Helena, AR 4 2 5 East Plaza P. 0 . Box 2 5 0 7 7 2 3 9 0 -0 5 0 7 Telephone: 5 7 2 -3 4 8 1 FAX: 5 7 2 -1 9 0 1 Population: 9 ,6 9 5 Charter Number: 7 0 0 Date: Oct. 4, 1948 County: Phillips Trust Department: Yes Bank Holding Company Security Bancshares, Inc., Des Arc, AR Chm: Sherod S. W hite CEO/Pres: Bill Simmons EVP/TO: James Bogle EVP: Jimbo Boyd AVP/Cash: Sara Bradshaw Cash and Due From:................................. 4,807 Federal Funds and Repos:..........................1,500 Investments:............................................28,487 Total Loans:............................................. 75,798 Premises and Fixed Assets:....................... 1,390 Other Real Estate:............................................76 Other Assets:............................................. 2,491 Total Assets:..........................................114,549 Total Trust Assets:....................................1,282 Deposits:................................................ 104,373 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 688 Subordinated Debt:............................................ 0 Total Liabilities:....................................... 105,061 Total Equity Capital and Reserves:............ 9,488 Total Liabilities and Capital:.................. 114,549 Number of Shares Outstanding:...............20,000 Directors: James E. Boyd, W . P. Foster, Jr., Jim Frazier, Brooks Griffin, David Griffin, Jerry Kelley, W alter Morris, Bill Simmons, Doug Simmons, James N. Thomason, Sherod S. White Branches in Town: Two Other Branches: Marvell Bank of West Memphis West Memphis, AR 6 2 6 E. Broadway P. O. Box 2 1 2 8 7 2 3 0 3 -2 1 2 8 Telephone: 7 3 2 -8 0 0 0 FAX: 7 3 5 -0 8 4 9 Population: 2 8 ,2 5 9 Charter Number: 601 Date: April 21, 1928 County: Crittenden Trust Department: Yes Bank Holding Company Bancshares of W est Memphis, Inc., West Memphis, AR Chm: George H. Dunklin VChm: M . E. Black Dunklin CEO/Pres: H. Gates Williams, Jr. EVP: Robert L. Wright SVP: Robert L. Naylor SVP: Paul Neal COO/TO/Cash: Arley Knight Cash and Due From:................................. 4,555 Federal Funds and Repos:......................... 4,400 Investments:............................................ 50,051 Total Loans:.............................................40,473 Premises and Fixed Assets:....................... 1,280 Other Real Estate:..............................................0 Other Assets:............................................. 1,978 Total Assets:.......................................... 102,737 Total Trust Assets:....................................3,646 Deposits:................................................... 90,248 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 568 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 90,816 Total Equity Capital and Reserves:.......... 11,921 Total Liabilities and Capital:....................102,737 Number of Shares Outstanding:.............100,000 Directors: Duke Clement, George H. Dunklin, George H. Dunklin, Jr., M . E. Black Dunklin, Jack K. Hogan, Keith Ingram, Jr., Pat K. Magruder, Jr., Lloyd C. McCuiston, Paul W . O'Neal, J. Frank Waggener, Levin Williams, H. Gates Williams, Jr. Branches in T o w n : Three O ther Branches: None 114 Arkansas State Bank Department Wilmot State Bank Wilmot, AR Telephone: 473-2211 FAX: 473-5131 Population: 1,047 Main Street P. O. Box 95 7 1 6 7 6 -0 0 9 5 Charter Number: 6 7 6 Date: O ct. 2 5 , 1 9 3 7 County: Ashley Trust Department: No Bank Holding Company Wilmot Bank Holding Company, Wilmot, AR CEO/Pres/Cash: Kenneth M . Allbritton Cash and Due From:.....................................440 Federal Funds and Repos:......................... 3,205 Investments:............................................. 1,400 Total Loans:............................................... 5,293 Premises and Fixed Assets:.............................13 Other Real Estate:..............................................0 Other Assets:.................................................151 Total Assets:...........................................10,502 Total Trust Assets:............................................0 Deposits:...................................................... 9,123 Federal Funds and Borrowings:.......................... 0 Other Liabilities:................................................ 54 Subordinated Debt:.............................................0 Total Liabilities:............................................9,177 Total Equity Capital and Reserves:.............1,325 Total Liabilities and Capital:...................... 10,502 Number of Shares Outstanding:............... 12,000 Directors: John B. Currie, William J. Currie, William B. deYampert, Thomas F. Scannell, III Branches in Town: None Other Branches: None Cross County Bank Wynne, AR Telephone: 238-8171 FAX: 2 3 8 -4 0 5 2 Population: 8 ,1 8 7 1 Cross County Plaza P. O. Box 9 7 2 3 9 6 -0 0 0 9 Charter Number: 25 Date: June 5, 1891 County: Cross Trust Department: Yes Bank Holding Company Cross County Bancshares, Inc., Wynne, AR Chm: Willard G. Burks, M .D . CEO/Pres/TO: Ken McClanahan EVP: Mac McClanahan Cash: Beth Dildine Cash and Due From:................................. 4,023 Federal Funds and Repos:...................... 15,150 Investments:............................................ 16,698 Total Loans:.......................................... 100,191 Premises and FixedAssets:........................ 2,653 Other Real Estate:............................................69 Other Assets:............................................. 2,560 Total Assets:.........................................141,344 Total Trust Assets:....................................2,199 Deposits:..................................................129,460 Federal Funds and Borrowings:..................... 494 Other Liabilities:.............................................. 726 Subordinated Debt:.............................................0 Total Liabilities:....................................... 130,680 Total Equity Capital and Reserves:.......... 10,664 Total Liabilities and Capital:....................141,344 Number of Shares Outstanding:................. 4,000 Directors: Willard G. Burks, M .D ., Guy E. Fisher, Marvin T. Hagaman, Albert A. Hess, Pete L. Imboden, III, Ken McClanahan, Roger E. Pohlner, Donald L. Reddmann, James A. Richardson Branches in T o w n : One O ther Branches: Cherry Valley, Hickory Ridge, Weiner Eighty-Second Report 115 First Bank of Arkansas Wynne, AR Telephone: 2 3 8 -2 2 6 5 FAX: 2 3 8 -7 0 3 0 Population: 8 ,1 8 7 5 00 N. Falls P .0. Box 189 7 2 3 9 6 -0 1 8 9 Charter Number: 2 28 Date: Jan. 24, 1907 County: Cross Member of Federal Reserve System Trust Department: No Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm/CEO: Wallace W . Fowler Pres: Greg Miller CFO: Lloyd McCracken, Jr. SVP: Charles A. Williams Cash: Andrea Wood Cash and Due From:.....................................642 Federal Funds and Repos:......................... 3,695 Investments:..............................................4,112 Total Loans:............................................. 34,689 Premises and Fixed Assets:.......................... 727 Other Real Estate:..............................................0 Other Assets:................................................ 684 Total Assets:............................................44,549 Total Trust Assets:........................................... 0 Deposits:................................................... 40,732 Federal Funds and Borrowings:..........................0 Other Liabilities:............................................. 241 Subordinated Debt:............................................ 0 Total Liabilities:.........................................40,973 Total Equity Capital and Reserves:............ 3,576 Total Liabilities and Capital:..................... 44,549 Number of Shares Outstanding:.................2,000 Directors: Donald R. Burnett, Jama Fowler, Mark Fowler, Wallace W . Fowler, John Garner, Phil Jones, Stan Kelley, Lloyd McCracken, Jr., Greg Miller, George E. Owens, Sr., Bill Thomas Branches in Town: None Other Branches: None The Bank of Yellville Yellville, AR Telephone: 4 49-4231 FAX: 4 4 9 -4 8 6 6 Population: 1,181 Madison & Church P. 0 . Box 3 25 7 2 6 8 7 -0 3 2 5 Charter Number: 691 Date: Dec. 13, 1945 County: Marion Member of Federal Reserve System Trust Department: Yes Bank Holding Company Mountain Bancshares, Inc., Yellville, AR Chm/CEO/Pres: Judy R. Loving EVP/Cash: Chloe Richardson SVP: Phyllis Harp VP: Jerry D. Cunningham Cash and Due From:................................. 3,484 Federal Funds and Repos:.............................830 Investments:............................................ 21,371 Total Loans:.............................................48,182 Premises and Fixed Assets:....................... 1,600 Other Real Estate:..............................................0 Other Assets:................................................ 961 Total Assets:............................................76,428 Total Trust Assets:........................................... 0 Deposits:................................................... 66,022 Federal Funds and Borrowings:.................. 2,967 Other Liabilities:............................................. 348 Subordinated Debt:............................................ 0 Total Liabilities:......................................... 69,337 Total Equity Capital and Reserves:............7,091 Total Liabilities and Capital:......................76,428 Number of Shares Outstanding:...............20,781 Directors: Frank Bailey, Roger Bates, Fred A. Berry, Dan Duren, H. C. Hall, Judy R. Loving, Chloe Richardson, Kenneth Smith, Susan Wendel Branches in T o w n : None Other Branches: Bull Shoals, Flippin Eighty-Second Report REPORT OF STATE CHARTERED INDUSTRIAL LOAN INSTITUTIONS, TRUST COMPANIES, AND NON-PROFIT ORGANIZATIONS (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1996 118 Arkansas State Bank Department Arkansas Capital Corporation Little Rock, AR Telephone: 3 7 4 -9 2 4 7 FAX: 3 7 4 -9 4 2 5 Population: 1 7 5 ,7 9 5 2 25 South Pulaski Street 7 2 2 0 1 -1 9 2 5 Charter Number: 1 0 0 6 Date: Aug. 6, 1 9 5 8 County: Pulaski Trust Department: No Bank Holding Company None Chm: D. Patton Rudder Pres: Joseph B. Ford EVP/Sec/Treas: C. Sam Walls VP: Karla Larson Asst. Sec/Treas: George Campbell Cash and Due From:................................. 3,010 Federal Funds and Repos:................................. 0 Investments:.............................................. 5,200 Total Loans:............................................. 26,330 Premises and Fixed Assets:.......................... 378 Other Real Estate:..........................................163 Other Assets:................................................ 343 Total Assets:............................................35,424 Total Trust Assets:............................................0 Deposits:................................... 0 Federal Funds and Borrowings:................ 28,155 Other Liabilities:.............................................. 648 Subordinated Debt:.............................................0 Total Liabilities:......................................... 28,803 Total Equity Capital and Reserves:............ 6,621 Total Liabilities and Capital:......................35,424 Number of Shares Outstanding:................. 1,095 Directors: John W. Ahlen, Del Boyette, George E. Campbell, Joseph B. Ford, Donald H. Henry, Bert M. Mullens, Don Pattillo, H. Glenn Rambin, D. Patton Rudder, David H. Shinaler, William T. Staed, Vincent Tilford Branches in Town: None Other Branches: None Jones Investment & Trust Company Little Rock, AR Telephone: 3 7 4 -5 2 2 5 FAX: 3 7 4 -5 1 0 0 Population: 1 7 5 ,7 9 5 2 3 2 3 First Commercial Building 7 2 2 0 1 -3 4 4 1 Charter Number: 30 2 Date: Feb. 1, 191 0 County: Pulaski Trust Department: Yes Bank Holding Company None Chm /CEO/Pres: Bernice Jones VP/Treas/Sec: H. G. Frost, Jr. Cash and Due From:..................................... 100 Federal Funds and Repos:................................. 0 Investments:...................................................... 0 Total Loans:......................................................... Premises and Fixed Assets:................................ Other Real Estate:................................................ Other Assets:.....................................................0 Total Assets:..................................................100 Total Trust Assets:............................................0 Deposits:..............................................................0 Federal Funds and Borrowings:.......................... 0 Other Liabilities:.................................................. 0 Subordinated Debt:.............................................0 Total Liabilities:................................................... 0 Directors: Total Equity Capital and Reserves:................ 100 Total Liabilities and Capital:............................100 Number of Shares Outstanding:................. 1,000 H. G. Frost, Jr., John W. Johnson, Bernice Jones Branches in Town: None Other Branches: None 119 Eighty-Second Report National Credit Corporation Little Rock, AR Telephone: 3 7 1 -8 4 5 3 FAX: 3 7 1 -8 4 6 0 Population: 1 7 5 ,7 9 5 c/o Boatmen's Arkansas, Inc. P. 0 . Box 1681 7 2 2 03-1681 Charter Number: 1002 Date: April 13, 1941 County: Pulaski Trust Department: No Bank Holding Company Boatmen's Arkansas, Inc., Little Rock, AR Chm: Charles B. Dudley, III EVP: James C. Patridge VP/Treas: Susan F. Smith Sec: William B. Keisler Cash and Due From:.....................................262 Federal Funds and Repos:.................................0 Investments:......................................................0 Total Loans:....................................................... 0 Premises and Fixed Assets:...............................0 Other Real Estate:..............................................0 Other Assets:.....................................................0 Total Assets:................................................. 262 Total Trust Assets:........................................... 0 Deposits:............................................................. 0 Federal Funds and Borrowings:..........................0 Other Liabilities:..................................................2 Subordinated Debt:............................................ 0 Total Liabilities:................................................... 2 Directors: Total Equity Capital and Reserves:................260 Total Liabilities and Capital:........................... 262 Number of Shares Outstanding:.................6,250 Charles B. Dudley, III, William B. Keisler, James C. Patridge Branches in Town: None Other Branches: None The Metropolitan Trust Company Sherwood, AR Telephone: 8 3 5 -7 5 0 0 FAX: 8 3 5 -1 7 7 5 Population: 18,893 7 5 0 0 Highway 107 P. 0 . Box 6 5 0 0 7 2 1 2 4 -6 5 0 0 Charter Number: 569 Date: June 5, 1925 County: Pulaski Trust Department: Yes Bank Holding Company None CEO/Pres: Terry A. Paff VP: Michael E. Friedrichsmeyer Treas: Everett L. Hall, Jr. Sec: Karen L. Mashburn Cash and Due From: ....................................... 71 Federal Funds and Repos:................................. 0 Investments:......................................................0 Total Loans:......................................................... Premises and Fixed Assets:............................ 90 Other Real Estate:..........................................100 Other Assets:.....................................................9 Total Assets:................................................. 270 Total Trust Assets:........................................... 0 Deposits:............................................................. 0 Federal Funds and Borrowings:..........................0 Other Liabilities:..................................................2 Subordinated Debt:............................................ 0 Total Liabilities:................................................... 2 Directors: Total Equity Capital and Reserves:................268 Total Liabilities and Capital:........................... 270 Number of Shares Outstanding:................. 1,642 Andrew J. Collins, Hal C. Matthews, Terry A. Paff Branches in Town: None Other Branches: None Eighty-Second Report REPORT OF COUNTY INDUSTRIAL DEVELOPMENT CORPORATIONS (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1996 122 Arkansas State Bank Department Garland County Industrial Development Corporation For Equity Investments Hot Springs, AR Charter Number: 30002 Telephone: 321-1700 FAX: 624-2064 Chm: Lehman Henderson P. O. Box 6090 659 Ouachita 71902-6090 Sec: Naomi Hundley Howard County Industrial Development Corporation Nashville, AR Charter Number: 30001 Telephone: 845-4951 FAX: 845-1601 208 South Main P. 0. Box 182 71852-0182 Chm/CEO/Pres: Laurence P. Renard Perry County Industrial Development Corporation Perryville, AR Charter Number: 30003 Telephone: 889-2842 FAX: 889-2038 P. O. Box 869 72126-0869 CEO/Pres: John Baylor House Pulaski County Industrial Development Corporation Sherwood, AR Charter Number: 30004 Telephone: 985-9944 FAX: 835-7049 Chm: Jim Johnson 2227 W. Main, Suite 3 P. O. Box 7107 72124-7107 CEO/Pres: Ronald F. Davis Eighty-Second Report LIST OF COMMERCIAL BANKS BY COUNTY JUNE 30, 1996 124 Arkansas State Bank Department COUNTY BANK Arkansas DeWitt Bank And Trust Company The First National Bank of DeWitt Planters & Merchants Bank The Farmers and Merchants Bank First Stuttgart Bank and Trust Company * DeWitt DeWitt Gillett * Stuttgart Stuttgart Ashley First National Bank of Crossett First State Bank Farmers Bank Southeast Arkansas Bank The Peoples Bank Portland Bank Wilmot State Bank Crossett Crossett *Hamburg Parkdale Portland Portland Wilmot Baxter First National Bank & Trust Company of Mountain Home Peoples Bank And Trust Company Benton Arkansas National Bank Bank of Bentonville Decatur State Bank Bank of Gravett Bank of Rogers Farmers and Merchants Bank First National Bank & Trust Company First Western Bank and Trust Company Arkansas State Bank First National Bank Boone The Security Bank Bradley First State Bank of Warren Warren Bank and Trust Company Calhoun Calhoun County Bank Carroll The First National Bank of Berryville Bank of Eureka Springs The First National Bank in Green Forest Chicot First Community Bank of S. E. Arkansas Simmons First Bank of Dermott The Eudora Bank The Bank of Lake Village Simmons First Bank of Lake Village CITY ^Mountain Home Mountain Home * Bentonville Bentonville Decatur Gravette Rogers Rogers Rogers Rogers Siloam Springs Siloam Springs *Harrison *Warren Warren Hampton Berryville * Eureka Springs Green Forest Dermott Dermott Eudora *Lake Village Lake Village Eighty-Second Report 125 COUNTY BANK Clark Bank of Amity Citizens First Bank Elk Horn Bank & Trust Company First State Bank of Gurdon Clay Corning Bank Piggott State Bank Cleburne The Cleburne County Bank Greers Ferry Lake State Bank Heber Springs State Bank Mercantile Bank of Heber Springs, N.A. Cleveland Pine State Bank The Bank of Rison Kingsland *Rison Columbia Farmers Bank and Trust Company First National Bank of Magnolia The Peoples Bank "Magnolia Magnolia Magnolia Conway Mercantile Bank of Conway County, N.A. Morrilton Security Bank, N.A. *Morrilton Morrilton Craighead The Arkansas Bank Boatmen's Bank of Northeast Arkansas First Bank of Arkansas Simmons First Bank of Jonesboro Union Planters Bank of Northeast Arkansas MidSouth Bank "Jonesboro Jonesboro Jonesboro Jonesboro Jonesboro Monette Crawford Commercial Bank at Alma Bank of Mulberry Citizens Bank & Trust Company Mercantile Bank of Crawford County, N.A. Alma Mulberry *Van Buren Van Buren Crittenden Citizens Bank Bank of West Memphis Fidelity National Bank of West Memphis Union Planters Bank, National Association Cross First State Bank Cross County Bank First Bank of Arkansas The First National Bank of Wynne CITY Amity *Arkadelphia Arkadelphia Gurdon "Corning Piggott *Heber Heber Heber Heber Springs Springs Springs Springs "Marion West Memphis West Memphis West Memphis Parkin *Wynne Wynne Wynne 126 Arkansas State Bank Department COUNTY BANK Dallas Citizens First Bank Fordyce Bank & Trust Company Merchants & Planters Bank * Fordyce Fordyce Sparkman Desha Merchants & Farmers Bank Simmons First Bank of Dumas The First National Bank of McGehee McGehee Bank Dumas Dumas McGehee McGehee Drew Commercial Bank & Trust Company Union Bank And Trust Company *Monticello Monticello Faulkner Boatmen's National Bank of Conway First Community Bank First National Bank of Conway Franklin American State Bank Bank of Ozarks, wca Fulton Bank of Salem Garland Arkansas Bank and Trust Company Boatmen's National Bank of Hot Springs Grant First National Bank of Sheridan Greene First National Bank Peoples Bank Hempstead Bank of Blevins Citizens National Bank of Hope The First National Bank of Hope Hot Spring Horizon Bank The Malvern National Bank Southern State Bank Howard First National Bank of Howard County Citizens National Bank of Nashville First National Bank of Nashville CITY *Conway Conway Conway Charleston *Ozark *Salem *Hot Springs Hot Springs *Sheridan *Paragould Paragould Blevins *Hope Hope * Malvern Malvern Malvern Dierks *Nashville Nashville Eighty-Second Report 127 COUNTY BANK Independence Boatmen's National Bank of Batesville The Citizens Bank Mercantile Bank of Batesville, N.A. Boatmen's National Bank of Newark Izard First National Bank of Izard County The Bank of North Arkansas Calico Rock ^Melbourne Jackson Merchants & Planters Bank Bank of Tuckerman ^Newport Tuckerman Jefferson First National Bank of Altheimer Boatmen's National Bank of Pine Bluff Pine Bluff National Bank Simmons First National Bank of Pine Bluff Altheimer *Pine Bluff Pine Bluff Pine Bluff Johnson Arkansas State Bank Farmers Bank and Trust Company ^Clarksville Clarksville Lafayette The Bank of Bradley The First National Bank of Lewisville Peoples Bank & Loan Co. Bodcaw Bank Bradley ^Lewisville Lewisville Stamps Lawrence Peoples Bank The Arkansas Bank First National Bank of Lawrence County Lee First National Bank at Marianna *Marianna Lincoln Bank of Star City *Star City Little River Bank of Ashdown, N.A. *Ashdown Logan Citizens Bank First National Bank at Paris Logan County Bank *Booneville * Paris Scranton Lonoke Bank of Cabot Citizens Bank & Trust Bank of England First State Bank CITY * Batesville Batesville Batesville Newark Imboden *Walnut Ridge Walnut Ridge Cabot Carlisle England *Lonoke 128 Arkansas State Bank Department COUNTY BANK Madison First National Bank of Huntsville First State Bank Madison Bank and Trust *Huntsville Huntsville Kingston Marion Boatmen's National Bank of North Central Arkansas, N. A. Mercantile Bank of North Central Arkansas, N.A. The Bank of Yellville Bull Shoals Flippin * Yellville Miller Commercial National Bank of Texarkana The State First National Bank *Texarkana Texarkana Mississippi Farmers Bank And Trust Company First National Bank in Blytheville Buffalo Island Bank The Merchants and Planters Bank American State Bank The Planters Bank *Blytheville Blytheville Leachville Manila *Osceola Osceola Monroe Bank of Brinkley First Bank of Arkansas The Merchants and Planters Bank Bank of Holly Grove Brinkley Brinkley ^Clarendon Holly Grove Montgomery The Bank of Montgomery County *Mount Ida Nevada Bank of Prescott Newton Bank of the Ozarks, nwa Ouachita Bank of Bearden Boatmen's National Bank of South Arkansas The Merchants & Planters Bank, N.A. The Stephens Security Bank Perry The Perry County Bank Phillips The Delta State Bank First National Bank of Phillips County Helena National Bank Merchants and Farmers Bank CITY * Prescott *Jasper Bearden *Camden Camden Stephens *Perryville Elaine ^Helena Helena West Helena Eighty-Second Report 129 COUNTY BANK Pike Bank of Delight The Bank of Glenwood Caddo First National Bank Pike County Bank Poinsett The Bank of Harrisburg Little River Bank Marked Tree Bank Bank of Trumann First Delta Bank Polk First National Bank in Mena The Union Bank of Mena Pope Bank of Atkins Boatmen's National Bank of Russellville First Bank of Arkansas First National Bank of Russellville Prairie Farmers & Merchants Bank Hazen First State Bank Pulaski First Jacksonville Bank and Trust Arkansas Bankers’ Bank Boatmen's National Bank of Arkansas Central Bank & Trust Eagle Bank & Trust Company First Commercial Bank, N.A. Metropolitan National Bank One National Bank Pulaski Bank And Trust Company Bank of Little Rock Mercantile Bank of Central Arkansas National Bank of Arkansas Randolph Bank of Pocahontas Planters & Stockmen Bank * Pocahontas Pocahontas Saline Benton State Bank The Union Bank of Benton * Benton Benton Scott Bank of Waldron The Scott County Bank CITY Delight Glenwood Glenwood * Murfreesboro ^Harrisburg Lepanto Marked Tree Trumann Tyronza *Mena Mena Atkins ^Russellville Russellville Russellville *Des Arc Hazen Jacksonville * Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock North Little Rock North Little Rock North Little Rock *Waldron Waldron 130 Arkansas State Bank Department COUNTY BANK Sebastian The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Farmers Bank River Valley Bank & Trust Bank of Mansfield *Fort Smith Fort Smith Fort Smith Greenwood Lavaca Mansfield Sevier First National Bank of DeQueen First State Bank of DeQueen Horatio State Bank Bank of Lockesburg * DeQueen DeQueen Horatio Lockesburg Sharp First National Bank of Sharp County Bank of Cave City Bank of Evening Shade St. Francis First National Bank of Eastern Arkansas The Planters National Bank of Hughes Stone Bank of Mountain View Union Citizens First Bank The First National Bank of El Dorado National Bank of Commerce First Bank of South Arkansas Smackover State Bank Van Buren Clinton State Bank Union Planters Bank of Central Arkansas, N.A. Washington The Bank of Elkins Elkins The Bank of Fayetteville, N.A. ^Fayetteville Boatmen's National Bank of Northwest Arkansas Fayetteville Citizens Bank of Northwest Arkansas, N.A. Fayetteville Mcllroy Bank & Trust Fayetteville Bank of Lincoln Lincoln The Farmers & Merchants Bank Prairie Grove The First National Bank of Springdale Springdale Springdale Bank and Trust Springdale CITY *Ash Flat Cave City Evening Shade * Forrest City Hughes ^Mountain View *EI Dorado El Dorado El Dorado Junction City Smackover *Clinton Clinton Eighty-Second Report 131 COUNTY BANK White Citizens State Bank Charter State Bank First Bank of Arkansas First National Bank First Security Bank Bald Knob Beebe Kensett * Searcy Searcy Woodruff The Bank of Augusta Bank of McCrory * Augusta McCrory Yell Danville State Bank Arkansas Valley Bank Bank of Dardanelle First State Bank * Danville * Dardanelle Dardanelle Plainview * Represents County Seat CITY 132 Arkansas State Bank Department MAP OF ARKANSAS COUNTIES Eighty-Second Report ARKANSAS BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS IN ARKANSAS JUNE 30, 1996 Arkansas State Bank Department 134 Southern Development Bancorporation, Inc. Arkadelphia, AR BHC Number: 10585 Telephone: 246-3945 FAX: 246-2182 Chm: Walter Smiley Subsidiaries: Elk Horn Bank and Trust Company Financial Mortgage Corporation Opportunity Lands Corporation 605 Main, Suite 202 71923-6037 CEO/Pres: George P. Surgeon Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Whipple Family Limited Partnership Arkadelphia, AR BHC Number: 13068 Telephone: 246-8070 FAX: 246-7122 P. O. Box 515 526 Main Street 71923-0515 Managing General Partner: Ross M. Whipple Subsidiaries: Horizon Bancorp, Inc. Horizon Bank Landau I Horizon Financial Services Horizon Mortgage Company Arkadelphia, Malvern, Arkadelphia, Arkadelphia, Arkadelphia, AR AR AR AR AR Citizens State Bankshares of Bald Knob, Inc. Bald Knob, AR BHC Number: 4548 Telephone: 724-3241 FAX: 724-5985 Chm/CEO: Juanita Litzelfelner Subsidiaries: Citizens State Bank Citizens State Investments, Inc. P.O. Box 200 306 South Elm Street 72010-0200 Pres/Treas/COO: Larry Kircher Bald Knob, AR Bald Knob, AR Eighty-Second Report 135 Sebastian Bankshares, Inc. Barling, AR BHC Number: 10944 Telephone: 452-7906 FAX: 452-7978 P. 0. Box 23529 227 Fort Street 72923-0529 Chm: Ronald H. Udouj CEO/Pres: Danny Williams Subsidiaries: Lavaca, AR River Valley Bank & Trust Citizens Bancshares of Batesville, Inc. Batesville, AR BHC Number: 8412 Telephone: 793-4441 FAX: 698-6299 CEO/Pres: Woody Castleberry P. O. Box 2156 Third and College Streets 72503-2156 Sec: David J. Hidy Subsidiaries: Batesville, AR Batesville, AR The Citizens Bank Citizens Investments, Inc. Union Bancshares of Benton, Inc. Benton, AR BHC Number: 8720 Telephone: 778-0411 FAX: 776-5433 P. O. Box 687 207 West Conway Street 72015-0687 Chm/CEO/Pres: Greg B. Brown Subsidiaries: The Union Bank of Benton Benton Savings & Loan Association Benton, AR Benton, AR Arkansas State Bank Department 136 Arvest Bank Group, Inc. Bentonville, AR BHC Number: 2701 Telephone: 273-5743 FAX: 273-7477 125 West Central #218 72712-5293 Chm/CEO/Pres: Jim C. Walton VP/Treas/Sec: Richard D. Chapman Subsidiaries: First Bancshares, Inc. West Star Bank State Bank & Trust, N.A. Siloam Springs Bancshares, Inc. First National Bank of Siloam Springs TRH Bank Group, Inc. (50% owner) Security National Bank & Trust Bank of Bentonville Mcllroy Bank & Trust The Farmers & Merchants Bank First National Bank and Trust Company of Rogers Arvest Bank Operations, Inc. Arvest Mortgage Company Springdale Bank and Trust Arvest Savings Bank Arvest Trust Company, N.A. VP: Carl Baggett Bentonville, Bartlesville, Tulsa, Siloam Springs, Siloam Springs, Norman, Norman, Bentonville, Fayetteville, Prairie Grove, Rogers, Lowell, Lowell, Springdale, Tulsa, Bentonville, AR OK OK AR AR OK OK AR AR AR AR AR AR AR OK AR Farmers Bancorp, Inc. Blytheville, AR BHC Number: 10415 Telephone: 763-8101 FAX: 763-3500 P. O. Box 688 400 West Main Street 72316-0688 Pres: Alvin Huffman, III Subsidiaries: Farmers Bank And Trust Company Blytheville, AR 137 Eighty-Second Report First Western Bancshares, Inc. Booneville, AR BHC Number: 7895 Telephone: 675-4600 FAX: 675-4690 Chm: Jeral L. Hampton CEO/Pres: John T. Hampton P. O. Box 87 31 West Main 72927-0087 SVP/CFO: Bill Mitchell Subsidiaries: Booneville, Booneville, Booneville, Rogers, Citizens Bank First Western Properties First Western Mortgage, Inc. First Western Bank and Trust Company AR AR AR AR The Bradley Corporation Bradley, AR P. 0. Box 120 Main Street 71826-0120 BHC Number: 4611 Telephone: 894-3322 FAX: 894-3324 Chm/CEO/Pres: Lane Pierce Sec: Billie Pierce Subsidiaries: The Bank of Bradley Bradley, AR Brinkley Bancshares, Inc. Brinkley, AR BHC Number: 4873 Telephone: 734-3133 FAX: 734-3001 Chm/CEO: A. H. Rusher P. O. Box 727 130 South New Orleans 72021-0727 Pres: Gus Rusher Subsidiaries: Bank of Brinkley Fred Rusher Agency, Inc. Brinkley, AR Brinkley, AR 138 Arkansas State Bank Department Cabot Bankshares, Inc. Cabot, AR P. O. Box 1028 One City Plaza 72023-1028 BHC Number: 5720 Telephone: 843-3575 FAX: 843-0463 Chm: Howell M. Thompson CEO/Pres: James M. Park Subsidiaries: Bank of Cabot Bank of Cabot Mortgage Company Cabot, AR Cabot, AR Harrell Bancshares, Inc. Camden, AR P. 0. Box 10 1120 Washington Street, NW 71701-0010 BHC Number: 13477 Telephone: 836-7283 FAX: 836-5541 Chm/CEO: Searcy W. Harrell, Jr. Pres: Jonathan W. Harrell Subsidiaries: Calhoun County Bank First Bank of South Arkansas Hampton, AR Junction City, AR Sharp Bancshares, Inc. Cave City, AR BHC Number: 7420 Telephone: 283-5301 FAX: 283-6466 P. 0. Box 490 110 Main Street 72521-0490 Chm/CEO/Pres: Eugene Street Subsidiaries: Bank of Cave City Cave City Properties, Inc. Bank of Evening Shade "As Old As Dirt, Inc." Cave City, Cave City, Evening Shade, Evening Shade, AR AR AR AR Eighty-Second Report 139 American Bancshares of Arkansas, Inc. Charleston, AR BHC Number: 5587 Telephone; 965-2201 FAX: 965-2205 P .O .B ox 128 400 East Main Street 72933-0128 Chm/CEO/Pres: Joe S. Hiatt Subsidiaries: Charleston, AR American State Bank Clarendon Holding Co. Clarendon, AR BHC Number: 7059 Telephone: 747-3319 FAX: 747-3498 P. 0. Box 280 297 Madison 72029-0280 Chm: James B. Sharp CEO/Pres: J. Perry Lee Subsidiaries: The Merchants and Planters Bank Clarendon, AR Evergreen Bancshares, Inc. Crossett, AR BHC Number: 8879 Telephone: 364-5131 FAX: 364-6329 P.O. Box 638 310 Main Street 71635-0638 Chm/Pres: Richard E. Griffin Subsidiaries: First State Bank Crossett, AR Arkansas State Bank Department 140 Chambers Bancshares, Inc. Danville, AR P. O. Box 609 901 Main 72833-0609 BHC Number: 9675 Telephone: 495-2236 FAX: 495-4650 Chm/CEO/Pres: John Ed Chambers, III Subsidiaries: Bank of Amity Bank of Atkins Danville State Bank U.S. Mortgage, Inc. Arkansas Valley Bank The Scott County Bank River Valley Appraisal Amity, AR Atkins, AR Danville, AR Little Rock, AR Dardanelle, AR Waldron, AR Danville, AR Bank of Dardanelle Bankshares, Inc. Dardanelle, AR P. O. Box 577 102 N. Front Street 72834-0577 BHC Number: 8849 Telephone: 229-3311 FAX: 229-4180 CEO/Pres: Ronald L. Taylor Subsidiaries: Bank of Dardanelle Dardanelle, AR First National Security Company DeQueen, AR BHC Number: 11272 Telephone: 642-2212 FAX: 642-7959 Chm: John H. Hendrix P. 0. Box 980 Third & Gilson 71832-0980 CEO/Pres: Larry Mashburn Subsidiaries: First National Bancshares of Hempstead County, Inc. Bank of Blevins The First National Bank of Hope First National Bank of Lewisville Bank of Ashdown, N.A. Hope, Blevine, Hope, Lewisville, Ashdown, AR AR AR AR AR 141 Eighty-Second Report First National Security Company DeQueen, AR (Continued) DeQueen, Dierks, Nashville, Waldron, Broken Bow, First National Bank First National Bank of Howard County Citizens National Bank Bank of Waldron American State Bank AR AR AR AR OK First State Bancshares, Inc. DeQueen, AR BHC Number: 12344 Telephone: 642-4423 FAX: 642-2847 Chm: Lou Ellen Gray P. 0. Box 970 Third and Heynecker Streets 71832-0970 CEO/Pres: Keith Melson Subsidiaries: First State Bank of DeQueen DeQueen, AR DBT Financial Corporation DeWitt, AR BHC Number: 9398 Telephone: 946-3531 FAX: 946-2815 Chm: Elmer A. Ferguson VChm: Julian Brown P. 0. Drawer 71 Second and Jefferson Streets 72042-0071 Pres: Nancy F. Rasco Subsidiaries: DeWitt Bank And Trust Company DBT Realty Company, Inc. DeWitt, AR DeWitt, AR Arkansas State Bank Department 142 DeWitt First Bankshares Corporation DeWitt, AR BHC Number: 7051 Telephone: 946-3551 FAX: 946-1562 Chm: Georgia B. McKinley P .O .B o x 511 W. Cross and Jefferson 72042-0511 CEO/Pres: Warren A. Jennings, Sr. Subsidiaries: DeWitt, AR Lockesburg, AR The First National Bank Bank of Lockesburg Decatur Bancshares, Inc. Decatur, AR P. O. Box 38 Hwy. 59 N. 72722-0038 BHC Number: 11686 Telephone: 752-3281 FAX: 752-8154 Chm: Lloyd E. Peterson CEO/Pres: Vernon L. Austin Subsidiaries: Decatur State Bank Decatur Insurance Agency Decatur, AR Decatur, AR Dermott Bancshares, Inc. Dermott, AR BHC Number: 9166 Telephone: 538-3221 FAX: 538-3787 P. O. Box 800 110 East Peddicord 71638-0800 CEO/Pres: Tom H. Grumbles Subsidiaries: First Delta Financial Corporation First Community Bank of S.E. Arkansas Dermott, AR Dermott, AR Eighty-Second Report 143 Security Bancshares, Inc. Des Arc, AR BHC Number: 9459 Telephone: 256-4191 FAX: 256-4582 Chm: Henry L. Nichols P. O. Box 369 110 S. Third Street 72040-0369 CEO/Pres: Sherod S. White Subsidiaries: Farmers & Merchants Bank Merchants and Farmers Bank Des Arc, AR West Helena, AR M & F Financial Corporation Dumas, AR BHC Number: 7273 Telephone: 382-4311 FAX: 382-5901 Chm: L. Ashton Adcock P. O. Box 187 130 W. Waterman 71639-0187 CEO/Pres: J. Michael Jones Subsidiaries: Merchants & Farmers Bank Dumas, AR First United Bancshares, Inc. El Dorado, AR BHC Number: 4041 Telephone: 863-3181 FAX: 863-0015 P. 0. Box 751 Main @ Washington 71730-0751 Chm/CEO/Pres: James V. Kelley Subsidiaries: Commercial Bank at Alma The Merchants & Planters Bank, N.A. The First National Bank of El Dorado The City National Bank of Fort Smith First National Bank of Magnolia The Bank of North Arkansas First Stuttgart Bank and Trust Company FirstBank First United Trust Company, N.A. Alma, Camden, El Dorado, Fort Smith, Magnolia, Melbourne, Stuttgart, Texarkana, El Dorado, AR AR AR AR AR AR AR TX AR 144 Arkansas State Bank Department Community Investment, Inc. Elkins, AR BHC Number: 7290 Telephone: 643-2131 FAX: 643-2651 Chm/CEO: P. O. Box 333 348 N. Center 72727-0333 Joel L. Bunch Pres: Joyce R. Bunch Subsidiaries: The Bank of Elkins Elkins, AR Delta Bancshares, Inc. Eudora, AR P. O. Box 270 104 N. Main 71640-0270 BHC Number: 5343 Telephone: 355-8311 FAX: 355-8509 Chm/Pres: W. K. Grubbs Subsidiaries: The Eudora Bank Eudora, AR FBT Bancshares, Inc. Fordyce, AR BHC Number: 6896 Telephone: 352-3107 FAX: 352-5202 200 W. 4th Street 71742-2202 Chm/CEO/Pres: Curtis Hutchins Subsidiaries: Fordyce Bank & Trust Company Fordyce, AR Eighty-Second Report 145 First Bank Corp. Fort Smith, AR BHC Number: 11347 Telephone: 782-2041 FAX: 788-4602 P. 0. Box 7 602 Garrison Avenue 72902-0007 CEO/Pres: Samuel M. Sicard Subsidiaries: Vista Bancorporation Citizens Bank & Trust Company PMF, Inc. First National Bank of Fort Smith National Bank of Sallisaw Van Buren, AR Van Buren, AR Van Buren, AR Fort Smith, AR Sallisaw, OK Planters & Merchants Bancshares, Inc. Gillett, AR BHC Number: 11448 Telephone: 548-2211 FAX: 548-2213 P. 0. Box 357 320 Main 72055-0357 Chm: Keneth Smith CEO/Pres: Larry E. Bauer Subsidiaries: Planters & Merchants Bank P & M Real Estate, Inc. Gillett, AR Gillett. AR Bainum Bancorp Glenwood, AR BHC Number: 10985 Telephone: 356-2121 FAX: 356-2211 P. 0. Box 0 Broadway & Pulliam 71943-0813 Chm/CEO/Pres: Irvin C. Bainum Subsidiaries: The Bank of Glenwood Glenwood, AR 146 Arkansas State Bank Department Wilkinson Banking Corporation Greenwood, AR BHC Number: 11241 Telephone: 996-4171 FAX: 996-6700 P. O. Box 610 125 W. Center Street 72936-0610 Chm: Elizabeth Wilkinson CEO/Pres: Edward Wilkinson Subsidiaries: Farmers Bank Greenwood, AR First Delta Corporation Helena, AR BHC Number: 4384 Telephone: 816-1111 FAX: 816-1105 P. 0. Box 160 502 Cherry Street 72342-0160 CEO/Pres: W. H. Brandon, Jr. Subsidiaries: The Delta State Bank Phillips Insurance Services, Inc. First National Bank of Phillips County First Investment Advisory Services, Inc. Elaine, Elaine, Helena, Helena, AR AR AR AR Holly Grove Bancshares, Inc. Holly Grove, AR BHC Number: 11367 Telephone: 462-3331 FAX: 462-3992 Chm: Herd E. Stone, Jr. Subsidiaries: Bank of Holly Grove P. 0. Box 419 510 Dr. Herd E. Stone Street 72069-0419 CEO/Pres: William R. Reynolds Holly Grove, AR Eighty-Second Report 147 The Citizens National Bancshares, Inc. Hope, AR BHC Number: 7356 Telephone: 777-2313 FAX: 777-6916 Chm: Albert Graves VChm: Mitchell LaGrone Subsidiaries: Peoples Bancshares, Inc. Peoples Bank & Loan Co. Citizens National Bank Citizens Investment Services, Inc. P. O. Box 599 200 South Elm Street 71802-0599 CEO/Pres: John R. Graves Lewisville, Lewisville, Hope, Hope, AR AR AR AR Pioneer Bancshares, Inc. of Horatio, Arkansas Horatio, AR BHC Number: 9388 Telephone: 832-2501 FAX: 832-2577 P. 0. Box 347 100 Main Street 71842-0347 Chm/CEO/Pres: Edith H. Smith Subsidiaries: Horatio State Bank Horatio, AR Smith Associated Banking Corporation Hot Springs, AR BHC Number: 5932 Telephone: 623-4292 FAX: 623-4688 1801 Central Avenue, Suite B 71901-6800 Chm/CEO/Pres: Richard T. Smith Subsidiaries: Bank of Salem SABCO Insurance Agency The Stephens Security Bank Stephens Security Insurance Agency Salem, Salem, Stephens, Stephens, AR AR AR AR 148 Arkansas State Bank Department BTS Bancshares, Inc. Huntsville, AR BHC Number: 11986 Telephone: 738-2147 FAX: 738-1255 Chm: Sam Mathias P. O. Box 667 Hwy. 412 West 72740-0667 CEO/Pres: Tom Mathias Subsidiaries: First State Bank Huntsville, AR Spring Rivers Bancshares, Inc. Imboden, AR P. O. Box 850 Hwy 63 72434-0850 BHC Number: 10793 Telephone: 869-2291 FAX: 869-2179 Chm/CEO/Pres: Charles F. Luter Subsidiaries: Peoples Bank Peoples Bank Imboden, AR Paragould, AR First Arkansas Bancshares, Inc. Jacksonville, AR BHC Number: 4212 Telephone: 982-4511 FAX: 982-5769 P. O. Box 827 600 West Main Street 72076-0827 Chm/CEO: Pres: Larry T. Wilson Kenneth Pat Wilson Subsidiaries: First Jacksonville Bank and Trust First Jacksonville Mortgage Company Jacksonville, AR Jacksonville, AR Eighty-Second Report 149 Arkansas Banking Company Jonesboro, AR BHC Number: 12933 Telephone: 932-1231 FAX: 931-2182 Chm: Sloan Rainwater P. 0. Box 1617 515 W. Washington 72403-1617 CEO/Pres: G. L. Lieblong Subsidiaries: Jonesboro, Osceola, Walnut Ridge, Jonesboro, The Arkansas Bank The Planters Bank The Arkansas Bank Business Support Ltd. AR AR AR AR Southwest Bancshares, Inc. Jonesboro, AR BHC Number: 11677 Telephone: 972-9093 FAX: 935-8306 Chm/CEO: P.O. Box 7500 2400 East Highland Drive 72401-7500 Wallace W. Fowler Pres: Phil Jones Subsidiaries: First First First First First Bank of Arkansas Bank of Arkansas Bank of Arkansas Bank of Arkansas Processing Services, Inc. Jonesboro, Russellville, Searcy, Wynne, Jonesboro, AR AR AR AR AR Walden Holding Company Jonesboro, AR BHC Number: 11441 Telephone: 935-9247 FAX: None Chm/CEO: Frank E. Walden 3712 East Highland Drive 72401-6561 Pres: Mary Florence Walden Subsidiaries: Planters & Stockmen Bank Pocahontas, AR 150 Arkansas State Bank Department Pine State Bancshares, Inc. Kingsland, AR BHC Number: 1 2 0 6 0 Telephone: 3 4 8 -5 6 5 7 FAX: None O. Box 85 7 1 6 5 2 -0 0 8 5 P. Chm/CEO/Pres: M. Don Smith Subsidiaries: Pine State Bank Kingsland, AR Southeast Arkansas Bank Corporation Lake Village, AR BHC Number: 9 1 4 0 Telephone: 265-2241 FAX: 2 6 5 -2 1 2 5 Chm: Charles H. Weissinger, Jr. P. O. Box 727 201 Main Street 7 1 6 5 3 -0 7 2 7 CEO/Pres: Terrence J. Alpe Subsidiaries: The Bank of Lake Village BLV Realty, Inc. Lake Village, AR Lake Village, AR Buffalo Island Bancshares, Inc. Leachville, AR BHC Number: 1 0 213 Telephone: 5 3 9 -6 3 5 4 FAX: 5 3 9 -2 2 1 3 P. O. Box 140 110 N. Main Street 7 2 4 3 8 -0 1 4 0 Chm/CEO/Pres: Larry Grisham Subsidiaries: Buffalo Island Bank Leachville, AR Eighty-Second Report 151 Lincoln Bankshares, Inc. Lincoln, AR P. 0. Box 1000 West Side Square 72744-1000 BHC Number: 7245 Telephone: 824-3232 FAX: 824-5703 Chm/CEO/Pres: Loyd R. Swope Subsidiaries: Bank of Lincoln Lincoln Land Company, Inc. Lincoln, AR Lincoln, AR Arkansas Bankers' Bancorporation, Inc. Little Rock, AR BHC Number: 11533 Telephone: 371-0535 FAX: 376-8894 Chm: Lindley V. Smith, Jr. 1008 West Second Street 72201-2031 CEO/Pres: Bill B. May Subsidiaries: Arkansas Bankers' Bank Little Rock, AR Carlisle Bancshares, Inc. Little Rock, AR BHC Number: 8621 Telephone: 376-2128 FAX: 374-1968 Chm: Winthrop P. Rockefeller Subsidiaries: FirstBank of Arkansas Citizens Bank & Trust Hazen First State Bank 300 Spring Bldg, Suite 1010 72201-2449 CEO/Pres: Barry McKuin Brinkley, AR Carlisle, AR Hazen, AR 152 Arkansas State Bank Department First Commercial Corporation Little Rock, AR BHC Number: 4192 Telephone: 371-7000 FAX: 371-7413 P. O. Box 1471 400 West Capital 72203-1471 Chm/CEO/Pres: Barnett Grace Subsidiaries: West-Ark Bancshares, Inc. Arkansas State Bank ASB Properties, Inc. Clinton Bancshares, Inc. Clinton State Bank Bank Properties, Inc. State First Financial Corporation The First National Bank of Nashville State First National Bank United American Bancshares, Inc. First National Bank of Palestine Kilgore First Bancorp, Inc. Kilgore First National Bank Longview National Bank Lufkin National Bank Stone Fort National Bank of Nacogdoches State First National Bank Tyler Bank and Trust, N.A. Commercial Capital Funding, Inc. Commercial Investment Company TRH Bank Group, Inc. (50% owner) Security National Bank & Trust Company Springhill Bancshares, inc. Springhill Bank and Trust Company Citizens First Bank of Arkadelphia Benton State Bank BSB Properties, Inc. First National Bank of Conway Citizens First Bank of El Dorado Citizens First Bank of Fordyce Harris Abstract Co. The Security Bank Security Properties, Inc., of Harrison Arkansas Bank & Trust Company Advantage Corporation Pinnacle Corporation :irst Commercial Bank, N.A. Financial Fleet Services, Inc. Clarksville, AR Clarksville, AR Clarksville, AR Clinton, AR Clinton, AR Clinton, AR Texarkana, AR Nashville, AR Texarkana, AR Palestine, TX Palestine, TX Kilgore, TX Kilgore, TX Longview, TX Lufkin, TX Nacogdoches, TX Texarkana, TX Tyler, TX Tyler, TX Texarkana, TX Norman, OK Norman, OK Springhill, LA Springhill, LA Arkadelphia, AR Benton, AR Benton, AR Conway, AR El Dorado, AR Fordyce, AR Fordyce, AR Harrison, AR Harrison, AR Hot Springs, AR Hot Springs, AR Hot Springs, AR Little Rock, AR Little Rock, AR 153 Eighty-Second Report First Commercial Corporation Little Rock, AR (Continued) Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Morrilton, Rogers, Rogers, Russellville, Memphis, Little Rock, Little Rock, First Commercial Futures Corporation First Commercial Inc. First Commercial Investments, Inc. First Commercial Mortgage Company McDonald Abstract Co. Morrilton Security Bank, N.A. Farmers and Merchants Bank Flight, Inc. First National Bank of Russellville First Commercial Bank of Memphis, N.A. Baker & Hill, Inc. First Commercial Trust Company, N.A. AR AR AR AR AR AR AR AR AR TN AR AR First Community Banking Corporation Little Rock, AR BHC Number: 8065 Telephone: 376-2128 FAX: 374-1968 Chm: G. R. Mosley 300 Spring Building, Suite 1010 72201-2449 CEO/Pres: Daniel C. Horton Subsidiaries: Caddo Holding Company, Inc. Caddo First National Bank First National Bank in Mena The Bank of Montgomery County Glenwood, Glenwood, Mena, Mount Ida, AR AR AR AR Lake Hamilton Enterprises, Inc. Little Rock, AR BHC Number: 1191 Telephone: 562-3894 FAX: 562-2611 P. 0. Box 4261 7000 Asher Avenue 72204-4261 Chm/CEO/Pres: R. W. Butler Subsidiaries: The Bank of Harrisburg The Cleburne County Bank Harrisburg, AR Heber Springs, AR 154 Arkansas State Bank Department Madison Corporation Little Rock, AR BHC Number: 9793 Telephone: 680-0576 FAX: 663-7229 1008 West Second Street 72201-2031 Chm/CEO/Pres: Roland Willshire Subsidiaries: Madison Bank and Trust Kingston, AR Ozark Bankshares, Inc. Little Rock, AR BHC Number: 4780 Telephone: 374-4100 FAX: 374-6344 Chm/CEO: TCBY Tower Building 425 W. Capitol, St. 3100 72201-3484 George G. Gleason, II Subsidiaries: Bank of the Ozarks, nwa Bank of the Ozarks, wca Ozark Commercial Corporation Jasper, AR Ozark, AR Little Rock P & W Bancshares, Inc. Little Rock, AR BHC Number: 11798 Telephone: 374-7777 FAX: 374-2079 Chm: Robert M. Wilson, Sr. Subsidiaries: Central Bank & Trust P. 0. Box 1583 1601 Main Street 72203-1583 CEO/Pres: George Pitts, Jr. Little Rock, AR Eighty-Second Report 155 Pulaski Investment Corporation Little Rock, AR BHC Number: 2109 Telephone: 661-7700 FAX: 661-7857 Chm/CEO: P. O. Box 7299 5800 R Street 72217-7299 James C. East Pres. J. Hunter East Subsidiaries: Pulaski Bank And Trust Company Northwest Title Services, Inc. Directors Properties, Inc. Lenders Title Company Pulaski Building, Inc. Pulaski Mortgage Company Pulaski Mortgage Services, Inc. Little Rock, Fayetteville, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, AR AR AR AR AR AR AR Riverside Bancshares, Inc. Little Rock, AR BHC Number: 13341 Telephone: 666-2118 FAX: 666-2158 P.0. Box 7663 2222 Cottondale Lane, Ste 240 72202-7663 Chm: L. Walter Quinn VChm/Pres: David Matchet Subsidiaries: Merchants & Planters Bank Sparkman, AR State Holding Company Little Rock, AR BHC Number: 7810 Telephone: 223-2000 FAX: 223-0373 P. O. Box 22120 650 So. Shackleford, Ste 150 72221-2120 Chm: Harry L. Hastings, Jr. CEO/Pres: Catherine H. Owen Subsidiaries: Heber Springs State Bank Eagle Development Company North Eagle Bank & Trust Company Eagle Development Company South State Mortgage Company Heber Springs, Heber Springs, Little Rock, Little Rock, Little Rock, AR AR AR AR AR 156 Arkansas State Bank Department Lonoke Bancshares, Inc. Lonoke, AR BHC Number: 11479 Telephone: 676-3106 FAX: 676-5046 Chm: Neil Bennett, Sr. P. O. Box 320 101 S. Center Street 72086-0320 CEO/Pres: David R. Estes Subsidiaries: Gurdon, AR Lonoke, AR Lonoke, AR First State Bank of Gurdon First State Bank First State Land Company, Inc. Magnolia Banking Corporation Magnolia, AR BHC Number: 8951 Telephone: 235-7000 FAX: 235-7010 P. O. Box 250 200 East Main Street 71753-0250 Chm/CEO/Pres: Bob L. Burns Subsidiaries: Farmers Bank and Trust Company Magnolia Properties, Inc Magnolia, AR Magnolia, AR Mansfield Bankstock, Inc. Mansfield, AR BHC Number: 7877 Telephone: 928-4418 FAX: 928-5149 Chm: J. Michael Shaw P. O. Box 387 101 S. Sebascott 72944-0387 CEO/Pres: Joseph A. Terry Subsidiaries: Bank of Mansfield Mansfield, AR Eighty-Second Report 157 First Citizens Bancshares Company Marion, AR BHC Number: 7966 Telephone: 739-4421 FAX: 739-1305 P. 0. Box 300 115 Block Street 72364-0300 Chm/CEO/Pres: Forrest N. Jenkins Subsidiaries: Citizens Bank Marion, AR Marked Tree Bancshares, Inc. Marked Tree, AR BHC Number: 8998 Telephone: 358-2600 FAX: 358-4210 P. 0. Box 160 210 Frisco Street 72365-0160 Chm: E. Ritter Arnold CEO/Pres: John A. Brunner, Jr. Subsidiaries: Marked Tree Bank Marked Tree, AR M. D. Thompson & Son Co. McCrory, AR BHC Number: 1195 Telephone: 731-2526 FAX: 731-2859 P. 0. Box 388 105 S. Edmonds Avenue 72101-0388 CEO/Pres: John G. Thompson Subsidiaries: Bank of McCrory McCrory, AR 158 Arkansas State Bank Department Southeast Financial Bankstock Corporation McGehee, AR BHC Number: 4372 Telephone: 222-3151 FAX: 222-6159 P. O. Box 787 301 N. 2nd 71654-0787 CEO/Pres: Sam Bowman Subsidiaries: McGehee Bank McGehee Realty Smith Abstract McGehee, AR McGehee, AR McGehee, AR Union Bankshares, Inc. Mena, AR P. O. Box 898 515 Janssen Avenue 71953-0898 BHC Number: 7540 Telephone: 394-2211 FAX: 394-3809 Chm: Edward W. Stevenson CEO/Pres: Bill R. Philpot Subsidiaries: The Union Bank of Mena Mena, AR MSB Shares, Inc. Monette, AR BHC Number: 12027 Telephone: 486-5493 FAX: 486-2250 P. O. Box 750 302 W. Drew 72447-0750 Chm: Carolyn Frierson CEO/Pres: Revis G. Stewart Subsidiaries: MidSouth Bank Monette, AR 159 Eighty-Second Report Drew Bancshares, Inc. Monticello, AR BHC Number: 6128 Telephone: 367-6221 FAX: 367-7700 Chm: Virginia M. Ryburn P. 0. Box 150 212 W. Gaines 71655-0150 CEO/Pres: Reginald Glover Subsidiaries: Commercial Bank & Trust Company Monticello, AR First Union Financial Corporation Monticello, AR P. 0. Box 270 102 W. McCloy 71655-0270 BHC Number: 6762 Telephone: 367-3453 FAX: 490-6464 Chm/CEO: Zach McClendon, Jr. Pres: James P. Jett Subsidiaries: Union Bank And Trust Company Monticello, AR Baxter County Bancshares, Inc. Mountain Home, AR BHC Number: 11012 Telephone: 425-2166 FAX: None P. 0. Drawer B 9th & Baker Street 72653-0458 Chm/CEO/Pres: D. Eugene Fortson Subsidiaries: Peoples Bank And Trust Company Peoples Real Estate Management, Inc. Mountain Home, AR Mountain Home, AR 160 Arkansas State Bank Department Mountain View Bancshares, Inc. Mountain View, AR BHC Number: 13271 Telephone: 269-3815 FAX: 269-2899 P. O. Box 1228 121 E. Main Street 72560-1228 Chm: Glen Hinkle CEO/Pres: James G. Hinkle Subsidiaries: Bank of Mountain View Mountain View, AR Acme Holding Company, Inc. Mulberry, AR P. O. Drawer A 311 Main Street 72947-0480 BHC Number: 9566 Telephone: 977-1154 FAX: 997-1161 CEO/Pres: Lex Golden Subsidiaries: Bank of Mulberry General Enterprises Company Mulberry, AR Mulberry, AR Bainum Bancorp II Murfreesboro, AR BHC Number: 11306 Telephone: 285-2172 FAX: 285-3335 P. 0. Box 279 101 N. Washington 71958-0279 Chm/CEO/Pres: Irvin C. Bainum Subsidiaries: Pike County Bank Pike County Insurance Agency Murfreesboro, AR Murfreesboro, AR 161 Eighty-Second Report M & P Community Bancshares, Inc. Newport, AR BHC Number: 11282 Telephone: 523-3601 FAX: 523-3473 P. O. Box 550 Second and Hazel Streets 72112-0550 Chm/CEO/Pres: Jim S. Gowen, Sr. Subsidiaries: Greers Ferry Lake State Bank Merchants & Planters Bank Heber Springs, AR Newport, AR First Charter Bancshares, Inc. North Little Rock, AR BHC Number: 8041 Telephone: 771-1130 FAX: 758-7863 3901 McCain Park Drive 72116-7878 Chm/CEO/Pres: Lyndell Lay Subsidiaries: Charter State Bank Charter Mortgage & Investments, Inc. Beebe, AR North Little Rock, AR First Paragould Bankshares, Inc. Paragould, AR BHC Number: 7509 Telephone: 239-8521 FAX: 239-2265 Chm: Larry Brewer P. O. Box 700 Second and Court Streets 72451-0700 CEO/Pres: William E. Brewer Subsidiaries: Corning Bank First National Bank First Services of Northeast AR Corning, AR Paragould, AR Paragould, AR 162 Arkansas State Bank Department Parkin Bancorp, Inc. Parkin, AR BHC Number: 9786 Telephone: 755-5401 FAX: 755-2567 P. O. Box 526 77 W. Parkin Avenue 72373-0526 Chm/CEO/Pres: William N. Griffin Subsidiaries: First State Bank Parkin, AR Perry County Bancshares, Inc. Perryville, AR BHC Number: 9332 Telephone: 889-2318 FAX: 889-2966 P. O. Box 189 Hwy 10 72126-0189 CEO/Pres: Herby Branscum, Jr. Subsidiaries: The Perry County Bank Perryville, AR Piggott Bankstock, Inc Piggott, AR BHC Number: 6242 Telephone: 598-3802 FAX: 598-2026 P. O. Box 307 212 W. Cherry Street 72454-0307 Chm/CEO/Pres: Paula O. Blackwell Subsidiaries: Piggott State Bank Piggott, AR Eighty-Second Report 163 Simmons First National Corporation Pine Bluff, AR BHC Number: 1190 Telephone: 541-1000 FAX: 541-1123 P. 0. Box 7009 501 Main Street 71611-7009 Chm/CEO/Pres: J. Thomas May Subsidiaries: Simmons First Bank of Dermott Simmons First Bank of Dumas Simmons First Bank of Jonesboro Simmons First Bank of Lake Village Simmons First National Bank of Pine Bluff Arkansas Fund, Inc. Simmons First Mortgage Co. Dermott, Dumas, Jonesboro, Lake Village, Pine Bluff, Pine Bluff, Little Rock, AR AR AR AR AR AR AR Clement Bancshares, Inc. Plainview, AR BHC Number: 4074 Telephone: 272-4221 FAX: 272-4154 P. 0. Box 277 200 Main Street 72857-0277 Chm/CEO/Pres: John Clement Subsidiaries: First State Bank Nimrod Real Estate, Inc. Plainview, AR Plainview, AR Pocahontas Bankstock, Inc. Pocahontas, AR BHC Number: 11700 Telephone: 892-5286 FAX: 892-8381 P. 0. Box 467 101 Broadway 72455-0467 Chm/CEO/Pres: John R. Jackson, Jr. Subsidiaries: Bank of Pocahontas Pocahontas, AR 164 Arkansas State Bank Department Mainline Bankshares of Portland, Inc. Portland, AR P. 0. Box 178 Main Street 71663-0178 BHC Number: 8614 Telephone: 737-2236 FAX: 737-2816 Chm: Hampton Pugh CEO/Pres: Tipton Pugh Subsidiaries: The Peoples Bank The Peoples Bank Insurance Agency Portland, AR Portland, AR Portland Bankshares, Inc. Portland, AR BHC Number: 9641 Telephone: 737-2226 FAX: 737-4263 P. 0. Box 68 Main Street 71663-0068 Chm: Robert D. Pugh CEO/Pres: Jerry D. Sadler Subsidiaries: Portland Bank Portland, AR Prescott Bancshares, Inc. Prescott, AR BHC Number: 12761 Telephone: 887-2688 FAX: 887-6822 Drawer 490 E. Second at Main 71857-0490 Pres: John Warren Brannan, Jr. Subsidiaries: First State Holding Company of Prescott Bank of Prescott Prescott, AR Prescott, AR 165 Eighty-Second Report First Security Bancorp Searcy, AR P. O. Box 1009 314 North Spring 72145-1009 BHC Number: 4154 Telephone: 279-3400 FAX: 279-3455 Chm/CEO/Pres: Reynie Rutledge Subsidiaries: Farmers Investment Corporation Farmers Bank and Trust Company First Security Bank First Security Investment Advisors, Inc. Clarksville, Clarksville, Searcy, Searcy, AR AR AR AR Smackover Bancshares, Inc. Smackover, AR BHC Number: 6166 Telephone: 725-3051 FAX: 725-3049 CEO: P. O. Box 107 708 North Broadway 71762-0107 Max O. Taylor Subsidiaries: Smackover State Bank Pres: Bob Willett Smackover, AR Star City Bancshares, Inc. Star City, AR BHC Number: 8507 Telephone: 628-4286 FAX: 628-5274 P. O. Drawer 69 200 S. Jefferson 71667-0069 Chm/CEO/Pres: Bennie F. Ryburn, Jr. Subsidiaries: Bank of Star City Star City, AR 166 Arkansas State Bank Department The Farmers and Merchants Bankshares, Inc. Stuttgart, AR P. O. Drawer 947 708 S. Main 72160-0947 BHC Number: 7425 Telephone: 673-6911 FAX: 673-6918 Chm: Roy D. McCollum, III CEO/Pres: Don Pattillo Subsidiaries: The Farmers and Merchants Bank Stuttgart, AR Rainbow Investment Company, Inc. Tuckerman, AR P. O. Box 1000 106 East Main 72473-1000 BHC Number: 10219 Telephone: 349-5155 FAX: 349-5170 Chm/CEO/Pres: Lindley V. Smith, Jr. Subsidiaries: Bank of Tuckerman Tuckerman, AR Tyronza Bancshares, Inc. Tyronza, AR BHC Number: 9474 Telephone: 487-2161 FAX: 487-2069 Chm: George Beley Subsidiaries: First Delta Bank First Delta Bank Insurance Services, Inc. P. O. Box 395 Main and Oak Streets 72386-0395 CEO/Pres: Harry J. Webb, Jr. Tyronza, AR Marked Tree, AR 167 Eighty-Second Report Golden Oaks Bancshares, Inc. Waldo, AR P. 0. Box 426 101 Main Street 71770-0426 BHC Number: 6568 Telephone: 693-5551 FAX: 693-5261 CEO/Pres: Harold H. Fincher Subsidiaries: The Peoples Bank Magnolia, AR Bradley Bancshares, Inc. Warren, AR BHC Number: 5515 Telephone: 226-2601 FAX: 226-2253 Chm: Virginia M. Ryburn P. 0. Box 29 104 South Main Street 71671-0029 CEO/Pres: Freddie M. Mobley Subsidiaries: First State Bank of Warren Warren, AR Bancshares of West Memphis, Inc. West Memphis, AR BHC Number: 7168 Telephone: 732-8000 FAX: 735-0849 Chm: George H. Dunklin Subsidiaries: Bank of West Memphis P. O. Box 2128 626 East Broadway 72303-2128 CEO/Pres: H. Gates Williams, Jr. West Memphis, AR 168 Arkansas State Bank Department Wilmot Bank Holding Company Wilmot, AR BHC Number: 13102 Telephone: 473-2211 FAX: 473-5131 P. O. Box 7 Main Street 71676-0007 Pres: John B. Currie Subsidiaries: Wilmot State Bank Wilmot, AR ASB Corporation Wilson, AR BHC Number: 13506 Telephone: 655-8374 FAX: 655-8337 P. O. Box 338 55 Park 72395-0338 Chm: Steve A. Wilson Pres: Mary Emily Thompson Subsidiaries: American State Bank Osceola, AR Cross County Bancshares, Inc. Wynne, AR BHC Number: 8492 Telephone: 238-8171 FAX: 238-4052 Chm: Willard G. Burks, M. D. Subsidiaries: Cross County Bank P. O. Box 9 1 Cross County Plaza 72396-0009 CEO/Pres: Ken McClanahan Wynne, AR Eighty-Second Report 169 Mountain Bancshares, Inc. Yeilville, AR BHC Number: 6304 Telephone: 449-4231 FAX: 449-4866 P. 0. Box 325 Madison and Church 72687-0325 Chm/CEO/Pres: Judy R. Loving Subsidiaries: The Bank of Yeilville Bank of Yeilville Real Estate Investment and Development Corporation Yeilville, AR Yeilville, AR Eighty-Second Report OUT OF STATE BANK HOLDING COMPANIES AND THEIR ARKANSAS SUBSIDIARIES JUNE 30, 1996 172 Arkansas State Bank Department Union Planters Corporation Memphis, TN BHC Number: 247 Telephone: (901) 383-6000 FAX: (901)383-2939 Chm/CEO: P. O. Box 387 7130 Goodlett Farms Parkway 38147-0387 Benjamin W. Rawlins, Jr. Arkansas Affiliates: Jonesboro, Jonesboro, Clinton, Clinton, West Memphis, Union Planters Bancshares, Inc. Union Planters Bank of Northeast Arkansas Union Planters Bank of Central Arkansas, N.A. First North Central Insurance Company Union Planters Bank, National Association AR AR AR AR AR Boatmen's Bancshares, Inc. St. Louis, MO BHC Number: 80021 Telephone: (314)466-7797 FAX: (314)466-5645 Chm/CEO: Andrew B. Craig, P. O. Box 236 One Boatmen's Plaza 800 Market 63166-0236 VChm: Gregory L. Curl Arkansas Affiliates: Boatmen's Arkansas, Inc. Boatmen's National Bank of Batesville Boatmen's National Bank of North Central Arkansas Boatmen's National Bank of South Arkansas Boatmen's National Bank of Conway Boatmen's National Bank of Northwest Arkansas Boatmen's National Bank of Hot Springs Boatmen's Bank of Northeast Arkansas Boatmen's National Bank of Arkansas Boatmen's Investment Services of Arkansas, Inc. Worthen Mortgage Company Boatmen's National Bank of Newark Boatmen's National Bank of Pine Bluff Boatmen's National Bank of Russellville Boatmen's National Bank of Austin Boatmen's Trust Company of Arkansas Consumer Protective Life Insurance Company National Credit Corporation Worthen Development Corporation Worthen Financial Corporation Worthen Service Company Little Rock, Batesville, Bull Shoals, Camden, Conway, Fayetteville, Hot Springs, Jonesboro, Little Rock, Little Rock, Little Rock, Newark, Pine Bluff, Russellville, Austin, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, AR AR AR AR AR AR AR AR AR AR AR AR AR AR TX AR AR AR AR AR AR 173 Eighty-Second Report Mercantile Bancorporation Inc. St. Louis, MO BHC Number: 152 Telephone: (314)425-2525 FAX: (314)425-1386 P. O. Box 524 7th and Washington 63166-0524 Chm/CEO/Pres: Thomas H. Jacobsen Arkansas Affiliates: Mercantile Bancorporation Inc. of Arkansas Mercantile Bank of Batesville Mercantile Bank of North Central Arkansas, N.A. Mercanitle Bank of Heber Springs, N.A. Mercantile Bank of Conway County, N.A. Mercantile Bank of Central Arkansas Twin City Capital Corp. Twin City Mortgage Company Mercantile Bank of Crawford County, N.A. St. Louis, MO Batesville, AR Flippin, AR Heber Springs, AR Morrilton, AR North Little Rock, AR Little Rock, AR North Little Rock, AR Van Buren, AR 174 Arkansas State Bank Department ABBREVIATIONS Chm: CEO: VChm: Pres: EVP: SVP: CFO: COO: VP: Cash: Cont: AVP: Aud: TO: Treas: Sec: Asst: Dpty: Mkt: Oper: Chairman of the Board Chief Executive Officer Vice Chairman President Executive Vice President Senior Vice President Chief Financial Officer Chief Operating Office Vice President Cashier Controller Assistant Vice President Auditor Trust Officer Treasurer Secretary Assistant Deputy Marketing Operations Eighty-Second Report NO TES 175 176 Arkansas State Bank Department NOTES Eighty-Second Report NO TES 177 178 Arkansas State Bank Department NO TES Eighty-Second Report NO TES 179 180 Arkansas State Bank Department NO TES Eighty-Second Report NO TES 181 182 Arkansas State Bank Department NO TES Eighty-Second Report NO TES 183 184 Arkansas State Bank Department NO TES Eighty-Second Report NO TES 185 186 Arkansas State Bank Department NO TES Eighty-Second Report NO TES 187 188 Arkansas State Bank Department NO TES
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