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Eighty-Fourth Annual REPORT OF THE BANK COMMISSIONER JUNE 30, 1998 Eighty-Fourth Report STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30, 1 998 Honorable Mike Huckabee Governor of Arkansas Little Rock, Arkansas Governor Huckabee: I am pleased to submit to you the Eighty-Fourth Annual Report of the Bank Commissioner of Arkansas, pursuant to the provisions of Act 89 of 1997. The Report contains financial and statistical data compiled from Reports of Condition and Income and other regulatory reports submitted to this office for the fiscal year ending June 30, 1998. The financial services industry continues to undergo change. The Arkansas Trust Institutions Act 940 was enacted and regulations adopted October 30, 1997. Under this Act, a state trust company may perform any act as a fiduciary or engage in any trust business within or outside this state. The State Bank Department maintains a Strategic Plan, which the Department's employees develop on an annual basis as a part of our Quality Management Program. The mission of the State Bank Department through Quality Management is to allocate available human and other resources existing in our Examination, Information Technology and Administrative Services Divisions to ensure the continuance of safe and sound financial practices in state chartered financial institutions. We thank you for the support you and your staff provide and assure you of our continuing efforts to maintain the highest level of professionalism in the performance of our responsibilities. Cordially, Bill J. Ford Bank Commissioner C? J m i A rkansas 1 998 Eighty-Fourth Report TABLE OF CONTENTS .3 ......................................................................................................................................2 Commissioners of The Bank Department..................................................................................... 3 State Banking Board..........................................................................................................................4 Departmental Roster.............. 5 State Chartered Banks' Corporate Name Changes.................................................................... 9 State Chartered Banks Merged....................................................................................................... 9 Charters Approved.......................................................................................................................... 10 Charter Conversion.......................................................................................................................... 10 New Branches Approved .............................................................................................................. 11 Fiscal Report of The Bank Departm ent........................................................................................ 13 Federal Supervisory A gencies.....................................................................................................14 Trade Associations.......................................................................................................................... 19 Consolidated Report of Condition of State Chartered Banks.......................................................................................................... 21 Consolidated Statement of State Chartered Trust Departments........................................................................................22 Consolidated Report of Condition of National Banks.............................................................................................................................. 23 Capital to Average Assets Ratios For All Arkansas Commercial Banks..................................................................................................... 24 National Banks..................................................................................................................................29 Report of State Chartered Commercial Banks......................................................................... 32 Report of State Chartered Industrial Loan Institution and Non Profit Organization............................................................................................................ 114 Report of State Chartered Trust Company..............................................................................116 Report of Regional/County Industrial Development Corporations..................................... 118 Commercial Banks Listed by County........................................................................................ 122 Map of Arkansas C ounties..........................................................................................................130 Arkansas Bank Holding Companies........................................................................................... 132 Out of State Bank Holding Companies.................................................................................... 172 Abbreviations..... .............................................................................................................................174 2 A rka n sa s State Bank Departm ent LEGAL HOLIDAYS N ew Year’s D a y ............................................................................................... January 1 Robert E. Lee's B irthday........................ .......................... Third Monday in January Martin Luther King, Jr. D ay .................. .......................... Third Monday in January Presidents D a y .......................................... .........................Third Monday in February Memorial D a y ........................................... ....................................Last Monday in May Independence D a y ................................... ............................................................... July 4 Labor D a y .................................................. ...................... First Monday in September Veterans D a y ............................................ ................................................ November 11 Thanksgiving D a y .................................... .................. Fourth Thursday in November Christmas E ve........................................... ................................................ December 2 4 Christmas D a y ........... .............................. ................................................ December 25 All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead. Eighty-Fourth Report 3 COMMISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT No. Name Date of Appointment Date Service Ended 1. John M . D avis........... ......October 6, 191 3 October 3, 1 9 1 8 2. A. J. R e a p .................. ......October 3, 191 8 March 2 2 , 1 91 9 3. W . T. M ax w ell........... .......March 2 2 , 1 9 1 9 September 1, 1921 4. Charles M c K e e .......... . September 1, 1921 July 2 8 , 1 92 5 5. Loid R a in w a te r.......... ........... July 2 8, 1925 February 8, 1 9 2 7 6. W alter E. Taylor........ .... February 8, 1 9 2 7 January 10, 1 9 3 3 7. Marion W a s s o n ........ ....January 10, 1 9 3 3 January 12, 1 9 3 7 8. Grover S. Jernigan... ....January 1 2, 1 93 7 January 14, 1941 9. Thomas W . Leggett . ....January 14, 1941 February 1, 1 9 4 9 10. S. J. D e a n .................. .... February 1, 1 9 4 9 December 3 1 , 1 9 4 9 11. Ed. I. McKinley, Jr. .. .December 3 1 , 1 9 4 9 March 14, 1 9 5 3 12. A. R. M erritt............... ....... March 14, 1 9 5 3 February 8, 1 9 5 5 13. Dick S im pson............ .... February 8, 1 9 5 5 March 2, 1 9 6 7 14. H. C. A d a m s .............. ..........March 3, 1 9 6 7 March 16, 1 9 7 9 15. Don R. Clark (Acting) .......March 16, 1 9 7 9 April 19, 1 9 7 9 16. B. J. Lambert, J r....... ..........April 19, 1 9 7 9 April 15, 1 9 8 3 17. Marlin D. Jackso n .... ..........April 15, 1 9 8 3 October 1, 1 9 8 7 18. Bill J. F o rd .................. ......October 1, 198 7 A rka n sa s State Bank Departm ent 4 STATE BANKING BOARD MEMBERS Mr. John Collins 1 6 0 0 South Arch Little Rock, Arkansas 7 2 2 0 6 VOICE: (501) 3 7 6 -8 2 9 6 TERM EXPIRES: 1 2 -3 1 -9 8 Ms. Joy Drummonds Chairman 107 W est Henson Springdale, Arkansas 7 2 7 6 4 VOICE: ( 5 0 1 ) 7 5 1 - 2 1 8 3 TERM EXPIRES: 1 2 -3 1 -9 8 Mr. Bob W illett Vice Chairman Smackover State Bank P. O. Draw er 107 Smackover, Arkansas 7 1 7 6 2 VOICE: (87 0) 7 2 5 -3 0 5 1 TERM EXPIRES: 1 2 -3 1 -9 9 Mr. Lindley V . Smith, Jr. Bank of Tuckerman P. 0 . Box 1 0 0 0 Tuckerman, Arkansas 7 2 4 7 3 VOICE: ( 8 7 0 ) 3 4 9 - 5 1 5 5 TERM EXPIRES: 1 2 -3 1 -2 0 0 0 Ms. Phyllis Kincannon 2 0 0 Bay Pointe Cove, A 101 Maumelle, Arkansas 7 2 1 1 3 VOICE: (501) 8 5 1 -1 7 2 2 TERM EXPIRES: 1 2 -3 1 -2 0 0 1 Mr. James C. Glenn Mcllroy Bank & Trust P. O. Box 1 3 2 7 Fayetteville, Arkansas 7 2 7 0 2 -1 3 2 7 VOICE: ( 5 0 1 ) 5 7 5 - 1 0 0 0 TERM EXPIRES: 1 2 -3 1 -2 0 0 2 Eighty-Fourth Report Arkansas State Bank Department 3 2 3 Center Street, Catlett-Prien Building, Suite 5 0 0 Little Rock, Arkansas 7 2 2 0 1 -2 6 6 3 VOICE: ( 5 0 1 ) 3 2 4 - 9 0 1 9 FAX: ( 5 0 1 ) 3 2 4 - 9 0 2 8 w w w .s ta te .a r.us./bank DEPARTMENTAL ROSTER Bill J. Ford - Bank Commissioner Don R. Clark - Deputy Bank Commissioner Examination and Regulation Regulatory Enforcement Actions Consumer Complaints State Banking Board Economic Development Candace A . Franks - Deputy Bank Commissioner/Legal Counsel Administration Application Information Rules and Regulations Manual Charter Amendments and Charter Information Certificates of Good Standing Legal Filings and Inquiries EXAMINATION AND SUPERVISION DIVISION Luther Guinn and Julian E. Rainey - Chief Examiners Regulatory Examinations/Regulatory and Banking Procedures Bank Performance Evaluation and Monitoring Division Personnel/Recruitment and Management Larry M . Hillyard - Assistant Chief Examiner Richard D. Buzbee - Regional Supervisor (Little Rock) Yvonne Chou - Information Systems Supervisor John A. Long - Regional Supervisor (Fayetteville) H. Wilks Marshall - Assistant Chief Examiner Carolyn J. Bearden - Bank Holding Company Supervisor Baker L. Moseley - Regional Supervisor (Jonesboro) Thomas M. Narrell - Trust/Compliance Supervisor 5 6 A rk a n sa s State Bank Departm ent Jacqueline W illiam s - Financial A n alyst Supervisor Jim S. Gowen, Jr. - Financial Analyst Richard Plotkin - Financial Analyst Self Examination Bank Reports of Condition and Income Bank Holding Company Reports of Condition and Income Research and Financial Analysis Public Information Requests Application Analysis Janet Griebel - Director of Training T raining/Orientation/Education Administrative Support Quality Management INFORMATION TECHNOLOGY Robert L. Hughes - Director Mitch L. Vire - Systems Programmer Greg F. Langley - Systems Programmer Data Processing Support Research and Development Application Programming ADMINISTRATION DIVISION Nancy M . Wisch - Fiscal Manager Jacklyn B. Clifft - Accountant Vicki A. Wise - Accountant Accounting and Employee Services Expense Disbursement Budget and Personnel Performance Evaluation Cynthia L. Nixon - Managem ent Project Analyst Supervisor Jane R. English - Administrative Assistant I Lori A. Farr - Administrative Assistant II Martha A. Harris - Executive/Administrative Secretary Barbara A. Mahoney - Administrative Assistant II Marilyn R. Myers - Administrative Assistant I Brenda L. Strachan - Management Project Analyst Administrative Support Examination Support and Processing Data Entry Eighty-Fourth Report EXAMINATION PERSONNEL FAYETTEVILLE OFFICE 2013 Green Acres Road 72703-2618 P. O. Box 3447 72702-3447 VOICE: (5 0 1)4 42-0 93 6 FAX: (5 0 1)4 42-0 71 7 John A. Long - Regional Supervisor Luke B. Webre - Commissioned Senior Examiner Marivel Tounzen - Commissioned Senior Examiner Paula K. Wilson - Commissioned Senior Examiner Todd D. Smith - Commissioned Senior Examiner Stan A. Tapp - Financial Examiner I Cassidy Hurst - Financial Examiner I Joseph B. Mobley - Financial Examiner Trainee Thomas J. Anderson - Financial Examiner Trainee JONESBORO OFFICE 924 South Main 72401-3597 P. 0 . Box 9374 72403-9374 VOICE: (8 7 0 )9 7 2 -1 7 4 4 FAX: (87 0)9 72-1 76 2 Baker L. Moseley - Regional Supervisor William R. Milum - Bank Senior Examiner Roy D. Jackson - Bank Senior Examiner Gary W . Bush - Bank Senior Examiner Stanley C. Staton - Bank Senior Examiner Terry R. Dickson - Bank Senior Examiner Susannah Barker - Bank Senior Examiner Misty Micenhamer - Financial Examiner I John Householder - Financial Examiner I 7 8 A rk a n sa s State Bank Departm ent LITTLE ROCK OFFICE Richard D. Buzbee - Regional Supervisor Jerry C. Corrothers - Commissioned Senior Examiner M . Gregg Qualls - Commissioned Senior Examiner Robert M. Henry - Commissioned Senior Examiner Catherine L. Davis - Bank Senior Examiner Ronnie M. Peters - Financial Examiner II Lee G. Robinson - Financial Examiner I Jeffrey Cameron - Financial Examiner I Herbert E. Walters - Financial Examiner I BANK HOLDING COMPANY Carolyn J. Bearden - BHC Supervisor Mary C. Pennebaker - Commissioned Senior Examiner TRUST/COMPUANCE Thomas M. Narrell - Trust/Compliance Supervisor Stacey D. Walter - Bank Senior Examiner Michael P. W allace - Financial Examiner II Jason E. Willard - Financial Examiner I Micheal W . Dickson - Financial Examiner Trainee Christy R. Fowler - Financial Examiner Trainee Michael A. Marquez - Financial Examiner Trainee INFORMA TION SYSTEMS Yvonne Chou - IS Supervisor Robert H. Carr, III - Senior IS Examiner Eighty-Fourth Report STATE CHARTERED BANKS’ CORPORATE NAME CHANGES FROM JULY 1, 1997, TO JUNE 30, 1998 CHARTER NUMBER BANK Bank of Atkins, Atkins 35 NEW NAME Bank of Paragould, Paragould Arkansas Valley Bank, Dardanelle 714 First Arkansas Valley Bank, Russellville First Jacksonville Bank and Trust, Jacksonville 701 First Arkansas Bank and Trust, Jacksonville Buffalo Island Bank, Leachville 703 Heritage Bank, Leachville Farmers and Merchants Bank, Rogers 712 First Commercial Bank Rogers, Rogers First Bank of Arkansas, Russellville 192 Simmons First Bank of Russellville, Russellville First Bank of Arkansas, Searcy 528 Simmons First Bank of Searcy, Searcy STATE CHARTERED BANKS MERGED FROM JULY 1, 1997, TO JUNE 30, 1998 BANK CHARTER NUMBER MERGED INTO Charter State Bank, Beebe 742 First National Bank, Searcy Boatmen's Bank of Northeast Arkansas, Jonesboro 488 NationsBank, National Association, Charlotte, North Carolina Union Planters Bank of Northeast Arkansas, Jonesboro 648 Union Planters Bank, National Association, Memphis, Tennessee Citizens Bank, Marion 677 National Bank of Commerce, Memphis, Tennessee Bank of W est Memphis, W est Memphis 601 National Bank of Commerce, Memphis, Tennessee 9 10 Arkansas State Bank Department CHARTERS APPROVED Community First Bank 1 3 0 9 North Main Harrison, Arkansas 7 2 6 0 2 (Approved August 2 8 ,1 9 9 7 ) The Union Bank of Bryant H w y 5 at Commonwealth Bryant, Arkansas 7 2 0 8 9 (Converted from a savings and loan October 16, 1997) TrustBanc 6 6 5 H w y 6 2 East Mountain Home, Arkansas 7 2 6 5 3 (Approved April 16, 1998) Community First Trust Company 101 Arch wood Street Hot Springs, Arkansas 7 1901 (Approved June 17, 1998) CHARTER CONVERSION M ercantile Bank of Arkansas, National Association 1 Riverfront Place North Little Rock, Arkansas 7 2 1 1 4 (Converted to a national charter October 2 8 , 1 9 9 7 ) Eighty-Fourth Report 11 NEW BRANCHES APPROVED FROM JULY 1, 1997, TO JUNE 30, 1998 NAME OF BANK NEW BRANCH LOCATION Bank of Amity, Amity Highway 70 & 27 Kirby Bank of Bentonville, Bentonville 1802 Forest Hills Boulevard Bella Vista Bank of Cabot, Cabot 707 DeWitt Henry Drive Beebe Bank of Cabot, Cabot 301 East Kiehl Sherwood Bank of Dardanelle, Dardaneile 9249 SR7N Dover Bank of England, England Highway 165 Scott Mcllroy Bank & Trust, Fayetteville 3350 West Wedington Drive Fayetteville Mcllroy Bank & Trust, Fayetteville Center Street Elkins Farmers Bank, Hamburg 203 East First Avenue Crossett Community First Bank, Harrison 107 West Van Buren Eureka Springs The Cleburne County Bank, Heber Springs Highways 28 & 124 Junction Quitman Heber Springs State Bank, Heber Springs 1070 Main Street Vilonia Alliance Bank of Hot Springs, Hot Springs 2250 Malvern Avenue Hot Springs Alliance Bank of Hot Springs, Hot Springs 515 West Grand Avenue Hot Springs First Arkansas Bank and Trust, Jacksonville 105 South Rockwood Cabot Bank of the Ozarks, nwa, Jasper 205 East Ridge Avenue Harrison 12 Arkansas State Bank Department NAME OF BANK NEW BRANCH LOCATION Bank of the Ozarks, nwa, Jasper U. S. Highway 62/65 South Bellefonte Heritage Bank, Leachville 2627 East Nettleton Jonesboro Pinnacle Bank, Little Rock 1431 Merrill Drive Little Rock Peoples Bank And Trust Company, Mountain Home 1025 Highway 62 East Mountain Home Bank of Mulberry, Mulberry 5th and Main Streets Mulberry Merchants & Planters Bank, Newport 851 Batesville Boulevard Batesville Merchants & Planters Bank, Newport 6705 Batesville Boulevard Pleasant Plains American State Bank, Osceola 700 South Main Street Jonesboro Bank of the Ozarks, wca, Ozark Rogers Avenue & Waldron Road Fort Smith First State Bank, Parkin 310 Judge Smith Drive Marion First State Bank, Parkin 1222 North Missouri West Memphis The Perry County Bank, Perryville Highway 95 North Morrilton First Arkansas Valley Bank, Russellville 401 North Arkansas Avenue Russellville First Arkansas Valley Bank, Russellville 2701 West Main Street Russellville Citizens Bank & Trust Company, Van Buren 4 Northridge Drive Van Buren The Scott County Bank, Waldron 300 Highway 71 North Mena The Bank of Yellville, Yellville 849 Highway 62 East Mountain Home Eighty-Fourth Report 13 The following is a statem ent reflecting deposits and disbursements of the State Bank Departm ent from July 1, 1 9 9 7 through June 3 0 , 1 9 9 8 . RECEIPTS Cash Balance June 3 0 , 1 9 9 7 ................................................................$ 3 ,0 1 0 ,7 6 6 .2 6 Examination and Assessment Fees.......................... 4 ,5 8 3 ,6 3 2 .6 7 Charter and Am endm ent F e e s ......................................... 1 9 ,0 0 0 .0 0 Teller's Facility Application and all Protest Fees..........................................................2 0 4 ,0 5 0 .0 0 Miscellaneous F e e s ................................................................ 5 ,9 4 0 .4 8 Reimbursement for M & RS a le s ..................................... 4 2 ,2 9 3 .0 3 Refund to Expenditures - Prior Y e a r ................................ 3 ,6 4 6 .6 6 Refund to Expenditures - Current Y e a r.................................... 6 7 .0 0 Outlaw ed W a rra n ts .................................................................... 1 4 9 .4 5 4 ,8 5 8 ,7 7 9 .2 9 Total Receipts $ 7 ,8 6 9 ,5 4 5 .5 5 DISBURSEMENTS S alaries...............................................................................2 ,5 1 5 ,2 2 1 .2 0 Extra Help Salaries..................................................................... 3 7 3 .6 1 Maintenance and General O p e ratio n s ..........................6 2 9 ,7 4 7 .1 9 S .S ., Retirement and Insurance 6 0 8 ,5 7 0 .0 5 M a tc h in g ........................................... .3 0 , 8 5 0 .8 9 Professional Services and F ees...... 1 5 4 ,0 7 1 .2 5 Conference Fees and T ra v e l........... 2 8 9 ,9 1 7 .1 8 Capital O u tla y ...................................... .................................... - 0 Data Processing................................... ..3 1 ,4 7 2 .7 0 Proceeds from M & R ........................ ..7 2 ,1 0 0 .2 4 Service Charge by State Treasurer 4 ,3 3 2 ,3 2 4 .3 1 Total Disbursements 3 ,5 3 7 ,2 2 1 .2 4 Cash Balance June 3 0 , 1 9 9 8 $ 7 ,8 6 9 ,5 4 5 .5 5 14 Arkansas State Bank Department FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5 1 0 0 Poplar Avenue, Suite 1 9 0 0 Memphis, Tennessee 3 8 1 3 7 VOICE: (9 0 1 ) 6 8 5 - 1 6 0 3 FAX: ( 9 0 1 ) 8 2 1 - 5 3 0 8 FAX: ( 9 0 1 ) 8 2 1 - 5 3 0 9 w w w .fd ic.g o v Cottrell L. W e b s te r. ............................................ Regional Director - Supervision Sylvia H. Plunkett... .............................................. Regional Director - Consumer Stephen C. Race .... Patricia Lenfert........ .....................................................Assistant Regional Director Phillip H. S c h w a rtz . ........................................................................ Regional Counsel Little Rock Field Office 3 8 0 5 McCain Park Drive, Suite 112 North Little Rock, Arkansas 7 2 1 1 6 P .O .B o x 1 6 3 5 5 7 2 2 3 1 -6 3 5 5 VOICE: ( 5 0 1 ) 7 5 8 - 7 6 7 6 FAX: (501) 7 5 8 -8 0 9 5 W ade A. R u ck le ...... ............................................................. Field Office Supervisor Memphis Field Office Building B, Suite 2 7 5 1 3 5 5 Lynnfield Road Memphis, Tennessee 3 8 1 1 9 VOICE: ( 9 0 1 ) 7 6 3 - 1 7 7 5 FAX: (9 0 1 ) 7 6 3 - 4 1 6 3 William W . Quinn ... ............................................................. Field Office Supervisor Shreveport Field Office 1 9 1 4 Citizens Drive Bossier City, Louisiana 7 11 11 VOICE: (3 1 8 ) 7 4 6 - 8 2 8 3 FAX: ( 3 1 8 )7 4 2 -2 4 5 1 John J. Poskonka... ............................................................. Field Office Supervisor Eighty-Fourth Report 15 FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust Street P. O. Box 4 4 2 St. Louis, Missouri 6 3 1 6 6 VOICE: ( 3 1 4 ) 4 4 4 - 8 4 4 4 FAX: ( 3 1 4 ) 4 4 4 - 8 7 4 0 w w w .stls.frb.org William P o o le ............ ......................................................................................... President W . LeGrande Rives .. ....................................................................... First Vice President Karl W . A s h m a n ....... ................................................................... Senior Vice President Henry H. Bourgaux .. ................................................................... Senior Vice President Joan P. C ro n in .......... ................................................................... Senior Vice President William G. Dewald ... ................................................................... Senior Vice President M ary H. K a rr.............. ................................................................... Senior Vice President General Counsel & Secretary John P. Baumgartner ................................................................................ Vice President Treasury Relations & Wholesale & Cash Operations John W . Block, J r .... .................................................................................Vice President Consumer Affairs Supervision Timothy A. Bosch.... .................................................................................Vice President Applications, Statistics, Credit & Payment Risk Management Cletus C. C oughlin... .................................................................................Vice President & Associate Director of Research William T. G a v in ....... .................................................................................Vice President & Research Coordinator R. Alton G ilb e rt........ .................................................................................Vice President & Banking Economics Advisor N. Lynn G reen w oo d . .................................................................................Vice President Public Affairs Jean M . L o v a ti.......... .................................................................................Vice President Information Technology Services & Information Security Kim D. N elso n ........................... Vice President Supervision & Regulation Michael J. M u e lle r...................................................................................... Vice President Human Resources Marilyn K. C orona....................................................................................... Vice President Corporate Accounting & Customer Relations 16 Arkansas State Bank Department FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 (Continued) Michael D. Renfro... ................................................................................ General Auditor Audit David A. Sapenaro . Treasury Relations & Systems Support William J. Sneed .... ...................................................................................Vice President Support Services Randall C. Sum ner.. ...................................................................................Vice President Community Affairs Little Rock Branch 3 2 5 W est Capitol Avenue P. 0 . Box 1261 Little Rock, Arkansas 7 2 2 0 3 -1 2 6 1 VOICE: (501) 3 2 4 -8 3 0 0 FAX: (5 0 1 ) 3 2 4 - 8 2 1 2 Robert A. H opkins.. ............................................... Vice President & Branch Manager Thomas R. C a lla w a y ............................................................... Assistant Vice President Andrea S. Eddy......................................................................................Operations Officer Memphis Branch 2 0 0 North Main Street P. 0 . Box 4 0 7 Memphis, Tennessee 3 8 1 0 1 -0 4 0 7 VOICE: (9 0 1 )5 2 3 -7 1 7 1 FAX: (9 0 1 ) 5 7 9 - 2 4 0 6 Martha L. Perine...... ............................................... Vice President & Branch Manager John W . M itch ell.................................................................................. Operations Officer Louisville Branch 4 1 0 South 5th Street Louisville, Kentucky 4 0 2 3 2 -2 7 1 0 P. 0 . Box 3 2 7 1 0 VOICE: (502) 5 6 8 -9 2 0 0 FAX: (502) 5 6 8 -9 2 1 1 Thomas B oone........ ................................................ Vice President & Branch Manager Ronald C. B yrn e __ Tom Short Assistant Vice President Eighty-Fourth Report 17 COMPTROLLER OF THE CURRENCY Southwestern District Office 5 0 0 North Akard, Suite 1 6 0 0 Dallas, Texas 7 5 2 0 1 -3 3 9 4 VOICE: (214) 7 2 0 -0 6 5 6 FAX: (214) 7 2 0 -7 0 0 0 w w w .o cc.treas.g ov John A. B o dn ar...............................................................................Deputy Comptroller Randall R yskam p ...................................................................................District Counsel Michael H ughes................................................................................ Licensing Manager Gene F ern er.....................................................Acting Assistant Deputy Comptroller For Specialties/Operations Central and Western Oklahoma Field Office The Harvey Parkway Building 301 N W 6 3 rd Street, Suite 4 9 0 Oklahoma City, Oklahoma 7 3 1 1 6 VOICE: (405) 8 4 8 -8 0 5 8 FAX: (405) 8 4 8 -8 0 8 5 Kyle Jo n es.................................................................... Assistant Deputy Comptroller Arkansas Field Office Ozark National Life Building 10201 W est Markham, Suite 105 Little Rock, Arkansas 7 2 2 0 5 -2 1 8 0 VOICE: ( 5 0 1 ) 2 2 5 - 7 2 2 8 FAX: (5 0 1 )2 2 5 -2 7 1 1 F. Christian D unn....................................................... Assistant Deputy Comptroller Eastern Oklahoma Field Office Executive Center Building 7 1 3 4 South Yale, Suite 9 1 0 Tulsa, OK 7 4 1 3 6 -6 3 6 0 VOICE: ( 9 1 8 ) 4 9 2 - 2 0 8 2 FAX: (9 1 8 ) 4 9 2 - 2 0 9 2 Leigh Hoge Assistant Deputy Comptroller 18 Arkansas State Bank Department COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 6 0 0 2 4 5 Peachtree Center Avenue, N.E. A tlanta, Georgia 3 0 3 0 3 -1 2 2 3 VOICE: (404) 6 5 9 -8 8 5 5 FAX: (404) 5 8 8 -4 5 3 2 Archie L. Bransford, Jr.................................................................... Deputy Comptroller H. Gary Pannell........................................................................................ District Counsel William J. Abernathy, J r..............................................Assistant Deputy Comptroller for Specialties/Operations Albert W ornum, J r.........................................................Assistant Deputy Comptroller for M id-S ize/C redit Card Banks Atlanta Field Office 1 17 Perimeter Center W est, Suite W 401 A tlanta, Georgia 3 0 3 3 8 -4 7 7 7 Jo Ann Young................................................................. Assistant Deputy Comptroller Memphis Field Office 8 0 Monroe Avenue, Suite 5 0 5 Memphis, Tennessee 3 8 1 0 3 -2 4 5 8 Paul E. R obertson.......................................................... Assistant Deputy Comptroller M idw estern District O ffice 2 3 4 5 Grand Boulevard, Suite 7 0 0 Kansas C ity, Missouri 6 4 1 0 8 -2 6 8 3 VOICE: ( 8 1 6 ) 5 5 6 - 1 8 0 0 FAX: ( 8 1 6 ) 5 5 6 - 1 8 9 2 Jerilyn G illa n d ..................................................................................Deputy Comptroller Leslie Linville............................................................................................District Counsel Ellen S h e p h e rd ..................................................................................Licensing M anager David B a k e r.............. Assistant Deputy Comptroller for Specialties/Operations Bobby W in s te a d ......................................................... Assistant Deputy Comptroller for M id-Size/Credit Card Banks Joplin Field Office Fountainside Plaza, Suite H 1 7 1 0 East 32nd Street Joplin, Missouri 6 4 8 0 4 -4 1 0 0 VOICE: ( 4 1 7 ) 7 8 1 - 7 6 2 9 FAX: ( 4 1 7 ) 7 8 1 - 9 7 2 4 Dan L. Gipple Assistant Deputy Comptroller Eighty-Fourth Report 19 ARKANSAS BANKERS ASSOCIATION The Carvill Building 1 2 2 0 W est Third Street Little Rock, Arkansas 7 2201 VOICE: (501) 3 7 6 -3 7 4 1 FAX: ( 5 0 1 ) 3 7 6 - 9 2 4 3 www .arkbankers.org Dan G. Bailey........................................................................... ..........Executive Director Bart Lind sey............................................................................ .......................... President President First National Bank of Phillips County, Helena John T. H a m p to n .................................................................. ........ First Vice President President & Chief Executive Officer Citizens Bank, Booneville Don Pattillo............................................................................... ..Second Vice President President The Farmers and Merchants Bank, Stuttgart Charles B lack........................................................................... .......................... Treasurer President Peoples Bank & Loan Co., Lewisville YO UN G BANKERS SECTION OFFICERS Lisa K im brell........................................................................................................President Simmons First National Bank, Pine Bluff Brad J o y c e ............................................................................... ... Senior Vice President Citizens Bank, Booneville Jim H o m an ............................................................................... .................. Vice President First National Bank of Sheridan, Sheridan Chris W e lc h ............................................................................. .. Education Coordinator The Bank of Fayetteville, N .A ., Fayetteville Gina D an ie ll................... Horizon Bank, Malvern Treasurer Arkansas State Bank Department 20 ARKANSAS C O M M U N ITY BANKERS ASSOCIATION P. O. Box 2 0 2 1 0 Hot Springs, Arkansas 7 1 9 0 3 -0 2 1 0 VOICE: ( 8 0 0 ) 7 7 1 - 1 6 3 4 FAX: (501) 5 2 5 -0 6 3 7 E-M ail: richard@acbonline.org w w w .acbonline.org Richard G. T ra m m ell...........................................................................Executive Director Stephen E. Staffo rd............................................................................................. President President The First National Bank in Green Forest, Green Forest Michael F. Flynn.......................................................................................... Vice President President American State Bank, Charleston Larry E. B au er........................................................................................................ Secretary President & Chief Executive Officer Planters & Merchants Bank, Gillett Harry J. W ebb, J r................................. President & Chief Executive Officer First Delta Bank, Tyronza Treasurer Eighty-Fourth Report 21 C O N S O L ID A T E D R EP O R T OF C O N D IT IO N OF T H E 1 6 0 S T A T E C H A R T E R E D C O M M E R C IA L B A N K S Ju n e 3 0 , 1 9 9 8 (in millions) ASSETS 1. Cash and balances due from depository institutions: a. Noninterest-bearing balances and currency and coin............................$513 b. Interest-bearing balances........................................................................100 2. Securities: a. Held-to-maturity securities.................................................................. 1,057 b. Available-for-sale securities.................................................................3,060 3. Federal funds sold and securities purchased under agreement to resell.......................................... 441 4. Loans and lease financing receivables: a. Loans and leases, net of unearned income......................................... 9,434 b. Less: Allowances for loan and lease losses............................................127 c. Less: Allocated transfer risk reserve........................................................... 0 d. Loans and leases, net of unearned income, allowance, and reserve....................................................................... 9,307 5. Trading assets...................................................................................................... 0 6. Premises and fixed assets (including capitalized leases)...................................302 7. Other real estate owned................................................................................... 19 8. Investments in unconsolidated subsidiaries and associated companies..............................................................................4 9. Customers liability to this bank on acceptances outstanding................................................................................0 10. Intangible assets.................................................................................................77 11. Other assets.......................................................................................................223 12. Total assets.............................................................................................. $15,103 LIABILITIES 13. Deposits: a. In domestic offices.......................................................................... $13,042 (1) Noninterest-bearing........................................................................1,581 (2) Interest-bearing............................................................................ 11,461 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs................................................................................. 0 (1) Noninterest-bearing...............................................................................0 (2) Interest-bearing..................................................................................... 0 14. Federal funds purchased and securities sold under agreement to repurchase...........................................184 15. Demand notes issued to the U.S. Treasury........................................................... 9 16. Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases)...........................................................244 17. Bank's liability on acceptances executed and outstanding....................................0 18. Notes and debentures subordinated to deposits................................................... 0 19. Other liabilities....................................................................................................113 20. Total liabilities............................................................................................. 13,592 EQUITY CAPITAL 21. Perpetual preferred stock.......................................................................................8 22. Common stock................................................................................................... 67 23. Surplus............................................................................................................. 535 24. a. Undivided profits and capital reserves.........................................................891 b. Net unrealized holding gains (losses) on available-for-sale securities............ 10 25. Cumulative foreign currency translation adjustment............................................ 0 26. Total equity capital....................................................................................... 1,511 27. Total liabilities, limited-life preferred stock and equity capital................... $15,103 22 Arkansas State Bank Department CO NSO LID ATED STA TE M E N T OF C O N D ITIO N OF THE 7 8 STATE CHARTERED TR U ST DEPARTM ENTS June 3 0 , 1 9 9 8 (in millions) ASSETS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Noninterest Bearing Deposits: a. Own Bank and AffiliateInstitutions............................................................$6 b. Other Institutions........................................................................................ 2 Interest Bearing Deposits: a. Own Bank and AffiliateInstitutions............................................................76 b. Other Institutions......................................................................................41 U.S. Government and AgencyObligations..........................................................130 State, County and Municipal Obligations............................................................ 44 Other Short-Term Obligations............................................................................. 57 Other Notes and Bonds....................................................................................... 30 Stocks...............................................................................................................129 Collective Investment Fund Units........................................................................14 Real Estate Mortgages.......................................................................................... 5 Real Estate.......................................................................................................... 56 Miscellaneous Assets..........................................................................................29 Suspense Accounts.............................................................................................. 0 Other ..................................................................................................................30 Total Assets................................................................................................... $649 LIA B IL IT IE S Trusts and Estates: 15. Employee Benefit....................................... a. (Number of Accounts)...................... ........................ 470 16. Personal Trusts.......................................... a. (Number of Accounts)...................... ..................... 1,061 17. Estates and Guardianships a. (Number of Accounts)...................... ........................ 248 Agencies: 18. Employee Benefit....................................... a. (Number of Accounts)...................... .....................1,387 19. All Other.................................................... a. (Number of Accounts)...................... ..................... 1,289 Collective Investment Funds: 20. Employee Benefit....................................... a. (Number of Accounts)...................... .............................0 21. AllOther.................................................... a. (Number of Accounts)...................... .......................... 28 22. Corporate Trust Accounts......................... a. (Number of Accounts)...................... ........................ 305 23. Corporate Agency Accounts...................... a. (Number of Accounts)...................... ........................ 104 24. Profit Accounts.......................................... 25. Suspense Accounts.................................... 26. Total Liabilities........................................... ...........$94 ...........214 .............73 ...........200 ............... 0 ............... 1 .............54 ............. 10 ............... 0 ............... 3 .........$649 Eighty-Fourth Report 23 CONSOLIDATED REPORT OF CONDITION OF THE 6 1 NATIONAL BANKS June 3 0 , 1 9 9 8 (in m illions) ASSETS 1. Cash and balances due from depository institutions: a. Noninterest-bearing balances and currency and coin............................. $744 b. Interest-bearing balances........................................................................... 52 2. Securities: a. Held-to-maturity securities ...................................................................1,089 b. Available-for-sale securities...................................................................2,965 3. Federal funds sold and securities purchased under agreement to resell........................................... 449 4. Loans and lease financing receivables: a. Loans and leases, net of unearned income........................................... 8,083 b. Less: Allowances for loan and lease losses..............................................110 c. Less: Allocated transfer risk reserve.............................................................0 d. Loans and leases, net of unearned income, allowance, and reserve......................................................................... 7,973 5. Trading assets........................................................................................................ 0 6. Premises and fixed assets (including capitalized leases).....................................227 7. Other real estate owned.......................................................................................12 8. Investments in unconsolidated subsidiaries and associated companies.................................................................................6 9. Customers liability to this bank on acceptances outstanding................................................................................... 1 10. Intangible assets...................................................................................................88 11. Other assets....................................................................................................... 321 12. Total assets................................................................................................ $13,927 LIABILITIES 13. Deposits: a. In domestic offices...........................................................................$11,7 18 (1) Noninterest-bearing......................................................................... 1,992 (2) Interest-bearing...............................................................................9,726 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs................................................................................... 0 (1) Noninterest-bearing.................................................................................0 (2) Interest-bearing...................................................................................... 0 14. Federal funds purchased and securities sold under agreement to repurchase..............................................520 15. Demand notes issued to the U.S. Treasury...........................................................49 16. Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases)............................................................. 218 17. Bank's liability on acceptances executed and outstanding......................................1 18. Notes and debentures subordinated to deposits..................................................... 0 19. Other liabilities.................................................................................................... 140 20. Total liabilities............................................................................................... 12,646 EQUITY CAPITAL 21. 22. 23. 24. Perpetual preferred stock........................................................................................1 Common stock..................................................................................................... 56 Surplus............................................................................................................... 311 a. Undivided profits and capital reserves...........................................................903 b. Net unrealized holding gains (losses) on available-for-sale securities............. 10 25. Cumulative foreign currency translation adjustment............................................. 0 26. Total equity capital.........................................................................................1,281 27. Total liabilities, limited-life preferred stock and equity capital.................... $13,927 24 Arkansas State Bank Department CAPITAL TO AVERAGE ASSETS RATIOS FOR ALL ARKANSAS COMMERCIAL BANKS JUNE 30, 1998 BANK C IT Y Commercial Bank at Alma First National Bank of Altheim er Bank of A m ity Citizens First Bank Elk Horn Bank and Trust Company First National Bank of Sharp County The First National Bank The Bank of Augusta Citizens State Bank The Arkansas Bank, N .A . The Citizens Bank First Com m unity Bank of Batesville Bank of Bearden Benton State Bank The Union Bank of Benton Arkansas National Bank Bank of Bentonville The First National Bank of Berryville Bank of Blevins Farmers Bank And Trust Company The First National Bank in Blytheville Citizens Bank The Bank of Bradley Bank of Brinkley The Union Bank of Bryant Bank of Cabot The First National Bank of Izard County First Bank of South Arkansas M erchants and Planters Bank, N .A . Bank of Cave City Am erican State Bank The M erchants and Planters Bank Arkansas S tate Bank Farmers Bank and Trust Company Clinton S tate Bank First C om m unity Bank, N .A . The First National Bank of C onw ay Corning Bank First National Bank of Crossett First State Bank Danville S tate Bank Bank of Dardanelle The First National Bank of DeQueen Alma Altheim er A m ity Arkadelphia Arkadelphia Ash Flat Ashdown Augusta Bald Knob Batesville Batesville Batesville Bearden Benton Benton Bentonville Bentonville Berryville Blevins Blytheville Blytheville Booneville Bradley Brinkley Bryant Cabot Calico Rock Camden Camden Cave City Charleston Clarendon Clarksville Clarksville Clinton C onw ay Conw ay Corning Crossett Crossett Danville Dardanelle DeQueen R A T IO 9 .7 4 2 0 .2 4 1 0 .3 2 1 0 .7 7 9 .3 9 9 .3 2 1 0 .2 5 1 3 .6 9 10.91 8 .3 0 8 .7 5 9.11 2 2 .9 6 8 .0 5 8 .7 2 8 .2 8 7 .5 4 1 4 .7 7 1 0 .7 4 10.51 1 5 .1 3 8 .6 9 9 .7 9 1 5 .2 4 8 .5 4 9 .0 6 1 9 .0 4 8 .6 5 9 .6 2 9 .9 2 1 1 .6 2 1 1 .1 5 8 .7 7 1 0 .4 9 7 .7 4 9 .0 4 8 .3 2 1 4 .0 4 9 .2 2 1 0 .5 2 1 0 .2 8 1 2 .8 3 1 2 .7 5 Eighty-Fourth Report 25 BANK C IT Y First S tate Bank of DeQueen D eW itt Bank And Trust Company The First National Bank of D eW itt Decatur S tate Bank Bank of Delight First C om m unity Bank of S.E. Arkansas Farmers & M erchants Bank First National Bank of Howard County M erchants & Farmers Bank Simmons First Bank of Dumas Citizens First Bank The First National Bank of El Dorado National Bank of Com m erce of El Dorado The Delta State Bank The Bank of Elkins Bank of England The Eudora Bank Bank of Eureka Springs Bank of Evening Shade Bank of Arkansas, N .A . The Bank of Fayetteville, N .A . M cllroy Bank & Trust Citizens First Bank Fordyce Bank & Trust Company First National Bank of Eastern Arkansas Forrest C ity Bank, N .A . The C ity National Bank of Fort Smith The First National Bank of Fort Smith Planters & M erchants Bank The Bank of Glenwood Caddo First National Bank Bank of Gravett N orthw est National Bank The First National Bank in Green Forest Farmers Bank First S tate Bank of Gurdon Farmers Bank Calhoun County Bank The Bank of Harrisburg Com m unity First Bank The Security Bank The Cleburne County Bank Greers Ferry Lake S tate Bank Heber Springs S tate Bank First National Bank of Phillips County Helena National Bank Bank of Holly Grove DeQueen D eW itt D eW itt Decatur Delight Derm ott Des Arc Dierks Dumas Dumas El Dorado El Dorado El Dorado Elaine Elkins England Eudora Eureka Springs Evening Shade Fayetteville Fayetteville Fayetteville Fordyce Fordyce Forrest City Forrest City Fort Smith Fort Smith Gillett Glenwood Glenwood Gravette G ravette Green Forest Greenwood Gurdon Hamburg Hampton Harrisburg Harrison Harrison Heber Springs Heber Springs Heber Springs Helena Helena Holly Grove R A T IO 1 2 .7 2 1 8 .4 4 1 0 .6 8 1 3 .3 0 1 3 .1 8 13.01 1 4 .7 8 1 3 .1 9 1 4 .2 9 8 .8 2 9 .7 6 1 0 .0 7 1 0 .2 4 1 0 .0 5 10.31 9 .3 3 1 2 .6 6 1 2 .6 2 9 .8 0 1 1 .2 4 8 .3 7 7 .1 4 9 .1 7 9 .6 0 1 3 .6 4 8 .4 5 8 .9 9 1 5 .1 8 1 1 .4 5 1 0 .2 3 1 1 .5 8 1 0 .9 2 1 7 .4 8 1 2 .7 6 1 9 .8 0 9 .3 5 10.01 1 1 .5 9 1 1 .5 5 1 6 .6 2 8 .6 7 1 0 .8 6 9 .4 8 9 .2 3 1 1 .2 2 8 .5 2 1 4 .1 3 26 Arkansas State Bank Department BANK C IT Y The Citizens National Bank of Hope The First National Bank of Hope Horatio State Bank Alliance Bank of Hot Springs Arkansas Bank and Trust Company The Planters National Bank of Hughes The First National Bank of Huntsville First S tate Bank Peoples Bank First Arkansas Bank & Trust Bank of the Ozarks, nwa The Arkansas Bank First Bank of Arkansas Simmons First Bank of Jonesboro Pine S tate Bank Madison Bank and Trust The Bank of Lake Village Simmons First Bank of South Arkansas River Valley Bank & Trust Heritage Bank Little River Bank The First National Bank of Lewisville Peoples Bank & Loan Co. Bank of Lincoln Arkansas Bankers' Bank Bank of Little Rock The Capital Bank Central Bank & Trust Eagle Bank & Trust Company First Commercial Bank, N .A . M etropolitan National Bank One National Bank Pinnacle Bank Pulaski Bank And Trust Company Bank of Lockesburg First State Bank Farmers Bank and Trust Company First National Bank of Magnolia Horizon Bank of Columbia County The Peoples Bank Horizon Bank The M alvern National Bank Southern S tate Bank The M erchants and Planters Bank Bank of Mansfield First National Bank at Marianna M arked Tree Bank Bank of M cCrory Hope Hope Horatio Hot Springs Hot Springs Hughes Huntsville Huntsville Imboden Jacksonville Jasper Jonesboro Jonesboro Jonesboro Kingsland Kingston Lake Village Lake Village Lavaca Leachville Lepanto Lewisville Lewisville Lincoln Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Lockesburg Lonoke Magnolia Magnolia Magnolia Magnolia Malvern Malvern Malvern Manila Mansfield Marianna M arked Tree McCrory R A T IO 9 .3 4 1 4 .4 2 1 2 .1 5 1 4 .4 8 8 .6 6 1 1 .4 8 1 6 .4 3 9 .2 4 9 .9 0 1 4 .2 6 9 .0 4 8 .1 6 9 .5 0 8 .3 8 7 .7 5 7 .0 4 1 3 .3 9 9.21 1 2 .1 0 8 .3 0 17.01 1 0 .5 0 9 .8 0 9 .3 3 1 0 .2 7 1 0 .5 4 1 6 .0 4 1 0 .0 7 9 .4 3 7 .7 5 7 .4 8 1 5 .7 3 1 7 .8 7 7 .2 8 1 4 .7 8 7 .7 9 7 .1 4 9 .3 8 9 .6 9 1 0 .1 7 9 9 .0 4 9 .6 5 9 .5 0 1 3 .2 5 9 .7 4 1 1 .6 3 11.21 1 4 .8 6 Eighty-Fourth Report 27 BANK C IT Y R A T IO The First National Bank of McGehee M cG ehee Bank The Bank of North Arkansas First National Bank in M ena The Union Bank of M ena M idSouth Bank Commercial Bank & Trust Company Union Bank And Trust Company Morrilton Security Bank, N .A . The Bank of M ontgom ery County First National Bank & Trust Company Peoples Bank And Trust Company Bank of M ountain V ie w Bank of Mulberry Diamond S tate Bank Citizens National Bank of Nashville The First National Bank of Nashville M erchants & Planters Bank M ercantile Bank of Arkansas, N .A . National Bank of Arkansas in North Little Rock Am erican State Bank The Planters Bank Bank of the Ozarks, w ca Bank of Paragould First National Bank Peoples Bank The First National Bank at Paris M cGehee M cGehee Melbourne M ena M ena M onette Monticello Monticello Morrilton M ount Ida M ountain Home M ountain Home M ountain V ie w Mulberry Murfreesboro Nashville Nashville N ew port North Little Rock North Little Rock Osceola Osceola Ozark Paragould Paragould Paragould Paris Parkdale Parkin Perryville Piggott Pine Bluff Pine Bluff Plainview Pocahontas Pocahontas Portland Portland Prairie Grove Prescott Rison Rogers Rogers Rogers Rogers Rogers Russellville 1 3 .5 7 1 9 .8 3 1 0 .0 9 1 3 .2 6 1 1 .3 2 7 .3 8 1 0 .3 6 9 .8 4 8 .5 6 1 4 .4 8 1 4 .2 2 9 .2 8 1 6 .5 3 8 .0 2 8 .7 9 1 1 .0 3 9 .61 9 .3 0 1 0 .0 6 7 .6 9 10.4 1 8 .8 2 1 2 .7 7 1 0 0 .0 0 14.8 1 8 .7 7 1 0 .1 5 9 .6 6 8 .5 0 8 .6 5 1 0 .3 7 7 .7 6 9 .4 6 10.9 1 1 0 .1 3 9 .1 5 1 4 .9 7 7 .6 6 7 .6 6 9 .7 4 1 5 .0 8 9 .9 5 4 .8 2 7 .4 3 8 .1 4 8 .21 1 2 .6 4 Southeast Arkansas Bank First S tate Bank The Perry County Bank Piggott S tate Bank Pine Bluff National Bank Simmons First National Bank First S tate Bank Bank of Pocahontas Planters & Stockm en Bank The Peoples Bank Portland Bank The Farmers & M erchants Bank Bank of Prescott The Bank of Rison Bank of Rogers First Commercial Bank Rogers First National Bank and Trust Company First W estern Bank and Trust Company Simmons First Bank of N orthw est Arkansas First Arkansas Valley Bank 28 Arkansas State Bank Department BANK C IT Y First National Bank of Russellville River Valley Bank Simmons First Bank of Russellville Bank of Salem Logan County Bank First National Bank First Security Bank Simmons First Bank of Searcy First National Bank of Sheridan Arkansas State Bank First National Bank Sm ackover S tate Bank M erchants & Planters Bank The First National Bank of Springdale Springdale Bank and Trust Bodcaw Bank Bank of Star City The Stephens Security Bank The Farmers and M erchants Bank First United Bank S tate First National Bank Bank of Trumann Bank of Tuckerm an First Delta Bank Citizens Bank & Trust Company Bank of Waldron The Scott County Bank The Arkansas Bank The First National Bank of Lawrence County First State Bank of W arren W arren Bank and Trust Company M erchants and Farmers Bank Fidelity National Bank of W est Memphis Cross County Bank The First National Bank of W ynne The Bank of Yellville Russellville Russellville Russellville Salem Scranton Searcy Searcy Searcy Sheridan Siloam Springs Siloam Springs Sm ackover Sparkman Springdale Springdale Stamps Star City Stephens S tuttgart S tuttgart Texarkana Trumann Tuckerm an Tyronza Van Buren Waldron Waldron W alnut Ridge W alnut Ridge Warren W arren W est Helena W est Memphis W ynne W ynne Yellville R A T IO 8 .11 1 4 .4 5 1 0 .4 8 9 .3 9 1 5 .9 5 1 2 .6 8 1 0 .3 2 7 .0 8 9 .4 9 1 6 .2 0 6 .9 9 1 2 .7 4 6 .5 5 9 .2 8 7.61 1 5 .3 6 1 0 .9 5 11.31 1 1 .7 9 9 .6 7 8 .9 3 1 5 .0 3 1 1 .6 9 1 3 .2 4 1 1 .3 8 1 3 .1 5 1 1 .2 8 8 .3 9 1 3 .2 8 9 .3 0 1 4 .8 4 1 0 .2 4 7 .6 2 8 .8 2 1 0 .1 0 8 .8 0 Eighty-Fourth Report 29 NATIONAL BANKS June 3 0 , 1998 (000's omitted) BANK CITY First National Bank of A ltheim er Altheim er ASSETS 1 1 ,5 9 9 First National Bank of Sharp County Ash Flat The First National Bank A shdown 1 6 7 ,1 1 3 The Arkansas Bank, N .A . Arkansas National Bank Batesville Bentonville 2 4 3 ,1 3 5 The First National Bank of Berryville Berryville 1 1 9 ,1 3 7 The First National Bank in Blytheville Blytheville 1 3 2 ,3 7 1 The First National Bank of Izard County Calico Rock 8 9 ,6 5 4 M erchants and Planters Bank, N .A . Camden 9 9 ,7 6 7 6 1 ,6 6 3 5 1 ,9 9 5 First C om m unity Bank, N .A . C onw ay 1 3 7 ,4 8 0 The First National Bank of C onw ay C onw ay 3 3 8 ,9 7 8 First National Bank of Crossett Crossett 1 0 1 ,8 8 9 The First National Bank of DeQueen DeQueen 1 1 2 ,5 7 9 The First National Bank of D eW itt D eW itt 8 3 ,2 6 7 First National Bank of Howard County Dierks 4 2 ,6 7 4 The First National Bank of El Dorado El Dorado National Bank of Com m erce of El Dorado Bank of Arkansas, N .A . El Dorado 3 2 9 ,7 2 3 1 3 9 ,7 0 0 1 0 8 ,5 7 0 The Bank of Fayetteville, N .A . Fayetteville Fayetteville First National Bank of Eastern Arkansas Forrest City 1 9 2 ,5 8 6 Forrest City Bank, N .A . Forrest City 6 2 ,5 3 2 1 6 6 ,8 7 5 The City National Bank of Fort Smith Fort Smith 4 6 5 ,9 8 9 The First National Bank of Fort Smith Fort Smith 5 5 2 ,5 7 0 Caddo First National Bank Glenwood 7 1 ,7 1 1 N orthw est National Bank G ravette 1 5 ,2 8 5 The First National Bank in Green Forest Green Forest First National Bank of Phillips County Helena 1 0 6 ,6 8 7 Helena National Bank Helena 1 0 7 ,1 5 2 1 5 8 ,6 7 4 The Citizens National Bank of Hope Hope 2 2 1 ,1 1 5 The First National Bank of Hope Hope 1 1 5 ,2 7 8 The Planters National Bank of Hughes Hughes 2 0 ,3 7 1 The First National Bank of Huntsville Huntsville 7 9 ,2 6 3 The First National Bank of Lewisville Lewisville 2 5 ,3 0 6 First Commercial Bank, N .A . Little Rock 2 ,0 8 1 ,9 6 8 M etropolitan National Bank Little Rock 4 1 8 ,9 1 2 30 Arkansas State Bank Department BANK CITY One National Bank Little Rock First National Bank of Magnolia Magnolia 2 2 0 ,7 3 1 The M alvern National Bank Malvern 2 1 2 ,1 8 1 First National Bank at Marianna Marianna 4 7 ,2 3 5 The First National Bank of M cGehee McGehee 3 6 ,5 7 1 ASSETS 1 1 4 ,2 6 1 First National Bank in M ena M ena Morrilton Security Bank, N .A . Morrilton First National Bank & Trust Company M ountain Home Citizens National Bank of Nashville Nashville The First National Bank of Nashville Nashville M ercantile Bank of Arkansas, N .A . North Little Rock 1 ,8 6 3 ,2 1 3 1 1 2 ,9 6 4 8 1 ,4 9 1 2 1 3 ,6 8 5 4 2 ,7 6 1 8 6 ,8 8 0 National Bank of Arkansas in North Little Rock North Little Rock 1 0 0 ,9 4 9 First National Bank Paragould 2 4 4 ,2 2 8 The First National Bank at Paris Paris Pine Bluff National Bank Pine Bluff 1 4 5 ,8 4 1 Simmons First National Bank Pine Bluff 6 8 7 ,2 5 1 6 2 ,5 3 7 First National Bank and Trust Company Rogers 5 4 8 ,6 3 5 First National Bank of Russellville Russellville 2 6 6 ,4 6 6 First National Bank Searcy Sheridan 2 8 7 ,0 7 2 First National Bank of Sheridan First National Bank The First National Bank of Springdale Siloam Springs Springdale S tate First National Bank Texarkana The First National Bank of Lawrence County W alnut Ridge Fidelity National Bank of W est Memphis W est Memphis The First National Bank of W ynne W ynne 3 5 ,2 9 8 2 0 3 ,0 9 7 3 5 5 ,2 6 1 4 1 3 ,3 1 7 7 6 ,9 1 5 8 3 ,7 3 4 1 5 0 ,4 9 6 Eighty-Fourth Report REPORT OF THE ONE HUNDRED SIXTY STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1998 32 Arkansas State Bank Department Commercial Bank at Alma Alma, AR VOICE: (501)632-2257 17 Highway 64 East Charter Number: 297 FAX: (501) 632-2263 P. O. Box 2199 Date: January 31, 19 10 Population: 2,959 72921-2199 County: Crawford HomePage: www.combank-alma.com Trust Department: No Bank Holding Company First United Bancshares, Inc., El Dorado, AR CEO/Pres: Jimmy V. Fincher SVP: Rex A. Woods EVP: William N. Brasher, III Cash: Anita Garrison Cash and Due from: ....................... 1,959 Deposits:.................................... 60,051 Federal Funds and Repos:................. 1,000 Federal Funds and Borrowings: ................ 0 Investments:................................. 22,244 Other Liabilities:.......................................574 Total Loans:..................................39,744 Subordinated Debt:......................................0 Premises and Fixed Assets:......... 1,326 Total Liabilites:.................................. 60,625 Other Real Estate:...................................0 Total Equity Capital and Reserves:..........7,612 Other Assets:.................................. 1,964 Total Liabilities and Capital: ............... 68,237 Total Assets: ................................68,237 Total Trust Assets:................................. 0 Number of Shares Outstanding:.............. 8,000 Directors: James A. Arnold; Leonard L. Blaschke; Jimmy V. Fincher; John A. Griffin; Jim Harwood; Hilda Knight; Paul L. Winborn Branches in Town: None Other Branches: Dyer, Mountainburg Bank of Amity Amity, AR VOICE: (870) 342-5268 FAX: (870) 342-9594 Population: 526 Public Square P. O. Box 38 71921-0038 Charter Number: 198 Date: January 30, 1905 County: Clark Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR VP/Cash: Diane T. Owens Chm/CEO/Pres: Millard E. Aud VP: Danny H. Maxey Cash and Due from: ....................... 3,958 Deposits:........................................... 56,485 Federal Funds and Borrowings: ..................... 0 Federal Funds and Repos:................. 4,700 Investments:..................................13,558 Other Liabilities:...................................... 455 Total Loans:.............................. 39,764 Subordinated D e b t:................................................0 Premises and Fixed Assets:................. 726 Total Liabilites: .................................. 56,940 Other Real Estate:............................... 57 Total Equity Capital and Reserves:..........6,484 Other Assets:.....................................661 Total Liabilities and Capital: ............... 63,424 Total Assets:................................ 63,424 Number of Shares Outstanding:.............. 4,000 Total Trust Assets:.................................0 Directors: Millard E. Aud; John Ed Chambers, III; Danny Dunlap; Huey Grant; Jimmy Jones; Hazel Richardson; Jimmy Williams Branches in Town: None Other Branches: None Eighty-Fourth Report 33 Citizens First Bank Arkadelphia, AR VOICE: (870) 246-2411 FAX: (870) 246-5400 Population: 10 ,0 14 5th and Main Street Charter Number: 736 P. O. Box 218 Date: May 24, 1977 71923-0218 County: Clark Member of Federal Reserve System Trust Department: No Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: Mike McFarland EVP: Kevin Norton VP: Penny Manning Cash: Carol Wilson Cash and Due fro m :...............................1,854 Federal Funds and Repos:.....................4 ,525 Investm ents:....................................... 11,799 Total Loans:......................................... 29,237 Premises and Fixed Assets:................... 1,538 Other Real Estate: ...........................................0 Other Assets: ............... 3,352 Total Assets:....................................... 52,305 Total Trust Assets: ......................................... 0 Deposits:....................................................... 4 4 ,1 1 0 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................565 Subordinated Debt:.................................................0 Total Liabilites:..............................................44 ,675 Total Equity Capital and Reserves:............. 7,630 Total Liabilities and Capital:.......................52,305 Number of Shares Outstanding:...............30 ,000 Directors: Herb Daily; Jerry Francis; Billy Bob Hardman; Todd Hickingbotham; Edward McCorkle; Mike McFarland; Darrell Meyer; Philip Rice Branches in Town: Two Other Branches: Caddo Valley Elk Horn Bank and Trust Company Arkadelphia, AR VOICE: (870)246-5811 FAX: (870) 246-5284 Population: 10 ,0 14 601 Main Street Charter Number: 142 P. O. Box 248 Date: September 28, 1903 71923-0248 County: Clark Trust Department: Yes Bank Holding Company Southern Development Bancorporation, Inc., Arkadelphia, AR CEO/Pres: I. Joe Miles EVP: Bill Fowler EVP/COO: Jimmy Franklin SVP: David M. Harrison Cash and Due fro m :.............................. 4,2 06 Federal Funds and Repos: ..................... 1,800 Investm ents:....................................... 24 ,433 Total Loans:......................................... 78 ,464 Premises and Fixed Assets:...................3,236 Other Real Estate: ...........................................0 Other Assets: .......................................... 1,503 Total Assets:..................................... 11 3,642 Total Trust Assets: .................................... 940 VP: Marilyn Davis VP: Brenda Manning VP: Matt Mason VP/Cash/TO: Beth S. Marshall Deposits:.................................................. 101,845 Federal Funds and Borrowings:....................... 502 Other Liabilities:..................................................660 Subordinated Debt:.................................................0 Total Liabilites:......................................... 103,007 Total Equity Capital and Reserves:........... 10,635 Total Liabilities and Capital:.................. 113,642 Number of Shares Outstanding:...............2 4 ,000 Directors: Thomas B. Barksdale; James Blanton; W. H. Brandon, Jr.; Harold Echols; Robert Fisher; James Harrington; Geneva Hunter; Mike Kolb; J. Hugh Lookadoo; Mary Jo Mann; I. Joe Miles; Veda Morgan; Roy N. Shope; William G. Wright Branches in Town: One Other Branches: Bismarck, Caddo Valley 34 Arkansas State Bank Department The Bank of Augusta Augusta, AR VOICE: (870)347-2511 FAX: (870) 347-2654 Population: 2,759 100 South Second Street P. O. Box 120 72006-0120 Charter Number: 669 Date: February 20, 1935 County: Woodruff Trust Department: Yes Bank Holding Company None Chm: John R. Eldridge CEO/Pres: Moody Whitehead VP: Ronnie Jones Cash/TO: Martha Ray AVP: Claire Rowland Cash and Due from: ............................. 2,662 Federal Funds and Repos:......................9,100 Investments:.........................................1 2,21 5 Total Loans:........................................... 19,265 Premises and Fixed A ssets:......................207 Other Real Estate:............................................ 0 Other Assets:............................................... 591 Total Assets: ........................................ 4 4 ,0 4 0 Total Trust Assets:..................................1,996 Deposits:...................................................... 37,755 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 334 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 38,089 Total Equity Capital and Reserves:............ 5,951 Total Liabilities and Capital: .................... 44 ,0 4 0 Number of Shares Outstanding:................ 8,0 00 Directors: Franklin Collier; Steven Collier; W. P. Daniel; W. P. Daniel, Jr.; Charles P. Eldridge; John R. Eldridge; R. E. Gregory, Jr.; Ronnie Jones; Moody Whitehead Branches in Town: Other Branches: None One Citizens State Bank Bald Knob, AR VOICE: (501) 724-3241 FAX: (501) 724-5985 Population: 2,653 306 South Elm Street P. O. Box 200 72010-0200 Home Page: www.csb-bk.com Charter Number: 636 Date: January 22, 1931 County: White Trust Department: Yes Bank Holding Company Citizens State Bankshares of Bald Knob, Inc., Bald Knob, AR Chm/CEO: Juanita Litzelfelner Pres/COO/TO: Larry Kircher EVP: Wendell Nier VP/Cash: Peggy Reed Cash and Due from: ..............................1,660 Federal Funds and Repos:......................... 425 Investments:...........................................21,208 Total Loans:...........................................21 ,359 Premises and Fixed A ssets:......................792 Other Real Estate:....................................... 37 Other Assets:............................................... 817 Total Assets: .................................. . . . 4 6 , 2 9 8 Total Trust Assets:................................. 2,2 64 Deposits:........................................ 40 ,7 9 9 Federal Funds and Borrowings: ...........................0 Other Liabilities:.................................................402 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................41,201 Total Equity Capital and Reserves:.......... 5,097 Total Liabilities and Capital: .................... 46 ,2 9 8 Number of Shares Outstanding:.................. 4 ,0 0 0 Directors: Bob J. Clark; Larry Kircher; Juanita Litzelfelner; Wendell Nier; Bernard C. Smith Branches in Town: Two Other Branches: Bradford Eighty-Fourth Report 35 The Citizens Bank Batesville, AR VOICE: (870) 793-4441 Third and College Streets Charter Number: 705 FAX: (870) 698-6299 P. O. Box 2156 Date: February 19, 1953 Population: 9,187 72503-2156 County: Independence Home Page: www.thecitizensbank.net Member of Federal Reserve System Trust Department: Yes Bank Holding Company Citizens Bancshares of Batesville, Inc., Batesville, AR SVP: Floren King SVP: Lois Rasmussen SVP/COO/Cash: Greg Shaver AVP/TO: Robin Brock CEO/Pres: Woody Castleberry EVP: David J. Hidy SVP: Alan Bufford SVP: David Ford Cash and Due fro m :......................... 10,226 Federal Funds and Repos:..................... 1,920 Investm ents:....................................... 71,799 Total Loans:....................................... 1 58,089 Premises and Fixed Assets:...................5,625 Other Real Estate: ................................. 1,421 Other Assets: .......................................... 2,542 Total Assets:..................... 251,62 2 Total Trust Assets: ........................... 4 2 ,273 Deposits:................................................... 224,681 Federal Funds and Borrowings:................... 4,0 78 Other Liabilities:..................................................681 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 22 9 ,4 4 0 Total Equity Capital and Reserves:........... 22,182 Total Liabilities and Capital:.................. 251,62 2 Number of Shares Outstanding:............... 16,500 Directors: Woody Castleberry; Lackey G. Moody; Doyle W. Rogers; Noel K. Sims; Kay Southerland Branches in Town: Other Branches: Pleasant Plains Six First Community Bank of Batesville Batesville, AR VOICE: (870)612-3400 FAX: (870)612-3470 Population: 9,187 7 10 St. Louis Street P. O. Box 4327 72501-4327 Charter Number: 770 Date: June 20, 1997 County: Independence Trust Department: No Bank Holding Company First Community Bancshares, Inc., Batesville, AR Chm/CEO/Pres: Dale E. Cole EVP: Boris A. Dover SVP: Troy Henley VP: Katy Smythe Cash and Due fro m :.............................. 3,637 Federal Funds and Repos:........................ 665 Investm ents:....................................... 18,995 Total Loans:........................................... 22 ,8 1 4 Premises and Fixed Assets:.......................527 Other Real Estate: ...........................................0 Other Assets: ..............................................466 Total Assets:......................................... 4 7 ,1 0 4 Total Trust Assets: ......................................... 0 Deposits:....................................................... 4 2 ,993 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................... 83 Subordinated Debt:................................................. 0 Total Liabilites:..............................................43 ,076 Total Equity Capital and Reserves:............. 4,028 Total Liabilities and Capital:...................... 4 7 ,1 0 4 Number of Shares Outstanding:...............34 ,523 Directors: Dr. Jeff Angel; Don Buckliew; Dale E. Cole; Preston W. Grace, III; Jim Haney; George Rider; Frank Tripp; Sheila Wagnon Branches in Town: None Other Branches: None 36 Arkansas State Bank Department Bank of Bearden Bearden, AR VOICE: (870) 687-2233 FAX: (870) 687-2474 Population: 1,021 Second and Cedar Streets P. O. Box 135 71720-0135 Charter Number: 688 Date: June 17, 1945 County: Ouachita Trust Department: No Bank Holding Company None Chm/Pres: Rick Green EVP: Ken Riley VP/Cash: Susan Lusby Cash and Due from: ..............................2,560 Federal Funds and Repos:...................... 2,425 Investments:............................................. 6,238 Total Loans: ........................................... 13,956 Premises and Fixed A ssets:...................... 80 Other Real Estate:............................................ 0 Other Assets:............................................... 207 Total Assets: .........................................25 ,466 Total Trust Assets:.......................................... 0 Deposits:...................................................... 1 9,323 Federal Funds and Borrowings: ...........................0 Other Liabilities:....................................................92 Subordinated D e b t:................................................ 0 Total Liabilites:............................................. 19,415 Total Equity Capital and Reserves:.............6,051 Total Liabilities and Capital: .................... 25,466 Number of Shares Outstanding:.................. 8,300 Directors: John E. Anthony; Steven M. Anthony; 0. D. Cathey; Rick Green; Kenneth D. Keeton; Ron Ramsay; Russell Weatherly; Betty Word Branches in Town: None Other Branches: None Benton State Bank Benton, AR VOICE: (5 01)3 15 -20 0 0 FAX: (501) 303-2122 Population: 18 ,177 146 West South Street Charter Number: 664 P. O. Box 9 Date: February 9, 1934 72018-0009 County: Saline Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: Larry Whitley EVP/Cash: Russell Coleman Cash and Due from: ........................... 14,958 Federal Funds and Repos:...............................0 Investments:......................................... 65 ,642 Total Loans:....................................... 142,311 Premises and Fixed A ssets:..................2,352 Other Real Estate:....................................... 24 Other Assets: ............................................2,545 Total Assets: ...................................... 22 7,83 2 Total Trust Assets:.......................................... 0 SVP: Barbara Dorrough SVP: Harry McCromick Deposits:.................................................... 2 0 7,05 4 Federal Funds and Borrowings: ................ 1,398 Other Liabilities:........................................... 1,210 Subordinated D e b t:................................................ 0 Total Liabilites:.......................................... 209,66 2 Total Equity Capital and Reserves:.......... 18,170 Total Liabilities and Capital: ................... 2 2 7,83 2 Number of Shares Outstanding:................ 10,000 Directors: Roy Bishop; Calvin Brown; Russell Coleman; Edwin Henry; James Herzfeld; A. B. Holiman, Jr.; David Jones; Malcolm Lawrence; D. W. May; W. L. Tucker; Larry Whitley Branches in Town: Five Other Branches: Bryant Eighty-Fourth Report 37 The Union Bank of Benton Benton, AR VOICE: (5 0 1)3 15 -04 11 207 West Conway Charter Number: 706 FAX: (501)303-5433 P. 0. Box 687 Date: January 11, 1 954 Population: 18 ,177 72018-0687 County: Saline Home Page: www.unionbancshares.com/ubunion.html Trust Department: Yes Bank Holding Company Union Bancshares of Benton, Inc., Benton, AR Chm/CEO: Greg B. Brown Pres: Bob Gregory TO: Ray Pennington Cash and Due fro m :.............................. 5,414 Federal Funds and Repos:............................. 0 Investm ents:....................................... 49 ,089 Total Loans:......................................... 74 ,303 Premises and Fixed Assets:................... 1,477 Other Real Estate: ........................................... 6 Other Assets: .......................................... 1,655 Total Assets:..................................... 131,944 Total Trust Assets: ................................ 3,140 Deposits:....................................................... 95 ,9 6 4 Federal Funds and Borrowings:.................23,471 Other Liabilities:..................................................490 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 119,925 Total Equity Capital and Reserves:..........1 2,01 9 Total Liabilities and Capital:.................. 131,944 Number o f Shares Outstanding:...............72,940 Directors: Greg B. Brown; June G. Brown; Lilburn Carlisle; Bob Gregory; J. D. Harris; Debra Keen; Ron Kuerner; I. E. McCray, Jr.; John Young Branches in Town: Other Branches: Mabelvale Two Bryant, Hot Springs, Bank of Bentonville Bentonville, AR VOICE: (501)273-3331 FAX: (5 0 1)2 7 1-13 15 Population: 1 1,257 201 N.E. A. Street Charter Number: 641 P.O.Box 1229 Date: February 25, 1 931 72712-1229 County: Benton Member of Federal Reserve System Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim C. Walton CEO/Pres: Donald E. Walker Cash and Due fro m :......................... 27,477 Federal Funds and Repos: .....................4 ,2 50 Investm ents:..................................... 172,937 Total Loans:....................................... 325,64 8 Premises and Fixed Assets:...................6,620 Other Real Estate: ...................................... 360 Other Assets: ..................................... 11,396 Total Assets:..................... 548,68 8 Total Trust Assets: ......................................... 0 SVP/Cash: Sharon Stucky Deposits:.................................................. 473,041 Federal Funds and Borrowings:.................25,971 Other Liabilities:.............................................. 3,9 16 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 502,928 Total Equity Capital and Reserves:...........45 ,7 6 0 Total Liabilities and Capital:.................. 548,688 Number of Shares Outstanding:...............78 ,400 Directors: Edward F. Adair; Neff Basore; Chuck Carmer; David Glass; Robert Holder; Nancy Leake; Tom McCoy; Max McGaugh; Donald E. Walker; Jim C. Walton Branches in Town: Five Other Branches: Centerton, Gravette Bella Vista (3), Arkansas State Bank Department 38 Bank of Blevins Blevins, AR VOICE: (870) 874-2541 FAX: (870) 874-2631 Population: 253 5461 Highway 371 P. O. Box 158 71825-0158 Charter Number: 385 Date: August 12, 1912 County: Hempstead Trust Department: No Bank Holding Company First National Bancshares of Hempstead County, Inc., Hope, AR Chm: Thomas E. Hays, Jr. Pres: William E. Butler, Jr. Cash and Due from: ................................. 293 Federal Funds and Repos:...................... 1,575 Investments:............................................. 8,2 54 Total Loans:........................................... 4,511 Premises and Fixed A ssets:......................257 Other Real Estate:............................................ 0 Other Assets:............................................... 189 Total Assets: ......................................... 15,079 Total Trust Assets:.......................................... 0 Cash: Peggy Butler Deposits:.........................................................13,330 Federal Funds and Borrowings: ...........................0 Other Liabilities:....................................................94 Subordinated D e b t:................................................ 0 Total Liabilites:............................................. 13,424 Total Equity Capital and Reserves:.......... 1,655 Total Liabilities and Capital: ......................15,079 Number of Shares Outstanding:.................. 8,050 Directors: Thomas E. Hays, Jr.; Charles E. Sharpe, Jr.; Fred Wren Branches in Town: None Other Branches: None Farmers Bank And Trust Company Blytheviiie, AR VOICE: (870)763-8101 FAX: (870) 763-3500 Population: 22,906 Charter Number: 253 400 West Main Date: March 16, 1908 P. O. Box 688 72316-0688 County: Mississippi Member of Federal Reserve System Trust Department: Yes Bank Holding Company Farmers Bancorp, Inc., Blytheviiie, AR Chm/CEO: Alvin Huffman, III Pres/COO: Steve Bell VP/CFO: Kenny Rodgers VP/TO: Ron Dawson Cash and Due from: ............................. 4,9 93 Federal Funds and Repos:...............................0 Investments:......................................... 59 ,278 Total Loans:...........................................85,107 Premises and Fixed A ssets:.................. 1,867 Other Real Estate:............................................ 0 Other Assets: ............................................2,027 Total Assets: .......................................153,272 Total Trust Assets:............................... 18,153 Deposits:.................................................... 1 34,601 Federal Funds and Borrowings: ................ 1,000 Other Liabilities:........................................... 1,056 Subordinated D e b t:................................................ 0 Total Liabilites:......................................... 136,657 Total Equity Capital and Reserves:.......... 16,615 Total Liabilities and Capital: .................. 153,272 Number of Shares Outstanding:.............. 4 0 ,000 Directors: Steve Bell; Paula O. Blackwell; Dale Briggs; Glen Cook; Alvin Huffman, III; Paul C. Hughes; Herbert Jones; Gaylon M. Lawrence, Jr.; Harold Sudbury, Jr. Branches in Town: Four Other Branches: None Eighty-Fourth Report 39 Citizens Bank Booneville, AR VOICE: (5 0 1 )6 7 5 -2 7 4 7 FAX: (5 0 1 )6 7 5 -4 4 7 7 Population: 3,804 80 West Main P. O. Box 238 72927-0238 Charter Number: 397 Date: April 18, 19 10 County: Logan Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR CEO/Pres: John T. Hampton EVP: Joe Earp EVP: Shirley Young SVP/TO: Don Hall VP: Martha Mizell VP/Cash: Carolyn Holt Cash and Due fro m :.............................2,257 Federal Funds and Repos:........................... 0 Investm ents:....................................... 29 ,359 Total Loans:......................................... 61,859 Premises and Fixed Assets:......................2,21 8 Other Real Estate: ...................................... 241 Other Assets: .......................................... 2,423 Total Assets:....................................... 98,357 Total Trust Assets: .......................................88 Deposits:....................................................... 88 ,130 Federal Funds and Borrowings:.......................679 Other Liabilities:.................................................. 791 Subordinated Debt:................................................. 0 Total Liabilites:..............................................89 ,600 Total Equity Capital and Reserves:............. 8,757 Total Liabilities and Capital:...................... 98 ,357 Number of Shares Outstanding:.......... 159,970 Directors: Don Dunn; Jeral L. Hampton; John T. Hampton; Billy Dale Leslie; C. Richard Lippard; A. B. Littlefield, Jr.; Robert E. Remy; Paul X. Williams Branches in Town: One Other Branches: Magazine, Ratcliff The Bank of Bradley Bradley, AR VOICE: (870) 894-3322 FAX: (870) 894-3324 Population: 585 Main Street P. 0. Box 120 71826-0120 Charter Number: 653 Date: April 10, 1933 County: Lafayette Trust Department: No Bank Holding Company The Bradley Corporation, Bradley, AR Chm/CEO/Pres: Lane Pierce Cash and Due fro m :.................................. 533 Federal Funds and Repos:..................... 1,200 Investm ents:............................................ 2,192 Total Loans:.............................................. 8,758 Premises and Fixed Assets:.......................229 Other Real Estate: .........................................99 Other Assets: .............................................. 170 Total Assets:....................................... 13,181 Total Trust Assets: ......................................... 0 EVP/Cash: Billie Pierce Deposits:........................................... Federal Funds and Borrowings: . . . Other Liabilities:............................... Subordinated Debt:......................... Total Liabilites:................................. 11,782 ........ 0 ....70 Total Equity Capital and Reserves: Total Liabilities and Capital:.......... Number of Shares Outstanding: .. . 1,329 13,181 10,000 Directors: Gerald E. Crabtree; Billie Pierce; Lane Pierce Branches in Town: None Other Branches: None ....... 0 11,852 40 Arkansas State Bank Department Bank of Brinkley Brinkley, AR VOICE: (870)734-3133 FAX: (870) 734-3001 Population: 4,234 130 South New Orleans P. O. Box 727 72021-0727 Charter Number: 110 Date: January 17, 1903 County: Monroe Trust Department: No Bank Holding Company Brinkley Bancshares, Inc., Brinkley, AR Chm/CEO: A. H. Rusher Pres: Gus Rusher EVP: Terry Singleterry VP: Jennifer Martin VP: Todd Wilson VP/Cash: Bently Manatt AVP: David Cooper AVP: Bill Imus Cash and Due from: ..............................3,959 Federal Funds and Repos:...................... 1,200 Investments:.......................................... 4 3 ,5 0 4 Total Loans: ...........................................29,047 Premises and Fixed A ssets:......................450 Other Real Estate:............................................ 0 Other Assets:........................................... 2,009 Total Assets: .........................................80,169 Total Trust Assets:.......................................... 0 Deposits:...................................................... 66 ,693 Federal Funds and Borrowings: ........................... 0 Other Liabilities:................................................. 696 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 67 ,389 Total Equity Capital and Reserves:.......... 12,780 Total Liabilities and Capital: ......................80,169 Number of Shares Outstanding:.............. 24 ,000 Directors: J. H. Carroll, Jr.; Steve Fowler; Doug Hunt; A. H. Rusher; Gus Rusher; Fred Schaefer Branches in Town: None Other Branches: None The Union Bank of Bryant Bryant, AR VOICE: (501)847-6464 FAX: (501) 847-5723 Population: 5,269 Hwy 5 at Commonwealth P. O. Box 880 72089 Charter Number: 773 Date: October 16, 1997 County: Saline Trust Department: No Bank Holding Company Union Bancshares of Benton, Inc., Benton, AR Chm: Fred E. Briner CEO/Pres: Jim D. Ferguson Cash and Due from: ........................... 10,386 Federal Funds and Repos:.............................. 0 Investments:......................................... 38,935 Total Loans:......................................... 42,1 24 Premises and Fixed A ssets:.................. 1,707 Other Real Estate:....................................... 107 Other Assets:...............................................866 Total Assets: .........................................94,125 Total Trust Assets: ......................................... 0 Deposits:...................................................... 83,808 Federal Funds and Borrowings: ...........................0 Other Liabilities:........................................... 1,282 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 85 ,090 Total Equity Capital and Reserves:............ 9,035 Total Liabilities and Capital: ......................94,125 Number of Shares Outstanding:............658,91 2 Directors: Fred E. Briner; Greg B. Brown; Ike Carter, Jr.; Curtis Ferguson; Jim D. Ferguson; Joe L. Finley; Susan E. Jester; Gary L. Keeter; I. E. McCray, Jr.; Larry R. Mitchell; Cherry B. Young Branches in Town: None Other Branches: Benton (2), Little Rock Eighty-Fourth Report 41 Bank of Cabot Cabot, AR One City Plaza P. O. Box 1028 72023-1028 VOICE: (5 0 1 )8 4 3 -3 5 7 5 FAX: (5 0 1 )8 4 3 -0 4 6 3 Population: 8,319 Charter Number: 1 20 Date: March 23, 1903 County: Lonoke Trust Department: Yes Bank Holding Company Cabot Bankshares, Inc., Cabot, AR Chm: Gerald H. Shock CEO/Pres: Joseph Wilkes Park SVP: Tino Jones SVP/Cash: Joe W. Park, Sr. Cont: David Pickney TO: Debbie Kirby Cash and Due fro m :.............................. 9,629 Federal Funds and Repos:.....................2,695 Investm ents:....................................... 32 ,693 Total Loans:....................................... 140,036 Premises and Fixed Assets:...................3,848 Other Real Estate: ...................................1,217 Other Assets: .......................................... 3,332 Total Assets:..................................... 193,450 Total Trust Assets: ............................ 14,867 Deposits:................................................... 163,595 Federal Funds and Borrowings:................. 10,052 Other Liabilities:.............................................. 2,211 Subordinated Debt:.................................................0 Total Liabilites:......................................... 175,858 Total Equity Capital and Reserves:........... 17,592 Total Liabilities and Capital:.................. 193,450 Number of Shares Outstanding:...............2 5 ,0 0 0 Directors: Dearl Dixon; Jerry Jones; James M. Lowman; Mark L. Magie; Joseph Wilkes Park; Joe W. Park, Sr.; Gerald H. Shock; Howell Thompson; William G. Thompson; Steve P. Tipton; William E. Williams; Larry Wood Branches in Town: Other Branches: Sherwood, Ward Two Beebe, Jacksonville, First Bank of South Arkansas Camden, AR VOICE: (870)837-8300 FAX: (870) 837-8310 Population: 14,380 1325 Highway 4 Bypass P. O. Box 10 7 17 0 1-0 0 10 Charter Number: 660 Date: August 28, 1933 County: Ouachita Trust Department: No Bank Holding Company Harrell Bancshares, Inc., Camden, AR Chm/CEO: Searcy W. Harrell, Jr. Pres: John F. Marsh Cash and Due fro m :.............................. 3,461 Federal Funds and Repos:............................. 0 Investm ents:....................................... 12,781 Total Loans:......................................... 47 ,2 6 3 Premises and Fixed Assets:...................2,271 Other Real Estate: ...................................... 335 Other Assets: .......................................... 1,753 Total Assets:....................................... 67 ,864 Total Trust Assets: ......................................... 0 EVP: Jonathan W. Harrell Cash: Barbara Daniels Deposits:....................................................... 59 ,910 Federal Funds and Borrowings:....................... 980 Other Liabilities:..................................................352 Subordinated Debt:................................................. 0 Total Liabilites:........................................ ...6 1 ,2 4 2 Total Equity Capital and Reserves:............. 6,622 Total Liabilities and Capital:...................... 6 7 ,864 Number of Shares Outstanding:...............3 0 ,000 Directors: Harold W. Campbell; Phillip J. Foster; Alvin Green; Jonathan W. Harrell; Searcy W. Harrell, Jr.; Paul E. Lindsey; John F. Marsh; Richard Mosley; John David Neeley Branches in Town: One Other Branches: Junction City 42 Arkansas State Bank Department Bank of Cave City Cave City, AR 133 South Main P. O. Box 490 72521-0490 VOICE: (870) 283-5301 FAX: (870) 283-6466 Population: 1,503 Charter Number: 209 Date: July 2, 1906 County: Sharp Trust Department: Yes Bank Holding Company Sharp Bancshares, Inc., Cave City, AR Chm: Eugene Street CEO/Pres/TO: Samuel F. Beller SVP: Gayla Hickman SVP/Cash: Wanda Daniel VP: Dennis Esteb VP: Kim Nunnally Cash and Due from: ................................. 925 Federal Funds and Repos:..........................370 Investments:...........................................10,506 Total Loans:......................................... 33 ,720 Premises and Fixed A ssets:......................690 296 Other Real Estate:........... Other Assets:........................................... 1,990 Total Assets: .........................................48 ,497 Total Trust Assets:................................. 2,8 30 Deposits:........................................................ 43 ,166 Federal Funds and Borrowings: ...........................0 Other Liabilities:............................................... 540 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 4 3 ,706 Total Equity Capital and Reserves:............ 4,791 Total Liabilities and Capital: .................... 48 ,497 Number of Shares Outstanding:.................. 4,0 0 0 Directors: Samuel F. Beller; Dennis Esteb; Margie Pettersen; Bruce Street; Eugene Street; Scott Street Branches in Town: None Other Branches: None Am erican State Bank Charleston, AR VOICE: (50 1)9 6 5 -2 2 0 1 FAX: (501) 965-2205 Population: 2,128 4 00 East Main Street P. 0 . Box 128 72933-0128 Charter Number: 314 Date: June 29, 1910 County: Franklin Trust Department: Yes Bank Holding Company American Bancshares of Arkansas, Inc., Charleston, AR Chm/CEO: Joe S. Hiatt Pres/TO: Michael F. Flynn Cash: Angie Haynes Cash and Due from: ..............................2,493 Federal Funds and Repos:......................8,260 Investments:......................................... 20,1 54 Total Loans:...........................................50,419 Premises and Fixed A ssets:.................. 2,470 Other Real Estate:........................................192 Other Assets:........................................ 4,1 77 Total Assets: .........................................88,165 Total Trust Assets:..................................... 842 Deposits:...................................................... 71 ,438 Federal Funds and Borrowings: ................ 5,885 Other Liabilities:................................................. 727 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 78,050 Total Equity Capital and Reserves:.......... 10,115 Total Liabilities and Capital: ......................88,165 Number of Shares Outstanding:................ 12,000 Directors: Michael F. Flynn; Clay Hiatt; J Sherman Hiatt; Joe S. Hiatt; Joe O. Larkin Branches in Town: None Other Branches: Ozark Altus, Fort Smith (2), Eighty-Fourth Report 43 The M erchants and Planters Bank Clarendon, AR VOICE: (8 7 0 )7 4 7 -3 3 1 9 FAX: (870) 747-3498 Population: 2,072 297 Madison P. O. Box 280 72029-0280 Charter Number: 21 Date: July 23, 1890 County: Monroe Trust Department: No Bank Holding Company Clarendon Holding Co., Clarendon, AR Chm: James B. Sharp CEO/Pres: J. Perry Lee Cash: Estelle Catlett Cash and Due fro m :...............................1,390 Federal Funds and Repos:........................... 10 Investm ents:....................................... 17,359 Total Loans:.............................................. 7,081 Premises and Fixed Assets:.......................391 Other Real Estate: ...........................................0 Other Assets: ..............................................308 Total Assets:....................................... 26,539 Total Trust Assets: .........................................0 Deposits:...................................................... 23,1 39 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................. 196 Subordinated Debt:................................................. 0 Total Liabilites:..............................................23,335 Total Equity Capital and Reserves:............. 3,2 04 Total Liabilities and Capital:...................... 26 ,539 Number of Shares Outstanding:................. 5,660 Directors: Donald A. Davis; Rheta Griffith; B. J. Hopson; J. Perry Lee; James B. Sharp; J. Baxter Sharp, III Branches in Town: None Other Branches: None Arkansas State Bank Clarksville, AR VOICE: (5 0 1 )7 5 4 -6 3 2 5 FAX: (501) 754-7398 Population: 5,833 Cravens & Sevier P. O. Box 100 72830-0100 Charter Number: 722 Date: March 8, 1967 County: Johnson Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm: Sidney L. Brain CEO/Pres: Terry Q. Carson Cash and Due fro m :.............................. 4,5 96 Federal Funds and Repos:..................... 1,005 Investm ents:..........................................26,135 Total Loans:....................................... 120,798 Premises and Fixed Assets:...................3,215 Other Real Estate: ........................................... 0 Other Assets: .......................................... 2,346 Total Assets:..................................... 158,095 Total Trust Assets: ......................................... 0 EVP: Ronald R. Collins EVP/Cash: Carol L. Carson Deposits:................................................... 143,076 Federal Funds and Borrowings: ............................ 0 Other Liabilities:.................................................. 704 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 143,780 Total Equity Capital and Reserves:........... 14,315 Total Liabilities and Capital:.................. 158,095 Number of Shares Outstanding:...............2 5 ,000 Directors: Sidney L. Brain; Terry Q. Carson; James W. Dickerson, Jr.; Wayne Hartsfield; Mike Jacobs; R. Keith Lewis; George Overbey, Jr.; Guy P. Shrigley; David Taylor; Turner Whitson; Turner Whitson Branches in Town: Two Other Branches: Booneville, Lamar, Ozark, Paris Hartman, 44 Arkansas State Bank Department Farmers Bank and Trust Com pany Clarksville, AR VOICE: (5 0 1 )7 5 4 -2 0 2 0 FAX: (5 0 1 )7 5 4 -3 4 9 2 Population: 5,833 214 Main Street P. O. Box 288 72830-0288 Charter Number: 737 Date: July 6, 1978 County: Johnson Trust Department: Yes Bank Holding Company First Security Bancorp, Searcy, AR Chm/CEO: Cole Martin Pres/TO: Lee White SVP: Rebecca Dougan SVP: Nina Mason SVP: Tom Sexton VP: Harold Johnson AVP/Cash: Rhonda Boen Cash and Due from: ..............................2,839 Federal Funds and Repos:...................... 5,100 Investments:.......................................... 46 ,845 Total Loans:...........................................4 0 ,056 Premises and Fixed Assets: . . . . . . . . . 1,241 Other Real Estate:....................................... 420 Other Assets:........................................... 3,601 Total Assets: ...................................... 100,102 Total Trust Assets:................................. 2,441 Deposits:...................................................... 86,279 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 757 Subordinated D e b t:................................................ 0 87 ,036 Total Liabilites:............... Total Equity Capital and Reserves:.......... 13,066 Total Liabilities and Capital: ................... 100,102 Number of Shares Outstanding:.................. 6,0 00 Directors: Cole Martin; Steve Morgan; Dayne Phillips; Bill Porter; Reynie Rutledge; Lee White Branches in Town: One Other Branches: Coal Hill Clinton State Bank Clinton, AR VOICE: (50 1)74 5-2 44 1 FAX: (5 0 1 )7 4 5 -2 4 1 8 Population: 2,213 202 South Court P. O. Box 57 72031-0057 Charter Number: 695 Date: October 16, 1946 County: Van Buren Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: Charles W. Sharp EVP: Thomas McKnight SVP: Robert Barnum SVP: Charles Smith VP: Gary W. Dewey VP: Carrie Ward VP: Debbie Wolfe AVP: Sherry Bixler Cash and Due from: ..............................3,562 Federal Funds and Repos:......................2,300 Investments:......................................... 25 ,947 Total Loans:......................................... 38,755 Premises and Fixed A ssets:......................632 Other Real Estate:............................... 132 Other Assets:............................................... 781 Total Assets: .........................................72,109 Total Trust Assets:.......................................... 0 Deposits:...................................................... 65 ,288 Federal Funds and Borrowings: ...................... 230 Other Liabilities:........................................... 1,022 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 66 ,5 4 0 Total Equity Capital and Reserves:.......... 5,569 Total Liabilities and Capital: ......................72,109 Number of Shares Outstanding:.................. 4,0 00 Directors: Jay W. Jackson; Roy Lefler; Charles W. Sharp; Louis E. Stell Branches in Town: One Other Branches: Damascus, Fairfield Bay, Shirley Eighty-Fourth Report 45 Corning Bank Corning, AR VOICE: (870) 857-3592 FAX: (870) 857-3309 Population: 3,323 501 West Second P. O. Box 439 72422-0439 Charter Number: 745 Date: June 15, 1984 County: Clay Trust Department: No Bank Holding Company First Paragould Bankshares, Inc., Paragould, AR EVP: William M. Allen VP: Louise Coleman Chm: William E. Brewer CEO/Pres: Donis Simpson VChm: Kelly G. Wright Cash and Due fro m :.............................. 2,339 Federal Funds and Repos:.........................330 Investm ents:....................................... 19,477 Total Loans:......................................... 51,428 Premises and Fixed Assets:.......................385 Other Real E s ta te :................. 18 Other Assets: .......................................... 1,651 Total Assets:....................................... 75,628 Total Trust Assets: ......................................... 0 Deposits:....................................................... 64 ,519 Federal Funds and Borrowings:..................... 0 Other Liabilities:..................................................411 Subordinated Debt:................................................. 0 Total Liabilites:..............................................64 ,930 Total Equity Capital and Reserves:........... 10,698 Total Liabilities and Capital:.......................75,628 Number of Shares Outstanding:............... 10,000 Directors: William E. Brewer; Mike Ford; George A. Haynes; Roy McSpadden; J. T. Meriwether; Donis Simpson; Charles E. Williamson; Kelly G. Wright Branches in Town: Two Other Branches: None First State Bank Crossett, AR VOICE: (8 7 0 )36 4-5 13 1 FAX: (870) 364-6329 Population: 6,282 123 Main P. O. Box 638 71635-0638 Charter Number: 718 Date: May 13, 1963 County: Ashley Trust Department: No Bank Holding Company Evergreen Bancshares, Inc., Crossett, AR Chm: Richard E. Griffin CEO/Pres: Jerry Ray Hambrick Cash and Due fro m :...............................1,761 Federal Funds and Repos:..................... 1,395 Investm ents:............................................ 6,462 Total Loans:......................................... 21,648 Premises and Fixed Assets:.......................331 Other Real Estate: ...................................... 235 Other Assets: ..............................................720 Total Assets:....................................... 32 ,552 Total Trust Assets: .........................................0 SVP/Cash: Cheryl Goodwin SVP/Aud: Jeanie Parker Deposits:....................................................... 28 ,663 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................487 Subordinated D ebt:................................................. 0 Total Liabilites:..............................................2 9 ,150 Total Equity Capital and Reserves:............. 3,402 Total Liabilities and Capital: . . . . . . . . . . . .3 2 ,5 5 2 Number of Shares Outstanding:.......... 100,000 Directors: Bill G. Barnett; Richard E. Griffin; Jerry Ray Hambrick; Larry W. Johnson; Marolyn Lloyd; James S. Nolley; H. D. Stephens, Jr.; Henry Thomas Branches in Town: One Other Branches: None 46 Arkansas State Bank Department Danville State Bank Danville, AR VOICE: (5 0 1 )4 9 5 -2 2 3 6 901 Main Charter Number: 615 FAX: (501) 4 9 5 -4 65 0 P. O. Box 609 Date: October 3, 1930 Population: 1,753 72833-0609 County: Yell Home Page: www.danvillebank.com Trust Department: Yes Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm: Pres: SVP: SVP: John Ed Chambers, III Edward J. Taylor Zelta Bell Vickie Rounsaville VP: Phillip Anderson VP: Brad Payne VP: Jerry Smith Cash: Mark Lane Cash and Due fr o m :..............................9,163 Federal Funds and Repos:...................... 7,085 Investments:......................................... 26,885 Total Loans:.........................................104,139 Premises and Fixed A ssets:.................. 1,012 Other Real Estate:....................................... 30 Other Assets:........................................... 2,639 Total Assets: ..................................... 1 50 ,953 Total Trust Assets:.......................................... 0 Deposits:........................................ ........... 134,969 Federal Funds and Borrowings: ........................ 44 Other Liabilities:................................................. 780 Subordinated D e b t:................................................ 0 Total Liabilites:......................................... 135,793 Total Equity Capital and Reserves:.......... 15,160 Total Liabilities and Capital: ........... 150,953 Number of Shares Outstanding:................ 10,000 Directors: John Ed Chambers, III; Bill Donnell; Fay Mathis; James C. Pledger; Charles L. Sloan; Edward J. Taylor; Robert Y. Taylor Branches in Town: None Other Branches: None Bank of Dardanelle Dardanelle, AR VOICE: (50 1)2 2 9 -3 3 1 1 FAX: (5 0 1 )2 2 9 -4 1 8 0 Population: 3,722 102 North Front Street P. O. Box 577 72834-0577 Charter Number: 668 Date: September 12, 1934 County: Yell Trust Department: Yes Bank Holding Company Bank of Dardanelle Bankshares, Inc., Dardanelle, AR Pres: Ronald L. Taylor Cash and Due from: ..............................5,612 Federal Funds and Repos:......................8,4 80 Investments:.............. ..........................14,439 Total Loans:......................................... 52 ,280 Premises and Fixed A ssets:.................. 1,609 Other Real Estate:............................................ 0 Other Assets:............................................1,266 Total Assets: .........................................83 ,686 Total Trust Assets:.......................................... 0 Cash: Janelle Parker 72,315 Deposits:................................ Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 378 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 72,693 Total Equity Capital and Reserves:.......... 10,993 Total Liabilities and Capital: .................... 83,686 Number of Shares Outstanding:.................. 8,0 00 Directors: Thomas C. Berryhill; Bunny Bullock; Tom Ed Bullock; William R. Bullock; Fanny B. George; Evelyn H. Jones; Dee Berryhill Longenbaugh; H.M. Orsburn; Ronald L. Taylor; Noel VanDover Branches in Town: One Other Branches: Atkins, Russellville Eighty-Fourth Report 47 First State Bank of DeQueen DeQueen, AR VOICE: (8 7 0 )6 4 2 -4 4 2 3 FAX: (870) 642-2847 Population: 4 ,63 3 310 North Third P. O. Box 970 7 1832-0970 Charter Number: 731 Date: August 26, 1974 County: Sevier Member of Federal Reserve System Trust Department: No Bank Holding Company First State Bancshares, Inc., DeQueen, AR Chm: Art Melson CEO: Keith Melson EVP: Noel Bard VP/Cash: Barbara Kitchens Cash and Due fro m :...............................1,720 Federal Funds and Repos:.....................3,065 Investm ents:....................................... 10,568 Total Loans:......................................... 16,242 Premises and Fixed Assets:.......................376 Other Real Estate: ........................................... 5 Other Assets: ..............................................310 Total Assets:....................................... 32,286 Total Trust Assets: ......................................... 0 Deposits:....................................................... 27 ,988 Federal Funds and Borrowings:......................... 63 Other Liabilities:..................................................212 Subordinated Debt:................................................. 0 Total Liabilites:..............................................28 ,263 Total Equity Capital and Reserves:............. 4,0 23 Total Liabilities and Capital:...................... 32 ,286 Number of Shares Outstanding:...............76 ,000 Directors: Gary Bell; Lou Ellen Gray; R.S. Harris; Art Melson; Keith Melson; Ron Moore; Edward Revels; Dennis Smiley; Don Stemple; Doug Suttle Branches in Town: One Other Branches: None DeW itt Bank A nd Trust Com pany DeWitt, AR VOICE: (870) 946-3531 FAX: (8 7 0 )9 4 6 -2 8 1 5 Population: 3,553 Second and Jefferson Streets P. O. D raw er 71 7 2 0 4 2 -0 0 7 1 Charter Number: 605 Date: March 1, 1929 County: Arkansas Trust Department: Yes Bank Holding Company DBT Financial Corporation, DeWitt, AR Chm: Elmer A. Ferguson CEO/Pres: Gary Hudson VChm: Julian Brown VP: Terry L. McCullars VP: Nancy F. Rasco VP: Betty Simmons VP/Cash: Betty Batemam VP/TO: Lloyd E. Wallace Cash and Due fro m :.............................. 2,807 Federal Funds and Repos:............................. 0 Investm ents:..........................................3 1,119 Total Loans:......................................... 82 ,928 Premises and Fixed Assets:...................... 416 Other Real Estate: ........................................... 0 Other Assets: .......................................... 2,3 64 Total Assets:..................................... 119,634 Total Trust Assets: ............................ 33,851 Deposits:....................................................... 88,647 Federal Funds and Borrowings:................... 8,2 50 Other Liabilities:..................................................807 Subordinated Debt:.................................................0 Total Liabilites:..............................................9 7 ,7 0 4 Total Equity Capital and Reserves:...........21 ,9 3 0 Total Liabilities and Capital:.................. 119,634 Number of Shares Outstanding:...............54 ,000 Directors: Julian Brown; E. E. Denman; Donald Ray Dickson; Rebecca Ehrlicher; Elmer A. Ferguson; Alton R. Hampton; Wayne Hampton; Gary Hudson; Charles E. Lumsden; Carolyn F. Pryor; Nancy F. Rasco; Jack Whitmore Branches in Town: None Other Branches: None 48 Arkansas State Bank Department Decatur State Bank Decatur, AR VOICE: (501) 752-3281 Hwy. 59 North Charter Number: 707 FAX: (501) 752-8154 P. O. Box 38 Date: May 27, 1954 Population: 918 72722-0038 County: Benton Home Page: www.decaturstatebank.com Trust Department: No Bank Holding Company Decatur Bancshares, Inc., Decatur, AR Chm: Lloyd E. Peterson CEO/Pres: Vernon L. Austin Cash: Wanda Tormey Cash and Due from; ..............................5,726 Federal Funds and Repos:..................12,400 Investments:......................................... 1 6,160 Total Loans:......................................... 68 ,269 Premises and Fixed A ssets:..................2,749 Other Real Estate:....................................... 229 Other Assets:........................................... 1,100 Total Assets: ....................... 106,633 Total Trust Assets:.......................................... 0 Deposits:........................................................ 92,212 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 337 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 92 ,549 Total Equity Capital and Reserves:.......... 14,084 Total Liabilities and Capital: .................. 106,633 Number of Shares Outstanding:.................. 7,0 00 Directors: Vernon L. Austin; Larry D. Curran; Tom M. Edmiston; L. Victor Evans; Paul Galyean; Lloyd E. Peterson; Richard E. Wilmoth Branches in Town: None Other Branches: Gentry, Siloam Springs Bank of Delight Delight, AR VOICE: (870) 379-2293 FAX: (870) 379-2575 Population: 311 2nd and Antioch P. O. Box 68 71940-0068 Charter Number: 342 Date: June 16, 1911 County: Pike Trust Department: No Bank Holding Company None Chm: Olen Hendrix CEO/Pres: Darwin Hendrix EVP: Kent Hendrix SVP: Larry May VP/Cash: Jan Mitchell Cash and Due from: ..............................5,617 Federal Funds and Repos:......................9,2 60 Investments:......................................... 18,016 Total Loans:......................................... 30,428 Premises and Fixed A ssets:...................... 172 Other Real Estate:............................................ 0 Other Assets:............................................... 993 Total Assets: ...................................... .6 4 ,4 8 6 Total Trust Assets:.......................................... 0 Deposits:...................................................... 55,342 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 525 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 55 ,867 Total Equity Capital and Reserves:.............8,619 Total Liabilities and Capital: .................... 64 ,486 Number of Shares Outstanding:................ 18,750 Directors: Clarence Anthony; Gary Chambliss; Buford Hendrix; Darwin Hendrix; Olen Hendrix; Cecil E. Johnson, III; Larry May; Jerry Milam Branches in Town: None Other Branches: Prescott Eighty-Fourth Report 49 First Com m unity Bank of S.E. Arkansas Dermott, AR VOICE: (8 7 0 )53 8-3 22 1 114 East Peddicord Charter Number: 732 FAX: (8 7 0 )5 3 8 -3 2 4 6 P. 0 . Box 800 Date: October 1 5, 1976 Population: 5,127 71638-0815 County: Chicot Home Page: www.1stCommunity.com Trust Department: No Bank Holding Company First Service Bancshares, Inc., Dermott, AR Chm: Dr. H. W. Thomas CEO/Pres: Thomas H. Grumbles VChm: Daniel C. Horton SVP/Cash: Betty Morse VP: Jack Edwards VP: April Springer VP: Jerry W. Starnes Cash and Due fro m :.............................. 2 ,0 7 4 Federal Funds and Repos:............................. 0 Investm ents:............................................ 7,446 Total Loans:......................................... 22,696 Premises and Fixed Assets:.......................641 Other Real Estate: ...........................................0 Other Assets: ..............................................913 Total Assets:....................................... 33 ,770 Total Trust Assets: ......................................... 0 Deposits:....................................................... 25 ,738 Federal Funds and Borrowings:................... 3,487 Other Liabilities:..................................................298 Subordinated Debt:.................................................0 Total Liabilites:............................................. 29 ,5 2 3 Total Equity Capital and Reserves:............. 4,2 47 Total Liabilities and Capital:...................... 33,770 Number of Shares Outstanding:..............1 5,000 Directors: Melton Cotton; R. H. Dennington; Robert B. Gibson; Thomas H. Grumbles; Daniel C. Horton; Jerry Kimbrough; Don C. Scott; Dr. H. W. Thomas; Mary K. Tucker Branches in Town: Other Branches: None None Farmers & Merchants Bank Des Arc, AR VOICE: (8 7 0 )25 6-4 19 1 FAX: (870) 256-4582 Population: 2,001 110 S. Third Street P. O. Box 369 72040-0369 Charter Number: 84 Date: January 20, 1902 County: Prairie Trust Department: Yes Bank Holding Company Union Planters Holding Corporation, Memphis, TN Chm: Sherod S. White Pres: Peter G. Williston Cash and Due fro m :...............................1,399 Federal Funds and Repos:..................... 1,455 Investm ents:............................................ 8,992 Total Loans:......................................... 32 ,048 Premises and Fixed Assets:................... 1,231 Other Real Estate: .........................................31 Other Assets: ..............................................690 Total Assets:....................................... 45 ,846 Total Trust Assets: ............................... 1,606 EVP: Bill McLaughlin Cash: Janet Hayley Deposits:....................................................... 37,972 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................737 Subordinated Debt:.................................................0 Total Liabilites:..............................................38 ,709 Total Equity Capital and Reserves:............7,1 37 Total Liabilities and Capital:...................... 4 5 ,846 Number of Shares Outstanding:...............78 ,819 Directors: George S. Ford; Donald Guess; Bill McLaughlin; Scott Mitchell; Henry L. Nichols; John R. Owen; L. A. Richmond; Bill Simmons; John Stephens, III; Sherod S. White; Peter G. Williston Branches in Town: None Other Branches: Lonoke 50 Arkansas State Bank Department M erchants & Farmers Bank Dumas, AR VOICE: (8 7 0 )38 2-4 31 1 FAX: (8 7 0 )38 2-5 90 1 Population: 5,520 130 West Waterman Street P. O. Box 187 71639-0187 Charter Number: 278 Date: May 10, 1909 County: Desha Trust Department: Yes Bank Holding Company M & F Financial Corporation, Dumas, AR Chm/COO: L. Ashton Adcock CEO/Pres: J. Michael Jones EVP: David J. Garrett VP: J. Wayne Beaty VP: Betty B. Trites TO: Glenda B. Owen Cash and Due from: ..............................2,8 18 Federal Funds and Repos:...............................0 Investments:......................................... 1 8,643 Total Loans:......................................... 41 ,237 Premises and Fixed A ssets:.................. 1,077 Other Real Estate:............................... 0 Other Assets:........................................... 1,222 Total Assets: .........................................64 ,997 Total Trust Assets:............................. 1 7,302 Deposits:...................................................... 54,881 Federal Funds and Borrowings: ...................... 350 Other Liabilities:................................................. 298 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 55,529 Total Equity Capital and Reserves:.............9,468 Total Liabilities and Capital: .................... 64,997 Number of Shares Outstanding:.............. 4 0 ,0 0 0 Directors: L. Ashton Adcock; Robert H. Adcock, Jr.; Jimmie L. Appleberry; Charles H. Dante; Claud T. Frank; Bruce Gasaway; Marion S. Gill; J. Michael Jones; Clifton L. Meador; William W. Shea; David Walt Branches in Town: One Other Branches: None Sim m ons First Bank of Dumas Dumas, AR VOICE: (870) 382-4204 FAX: (870) 382-2084 Population: 5,520 Hwy. 65 & 54 P. O. Box 915 71639-0915 Charter Number: 729 Date: January 11, 1974 County: Desha Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR CEO/Pres: Dennis H. Ferguson VP: Terry Wood Cash and Due from: ..............................1,316 Federal Funds and Repos:......................2,585 Investments:............................................. 9,182 Total Loans:......................................... 1 7,852 Premises and Fixed A ssets:......................582 Other Real Estate:............................................ 0 Other Assets:............................................1,304 Total Assets: ....................................... 32,821 Total Trust Assets:.......................................... 0 Deposits:...................................................... 28,788 Federal Funds and Borrowings: ........................... 0 Other Liabilities:.................................................469 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 29,257 Total Equity Capital and Reserves:............ 3,5 64 Total Liabilities and Capital: .................... 32,821 Number of Shares Outstanding:.............. 30 ,000 Directors: Freddie Black; Kelly Farmer; Dennis H. Ferguson; A.O. French; Howard R. Harris; John Rogers; William F. Teeter; William A. West Branches in Town: None Other Branches: None Eighty-Fourth Report 51 Citizens First Bank El Dorado, AR VOICE: (8 7 0 )8 6 2 -6 6 8 3 FAX: (870) 881-6043 Population: 23,1 46 100 East Peach Street P. O. Box 641 71731-0641 Charter Number: 658 Date: August 12, 1933 County: Union Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm: George R. Haefner CEO/Pres: Nicholas J. Horner SVP: Ronnie Clay SVP: Yvonne Eudy Cash and Due fro m :.............................. 3,337 Federal Funds and Repos:.....................2,000 Investments:....................................... 30,267 Total Loans:................... 69 ,682 Premises and Fixed Assets:...................5,826 Other Real E s ta te :.........................................39 Other Assets: .......................................... 6,738 Total Assets:..................................... 11 7,889 Total Trust Assets: ......................................... 0 Deposits:....................................................... 99,541 Federal Funds and Borrowings:.......................645 Other Liabilities:..................................................766 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 100,952 Total Equity Capital and Reserves:........... 16,937 Total Liabilities and Capital:.................. 117,889 Number of Shares Outstanding:...............4 0 ,0 0 0 Directors: George R. Haefner; Noland Hagood; Nicholas J. Horner; Edward Hurley; Richard James; Clara Jones; Bill McGuire; Jim Sheppard; Jeff Teague; Gerald Young Branches in Town: Two Other Branches: Huttig, Strong The Delta State Bank Elaine, AR VOICE: (8 7 0 )8 2 7 -3 3 9 7 FAX: (870) 827-3377 Population: 846 128 Main Street P. O. Box 359 72333-0359 Charter Number: 697 Date: December 30, 1947 County: Phillips Trust Department: No Bank Holding Company First Delta Corporation, Helena, AR CEO/Pres/Cash: Mary Louise Demoret Fiser VP: James E. Tucker Cash and Due fro m :...............................1,024 Federal Funds and Repos:.........................760 Investm ents:............................................ 1,304 Total Loans:.............................................. 2,4 80 Premises and Fixed Assets:......................... 13 Other Real Estate: ...........................................0 Other Assets: ................................................ 96 Total Assets:............................................ 5,677 Total Trust Assets: ......................................... 0 Directors: Solomon Deposits:..........................................................5,074 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................... 40 Subordinated Debt:................................................. 0 Total Liabilites:................................................ 5,114 Total Equity Capital and Reserves:................. 563 Total Liabilities and Capital:......................... 5,677 Number of Shares Outstanding:................. 1,600 W. H. Brandon, Jr.; Mary Louise Demoret Fiser; Bart R. Lindsey; David Branches in Town: None Other Branches: None 52 Arkansas State Bank Department The Bank of Elkins Elkins, AR VOICE: (50 1)64 3-2 13 1 FAX: (5 0 1 )64 3-2 65 1 Population: 1,223 348 North Center P. 0 . Box 333 72727-0333 Charter Number: 377 Date: June 1 ,1 9 1 2 County: Washington Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm/CEO: Joel L. Bunch Pres: Joyce R. Bunch EVP: Johnnie J. Qualls VP: Sarah L. Bunch VP: Patricia Eaton Cash: Dolores A. Lankford Cash and Due from: ............................. 4,291 Federal Funds and Repos:......................2,1 00 Investments:......................................... 1 5,169 Total Loans:...........................................45 ,479 Premises and Fixed A ssets:.................. 1,244 Other Real Estate:....................................... 140 Other Assets:........................................... 5,540 Total A s se ts:___* ............................... 73,963 Total Trust Assets:.......................................... 0 Deposits:................... .................................. 61 ,4 4 4 Federal Funds and Borrowings: ...................... 908 Other Liabilities:................................................. 307 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 62,659 Total Equity Capital and Reserves:........11,304 Total Liabilities and Capital: .................... 73,963 Number of Shares Outstanding:................ 10,000 Directors: Joel L. Bunch; Joyce R. Bunch; Sarah L. Bunch; John Ed Chambers, III; David R. Malone; Robert Y. Taylor; Miller Williams Branches in Town: One Other Branches: Fayetteville, Goshen Bank of England England, AR VOICE: (501) 842-2555 FAX: (501) 842-2422 Population: 3,351 123 South Main Street P. O. Box 70 72046-0070 Charter Number: 48 Date: August 8, 1898 County: Lonoke Trust Department: No Bank Holding Company None Chm/CEO/Pres: Gary Canada EVP: Hanna B. Canada VP: Otha E. Frizzell VP: Bobby Montgomery Cash: Sheila Rice Cash and Due from: ..............................3,387 Federal Funds and Repos:...............................0 Investments:............................................. 9,6 64 Total Loans:...........................................34 ,870 Premises and Fixed A ssets:.................. 1,518 Other Real Estate:............................................ 0 Other Assets:............................................... 754 Total Assets: .........................................50,193 Total Trust Assets:.......................................... 0 Deposits:........................................ 40 ,655 Federal Funds and Borrowings: ............... 4,775 Other Liabilities:............................................... 300 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 4 5 ,7 3 0 Total Equity Capital and Reserves:............ 4,4 63 Total Liabilities and Capital: ......................50 ,193 Number of Shares Outstanding:................ 10,000 Directors: Neal Anderson; Gary Canada; Hanna B. Canada; Samuel C. Cobb; Otha E. Frizzell; Leon Hill; Nikki C. Stewart Branches in Town: None Other Branches: Lonoke, Scott Eighty-Fourth Report 53 The Eudora Bank Eudora, AR 111 North Main Street P. O. Box 250 71640-0250 VOICE: (8 7 0 )35 5-8 31 1 FAX: (870) 355-8509 Population: 3,155 Charter Number: 629 Date: December 23, 1930 County: Chicot Trust Department: No Bank Holding Company Delta Bancshares, Inc., Eudora, AR Chm: W. K. Grubbs CEO/Pres: Gene Keith VP: Julie Petty VP/Cash: Linda Crabtree AVP: Dian Jones Cash and Due fro m :...............................1,379 Federal Funds and Repos:............................. 0 Investm ents:....................................... 14,180 Total Loans:......................................... 13,906 Premises and Fixed Assets:...................... 430 Other Real Estate: ...........................................0 Other Assets: ................................... . ....... 536 Total Assets:....................................... 30,431 Total Trust Assets: ......................................... 0 Deposits: ....................................................... 2 6 ,184 Federal Funds and Borrowings:.......................200 Other Liabilities:.................................................. 141 Subordinated Debt:................................................. 0 Total Liabilites:..............................................26,525 Total Equity Capital and Reserves:............. 3,906 Total Liabilities and Capital:.......................30,431 Number of Shares Outstanding:............... 14,000 Directors: Robert D. Avery; W. K. Grubbs; Roger Hensley; Gene Keith; Charles F. Poole; W. R. Selman Branches in Town: None Other Branches: None Bank of Eureka Springs Eureka Springs, AR VOICE: (5 0 1 )2 5 3 -8 2 4 1 FAX: (501) 253-6947 Population: 1,900 70 South Main P. 0 . Box 309 72632-0309 Charter Number: 374 Date: May 4, 1912 County: Carroll Trust Department: No Bank Holding Company None Chm/CEO/Pres: John F. Cross Cash and Due from :................................ 4,9 0 0 Federal Funds and Repos:.....................5,325 Investm ents:....................................... 16,371 Total Loans:............................................41,871 Premises and Fixed Assets:................... 1,215 Other Real E s ta te :......... 595 Other Assets: .......................................... 1,031 Total Assets:....................................... 71,308 Total Trust Assets: ......................................... 0 Cash: Reba Pyatt Deposits:....................................................... 60 ,2 0 0 Federal Funds and Borrowings:....................1,734 Other Liabilities:..................................................495 Subordinated Debt:................................................. 0 Total Liabilites:..............................................62 ,429 Total Equity Capital and Reserves:............. 8,879 Total Liabilities and Capital:.......................71,308 Number of Shares Outstanding:................. 4,0 0 0 Directors: James D. Bird; A. J. Clark; Claude C. Cross; John F. Cross; Ruth F. Cross; Lewis E. Epley, Jr.; Jimmy D. Evans; William E. Goff; Rex A. Gustin; Dorothy F. Mathews; Michael Mathews; Archie B. Ryan, Jr. Branches in Town: Three Other Branches: None 54 Arkansas State Bank Department Bank of Evening Shade Evening Shade, AR VOICE: (8 7 0 )2 6 6 -3 2 1 5 FAX: (870) 266-3514 Population: 437 Hwy 167 South P. O. Box 130 72532-0130 Charter Number: 69 Date: February 5, 1901 County: Sharp Trust Department: No Bank Holding Company Sharp Bancshares, Inc., Cave City, AR Chm/CEO/Pres: A. L. Hoaney VChm: Samuel F. Beller SVP/Cash: Frances M. Estes Cash and Due from: ................................. 485 Federal Funds and Repos:..........................215 Investments:............................................. 5,048 Total Loans:............................................. 7,239 Premises and Fixed A ssets:........................ 72 Other Real Estate:....................................... 58 Other Assets:............................................... 178 Total Assets: ......................................... 13,295 Total Trust Assets:.......................................... 0 Deposits:...................................................... 11,901 Federal Funds and Borrowings: ...........................0 Other Liabilities:....................................................73 Subordinated D e b t:................................................ 0 Total Liabilites:............................................. 11 ,974 Total Equity Capital and Reserves:.......... 1,321 Total Liabilities and Capital: ......................13,295 Number of Shares Outstanding:.................. 6,200 Directors: Samuel F. Beller; Dennis Esteb; A.L. Hoaney; Margie Pettersen; Bruce Street; Scott Street Branches in Town: None Other Branches: None M cllroy Bank & Trust Fayetteville, AR VOICE: (5 0 1 )5 7 5 -1 0 0 0 FAX: (5 0 1 )5 7 5 -1 0 6 1 Population: 4 2,0 99 One Mcllroy Plaza P .O .B o x 1327 72702-1327 Charter Number: 31 Date: December 24, 1892 County: Washington Member of Federal Reserve System Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim C. Walton CEO/Pres: James C. Glenn EVP: Gary R. Head EVP: Don Story SVP: SVP: SVP: SVP: Cash and Due from: ..........................13,897 Federal Funds and Repos:.................. 2 6 ,750 Investments:.......................................120,901 Total Loans:........................................ 280,76 5 Premises and Fixed A ssets:.................. 8,852 Other Real Estate:....................................... 431 Other Assets:........................................... 5,610 Total Assets: ...................................... 4 5 7 ,2 0 6 Total Trust Assets:.......................................... 0 Deposits:...................................................... 3 6 0,02 6 Federal Funds and Borrowings: .............. 62 ,089 Other Liabilities: ........................................... 3,049 Subordinated D e b t:................................................ 0 Total Liabilites:............................... .. 4 2 5 ,1 6 4 Howard Hamilton Marilyn Hendricks Raymond S. Rhoades Mark Ryan Total Equity Capital and Reserves:........ 32 ,042 Total Liabilities and Capital: ................... 45 7 ,2 0 6 Number of Shares Outstanding:............. 350,69 2 Directors: Larry Bittle; Oma Blackwell; Carl Collier; James C. Glenn; Millard Goff; Fred Hanna; Ann Henry; Paul Pinneo; Charles F. Scharlau; James H. Stewart; Fred S. Vorsanger; Jim C. Walton Branches in Town: Six Other Branches: None Eighty-Fourth Report 55 Citizens First Bank Fordyce, AR VOICE: (87 0)3 5 2 -2 1 0 1 FAX: (8 7 0 )3 5 2 -2 6 0 2 Population: 4,72 9 611 West Fourth Street 71742-0272 Charter Number: 749 Date: August 22, 1989 County: Dallas Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm: Allen Bedell CEO/Pres: Scott Fife EVP/Cash/TO: Sheila Smith AVP: Dusty Rhodes AVP: Jimmy Stell AVP: Mike Trammel Cash and Due fro m :................... 1,299 Federal Funds and Repos:..................... 1,020 Investm ents:....................................... 14,979 Total Loans:......................................... 27 ,393 Premises and Fixed Assets:................... 1,676 Other Real Estate: .................................... . . 9 6 Other Assets: .......................................... 2,737 Total Assets:....................................... 4 9 ,2 0 0 Total Trust Assets: .................................... 800 Deposits:....................................................... 42 ,6 9 3 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................371 Subordinated Debt:................................................. 0 Total Liabilites:..............................................4 3 ,0 6 4 Total Equity Capital and Reserves:............. 6,136 Total Liabilities and Capital:...................... 4 9 ,2 0 0 Number of Shares Outstanding:................. 8,0 00 Directors: Allen Bedell; Jack Brent; Lynn Dorrough; Scott Fife; Carolyn Jenkins; Gerald Nutt; H. C. Reynolds; Ellen Vineyard Branches in Town: One Other Branches: None Fordyce Bank & Trust Com pany Fordyce, AR VOICE: (8 7 0 )3 5 2 -3 1 0 7 FAX: (8 7 0 )3 5 2 -5 2 0 2 Population: 4 ,72 9 200 W. Fourth Street 71742-2202 Charter Number: 631 Date: January 5, 1931 County: Dallas Trust Department: Yes Bank Holding Company FBT Bancshares, Inc., Fordyce, AR Chm/CEO/Pres/TO: James V. Hulse, Jr. EVP: Suzette Crutchfield SVP/Cash: Wanda Smurl VP: David Sisson Cash and Due fro m :.............................. 2,545 Federal Funds and Repos:..................... 1,950 Investm ents:............................................ 9,7 74 Total L o a n s : . . . . . . . . . ........................ 31 ,354 Premises and Fixed Assets:................... 1,662 Other Real Estate: ...........................................0 Other Assets: ...........................................1,297 Total Assets:....................................... 48 ,5 8 2 Total Trust Assets: .................................... 205 Deposits:....................................................... 43 ,369 Federal Funds and Borrowings:.......................283 Other Liabilities:..................................................346 Subordinated D ebt:................................................. 0 Total Liabilites:..............................................43 ,9 9 8 Total Equity Capital and Reserves:............. 4 ,5 8 4 Total Liabilities and Capital:...................... 48 ,5 8 2 Number of Shares Outstanding:................. 8,0 00 Directors: D. J. Barnes; Joe D. Barnes; Suzette Crutchfield; J. W. Hearnsberger; James V. Hulse, Jr.; Melvin Jackson; Roy McClain; Thomas E. Sparks; Charles B. Trussed Branches in Town: Two Other Branches: Rison 56 Arkansas State Bank Department Planters & M erchants Bank Gillett, AR VOICE: (87 0)54 8-2 21 1 FAX: (870) 548-2213 Population: 883 210 West Main P. O. Box 357 72055-0357 Charter Number: 721 Date: January 13, 1967 County: Arkansas Trust Department: Yes Bank Holding Company Planters & Merchants Bancshares, Inc., Gillett, AR Chm: Keneth Smith CEO/Pres/TO: Larry E. Bauer VP: Tom Deckelman Cash: Alice Perritt Cash and Due from: ................................. 775 Federal Funds and Repos:......................2,570 Investments:............................................. 3,759 Total Loans:......................................... 1 8,266 Premises and Fixed Assets:...................... 108 Other Real Estate:....................................... 100 Other Assets:............................................... 554 Total Assets: .........................................26,132 Total Trust Assets:..................................... 519 Deposits:...................................................... 22,995 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 211 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 23,206 Total Equity Capital and Reserves:............ 2,926 Total Liabilities and Capital: ......................26,132 Number of Shares Outstanding:................ 12,000 Directors: Larry E. Bauer; Johnny Holzhauer; Darrel Nichols; Scott Place; Darrall Richter; Keneth Smith; Bobby Turner; Frank C. Wolfe Branches in Town: None Other Branches: None The Bank of Glenwood Glenwood, AR VOICE: (8 7 0)35 6-2 12 1 FAX: (87 0)3 5 6 -2 2 1 1 Population: 1,354 Broadway & Pulliam P. O. Box 0 71943-0813 Charter Number: 398 Date: December 27, 1912 County: Pike Trust Department: No Bank Holding Company Bainum Bancorp, Glenwood, AR Chm: Irvin C. Bainum CEO/Pres: Harold A. Smith SVP: Lynda Robbins VP/Cash: Patricia Owens Cash and Due from: ..............................3,686 Federal Funds and Repos:...................... 1,850 Investments:...........................................14,958 Total Loans:.......................................... 4 4 ,840 Premises and Fixed A ssets:..................2,270 Other Real Estate:............................................ 0 Other Assets:...............................................766 Total Assets: ....................................... 6 8 ,370 Total Trust Assets:.......................................... 0 Deposits:...................................................... 60 ,576 Federal Funds and Borrowings: ...................... 647 Other Liabilities:.............................................. 167 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................61 ,390 Total Equity Capital and Reserves:............ 6,9 80 Total Liabilities and Capital: .................... 68 ,370 Number of Shares Outstanding:.............. 4 4 ,0 0 0 Directors: Irvin C. Bainum; Mark Bainum; Tim Bainum; Richard Cox; Larry Mitchell; Harold A. Smith; L. J. Warneke Branches in Town: One Other Branches: Mena, Mount Ida Eighty-Fourth Report 57 Bank of Gravett Gravette, AR 211 East Main P. O. Box 160 72736-0160 VOICE: (5 0 1 )78 7-5 25 1 FAX: (5 0 1 )7 8 7 -6 1 0 2 Population: 1,412 Charter Number: 46 Date: February 28, 1898 County: Benton Trust Department: No Bank Holding Company None CEO/Pres: John R. Meade EVP: David N. Wills VP: Jim Allen Edmonson VP: William R. Meade AVP: Rick Pollreis AVP/Cash: Larry Wilmoth Cash and Due fro m :.............................. 4,211 Federal Funds and Repos:.................. 21,755 Investm ents:....................................... 42,521 Total Loans:......................................... 76 ,224 Premises and Fixed Assets:................... 1,604 Other Real Estate: ...................................... 117 Other Assets: ......................................... 1,665 Total Assets:..................................... 148,097 Total Trust Assets: ......................................... 0 Deposits:.................................................. 131,444 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................461 Subordinated Debt:................................................. 0 Total Liabilites:.................................... 131,905 Total Equity Capital and Reserves:........... 16,192 Total Liabilities and Capital:.................. 148,097 Number of Shares Outstanding: ................. 4,0 00 Directors: George Cowgur; Albert Dunagin; Jim Allen Edmonson; George Haley; John R. Meade; William R. Meade; David N. Wills Branches in Town: One Other Branches: Hiwasse Farmers Bank Greenwood, AR 125 West Center P. 0 . Box 610 '7 2 9 3 6 -0 6 1 0 VOICE: (5 0 1 )99 6-4 17 1 FAX: (5 0 1 )9 9 6 -6 7 0 0 Population: 3,984 Charter Number: 243 Date: August 7, 1907 County: Sebastian Trust Department: Yes Bank Holding Company Wilkinson Banking Corporation, Greenwood, AR Chm: Elizabeth Wilkinson CEO: Stanhope Wilkinson Pres/Cash/TO: Edward Wilkinson VP: Tresa Lowe VP: Danny McCarroll Cash and Due fro m :.............................. 4 ,2 3 4 Federal Funds and Repos:..................... 1,425 Investm ents:....................................... 47 ,542 Total Loans:......................................... 67,755 Premises and Fixed Assets:...................3,901 557 Other Real Estate: 2,037 Other Assets: . . . . 127,451 Total Assets:........ Total Trust Assets: ,..1 ,0 9 5 Deposits:.................................................. 100,947 Federal Funds and Borrowings:.......................422 Other Liabilities:..................................................892 Subordinated D e b t:............................................... 0 Total Liabilites:......................................... 102,261 Total Equity Capital and Reserves:...........25 ,190 Total Liabilities and Capital:.................. 127,451 Number of Shares Outstanding: ................. 7,500 Directors: Tresa Lowe; Edward Wilkinson; Elizabeth Wilkinson; Norman Wilkinson; Stanhope Wilkinson Branches in Town: Two Other Branches: Hackett, Hartford Bonanza, Fort Smith, 58 Arkansas State Bank Department First State Bank of Gurdon Gurdon, AR VOICE: (870) 353-2521 FAX: (8 7 0 )3 5 3 -2 3 1 4 Population: 2,199 100 East Main P. O. Box 446 71743-0446 Charter Number: 61 Date: August 4, 1900 County: Clark Trust Department: No Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR Chm: Neil Bennett, Jr. CEO: David R. Estes Pres: John R. French VP: Connie Nelson VP: Janet Purifoy VP: Kaye Stiffler VP/Cash: Linda Bittle AVP: Tammy Francis Cash and Due from: ................................. 412 Federal Funds and Repos:...................... 1,105 Investments:...........................................13,907 Total Loans: ........................................... 18,033 Premises and Fixed A ssets:......................844 Other Real Estate:............................................ 3 Other Assets:........................................... 1,234 Total Assets: ....................................... 35,538 Total Trust Assets:.......................................... 0 Deposits:...................................................... 30 ,246 Federal Funds and Borrowings: ................ 1,000 Other Liabilities:............................................... 140 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................31 ,386 Total Equity Capital and Reserves:............ 4,1 52 Total Liabilities and Capital: .................... 35 ,538 Number of Shares Outstanding:.............. 38,389 Directors: Neil Bennett, Jr.; Charles L Cabe, Jr.; David R. Estes; John R. French; Tracy French; J. L. Griffin Branches in Town: None Other Branches: None Farmers Bank Hamburg, AR VOICE: (870) 853-5222 FAX: (870) 853-2333 Population: 3,098 210 North Main P. O. Box 350 71646-0350 Charter Number: 680 Date: March 10, 1941 County: Ashley Trust Department: No Bank Holding Company None Chm: P. E. Barnes CEO/Pres: Dan Wingard EVP: Gene Crawford VP: Virginia Bowman VP: Velma J. Farmer Cash: JoAnn Roberts Cash and Due from: ..............................6,126 Federal Funds and Repos:.......................... 35 Investments:........................................... 12,016 Total Loans:......................................... 21 ,950 Premises and Fixed A ssets:.................. 1,001 Other Real Estate:............................................ 0 Other Assets:............................................... 823 Total Assets: .........................................41,951 Total Trust Assets:.......................................... 0 Deposits:...................................................... 37,252 Federal Funds and Borrowings: .................... 126 Other Liabilities:................................................. 276 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 37 ,654 Total Equity Capital and Reserves:............ 4,297 Total Liabilities and Capital: ......................41,951 Number of Shares Outstanding:.............. 2 2 ,260 Directors: P. E. Barnes; Phil Barnes; Jimmy Clark; Gene Crawford; William E. Johnson; Jack Shell; John W. Spivey; Nancy Foote Spivey; Dan Wingard; Bobby Witherington Branches in Town: None Other Branches: Crossett Eighty-Fourth Report 59 Calhoun County Bank Hampton, AR VOICE: (870) 798-2207 FAX: (8 7 0 )7 9 8 -4 8 3 0 Population: 1,562 205 Main Street P. O. Box 8 71744-0008 Charter Number: 220 Date: October 26, 1906 County: Calhoun Trust Department: No Bank Holding Company Harrell Bancshares, Inc., Camden, AR Cash: Wanda Welch Pres: B. Dickson Neal VP: Shirley Jones Cash and Due fro m :...............................1,643 Federal Funds and Repos: ........................ 615 Investments:....................................... 15,013 Total Loans:......................................... 22,547 Premises and Fixed Assets:.......................225 Other Real Estate: ........................................... 0 Other Assets: ..............................................430 Total Assets:....................................... 40 ,473 Total Trust Assets: ......................................... 0 Deposits:....................................................... 34,376 Federal Funds and Borrowings:....................1,090 Other Liabilities:..................................................210 Subordinated Debt:.................................................0 Total Liabilites:..............................................35,676 Total Equity Capital and Reserves:............. 4,797 Total Liabilities and Capital:...................... 40 ,473 Number of Shares Outstanding:................. 4,0 00 Directors: L. D. Becton, III; Gene Dereuisseaux; Phillip J. Foster; Jonathan W. Harrell; Len Harrell; Searcy W. Harrell, Jr.; B. Dickson Neal; Richard L. Smith; Jannette H. Strickland; D. W. Wells; H. M. Welsh Branches in Town: Other Branches: None None The Bank of Harrisburg Harrisburg, AR VOICE: (870) 578-2472 FAX: (870) 578-2049 Population: 1,943 201 East Jackson P. O. Box 17 72432-0017 Charter Number: 620 Date: December 2, 1930 County: Poinsett Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm: Jim Tom Butler CEO/Pres: James Williams VP/Cash: Donald Britnell Cash and Due fro m :.............................. 3,125 Federal Funds and Repos:.....................3,0 00 Investm ents:....................................... 16,690 Total Loans:......................................... 34 ,080 Premises and Fixed Assets:.......................198 Other Real Estate: .........................................62 Other Assets: .......................................... 1,151 Total Assets:....................................... 58,306 Total Trust Assets: ......................................... 0 Deposits:....................................................... 50,970 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................585 Subordinated Debt:.................................................0 Total Liabilites:..............................................51,555 Total Equity Capital and Reserves:............. 6,751 Total Liabilities and Capital:.......................58,306 Number of Shares Outstanding: ................. 4,0 00 Directors: Donald Britnell; Anna Margaret Butler; Connie Butler; Jim Tom Butler; Patricia Butler; Elizabeth B. Eaton; Paul D. Eaton; John M. Henry; James Williams Branches in Town: None Other Branches: None 60 Arkansas State Bank Department Com m unity First Bank Harrison, AR VOICE: (8 7 0 )3 9 1 -8 0 0 0 FAX: (8 7 0 )3 9 1 -8 0 2 5 Population: 9,922 1309 North Main P .O .B o x 1700 72602-1700 Charter Number: 772 Date: October 14, 1 997 County: Boone Trust Department: Yes Bank Holding Company None Chm/CEO: William King Gladden Pres: David Morton Cash and Due from: ..............................1,706 Federal Funds and Repos:...................... 1,605 Investments:................................ 1,549 Total Loans:......................................... 34,397 Premises and Fixed A ssets:......................720 Other Real Estate:..................... 0 Other Assets:...............................................343 Total Assets: .........................................4 0 ,320 Total Trust Assets:.......................................... 0 Deposits:...................................................... 34,362 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 266 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 34,628 Total Equity Capital and Reserves:.......... 5,692 Total Liabilities and Capital: .................... 40 ,3 2 0 Number of Shares Outstanding:.............. 60 ,000 Directors: Dr. Joe Bennett; Dan R. Bowers; John 0 . Campbell; J. Kirkwood Dupps; L. Eugene Durand; Leota Edwards; William King Gladden; Jim Harp; Richard Hudson; Jim Judy; Jerry Maland; Meredith Miller; Dave Morton; James Nelson; Jim Sprott Branches in Town: None Other Branches: Eureka Springs The Security Bank Harrison, AR VOICE: (8 7 0 )3 9 1 -8 2 0 0 FAX: (8 7 0 )7 4 1 -0 2 1 2 Population: 9,922 303 North Main P .O .B o x 1078 72602-1078 Charter Number: 647 Date: November 20, 1931 County: Boone Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR CEO/Pres: Jimmy Boze Cash and Due from: ............................. 4,906 Federal Funds and Repos:......................4,775 Investments:......................................... 29,475 Total Loans:......................................... 77 ,574 Premises and Fixed A ssets:.................. 1,679 Other Real Estate:....................................... 26 Other Assets:........................................... 2,113 Total Assets: ..................................... 1 20,548 Total Trust Assets:.......................................... 0 EVP: Mark A. Marks Deposits:.................................................... 108,921 Federal Funds and Borrowings: .................... 521 Other Liabilities:............................................... 778 Subordinated D e b t:................................................ 0 Total Liabilites:...........................................110,220 Total Equity Capital and Reserves:.......... 10,328 Total Liabilities and Capital: .................. 120,548 Number of Shares Outstanding:................ 10,000 Directors: Jimmy Boze; Bill Baker; Charles R. Barker; Jane E. Christenson; Ken Milburn, Jr.; Ken Reeves; F. S. Stroope, III Branches in Town: One Other Branches: None Eighty-Fourth Report 61 The Cleburne County Bank Heber Springs, AR VOICE: (5 0 1 )3 6 2 -2 4 5 6 FAX: (501) 3 62-4554 Population: 5,628 806 West Main P. O. Box 1560 7 2543-1560 Charter Number: 626 Date: December 16, 1930 County: Cleburne Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm: Jim Tom Butler CEO: Paul D. Eaton Pres/COO: R. Dale Miller SVP: Keith McHan SVP: Peggy Smith VP: Treva Jean Hipp VP: Patrick McNair VP/Cash: Mary Holland Cash and Due fro m :.............................. 3,517 Federal Funds and Repos:.....................4,0 00 Investm ents:....................................... 75,353 Total Loans:......................................... 62 ,392 Premises and Fixed Assets:.......................845 Other Real Estate: ...................................... 104 Other Assets: .......................................... 1,807 Total Assets:............ .........................148,018 Total Trust Assets: .........................................0 Deposits:.................................................. 130,881 Federal Funds and Borrowings:............................3 Other Liabilities:.............................................. 1,004 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 131,888 Total Equity Capital and Reserves:........... 16,130 Total Liabilities and Capital:.................. 148,018 Number of Shares Outstanding:................. 1,200 Directors: Walter Aldridge; Anna Margaret Butler; Connie Butler; Jim Tom Butler; Patricia Butler; Beth Eaton; Paul D. Eaton; John M. Henry; Richie Lee; L. E. Roberts, Jr.; Wetzel Stark Branches in Town: Other Branches: Quitman Two Concord, Greers Ferry, Greers Ferry Lake State Bank Heber Springs, AR VOICE: (5 0 1 )3 6 2 -5 8 8 3 FAX: (5 0 1 )3 6 2 -0 8 2 0 Population: 5,628 1230 Highway 25B No. P. 0 . Box 970 72543-0970 Charter Number: 755 Date: July 26, 1991 County: Cleburne Trust Department: No Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres: Jim S. Gowen, Sr. EVP: Gary Yow VP: Wendell Cassell Cash and Due fro m :.............................. 2,089 Federal Funds and Repos:.........................795 Investm ents:....................................... 13,588 Total Loans:............................................2 1 ,844 Premises and Fixed Assets:.......................809 Other Real Estate: ........................................ 69 Other Assets: ..............................................894 Total Assets:........... 40 ,0 8 8 Total Trust Assets: ......................................... 0 VP: Carla Stiger Cash: Patricia Davis Deposits:....................................................... 35 ,943 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................247 Subordinated Debt:................................................. 0 Total Liabilites:..............................................36 ,1 9 0 Total Equity Capital and Reserves:............. 3,898 Total Liabilities and Capital:...................... 4 0 ,0 8 8 Number of Shares Outstanding:...............6 0 ,0 0 0 Directors: Morris Bowman; Jim S. Gowen, Sr.; Dr. Troy A. Gray; Robert Harvey; Gerald A. Saracini Branches in Town: None Other Branches: Clinton 62 Arkansas State Bank Department Heber Springs State Bank Heber Springs, AR VOICE: (5 0 1 )36 2-5 82 1 FAX: (501) 362-7491 Population: 5,628 Second and Main Streets P. 0 . Box 1030 72543-0030 Charter Number: 735 Date: May 7, 1977 County: Cleburne Member of Federal Reserve System Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Harry L, Hastings, Jr. CEO/Pres: Bill G. Lynch SVP: Jack Barber COO/Cash: Janice Parrott VP: Cathy Cox Cash and Due from: ..............................2,738 Federal Funds and Repos:......................2,835 Investments:......................................... 25,411 Total Loans:...........................................4 3 ,047 Premises and Fixed A ssets:.................. 1,239 Other Real Estate:....................................... 432 Other Assets:............................................... 733 Total Assets: .........................................76,435 Total Trust Assets:.......................................... 0 Deposits:...................................... 6 8 ,954 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 397 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 69,351 Total Equity Capital and Reserves:.......... 7,084 Total Liabilities and Capital: .................... 76,435 Number of Shares Outstanding:..............1 7,656 Directors: Stanley Hasting; Harry L. Hastings, Jr.; Horace Jewell; Bill G. Lynch; Catherine H. Owen Branches in Town: None Other Branches: Drasco, Fairfield Bay, Greers Ferry, Quitman Bank of Holly Grove Holly Grove, AR VOICE: (87 0)4 6 2 -3 3 3 1 FAX: (870) 4 62-3992 Population: 675 510 Dr. Herd E Stone Street P. O. Box 419 72069-0419 Charter Number: 118 Date: May 12, 1903 County: Monroe Trust Department: No Bank Holding Company Holly Grove Bancshares, Inc., Holly Grove, AR Chm: Herd E. Stone, Jr. CEO/Pres: William R. Reynolds Cash and Due from: ................................. 999 Federal Funds and Repos:...................... 1,000 Investments:............................................. 7,891 Total Loans:........................................... 17,340 Premises and Fixed A ssets:...................... 123 Other Real Estate:............................................ 0 Other Assets:............................................... 539 Total Assets: ....................................... 27 ,892 Total Trust Assets:.......................................... 0 SVP/Cash: Jean M. Kirkpatrick Deposits:...................................................... 23 ,677 Federal Funds and Borrowings: ........................... 0 Other Liabilities:................................................. 270 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 23 ,947 Total Equity Capital and Reserves:............ 3,945 Total Liabilities and Capital: .................... 27 ,8 9 2 Number of Shares Outstanding:.................. 2,4 0 0 Directors: Donald R. Dearing; Ruth T. Dearing; Jean M. Kirkpatrick; R. H. Mayo; William R. Reynolds; Herd E. Stone, Jr. Branches in Town: None Other Branches: None Eighty-Fourth Report 63 Horatio State Bank Horatio, AR VOICE: (870) 832-2501 FAX: (870) 832-2577 Population: 793 1 23 Main Street P. 0 . Box 347 71842-0347 Charter Number: 179 Date: May 15, 1905 County: Sevier Trust Department: No Bank Holding Company Pioneer Bancshares, Inc. of Horatio, Arkansas, Horatio, AR Chm/CEO/Pres: C. E. Hendrix, Jr. EVP/Cash: Wilburn Smith SVP: Carl E. Hendrix, III SVP: Edith H. Smith VP: Todd B. Trimble Cash and Due fro m :.............................. 7,429 Federal Funds and Repos:.....................3,285 Investm ents:............................................ 8,015 Total Loans:......................................... 25,866 Premises and Fixed Assets:.......................392 Other Real Estate: ........................................... 0 Other Assets: ..................... 530 Total Assets:..........................................4 5 ,517 Total Trust Assets: .........................................0 Deposits:....................................................... 39 ,927 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................. 180 Subordinated D ebt:.................................................0 Total Liabilites:......................... 40 ,107 Total Equity Capital and Reserves:............. 5,410 Total Liabilities and Capital:...................... 4 5 ,517 Number of Shares Outstanding:................. 2,0 00 Directors: Margaret S. Griffin; Lilia S. Hendrix; Carl E. Hendrix, III; C. E. Hendrix, Jr.; Loy Poag; Edith H. Smith; Wilburn Smith; Todd B. Trimble Branches in Town: None Other Branches: None Alliance Bank of Hot Springs Hot Springs, AR VOICE: (50 1)3 1 8 -1 0 0 1 FAX: (5 0 1 )3 1 8 -1 0 1 5 Population: 32,4 62 100 Werner Drive P. O. Box 22000 71913 Home Page: www.alliancebank.net Charter Number: 769 Date: April 17, 1997 County: Garland Trust Department: Yes Bank Holding Company Alliance Bancorporation, Inc., Hot Springs, AR CEO: David L. Bartlett Cash and Due fro m :.............................. 2,0 3 4 Federal Funds and Repos:.........................895 Investm ents:............................................ 8,1 50 Total Loans:......................................... 20 ,080 Premises and Fixed Assets:................... 1,225 Other Real Estate: ........................................... 0 Other Assets: ..............................................645 Total Assets:....................................... 33 ,029 Total Trust Assets: ......................................... 0 Deposits:....................................................... 28,515 Federal Funds and Borrowings:............................0 Other Liabilities:.....................................................79 Subordinated D ebt:................................................. 0 Total Liabilites:..............................................2 8 ,5 9 4 Total Equity Capital and Reserves:............. 4,4 35 Total Liabilities and Capital:.......................33 ,029 Number of Shares Outstanding:............... 18,663 Directors: David L. Bartlett; Stuart A. Fleischner; Louis Kleinman; James Newman; Bernard Rephan; John Selig; Sara Stough Branches in Town: Two Other Branches: None 64 Arkansas State Bank Department Arkansas Bank and Trust Com pany Hot Springs, AR VOICE: (5 0 1 )62 4-4 61 1 FAX: (501) 624-4619 Population: 32,462 835 Central Avenue P. O. Box 29000 7 1903-9000 Charter Number: 232 Date: April 18, 1907 County: Garland Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: W. Darrell Meyer EVP: Ralph E. White Cash and Due from: ..............................6,931 Federal Funds and Repos:...................... 5,000 Investments:......................................... 78 ,059 Total Loans:........................................ 3 5 0,80 7 Premises and Fixed A ssets:.................. 7,842 Other Real Estate:....................................... 119 Other Assets:........................................... 7,069 Total Assets: ...................................... 4 5 5,82 7 Total Trust Assets:.......................................... 0 Deposits:.................................................... 4 1 1,60 2 Federal Funds and Borrowings: ...........................0 Other Liabilities:............................................. 4 ,1 6 4 Subordinated D e b t:................................................ 0 Total Liabilites:.......................................... 41 5 ,7 6 6 Total Equity Capital and Reserves:........ 40,061 Total Liabilities and Capital: ................... 4 5 5,82 7 Number of Shares Outstanding:................ 10,000 Directors: Ray L. Cash; Peggy Clark; Hiram W. Cooper; Courtney C. Crouch, Jr.; Cecil W. Cupp, III; Cecil W. Cupp, Jr.; Edwin P. Henry; Todd Hickingbotham; Robert W. Kleinhenz; W. Darrell Meyer; Jack C. Porter; Jim Randall; Brooks T. Rice; Gary Thorson; Ralph E. White Branches in Town: Nine Other Branches: Hot Springs Village First State Bank Huntsville, AR Highway 41 2 West P. O. Box 667 72740-0667 VOICE: (5 0 1 )7 3 8 -2 1 4 7 FAX: (5 0 1 )7 3 8 -1 2 5 5 Population: 1,605 Charter Number: 756 Date: July 26, 1991 County: Madison Trust Department: Yes Bank Holding Company BTS Bancshares, Inc., Huntsville, AR Chm: Sam Mathias CEO/Pres: Tom Mathias VP: Bessie Mathias VP/Cash: Paul Mathias Cash and Due from: ................................. 751 Federal Funds and Repos:....................1,840 Investments:............................................. 7,237 Total Loans:......................................... 1 8,432 Premises and Fixed A ssets:..................478 Other Real Estate:....................................... 50 Other Assets:............................................... 468 Total Assets: ....................................... 29 ,256 Total Trust Assets:.......................................... 0 Deposits:............................................ Federal Funds and Borrowings: . . . Other Liabilities:............................... Subordinated D e b t:......................... Total Liabilites:................................. Total Equity Capital and Reserves: Total Liabilities and Capital: .......... Number of Shares Outstanding:. . , Directors: Bessie Mathias; Sam Mathias; Tom Mathias; Phil Thompson Branches in Town: None Other Branches: None 26,536 ......... 0 . . . 124 ____ 0 26 ,660 . 2,596 29 ,256 1 3,000 Eighty-Fourth Report 65 Peoples Bank Imboden, AR Hwy. 63 West P. 0 . Box 850 72434-0850 VOICE: (870) 869-2291 FAX: (8 7 0 )8 6 9 -2 1 7 9 Population: 616 Charter Number: 727 Date: October 12, 1972 County: Lawrence Trust Department: No Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Cash: Sandra McCormic Chm: Charles F. Luter CEO/Pres: Preston L. Clark Cash and Due fro m :.............................. 2,739 Federal Funds and Repos:.....................4,4 0 0 Investm ents:............................................ 8,610 Total Loans:......................................... 29 ,5 7 8 Premises and Fixed Assets:...................... 618 Other Real Estate: ...................................... 186 Other Assets: ..............................................708 Total Assets:....................................... 46 ,8 3 9 Total Trust Assets: ......................................... 0 Deposits:....................................................... 42 ,117 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................. 168 Subordinated Debt:........... 0 Total Liabilites:............................................. 42 ,285 Total Equity Capital and Reserves:............. 4 ,5 5 4 Total Liabilities and Capital:...................... 4 6 ,8 3 9 Number of Shares Outstanding:................. 6,600 Directors: Preston L. Clark; Billy Downing; Jerry R. Foley; Charles F. Luter; Dan H. Matthews Branches in Town: Other Branches: Hoxie, Strawberry None First Arkansas Bank & Trust Jacksonville, AR VO IC E: ( 5 0 1 ) 9 8 2 - 4 5 1 1 FAX: ( 5 0 1 ) 9 8 5 - 4 0 0 9 Population: 2 9 ,1 0 1 600 West Main P. O. Box 827 72076-0827 Charter Number: 701 Date: August 2, 1949 County: Pulaski Trust Department: Yes Bank Holding Company First Arkansas BancShares, Inc., Jacksonville, AR Chm: Kenneth Pat Wilson CEO/Pres: Larry T. Wilson EVP: Ken Southern Cash and Due fro m :.............................. 9,519 Federal Funds and Repos:.....................7,0 00 Investm ents:....................................... 57 ,770 Total Loans:......................................... 103,142 Premises and Fixed Assets:...................6,1 74 Other Real Estate: ........................................... 0 Other Assets: .......................................... 3,167 Total Assets:..................................... 186,772 Total Trust A s s e ts :......... 69,615 Cash: Mary Verser TO: Pat Teague Deposits:................................................... 154,327 Federal Funds and Borrowings:................... 3,9 72 Other Liabilities:.............................................. 1,427 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 159,726 Total Equity Capital and Reserves:...........27 ,0 4 6 Total Liabilities and Capital:.................. 186,772 Number of Shares Outstanding:.......... 20 0 ,0 0 0 Directors: Tom Cory; Bart Gray, Jr.; Bill Gwatney; Alton Higginbotham; Bruce McFadden; Kathy Roberts; Ken Southern; Kenneth Pat Wilson; Larry T. Wilson; Mike Wilson Branches in Town: Four Other Branches: Cabot, Gravel Ridge 66 Arkansas State Bank Department Bank of the Ozarks, nwa Jasper, AR VOICE: (870) 446-2265 FAX: (8 7 0 )4 4 6 -2 3 1 0 Population: 332 Church and Stone Streets P. 0 . Box 437 72641-0437 Charter Number: 121 Date: March 24, 1903 County: Newton Trust Department: No Bank Holding Company Bank of the Ozarks, Inc., Little Rock, AR Chm/CEO: George G. Gleason, II VChm: James Patridge Pres: Danny R. Criner EVP: Marnie Oldner SVP: Louis Melton SVP: Randy Oates SVP/Cash: George Landrum CFO: Paul Moore Cash and Due from: ............................. 4 ,9 4 0 Federal Funds and Repos:...............................0 Investments:...........................................27,165 Total Loans:...........................................97 ,648 Premises and Fixed A ssets:.................. 2,5 94 Other Real Estate:....................................... 22 Other Assets:........................................... 2,045 Total Assets: ..................................... 134,41 4 Total Trust Assets:.......................................... 0 Deposits:.................................................... 117,224 Federal Funds and Borrowings: .................. 4,775 Other Liabilities:................................................. 683 Subordinated D e b t:................................................ 0 Total Liabilites:......................................... 122,682 Total Equity Capital and Reserves:........ 11,732 Total Liabilities and Capital: ................... 134,41 4 Number of Shares Outstanding:.................. 2,3 40 Directors: Roger Collins; C. E. Dougan; Robert East; Linda D. Gleason; George G. Gleason, II; Porter Hillard; Henry Mariani; James Patridge; R. L. Qualls; Mark D. Ross; Kennith Smith Branches in Town: None Other Branches: Western Grove Harrison (3), Marshall, The Arkansas Bank Jonesboro, AR VOICE: (8 7 0)93 2-2 13 1 FAX: (8 7 0 )9 3 1 -2 1 7 5 Population: 46,5 35 51 5 West Washington P. O. Box 1617 72403-1617 Charter Number: 1 50 Date: February 13, 1904 County: Craighead Trust Department: Yes Bank Holding Company Arkansas Banking Company, Jonesboro, AR Chm: Stephen Cox CEO: Gary Childers VChm: G. L. Lieblong Pres: Larry Worsham Cash and Due from: ..............................7 ,4 34 Federal Funds and Repos:......................9,175 Investments:...........................................24 ,647 Total Loans:..................... 128,785 Premises and Fixed A ssets:..................4,0 42 Other Real Estate:........................................134 Other Assets:........................................... 3,452 Total Assets: ..................................... 177,669 Total Trust Assets:.......................................... 0 Deposits:...................................................... 161,061 Federal Funds and Borrowings: ...................... 558 Other Liabilities:........................................... 1,336 Subordinated D e b t:................................................ 0 Total Liabilites:......................................... 162,955 Total Equity Capital and Reserves:.......... 14 ,714 Total Liabilities and Capital: .................. 177,669 Number of Shares Outstanding:..............140,000 Directors: Gary Childers; Stephen Cox; Virginia Cox; Dalton A. Farmer, Jr.; Jim Grisham; G. L. Lieblong; Sloan Rainwater; Weldon Rainwater; William I. Rainwater, Jr.; William I. Rainwater, Sr.; Rick Rorex; J. A. Tomlinson; Larry Worsham Branches in Town: Five Other Branches: Paragould, Piggott Eighty-Fourth Report 67 First Bank of Arkansas Jonesboro, AR VOICE: (8 7 0 )9 3 1 -1 0 0 0 FAX: (870) 931-0055 Population: 4 6,5 35 2400 East Highland Drive P. O. Box 7500 72403 Charter Number: 717 Date: October 29, 1962 County: Craighead Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm: Wallace W. Fowler CEO/Pres: Mark Fowler EVP: Larry Olson EVP: Jim Yarbrough VP: Carla Carson Cont: Diane Steiling Cash and Due fro m :.......................... 11,053 Federal Funds and Repos:............................. 0 Investm ents:............. 115,785 Total Loans:....................................... 31 1 ,3 0 4 Premises and Fixed Assets:.............. 10,342 Other Real Estate: ......................................481 Other A s s e ts :......... 8,3 24 Total Assets:..................................... 45 7 ,2 8 9 Total Trust Assets: .........................................0 365,08 9 Deposits:................................ Federal Funds and Borrowings:.................42 ,082 Other Liabilities:.............................................. 5,052 Subordinated Debt:................................................. 0 Total Liabilites:........................................... 41 2 ,2 2 3 Total Equity Capital and Reserves:...........45 ,0 6 6 Total Liabilities and Capital:.................. 45 7 ,2 8 9 Number of Shares Outstanding: .............. 10,000 Directors: John W, Allison; Wayne F. Baker; Claud Cash; Jama Fowler; Mark Fowler; Wallace W. Fowler; Raymond Heern; Ed Henry; Al Heringer; Sam W. Hummelstein; Phil Jones; Phyllis Lamberth; Lloyd McCracken, Jr.; Gene Vance; William C, Young, Jr. Branches in Town: Four Other Branches: Harrisburg, Trumann (2), Wynne Sim m ons First Bank of Jonesboro Jonesboro, AR VOICE: (870) 9 33-8000 FAX: (870) 933-2008 Population: 4 6,5 35 1720 South Caraway Road Charter Number: 734 P. O. Box 1720 Date: December 22, 1976 7 24 03-1720 County: Craighead Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR CEO/Pres: Barry K. Ledbetter VP/Sec: Wayne Bone Cash and Due fro m :...............................5,766 Federal Funds and Repos:.....................3,125 Investm ents:....................................... 20 ,453 Total Loans:......................................... 98 ,942 Premises and Fixed Assets:................... 1,580 Other Real Estate: ...................................... 362 Other Assets: .......................................... 2,152 Total Assets:..................................... 132,380 Total Trust Assets: ......................... 0 Deposits: ......................................... . 115,40 4 Federal Funds and Borrowings:................... 4 ,2 5 0 Other Liabilities:.............................................. 1,754 Subordinated Debt:.............................. 0 Total Liabilites:......................................... 121,408 Total Equity Capital and Reserves:........... 10,972 Total Liabilities and Capital:.................. 132,380 Number of Shares Outstanding:.......... 175,000 Directors: Dennis Abell; Larry Bates; Ava Duke; Barry K. Ledbetter; Scott Mixon; David Pyle; Jim Scurlock; Berl A. Smith; Donald Stone; J. C. Vaughn, Jr.; Mark Wimpy Branches in Town: Three Other Branches: None 68 Arkansas State Bank Department Pine State Bank Kingsland, AR VOICE: (870) 348-5657 FAX: (870) 348-1002 Population: 395 First Street P. 0 . Box 85 71652-0085 Charter Number: 165 Date: August 22, 1904 County: Cleveland Trust Department: No Bank Holding Company Pine State Bancshares, Inc., Kingsland, AR Chm/CEO/Pres: M. Don Smith VP: Diane Grice Cash: Greg Myers AVP: Vicki Thompson Cash and Due from: ................................. 545 Federal Funds and Repos:......................2,0 40 Investments:............................................. 2,322 Total Loans:........................................ 11,057 Premises and Fixed A ssets:......................314 Other Real Estate:............................................ 0 Other Assets:............................................... 191 Total Assets: ......................................... 16,469 Total Trust Assets:.......................................... 0 Deposits:.........................................................15,073 Federal Funds and Borrowings:........... 0 Other Liabilities:............................................... 128 Subordinated D e b t:................................................ 0 Total Liabilites:............................................. 15,201 Total Equity Capital and Reserves:.......... 1,268 Total Liabilities and Capital: ......................16,469 Number of Shares Outstanding:.................. 3,0 60 Directors: Greg Myers; James Searcy; M Don Smith Branches in Town: None Other Branches: New Edinburg, Rison M adison Bank and Trust Kingston, AR VOICE: (5 0 1 )6 6 5 -2 8 2 5 FAX: (5 0 1 )6 6 5 -2 1 7 5 Population: 206 101 Public Square P. O. Box 39 72742-0039 Charter Number: 338 Date: April 7, 1911 County: Madison Trust Department: Yes Bank Holding Company Madison Corporation, Little Rock, AR Chm/CEO: Roland Willshire Pres: Gary Bunch VP/Cash: Jeanine Villines VP/TO: Lori McConnell VP/Sec: Blenda Howard Cash and Due from: ..............................1,110 Federal Funds and Repos:.......................... 65 Investments:......................................... 12,442 Total Loans:........................................... 19,380 Premises and Fixed A ssets:......................552 Other Real Estate:............................................ 4 Other Assets:............................................... 525 Total Assets: .........................................34 ,078 Total Trust Assets:..................................2,552 Deposits:...................................................... 30 ,988 Federal Funds and Borrowings: ......................499 Other Liabilities:................................................. 217 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................31 ,7 0 4 Total Equity Capital and Reserves:............ 2 ,3 7 4 Total Liabilities and Capital: .................... 34,078 Number of Shares Outstanding:...................... 800 Directors: Sumner Brashears; Gary Bunch; Howard Cain, Jr.; Gary Easterling; Dana Samples; Joe Shrum; Tom Shrum; Roland Willshire; Rose Willshire Branches in Town: None Other Branches: Huntsville Eighty-Fourth Report 69 The Bank of Lake Village Lake Village, AR 201 Main Street Charter Number: 675 VOICE: (870) 265-2241 P. O. Box 727 Date: October 14, 1937 FAX: (8 7 0 )2 6 5 -2 1 2 5 71653-0727 County: Chicot Population: 2,791 Home Page : www.searkansas.com/bankoflakevillage Trust Department: No Bank Holding Company Southeast Arkansas Bank Corporation, Lake Village, AR Chm: Charles H. Weissinger, Jr. CEO/Pres: Terence J. Alpe VChm: Ned Mazzanti SVP/Sec: Kenneth D. Vandervort Cash: Jakie J. Gibson Cash and Due fro m :...............................1,858 Federal Funds and Repos:............................. 0 Investm ents:....................................... 17,592 Total Loans:......................................... 37,1 95 Premises and Fixed Assets:................... 1,916 Other Real Estate: ...................................... 125 Other Assets: .......................................... 1,055 Total Assets:....................................... 59,741 Total Trust Assets: ......................................... 0 Deposits:....................................................... 4 4 ,4 7 4 Federal Funds and Borrowings:................... 7,374 Other Liabilities:..................................................298 Subordinated Debt:............. 0 Total Liabilites:..............................................52,146 Total Equity Capital and Reserves:............. 7,595 59,741 Total Liabilities and Capital: . . . -----Number of Shares Outstanding:...............60 ,000 Directors: Terence J. Alpe; Sam E. Angel; Wiliam W. Bunker; J. P. Burge; Hermon Carlton; David F. Gillison, Jr.; David F. Gillison, Sr.; Dr. Marvin D. Loyd; Ned Mazzanti; Joseph J. Pieroni; Kenneth D. Vandervort; Guy Mattingly Weissinger; Charles H. Weissinger, Jr. Branches in Town: Other Branches: None One Sim m ons First Bank of South Arkansas Lake Village, AR VOICE: (870) 265-5366 FAX: (870) 265-5558 Population: 2,791 417 Main Street P. O. Box 271 71653-0271 Charter Number: 716 Date: June 1 2 ,1 9 6 2 County: Chicot Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR Chm/CEO: Ben V. Floriani Cash and Due fro m :.............................. 2,137 Federal Funds and Repos:..................... 1,000 Investm ents:....................................... 20 ,462 Total Loans:......................................... 29,421 Premises and Fixed Assets:.......................863 Other Real E s ta te :.........................................27 Other Assets: .............................................. 857 Total Assets:....................................... 54,767 Total Trust Assets: ......................................... 0 Pres: Freddie G. Black Deposits:....................................................... 49 ,1 6 3 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................408 Subordinated Debt:................................................. 0 Total Liabilites:..............................................49,571 Total Equity Capital and Reserves:............. 5,196 Total Liabilities and Capital:.......................54,767 Number of Shares Outstanding:............... 12,500 Directors: W. E. Ayres; Freddie G. Black; Robert G. Bridewell; Mike S. Cashion; Thomas Deen; Ben V. Floriani; James W. Haddock; Craig Hunt; Cullen Livingston; Geno Mazzanti; Lester Pinkus; Richard L. Pratt; Beverly M. Rowe; Jerry Selby; Joe Dan Yee Branches in Town: None Other Branches: Dermott 70 Arkansas State Bank Department River Valley Bank & Trust Lavaca, AR VOICE: (5 0 1 )4 5 2 -7 9 0 6 FAX: (5 0 1 )4 5 2 -0 3 4 7 Population: 1,253 Main Street P .O .B o x 110 72941-0110 Charter Number: 308 Date: May 5, 1910 County: Sebastian Member of Federal Reserve System Trust Department: Yes Bank Holding Company Sebastian Bankshares, Inc., Barling, AR Chm: Ronald H. Udouj CEO/Pres: G. Danny Williams SVP: Larry R. Brown SVP: Paulette Chronister SVP: Michael Fisher SVP: Rick Haggard CFO/VP: Sallie Jerry Cash and Due from: ..............................2,481 Federal Funds and Repos:..........................905 Investments:........................................... 15,327 Total Loans:......................................... 52 ,857 Premises and Fixed A ssets:.................. 2,366 Other Real Estate:....................................... 325 Other Assets:............................................... 731 Total Assets: .........................................74 ,992 Total Trust Assets:.......................................... 0 Deposits:...................................................... 6 5 ,3 3 4 Federal Funds and Borrowings: .................... 102 Other Liabilities:................................................. 460 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 65 ,896 Total Equity Capital and Reserves:.............9,096 Total Liabilities and Capital: .................... 74,992 Number of Shares Outstanding:.............. 20,849 Directors: Leo Anhalt; Gene E. Bruick; Dewayne Glidewell; Rayburn L. Green; James H. Shields, III; Ronald H. Udouj; G. Danny Williams; Henry Withers Branches in Town: None Other Branches: Barling, Charleston, Van Buren Heritage Bank Leachville, AR VOICE: (870) 539-6354 FAX: (8 7 0 )5 3 9 -2 2 1 3 Population: 1,743 11 9 South Main P. O. Box 140 72438-0140 Charter Number: 703 Date: January 23, 1951 County: Mississippi Trust Department: No Bank Holding Company Heritage Capital Corporation, Leachville, AR Chm: Larry Grisham Pres/CEO: Steve May EVP/COO: Louis Intres VP: Eva Beeler Cash and Due from: ..............................2,007 Federal Funds and Repos:......................2,5 00 Investments:........... 5,881 Total Loans:......................................... 58 ,729 Premises and Fixed A ssets:.................. 1,701 Other Real Estate:............................................ 0 Other Assets:............................................1,183 Total Assets: ....................................... 72,001 Total Trust Assets:.......................................... 0 Deposits:...................................................... 66,295 Federal Funds and Borrowings: .................... 104 Other Liabilities:............................................... 550 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 66 ,949 Total Equity Capital and Reserves:.......... 5,052 Total Liabilities and Capital: .................... 72,001 Number of Shares Outstanding:................ 10,000 Directors: Dr. Ron Burnett; Jim Fulkerson; Dick Gray; Larry Grisham; Louis Intres; Steve May; Leon Swihart Branches in Town: None Other Branches: Monette Caraway, Jonesboro, Eighty-Fourth Report 71 Little River Bank Lepanto, AR VOICE: (870) 4 75-2306 FAX: (8 7 0 )4 7 5 -3 0 7 0 Population: 2,033 202 Greenwood P. O. Box 340 72354-0340 Charter Number: 498 Date: November 21, 1 91 9 County: Poinsett Trust Department: Yes Bank Holding Company Little River Bancshares, Inc., Lepanto, AR CEO/Pres: Grady Watkins, Jr. SVP/Cash: Blanche Nash VP: Lois Criddle VP: Billy Lee Powell VP: Ara Sharp Cash and Due fro m :...............................1,283 Federal Funds and Repos:..................... 1,520 Investm ents:....................................... 1 6,443 Total Loans:......................................... 15,770 Premises and Fixed Assets:.......................516 Other Real Estate: ........................................... 0 Other Assets: ..............................................480 Total Assets:....................................... 36,012 Total Trust Assets: ......................................... 0 Deposits:....................................................... 29,631 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................. 181 Subordinated Debt:.................................................0 Total Liabilites:..............................................29 ,812 Total Equity Capital and Reserves:............. 6,200 Total Liabilities and Capital:...................... 36 ,012 Number of Shares Outstanding:............... 10,000 Directors: Julanne P. Ingram; W. K. Ingram, Jr.; Junaway Payne; Ben Perry; Ernest B. Portis; Juliet J. Portis; Danette P. Watkins; Henry Watkins; Grady Watkins, Jr. Branches in Town: None Other Branches: None Peoples Bank & Loan Co. Lewisville, AR VOICE: (8 7 0 )9 2 1 -4 2 4 4 FAX: (8 7 0 )9 2 1 -4 3 3 6 Population: 1,424 305 Spruce P .O .B o x 1100 71845-1100 Charter Number: 347 Date: August 25, 1 911 County: Lafayette Member of Federal Reserve System Trust Department: No Bank Holding Company First United Bancshares, Inc., El Dorado, AR Chm: Phil Alford, Jr. CEO/Pres: Charles Black Cash and Due fro m :.................................. 997 Federal Funds and Repos:........................ 400 Investm ents:....................................... 16,373 Total Loans:......................................... 12,026 Premises and Fixed Assets:.......................604 Other Real Estate: ...........................................0 Other Assets: .............................................. 821 Total Assets:....................................... 31,221 Total Trust Assets: ......................................... 0 VP/Cash: Venora Hooper Deposits:................. 27 ,987 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................225 Subordinated Debt:................................................. 0 Total Liabilites:..............................................28,212 Total Equity Capital and Reserves:............. 3,009 Total Liabilities and Capital:...................... 31,221 Number of Shares Outstanding:................. 4,0 00 Directors: Phil Alford, Jr.; Charles Black; Richard B. Burton; O. M. Covington; John Robert Graves; Dennis Ramsey; Wilma Willbanks Branches in Town: None Other Branches: None 72 Arkansas State Bank Department Bank of Lincoln Lincoln, AR VOICE: (5 0 1 )8 2 4 -3 2 3 2 FAX: (5 0 1 )8 2 4 -5 7 0 3 Population: 1,460 West Side Square P. 0 . Box 98 72744-0098 Charter Number: 119 Date: March 19, 1903 County: Washington Trust Department: No Bank Holding Company Lincoln Bankshares, Inc., Lincoln, AR Chm/CEO/Pres: Loyd R. Swope EVP: Kenneth D. Cox SVP: Darlene Cheatham SVP: Larry Karnes VP: Pat Davenport VP/Cash: Rebecca Williams Cash and Due from: ..............................3,425 Federal Funds and Repos:......................4,675 Investments:......................................... 1 2,236 Total Loans:......................................... 52,948 Premises and Fixed A ssets:.................. 1,006 Other Real Estate:.................................297 Other Assets:....................................... 1,285 Total Assets: ....................................... 75,872 Total Trust Assets:.......................................... 0 Deposits:....................................................... 68,032 Federal Funds and Borrowings: .................... 598 Other Liabilities:................................................. 278 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 68 ,908 Total Equity Capital and Reserves:............ 6 ,9 6 4 Total Liabilities and Capital: .................... 75 ,872 Number of Shares Outstanding:...................8,000 Directors: Kenneth D. Cox; Wanda K. Irwin; Herbert A. Lewis; Clark C. McClinton; Loyd R. Swope Branches in Town: None Other Branches: Prairie Grove Arkansas Bankers' Bank Little Rock, AR VOICE: (5 0 1 )3 7 1 -0 5 3 5 FAX: (5 0 1 )3 7 6 -8 8 9 4 Population: 175,795 1008 West Second Street 72201-2031 Charter Number: 752 Date: April 17, 1990 County: Pulaski Member of Federal Reserve System Trust Department: No Bank Holding Company Arkansas Bankers' Bancorporation, Inc., Little Rock, AR Chm: Lindley V. Smith, Jr. CEO/Pres: Bill B. May SVP: John E. Lock, Sr. SVP: Boyd Rothwell VP: Janet Nash VP/Cash: Mary Jane Luter Cash and Due from: ........... 2,772 Federal Funds and Repos:......................7,910 Investments:......................................... 27,142 Total Loans:........................................... 10,945 Premises and Fixed A ssets:......................508 Other Real Estate:............................................ 0 Other Assets:............................................... 568 Total Assets: .........................................49 ,845 Total Trust Assets:.......................................... 0 Deposits:...................................................... 38,549 Federal Funds and Borrowings: ................ 5,634 Other Liabilities:................................................. 308 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 44,491 Total Equity Capital and Reserves:.......... 5,3 54 Total Liabilities and Capital: .................... 49 ,845 Number of Shares Outstanding:.............. 50 ,000 Directors: Lunsford W. Bridges; Martin Carpenter; Thomas H. Grumbles; Joe S. Hiatt; Bill B. May; S. Denny Smith; Lindley V. Smith, Jr. Branches in Town: None Other Branches: None Eighty-Fourth Report 73 Bank of Little Rock Little Rock, AR VOICE: (5 0 1 )3 7 6 -0 8 0 0 FAX: (5 0 1 )3 7 6 -1 6 4 2 Population: 175,795 200 North State Street P. O. Box 34090 72203 Charter Number: 748 Date: May 4, 1989 County: Pulaski Trust Department: Yes Bank Holding Company Little Rock Bankshares, Little Rock, AR Chm/CEO: Eugene L. Maris Pres: George G. Worthen VP/Cash: Lee A. Swearingen Cash and Due fro m :.............................. 2,6 13 Federal Funds and Repos:......... 2,785 Investm ents:....................................... 12,236 Total Loans:......................................... 43 ,3 3 2 Premises and Fixed Assets:...................2,979 Other Real E s ta te :................... 199 Other Assets: .......................................... 1,218 Total Assets:....................................... 65 ,362 Total Trust Assets: ......................................... 0 Deposits:.......................................................5 8 ,0 6 2 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................374 Subordinated Debt:........................... 0 Total Liabilites:..............................................58,436 Total Equity Capital and Reserves:..............6,926 Total Liabilities and Capital:.......................65 ,362 Number of Shares Outstanding:.......... 100,000 Directors: J. Harry Leggett; Eugene L. Maris; James M. May; Stephen W. Plunkett; Steve C. Russell; George G. Worthen Branches in Town: Other Branches: None Two The Capital Bank Little Rock, AR VOICE: (501) 2 28-6000 FAX: (501) 228 -6 00 6 Population: 175,795 12224 Chenal Parkway P. 0 . Box 8210 72221 Charter Number: 771 Date: July 30, 1997 County: Pulaski Trust Department: Yes Bank Holding Company None Pres: Joseph B. Ford SVP: Bonnie Crocheron SVP: Harold Hampton SVP: Kyle Patton VP: Susan Anderson VP: Charles Miller Cash and Due fro m :.................................. 766 Federal Funds and Repos:............................. 0 Investm ents:............................................ 5,6 40 Total Loans:......................................... 17,398 Premises and Fixed Assets:.......................977 Other Real Estate: ...........................................0 Other Assets: .............................................. 535 Total Assets:..........................................25 ,316 Total Trust Assets: ......................................... 0 Deposits:........................................................19,639 Federal Funds and Borrowings: . . . . . . . . . . 1,840 Other Liabilities:.................................................. 106 Subordinated Debt:................................................. 0 Total Liabilites:..............................................21,585 Total Equity Capital and Reserves:............. 3,731 Total Liabilities and Capital:.......................25 ,316 Number of Shares Outstanding:...............32 ,013 Directors: Melinda Ballard; Joseph B. Ford; Jack Hartsell; Joseph Wilkes Park; William Brad Pierce; Boyd Rothwell; Richard Schwartz; Warren Stephenson Branches in Town: None Other Branches: None 74 Arkansas State Bank Department Central Bank & Trust Little Rock, AR VOICE: (5 0 1 )3 7 4 -7 7 7 7 FAX: (5 0 1 )3 7 4 -2 0 7 9 Population: 175,795 16th & Main Streets P. O. Box 1583 72203-1583 Charter Number: 753 Date: November 30, 1990 County: Pulaski Trust Department: Yes Bank Holding Company P & W Bancshares, Inc., Little Rock, AR Chm/CEO: Ron W. Strother Pres: William G. Roehrenbeck SVP: Roger Steging CFO: Robert L. Robinson, IV Cash and Due from: ..........................4,447 Federal Funds and Repos:................... 6,950 Investments:..................................... 18,605 Total Loans:..................................... 47,836 Premises and Fixed Assets:................1,844 Other Real Estate:.................................... 46 Other Assets:......................................1,499 Total Assets: ....................................81,227 Total Trust Assets:.....................................0 Directors: Bryan Pitts; Kay Pitts; William Wilson; Robert M. Wilson, Sr. Deposits:................................................. 68,413 Federal Funds and Borrowings: ................4,469 Other Liabilities:...........................................462 0 Subordinated Debt:................................. Total Liabilites:..................................... 73,344 Branches in Town: Two Total Equity Capital and Reserves:...........7,883 Total Liabilities and Capital: ...................81,227 Number of Shares Outstanding:............ 20,000 G. Roehrenbeck; Ron W. Strother; Charles Other Branches: North Little Rock Eagle Bank & Trust Com pany Little Rock, AR VOICE: (501) 223-2000 FAX: (5 0 1 )2 2 3 -0 3 7 3 Population: 175,795 650 S. Shackleford, Suite 150 One Financial Centre 72211 Charter Number: 720 Date: July 28, 1966 County: Pulaski Member of Federal Reserve System Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Harry L. Hastings, Jr. CEO/Pres/Cash/TO: Randall K. Herlocker SVP: Laura Bogoslavsky SVP/Cash: Paul Castleberry VP: Ruth Mussen Treas/Sec: Catherine H. Owen Cash and Due from :..........................3,184 Federal Funds and Repos:...........................0 Investments:..................................... 16,793 Total Loans:................ 28,994 Premises and Fixed Assets:................... 701 Other Real Estate:........ 0 Other Assets:......................................... 503 Total Assets: ....................................50,175 Total Trust Assets:................................. 73 Deposits:................................................. 44,107 Federal Funds and Borrowings: ................... 960 Other Liabilities:...........................................361 Subordinated Debt: .......................................... 0 Total Liabilites:.......................................45,428 Branches in Town: Other Branches: (3) Total Equity Capital and Reserves:...........4,747 Total Liabilities and Capital: ...................50,175 Number of Shares Outstanding:................8,000 Directors: Stanley Hastings; Harry L. Hastings, Jr.; Randall K. Herlocker; Horace Jewell; Catherine H. Owen None Gravel Ridge, Sherwood Eighty-Fourth Report 75 Pinnacle Bank Little Rock, AR VOICE: (5 0 1 )6 1 4 -5 0 0 0 FAX: (501) 614-5005 Population: 175,795 2610 Cantrell Road P. O. Box 8120 72203-8120 Charter Number: 766 Date: January 1, 1997 County: Pulaski Member of Federal Reserve System Trust Department: Yes Bank Holding Company Pinnacle Bancshares, Inc., Little Rock, AR CEO/Pres: Robert M. Althoff SVP: Dabbs Cavin SVP/CFO: Thomas C. Evans Cash and Due from:..............................755 Federal Funds and Repos:.................. 2,180 Investments:...................................... 9,495 Total Loans:.................................... 30,083 Premises and Fixed Assets:....................194 Other Real Estate: ..................................... 0 Other Assets: ........................................469 Total Assets:.................................... 43,176 Total Trust Assets: ....................................0 Deposits: ................................................ 36,321 Federal Funds and Borrowings:........................ 0 Other Liabilities:............................................144 Subordinated Debt:...........................................0 Total Liabilites:........................................36,465 Total Equity Capital and Reserves:............6,711 Total Liabilities and Capital:................... 43,176 Number of Shares Outstanding:.............20,000 Directors: Robert M. Althoff; Gus J. Blass, III; William L. Cravens; Scott T. Ford; Jeff Fox; Keith Jackson; Richard N. Massey; David Snowden, Jr. Branches in Town: One Other Branches: None Pulaski Bank A nd Trust Com pany Little Rock, AR VOICE: (5 0 1 )6 6 1 -7 7 0 0 FAX: (501) 661-7857 Population: 175,795 5800 R Street P. O. Box 7299 72207-7299 Charter Number: 710 Date: August 29, 1955 County: Pulaski Member of Federal Reserve System Trust Department: Yes Bank Holding Company Pulaski Investment Corporation, Little Rock, AR Chm: James C. East CEO/TO: Robert C. Magee Pres: William C. Scholl SVP: Judy Beaumont SVP: Jerry Duncan SVP: Jim Linsky SVP: Micky Rigby SVP/Cash: Janet Moore Cash and Due from:...................... 12,381 Deposits:............................................ 226,623 Federal Funds and Borrowings: .................7,957 Federal Funds and Repos:....................... 0 Investments:................. 32,473 Other Liabilities:........................................ 4,697 Total Loans:.................................. 188,982 Subordinated Debt:...........................................0 Premises and Fixed Assets:............ 11,855 Total Liabilites:.................................... 239,277 Other Real Estate:.............................. 1,460 Total Equity Capital and Reserves:..........19,467 Other Assets: ................................. 11,593 Total Assets:................................. 258,744 Total Liabilities and Capital:............... 258,744 Number of Shares Outstanding:.......... 1,850 Total Trust Assets: ........................ 102,166 Directors: J. Hunter East; James C. East; Robert C. Magee; Bob Russell; William C. Scholl; Kent Westbrook, M.D.; Mark V. Williamson Branches in Tow n: Five Other Branches: North Little Rock 76 Arkansas State Bank Department Bank of Lockesburg Lockesburg, AR VOICE: (870) 289-4071 FAX: (870) 289-2330 Population: 608 103 West Main P. 0 . Box 118 71846-0118 Charter Number: 746 Date: May 31, 1985 County: Sevier Trust Department: No Bank Holding Company DeWitt First Bankshares Corporation, DeWitt, AR Chm: Warren A. Jennings, Sr. CEO/Pres/Cash: Philip H. Worthen SVP: Phyllis Bettell Cash and Due from: ............................. 853 Deposits:................................................. 17,855 Federal Funds and Repos:................... 2,880 Federal Funds and Borrowings: ....................... 0 Investments:....................................... 7,375 Other Liabilities:.............................................84 0 Subordinated Debt:........... Total Loans:..................... 9,538 Premises and Fixed Assets:................... 164 Total Liabilites:....................................... 17,939 Other Real Estate:...................................... 0 Total Equity Capital and Reserves:...........3,153 Other Assets:......................................... 282 Total Liabilities and Capital: ...................21,092 Total Assets: ................................... 21,092 Number of Shares Outstanding:................2,500 Total Trust Assets:.....................................0 Directors: Georgea Greaves; Ray Hambrick; May M. Jennings; Warren Jennings, Jr.; Warren A. Jennings, Sr.; Lester McKinley; Philip H. Worthen Branches in Town: None Other Branches: None First State Bank Lonoke, AR VOICE: (5 0 1 )6 7 6 -3 1 0 6 FAX: (5 0 1 )6 7 6 -5 0 4 6 Population: 4,02 2 101 South Center Street P. 0 . Box 320 7 20 86-0320 Charter Number: 670 Date: March 9, 1935 County: Lonoke Trust Department: No Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR Chm: Neil Bennett, Jr. CEO/Pres: David R. Estes EVP: Tracy M. French VP: Steve Clark Cash: Beverly Clement Sec: Karen K. Hardke Cash and Due from :.......................... 1,604 Deposits:............................................... 77,500 Federal Funds and Borrowings: ................6,619 Federal Funds and Repos:...................... 410 Other Liabilities:.......................................... 451 Investments:..................................... 41,212 Subordinated Debt:..........................................0 Total Loans:..................................... 44,089 Premises and Fixed Assets:................2,979 Total Liabilites:..................................... 84,570 Other Real Estate:...................................... 0 Total Equity Capital and Reserves:...........7,064 Other Assets:......................................1,340 Total Assets: ................................... 91,634 Total Liabilities and Capital: ...................91,634 Total Trust Assets:.....................................0 Number of Shares Outstanding:.............. 16,000 Directors: Robert Bailey; Neil Bennett, Jr.; Neil Bennett, Sr.; Wayne Bennett, Jr.; Wayne Bennett, Sr.; Richard Bransford; David R. Estes; William J. Fletcher, Jr.; J. Walls McCrary; Joe P. Melton; Mart Thaxton Branches in Tow n: One Other Branches: Carlisle Eighty-Fourth Report 77 Farmers Bank and Trust Com pany Magnolia, AR VOICE: (8 7 0 )2 3 5 -7 0 0 0 FAX: (8 7 0 )2 3 5 -7 0 1 0 Population: 11,151 200 East Main Street P. O. Box 250 7 1753-0250 Charter Number: 217 Date: September 26, 1906 County: Columbia Trust Department: Yes Bank Holding Company Magnolia Banking Corporation, Magnolia, AR Chm/CEO: Bob L. Burns Pres/COO: Mack L. Taylor EVP: Steve Keith EVP/TO: Bruce D. Maloch CFO/VP: Kevin Chapman VP: Steven Bledsoe VP: Becky Palmer VP: Scott White Cash and Due fro m :.............................. 8,193 Federal Funds and Repos:............................. 0 Investm ents:..................................... 162,770 Total Loans:....................................... 168,208 Premises and Fixed Assets:................... 5,517 Other Real E s ta te :.........................................90 Other Assets: .......................................... 9,782 Total Assets:............... 35 4 ,5 6 0 Total Trust Assets: ..............................56,147 Deposits:.....................................................314,691 Federal Funds and Borrowings:................... 8,519 Other Liabilities:.................................... 2,267 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 325,477 Total Equity Capital and Reserves:........... 29 ,083 Total Liabilities and Capital:.................. 35 4,56 0 Number of Shares Outstanding:.......... 100,000 Directors: Bob L. Burns; Steve Keith; Bruce D. Maloch; Bob Neill; Wayne M. Newton; Ronnie Ribble; Ken Sibley; T. E. Smith; Mack L. Taylor Branches in Town: Three Other Branches: Camden (4), Springhill Horizon Bank of Columbia County Magnolia, AR VOICE: (870) 234-7039 FAX: (870) 234-3794 Population: 11,151 305 North Jackson P. O. Box 647 71753 Charter Number: 767 Date: December 2, 1996 County: Columbia Trust Department: No Bank Holding Company Horizon Bancorp of South Arkansas, Magnolia, AR Chm: Ross M. Whipple CEO/Pres: Marcus J. McCain Cont: Kathie L. Bledsoe AVP/Cash: Ellen Smith Cash and Due fro m :...............................1,572 Federal Funds and Repos:.........................340 Investm ents:....................................... 18,892 Total Loans:......................................... 15,838 Premises and Fixed Assets:................... 1,236 Other Real Estate: ........................................... 0 Other Assets: .............................................. 595 Total Assets:....................................... 38,473 Total Trust Assets: ......................................... 0 Deposits:....................................................... 26 ,5 1 4 Federal Funds and Borrowings:................... 8,000 Other Liabilities:.................................................. 137 Subordinated Debt:................................................. 0 Total Liabilites:..............................................34,651 Total Equity Capital and Reserves:............. 3,822 Total Liabilities and Capital:.......................38 ,473 Number of Shares Outstanding:..........................0 Directors: Kathie L. Bledsoe; John Bryant; Marcus J. McCain; Ross M. Whipple Branches in Tow n: None Other Branches: Waldo 78 Arkansas State Bank Department The Peoples Bank Magnolia, AR VOICE: (870) 234-5777 FAX: (870) 234-3384 Population: 11,151 500 North Jackson P. 0 . Box 340 71753 Charter Number: 313 Date: June 22, 1910 County: Columbia Trust Department: Yes Bank Holding Company Golden Oaks Bancshares, Inc., Magnolia, AR Chm/CEO/TO: Harold H. Fincher Pres: Mary L. Baird VP: R. H. "Bob" Genestet VP/Cash: Jill McClinton Cash and Due fr o m :...........................4,279 Federal Funds and Repos:.. ....................305 Investments:......................... ................9,018 Total Loans:......................... ..............30 ,108 Premises and Fixed Assets: ................1,730 Other Real Estate:................ ...................... 83 Other Assets:....................... ....................362 Total Assets: ....................... ..............45 ,885 Total Trust Assets:.............. ..........................0 Deposits:................................................. Federal Funds and Borrowings: ........ Other Liabilities:................................... Subordinated D e b t:............................. Total Liabilites:..................................... ................0 .......... 130 ................0 . . . 41,201 Total Equity Capital and Reserves: .. . . . . 4,6 84 Total Liabilities and Capital: .............. . . . 45 ,885 Number of Shares Outstanding:........ . . . 10,000 Directors: Mary L. Baird; Dorothy J. Fincher; Harold H. Fincher; Steven C. Fincher; Betty E. Harris; Betty L. Scott; Gerald F. Scott Branches in Town: One Other Branches: Emerson, McNeil, Waldo Horizon Bank Malvern, AR 327 Ash Street P. O. Box 897 72104-0897 VOICE: (5 0 1 )3 3 2 -6 9 6 6 FAX: (5 0 1 )3 3 2 -2 3 7 4 Population: 9,256 Charter Number: 10 Date: June 24, 1889 County: Hot Spring Trust Department: Yes Bank Holding Company Ameribanc, Inc., St. Louis, MO Chm/CEO: Ross M. Whipple Pres: Don Tackett SVP/Cash: Kathie L. Bledsoe Cash and Due from: ..................................105 Federal Funds and Repos:................... 2 1 ,800 Investments:......................................................0 Total Loans:......................................................0 Premises and Fixed A ssets:................. 26 Other Real Estate:................................... 0 Other Assets: .................................................... 0 Total Assets: .........................................21,931 Total Trust Assets:.......................................... 0 Deposits:................................................................... 0 Federal Funds and Borrowings: ........................... 8 Other Liabilities:................................................. 203 Subordinated D e b t:.............................................. 0 Total Liabilites:................................................... 211 Total Equity Capital and Reserves:.......... 2 1 ,720 Total Liabilities and Capital: ......................21,931 Number of Shares Outstanding:................ 12,000 Directors: Elton Buck; Steve DeMott; X. L. Jones; Joe C. Keith; James Lancaster; Michael F. Lax; James McAdams; Tony McMillan; Paul L. Offutt; Ross M. Whipple Branches in Town: One Other Branches: Arkadelphia (2), Bismarck, Gurdon, Hot Springs (5), Hot Springs Village (2), Sheridan (3) Eighty-Fourth Report 79 Southern State Bank Malvern, AR VOICE: (5 0 1 )3 3 2 -2 4 6 2 FAX: (501) 332-8437 Population: 9,25 6 521 East Page P. O. Box 340 72104-0400 Charter Number: 763 Date: December 31, 1992 County: Hot Spring Trust Department: No Bank Holding Company Southern State Bancshares, Inc., Malvern, AR Chm: W. Henry McClure CEO/Pres: Donald A. Walsh VP: Sue Stinnett Cash: Karon Wheatley Cash and Due fro m :................... . . . . . . 1 , 1 0 2 Federal Funds and Repos:.....................3,455 Investm ents:....................................... 11,650 Total Loans:........................................ 2 4 ,874 Premises and Fixed Assets:...................... 491 Other Real Estate: .........................................99 Other Assets: ..............................................733 Total Assets:....................................... 4 2 ,4 0 4 Total Trust Assets: ......................................... 0 Deposits:............................................ 38,215 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................. 182 Subordinated Debt:................................................. 0 Total Liabilites:..............................................38 ,397 Total Equity Capital and Reserves:............. 4,0 07 Total Liabilities and Capital:...................... 4 2 ,4 0 4 Number of Shares Outstanding:.......... .. 15,906 Directors: Don Allen; Mark Kindy; Frank R. McClure; Martha McClure; W. Henry McClure; Glenville Rhodes; Donald A. Walsh; A. J. Wilks; Chris E. Williams Branches in Town: One Other Branches: None The M erchants and Planters Bank Manila, AR VOICE: (870) 561-4427 FAX: (870) 561-3384 Population: 2,635 319 North Baltimore P. 0 . Box 540 72442-0540 Charter Number: 698 Date: March 16, 1948 County: Mississippi Trust Department: No Bank Holding Company None Chm: Peggy F. Cheadle CEO/EVP: Max H. Schrader Pres: Betty F. Schrader Cash and Due fro m :.......... .................... 1,255 Federal Funds and Repos:.....................3,7 40 Investm ents:............................................ 5,804 Total Loans:........ ................................. 13,499 Premises and Fixed Assets:.......................125 Other Real Estate: ........................................... 0 Other Assets: ............. 318 Total Assets:....................................... 24,741 Total Trust Assets: ......................................... 0 VP: Danny Robbins Cash: Norma Jackson Deposits:....................................................... 21 ,299 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................205 Subordinated Debt:................................................. 0 Total Liabilites:..............................................21 ,5 0 4 Total Equity Capital and Reserves:............. 3,237 Total Liabilities and Capital:.......................24,741 Number of Shares Outstanding: . . . . . . . . 10,000 Directors: James B. Cheadle; Peggy F. Cheadle; Hulen Faulkner; Paul W. Fleeman; Danny Robbins; Betty F. Schrader; Max H. Schrader; L. E. Townsend Branches in Town: One Other Branches: None 80 Arkansas State Bank Department Bank of Mansfield Mansfield, AR VOICE: (5 0 1 )9 2 8 -4 4 1 8 FAX: (5 0 1 )9 2 8 -5 1 4 9 Population: 1,018 101 South Sebascott P. O. Box 387 72944-0387 Charter Number: 6 78 Date: February 16, 1939 County: Sebastian Trust Department: No Bank Holding Company Mansfield Bankstock, Inc., Mansfield, AR Chm: J. Michael Shaw CEO/Pres: Joseph A. Terry VP/Cash: Margo Jones Cash and Due from: ................................. 767 Federal Funds and Repos:......................2,325 Investments:............................................. 9,761 Total Loans:...........................................21,119 Premises and Fixed A ssets:......................409 Other Real Estate:............................................ 1 Other Assets:...............................................902 Total Assets: ....................................... 35 ,284 Total Trust Assets:.......................................... 0 Deposits:...................................................... 31,738 Federal Funds and Borrowings: ...........................0 Other Liabilities:............................................... 161 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................31 ,899 Total Equity Capital and Reserves:.............3,385 Total Liabilities and Capital: .................... 35 ,2 8 4 Number of Shares Outstanding:................ 9,600 Directors: Paula Coward; Earle Overton; J. Michael Shaw; S. M. Taylor; Joseph A. Terry; Lary Walker; R. D. Wooten Branches in Town: Other Branches: None None Marked Tree Bank Marked Tree, AR VOICE: (8 7 0 )3 5 8 -2 6 0 0 FAX: (870) 3 58-4210 Population: 3,10 0 210 Frisco Street P. O. Box 160 72365-0160 Charter Number: 651 Date: March 3, 1932 County: Poinsett Trust Department: Ves Bank Holding Company Marked Tree Bancshares, Inc., Marked Tree, AR Chm: Frank Brunner, Jr. Pres: E. Ritter Arnold VP: Martha Williams Treas/Sec: Phillip Marshall Cash and Due from: ..............................1,141 Federal Funds and Repos:......................3,905 Investments:............................................. 8,301 Total Loans:......................................... 22,552 Premises and Fixed A ssets:......................331 Other Real Estate:............................................ 0 Other Assets:...............................................458 Total Assets: .........................................36 ,688 Total Trust Assets:.......................................... 0 Deposits:...................................................... 32,069 Federal Funds and Borrowings: .................... 100 Other Liabilities:................................................. 355 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 32 ,5 2 4 Total Equity Capital and Reserves:............ 4 ,1 6 4 Total Liabilities and Capital: .................... 36,688 Number of Shares Outstanding:.................. 2,5 00 Directors: E. Ritter Arnold; Mary Ann Arnold; Frank Brunner, Jr.; Helen Brunner; Louis H. Goad; Pat Jackson; Phillip Marshall Branches in Town: None Other Branches: None Eighty-Fourth Report 81 Bank of M cCrory McCrory, AR 1 24 Edmonds Avenue P. O. Box 370 72101-0370 VOICE: (87 0)7 3 1 -2 5 2 1 FAX: (8 7 0 )7 3 1 -2 8 5 9 Population: 1,971 Charter Number: 128 Date: June 8, 1903 County: Woodruff Trust Department: Yes Bank Holding Company M. D. Thompson & Son Co., McCrory, AR Chm: John G. Thompson CEO/Pres: Jerry M. Dyer SVP: Donny Underwood SVP/TO: Margaret Collier VP: Jestene Reynolds VP/Cash: Bobby Trotter Cash and Due fro m :...............................1,535 Federal Funds and Repos:.....................6,200 Investm ents:....................................... 23 ,478 Total Loans:......................................... 31,097 Premises and Fixed Assets:.......................541 Other Real Estate: ........................................... 0 Other Assets: .......................................... 1,065 Total Assets:....................................... 63 ,916 Total Trust Assets: .................................... 175 Deposits:....................................................... 53,643 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................. 528 Subordinated Debt:................................................. 0 Total Liabilites:..............................................54,171 Total Equity Capital and Reserves:........... 9,745 Total Liabilities and Capital:...................... 63,916 Number of Shares Outstanding:...............20 ,000 Directors: Ian Arnof; Donald Cain; Edwin B. Conner, Jr.; Jerry M. Dyer; John D. Eldridge; John D. Eldridge, III; Fletcher C. Lewis; G. L. Morris, Jr.; H. Ripley Thompson; John G. Thompson; Vance M. Thompson, III Branches in Town: None Other Branches: Augusta M cGehee Bank McGehee, AR VOICE: (8 7 0 )22 2-3 15 1 301 North Second Street Charter Number: 661 FAX: (870) 222-6159 P. O. Box 787 Date: December 5, 1933 Population: 4,99 7 71654-0787 County: Desha Home Page: www.mcgeheebank.com Trust Department: Yes Bank Holding Company Southeast Financial Bankstock Corporation, McGehee, AR Chm: Sam Bowman CEO/Pres: William W. Bowman VChm: John H. Potter, Jr. Cash and Due fro m :.............................. 5,911 Federal Funds and Repos:.....................5,650 Investm ents:....................................... 29 ,292 Total Loans:......................................... 4 2 ,2 9 0 Premises and Fixed Assets:.......................325 Other Real Estate: ...................................... 702 Other Assets: .......................................... 1,176 Total Assets:....................................... 85,346 Total Trust Assets: ........................... 33 ,549 EVP/TO: James M. Smith VP: Phillip Privett Cash: Stephen Wilson Deposits:....................................................... 67,432 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................573 Subordinated Debt:................................................. 0 Total Liabilites:............................................. 68,005 Total Equity Capital and Reserves:........... 1 7,341 Total Liabilities and Capital:...................... 85,346 Number of Shares Outstanding:.......... 142,472 Directors: Robert H. Adcock; Sam Bowman; William W. Bowman; Bill E. Elliott; David S. Leech; John H. Potter, Jr.; Mark E. Sherland, Jr.; James M. Smith Branches in Town: One Other Branches: Watson Arkansas City, Tillar, 82 Arkansas State Bank Department The Bank of North Arkansas Melbourne, AR VOICE: (870) 368-4205 FAX: (870) 368-4641 Population: 1,562 601 Main Street P. O. Box 70 72556-0070 Charter Number: 42 Date: July 29, 1896 County: Izard Trust Department: No Bank Holding Company First United Bancshares, Inc., El Dorado, AR CEO/Pres: Lloyd T. Jones, Sr. EVP: W. Mike Cone SVP: Judy D. Sanders Cash and Due from: ..............................2,203 Federal Funds and Repos:...............................0 Investments:........................................... 17,885 Total Loans:......................................... 51,838 Premises and Fixed A ssets:.................. 1,777 Other Real Estate:....................................... 76 Other Assets:............................................... 920 Total Assets: ....................................... 74 ,699 Total Trust Assets:.......................................... 0 Deposits:...................................................... 66,858 Federal Funds and Borrowings: ........................... 0 Other Liabilities:................................................. 401 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 67,259 Total Equity Capital and Reserves:.......... 7,440 Total Liabilities and Capital: .................... 74,699 Number of Shares Outstanding:.............. 80 ,000 Directors: W. Wesley Arnold; Brenda K. Barnes; Thomas C. Colegrove; Harlin Hames; Jim Harwood; Lloyd T. Jones, Sr.; James E. Miller; Reed M. Perryman Branches in Town: None Other Branches: Bend Calico Rock, Horseshoe The Union Bank of Mena Mena, AR VOICE: (5 0 1)39 4-2 21 1 51 5 Janssen Avenue Charter Number: 667 FAX: (5 0 1 )3 9 4 -3 8 0 9 P. O. Box 898 Date: July 25, 1934 Population: 5,475 71953-0898 County: Polk Home Page: www.mena-ark.com/union/index.htm Trust Department: No Bank Holding Company Union Bankshares, Inc., Mena, AR Chm: Edward W. Stevenson CEO/Pres: Bill R. Philpot SVP: Buddy J. Newbolt SVP: Jesse Sullivan VP: Sarah Curry VP/Cash: Ruby Lunsford Cash and Due from: ..............................2,813 Federal Funds and Repos:..........................870 Investments:......................................... 31 ,550 Total Loans:......................................... 79,579 Premises and Fixed A ssets:.................. 2,689 Other Real Estate:....................................... 145 Other Assets:............................................1,527 Total Assets: .......................................119,173 Total Trust Assets:.......................................... 0 Deposits:.................................................... 102,51 5 Federal Funds and Borrowings: .................. 2,1 40 Other Liabilities:............................................... 587 Subordinated D e b t:................................................ 0 Total Liabilites:......................................... 105,242 Total Equity Capital and Reserves:.......... 13,931 Total Liabilities and Capital: ..................119,1 73 Number of Shares Outstanding:................ 12,000 Directors: Robert A. Carver; John A. Crawford; R. L. Hamilton; David Maddox; Pauline Morrow; Bill R. Philpot; Edward W. Stevenson; Bill L. Wood Branches in Town: One Other Branches: Hatfield, Wickes Eighty-Fourth Report 83 M idSouth Bank Monette, AR VOICE: (870) 486-5493 FAX: (870) 486 -2 25 0 Population: 1,115 302 West Drew Charter Number: 673 P. 0 . Box 750 Date: December 29, 1936 7 2447-0750 County: Craighead Home Page: www.msbank.com Member of Federal Reserve System Trust Department: Yes Bank Holding Company MSB Shares, Inc., Monette, AR Chm: Carolyn Frierson CEO/Pres: Revis G. Stewart EVP: Terry Frierson VP/TO: Steve Baker Cash and Due fro m :.............................. 6,182 Federal Funds and Repos:.....................6,1 50 Investm ents:....................................... 45 ,4 2 8 Total Loans:......................................... 144,151 Premises and Fixed Assets:...................5,211 Other Real Estate: ...................................... 333 Other Assets: .......................................... 3,531 Total Assets:....................................... 210,98 6 Total Trust Assets: ........................... 18,324 Deposits:.................................................. 192,728 Federal Funds and Borrowings:............................0 Other Liabilities:.............................................. 2,958 Subordinated D e b t:............................................... 0 Total Liabilites:......................................... 195,686 Total Equity Capital and Reserves:..........1 5,300 Total Liabilities and Capital:.................... 210,98 6 Number of Shares Outstanding:........... 4,0 0 0 Directors: Hugh Atwood; Shirley Bronaugh; Nancy Chrisman; Warren Dupew; Carolyn Frierson; Terry Frierson; Beverly McCollum; Robert Schuchardt; Revis G. Stewart; J. E. Story; Bobby G. Wood Branches in Town: Other Branches: Jonesboro (5) One Com m ercial Bank & Trust Com pany Monticello, AR VOICE: (870) 367-6221 FAX: (870) 367-7700 Population: 8,116 212 West Gaines Street P. O. Box 150 71657-0150 Charter Number: 396 Date: November 29, 1912 County: Drew Trust Department: Yes Bank Holding Company Drew Bancshares, Inc., Monticello, AR Chm: Virginia M. Ryburn CEO/Pres: Reginald Glover EVP/Cash: George T. Harris Cash and Due fro m :.............................. 8,619 Federal Funds and Repos:..............................0 Investm ents:....................................... 26,595 Total Loans:......................................... 65,742 Premises and Fixed Assets:................... 1,504 Other Real Estate: ...................................... 259 Other Assets: .......................................... 1,280 Total Assets:..................................... 103,999 Total Trust Assets: ................................ 6,967 SVP: Gene Gates SVP/TO: Rusty Smith VP: Michael Efird Deposits:....................................................... 91,988 Federal Funds and Borrowings: ....................... 733 Other Liabilities:..................................................771 Subordinated Debt:................................................. 0 Total Liabilites:..............................................93,492 Total Equity Capital and Reserves:........... 10,507 Total Liabilities and Capital:.................. 103,999 Number of Shares Outstanding:................. 8,000 Directors: Joe Brannen; James Burks; C. C. Gibson, III; Reginald Glover; George T. Harris; R. D. Jones, Jr.; Wayne Owen; Bennie Ryburn, III; Bennie Ryburn, Jr.; Virginia M. Ryburn; Kim Ward Branches in Town: Three Other Branches: None 84 Arkansas State Bank Department Union Bank And Trust Com pany Monticello, AR VOICE: (8 7 0 )4 6 0 -6 4 0 0 FAX: (870) 4 60-6464 Population: 8,116 102 West McCloy P. O. Box 270 71655-0270 Charter Number: 448 Date: September 15, 1915 County: Drew Trust Department: Yes Bank Holding Company First Union Financial Corporation, Monticello, AR Chm: Zach McClendon, Jr. CEO/Pres: James P. Jett EVP/Cash/TO: Beverly Hudson VP: Reathel Harris Cash and Due from: ..............................5,937 Federal Funds and Repos:....................12,895 Investments:...........................................31 ,2 8 4 Total Loans:......................................... 82,891 Premises and Fixed A ssets:..................2,076 Other Real Estate:....................................... 113 Other Assets:........................................... 1,960 Total Assets: .......................................137,156 Total Trust Assets:............................... 12,322 Deposits:.................................................... 1 21 ,784 Federal Funds and Borrowings: ................ 1,465 Other Liabilities:........................................... 1,169 Subordinated D e b t:................................................ 0 Total Liabilites:......................... 124,418 Total Equity Capital and Reserves:.......... 12,738 Total Liabilities and Capital: ................... 137,156 Number of Shares Outstanding:.............. 80 ,000 Directors: William K. Ball; Franks Carson, Jr.; Jonathan H. Davis; Charles F. Dearman, Jr.; Robert Dale Handley, Sr.; Charles E. Jackson; James P. Jett; Zach McClendon, Jr.; Wells Moffat; John Porter Price; Richard Reinhart; David E. Wilkins; Alan G. Williams Branches in Town: Two Other Branches: Warren, Wilmar The Bank of Montgom ery County Mount Ida, AR VOICE: (8 7 0 )8 6 7 -3 1 4 8 FAX: (870) 867-4333 Population: 775 George Street P. O. Box 1228 71957-0435 Charter Number: 617 Date: November 26, 1930 County: Montgomery Trust Department: No Bank Holding Company First Community Banking Corporation, Little Rock, AR Chm/CEO/Pres: Daniel C. Horton Cash: Hettie Abernathy Cash and Due from: ..............................2,5 34 Federal Funds and Repos:...............................0 Investments:........................................ 24 ,230 Total Loans:.......................................... 43 ,1 8 6 Premises and Fixed A ssets:......................493 Other Real Estate:............................................ 0 Other Assets:............................................1,020 Total Assets: ....................................... 71 ,463 Total Trust Assets:.......................................... 0 Deposits:...................................................... 57,557 Federal Funds and Borrowings: ................ 3,395 Other Liabilities:............. 241 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................61,193 Total Equity Capital and Reserves:.......... 10,270 Total Liabilities and Capital: ......................71,463 Number of Shares Outstanding:.................. 4 ,0 0 0 Directors: A. L. Banta; Bill Barnes; Joe Brakefield, Jr.; Harold Campbell; Daniel C. Horton; Denver Jones; Bill Lawrence; Bobby Lybrand; Ode Maddox; G. R. Mosley; Doyel O'Neal; John Selig; Melvin L. Simpson Branches in Town: One Other Branches: None Eighty-Fourth Report 85 Peoples Bank A nd Trust Com pany Mountain Home, AR VOICE: (8 7 0 ) 4 2 5 - 2 1 6 6 FAX: (870) 4 2 4 -4 3 5 3 Population: 9 ,0 2 7 Ninth & Baker Streets P. 0 . Box 1 9 0 6 7 2 6 5 4 -1 9 0 6 Charter Number: 147 Date: August 10, 1 9 0 6 County: Baxter Trust Department: Yes Bank Holding Company Baxter County Bancshares, Inc., Mountain Home, AR Chm: Reynie Rutledge CEO/Pres: Larry G. Nelson EVP: Tim Coleman TO: Paul E. Johnson Cash and Due fro m :.............................. 5,946 Federal Funds and Repos:............................. 0 Investm ents:..........................................81 ,713 Total Loans:....................................... 128,429 Premises and Fixed Assets:...................3,715 Other Real E s ta te :......................................4 4 4 Other Assets: ......................................... 3,103 Total Assets:..................................... 22 3 ,3 5 0 Total Trust Assets: ..............................4 8 ,1 4 0 Deposits:.................................................. 198,949 Federal Funds and Borrowings:.......................757 Other Liabilities:.............................................. 2,0 56 Subordinated Debt:.................................................0 Total Liabilites:......................................... 20 1,76 2 Total Equity Capital and Reserves:...........21 ,588 Total Liabilities and Capital:.................. 22 3 ,3 5 0 Number of Shares Outstanding:.......... 110,000 Directors: James Faulkner; D. Eugene Fortson; Donald T. Jack, Jr.; Guy King; James Lindsey; Larry G. Nelson; N. T. Rutledge; Reynie Rutledge; W. M. Thompson Branches in Town: Two Other Branches: Bull Shoals, Gassville Bank of Mountain View Mountain View, AR VOICE: (8 7 0 )2 6 9 -3 8 1 5 FAX: (870) 269-2899 Population: 2,439 121 East Main Street P. O. Box 1228 72560-1228 Charter Number: 446 Date: July 21, 1915 County: Stone Trust Department: No Bank Holding Company Mountain View Bancshares, Inc., Mountain View, AR Chm: Glen Hinkle Pres: Jam es G. Hinkle EVP: W eldon Duncan VP: Leo Sutterfield VP/Cash: Ron Sims Cash and Due fro m :.............................2,468 Federal Funds and Repos: . . . . , ............9,0 00 Investm ents:............................... ........4 1 ,5 8 4 Total Loans:......................................... 53,901 Premises and Fixed Assets:___............1,039 Other Real Estate: .......................................60 Other Assets: ............................. ............1,931 Total Assets:............................. .. . . . 109,983 Total Trust Assets: ...................................... 0 Deposits:............................................... Federal Funds and Borrowings:........ Other Liabilities:................................... Subordinated Debt:............................. Total Liabilites:..................................... Total Equity Capital and Reserves:.. ....1 8 ,3 5 1 Total Liabilities and Capital:.............. .. 109,983 Number of Shares Outstanding: . . . . ........ 4,0 0 0 Directors: Glen Hinkle; James G. Hinkle; Kenneth Sutton Branches in Town: One ................0 ............501 ................0 . .. . 9 1 ,6 3 2 Other Branches: None 86 Arkansas State Bank Department Bank of Mulberry Mulberry, AR VOICE: (5 0 1 )9 9 7 -1 1 5 4 FAX: (5 0 1 )9 9 7 -1 1 6 1 Population: 1,448 311 Main Street P. O. Drawer A 72947-0480 Charter Number: 81 Date: January 15, 1902 County: Crawford Member of Federal Reserve System Trust Department: No Bank Holding Company Acme Holding Company, Inc., Mulberry, AR Chm: Betty Feller CEO/Pres: Lex Golden SVP/Aud: Dianna J. Millsap VP/Cash: Alex Golden Cash and Due from: ..............................1,956 Federal Funds and Repos:...................... 1,291 Investments:............................................. 7,131 Total Loans:...........................................29 ,982 Premises and Fixed A ssets:......................781 Other Real Estate:....................................... 14 Other Assets:............................................... 537 Total Assets: .........................................41 ,6 9 2 Total Trust Assets:.......................................... 0 Deposits:........................................................ 37 ,122 Federal Funds and Borrowings: .................... 187 Other Liabilities:........................................... 1,105 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................3 8 ,4 1 4 Total Equity Capital and Reserves:.............3,278 Total Liabilities and Capital: ..................... 41 ,6 9 2 Number of Shares Outstanding:.................. 4,0 0 0 Directors: Robert R. Baker; Jerry Dickerson; Betty Feller; Lex Golden; Randy Hollis; John Hunter; L. Jan Nordin; Steven D. Riggs; Tim Wise Branches in Town: One Other Branches: None Diamond State Bank Murfreesboro, AR 319 East Main P. O. Box 279 71958-0279 VOICE: (8 7 0 )2 8 5 -2 1 7 2 FAX: (870) 285-2755 Population: 1,542 Charter Number: 175 Date: December 19, 1904 County: Pike Trust Department: No Bank Holding Company Bainum Bancorp II, Murfreesboro, AR Chm: Irvin C. Bainum CEO/Pres: John A. Ross Cash: Brenda Roberts Cash and Due from: ............................. 4,4 55 Federal Funds and Repos:......................4,1 25 Investments:......................................... 20 ,618 Total Loans:...........................................68 ,3 3 9 Premises and Fixed A ssets:..................2,4 26 Other Real Estate:....................................... 388 Other Assets:........................................... 1,959 Total Assets: .......................................102,310 Total Trust Assets:.......................................... 0 Deposits:...................................................... 92,751 Federal Funds and Borrowings: ...........................0 Other Liabilities:............... 397 Subordinated D e b t:......................... 0 Total Liabilites:.............................................9 3 ,148 Total Equity Capital and Reserves:.............9,162 Total Liabilities and Capital: ....................1 02,310 Number of Shares Outstanding:................ 17,200 Directors: Irvin C. Bainum; Mark Bainum; Tim Bainum; Robert Evans; Cooper Kizzia; Mike Moore; John A. Ross; Bill Spigner; George Steel, Sr.; Raymond Walls Branches in Town: None Other Branches: DeQueen, Mineral Springs, Nashville Dierks, Eighty-Fourth Report 87 M erchants & Planters Bank Newport, AR VOICE: (870) 523-3601 FAX: (870) 523-3473 Population: 7,459 Second and Hazel P. 0 . Box 550 7 2112-0550 Charter Number: 694 Date: March 20, 1946 County: Jackson Trust Department: Yes Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres/TO: Jim S. Gowen, Sr. EVP: Terry L. Dillion SVP: Carla Stiger SVP/Cash: Patricia Davis VP: Jerry Brightwell VP: Mark Skelton Cash and Due from:.......................... 6,862 Deposits:................................................ 87,027 Federal Funds and Repos:....................... 40 Federal Funds and Borrowings:........................ 0 Investments:.................................. 25,981 Other Liabilities:........................................... 629 Total Loans:.................................... 58,352 Subordinated Debt:...........................................0 Premises and Fixed Assets:................ 3,194 Total Liabilites:........................................87,656 Other Real Estate: ................................... 35 Total Equity Capital and Reserves:............9,151 Other Assets: .....................................2,343 Total Liabilities and Capital:....................96,807 Total Assets:.................................. 96,807 Number of Shares Outstanding:............... 9,000 Total Trust Assets: ............................ 6,763 Directors: Morris Bowman; Thomas R. Curtner; Terry L. Dillon; Jim S. Gowen, Sr.; Dr, Troy A. Gray; Mary K. Hardin; Robert Harvey; Gerald A. Saracini; J. Edward Scoggins Branches in Town: One Other Branches: Pleasant Plains Batesville (3), McCrory, Am erican State Bank Osceola, AR VOICE: (870) 563-2265 FAX: (870) 563-3699 Population: 8 ,93 0 749 West Keiser Street P. O. Box 647 72370-3505 Charter Number: 262 Date: October 3, 1908 County: Mississippi Trust Department: No Bank Holding Company ASB Corporation, Jonesboro, AR Chm: Steve A. Wilson CEO/Pres: Mary Emily Thompson VP/Cash: Alice Griffin Deposits:.............................. 30,389 Cash and Due from:...................... 1,644 Federal Funds and Borrowings:.................2,000 Federal Funds and Repos:..........................0 Other Liabilities:............................................197 Investments:...................................... 5,075 Subordinated Debt:...........................................0 Total Loans:...................................... 25,915 Total Liabilites:........................................32,586 Premises and Fixed Assets:................ 2,882 Other Real Estate:................ 0 Total Equity Capital and Reserves:............3,402 Other Assets: ........................................ 472 Total Liabilities and Capital:..................35,988 Total Assets:.................................. 35,988 Number of Shares Outstanding:...............4,000 Total Trust Assets: ....................................0 Directors: Harold Clemons; Sumner R. Cullom; Rogers Ford; Phillip Forrester; Joe B. Hilliard; Frank Oldham; Mary Emily Thompson; Larry Wamble; Michael E. Wilson; Mildred P. Wilson; Steve A. Wilson; R. E. L. Wilson, V Branches in Town: None Other Branches: Wilson Jonesboro, Keiser, 88 Arkansas State Bank Department The Planters Bank Osceola, AR VOICE: (870) 563-2666 FAX: (870) 563-3436 Population: 8,93 0 1300 West Keiser P. 0 . Box 407 72370-0407 Charter Number: 6 8 4 Date: April 13, 1 9 4 4 County: Mississippi Trust Department: No Bank Holding Company Arkansas Banking Company, Jonesboro, AR Chm: Stephen Cox VChm: G. L. Lieblong Pres: Danny Gipson Cash: Nancy Hall Cash and Due from: ..............................2,055 Federal Funds and Repos:...............................0 Investments:......................................... 10,485 Total Loans:...........................................38 ,928 Premises and Fixed A ssets:.................. 1,195 Other Real Estate:....................................... 65 Other Assets:........................... ............. 1,094 Total Assets: ....................................... 53 ,822 Total Trust Assets:..........................................0 Deposits:...................................................... 4 8 ,4 9 8 Federal Funds and Borrowings: ........................5 5 Other Liabilities:................................................. 42 4 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 4 8 ,977 Total Equity Capital and Reserves:............ 4,8 45 Total Liabilities and Capital: .................... 53 ,822 Number of Shares Outstanding:.............. 2 0 ,0 0 0 Directors: Paul Billings; Stephen Cox; Virginia Cox; Danny Gipson; G. L. Lieblong; Charles J. Lowrance, IV; Dewey Neely; John Newcomb; Sloan Rainwater; William I. Rainwater, Jr.; William I. Rainwater, Sr.; Lowell Winston, Jr. Branches in Town: One Other Branches: None Bank of the Ozarks, w ca Ozark, AR VOICE: (5 0 1)66 7-2 18 1 FAX: (5 0 1 )6 6 7 -5 6 2 2 Population: 3,33 0 600 West Commercial P. O. Box 196 72949-0196 Charter Number: 674 Date: June 9, 1937 County: Franklin Trust Department: Yes Bank Holding Company Bank of the Ozarks, Inc., Little Rock, AR Chm/CEO: George G. Gleason, II VChm: James Patridge Pres: Mark D. Ross EVP: Susan Grobmyer EVP: Marnie Oldner EVP/TO: Aubrey Avants SVP: Betty Thomason CFO: Paul E. Moore Cash and Due from: ........................... 10,209 Federal Funds and Repos:...............................0 Investments:......................................... 54 ,760 Total Loans:........................................ 2 1 7 ,1 5 4 Premises and Fixed Assets:................17,496 Other Real Estate:....................................... 281 Other Assets:........................................... 3,055 Total Assets: ...................................... 302,955 Total Trust Assets:............................... 36 ,468 Deposits:......................................................22 9,80 5 Federal Funds and Borrowings: .............. 35 ,263 Other Liabilities:........................................... 1,655 Subordinated D e b t:.............................................. 0 Total Liabilites:.......................................... 26 6 ,7 2 3 Total Equity Capital and Reserves:........ 36 ,232 Total Liabilities and Capital: ................... 302,95 5 Number of Shares Outstanding:.............. 27 ,399 Directors: Roger Collins; C. E. Dougan; Robert East; Linda D. Gleason; George G. Gleason, II; O. Porter Hillard; Henry Mariani; James Patridge; R. L. Qualls; Mark D. Ross; Kennith Smith Branches in Tow n: One Other Branches: Alma, Altus, Clarksville (2), Fort Smith, Mulberry, Paris, Van Buren Eighty-Fourth Report 89 Bank of Paragould Paragould, AR VOICE: (870) 236-7000 FAX: (870) 240-8543 Population: 18,540 3005 West Kingshighway P. 0. Box 1547 72451-1547 Charter Number: 35 Date: September 19, 1895 County: Greene Trust Department: No Bank Holding Company Security State Bancshares, Inc., Charleston, MO CEO/Pres: Glen Burnett VP: Renee Faughn Cash: Angela Young Cash and Due fro m :....................................... 0 Federal Funds and Repos:.....................2,850 Investm ents:.....................................................0 Total Loans:.......................................................0 Premises and Fixed Assets:........................... 0 Other Real Estate: ........................................... 0 Other Assets: .............................................. 150 Total Assets:............................................ 3,000 Total Trust Assets: ......................................... 0 Total Equity Capital and Reserves:............. 3,000 Total Liabilities and Capital:......................... 3,0 00 Number of Shares Outstanding:............... 12,500 Directors: Don Burnett; Glen Burnett; ton Vandivort Branches in Town: Other Branches: None None Deposits:.................................................................. 0 Federal Funds and Borrowings:............................0 Other Liabilities:.......................................................0 Subordinated Debt:................................................. 0 Total Liabilites:......................................................... 0 Peoples Bank Paragould, AR VOICE: (870) 236-7623 FAX: (8 7 0 )2 3 6 -7 4 9 2 Population: 18,540 300 West Emerson P. O. Box 490 72451 Charter Number: 762 Date: September 13, 1991 County: Greene Trust Department: Yes Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Chm/CEO/Pres: Charles F. Luter VP: Tim Wells VP: Ross Whitney VP/Cash: Crete Rhodes Cash and Due fro m :.............................. 3,346 Federal Funds and Repos:............................. 0 Investm ents:............................................ 6,588 Total Loans:......................................... 86 ,599 Premises and Fixed Assets:................... 1,141 Other Real Estate: ...................................... 207 Other Assets: ......................................... 1,846 Total Assets:....................................... 99 ,727 Total Trust Assets: ......................................... 0 Deposits:....................................................... 76,355 Federal Funds and Borrowings:................. 14,625 Other Liabilities:.................................................. 539 Subordinated Debt:................................................. 0 Total Liabilites:..............................................91,519 Total Equity Capital and Reserves:............. 8,208 Total Liabilities and Capital:.......................99,727 Number of Shares Outstanding:..............1 7,811 Directors: Rex Bouldin; Preston L. Clark; George E. Cook; Billy Gene Downing; Moud Gazway; Charles F. Luter; Arthur Pillow Branches in Town: One Other Branches: Rector 90 Arkansas State Bank Department Southeast Arkansas Bank Parkdale, AR VOICE: (8 7 0 )4 7 3 -2 2 1 7 FAX: (870) 473-2492 Population: 393 1853 Hwy 165 South P. 0 . Box 37 71661-0037 Charter Number: 141 Date: February 1, 1 9 1 0 County: Ashley Trust Department: No Bank Holding Company SEA Bancshares, Inc., Parkdale, AR Chm: Thomas R. Pugh CEO/EVP: Bruce Timmons Pres: George L. Pugh SVP: Kenneth Allbritton Cash and Due from: ..............................1,478 Federal Funds and Repos:...............................0 Investments:........................................... 15,323 Total Loans:......................................... 35,805 Premises and Fixed A ssets:.................. 1,462 Other Real Estate:........................................150 Other Assets:............................................1,123 Total Assets: ....................................... 55,341 Total Trust Assets:................... 0 Deposits:...................................................... 4 6 ,2 9 4 Federal Funds and Borrowings: .................. 3,275 Other Liabilities:................................................. 600 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................50,169 Total Equity Capital and Reserves:.......... 5,172 Total Liabilities and Capital: .................... 55,341 Number of Shares Outstanding:................ 16,000 Directors: Mack H. Ball, Jr.; Carl John Bierbaum; John B. Currie, Sr.; William B. deYampert; Dewayne Haynes; James N. Murphy; Ernest O'Neal; Augustus H. Pugh; Frank A. Pugh; George L. Pugh; Leyden Pugh; Thomas R. Pugh; Thomas F. Scanned, III; Neill Sloan Branches in Town: None Other Branches: Wilmot Eudora, Hamburg, First State Bank Parkin, AR VOICE: (870) 755-5401 FAX: (870) 755-5648 Population: 1,847 77 Parkin Avenue P. O. Box 526 72373-0526 Charter Number: 568 Date: June 5, 1925 County: Cross Trust Department: No Bank Holding Company Parkin Bancorp, Inc., Parkin, AR Chm: William N. Griffin CEO/Pres: Frank G. Wallace SVP/Cash: Brenda F. Williams VP: Gayle Cameron Cash and Due from: ..............................1,662 Federal Funds and Repos:..........................400 Investments:............................................. 4,459 Total Loans:...........................................24 ,403 Premises and Fixed A ssets:......................334 Other Real Estate:............................................ 0 Other Assets:............................................... 502 Total Assets: .........................................31 ,7 6 0 Total Trust Assets:.......................................... 0 Deposits:...................................................... 27 ,719 Federal Funds and Borrowings: ................ 1,000 Other Liabilities:................................................. 387 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................29 ,106 Total Equity Capital and Reserves:.......... 2,6 54 Total Liabilities and Capital: ......................31 ,760 Number of Shares Outstanding:.................. 4,0 0 0 Directors: Mark Baioni; John A. Brenner; Fred E. Brenner, Jr.; John A. Brenner, Jr.; Raymond S. Clift; Frankie C. Givens; Elizabeth N. Griffin; Neil Griffin; Russell H. Griffin; William N. Griffin; William N. Griffin, Jr.; Donald T. McKnight; J. E. McNeil, Jr.; William B. McSwain; Charles Ruston, Jr.; Frank G. Wallace Branches in Town: None Other Branches: Earle, W est Memphis Eighty-Fourth Report 91 The Perry County Bank Perryville, AR VOICE: (501) 889-2318 FAX: (501) 889-5727 Population: 1,141 821 North Hwy 10 P. O. Box 189 72126-0189 Charter Number: 690 Date: December 8, 1945 County: Perry Trust Department: No Bank Holding Company Perry County Bancshares, Inc., Perryville, AR Chm: Herby Branscum, Jr. CEO/Pres: Steve Lawrence SVP: Joe Carter VP: Charles Clements VP: Donald Crain VP: John Holland VP: Laura Hopper VP/Cash: Brad Thresher Cash and Due fro m :.............................. 2,325 Federal Funds and Repos:.....................5,090 Investments: ............... 20,257 Total Loans:........................................... 4 3 ,916 Premises and Fixed Assets:...................2,365 Other Real Estate: ........................................... 0 Other Assets: .............................................. 709 Total Assets:....................................... 74,662 Total Trust Assets: ......................................... 0 Deposits:....................................................... 66,425 Federal Funds and Borrowings:....................1,278 Other Liabilities:..................................................491 Subordinated Debt:................................................. 0 Total Liabilites:..............................................6 8 ,194 Total Equity Capital and Reserves:............. 6,468 Total Liabilities and Capital: .......................74,662 Number of Shares Outstanding:............... 16,000 Directors: Billie Jo Branscum; Herby Branscum, Jr.; Lee Gibbons; Robert M. Hill; Shirley Hill; J. Baylor House; Steve Lawrence; Charles V. Roland, Sr. Branches in Town: None Other Branches: Bigelow, Morrilton Piggott State Bank Piggott, AR VOICE: (870) 598-3802 FAX: (870) 598-2026 Population: 3,777 212 West Cherry P. O. Box 307 72454-0307 Charter Number: 613 Date: March 10, 1930 County: Clay Trust Department: No Bank Holding Company Piggott Bankstock, Inc., Piggott, AR Chm/CEO/Pres: Paula O. Blackwell VP: Debra A. Mills VP/Cash: James C. Poole Cash and Due fro m :...............................2,767 Federal Funds and Repos:..................... 1,650 Investm ents:....................................... 15,889 Total L o a n s : .. . .. . ............................. 29 ,786 Premises and Fixed Assets:.......................740 Other Real Estate: ......................................112 Other Assets: .............................................. 594 Total Assets:....................................... 51,538 Total Trust Assets: ......................................... 0 Deposits:........................................... Federal Funds and Borrowings: . . . Other Liabilities:............................... Subordinated Debt:......................... Total Liabilites:................................. 45,925 ....... 0 ...4 1 8 ....... 0 46 ,343 Total Equity Capital and Reserves: Total Liabilities and Capital:.......... Number of Shares Outstanding: .. . 5,195 51,538 . 4,0 0 0 Directors: Steve Bell; Paula 0 . Blackwell; James C. Poole Branches in Town: One Other Branches: None 92 Arkansas State Bank Department First State Bank Plainview, AR VOICE: (50 1)27 2-4 22 1 FAX: (5 0 1 )2 7 2 -4 1 5 4 Population: 685 Main & Broadway P. O. Box 277 72857-0277 Charter Number: 6 63 Date: January 12, 1 9 3 4 County: Yell Trust Department: No Bank Holding Company Clement Bancshares, Inc., Plainview, AR Chm/CEO/Pres: John Clement EVP: Ralph Wilson VP: James Bata VP/Cash: Theogene Wideman Cash and Due from: ..............................1,372 Federal Funds and Repos:......................... 415 Investments:............................................. 5,229 Total Loans:...........................................29,468 Premises and Fixed A ssets:......................328 Other Real Estate:....................................... 252 Other Assets:........................................... 2,238 Total Assets: .........................................39 ,302 Total Trust Assets:.......................................... 0 Deposits:...................................................... 34,259 Federal Funds and Borrowings: .................... 500 Other Liabilities:............................................... 176 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 34,935 Total Equity Capital and Reserves:............ 4,3 67 Total Liabilities and Capital: .................... 39 ,302 Number of Shares Outstanding:.............. 20 ,0 0 0 Directors: John Clement; George Tippin; Jimmy W. Weaver; Ralph Wilson Branches in Town: None Other Branches: Ola Bank of Pocahontas Pocahontas, AR VOICE: (8 7 0 )8 9 2 -5 2 8 6 101 Broadw ay Charter Number: 145 FAX: (8 7 0 )89 2-8 38 1 P. 0 . Box 467 Date: October 31, 1903 Population: 6,151 72455-0467 County: Randolph Home Page: www.tcac.com/~bankopoc/ Trust Department: No Bank Holding Company Pocahontas Bankstock, Inc., Pocahontas, AR Chm/CEO/Pres: John R. Jackson, Jr. EVP: Ronald E. Wurtz VP: Mary Lou Cullison VP: Mary D. Jackson VP: Karen B. Martin VP: Michael L. Miller VP: James M. Street Cash and Due from: ..............................3,636 Federal Funds and Repos:...................... 1,800 Investments:...........................................20,681 Total Loans:...........................................65,182 Premises and Fixed A ssets:.................. 1,634 Other Real Estate:....................................... 60 Other Assets:........................................... 1,375 Total Assets: .........................................94 ,368 Total Trust Assets:.......................................... 0 Deposits:...................................................... 84 ,494 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 340 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 84 ,8 3 4 Total Equity Capital and Reserves:............ 9,5 34 Total Liabilities and Capital: .................... 94,368 Number of Shares Outstanding:................ 5,000 Directors: Carol Belford-Lewallen; Frank Bigger; Don R. Cox; Phillip Futrell; John R. Jackson, Jr.; Michael L. McNabb; Ronald E. Wurtz Branches in Town: Two Other Branches: Cave City Eighty-Fourth Report 93 Planters & Stockm en Bank Pocahontas, AR VOICE: (870) 892-5252 FAX: (870) 892-8251 Population: 6,151 205 Rice Street P. O. Box 587 72455-0587 Charter Number: 715 Date: June 12, 1962 County: Randolph Trust Department: No Bank Holding Company Walden Holding Company, Jonesboro, AR VP: John Phillips, III Chm: Frank E. Walden CEO/Pres: Jeriel A. Summitt Cash and Due fro m :...............................1,699 Federal Funds and Repos:............................. 0 Investm ents:....................................... 13,680 Total Loans:..................... 38 ,694 Premises and Fixed Assets:................... 1,529 Other Real Estate: ........................................... 0 Other Assets: ......................................... 1,083 Total Assets:....................................... 56,685 Total Trust Assets: ......................................... 0 Deposits:....................................................... 47 ,3 8 6 Federal Funds and Borrowings:................... 3,701 Other Liabilities:..................................................4 6 4 Subordinated Debt:.................................................0 Total Liabilites:..............................................51,551 Total Equity Capital and Reserves:............. 5,1 34 Total Liabilities and Capital:.......................56,685 Number of Shares Outstanding:............. 12,300 Directors: A. J. Baltz, Jr.; William Hurt, III; V. James King, Jr.; James R. McCurter; John Phillips, III; Jeriel A. Summitt; Frank E. Walden Branches in Town: Other Branches: None None The Peoples Bank Portland, AR VOICE: (8 7 0 )7 3 7 -2 2 3 6 FAX: (870) 737-2816 Population: 560 Main Street P. 0 . Box 178 71663-0178 Charter Number: 251 Date: January 22, 1908 County: Ashley Trust Department: No Bank Holding Company Mainline Bankshares of Portland, Inc., Portland, AR Chm/CEO/Pres/Cash: Tipton Pugh VP: Mary Dean Pugh Cash and Due fro m :.................................. 462 Federal Funds and Repos:.........................350 Investments: ............................................ 4,467 Total Loans:.............................................. 2,916 Premises and Fixed Assets:......................... 11 Other Real Estate: ........................................... 0 Other Assets: .............................................. 196 Total Assets:............................................ 8,402 Total Trust Assets: ......................................... 0 Deposits:..........................................................7,1 00 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................... 29 Subordinated D ebt:.................................................0 Total Liabilites:........................................... 7,129 Total Equity Capital and Reserves:..............1,273 Total Liabilities and Capital:.........................8,402 Number of Shares Outstanding:................. 4,0 0 0 Directors: John T. Pugh, Jr.; Mary Dean Pugh; Suzanne R. Pugh; Tipton Pugh; Roy C. Tarvin Branches in Town: None Other Branches: None 94 Arkansas State Bank Department Portland Bank Portland, AR VOICE: (870) 737-2226 FAX: (870) 737-4263 Population: 560 Main Street P. O. Box 68 71663-0068 Charter Number: 57 Date: April 23, 1 9 0 0 County: Ashley Trust Department: No Bank Holding Company Portland Bankshares, Inc., Portland, AR Chm: Robert D. Pugh CEO/Pres: Jerry D. Sadler EVP: Walter Rutledge VP: Millie Austin VP: Leslie Borgognoni VP: Joe Fakouri VP: Terrell Outlaw VP/Cash: Chris Lampkin Cash and Due from: ................................. 925 Federal Funds and Repos:...............................0 Investments:............................................. 8,158 Total Loans:...........................................27,037 Premises and Fixed A ssets:........ .. 1,639 Other Real Estate:............................................ 0 Other Assets:............................................... 359 Total Assets: ....................................... 38,118 Total Trust Assets:.......................................... 0 Deposits:...................................................... 34,548 Federal Funds and Borrowings: ...................... 352 Other Liabilities:................................................. 264 Subordinated D e b t:................................................ 0 Total Liabilites:.............................................3 5 ,164 Total Equity Capital and Reserves:............ 2,9 5 4 Total Liabilities and Capital: ....................38 ,118 Number of Shares Outstanding:.............. 2 0 ,000 Directors: Mack Borgognoni; C. E. Bridewell; Benton Newcome; Joel Newcome; Robert D. Pugh; Walter Rutledge; Jerry D. Sadler; Eddie Scherm Branches in Town: None Other Branches: Monticello (2) The Farmers & M erchants Bank Prairie Grove, AR VOICE: (5 0 1 )8 4 6 -2 1 1 5 FAX: (5 0 1 )8 4 6 -3 9 4 2 Population: 1,761 102 East Buchanan Charter Number: 166 P. O. Box 207 Date: August 29, 1904 72753-0207 County: Washington Home Page: www.FMB.Arvest.com Member of Federal Reserve System Trust Department: No Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim C. Walton CEO/Pres: Gregory D. Reed EVP: Steven L. Purdy VP: Jenny Stinchcomb Cash and Due from: ..............................2,3 24 Federal Funds and Repos:......................3,3 50 Investments:...........................................28 ,262 Total Loans:...........................................66 ,488 Premises and Fixed A ssets:.................. 1,676 Other Real Estate:....................................... 37 Other Assets:............................................1,457 Total Assets: .......................................10 3,59 4 Total Trust Assets:.......................................... 0 Deposits:...................................................... 92,225 Federal Funds and Borrowings: ........... 2,6 63 Other Liabilities:................................................. 643 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 95,531 Total Equity Capital and Reserves:.............8,063 Total Liabilities and Capital: .................. 103,594 Number of Shares Outstanding:................ 12,000 Directors: Doyle Baker; Billy J. Bartholomew; Michael E. Bartholomew; Michael H. Fidler; David M. Parks; Gregory D. Reed; James C. Rieff; Jim C. Walton Branches in Town: None Other Branches: Farmington, W est Fork Eighty-Fourth Report 95 Bank of Prescott Prescott, AR VOICE: (870) 887-2688 FAX: (870) 887-6822 Population: 3,673 East Second at Main Drawer 490 71857-0490 Charter Number: 162 Date: August 10, 1904 County: Nevada Trust Department: Yes Bank Holding Company First State Holding Company of Prescott, Prescott, AR Chm: John Warren Brannan, Sr. CEO/Pres: John Warren Brannan, Jr. EVP: James E. Franks AVP: Faith Beavert Cash and Due fro m :.............................. 2,761 Federal Funds and Repos:.........................520 Investm ents:....................................... 31,913 Total Loans:......................................... 27,851 Premises and Fixed Assets:.......................394 Other Real E s ta te :........................... 0 Other Assets: ......................................... 1,344 Total Assets:....................................... 64,783 Total Trust Assets: ......................................... 0 Deposits:....................................................... 57,985 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................. 520 Subordinated Debt:............................ 0 58,505 Total Liabilites:............................ Total Equity Capital and Reserves:............. 6,278 Total Liabilities and Capital:.......................64 ,783 Number of Shares Outstanding:...............2 4 ,000 Directors: John Warren Brannan, Jr.; John Warren Brannan, Sr.; Duncan Culpepper; Carl Dalrymple, Jr.; B. A. DeLamar; James E. Franks; Robert L. Godwin; Billy Hines; Jean K. Jones; R. K. McCasland; Abb Morman; R. W. Murry; Larry Rhodes; Robert Smith; John Vansickle Branches in Town: Other Branches: None None The Bank of Rison Rison, AR VOICE: (870) 325-6251 FAX: (87 0)3 2 5 -7 6 6 1 Population: 1,258 200 Main Street P. O. Box 345 71665-0345 Charter Number: 650 Date: March 7, 1932 County: Cleveland Trust Department: No Bank Holding Company None Chm: James L. Moore, Jr. CEO/Pres: James R. Hopson AVP: Cliff Hopson AVP/Cash: Judy Thompson Cash and Due fro m :...............................1,985 Federal Funds and Repos:.....................3,895 Investm ents:............................................ 7,060 Total Loans:.............................................. 8,855 Premises and Fixed Assets:.......................156 Other Real Estate: ........................................ 42 Other Assets: ......................................... 1,024 Total Assets:..........................................23 ,017 Total Trust Assets: ......................................... 0 Deposits:........................................................19,233 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................242 Subordinated Debt:................................................. 0 Total Liabilites:.............................................1 9,475 Total Equity Capital and Reserves:............. 3,542 Total Liabilities and Capital:...................... 23 ,017 Number of Shares Outstanding:................. 4 ,0 0 0 Directors: John W. Elrod; James R. Hopson; Ray B. Martin; James L. Moore, III; James L. Moore, Jr. Branches in Town: None Other Branches: None 96 Arkansas State Bank Department Bank of Rogers Rogers, AR VOICE: (5 0 1 )6 2 1 -6 8 0 0 FAX: (501) 621-6801 Population: 33,0 00 1205 West Walnut P, O. Box 699 72757-0699 Charter Number: 765 Date: October 26, 1995 County: Benton Member of Federal Reserve System Trust Department: No Bank Holding Company BOR Bancshares, Inc., Rogers, AR Pres: Dick McLelland SVP: Guy J. Cable SVP: Scott Franklin VP: Pamela G. Evans Cash and Due from: ..............................2,392 Federal Funds and Repos:......................4,935 Investments:........................................... 10,046 Total Loans:......................................... 33,788 Premises and Fixed A ssets:......................669 Other Real Estate:............................................ 0 Other Assets: ......................... 705 Total Assets: ....................................... 52,535 Total Trust Assets:............................... .0 Deposits:...................................................... 45 ,755 Federal Funds and Borrowings: ................ 1,500 Other Liabilities:................................................. 296 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 47,551 Total Equity Capital and Reserves:............ 4,9 8 4 Total Liabilities and Capital: .................... 52,535 Number of Shares Outstanding:................32 ,150 Directors: Virginia Mocivnik; Dick McLelland; Jerry Pittman; Kent Rylee; Tony Steele; David Swearingen; Cole Washburn; Lewis Yarborough Branches in Town: One Other Branches: None First Com m ercial Bank Rogers Rogers, AR VOICE: (5 0 1 )63 6-3 44 1 FAX: (501) 9 36-9690 Population: 33,0 00 500 West Walnut P. O. Box 250 72757-0250 Charter Number: 712 Date: March 13, 1956 County: Benton Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO: Tom L. Wray Pres: Jerry Vest EVP: J. Brent Akers SVP: Stewart Baguley SVP: Tom Blackwood SVP: Richard Kimberlin SVP/Cash: Marla J. England VP: Linda Pitts Cash and Due from: ..............................9,971 Federal Funds and Repos:...............................0 Investments:...........................................2 4 ,5 6 4 Total Loans:........................................ 174,51 4 Premises and Fixed A ssets:..................6,978 Other Real Estate:....................................... 328 Other Assets:........................................... 6,2 14 Total Assets: ...................................... 2 2 2,56 9 Total Trust Assets:.......................................... 0 Deposits:..................................................... 179,769 Federal Funds and Borrowings: ................21 ,720 Other Liabilities:............................................. 4,161 Subordinated D e b t:................................................ 0 Total Liabilites:.......................................... 20 5 ,6 5 0 Total Equity Capital and Reserves:.......... 16,919 Total Liabilities and Capital: ................... 2 2 2,56 9 Number of Shares Outstanding:..............1 3,562 Directors: David Armbruster; Dick Barclay; Dr. John D. Clower; Dr. Randall E. Cole; Clayton Eversole; Andy McCurdy; David Purtle; Barbara Roberts; Darrell Robison; Don Shores; Lemuel H. Tull; Jerry Vest; Tom L. Wray Branches in Town: Five Other Branches: None Eighty-Fourth Report 97 First W estern Bank and Trust Com pany Rogers, AR VOICE: (5 0 1 )6 3 1 -0 1 0 7 401 West Walnut Charter Number: 757 FAX: (5 0 1 )9 3 6 -2 0 1 3 P. O. Box 547 Date: July 26, 1991 Population: 3 3 ,0 0 0 72757-0547 County: Benton Home Page: www.firstwesternbank.net Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO/Pres: John T. Hampton EVP: Nathan Gairhan SVP/Cash: J. Lynne Coan VP: Barbara Meyer Cash and Due fro m :................. 2,068 Federal Funds and Repos:............................. 0 Investm ents:....................................... 1 5,238 Total Loans:......................................... 24,025 Premises and Fixed Assets:................... 1,995 Other Real Estate: ...........................................0 Other Assets: .......................................... 1,276 Total Assets:....................................... 4 4 ,602 Total Trust Assets: ......................................... 0 Deposits:....................................................... 38 ,248 Federal Funds and Borrowings:................... 1,685 Other Liabilities:..................................................261 Subordinated Debt:................................................. 0 Total Liabilites:..............................................4 0 ,1 9 4 Total Equity Capital and Reserves:............. 4,4 08 Total Liabilities and Capital:...................... 44 ,602 Number of Shares Outstanding:............. 1 7 ,0 0 0 Directors: Paul Becton; Bob Crafton; Jeral L. Hampton; John T. Hampton; Jack McHaney; Jim Shearin; Howard Slinkard; Alan Sparks; Dale Webster Branches in Town: One Other Branches: Bella Vista Sim m ons First Bank of Northwest Arkansas Rogers, AR VOICE: (5 0 1 )6 3 6 -0 8 8 4 FAX: (5 0 1 )6 3 6 -7 1 1 4 Population: 33,0 00 111 North 8th Street P. O. Box 1803 72756 Charter Number: 672 Date: July 8, 1 935 County: Benton Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR CEO/Pres: Joe S. Mills VP: Wayne T. Bell VP: Louetta Clark VP: Tor Faulk VP/Cash: Gail A. Jordan Cash and Due fro m :...............................1,546 Federal Funds and Repos:.....................2,7 50 Investments:....................................... 2 5 ,634 Total Loans:......................................... 47 ,305 Premises and Fixed Assets:................... 1,646 Other Real Estate: ........................................... 0 Other Assets: ......................................... 1,392 Total Assets:....................................... 80 ,273 Total Trust Assets: ......................................... 0 Deposits:....................................................... 73 ,0 7 4 Federal Funds and Borrowings:............................0 Other Liabilities:..................................................433 Subordinated Debt:................................................. 0 Total Liabilites:..............................................73,507 Directors: Yates Total Equity Capital and Reserves:............. 6,766 Total Liabilities and Capital:...................... 80,273 Number of Shares Outstanding:............... 18,000 Marvin Griffin; Craig Hunt; William Mahon; Joe S. Mills; Sonya Jones Branches in Tow n: None Other Branches: Bella Vista, Fayetteville, Springdale 98 Arkansas State Bank Department First Arkansas Valley Bank Russellville, AR VOICE: (5 0 1 )96 7-2 15 1 FAX: (5 0 1 )9 6 7 -1 4 2 6 Population: 21,2 60 401 North Arkansas Avenue P. O. Box 4026 72811 Charter Number: 714 Date: August 29, 1 961 County: Pope Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm/CEO: Roy A. Reaves Pres: Benny R. Harris EVP: Michael A. Jacimore SVP: Daniel Huckabay SVP: Fred Vining VP: Judy Elliott VP: Nancy A. Moore Cash: Dorthy Geibe Cash and Due from: ..............................3,436 Federal Funds and Repos:......................9,300 Investments:...........................................37,445 Total Loans:......................................... 89,545 Premises and Fixed A ssets:..................4,8 1 4 Other Real Estate:..........................................42 Other Assets:......................................... 2,51 5 Total Assets: .......................................147,097 Total Trust Assets:.......................................... 0 Deposits:.................................................... 130,623 Federal Funds and Borrowings: ................ 1,640 Other Liabilities:................................................. 897 Subordinated D e b t:................................ 0 Total Liabilites:...........................................133,160 Total Equity Capital and Reserves:.......... 13,937 Total Liabilities and Capital: .................. 147,097 Number of Shares Outstanding:............ 139,59 4 Directors: John Ed Chambers, III; Dain Duvall; Ray L. Ferguson; Nathan V. George; Benny R. Harris; Don Helms; Michael A. Jacimore; Carl Rackley; Roy A. Reaves; Donald C. Riley; Gene D. Ring; Ray L. Robinson; Leslie F. Thone Branches in Town: Other Branches: Pottsville One Atkins, Dardanelle (2), River Valley Bank Russellville, AR VOICE: (5 0 1 )4 9 8 -2 2 6 5 FAX: (5 0 1 )4 9 8 -2 2 5 9 Population: 21,2 60 405 West Main Street 72801 Charter Number: 768 Date: April 14, 1997 County: Pope Trust Department: No Bank Holding Company None CEO/Pres: James Biggers EVP/CFO: Judy Lawton SVP: Robert E. Dale VP: Sherry L. Jeffery Cash and Due from: ..............................2,573 Federal Funds and Repos:...................... 1,245 Investments:............................................. 2,998 Total Loans:........................................... 12,988 Premises and Fixed A ssets:.................. 1,464 Other Real Estate:............................................ 0 Other Assets:............................................... 317 Total Assets: ....................................... 21,585 Total Trust Assets:.......................................... 0 Deposits:.........................................................18,400 Federal Funds and Borrowings: ...........................0 Other Liabilities:............................................... 127 Subordinated D e b t:................................................ 0 Total Liabilites:............................................. 18,527 Total Equity Capital and Reserves:.......... 3,058 Total Liabilities and Capital: ......................21,585 Number of Shares Outstanding:..............1 3,268 Directors: James Bibler; James Biggers; Dr. Charles Boyce; James Johnson; Judy Lawton; Alex Streett; Mac Van Horn Branches in Tow n: None Other Branches: None Eighty-Fourth Report 99 Sim m ons First Bank of Russellville Russellville, AR VOICE: (5 0 1 )9 6 7 -8 0 0 0 FAX: (501) 968-6491 Population: 2 1,2 60 800 North Arkansas Avenue Charter Number: 192 P. O. Box 3010 Date: September 29, 1905 7 2811-3010 County: Pope Member of Federal Reserve System Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR Chm/CEO: Ronald B. Jackson Pres: Gene Thomason EVP: Max Sherry EVP: Denton Tumbleson Cash: Eunice LaMar Cash and Due fro m :.............................. 5,381 Federal Funds and Repos:.....................3,400 Investm ents:....................................... 66 ,066 Total Loans:....................................... 143,728 Premises and Fixed Assets:................... 5,969 Other Real Estate: ...................................... 159 Other Assets: ..................................... 24,11 2 Total Assets:..................................... 248,815 Total Trust Assets: ......................................... 0 Deposits:.................................................. 193,885 Federal Funds and Borrowings:................... 7,409 Other Liabilities:.............................................. 2,258 Subordinated Debt:.................................................0 Total Liabilites:......................................... 203,55 2 Total Equity Capital and Reserves:...........45 ,2 6 3 Total Liabilities and Capital:.................. 248,81 5 Number of Shares Outstanding:............... 10,000 Directors: Keith Coqswell; Ronald B. Jackson; Johnny Morgan; Tom Spillyards; Ed Stingley; Gene Thomason; Sharon Trusty; C. Tim White Branches in Town: Two Other Branches: London Clarksville, Hector, Bank of Salem Salem, AR VOICE: (870) 895-2591 FAX: (870) 895-3825 Population: 1,474 202 Church Street P. O. Box 338 72576-0338 Charter Number: 266 Date: December 9, 1908 County: Fulton Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith CEO/Pres: Mark Montgomery SVP/COO/Cash: Frances Atkins Cash and Due fro m :...............................1,786 Federal Funds and Repos:........................ 635 Investm ents:....................................... 10,024 Total Loans:......................................... 57,845 Premises and Fixed Assets:.......................736 Other Real Estate: ...................................... 268 Other Assets: ......................................... 1,307 Total Assets:....................................... 72,601 Total Trust Assets: ......................... 0 Deposits:....................................................... 63 ,582 Federal Funds and Borrowings:................... 1,790 Other Liabilities:..................................................360 Subordinated Debt:................................................. 0 Total Liabilites:..............................................65 ,732 Total Equity Capital and Reserves:............. 6,869 Total Liabilities and Capital:.......................72,601 Number of Shares Outstanding:...............20 ,000 Directors: L. R. "Jack" Cochran; Mark Montgomery; Marvin Newton; C. Dwayne Plumlee; Richard T. Smith Branches in Tow n: None Other Branches: Viola 100 Arkansas State Bank Department Logan County Bank Scranton, AR VOICE: (5 0 1)93 8-2 51 1 FAX: (5 0 1 )9 3 8 -7 0 8 4 Population: 218 600 Main Street P. O. Box 85 72863-0085 Charter Number: 578 Date: April 7, 1926 County: Logan Trust Department: No Bank Holding Company None Chm/CEO/Pres: Joe Fritsche VP: Jerry L. Davis VP: Gary Fritsche Cash: Don Fritsche Cash and Due from: ..............................3,868 Federal Funds and Repos:..........................300 Investments:........................................... 19,083 Total Loans:......................................... 18,1 58 Premises and Fixed A ssets:......................562 Other Real Estate:....................................... 16 Other Assets:............................................... 585 Total Assets: .........................................42 ,5 7 2 Total Trust Assets:.......................................... 0 Deposits:...................................................... 35 ,636 Federal Funds and Borrowings: ...........................0 Other Liabilities:............................................... 171 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 35,807 Directors: Layes Total Equity Capital and Reserves:............ 6,765 Total Liabilities and Capital: .................... 42 ,5 7 2 Number of Shares Outstanding:.................. 4 ,0 0 0 Margaret Ahne; Gary Fritsche; Joe Fritsche; Mildred Fritsche; Regina M. Branches in Town: None Other Branches: Subiaco First Security Bank Searcy, AR VOICE: (5 0 1 )2 7 9 -3 4 0 0 FAX: (5 0 1 )2 7 9 -3 4 8 6 Population: 18,000 314 North Spring P. O. Box 1009 72145-1009 Home Page: fsb@cswnet.com Charter Number: 649 Date: February 6, 1932 County: White Trust Department: Yes Bank Holding Company First Security Bancorp, Searcy, AR Chm/CEO: Reynie Rutledge Pres: James G. Wilson EVP: B. Art Rand SVP: Michael Hutsell SVP: Kathryn Sims TO: Frank Faust Cash and Due from: ........................... 17,739 Federal Funds and Repos:......................2,0 00 Investments:...........................................99,201 Total Loans:........................................ 31 6,42 3 Premises and Fixed A ssets:..................8,085 Other Real Estate:....................................... 360 Other Assets:........................................... 5,947 Total Assets: ...................................... 449,75 5 Total Trust Assets:............................... 37 ,133 Deposits:.................................................... 39 8,96 6 Federal Funds and Borrowings: ...................... 749 Other Liabilities:........................................... 2,3 64 Subordinated D e b t:................................................ 0 Total Liabilites:.......................................... 40 2 ,0 7 9 Total Equity Capital and Reserves:........ 4 7 ,676 Total Liabilities and Capital: ................... 4 4 9,75 5 Number of Shares Outstanding:.............. 2 4 ,000 Directors: Dr. David Burks; Larry Crain; Robert Elliott; John McKnight; B. Art Rand; Wayne Ridout; Porter Rodgers; N. T. Rutledge; Reynie Rutledge; Jim Tarkington; James G. Wilson; E. D. Yancey; Albert Yarnell Branches in Town: Four Other Branches: Griffithville, Heber McRae, Pangburn Beebe (3), Cabot, Springs, Judsonia, Eighty-Fourth Report 101 Sim m ons First Bank of Searcy Searcy, AR VOICE: (5 0 1 )2 6 8 -7 5 7 5 FAX: (5 0 1 )2 6 8 -1 5 5 1 Population: 18,000 125 North Poplar P .O .B o x 1349 72145-1349 Charter Number: 528 Date: February 17, 1922 County: White Member of Federal Reserve System Trust Department: No Bank Holding Company Simmons First National Corporation, Pine Bluff, AR CEO/Pres: Charles Green EVP: Brooks Davis SVP: Gene Trammel VP/Cash: Chris Rainbolt Cash and Due fro m :.............................. 2,062 Federal Funds and Repos:............................. 0 Investm ents:....................................... 24 ,287 Total L o a n s :...................................... 74,873 Premises and Fixed Assets:................... 1,979 Other Real Estate: ...........................................0 Other Assets: .......................................... 7,5 24 Total Assets:..................................... 110,725 Total Trust Assets: .................................. 0 Deposits:....................................................... 8 8 ,224 Federal Funds and Borrowings:................... 7,411 Other Liabilities:.............................................. 1,655 Subordinated Debt:................................................. 0 Total Liabilites:..............................................97 ,2 9 0 Total Equity Capital and Reserves:........... 13,435 Total Liabilities and Capital:.................. 110,725 Number of Shares Outstanding:............... 10,000 Directors: Frank Carder; Richard Cargile; Jim Carr; Stuart Dalrymple; Al Fowler; Charles Green; Dr. Gene Joseph; Lloyd McCracken, Jr.; Lee Stephenson Branches in Town: Two Other Branches: Kensett Arkansas State Bank Siioam Springs, AR VOICE: (5 0 1 )5 2 4 -8 1 0 1 FAX: (5 0 1 )5 2 4 -3 3 0 7 Population: 9 ,50 0 318 East Main Street P. 0 . Box 400 7 2761-0400 Charter Number: 713 Date: January 12, 1960 County: Benton Trust Department: Yes Bank Holding Company None CEO/Pres/TO: Arthur Morris EVP/Cash: Beverly Lescard VP: Tommy Free VP: Tim McCord VP: Ray Smith VP: Steve Wilmott Cash and Due fro m :.............................. 5,3 84 Federal Funds and R epos:.....................9,8 00 Investm ents:....................................... 59,325 Total Loans:................... 53,785 Premises and Fixed Assets:...................2,8 03 Other Real Estate: ...................................... 225 Other Assets: ......................................... 1,745 Total Assets:..................................... 133,067 Total Trust Assets: ................................ 3,175 Deposits:................................................... 110,16 4 Federal Funds and Borrowings:....................... 165 Other Liabilities:..................................................813 Subordinated D ebt:................................................. 0 Total Liabilites:......................................... 111,142 Total Equity Capital and Reserves:...........21 ,925 Total Liabilities and Capital:.................. 133,067 Number of Shares Outstanding:...............72 ,000 Directors: Roderick Allen; Delbert Allen, Jr.; Robert H. Brown; H. E. Harrison, Jr.; Charles C. Jones; Arthur Morris; Mark Simmons; Duane Thomas Branches in Tow n: One Other Branches: Gentry 102 Arkansas State Bank Department Sm ackover State Bank Smackover, AR VOICE: (870) 725-3051 FAX: (870) 725-3049 Population: 2,232 708 North Broadway P. O. Drawer 107 71762-0107 Charter Number: 600 Date: April 18, 1928 County: Union Trust Department: Yes Bank Holding Company Smackover Bancshares, Inc., Smackover, AR Chm/CEO: Max O. Taylor Pres: Bob Willett SVP: Paulette Bussell SVP: J. Drew Tennyson SVP/TO: James B. Yeager VP/TO: Vicki Davis Cash and Due from :..........................4,554 Deposits:..................................... 80,895 Federal Funds and Repos:...................... 575 Federal Funds and Borrowings: ....................... 0 Investments:..................................... 38,034 Other Liabilities:......................... 573 Total Loans:..................................... 48,383 Subordinated Debt:.......................................... 0 Premises and Fixed Assets:...................630 Total Liabilites:....................................... 81,468 Other Real Estate:.................................. 132 Other Assets:...................................... 1,319 Total Equity Capital and Reserves:......... 12,159 Total Assets: ....................................93,627 Total Liabilities and Capital: ................. 93,627 Total Trust Assets:..............................1,327 Number of Shares Outstanding:.......... 100,000 Directors: Gary DeYampert; Max O. Taylor; J. Drew Tennyson; James M. Tennyson; John D. Trimble; Bob Willett; James B. Yeager Branches in Town: None Other Branches: El Dorado, Norphlet M erchants & Planters Bank Sparkman, AR VOICE: (870) 678-2251 FAX: (8 7 0 )6 7 8 -2 4 0 1 Population: 553 Commerce & Main Streets Charter Number: 457 P. O. Box 127 Date: September 19, 1916 71763-0127 County: Dallas Trust Department: No Bank Holding Company Riverside Bancshares, Inc., Little Rock, AR Chm: David Matchet Pres: Doris Mann CFO/COO: Chris Wewers VP: Larry Gaston Cash: Patricia Wright Cash and Due from: ............................. 706 Deposits:............................................... 22,797 Federal Funds and Repos:................... 1,940 Federal Funds and Borrowings: ....................... 0 Investments:....................................... 6,254 Other Liabilities:......................................... 141 Total Loans:..................................... 14,886 Subordinated Debt:.......................................... 0 Total Liabilites:..................................... 22,938 Premises and Fixed Assets:...................406 Other Real Estate:............... 0 Other Assets:......................................... 475 Total Equity Capital and Reserves:........... 1,729 Total Assets: ....................................24,667 Total Liabilities and Capital: ................. 24,667 Number of Shares Outstanding:................ 3,000 Total Trust Assets:.....................................0 Directors: Stephen C. Davis; G. W. DeLaughter; Charles T. Gaston; Doris Mann; David Matchet; L. Walter Quinn Branches in Tow n: None Other Branches: None Eighty-Fourth Report 103 Springdale Bank and Trust Springdale, AR VOICE: (5 0 1 )7 5 6 -7 0 0 0 FAX: (501) 756-7077 Population: 29,941 41 5 West Emma P. O. Box 5000 727 65 -5 00 0 Charter Number: 339 Date: May 6, 1911 County: Washington Member of Federal Reserve System Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Richard P. Calhoun CEO/Pres: Buddy D. Philpot SVP: Lisa Ray SVP: H. Dennis Smiley SVP: Bobby Swearengin SVP: Kent Williamson VP: Betty Hinds VP: Sharon McFerrin Cash and Due from: ......................... 9,251 Deposits:............................................ 152,229 Federal Funds and Repos:.............. 12,900 Federal Funds and Borrowings:...............18,298 Investments:.................................. 26,620 Other Liabilities:........................................ 1,044 Total Loans:.................................. 130,622 Subordinated Debt:............... 0 Premises and Fixed Assets:................ 4,378 Total Liabilites:.................................... 171,571 Other Real Estate:..................................... 0 Other Assets: ..................................... 1,773 Total Equity Capital and Reserves:..........13,973 Total Assets:................................. 185,544 Total Liabilities and Capital:............... 185,544 Total Trust Assets: ....................................0 Number of Shares Outstanding:............... 5,500 Directors: James Baker; Wayne Britt; Richard P. Calhoun; Joy Drummonds; Sammy Fiser; Buddy D. Philpot; Stephen Shaddox; Philip Taldo; Willard Walker; Jim C. Walton; Bob Wood Branches in Town: Six Other Branches: None Bodcaw Bank Stamps, AR VOICE: (870) 533-4486 FAX: (870) 533-4456 Population: 2,478 401 Thomas Street P. O. Box 8 71860-0008 Charter Number: 106 Date: December 8, 1902 County: Lafayette Trust Department: No Bank Holding Company None Chm/CEO: James R. Nipper Pres: J. Paul Nipper VP: Lenora Downs Cash: Brenda Scroggins Deposits:................................................ 45,969 Cash and Due from:...........................1,780 Federal Funds and Borrowings:........................ 0 Federal Funds and Repos:.................. 1,680 Other Liabilities:........................................... 922 Investments:.................................. 39,620 Total Loans:.................................... 13,198 Subordinated Debt:...........................................0 Total Liabilites:........................................46,891 Premises and Fixed Assets:....................141 Other Real Estate: ..................................... 0 Total Equity Capital and Reserves:..........10,214 Other Assets: ........................................ 686 Total Liabilities and Capital:....................57,105 Total Assets:.................................. 57,105 Number of Shares Outstanding:............. 10,000 Total Trust Assets: ....................................0 Directors: Charles L. Cabe, Jr.; Roy Z. Kimbell, Sr.; J. Paul Nipper; James R. Nipper; Cynthia Cook Sandefur; J. Woodrow Smith Branches in Tow n: None Other Branches: None 104 Arkansas State Bank Department Bank of Star City Star City, AR VOICE: (870) 628-4286 FAX: (870) 6 28-5274 Population: 2,138 116 North Lincoln P. 0 . Drawer 69 71667-0069 Charter Number: 567 Date: April 27, 1925 County: Lincoln Trust Department: No Bank Holding Company Star City Bancshares, Inc., Star City, AR Chm/CEO: Bennie F. Ryburn, Jr. Pres: R. Mark Owen EVP/Cash: Anneta R. Moore VP: Jeff Garner Cash: Wanda Tubbs Cash and Due from: .......................... 1,704 Deposits:................................................. 57,175 Federal Funds and Repos:...........................0 Federal Funds and Borrowings: ................... 222 Investments:..................................... 17,002 Other Liabilities:...........................................271 Total Loans:..................................... 41,981 Subordinated Debt:.......................................... 0 Premises and Fixed Assets:................2,762 Total Liabilites:..................................... 57,668 Other Real Estate:.................................. 24 Other Assets: .................................... 1,353 Total Equity Capital and Reserves:...........7,158 Total Assets: ....................................64,826 Total Liabilities and Capital: ................. 64,826 Total Trust Assets:.....................................0 Number of Shares Outstanding:.............. 15,000 Directors: Robert S. Floyd; Bill Frizzell; Keith Griffin; Lucille Ollar; R. Mark Owen; Pat Riley, Jr.; Bennie F. Ryburn, Jr.; Marion Ryburn; Weldon Wynn Branches in Town: None Other Branches: Gould, Pine Bluff T h e S tep h en s S ecu rity Bank Stephens, AR VOICE: (8 7 0 )7 8 6 -5 4 1 6 FAX: (8 7 0 )7 8 6 -5 4 1 9 Population: 1,137 105 Ruby Street P. O. Box 7 71764-0007 Charter Number: 692 Date: February 8, 1946 County: Ouachita Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith Pres: Carol Reaves VP/Cash: Cheryl Brown Cash and Due from: .......................... 1,184 Federal Funds and Repos:...................... 275 Investments:....................................... 3,163 Total Loans:.................... 18,567 Premises and Fixed Assets:................... 158 Other Real Estate:...................................... 0 Other Assets:......................................... 293 Total Assets: ................................... 23,640 Total Trust Assets:.....................................0 Deposits:............................................... 20,860 Federal Funds and Borrowings: ....................... 0 Other Liabilities:......................................... 117 Subordinated Debt:.......................................... 0 Total Liabilites:..................................... 20,977 Directors: Duncan Grayson; Carol Watson; Jay C. Wilson Branches in Town: None Total Equity Capital and Reserves:...........2,663 Total Liabilities and Capital: ................. 23,640 Number of Shares Outstanding:..............11,000 Reaves; Guy Smith; Richard T. Smith; Colon Other Branches: None Eighty-Fourth Report 105 The Farmers and Merchants Bank Stuttgart, AR VOICE: (870) 673-6911 FAX: (8 7 0 )6 7 2 -4 2 8 2 Population: 10,420 Seventh & Main Streets Charter Number: 687 P. 0 . Box 947 Date: December 29, 1944 72160-0947 County: Arkansas Member of Federal Reserve System Trust Department: Yes Bank Holding Company The Farmers and Merchants Bankshares, Inc., Stuttgart, AR Chm: Roy O. McCollum, III CEO/Pres: Don Pattillo Cash: Caroll Fowler TO: Richard McMinn Cash and Due fro m :.............................. 6,4 29 Federal Funds and Repos:............................. 0 Investm ents:......................... 6 2 ,210 Total Loans:......................................... 90 ,828 Premises and Fixed Assets:...................2,2 63 Other Real Estate: ...................................... 134 Other Assets: ......................................... 3,8 18 Total Assets:..................................... 165,682 Total Trust Assets: ............................ 39,247 Deposits:.................................................. 142,121 Federal Funds and Borrowings:................... 2,682 Other Liabilities:..................................................847 Subordinated Debt:.................................................0 Total Liabilites:............................... . 145,650 Total Equity Capital and Reserves:........... 20,032 Total Liabilities and Capital: .................. 165,682 Number of Shares Outstanding:...............91,486 Directors: Jerry Carter; Nicky Hargrove; Roy 0 . McCollum, III; Don Pattillo; Mickey Pierce; Robert H. Pond; Robert Seidenstricker; Patricia M. Townsend; Ray Vester Branches in Town: Four Other Branches: Hazen Des Arc, DeValls Bluff, First United Bank Stuttgart, AR VOICE: (870) 673-3545 FAX: (8 7 0 )6 7 3 -1 9 7 7 Population: 10,420 412 South Main P. 0 . Drawer 908 72160-0908 Charter Number: 764 Date: October 21, 1993 County: Arkansas Trust Department: Yes Bank Holding Company First United Bancshares, Inc., El Dorado, AR Chm: James V. Kelley CEO/Pres: Robert M. Koch Cash and Due fro m :......................... 1 5,023 Federal Funds and Repos:............................. 0 Investm ents:....................................... 85,472 Total Loans:......... 132,584 Premises and Fixed Assets:................... 2,831 Other Real Estate: .........................................22 Other Assets: .......................................... 4 ,2 1 4 Total Assets:..................................... 2 4 0 ,1 4 6 Total Trust Assets: ................................ 2,337 EVP: Waylan Wiggins TO: Pam Colbert Deposits:................................................... 2 0 2 ,2 7 4 Federal Funds and Borrowings: ................13,048 Other Liabilities:.............................................. 1,507 Subordinated Debt:................................................. 0 Total Liabilites:........................................... 21 6,82 9 Total Equity Capital and Reserves:...........23 ,317 Total Liabilities and Capital:.................. 24 0 ,1 4 6 Number of Shares Outstanding:.......... 110,000 Directors: Jack B. Coker; Wanda H. Northcutt Hartz; Tommy Hillman; Jerry J. Hoskyn; Harold Ives; Steven M. Keith; James V. Kelley; Robert M. Koch; Ben Myers; Robert Petter, Sr.; Randall Snider; Dewey Snowden; John E. Stephens; Ralph Wilson Branches in Town: Two Other Branches: Brinkley, Carlisle, Hazen, Humnoke, Humphrey 106 A rk a n sa s S tate Bank D epartm ent Bank o f Trum ann Trumann, AR VOICE: (870) 4 8 3 -6 3 3 3 FAX: (8 7 0 ) 4 8 3 -7 5 1 2 Population: 6 ,3 0 4 Charter Number: 354 Date: October 2, 1911 County: Poinsett 3 2 6 Hwy 4 6 3 P. 0 . Box 48 7 2 4 7 2 -0 0 4 8 Trust Department: No Bank Holding Company None Chm: Wilburn J. Cole CEO/Pres: Rick Gillette VP: Carroll D. Anderson VP: Rick McKenzie Cash: Cheryl McMasters AVP: Shirley Benson Cash and Due from: ............................1,460 Federal Funds and Repos:....................1,1 55 Investments:...........................................31,012 Total Loans:......................................... 35,557 Premises and Fixed A ssets:...................... 141 Other Real Estate:............................................ 0 Other Assets:............................................1,015 Total Assets: .........................................70 ,340 Total Trust Assets:.......................................... 0 Deposits:...................................................... 59 ,364 Federal Funds and Borrowings: .... .................. 15 Other Liabilities:....................... 694 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 6 0 ,073 Total Equity Capital and Reserves:.......... 10,267 Total Liabilities and Capital: .................... 70 ,340 Number of Shares Outstanding:.............. 60 ,0 0 0 Directors: Carroll D. Anderson; W . O. Burgess; Alice Clogston; Wilburn J. Cole; Rick Gillette; Noyl Houston; Eugene Pounds; Clyde Robertson, Jr.; Natalie Stuckey Branches in Town: None Other Branches: None Bank o f T uckerm an Tuckerman, AR VOICE: (8 7 0 ) 3 4 9 -5 1 5 5 FAX: ( 8 7 0 ) 3 4 9 - 5 1 7 0 Population: 2 ,0 2 0 1 06 East Main P. O. Box 1 0 0 0 7 2 4 7 3 -1 0 0 0 Charter Number: 16 4 Date: November 8, 1 9 0 2 County: Jackson Trust Department: No Bank Holding Company Rainbow Investment Company, Inc., Tuckerman, AR Chm/CEO/Pres: Lindley V . Smith, Jr. EVP: Al M . Morris, Jr. VP: Drew Sandlin Cash: Lisa Riley Cash and Due from: ..............................3,3 64 Federal Funds and Repos:......................5,2 60 Investments:......................................... 10,207 Total Loans:...........................................2 9 ,9 7 4 Premises and Fixed A ssets:......................206 Other Real Estate:..........................................48 Other Assets:............................................... 638 Total Assets: .........................................4 9 ,6 9 7 Total Trust Assets:.......................................... 0 Deposits:...................................................... 4 3 ,6 0 2 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 251 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 4 3 ,8 5 3 Total Equity Capital and Reserves:.............5,8 44 Total Liabilities and Capital: .................... 4 9 ,6 9 7 Number of Shares Outstanding:. . . . . . . . . 4,0 0 0 Directors: Scotty Armstrong; Bob Penix; Lindley V. Smith, Jr. Branches in Town: One Other Branches: Grubbs, Newport, Swifton E ighty-Fourth Report 10 7 First D elta Bank Tyronza, AR VOICE: (8 7 0 )4 8 7 -2 1 6 1 Main and Oak Streets Charter Number: 7 0 4 FAX: (8 7 0 ) 4 8 7 - 2 0 6 9 P. O. Box 8 0 0 Date: October 3 1 , 1951 Population: 8 5 8 7 2 3 8 6 -0 3 9 5 County: Poinsett Home Page: ww w.firstdeltabank.com Trust Department: No Bank Holding Company Tyronza Bancshares, Inc., Tyronza, AR CEO/Pres: Harry J. Webb, Jr. VP/Cash: Loretta Branch AVP: Becky Williams AVP: Gary Williams Cash and Due fro m :.................................. 959 Federal Funds and Repos:........................ 455 Investm ents:............................................ 8,4 66 Total Loans:......................................... 27 ,7 4 0 Premises and Fixed Assets:................... 1,067 Other Real Estate: .........................................35 Other Assets: .............................................. 595 Total Assets:..........................................39,317 Total Trust Assets: ......................................... 0 Deposits:....................... 33 ,693 Federal Funds and Borrowings:............................0 Other Liabilities:.................................................. 336 Subordinated Debt:................................................. 0 Total Liabilites:..............................................34 ,029 Total Equity Capital and Reserves:............. 5,288 Total Liabilities and Capital:.......................39 ,317 Number of Shares Outstanding:............. 2,0 00 Directors: A. A. Banks; George E. Beley; Charles F. Luter; H. F. Norcross, Jr.; Eugene Vaughn; Harry J. Webb, Jr.; Lewis M. Wood Branches in Tow n: None Other Branches: Marked Tree C itizens Bank & T ru st C om pany Van Buren, AR VOICE: (5 0 1 )4 7 4 -1 2 0 1 3 1 1 0 A lm a H w y . Charter Number: 3 2 8 FAX: (5 0 1 ) 4 1 0 - 1 3 4 0 P. O. Box 4 6 9 Date: December 2 0 , 1 9 1 0 Population: 1 4 ,9 7 9 7 2 9 5 6 -0 4 6 9 County: Crawford Home Page: www.cbankandtrust.com/general.html Member of Federal Reserve System Trust Department: Yes Bank Holding Company Vista Bancorporation, Van Buren, AR Chm/CEO: James G. Williamson, Jr. Pres: William W . Thomas EVP/Cash/TO: Marion H. Riggs SVP: Luther F. Gordy, III Cash and Due fro m :.............................. 4 ,1 9 3 Federal Funds and Repos:.....................4 ,5 0 0 Investm ents:....................................... 4 8 ,2 9 2 Total Loans:....................................... 112,743 Premises and Fixed Assets:...................3,711 Other Real E s ta te :...................................... 156 Other Assets: .......................................... 4 ,5 5 7 Total Assets:....................................... 178,152 Total Trust Assets: ................................ 4,765 Deposits:................................................... 156,634 Federal Funds and Borrowings:............................0 Other Liabilities:.............................................. 1,390 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 158,02 4 Total Equity Capital and Reserves:........... 20 ,1 2 8 Total Liabilities and Capital:.................... 178,152 Number of Shares Outstanding:............... 16 ,000 Directors: Jimmy G. Bell; Mont S. Echols, Jr.; Jimmy D. Gooch; Morril H. Harriman; Marion H. Riggs; Paul D. Shirley; Samuel M . Sicard; William W . Thomas; James G. Williamson, Jr. Branches in Town: Two Other Branches: Alma, Mountainburg 108 A rk a n sa s State Bank D epartm ent Bank o f W aldron Waldron, AR VOICE: (5 0 1 )6 3 7 -2 1 6 1 FAX: (5 0 1 ) 6 3 7 - 4 8 7 4 Population: 3 ,0 2 4 1 1 0 W est 4th Street P. 0 . Box 2 2 6 0 7 2 9 5 8 -2 2 6 0 Charter Number: 72 Date: April 3, 1901 County: Scott Trust Department: Ves Bank Holding Company First National Security Company, DeQueen, AR Chm: John H. Hendrix CEO/Pres: Greg Bourns VChm: Larry Mashburn VP/TO: Debra Fuller Cash: Linda Forrest Cash and Due from: .................. Federal Funds and Repos:.................... 4,245 Investments:................................ ___ 24 ,3 1 0 Total Loans:................................. ___ 38 ,838 Premises and Fixed A ssets:___.............. 784 Other Real Estate:....................... ..................3 Other Assets:............................... .......... 1,240 Total Assets: ............................... ___ 71,745 Total Trust Assets:..................... .............. 172 Deposits:............................. .................. Federal Funds and Borrowings:........ Other Liabilities:................................... Subordinated D e b t:............................. Total Liabilites:..................................... ................0 .......... 342 ................0 . . . 62 ,007 Total Equity Capital and Reserves: .. . . . . 9,738 Total Liabilities and Capital: .............. . . . 71,745 Number of Shares Outstanding:........ . . . 24 ,0 0 0 Directors: Kelly Ashford; Bill Black; Greg Bourns; Jim Currier; John H. Hendrix; Larry Mashburn; Terry Plummer Branches in Town: One Other Branches: None T h e S c o tt C o u n ty Bank Waldron, AR VOICE: (5 0 1 )6 3 7 -3 1 9 1 FAX: (501) 6 3 7 -3 1 9 5 Population: 3 ,0 2 4 Main and W est Church P. O. Box 8 3 8 7 2 9 5 8 -0 8 3 8 Charter Number: 741 Date: February 20, 1 9 8 0 County: Scott Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm: Pres: EVP: SVP: John Ed Chambers, III Patsy Hawkins Kelley Hunt Robbie Zimmer Cash and Due from: ..............................1,826 Federal Funds and Repos:......................3,3 10 Investments:......................................... 18,477 Total Loans:......................................... 53,869 Premises and Fixed A ssets:.................. 1,430 Other Real Estate:........... 16 Other Assets:............................................... 982 Total Assets: .........................................79 ,910 Total Trust Assets:................................. . . . .0 VP: Robert Akers VP: Becky Liles VP: Daryen Wiles VP/Cash: Janie Graves Deposits:...................................................... 70,385 Federal Funds and Borrowings: ...........................0 Other Liabilities:................................................. 398 Subordinated D e b t:................................................ 0 Total Liabilites:........................................... 70 ,783 Total Equity Capital and Reserves:.............9,127 Total Liabilities and Capital: ......................79 ,9 1 0 Number of Shares Outstanding:.............. 4 0 ,0 0 0 Directors: John Ed Chambers, III; Roy Hale; Robert Handley; Steve Hattabaugh; Patsy Hawkins; Kelley Hunt; Dan Laird; Daryen Wiles Branches in Town: None Other Branches: Mansfield, Mena Eighty-Fourth Report 109 The A rkansas Bank Walnut Ridge, AR V O IC E: ( 8 7 0 ) 8 8 6 - 7 7 1 1 FAX: (8 7 0 ) 8 8 6 -2 9 4 1 Population: 4 ,3 8 8 21 2 W e s t W alnu t P. 0 . Box 7 4 9 7 2 4 7 6 -0 7 4 9 Trust D epartm ent: Charter Number: 71 Date: M arch 2 3 , 1901 County: Law rence No Bank Holding Com pany Arkansas Banking Com pany, Jonesboro, AR Chm: Stephen Cox CEO: G. L. Lieblong Pres: Bob Dixon VP/Cash: M arilyn Davis Cash and Due fro m :............................... 1,322 Federal Funds and Repos:..................... 1,225 Investm ents:..........................................20,115 Total Loans:......................................... 36 ,638 Premises and Fixed Assets:.......................867 Other Real Estate: ...........................................0 Other Assets: ......................................... 1,989 Total Assets:..........................................62 ,156 Total Trust Assets: ......................................... 0 Deposits:....................................................... 55,592 Federal Funds and Borrowings: . . . . . . . . . . . . . . 0 Other Liabilities:.................................................. 581 Subordinated Debt:........................................ 0 Total Liabilites:..............................................56 ,173 Total Equity Capital and Reserves:............. 5,983 Total Liabilities and Capital:.......................62 ,156 Number of Shares Outstanding:............... 18,000 Directors: M ary Virginia Rainw ater Cox; Stephen Cox; Bob Dixon; W illiam B. Durham ; G. L. Lieblong; Gary Little; Sloan Rainw ater; W illiam I. Rainw ater; W illiam I. R ainw ater, Jr.; Ben Starr; M aurice Starr Branches in Town: Other Branches: None Imboden, Lynn, Portia, Smithville First S ta te Bank of W arren Warren, AR V O IC E: (8 7 0 ) 2 2 6 -2 6 0 1 FAX: (8 7 0 ) 2 2 6 - 2 2 5 3 Population: 6 ,4 5 5 M ain Street P. O. Box 2 9 7 1 6 7 1 -0 0 2 9 Date: Charter Number: 7 3 9 Decem ber 1 2 , 1 9 7 8 County: Bradley Trust Departm ent: Yes Bank Holding Com pany Bradley Bancshares, Inc., W arren, AR Chm: Virginia M . Ryburn CEO/Pres: Freddie M . M o bley VChm: Bennie F. Ryburn, Jr. SVP: Jo Jenkins COO/EVP: Hugh A . Q uim by Cash: Shirley Meggs TO: A n n ette Tem ple Cash and Due fro m :.............................. 6,229 Federal Funds and Repos:.........................200 Investm ents:....................................... 37,745 Total Loans:......................................... 49 ,0 9 7 Premises and Fixed Assets:................... 1,614 Other Real Estate: .........................................31 Other Assets: ......................................... 1,462 Total Assets:....................................... 96 ,378 Total Trust Assets: ................................ 2,1 50 Deposits: ........................................................86,215 Federal Funds and Borrowings:.......................672 Other Liabilities:.................................................. 567 Subordinated Debt:................................................. 0 Total Liabilites:..............................................87 ,4 5 4 Total Equity Capital and Reserves:............. 8,9 24 Total Liabilities and Capital:.......................96 ,378 Number of Shares Outstanding:...............59 ,0 0 0 Directors: Robert E. Garner; Robert George; Robert Green, Jr.; Freddie M . M obley; Hugh A . Q uim by; Bennie F. Ryburn, Jr.; Bennie Ryburn, III; Virginia M . Ryburn; J. C. Thom pson; Dr. Joe H. W harton Branches in Town: One Other Branches: Hampton, Hermitage 110 A rk a n sa s State Bank D epartm ent W arren Bank and T ru st C om pany Warren, AR 201 South Main P. 0 . Box 3 5 0 7 1 6 7 1 -0 3 5 0 VOICE: (870) 226 -2 6 2 1 FAX: (870) 226 -6 2 6 1 Population: 6 ,4 5 5 Charter Number: 8 0 Date: December 28, 1901 County: Bradley Trust Department: Yes Bank Holding Company None Chm: John B. Frazer CEO/Pres/TO: Carlton E. Davis SVP: Tim Spraggins SVP/Cash: James E. Smith Cash and Due from: ..............................6,278 Federal Funds and Repos:......................3,875 Investments:......................................... 45 ,2 1 8 Total Loans:......................................... 60 ,8 5 4 Premises and Fixed A ssets:.................. 1,153 Other Real Estate:............................................ 0 Other Assets:............................................1,681 Total Assets: ..................................... 119,059 Total Trust Assets:..............................16,482 Deposits:...................................................... 99,597 Federal Funds and Borrowings: ................ 1,010 Other Liabilities:............. 667 Subordinated D e b t:................................................ 0 Total Liabilites:...........................................101,27 4 Total Equity Capital and Reserves:.......... 17,785 Total Liabilities and Capital: ..................119,059 Number of Shares Outstanding:.............. 4 8 ,0 0 0 Directors: Bruce Anderson; Gerald Burton; Carlton E. Davis; L. H. Derby, Jr.; John B. Frazer; W . Sykes Harris; Calvin Heird; C. A. Milton; Dr. Kerry F. Pennington.; Gerard Sangster; Dr. G. F. Wynne Branches in Town: Two Other Branches: Hermitage M e rc h a n ts and Farm ers Bank W est Helena, AR VOICE: (870) 572-3 4 8 1 FAX: (8 7 0 )5 7 2 -1 9 0 1 Population: 9 ,6 9 5 4 2 5 East Plaza P. O. Box 2 5 0 7 7 2 3 9 0 -0 5 0 7 Charter Number: 7 0 0 Date: October 4, 194 8 County: Phillips Trust Department: Yes Bank Holding Company Union Planters Holding Corporation, Memphis, TN Chm: Sherod S. White CEO/Pres: Bill Simmons VP: James E. Boyd, Sr. VP: Nancy Corder VP: Suzanne Dawson VP: Sandra Hardy VP: Steve Toney VP/Cash: Sara Bradshaw Cash and Due from: ..............................3,697 Federal Funds and Repos:...............................0 Investments:...........................................2 1 ,900 Total Loans:......................................... 77 ,928 Premises and Fixed A ssets:.................. 1,396 Other Real Estate:........................................112 Other Assets:........................................... 2,125 Total Assets: .......................................107,158 Total Trust Assets:.......................................... 0 Deposits:....................................................... 8 5 ,0 2 4 Federal Funds and Borrowings: .................. 9,875 Other Liabilities:........................................... 1,158 Subordinated D e b t:................................................ 0 Total Liabilites:.............................. 96 ,057 Total Equity Capital and Reserves:........11,101 Total Liabilities and Capital: ................... 107,158 Number of Shares Outstanding:.............. 2 0 ,000 Directors: James E. Boyd, Sr.; W . P. Foster, Jr.; Jim Frazier; Brooks Griffin; David Griffin; Jerry Kelley; W alter Morris, Jr.; Bill Simmons; James N. Thomason; Sherod S. White; Thomas E. Young Branches in Town: Two Other Branches: Marvell 111 Eighty-Fourth Report Cross C ounty Bank W ynne, AR VOICE: (8 7 0 )2 3 8 -8 1 7 1 1 Cross County Plaza FAX: (8 7 0 ) 2 3 8 - 4 0 5 2 P. O. Box 9 Population: 8 ,1 8 7 7 2 3 9 6 -0 0 0 9 Home Page: www.crosscountybank.com Charter Number: 25 Date: June 5, 1891 County: Cross Trust Department: Yes Bank Holding Company Cross County Bancshares, Inc., Wynne, AR Chm: Dr. Willard G. Burks CEO/Pres/TO: Ken McClanahan EVP: Mac McClanahan Cash: Beth Dildine Cash and Due fro m :.............................. 4,1 5 6 Federal Funds and Repos:.....................5,430 Investm ents:..........................................21 ,512 Total Loans:....................................... 116,742 Premises and Fixed Assets:...................2,623 Other Real Estate: .........................................69 Other Assets: .......................................... 2,856 Total Assets:..................................... 153,388 Total Trust Assets: ................................ 2,480 Deposits:................................................... 138,511 Federal Funds and Borrowings:....................... 523 Other Liabilities:..................................................845 Subordinated Debt:................................................. 0 Total Liabilites:......................................... 139,879 Total Equity Capital and Reserves:........... 13,509 Total Liabilities and Capital:.................. 153,388 Number of Shares Outstanding:................. 4,0 0 0 Directors: Dr. Willard G. Burks; Guy E. Fisher; Marvin T. Hagaman; Albert A. Hess; Pete L. Imboden, III; R. Vance Lawson; Roger E. Pohlner; Donald L. Reddmann; R. Joe Rennicke; James A. Richardson Branches in Town: One Other Branches: Ridge, Weiner Cherry Valley, Hickory T h e Bank o f Yellville Yellville, AR VOICE: (870) 4 4 9 -4 2 3 1 Madison & Church Charter Number: 691 FAX: (8 7 0 ) 4 4 9 - 4 8 6 6 P. O. Box 3 2 5 Date: December 13, 1 945 Population: 1,181 7 2 6 8 7 -0 3 2 5 County: Marion Home Page: www.bankofyellville.com Member of Federal Reserve System Trust Department: Yes Bank Holding Company Mountain Bancshares, Inc., Yellville, AR Chm/CEO/Pres: Judy R. Loving Cash and Due fro m :.............................. 4,0 28 Federal Funds and Repos:..................... 1,090 Investm ents:............................. 17,058 Total Loans:......................................... 8 4 ,2 7 0 Premises and Fixed Assets:...................3,2 93 Other Real Estate: .........................................37 Other Assets: .................................. . . . . 1 , 2 8 2 Total Assets:....................................... 111,058 Total Trust Assets: ......................................... 0 EVP/Cash: Chloe Richardson Deposits:....................................................... 96 ,792 Federal Funds and Borrowings: ..................4,1 12 Other Liabilities:.................................. 523 Subordinated D ebt:................................................. 0 Total Liabilites:......................................... 101,427 Total Equity Capital and Reserves:............. 9,631 Total Liabilities and Capital:..................111,058 Number of Shares Outstanding:...............20,781 Directors: Frank Bailey; Roger Bates; Fred A. Berry; Jerry D. Cunningham; Dan R. Duren; H. C. Hall; Judy R. Loving; Chloe Richardson; Kenneth Smith; Susan Wendel Branches in Town: None Other Branches: Bull Shoals, Flippin, Lead Hill, Mountain Home I I 1 Eighty-Fourth Report REPORT OF STATE CHARTERED INDUSTRIAL LOAN INSTITUTION AND NON-PROFIT ORGANIZATION (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1998 114 A rk a n sa s S tate Bank D epartm ent Arkansas Capital Corporation Little Rock, AR VOICE: (5 0 1 )3 7 4 -9 2 4 7 FAX: (5 0 1 )3 7 4 -9 4 2 5 Population: 1 7 5,795 225 South Pulaski Street 7 2 2 0 1 -1 9 2 5 Home Page: www.arcapital.com Charter Number: 1006 Date: August 6, 1958 County: Pulaski Trust Department: No Bank Holding Company None Chm: D. Patton Rudder Pres: Joseph B. Ford EVP/Treas/Sec: C. Sam Walls VP: Jerry Adams VP: George Campbell VP: Bernard M. Henry VP: Karla Larson Cash and Due from: ............................... 5,721 Federal Funds and Repos:................................ 0 Investments:.............................................. 2,915 Total Loans:.......................................... 27,295 Premises and Fixed Assets:..................... 866 Other Real Estate:...................................... 139 Other Assets:.............................................. 331 Total Assets: ........................................ 37,267 Total Trust Assets:............................................0 Deposits:................................................................... 0 Federal Funds and Borrowings: . . . . . . . . . . 30,078 Other Liabilities:........................................... 317 Subordinated Debt:.................................................. 0 Total Liabilites:............................................. 30,395 Total Equity Capital and Reserves:................6,872 Total Liabilities and Capital:....................... 37,267 Number of Shares Outstanding: ................. 1,095 Directors: Dr. John W . Ahlen; George E. Campbell; Rush Deacon; Joseph B. Ford; Donald H. Henry; Bert M. Mullens; Don Pattillo; H. Glenn Rambin; D. Patton Rudder; David Shindler; William T. Staed; Sherry H . Stringer Branches in Town: None Other Branches: None National Credit Corporation Little Rock, AR VOICE: (7 0 4 )3 8 6 -1 5 0 6 2 0 0 West Capitol Avenue FAX: (7 0 4 )3 8 8 -9 1 4 5 NationsBank Tower, AR1-101-05-01 Population: 1 7 5 ,7 9 5 7 2 2 0 1 -3 6 0 5 Charter Number: 1002 Date: April 13, 1941 County: Pulaski Trust Department: No Bank Holding Company Worthen Development Corp. Inc., Charlotte, NC Pres: John E. Mack EVP: Frank L. Gentry Treas: Gary S. Williams Sec: James W. Kiser Cash and Due fro m :................................ 269 Federal Funds and Repos:................................ 0 Investments:.......................................................0 Total Loans:.......................................................0 Premises and Fixed Assets:............................ 0 Other Real Estate:............................................. 0 Other Assets:..................................................... 0 Total Assets: .............................................. 269 Total Trust Assets:............................................0 Deposits:............... 0 Federal Funds and Borrowings:..............................0 Other Liabilities:........................................................2 Subordinated Debt:.................................................. 0 Total Liabilites:..........................................................2 Total Equity Capital and Reserves:................... 267 Total Liabilities and Capital:...............................269 Number of Shares Outstanding: ................... 6,250 Directors: Glen E. Col vert; Brian R. Foster; Gary Smith Branches in Town: None Other Branches: None Eighty-Fourth Report REPORT OF STATE CHARTERED TRUST COMPANY (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1998 11 6 A rk a n sa s S tate B ank D epartm ent C o m m u n ity F irs t T r u s t C o m p a n y Hot Springs, AR VOICE: (5 0 1 ) 6 2 4 - 4 0 2 8 FAX: (5 0 1 )6 2 4 -0 3 3 8 Population: 3 2 ,4 6 2 Chm: D. Kyle McDonald CEO/Pres: Charles R. Dudlley, II 101 Archwood Street P. 0 . Box 2 0 0 6 6 Charter Number: 35001 Date: June 17, 199 8 71903 County: Garland EVP/Sec: William L. Kerst, Jr. Directors: Gerald Burgener; Charles R. Dudley, II; Dr. James A. Gill; William L. Kerst, Jr.; Kyle McDonald Branches in Town: None Other Branches: None Eighty-Fourth Report REPORT OF REGIONAL/COUNTY INDUSTRIAL DEVELOPMENT CORPORATIONS (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1998 11 8 A rk a n sa s S tate Bank D epartm ent Northwest Arkansas Regional Industrial Development Corporation F ort S m ith , A R VOICE: (5 0 1 )7 8 2 -5 9 5 9 FAX: (501) 7 8 2 -9 6 6 9 Population: 7 2 ,7 9 8 Greenpoint Ctr, Ste 31 P. 0 . Box 3 3 2 5 7 2 9 1 3 -3 3 2 5 Pres: Eddie M elson C FO : T . D avid Potts EVP; EVP: Charter Number: 3 0 0 0 6 Date: April 17, 199 7 County: Sebastian N ath an C om bs Luther A . Reed Garland County Industrial Development Corporation H o t S prings, A R VOICE: (5 0 1 ) 3 2 1 - 1 7 0 0 FAX: (5 0 1 )3 2 1 -3 5 5 1 Population: 3 2 ,4 6 2 Chm : 6 5 9 Ouachita P. 0 . Box 6 0 9 0 7 1 9 0 2 -6 0 9 0 Charter Number: 3 0 0 0 2 Date: May 17, 1 9 9 4 County: Garland Darrell M e y e r Pulaski County Industrial Development Corporation J a c k s o n v ille , A R VOICE: (5 0 1 ) 9 8 5 - 9 9 4 4 FAX: (5 0 1 ) 9 8 5 - 6 5 9 0 Population: 29,101 C hm : 2 2 2 7 -3 W est Main Street 72076 Jim Johnson C E O /P res: VP: Ronald F. D avis S ec: Charter Number: 3 0 0 0 4 Date: December 1, 1 997 County: Pulaski Bob Crum Ed S ta to n Central Arkansas Regional Industrial Development Corporation L ittle R ock, A R VOICE: (5 0 1 )2 2 4 -6 5 1 1 FAX: (5 0 1 ) 2 2 5 -7 3 3 2 Population: 1 7 5 ,7 9 5 Pres: R obert B. Francis 8 1 2 2 Cantrell Road 72227 Charter Number: 3 0 0 0 7 Date: February 19, 199 8 County: Pulaski 119 E ighty-Fourth Report Perry County Industrial Development Corporation Perryville, AR VOICE: (5 0 1 ) 8 8 9 - 2 8 4 2 FAX: (5 0 1 ) 8 8 9 - 5 7 1 8 Population: 1,141 P. 0 . Box 8 6 9 7 2 1 2 6 -0 8 6 9 Charter Number: 3 0 0 0 3 Date: August, 18, 1 9 9 4 County: Perry Pres: Doug Brandon Treas: Pauline Charton VP: Chris Branscum Sec: Ginger Hawkins VP: Donald Crain North Delta Regional Industrial Development Corporation Trum ann, AR VOICE: (888) 4 8 3 -2 0 9 2 FAX: (870) 4 8 3 -7 3 3 0 Population: 6 ,3 0 4 2 0 0 W est Main, Suite 110 P. 0 . Box 4 1 3 72472 Charter Number: 3 0 0 0 5 Date: May 20, 1 996 County: Poinsett Chm: K elley W e b b VP: Frank B ufford Pres: M ic k e y Cissell VP/Sec: S harleen S elf Eighty-Fourth Report LIST OF COMMERCIAL BANKS BY COUNTY JUNE 30, 1998 122 A rk a n sa s State Bank Departm ent C O U N TY BANK Arkansas D eW itt Bank And Trust Company The First National Bank of DeW itt Planters & Merchants Bank The Farmers and Merchants Bank First United Bank * D eW itt D eW itt Gillett * Stuttgart Stuttgart Ashley First National Bank of Crossett First State Bank Farmers Bank Southeast Arkansas Bank The Peoples Bank Portland Bank Crossett Crossett "Hamburg Parkdale Portland Portland Baxter First National Bank & Trust Company Peoples Bank And Trust Company Benton Arkansas National Bank Bank of Bentonville Decatur State Bank Bank of Gravett Northwest National Bank Bank of Rogers First Commercial Bank Rogers First National Bank and Trust Company First W estern Bank and Trust Company Simmons First Bank of Northwest Arkansas Arkansas State Bank First National Bank Boone Community First Bank The Security Bank Bradley First State Bank of Warren Warren Bank and Trust Company Calhoun Calhoun County Bank Carroll The First National Bank of Berryville Bank of Eureka Springs The First National Bank in Green Forest CITY "M ountain Home M ountain Home * Bentonville Bentonville Decatur Gravette Gravette Rogers Rogers Rogers Rogers Rogers Siloam Springs Siloam Springs "Harrison Harrison "W arren Warren "Hampton "Berryville "Eureka Springs Green Forest Eighty-Fourth Report 123 C O U N TY BANK Chicot First Community Bank of S. E. Arkansas The Eudora Bank The Bank of Lake Village Simmons First Bank of South Arkansas Dermott Eudora "Lake Village Lake Village Clark Bank of Am ity Citizens First Bank Elk Horn Bank and Trust Company First State Bank of Gurdon Am ity *Arkadelphia Arkadelphia Gurdon Clay Corning Bank Piggott State Bank Cleburne The Cleburne County Bank Greers Ferry Lake State Bank Heber Springs State Bank Cleveland Pine State Bank The Bank of Rison Columbia Farmers Bank and Trust Company First National Bank of Magnolia Horizon Bank of Columbia County The Peoples Bank "Magnolia Magnolia Magnolia Magnolia C onw ay Morrilton Security Bank, N .A . "Morrilton Craighead The Arkansas Bank First Bank of Arkansas Simmons First Bank of Jonesboro M idSouth Bank "Jonesboro Jonesboro Jonesboro M onette Craw ford Commercial Bank at Alma Bank of Mulberry Citizens Bank & Trust Company Alma Mulberry "Van Buren Crittenden Fidelity National Bank of W est Memphis CITY "Corning "Piggott "Heber Springs Heber Springs Heber Springs Kingsland "Rison W est Memphis 124 A rk a n sa s State Bank Departm ent COUNTY BANK Cross First State Bank Cross County Bank The First National Bank of W ynne Dallas Citizens First Bank Fordyce Bank & Trust Company Merchants & Planters Bank Desha M erchants & Farmers Bank Simmons First Bank of Dumas The First National Bank of McGehee McGehee Bank Dumas Dumas M cGehee M cGehee Drew Commercial Bank & Trust Company Union Bank And Trust Company *M onticello Monticello Faulkner First Community Bank, N .A. The First National Bank of Conway Franklin American State Bank Bank of the Ozarks, wca Fulton Bank of Salem Garland Alliance Bank of Hot Springs Arkansas Bank and Trust Company Grant First National Bank of Sheridan Greene Bank of Paragould First National Bank Peoples Bank Hempstead Bank of Blevins The Citizens National Bank of Hope The First National Bank of Hope Hot Spring Horizon Bank The Malvern National Bank Southern State Bank CITY Parkin *W yn n e W ynne * Fordyce Fordyce Sparkman *C o n w ay Conw ay Charleston *Ozark *Salem *H o t Springs Hot Springs * Sheridan * Paragould Paragould Paragould Blevins *H ope Hope *M alvern Malvern Malvern Eighty-Fourth Report 12 5 C O U N TY BANK Howard First National Bank of Howard County Citizens National Bank of Nashville The First National Bank of Nashville Independence The Arkansas Bank, N .A. The Citizens Bank First Community Bank of Batesville Izard The First National Bank of Izard County The Bank of North Arkansas Jackson Merchants & Planters Bank Bank of Tuckerman ^Newport Tuckerman Jefferson First National Bank of Altheimer Pine Bluff National Bank Simmons First National Bank Altheimer *Pine Bluff Pine Bluff Johnson Arkansas State Bank Farmers Bank and Trust Company ^Clarksville Clarksville Lafayette The Bank of Bradley The First National Bank of Lewisville Peoples Bank & Loan Co. Bodcaw Bank Bradley *Lewisville Lewisville Stamps Lawrence Peoples Bank The Arkansas Bank The First National Bank of Lawrence County Lee First National Bank at Marianna *M arianna Lincoln Bank of Star City *S tar City Little River The First National Bank Logan Citizens Bank The First National Bank at Paris Logan County Bank CITY Dierks ^Nashville Nashville * Batesville Batesville Batesville Calico Rock ^Melbourne Imboden *W aln u t Ridge W alnut Ridge *A shdow n *Booneville * Paris Scranton 126 A rk a n sa s State Bank Departm ent C O U N TY BANK Lonoke Bank of Cabot Bank of England First State Bank Madison The First National Bank of Huntsville First State Bank Madison Bank and Trust Marion The Bank of Yellville Miller State First National Bank *Texarkana Mississippi Farmers Bank And Trust Company The First National Bank in Blytheville Heritage Bank The Merchants and Planters Bank American State Bank The Planters Bank ^Blytheville Blytheville Leachville Manila *Osceola Osceola Monroe Bank of Brinkley The Merchants and Planters Bank Bank of Holly Grove Brinkley *Clarendon Holly Grove Montgom ery The Bank of Montgomery County *M o u n t Ida Nevada Bank of Prescott N ew ton Bank of the Ozarks, nwa Ouachita Bank of Bearden First Bank of South Arkansas M erchants and Planters Bank, N .A. The Stephens Security Bank Perry The Perry County Bank Phillips The Delta State Bank First National Bank of Phillips County Helena National Bank Merchants and Farmers Bank CITY Cabot England * Lonoke *Huntsville Huntsville Kingston * Yellville * Prescott *Jasper Bearden *Cam den Camden Stephens * Perryville Elaine ^Helena Helena W est Helena Eighty-Fourth Report C O U N TY BANK Pike Bank of Delight The Bank of Glenwood Caddo First National Bank Diamond State Bank Poinsett The Bank of Harrisburg Little River Bank Marked Tree Bank Bank of Trumann First Delta Bank Polk First National Bank in Mena The Union Bank of Mena Pope First Arkansas Valley Bank First National Bank of Russellville River Valley Bank Simmons First Bank of Russellville Prairie Farmers & Merchants Bank Pulaski First Arkansas Bank and Trust Arkansas Bankers' Bank Bank of Little Rock The Capital Bank Central Bank & Trust Eagle Bank & Trust Company First Commercial Bank, N.A. Metropolitan National Bank One National Bank Pinnacle Bank Pulaski Bank And Trust Company Mercantile Bank of Arkansas, N .A. National Bank of Arkansas in North Little Rock Randolph Bank of Pocahontas Planters & Stockmen Bank 127 C ITY Delight Glenwood Glenwood * Murfreesboro * Harrisburg Lepanto Marked Tree Trumann Tyronza *M en a Mena *Russellville Russellville Russellville Russellville *D es Arc Jacksonville * Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock North Little Rock North Little Rock * Pocahontas Pocahontas 12 8 A rka n sa s State Bank Departm ent COUNTY BANK Saline Benton State Bank The Union Bank of Benton The Union Bank of Bryant Scott Bank of Waldron The Scott County Bank Sebastian The City National Bank of Fort Smith The First National Bank of Fort Smith Farmers Bank River Valley Bank & Trust Bank of Mansfield Sevier The First National Bank of DeQueen First State Bank of DeQueen Horatio State Bank Bank of Lockesburg * DeQueen DeQueen Horatio Lockesburg Sharp First National Bank of Sharp County Bank of Cave City Bank of Evening Shade *A sh Flat Cave City Evening Shade St. Francis First National Bank of Eastern Arkansas Forrest City Bank, N .A. The Planters National Bank of Hughes Stone Bank of Mountain V iew Union Citizens First Bank The First National Bank of El Dorado National Bank of Commerce of El Dorado Smackover State Bank Van Buren Clinton State Bank Washington The Bank of Elkins Bank of Arkansas, N .A. The Bank of Fayetteville, N .A. Mcllroy Bank & Trust Bank of Lincoln The Farmers & Merchants Bank The First National Bank of Springdale, Springdale Bank and Trust CITY * Benton Benton Bryant *W aldron Waldron *Fort Smith Fort Smith ^Greenwood Lavaca Mansfield * Forrest City Forrest City Hughes ^Mountain V iew *EI Dorado El Dorado El Dorado Smackover *Clinton Elkins * Fayetteville Fayetteville Fayetteville Lincoln Prairie Grove Springdale Springdale Eighty-Fourth Report C O U N TY BANK W hite Citizens State Bank First National Bank First Security Bank Simmons First Bank of Searcy W oodruff The Bank of Augusta Bank of McCrory Yell Danville State Bank Bank of Dardanelle First State Bank * Represents County Seat 129 CITY Bald Knob *Searcy Searcy Searcy *Augusta McCrory * Danville *Dardanelle Plainview 130 A rk a n sa s S ta te Bank D epartm ent MAP OF ARKANSAS COUNTIES Eighty-Fourth Report ARKANSAS BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS IN ARKANSAS JUNE 30, 1998 132 A rk a n sa s S tate B ank D epartm ent Southern Development Bancorporation, Inc. Arkadelphia, AR BHC Number: 1 2 4 8 9 3 9 VOICE: (8 7 0 ) 2 4 6 -3 9 4 5 FAX: ( 8 7 0 ) 2 4 6 - 2 1 8 2 6 0 5 M ain, Suite 2 0 2 7 1 9 2 3 -6 0 3 7 Chm: W alter Smiley CEO/Pres: W . H. Brandon, Jr. Subsidiaries: Elk Horn Bank and Trust Company Southern Developm ent M ortgage, Inc. Opportunity Lands Corporation Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Citizens State Bankshares of Bald Knob, Inc. Bald Knob, AR BHC Number: 1 0 9 6 8 2 2 VOICE: (5 0 1 ) 7 2 4 -3 2 4 1 FAX: ( 5 0 1 ) 7 2 4 - 5 9 8 5 3 0 6 South Elm Street P. O. Box 2 0 0 7 2 0 1 0 -0 2 0 0 Chm/CEO: Juanita Litzelfelner Pres/COO/Treas: Larry Kircher EVP/Sec: M olly Kircher Subsidiaries: Citizens State Bank Citizens State Investm ents, Inc. Bald Knob, AR Bald Knob, AR Sebastian Bankshares, Inc. Barling, AR BHC Number: 1 3 5 7 1 7 6 VOICE: ( 5 0 1 ) 4 5 2 - 7 9 0 6 FAX: ( 5 0 1 ) 4 5 2 - 0 3 4 7 Chm: Ronald H. Udouj 2 2 7 Fort Street P. O. Box 2 3 5 2 9 7 2 9 2 3 -0 5 2 9 CEO/Pres: G. Danny Williams Subsidiaries: River Valley Bank & Trust Lavaca, A R E ighty-Fourth Report 133 Citizens Bancshares of Batesville, Inc. Batesville, AR BHC Number: 1 1 3 1 0 7 7 VOICE: (8 7 0 ) 7 9 3 -4 4 4 1 FAX: (8 7 0 ) 6 9 8 -6 2 9 9 Third and College Streets P. O. Box 2 1 5 6 7 2 5 0 3 -2 1 5 6 CEO/Pres: W oody Castleberry Sec: David J. Hidy Subsidiaries: The Citizens Bank Citizens Investm ents, Inc. Batesville, AR Batesville, AR First Community Bancshares, Inc. Batesville, AR BHC Number: 2 6 4 1 6 9 4 VOICE: (8 7 0 ) 6 1 2 -3 4 0 0 FAX: ( 8 7 0 ) 6 1 2 - 3 4 1 2 7 1 0 St. Louis Street P. O. Box 4 3 2 7 7 2 5 0 1 -4 3 2 7 SVP: Troy Henley Sec: Frank Tripp Chm /CEO/Pres: Dale E. Cole EVP: Boris A . Dover Subsidiaries: First Com m unity Bank of Batesville Batesville, AR Union Bancshares of Benton, Inc. Benton, AR BHC Number: 1 1 3 3 5 3 0 VOICE: (5 0 1 ) 3 1 5 -0 4 1 1 FAX: ( 5 0 1 ) 3 1 5 - 5 4 3 3 2 0 7 W est C onw ay Street P. O. Box 6 8 7 7 2 0 1 8 -0 6 8 7 Chm /CEO/Pres: Greg B. Brown Subsidiaries: The Union Bank of Benton The Union Bank of Bryant Benton, AR Bryant, AR 134 A rk a n sa s State Bank D epartm ent Arvest Bank Group, Inc. Bentonville, AR BHC Number: 1 0 9 5 6 7 4 VOICE: (5 0 1 ) 2 7 3 -5 7 4 3 FAX: (5 0 1 ) 2 7 3 -7 4 7 7 1 25 W est Central # 2 1 8 72712 Chm /CEO/Pres: Jim C. W alton VP: Bob Kelly VP/Treas/Sec: Richard D. Chapman Subsidiaries: Siloam Springs Bancshares, Inc. First National Bank Bentonville, AR Siloam Springs, AR Bank of Bentonville M cllroy Bank & Trust The Farmers & M erchants Bank First National Bank & Trust Company A rvest Bank Operations, Inc. Arvest Insurance, Inc. Arvest M ortgage Company Arvest Investm ents, Inc. Springdale Bank and Trust Arvest Trust Com pany, N .A . Bentonville, Fayetteville, Prairie Grove, Rogers, Lowell, Lowell, Lowell, Rogers, Springdale, Bentonville, AR AR AR AR AR AR AR AR AR AR Farmers Bancorp, Inc. Blytheville, AR BHC Number: 1 2 4 7 6 1 5 VO ICE: (8 7 0 ) 7 6 3 -8 1 0 1 FAX: (8 7 0 ) 7 6 3 -3 5 0 0 Pres: Alvin H uffm ann, III VP: Paula O. Blackwell 4 0 0 W est Main Street P. O. Box 6 8 8 7 2 3 1 6 -0 6 8 8 Treas/Sec: Steve Bell Subsidiaries: Farmers Bank And Trust Company Blytheville, AR Eighty-Fourth Report 135 First Western Bancshares, Inc. Booneville, AR BHC Number: 1 1 0 0 0 9 1 31 W est Main VOICE: (5 0 1 ) 6 7 5 -4 6 0 0 P. O. Box 8 7 FAX: ( 5 0 1 ) 6 7 5 - 4 6 9 0 7 2 9 2 7 -0 0 8 7 Holding Company Controlled by First W estern Bancshares ESOT, Booneville, AR Chm /CEO: Jeral L. Hampton Pres: John T. Hampton EVP/CFO: Bill Mitchell Subsidiaries: Citizens Bank First W estern M ortgage, Inc. First W estern Properties First W estern Bank and Trust Company Booneville, Booneville, Booneville, Rogers, AR AR AR AR The Bradley Corporation Bradley, AR M ain Street P. 0 . Box 1 2 0 7 1 8 2 6 -0 1 2 0 BHC Number: 1 0 9 6 8 7 7 VOICE: (8 7 0 ) 8 9 4 -3 3 2 2 FAX: (8 7 0 ) 8 9 4 -3 3 2 4 Chm /CEO/Pres: Lane Pierce Subsidiaries: The Bank of Bradley Sec: Billie Pierce Bradley, AR 136 A rk a n sa s State Bank D epartm ent Brinkley Bancshares, Inc. Brinkley, AR BHC Number: 1 0 9 7 1 4 6 VOICE: (8 7 0 ) 7 3 4 -3 1 3 3 FAX: (8 7 0 ) 7 3 4 -3 0 0 1 1 3 0 South N ew Orleans P. O. Box 7 2 7 7 2 0 2 1 -0 7 2 7 Chm /CEO: A. H. Rusher CAO/Pres: Gus Rusher Subsidiaries: Bank of Brinkley Fred Rusher Agency, Inc. Brinkley, AR Brinkley, AR Cabot Bankshares, Inc. Cabot, AR BHC Number: 1 0 9 7 7 9 9 VOICE: (5 0 1 ) 8 4 3 -3 5 7 5 FAX: ( 5 0 1 ) 8 4 3 - 0 4 6 3 One City Plaza P. O. Box 1 0 2 8 7 2 0 2 3 -1 0 2 8 Chm: Howell M . Thompson CEO/Pres: Joseph W ilkes Park VP: William E. Williams Treas/Sec: Joe W . Park, Sr. Subsidiaries: Bank of Cabot Bank of Cabot M ortgage Company Com m unity Financial Services, Inc. Cabot, AR Cabot, AR W ard, AR Harrell Bancshares, Inc. Camden, AR BHC Number: 2 3 5 2 1 9 6 VOICE: (8 7 0 ) 8 3 6 -7 2 8 3 FAX: (8 7 0 ) 8 3 6 -5 5 4 1 Chm /CEO: Searcy W . Harrell, Jr. Pres: Jonathan W . Harrell 1 1 2 0 W ashington Street, N W P. 0 . Box 10 71701 Sec: Phillip J. Foster Subsidiaries: First Bank of South Arkansas Calhoun County Bank Cam den, AR Ham pton, AR E ighty-Fourth Report 13 7 Sharp Bancshares, Inc. Cave City, AR BHC Number: 1 0 9 9 6 6 3 VOICE: (8 7 0 ) 2 8 3 -5 3 0 1 FAX: (8 7 0 ) 2 8 3 -6 4 6 6 1 1 0 M ain Street P. 0 . Box 4 9 0 7 2 5 2 1 -0 4 9 0 Pres: Margie Pettersen Treas/Sec: Dennis Esteb Chm: Eugene Street VChm: Samuel F. Belter Subsidiaries: Cave C ity, Cave C ity, Evening Shade, Evening Shade, Bank of Cave City Cave City Properties, Inc. Bank of Evening Shade "As Old As Dirt" AR AR AR AR American Bancshares of Arkansas, Inc. Charleston, AR 4 0 0 East Main Street P. 0 . Box 1-28 7 2 9 3 3 -0 1 2 8 BHC Number: 1 0 9 7 6 5 0 VOICE: (5 0 1 ) 9 6 5 -2 2 0 1 FAX: ( 5 0 1 ) 9 6 5 - 2 2 0 5 Sec: J. S. H iatt, II Chm/CEO: Joe S. Hiatt Pres: M ichael F. Flynn Subsidiaries: Charleston, AR Am erican S tate Bank Clarendon Holding Co. Clarendon, AR 2 9 7 Madison P. 0 . Box 2 8 0 7 2 0 2 9 -0 2 8 0 BHC Number: 1 0 9 9 2 5 2 VOICE: (8 7 0 ) 7 4 7 -3 3 1 9 FAX: (8 7 0 ) 7 4 7 -3 4 9 8 Chm: James B. Sharp CEO/Pres: J. Perry Lee Subsidiaries: The M erchants and Planters Bank Clarendon, A R 138 Arkansas State Bank Department Evergreen Bancshares, Inc. Crossett, AR BHC Number: 1 1 3 4 7 9 7 VOICE: (870) 364-513 1 FAX: (870) 3 6 4 -6 3 2 9 3 1 0 Main Street P. 0 . Box 638 7 1 6 3 5 -0 6 3 8 CEO/Pres: Richard E. Griffin Subsidiaries: First State Bank Crossett, AR Chambers Bancshares, Inc. Danville, AR BHC Number: 1 1 4 1 4 8 7 VOICE: (5 0 1 )4 9 5 -4 6 8 0 FAX: (5 0 1 )4 9 5 -4 6 8 1 9th and Atlanta P. O. Box 1330 7 2 8 3 3 -1 3 3 0 Chm/CEO/Pres: John Ed Chambers, III SVP: Robert Y. Taylor Sr. AdmVP: Fred C. Burns CFO: Greg Connell Subsidiaries: Bank of Amity Danville State Bank The Bank of Elkins First Arkansas Valley Bank The Scott County Bank River Valley Appraisal Amity, Danville, Elkins, Russellville, Waldron, Danville, AR AR AR AR AR AR Bank of Dardanelle Bankshares, Inc. Dardanelle, AR BHC Number: 1 1 3 4 5 4 6 VOICE: (501) 229-331 1 FAX: (5 0 1 )2 2 9 -4 1 8 0 102 North Front Street P. 0 . Box 577 7 2 8 3 4 -0 5 7 7 CEO/Pres: Ronald L. Taylor Subsidiaries: Bank of Dardanelle Dardanelle, AR Eighty-Fourth Report 139 First National Security Company DeQueen, AR Third & Gilson P. O. Box 98 0 7 1 8 3 2 -0 9 8 0 BHC Number: 1 4 2 6 7 5 5 VOICE: (870) 6 4 2 -2 2 1 2 FAX: (870) 6 4 2 -7 9 5 9 Chm: John H. Hendrix CEO/Pres: Larry Mashburn Subsidiaries: First National Bancshares of Hempstead County, Inc. Bank of Blevins The First National Bank of Hope The First National Bank of Lewisville The First National Bank The First National Bank of DeQueen First National Bank of Howard County Citizens National Bank of Nashville Bank of Waldron Hope, Blevins, Hope, Lewisville, Ashdown, DeQueen, Dierks, Nashville, Waldron, AR AR AR AR AR AR AR AR AR First State Bancshares, Inc. DeQueen, AR BHC Number: 2 0 3 2 7 2 4 VOICE: (870) 6 4 2 -4 4 2 3 FAX: (870) 6 4 2 -2 8 4 7 Chm: Art Melson Subsidiaries: First State Bank of DeQueen Third and Heynecker Streets P. O. Box 97 0 7 1 8 3 2 -0 9 7 0 CEO/Pres: Keith Melson DeQueen, AR 140 Arkansas State Bank Department DBT Financial Corporation DeWitt, AR BHC Number: 1 1 3 9 1 7 6 VOICE: (870) 9 4 6-353 1 FAX: (8 7 0 )9 4 6 -2 8 1 5 Second and Jefferson Streets P. 0 . Drawer 71 7 2 042 -0 071 Chm: Elmer A. Ferguson VChm: Julian Brown Pres: Nancy F. Rasco Sec: Gary Hudson Subsidiaries: DeW itt Bank And Trust Company DBT Realty Company, Inc. DeWitt, AR DeWitt, AR DeWitt First Bankshares Corporation DeWitt, AR BHC Number: 1 0 9 9 2 4 3 VOICE: (870) 946-355 1 FAX: (8 7 0 )9 4 6 -1 5 6 2 2 2 0 West Cross P. 0 . Box 511 720 4 2 -0 5 1 1 Chm: Georgea B. McKinley CEO/Pres: Warren A. Jennings, Sr. Subsidiaries: The First National Bank of DeWitt Bank of Lockesburg DeWitt, AR Lockesburg, AR Decatur Bancshares, Inc. Decatur, AR BHC Number: 1 8 4 5 6 1 9 VOICE: (501) 752-328 1 FAX: (5 0 1 )7 5 2 -8 1 5 4 Chm: Lloyd E. Peterson Subsidiaries: Decatur State Bank Decatur Insurance Agency Hwy. 59 North P. 0 . Box 38 7 2 7 2 2 -0 0 3 8 CEO/Pres: Vernon L. Austin Decatur, AR Decatur, AR Eighty-Fourth Report 141 First Service Bancshares, Inc. Dermott, AR BHC Number: 1 1 3 7 2 6 6 VOICE: (870) 538-322 1 FAX: (870) 5 3 8 -3 2 4 6 114 East Peddicord P. O. Box 80 0 7 1 6 3 8 -0 8 1 5 CEO/Pres: Thomas H. Grumbles Treas/Sec: Daniel C. Horton Subsidiaries: First Community Bank of S.E. Arkansas Dermott, AR M & F Financial Corporation Dumas, AR BHC Number: 1 0 9 9 5 0 6 VOICE: (870) 382-431 1 FAX: (870) 382-590 1 Chm: L. Ashton Adcock CEO/Pres: J. Michael Jones Subsidiaries: Merchants & Farmers Bank 130 West Waterman P. 0 . Box 187 7 1 6 3 9 -0 1 8 7 VP: David J. Garrett Treas/Sec: Betty B. Trites Dumas, AR 142 Arkansas State Bank Department First United Bancshares, Inc. El Dorado, AR Main @ Washington P. O. Box 751 7 1 731 -0 751 BHC Number: 1 0 9 6 4 3 9 VOICE: (870) 863-318 1 FAX: (8 7 0 )8 6 3 -0 0 1 5 Chm/CEO/Pres: James V. Kelley SVP/CFO/Sec: John E. Burns VP: Jim Barnes VP: Richard E. Ulmer Subsidiaries: Commercial Bank at Alma The Merchants & Planters Bank, N.A. The First National Bank of El Dorado The City National Bank of Fort Smith The Citizens National Bank of Hope Peoples Bank & Loan Co. First National Bank of Magnolia The Bank of North Arkansas First United Bank First United Trust Company, N.A. Alma, Camden, El Dorado, Fort Smith, Hope, Lewisville, Magnolia, Melbourne, Stuttgart, El Dorado, AR AR AR AR AR AR AR AR AR AR Delta Bancshares, Inc. Eudora, AR BHC Number: 1 0 9 7 3 7 9 VOICE: (870) 355-831 1 FAX: (870) 3 5 5 -8 5 0 9 Chm/Pres: W . K. Grubbs EVP: Roger Hensley Subsidiaries: The Eudora Bank 111 North Main P. O. Box 250 7 1 6 4 0 -0 2 5 0 VP: W. R. Selman Treas/Sec: Robert D. Avery Eudora, AR Eighty-Fourth Report 143 FBT Bancshares, Inc. Fordyce, AR BHC Number: 1 0 9 9 0 9 2 VOICE: (870) 3 5 2 -3 1 0 7 FAX: (870) 3 5 2 -5 2 0 2 200 West 4th Street 7 1 7 4 2 -2 2 0 2 Chm/CEO/Pres: James V. Hulse, Jr. EVP/Sec: Suzette Crutchfield SVP/Treas: Wanda Smurl Subsidiaries: Fordyce Bank & Trust Company Fordyce, AR First Bank Corp. Fort Smith, AR BHC Number: 1 4 9 1 3 6 0 VOICE: (501) 782-2041 FAX: (5 0 1 )7 8 8 -4 6 0 2 CEO/Pres: Samuel M. Sicard EVP: Mont S. Echols, Jr. Subsidiaries: Vista Bancorporation Citizens Bank & Trust Company PMF, Inc. The First National Bank of Fort Smith Realty Appraisals, Inc. 602 Garrison Avenue P. O. Box 7 7 2 9 0 2 -0 0 0 7 Sec: Elizabeth A. Echols Van Van Van Fort Fort Buren, Buren, Buren, Smith, Smith, AR AR AR AR AR 144 Arkansas State Bank Department Planters & Merchants Bancshares, Inc. Gillett, AR BHC Number: 1491511 VOICE: (870) 548-221 1 FAX: (8 7 0 )5 4 8 -2 2 1 3 2 1 0 West Main P. 0 . Box 357 7 2 0 5 5 -0 3 5 7 Chm: Keneth Smith CEO/Pres: Larry E. Bauer Subsidiaries: Planters & Merchants Bank P & M Real Estate, Inc. Gillett, AR Gillett, AR Bainum Bancorp Glenwood, AR BHC Number: 1 3 9 9 7 9 2 VOICE: (870) 356-2121 FAX: (8 7 0 )3 5 6 -2 2 1 1 Broadway & Pulliam P. 0 . Box 0 7 1 9 4 3 -0 8 1 3 Chm/CEO/Pres: Irvin C. Bainum VP: Evea J. Bainum VP: Harold A. Smith Treas/Sec: Lynda Robbins Subsidiaries: The Bank of Glenwood Glenwood, AR Wilkinson Banking Corporation Greenwood, AR BHC Number: 1417511 VOICE: (501) 996-4171 FAX: (5 0 1 )9 9 6 -6 7 0 0 Chm: Elizabeth Wilkinson Subsidiaries: Farmers Bank 125 West Center Street P. 0 . Box 61 0 7 2 9 3 6 -0 6 1 0 CEO/Pres: Edward Wilkinson Greenwood, AR Eighty-Fourth Report 145 First Delta Corporation Helena, AR BHC Number: 1096671 VOICE: (870) 8 1 6-111 1 FAX: (8 7 0 )8 1 6 -1 1 0 5 P. O. Box 160 7 2 3 4 2 -0 1 6 0 CEO/Pres: W . H. Brandon, Jr. Subsidiaries: The Delta State Bank Phillips Insurance Services, Inc. First National Bank of Phillips County Elaine, AR Elaine, AR Helena, AR Holly Grove Bancshares, Inc. Holly Grove, AR BHC Number: 1 4 9 1 4 0 9 VOICE: (870) 462 -3 3 3 1 FAX: (870) 4 6 2 -3 9 9 2 Chm: Herd E. Stone, Jr. 51 0 Dr. Herd E. Stone Street P. O. Box 4 1 9 7 2 0 6 9 -0 4 1 9 CEO/Pres: William R. Reynolds Subsidiaries: Bank of Holly Grove Holly Grove, AR Pioneer Bancshares, Inc. of Horatio, Arkansas Horatio, AR BHC Number: 1139091 VOICE: (870) 832-250 1 FAX: (870) 8 3 2 -2 5 7 7 Chm/CEO/Pres: Edith H. Smith VP: C. E. Hendrix, Jr. Subsidiaries: Horatio State Bank 123 Main Street P. O. Box 347 7 1 8 4 2 -0 3 4 7 Treas/Sec: Wilburn Smith Horatio, AR 146 Arkansas State Bank Department Alliance Bancorporation, Inc. Hot Springs, AR BHC Number: 2 6 4 0 4 0 0 VOICE: (501) 318-100 1 FAX: (5 0 1 )3 1 8 -1 0 1 5 100 Werner Drive P. O. Box 2 2 0 0 0 71903 Chm/Pres: David L. Bartlett VChm: Ronnie Twyford VP: Joyce Richardson Sec: Cindy Baswell Subsidiaries: Alliance Bank of Hot Springs Hot Springs, AR Smith Associated Banking Corporation Hot Springs, AR BHC Number: 1 0 9 8 0 0 4 VOICE: (501) 6 2 3 -4 2 9 2 FAX: (5 0 1 )6 2 3 -4 6 8 8 1801 Central Avenue, Suite B 71901 Chm/CEO/Pres: Richard T. Smith Subsidiaries: Bank of Salem SABCO Insurance Agency The Stephens Security Bank Security Mortgage Services Ouachita County Properties, Inc. Stephens Security Insurance Agency Salem, Salem, Stephens, Hot Springs, Stephens, Stephens, AR AR AR AR AR AR Eighty-Fourth Report 147 BTS Bancshares, Inc. Huntsville, AR BHC Number: 1 9 5 1 1 7 2 VOICE: (501) 7 3 8 -2 1 4 7 FAX: (501) 7 3 8 -1 2 5 5 Hwy. 4 1 2 West P. 0 . Box 667 7 2 7 4 0 -0 6 6 7 Chm: Sam Mathias CEO/Pres: Tom Mathias VP/Sec: Bessie Mathias Subsidiaries: First State Bank Huntsville,AR Spring Rivers Bancshares, Inc. Imboden, AR Hwy. 63 P. O. Box 8 5 0 7 2 4 3 4 -0 8 5 0 BHC Number: 1 2 5 0 4 2 8 VOICE: (870) 8 6 9-229 1 FAX: (8 7 0 )8 6 9 -2 1 7 9 Chm/CEO/Pres: Charles F. Luter Sec: Preston L. Clark Subsidiaries: Peoples Bank Peoples Bank Imboden,AR Paragould,AR First Arkansas BancShares, Inc. Jacksonville, AR BHC Number: 1 0 9 6 5 5 0 VOICE: (501) 982-451 1 FAX: (5 0 1 )9 8 2 -5 7 6 9 Chm/CEO: Kenneth Pat Wilson Pres: Larry T. Wilson Subsidiaries: First Arkansas Bank & Trust First Arkansas Mortgage Company 6 0 0 West Main Street P. O. Box 827 7 2 0 7 8 -0 8 2 7 VP/Sec: Ken Southern Jacksonville, AR Jacksonville, AR 148 Arkansas State Bank Department Arkansas Banking Company Jonesboro, AR BHC Number: 2 2 7 0 8 0 7 VOICE: (870) 932-213 1 FAX: (870) 9 3 1 -2 1 8 2 Chm: Sloan Rainwater CEO/Pres: G. L. Lieblong VChm: Stephen Cox 515 West Washington P. 0 . Box 1617 7 2 4 0 3 -1 6 1 7 EVP/COO: Gary Childers Treas/Sec: Sharon Blackburn Subsidiaries: The Arkansas Bank, N. A. The Arkansas Bank Business Support Ltd. The Planters Bank The Arkansas Bank Batesville, Jonesboro, Jonesboro, Osceola, Walnut Ridge, AR AR AR AR AR ASB Corporation Jonesboro, AR BHC Number: 2 3 5 6 8 8 6 VOICE: (870) 9 7 2 -9 8 0 0 FAX: (8 7 0 )9 3 0 -9 3 1 1 Chm/Pres: Frank Oldham EVP: Steve Gramling Subsidiaries: American State Bank 7 0 0 South Main P. 0 . Box 3 0 8 0 72403 EVP: David Dudley Treas/Sec: Judy Dacus Osceola, AR Eighty-Fourth Report 149 Walden Holding Company Jonesboro, AR BHC Number: 1 4 9 1 5 0 2 VOICE: (870) 9 3 5 -9 2 4 7 FAX: (8 7 0 )9 3 3 -8 8 1 8 3 7 1 2 East Highland Drive 72401 Chm/CEO: Frank E. Walden Pres: Mary Florence Walden Subsidiaries: Planters & Stockmen Bank Pocahontas, AR Pine State Bancshares, Inc. Kingsland, AR BHC Number: 1 9 6 3 1 3 9 VOICE: (870) 3 4 8 -5 6 5 7 FAX: (870) 3 4 8 -1 0 0 2 1st Street P. O. Box 85 71652 Chm/CEO/Pres: M. Don Smith Subsidiaries: Pine State Bank Kingsland, AR Southeast Arkansas Bank Corporation Lake Village, AR BHC Number: 1 1 3 7 0 3 3 VOICE: (870) 265-224 1 FAX: (8 7 0 )2 6 5 -2 1 2 5 Chm: Charles H. Weissinger, Jr. CEO/Pres: Terence J. Alpe VChm: Ned Mazzanti Subsidiaries: The Bank of Lake Village BLV Realty, Inc. 201 Main Street P. O. Box 727 7 1 6 5 3 -0 7 2 7 Atty: David F. Gillison, Jr. Sec: Kenneth D. Vandervort Lake Village, AR Lake Village, AR 150 Arkansas State Bank Department Heritage Capital Corporation Leachville, AR BHC Number: 1 1 4 3 7 1 7 VOICE: (870) 5 3 9 -6 3 5 4 FAX: (8 7 0 )5 3 9 -2 2 1 3 119 South Main Street P. O. Box 140 7 2 4 3 8 -0 1 4 0 Chm/CEO/Pres: Larry Grisham Treas/Sec: Steve May Subsidiaries: Heritage Bank Leachville, AR Little River Bancshares, Inc. Lepanto, AR BHC Number: 2 4633 91 VOICE: (870) 4 7 5 -2 3 0 6 FAX: (870) 4 7 5 -3 0 7 0 202 Greenwood Avenue P. O. Box 34 0 7 2 4 5 4 -0 3 4 0 Pres: Grady Watkins, Jr. Sec: Henry Watkins Subsidiaries: Little River Bank Lepanto, AR Lincoln Bankshares, Inc. Lincoln, AR BHC Number: 1 0 9 9 4 3 0 VOICE: (501) 8 2 4 -3 2 3 2 FAX: (5 0 1 )8 2 4 -5 7 0 3 West Side Square P. 0 . Box 1000 7 2 7 4 4 -1 0 0 0 Chm/CEO/Pres: Loyd R. Swope Subsidiaries: Bank of Lincoln Lincoln Land Company, Inc. Lincoln, AR Lincoln, AR Eighty-Fourth Report 151 Arkansas Bankers' Bancorporation, Inc. Little Rock, AR BHC Number: 1 4 9 1 6 5 0 VOICE: (501) 3 7 1 -0 5 3 5 FAX: (501) 3 7 6 -8 8 9 4 1008 West Second Street 72201 -2 031 Chm: Lindley V. Smith, Jr. CEO/Pres: Bill B. May Subsidiaries: Arkansas Bankers' Bank Little Rock, AR Bank of the Ozarks, Inc. Little Rock, AR BHC Number: 1 0 9 7 0 8 9 VOICE: (501) 9 7 8 -2 2 6 5 FAX: (5 0 1 )9 7 8 -2 3 5 0 Chm/CEO: George G. Gleason, II VChm: James Patridge Pres: Mark D. Ross Subsidiaries: Heritage Banc Holding, Inc. Bank of the Ozarks, FSB Bank of the Ozarks, nwa Bank of the Ozarks, wca Ozark Commercial Corporation Chenal Parkway and West Markham Streets P .O .B o x 8811 72231 -8 811 CFO: Paul E. Moore Treas/Sec: Donna Quandt Little Rock, Little Rock, Jasper, Ozark, Little Rock, AR AR AR AR AR 152 Arkansas State Bank Department First Commercial Corporation Little Rock, AR BHC Number: 1 0 9 6 5 2 3 VOICE: (501) 3 7 1 -7 0 0 0 FAX: (5 0 1 )3 7 1 -7 4 1 3 Chm/CEO/Pres: Barnett Grace VChm: Edwin P. Henry 4 0 0 West Capital P. 0 . Box 1471 72203 -1 471 CFO/Treas: J. Lynn Wright Subsidiaries: Citizens First Bank Benton State Bank BSB Properties, Inc. Arkansas State Bank Clinton State Bank Bank Properties, Inc. The First National Bank of Conway FNBC Real Estate Holdings, Inc. FNBC REIT, Inc. Citizens First Bank Citizens First Bank The Security Bank Security Properties, Inc. Arkansas Bank and Trust Company Advantage Corporation Pinnacle Corporation First Bank of Arkansas First Processing Services, Inc. Advance Data First Commercial Bank, N.A. FCB Real Estate Holdings, Inc. FCB REIT, Inc. Financial Fleet Services, Inc. First Commercial, Inc. First Commercial Investments, Inc. First Commercial Mortgage Company Grant County Services, Inc. First Commercial Trust Company, N.A. KWB Holdings Morrilton Security Bank, N.A. The First National Bank of Nashville First Commercial Bank Rogers Flight, Inc. Arkadelphia, Benton, Benton, ClaWsville, Clinton, Clinton, Conway, Conway, Conway, El Dorado, Fordyce, Harrison, Harrison, Hot Springs, Hot Springs, Hot Springs, Jonesboro, Jonesboro, Jonesboro, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Morrilton, Nashville, Rogers, Rogers, AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR Eighty-Fourth Report 153 First Commercial Corporation Little Rock, AR (Continued) First National Bank of Russellville First National Bank State First National Bank TXAR Real Estate Holdings, Inc. TXAR REIT, Inc. Russellville, Searcy, Texarkana, Texarkana, Texarkana, AR AR AR AR AR First Community Banking Corporation Little Rock, AR BHC Number: 1 1 0 0 1 7 6 VOICE: (501) 3 7 6 -2 1 2 8 FAX: (5 0 1 )3 7 4 -1 9 6 8 3 0 0 Spring Building, Suite 1010 7 2 2 0 1 -2 4 4 9 Chm: G. R. Mosley CEO/Pres: Daniel C. Horton Sec: Melvin L. Simpson Subsidiaries: Caddo Holding Company, Inc. Caddo First National Bank First National Bank in Mena The Bank of Montgomery County Glenwood, Glenwood, Mena, Mount Ida, AR AR AR AR Lake Hamilton Enterprises, Inc. Little Rock, AR BHC Number: 1 0 9 4 8 6 4 VOICE: (501) 5 6 2 -3 8 9 4 FAX: (5 0 1 )5 6 2 -2 6 1 1 Chm/CEO/Pres: R. W . Butler VP: Paul D. Eaton Subsidiaries: The Bank of Harrisburg The Cleburne County Bank 7 0 0 0 Asher Avenue P. O. Box 4261 722 0 4 -4 2 6 1 Treas/Sec: John M. Henry Harrisburg, AR Heber Springs, AR 154 Arkansas State Bank Department Little Rock Bankshares Little Rock, AR BHC Number: 2 6 1 7 0 8 2 VOICE: (501) 3 7 5 -0 8 0 0 FAX: (5 0 1 )3 7 4 -7 9 3 7 2 0 0 North State Street P. O. Box 3 4 0 9 0 72203 Chm/CEO: Eugene L. Maris Pres: George G. Worthen VP/Cash: Lee A. Swearingen Subsidiaries: Bank of Little Rock Little Rock, AR Madison Corporation Little Rock, AR BHC Number: 1 1 4 2 4 6 6 VOICE: (501) 6 8 0 -0 5 7 6 FAX: (5 0 1 )6 6 3 -7 2 2 9 1813 North Spruce 72207 Chm/CEO/Pres: Roland Willshire VP/Treas/Sec: Rose Wiltshire Subsidiaries: Madison Bank and Trust Kingston, AR P & W Bancshares, Inc. Little Rock, AR BHC Number: 1 8 4 5 6 7 3 VOICE: (501) 3 7 4 -7 7 7 7 FAX: (5 0 1 )3 7 4 -2 0 7 9 Chm: Robert M. Wilson, Sr. CEO/Pres: Kay Pitts Subsidiaries: Central Bank & Trust Central Mortgage Company 1501 South Main Street P. O. Box 1583 7 2 2 0 3 -1 5 8 3 Sec: Tonya Clements Little Rock, AR Little Rock, AR Eighty-Fourth Report 155 Pinnacle Bancshares, Inc. Little Rock, AR BHC Number: 2 5 0 3 5 8 7 VOICE: (501) 6 1 4 -5 0 0 0 FAX: (5 0 1 )6 1 4 -5 0 0 5 2 6 1 0 Cantrell Road P. 0 . Box 8 1 2 0 72202 CEO/Pres: Robert M. Althoff SVP: Dabbs Cavin SVP/CFO: Thomas C. Evans Subsidiaries: Pinnacle Bank Little Rock, AR Pulaski Investment Corporation Little Rock, AR 5 8 0 0 R Street P. O. Box 72 9 9 7 2 2 1 7 -7 2 9 9 BHC Number: 1 0 9 5 4 2 3 VOICE: (501) 6 6 1 -7 7 0 0 FAX: (5 0 1 )6 6 1 -7 3 5 7 Chm: James C. East Pres: J. Hunter East Subsidiaries: Pulaski Bank And Trust Company Northwest Title Services, Inc. Directors Properties, Inc. Lenders Title Company Pulaski Building, Inc. Pulaski Mortgage Company Pulaski Mortgage Services, Inc. Pulaski Services, Inc. VP: Robert C. Magee Little Rock, Fayetteville, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, AR AR AR AR AR AR AR AR 156 Arkansas State Bank Department Riverside Bancshares, Inc. Little Rock, AR BHC Number: 2 1 5 5 3 4 2 VOICE: (501) 6 1 4-616 1 FAX: (5 0 1 )6 1 4 -6 1 6 2 2 2 2 2 Cottondale Lane, Suite 24 0 P. O. Box 76 6 3 72202 Chm: L. Walter Quinn Subsidiaries: Merchants & Planters Bank Riverside Mortgage Co. Sparkman, AR Little Rock, AR State Holding Company Little Rock, AR BHC Number: 1 1 0 0 0 4 6 VOICE: (501) 2 2 3 -2 0 0 0 FAX: (501) 2 2 3 -0 3 7 3 Chm: Harry L. Hastings, Jr. CEO/Pres: Catherine H. Owen Subsidiaries: Heber Springs State Bank Eagle Development Company North Eagle Bank & Trust Company Eagle Development Company South State Mortgage Company 6 5 0 South Shackleford, Suite 150 P. O. Box 2 2 1 2 0 7 2 2 2 1 -2 1 2 0 Sec: Randall K. Herlocker Heber Springs, Heber Springs, Little Rock, Little Rock, Little Rock, AR AR AR AR AR Eighty-Fourth Report 157 Lonoke Bancshares, Inc. Lonoke, AR 101 South Center Street P. 0 . Box 3 2 0 7 2 0 8 6 -0 3 2 0 BHC Number: 1 4 9 1 6 1 4 VOICE: (501) 6 7 6 -3 1 0 6 FAX: (5 0 1 )6 7 6 -5 0 4 6 Chm: Neil Bennett, Sr. CEO/Pres: David R. Estes Subsidiaries: First State Bank of Gurdon First State Bank First State Land Co., Inc. Gurdon, AR Lonoke, AR Lonoke, AR Golden Oaks Bancshares, Inc. Magnolia, AR 50 0 North Jackson Street P. 0 . Box 3 4 0 7 1 753 -2 001 BHC Number: 1 0 9 8 6 8 4 VOICE: (870) 2 3 4 -5 7 7 7 FAX: (870) 2 3 4 -3 3 8 4 CEO: Harold H. Fincher Subsidiaries: The Peoples Bank Magnolia, AR Horizon Bancorp of South Arkansas Magnolia, AR BHC Number: 2 6 1 8 3 8 8 VOICE: (870) 2 3 4 -7 0 3 9 FAX: (870) 2 3 4 -3 7 9 4 Chm: Ross M. Whipple Pres: Marcus J. McCain Subsidiaries: Horizon Bank of Columbia County 305 North Jackson P. 0 . Box 647 71753 Sec: Kathie L. Bledsoe Magnolia, AR 158 Arkansas State Bank Department Magnolia Banking Corporation Magnolia, AR BHC Number: 1 1 3 5 4 1 3 VOICE: (870) 2 3 5 -7 0 0 0 FAX: (8 7 0 )2 3 5 -7 0 1 0 2 0 0 East Main Street P. O. Box 2 5 0 7 1 7 5 3 -0 2 5 0 Chm/CEO/Pres: Bob L. Burns VP/Treas/Sec: Bruce D. Maloch VP/Sec: Steve Keith Subsidiaries: Farmers Bank and Trust Company Magnolia Properties, Inc. Magnolia, AR Magnolia, AR Southern State Bancshares, Inc. Malvern, AR 521 East Page P. O. Box 3 4 0 7 2 1 0 4 -0 4 0 0 BHC Number: 2 4 9 7 3 9 6 VOICE: (501) 3 3 2 -2 4 6 2 FAX: (5 0 1 )3 3 2 -8 4 3 7 Chm: W . Henry McClure CEO/Pres: Donald A. Walsh VP: Sue Stinnett Cash/Sec: Karon Wheatley Subsidiaries: Southern State Bank Malvern, AR Mansfield Bankstock, Inc. Mansfield, AR BHC Number: 1 1 0 0 0 7 3 VOICE: (501) 9 2 8 -4 4 1 8 FAX: (5 0 1 )9 2 8 -5 1 4 9 Chm: J. Michael Shaw Subsidiaries: Bank of Mansfield 101 South Sebascott P. O. Box 387 7 2 9 4 4 -0 3 8 7 CEO/Pres: Joseph A. Terry Mansfield, AR Eighty-Fourth Report 159 Marked Tree Bancshares, Inc. Marked Tree, AR BHC Number: 1 1 3 5 8 1 5 VOICE: (870) 3 5 8 -2 6 0 0 FAX: (8 7 0 )3 5 8 -4 2 1 0 2 1 0 Frisco Street P. 0 . Box 160 7 2 3 6 5 -0 1 6 0 Pres: E. Ritter Arnold Chm: Frank Brunner, Jr. Subsidiaries: Marked Tree Bank Marked Tree, AR M. D. Thompson & Son Co. McCrory, AR 105 South Edmonds Avenue P. 0 . Box 38 8 7 2 1 0 1 -0 3 8 8 BHC Number: 1 0 9 4 9 6 7 VOICE: (870) 7 3 1 -2 5 2 6 FAX: (8 7 0 )7 3 1 -2 5 2 7 CEO/Pres: John G. Thompson VP: H. Ripley Thompson Sec: Vance M. Thompson, III Subsidiaries: Bank of McCrory McCrory, AR Southeast Financial Bankstock Corporation McGehee, AR BHC Number: 1 0 9 6 6 6 2 VOICE: (870) 222-315 1 FAX: (8 7 0 )2 2 2 -6 1 5 9 CEO/Sec: John H. Potter, Jr. Pres: Sam Bowman Subsidiaries: McGehee Bank McGehee Realty Smith Abstract 301 North 2nd P. 0 . Box 787 7 1 6 5 4 -0 7 8 7 VP: James M. Smith VP: William W . Bowman McGehee, AR McGehee, AR McGehee, AR 160 Arkansas State Bank Department Union Bankshares, Inc. Mena, AR 515 Janssen Avenue P. O. Box 898 7 1 9 5 3 -0 8 9 8 BHC Number: 1 0 9 9 8 0 5 VOICE: (501) 394-221 1 FAX: (5 0 1 )3 9 4 -3 8 0 9 Chm: Edward W . Stevenson CEO/Pres: Bill R. Philpot VP: Ruby Lunsford Sec: David Maddox Subsidiaries: The Union Bank of Mena Mena, AR MSB Shares, Inc. Monette, AR 302 West Drew Avenue P. O. Box 75 0 7 2 4 4 7 -0 7 5 0 BHC Number: 1 9 5 1 1 0 9 VOICE: (870) 4 8 6 -5 4 9 3 FAX: (870) 4 8 6 -2 2 5 0 Chm: Carolyn Frierson VChm/Treas: Revis G. Stewart Sec: Shirley Bronaugh Subsidiaries: MidSouth Bank Monette, AR Drew Bancshares, Inc. Monticello, AR BHC Number: 1 0 9 8 1 9 8 VOICE: (870) 367-622 1 FAX: (870) 3 6 7 -7 7 0 0 Chm: Virginia M. Ryburn CEO/Pres: Reginald Glover Subsidiaries: Commercial Bank & Trust Company 2 1 2 West Gaines P. O. Box 150 7 1 6 5 7 -0 1 5 0 EVP: George T. Harris Monticello, AR Eighty-Fourth Report 161 First Union Financial Corporation Monticello, AR BHC Number: 1 0 9 8 8 8 0 VOICE: (870) 4 6 0 -6 4 0 0 FAX: (870) 4 6 0 -6 4 6 5 102 West McCloy P. O. Box 27 0 7 1 6 5 7 -0 2 7 0 Chm/CEO: Zach McClendon, Jr. Pres: James P. Jett Subsidiaries: Union Bank And Trust Company Monticello, AR Baxter County Bancshares, Inc. Mountain Home, AR 9th and Baker Streets P. O. Box 1906 7 2 6 5 4 -1 9 0 6 BHC Number: 1 4 0 4 6 5 0 VOICE: (870) 4 2 5 -2 1 6 6 FAX: (870) 4 2 4 -4 3 5 3 Chm/CEO/Pres: D. Eugene Fortson Subsidiaries: Peoples Bank And Trust Company Peoples Real Estate Management, Inc. Mountain Home, AR Mountain Home, AR Mountain View Bancshares, Inc. Mountain View, AR BHC Number: 2 3 1 7 9 9 9 VOICE: (870) 2 6 9 -3 8 1 5 FAX: (870) 2 6 9 -2 8 9 9 Chm: Glen Hinkle CEO/Pres: James G. Hinkle Subsidiaries: Bank of Mountain View 121 East Main Street P. O. Box 1228 7 2 5 6 0 -1 2 2 8 Sec: Kenneth Sutton Mountain View , AR 162 Arkansas State Bank Department Acme Holding Company, Inc. Mulberry, AR BHC Number: 1 1 4 0 5 5 6 VOICE: (5 0 1 )9 9 7 -1 1 5 4 FAX: (5 0 1 )9 9 7 -1 1 6 1 311 Main Street P. 0 . Drawer A 72947 Holding Company Controlled by The Bank of Mulberry Employee Stock Ownership Trust (ESOP), Mulberry, AR CEO/Pres: Lex Golden Subsidiaries: Bank of Mulberry FSB Mortgage Company, Inc. Mulberry, AR Little Rock, AR Bainum Bancorp II Murfreesboro, AR BHC Number: 1 4 9 1 3 3 3 VOICE: (870) 2 8 5 -2 1 7 2 FAX: (870) 2 8 5 -3 3 3 5 Chm/CEO/Pres: Irvin C. Bainum VP: Harold A. Smith 101 North Washington P. O. Box 279 7 1 9 5 8 -0 2 7 9 VP: Evea J. Bainum Treas/Sec: Lynda Robbins Subsidiaries: Diamond State Bank Diamond State Insurance Agency Murfreesboro, AR Murfreesboro, AR Eighty-Fourth Report 163 M & P Community Bancshares, Inc. Newport, AR BHC Number: 1 4 9 1 3 0 6 VOICE: (870) 523-3601 FAX: (870) 5 2 3 -3 4 7 3 Second and Hazel Streets P. O. Box 550 7 2 1 1 2 -0 5 5 0 Chm/CEO/Pres: Jim S. Gowen, Sr. Subsidiaries: Greers Ferry Lake State Bank Merchants & Planters Bank Three Rivers Realty, Inc. Heber Springs, AR Newport, AR Newport, AR First Paragould Bankshares, Inc. Paragould, AR BHC Number: 1 1 1 9 3 8 3 VOICE: (870) 239-852 1 FAX: (870) 2 3 6 -4 8 3 7 Chm/CEO: William E. Brewer Second and Court Streets P. 0 . Box 700 7 2 4 5 1 -0 7 0 0 Pres/COO: Kelly G. Wright Subsidiaries: Corning Bank First National Bank First Services of Northeast AR Corning, AR Paragould, AR Paragould, AR SEA Bancshares, Inc. Parkdale, AR BHC Number: 2 2 9 9 2 6 4 VOICE: (8 7 0 )4 7 3 -2 2 1 7 FAX: (870) 4 7 3 -2 4 9 2 Chm: Thomas R. Pugh Pres: George L. Pugh 1853 Hwy. 165 South P. O. Box 37 7 1 6 6 1 -0 0 3 7 VP: William B. deYampert Treas/Sec: John B. Currie, Sr. Subsidiaries: Southeast Arkansas Bank Parkdale, AR Arkansas State Bank Department 1 64 Parkin Bancorp, Inc. Parkin, AR 77 Parkin Avenue P. 0 . Box 526 7 2 3 7 3 -0 5 2 6 BHC Number: 1142411 VOICE: (870) 755-5401 FAX: (870) 7 5 5 -5 6 4 8 Chm/CEO/Pres: William N. Griffin Sec: Frank G. Wallace Subsidiaries: First State Bank Parkin, AR Perry County Bancshares, Inc. Perryville, AR 821 North Hwy. 10 P. 0 . Box 189 7 2 1 2 6 -0 1 8 9 BHC Number: 1 1 3 8 6 7 4 VOICE: (501) 8 8 9 -2 3 1 8 FAX: (5 0 1 )8 8 9 -5 7 2 7 CEO/Pres: Robert M. Hill Sec: Herby Branscum, Jr. Subsidiaries: The Perry County Bank Perryville, AR Piggott Bankstock, Inc. Piggott, AR BHC Number: 1098321 VOICE: (870) 5 9 8 -3 8 0 2 FAX: (870) 5 9 8 -2 0 2 6 212 West Cherry Street P. 0 . Box 307 7 2 4 5 4 -0 3 0 7 Chm/CEO/Pres: Paula 0 . Blackwell Subsidiaries: Piggott State Bank Piggott, AR Eighty-Fourth Report 165 Simmons First National Corporation Pine Bluff, AR BHC Number: 1 0 9 4 8 2 8 VOICE: (870) 5 4 1 -1 0 0 0 FAX: (8 7 0 )5 4 1 -1 1 2 3 501 Main Street P. O. Box 7 0 0 9 7 1 6 1 1 -7 0 0 9 Chm/CEO/Pres: J. Thomas May Subsidiaries: Simmons First Bank of Dumas Simmons First Bank of Jonesboro Simmons First Bank of South Arkansas Simmons First National Bank Simmons First Bank of Northwest Arkansas Simmons First Bank of Russellville Simmons First Bank of Searcy Arkansas Fund, Inc. Simmons First Mortgage Corporation Dumas, Jonesboro, Lake Village, Pine Bluff, Rogers, Russellville, Searcy, Pine Bluff, Pine Bluff, AR AR AR AR AR AR AR AR AR Clement Bancshares, Inc. Plainview, AR BHC Number: 1 0 9 6 4 4 8 VOICE: (501) 272-422 1 FAX: (5 0 1 )2 7 2 -4 1 5 4 Chm/CEO/Pres: John Clement VP: Ralph Wilson Subsidiaries: First State Bank Nimrod Real Estate, Inc. 2 0 0 Main Street P. O. Box 277 7 2 8 5 7 -0 2 7 7 Treas/Sec: Jan Clement Plainview, AR Plainview, AR Arkansas State Bank Department 166 Pocahontas Bankstock, Inc. Pocahontas, AR BHC Number: 1 8 3 4 2 6 6 VOICE: (870) 8 9 2 -5 2 8 6 FAX: (870) 8 9 2-838 1 101 Broadway P. O. Box 46 7 7 2 4 5 5 -0 4 6 7 Chm/CEO/Pres: John R. Jackson, Jr. Subsidiaries: Bank of Pocahontas Pocahontas, AR Mainline Bankshares of Portland, Inc. Portland, AR Main Street P. O. Box 178 7 1 6 6 3 -0 1 7 8 BHC Number: 1 1 3 2 6 2 7 VOICE: (870) 7 3 7 -2 2 3 6 FAX: (8 7 0 )7 3 7 -2 8 1 6 Chm/CEO/Pres: Tipton Pugh Sec: Mary Dean Pugh Subsidiaries: The Peoples Bank The Peoples Bank Insurance Agency Portland, AR Portland, AR Portland Bankshares, Inc. Portland, AR BHC Number: 1 1 4 1 1 8 8 VOICE: (870) 7 3 7 -2 2 2 6 FAX: (870) 7 3 7 -4 2 6 3 Chm: Robert D. Pugh Subsidiaries: Portland Bank Main Street P. O. Box 68 7 1 6 6 3 -0 0 6 8 CEO/Pres: Jerry D. Sadler Portland, AR Eighty-Fourth Report 167 Prescott Bancshares, Inc. Prescott, AR BHC Number: 2 2 3 6 5 8 6 VOICE: (870) 8 8 7 -2 6 8 8 FAX: (870) 8 8 7 -6 8 2 2 East Second at Main Drawer 4 9 0 7 1 8 5 7 -0 4 9 0 Pres: John Warren Brannan, Jr. EVP: James E. Franks Treas/Sec: Faith Beavert Subsidiaries: First State Holding Company of Prescott Bank of Prescott Prescott, AR Prescott, AR BOR Bancshares, Inc. Rogers, AR BHC Number: 2 6 2 6 5 1 6 VOICE: (501) 6 2 1 -6 8 0 0 FAX: (5 0 1 )6 2 1 -6 8 0 1 1205 West Walnut P. 0 . Box 69 9 7 2 7 5 7 -0 6 9 9 VP: Guy J. Cable VP: Scott Franklin Pres: Dick McLelland VP: Pam Evans Subsidiaries: Bank of Rogers Rogers, AR First Security Bancorp Searcy, AR BHC Number: 1 0 9 6 5 0 5 VOICE: (501) 2 7 9 -3 4 0 0 FAX: [5 0 1 )2 7 9 -3 4 5 5 3 1 4 North Spring P. O. Box 1009 7 2 1 4 5 -1 0 0 9 Chm/CEO/Pres: Reynie Rutledge Subsidiaries: Farmers Bank and Trust Company First Community Bank, N. A. First Security Bank First Security Investment Advisors, Inc. Clarksville, Conway, Searcy, Searcy, AR AR AR AR Arkansas State Bank Department 168 Smackover Bancshares, Inc. Smackover, AR BHC Number: 1 0 9 8 2 6 4 VOICE: (870) 725-305 1 FAX: (870) 7 2 5 -3 0 4 9 708 North Broadway P. O. Box 107 7 1 7 6 2 -0 1 0 7 VP: J. Drew Tennyson VP/TO: James B. Yeager Chm/CEO: Max O. Taylor Pres: Bob Willett SVP/Cash: Paulette Bussell Subsidiaries: Smackover State Bank Smackover, AR Star City Bancshares, Inc. Star City, AR BHC Number: 1 1 3 1 7 2 3 VOICE: (870) 6 2 8 -4 2 8 6 FAX: (870) 6 2 8 -5 2 7 4 116 North Lincoln P. O. Drawer 69 7 1 6 6 7 -0 0 6 9 Chm/CEO/Pres: Bennie F. Ryburn, Jr. Subsidiaries: Bank of Star City Star City, AR The Farmers and Merchants Bankshares, Inc. Stuttgart, AR BHC Number: 1 0 9 9 6 7 2 VOICE: (870) 673-6911 FAX: (8 7 0 )6 7 3 -6 9 1 8 Chm: Roy O. McCollum, III Subsidiaries: The Farmers and Merchants Bank 708 South Main P. 0 . Drawer 947 7 2 1 6 0 -0 9 4 7 CEO/Pres: Don Pattillo Stuttgart, AR Eighty-Fourth Report 169 Rainbow Investment Company, Inc Tuckerman, AR BHC Number: 1 2 4 6 4 3 0 VOICE: (870) 3 4 9 -5 1 5 5 FAX: (8 7 0 )3 4 9 -5 1 7 0 106 East Main P. 0 . Box 1000 72 4 7 3 Chm/CEO/Pres: Lindley V. Sm ith, Jr. Sec: Jan Bryant Subsidiaries: Bank o f Tuckerm an Tuckerman, AR Tyronza Bancshares, Inc. Tyronza, AR BHC Number: 1 1 3 9 7 8 3 VOICE: (8 7 0 )4 8 7 -2 1 6 1 FAX: (870) 4 8 7 -2 0 6 9 Chm: George E. Beley Main and Oak Streets P. 0 . Box 395 7 2 3 8 6 -0 3 9 5 CEO/Pres: Harry J. Webb. Jr. Subsidiaries: First Delta Bank First Delta Bank Insurance Services, Inc. Tyronza, AR Marked Tree, AR Bradley Bancshares, Inc. Warren, AR BHC Number: 1 0 9 7 4 6 3 VOICE: (870) 226-2601 FAX: (870) 2 2 6 -2 2 5 3 Chm: Virginia M. Ryburn CEO/Pres: Freddie M. M obley Subsidiaries: First State Bank of Warren 104 South Main Street P. 0 . Box 29 7 1 6 7 1 -0 0 2 9 VChm: Bennie F. Ryburn, Jr. Warren, AR 170 Arkansas State Bank Department Cross County Bancshares, Inc. Wynne, AR BHC Number: 1 1 3 1 6 1 1 VOICE: (87 0) 2 3 8 -8 1 7 1 FAX: (870) 2 3 8 - 4 0 5 2 1 Cross County Plaza P. O. Box 9 7 23 9 6 -0 0 0 9 Chm: Dr. Willard G. Burks CEO/Pres: Ken McClanahan Treas/Sec: Andrea Murray Pierron Subsidiaries: Cross County Bank Wynne, AR Mountain Bancshares, Inc. Yellville, AR BHC Number: 1 0 9 8 3 6 7 VOICE: (870) 4 4 9 - 4 2 3 1 FAX: (87 0) 4 4 9 - 4 8 6 6 Chm/CEO/Pres: Judy R. Loving VChm: Fred A. Berry Madison and Church P. 0 . Box 3 2 5 7 2 6 8 7 -0 3 2 5 Sec: Dan R. Duren Subsidiaries: The Bank of Yellville Yellville, AR Eighty-Fourth Report OUT OF STATE BANK HOLDING COMPANIES AND THEIR ARKANSAS SUBSIDIARIES JUNE 30, 1998 172 Arkansas State Bank Department Security State Bancshares, Inc. Charleston, MO BHC Number: 1 2 4 8 5 7 3 VOICE: (573) 6 8 3 - 3 7 1 2 FAX: (57 3) 6 8 3 - 6 2 3 5 101 South Main P. 0 . Box 99 63834 CEO/Pres: Don Burnett Sec: Clayton Vandivort Arkansas Affiliates: Bank of Paragould Paragould, AR Mercantile Bancorporation Inc. St. Louis, MO BHC Number: 1094211 VOICE: (314) 4 1 8 - 2 5 2 5 FAX: ( 3 1 4 ) 4 1 8 - 1 3 8 6 Chm/CEO/Pres: Thomas H. Jacobsen VChm/CFO: John A. Arnold VChm: John W . McClure P. 0 . Box 5 2 4 7th and Washington Streets 6 3 1 6 6 -0 5 2 4 Atty: Jon W. Bilstorm EVP: Jon P. Pierce Arkansas Affiliates: Ameribanc, Inc. Horizon Bank Landau I, Inc. Hughes Villas, Ltd. Mercantile Bank of Arkansas N. A. Mercantile Financial of Little Rock, Inc. Mercantile Financial of Little Rock, L. L. C. St. Louis, MO Malvern, AR Arkadelphia, AR Arkadelphia, AR North Little Rock, AR Little Rock, AR Little Rock, AR Eighty-Fourth Report 173 NationsBank Corporation Charlotte, NC BHC Number: 1073757 VOICE: (704) 386-5000 FAX: (704) 386-6453 NationsBank Corporate Center 100 North Tyron Street 28255 Chm: Andrew B. Craig CEO: Hugh L. McColl, Jr. Contact: Paul J. Polking Arkansas Affiliates: EquiCredit Corporation of Arkansas Worthen Community Development Corporation Worthen Development Corporation National Credit Corporation Worthen Financial Corporation Little Little Little Little Little Rock, Rock, Rock, Rock, Rock, AR AR AR AR AR Union Planters Corporation Memphis, TN 7130 Goodlett Farms Parkway P. 0 . Box 387 38147-0387 BHC Number 1094369 VOICE: (901) 580-6000 FAX: (9 0 1 )5 8 0 -2 9 3 9 Chm/CEO: Benjamin W. Rawlins, Jr. Pres/COO: Jackson W. Moore EVP: J. Armistead Smith EVP: James A. Gurley EVP/CFO: John W. Parker SVP/CAO/Treas: M. Kirk Walters Arkansas Affiliates: Union Planters Holding Corporation Farmers & Merchants Bank Merchants and Farmers Bank Union Planters Bank, N.A. First North Central Insurance, Inc. Planters Investment Corporation, Inc. Memphis, Des Arc, West Helena, Memphis, Clinton, Forrest City, TN AR AR TN AR AR 174 Arkansas State Bank Department ABBREVIATIONS Chm: Chairman of the Board CEO: Chief Executive Officer VChm: Vice Chairman Pres: President Atty: Attorney EVP: Executive Vice President SVP: Senior Vice President CAO: Chief Administrative Officer CFO: Chief Financial Officer COO: Chief Operating Officer AdmVP: Administrative Vice President Executive Officer EO: VP: Vice President Senior Loan Officer SLO: Cash: Cashier Controller Cont: AVP: Assistant Vice President Auditor Aud: Trust Officer TO: Assistant Trust Officer ATO: Treasurer Treas: Secretary Sec: Eighty-Fourth Report NOTES 175 176 Arkansas State Bank Department NOTES Eighty-Fourth Report NOTES 177 178 Arkansas State Bank Department NOTES Eighty-Fourth Report NOTES 179 180 Arkansas State Bank Department NOTES Eighty-Fourth Report NOTES 181 182 Arkansas State Bank Department NOTES Eighty-Fourth Report NOTES 183 184 Arkansas State Bank Department NOTES Eighty-Fourth Report NOTES 185 186 Arkansas State Bank Department NOTES Eighty-Fourth Report NOTES 187 188 Arkansas State Bank Department NOTES
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