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REPORT OF | pH Sgg BANK CQM M miONSa. A & > .y g A g 11%A n i T VJa. TA T T ^ / h 'P A«2hV«aL 'S ss? w Governor p i^ tjL xt£ £ =i= s£ t 3 sm B .0, *«=>' ^S'^.<£=s^/ 12 » S*. V O 5n-5W 9~p j S g s rt,vt «&w Eighty-First Annual REPORT OF THE BANK COMMISSIONER JUNE 30, 1995 Eighty-First Report STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30, 1995 Honorable Jim Guy Tucker Governor of Arkansas Little Rock, Arkansas Governor Tucker: The Eighty-First Annual Report of the Bank Commissioner of Arkansas is hereby submitted pursuant to the provisions of A ct 1 13 of 1 9 1 3 . The financial and statistical data contained in this report has been compiled from Reports of Condition and Income and other regulatory reports submitted to this office for the fiscal year ending June 3 0 , 1 9 9 5 . The D epartm ent supervised 1 8 3 financial institutions as of June 3 0 , 1 9 9 5 , including 1 7 5 state chartered commercial banks, tw o trust companies, one industrial loan institution, one non-profit corporation, and four county industrial developm ent corporations. The assets of all institutions supervised totaled . $ 1 4 ,1 2 0 ,9 8 9 ,0 0 0 at fiscal year end, a 7 .7 3 percent increase. In addition to the institutions noted above, the Departm ent also supervised 1 2 0 bank holding companies which ow n state chartered banks, and 8 5 trust departments operated by state chartered banks. The State Bank D epartm ent maintains a Strategic Plan which the Departm ent's employees develop on an annual basis as a part of our Quality M anagem ent program. The goals and objectives encompass every facet of the D epartm ent's operation. The mission of the State Bank Departm ent through Quality M anagem ent is to allocate available human and other resources existing in our Examination, Data Processing and Adm inistrative Services Divisions to ensure the continuance of safe and sound financial practices in state chartered banking institutions. W e assure you of our continuing efforts to maintain the highest level of professionalism in the performance of our responsibilities and in the fulfillment of the mission of the Bank Departm ent. Cordially, Bill J. Ford Bank Commissioner Eighty-First Report TA B LE OF C O N T E N T S Legal H o lid a y s ................................................................................................................... 2 Commissioners of The Bank D e p a r tm e n t ............................................................... 3 State Banking B o a r d ...........................................................................................................4 Departm ental R o s t e r ....................................................................................................... 5 State Chartered Banks' Corporate Name Changes 9 ........................................... State Chartered Banks Approved For Merger or Purchase .................... .. 9 N ew Branches Approved From July 1, 1 9 9 4 to June 3 0 , 1 9 9 5 ............................................................................................................. 11 Fiscal Report of The Bank D epartm ent ............................................................... 13 Federal Supervisory A g e n c ie s ................................................................................... 14 Trade A s s o c ia tio n s ....................................................................................................... 19 Consolidated Report of Condition of State Chartered Commercial B a n k s ............................................................... 22 Consolidated Statem ent of State Chartered Trust D e p a rtm e n ts ..................................................................... 23 Consolidated Report of Condition of National B a n k s ............................................................................................................. 24 Capital to A verage Assets Ratios For All Arkansas Commercial Banks ................................................................................ 25 National B a n k s ................................................................................................................ 32 Report of State Chartered Commercial B a n k s ..................................... 36 Report of O ther State Chartered Financial In s titu tio n s ..................................................................................... 126 Report of C ounty Industrial Developm ent Corporations ............................. 130 Commercial Banks Listed by C o u n t y .................................................................. 1 32 M ap of Arkansas C o u n tie s ...................................................................................... 140 Arkansas Bank Holding Companies .................................................................. 142 O ut of State Bank Holding C o m p a n ie s ............................................................... 174 Abbreviations 176 ............................................................................................................. 2 Arkansas State Bank Department LEGAL HOLIDAYS N ew Y e a r ' s .....................................................................................................January 1 Robert E. Lee's Birthday ....................... ................. Third M onday in January M artin Luther King's B irth d a y ............... ................. Third M onday in January George W ashington's B ir t h d a y ............ ................. Third M onday in February M emorial Day ........................................... Independence Day ................................... .................... .................................. July 4 Labor D a y .................................................... V eteran 's Day ........................................... Thanksgiving D a y ..................................... Christmas Eve ........................................... . ......................................... December 2 4 Christmas D a y ........................................... All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding M onday shall be a holiday in its stead. Eighty-First Report 3 COM MISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT No. Name Date of Appointm ent Date Service Ended 1. John M . D a v is .............. . . . October 6, 1 9 1 3 October 3, 1 9 1 8 2. A . J. Reap October 3, 1 9 1 8 March 2 2 , 1 9 1 9 3. W . T. M axw ell ........... . . . March 2 2 , 1 9 1 9 September 1, 1921 4. Charles M cK ee ........... . September 1, 1921 July 2 8 , 1 9 2 5 5. Loid Rainw ater ........... ............July 2 8 , 1 9 2 5 February 8, 1 9 2 7 6. W alter E. T a y lo r ........... . . . February 8, 1 9 2 7 January 10, 1 9 3 3 7. M arion W a s s o n ............ . . January 10, 1 9 3 3 January 12, 1 9 3 7 8. Grover S. Jernigan . . . . . January 12, 1 9 3 7 January 1 4, 1941 9. Thom as W . Leggett . . . . January 14, 1941 February 1, 1 9 4 9 10. S. J. Dean December 3 1 , 1 9 4 9 11. Ed. I. M cK inley, Jr. 12. A . R. M e r r i t t ................. . . . 13. Dick Simpson 14. H. C. A d a m s ................. . . . . 15. Don R. Clark (Acting) . . . . 16. B. J. Lam bert, Jr. 17. Marlin D. Jackson 18. Bill J. Ford .................... . . . .................... . . . February 1, 1 9 4 9 . . . December 3 1 , 1 9 4 9 March 14, 1 9 5 3 .............. . . . February 8, 1 9 5 5 March 3, 1 9 6 7 March 1 4, 1 9 5 3 February 8, 1 9 5 5 March 2, 1 9 6 7 M arch 16, 1 9 7 9 March 16, 1 9 7 9 April 19, 1 9 7 9 . . . .... April 19, 1 9 7 9 April 15, 1 9 8 3 . . . .... April 15, 1 9 8 3 October 1, 1 9 8 7 .................... . . . October 1, 1 9 8 7 4 Arkansas State Bank Department STATE BANKING BOARD MEMBERS M r. Lindley V . Sm ith, Jr. Bank of Tuckerm an P. 0 . Box 1 0 0 0 Tuckerm an, Arkansas 7 2 4 7 3 TELEPHONE: 3 4 9 -5 1 5 5 TERM EXPIRES: 1 2 -3 1 -9 5 M r. Robert Hill Chairman P. O. Box 3 8 5 Perryville, Arkansas 7 2 1 2 6 TELEPHONE: 8 8 9 -5 1 1 6 TERM EXPIRES: 1 2 -3 1 -9 6 M r. Larry G. Nelson Vice Chairman Peoples Bank and Trust Company Draw er B M ountain Hom e, Arkansas 7 2 6 5 3 TELEPHONE: 4 2 5 -2 1 6 6 TERM EXPIRES: 1 2 -3 1 -9 7 M r. John Collins P. 0 . Box 3 0 7 7 Little Rock, Arkansas 7 2 2 0 3 TELEPHONE: 3 7 6 -8 2 9 6 TERM EXPIRES: 1 2 -3 1 -9 8 M s. Joy Drummonds 1 0 7 W est Henson Springdale, Arkansas 7 2 7 6 4 TELEPHONE: 7 5 1 -2 1 8 3 TERM EXPIRES: 1 2 -3 1 -9 8 M r. Bob W illett Sm ackover State Bank P. O. D raw er 1 0 7 Sm ackover, Arkansas 7 1 7 6 2 TELEPHONE: 7 2 5 -3 0 5 1 TERM EXPIRES: 1 2 -3 1 -9 9 Eighty-First Report Arkansas State Bank Departm ent 3 2 3 Center Street, To w er Building, Suite 5 0 0 Little Rock, Arkansas 7 2 2 0 1 -2 6 1 3 (5 0 1 ) 3 2 4 -9 0 1 9 FAX (5 0 1 ) 3 2 4 -9 0 2 8 DEPARTMENTAL ROSTER Bill J, Ford - Bank Commissioner Don R. Clark - Assistant Bank Commissioner Examination and Regulation Regulatory Enforcement Actions Consumer Complaints State Banking Board Economic Development EXA M IN A TIO N AND SUPERVISION DIVISION Luther Guinn and Julian E. Rainey - Chief Examiners Regulatory Examinations/Regulatory and Banking Procedures Bank Performance Evaluation and Monitoring Division Personnel/Recruitment and Management Larry M . Hillyard - Assistant Chief Examiner Carolyn J. Bearden - Bank Holding Company Supervisor John B. Frazer - Regional Supervisor (Fayetteville) John A. Long - Regional Supervisor (Hot Springs) Edward B. Thurston - Bank Senior DP Examiner H. Wilks Marshall - Assistant Chief Examiner Richard D. Buzbee - Regional Supervisor (Little Rock) M. Diane Ivy - Regional Supervisor (Little Rock) Baker L. Moseley - Regional Supervisor (Jonesboro) Thomas M. Narrell - Trust/Compliance Supervisor Jacqueline Williams (M anager), Benjamin F. Bigger, Ilf and Jim S. G ow en, Jr. - Financial Analysts Self Examination Bank Reports of Condition and Income Bank Holding Company Reports of Condition and Income Research and Financial Analysis Public Information Requests Application Analysis 5 6 Arkansas State Bank Department Janet Griebel - Training and Examination Services Manager T raining/Orientation/Education Administrative Support Quality Management DATA CENTER SERVICES M itch L. Vire - A dm inistrator W ade P. M eyer - Systems Programmer Data Processing Support Research and Development Application Programming CORPORATE AND LEGAL DIVISION Candace A . Franks - A ttorney Application Information Rules and Regulations Manual Charter Amendments and Charter Information Certificates of Good Standing Legal Filings and Inquiries OFFICE A N D A D M IN ISTR A TIO N DIVISION Jacqulin J. Dicus - Director of Adm inistrative Services Accounting and Employee Services Expense Disbursements Budget and Personnel Physical Plant and Equipment Administrative Support Performance Evaluation Division Personnel Recruitment Jane R. English - A dm inistrative A ssistant I Lori A . Farr - Adm inistrative Assistant II M artha A . Harris - Executive/Adm inistrative Secretary Beverly A . Lovett - A ccountant M arsha L. M asterson - Accounting Supervisor I Barbara A . M ahoney - Legal Secretary Terri M . M organ - Accounting Adm inistrative Secretary Marilyn R. M yers - A dm inistrative Assistant I Cynthia L. Nixon - A dm inistrative A ssistant II Brenda L. Strachan - M anagem ent Project Analyst I Eighty-First Report EXA M IN A TIO N PERSONNEL FA YETTEVILLE OFFICE 2013 Green Acres Road 72703-2618 P. 0. Box 3447 72702-3447 Telephone Number: 442-0936 FAX Number: 442-0717 John B. Frazer - Regional Supervisor Chris C. Wilson - Bank Senior Examiner Jack M. Otten - Bank Senior Examiner Stanley J. Roberts - Financial Examiner II Gary W. Bush - Financial Examiner II Donnalee T. Griswold - Financial Examiner I Ron E. Branscum - Financial Examiner I HOT SPRINGS OFFICE 403 Ouachita Avenue 71901- 5187 P. 0. Box 940 71902- 0940 Telephone Number: 623-0048 FAX Number: 623-0273 John A. Long - Regional Supervisor P. Ted Finkbeiner, III - Bank Senior Examiner Michael G. Saunders - Bank Senior Examiner John A. Menotti - Bank Senior Examiner Todd D. Smith - Financial Examiner II Brent W. Godwin - Financial Examiner II Nicole E. Diggins - Financial Examiner Trainee JONESBORO OFFICE 924 South Main 72401-3597 P. O. Box 9374 72403-9374 Telephone Number: 972-1744 FAX Number: 972-1762 Baker L. Moseley - Regional Supervisor William R. Milum - Bank Senior Examiner Harold R. "Chip" Dortch, Jr. - Bank Senior Examiner Charles M. Stoddard - Bank Senior Examiner Stanley C. Staton - Financial Examiner I Angelia A. Coy - Financial Examiner Trainee Terry R. Dickson - Financial Examiner Trainee Susannah Thomas - Financial Examiner Trainee 7 8 Arkansas State Bank Department LITTLE ROCK M. Diane Ivy - Regional Supervisor Luke B. Webre - Commissioned Senior Examiner William C. Roberts - Bank Senior Examiner John W. Ashby - Bank Senior Examiner Paula K. Wilson - Bank Senior Examiner Richard S. Plotkin - Bank Senior Examiner James W. Wisener, Jr. - Financial Examiner II LITTLE ROCK Richard D. Buzbee - Regional Supervisor Jerry C. Corrothers - Bank Senior Examiner Joe B. Yee - Bank Senior Examiner Robert L. Robinson - Bank Senior Examiner Robert M. Henry - Bank Senior Examiner Kim D. Markland - Financial Examiner II Catherine L. Watson - Financial Examiner I TRUS T/COMPUA NCE Thomas M. Narrell - Trust/Compliance Supervisor Stacey D. Walter - Financial Examiner II BANK HOLDING COMPANY Carolyn J. Bearden - BHC Supervisor Mary C. Pennebaker - Bank Senior Examiner ELECTRONIC DA TA PROCESSING Edward B. Thurston - Bank Senior DP Examiner Yvonne Chou - Bank Junior DP Examiner 9 Eighty-First Report STATE CHARTERED BANKS' CORPORATE NAME CHANGES FROM JULY 1, 1994 TO JUNE 30, 1995 BANK CHARTER NUMBER NEW NAME Dumas State Bank, Dumas 729 Simmons First Bank of Dumas Mercantile Bank, Jonesboro 648 Union Planters Bank of Northeast Arkansas N ew ton County Bank, Jasper 121 Bank of the Ozarks, nwa Bank of Ozark, Ozark 674 Bank of the Ozarks, wca STATE CHARTERED BANKS APPROVED FOR MERGER OR PURCHASE FROM JULY 1, 1994 TO JUNE 30, 1995 BANK CHARTER NUMBER ACTIVITY Mercantile Bank, Hardy 751 Merged into Mercantile Bank, Jonesboro. Approved 1 2-01 -9 4. Mercantile Bank, M am m oth Spring 750 " First State Bank of N ew port, N ew port 738 The Bank of Rector, Rector 616 " Bank of W einer, W einer 276 " First State Bank, Gould 719 Purchased by Simmons First National Corporation, Pine Bluff. Approved 1 -3 1 -9 5 . (Facilities now branches of Simmons First National Bank of Pine Bluff) 10 BANK Arkansas State Bank Department CHARTER NUMBER A C T IV IT Y M erchants & Planters Bank & Trust C om pany, Arkadelphia 341 Bank of H ot Springs, Hot Springs 758 Grant County Bank, Sheridan 136 •• Planters Bank and Trust Com pany, Forrest City 521 Merged into First Southern Bank, Earle. Approved 6 -1 5 -9 5 . First Bank of Arkansas, Trumann 754 Merged into First Bank of Arkansas, Jonesboro. Approved 6 -1 5 -9 5 . Security Bank, Paragould 640 Merged into Union Planters Bank of N o rth e a s t A rk a n s a s , Jonesboro. Approved 6 -1 5 -9 5 Farmers and M erchants Bank, Reyno 360 Searcy C ounty Bank, Marshall 679 Merged into Bank of M alvern, M alvern. Approved 6 -1 5 -9 5 . it Merged into First National Bank, Clinton. No approval necessary. Eighty-First Report NEW BRANCHES APPROVED FROM JULY 1, 1994 TO JUNE 30, 1995 NAME OF BANK NEW BRANCH LOCATION Elk Horn Bank and Trust Company Arkadelphia N.E. Corner of Hwy 7 & Hwy 84 Bismarck The Bank of Augusta Augusta Highway 64 Augusta Benton State Bank Benton 17309 Interstate 30 Benton The Union Bank of Benton Benton 1212 Salem Road Benton The Union Bank of Benton Benton 14106 Chicot Road Mabelvale Arkansas State Bank Clarksville 111 North Second Ozark First Community Bank Conway 1390 Highway 64 West Conway First Community Bank Conway 7 Wilson Farm Road Greenbrier The Bank of Elkins Elkins 201 North East Street Fayetteville Mcllroy Bank & Trust Fayetteville Highway 265 and 45 Fayetteville Bank of Gravett Gravette 303 S.E. Atlanta Gravette Arkansas Bank and Trust Company Hot Springs 21 5 Airport Road Hot Springs 12 Arkansas State Bank Department NAME OF BANK NEW BRANCH LOCATION Bank of the Ozarks, nwa Jasper 725 Hwy 62-65 North Harrison The Arkansas Bank Jonesboro 2916 Caraway Road Jonesboro Simmons First Bank of Jonesboro Jonesboro 605 Southwest Drive Jonesboro Union Planters Bank of Northeast Arkansas Jonesboro U.S. Highway 49 Weiner Bank of McCrory McCrory Highway 64 Augusta Bank of the Ozarks, wca Ozark 1150 Rogers Ave. Clarksville Bank of the Ozarks, wca Ozark 515 Pointer Trail East Van Buren The Farmers & Merchants Bank Prairie Grove 1 64 N. Centennial West Fork First Western Bank and Trust Company Rogers 4th and Chestnut Rogers First Bank of Arkansas Russellville 100 Rogers Street Clarksville First Bank of Arkansas Searcy 110 South Spring Street Searcy Cross County Bank Wynne First and Ritter Weiner 13 Eighty-First Report The following is a statem ent reflecting deposits and disbursements of the State Bank D epartm ent from July 1, 1 9 9 4 through June 3 0 , 1 9 9 5 . RECEIPTS Cash Balance June 3 0 , 1 9 9 4 Examination and Assessm ent Fees Charter and A m endm ent Fees . . Teller's Facility Application and all Protest Fees .................... Miscellaneous F e e s .......................... Reimbursement for M & R Sales . W arrant C a n c e lla tio n s .................... Refund to E x p e n d itu re .................... Voided W arrants ............................. Total Receipts $ 1 ,7 5 9 ,5 9 5 .6 3 4 ,2 5 9 ,2 1 2 .6 2 . . 2 ,4 0 0 .0 0 , 2 9 1 ,7 0 0 .0 0 . . . 6 ,2 1 6 .9 8 ...............................................- 0 - . . . 6 ,3 4 1 .7 2 , . 1 1 ,6 4 4 .9 1 ........... 1 3 6 .9 5 4 ,5 7 7 ,6 5 3 .1 8 $ 6 ,3 3 7 ,2 4 8 .8 1 DISBURSEMENTS S a la rie s .................................................... M aintenance and General Operation S .S ., Retirement and Insurance M a t c h in g .............. - ......................... Professional Services and Fees . . . Conference Fees and T r a v e l............ Capital Outlay ...................................... Data P ro c e s s in g ................................... Proceeds from M & R ....................... Service Charge by State Treasurer Support F u n d ........................................ Total Disbursements Cash Balance June 3 0 , 1 9 9 5 2 ,3 6 0 ,3 1 3 .5 3 6 7 1 ,0 5 6 .2 9 5 9 2 ,3 5 2 .2 0 1 4 8 ,4 9 2 .4 7 1 4 2 ,2 9 9 .9 5 . 6 1 ,3 0 1 .6 5 . . 1 ,3 9 7 .1 2 ...............................................- 0 - . 6 8 ,2 9 9 .6 8 ........... 5 1 6 .0 1 4 .0 4 6 .0 2 8 .9 0 2 .2 9 1 .2 1 9 .9 1 $ 6 ,3 3 7 ,2 4 8 .8 1 14 Arkansas State Bank Department FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5100 Poplar Avenue, Suite 1900 Memphis, Tennessee 38137 Telephone Number: (901) 685-1603 Fax Number: (901) 685-1846 Fax Number: (901) 682-5110 Cottrell L. Webster . Sylvia H. Plunkett . . James E. Cooper . James F. Benner . . Joseph M. McGovern Ronny G. Parham . . Phillip H. Schwartz . ................Regional Director .......... Regional Manager Deputy Regional Director Assistant Regional Director Assistant Regional Director Assistant Regional Director ............... Regional Counsel Little Rock Field Office 3805 McCain Park Drive, Suite 112 North Little Rock, Arkansas 72116 P .O .B o x 16355 72231-6355 Telephone Number: (501) 758-7676 Fax Number: (501) 758-8095 Larry T. Tadlock Field Office Supervisor Memphis Field Office Building B, Suite 275 1355 Lynnfield Road Memphis, Tennessee 38119 Telephone Number: (901) 763-1775 Fax Number: (901) 763-4163 William W. Quinn Field Office Supervisor Shreveport Field Office 1914 Citizens Drive Bossier City, Louisiana 71111 Telephone Number: (318) 746-8283 Fax Number: (318) 742-2451 Don R. Turner Field Office Supervisor Eighty-First Report 15 FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust Street P. 0 . Box 442 St. Louis, Missouri 63166 Telephone Number: (314) 444-8444 Thomas C. Melzer ............................ James R. Bowen .......... Karl W. Ashman . . . . . . Senior Vice President Henry H. Bourgaux . . . . Senior Vice President Joan P. Cronin . . . . . . . Senior Vice President William G. Dewald . . . . Senior Vice President Mary H. Karr . . . . . . . . Senior Vice President General Counsel and Secretary Kristi D. Short . . . . . . . Senior Vice President Cletus C. Coughlin .......................Vice President and Associate Director of Research William T. Gavin . . .......................Vice President Research Coordinator R. Alton Gilbert . . ....................... Vice President N. Lynn Greenwood .......................Vice President Public Affairs William C. Leslie . . .......................Vice President Retail Operations Jean M. Lovati . . . .......................Vice President Corporate Support Services Martha L. Perine . . ....................... Vice President Accounting and Personnel Michael D. Renfro . .................... General Auditor Audit William J. Sneed .......................Vice President Support Services Randall C. Sumner President First Vice President .................. Vice President Credit, Community Affairs and Account Monitoring 16 Arkansas State Bank Department FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 Little Rock Branch 325 West Capitol Avenue P. 0 . Box 1261 Little Rock, Arkansas 72203-1261 Telephone Number: (501) 324-8300 (Vacant) ................................................................. Vice President and Manager Thomas R. C a lla w a y .................................................... Assistant Vice President Marilyn K. Corona ................................................................. Operations Officer Memphis Branch 200 North Main Street P. O. Box 407 Memphis, Tennessee 38101-0407 Telephone Number: (901) 523-7171 John P. Baumgartner Michael R. Sinnett Vice President and Manager Assistant Vice President Eighty-First Report 17 COMPTROLLER OF THE CURRENCY Southwestern District Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number: (214) 720-0656 Fax Number: (214) 720-7098 Dean S, Marriott .............................................................. Deputy Comptroller John A. Bodnar .............................................................. District Administrator Randal Ryskamp.........................................................................District Counsel Thomas M. B lyedbal............................................ Edward Graves Director for Administration .......................................................Director for Bank Analysis Gene Ferner................................................................. Director for Compliance William J. S u m a n .............................Director for Regional Bank Supervision Oklahoma City Field Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number: (214) 720-7006 Fax Number: (214) 720-7008 Kenneth I. Myers Field Office Director Little Rock Duty Station 10201 W. Markham, Suite 105 Little Rock, Arkansas 72205 Telephone Number: (501) 225-7228 Fax Number: (5 01)225-2711 Debra Garland Field Manager F. Christian Dunn Field Manager 18 Arkansas State Bank Department COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Telephone Number: (404) 659-8855 Fax Number: (404) 588-4532 Donald G. Coonley. . .......... Deputy Comptroller Archie L. Bransford, Jr . . . . District Administrator H. Gary Pannell .................. District Counsel .... William J. Abernathy James P. Buff . . Director for Compliance and Bank Analysis .......... Director for Administration A. Duncan McFarlane Director for Regional Banks Central Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Vernon E. Fasbender Field Office Director Northern Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Albert Wornum, Jr Field Office Director Southern Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 James W. McPherson Field Office Director Eighty-First Report 19 ARKANSAS BANKERS ASSOCIATION The Carvill Building 1220 West Third Street Little Rock, Arkansas 72201 Telephone Number: (501) 376-3741 Fax Number: (501) 376-9243 Dan G. Bailey Executive Director Curtis Hutchins ..................................................................................... Chairman, President & Chief Executive Officer Fordyce Bank & Trust Company, Fordyce Howard M. Qualls .............................................................. President & Chief Executive Officer The State First National Bank of Texarkana, Texarkana President First Vice President Barnett Grace ................................................................. Second Vice President Chairman First Commercial Bank, N.A., Little Rock Bill Bowman ...........................................................................................Treasurer President McGehee Bank, McGehee 20 Arkansas State Bank Department ARKANSAS BANKERS ASSOCIATION YOUNG BANKER SECTION OFFICERS Todd B. T rim b le ...................................................................................... Assistant Vice President Horatio State Bank, Horatio President Kristi Parker N o r ris ............................................................ Senior Vice President Assistant Vice President The Twin City Bank, North Little Rock Patrick Stegall .................................................................................Vice President Vice President The First National Bank of Wynne, Wynne Lisa Kimbrell ........................................................................................... Secretary Administration Officer Simmons First National Bank, Pine Bluff Jim Homan ...................................................................... Loan Officer The Malvern National Bank, Malvern Education Coordinator Brad Joyce ............................................... ..............................................Treasurer Assistant Vice President Arkansas State Bank, Clarksville 21 Eighty-First Report ARKANSAS C O M M U N ITY BANKERS ASSOCIATION P. O. Box 206 Hot Springs, Arkansas 71951-0206 Telephone Number: (800) 771-1634 Fax Number: (501) 525-0637 Richard G. T ram m ell.............................................................. Executive Director Jim S. Gowen, Sr. ................................................................. Chairman, President & Chief Executive Officer Merchants & Planters Bank, Newport Steve S ta ffo rd ........................................................................ . . . Vice President Chairman, President & Chief Executive Officer The First National Bank in Green Forest, Green Forest David R. E s te s ........................................................................ President & Chief Executive Officer First State Bank, Lonoke Michael F. Flynn...................................................................... President American State Bank, Charleston ARKANSAS ASSOCIATION OF BANK HOLDING COMPANIES 103 West Capitol Avenue #1020 Little Rock, Arkansas 72201-5726 Telephone Number: (501) 374-2020 Fax Number: (501) 374-7334 Charlotte May P e rd u e ........................................................... Executive Director James P. Jett ............... ........................................................ .............Chairman President & Chief Executive Officer Union Bank and Trust Company, Monticello Ross M. Whipple ................................................................... . . . Vice Chairman Managing General Partner Whipple Family Limited Partnership, Arkadelphia John Ed Chambers, I I I ..................... Chairman & Chief Executive Officer Danville State Bank, Danville Treasurer 22 Arkansas State Bank Department CONSOLIDATED REPORT OF CONDITION OF THE 175 STATE CHARTERED COMMERCIAL BANKS June 30, 1995 (000's omitted) ASSETS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin ............. $534,102 b. Interest-bearing b alan ces.................................................................. 8 2,079 Securities: a. Held-to-maturity securities.......................................................... 2 ,27 4,48 6 b. Available-for-sale securities ........................................................ 2 ,20 1,06 5 a. Federal funds sold ................................................................................ 3 59,817 b. Securities purchased under agreement to resell............................................. 0 Loans and lease financing receivables: a. Loans and leases, net of unearnedin c o m e ............................... 8 ,20 4,02 5 b. Less: Allowances for loan and lease losses................................ 109,791 c. Less: Allocated transfer risk reserve ........................................................... 0 d. Loans and leases, net of unearned income allowance, and reserve ................................................................ 8 ,0 9 4 ,2 3 4 Assets held in trading accounts ..................................................................... 2,616 Premises and Fixed Assets (including capitalized le ases)................... 262,242 Other real estate o w n e d ...................................................................................14,896 Investments in unconsolidated subsidiaries and associated com panies.......................................................................... 2,372 Customers liability to this bank on acceptances outstanding......................................................................................0 Intangible a ss ets ............................................................................................. 37,293 Other assets ...................................................................................................2 13,877 Total a s s e ts ............................................................................................. $ 14 ,07 9 ,07 9 LIABILITIES 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. Deposits: a. In domestic o ffic e s ..................................................................... $ 12 ,28 8 ,05 4 (1) Noninterest-bearing .................................................................. 1,615,713 (2) Interest-bearing ...................................................................... 10,672,341 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs ......................................................................................0 (1) Noninterest-bearing ................................................................................... 0 . (2) Interest-bearing .................................................................................. .0 a. Federal funds purchased ...........................................................................69,713 b. Securities sold under agreement to repurchase............................. 1 36,422 Demand notes issued to the U.S. T re a s u ry ............................................. 13,805 Other borrowed money . . . . ................................................................... 149,060 Mortgage indebtedness and obligations under capitalized le a s e s ...........................................................................................1,046 Bank's liability on acceptances executed and outstanding................................. 0 Notes and debentures subordinated to deposits....................... 172 Other liabilities ................................................................................................ 95,544 Total liabilities ...................... 12,753,816 Limited-life preferred stock . 0 EQUITY CAPITAL 23. 24. 25. 26. 27. 28. 29. Perpetual preferred stock . 12,012 Common stock . . . 94,022 Surplus ..............................................................................................................419,561 a. Undivided profits and capital re s e rv e s ............................................. 8 04,563 b. Net unrealized holding gains (losses) on available-for-sale secuities (4,895) Cumulative foreign currency translation adjustm en t....................... 0 Total equity c a p ita l................ 1,325,263 Total liabilities, limited-life preferred stock and equity c a p ita l........... $ 14 ,079,079 Eighty-First Report 23 CONSOLIDATED STATEMENT OF CONDITION OF THE 85 STATE CHARTERED TRUST DEPARTMENTS June 30, 1995 (0 0 0 's omitted) ASSETS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Noninterest Bearing Deposits: a. Own Bank and Affiliate Institutions................................ $11,312 b. Other institutions .............................................................................. 21 Interest Bearing Deposits: a. Own Bank and Affiliate Institutions................................ 102,465 b. Other Institutions .................................................................. 51,644 U.S. Government and Agency Obligations.................................. 308 ,03 2 State, County and Municipal Obligations........................................ 8 4,299 Other Short-Term Obligations .......................................................... 26,226 Other Notes and Bonds .......................................... 61,162 S to c k s ................................................................................................... 129,709 Collective Investment Fund U n its ..................................................... 8 9,056 Real Estate M o rtg a g e s ........................................................................ 18,969 Real E s ta te ............................................................................................. 58,581 Miscellaneous Assets ........................................................................... 16,555 Suspense A cco u nts...................................................................................2,369 Other .................. 32,287 Total a s s e ts .........................................................................................$992,687 LIABILITIES Trusts and Estates: 15. Employee Benefit .............................................................................. $177,021 a. (Number ofA ccounts)................................... 935 16. Personal T ru s ts .................................................................................. 2 69,699 a. (Number ofA ccounts)............................ 1,405 17. Estates and Guardianships a. (Number ofA ccounts)................................... 275 Agencies: 18. Employee Benefit ............. 66,008 a. (Number ofA ccounts)...................... 1,768 19. All Other ............................. 3 43,607 a. (Number ofA ccounts)............................ 1,703 Collective Investment Funds: 20. Employee Benefit ..................................................................................... 6,885 a. (Number ofA ccounts)................................... 189 21. All Other ..................................................................................................... 7,071 a. (Number ofA ccounts)...................................... 16 22. Corporate Trust Accounts .......................... 111,848 a. (Number ofA ccounts)................................... 802 23. Corporate Agency A c c o u n ts .................................. 7,371 a. (Number ofA ccounts).................... 94 24. Profit A cco u nts.............................................................................................. 735 25. Suspense A cc o u n ts ...................................................................................2,442 26. Total Liabilities ................................................................................... $992,687 24 Arkansas State Bank Department CO NSO LIDATED REPORT OF CO NDITIO N OF THE 7 6 NATIO NAL BANKS June 30, 1995 (in millions) ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and c o i n ........................ $883 b. Interest-bearing balances ............................................................................. 30 2. Securities: a. Held-to-maturity securities ......................................................................2,662 b. Available-for-sale securities......................................................................1,652 3. a. Federal funds sold ............................................................................................. 376 b. Securities purchased under agreement to resell................................................ 0 4. Loans and lease financing receivables: a. Loans and leases, net of unearned incom e........................................... 7,681 b. Less: Allowances for loan and leaselosses ...............................................108 c. Less: Allocated transfer risk re s e rv e .............................................................. 0 d. Loans and leases, net of unearned income allowance, and re se rve ............................................................................. 7,573 5. Assets held in trading accounts ................................................................................. 1 6. Premises and fixed assets (including capitalized leases) ................ 256 7. Other real estate owned .............................................................................................. 9 8. Investments in unconsolidated subsidiaries and associated com panies...................................................................................... 2 9. Customers liability to this bank on acceptances outstanding......................................................................................... 1 10. Intangible assets........................................................................................................... 40 11. Other assets .............................................................................................................. 239 12. Total a s s e ts ........................................................................................................ $13 ,72 4 LIABILITIES 13. Deposits: a. In domestic offices ........................................................................... $11 ,75 4 (1) Noninterest-bearing............................................................................. 2,202 (2) Interest-bearing ...................................................................................9,552 b. In foreign offices, Edge and Agreement subsidiaries, and IB F s .........................................................................................0 (1) Noninterest-bearing...................................................................................... 0 (2) Interest-bearing ........................................................................................... 0 14. a. Federal funds purchased ..................................................................... 204 b. Securities sold under agreement to repurchase.............................................206 15. Demand notes issued to the U.S. Treasury............................................................ 98 16. Other borrowed money .............................................................................................. 73 17. Mortgage indebtedness and obligations under capitalized le a s e s ......................................................................................................3 18. Bank's liability on acceptances executedand outstanding...................................... 1 19. Notes and debentures subordinated to deposits............................................. .. . .0 20. Other liabilities............................................................................................................103 21. Total liabilities ...................................................................................................... 12,442 22. Limited-life preferred s to c k ........................................................................................... 0 EQUITY CAPITAL 23. 24. 25. 26. Perpetual preferred s to c k .............................................................................................. 1 Common s to c k .............................................................................................................. 75 S u rp lu s .......................................... 350 a. Undivided profits and capital re se rve s ............................................................ 860 b. Net unrealized holding gains (losses)on available-for-sale securities . . . . (4) 27. Cumulative foreign currency translationadjustm ent.................................................0 28. Total equity c a p ita l................................................................................................ 1,282 29. Total liabilities, limited-life preferred stock and equity c a p ita l.................................................................................................$ 13 ,72 4 Eighty-First Report 25 CAPITAL TO AVERAGE ASSETS RATIOS FOR ALL ARKANSAS COMMERCIAL BANKS June 30, 1995 BANK CITY RATIO Commercial Bank at Alma First National Bank of Altheimer Bank of Amity Citizens First Bank Elk Horn Bank and Trust Company Merchants & Planters Bank & Trust Company First National Bank of Sharp County Bank of Ashdown, N.A. The First National Bank in Ashdown Bank of Atkins The Bank of Augusta Citizens State Bank Boatmen's National Bank of Batesville The Citizens Bank TCB The Community Bank of Arkansas, N.A. Bank of Bearden Charter State Bank Citizens Bank Benton State Bank The Union Bank of Benton Arkansas National Bank Bank of Bentonville The First National Bank of Berryville Bank of Blevins Farmers Bank and Trust Company The First National Bank in Blytheville Citizens Bank The Bank of Bradley Bank of Brinkley First Bank of Arkansas Boatmen's National Bank of North Central Arkansas Bank of Cabot The First National Bank of Izard County Boatmen's National Bank of South Arkansas Alma Altheimer Amity Arkadelphia Arkadelphia Arkadelphia Ash Flat Ashdown Ashdown Atkins Augusta Bald Knob Batesville Batesville Batesville Bearden Beebe Beebe Benton Benton Bentonville Bentonville Berryville Blevins Blytheville Blytheville Booneville Bradley Brinkley Brinkley Bull Shoals Cabot Calico Rock Camden 8.95 21.39 10.72 9.50 9.39 8.98 10.79 10.70 9.85 10.77 15.68 9.02 9.79 9.13 6.62 20.59 8.08 9.85 8.32 8.78 7.98 11.37 15.84 10.12 12.22 12.11 8.88 1 1.01 16.17 9.61 10.00 8.83 17.16 9.55 26 Arkansas State Bank Department BANK CITY RATIO Merchants and Planters Bank, N.A. Citizens Bank & Trust Bank of Cave City American State Bank The Merchants and Planters Bank Arkansas State Bank Farmers Bank and Trust Company Clinton State Bank First National Bank Boatmen's National Bank of Conway First Community Bank The First National Bank of Conway Corning Bank First National Bank of Crossetf First State Bank Danville State Bank Arkansas Valley Bank Bank of Dardanelle The First National Bank of DeQueen First State Bank of DeQueen DeWitt Bank and Trust Company The First National Bank of DeWitt Decatur State Bank Bank of Delight Dermott State Bank First Community Bank of S.E. Arkansas Farmers & Merchants Bank First National Bank of Howard County Merchants & Farmers Bank Simmons First Bank of Dumas First Southern Bank Citizens First Bank The First National Bank of El Dorado National Bank of Commerce of El Dorado The Delta State Bank Bank of Elkins Bank of England The Eudora Bank Bank of Eureka Springs Bank of Evening Shade The Bank of Fayetteville, N.A. Camden Carlisle Cave City Charleston Clarendon Clarksville Clarksville Clinton Clinton Conway Conway Conway Corning Crossett Crossett Danville Dardanelle Dardanelle DeQueen DeQueen DeWitt DeWitt Decatur Delight Dermott Dermott Des Arc Dierks Dumas Dumas Earle El Dorado El Dorado El Dorado Elaine Elkins England Eudora Eureka Springs Evening Shade Fayetteville 10.58 10.75 7.99 9.78 10.14 7.86 11.19 8 .44 7.02 9.81 11.76 8.18 12.46 8.46 9.36 11.56 10.27 11.78 13.48 11.64 20.7 4 11.40 13.91 10.99 13.09 11.34 21.15 14.13 13.68 10.64 8.34 8.92 10.18 8.99 13.44 8.76 12.13 13.15 8.99 9.67 8.68 27 Eighty-First Report BANK CITY Boatmen's National Bank of Northwest Arkansas Citizens Bank of Northwest Arkansas Mcllroy Bank & Trust 1st Ozark National Bank Citizens First Bank Fordyce Bank & Trust Company First National Bank of Eastern Arkansas Planters Bank & Trust Company The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Planters & Merchants Bank The Bank of Glenwood Caddo First National Bank Bank of Gravett The First National Bank in Green Forest Farmers Bank First State Bank of Gurdon Farmers Bank Calhoun County Bank The Bank of Harrisburg The Security Bank Hazen First State Bank The Cleburne County Bank First National Bank of Cleburne County Greers Ferry Lake State Bank Heber Springs State Bank First National Bank of Phillips County Helena National Bank Bank of Holly Grove The Citizens National Bank of Hope The First National Bank of Hope Horatio State Bank Arkansas Bank and Trust Company Bank of Hot Springs Boatmen's National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank of Huntsville First State Bank Fayetteville Fayetteville Fayetteville Flippin Fordyce Fordyce Forrest City Forrest City Fort Smith Fort Smith Fort Smith Gillett Glenwood Glenwood Gravette Green Forest Greenwood Gurdon Hamburg Hampton Harrisburg Harrison Hazen Heber Springs Heber Springs Heber Springs Heber Springs Helena Helena Holly Grove Hope Hope Horatio Hot Springs Hot Springs Hot Springs Hughes Huntsville Huntsville RATIO 10.61 10.68 7.76 7.93 9.65 9.33 11.67 12.82 10.24 12.65 9.22 10.92 10.15 8.66 13.72 12.89 17.05 10.35 10.00 12.71 12.28 8.49 9.28 10.55 8.08 8.90 8.53 8.58 8.12 13.20 11.23 14.69 1 1.19 9.12 8.50 9.67 1 1.46 14.10 6.64 28 Arkansas State Bank Department BANK CITY Peoples Bank First Jacksonville Bank and Trust Bank of the Ozarks, nwa The Arkansas Bank Citizens Bank of Jonesboro First Bank of Arkansas Simmons First Bank of Jonesboro Union Planters Bank of Northeast Arkansas First Bank of South Arkansas Pine State Bank Madison Bank and Trust Bank of Lake Village Simmons First Bank of Lake Village River Valley Bank & Trust Buffalo Island Bank Little River Bank The First National Bank of Lewisville Peoples Bank & Loan Co. Bank of Lincoln Arkansas Bankers' Bank Boatmen's National Bank of Arkansas Central Bank & Trust Citizens First Bank Eagle Bank & Trust Company First Commercial Bank, N.A. Metropolitan National Bank One National Bank Pulaski Bank and Trust Company Bank of Lockesburg First State Bank Farmers Bank and Trust Company First National Bank of Magnolia Bank of Malvern The Malvern National Bank Southern State Bank The Merchants and Planters Bank Bank of Mansfield First National Bank at Marianna Citizens Bank Marked Tree Bank Searcy County Bank Bank of McCrory Imboden Jacksonville Jasper Jonesboro Jonesboro Jonesboro Jonesboro Jonesboro Junction City Kingsland Kingston Lake Village Lake Village Lavaca Leachville Lepanto Lewisville Lewisville Lincoln Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Lockesburg Lonoke Magnolia Magnolia Malvern Malvern Malvern Manila Mansfield Marianna Marion Marked Tree Marshall McCrory RATIO 9.82 12.69 8.33 8.46 10.20 7.76 8.53 8.57 9.56 8.68 7.27 13.49 11.24 11.10 9.89 19.50 11.37 11.26 9.67 6.98 9.40 9.80 8 .34 9.34 8.37 7.28 13.84 7.35 14.63 1 1.99 8.80 10.12 10.86 10.45 9.90 14.42 10.38 12.14 8.11 10.57 8.94 14.77 Eighty-First Report 29 BANK C ITY The First National Bank of McGehee McGehee Bank The Bank of North Arkansas First National Bank in Mena The Union Bank of Mena MidSouth Bank Commercial Bank & Trust Company Union Bank And Trust Company The First National Bank of Conway County Morrilton Security Bank, N.A. The Bank of Montgomery County First National Bank and Trust Company Peoples Bank And Trust Company Bank of Mountain V iew Bank of Mulberry Pike County Bank Citizens National Bank of Nashville The First National Bank of Nashville Boatmen's National Bank of Newark Merchants & Planters Bank Bank of Little Rock National Bank of Arkansas The Twin City Bank American State Bank First National Bank in Osceola The Planters Bank Bank of the Ozarks, wca First National Bank Peoples Bank Security Bank The First National Bank at Paris Southeast Arkansas Bank First State Bank The Perry County Bank Piggott State Bank Boatmen's National Bank of Pine Bluff Pine Bluff National Bank Simmons First National Bank of Pine Bluff First State Bank Bank of Pocahontas McGehee McGehee Melbourne Mena Mena Monette Monticello Monticello Morrilton Morrilton Mount Ida Mountain Home Mountain Home Mountain View Mulberry Murfreesboro Nashville Nashville Newark Newport North Little Rock North Little Rock North Little Rock Osceola Osceola Osceola Ozark Paragould Paragould Paragould Paris Parkdale Parkin Perryville Piggott Pine Bluff Pine Bluff Pine Bluff Plainview Pocahontas RA TIO 1 3 .4 1 1 7 .5 5 9 .2 2 1 1 .3 3 1 0 .6 8 8 .1 5 9 .9 7 9.7 1 7 .6 7 8 .5 7 1 3 .9 9 1 3 .0 7 8 .6 2 1 4 .5 2 9 .8 7 8 .5 2 1 2 .5 8 9 .8 9 8 .6 3 1 0 .8 7 9 .7 8 9 .3 6 7 .7 0 1 6 .5 3 1 1 .7 9 8 .7 0 8 .8 7 1 4 .3 4 1 2 .5 0 7.4 1 9 .1 7 8 .3 3 8 .3 6 7 .8 1 8 .8 5 9 .8 0 7 .5 4 1 0 .3 6 1 0 .4 6 1 0 .6 9 30 Arkansas State Bank Department BANK CITY RATIO Planters and Stockmen Bank The Peoples Bank Portland Bank The Farmers & Merchants Bank Bank of Prescott Farmers and Merchants Bank The Bank of Rison Farmers and Merchants Bank First National Bank and Trust Company First Western Bank and Trust Company Boatmen's National Bank of Russellville First Bank of Arkansas First National Bank of Russellville Bank of Salem Logan County Bank First Bank of Arkansas First National Bank First Security Bank First National Bank of Sheridan Grant County Bank Arkansas State Bank First National Bank Smackover State Bank Merchants & Planters Bank The First National Bank of Springdale Springdale Bank and Trust Bodcaw Bank Bank of Star City The Stephens Security Bank The Farmers and Merchants Bank First Stuttgart Bank and Trust Company Commercial National Bank of Texarkana The State First National Bank of Texarkana Bank of Trumann First Bank of Arkansas Bank of Tuckerman First Delta Bank Citizens Bank & Trust Co. First National Bank of Crawford County The Peoples Bank Bank of Waldron Pocahontas Portland Portland Prairie Grove Prescott Reyno Rison Rogers Rogers Rogers Russellville Russellville Russellville Salem Scranton Searcy Searcy Searcy Sheridan Sheridan Siloam Springs Siloam Springs Smackover Sparkman Springdale Springdale Stamps Star City Stephens Stuttgart Stuttgart Texarkana Texarkana Trumann Trumann Tuckerman Tyronza Van Buren Van Buren Waldo Waldron 8 .8 3 9 .6 9 8 .0 8 7 .4 8 8 .0 4 7 .0 4 16.31 8 .5 8 6 .8 9 7 .6 5 9.31 7 .7 3 8 .0 0 8 .6 2 1 4 .3 2 8 .9 0 1 1 .4 7 8 .6 2 1 0 .6 6 7 .9 8 1 4 .1 4 7 .0 0 12.11 8 .8 2 1 4 .3 2 7 .4 8 1 5 .7 5 9.41 1 0 .4 9 1 0 .7 5 1 0 .9 9 1 1 .7 3 8 .5 9 1 4 .3 9 9 .0 2 15.51 1 3 .6 6 9 .9 7 8 .3 6 1 0 .2 0 1 4 .5 6 Eighty-First Report 31 BANK C ITY RATIO The Scott County Bank The Arkansas Bank The First National Bank of Lawrence County First State Bank of Warren Warren Bank and Trust Company Merchants and Farmers Bank Bank of W est Memphis Fidelity National Bank of W est Memphis First National Bank in W est Memphis Wilmot State Bank Cross County Bank First Bank of Arkansas The First National Bank of Wynne The Bank of Yellville Waldron Walnut Ridge Walnut Ridge Warren Warren West Helena W est Memphis W est Memphis W est Memphis Wilmot Wynne Wynne Wynne Yellville 1 1 .2 3 8.2 1 1 1 .6 5 9 .2 7 1 4 .4 3 9 .2 8 1 1 .5 1 8 .3 0 1 2 .9 6 1 5 .6 4 8 .7 1 8 .3 0 8 .8 4 1 0 .2 2 32 Arkansas State Bank Department NATIONAL BANKS June 30, 1995 (OOO's omitted) BANK C IT Y First National Bank of Altheimer First National Bank of Sharp County Bank of Ashdown, N. A. The First National Bank in Ashdown Boatmen's National Bank of Batesville TCB The Community Bank of Arkansas, N.A. Arkansas National Bank The First National Bank of Berryville The First National Bank in Blytheville Boatmen's National Bank of North Central Arkansas The First National Bank of Izard County Boatmen's National Bank of South Arkansas Merchants and Planters Bank, N.A. First National Bank Boatmen's National Bank of Conway The First National Bank of Conway First National Bank of Crossett The First National Bank of DeQueen The First National Bank of DeW itt First National Bank of Howard County The First National Bank of El Dorado National Bank of Commerce of El Dorado The Bank of Fayetteville, N. A. Boatmen's National Bank of Northwest Arkansas 1 st Ozark National Bank First National Bank of Eastern Arkansas The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Caddo First National Bank The First National Bank in Green Forest First National Bank of Cleburne County First National Bank of Phillips County Altheimer Ash Flat Ashdown Ashdown Batesville Batesville Bentonville Berryville Blytheville Bull Shoals Calico Rock Camden Camden Clinton Conway Conway Crossett DeQueen DeW itt Dierks El Dorado El Dorado Fayetteville Fayetteville Flippin Forrest City Fort Smith Fort Smith Fort Smith Glenwood Green Forest Heber Springs Helena ASSETS 1 1 ,1 8 7 1 2 5 ,1 0 1 5 3 ,6 9 9 4 7 ,7 5 4 1 5 7 ,3 7 5 4 4 ,2 9 6 6 1 .1 1 7 1 1 8 ,0 3 8 1 2 2 ,3 1 1 1 8 6 ,2 3 1 7 0 ,5 4 6 1 1 7 ,6 5 0 8 6 ,9 9 3 5 9 ,4 2 3 2 1 0 ,3 4 4 2 5 3 ,7 1 3 9 6 ,5 3 6 9 5 ,7 4 3 7 3 .1 1 7 3 6 ,8 5 1 2 7 5 ,8 7 0 1 3 1 .6 7 8 1 2 0 ,9 1 9 5 2 9 ,2 2 2 5 4 ,2 7 1 1 7 3 ,9 5 8 3 3 8 .6 7 9 4 9 6 ,9 1 7 2 7 8 ,3 1 5 6 3 ,5 6 3 1 2 1 ,8 3 2 6 7 ,5 8 8 9 5 ,9 4 2 Eighty-First Report 33 BANK C ITY Helena National Bank The Citizens National Bank of Hope The First National Bank of Hope Boatmen's National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank of Huntsville The First National Bank of Lewisville Boatmen's National Bank of Arkansas First Commercial Bank, N. A. Metropolitan National Bank One National Bank First National Bank of Magnolia The Malvern National Bank First National Bank at Marianna The First National Bank of McGehee First National Bank in Mena The First National Bank of Conway County Morrilton Security Bank, N. A. First National Bank and Trust Company Citizens National Bank of Nashville The First National Bank of Nashville Boatmen's National Bank of Newark National Bank of Arkansas in North Little Rock First National Bank in Osceola First National Bank The First National Bank at Paris Boatmen's National Bank of Pine Bluff Pine Bluff National Bank Simmons First National Bank Pine Bluff First National Bank and Trust Company Boatmen's National Bank of Russellville First National Bank of Russellville First National Bank First National Bank of Sheridan First National Bank The First National Bank of Springdale Commercial National Bank of Texarkana The State First National Bank of Texarkana First National Bank of Crawford County The First National Bank of Lawrence County Fidelity National Bank of W est Memphis First National Bank in W est Memphis The First National Bank of Wynne Helena 9 2 ,5 5 9 2 0 9 ,1 6 1 Hope Hope 1 0 4 ,2 0 8 Hot Springs 2 9 0 ,0 2 8 Hughes 1 9 ,9 9 8 Huntsville 7 3 ,4 8 9 Lewisville 2 0 ,1 7 7 Little Rock 1 ,5 9 1 ,9 9 6 Little Rock 1 ,4 0 1 ,0 9 4 Little Rock 2 6 3 ,1 6 6 Little Rock 1 0 9 ,2 4 6 Magnolia 2 0 3 ,5 5 9 Malvern 1 63,531 Marianna 4 2 ,5 3 3 McGehee 3 1 ,3 8 0 Mena 9 5 ,4 6 3 Morrilton 8 8 ,1 1 9 Morrilton 6 2 ,8 5 5 Mountain Home 1 8 7 ,4 8 0 Nashville 3 7 ,7 7 8 Nashville 7 9,311 Newark 1 1 ,8 4 9 North Little Rock 3 7 ,4 6 0 Osceola 5 9 ,7 1 3 Paragould 2 0 6 ,2 9 1 Paris 6 1 ,5 3 2 Pine Bluff 2 3 2 ,7 9 5 Pine Bluff 1 1 8 ,9 8 3 Pine Bluff 6 2 2 ,5 5 2 Rogers 3 9 9 ,2 8 1 Russellville 1 5 0 ,5 3 7 Russellville 1 8 6 ,5 6 4 Searcy 2 3 4 ,6 5 3 Sheridan 2 4,971 Siloam Springs 1 5 8 ,8 8 0 Springdale 3 4 2 ,8 3 1 Texarkana 9 2 ,4 6 0 Texarkana 3 9 0 ,0 2 8 Van Buren 1 3 4 ,6 4 0 Walnut Ridge 7 1 ,6 0 9 W est Memphis 5 6 ,5 4 6 W est Memphis 58,431 Wynne 127 ,2 0 1 ASSETS Eighty-First Report REPORT OF THE ONE HUNDRED SEVENTY-FIVE STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1995 36 Arkansas State Bank Department Commercial Bank at Alma A lm a, AR Telephone: 6 3 2 -2 2 5 7 FAX: 6 3 2 -2 2 6 3 Population: 3 ,0 0 9 H w y. 64B-71 P .O .B o x 2 1 9 9 7 2 9 2 1 -2 1 9 9 Trust Department: Charter Number: 2 9 7 Date: Jan. 3 1 , 1 9 1 0 County: Crawford No Bank Holding Company First United Bancshares, Inc., El Dorado, AR CEO/Pres: Jimmy V . Fincher EVP: William N. Brasher, III VP: Helen S. Jones VP: Rex A. Woods Cash: Anita Garrison Cash and Due From: 1,540 Federal Funds and Repos: 2,6 30 Investments: 15,901 Total Loans: 27 ,5 7 4 Premises and Fixed Assets: 1,335 Other Real Estate: 0 Other Assets: 2,108 Total Assets: 51 ,088 Total Trust Assets: .......................................... 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 44,921 0 407 0 4 5 ,3 2 8 Total Equity Capital and Reserves: . . 5,760 Total Liabilites and Capital: 51 ,088 Number of Shares Outstanding: . . . . 8,0 00 Directors: James A. Arnold, II, John P. Ballentine, Leonard L. Blaschke, William N. Brasher, III, Jimmy V. Fincher, John A. Griffin, Jim Harwood, Hilda Knight, Paul L. Winborn Branches in Town: None Other Branches: Dyer, Mountainburg Bank of Amity A m ity, AR Telephone: 3 4 2 -5 2 6 9 FAX: 3 4 2 -9 5 9 4 Population: 8 5 9 Public Square P.O. Box 38 7 1 9 2 1 -0 0 3 8 Trust Department: Charter Number: 198 Date: Jan. 3 0 , 1 9 0 5 County: Clark No Bank Holding Company Chambers Bancshares, Inc., Danville, AR CEO/Pres: Patsy Hawkins VP/Cash: Diane Owens VP: Danny Maxey VP: Wilma Harris Cash and Due From: 4 ,6 1 3 Federal Funds and Repos: 2,2 00 Investments: 15,822 Total Loans: 32,843 Premises and Fixed Assets: 368 Other Real Estate: 0 Other Assets: 589 Total Assets: 56,435 Total Trust Assets: .......................................... 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 50,376 0 298 0 5 0 ,674 Total Equity Capital and Reserves: . . 5,761 Total Liabilites and Capital: 56,435 Number of Shares Outstanding: . . . . 4 ,0 0 0 Directors: John Ed Chambers, III, Danny Dunlap, Huey Grant, Patsy Hawkins, Jimmy Jones, Joe Maxey, Morris Oakley, Cleda Olds, Hazel Richardson, Jimmy Williams Branches in Town: None Other Branches: None Eighty-First Report 37 Citizens First Bank Arkadelphia, AR Telephone: 24 6 -2 4 1 1 FAX: 2 4 6 -5 4 0 0 Population: 1 0 ,0 1 4 5th and Main Street P.O. Box 2 1 8 7 1 9 2 3 -0 2 1 8 Trust Department: Charter Number: 7 3 6 Date: May 2 4 , 1 9 77 County: Clark No Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm: Raymond C. Toler CEO/Pres: I. Joe Miles SVP: Kevin Norton SVP: John French VP: Penny Manning VP: Gina Daniell Cash: Carol Wilson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,220 2,915 13,086 31 ,864 579 45 1,418 52,127 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 4 6 ,648 0 629 0 4 7 ,277 Total Equity Capital and Reserves: . . 4,8 50 Total Liabilites and Capital: 52,127 Number of Shares Outstanding: . . . 30,000 Directors: Edward L. Cullum, Jr., Herb Daily, Jerry Francis, Billy Bob Hardman, Todd Hickingbotham, Edward McCorkle, I. Joe Miles, Philip Rice, Robert P. Taylor, Raymond C. Toler Branches in Town: Two Other Branches: Caddo Valley Elk Horn Bank and Trust Company Arkadelphia, AR Telephone: 2 4 6 -5 8 1 1 FAX: 2 4 6 -5 2 8 4 Population: 1 0 ,0 1 4 601 Main Street P.O. Box 2 4 8 7 1 9 2 3 -0 2 4 8 Trust Department: Charter Number: 142 Date: Sep. 2 8 , 1 903 County: Clark Yes Bank Holding Company Southern Development Bancorporation, Inc., Arkadelphia, AR C h m /C E O /P r e s : G e o r g e P. S u rg e o n EVP/Cash: J im m y F ra n k lin SVP: Bill F o w le r SVP: S t e v e N ip p e r TO: ............... Cash and Due From: Federal Funds and Repos: . . Investm ents: .............................. Total Loans: .............................. Prem ises and Fixed A ssets: O ther Real Estate: .................. O ther A ssets: ........................... Total A ssets: .............................. T otal T ru st A ssets: .................. ...............2 ,4 3 1 ........................0 ............ 3 8 , 6 4 4 ............ 4 9 ,6 4 8 ...............2 ,7 4 1 .................. 1 0 5 ...............1 ,2 9 5 ............ 9 4 ,8 6 4 ............... 1 ,0 0 1 B e th M a r s h a ll D eposits: .................................................. Federal Funds and Borrowings: . . . O ther Liabilities: ................................... Subordinated Debt: ............................. Total Liabilities: ...................................... . 8 4 ,8 7 9 ... 473 ... 531 ............ 0 . 8 5 ,8 8 3 Total Equity Capital and Reserves: . . 8 ,9 8 1 Total Liabilites and Capital: ............... . 9 4 ,8 6 4 N um ber of Shares O utstanding: . . . 2 4 ,0 0 0 Directors: Thomas B. Barksdale, James Blanton, Harold Echols, Dr. Robert Fisher, Ronald Grzywinski, J. Hugh Lookadoo, Mary Jo Mann, Wayne D. Pollard, Roy N. Shope, George P. Surgeon, William G. Wright Branches in Town: One Other Branches: Caddo Valley 38 Arkansas State Bank Department Merchants & Planters Bank & Trust Company Arkadelphia, AR Telephone: 2 4 6 -4 5 1 1 FAX: 2 4 6 -4 4 0 7 Population: 1 0 ,1 0 4 5 2 6 Main Street P. O. Box 2 1 9 7 1 9 2 3 -0 2 1 9 Charter Number: 341 Date: June 15, 1911 County: Clark Trust Department: Yes Bank Holding Company Horizon Bancorp, Inc., Arkadelphia, AR Chm: Ross M . Whipple CEO/Pres/TO: Steve L. DeM ott Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: EVP: Tom Calhoon Cash: Dell Beene 1,910 0 28 ,216 67 ,049 4,0 82 17 1,745 103,019 1,874 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 8 8 ,3 7 4 4 ,1 7 0 734 0 93 ,2 7 8 Total Equity Capital and Reserves: . . 9,741 Total Liabilites and Capital: 103,019 Number of Shares Outstanding: . . . . 1,200 Directors: Harold Bass, Elton Buck, Tom Calhoon, Steve L. DeMott, Toney McMillan, Paul L. Offutt, Jane Ross, Lewis A. Shepherd, Jr., Donald Tatman, Larry Thomerson, Ross M. Whipple Branches in Town: One Other Branches: Gurdon Bank of Atkins A tkins, AR Telephone: 6 4 1 -2 9 8 7 FAX: 6 4 1 -2 5 6 6 Population: 2 ,8 3 4 2 0 2 N.E. First Street P.O. Box 157 7 2 8 2 3 -0 1 5 7 Trust Department: Charter Number: 35 Date: Sep. 19, 1 8 9 5 County: Pope No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm/CEO/Pres: John Ed Chambers, III VP: Mike Donnell VP: Lila Johnston Cash and Due From: .................. Federal Funds and Repos: . . . Investm ents: ................................. T otal Loans: ................................. Prem ises and Fixed A ss e ts : . . O ther Real Estate: ..................... O th er A ssets: .............................. T otal A s sets: ................................. T otal T ru s t A ssets: ..................... ............1 ,0 9 7 ............2 ,2 5 0 ............5 ,8 0 4 . . . . 15^087 ............... 2 8 5 .................. 8 2 ............... 3 4 9 . . . . 2 4 ,9 5 4 .....................0 VP: Karen Whittenburg Cash: Pat Duvall Deposits: .................................................. , . 2 2 , 0 3 6 Federal Funds and B orrow ings: . . ,. . . . 1 5 3 ................................... . . . . 1 0 3 O ther Liabilities: ............................. ............... 0 Subordinated Debt: Total Liabilities: ...................................... . 2 2 ,2 9 2 . . 2 ,6 6 2 Total Equity C apital and Reserves: Total Liabilites and Capital: ............ . . 2 4 , 9 5 4 N um ber o f Shares O utstanding: . . 1 2 ,5 0 0 Directors: John Ed Chambers, III, George Jones, Carl Rackley, Edward J. Taylor Branches in Tow n: One Other Branches: None Eighty-First Report 39 The Bank of Augusta Augusta, AR 1 0 0 S. Second Street P.O. Box 120 7 2 0 0 6 -0 1 2 0 Telephone: 3 4 7 -2 5 1 1 FAX: 3 4 7 -2 6 5 4 Population: 2 ,7 5 9 Trust Department: Charter Number: 6 6 9 Date: Feb. 2 0 , 193 5 County: Woodruff Yes Bank Holding Company None Chm: John R. Eldridge CEO/Pres: Moody Whitehead VP: Ronnie Jones Cashier/TO: Martha Ray AVP: Claire Miller Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,549 1,200 16,099 15,647 190 0 463 36,148 121 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 30 ,413 0 194 0 30,607 Total Equity Capital and Reserves: . . 5,541 Total Liabilites and Capital: 36 ,148 Number of Shares Outstanding: . . . . 8,000 Directors: Franklin Collier, Dr. Steven Collier, W. P. Daniel, W. P. Daniel, Jr., Charles P. Eldridge, John R. Eldridge, R. E. Gregory, Jr., Ronnie Jones, Moody Whitehead Branches in Town: None Other Branches: None Citizens State Bank Bald Knob, AR Telephone: 7 2 4 -3 2 4 1 FAX: 7 2 4 -5 9 8 5 Population: 2 ,6 5 3 3 0 6 South Elm Street P.O. Box 2 0 0 7 2 0 1 0 -0 2 0 0 Charter Number: 6 3 6 Date: Jan. 22, 1931 County: White Trust Department: Yes Bank Holding Company Citizens State Bankshares of Bald Knob, Inc., Bald Knob, AR Chm/CEO: Juanita Litzelfelner Pres/COO/TO: Larry Kircher Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: EVP: Wendell Nier VP/Cash: Peggy Reed 1,654 900 16,823 18,826 739 320 563 39,825 1,839 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 35,914 0 288 0 36,202 Total Equity Capital and Reserves: . . 3,623 Total Liabilites and Capital: 39,825 Number of Shares Outstanding: . . . . 4,0 00 Directors: Bob J. Clark, Larry Kircher, Juanita Litzelfelner, Wendell Nier, Dr. Bernard C. Smith Branches in Town: Two Other Branches: Bradford 40 Arkansas State Bank Department The Citizens Bank Batesville, AR Telephone: 7 9 3 -4 4 4 1 FAX: 6 9 8 -6 2 9 9 Population: 9 ,8 5 3 Third and College Streets P.O. Box 2 1 5 6 7 2 5 0 3 -2 1 5 6 Charter Number: 7 0 5 Date: Feb. 19, 1 9 5 3 County: Independence Member of Federal Reserve System Trust Department: Yes Bank Holding Company Citizens Bancshares of Batesville, Inc., Batesville, AR CEO/Pres: Woody Castleberry EVP: David J. Hidy SVP/Cont/Cash: Greg Shaver SVP: David Ford SVP: Floren King SVP: Alan Bufford AVP/TO: Robin Brock Cash and Due From: 7,703 Federal Funds and Repos: .................. 1,090 Investments: 57,997 Total Loans: 122,750 Premises and Fixed Assets: 4 ,3 0 0 Other Real Estate: 1,220 Other Assets: 2,618 Total Assets: 197,678 Total Trust Assets: ................................16,976 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Directors: 177,453 1,614 500 0 179,567 Total Equity Capital and Reserves: . 18,111 Total Liabilites and Capital: 197,678 Number of Shares Outstanding: . . . 16,500 Woody Castleberry, Dr. Lackey G. Moody, Doyle W. Rogers, Noel K. Sims, Kay Southerland Branches in Tow n: Six Other Branches: None Bank of Bearden Bearden, AR Telephone: 6 8 7 -2 2 3 3 FAX: 6 8 7 -2 4 7 4 Population: 1 ,1 8 0 Second and Cedar Streets P.O. Box 135 7 1 7 2 0 -0 1 3 5 Trust Department: Charter Number: 6 8 8 Date: June 17, 1 9 4 5 County: Ouachita No Bank Holding Company None VP/Cashier: Chm/Pres: Rick Green EVP: Ken Riley Cash and Due From: . . . . Federal Funds and Repos: Investments: ..................... Total Loans: ..................... Premises and Fixed Assets: Other Real Estate: ........... Other Assets: .................. Total Assets: ..................... Total Trust Assets: .......... . 2,8 46 . 1,975 . 6,2 76 11,510 . . . 74 Susan Lusby Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 17,759 0 97 0 17,856 ___ 0 . . 150 22,831 . . . . 0 Total Equity Capital and Reserves: . . 4,975 Total Liabilites and Capital: 22,831 Number of Shares Outstanding: . . . . 8,3 00 Directors: John E. Anthony, Steven M. Anthony, 0 . D. Cathey, Rayburn Dorey, Mary Lynn Dudley, Rick Green, Kenneth D. Keeton, Ron Ramsay, J. E. Word Branches in Town: None Other Branches: None Eighty-First Report 41 Charter State Bank Beebe, AR Telephone: 8 8 2 -6 4 0 6 FAX: 8 8 2 -6 8 9 2 Population: 4 ,4 5 5 1 5 0 0 W . DeW itt Henry P.O. Box 2 0 0 0 7 2 0 1 2 -1 0 0 0 Charter Number: 7 4 2 Date: March 2 3 , 1981 County: White Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Charter Bancshares, Inc., N. Little Rock, AR Chm/CEO/Pres/TO: SVP: David Miller Garland Kirkpatrick Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,712 0 21 ,149 24 ,469 631 108 1,853 50,922 1 VP/Cash: Marilyn Cole VP: Mark Lay Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 4 0 ,0 8 4 5,300 1,362 0 46 ,746 Total Equity Capital and Reserves: . . 4,176 Total Liabilites and Capital: 50,922 Number of Shares Outstanding: . . . 50,000 Directors: Dr. Ruth Couch, Walter England, E. M. Holman, Jr., Garland Kirkpatrick, Keith Knight, Lyndell Lay, Mark Lay, Michelle Lay, David Miller Branches in Town: None Other Branches: North Little Rock Citizens Bank Beebe, AR Telephone: 8 8 2 -6 4 1 1 FAX: 8 8 2 -8 5 0 0 Population: 4 ,4 5 5 1 1 4 N. Main P.O. Drawer T 7 2 0 1 2 -1 0 2 0 Trust Department: Charter Number: 4 6 5 Date: June 2 1 , 1 9 1 7 County: White No Bank Holding Company First Security Bancorp, Searcy, AR Chm: Reynie Rutledge CEO/Pres: J. Darrel Hall EVP: J. Fred Campbell VP/Cash: Anna B. Spradlin Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: J. Dew itt Yingling AVP: Glenna J. Pruitt AVP: Patricia Hill 3,805 570 14,319 55,031 1,090 59 792 75 ,666 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 67 ,583 309 463 0 68,355 Total Equity Capital and Reserves: . . 7,311 Total Liabilites and Capital: 75,666 Number of Shares Outstanding: . . . 24 ,000 Directors: E. H. Abington, II, Doyle Burns, Millan Burrow, H. Leroy Goff, J. Darrel Hall, Lee Hayes, James Rakes, Reynie Rutledge Branches in Town: Two Other Branches: Cabot 42 Arkansas State Bank Department Benton State Bank B en to n , A R Telephone: 7 7 8 -0 4 3 1 FAX: 7 7 8 -6 4 4 7 Population: 1 8 ,1 7 7 1 4 6 W . South Street P.O. Box 9 7 2 0 1 8 -0 0 0 9 Trust Department: Charter Number: 6 6 4 Date: Feb. 9, 1 9 3 4 County: Saline Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: Larry W hitley EVP/Cash: Russell Coleman SVP: Harry McCromick SVP: Barbara Weaver Cash and Due From: 13,263 Federal Funds and Repos: 9,5 00 Investments: 54 ,926 Total Loans: 130,717 Premises and Fixed Assets: 2,382 Other Real Estate: 88 Other Assets: 2,135 Total Assets: 213,011 Total Trust Assets: ...........................................0 Deposits: 191,423 Federal Funds and Borrowings: 3,3 54 Other Liabilities: 975 Subordinated Debt: 0 Total Liabilities: .................................. 195,752 Total Equity Capital and Reserves: . 17,259 Total Liabilites and Capital: ................ 213,011 Number of Shares Outstanding: . . . 10,000 Directors: Mrs. W. R. Alsobrook, Roy Bishop, Calvin Brown, Russell Coleman, Edwin Henry, A. B. Holiman, Jr., W. W. Jones, Malcolm Lawrence, D. W. May, W. L. Tucker, Larry Whitley Branches in Tow n: Four Other Branches: Bryant, Salem The Union Bank of Benton B e n to n , A R Telephone: 7 7 8 -0 4 1 1 FAX: 7 7 6 -5 4 3 3 Population: 1 8 ,1 7 7 2 0 7 W . Conway P.O. Box 6 8 7 7 2 0 1 8 -0 6 8 7 Trust Department: Charter Number: 7 0 6 Date: Jan. 1 1 ,1 9 5 4 County: Saline Yes Bank Holding Company Union Bancshares of Benton, Inc, Benton, AR EVP/Cash: Debra Keen TO: Ray Pennington Chm/CEO: Greg B. Brown Pres: Bob Gregory Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 3,547 0 42 ,3 7 5 54,391 1,272 39 1,240 102,864 2,178 Deposits: Federal Funds and Borrowings: . . . . Other Liabilities: Subordinated Debt: Total Liabilities: .................................... 79 ,159 13,901 692 0 93 ,752 Total Equity Capital and Reserves: . . 9,1 12 Total Liabilites and Capital: 102,86 4 Number of Shares Outstanding: . . . 72 ,9 4 0 Directors: Greg B. Brown, June G. Brown, Lilburn Carlisle, Bob Gregory, J. D. Harris, Debra Keen, Ron Kuerner, I. E. McCray, Jr., John Young Branches in Town: One Other Branches: Bryant, Mabelvale, Salem Eighty-First Report 43 Bank of Bentonville Bentonville, AR Telephone: 2 7 3 -3 3 3 1 FAX: 2 7 1 - 1 3 1 5 Population: 1 1 ,7 9 0 201 N.E. A . Street P .O .B o x 1 2 2 9 7 2 7 1 2 -1 2 2 9 Trust Departm ent: Charter Number: 641 Date: Feb. 2 5 , 1 9 3 1 County: Benton Yes Bank Holding Com pany A rve st Bank Group, Inc., Bentonville, AR Chm : Jim C. W alton CEO/Pres: Donald E. W alker Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Cash: 15,780 34,900 98 ,508 28 1 ,3 2 0 5,626 141 6,144 44 2 ,4 1 9 0 Karen Clark Deposits: Federal Funds and Borrowings:. . . . Other Liabilities: Subordinated Debt: Total Liabilities: 37 5,57 0 14,692 2,279 0 392,541 Total Equity Capital and Reserves: . 49 ,878 Total Liabilites and Capital: 4 4 2,41 9 Number of Shares Outstanding: . . . 78 ,400 Directors: Edward F. Adair, George Billingsley, Ralph Dunn, Gil Fite, David Glass, Tom McCoy, Max McGaugh, Gary Newman, Harriett Phillips, Donald E. Walker, Jim C. Walton Branches in T o w n : Four O ther Branches: Bella Vista (2), Centerton, Gravette Bank of Blevins Blevins, AR Telephone: 8 7 4 -2 5 4 1 FAX: 8 7 4 -2 6 3 1 Population: 2 5 3 5 4 6 1 H ighw ay 371 P.O. Box 1 5 8 7 1 8 2 5 -0 1 5 8 Trust Departm ent: Charter Number: 3 8 5 Date: Aug. 1 2 , 1 9 1 2 County: Hem pstead No Bank Holding Company First National Bancshares of H em pstead County, Inc., Hope, AR EVP/Cash: Chm : Thom as E. Hays, Jr. CEO/Pres: M ike Stephens Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Directors: 503 375 6,270 7,042 270 0 164 14,624 0 Nell Stephens Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: . . 1,469 Total Liabilites and Capital: 14,624 Number of Shares Outstanding: . . . . 8,050 Thomas E. Hays, Jr., Charles E. Sharpe, Jr., Mike Stephens, Nell Stephens Branches in T o w n : None 13,084 0 71 0 13,155 O ther Branches: None 44 Arkansas State Bank Department Farmers Bank And Trust Company Blytheville, AR Telephone: 7 6 3 -8 1 0 1 FAX: 7 6 3 -3 5 0 0 Population: 2 3 ,0 0 0 4 0 0 W . Main P. O. Box 6 8 8 7 2 3 1 6 -0 6 8 8 Charter Number: 2 5 3 Date: March 1 6, 1 9 0 8 County: Mississippi Member of Federal Reserve System Trust Department: Yes Bank Holding Company Farmers Bancorp, Inc., Blytheville, AR Chm/CEO/Pres: Alvin Huffman, III EVP/Cash: Steve Bell VP/TO: Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 4,6 32 1,540 56,496 56,576 1,435 0 2,043 122,722 16,116 Ron Dawson 107,264 0 574 0 107,838 Total Equity Capital and Reserves: . 14,884 Total Liabilites and Capital: 122,722 Number of Shares Outstanding: . . . 4 0 ,0 0 0 Directors: Steve Bell, Dale Briggs, Glen Cook, Alvin Huffman, III, Paul C. Hughes, Herbert Jones, Gaylon M. Lawrence, Jr., Harold Sudbury, Jr. Branches in Tow n: Three Other Branches: Gosnell Citizens Bank Booneville, AR Telephone: 6 7 5 -2 7 4 7 FAX: 6 7 5 -5 0 5 0 Population: 3 ,8 0 4 8 0 W . Main P.O. Box 2 3 8 7 2 9 2 7 -0 2 3 8 Trust Department: Charter Number: 3 9 7 Date: April 18, 1 9 1 0 County: Logan Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO/Pres: Jeral L. Hampton Cash and Due From: 4,4 2 8 Federal Funds and Repos: 1,700 Investments: 28,781 Total Loans: 51,555 Premises and Fixed Assets: 1,209 Other Real Estate: 0 Other Assets: 2,2 14 Total Assets: 89,887 Total Trust Assets: ...........................................0 VP/Cash: Carolyn Holt Deposits: 81,111 Federal Funds and Borrowings: 0 Other Liabilities: 726 Subordinated Debt: 0 Total Liabilities: ........................................81 ,837 Total Equity Capital and Reserves: . . 8,050 Total Liabilites and Capital: 89 ,887 Number of Shares Outstanding: . . 159,97 0 Directors: Don Dunn, Jeral L. Hampton, John T. Hampton, Billy Dale Leslie, C. Richard Lippard, A. B. Littlefield, W. C. Littlefield, Robert E. Remy Branches in Town: None Other Branches: Magazine, Ratcliff Eighty-First Report 45 The Bank of Bradley Bradley, AR Telephone: 8 9 4 -3 3 2 2 FAX: 8 9 4 -3 3 2 4 Population: 585 Main Street P.O. Box 120 7 1 8 2 6 -0 1 2 0 Trust Department: Charter Number: 6 5 3 Date: April 10, 1 9 3 3 County: Lafayette No Bank Holding Company The Bradley Corporation, Bradley, AR Chm/CEO/Pres: Lane Pierce EVP/Cash: Billie Pierce Cash and Due From: 585 Federal Funds and Repos: 525 Investments: 1,956 Total Loans: ..........................................8,51 7 Premises and Fixed Assets: 291 Other Real Estate: 0 Other Assets: 146 Total Assets: 12,020 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 10,675 0 54 0 10,729 Total Equity Capital and Reserves: . . 1,291 Total Liabilites and Capital: 12,020 Number of Shares Outstanding: . . . 10,000 Directors: Gerald E. Crabtree, Billie Pierce, Lane Pierce Branches in Town: None Other Branches: None Bank of Brinkley Brinkley, AR Telephone: 7 3 4 -3 1 3 3 FAX: 7 3 4 -3 0 0 1 Population: 4 ,2 3 4 1 3 0 S. New Orleans P.O. Box 7 2 7 7 2 0 2 1 -0 7 2 7 Trust Department: Charter Number: 1 1 0 Date: Jan. 17, 1 9 0 3 County: Monroe No Bank Holding Company Brinkley Bancshares, Inc., Brinkley, AR Chm/CEO: A. H. Rusher Pres: Gus Rusher EVP: Terry Singleterry VP/Cash: Bentley Manatt VP: Todd Wilson AVP: Jennifer Martin AVP: Bill Imus AVP: David Cooper Cash and Due From: .................. Federal Funds and Repos: .... Investments: ............................... Total Loans: ............................... Premises and Fixed Assets: . . . Other Real Estate: ..................... Other Assets: ............................. Total Assets: ............................... Total Trust Assets: ..................... . . . . 4,2 68 . . . . 1,700 . . . 39,307 . . . 22 ,479 .......... 429 ............... 0 . . . . 1,349 . . . 69,532 ............... 0 Deposits: ......................................... Federal Funds and Borrowings: . . Other Liabilities: ............................ Subordinated Debt: ....................... Total Liabilities: ............................... . 57,843 .......... 0 . . . 477 .......... 0 . 58,320 Total Equity Capital and Reserves: Total Liabilites and Capital: .......... Number of Shares Outstanding: . 11,212 . 69,532 . 24 ,000 Directors: J. H. Carroll, Jr., Steve Fowler, Doug Flunt, A. H. Rusher, Gus Rusher Branches in Town: None Other Branches: None 46 Arkansas State Bank Department First Bank of Arkansas Brinkley, AR Telephone: 7 3 4 -1 3 0 0 FAX: 7 3 4 -1 3 0 5 Population: 4 ,2 3 4 8 0 0 North Main P. 0 . Box 7 8 7 7 2 0 2 1 -0 7 8 7 Trust Department: Charter Number: 7 4 7 Date: Jan. 2 5 , 1 9 8 9 County: Monroe No Bank Holding Company Carlisle Bancshares, Inc., Little Rock, AR Chm: Daniel C. Horton CEO/Pres: Harold Hardwick VP/Cash: Judy Brown VP: Ann Dooley Cash and Due From: ................... Federal Funds and Repos: .......... Investments: ................................ Total Loans: ................................ Premises and Fixed Assets: . . . . ...................... Other Real Estate: Other Assets: ............................. Total Assets: ................................ Total Trust Assets: ...................... . . . . 832 ___ 835 . . . 6,324 . . 14,329 . . . 1,078 . . . . 156 . . . . 623 . . 24,177 ............ 0 Deposits: ....................................... Federal Funds and Borrowings: . . Other Liabilities: ........................... Subordinated Debt: ...................... Total Liabilities: ............................. . . 21,004 . . . . 794 . . . . 143 ............ 0 . . 21,941 Total Equity Capital and Reserves: . . 2,236 Total Liabilites and Capital: .......... . . 24,177 Number of Shares Outstanding: . . 91,500 Directors: Harold Hardwick, Tommy Hillman, Daniel C. Horton, Barry L. McKuin, Ben Myers, Dewey Snowden, Ralph Wilson Branches in Tow n: None Other Branches: None Bank of Cabot C abot, AR Telephone: 8 4 3 -3 5 7 5 FAX: 8 4 3 -0 4 6 3 Population: 8 ,3 1 9 One City Plaza P.O. Box 1 0 2 8 7 2 0 2 3 -1 0 2 8 Charter Number: 1 20 Date: March 2 3 , 1 9 0 3 County: Lonoke Trust Department: Yes Bank Holding Company Cabot Bankshares, Inc., Cabot, AR Chm: James M . Park Pres/CEO: Joseph W . Park, Jr. SVP/Cash: Joe W . Park, Sr. SVP: William E. Williams TO: Jan McGough Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: 126,059 Federal Funds and Borrowings: 0 Other Liabilities: ..................................1,360 Subordinated Debt: . .................................. 0 Total Liabilities: ............................... 127,419 5,082 1,785 42,039 86,036 ...............2,311 35 2,008 139,296 2,816 Total Equity Capital and Reserves: . 11,877 Total Liabilites and Capital: 139,296 Number of Shares Outstanding: . . 338,313 Directors: Dearl Dixon, Jerry Jones, James M. Lowman, Mark L. Magie, James M. Park, Joe W. Park, Sr., Joseph W. Park, Jr., Gerald H. Shock, William G. Thompson, Steve P. Tipton, William E. Williams, Larry Wood Branches in Town: Two Other Branches: Ward Eighty-First Report 47 Citizens Bank & Trust Carlisle, AR Telephone: 5 5 2 -7 5 7 1 FAX: 5 5 2 -3 6 3 6 Population: 2 ,5 0 0 1 18 N. Court P.O. Box 69 7 2 0 2 4 -0 0 6 9 Charter Number: 6 2 8 Date: Dec. 22, 1 9 3 0 County: Lonoke Trust Department: Yes Bank Holding Company Carlisle Bancshares, Inc., Little Rock, AR Chm: M. S. Woodruff CEO: Daniel C. Horton EVP: Bill J. Shoup SVP/TO: M. Gaines Young, Jr. VP/Cash: Janet Pasley VP: Vicki Callahan Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,563 0 20,722 34,939 258 2 1,122 58,606 14,660 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 46 ,863 5,056 356 0 52,275 Total Equity Capital and Reserves: . . 6,331 Total Liabilites and Capital: 58,606 Number of Shares Outstanding: . . . 39 ,000 Directors: Tommy Hillman, Daniel C. Horton, Barry L. McKuin, Bill J. Shoup, Randall Snider, M. S. Woodruff, M. Gaines Young, Jr. Branches in Town: None Other Branches: Humnoke Bank of Cave City Cave C ity, AR 1 10 Main Street P.O. Box 4 9 0 7 2 5 2 1 -0 4 9 0 Telephone: 2 8 3 -5 3 0 1 FAX: 2 8 3 -6 4 6 6 Population: 1 ,5 0 3 Trust Department: Charter Number: 2 0 9 Date: July 2, 1 9 0 6 County: Sharp Yes Bank Holding Company Sharp Bancshares, Inc., Cave City, AR VP: Wanda Daniels VP: Dennis Esteb Chm/CEO/Pres/TO: Eugene Street VP/Cash: Gayla Hickman Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,371 860 14,571 24,317 497 478 855 42 ,949 2,667 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: ......................... 39,301 0 252 0 39,553 Total Equity Capital and Reserves: . . 3,396 Total Liabilites and Capital: 42 ,949 Number of Shares Outstanding: . . . . 4,0 00 Directors: Samuel F. Beller, Clifton Crabtree, Margie Pettersen, Bruce Street, Eugene Street, James E. Street, James M. Street Branches in Town: None Other Branches: None 48 Arkansas State Bank Department American State Bank Charleston, AR Telephone: 9 6 5 -2 2 0 1 FAX: 9 6 5 -2 2 0 5 Population: 2 ,1 2 3 4 0 0 East Main Street P .O .B o x 128 7 2 9 3 3 -0 1 2 8 Trust Department: Charter Number: 3 1 4 Date: June 2 9 , 1 9 1 0 County: Franklin Yes Bank Holding Company American Bancshares of Arkansas, Inc., Charleston, AR Cash: Angie Haynes Chm/CEO: Joe S. Hiatt Pres/TO: Michael F. Flynn Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,852 3,165 2 2 ,2 7 4 45 ,8 1 3 2,032 244 3,907 79,287 539 Deposits: 68 ,7 6 9 Federal Funds and Borrowings: 2,1 8 0 Other Liabilities: 524 Subordinated Debt: 0 Total Liabilities: ....................................... 71 ,473 Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: . . 7,814 79 ,287 . . . 12,000 Directors: Michael F. Flynn, J. Sherman Hiatt, Joe S. Hiatt, Joe 0 . Larkin, W. Joe Medlock Branches in Town: None Other Branches: Altus, Fort Smith (2), Ozark The Merchants and Planters Bank Clarendon, AR Telephone: 7 4 7 -3 3 1 9 FAX: 7 4 7 -3 4 9 8 Population: 2 ,0 7 2 2 9 7 Madison P.O. Box 2 8 0 7 2 0 2 9 -0 2 8 0 Trust Department: Charter Number: 21 Date: July 2 3 , 1 8 9 0 County: Monroe No Bank Holding Company Clarendon Holding Co., Clarendon, AR Chm: James B. Sharp CEO/Pres: J. Perry Lee Cash: Estelle Catlett Cash and Due From: 757 Federal Funds and Repos: 0 Investments: 19,267 Total Loans: 4 ,9 6 4 Premises and Fixed Assets: 204 Other Real Estate: 1 Other Assets: 316 Total Assets: 25 ,509 Total Trust Assets: .......................................... 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 22 ,7 4 9 75 121 0 22 ,945 Total Equity Capital and Reserves: . . 2 ,5 6 4 Total Liabilites and Capital: 25 ,509 Number of Shares Outstanding: . . . . 5,6 60 Directors: Donald A. Davis, Rheta Griffith, B. J. Hopson, J. Perry Lee, J. Baxter Sharp, III, James B. Sharp Branches in Town: None Other Branches: None 49 Eighty-First Report Arkansas State Bank Clarksville, AR Telephone: 7 5 4 -6 3 2 5 FAX: 7 5 4 -7 3 9 8 Population: 5 ,8 3 3 Cravens & Sevier P.O. Box 1 0 0 7 2 8 3 0 -0 1 0 0 Trust Department: Charter Number: 72 2 Date: March 8, 1 9 6 7 County: Johnson Yes Bank Holding Company West-Ark Bancshares, Inc., Clarksville, AR Chm/CEO/Pres: C. W . Kelly EVP/Cont/Cash: Cameron D. McKeel EVP: Terry Q. Carson SVP: Ronald R. Collins VP: Donald M. Stimpson Cash and Due From: 4,673 Federal Funds and Repos: 1,225 Investments: 43 ,219 Total Loans: ....................................... 97,013 Premises and Fixed Assets: 3,2 64 Other Real Estate: 0 Other Assets: 1,896 Total Assets: 151,290 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 136,592 1,763 955 0 139,310 Total Equity Capital and Reserves: . 11,980 Total Liabilites and Capital: 151,290 Number of Shares Outstanding: . . . 25 ,000 Directors: Sidney L. Brain, James W. Dickerson, Jr., Mike Jacobs, C. W. Kelly, R. Keith Lewis, George Overbey, Jr., David S. Purtle, Ned Ray Purtle, Dr. Guy P. Shrigley, Dr. C. Gene Stephenson, David Taylor, Harold Whitson, Dannie Wilkins Branches in Town: Two Other Branches: Booneville, Hartman, Lamar, Ozark, Paris Farmers Bank and Trust Company Clarksville, AR Telephone: 7 5 4 -2 0 2 0 FAX: 7 5 4 -3 4 9 2 Population: 5 ,8 3 3 Charter Number: 7 37 Date: July 6, 1 9 7 8 County: Johnson 2 1 4 Main Street P.O. Box 2 8 8 7 2 8 3 0 -0 2 8 8 Trust Department: Yes Bank Holding Company Farmers Investment Corporation, Clarksville, AR Chm/CEO: Cole Martin Pres: Lee White VP/Cash: Nina Mason VP: Rebecca Dougan VP: Harold Johnson TO: Cindy Herron Cash and Due From: 4,405 Federal Funds and Repos: . ...................1,250 Investments: 36,571 Total Loans: 32,795 Premises and Fixed Assets: 1,822 Other Real Estate: 53 Other Assets: 3,630 Total Assets: 80,526 Total Trust Assets: 975 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 69,185 0 624 0 69 ,809 Total Equity Capital and Reserves: . 10,717 Total Liabilites and Capital: 80,526 Number of Shares Outstanding: . . . . 6,000 Directors: Cole Martin, Steve Morgan, Dayne Phillips, Bill Porter, Reynie Rutledge, Lee White Branches in Town: One Other Branches: Coal Hill 50 Arkansas State Bank Department Clinton State Bank Clinton, AR 2 0 2 S. Court P.O. Box 57 7 2 0 3 1 -0 0 5 7 Telephone: 7 4 5 -2 4 4 1 FAX: 7 4 5 -2 4 1 8 Population: 2 ,2 1 3 Charter Number: 6 9 5 Date: Oct. 16, 1 9 4 6 County: Van Buren Trust Department: Yes Bank Holding Company Clinton Bancshares, Inc., Clinton, AR Chm/CEO/Pres: Charles W . Sharp EVP: Thomas McKinght SVP: Robert Barnum SVP: Charles Smith Cash: Sherry Bixler AVP: Carroll Harbison AVP: Carrie Ward Cash and Due From: 3,7 08 Federal Funds and Repos: 2,200 Investments: 23 ,719 Total Loans: 31 ,912 Premises and Fixed Assets: 499 Other Real Estate: 281 Other Assets: 776 Total Assets: 63,095 Total Trust Assets:, .......................................... 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .................................... 5 7 ,220 225 308 0 57,753 Total Equity Capital and Reserves: . . 5,342 Total Liabilites and Capital: 63 ,095 Number of Shares Outstanding: . . . . 4,0 0 0 Directors: Paul L. Bone, Jay W. Jackson, Joe E. Lee, Roy Lefler, Charles W. Sharp, Louis E. Stell Branches in Tow n: One Other Branches: Damascus, Fairfield Bay, Shirley First Community Bank C o nw ay, AR Telephone: 4 5 0 -9 8 0 0 FAX: 4 5 0 -9 6 6 4 Population: 3 0 ,0 0 0 1001 Front Street P. O. Box 9 3 8 7 2 0 3 2 -0 9 3 8 Charter Number: 7 5 9 Date: Aug. 15, 1991 County: Faulkner Member of Federal Reserve System Trust Department: No Bank Holding Company None Chm: Dr. Robert B. Rook CEO/Pres: Marcus J. McCain SVP: Sam Spears SVP: Pat Bruick Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: SVP: Wanda Fulmer VP/Cash: Lee Milligan VP: April Springer 5,465 6,535 12,704 4 0 ,4 3 0 1,615 0 1,387 68 ,1 3 6 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 56 ,537 3,4 08 631 0 60 ,576 Total Equity Capital and Reserves: . . 7 ,5 6 0 Total Liabilites and Capital: 6 8 ,136 Number of Shares Outstanding: . . . 54 ,0 0 0 Directors: Jack Bell, Herby Branscum, Jr., George E. Covington, John Hawks, Jr., Robert M. Hill, Linda Linn, Marcus J. McCain, Dr. Robert B. Rook, Joe White Branches in Town: One Other Branches: Greenbrier 51 Eighty-First Report Corning Bank Corning, AR 501 W. Second P.O. Box 4 3 9 7 2 4 2 2 -0 4 3 9 Telephone: 8 5 7 -3 5 9 2 FAX: 8 5 7 -3 3 0 9 Population: 3 ,5 0 0 Trust Department: Charter Number: 7 45 Date: June 1 5, 1 9 8 4 County: Clay No Bank Holding Company First Paragould Bankshares, Inc., Paragould, AR EVP: William M. Allen VP/Cash: Louise Coleman Chm: Larry Brewer Vice Chm: Kelly G. Wright CEO/Pres: Donis Simpson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,646 915 8,561 46 ,949 537 0 1,194 59,802 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 51,843 0 294 0 52 ,137 Total Equity Capital and Reserves: . . 7,665 Total Liabilites and Capital: 59,802 Number of Shares Outstanding: . . . 10,000 Directors: Larry Brewer, William E. Brewer, Mike Ford, Dr. George A. Haynes, Roy McSpadden, J. T. Meriwether, Donis Simpson, Charles E. Williamson, Kelly G. Wright Branches in Town: One Other Branches: Knobel First State Bank Crossett, AR 123 Main P.O. Box 6 3 8 7 1 6 3 5 -0 6 3 8 Telephone: 3 6 4 -5 1 3 1 FAX: 3 6 4 -6 3 2 9 Population: 6 ,2 8 2 Trust Department: Charter Number: 7 1 8 Date: May 13, 196 3 County: Ashley No Bank Holding Company Evergreen Bancshares, Inc., Crossett, AR SVP/Cash: Cheryl Goodwin SVP: Teanie Parker Chm: Richard E. Griffin CEO/Pres: Jerry Ray Hambrick Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,576 0 5,513 21,433 381 0 679 30,582 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 27,103 290 379 0 27,772 Total Equity Capital and Reserves: . . 2,8 10 Total Liabilites and Capital: 30,582 Number of Shares Outstanding: . . 100,000 Directors: Bill G. Barnett, Richard E. Griffin, Jerry Ray Hambrick, Harold Jarvis, Marolyn Lloyd, Mike McDaniels, James S. Nolley, Betty Ripley, Don R. Rodgers Branches in Town: One Other Branches: None 52 Arkansas State Bank Department Danville State Bank Danville, AR Telephone: 4 9 5 -4 6 2 6 FAX: 4 9 5 -4 6 5 0 Population: 1 ,5 8 5 901 Main P .0. Box 6 0 9 7 2 8 3 3 -0 6 0 9 Trust Department: Charter Number: 6 1 5 Date: Oct. 3, 1 9 3 0 County: Yell No Bank Holding Company Chambers Bancshares, Inc., Danville, AR CEO: Pres: SVP: SVP: John Ed Chambers, III Edward J. Taylor Vickie Rounsaville Zelta Bell Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Jerry Smith VP: Brad Payne VP: Debbie Strait Cash: Odean Parker 4,235 2,000 23 ,352 88 ,298 792 293 1,704 120,67 4 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 106,064 83 802 0 106,949 Total Equity Capital and Reserves: . 13,725 Total Liabilites and Capital: 120,67 4 Number of Shares Outstanding: . . . 10 ,000 Directors: John Ed Chambers, III, Lloyd R. George, Fay Mathis, James C. Pledger, Charles L. Sloan, Edward J. Taylor Branches in Tow n: None Other Branches: None Arkansas Valley Bank Dardanelle, AR Telephone: 2 2 9 -2 1 5 1 FAX: 2 2 9 -4 5 9 8 Population: 3 ,9 1 2 101 South Front Street P.O. Box 3 3 0 7 2 8 3 4 -0 3 3 0 Trust Department: Charter Number: 7 1 4 Date: Aug. 2 9 , 1961 County: Yell No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm: John Ed Chambers, III CEO/Pres: Edward J. Taylor VP: Judy Elliott VP: Michael A. Jacimore VP: Nancy A. Moore Cash: Dorthy Geibe Cash and Due From: 1,657 Federal Funds and Repos: 500 Investments: ....................................... 12,495 Total Loans: 22,321 Premises and Fixed Assets: 1,219 Other Real Estate: 0 Other Assets: 1,327 Total Assets: 39 ,519 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .................................... 34 ,607 0 256 0 34 ,863 Total Equity Capital and Reserves: . . 4,6 56 Total Liabilites and Capital: 39 ,519 Number of Shares Outstanding: . . . 78 ,329 Directors: John Ed Chambers, III, Ray L. Ferguson, Nathan V. George, Carl G. Holt, Gene D. Ring, Ray L. Robinson, Rennae Sims, Edward J. Taylor, Leslie F. Thone, William Thornsberry Branches in Town: One Other Branches: None Eighty-First Report 53 Bank of Dardanelle Dardanelle, AR 1 02 N. Front Street P.O. Box 577 7 2 8 3 4 -0 5 7 7 Telephone: 2 2 9 -3 3 1 1 FAX: 2 2 9 -4 1 8 0 Population: 3 ,9 1 2 Trust Department: Charter Number: 6 6 8 Date: Sep. 1 2 , 1 9 3 4 County: Yell No Bank Holding Company Bank of Dardanelle Bankshares, Inc., Dardanelle, AR Pres: Ronald L. Taylor Cash: Janelle Parker Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 5,217 1,670 33,458 25 ,026 551 0 734 66 ,656 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 58,475 0 258 0 58,733 Total Equity Capital and Reserves: . . 7,923 Total Liabilites and Capital: 66,656 Number of Shares Outstanding: . . . . 8,000 Directors: Thomas C. Berryhill, Bunny Bullock, William R. Bullock, Fanny B. George, Evelyn H. Jones, Dee Berryhill Longenbaugh, H. M. Orsburn, Ronald L. Taylor, Noel VanDover Branches in Town: One Other Branches: None First State Bank of DeQueen DeQueen, AR Telephone: 6 4 2 -4 4 2 3 FAX: 6 4 2 -2 8 4 7 Population: 4 ,6 3 3 Third & Heynecker P.O. Box 9 7 0 7 1 8 3 2 -0 9 7 0 Charter Number: 731 Date: Aug. 2 6 , 1 9 7 4 County: Sevier Member of Federal Reserve System Trust Department: No Bank Holding Company First State Bancshares, Inc., DeQueen, AR VP: Noel Bard Cash: Barbara Kitchens Chm: Lou Ellen Gray CEO: Keith Melson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,467 615 10,495 13,821 391 11 312 27,112 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 23,729 0 182 0 23,911 Total Equity Capital and Reserves: . . 3,201 Total Liabilites and Capital: 27 ,112 Number of Shares Outstanding: . . . 76,000 Directors: Gary Bell, Lou Ellen Gray, R. S. Harris, Art Melson, Keith Melson, Ron Moore, Edward Revels, Dennis Smiley, Don Stemple, Doug Suttle Branches in Town: One Other Branches: None 54 Arkansas State Bank Department DeWitt Bank And Trust Company D eW itt, AR Second and Jefferson Streets P.O. Drawer 71 7 2 0 4 2 -0 0 7 1 Telephone: 9 4 6 -3 5 3 1 FAX: 9 4 6 -2 8 1 5 Population: 3 ,5 5 3 Trust Department: Charter Number: 6 0 5 Date: March 1, 1 9 2 9 County: Arkansas Yes Bank Holding Company DBT Financial Corporation, DeW itt, AR VP/TO: Dean Bell VP/Aud: Terry L. McCullars Cash: Carolyn Williams Chm: Elmer A. Ferguson CEO/Pres: Gary Hudson VChm: Julian Brown EVP: Phil Stark Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,3 27 0 35,301 44 ,037 517 13 1,607 83,802 19,724 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 64 ,5 7 0 1,200 524 0 6 6 ,2 9 4 Total Equity Capital and Reserves: . 17,508 Total Liabilites and Capital: 83 ,802 Number of Shares Outstanding: . . . 54 ,000 Directors: Julian Brown, E. E. Denman, Elmer A. Ferguson, Alton R. Hampton, Wayne Hampton, Gary Hudson, Charles E. Lumsden, Nancy F. Rasco, Jack Whitmore Branches in Town: None Other Branches: None Decatur State Bank Decatur, AR Telephone: 7 5 2 -3 2 8 1 FAX: 7 5 2 -8 1 5 4 Population: 9 7 6 H w y. 59 N. P.O. Box 38 7 2 7 2 2 -0 0 3 8 Trust Department: Charter Number: 7 0 7 Date: May 2 7 , 1 9 5 4 County: Benton No Bank Holding Company Decatur Bancshares, Inc., Decatur, AR Chm: Lloyd E. Peterson CEO/Pres: Vernon L. Austin Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Cash: Wanda Tormey 3,167 9,700 7,3 04 51,479 885 15 743 73,293 0 Deposits: 6 2 ,8 8 0 Federal Funds and Borrowings: 0 Other Liabilities: 262 Subordinated Debt: 0 Total Liabilities: ....................................... 63 ,142 Total Equity Capital and Reserves: . 10,151 Total Liabilites and Capital: 73 ,293 Number of Shares Outstanding: . . . . 7,0 00 Directors: Vernon L. Austin, Larry D. Curran, Tom M. Edmiston, L. Victor Evans, Paul Galyean, Lloyd E. Peterson, Richard E. Wilmoth Branches in Town: None Other Branches: Gentry 55 Eighty-First Report Bank of Delight Delight, AR Telephone: 3 7 9 -2 2 9 3 FAX: 3 7 9 -2 2 9 5 Population: 311 2nd and Antioch P .0. Box 68 7 1 9 4 0 -0 0 6 8 Trust Department: Charter Number: 3 4 2 Date: June 1 6 , 1 9 1 1 County: Pike No Bank Holding Company None Chm: Olen Hendrix CEO/Pres: Darwin Hendrix EVP: Larry May Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Cash: Jan Mitchell VP: Gary McCauley 2,135 4,0 50 22,635 24,897 269 23 1,330 55,339 0 Deposits: 4 8 ,4 6 4 Federal Funds and Borrowings: 0 Other Liabilities: 544 Subordinated Debt: 0 Total Liabilities: .................................... 49 ,0 0 8 Total Equity Capital and Reserves: . . 6,331 Total Liabilites and Capital: 55,339 Number of Shares Outstanding: . . . 18,750 Directors: Clarence Anthony, Gary Chambliss, Buford Hendrix, Darwin Hendrix, Gerald Hendrix, Olen Hendrix, Cecil E. Johnson, III, Larry May Branches in Town: None Other Branches: Prescott Dermott State Bank D erm ott, AR Telephone: 5 3 8 -3 2 6 6 FAX: 5 3 8 -5 4 6 8 Population: 5 ,1 2 7 108 Speedway East P.O. Box C 7 1 6 3 8 -0 8 0 3 Trust Department: Charter Number: 6 7 2 Date: July 8, 1 9 3 5 County: Chicot Yes Bank Holding Company DSB Bancshares, Inc., Dermott, AR Chm: Ben Floriani CEO/Pres: Greg Miller SVP: Cathy Lay Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Cash: Debbie Foyil VP: Terrell Outlaw 1,059 2,8 20 10,006 4,6 53 273 51 259 19,121 75 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 16,423 50 217 0 16,690 Total Equity Capital and Reserves: . . 2,431 Total Liabilites and Capital: 19,121 Number of Shares Outstanding: . . . 1 8,000 Directors: John Arnn, Jeff Baxter, John M. Baxter, W. A. Baxter, Frank Henry, Clarence Horton, Larry Levi, Greg Miller Branches in Town: None Other Branches: None 56 Arkansas State Bank Department First Community Bank of S.E. Arkansas D erm ott, AR Telephone: 5 3 8 -3 2 2 1 FA X: 5 3 8 - 3 7 8 7 Population: 5 ,1 2 7 Freem an & Peddicord P.O. Box 8 0 0 7 1 6 3 8 -0 8 1 5 T ru st Departm ent: Charter Number: 7 3 2 D ate: O ct. 1 5 , 1 9 7 6 County: Chicot No Bank Holding Com pany First Delta Financial Corporation, D erm o tt, AR Chm /CEO /Pres: T om H. Grumbles Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Cash: 1,391 0 8,615 16,026 261 0 686 26 ,979 0 B etty Morse Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: 20,341 3,451 254 0 24 ,046 . . 2,9 33 26 ,979 . . . 15,000 Directors: R. H. Dennington, Robert B. Gibson, Tom H. Grumbles, Daniel C. Horton, Don C. Scott, H. W. Thomas, M. D., Mary K. Tucker Branches in T o w n : None O ther Branches: None Farmers & Merchants Bank Des A rc, AR Telephone: 2 5 6 -4 1 9 1 FA X: 2 5 6 - 4 5 8 2 Population: 2 ,0 0 1 1 1 0 S. Third S treet P.O. Box 3 6 9 7 2 0 4 0 -0 3 6 9 Trust Departm ent: Charter Num ber: 8 4 Date: Jan. 2 0 , 1 9 0 2 County: Prairie Yes Bank Holding Com pany Security Bancshares, Inc., Des A rc, AR Chm : Sherod S. W h ite CEO/Pres: Jam es N. Thom ason Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Cash: Dora M . H ollow ay T O : Faye Sm ith 1,268 40 14,855 20,771 286 0 669 37 ,889 12,085 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .................................... 29 ,735 0 160 0 29,895 Total Equity Capital and Reserves: . . 7,9 94 Total Liabilites and Capital: 37,889 Number of Shares Outstanding: . . . 78 ,819 Directors: V. 0 . Calhoun, George Ford, Donald Guess, Henry L. Nichols, L. A. Richmond, Bill Simmons, John Stephens, III, James N. Thomason, Sherod S. White Branches in Town: None Other Branches: None 57 Eighty-First Report Merchants & Farmers Bank Dum as, AR Telephone: 3 8 2 -4 3 1 1 FAX: 3 8 2 -5 9 0 1 Population: 5 ,5 2 0 1 3 0 W . Waterman Street P.O. Box 187 7 1 6 3 9 -0 1 8 7 Trust Department: Charter Number: 2 7 8 Date: May 10, 1 9 0 9 County: Desha Yes Bank Holding Company M & F Financial Corporation, Dumas, AR VP: J. Wayne Beaty VP: Betty B. Trites Cash: Glenda B. Owen Chm: L. Ashton Adcock CEO/Pres: J. Michael Jones EVP: David J. Garrett VP/TO: Brian L. Payne Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,016 2,340 20 ,870 26,976 715 22 944 53,883 17,898 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 46 ,1 2 8 0 267 0 46,395 Total Equity Capital and Reserves: . . 7,488 Total Liabilites and Capital: 53 ,883 Number of Shares Outstanding: . . . 4 0 ,000 Directors: L. Ashton Adcock, Robert H. Adcock, Jr., Charles H. Dante, Claud T. Frank, Marion S. Gill, Harold L. Jones, J. Michael Jones, Clifton L. Meador, William W. Shea, David Walt Branches in Town: One Other Branches: None Simmons First Bank of Dumas Dumas, AR Telephone: 3 8 2 -4 2 0 4 FAX: 3 8 2 -2 0 8 4 Population: 5 ,5 2 0 H w y. 65 & 54 P.O. Box 9 1 5 7 1 6 3 9 -0 9 1 5 Charter Number: 7 2 9 Date: Jan. 11, 1 9 7 4 County: Desha Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR CEO/Pres: Dennis H. Ferguson SVP/Cash: Anita Grimes Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Bill West VP: Terry Ward 1,501 3,725 7,079 13,643 691 0 1,523 28 ,162 151 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 23 ,8 3 4 0 477 0 24,311 Total Equity Capital and Reserves: . . 3,851 Total Liabilites and Capital: 28,162 Number of Shares Outstanding: . . . 30,000 Directors: Freddie Black, Kelly Farmer, Dennis H. Ferguson, A. 0 . French, Dr. Howard R. Harris, John Rogers, William F. Teeter, William A. West Branches in Town: None Other Branches: None 58 Arkansas State Bank Department First Southern Bank Earle, AR Telephone: 7 9 2 -8 6 1 3 FAX: 7 3 5 -0 4 7 2 Population: 3 ,6 0 0 801 Commerce Street P.O. Box 2 4 8 7 2 3 3 1 -0 2 4 8 Trust Department: Charter Number: 6 9 6 Date: April 2 4 , 1 9 4 7 County: Crittenden Yes Bank Holding Company Union Planters Corporation, Memphis, TN Chm: W. P. Morrison CEO/Pres: John E. Gregson EVP: Chris Lehman SVP/Cash: Mary F. Davis Cash and Due From: 3,744 Federal Funds and Repos: 600 Investments: 12,913 Total Loans: 18,194 Premises and Fixed Assets: 876 Other Real Estate: 227 Other Assets: 538 Total Assets: 37,092 Total Trust Assets: ........................................0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 33,406 0 552 0 33,958 Total Equity Capital and Reserves: . . 3,134 Total Liabilites and Capital: 37,092 Number of Shares Outstanding: . . 100,000 Directors: John E. Gregson, Chris Lehman, John T. Morrison, Joseph M. Morrison, W. P. Morrison, W. Price Morrison, James H. Taylor, Jr., David S. Wallace Branches in Town: None Other Branches: Crawfordsville, Marion Citizens First Bank El Dorado, AR Telephone: 8 6 2 -6 6 8 3 FAX: 8 8 1 -6 0 4 3 Population: 2 5 ,0 0 0 2 1 4 N. Washington P. O. Box 641 7 1 7 3 1 -0 6 4 1 Trust Department: Charter Number: 6 5 8 Date: Aug. 12, 1 9 3 3 County: Union Yes Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm: Robert P. Taylor CEO/pres: John Sinclair EVP/Cash: Mike Fendley SVP/TO: David Henry SVP: SVP: SVP: SVP: Cash and Due From: 4,893 Federal Funds and Repos: 0 Investments: 52,952 Total Loans: 67,147 Premises and Fixed Assets: 6,177 Other Real Estate: 9 Other Assets: 3,205 Total Assets: 134,383 Total Trust Assets: ............................. 25,120 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: ............................... Carolyn Beavers Yvonne Eudy Ken Goudy Daris Cawvey 115,177 4,979 905 0 121,061 Total Equity Capital and Reserves: . 13,322 Total Liabilites and Capital: 134,383 Number of Shares Outstanding: . . . 40,000 Directors: Ted Davis, George Haefner, Noland Hagood, Todd Hickingbotham, Edward Hurley, D. R. James, Clara Jones, Rodney Landes, Bill McGuire, John R. Meadows, Dr. Jim Sheppard, John Sinclair, Robert P. Taylor, Jeff Teague, Gerald Young Branches in Town: Two Other Branches: Huttig, Strong 59 Eighty-First Report The Delta State Bank Elaine, AR Telephone: 8 2 7 -3 3 9 7 FAX: 8 2 7 -3 3 7 7 Population: 8 4 3 1 28 Main Street P .0. Box 3 5 9 7 2 3 3 3 -0 3 5 9 Trust Department: Charter Number: 6 9 7 Date: Dec. 3 0 , 1 9 4 7 County: Phillips No Bank Holding Company First Delta Corporation, Helena, AR CEO/Pres/Cash: Mary Louise Demoret Fiser VP: James E. Tucker Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 623 600 545 2,3 54 5 0 72 4,199 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 3,624 0 23 0 3,647 Total Equity Capital and Reserves: . . . 552 Total Liabilites and Capital: 4,199 Number of Shares Outstanding: . . . . 1,600 Directors: W. H. Brandon, Mary Louise Demoret Fiser, Bart R. Lindsey, David Solomon Branches in Town: None Other Branches: None The Bank of Elkins Elkins, AR 3 4 8 North Center P.O. Box 3 3 3 7 2 7 2 7 -0 3 3 3 Telephone: 6 4 3 -2 1 3 1 FAX: 6 4 3 -2 6 5 1 Population: 6 9 2 Trust Department: Charter Number: 3 7 7 Date: June 1, 1 9 1 2 County: Washington No Bank Holding Company Community Investment, Inc., Elkins, AR Chm: Joel L. Bunch CEO: Joyce R. Bunch EVP: Johnnie J. Qualls VP: Sarah L. Bunch Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Patricia Eaton VP: Randy Harper Cash: Dolores A. Lankford 2,498 1,450 10,216 3 4 ,244 . ................ 1,002 339 570 50,319 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 4 4 ,410 .......... 1,438 235 0 46 ,083 Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: . . 4,2 36 50,319 . . . 10,000 Directors: Joel L. Bunch, Joyce R. Bunch, Sarah L. Bunch, David R. Malone, Miller Williams Branches in Town: One Other Branches: Fayetteville, Goshen 60 Arkansas State Bank Department Bank o f England England, AR Telephone: 8 4 2 -2 5 5 5 FAX: 8 4 2 -2 4 2 2 Population: 3 ,3 6 2 1 23 S. Main Street P.O. Box 70 7 2 0 4 6 -0 0 7 0 Trust Department: Charter Number: 4 8 Date: Aug. 8, 1 8 9 8 County: Lonoke No Bank Holding Company None Chm/CEO/Pres: Gary Canada EVP: Hannah B. Canada VP: Otha E. Frizzell VP: Bobby Montgomery Cash: Sheila Rice Cash and Due From: ............................. 1,457 Federal Funds and Repos: 2,165 Investments: 5,165 Total Loans: 19,806 Premises and Fixed Assets: 288 Other Real Estate: 0 Other Assets: 516 Total Assets: 29 ,397 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .................................... 25 ,737 0 95 0 25 ,832 Total Equity Capital and Reserves: . . 3,565 Total Liabilites and Capital: 29 ,397 Number of Shares Outstanding: . . . 10,000 Directors: Gary Canada, Hanna B. Canada, Samuel C. Cobb, Otha E. Frizzell Branches in Town: None Other Branches: None The Eudora Bank Eudora, AR Telephone: 3 5 5 -8 3 1 1 FAX: 3 5 5 -8 5 0 9 Population: 3 ,4 0 0 111 N. Main Street P.O. Box 2 7 0 7 1 6 4 0 -0 2 7 0 Trust Department: Charter Number: 6 2 9 Date: Dec. 2 3 , 1 9 3 0 County: Chicot No Bank Holding Company Delta Bancshares, Inc., Eudora, AR Chm: W . K. Grubbs CEO/Pres: Gene Keith VP/Cash: Linda Crabtree Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Timothy W . Manning VP: Julie Petty 857 150 13,948 12,290 390 8 478 28,121 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .................................... 2 2 ,9 3 4 1,500 129 0 2 4 ,563 Total Equity Capital and Reserves: . . 3,558 Total Liabilites and Capital: 28,121 Number of Shares Outstanding: . . . 14,000 Directors: Robert D. Avery, W. K. Grubbs, Roger Hensley, Gene Keith, Charles F. Poole, W. R. Selman, Fred A. Woodall Branches in Town: None Other Branches: None Eighty-First Report 61 Bank o f Eureka Springs Eureka Springs, AR Telephone: 253-8241 FAX: 2 53-6947 Population: 1,900 70 S. Main P.O. Box 309 7 26 32-0309 Charter Number: 374 Date: May 4, 1912 County: Carroll Trust Department: No Bank Holding Company None Chm/CEO/Pres: John F. Cross EVP: Gary Kleck Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: SVP: Jay Smith Cash: Reba Pyatt 2,617 835 18,348 63 ,843 1,263 2 1,177 88,085 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .... 66,888 12,602 565 0 80,055 Total Equity Capital and Reserves: . . 8,030 Total Liabilites and Capital: 88,085 Number of Shares Outstanding: . . . . 4,0 00 Directors: James D. Bird, A. J Clark, Claude C. Cross, John F. Cross, Ruth F. Cross, Tom Dees, Lewis E. Epley, Jr., Rex A. Gustin, Dorothy F. Mathews, Michael Mathews, Smead Walden Branches in Town: One Other Branches: Holiday Island Bank of Evening Shade Evening Shade, AR Hwy 1 67 South P.O. Box 130 7 25 32-0130 Telephone: 266 -3 21 5 FAX: 2 66 -3 51 4 Population: 328 Charter Number: 69 Date: Feb. 5, 1901 County: Sharp Trust Department: No Bank Holding Company Sharp Bancshares, Inc., Cave City, AR Chm: James M. Street CEO/Pres: A. L. Hoaney Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Cash: Frances M. Estes 377 480 4,062 6,725 44 79 170 11,937 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 10,766 0 55 0 10,821 Total Equity Capital and Reserves: . . 1,116 Total Liabilites and Capital: 11,937 Number of Shares Outstanding: . . . . 6,200 Directors: Samuel F. Beller, Clifton Crabtree, A. L. Hoaney, Margie Pettersen, Bruce Street, James E. Street, James M. Street Branches in Town: None Other Branches: None Arkansas State Bank Department 62 Citizens Bank of Northwest Arkansas Fayetteville, AR 3 50 0 North College P. O. Box 1407 7 2 7 02 -1 40 7 Telephone: 5 21 -8 00 0 FAX: 5 21-8086 Population: 4 2 ,0 9 9 Charter Number: 760 Date: Aug. 16, 1991 County: Washington Trust Department: Yes Bank Holding Company BOKF Merger Corporation Number Four, Tulsa, OK EVP/CFO: James A. White VP/Cash: Andrew Campbell Chm: Wayne D. Stone CEO/Pres: John J. Rownak, Jr. Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 10,144 0 17,212 51,716 2,9 73 48 1,852 83,945 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 70 ,678 3,785 322 0 74 ,785 Total Equity Capital and Reserves: . . 9,1 6 0 Total Liabilites and Capital: 83 ,945 Number of Shares Outstanding: . . . 2 5 ,0 0 0 Directors: Eugene A. Harris, Gerald Jones, John J. Rownak, Jr., Wayne D. Stone, Jerry Sweetser, James A. White Branches in Town: Two Other Branches: Rogers Mcllroy Bank & Trust Fayetteville, AR Telephone: 5 7 5 -1 0 0 0 FAX: 575-1061 Population: 4 2 ,0 9 9 One Mcllroy Plaza P.O.Box 1327 7 27 02 -1 32 7 Charter Number: 31 Date: Dec. 24, 1892 County: Washington Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim C. Walton CEO/Pres: James C. Glenn SVP: Gary R. Head SVP: Billie M. Edens Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: SVP: Robert P. Plummer SVP: Jeb Mills VP: Marilyn Hendricks Cash: Sherry Anderson 9,073 14,750 48 ,8 1 6 208,461 4,8 48 175 4,061 2 9 0 ,1 8 4 0 Deposits: 2 4 3,49 2 Federal Funds and Borrowings:. . . . 23,01 9 Other Liabilities: 1,672 Subordinated Debt: 0 Total Liabilities: .................................. 26 8 ,1 8 3 Total Equity Capital and Reserves: . 22,001 Total Liabilites and Capital: 2 9 0 ,1 8 4 Number of Shares Outstanding: . . 3 5 0,69 2 Directors: Larry Bittle, Frank Broyles, Carl Collier, James C. Glenn, Millard Goff, Ann Henry, James D. Mashburn, Paul Pinneo, Charles F. Scharlau, James H. Stewart, Fred S. Vorsanger, Jim C. Walton, Jim Bob Wheeler Branches in Town: Five Other Branches: None 63 Eighty-First Report Citizens First Bank Fordyce, AR Telephone: 352-2101 FAX: 3 52-2602 Population: 4 ,72 9 611 West Fourth Street 71742-0272 Charter Number: 749 Date: Aug. 22, 1989 County: Dallas Trust Department: Yes Bank Holding Company FDH Bancshares, Inc., Little Rock, AR AVP: AVP: AVP: AVP: Chm: Allen Bedell Pres/CEO: Scott Fife EVP/Cash/TO: Sheila H. Smith VP: David Ramer Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,019 1,500 15,645 25 ,479 1,899 167 1,677 48 ,386 736 Misty Freeman Jimmy Stell Mike Trammel Dusty Rhodes Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 43,273 0 525 0 43 ,798 Total Equity Capital and Reserves: . . 4,588 Total Liabilites and Capital: 48 ,386 Number of Shares Outstanding: . . . . 8,000 Directors: Allen Bedell, Jack Brent, Bill Clark, E. L. Cullum, Jr., Scott Fife, Carolyn Jenkins, Gerald Nutt, Sheila H. Smith, Robert P. Taylor, Ellen Vineyard Branches in Town: One Other Branches: None Fordyce Bank & Trust Company Fordyce, AR Telephone: 3 5 2 -3 10 7 FAX: 3 52-5202 Population: 4 ,7 2 9 200 W. Fourth Street 717 42 -2 20 2 Charter Number: 631 Date: Jan. 5, 1931 County: Dallas Trust Department: Yes Bank Holding Company FBT Bancshares, Inc., Fordyce, AR VP/Cash: Wanda Smurl VP: David Sisson Chm/CEO/Pres: Curtis Hutchins SVP/TO: James V. Hulse, Jr. SVP: Suzette Crutchfield Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,391 0 15,654 25,917 1,665 0 781 46 ,4 0 8 262 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 41,575 212 254 0 42,041 Total Equity Capital and Reserves: . . 4,367 Total Liabilites and Capital: 46 ,408 Number of Shares Outstanding: . . . . 8,000 Directors: D. J. Barnes, Joe D. Barnes, E. C. Benton, Jr., Suzette Crutchfield, J. W. Hearnsberger, James V. Hulse, Jr., Curtis Hutchins, Melvin Jackson, Roy McClain, Thomas E. Sparks, Charles B. Trussell, L. Weems Trussell Branches in Town: Two Other Branches: Rison 64 Arkansas State Bank Department Planters Bank and Trust Company Forrest City, AR 321 N. Rosser Street P.O. Box 1539 7 23 35 -1 53 9 Telephone: 6 3 3 -2 83 3 FAX: 6 33 -2 8 9 4 Population: 13,364 Charter Number: 521 Date: April 15, 1921 County: St. Francis Trust Department: Yes Bank Holding Company None Chm/CEO/Pres: Frankie L. Pratt EVP: J. C. Campbell VP: David Hardke VP: Frank Wright VP: Dee Thomason Cash: Donna Garner TO: Diane Cook Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 2,739 12,550 17,346 2 6 ,3 6 4 ............. . 1,336 59 777 61,171 72 52 ,953 0 482 0 53 ,435 Total Equity Capital and Reserves: . . 7,736 Total Liabilites and Capital: 61,171 Number of Shares Outstanding: . . . 2 4 ,000 Directors: J. C. Campbell, J. R. Chappell, Jr., Oral Edwards, David M. Hardke, Frankie L. Pratt, Rex B. Twist Branches in Town: One Other Branches: Cotton Plant, DeValls Bluff Planters & Merchants Bank Gillett, AR Telephone: 548-2211 FAX: 5 48-2213 Population: 883 320 Main P.O. Box 357 7 2 0 55 -0 35 7 Charter Number: 721 Date: Jan. 1 3 ,1 9 6 7 County: Arkansas Trust Department: Yes Bank Holding Company Planters & Merchants Bancshares, Inc., Gillett, AR Chm: Keneth Smith CEO/Pres/TO: Larry E. Bauer Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Lloyd Wallace Cash: Alice Perritt 394 1,555 3,1 73 15,505 173 106 461 21 ,367 428 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 19,016 0 135 0 19,151 Total Equity Capital and Reserves: . . 2,216 Total Liabilites and Capital: 21 ,3 6 7 Number of Shares Outstanding: . . . 12,000 Directors: Larry E. Bauer, Johnny Holzhauer, Darrel Nichols, Scott Place, Darrall Richter, Keneth Smith, Bobby Turner; Frank C. Wolfe Branches in Town: None Other Branches: None Eighty-First Report 65 The Bank of Glenwood Glenwood, AR Telephone: 3 5 6 -2 1 2 1 FAX: 3 5 6 -2 2 1 1 Population: 1 ,4 8 2 Broadw ay & Pulliam P.O. Box O 7 1 9 4 3 -0 8 1 3 Trust Departm ent: Charter Number: 3 9 8 Date: Dec. 2 7 , 1 9 1 2 County: Pike No Bank Holding Com pany Bainum Bancorp, G lenw ood, AR Chm : Irvin C. Bainum CEO/Pres: Harold A . Sm ith Cash: Cash and Due From: ..................... Federal Funds and Repos: .......... Investments: .................................. Total Loans: .................................. Premises and Fixed Assets: . . . . Other Real Estate: ....................... Other Assets: ............................... Total Assets: .................................. Total Trust Assets: ....................... . . . 3,439 . . . 2,150 . . 10,689 . . 36 ,648 . . . 1,267 ............. 7 . . . . 488 . . 54 ,688 ............. 0 Patricia O wens Deposits: ......................................... Federal Funds and Borrowings: . . Other Liabilities: ............................ Subordinated Debt: Total Liabilities: ............................... . . 4 8 ,848 . . . . 345 . . . 130 ............. 0 . . 49 ,323 Total Equity Capital and Reserves: . . 5,365 Total Liabilites and Capital: .......... . . 54 ,688 Number of Shares Outstanding: . . 4 4 ,0 0 0 Directors: Irvin C. Bainum, Mark Bainum, Tim Bainum, Richard Cox, Larry Mitchell, Harold A. Smith, L. J. Warneke Branches in T o w n : One O ther Branches: Mount Ida Bank of Gravett Gravette, AR Telephone: 7 8 7 -5 2 5 1 FAX: 7 8 7 - 6 1 0 2 Population: 1 ,4 1 2 21 1 East Main P.O. Box 1 6 0 7 2 7 3 6 -0 1 6 0 Trust Departm ent: Charter Number: 4 6 Date: Feb. 2 8 , 1 8 9 8 County: Benton No Bank Holding Com pany None CEO/Pres: John R. M eade EVP: David N. Wills VP: W illiam R. M eade Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Jim Allen Edmondson A VP /C ash: Larry W ilm oth A V P : Rick Pollreis 1,469 5,565 35 ,122 53,802 991 0 1,569 98 ,518 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 84 ,526 0 663 0 85,189 Total Equity Capital and Reserves: . 13,329 Total Liabilites and Capital: 98,518 Number of Shares Outstanding: . . . . 4,0 00 Directors: Phillip Chastain, George Cowgur, Albert Dunagin, Jim Allen Edmonson, George Haley, John R. Meade, William R. Meade, David N. Wills Branches in T o w n : None O ther Branches: None 66 Arkansas State Bank Department Farmers Bank G reenw ood, AR Telephone: 996-4171 FAX: 9 96 -6 70 0 Population: 3 ,9 8 4 125 West Center P.O. Box 610 7 29 36 -0 61 0 Charter Number: 243 Date: Aug. 7, 1907 County: Sebastian Trust Department: Yes Bank Holding Company Wilkinson Banking Corporation, Greenwood, AR Chm: Elizabeth Wilkinson CEO: Stanhope Wilkinson Pres/Cash/TO: Edward Wilkinson VP: Tresa Lowe VP: Danny McCarroll Cash and Due From: 2,881 Federal Funds and Repos: 2,5 50 Investments: 35 ,863 Total Loans: 62 ,887 Premises and Fixed Assets: 3,0 58 Other Real Estate: 53 Other Assets: 1,469 Total Assets: 108,761 Total Trust Assets: .................................. 936 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Directors: 88,095 1,693 734 0 90,522 Total Equity Capital and Reserves: . 18,239 Total Liabilites and Capital: 108,761 Number of Shares Outstanding: . . . . 7,5 00 Tresa Lowe, Edward Wilkinson, Elizabeth Wilkinson, Norman Wilkinson, Stanhope Wilkinson Branches in Town: One Other Branches: Bonanza, Hackett, Hartford First State Bank of Gurdon Gurdon, AR Telephone: 353-2521 FAX: 3 53 -2 3 1 4 Population: 2 ,3 6 0 100 E. Main P.O. Box 446 7 1 7 43 -0 44 6 Charter Number: 61 Date: Aug. 4, 1900 County: Clark Trust Department: No Bank Holding Company None Chm: Charles L. Cabe, Jr. CEO/Pres: Fred Reed VP/Cash: Linda Bittle VP: Carroll Coston VP: Janet Purifoy AVP: Kaye Stiffler Cash and Due From: 1,337 Federal Funds and Repos: 0 Investments: 10,908 Total Loans: 14,545 Premises and Fixed Assets: 800 Other Real Estate: 177 Other Assets: 323 Total Assets: 28 ,0 9 0 Total Trust Assets: .......................................... 0 Deposits: 25 ,077 Federal Funds and Borrowings: 0 Other Liabilities: 86 Subordinated Debt: 0 Total Liabilities: ....................................... 25 ,163 Total Equity Capital and Reserves: . . 2,927 Total Liabilites and Capital: 28 ,0 9 0 Number of Shares Outstanding: . . . 38 ,389 Directors: Charles L. Cabe, Jr., Carroll Coston, Marianne Cabe Long, Robert McDowell, Fred E. Reed, Don Smithpeters Branches in Town: None Other Branches: None Eighty-First Report 67 Farmers Bank Hamburg, AR Telephone: 8 5 3 - 5 2 2 2 FAX: 8 5 3 - 2 3 3 3 Population: 3 ,0 9 8 2 1 0 N. M ain P .0 . Box 3 5 0 7 1 6 4 6 -0 3 5 0 Trust Departm ent: Charter Number: 6 8 0 Date: M arch 1 0 , 19 41 County: Ashley No Bank Holding Com pany None Chm: P. E. Barnes CEO/Pres: Dan Wingard VP: Velma J. Farmer VP: Virginia Bowman Cash: JoAnn Roberts Cash and Due From: .................. .......... 3,428 Federal Funds and Repos: . . . ,............... 30 Investments: ............................... . . . 16,380 Total Loans: ............................... . . . 15,969 Premises and Fixed Assets: . . . ............ 850 Other Real Estate: ....................................... 0 Other Assets: .......................................... 571 Total Assets: ............................... . . . 37,228 Total Trust Assets: ....................................... 0 Deposits: ........................................... . . 33,265 Federal Funds and Borrowings: . . ............. 0 Other Liabilities: ................................ . . . 297 Subordinated Debt: ......................... ............. 0 Total Liabilities: ................................. . . 33,562 Total Equity Capital and Reserves: . . 3,666 Total Liabilites and Capital: ............ . . 37,228 Number of Shares Outstanding: . . 22 ,260 Directors: P. E. Barnes, Phil Barnes, Joe Foote, Nancy Foote, William E. Johnson, Jack Shell, John W. Spivey, Dan Wingard, Bobby Witherington Branches in T o w n : None O ther Branches: None Calhoun County Bank Hampton, AR Telephone: 7 9 8 - 2 2 0 7 FAX: 7 9 8 - 4 8 3 0 Population: 1 ,6 5 1 2 0 0 M ain Street P.O. Box 8 7 1 7 4 4 -0 0 0 8 Trust Departm ent: Charter Number: 2 2 0 Date: O ct. 2 6 , 1 9 0 6 County: Calhoun No Bank Holding Com pany None Chm /CEO : Searcy W . Harrell, Jr. Pres: B. Dickson Neal VP: Len Harrell VP: M ary Johnston Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Shirley Jones VP: Hazel B. Smith Cash: W anda W elch 1,514 0 17,047 22,963 143 9 329 42,005 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 31 ,333 5,199 151 0 36 ,683 Total Equity Capital and Reserves: . . 5,322 Total Liabilites and Capital: 42,005 Number of Shares Outstanding: . . . . 4,0 00 Directors: L. D. Becton, III, Phillip J. Foster, Fay Harrell, Len Harrell, Searcy W. Harrell, Jr., B. Dickson Neal, Richard L. Smith, Jannette H. Strickland, D. W. Wells, H, M. Welsh Branches in T o w n : None O ther Branches: None 68 Arkansas State Bank Department The Bank of Harrisburg Harrisburg, AR Telephone: 5 7 8 -2 47 2 FAX: 578 -2 04 9 Population: 1,943 201 East Jackson P.O.Box 17 7 24 32 -0 01 7 Charter Number: 620 Date: Dec. 2, 1930 County: Poinsett Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm: Jim Tom Butler Pres: James Williams VP/Cash: Donald Britnell Cash and Due From: ................ .......... 1,166 Federal Funds and Repos: . . . .................. 0 Investments: .......................... . ,. . . . 14,448 Total Loans: ............................... . . . . 2 4 '1 5 8 Premises and Fixed Assets: ............. 191 Other Real Estate: .................. ............... 91 Other Assets: .................. .. . . ............. 974 Total Assets: ............................... . . . . 4 1 ,0 2 8 Total Trust Assets: ....................................... 0 ......................................... ... . 35 ,189 Deposits: Federal Funds and Borrowings: . . . . . . 45 0 Other Liabilities: ............................... . . . . 357 Subordinated Debt: .......................... ............. 0 Total Liabilities: ................................. . . 35 ,996 . . 5,032 Total Equity Capital and Reserves: Total Liabilites and Capital: .......... . . 4 1 ,0 2 8 Number of Shares Outstanding: . . . 4 ,0 0 0 Directors: Donald Britnell, Anna Margaret Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Elizabeth B. Eaton, Paul D. Eaton, John Henry, James Williams Branches in Town: None Other Branches: None The Security Bank Harrison, AR Telephone: 3 9 1 -8 2 0 0 FAX: 741 -8 10 3 Population: 9,97 9 303 N. Main P.O. Box 1078 726 01 -1 07 8 Charter Number: 647 Date: Nov. 20, 1931 County: Boone Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/Pres/CEO: Jimmy R. Boze Cash: Debbie Murphy Cash and Due From:............................. 6,240 Federal Funds and Repos: 0 Investments: 24,016 Total Loans: 84,403 Premises and Fixed Assets: 1,804 Other Real Estate: 151 Other Assets: 2,048 Total Assets: 118,662 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: ............................. 100,863 6,988 888 0 108,739 Total Equity Capital and Reserves: . . 9,923 Total Liabilites and Capital: 118,662 Number of Shares Outstanding: . . . 10,000 Directors: Dr. Bill Baker, Jimmy R. Boze, Jane E. Christenson, Gary R. Dobson, Lynn Dorrough, Jerry P. Maland, Ken Milburn, Jr., Ken Reeves, F. S. Stroope, III Branches in Town: One Other Branches: None 69 Eighty-First Report Hazen First State Bank Hazen, AR Telephone: 255 -4 56 7 FAX: 255-4271 Population: 1,668 Front & Chester Streets P.O. Box 783 720 64 -0 78 3 Charter Number: 744 Date: May 12, 1983 County: Prairie Trust Department: No Bank Holding Company Carlisle Bancshares, Inc., Little Rock, AR SVP/Cash: Nancy Kocourek Chm/CEO/Pres: Daniel C. Horton EVP: Tony Lambert Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 968 0 9,748 8,032 172 0 362 19,282 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: 17,180 35 115 0 17,330 . . 1,952 19,282 . . . 19,935 Directors: Tommy Hillman, Daniel C. Horton, Barry L. McKuin, Robert Petter, Sr. Branches in Town: None Other Branches: Biscoe The Cleburne County Bank Heber Springs, AR Telephone: 3 62 -2 45 6 FAX: 3 62 -4 55 4 Population: 5,628 806 W. Main P.O. Box 1560 725 43 -1 56 0 Charter Number: 626 Date: Dec. 1 6, 1 930 County: Cleburne Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR VP: Mary Holland VP: Treva Jean Hipp VP: Julie Turney Chm: Jim Tom Butler CEO: Paul D. Eaton Pres: R. Dale Miller EVP/Cash: Peggy Smith Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,978 500 61,347 50,049 837 122 1,605 117,438 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 104,460 15 554 0 105,029 Total Equity Capital and Reserves: . 12,409 Total Liabilites and Capital: ............. 117,438 Number of Shares Outstanding: . . . . 1,200 Directors: Walter Aldridge, Anna Margaret Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Beth Eaton, Paul D. Eaton, John Henry, Jerome Johnson, Ricky Johnson, Richie Lee, L. E. Roberts, Jr., Wetzel Stark Branches in Town: Two Other Branches: Concord, Greers Ferry 70 Arkansas State Bank Department Greers Ferry Lake State Bank Heber Springs, AR Telephone: 3 6 2 -5 88 3 FAX: 3 62 -0 8 2 0 Population: 5,628 1230 Highway 25B No. P. 0 . Box 970 7 2 5 43 -3 01 8 Charter Number: 755 Date: July 26, 1 991 County: Cleburne Trust Department: No Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres: Jim S. Gowen, Sr. EVP: Gary Yow VP: Wendell Cassell VP: Carla Stiger Cash: Patricia Davis Cash and Due From: .............................1,085 Federal Funds and Repos: 650 Investments: 2 0 ,2 2 4 Total Loans: 11,563 Premises and Fixed Assets: 937 Other Real Estate: 0 Other Assets: 610 Total Assets: 35 ,069 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Directors: 31,585 0 196 0 31,781 Total Equity Capital and Reserves: . . 3,2 88 Total Liabilites and Capital: 35,069 Number of Shares Outstanding: . . . 6 0 ,0 0 0 Morris Bowman, Jim S. Gowen, Sr., Dr. Troy A. Gray, Robert Harvey, Gerald A. Saracini Branches in Town: None Other Branches: Clinton Heber Springs State Bank Heber Springs, AR Telephone: 362-5821 FAX: 362-7491 Population: 5,628 Second and Main Streets P.O.Box 1030 7 2 5 4 3 -0 0 3 0 Charter Number: 735 Date: May 7, 1977 County: Cleburne Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR COO/Cash: Janice Parrott VP: Cathy Cox Chm: Harry L. Hastings, Jr. CEO/Pres: Bill G. Lynch SVP: Jack Barber Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,651 2,750 16,397 33 ,9 6 4 1,146 229 671 57 ,808 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: . . 4,9 06 Total Liabilites and Capital: 57,808 Number of Shares Outstanding: . . . 17,656 Directors: Harry L. Hastings, Jr., Horace Jewell, Bill G. Lynch, Catherine H. Owen Branches in Town: None 52,571 0 331 0 52,902 Other Branches: Fairfield Bay, Greers Ferry, Quitman 71 Eighty-First Report Bank of Holly Grove Holly Grove, AR Telephone: 462-3331 FAX: 4 6 2 -3 99 2 Population: 743 510 Dr. Herd E Stone Street P.O.Box 41 9 7 2 0 69 -0 41 9 Charter Number: 118 Date: May 12, 1903 County: Monroe Trust Department: No Bank Holding Company Holly Grove Bancshares, Inc., Holly Grove, AR Chm: Herd E. Stone, Jr. CEO/Pres: W illiam R. Reynolds SVP/Cash: Jean M . Kirkpatrick Cash and Due From: ....................... Federal Funds and Repos: ............. Investments: .................................... Total Loans: .................................... Premises and Fixed Assets: .......... Other Real Estate: .......................... Other Assets: .................................. Total Assets: .................................... Total Trust Assets: .......................... . . 1,180 . . . 400 . . 8,342 . 14,835 . . . 106 .......... 2 . . . 496 . 25,361 .......... 0 Deposits: ............................................ Federal Funds and Borrowings: . . . Other Liabilities: ............................... Subordinated Debt: .......................... Total Liabilities: ................................. . 21 ,674 .......... 0 . . . 175 .......... 0 . 21,849 Total Equity Capital and Reserves: . . 3,512 Total Liabilites and Capital: ............. . 25,361 Number of Shares Outstanding: . . . . 2,400 Directors: Donald R. Dearing, Ruth T. Dearing, Jean M. Kirkpatrick, R. H. Mayo, William R. Reynolds, Herd E. Stone, Jr. Branches in Town: None Other Branches: None Horatio State Bank Horatio, AR Telephone: 832-2501 FAX: 832 -2 57 7 Population: 793 100 Main Street P.0. Box 347 718 42 -0 34 7 Charter Number: 179 Date: May 15, 1905 County: Sevier Trust Department: No Bank Holding Company Pioneer Bancshares, Inc. of Horatio, Arkansas, Horatio, AR Chm/CEO/Pres: C. E. Hendrix, Jr. EVP/Cash: Wilburn Smith Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: SVP: Edith H. Smith VP: Carl E. Hendrix, III 7,455 1,955 5,774 20,848 291 17 410 36 ,750 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 32 ,484 0 175 0 32,659 Total Equity Capital and Reserves: . . 4,091 Total Liabilites and Capital: 36,750 Number of Shares Outstanding: . . . . 2,000 Directors: Margaret S. Griffin, C. E. Hendrix, Jr., Carl E. Hendrix, III, Lilia S. Hendrix, Loy Poag, Edith H. Smith, Wilburn Smith, Todd B. Trimble Branches in Town: None Other Branches: None 72 Arkansas State Bank Department Arkansas Bank and Trust Company Hot Springs, AR Telephone: 624-4611 FAX: 6 24 -4 61 9 Population: 3 7 ,7 3 4 835 Central Avenue P.O. Box 5640 7 1 9 0 2 -5 6 4 0 Charter Number: 232 Date: April 18, 1907 County: Garland Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: W. Darrell Meyer EVP: Ralph E. White SVP/Cash: Debert Graves Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 17,344 7,400 73,709 28 6 ,3 7 0 8,001 192 6,7 5 4 39 9 ,7 7 0 0 3 5 8,42 3 0 4,5 52 0 362,975 Total Equity Capital and Reserves: . 36,795 Total Liabilites and Capital: 39 9 ,7 7 0 Number of Shares Outstanding: . . . 10,000 Directors: Ray L. Cash, Peggy Clark, Hiram W. Cooper, Courtney C. Crouch, Jr., Cecil W. Cupp, Jr., Cecil W. Cupp, III, Gerald H. Fisher, Edwin P. Henry, Robert W. Kleinhenz, W. Darrell Meyer, Roy L. Murphy, Jack C. Porter, Jim Randall, Brooks T. Rice, John D. Selig, Gary Thorson, Ralph E. White Branches in Town: Six Other Branches: Hot Springs Village (2) Bank of Hot Springs Hot Springs, AR Telephone: 624-5501 FAX: 3 21 -5 03 3 Population: 3 7 ,7 3 4 P. O. Box 1799 1 234 Central Avenue 7 19 02 -1 79 9 Charter Number: 758 Date: Aug. 1 5 ,1 9 9 1 County: Garland Trust Department: Yes Bank Holding Company Horizon Bancorp, Inc., Arkadelphia, AR Cash: Mike Ferguson TO: Les Warren Chm: Paul L. Offutt CEO/Pres: R. Allan Kimball Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 8,272 15 58 ,582 8 1 ,3 6 4 2,266 4 2,451 152,95 4 3,506 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 136,899 2,267 683 0 139,849 Total Equity Capital and Reserves: . 13,105 Total Liabilites and Capital: 152,954 Number of Shares Outstanding: . . . . 1,200 Directors: Latt Bachelor, R. Allan Kimball, James Latture, Jim McAdams, Paul L. Offutt, Scott Seller, Sam Stathakis, Ross M. Whipple Branches in Town: Three Other Branches: Hot Springs Village Eighty-First Report 73 First State Bank Huntsville, AR Telephone: 7 38-2147 FAX: 738-1255 Population: 1,600 Charter Number: 756 Date: July 26, 1991 County: Madison Highway 412 West P. 0 . Box 667 7 2740-0667 Trust Department: Yes Bank Holding Company BTS Bancshares, Inc., Huntsville, AR Chm: Sam M athias CEO/Pres: Tom M athias VP: Bessie M athias Cash: Paul M athias Cash and Due From: .................. Federal Funds and Repos: . . . . Investments: ............................... Total Loans: ............................... Premises and Fixed Assets: . . . ..................... Other Real Estate: Other Assets: ............................. Total Assets: ............................... Total Trust Assets: ..................... .......... 430 .......... 575 . . . . 8,933 . . . 11,202 .......... 241 ............... 0 .......... 325 . . . 21,706 ............... 0 Deposits: ........................................... . . 20 ,062 Federal Funds and Borrowings: . . ............. 0 ............................ . . . . 107 Other Liabilities: Subordinated Debt: ......................... ............. 0 Total Liabilities: ............................... . . 20 ,169 . . 1,537 Total Equity Capital and Reserves: Total Liabilites and Capital: .......... . . 21 ,706 Number of Shares Outstanding: . . 10,000 Directors: David Harwood, Bessie Mathias, Sam Mathias, Tom Mathias, Phil Thompson Branches in Town: None Other Branches: None Peoples Bank Imboden, AR Telephone: 869-2291 FAX: 869 -2 17 9 Population: 661 Hwy. 63 W. P.O. Box 850 7 24 34 -0 85 0 Charter Number: 727 Date: Oct. 12, 1972 County: Lawrence Trust Department: No Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Cash: Sandra McCorm ic Chm: Charles F. Luter CEO/Pres: Preston L. Clark Cash and Due From: ..................... Federal Funds and Repos: .......... Investments: .................................. Total Loans: .................................. Premises and Fixed Assets: . . . . Other Real Estate: ....................... Other Assets: ............................... Total Assets: .................................. Total Trust Assets: ....................... . . . 1,620 . . . 1,015 . . . 5,583 . . 24 ,804 . . . . 711 .......... 60 . . . . 440 . . 34,233 ............. 0 ........................................... . . 30,667 Deposits: Federal Funds and Borrowings: . . ............. 0 Other Liabilities: ..............................., . . . 213 ....................... .. ............. 0 Subordinated Debt: Total Liabilities: ................................. . . 30,880 . . 3,353 Total Equity Capital and Reserves: Total Liabilites and Capital: .......... . . 34,233 . . . 6,600 Number of Shares Outstanding: Directors: Preston L. Clark, Bob J. Downing, Jerry R. Foley, Charles F. Luter, Dan H. Matthews Branches in Town: None Other Branches: Hoxie, Strawberry 74 Arkansas State Bank Department First Jacksonville Bank and Trust Jacksonville, AR Telephone: 9 8 2 -4 5 1 1 FAX: 9 8 2 - 5 7 6 9 Population: 3 0 , 0 0 0 Charter Number: 701 Date: Aug. 2, 1949 County: Pulaski 6 0 0 W . Main P. O. Box 8 2 7 7 2 0 7 6 -0 8 2 7 Trust D epartm ent: Yes Bank Holding Com pany First A rkansas Bancshares, Inc., Jacksonville, AR Cash: M ary Verser TO : John M cN ee Chm : Kenneth Pat W ilson CEO/Pres: Larry T . W ilson EVP: Ken Southern Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 8,588 0 63 ,079 70,036 6,091 0 1,747 149,541 53 ,347 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 129,267 300 1,006 0 130,573 Total Equity Capital and Reserves: . 18,968 Total Liabilites and Capital: 149,541 Number of Shares Outstanding: . . 2 0 0 ,0 0 0 Directors: Harry Dougherty, Bart Gray, Jr., Alton Higginbotham, Melda Rice, Kathy Roberts, Kenneth Pat Wilson, Larry T. Wilson, Mike Wilson, Dr. T. H. Wortham Branches in T o w n : Four O ther Branches: Cabot, Gravel Ridge Bank of the Ozarks, nwa Jasper, AR Telephone: 4 4 6 - 2 2 6 5 FAX: 4 4 6 - 2 3 1 0 Population: 3 3 2 Church and Stone Streets P. 0 . Box 4 3 7 7 2 6 4 1 -0 4 3 7 T ru st D epartm ent: Charter Num ber: 121 Date: M arch 2 4 , 1 9 0 3 County: N e w to n No Bank Holding Com pany N e w c o Corporation, Little Rock, AR SVP/C ash: George Landrum VP: Inas M oseley Chm /CEO : George G. Gleason, II Pres: Danny R. Criner Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,821 300 7,6 94 43,251 1,301 10 911 55,288 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 50,385 0 397 0 50,782 Total Equity Capital and Reserves: . . 4,5 0 6 Total Liabilites and Capital: 55 ,288 Number of Shares Outstanding: . . . . 2,3 40 Directors: Danny R. Criner, George G. Gleason, II, Linda D. Gleason, George Landrum, Paul E. Moore, Mark D. Ross Branches in Town: None Other Branches: Marshall, Western Grove 75 Eighty-First Report The Arkansas Bank Jonesboro, AR 515 West Washington P. 0 . Box 1617 7 24 03-1617 Telephone: 932-2131 FAX: 9 31-2175 Population: 4 6 ,5 3 5 Charter Number: 1 50 Date: Feb. 1 3, 1904 County: Craighead Trust Department: Yes Bank Holding Company None EVP: Gary Childers Cash: Carol D. Wright TO: Barry LaFarlette Chm: Steve Cox CEO: G. L. Lieblong Pres: Larry Worsham . . 3,7 70 . . . 700 . 51 ,770 . 49 ,1 5 5 ..3 ,4 6 3 ___ 15 . . 3,039 111,91 2 . . . 855 Cash and Due From: . . . . Federal Funds and Repos: Investments: ..................... Total Loans: ..................... Premises and Fixed Assets: Other Real Estate: ........... Other Assets: .................. Total Assets: ..................... Total Trust Assets: ........... Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 100,717 0 555 0 101,272 Total Equity Capital and Reserves: . 10,640 Total Liabilites and Capital: 111,912 Number of Shares Outstanding: . . 140,000 Directors: Gary Childers, Steve Cox, Virginia Cox, Dalton A. Farmer, Jim Grisham, Jim Hinkle, G. L. Lieblong, Sloan Rainwater, Dr. Weldon Rainwater, William I. Rainwater, Jr., William I. Rainwater, Sr., Rick Rorex, J.A. Tomlinson, Gerald Watkins, Larry Worsham Branches in Town: Three Other Branches: Bay, Lake City, Paragould, Piggott Citizens Bank of Jonesboro Jonesboro, AR Telephone: 9 32-6603 FAX: 933 -4 33 4 Population: 4 6,5 35 Main & Washington Streets P. 0 . Box 1800 7 24 03 -1 80 0 Charter Number: 488 Date: July 25, 1919 County: Craighead Trust Department: Yes Bank Holding Company Citizens Bancshares Corporation, Little Rock, AR SVP: Terri Brown VP: Bessie Hodges TO: David Daniel Chm: Herbert H. McAdams, II CEO/Pres: Danny Williams SVP: Bill May SVP: Ken Necessary Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 15,561 3,8 00 105,838 9 7 ,0 0 4 4,093 0 3,199 229,49 5 77 ,279 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 201,247 4,133 1,027 0 206,407 Total Equity Capital and Reserves: . 23,088 Total Liabilites and Capital: 229,49 5 Number of Shares Outstanding: . . 217,00 0 Directors: John C. Deacon, Larry Duke, Charlotte Eddington, W. M. Freeze, Jr., Dr. Ray Hall, Jr., Herbert H. McAdams, II, Sheila McAdams, Minor M. Markle, Oscar J. Melton, Oscar Melton, Jr., Anthony Rampley, W. R. Roberts, Donald Timms, Danny Williams, Dr. G. D. Wisdom Branches in Town: Four Other Branches: Cash, Lake City 76 Arkansas State Bank Department First Bank of Arkansas Jonesboro, AR Telephone: 9 3 1 -1 0 0 0 FAX: 931 -0 05 5 Population: 4 6 ,5 3 5 2 4 0 0 East Highland Drive P.O. Box 7 50 0 7 2403 Charter Number: 717 Date: Oct. 29, 1962 County: Craighead Member of Federal Reserve System Trust Department: Yes Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm/CEO: Wallace W. Fowler Pres/COO: Mark Fowler SVP: Louis Inres Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: CFO: Lloyd McCracken, Jr. SVP/TO: Aubrey Avants Cash/AVP: Jill Lawson 8,690 0 43 ,7 3 7 198,725 8,861 0 3,246 2 6 3,25 9 35,291 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 2 3 2 ,1 5 4 8,422 2,4 73 0 24 3,04 9 Total Equity Capital and Reserves: . 20 ,2 1 0 Total Liabilites and Capital: 26 3,25 9 Number of Shares Outstanding: . . . 10,000 Directors: Wayne F. Baker, Claud Cash, Jama Fowler, Mark Fowler, Wallace W. Fowler, Raymond Heern, Al Heringer, Sam W. Hummelstein, Phil Jones, Phyllis Lamberth, Lloyd McCracken, Jr., Gene Vance, William C. Young, Jr. Branches in Town: Two Other Branches: None Simmons First Bank of Jonesboro Jonesboro, AR 1720 S. Caraway Road P. O. Box 1720 7 24 03 -1 72 0 Telephone: 9 33 -8 0 0 0 FAX: 9 33-2008 Population: 4 6 ,5 3 5 Charter Number: 734 Date: Dec. 22, 1976 County: Craighead Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR EVP/Cash: Barry K. Ledbetter Chm: Donald W. Stone CEO/Pres: Ronald B. Jackson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 3,8 52 2,5 50 20,187 58 ,246 863 41 1,256 86 ,995 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 79 ,199 0 609 0 79 ,808 Total Equity Capital and Reserves: . . 7,187 Total Liabilites and Capital: 86,995 Number of Shares Outstanding: . . 175,000 Directors: Dennis Abell, Ava Duke, Ronald B. Jackson, J. Thomas May, Scott Mixon, David Pyle, Jim Scurlock, Berl A. Smith, Donald W. Stone, Gene Thomason, J. C. Vaughn, Jr., Don Vollman, Mark Wimpy Branches in Town: Two Other Branches: None 77 Eighty-First Report Union Planters Bank of Northeast Arkansas Jonesboro, AR 300 S. Church P. O. Box 6018 724 03 -6 01 8 Telephone: 935-5521 FAX: 935-8311 Population: 4 6,5 35 Charter Number: 648 Date: Jan. 7, 1932 County: Craighead Trust Department: Yes Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR VP/Cash: Steve Purtee TO: Craig Boone Chm/CEO: Marlin D. Jackson Pres/COO: John C. Freeman EVP: Joe Turney Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 17,232 0 74 ,496 310,621 8,697 76 14,391 425,51 3 59,162 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .... 366,397 12,922 3,997 0 3 8 3,31 6 Total Equity Capital and Reserves: . 42 ,197 Total Liabilites and Capital: 425,51 3 Number of Shares Outstanding: . . 100,000 Directors: Marystel Appleton, Roy Cooper, Danny Ford, John C. Freeman, Lynn Greene, Shirley Haigwood, Philip Hout, Marlin D. Jackson, Kevin King, J. C. Mahon, Eugene Smith, M. G. (Mabe) Spurlock, Douglas Wood, Herbert D. Ziegenhorn Branches in Town: Five other Branches: Bono, Brookland, Cherokee Village, Fisher, Hardy, Mammoth Spring, Newport (2), Rector, Sidney, Tuckerman, Weiner (2) First Bank of South Arkansas Junction City, AR Telephone: 9 24-4552 FAX: 924 -5 67 0 Population: 1,800 115 North Main P.O. Box 900 7 17 49 -0 90 0 Charter Number: 660 Date: Aug. 28, 1933 County: Union Trust Department: No Bank Holding Company First Community Banking Corporation, Little Rock, AR Cash: Barbara Daniels Chm: Daniel C. Horton CEO/Pres: John F. Marsh Cash and Due From: .................. Federal Funds and Repos: .... Investments: ............................... Total Loans: ............................... Premises and Fixed Assets: . . . Other Real Estate: ..................... Other Assets: ............................ Total Assets: ............................... Total Trust Assets: ..................... . . . . 2,212 . . . . 2,120 . . . . 8,792 . . . 30 ,242 . . . . 1,364 ............. 15 .......... 547 . . . 45 ,292 ................0 Deposits: ......................................... ... . 38,688 Federal Funds and Borrowings: . . . . . 1,895 Other Liabilities: ................................ . . . 186 Subordinated Debt: ......................... ............. 0 Total Liabilities: ................................. . . 40 ,769 . . 4,523 Total Equity Capital and Reserves: Total Liabilites and Capital: .......... . . 45,292 . . 30 ,000 Number of Shares Outstanding: Directors: James A. Bloodworth, Harold Campbell, Alvin Green, Sr., Searcy W. Harrell, Jr., Charles Hart, Daniel C. Horton, Denver Jones, Jr., John F. Marsh, G. R. Mosley, Richard Mosley Branches in Town: None Other Branches: Camden 78 Arkansas State Bank Department Pine State Bank Kingsland, AR First Street P. O. Box 85 716 52 -0 08 5 Telephone: 348 -5 65 7 FAX: 3 48-1002 Population: 395 Charter Number: 165 Date: Aug. 22, 1904 County: Cleveland Trust Department: No Bank Holding Company Pine State Bancshares, Inc., Kingsland, AR Cash: Diane Grice Chm/CEO/Pres: M. Don Smith EVP: Elaine Hopson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 479 0 2,583 6,753 334 0 151 10,300 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 9,339 0 91 0 9,4 30 Total Equity Capital and Reserves: . . . 870 Total Liabilites and Capital: 10,300 Number of Shares Outstanding: . . . . 3,0 60 Directors: Elaine Hopson, James Searcy, M. Don Smith, John Trucks Branches in Town: None Other Branches: New Edinburg, Rison Madison Bank and Trust Kingston, AR Telephone: 6 65 -2 82 5 FAX: 665 -2 17 5 Population: 206 101 Public Square P. O. Box 39 7 2 7 42 -0 03 9 Charter Number: 338 Date: April 7, 1911 County: Madison Trust Department: Yes Bank Holding Company Madison Corporation, Little Rock, AR Chm/CEO: Roland Willshire Pres: Gary Bunch VP/Sec: Blenda Howard VP/Cash: Jeanine Williams AVP/TO: Lori McConnell Cash and Due From: ..................... . . . 1,379 Federal Funds and Repos: .......... . . . . 200 Deposits: ............................................ , . 19,396 Federal Funds and Borrowings: . . ,........... 0 Other Liabilities: ............................... , . . . 140 Subordinated Debt: .......................... ........... 0 Total Liabilities: ................................. , . 19,536 In vfistm ants: ....................................... Total Loans: .................................. Premises and Fixed Assets: . . . . Other Real Estate: ........................ Other Assets: ............................... Total Assets: .................................. Total Trust Assets: ....................... . . . 4,027 . . 14,593 . . . . 468 ......... 26 . . . . 325 . . 21,018 . . . 1,374 Total Equity Capital and Reserves: . . 1,482 Total Liabilites and Capital: .............. . 21,018 Number of Shares Outstanding: . ,. . . . 800 Directors: Sumner Brashears, Gary Bunch, Howard Cain, Jr., Gary Easterling, Dana Samples, Joe Shrum, Roland Willshire Branches in Town: None Other Branches: Huntsville Eighty-First Report 79 The Bank of Lake Village Lake Village, AR Telephone: 265-2241 FAX: 265-2125 Population: 2,791 Charter Number: 675 Date: Oct. 14, 1 937 County: Chicot 201 M ain Street P. O. Box 7 2 7 7 1 6 5 3 -0 7 2 7 Trust Departm ent: No Bank Holding Company S outheast Arkansas Bank Corporation, Lake Village, AR SVP/Sec: Kenneth D. Vandervort Cash: Jakie J. Gibson Chm: Charles H. W eissinger, Jr. CEO/Pres: Terence J. Alpe V C h m : Ned M azzanti Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,4 54 100 20 ,1 2 0 24 ,890 1,676 0 829 50,069 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 42,792 294 344 0 43 ,4 3 0 Total Equity Capital and Reserves: . . 6,639 Total Liabilites and Capital: 50,069 Number of Shares Outstanding: . . . 60 ,000 Directors: Terence J. Alpe, Sam E. Angel, Wiliam W. Bunker, Dr. J. P. Burge, Flermon Carlton, David F. Gillison, Jr., David F. Gillison, Sr., Marvin D. Loyd, DDS, Ned Mazzanti, Joseph J. Pieroni, Kenneth D. Vandervort, Charles H. Weissinger, Jr., Guy Mattingly Weissinger Branches in T o w n : One O ther Branches: None Simmons First Bank of Lake Village Lake Village, AR Telephone: 2 6 5 - 5 3 6 6 FAX: 2 6 5 - 5 5 5 8 Population: 2 ,7 9 1 41 7 M ain Street P. 0 . Box 271 7 1 6 5 3 -0 2 7 1 Trust Departm ent: Charter Number: 7 1 6 Date: June 12 , 1 9 6 2 County: Chicot Yes Bank Holding Com pany Sim m ons First National Corporation, Pine Bluff, AR Chm /CEO : Ben V . Floriani Pres: Freddie G. Black Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Cash: M ike S. Cashion VP: Linda S. Moreland 2,373 2,000 12,375 15,972 137 1 657 33,515 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 29,382 0 268 0 29 ,650 Total Equity Capital and Reserves: . . 3,865 Total Liabilites and Capital: 33,515 Number of Shares Outstanding: . . . 12,500 Directors: W. E. Ayres, Freddie G. Black, Mike S. Cashion, Ben V. Floriani, James W. Haddock, Craig Hunt, Cullen Livingston, Geno Mazzanti, Richard L. Pratt, Joe Dan Yee Branches in Town: None Other Branches: None Arkansas State Bank Department 80 River Valley Bank & Trust Lavaca, AR Telephone: 4 5 2 -7 9 0 6 FAX: 4 5 2 -7 9 7 8 Population: 1,364 Main Street P. 0 . Box 110 7 2 9 4 1 -0 1 1 0 Charter Number: 308 Date: May 5, 1910 County: Sebastian Member of Federal Reserve System Trust Department: Yes Bank Holding Company Sebastian Bankshares, Inc., Barling, AR Chm: Ronald H. Udouj CEO/Pres: James H. Shields, III SVP: Gary W. Carmack SVP: Paulette Chronister Cash: Alicia D. Dooly TO: Daniel P. Meyers Cash and Due From: 2,7 83 Federal Funds and Repos: 7,825 Investments: 12,907 Total Loans: 52 ,213 Premises and Fixed Assets: 2,761 Other Real Estate: 384 Other Assets: 3,093 Total Assets: . ....................................... 81 ,966 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .................................... 72,445 0 490 0 72 ,935 Total Equity Capital and Reserves: . . 9,031 Total Liabilites and Capital: 81 ,9 6 6 Number of Shares Outstanding: . . . 20 ,849 Directors: Leo Anhalt, Gene E. Bruick, Rayburn L. Green, James H. Shields, III, Ronald H. Udouj, Henry Withers Branches in Town: None Other Branches: Barling, Charleston, Van Buren (2) Buffalo Island Bank Leachville, AR Telephone: 5 3 9 -6 35 4 FAX: 5 39-2213 Population: 1,742 110 N. Main P. 0 . Box 140 7 2 4 3 8 -0 1 4 0 Charter Number: 703 Date: Jan. 23, 1951 County: Mississippi Trust Department: No Bank Holding Company Buffalo Island Bancshares, Inc., Leachville, AR VP: Nathan Sanders VP: John Field Cash: Karen Crites Chm/CEO: Larry Grisham COO: Steve May VP: Diane Davis Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,378 550 8,1 24 23,905 481 0 576 3 5 ,0 1 4 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: Directors: Ed Grisham, Larry Grisham, Steve May, Leon Swihart Branches in Town: None Other Branches: Caraway 30 ,4 2 4 640 390 0 3 1 ,4 5 4 . . 3,5 60 3 5 ,0 1 4 . . . 10,000 Eighty-First Report 81 Little River Bank Lepanto, AR 202 Greenwood P. 0 . Box 340 723 54 -0 34 0 Telephone: 4 75 -2 3 0 6 FAX: 4 75 -3 0 7 0 Population: 2,033 Charter Number: 498 Date: Nov. 21, 1919 County: Poinsett Trust Department: Yes Bank Holding Company None CEO/Pres: Grady Watkins, Jr. SVP/Cash: Blanche Nash VP: Billy Lee Powell VP: VP: TO: Ara Sharp Lois Criddle Henry Watkins Cash and Due From: 1,046 Federal Funds and Repos: 1,705 Investments: ....................................... 1 5,099 Total Loans: 12,985 Premises and Fixed Assets: 234 Other Real Estate: 0 Other Assets: 572 Total Assets: 31,641 Total Trust Assets: 1,048 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: 22,565 2,697 222 0 2 5 ,484 . . 6,157 31,641 . . . 10,000 Directors: Julanne P. Ingram, W. K. Ingram, Jr., Junaway Payne, Ben Perry, Dannal Perry, Ernest B. Portis, Juliet J. Portis, Danette P. Watkins, Grady Watkins, Jr., Henry Watkins Branches in Town: None Other Branches: None Peoples Bank & Loan Co. Lewisville, AR Telephone: 9 21 -4 2 4 4 FAX: 9 21-4336 Population: 1,424 Charter Number: 347 Date: Aug. 25, 1911 County: Lafayette 305 Spruce P. O. Box 1100 718 45 -1 10 0 Member of Federal Reserve System Trust Department: No Bank Holding Company Peoples Bancshares, Inc., Lewisville, AR Chm: Phil Alford, Jr. CEO/Pres: Charles Black VP/Cash: Venora Hooper Cash and Due From: 1,325 Federal Funds and Repos: 1,820 Investments: 10,742 Total Loans; ..........................................13,761 Premises and Fixed Assets: 337 Other Real Estate: 0 Other Assets: 297 Total Assets: 28 ,282 Total Trust Assets: 0 Deposits: 24,946 Federal Funds and Borrowings: 0 Other Liabilities: 192 Subordinated Debt: 0 Total Liabilities: ....................................... 25,138 Total Equity Capital and Reserves: . . 3,144 Total Liabilites and Capital: 28 ,282 Number of Shares Outstanding: . . . . 4,0 00 Directors: Phil Alford, Jr., Charles Black, Richard B. Burton, 0 . M. Covington, Charles H. Moore, Christine Triplett, Wilma Willbanks Branches in Town: None Other Branches: None 82 Arkansas State Bank Department Bank of Lincoln Lincoln, AR Telephone: 824 -3 23 2 FAX: 824 -5 70 3 Population: 1,460 West Side Square P. 0 . Box 98 7 2 7 44 -0 09 8 Charter Number: 119 Date: March 19, 1903 County: Washington Trust Department: No Bank Holding Company Lincoln Bankshares, Inc., Lincoln, AR Chm/CEO/Pres: Loyd R. Swope EVP: Kenneth D. Cox SVP: Larry Karnes SVP: Darlene Cheatham VP: Pat Davenport Cash: Ronnie Rinehart Cash and Due From: 2,291 Federal Funds and Repos: 2,475 Investments: 11,397 Total Loans: 40 ,5 8 7 Premises and Fixed Assets: 972 Other Real Estate: 60 Other Assets: ....................................... 1,046 Total Assets: 58,828 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Directors: 5 2 ,414 592 305 0 53,311 Total Equity Capital and Reserves: . . 5,517 Total Liabilites and Capital: 58,828 Number of Shares Outstanding: . . . . 8,0 00 Kenneth D. Cox, Wanda K. Irwin, Herbert A. Lewis, Clark C. McClinton, Loyd R. Swope Branches in Town: Other Branches: None Prairie Grove Arkansas Bankers' Bank Little Rock, AR Telephone: 3 7 1 -0 53 5 FAX: 3 7 6 -8 8 9 4 Population: 1 75,795 Charter Number: 752 Date: April 17, 1990 County: Pulaski 1008 West Second Street 72201-2031 Member of Federal Reserve System Trust Department: No Bank Holding Company Arkansas Bankers' Bancorporation, Inc., Little Rock, AR SVP/Cash: Chm : J. M . Park CEO/Pres: Bill B. M ay Cash and Due From: ................ Federal Funds and Repos: . . . Investments: ............................. Total Loans: ............................. Premises and Fixed Assets: . . Other Real Estate: .................. Other Assets: .......................... Total Assets: ............................. Total Trust Assets: .................. .......... 1,421 .......... 6,345 . . . . 2 5 ,284 ............. 360 ................ 86 .................. 0 ............. 329 . . . . 33,825 .................. 0 John E. Lock, Sr. Deposits: ............................................ Federal Funds and Borrowings: . . . Other Liabilities: ............................... .......................... Subordinated Debt: Total Liabilities: .................................. . 18,279 . 12,150 . . . 147 .......... 0 . 30 ,576 Total Equity Capital and Reserves: . . 3,249 Total Liabilites and Capital: ............. . 33,825 Number of Shares Outstanding: . . . 50 ,000 Directors: Lunsford W. Bridges, Martin Carpenter, Tom H. Grumbles, Bill B. May, J. M. Park, Lindley Smith, S. Denny Smith Branches in Town: None Other Branches: None 83 Eighty-First Report Central Bank & Trust Little Rock, AR Telephone: 374 -7 77 7 FAX: 3 74 -2 07 9 Population: 175,795 1 6th & Main Streets P. 0 . Box 1 583 7 2 2 03 -1 58 3 Charter Number: 753 Date: Nov. 30, 1990 County: Pulaski Trust Department: Yes Bank Holding Company P & W Bancshares, Inc., Little Rock, AR Chm: Robert M . W ilson, Sr. CEO/Pres: Joseph B. Ford SVP/Cash: Bonnie Crocheron SVP: Roger Steging SVP: Harold Ham pton Cash and Due From: ............... . . . Federal Funds and Repos: ............. Investments: .................................... Total Loans: .................................... Premises and Fixed Assets: .......... Other Real Estate: .......................... Other Assets: .................................. Total Assets: .................................... Total Trust Assets: .......................... . . 5,258 .......... 0 . 15,509 . 35,852 . . 1,358 . . . . 14 . . . 720 . 58,711 .......... 0 ........................................... . . 48,775 Deposits: Federal Funds and Borrowings: . . . . . 4,1 82 Other Liabilities: ................................ . . . 370 Subordinated Debt: ......................... ............. 0 Total Liabilities: ................................. . . 53,327 Total Equity Capital and Reserves: . . 5,384 Total Liabilites and Capital: .......... . . 58,711 Number of Shares Outstanding: . . 20 ,000 Directors: Joseph B. Ford, Bryan Pitts, George Pitts, Jr., Charles Wilson, Robert M. Wilson, Sr. Branches in Town: One Other Branches: North Little Rock Citizens First Bank Little Rock, AR Telephone: 3 76 -0 55 5 FAX: 372 -5 68 8 Population: 1 75,795 320 Capitol at Spring Streets P. O. Bo x 1951 72201-1951 Charter Number: 761 Date: Sep. 6, 1991 County: Pulaski Trust Department: No Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm: Frank D. Hickingbotham CEO/Pres: Robert A lth o ff SVP: M ark Holsapple Cash and Due From: ....................... Federal Funds and Repos: ............. Investments: .................................... Total Loans: .................................... Premises and Fixed Assets: .......... Other Real Estate: .......................... Other Assets: .................................. Total Assets: .................................... Total Trust Assets: .......................... VP/Cash/Cont: Carol Carson VP: Dabbs Cavin . . 3,469 . . 5,120 . 19,182 . 63^211 . . 1,425 . . . . 54 . . 1,490 . 93,951 .......... 0 Deposits: ............................................ . 84 ,994 Federal Funds and Borrowings: . . .............. 0 Other Liabilities: ............................... . . . 813 Subordinated Debt: ....................................... 0 Total Liabilities: ................................. . . 85,807 Total Equity Capital and Reserves: . . 8,1 44 Total Liabilites and Capital: .............. . 93,951 Number of Shares Outstanding: . ,. . . 4,0 0 0 Directors: Robert Althoff, Edward L. Cullum, Jr., Ted Davis, Veo Easley, Frank D. Hickingbotham, Todd Hickingbotham, David J. Jones, Robert P. Taylor Branches in Town: One Other Branches: Hensley, Maumelle, Sheridan 84 Arkansas State Bank Department Eagle Bank & Trust Company Little Rock, AR 650 S. Shackleford, Suite 150 One Financial Centre 72211 Telephone: 2 23 -2 0 0 0 FAX: 6 66 -3 4 2 0 Population: 175,795 Charter Number: 720 Date: July 28, 1966 County: Pulaski Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Harry L. Hastings, Jr. CEO/Pres/TO: Randy K. Herlocker SVP: George Poe VP/Cash: Paul Castleberry Treas/Sec: Catherine H. Owen Oper: Laura Bogoslavsky Cash and Due From: 2,0 86 Federal Funds and Repos: 1,370 Investments: 9,751 Total Loans: 21,215 Premises and Fixed Assets: 955 Other Real Estate: 0 Other Assets: 482 Total Assets: 35,859 Total Trust Assets: .......................................... 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: ....................... Directors: 32 ,147 0 215 0 32 ,362 Total Equity Capital and Reserves: . . 3,497 Total Liabilites and Capital: 35 ,859 Number of Shares Outstanding: . . . . 8,0 00 Harry L. Hastings, Jr., Randy K. Herlocker, Horace Jewell, Catherine H. Owen Branches in Town: Other Branches: None Gravel Ridge, Sherwood (3) Pulaski Bank And Trust Company Little Rock, AR Telephone: 6 61 -7 7 0 0 FAX: 6 61-7857 Population: 175,795 5800 R Street P. O. Box 7299 722 17 -7 29 9 Charter Number: 710 Date: Aug. 29, 1955 County: Pulaski Trust Department: Yes Bank Holding Company Pulaski Investment Corporation, Little Rock, AR Chm: James C. East CEO/Pres: Robert C. Magee SVP/Cash: Janet Moore SVP: Judy Beaumont SVP: Jerry Duncan SVP: Jim Li ns key TO: Beverly Sawyer Cash and Due From: 12,439 Federal Funds and Repos: 0 Investments: 19,477 Total Loans: 127,412 Premises and Fixed Assets: ............. 11,326 Other Real Estate: 1,109 Other Assets: 6,436 Total Assets: 178,199 Total Trust Assets: ............................. 8 5 ,026 ............................................ 136,001 Deposits: Federal Funds and Borrowings: . . . . 2 6 ,772 Other Liabilities: 2,818 Subordinated Debt: 0 Total Liabilities: .................................. 165,591 Total Equity Capital and Reserves: . 12,608 Total Liabilites and Capital: 178,199 Number of Shares Outstanding: . . . . 1,850 Directors: J. Hunter East, James C. East, Robert East, Robert C. Magee, Kent Westbook, M. D., Mark V. Williamson, Branches in Town: Four Other Branches: None Eighty-First Report 85 Bank of Lockesburg Lockesburg, AR Main & Redbud P. O. Box 118 7 18 46-0118 Telephone: 289-4071 FAX: 2 8 9 -2 33 0 Population: 616 Charter Number: 746 Date: May 31, 1985 County: Sevier Trust Department: No Bank Holding Company DeWitt First Bankshares Corporation, DeWitt, AR Chm: CEO/Pres/Cash: Warren A. Jennings, Sr. Cash and Due From: 769 Federal Funds and Repos: 1,230 Investments: 7,648 Total Loans: ..........................................9,1 14 Premises and Fixed Assets: 131 Other Real Estate: 0 Other Assets: 284 Total Assets: 19,176 Total Trust Assets: 0 Directors: Philip Worthen Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 16,356 0 52 0 16,408 Total Equity Capital and Reserves: . . 2,768 Total Liabilites and Capital: 19,176 Number of Shares Outstanding: . . . . 2,500 Ray Hambrick, May M. Jennings, Warren Jennings, Jr., Warren Jennings, Sr., Lester McKinley Branches in Town: Other Branches: None None First State Bank Lonoke, AR 101 S. Center Street P. 0 . Box 320 720 86 -0 32 0 Telephone: 676 -3 10 6 FAX: 676 -5 04 6 Population: 4,18 8 Charter Number: 670 Date: March 9, 1935 County: Lonoke Trust Department: No Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR EVP: Tracy M. French Cash: Beverly Clement Chm: Neil Bennett, Sr. CEO/Pres: David R. Estes VChm: Wayne Bennett, Sr. Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 6,976 0 32 ,896 25 ,122 2,399 0 837 68 ,2 3 0 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: 58,973 771 236 0 59,980 . . 8,250 68 ,230 . . . 16,000 Directors: Neil Bennett, Jr., Neil Bennett, Sr., Wayne Bennett, Jr., Wayne Bennett, Sr., David R. Estes, Joe P. Melton Branches in Town: One Other Branches: None 86 Arkansas State Bank Department Farmers Bank and Trust Company Magnolia, AR 200 East Main Street P. 0 . Box 250 7 1 7 5 3 -0 2 5 0 Telephone: 2 35 -7 0 0 0 FAX: 2 35 -7 0 1 0 Population: 12,0 00 Charter Number: 217 Date: Sep. 26, 1906 County: Columbia Trust Department: Yes Bank Holding Company Magnolia Banking Corporation, Magnolia, AR SVP: Steve Keith VP: Danny Fitzpatrick VP: Kevin W. Pletcher Chm/CEO: Bob L. Burns Pres/COO: Mack L. Taylor SVP/Cash: Earl Booth SVP/TO: Bruce D. Maloch Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 4,375 2,8 6 4 105,222 105,55 4 4,3 5 8 192 4,7 0 0 227,26 5 35 ,613 Deposits: 2 0 0,99 2 Federal Funds and Borrowings: 5,0 90 Other Liabilities: 1,377 Subordinated Debt: 0 Total Liabilities: .................................. 20 7 ,4 5 9 Total Equity Capital and Reserves: . 19,806 Total Liabilites and Capital: 227,26 5 Number of Shares Outstanding: . . 100,00 0 Directors: Bob L. Burns, Paul Crumpler, Paul J. English, Steve Keith, C. S. Kincaid, III, Bruce D. Maloch, Bob Neill, Wayne M. Newton, Ronnie Ribble, Ken Sibley, T. E. Smith, Mack L. Taylor Branches in Town: Other Branches: Three Spring Hill Bank of Malvern Malvern, AR Telephone: 3 3 2 -6 9 6 6 FAX: 3 3 2 -2 3 7 4 Population: 9 ,25 6 327 Ash Street P. O. Box 897 7 21 04 -0 89 7 Charter Number: 10 Date: June 24, 1889 County: Hot Spring Trust Department: Yes Bank Holding Company Horizon Bancorp, Inc., Arkadelphia, AR Chm: Paul L. O ffu tt CEO/Pres: Jam es Ferguson Cash and Due From: ..................... Federal Funds and Repos: .......... Investments: .................................. Total Loans: .................................. Other Real Estate: ........................ Other Assets: ............................... Total Assets: .................................. Total Trust Assets: ........................ SVP/C ash: . . . 6,535 . . . . 855 . . 4 9 ,4 0 9 . . 7 5,126 . 2,087 . . . . 919 . . . 2,483 . 1 37,414 ............. 0 Beth Roseberry Deposits: ......................................... Federal Funds and Borrowings: . . Other Liabilities: ............................. Subordinated Debt: ....................... Total Liabilities: ............................... . 1 17,730 . . . 4 ,372 . . . . 469 ............. 0 . 122,571 . 14,843 Total Equity Capital and Reserves: Total Liabilites and Capital: .......... . 1 37,414 . . 12,000 Number of Shares Outstanding: Directors: Fred Bruce, Guy Collins, James Ferguson, X. L. Jones, Joe C. Keith, Frank Mayton, Paul L. Offutt, Donald A. Walsh, Ross Whipple Branches in Town: One Other Branches: Bismarck Eighty-First Report 87 Southern State Bank Malvern, AR Telephone: 332 -2 46 2 FAX: 332 -3 38 6 Population: 9,256 226 S. Olive Street P. 0 . Box 400 721 04 -0 40 0 Charter Number: 763 Date: Dec. 3 1 , 1 9 9 2 County: Hot Spring Trust Department: No Bank Holding Company None Chm: W. Henry McClure CEO/Pres: Donald A. Walsh Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: EVP/Cash: Layne Sparks VP: Frank R. McClure 68 2,400 16,999 8,304 36 43 267 28,117 0 Deposits: 25 ,336 Federal Funds and Borrowings: 0 Other Liabilities: 95 Subordinated Debt: 0 Total Liabilities: .................................... 25,431 Total Equity Capital and Reserves: . . 2,686 Total Liabilites and Capital: ................28,117 Number of Shares Outstanding: . . . 13,109 Directors: Frank R. McClure, George L. McClure, W. Henry McClure, Glenville Rhodes, Layne Sparks, Donald A. Walsh, A. J. Wilks, Chris E. Williams, Nancy M. York Branches in Town: None Other Branches: None The Merchants and Planters Bank Manila, AR Telephone: 5 61-4427 FAX: 561 -3 38 4 Population: 2 ,6 9 0 319 N. Baltimore P. 0 . Box 540 724 42 -0 54 0 Charter Number: 698 Date: March 16, 1948 County: Mississippi Trust Department: No Bank Holding Company None VP: Danny Robbins Cash: Norma Jackson Chm: Peggy F. Cheadle CEO/EVP: Max H. Schrader Pres: Betty F. Schrader Cash and Due From: ..................... Federal Funds and Repos: .......... Investments: .................................. Total Loans: .................................. Premises and Fixed Assets: . . . . Other Real Estate: ....................... Other Assets: ............................... Total Assets: .................................. Total Trust Assets: ....................... . . . 1,203 . . . 1,000 . . . 4,0 52 . . 10,873 . . . . 134 .......... 10 . . . . 204 . . 17,476 ............. 0 Deposits: ........................................... . 14,850 Federal Funds and Borrowings: . . .............. 0 Other Liabilities: ............................... . . . 115 Subordinated Debt: ......................... ............ 0 Total Liabilities: ................................. . 14,965 Total Equity Capital and Reserves: . . 2,511 Total Liabilites and Capital: ............. . 17,476 Number of Shares Outstanding: . . . 10,000 Directors: James B. Cheadle, Peggy F. Cheadle, Hulen Faulkner, Paul W. Fleeman, Danny Robbins, Betty F. Schrader, Max H. Schrader, L. E. Townsend Branches in Town: One Other Branches: None 88 Arkansas State Bank Department Bank of Mansfield Mansfield, AR Telephone: 928 -4 41 8 FAX: 928 -5 14 9 Population: 1,002 101 S. Sebascott P. 0 . Box 387 729 44 -0 38 7 Charter Number: 678 Date: Feb. 16, 1939 County: Sebastian Trust Department: No Bank Holding Company Mansfield Bankstock, Inc., Mansfield, AR Chm: J. Michael Shaw CEO/Pres: Joseph A. Terry Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Cash: Margo Jones 1,345 700 7,831 16,130 238 4 909 27 ,157 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .................................... 2 4 ,2 6 0 0 160 0 2 4 ,420 Total Equity Capital and Reserves: . . 2,737 Total Liabilites and Capital: 27 ,157 Number of Shares Outstanding: . . . . 9,600 Directors: Paula Coward, Earle Overton, J. Michael Shaw, S. M. Taylor, Joseph A. Terry, Lary Walker, R. D. Wooten Branches in Town: None Other Branches: None Citizens Bank Marion, AR Telephone: 739-4421 FAX: 7 39-1305 Population: 5,500 115 Block Street P. O. Box 300 7 23 64 -0 30 0 Charter Number: 677 Date: March 15, 1938 County: Crittenden Trust Department: No Bank Holding Company First Citizens Bancshares Company, Marion, AR Chm/CEO/Pres: Forrest N. Jenkins Cash: Gloria G. Spenser Cash and Due From: 3,103 Federal Funds and Repos: 0 Investments: ....................................... 16,046 Total Loans: 28 ,208 Premises and Fixed Assets: 1,317 Other Real Estate: 0 Other Assets: 638 Total Assets: 4 9 ,312 Total Trust Assets: 0 Deposits: 4 1 ,0 2 6 Federal Funds and Borrowings: 4,1 5 0 Other Liabilities: 172 Subordinated Debt: .................................... . 0 Total Liabilities: 4 5 ,3 4 8 Total Equity Capital and Reserves: . . 3,9 6 4 Total Liabilites and Capital: 4 9 ,3 1 2 Number of Shares Outstanding: . . . . 1,500 Directors: C. H. Bond, Jr., Sanders Carter, Frank G. Fogleman, Julian Hardin, Allen Helms, Jr., Forrest N. Jenkins, Linda Jenkins, M. L. Pike, III, James R. Stockley, Joe Taylor, III, Mary Toney, William Bart Turner Branches in Town: Nonp ■ Other Brandies. Wnm MaiYiflhis M & Z k t t C il LIBRARY ratferai Raaorv* Batik of St. 89 Eighty-First Report Marked Tree Bank Marked Tree, AR 210 Frisco Street P. 0 . Box 160 7 23 65 -0 16 0 Telephone: 3 58 -2 6 0 0 FAX: 3 5 8 -4 21 0 Population: 3 ,10 0 Charter Number: 651 Date: March 3, 1 932 County: Poinsett Trust Department: Yes Bank Holding Company Marked Tree Bancshares, Inc., Marked Tree, AR Chm: E. Ritter Arnold CEO/Pres: John A. Brunner, Jr. EVP: Phillip Marshall Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Cash: Martha Williamsg 1,200 0 13,544 17,367 362 0 355 32,828 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 28,261 960 236 0 29,457 Total Equity Capital and Reserves: . . 3,371 Total Liabilites and Capital: 32,828 Number of Shares Outstanding: . . . . 2,384 Directors: E. Ritter Arnold, Mary Ann Arnold, Frank Brunner, Jr., John A. Brunner, Jr., Louis H. Goad, Daniel B. Hatzenbuehler, Pat Jackson, Phillip Marshall Branches in Town: None Other Branches: None Searcy County Bank Marshall, AR Telephone: 448-3341 FAX: 4 4 8 -5 4 0 4 Population: 1,400 N.E. Corner of the Square P. O. Box 250 7 2 6 50 -0 25 0 Charter Number: 679 Date: Feb. 26, 1940 County: Searcy Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR AVP: Debbie W atts CEO/Pres: Danny Gene Horton VP/Cash: Brenda Harness Cash and Due From: ....................... Federal Funds and Repos: ............. Investments: ..................................... Total Loans: .................................... Premises and Fixed Assets: .......... Other Real Estate: .......................... Other Assets: .................................. Total Assets: .................................... Total Trust Assets: .......................... . . 1,643 . . 3,900 . 11,435 . 15,442 . . . 218 .......... 0 . . 1,475 . 34 ,113 .......... 0 ........................................... . . 30,113 Deposits: Federal Funds and Borrowings: . . ............. 0 Other Liabilities: ..............................., . . . 113 Subordinated Debt: ....................................... 0 Total Liabilities: ................................. , . 30,226 Total Equity Capital and Reserves: . . 3,887 Total Liabilites and Capital: .......... . . 34,113 Number of Shares Outstanding: . . . 4,0 00 Directors: Virgil Blair, George E. Daniel, Bob Derickson, Danny Gene Horton, Ancil Mays Branches in Town: None Other Branches: Leslie Arkansas State Bank Department 90 Bank of McCrory McCrory, AR 1 24 Edmonds Avenue P. O. Box 370 7 21 01-0370 Telephone: 731-2521 FAX: 7 31-2859 Population: 2 ,00 0 Charter Number: 128 Date: June 8, 1 903 County: Woodruff Trust Department: Yes Bank Holding Company M. D. Thompson & Son Co., McCrory, AR Chm: John G? Thompson CEO/Pres: Jerry M. Dyer SVP/TO: Margaret Collier SVP: Donny Underwood VP/Cash: Bobby Trotter VP: Jestene Reynolds Cash and Due From: 2,436 Federal Funds and Repos: 4,1 0 0 Investments: 33,461 ....................................... 21,129 Total Loans: Premises and Fixed Assets: 111 Other Real Estate: 7 Other Assets: 1,023 Total Assets: 62,267 Total Trust Assets: 74 Deposits: 51,427 Federal Funds and Borrowings: 1,014 Other Liabilities: 786 Subordinated Debt: 0 Total Liabilities: .................................... 53,227 Total Equity Capital and Reserves: . . 9,040 Total Liabilites and Capital: 62,267 Number of Shares Outstanding: . . . 20,000 Directors: Ian Arnof, Donald Cain, Edwin B. Conner, Jr., Jerry M. Dyer, John D. Eldridge, John D. Eldridge, III, Fletcher C. Lewis, G. L. Morris, Jr., H. Ripley Thompson, John G. Thompson, Vance M. Thompson, III Branches in Town: None Other Branches: None McGehee Bank McGehee, AR 301 N. Second Street P. 0 . Box 787 71654-0787 Telephone: 222-3151 FAX: 2 22-6159 Population: 4 ,94 9 Charter Number: 661 Date: Dec. 5, 1 933 County: Desha Trust Department: Yes Bank Holding Company Southeast Financial Bankstock Corporation, McGehee, AR Chm: Sam Bowman CEO/Pres: William W. Bowman VChm: John H. Potter, Jr. EVP/TO: James M. Smith Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Phillip Privett Cash: Stephen Wilson AVP: Michael Efird 3,153 3,350 32,399 40,942 355 611 1,231 82,041 26 ,960 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 66,849 0 668 0 67,517 Total Equity Capital and Reserves: . 14,524 Total Liabilites and Capital: 82,041 Number of Shares Outstanding: . . 142,472 Directors: Robert H. Adcock, Sam Bowman, William W. Bowman, Jimmy L. Buford, Bill E. Elliott, David S. Leech, John H. Potter, Jr., Mark E. Sherland, Jr., James N. Smith Branches in Town: One Other Branches: Arkansas City, Tillar, Watson 91 Eighty-First Report The Bank of North Arkansas Melbourne, AR 601 Main Street P. 0 . Box 70 7 25 56 -0 07 0 Telephone: 3 68-4205 FAX: 368-4641 Population: 1,562 Charter Number: 42 Date: July 29, 1896 County: Izard Trust Department: No Bank Holding Company First United Bancshares, Inc., El Dorado, AR CEO/Pres: Lloyd T. Jones, Sr. EVP: W. Mike Cone SVP: Judy D. Sanders Cash and Due From: 2,033 Federal Funds and Repos: 575 Investments: 31,865 ....................................... 32,211 Total Loans: Premises and Fixed Assets: 773 Other Real Estate: 0 Other Assets: 1,183 Total Assets: 68 ,6 4 0 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 62,141 0 275 0 62,416 Total Equity Capital and Reserves: . . 6,2 24 Total Liabilites and Capital: 68,640 Number of Shares Outstanding: . . . 80 ,000 Directors: W. Wesley Arnold, Brenda K. Barnes, John E. Burns, Thomas C. Colegrove, Harlin Hames, Lloyd T. Jones, Sr., James E. Miller, Reed M. Perryman Branches in Town: None Other Branches: Calico Rock, Horseshoe Bend The Union Bank of Mena Mena, AR Telephone: 394-2211 FAX: 394 -3 80 9 Population: 5,475 51 5 Janssen Avenue P. 0 . Box 898 719 53 -0 89 8 Charter Number: 667 Date: July 25, 1934 County: Polk Trust Department: No Bank Holding Company Union Bankshares, Inc., Mena, AR Chm: Edward W. Stevenson CEO/Pres: Bill Philpot SVP: Buddy J. Newbolt Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Cash: Ruby Lunsford VP: Sarah Curry 3,361 1,300 29 ,497 64,325 1,175 0 1,522 101,180 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 87 ,806 1,776 673 0 90,255 Total Equity Capital and Reserves: . 10,925 Total Liabilites and Capital: 101,180 Number of Shares Outstanding: . . . 12,000 Directors: Robert A. Carver, John A. Crawford, R. L. Hamilton, David Maddox, Pauline Morrow, Bill R. Philpot, Edward W. Stevenson, Bill L. Wood Branches in Town: One Other Branches: Hatfield, Wickes 92 Arkansas State Bank Department MidSouth Bank Monette, AR Telephone: 4 8 6 -5 4 9 3 FAX: 4 8 6 -2 2 5 0 Population: 1, 115 302 W. Drew P. 0 . Box 750 7 2 4 4 7 -0 7 5 0 Charter Number: 673 Date: Dec. 29, 1 936 County: Craighead Trust Department: No Bank Holding Company MSB Shares, Inc., Monette, AR Chm: Carolyn Frierson CEO/Pres: Revis G. Stewart EVP: Terry Frierson SVP: Shirley Bronaugh VP: Bill Clark Cash: Dick Pace Cash and Due From: 3,843 Federal Funds and Repos: 5,175 Investments: 20,948 Total Loans: 61,258 Premises and Fixed Assets: 2,512 Other Real Estate: 268 Other Assets: 1,319 Total Assets: 95,323 Total Trust Assets: ..................................... 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 86,635 28 1,100 0 87,763 Total Equity Capital and Reserves: . . 7,560 Total Liabilites and Capital: 95,323 Number of Shares Outstanding: . . . . 4,000 Directors: Hugh Atwood, Shirley Bronaugh, George Delaney, Carolyn Frierson, Terry Frierson, Ruth Latta, Robert Schuchardt, Revis G. Stewart, J. E. Story, Bobby G. Wood Branches in Town: One Other Branches: Jonesboro (2) Commercial Bank & Trust Company Monticello, AR Telephone: 367-6221 FAX: 3 6 7 -7 7 0 0 Population: 8 ,11 6 212 W. Gaines Street P. O. Box 1 50 7 16 55 -0 15 0 Charter Number: 396 Date: Nov. 29, 1912 County: Drew Trust Department: Yes Bank Holding Company Drew Bancshares, Inc., Monticello, AR Chm: Virginia M. Ryburn CEO/Pres: Reginald Glover EVP/Cash: George T. Harris SVP/TO: Rusty Smith VP: Gene Gates VP: Del Gates TO: Dorothy Sharp Cash and Due From: .................. Federal Funds and Repos: ......... Investments: .............................. Total Loans: .............................. Premises and Fixed Assets: . . . . Other Real Estate: ..................... Other Assets: ........................... Total Assets: ........................... Total Trust Assets: ..................... . . . 9,143 . . . . 800 . . 18,265 . . 52,572 . . . 1,167 ......... 57 . . . 1,372 . . 83,376 . . . 3,243 Deposits: ...................................... . . 74,662 Federal Funds and Borrowings: . . ........... 0 Other Liabilities: ............................ . . . 687 Subordinated Debt: ...................... ........... 0 Total Liabilities: ........................... .. . 75,349 Total Equity Capital and Reserves: . . 8,027 Total Liabilites and Capital: ......... . . 83,376 Number of Shares Outstanding: . . . 8,000 Directors: Joe Brannen, James Burks, C. C. Gibson, III, Reginald Glover, R. D. Jones, Jr., Wayne Owens, Bennie Ryburn, Jr., Virginia M. Ryburn, Kim Ward Branches in Town: Three Other Branches: None 93 Eighty-First Report Union Bank And Trust Company Monticello, AR Telephone: 460-6400 FAX: 460-6464 Population: 8,116 102 W. McCloy P. 0. Box 270 71655-0270 Charter Number: 448 Date: Sep. 15,191 5 County: Drew Trust Department: Yes Bank Holding Company First Union Financial Corporation, Monticello, AR Chm: Zach McClendon, Jr. CEO/Pres: James P. Jett EVP/Cash/TO: Beverly Hudson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Reathel Harris VP: Joe Fakouri 3,762 9,840 29,970 55,206 1,533 29 1,483 101,823 5,524 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 90,186 913 1,043 0 92,142 Total Equity Capital and Reserves: . . 9,681 Total Liabilites and Capital: 101,823 Number of Shares Outstanding: . . . 80,000 Directors: William K. Ball, Frank Carson, Jr., Jonathan H. Davis, Charles F. Dearman, Jr., Robert Dale Handley, Sr., Charles E. Jackson, James P. Jett, Zach McClendon, Jr., Wells Moffat, John Porter Price, Richard Reinhart, David E. Wilkins, Alan G. Williams Branches in Town: One Other Branches: Warren, Wilmar The Bank of Montgomery County Mount Ida, AR Telephone: 867-3148 FAX: 867-4333 Population: 924 George Street P. O. Box 435 71957-0435 Charter Number: 617 Date: Nov. 26, 1930 County: Montgomery Trust Department: No Bank Holding Company First Community Banking Corporation, Little Rock, AR Chm/CEO/Pres: Daniel C. Horton Cash: Hettie Abernathy Cash and Due From: ........ Federal Funds and Repos: Investments: ................... Total Loans: ................... Premises and Fixed Assets: Other Real Estate: .......... Other Assets: ................. Total Assets: ................... Total Trust A ssets............. Deposits: ................................... . . 48,425 Federal Funds and Borrowings: . . . . . 4,645 Other Liabilities: ....................... .. . . . 188 Subordinated Debt: ..................... .......... 0 Total Liabilities: ........................... , . 53,258 .............2,204 .............1,790 .......... 14,993 .......... 41,498 ............... 379 ............... 168 ............... 851 .......... 61,883 ................... 0 . . 8,625 Total Equity Capital and Reserves: Total Liabilites and Capital: ........ . . 61,883 Number of Shares Outstanding . . . . . . 4,000 Directors: A. L. Banta, Bill Barnes, Joe Brakefield, Jr., Harold Campbell, Bob Gore, Daniel C. Horton, Denver Jones, Bill Lawrence, Bobby Lybrand, Ode Maddox, G. R. Mosley, Doyel O'Neal, John Selig, Melvin L. Simpson Branches in Town: None Other Branches: None 94 Arkansas State Bank Department Peoples Bank And Trust Company Mountain Home, AR Telephone: 425-2166 FAX: 424-4353 Population: 10,000 Ninth & Baker Streets P.O. Drawer B 72653-0458 C harter Number: 147 Date: A ug. 10, 1 9 0 6 C ounty: B axter Trust Department: Yes Bank Holding Company Baxter County Bancshares, Inc., Mountain Home, AR Chm: Reynie Rutledge CEO/Pres: Larry G. Nelson Cash: Reba Bigham TO: Paul E. Johnson Cash and Due From: . . . . Federal Funds and Repos: Investments: ................. ................. Total Loans: Premises and Fixed Assets: Other Real Estate: ......... Other Assets: ............... Total Assets: ................. Total Trust Assets: ......... Deposits: ............................ . 171,444 Federal Funds and Borrowings: . . . . . . 500 Other Liabilities: ....................... . . . 1,493 Subordinated Debt: ................... ............ 0 Total Liabilities: ......................... . 173,437 ................. 6,000 ..................... 0 ............... 85,498 ............... 93,402 ............. 2,466 ..................... 8 ............... 2,227 ............ 189,601 ............. 23,776 Total Equity Capital and Reserves: . 16,164 Total Liabilites and Capital: ........ . 189,601 Number of Shares Outstanding: . 110,000 Directors: R. E. Baker, James Faulkner, D. Eugene Fortson, Donald T. Jack, Jr., Guv King, James Lindsey, Larry G. Nelson, N. T. Rutledge, Reynie Rutledge, W. M. Thompson Branches in Town: One Other Branches: None Bank of Mountain View M ountain V ie w , AR Telephone: 269-3815 FAX: 269-2899 Population: 2,651 121 East Main Street P.O. Box 1228 72560-1228 Charter Number: 446 Date: July 21, 1915 County: Stone Trust Department: No Bank Holding Company Mountain View Bancshares, Inc., Mountain View, AR Chm: Glen Hinkle Pres: James G. Hinkle EVP: Weldon Duncan Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Cash: Ron Sims VP: Leo Sutterfield 3,177 5,200 24,368 50,757 695 155 1,598 85,950 0 Deposits: 72,295 Federal Funds and Borrowings: 0 Other Liabilities: 265 Subordinated Debt: 0 Total Liabilities: .............................. 72,560 Total Equity Capital and Reserves: . 13,390 Total Liabilites and Capital: 85,950 Number of Shares Outstanding: . . . . 4,000 Directors: Glen Hinkle, James G. Hinkle, Kenneth Sutton Branches in Town: One Other Branches: None 95 Eighty-First Report Bank of Mulberry M ulberry, AR Charter Number: 81 Date: Jan. 15,1 902 County: Crawford 311 Main Street P.O. Drawer A 72947-0480 Telephone: 997-1 1 54 FAX: 9 9 7 -1 1 6 1 Population: 1,491 Trust Department: No Bank Holding Company Acme Holding Company, Inc., Mulberry, AR Chm: Lex Golden CEO/Pres: Betty Feller VP/Cash: Dianna J. Millsap Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Directors: 1,051 1,255 4,152 17,746 379 434 719 25,736 0 Deposits: 23,099 Federal Funds and Borrowings: 0 Other Liabilities: 128 Subordinated Debt: 0 Total Liabilities: .................................. 23,227 Total Equity Capital and Reserves: . . 2,509 Total Liabilites and Capital: 25,736 Number of Shares Outstanding: . . . . 4,000 Robert R. Baker, Betty Feller, Lex Golden, L. Jan Nordin Branches in Town: None Other Branches: None Pike County Bank M urfreesboro, AR Telephone: 285-2172 FAX: 285-2755 Population: 1,542 Charter Number: 175 Date: Dec. 1 9, 1904 County: Pike 31 9 East Main P. 0. Box 279 71958-0279 Trust Department: No Bank Holding Company Bainum Bancorp II Murfreesboro, AR Cash: Chm: Irvin C. Bainum CEO/Pres: John A. Ross Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 3,279 300 21,853 48,767 1,659 470 1,639 77,967 0 Brenda Roberts Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 70,645 0 391 0 71,036 Total Equity Capital and Reserves: . . 6,931 Total Liabilites and Capital: 77,967 Number of Shares Outstanding: . . . 17,200 Directors: Irvin C. Bainum, Mark Bainum, Tim Bainum, Robert Evans, Cooper Kizzia, John A. Ross, Bill Spigner, George Steel, Sr., Raymond Walls Branches in Town: None Other Branches: Dierks, Mineral Springs, Nashville 96 Arkansas State Bank Department Merchants & Planters Bank Newport, AR Telephone: 523-3601 FAX: 523-3473 Population: 7,459 Second and Hazel P. O. Box 550 72112-0550 Charter Number: 694 Date: March 20, 1946 County: Jackson Trust Department: Yes Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres/TO: Jim S. Gowen, Sr. EVP: Terry Dillion VP/Cash: Patricia Davis VP: Carla Stiger Cash and Due From: 3,817 Federal Funds and Repos: 1,385 Investments: 29,391 Total Loans: 34,432 Premises and Fixed Assets: 1,183 Other Real Estate: 60 Other Assets: ................................ 1,280 Total Assets: 71,548 Total Trust Assets: ............................4,248 Deposits: 63,422 Federal Funds and Borrowings: 0 Other Liabilities: 331 Subordinated Debt: 0 Total Liabilities: .............................. 63,753 Total Equity Capital and Reserves: . . 7,795 Total Liabilites and Capital: 71,548 Number of Shares Outstanding: . . . . 9,000 Directors: Morris Bowman, R. Owen Burton, Thomas R. Curtner, Jim S. Gowen, Sr., Dr. Troy A. Gray, Mary K. Hardin, Robert Harvey, Gerald A. Saracini, J. Edward Scoggins Branches in Town: One Other Branches: McCrory Bank of Little Rock North Little Rock, AR 305 E. Broadway P. 0. Box 5821 72119-5821 Telephone: 376-3523 FAX: 376-1642 Population: 65,500 Charter Number: 748 Date: May 4, 1989 County: Pulaski Trust Department: Yes Bank Holding Company None Chm/CEO: Eugene L. Maris Pres: George G. Worthen VP/Cash: Lee A. Swearingen Cash and Due From: Federal Funds and Repos: Investments: TotalLoans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: 39,556 Federal Funds and Borrowings: 0 Other Liabilities: 452 Subordinated Debt: 0 Total Liabilities: .............................. 40,008 2,284 1,070 7,938 31,030 .............1,009 198 816 44,345 0 Total Equity Capital and Reserves: . . 4,337 Total Liabilites and Capital: 44,345 Number of Shares Outstanding: .. 100,000 Directors: J. Harry Leggett, Eugene L. Maris, James M. May, Stephen Plunkett, Steve Russell, George G. Worthen Branches in Town: None Other Branches: Little Rock (2) 97 Eighty-First Report The Twin City Bank North Little Rock, AR 1 Riverfront Place P. 0. Box 5581 72114-5581 Telephone: 6 8 8 -1 0 0 0 FAX: 6 8 8 -1 0 9 5 Population: 6 5 ,5 0 0 Charter Number: 671 Date: March 21, 1935 County: Pulaski Trust Department: Yes Bank Holding Company Mercantile Bancorporation, Inc. of Arkansas, St. Louis, MO Chm: Frank Lyon, Jr. CEO/Pres: Larry Gilb EVP/Cash: Margaret Eldridge Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: EVP: Robert Birch TO: Ken Hammonds 34,373 17,500 424,093 526,718 19,828 0 19,120 1,041,632 181,613 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 854,765 . . . . 97,420 7,946 0 960,131 Total Equity Capital and Reserves: . 81,501 Total Liabilites and Capital: . . . . 1,041,632 Number of Shares Outstanding: . . 270,000 Directors: Dr. Joseph Bates, Martin Borchert, Bob Dixon, Larry Gilb, Frank Lyon, Jr., Mary T. Manning, Henry Mariani, Mike Means, Msgr. George W. Tribou, Larry Wallace Branches in Town: Eight Other Branches: Conway, Jacksonville (2), Little Rock (8), Maumelle, Sherwood American State Bank Osceola, AR Telephone: 563-2265 FAX: 655-8337 Population: 8,930 Charter Number: 262 Date: Oct. 3, 1908 County: Mississippi 749 W. Keiser Street 72370-3505 Trust Department: No Bank Holding Company None Chm: Steve A. Wilson CEO/Pres: Mary Emily Thompson VP/Cash: Alice Griffin Cash and Due From: ...........................1,008 Federal Funds and Repos: 1,200 Investments: 12,063 Total Loans: 6,795 Premises and Fixed Assets: 310 Other Real Estate: 0 Other Assets: 322 Total Assets: 21,698 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: ................................. 16,252 2,000 98 0 18,350 Total Equity Capital and Reserves: . . 3,348 Total Liabilites and Capital: 21,698 Number of Shares Outstanding: . . . . 4,000 Directors: Harold Clemons, Sumner R. Cullom, Rogers Ford, Phillip Forrester, Joe B. Hilliard, Mary Emily Thompson, Larry Wamble, Michael E. Wilson, Mildred P. Wilson, R. E. L. Wilson, V, Steve A. Wilson Branches in Town: None Other Branches: Keiser, Wilson 98 Arkansas State Bank Department The Planters Bank Osceola, AR • 1300 W. Keiser P. O. Box 407 72370-0407 Telephone: 563-2666 FAX: 563-3436 Population: 8,930 Charter Number: 684 Date: April 13, 1944 County: Mississippi Trust Department: No Bank Holding Company None Chm: Steve Cox VChm: G. L. Lieblong Pres: Danny Gipson Cash: Nancy Hall Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,553 1,250 15,214 23,135 1,414 0 578 43,144 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 39,113 0 247 0 39,360 Total Equity Capital and Reserves: . . 3,784 Total Liabilites and Capital: 43,144 Number of Shares Outstanding: . . . 20,000 Directors: Paul Billings, Steve Cox, Virginia Cox, J. A. Crosthwait, Danny Gipson, G. L. Lieblong, Charles J. Lowrance, IV, Dewey Neely, John Newcomb, Sellers B. Norris, II, Sloan Rainwater, Jr., William I. Rainwater, Jr., William I. Rainwater, Sr., Henry Swift, Lowell Winston, Jr. Branches in Town: One Other Branches: None B a n k o f th e O z a rk s , w c a Ozark, AR Telephone: 667-2181 FAX: 667-5166 Population: 3,600 Commercial at Sixth P. 0. Box 196 72949-0196 Charter Number: 674 Date: June 9, 1937 County: Franklin Trust Department: Yes Bank Holding Company Bankstock One, Inc., Little Rock, AR Chm/CEO: George G. Gleason, II Pres: Mark D. Ross SVP/Cash: Harold D. Beck SVP: R. Darrel Russell SVP: Betty Thomason SVP: Richard Savage TO: Pamela J. Minshew Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 3,531 0 30,779 89,940 3,830 68 1,901 130,049 9,453 117,585 0 962 0 118,547 Total Equity Capital and Reserves: . 11,502 Total Liabilites and Capital: 130,049 Number of Shares Outstanding: . . . 27,399 Directors: George G. Gleason, II, Linda D. Gleason, W. D. Gober, 0. Porter Hillard, Frank M. Lawrence, Jr., Paul Moore, Mark D. Ross, R. Darrel Russell, Richard Savage, Kennith Smith, Betty Thomason Branches in Town: One Other Branches: Altus, Clarksville Eighty-First Report 99 Peoples Bank Paragould, AR 300 W. Emerson P. 0. Box 490 72451 Telephone: 236-7623 FAX: 236-7492 Population: 18,500 Charter Number: 762 Date: Sep. 13, 1991 County: Greene Trust Department: Yes Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Chm/CEO/Pres: Charles F. Luter VP/Cash: Crete Rhodes Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Directors: VP: Ross Whitney VP: Renee Faughn 1,367 0 5,445 30,676 801 566 535 39,390 0 Deposits: 34,214 Federal Funds and Borrowings: 65 Other Liabilities: 271 Subordinated Debt: 0 Total Liabilities: .................................. 34,550 Total Equity Capital and Reserves: . . 4,840 Total Liabilites and Capital: 39,390 Number of Shares Outstanding: . . . 17,811 Rex Bouldin, Preston L. Clark, Bob J. Downing, Charles F. Luter, Arthur Pillow Branches in Town: None Other Branches: Rector Security Bank Paragould, AR Telephone: 239-9571 FAX: 239-3410 Population: 18,500 Court & Pruett P. 0. Box 670 72450-0670 Charter Number: 640 Date: Feb. 5, 1931 County: Greene Trust Department: Yes Bank Holding Company Mid-South Bancshares, Inc., Paragould, AR SVP/Cash: Sandra Wamock TO: Belinda Dacus Chm: Donald I. Purcell CEO/Pres: Steve Gramling Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 4,720 7,910 21,559 73,007 3,625 26 1,735 112,582 7,464 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 102,866 581 581 0 104,028 Total Equity Capital and Reserves: . . 8,554 Total Liabilites and Capital: 112,582 Number of Shares Outstanding: . . 120,000 Directors: Herb Bland, Bill Fisher, Steve Gramling, Frank Guinn, Marlin D. Jackson, Roy D. Jackson, Jerry McIntosh, Richard Nutt, Donald I. Purcell, Mack Shotts, Vern Ann Shotts, Terry Wilkins Branches in Town: Two Other Branches: Marmaduke 100 Arkansas State Bank Department Southeast Arkansas Bank Parkdale, AR Telephone: 473-2217 FAX: 473-2492 Population: 393 1853 Hwy 165 S. P. O. Box 37 71661-0037 Charter Number: 141 Date: Feb. 1, 1910 County: Ashley Trust Department: No Bank Holding Company None Chm: Thomas R. Pugh CEO/EVP: Bruce Timmons Pres: George L. Pugh VP/Cash: Nita Williamson VP: Margie Reginelli AVP: Anita Bierbaum Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,400 0 10,519 23,486 1,159 122 631 37,317 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 32,000 2,200 135 0 34,335 Total Equity Capital and Reserves: . . 2,982 Total Liabilites and Capital: 37,317 Number of Shares Outstanding: . . . 16,000 Directors: Carl John Bierbaum, Mack H. Ball, Jr., Dewayne Haynes, James N. Murphy, Ernest O'Neal, Augustus H. Pugh, Frank A. Pugh, George L. Pugh, Leyden Pugh, Thomas R. Pugh, Neill Sloan Branches in Town: None Other Branches: Eudora, Hamburg First State Bank Parkin, AR 25 W. Parkin Avenue P. 0. Box 526 72373-0526 Telephone: 755-5401 FAX: 755-2567 Population: 1,845 Charter Number: 568 Date: June 5, 1925 County: Cross Trust Department: No Bank Holding Company Parkin Bancorp, Inc., Parkin, AR Chm: William N. Griffin CEO/Pres: Frank G. Wallace VP/Cash: Brenda F. Williams AVP: Gayle Cameron Aud: Joan S. McKnight Cash and Due From: 1,125 Federal Funds and Repos: ............... 1,423 Investments: 3,123 Total Loans: 13,971 Premises and Fixed Assets: 96 Other Real Estate: 25 Other Assets: 221 Total Assets: 19,984 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 18,078 0 296 0 18,374 Total Equity Capital and Reserves: . . 1,610 Total Liabilites and Capital: 19,984 Number of Shares Outstanding: . . . . 4,000 Directors: Mark Baioni, Fred E. Brenner, Jr., John A. Brenner, John A. Brenner, Jr., Raymond S. Clift, Frankie C. Givens, Neil Griffin, William N. Griffin, Donald T. McKnight, J. E. McNeil, Jr., William B. McSwain, Charles Ruston, Jr., Frank G. Wallace Branches in Town: None Other Branches: None 101 Eighty-First Report The Perry County Bank Perryville, AR Telephone: 889-2318 FAX: 889-2966 Population: 1,140 Highway 9 & 10 and 60 East P .O .B ox 189 72126-0189 Charter Number: 690 Date: Dec. 8, 1945 County: Perry Trust Department: No Bank Holding Company Perry County Bancshares, Inc., Perryville, AR Chm: Robert M. Hill CEO/Pres: Steve Lawrence SVP: Joe Carter VP/Cash: Buford Satterfield Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: VP: VP: VP: 3,358 1,545 11,789 43,852 1,502 0 797 62,843 0 Naomi Chambliss Helen Brandon Donald Crain Charles Clements Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 56,324 1,330 406 0 58,060 Total Equity Capital and Reserves: . . 4,783 Total Liabilites and Capital: 62,843 Number of Shares Outstanding: . . . 16,000 Directors: Billie Jo Branscum, Herby Branscum, Jr., Robert M. Hill, Shirley Hill, J. Baylor House, Steve Lawrence, Charles V. Roland, Sr. Branches in Town: None Other Branches: Bigelow Piggott State Bank Piggott, AR Telephone: 598-3802 FAX: 598-2026 Population: 3,777 212 W. Cherry P. O. Box 307 72454-0307 Charter Number: 613 Date: March 10, 1930 County: Clay Trust Department: No Bank Holding Company Piggott Bankstock, Inc., Piggott, AR Chm/CEO/Pres: Paula 0. Blackwell VP/Cash: James C. Poole VP: J. R. Blackburn Cash and Due From: ....................... 2,149 Federal Funds and Repos: ............... 600 Investments: ..................... .......... 15,032 Total Loans: ..................... .......... 20^579 Premises and Fixed Assets: ............... 544 Other Real Estate: . . . . . . . ................. 44 Other Assets: ................... ............... 608 Total Assets: ..................... .......... 39,556 Total Trust Assets: ................................ 0 Deposits: ................................... . 35,883 Federal Funds and Borrowings: . . .......... 5 Other Liabilities: ......................... , . . . 184 Subordinated Debt: ............................... 0 Total Liabilities: ........................... , . 36,072 Directors: Total Equity Capital and Reserves: . . 3,484 Total Liabilites and Capital: .......... . . 39,556 Number of Shares Outstanding: . . . 4,000 Steve Bell, Paula 0. Blackwell, James C. Poole Branches in Town: One Other Branches: None 102 Arkansas State Bank Department First State Bank Plainview, AR Telephone: 272-4221 FAX: 272-4154 Population: 752 Main & Broadway P. 0. Box 277 72857-0277 Charter Number: 663 Date: Jan. 12, 1934 County: Yell Trust Department: No Bank Holding Company Clement Bancshares, Inc., Plainview, AR Chm/CEO/Pres: John Clement EVP: Ralph Wilson VP/Cash: Theogene Wideman VP: James Bata Cash and Due From: 1,399 Federal Funds and Repos: 0 Investments: 4,902 Total Loans: 23,400 Premises and Fixed Assets: 159 Other Real Estate: 44 Other Assets: 1,888 Total Assets: 31,792 Total Trust Assets: ................................ 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Directors: 27,897 325 235 0 28,457 Total Equity Capital and Reserves: . . 3,335 Total Liabilites and Capital: 31,792 Number of Shares Outstanding: . . . 20,000 John Clement, George Tippin, Jimmy W. Weaver, Ralph Wilson Branches in Town: None Other Branches: Ola Bank of Pocahontas Pocahontas, AR Telephone: 892-5286 FAX: 892-8381 Population: 6,151 101 Broadway P. O. Box 467 72455-0467 Charter Number: 145 Date: Oct. 3 1 ,1 9 0 3 County: Randolph Trust Department: No Bank Holding Company Pocahontas Bankstock, Inc., Pocahontas, AR Chm/CEO/Pres: John R. Jackson, Jr. EVP: Ronald E. Wurtz VP/Cash: Max R. Long AVP: AVP: AVP: Cash and Due From: 3,500 Federal Funds and Repos: 1,550 Investments: 29,174 Total Loans: 35,895 Premises and Fixed Assets: 297 Other Real Estate: 27 Other Assets: 1,003 Total Assets: 71,446 Total Trust Assets: ...................................0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Mary D. Jackson Hattie Robinson Mary Lou Cullison 63,440 0 377 0 63,817 Total Equity Capital and Reserves: . . 7,629 Total Liabilites and Capital: 71,446 Number of Shares Outstanding: . . . . 5,000 Directors: Carol Belford-Lewallen, Frank Bigger, Don R. Cox, Phillip Futrell, John R. Jackson, Jr., Michael L. McNabb, Ronald E. Wurtz Branches in Town: Two Other Branches: None 103 Eighty-First Report Planters & Stockmen Bank Pocahontas, AR 205 Rice Street P. 0. Box 587 72455-0587 Telephone: 892-5252 FAX: 892-8251 Population: 6,151 Charter Number: 715 Date: June 12, 1962 County: Randolph Trust Department: No Bank Holding Company Walden Holding Company, Pocahontas, AR VP: Wayne Gearhart VP: Rhonda Stone Cash: Bea Matthews Chm: Frank E. Walden CEO/Pres: Jeriel A. Summitt VP: John Phillips, III Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,630 1,480 10,615 22,393 1,002 111 527 37,758 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 34,193 0 248 0 34,441 Total Equity Capital and Reserves: . . 3,317 Total Liabilites and Capital: 37,758 Number of Shares Outstanding: . . . 10,000 Directors: A. J. Baltz, Jr., William Hurt, III, V. James King, Jr., James R. McCurter, John Phillips, III, Jeriel A. Summitt, Frank E. Walden Branches in Town: None Other Branches: None The Peoples Bank Portland, AR Telephone: 737-2236 FAX: 737-2816 Population: 560 Main Street P. O. Box 178 71663-0178 Charter Number: 251 Date: Jan. 22, 1908 County: Ashley Trust Department: No Bank Holding Company Mainline Bankshares of Portland, Inc., Portland, AR Chm: Hampton Pugh CEO/Pres: Tipton Pugh VP/Cash: Mary Dean Pugh Cash and Due From: 649 Federal Funds and Repos: 500 Investments: 4,696 Total Loans: 1,938 Premises and Fixed Assets: 13 Other Real Estate: 0 Other Assets: 149 Total Assets: 7,945 Total Trust Assets: .................................... 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: . . . 843 Total Liabilites and Capital: . . . . . . . . 7,945 Number of Shares Outstanding: . . . . 4,000 Directors: Elizabeth Edwards, Hampton Pugh, Mary Dean Pugh, Tipton Pugh Branches in Town: None 7,073 0 29 0 7,102 Other Branches: None 104 Arkansas State Bank Department Portland Bank Portland, AR Main Street P. O. Box 68 71663-0068 Telephone: 737-2226 FAX: 737-4263 Population: 560 Charter Number: 57 Date: April 23, 1900 County: Ashley Trust Department: No Bank Holding Company Portland Bankshares, Inc., Portland, AR Chm: Robert D. Pugh CEO/Pres: Jerry D. Sadler VP/Cash: Leslie Borgognoni VP: Millie Austin Cash and Due From: 613 Federal Funds and Repos: 0 Investments: 3,023 Total Loans: 19,400 Premises and Fixed Assets: ........... . 968 Other Real Estate: 0 Other Assets: 236 Total Assets: 24,240 Total Trust Assets: ...................................0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 21,299 677 344 0 22,320 Total Equity Capital and Reserves: . . 1,920 Total Liabilites and Capital: 24,240 Number of Shares Outstanding: . . . 20,000 Directors: Mack Borgognoni, C. E. Bridewell, Fred Lagrone, Benton Newcome, Joel Newcome, Robert D. Pugh, Walter Rutledge, Jerry D. Sadler, Eddie Scherm Branches in Town: None Other Branches: Monticello The Farmers & Merchants Bank Prairie Grove, AR 102 E. Buchanan P. O. Box 207 72753-0207 Telephone: 846-211 5 FAX: 846-3942 Population: 1,950 Charter Number: 166 Date: Aug. 29, 1904 County: Washington Trust Department: No Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim C. Walton CEO/Pres: Gregory D. Reed EVP: Steven L. Purdy Cash: Patricia A. Hand Cash and Due From: 2,500 Federal Funds and Repos: 4,500 Investments: 26,714 Total Loans: 50,209 Premises and Fixed Assets: 1,139 Other Real Estate: 9 Other Assets: 1,278 Total Assets: 86,349 Total Trust Assets: ...................................0 Deposits: 79,337 Federal Funds and Borrowings: 0 Other Liabilities: 556 Subordinated Debt: . .•............................ 0 Total Liabilities: 79,893 Total Equity Capital and Reserves: . . 6,456 Total Liabilites and Capital: 86,349 Number of Shares Outstanding: . . . 12,000 Directors: Doyle Baker, Billy J. Bartholomew, Michael Bartholomew, Michael H. Fidler, David M. Parks, Gregory D. Reed, James C. Rieff, Jim C. Walton Branches in Town: One Other Branches: Farmington 105 Eighty-First Report Bank of Prescott Prescott, AR E. Second at Main Drawer 490 71857-0490 Telephone: 8 8 7 -2 6 8 8 FAX: 8 8 7 -6 8 2 2 Population: 3 ,8 0 0 Charter Number: 162 Date: Aug. 10, 1904 County: Nevada Trust Department: Yes Bank Holding Company First State Holding Company of Prescott, Prescott, AR Chm: John Warren Brannan, Sr. CEO/Pres: John Warren Brannan, Jr. EVP: James E. Franks SVP/Cash: James A. Pullen VP: Jean K. Bolton-Jones VP: B. A. DeLamar Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 2,141 390 29,106 25,314 370 5 1,193 58,519 0 53,331 365 126 0 53,822 Total Equity Capital and Reserves: . . 4,697 Total Liabilites and Capital: 58,519 Number of Shares Outstanding: . . . 24,000 Directors: Jean K. Bolton-Jones, John Warren Brannan, Jr., John Warren Brannan, Sr., Carl Dalrymple, Jr., B. A. Delamar, James E. Franks, Robert L. Godwin, R. K. McCasland, Abb Morman, R. W. Murry, James A. Pullen, John Vansickle Branches in Town: None Other Branches: None Farmers and Merchants Bank Reyno, AR Telephone: 892-4225 FAX: 892-9016 Population: 491 108 W. Main P .O .B ox 108 72462-0108 Charter Number: 360 Date: Dec. 8, 1911 County: Randolph Trust Department: Yes Bank Holding Company Mid-South Bancshares, Inc., Paragould, AR Chm: Alfred Kerley CEO/Pres/TO: Roy D. Jackson EVP/Cash: Dora Graham Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: VP: 2,939 1,900 2,711 10,885 650 25 249 19,359 99 Bev Ducker Alice Hogard Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 17,782 0 218 0 18,000 Total Equity Capital and Reserves: . . 1,359 Total Liabilites and Capital: 19,359 Number of Shares Outstanding: . . . 49,584 Directors: David W. Dudley, Frank Ellis, Steve Gramling, G. B. Hambrick, Marlin D. Jackson, Roy D. Jackson, Alfred Kerley, J. A. Rapert, Timothy Scott Branches in Town: None Other Branches: Maynard, Pocahontas 106 Arkansas State Bank Department The Bank of Rison Rison, AR 200 Main Street P. 0. Box 345 71665-0345 Telephone: 325-6251 FAX: 325-7661 Population: 1,292 Charter Number: 650 Date: March 7, 1932 County: Cleveland Trust Department: No Bank Holding Company None Chm: James L. Moore, Jr. CEO/Pres: James R. Hopson AVP/Cash: Judy Thompson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Directors: Moore, III AVP: Cliff Hopson AVP: Brian Moore 2,023 250 8,286 7,051 173 2 858 18,643 0 Deposits: ...................................... 15,433 Federal Funds and Borrowings: 0 Other Liabilities: 102 Subordinated Debt: 0 Total Liabilities: 15,535 Total Equity Capital and Reserves: . . 3,108 Total Liabilites and Capital: 18,643 Number of Shares Outstanding: . . . . 4,000 John W. Elrod, James R. Hopson, Ray B. Martin, James L. Moore, Jr., James L. Branches in Town: None Other Branches: None Farmers and Merchants Bank Rogers, AR 4th & Chestnut P. O. Box 250 72757-0250 Telephone: 636-4233 FAX: 631-6567 Population: 24,692 Charter Number: 712 Date: March 13, 1956 County: Benton Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR VP: VP: VP: VP: Chm: Dr. John R. Bland CEO/Pres: Joe T. Seibold EVP: Charles H. Brannan SVP/Cash: Marla J. England Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 3,606 6,470 20,451 62,445 1,724 28 2,219 96,943 0 Guy J. Cable Rick Litterall James M. Garrett Linda Pitts Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 87,126 0 397 0 87,523 Total Equity Capital and Reserves: . . 9,420 Total Liabilites and Capital: 96,943 Number of Shares Outstanding: . . . 13,562 Directors: Dr. John R. Bland, Charles H. Brannan, John D. Clower, M.D., Randall E. Cole, M.D., Lynn C. Dorrough, Clayton J. Eversole, Robert S. Maloney, III, James L. Pickens, M.D., Evelyn S. Rife, Joe T. Seibold, Don Shores, Lemuel H. Tull Branches in Town: Two Other Branches: None 107 Eighty-First Report First Western Bank and Trust Company Rogers, AR West Walnut & Rife Drive P. 0. Box 547 72756-0547 Telephone: 6 3 1 -0 1 0 7 FAX: 6 3 1 -8 7 4 7 Population: 2 4 ,6 9 2 Charter Number: 7 5 7 Date: Ju ly 26, 1 991 C ounty: Benton Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO/Pres: John T. Hampton SVP/Cash: Nathan Gairhan Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP: Jean Sterling AVP: J. Lynne Coan 760 0 6,022 17,133 630 89 371 25,005 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 22,480 345 138 0 22,963 Total Equity Capital and Reserves: . . 2,042 Total Liabilites and Capital: 25,005 Number of Shares Outstanding: . . . 17,000 Directors: Dr. Paul Becton, Bob Crafton, Jeral L. Hampton, John T. Hampton, A. B. Littlefield, Jack McHaney, Jim Shearin, Howard Stinkard, Alan Sparks, Dale Webster Branches in Town: One Other Branches: None First Bank of Arkansas Russellville, AR Telephone: 967-8000 FAX: 967-4679 Population: 21,260 800 North Arkansas Avenue P.O. Box 3010 72811 Charter Number: 192 Date: Sep. 29, 1905 County: Pope Member of Federal Reserve System Trust Department: No Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm: Wallace W. Fowler CEO/Pres: Roy Reaves EVP: Benny Harris EVP: Denton Tumbleson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: SVP: SVP: SVP: Cash: 7,789 875 44,896 157,146 4,401 0 3,773 218,880 0 Harold Hayes Mike Power Dan Huckabay Eunice LaMar Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 191,197 8,553 1,516 0 201,266 Total Equity Capital and Reserves: . 17,614 Total Liabilites and Capital: 218,880 Number of Shares Outstanding: . . . 10,000 Directors: Jama Fowler, Wallace W. Fowler, Don Helms, Phil Jones, Jim Knight, Lloyd McCracken, Jr., Roy Reaves, Don Riley, Sharon Trusty Branches in Town: Three Other Branches: Clarksville, Dover, Hector, London 108 Arkansas State Bank Department Bank of Salem Salem, AR Telephone: 895-2591 FAX: 895-3825 Population: 1,480 202 Church Street P. 0. Box 338 72576-0338 Charter Number: 266 Date: Dec. 9, 1908 County: Fulton Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith Pres: Mark Montgomery SVP/COO/Cash: Frances Atkins Cash and Due From: 2,550 Federal Funds and Repos: 1,285 Investments: 11,234 Total Loans: 38,306 Premises and Fixed Assets: 1,473 Other Real Estate: 301 Other Assets: ................................ 1,228 Total Assets: 56,377 Total Trust Assets: 0 Deposits: 50,529 Federal Funds and Borrowings: 259 Other Liabilities: 221 Subordinated Debt: 0 Total Liabilities: ................................ 51,009 Total Equity Capital and Reserves: . . 5,368 Total Liabilites and Capital: . ........... 56,377 Number of Shares Outstanding: . . . 20,000 Directors: L. R. "Jack" Cochran, Mark Montgomery, Marvin Newton, C. Dwayne Plumlee, Richard T. Smith Branches in Town: None Other Branches: Viola Logan County Bank Scranton, AR 600 Main Street P. O. Box 85 72863-0085 Telephone: 938-2511 FAX: 938-7084 Population: 218 Charter Number: 578 Date: April 7, 1 926 County: Logan Trust Department: No Bank Holding Company None Chm/CEO/Pres: Joe Fritsche VP: Jerry L. Davis VP: Gary Fritsche Cash: Don Fritsche Cash and Due From: 1,515 Federal Funds and Repos: 0 Investments: ................................ 17,964 Total Loans: 16,255 Premises and Fixed Assets: 716 Other Real Estate: 5 Other Assets: 605 Total Assets: 37,060 Total Trust Assets: ...................................0 Deposits: 31,390 Federal Funds and Borrowings: 245 Other Liabilities: 161 Subordinated Debt: 0 Total Liabilities: ................................ 31,796 Total Equity Capital and Reserves: . . 5,264 Total Liabilites and Capital: 37,060 Number of Shares Outstanding: . . . . 4,000 Directors: Margaret Ahne, Gary Fritsche, Joe Fritsche, Mildred Fritsche, Regina M. Layes Branches in Town: None Other Branches: Subiaco 109 Eighty-First Report First Bank of Arkansas Searcy, AR 125 North Poplar P. O. Box 1349 72145-1249 Telephone: 2 6 8 -7 5 7 5 FAX: 2 6 8 -1 5 5 1 Population: 1 5 ,1 8 0 Charter Number: 528 Date: Feb. 17, 1922 County: White Trust Department: Yes Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR VP/Cash: Chris Rainbolt VP: Gene V. Trammel Chm: Wallace W. Fowler CEO/Pres: Charles Green EVP: Brooks Davis Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,733 700 6,862 36,534 1,692 62 1,694 49,277 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: 41,730 2,000 552 0 44,282 . . 4,995 49,277 . . . 10,000 Directors: Frank Carder, Richard Cargile, Jim Carr, Al Fowler, Jama Fowler, Mark Fowler, Wallace W. Fowler, Charles Green, Phil Jones, Dr. Gene Joseph, Lloyd McCracken, Jr., Roy Reaves, Lee Stephenson Branches in Town: One Other Branches: Kensett First Security Bank Searcy, AR 314 N. Spring P. O. Box 1009 72143-1009 Telephone: 279-3400 FAX: 279-3455 Population: 15,180 Charter Number: 649 Date: Feb. 6, 1932 County: White Trust Department: Yes Bank Holding Company First Security Bancorp, Searcy, AR Chm/CEO/Pres: Reynie Rutledge EVP: B. Art Rand EVP: James G. Wilson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Cash: Ellen Wilson TO: Michael C. Hutsell 10,113 2,000 82,515 166,954 4,400 0 4,063 270,045 31,678 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 243,490 571 1,585 0 245,646 Total Equity Capital and Reserves: . 24,399 Total Liabilites and Capital: 270,045 Number of Shares Outstanding: . . . 24,000 Directors: Dr. David Burks, Larry Crain, Robert Elliott, John Mcknight, Wayne Ridout, Porter Rodgers, Bill Roussel, N. T. Rutledge, Reynie Rutledge, Jim Tarkington, Alvin Van Hook, E. D. Yancey, Albert Yarnell Branches in Town: Four Other Branches: Pangburn Griffithville, Heber Springs, Judsonia, McRae, 110 Arkansas State Bank Department Grant County Bank Sheridan, AR 101 N. Oak P. 0. Box 67 72150-0067 Telephone: 942-3145 FAX: 942-5900 Population: 3,042 Charter Number: 136 Date: July 29, 1903 County: Grant Trust Department: Yes Bank Holding Company Horizon Bancorp, Inc., Arkadelphia, AR Chm: Ross M. Whipple CEO/Pres: Donald J. Tackett EVP: John D. Manatt VP: Jerry H. Humphries Cash: Jannette Jones Cash and Due From: 1,822 Federal Funds and Repos: 0 Investments: 26,637 Total Loans: 26,839 Premises and Fixed Assets: 1,018 Other Real Estate: 0 Other Assets: 1,926 Total Assets: 58,242 Total Trust Assets: ...................................0 Deposits: 50,099 Federal Funds and Borrowings: 1,465 Other Liabilities: 736 Subordinated Debt: 0 Total Liabilities: .............................. 52,300 Total Equity Capital and Reserves: . . 5,942 Total Liabilites and Capital: . . . . . . . 58,242 Number of Shares Outstanding: . . . 45,000 Directors: W. W. Allen, Byron D. Brown Jr., Dannie L. Brown, James W. Lancaster, D. E. McCoy, Jr., John D. Manatt, Donald J. Tackett, Shirley L. Taylor, Ross M. Whipple Branches in Town: Two Other Branches: None Arkansas State Bank Siloam Springs, AR Telephone: 524-8101 FAX: 524-3307 Population: 8,100 318 E. Main Street P. O. Box 400 72761-0400 Charter Number: 713 Date: Jan. 12, 1960 County: Benton Trust Department: Yes Bank Holding Company None CEO/Pres: Arthur Morris VP: Ray Smith VP: Tommy Free Cash: Beverly Lescard Cash and Due From: 3,232 Federal Funds and Repos: 7,400 Investments: 75,171 Total Loans: 29,411 Premises and Fixed Assets: 1,281 Other Real Estate: 58 Other Assets: 2,058 Total Assets: .............................. 118,611 Total Trust Assets: 3,857 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 101,277 218 450 0 101,945 Total Equity Capital and Reserves: . 16,666 Total Liabilites and Capital: ...........118,611 Number of Shares Outstanding: . . . 72,000 Directors: Delbert Allen, Jr., Roderick Allen, Robert H. Brown, H. E. Harrison, Jr., Charles C. Jones, Arthur Morris, Mark Simmons, Duane Thomas Branches in Town: One Other Branches: None 111 Eighty-First Report Smackover State Bank Smackover, AR 708 N. Broadway P. 0. Drawer 107 71762-0107 Telephone: 725-3051 FAX: 725-3049 Population: 2,232 Charter Number: 600 Date: April 18, 1928 County: Union Trust Department: Yes Bank Holding Company Smackover Bancshares, Inc., Smackover, AR Chm/CEO: Max 0. Taylor Pres: Bob Willett SVP/Cash: Paulette Bussell VP/TO: James B. Yeager VP: J. Drew Tennyson Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 2,507 0 37,258 38,146 630 318 1,350 80,209 793 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 68,558 1,080 555 0 70,193 Total Equity Capital and Reserves: . 10,016 Total Liabilites and Capital: 80,209 Number of Shares Outstanding: . . 100,000 Directors: Gary DeYampert, Max 0. Taylor, J. Drew Tennyson, James M. Tennyson, John D. Trimble, V, Bob Willett, James B. Yeager Branches in Town: None Other Branches: El Dorado, Norphlet Merchants & Planters Bank Sparkman, AR Telephone: 678-2251 FAX: 678-2401 Population: 553 Commerce & Main Streets P. 0. Box 127 71763-0127 Charter Number: 457 Date: Sep. 19, 1916 County: Dallas Trust Department: No Bank Holding Company Sparkman Bancshares, Inc., Sparkman, AR Chm/CEO/Pres: Tyrol Q. Carson Cash: Doris Mann Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: AVP: 724 290 3,241 5,517 89 23 158 10,042 0 Larry Gaston Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 9,105 0 64 0 9,169 Total Equity Capital and Reserves: . . . 873 Total Liabilites and Capital: 10,042 Number of Shares Outstanding: . . . . 3,000 Directors: Terry Q. Carson, Tyrol Q. Carson, G. W. DeLaughter, Charles T. Gaston, Ray White Branches in Town: None Other Branches: None 112 Arkansas State Bank Department Springdale Bank and Trust Springdale, AR Telephone: 756-7000 FAX: 756-7077 Population: 33,000 41 5 W. Emma P. O. Box 5000 72765-5000 Charter Number: 339 Date: May 6, 1911 County: Washington Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Richard P. Calhoun CEO/Pres: Buddy D. Philpot SVP/Cash: Diana O'Brien SVP: H. Dennis Smiley SVP: Holly J. Fields SVP: John George TO: Tommy Karr Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 4,442 9,325 12,145 79,871 2,936 0 1,225 109,944 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 95,768 5,220 726 0 101,714 Total Equity Capital and Reserves: . . 8,230 Total Liabilites and Capital: 109,944 Number of Shares Outstanding: . . . . 5,500 Directors: James Baker, Wayne Britt, Richard P. Calhoun, Sammy Fiser, Buddy D. Philpot, Stephen Shaddox, Philip Taldo, Willard Walker Branches in Town: Two Other Branches: None Bodcaw Bank Stamps, AR Telephone: 533-4486 FAX: 533-4456 Population:* 2,500 401 Thomas Street P. 0. Box 8 71860-0008 Charter Number: 106 Date: Dec. 8, 1902 County: Lafayette Trust Department: No Bank Holding Company Chm/CEO/Pres: James R. Nipper VP: J. Paul Nipper Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Cash: Bonnie Moreland AVP: Lenora Downs 1,234 135 37,399 9,756 198 0 755 49,477 0 Deposits: 40,862 Federal Funds and Borrowings: 475 Other Liabilities: 445 Subordinated Debt: 0 Total Liabilities: . . . .......................... 41,782 Total Equity Capital and Reserves: . . 7,695 Total Liabilites and Capital: 49,477 Number of Shares Outstanding: . . . 10,000 Directors: Charles L. Cabe, Jr., Roy Z. Kimbell, Sr., J. Paul Nipper, James R. Nipper, Cynthia Cook Sandefur, A. O. Smith, J. Woodrow Smith Branches in Town: None Other Branches: None 113 Eighty-First Report Bank of Star City Star City, AR 200 Jefferson P. 0. Drawer 69 71667-0069 Telephone: 628-4286 FAX: 628-5274 Population: 2,138 Charter Number: 567 Date: April 27, 1925 County: Lincoln Trust Department: No Bank Holding Company Star City Bancshares, Inc,, Star City, AR Chm/CEO/Pres: Bennie F. Ryburn, Jr. EVP/Cash: Anneta R. Moore VP: R. Mark Owen VP: Ray M. Ryburn Cash and Due From: ........ .............3,851 ................... 0 Federal Funds and Repos: In vestm ents: ........................... .............9,994 Total Loans: ................... ...........38^976 Premises and Fixed Assets: .............1,420 Other Real Estate: ........... ................... 0 Other Assets: ................. ............... 826 Total Assets: ................... .......... 55,067 Total Trust Assets: ........... ................... 0 Deposits: ................................... . . 49,697 Federal Funds and Borrowings: . . .......... 0 Other Liabilities: ......................... , . . . 233 Subordinated Debt: ............................... 0 Total Liabilities: ........................... . . 49,930 . . 5,137 Total Equity Capital and Reserves: Total Liabilites and Capital: .......... . . 55,067 Number of Shares Outstanding: . . 15,000 Directors: Robert Floyd, Sr., Bill Frizzell, Keith Griffin, Lucille Ollar, Pat Riley, Jr., Bennie F. Ryburn, Jr., Weldon Wynn Branches in Town: None Other Branches: Gould, Pine Bluff The Stephens Security Bank Stephens, AR Telephone: 786-5416 FAX: 786-5419 Population: 1,362 105 Ruby Street P. 0. Box 7 71764-0007 Charter Number: 692 Date: Feb. 8, 1946 County: Ouachita Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith CEO/Pres: Guy R. Smith Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Directors: C. EVP/COO: Carol Reaves VP/Cash: Cheryl Brown 1,194 1,225 4,824 14,422 147 255 297 22,364 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: 19,826 152 113 0 20,091 . . 2,273 22,364 . . . 11,000 Duncan Grayson, Carol Reaves, Guy R. Smith, Richard T. Smith, Colon Watson, Jay Wilson Branches in Town: None Other Branches: None 114 Arkansas State Bank Department The Farmers and Merchants Bank Stuttgart, AR Telephone: 673-6911 FAX: 673-6918 Population: 11,000 Seventh & Main Streets P. 0. Box 947 72160-0947 Charter Number: 687 Date: Dec. 29, 1944 County: Arkansas Trust Department: Yes Bank Holding Company The Farmers and Merchants Bankshares, Inc., Stuttgart, AR Chm: Roy O. McCollum, III CEO/Pres: Don Pattillo Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Cash: Caroll Fowler TO: Richard McMinn 5,004 0 62,695 63,307 1,783 279 2,570 135,638 27,732 Deposits: 115,380 Federal Funds and Borrowings: 4,983 Other Liabilities: 628 Subordinated Debt: 0 Total Liabilities: ............................ 120,991 Total Equity Capital and Reserves: . 14,647 Total Liabilites and Capital: 135,638 Number of Shares Outstanding: . . . 91,486 Directors: Nicky Hargrove, Roy O. McCollum, III, Don Pattillo, Mickey Pierce, Robert Seidenstricker, Horace Sickel, Billy Simpson, Patricia M. Townsend, Ray Vester Branches in Town: Three Other Branches: Des Arc First Stuttgart Bank and Trust Company S tu ttg a rt, AR Telephone: 673-3545 FAX: 673-1977 Population: 11,000 412 South Main P. 0. Drawer 908 72160-0908 Charter Number: 764 Date: Oct. 21, 1993 County: Arkansas Trust Department: Yes Bank Holding Company First United Bancshares, Inc., El Dorado, AR SVP: Lois Ann Jackson SVP: Waylan Wiggins VP/Cash: Robin L. Harris Chm: James V. Kelley CEO/Pres: Robert M. Koch SVP/TO: Floyd Voumard Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 15,346 0 51,017 56,606 1,453 39 2,987 127,448 147,891 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: ........................... 108,147 5,255 837 0 114,239 Total Equity Capital and Reserves: . 13,209 Total Liabilites and Capital: 127,448 Number of Shares Outstanding: .. 110,000 Directors: L. Clyde Carter, Jack B. Coker, Harry C. Erwin, Tommy Hillman, Jerry J. Hoskyn, Harold Ives, Steven M. Keith, James V. Kelley, Robert M. Koch, Wanda H. Northcutt, John E. Stephens Branches in Town: Three Other Branches: Humphrey Eighty-First Report 115 Bank of Trumann Trumann, AR Telephone: 483-6333 FAX: 483-7512 Population: 6,304 326 Hwy 463 P. 0. Box 48 72472-0048 Charter Number: 354 Date: Oct. 2, 1911 County: Poinsett Trust Department: No Bank Holding Company None Chm/CEO/Pres: Clyde Robertson, Jr. EVP: Wilburn J. Cole VP: Carroll D. Anderson Cash and Due From: ........................ 1,446 Federal Funds and Repos: .............. . . . 0 Investments: .................................... 29,200 Total Loans: .................................... 27,707 Premises and Fixed Assets: ............ . 120 Other Real Estate: ........................... . . . 0 .................................. . 907 Other Assets: Total Assets: .................................... 59,380 Total Trust Assets: ........................... . . . 0 VP: Rick Gillette Cash: Cheryl McMasters AVP: Shirley Benson Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 47,601 2,964 464 0 51,029 Total Equity Capital and Reserves: . . 8,351 Total Liabilites and Capital: 59,380 Number of Shares Outstanding: . . . 60,000 Directors: Carroll D. Anderson, Alice Clogston, Wilburn J. Cole, Rick Gillette, Frank Lady, Eugene Pounds, Clyde Robertson, Jr., Natalie Stuckey Branches in Town: None Other Branches: None First Bank of Arkansas Trumann, AR Telephone: 483-6433 FAX: 483-7030 Population: 6,304 825 Hwy. 63 P. O. Box 431 72472-0431 Charter Number: 754 Date: Jan. 15, 1991 County: Poinsett Member of Federal Reserve System Trust Department: No Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR EVP: Mark Fowler SVP/Cash: Georgia Bailey Chm: Wallace W. Fowler CEO/Pres: James M. Yarbrough Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,668 0 13,985 40,893 860 0 1,130 58,536 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 52,598 0 361 0 52,959 Total Equity Capital and Reserves: . . 5,577 Total Liabilites and Capital: 58,536 Number of Shares Outstanding: . . . 10,000 Directors: Mark Brown, Jama Fowler, Mark Fowler, Wallace W. Fowler, Harry M. Hill, Burness R. Holt, Ben R. Hyneman, Hal F. Hyneman, Phil Jones, Lloyd McCracken, Jr., David Thompson, James M. Yarbrough Branches in Town: One Other Branches: Harrisburg 116 Arkansas State Bank Department Bank o f Tuckerman Tuckerm an, AR 106 E. Main P.O. Box 1000 72473-1000 Telephone: 349-5155 FAX: 349-5170 Population: 2,020 Charter Number: 164 Date: Nov. 8, 1902 County: Jackson Trust Department: No Bank Holding Company Rainbow Investment Company, Inc., Tuckerman, AR Chm/CEO/Pres: Lindley V. Smith, Jr. EVP: Al Morris, Jr. VP: William A. Sandlin, II Cash: Belinda Huskey Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Directors: 2,344 3,070 11,360 16,405 225 139 462 34,005 0 28,466 0 312 0 28,778 Total Equity Capital and Reserves: . . 5,227 Total Liabilites and Capital: 34,005 Number of Shares Outstanding: . . . . 4,000 Scotty Armstrong, Bob Penix, Lindley V. Smith, Jr. Branches in Town: None Other Branches: Grubbs, Newport, Swifton First Delta Bank Tyronza, AR Main and Oak Streets P. O. Box 800 72386-0395 Telephone: 487-2161 FAX: 487-2069 Population: 858 Charter Number: 704 Date: Oct. 31, 1951 County: Poinsett Trust Department: No Bank Holding Company Tyronza Bancshares, Inc., Tyronza, AR CEO/Pres: Harry J. Webb, Jr. Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 1,966 525 5,835 25,884 .............1,067 39 474 35,790 0 VP/Cash: Loretta Branch Deposits: 31,188 Federal Funds and Borrowings: 0 Other Liabilities: 314 Subordinated Debt: 0 Total Liabilities: ................................ 31,502 Total Equity Capital and Reserves: . . 4,288 Total Liabilites and Capital: 35,790 Number of Shares Outstanding: . . . . 2,000 Directors: A. A. Banks, G. E. Beley, Charles F. Luter, H. F. Norcross, Jr., Eugene Vaughn, Flarry J. Webb, Jr., Lewis M. Wood Branches in Town: None Other Branches: Marked Tree 117 Eighty-First Report Citizens Bank & Trust Company Van Buren, AR 3110 Alma Hwy. P.O. Box 469 72956-0469 Telephone: 4 7 4 -1 2 0 1 FAX: 4 7 4 -4 6 3 0 Population: 1 5 ,0 1 0 Charter Number: 3 2 8 Date: Dec. 20, 1 9 1 0 C ounty: C raw ford Trust Department: Yes Bank Holding Company Vista Bancorporation, Van Buren, AR Chm/CEO: James G. Williamson, Jr. Pres: William W. Thomas EVP/Cash/TO: Marion H. Riggs SVP: Luther F. Gordy, III Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 4,094 0 44,380 88,739 2,067 50 3,484 142,814 1,267 126,548 1,350 764 0 128,662 Total Equity Capital and Reserves: . 14,152 Total Liabilites and Capital: 142,814 Number of Shares Outstanding: . . . 16,000 Directors: Jimmy G. Bell, Warren D. Blaylock, Mont S. Echols, Jr., Jimmy D. Gooch, Morril H. Harriman, Marion H. Riggs, Paul 0. Shirley, Sam M. Sicard, William W. Thomas, James G. Williamson, Jr. Branches in Town: Two Other Branches: Alma, Mountainburg The Peoples Bank Waldo, AR Telephone: 693-5551 FAX: 693-5261 Population: 1,495 101 Main Street P. 0. Box 426 71770-0426 Charter Number: 313 Date: June 22, 1910 County: Columbia Trust Department: Yes Bank Holding Company Golden Oaks Bancshares, Inc., Waldo, AR Chm/CEO/TO: Harold H. Fincher Pres: Mary L. Baird EVP: David L. Baird VP/Cash: Jill McClinton Cash and Due From: 2,167 Federal Funds and Repos: . . . . . . . . . 710 Investments: 13,354 Total Loans: 16,616 Premises and Fixed Assets: 192 Other Real Estate: 25 Other Assets: 330 Total Assets: 33,394 Total Trust Assets: 1,282 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 29,846 0 117 0 29,963 Total Equity Capital and Reserves: . . 3,431 Total Liabilites and Capital: 33,394 Number of Shares Outstanding: . . . 10,000 Directors: Mary L. Baird, Imogene M. Clark, Richard P. Clark, Pamela L. Davis, Dorothy J. Fincher, Harold H. Fincher, Steven C. Fincher, Betty E. Harris, Betty L. Scott, Gerald F. Scott Branches in Town: One Other Branches: Emerson, Magnolia, McNeil 118 Arkansas State Bank Department Bank of Waldron Waldron, AR Telephone: 637-2161 FAX: 637-4874 Population: 3,024 110 W. 4th Street P. 0. Box 2260 72958-2260 Charter Number: 72 Date: April 3, 1901 County: Scott Trust Department: Yes Bank Holding Company First National Security Company, DeQueen, AR EVP: Jeff Rogers VP: Debra Fuller Cash: Linda Forrest Chm: John H. Hendrix CEO/Pres/TO: Greg Bourns VChm: Larry Mashburn Cash and Due From: ................... Federal Funds and Repos: ........... Investments: .............................. Total Loans: .............................. Premises and Fixed Assets: ......... Other Real Estate: ..................... Other Assets: ............................ Total Assets: .............................. Total Trust Assets: ..................... . 3,764 . 2,720 19.995 37.995 . . 955 . . . 56 . 1,332 66,817 . . 213 Deposits: 56,044 Federal Funds and Borrowings: 0 Other Liabilities: 423 Subordinated Debt: 0 Total Liabilities: .............................. 56,467 Total Equity Capital and Reserves: . 10,350 Total Liabilites and Capital: . ..... 66,817 Number of Shares Outstanding: . . . 24,000 Directors: Kelly Ashford, Bill Black, Greg Bourns, Jim Currier, John H. Hendrix, Larry Mashburn, Rena Owens Branches in Town: One Other Branches: None The Scott County Bank Waldron, AR Telephone: 637-3191 FAX: 637-3195 Population: 3,024 Main & W. Church P. O. Box 838 72958-0838 Charter Number: 741 Date: Feb. 20, 1980 County: Scott Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm: John Ed Chambers, III Pres: Patsy Hawkins SVP/Cash: Trisha Sikes SVP: Robbie Zimmer VP: Daryen Wiles Cash and Due From: 2,367 Federal Funds and Repos: ............... 1,025 Investments: 16,708 Total Loans: 39,580 Premises and Fixed Assets: 895 Other Real Estate: 29 Other Assets: 698 Total Assets: 61,302 Total Trust Assets: 0 Deposits: 54,063 Federal Funds and Borrowings: 0 Other Liabilities: 373 Subordinated Debt: 0 Total Liabilities: .............................. 54,436 Total Equity Capital and Reserves: . . 6,866 Total Liabilites and Capital: 61,302 Number of Shares Outstanding: . . . 40,000 Directors: Lonnie Campbell, John Ed Chambers, III, Roy Hale, Robert Handley, Patsy Hawkins, Dan Laird, Daryen Wiles Branches in Town: None Other Branches: Mansfield, Mena 119 Eighty-First Report The Arkansas Bank Walnut Ridge, AR 212 W. Walnut P. 0. Box 749 72476-0749 Telephone: 8 8 6 -7 7 1 1 FAX: 8 8 6 -2 9 4 1 Population: 4 ,4 0 0 Charter Number: 71 Date: March 23, 1901 County: Lawrence Trust Department: No Bank Holding Company None Chm: Stephen Cox CEO/VChm: G. L. Lieblong Pres: Gary Little VP/Cash: Marilyn K. Davis VP: Steve Wilcoxson VP: Billy Brewer VP: Mary E. Sloan Cash and Due From: 3,176 Federal Funds and Repos: 50 Investments: 24,261 Total Loans: .................................... 25,312 Premises and Fixed Assets: 1,024 Other Real Estate: 33 Other Assets: 2,052 Total Assets: 55,908 Total Trust Assets: 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: 49,105 850 227 0 50,182 . . 5,726 55,908 . . . 18,000 Directors: Mary Virginia Rainwater Cox, Stephen Cox, William B. Durham, Odell Fort, Jim Hinkle, G. L. Lieblong, Gary Little, Sloan Rainwater, Jr., William I. Rainwater, Jr., William I. Rainwater, Sr., Ben Starr, Maurice Starr Branches in Town: None Other Branches: Imboden, Lynn, Portia, Smithville First State Bank of Warren Warren, AR Main Street P. 0. Box 29 71671-0029 Telephone: 226-2601 FAX: 226-2253 Population: 6,455 Charter Number: 739 Date: Dec. 12, 1978 County: Bradley Trust Department: Yes Bank Holding Company Bradley Bancshares, Inc., Warren, AR Chm: Virginia M. Ryburn CEO/Pres: Freddie M. Mobley VChm: Bennie Ryburn, Jr. EVP: Hugh A. Quimby Cash: Shirley Meggs TO: Annette Temple Cash and Due From: 3,047 Federal Funds and Repos: 0 Investments: 22,144 Total Loans: 55,386 Premises and Fixed Assets: 1,198 Other Real Estate: 96 Other Assets: ................. .................. 1,299 Total Assets: 83,170 Total Trust Assets: 1,108 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 74,060 1,007 439 0 75,506 Total Equity Capital and Reserves: . . 7,664 Total Liabilites and Capital: 83,170 Number of Shares Outstanding: . . . 59,000 Directors: Bill Blann, Robert E. Garner, Roger George, Robert Green, Jr., Freddie M. Mobley, Hugh A. Quimby, Bennie Ryburn, Jr., Bennie Ryburn, III, Virginia M. Ryburn, J. C. Thompson, H. Sidney Wharton, Dr. Joe H. Wharton Branches in Town: One Other Branches: Hampton, Hermitage 120 Arkansas State Bank Department Warren Bank and Trust Company Warren, AR Telephone: 226-2621 FAX: 226-6261 Population: 6,455 201 S. Main P. 0. Box 350 71671-0350 Charter Number: 80 Date: Dec. 28, 1901 County: Bradley Trust Department: Yes Bank Holding Company None Chm: John B. Frazer CEO/Pres: Carlton E. Davis SVP/Cash: James E. Smith SVP: Gerry Sharp TO: Michael Shull Cash and Due From: 3,293 Federal Funds and Repos: 3,295 Investments: 43,831 Total Loans: 53,251 Premises and Fixed Assets: 973 Other Real Estate: 18 Other Assets: 1,372 Total Assets: 106,033 Total Trust Assets: ..........................15,760 Deposits: 89,646 Federal Funds and Borrowings: 586 Other Liabilities: 626 Subordinated Debt: 0 Total Liabilities: .............................. 90,858 Total Equity Capital and Reserves: . 15,175 Total Liabilites and Capital: 106,033 Number of Shares Outstanding: . . . 48,000 Directors: Bruce Anderson, Gerald Burton, Carlton E. Davis, L. H. Derby, Jr., John B. Frazer, W. Sykes Harris, Calvin Heird, C. A. Milton, Dr. Kerry F. Pennington, Gerard Sangster, G. F. Wynne, M.D. Branches in Town: Two Other Branches: Hermitage Merchants and Farmers Bank W est Helena, AR Telephone: 572-3481 FAX: 572-1901 Population: 10,139 425 East Plaza P. O. Box 2507 72390-0507 Charter Number: 700 Date: Oct. 4, 1948 County: Phillips Trust Department: Yes Bank Holding Company Security Bancshares, Inc., Des Arc, AR Chm: Sherod S. White CEO/Pres: Bill Simmons Cash/AVP: Sara Bradshaw TO: James Bogle Cash and Due From: ............. ........ 3,709 Federal Funds and Repos: . . . ........... 550 Investments: ....................... . . . . 27,249 Total Loans: ....................... . . . . 67,547 Premises and Fixed Assets: . . ........ 1,728 Other Real Estate: ............... ...............0 Other Assets: ..................... ........ 2,011 Total Assets: ....................... . . . 102,794 Total Trust Assets: ............... .........1,105 Deposits: .................................. . . 92,987 Federal Funds and Borrowings: . . ........... 0 Other Liabilities: ....................... . . .. 550 Subordinated Debt: ................... ........... 0 Total Liabilities: ......................... . . 93,537 Total Equity Capital and Reserves: . . 9,257 Total Liabilites and Capital: ........ . 102,794 Number of Shares Outstanding: . . 20,000 Directors: James E. Boyd, W. P. Foster, Jr., Brooks Griffin, David Griffin, Jerry Kelley, Walter Morris, Bill Simmons, Doug Simmons, Herman H. Storey, Jr., James N. Thomason, Sherod S. White Branches in Town: Two Other Branches: Marvell 121 Eighty-First Report Bank of West Memphis W est Memphis, AR 626 E. Broadway P. 0. Box 2128 72303-2128 Telephone: 7 3 2 -8 0 0 0 FAX: 7 3 5 -0 8 4 9 Population: 3 0 ,0 0 0 Charter Number: 601 Date: April 21, 1928 County: Crittenden Trust Department: Yes Bank Holding Company Bancshares of West Memphis, Inc., West Memphis, AR SVP: Paul Neal SVP: Robert L. Naylor COO/TO: Arley Knight VP/Cash: Josephine B. Duncan Chm: George H. Dunklin CEO/Pres: H. Gates Williams, Jr. VChm: M. E. Black Dunklin EVP: Robert L. Wright Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 4,812 3,600 52,957 33,558 1,453 0 1,835 98,215 3,381 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 86,446 0 422 0 86,868 Total Equity Capital and Reserves: . 11,347 Total Liabilites and Capital: 98,215 Number of Shares Outstanding: . . 100,000 Directors: Davis Biggs, George H. Dunklin, George H. Dunklin, Jr., M. E. Black Dunklin, James A. Heath, Jack K. Hogan, Keith Ingram, Jr., W. Kent Ingram, Jr., Lloyd C. McCuiston, Pat K. Magruder, Jr., Paul W. O'Neal, J. C. Tennison, J. Frank Waggener, H. Gates Williams, Jr. Branches in Town: Three Other Branches: None Wilmot State Bank Wilmot, AR Telephone: 473-2211 FAX: 473-5131 Population: 1,047 Main Street P. 0. Box 95 71676-0095 Charter Number: 676 Date: Oct. 25, 1937 County: Ashley Trust Department: No Bank Holding Company Wilmot Bank Holding Company, Wilmot, AR CEO/Pres/Cash: Kenneth M. Allbritton Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 911 300 4,841 5,297 26 71 197 11,643 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: Total Liabilites and Capital: Number of Shares Outstanding: 9,173 630 74 0 9,877 . . 1,766 11,643 . . . 1 2,000 Directors: John B. Currie, William J. Currie, William B. deYampert, Thomas F. Scannell, III Branches in Town: None Other Branches: None 122 Arkansas State Bank Department Cross County Bank W ynne, AR Telephone: 238-8171 FAX: 238-4052 Population: 8,187 1 Cross County Plaza P. 0. Box 9 72396-0009 Charter Number: 25 Date: June 5,1891 County: Cross Trust Department: Yes Bank Holding Company Cross County Bancshares, Inc., Wynne, AR Chm: Willard G. Burks, M. D. CEO/Pres/TO: Ken McClanahan EVP: Mac McClanahan Cash: Beth Dildine Cash and Due From: 2,442 Federal Funds and Repos: 4,875 Investments: 25,661 Total Loans: 76,800 Premises and Fixed Assets: 1,768 Other Real Estate: 0 Other Assets: 1,926 Total Assets: 113,472 Total Trust Assets: ............................2,414 Deposits: 102,556 Federal Funds and Borrowings: 584 Other Liabilities: 695 Subordinated Debt: 0 Total Liabilities: ............................ 103,835 Total Equity Capital and Reserves: . . 9,637 Total Liabilites and Capital: ...........113,472 Number of Shares Outstanding: . . . . 4,000 Directors: Willard G. Burks, M.D., Guy E. Fisher, Marvin T. Hagaman, Albert A. Hess, Pete L. Imboden, III, Ken McClanahan, Roger E. Pohlner, Donald L. Reddmann, James A. Richardson Branches in Town: One Other Branches: Cherry Valley, Hickory Ridge, Weiner First Bank of Arkansas W ynne, AR Telephone: 238-2265 FAX: 238-7030 Population: 8,187 500 N. Falls P.O.Box 189 72396-0189 Charter Number: 228 Date: Jan. 24, 1907 County: Cross Member of Federal Reserve System Trust Department: No Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm/CEO: Wallace W. Fowler Pres: Leon Foust EVP: Jack Runsick CFO: Lloyd McCracken, Jr. Cash: Andrea Wood Cash and Due From: 827 Federal Funds and Repos: 2,440 Investments: 3,001 Total Loans: 25,712 Premises and Fixed Assets: 744 Other Real Estate: 0 Other Assets: 444 Total Assets: 33,168 Total Trust Assets: ...................................0 Deposits: 30,385 Federal Funds and Borrowings: 0 Other Liabilities: 207 Subordinated Debt: 0 Total Liabilities: .............................. 30,592 Total Equity Capital and Reserves: . . 2,576 Total Liabilites and Capital: 33,168 Number of Shares Outstanding: . . . . 2,000 Directors: Donald R. Burnett, Leon Foust, Jama Fowler, Mark Fowler, Wallace W. Fowler, John Garner, Phil Jones, Stan Kelley, Lloyd McCracken, Jr., George E. Owens, Sr., Bill Thomas Branches in Town: None Other Branches: None Eighty-First Report 123 The Bank of Yellville Yellville, AR Madison & Church P. 0. Box 325 72687-0325 Telephone: 449-4231 FAX: 449-4866 Population: 1,207 Charter Number: 691 Date: Dec. 13, 1945 County: Marion Trust Department: Yes Bank Holding Company Mountain Bancshares, Inc., Yellville, AR Chm/CEO/Pres: Judy R. Loving EVP/Cash: Chloe Richardson SVP: Phyllis Harp VP: Edith Benton VP: Pauline Mears Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Deposits: 57,200 Federal Funds and Borrowings: 0 Other Liabilities: 233 Subordinated Debt: 0 Total Liabilities: ............................. 57,433 3,342 2,495 15,960 39,347 .............1,690 136 801 63,771 0 Total Equity Capital and Reserves: . . 6,338 Total Liabilites and Capital: 63,771 Number o f Shares Outstanding: . . . 20,781 Directors: Frank Bailey, Fred A. Berry, Dan Duren, H. C. Hall, Judy R. Loving, Chloe Richardson, Kenneth Smith, Susan Wendel Branches in Town: None Other Branches: Bull Shoals, Flippin Eighty-First Report REPORT OF STATE CHARTERED INDUSTRIAL LOAN INSTITUTIONS, TRUST COMPANIES, AND NON-PROFIT ORGANIZATIONS (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1995 12 6 A rk a n s a s S tate B ank D epartm ent Arkansas Capital Corporation Little Rock, AR Telephone: 3 7 4 -9 2 4 7 FAX: 3 7 4 -9 4 2 5 Population: 1 7 5 ,7 9 5 2 2 5 South Pulaski Street 7 2 2 0 1 -1 9 2 5 Trust Department: Charter Number: 1 0 0 6 Date: Aug. 6, 1 9 5 8 County: Pulaski No Bank Holding Company None Chm: D. Patton Rudder CEO/Pres: Joseph B. Ford EVP/COO: C. Sam Walls VP: George Campbell VP: Bernard M . Henry Cash and Due From: 2 ,6 0 4 Federal Funds and Repos: 0 Investments: 7,626 Total Loans: 25 ,939 Premises and Fixed Assets: 319 Other Real Estate: 173 Other Assets: 218 Total Assets: 36,879 Total Trust Assets: .......................................... 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: .... 0 30,445 264 0 30 ,709 Total Equity Capital and Reserves: . . 6,1 70 Total Liabilites and Capital: 36 ,879 Number of Shares Outstanding: . . . . 1,095 Directors: John W. Ahlen, Del Boyette, George E. Campbell, Wayne Clark, Joseph B. Ford, Donald H. Henry, Bert M. Mullens, Don Pattillo, H. Glenn Rambin, D. Patton Rudder, William T. Staed, Vincent Tilford, Branches in Town: None Other Branches: None Jones Investment & Trust Co. Little Rock, AR Telephone: 3 7 4 -5 2 2 5 FAX: 3 7 4 -5 1 0 0 Population: 1 7 5 ,7 9 5 2 3 2 3 First Commercial Building 7 2 2 0 1 -3 4 4 1 Charter Number: 3 0 2 Date: Feb. 1, 1 9 1 0 County: Pulaski Trust Department: Yes Bank Holding Company None Chm/CEO/Pres: Bernice Jones Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: VP/Treas/Sec: 1,061 0 3,521 101 24 0 48 4,7 55 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 0 0 0 0 0 Total Equity Capital and Reserves: . . 4,7 55 Total Liabilites and Capital: 4,755 Number of Shares Outstanding: . . . . 1,000 Directors: H. G. Frost, Jr., John W. Johnson, Bernice Jones Branches in Tow n: None H. G. Frost, Jr. Other Branches: None 127 E ighty-First Report National Credit Corporation Little Rock, AR Telephone: 3 7 1 -8 4 5 3 FAX: 3 7 1 -8 4 6 0 Population: 1 7 5 ,7 9 5 c/o Boatmen's Arkansas, Inc. P. O. Box 1681 7 2 2 0 3 -1 6 8 1 Trust Department: Charter Number: 1 0 0 2 Date: April 13, 1941 County: Pulaski No Bank Holding Company Boatmen's Arkansas, Inc., Little Rock, AR VP/Cont: Susan F. Smith Chm: Charles B. Dudley, III Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: 258 0 0 0 0 0 0 258 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: 0 0 1 0 1 Total Equity Capital and Reserves: . . . 257 Total Liabilites and Capital: 258 Number of Shares Outstanding: . . . . 6,2 50 Directors: Charles B. Dudley, III, William B. Keisler, James C. Patridge, Branches in Tow n: None Other Branches: None The Metropolitan Trust Company Sherwood, AR Telephone: 8 3 5 -7 5 0 0 FAX: 8 3 5 -1 7 7 5 Population: 1 8 ,8 9 3 7 5 0 0 Highway 107 P. 0 . Box 6 5 0 0 7 2 1 1 6 -0 9 0 0 Trust Department: Charter Number: 5 6 9 Date: June 5, 1 9 2 5 County: Pulaski Yes Bank Holding Company None CEO/Pres: Terry A. Paff VP: Michael E. Friedrichsmeyer Cash and Due From: Federal Funds and Repos: Investments: Total Loans: Premises and Fixed Assets: Other Real Estate: Other Assets: Total Assets: Total Trust Assets: Treas: Everett L. Hall, Jr. Sec: Karen L. Mashburn 88 0 0 0 90 100 7 285 0 Deposits: Federal Funds and Borrowings: Other Liabilities: Subordinated Debt: Total Liabilities: Total Equity Capital and Reserves: . . . 283 Total Liabilites and Capital: 285 Number of Shares Outstanding: . . . . 1,642 Directors: Andrew J. Collins, Hal C. Matthews, Terry A. Paff Branches in Town: None 0 0 2 0 2 Other Branches: None E ighty-First Report REPORT OF COUNTY INDUSTRIAL DEVELOPMENT CORPORATIONS (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1995 13 0 A rk a n s a s S tate B ank D epartm ent Garland County Industrial Development Corporation For Equity Investments Hot Springs, AR Charter Number: 30002 Telephone: 321-1700 FAX: 624-2064 Chm: Lehman Henderson P. O. Box 6090 659 Ouachita 71902 Sec: James A. Cherry Howard County Industrial Development Corporation Nashville, AR Charter Number: 30001 Telephone: 845-4422 FAX: 845-1601 c/o Ronny Woods 107 South Main P. 0 . Box 182 71852 Chm/CEO/Pres: Larry Renaurd Perry County Industrial Development Corporation Perryville, AR Charter Number: 30003 Telephone: 889-2842 FAX: 889-2038 P. O. Box 869 72126 Pres: Baylor House Pulaski County Industrial Development Corporation Sherwood, AR Charter Number: 30004 Telephone: 835-2100 FAX: 835-7049 Sec: Doug Wood * 7600 Hwy 10, Suite E P. O. Box 7107 72124-7107 E ighty-First Report LIST OF COMMERCIAL BANKS BY COUNTY JUNE 30, 1995 13 2 A rk a n s a s S tate B ank D epartm ent COUNTY BANK Arkansas DeWitt Bank And Trust Company The First National Bank of DeWitt Planters & Merchants Bank The Farmers and Merchants Bank First Stuttgart Bank and Trust Company * DeWitt DeWitt Gillett * Stuttgart Stuttgart Ashley First National Bank of Crossett First State Bank Farmers Bank Southeast Arkansas Bank The Peoples Bank Portland Bank Wilmot State Bank Crossett Crossett ^Hamburg Parkdale Portland Portland Wilmot Baxter First National Bank & Trust Company of Mountain Home Peoples Bank And Trust Company Benton Arkansas National Bank Bank of Bentonville Decatur State Bank Bank of Gravett Farmers and Merchants Bank First National Bank & Trust Company First Western Bank and Trust Company Arkansas State Bank First National Bank Boone The Security Bank Bradley First State Bank of Warren Warren Bank and Trust Company Calhoun Calhoun County Bank Carroll The First National Bank of Berryville Bank of Eureka Springs The First National Bank in Green Forest Chicot Dermott State Bank First Community Bank of S. E. Arkansas The Eudora Bank The Bank of Lake Village Simmons First Bank of Lake Village CITY ^Mountain Home Mountain Home *Bentonville Bentonville Decatur Gravette Rogers Rogers Rogers Siloam Springs Siloam Springs *Harrison *Warren Warren *Hampton * Berryville *Eureka Springs Green Forest Dermott Dermott Eudora *Lake Village Lake Village 133 Eighty-First Report COUNTY BANK Clark Bank of Amity Amity Citizens First Bank * Arkadelphia Elk Horn Bank & Trust Company Arkadelphia Merchants & Planters Bank & Trust Company Arkadelphia First State Bank of Gurdon Gurdon Clay Corning Bank Piggott State Bank Cleburne The Cleburne County Bank First National Bank of Cleburne County Greers Ferry Lake State Bank Heber Springs State Bank Cleveland Pine State Bank The Bank of Rison Kingsland *Rison Columbia Farmers Bank and Trust Company First National Bank of Magnolia The Peoples Bank ^Magnolia Magnolia Waldo Conway The First National Bank of Conway County Morrilton Security Bank, N.A. *Morrilton Morrilton Craighead The Arkansas Bank Citizens Bank of Jonesboro First Bank of Arkansas Simmons First Bank of Jonesboro Union Planters Bank of Northeast Arkansas MidSouth Bank * Jonesboro Jonesboro Jonesboro Jonesboro Jonesboro Monette Crawford Commercial Bank at Alma Bank of Mulberry Citizens Bank & Trust Company First National Bank of Crawford County Alma Mulberry *Van Buren Van Buren Crittenden First Southern Bank Citizens Bank Bank of West Memphis Fidelity National Bank of West Memphis First National Bank in West Memphis Earle *Marion West Memphis West Memphis West Memphis CITY ^Corning * Piggott *Heber Heber Heber Heber Springs Springs Springs Springs 134 A rk a n s a s S ta te Bank D epartm ent COUNTY BANK Cross First State Bank Cross County Bank First Bank of Arkansas The First National Bank of Wynne Dallas Citizens First Bank Fordyce Bank & Trust Company Merchants & Planters Bank Desha Simmons First Bank of Dumas Merchants & Farmers Bank The First National Bank of McGehee McGehee Bank Dumas Dumas McGehee McGehee Drew Commercial Bank & Trust Company Union Bank And Trust Company *Monticello Monticello Faulkner Boatmen's National Bank of Conway First Community Bank First National Bank of Conway Franklin American State Bank Bank of the Ozarks, wca Fulton Bank of Salem Garland Arkansas Bank and Trust Company Bank of Hot Springs Boatmen's National Bank of Hot Springs Grant First National Bank of Sheridan Grant County Bank Greene First National Bank Peoples Bank Security Bank Hempstead Bank of Blevins Citizens National Bank of Hope The First National Bank of Hope CITY Parkin *Wynne Wynne Wynne * Fordyce Fordyce Sparkman *Conway Conway Conway ^Charleston *Ozark *Salem *Hot Springs Hot Springs Hot Springs *Sheridan Sheridan *Paragould Paragould Paragould Blevins *Hope Hope E ighty-First Report 135 COUNTY BANK Hot Spring Bank of Malvern The Malvern National Bank Southern State Bank Howard First National Bank of Howard County Citizens National Bank of Nashville First National Bank of Nashville Dierks *Nashville Nashville Independence Boatmen's National Bank of Batesville TCB The Community Bank of Batesville, N.A. The Citizens Bank Boatmen's National Bank of Newark ^Batesville Batesville Batesville Newark Izard First National Bank of Izard County The Bank of North Arkansas Jackson Merchants & Planters Bank Bank of Tuckerman ^Newport Tuckerman Jefferson First National Bank of Altheimer Boatmen's National Bank of Pine Bluff Pine Bluff National Bank Simmons First National Bank of Pine Bluff Altheimer *Pine Bluff Pine Bluff Pine Bluff Johnson Arkansas State Bank Farmers Bank and Trust Company ^Clarksville Clarksville Lafayette The Bank of Bradley The First National Bank of Lewisville Peoples Bank & Loan Co. Bodcaw Bank Bradley ^Lewisville Lewisville Stamps Lawrence Peoples Bank The Arkansas Bank First National Bank of Lawrence County Lee First National Bank at Marianna *Marianna Lincoln Bank of Star City *Star.City Little River Bank of Ashdown, N.A. First National Bank in Ashdown CITY *Malvern Malvern Malvern Calico Rock ^Melbourne Imboden *Walnut Ridge Walnut Ridge *Ashdown Ashdown 13 6 A rk a n s a s S tate Bank D epartm ent COUNTY BANK Logan Citizens Bank First National Bank at Paris Logan County Bank Lonoke Bank of Cabot Citizens Bank & Trust Bank of England First State Bank Madison First National Bank of Huntsville First State Bank Madison Bank and Trust *Huntsville Huntsville Kingston Marion Boatmen's National Bank of North Central AR 1st Ozark National Bank The Bank of Yellville Bull Shoals Flippin * Yellville Miller Commercial National Bank of Texarkana The State First National Bank of Texarkana *Texarkana Texarkana Mississippi Farmers Bank And Trust Company First National Bank in Blytheville Buffalo Island Bank The Merchants and Planters Bank American State Bank First National Bank in Osceola The Planters Bank * Blytheville Blytheville Leachville Manila *Osceola Osceola Osceola Monroe Bank of Brinkley First Bank of Arkansas The Merchants and Planters Bank Bank of Holly Grove Brinkley Brinkley ^Clarendon Holly Grove Montgomery The Bank of Montgomery County *Mount Ida Nevada Bank of Prescott Newton Bank of the Ozarks, nwa Ouachita Bank of Bearden Boatmen's National Bank of South Arkansas The Merchants & Planters Bank, N.A. The Stephens Security Bank Perry The Perry County Bank CITY *Booneville *Paris Scranton Cabot Carlisle England *Lonoke * Prescott *Jasper Bearden *Camden Camden Stephens *Perryville E ighty-First Report COUNTY BANK Phillips The Delta State Bank First National Bank of Phillips County Helena National Bank Merchants and Farmers Bank Pike Bank of Delight The Bank of Glenwood Caddo First National Bank Pike County Bank Poinsett The Bank of Harrisburg Little River Bank Marked Tree Bank Bank of Trumann First Bank of Arkansas First Delta Bank Polk First National Bank in Mena The Union Bank of Mena Pope Bank of Atkins Boatmen's National Bank of Russellville First Bank of Arkansas First National Bank of Russellville Prairie Farmers & Merchants Bank Hazen First State Bank Pulaski First Jacksonville Bank and Trust Arkansas Bankers' Bank Boatmen's National Bank of Arkansas Central Bank & Trust Citizens First Bank Eagle Bank & Trust Company First Commercial Bank, N.A. Metropolitan National Bank One National Bank Pulaski Bank And Trust Company Bank of Little Rock National Bank of Arkansas The Twin City Bank 137 CITY Elaine ^Helena Helena West Helena Delight Glenwood Glenwood ^Murfreesboro ^Harrisburg Lepanto Marked Tree Trumann Trumann Tyronza *Mena Mena Atkins ^Russellville Russellville Russellville *Des Arc Hazen Jacksonville * Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock North Little Rock North Little Rock North Little Rock 138 A rk a n s a s S ta te Bank D epartm ent COUNTY BANK Randolph Bank of Pocahontas Planters & Stockmen Bank Farmers and Merchants Bank Saline Benton State Bank The Union Bank of Benton Scott Bank of Waldron The Scott County Bank *Waldron Waldron Searcy Searcy County Bank ^Marshall Sebastian The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Farmers Bank River Valley Bank & Trust Bank of Mansfield Sevier First National Bank of DeQueen First State Bank of DeQueen Horatio State Bank Bank of Lockesburg Sharp First National Bank of Sharp County Bank of Cave City Bank of Evening Shade St. Francis First National Bank of Eastern Arkansas Planters Bank and Trust Company The Planters National Bank of Hughes Stone Bank of Mountain View Union Citizens First Bank The First National Bank of El Dorado National Bank of Commerce First Bank of South Arkansas Smackover State Bank Van Buren Clinton State Bank First National Bank CITY ^Pocahontas Pocahontas Reyno * Benton Benton *Fort Smith Fort Smith Fort Smith ^Greenwood Lavaca Mansfield * DeQueen DeQueen Horatio Lockesburg *Ash Flat Cave City Evening Shade * Forrest City Forrest City Hughes ^Mountain View *EI Dorado El Dorado El Dorado Junction City Smackover *Clinton Clinton Eighty-First Report 139 COUNTY BANK Washington The Bank of Elkins The Bank of Fayetteville, N.A. Boatmen's National Bank of Northwest AR Citizens Bank of Northwest Arkansas Mcllroy Bank & Trust Bank of Lincoln The Farmers & Merchants Bank The First National Bank of Springdale Springdale Bank and Trust White Citizens State Bank Charter State Bank Citizens Bank First Bank of Arkansas First National Bank First Security Bank Woodruff The Bank of Augusta Bank of McCrory *Augusta McCrory Yell Danville State Bank Arkansas Valley Bank Bank of Dardanelle First State Bank *Danville *Dardanelle Dardanelle Plainview Represents County Seat CITY Elkins * Fayetteville Fayetteville Fayetteville Fayetteville Lincoln Prairie Grove Springdale Springdale Bald Knob Beebe Beebe * Searcy Searcy Searcy A rk a n sa s S tate Bank D epartm ent 140 MAP OF ARKANSAS COUNTIES E ighty-First Report ARKANSAS BANK HOLDING COMPANIES WHICH OWN COMMERCIAL BANKS IN ARKANSAS JUNE 30, 1995 142 A rk a n s a s S ta te B ank D epartm ent Southern Development Bancorporation, Inc. Arkadelphia, AR BHC Number: 10585 Telephone: 246-3945 FAX: 246-2182 Chm: Ronald A. Grzywinski 605 Main, Suite 202 71923-6037 CEO/Pres: George P. Surgeon Subsidiaries: Elk Horn Bank and Trust Company Financial Mortgage Corporation Opportunity Lands Corporation Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Whipple Family Limited Partnership Arkadelphia, AR BHC Number: 13068 Telephone: 246-8070 FAX: 246-7122 P. O. Box 515 302 Riverside 71923-0515 Managing General Partner: Ross M. Whipple Subsidiaries: Horizon Bancorp, Inc. Merchants & Planters Bank & Trust Company Landau II Bank of Hot Springs Landau III Bank of Malvern Landau I Grant County Bank GCB Insurance, Inc. Horizon Financial Services Horizon Mortgage Company Arkadelphia, Arkadelphia, Arkadelphia, Hot Springs, Hot Springs, Malvern, Malvern, Sheridan, Sheridan, Arkadelphia, Arkadelphia, AR AR AR AR AR AR AR AR AR AR AR Citizens State Bankshares of Bald Knob, Inc. Bald Knob, AR BHC Number: 4548 Telephone: 724-3241 FAX: 724-5985 P.O. Box 200 306 South Elm Street 72010-0200 Chm/CEO: Juanita Litzelfelner Pres: Larry E. Kircher Subsidiaries: Citizens State Bank Citizens State Investments, Inc. Bald Knob, AR Bald Knob, AR 143 Eighty-First Report Sebastian Bankshares, Inc. Barling, AR BHC Number: 10944 Telephone: 452-7906 FAX: 452-7978 Chm: Ronald H. Udouj P. 0 . Box 529 227 Fort Street 72923-0529 CEO/Pres: James H. Shields, III Subsidiaries: River Valley Bank & Trust Lavaca, AR Citizens Bancshares of Batesville, Inc. Batesville, AR BHC Number: 8412 Telephone: 793-4441 FAX: 698-6299 P. O. Box 2156 Third and College Streets 72503-2156 CEO/Pres: Woody Castleberry Subsidiaries: The Citizens Bank Citizens Investments, Inc. Batesville, AR Batesville, AR Union Bancshares of Benton, Inc. Benton, AR BHC Number: 8720 Telephone: 778-0411 FAX: 776-5433 P. O. Box 687 207 West Conway Street 72015-0687 Chm/CEO/Pres: Greg B. Brown Subsidiaries: The Union Bank of Benton Benton Savings & Loan Association Benton, AR Benton, AR 144 A rk a n s a s S tate B ank D epartm ent Arvest Bank Group, Inc. Bentonville, AR BHC Number: 2701 Telephone: 273-5743 FAX: 273-7477 125 West Central #218 72712 Chm/CEO/Pres: Jim C. Walton Subsidiaries: Siloam Springs Bancshares, Inc. First National Bank of Siloam Springs TRH Bank Group, Inc. (50% Owner) Security National Bank & Trust First Bancshares, Inc. WestStar Bank State Bank & Trust, N.A. Bank of Bentonville Mcllroy Bank & Trust The Farmers & Merchants Bank First National Bank & Trust Company Arvest Mortgage Company Arvest Bank Operations, Inc. Springdale Bank and Trust Arvest Savings Bank Arvest Trust Company, N.A. Siloam Springs, AR Siloam Springs, AR Norman, OK Norman, OK Bentonville, AR Bartlesville, OK Tulsa, OK Bentonville, AR Fayetteville, AR Prairie Grove, AR Rogers, AR Lowell, AR Lowell, AR Springdale, AR Tulsa, OK Bentonville, AR Farmers Bancorp, Inc. Blytheville, AR BHC Number: 10415 Telephone: 763-8101 FAX: 763-3500 P. O. Box 688 400 West Main Street 72316-0688 Chm/CEO/Pres: Alvin Huffman, III Subsidiaries: Farmers Bank And Trust Company Blytheville, AR Eighty-First Report 145 First Western Bancshares, Inc. Booneville, AR P. O. Box 87 31 West Main 72927-0087 BHC Number: 7 8 9 5 Telephone: 6 7 5 -4 6 0 0 F A X : 6 7 5 -4 6 9 0 CEO/Pres: John T. Hampton Chm: Jeral L. Hampton Subsidiaries: Citizens Bank First Western Mortgage, Inc. First Western Properties First Western Bank and Trust Company Booneville, Booneville, Booneville, Rogers, AR AR AR AR The Bradley Corporation Bradley, AR BHC Number: 4611 Telephone: 894-3322 FAX: 894-3324 P. O. Box 120 Main Street 71826-0120 CEO/Pres: Lane Pierce Subsidiaries: The Bank of Bradley Bradley, AR Brinkley Bancshares, Inc. Brinkley, AR BHC Number: 4873 Telephone: 734-3133 FAX: 734-3001 Chm/CEO: A. H. Rusher Subsidiaries: Bank of Brinkley Fred Rusher Agency, Inc. P. O. Box 727 1 30 South New Orleans 72021-0727 Pres: Gus Rusher Brinkley, AR Brinkley, AR 14 6 A rk a n s a s S tate Bank D epartm ent Cabot Bankshares, Inc. Cabot, AR BHC Number: 5720 Telephone: 843-3575 FAX: 843-0463 P. O. Box 1028 One City Plaza 72023-1028 Chm: Howell M. Thompson CEO/Pres: Joseph W. Park Subsidiaries: Bank of Cabot Bank of Cabot Mortgage Company Cabot, AR Cabot, AR Sharp Bancshares, Inc. Cave City, AR BHC Number: 7420 Telephone: 283-5301 FAX: 283-6466 P. O. Box 490 110 Main Street 72521-0490 Chm/CEO: Eugene Street Subsidiaries: Bank of Cave City Cave City Properties, Inc. Bank of Evening Shade "As Old As Dirt, Inc." Cave City, Cave City, Evening Shade, Evening Shade, AR AR AR AR American Bancshares of Arkansas, Inc. Charleston, AR BHC Number: 5587 Telephone: 965-2201 FAX: 965-2205 P. O. Box 128 400 East Main Street 72933-0128 Chm/CEO: Joe S. Hiatt Subsidiaries: American State Bank American State Bank Insurance Agency Charleston, AR Charleston, AR 147 E ighty-First Report Clarendon Holding Co. Clarendon, AR BH C Number: 7 0 5 9 Telephone: 7 4 7 -3 3 1 9 F A X : 7 4 7 -3 4 9 8 P. O. Box 280 297 Madison 72029-0280 Chm: James B. Sharp CEO/Pres: J. Perry Lee Subsidiaries: The Merchants and Planters Bank Clarendon, AR West-Ark Bancshares, Inc. Clarksville, AR BHC Number: 11044 Telephone: 754-6325 FAX: 754-7398 P. 0 . Box 100 Cravens & Sevier 72830-0100 Chm/CEO/Pres: C. W. Kelly Subsidiaries: Arkansas State Bank ASB Properties Clarksville, AR Clarksville, AR Evergreen Bancshares, Inc. Crossett, AR BHC Number: 8879 Telephone: 364-5131 FAX: 364-6329 P.O. Box 638 310 Main Street 71635-0638 Chm/CEO/Pres: Richard E. Griffin Subsidiaries: First State Bank Crossett, AR 148 A rk a n s a s S ta te B ank D epartm ent Chambers Bancshares, Inc. Danville, AR P. O. Box 609 901 Main 72833-0609 BHC Number: 9675 Telephone: 495-2236 FAX: 495-4650 Chm/CEO/Pres: John Ed Chambers, III Subsidiaries: Bank of Amity Bank of Atkins Danville State Bank U. S. Mortgage, Inc. Arkansas Valley Bank Scott County Bank River Valley Appraisal Amity, Atkins, Danville, Little Rock, Dardanelle, Waldron, Danville, AR AR AR AR AR AR AR Bank of Dardanelle Bankshares, Inc. Dardanelle, AR P. 0 . Box 577 102 N. Front Street 72834-0577 BHC Number: 8849 Telephone: 229-3311 FAX: 229-4180 Chm/CEO/Pres: Ronald L. Taylor Subsidiaries: Bank of Dardanelle Dardanelle, AR First National Security Company DeQueen, AR P. O. Box 980 Third & Gilson 71832-0980 BHC Number: 11272 Telephone: 642-2212 FAX: 642-7959 Chm: John H. Hendrix CEO/Pres: Larry Mashburn Subsidiaries: First National Bancshares of Hempstead County, Inc. Bank of Blevins The First National Bank of Hope Bank of Ashdown, N.A. First National Bank First National Bank of Howard County Citizens National Bank Bank of Waldron Hope, Blevins, Hope, Ashdown, DeQueen, Dierks, Nashville, Waldron, AR AR AR AR AR AR AR AR 149 Eighty-First Report First State Bancshares, Inc. DeQueen, AR BH C Number: 1 2 3 4 4 Telephone: 6 4 2 -4 4 2 3 F A X : 6 4 2 -2 8 4 7 P. 0 . Box 970 Third and Heynecker Streets 71832-0970 CEO: Keith Melson Chm: Lou Ellen Gray Subsidiaries: First State Bank of DeQueen DeQueen, AR DBT Financial Corporation DeWitt, AR BHC Number: 9398 Telephone: 946-3531 FAX: 946-2815 P. O. Drawer 71 Second and Jefferson Streets 72042-0071 Chm/CEO/Pres: Elmer A. Ferguson Subsidiaries: DeWitt Bank And Trust Company DeWitt, AR DeW itt First Bankshares Corporation DeWitt, AR BHC Number: 7051 Telephone: 946-3551 FAX: 946-1562 Chm: Georgia B. McKinley Subsidiaries: The First National Bank of DeWitt Bank of Lockesburg P. O. Box 511 W. Cross and Jefferson 72042-0511 CEO/Pres: Warren A. Jennings, Sr. DeWitt, AR Lockesburg, AR 15 0 A rk a n s a s S tate B ank D epartm ent Decatur Bancshares, Inc. Decatur, AR BHC Number: 11686 Telephone: 752-3281 FAX: 752-8154 P. 0 . Box 38 Hwy. 59 N. 72722-0038 Chm: Lloyd E. Peterson CEO/Pres: Vernon L. Austin Subsidiaries: Decatur State Bank Decatur Insurance Agency Decatur, AR Decatur, AR DSB Bancshares, Inc. Dermott, AR BHC Number: 10725 Telephone: 538-3266 FAX: 538-5468 P.O. Drawer C 108 East Speedway 71638-0803 Chm/CEO/Pres: John M. Baxter Subsidiaries: Dermott State Bank Dermott, AR Dermott Bancshares, Inc. Dermott, AR BHC Number: 9166 Telephone: 538-3221 FAX: 538-3787 P. O. Drawer 800 110 East Peddicord 71638-0815 CEO/Pres: Thomas H. Grumbles Subsidiaries: First Delta Financial Corporation First Community Bank of S. E. Arkansas Dermott, AR Dermott, AR Eighty-First Report 151 Security Bancshares, Inc. Des Arc, AR BH C Number: 9 4 5 9 Telephone: 2 5 6-41 91 FA X : 2 5 6 -4 5 8 2 Chm: Henry L. Nichols P. 0 . Box 369 110 S. Third Street 72040-0369 CEO/Pres: Sherod S. White Subsidiaries: Farmers & Merchants Bank Merchants and Farmers Bank Des Arc, AR West Helena, AR M & F Financial Corporation Dumas, AR P. O. Box 187 130 W. Waterman 71639-0187 BHC Number: 7273 Telephone: 382-4311 FAX: 382-5901 Chm/CEO: L. Ashton Adcock CEO/Pres: J. Michael Jones Subsidiaries: Merchants & Farmers Bank Dumas, AR First United Bancshares, Inc. El Dorado, AR BHC Number: 4041 Telephone: 863-3181 FAX: 863-0015 P. O. Box 751 Main @ Washington 71730-0751 Chm/CEO/Pres: James V. Kelley Subsidiaries: Commercial Bank at Alma Merchants & Planters Bank, N.A. The First National Bank of El Dorado The City National Bank of Fort Smith First National Bank of Magnolia The Bank of North Arkansas First Stuttgart Bank and Trust Company Alma, Camden, El Dorado, Fort Smith, Magnolia, Melbourne, Stuttgart, AR AR AR AR AR AR AR 152 A rk a n s a s S tate Bank D epartm ent Community Investment, Inc. Elkins, AR BHC Number: 7290 Telephone: 643-2131 FAX: 643-2651 P. O. Box 333 348 N. Center 72727-0333 Chm/CEO: Joel L. Bunch Pres: Joyce R. Bunch Subsidiaries: The Bank of Elkins Elkins, AR Delta Bancshares, Inc. Eudora, AR BHC Number: 5343 Telephone: 355-8311 FAX: 355-8509 P. O. Box 270 111 N. Main 71640-0270 Chm/Pres: W. K. Grubbs Subsidiaries: The Eudora Bank Eudora, AR FBT Bancshares, Inc. Fordyce, AR BHC Number: 6896 Telephone: 352-3107 FAX: 352-5202 200 W. 4th Street 71742-2202 Chm/CEO/Pres: Curtis Hutchins Subsidiaries: Fordyce Bank & Trust Company Fordyce, AR First Bank Corp. Fort Smith, AR BHC Number: 11347 Telephone: 782-2041 FAX: 788-4602 P. O. Box 7 602 Garrison Avenue 72902-0007 Chm/CEO/Pres: Samuel M. Sicard Subsidiaries: Vista Bancorporation Citizens Bank & Trust Company PMF, Inc. First National Bank National Bank of Sallisaw Van Buren, Van Buren, Van Buren, Fort Smith, Sallisaw, AR AR AR AR OK E ighty-First Report 153 Planters & Merchants Bancshares, Inc. Gillett, AR BHC Number: 1 1 4 4 8 Telephone: 54 8-2211 FA X: 5 4 8 -2 2 1 3 P. 0 . Box 357 320 Main 72055-0357 Chm: Keneth Smith CEO/Pres: Larry E. Bauer Subsidiaries: Planters & Merchants Bank P & M Real Estate, Inc. Gillett, AR Gillett, AR Bainum Bancorp Glenwood, AR BHC Number: 10985 Telephone: 356-2121 FAX: 356-2211 P. 0 . Box O Broadway & Pulliam 71943-0813 Chm/CEO/Pres: Irvin C. Bainum Subsidiaries: The Bank of Glenwood Glenwood, AR Wilkinson Banking Corporation Greenwood, AR BHC Number: 11241 Telephone: 996-4171 FAX: 996-6700 P. O. Box 610 125 W. Center Street 72936-0610 Chm: Elizabeth Wilkinson CEO/Pres: Edward Wilkinson Subsidiaries: Farmers Bank Greenwood, AR First Delta Corporation Helena, AR BHC Number: 4384 Telephone: 338-6751 FAX: 338-7568 P. 0 . Box 160 502 Cherry Street 72342-0160 Chm/CEO/Pres: W. H. Brandon, Jr. Subsidiaries: The Delta State Bank Phillips Insurance Services, Inc. First National Bank of Phillips County First Investment Advisory Services, Inc Elaine, Elaine, Helena, Helena, AR AR AR AR 154 A rk a n s a s S ta te Bank D epartm ent Holly Grove Bancshares, Inc. Holly Grove, AR P. O. Box 419 510 Dr. Herd E. Stone Street 72069-0419 BHC Number: 11367 Telephone: 462-3331 FAX: 462-3992 Chm: Herd E. Stone, Jr. CEO/Pres: William R. Reynolds Subsidiaries: Bank of Holly Grove Holly Grove, AR Pioneer Bancshares, Inc. of Horatio, Arkansas Horatio, AR P. O. Box 347 100 Main Street 71842-0347 BHC Number: 9388 Telephone: 832-2501 FAX: 832-2577 Chm/CEO/Pres: Edith H. Smith Subsidiaries: Horatio State Bank Horatio, AR Smith Associated Banking Corporation Hot Springs, AR BHC Number: 5932 Telephone: 623-4292 FAX: 623-4688 1801 Central Avenue, Suite B 71901 Chm/CEO/Pres: Richard T. Smith Subsidiaries: Bank of Salem SABCO Insurance Agency The Stephens Security Bank Stephens Security Insurance Agency Salem, Salem, Stephens, Stephens, AR AR AR AR BTS Bancshares, Inc. Huntsville, AR BHC Number: 11986 Telephone: 738-2147 FAX: 738-1255 Chm: Sam Mathias Subsidiaries: First State Bank P. O. Box 667 Hwy. 412 West 72740-0667 CEO/Pres: Tom Mathias Huntsville, AR 155 Eighty-First Report Spring Rivers Bancshares, Inc. Imboden, AR BH C Number: 1 0 7 9 3 Telephone: 8 6 9-22 91 F A X : 8 6 9 -2 1 7 9 C h m /C E O /P re s : P. O. Box 850 Hwy 63 72434-0850 Charles F. Luter Subsidiaries: Imboden, AR Paragould, AR Peoples Bank Peoples Bank First Arkansas Bancshares, Inc. Jacksonville, AR BHC Number: 4212 Telephone: 982-4511 FAX: 982-5769 C h m /C E O : Kenneth Pat Wilson P. 0 . Box 827 600 West Main Street 72076-0827 Pres: Larry T. Wilson S ubsidiaries: First Jacksonville Bank and Trust First Jacksonville Mortgage Corporation Jacksonville, AR Jacksonville, AR Southwest Bancshares, Inc. Jonesboro, AR BHC Number: 11677 Telephone: 972-9093 FAX: 935-8306 C h m /C E O : Wallace W. Fowler P.O. Box 7500 2400 East Highland Drive 72401 Pres: Phil Jones S ubsidiaries: First Bank of Arkansas First Processing Services, Inc. First Bank of Arkansas First Bank of Arkansas First Bank of Arkansas First Bank of Arkansas Jonesboro, Jonesboro, Russellville, Searcy, Trumann, Wynne, AR AR AR AR AR AR 156 A rk a n s a s S tate Bank D epartm ent Pine State Bancshares, Inc. Kingsland, AR BHC Number 12060 Telephone: 348-5657 FAX: None P. O. Box 85 71652 M. Don Smith C h m /C E O /P re s : Subsidiaries: Pine State Bank Kingsland, AR Southeast Arkansas Bank Corporation Lake Village, AR P. O. Box 727 201 Main Street 71653-0727 BHC Number: 9140 Telephone: 265-2241 FAX: 265-2125 C hm : Charles H. Weissinger, Jr. C E O /P res: Terence J. Alpe S ubsidiaries: The Bank of Lake Village BLV Realty, Inc. Lake Village, AR Lake Village, AR Buffalo Island Bancshares, Inc. Leachville, AR BHC Number: 10213 Telephone: 539-6354 FAX: 539-2213 C h m /C E O : P. O. Box 140 110 N. Main Street 72438-0140 Larry Grisham Pres: Steve May Subsidiaries: Buffalo Island Bank Leachville, AR Peoples Bancshares, Inc. Lewisville, AR BHC Number: 10259 Telephone: 921-4244 FAX: 921-4336 C h m /C E O /P re s : P.O. Box 1100 305 Spruce 71845-1100 Charles Black S ubsidiaries: Peoples Bank & Loan Co. Lewisville, AR Eighty-First Report 157 Lincoln Bankshares, Inc. Lincoln, AR BH C Number: 7 2 4 5 Telephone: 8 2 4 -3 2 3 2 F A X : 8 2 4 -5 7 0 3 Chm /CEO/Pres: P. O. Box 1 0 0 0 W est Side Square 7 2 7 4 4 -1 0 0 0 Loyd R. Sw ope Subsidiaries: Bank of Lincoln Lincoln Land Com pany, Inc. Lincoln Insurance Agency Lincoln, AR Lincoln, AR Lincoln, AR Arkansas Bankers' Bancorporation, Inc. Little Rock, AR BHC Number: 1 1 5 3 3 Telephone: 3 7 1 -0 5 3 5 FAX: 3 7 6 -8 8 9 4 1 0 0 8 W est Second Street 7 2 2 0 1 -2 0 3 1 Chm: J. M . Park CEO/Pres: Bill B. M ay Subsidiaries: Arkansas Bankers' Bank Little Rock, AR Carlisle Bancshares, Inc. Little Rock, AR BHC Number: 8 6 2 1 Telephone: 3 7 6 -2 1 2 8 FAX: 3 7 4 -1 9 6 8 Chm: W inthrop P. Rockefeller 3 0 0 Spring Bldg., Suite 1 0 1 0 7 2 2 0 1 -2 4 4 9 CEO/Pres: Barry McKuin Subsidiaries: First Bank of Arkansas Citizens Bank* & Trust Hazen First State Bank Brinkley, AR Carlisle, AR Hazen, AR Citizens Bancshares Corporation Little Rock, AR BHC Number: 3 2 6 5 Telephone: 3 7 1 -0 0 6 0 FAX: 3 7 5 -9 7 2 5 Chm /CEO/Pres: Herbert H. M cA dam s, II Subsidiaries: Citizens Bank of Jonesboro Citizens Real Estate 1 2 4 W est Capitol, Suite 1 7 0 0 72201 Jonesboro, AR Jonesboro, AR 158 A rk a n s a s S ta te Bank D epartm ent FDH Bancshares, Inc. Little Rock, AR BHC Number: 1 1 2 7 0 Telephone: 2 2 3 -1 0 0 0 FAX: 2 2 3 -1 0 0 4 P. 0 . Box 1951 1 1 3 0 0 Rodney Parham Rd., Suite 1 1 0 72212 Chm: Robert P. Taylor CEO/Pres: Ted Davis Subsidiaries: Citizens First Bank Citizens First Bank Citizens First Bank Harris Title & A bstract C o., Inc. Citizens First Bank Citizens Operations Center, Inc. M cDonald A bstract Co. Springhill Bank & Trust Co. Arkadelphia, El Dorado, Fordyce, Fordyce, Little Rock, Little Rock, Sheridan, Springhill, AR AR AR AR AR AR AR LA First Commercial Corporation Little Rock, AR BHC Number: 4 1 9 2 Telephone: 3 7 1 -7 0 0 0 FAX: 3 7 1 -7 4 1 3 C hm /CEO/Pres: Barnett Grace Subsidiaries: Clinton Bancshares, Inc. Clinton State Bank Bank Properties, Inc. State First Financial Corporation The First National Bank in A shdow n The First National Bank of Nashville The State First National Bank of Texarkana The A tlanta National Bank Longview National Bank Lufkin National Bank Stone Fort National Bank First National Bank of Palestine American National Bank of Texarkana Tyler Bank and Trust, N .A . Commercial Investm ent Company TRH Bank Group, Inc. (5 0 % Owner) Security National Bank & Trust Company Benton State Bank BSB Properties, Inc. First National Bank of C onw ay P. O. Box 1471 4 0 0 W est Capital 7 2 2 0 3 -1 4 7 1 Clinton, Clinton, Clinton, Texarkana, A shdow n, Nashville, Texarkana, A tlan ta, Longview, Lufkin, Nacogdoches, Palestine, Texarkana, Tyler, Texarkana, Norm an, Norm an, Benton, Benton, C o nw ay, AR AR AR AR AR AR AR TX TX TX TX TX TX TX AR OK OK AR AR AR E ighty-First Report 159 First Commercial Corporation Little Rock, AR (Continued) The Security Bank Security Properties, Inc. Arkansas Bank & Trust Company Advantage Corporation Pinnacle Corporation First Commercial Bank, N .A . Financial Fleet Services, Inc. First Commercial Futures Corporation First Commercial, Inc. First Commercial Investm ents, Inc. First Commercial M ortgage Company Morrilton Security Bank, N .A . Farmers and M erchants Bank Flight, Inc. First National Bank of Russellville First Commercial Bank of Mem phis, N .A . Baker & Hill First Commercial Trust Com pany, N .A . Harrison, Harrison, Hot Springs, Hot Springs, Hot Springs, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, M orrilton, Rogers, Rogers, Russellville, M emphis, Little Rock, Little Rock, AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR TN AR AR First Community Banking Corporation Little Rock, AR BHC Number: 8 0 6 5 Telephone: 3 7 6 -2 1 2 8 FAX: 3 7 4 -1 9 6 8 Chm: G. R. M osley 3 0 0 Spring Building,Suite 1 0 1 0 7 2 2 0 1 -2 4 4 9 CEO/Pres: Daniel C. Horton Subsidiaries: Caddo Holding Com pany, Inc. Caddo First National Bank First Bank of South Arkansas The First National Bank in M ena The Bank of M ontgom ery County Glenwood, Glenwood, Junction City, M ena, M ount Ida, AR AR AR AR AR Lake Hamilton Enterprises, Inc. Little Rock, AR BHC Number: 1191 Telephone: 5 6 2 -3 8 9 4 FAX: 5 6 2 -2 6 1 1 Chm /CEO/Pres: R. W . Butler Subsidiaries: The Bank of Harrisburg The Cleburne County Bank P. 0 . Box 4261 7 0 0 0 Asher Avenue 7 2 2 0 4 -4 2 6 1 Harrisburg, AR Heber Springs, AR A rk a n s a s S tate B ank D epartm ent 160 Madison Corporation Little Rock, AR BHC Number: 9 7 9 3 Telephone: 6 8 0 -0 5 7 6 FAX: 6 6 3 -7 2 2 9 Chm /CEO/Pres: 1 0 0 8 W est Second Street 7 2 2 0 1 -2 0 3 1 Roland Willshire Subsidiaries: Madison Bank and Trust Kingston, AR Ozark Bankshares, Inc. Little Rock, AR TCBY T ow er Building, Suite 3 1 0 0 4 2 5 W est Capitol Avenue 72201 BHC Number: 4 7 8 0 Telephone: 3 7 4 -4 1 0 0 FAX: 3 7 4 -6 3 4 4 Pres: M ark Ross Chm /CEO: George G. Gleason, II Subsidiaries: Bankstock One, Inc. Bank of the Ozarks, w ca N ew co Corporation Bank of the Ozarks, nw a Ozark Commercial Corporation Ozark Financial Services, Inc. Little Rock, Ozark, Little Rock, Jasper, Little Rock, Little Rock, AR AR AR AR AR AR P & W Bancshares, Inc. Little Rock, AR BHC Number: 1 1 7 9 8 Telephone: 3 7 4 -7 7 7 7 FAX: 3 7 4 -2 0 7 9 Chm: Robert M . W ilson, Sr. Subsidiaries: Central Bank & Trust P. O. Box 1 5 8 3 1601 M ain Street 7 2 2 0 3 -1 5 8 3 CEO/Pres: George Pitts, Jr. Little Rock, AR 161 Eighty-First Report Pulaski Investment Corporation Little Rock, AR BH C Number: 2 1 0 9 Telephone: 6 6 1 -7 7 0 0 F A X : 6 6 1 -7 8 5 7 P. O. Box 7 2 9 9 5 8 0 0 R Street 7 2 2 1 7 -7 2 9 9 Chm /CEO/Pres: James C. East Subsidiaries: Pulaski Bank And Trust Company N orthw est Title Services, Inc. Directors Properties, Inc. Lenders Title Company Pulaski M ortgage Company Pulaski M ortgage Services, Inc. Pulaski Services, Inc. Little Rock, Fayetteville, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, AR AR AR AR AR AR AR State Holding Company Little Rock, AR P. O. Box 2 2 1 2 0 1 0 0 0 S. Rodney Parham 7 2 2 2 1 -2 1 2 0 BHC Number: 7 8 1 0 Telephone: 6 6 3 -2 4 5 3 FAX: 6 6 6 -3 4 2 0 Chm: Harry L. Hastings, Jr. CEO/Pres: Catherine H. Ow en Subsidiaries: Heber Springs State Bank Eagle Developm ent Com pany North Eagle Bank & Trust Com pany Eagle Developm ent Com pany South State M ortgage Company Heber Springs, Heber Springs, Little Rock, Little Rock, Little Rock, AR AR AR AR AR Lonoke Bancshares, Inc. Lonoke, AR BHC Number: 1 1 4 7 9 Telephone: 6 7 6 -3 1 0 6 FAX: 6 7 6 -5 0 4 6 Chm: Neil Bennett, Sr. Subsidiaries: First State Bank First State Land Com pany, Inc. P. 0 . Box 3 2 0 101 S. Center Street 7 2 0 8 6 -0 3 2 0 CEO/Pres: David R. Estes Lonoke, AR Lonoke, AR 162 A rk a n s a s S ta te B ank D epartm ent Magnolia Banking Corporation Magnolia, AR BHC Number: 8 9 5 1 Telephone: 2 3 5 -7 0 0 0 FAX: 2 3 5 -7 0 1 0 P. O. Box 2 5 0 2 0 0 East M ain Street 7 1 7 5 3 -0 2 5 0 Chm /CEO/Pres: Bob L. Burns Subsidiaries: Farmers Bank and Trust Company Magnolia Properties, Inc. M agnolia, AR M agnolia, AR Mansfield Bankstock, Inc. Mansfield, AR P. O. Box 3 8 7 101 S. Sebascott 7 2 9 4 4 -0 3 8 7 BHC Number: 7 8 7 7 Telephone: 9 2 8 -4 4 1 8 FAX: 9 2 8 -5 1 4 9 Chm: J. M ichael Shaw CEO/Pres: Joseph A . Terry Subsidiaries: Bank of Mansfield M ansfield, AR First Citizens Bancshares Company Marion, AR P. O. Box 3 0 0 1 1 5 Block Street 7 2 3 6 4 -0 3 0 0 BHC Number: 7 9 6 6 Telephone: 7 3 9 -4 4 2 1 FAX: 7 3 9 -1 3 0 5 Chm /CEO/Pres: Forrest N. Jenkins Subsidiaries: Citizens Bank M arion, AR Marked Tree Bancshares, Inc. Marked Tree, AR BHC Number: 8 9 9 8 Telephone: 3 5 8 -2 6 0 0 FAX: 3 5 8 -4 2 1 0 Chm: E. Ritter Arnold Subsidiaries: M arked Tree Bank P. O. Box 1 6 0 2 1 0 Frisco Street 7 2 3 6 5 -0 1 6 0 CEO/Pres: John A . Brunner, Jr. M arked Tree, A R E ighty-First Report 163 M. D. Thompson & Son Co. McCrory, AR BH C Number: 11 95 Telephone: 7 3 1 -2 5 2 6 F A X : 7 3 1 -2 8 5 9 P. O. Box 38 8 105 S. Edm onds Aven ue 7 2 1 0 1 -0 3 8 8 CEO/Pres: John G. Thompson Subsidiaries: Bank of M cCrory M cCrory, AR Southeast Financial Bankstock Corporation McGehee, AR BHC Number: 4 3 7 2 Telephone: 2 2 2 -3 1 5 1 FAX: 2 2 2 -6 1 5 9 P. O. Box 7 8 7 301 N. 2nd 7 1 6 5 4 -0 7 8 7 CEO/Pres: Sam Bowman Subsidiaries: M cGehee Bank M cGehee Realty Smith A bstract M cGehee, AR M cGehee, AR M cGehee, AR Union Bankshares, Inc. Mena, AR BHC Number: 7 5 4 0 Telephone: 3 9 4 -2 2 1 1 FAX: 3 9 4 -3 8 0 9 Chm: P. 0 . Box 8 9 8 5 1 5 Janssen Avenue 7 1 9 5 3 -0 8 9 8 Edward W . Stevenson Subsidiaries: The Union Bank of M ena CEO/Pres: Bill R. Philpot M ena, AR MSB Shares, Inc. Monette, AR BHC Number: 1 2 0 2 7 Telephone: 4 8 6 -5 4 9 3 FAX: 4 8 6 -2 2 5 0 P. O. Box 7 5 0 3 0 2 W . Drew 7 2 4 4 7 -0 7 5 0 Chm: Carolyn Frierson Subsidiaries: M idS ou th Bank M onette, A R 164 A rk a n s a s S tate B ank D epartm ent Drew Bancshares, Inc. Monticello, AR BHC Number: 6 1 2 8 Telephone: 3 6 7 -6 2 2 1 FAX: 3 6 7 -7 7 0 0 Chm: Virginia M . Ryburn P. O. Box 1 5 0 2 1 2 W . Gaines 7 1 6 5 5 -0 1 5 0 CEO/Pres: Reginald Glover Subsidiaries: Commercial Bank & Trust Com pany M onticello, AR First Union Financial Corporation Monticello, AR BHC Number: 6 7 6 2 Telephone: 3 6 7 -3 4 5 3 FAX: 4 9 0 -6 4 6 4 Chm: Zach M cC lendon, Jr. P. O. Box 2 7 0 1 0 2 W . M cC loy 7 1 6 5 5 -0 2 7 0 CEO/Pres: James P. Jett Subsidiaries: Union Bank And Trust Com pany M onticello, AR Baxter County Bancshares, Inc. Mountain Home, AR P. O. D raw er B 9th & Baker Street 7 2 6 5 3 -0 4 5 8 BHC Number: 1 1 0 1 2 Telephone: 4 2 5 -2 1 6 6 FAX: None CEO/Pres: D. Eugene Fortson Subsidiaries: Peoples Bank And Trust Com pany Peoples Real Estate M anagem ent, Inc. Mountain Hom e, AR M ountain Hom e, AR Mountain View Bancshares, Inc. Mountain View , AR BHC Number: 1 3 2 7 1 Telephone: 2 6 9 -3 8 1 5 FAX: 2 6 9 -2 8 9 9 Chm: Glen Hinkle Subsidiaries: Bank of M ountain V ie w P. O. Box 1 2 2 8 121 E. Main Street 72560 CEO/Pres: James G. Hinkle M ountain V ie w , A R Eighty-First Report 165 Acme Holding Company, Inc. Mulberry, AR BHC Number: 9 5 6 6 Telephone: 9 7 7 -1 1 5 4 FA X : 997-11 61 Chm /CEO/Pres: P. 0 . Draw er A 311 Main Street 7 2 9 4 7 -0 4 8 0 Lex Golden Subsidiaries: Bank of M ulberry General Enterprises Company M ulberry, AR M ulberry, AR Bainum Bancorp II Murfreesboro, AR BHC Number: 1 1 3 0 6 Telephone: 2 8 5 -2 1 7 2 FAX: 2 8 5 -3 3 3 5 Chm /CEO/Pres: P. 0 . Box 2 7 9 101 N. Washington 7 1 9 5 8 -0 2 7 9 Irvin C. Bainum Subsidiaries: Pike County Bank Pike County Insurance Agency Murfreesboro, AR Murfreesboro, AR M & P Community Bancshares, Inc. Newport, AR BHC Number: 1 1 2 8 2 Telephone: 5 2 3 -3 6 0 1 FAX: 5 2 3 -3 4 7 3 P. O. Box 5 5 0 Second and Hazel Streets 7 2 1 1 2 -0 5 5 0 Chm /CEO/Pres: Jim S. G ow en, Sr. Subsidiaries: Greers Ferry Lake State Bank M erchants & Planters Bank Heber Springs, AR N ew port, AR 16 6 A rk a n s a s S tate B ank D epartm ent First Charter Bancshares, Inc. North Little Rock, AR BHC Number: 804 1 Telephone: 7 7 1 -1 1 3 0 FAX: 7 5 8 -7 8 6 3 390 1 M cCain Park Drive 7 2 1 1 6 -7 8 7 8 CEO/Pres: Lyndell Lay Subsidiaries: Charter State Bank Charter M ortgage & Investm ents, Inc. Beebe, AR North Little Rock, AR First Paragould Bankshares, Inc. Paragould, AR BHC Number: 7 5 0 9 Telephone: 2 3 9 -8 5 2 1 FAX: 2 3 9 -2 2 6 5 Chm: P. 0 . Box 7 0 0 Second and Court Streets 7 2 4 5 1 -0 7 0 0 Larry Brewer CEO/Pres: William E. Brewer Subsidiaries: Corning Bank First National Bank First Services of Northeast, AR, Inc. Corning, AR Paragould, AR Paragould, AR Parkin Bancorp, Inc. Parkin, AR BHC Number: 9 7 8 6 Telephone:* 7 5 5 -5 4 0 1 FAX: 7 5 5 -2 5 6 7 P. O. Box 5 2 6 2 5 W . Parkin A venue 7 2 3 7 3 -0 5 2 6 Chm /CEO/Pres: William N. Griffin Subsidiaries: First State Bank Parkin, AR Perry County Bancshares, Inc. Perryville, AR BHC Number: 9 3 3 2 Telephone: 8 8 9 -2 3 1 8 FAX: 8 8 9 -2 9 6 6 P. O. Box 1 8 9 H w y 10 7 2 1 2 6 -0 1 8 9 CEO/Pres: Herby Branscum, Jr. Subsidiaries: The Perry C o u n ty Bank Perryville, A R E ighty-First Report 167 Piggott Bankstock, Inc. Piggott, AR BHC Number: 6 2 4 2 Telephone: 5 9 8 -3 8 0 2 FAX: 5 9 8 -2 0 2 6 Chm /CEO/Pres: P. 0 . Box 3 0 7 2 1 2 W . Cherry Street 7 2 4 5 4 -0 3 0 7 Paula O. Blackwell Subsidiaries: Piggott State Bank Piggott, AR Simmons First National Corporation Pine Bluff, AR BHC Number: 1 1 9 0 Telephone: 5 4 1 -1 0 0 0 FAX: 5 4 1 -1 1 2 3 P. 0 . Box 7 0 0 9 501 Main Street 7 1 6 1 1 -7 0 0 9 Chm: W . E. Ayres CEO/Pres: J. Thomas M ay Subsidiaries: Simmons First Bank of Dumas Simmons First Bank of Jonesboro Simmons First Bank of Lake Village Simmons First National Bank of Pine Bluff Arkansas Fund Simmons First M ortgage Co. Dumas, Jonesboro, Lake Village, Pine Bluff, Pine Bluff, Little Rock, AR AR AR AR AR AR Clement Bancshares, Inc. Plainview, AR BHC Number: 4 0 7 4 Telephone: 2 7 2 -4 2 2 1 FAX: 2 7 2 -4 1 5 4 P. 0 . Box 2 7 7 2 0 0 Main Street 7 2 8 5 7 -0 2 7 7 Chm /CEO/Pres: John Clement Subsidiaries: First State Bank Nimrod Real Estate, Inc. Plainview, AR Plainview, AR 16 8 A rk a n s a s S tate B ank D epartm ent Pocahontas Bankstock, Inc. Pocahontas, AR BHC Number: 1 1 7 0 0 Telephone: 8 9 2 -5 2 8 6 FAX: 8 9 2 -8 3 8 1 P. 0 . Box 4 6 7 101 Broadway 7 2 4 5 5 -0 4 6 7 Chm /CEO/Pres: John R. Jackson, Jr. Subsidiaries: Bank of Pocahontas Pocahontas, AR Walden Holding Company Pocahontas, AR BHC Number: 1 1 4 4 1 Telephone: 8 9 2 -5 2 5 2 FAX: 8 9 2 -8 2 5 1 Chm /CEO: P. 0 . Box 5 8 7 2 0 5 Rice Street 7 2 4 5 5 -0 5 8 7 Frank E. W alden Pres: M ary Florence Walden Subsidiaries: Planters & Stockm en Bank Pocahontas, AR Mainline Bankshares of Portland, Inc. Portland, AR P. 0 . Box 1 7 8 M ain Street 7 1 6 6 3 -0 1 7 8 BHC Number: 8 6 1 4 Telephone: 7 3 7 -2 2 3 6 FAX: 7 3 7 -2 8 1 6 Chm: Hampton Pugh CEO/Pres: Tipton Pugh Subsidiaries: The Peoples Bank The Peoples Bank Insurance Agency Portland, AR Portland, AR Portland Bankshares, Inc. Portland, AR BHC Number: 9 6 4 1 Telephone: 7 3 7 -2 2 2 6 FAX: 7 3 7 -4 2 6 3 P. 0 . Box 6 8 M ain Street 7 1 6 6 3 -0 0 6 8 Chm: Robert D. Pugh CEO/Pres: Jerry D. Sadler Subsidiaries: Portland Bank Portland, A R E ighty-First Report 169 Prescott Bancshares, Inc. Prescott, AR BH C Number: 4 1 0 8 Telephone: 8 8 7 -2 6 8 8 FA X : 8 8 7 -6 8 2 2 P. 0 . Box 4 9 0 1 0 3 E. 2nd at Main 7 1 8 5 7 -0 4 9 0 Pres: John W arren Brannan, Jr. Subsidiaries: First State Holding Company of Prescott Bank of Prescott Prescott, AR Prescott, AR First Security Bancorp Searcy, AR BHC Number: 4 1 5 4 Telephone: 2 7 9 -3 4 0 0 FAX: 2 7 9 -3 4 5 5 Chm /CEO/Pres: P. O. Box 1 0 0 9 3 1 4 North Spring 7 2 1 4 3 -1 0 0 9 Reynie Rutledge Subsidiaries: Farmers Investm ent Corporation Farmers Bank and Trust Company FBT Property Co. Citizens Bank First Security Bank First Security Investm ent Advisors, Inc. Clarksville, Clarksville, Clarksville, Beebe, Searcy, Searcy, AR AR AR AR AR AR Smackover Bancshares, Inc. Smackover, AR BHC Number: 6 1 6 6 Telephone: 7 2 5 -3 0 5 1 FAX: 7 2 5 -3 0 4 9 CEO: M ax 0 . Taylor Subsidiaries: Sm ackover State Bank P. O. Box 1 07 7 0 8 North Broadway 7 1 7 6 2 -0 1 0 7 Pres: Bob W illett Smackover, AR 170 A rk a n s a s S tate B ank D epartm ent Sparkman Bancshares, Inc. Sparkman, AR BHC Number: 1 2 6 2 0 Telephone: 6 7 8 -2 2 5 1 FAX: 6 7 8 -2 4 0 1 P. O. Box 1 2 7 M ain and Com m erce 7 1 7 6 3 -0 1 2 7 Chm /CEO/Pres: Tyrol Q. Carson Subsidiaries: M erchants & Planters Bank Sparkm an, AR Star City Bancshares, Inc. Star City, AR BHC Number: 8 5 0 7 Telephone: 6 2 8 -4 2 8 6 FAX: 6 2 8 -5 2 7 4 Chm /CEO/Pres: P. O. D raw er 6 9 2 0 0 S. Jefferson 7 1 6 6 7 -0 0 6 9 Bennie F. Ryburn, Jr. Subsidiaries: Bank o f Star C ity Star City, AR The Farmers and Merchants Bankshares, Inc. Stuttgart, AR BHC Number: 7 4 2 5 Telephone: 6 7 3 -6 9 1 1 FAX: 6 7 3 -6 9 1 8 Chm: Roy O. M cC ollum , III P. O. D raw er 9 4 7 7 0 8 S. M ain 7 2 1 6 0 -0 9 4 7 CEO/Pres: Don Pattillo Subsidiaries: The Farmers and M erchants Bank Stu ttg art, AR Rainbow Investment Company, Inc. Tuckerman, AR BHC Number: 1 0 2 1 9 Telephone: 3 4 9 -5 1 5 5 FAX: 3 4 9 -5 1 7 0 Chm /CEO/Pres: Lindley V . Sm ith, Jr. Subsidiaries: Bank of Tuckerm an P. O. Box 1 0 0 0 1 0 6 East M ain 72473 Tuckerm an, A R E ighty-First Report 171 Tyronza Bancshares, Inc. Tyronza, AR BH C Number: 9 4 7 4 Telephone: 4 8 7 -2 1 6 1 FA X: 4 8 7 -2 0 6 9 P. 0 . Box 3 9 5 Main and Oak Streets 7 2 3 8 6 -0 3 9 5 Chm: George E. Beley CEO/Pres: Harry J. W ebb, Jr. Subsidiaries: First Delta Bank First Delta Bank Insurances Services, Inc. Tyronza, AR Marked Tree, AR Golden Oaks Bancshares, Inc. Waldo, AR BHC Number: 6 5 6 8 Telephone: 6 9 3 -5 5 5 1 FAX: 6 9 3 -5 5 5 2 P. 0 . Box 4 2 6 101 Main Street 7 1 7 7 0 -0 4 2 6 CEO/Pres: Harold H. Fincher Subsidiaries: The Peoples Bank W aldo, AR Bradley Bancshares, Inc. Warren, AR BHC Number: 5 5 1 5 Telephone: 2 2 6 -2 6 0 1 FAX: 2 2 6 -2 2 5 3 Chm: Virginia M . Ryburn P. O. Box 2 9 1 0 4 South Main Street 7 1 6 7 1 -0 0 2 9 CEO/Pres: Freddie M . M obley Subsidiaries: First State Bank of W arren W arren, AR Bancshares of West Memphis, Inc. West Memphis, AR BHC Number: 7 1 6 8 Telephone: 7 3 2 -8 0 0 0 FAX: 7 3 5 -0 8 4 9 Chm: George H. Dunklin Subsidiaries: Bank of W est Memphis P. O. Box 2 1 2 8 6 2 6 East Broadway 7 2 3 0 3 -2 1 2 8 CEO/Pres: H. Gates Willliams, Jr. W est M em phis, AR 172 A rk a n s a s S tate B ank D epartm ent Wilmot Bank Holding Company Wilmot, AR BHC Number: 1 3 1 0 2 Telephone: 4 7 3 -2 2 1 1 FAX: 4 7 3 -5 1 3 1 P. O. Box 7 M ain Street 71676 Pres: John B. Currie Subsidiaries: W ilm ot State Bank W ilm ot, AR Cross County Bancshares, Inc. Wynne, AR BHC Number: 8 4 9 2 Telephone: 2 3 8 -8 1 7 1 FAX: 2 3 8 -4 0 5 2 P. O. Box 9 1 Cross County Plaza 7 2 3 9 6 -0 0 0 9 Chm: Willard G. Burks, M . D. CEO/Pres: Ken M cClanahan Subsidiaries: Cross County Bank W ynne, AR Mountain Bancshares, Inc. Yellville, AR BHC Number: 6 3 0 4 Telephone: 4 4 9 -4 2 3 1 FAX: 4 4 9 -4 8 6 6 P. O. Box 3 2 5 Madison and Church 7 2 6 8 7 -0 3 2 5 CEO/Pres: Judy R. Loving Subsidiaries: The Bank of Yellville Bank of Yellville Real Estate Investm ent and D evelopm ent Corporation Financial Institution Services, Inc. (2 0 % Owner) Yellville, AR Yellville, AR Green Forest, AR E ighty-First Report OUT OF STATE BANK HOLDING COMPANIES AND THEIR ARKANSAS SUBSIDIARIES JUNE 30, 1995 174 A rk a n s a s S ta te B ank D epartm ent Union Planters Corporation Memphis, TN BHC Number: 2 4 7 Telephone: (9 0 1 ) 3 8 3 -6 0 0 0 FAX: ( 9 0 1 ) 3 8 3 - 2 9 3 9 P. 0 . Box 3 8 7 7 1 3 0 Goodlett Farms Parkway 3 8 1 4 7 -0 3 8 7 Chm /CEO: Benjamin W . Rawlins, Jr. Arkansas A ffiliates: M id-South Bancshares, Inc. Security Bank Farmers and M erchants Bank North Arkansas Bancshares, Inc. First National Bank Union Planters Bank of N ortheast Arkansas Searcy County Bank First Southern Bank Farmers & M erchants Developm ent Corp. First North Central Insurance Inc. Paragould, Paragould, Reyno, Jonesboro, Clinton, Jonesboro, Marshall, Earle, Reyno, Clinton, AR AR AR AR AR AR AR AR AR AR Boatmens Bancshares, Inc. St. Louis, MO BHC Number: 21 Telephone: (3 1 4 ) 4 6 6 -7 7 9 7 FAX: (3 1 4 ) 4 6 6 -5 6 4 5 Chm /CEO: A n drew B. Craig, One Boatm en's Plaza 8 0 0 M arket Street 63101 Pres: Samuel B. Hayes, III Arkansas A ffiliates: Boatmen's Arkansas Inc. Boatmen's National Bank of Batesville Boatmen's National Bank of North Central Arkansas Boatmen's National Bank of South Arkansas Boatmen's National Bank of C onw ay Boatmen's National Bank of N o rth w est Arkansas Boatmen's National Bank of Hot Springs W H S Appraisal, Inc. Boatmen's National Bank of N ew ark Boatmen's National Bank of Arkansas W orthen M ortgage Company Brookview Properties, Inc. (inactive) W orthen Investm ents, Inc. Union M odern M ortgage Corportion U .N . Service Corporation Little Rock, Batesville, Bull Shoals, Cam den, C o nw ay, Fayetteville, Hot Springs, Hot Springs, N ew ark, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR 17 5 Eighty-First Report Boatmens Bancshares, Inc. St. Louis, MO (Continued) Pine Bluff, Russellville, Fort Sm ith, Fort Sm ith, Fort Smith, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Boatmen's National Bank of Pine Bluff Boatmen's National Bank of Russellville Superior Federal Bank, F.S.B. S.F.S. Corporation Southw est Protective Life Insurance Company Boatmen's Trust Company of Arkansas W orthen Developm ent Corporation W orthen Services Corporation Consumer's Protective Life Insurance Company National Credit Corporation AR AR AR AR AR AR AR AR AR AR Mercantile Bancorporation, Inc. St. Louis, MO BHC Number: 1 52 Telephone: ( 3 1 4 ) 4 2 5 - 2 5 2 5 FAX: ( 3 1 4 ) 4 2 5 - 1 2 8 6 7th and Washington 63101 Chm/CEO/Pres: Thom as H. Jacobsen Arkansas Affiliates: M ercantile Bancorporation Inc. of Arkansas TCB The C om m unity Bank of Arkansas, N .A . 1 st Ozark National Bank First National Bank of Cleburne County The First National Bank of C onw ay County The T w in City Bank T w in City Capital Corporation Tw in City M ortgage Company First National Bank of C raw ford County St. Louis, M O Batesville, AR Flippin, AR Heber Springs, AR Morrilton, AR North Little Rock, AR North Little Rock, AR North Little Rock, AR Van Buren, AR BOK Financial Corporation Tulsa, OK BHC Number: 1 1 8 9 7 Telephone: ( 9 1 8 ) 5 8 8 - 6 0 0 0 FAX: ( 9 1 8 ) 5 8 8 - 6 8 5 3 Chm: George B. Kaiser Arkansas Affiliates: BOKF M erger Corporation Num ber Four Citizens Bank of N o rth w est Arkansas Big Bear, Inc. P. 0 . Box 2 3 0 0 One Williams Center 74192 Pres/COO: Stanley A. Lybarger Tulsa, OK Fayetteville, AR Fayetteville, AR 17 6 Eighty-First Report ABBREVIATIONS Chm: CEO: VChm : Pres: EVP: SVP: CFO: COO: VP: Cash: Cont: AVP: Aud: TO: Treas: Sec: Asst: Dpty: M kt: Oper: Chairman of the Board Chief Executive O fficer Vice Chairman President Executive Vice President Senior Vice President Chief Financial O fficer Chief Operating O fficer Vice President Cashier Controller A ssistant Vice President Auditor Trust Officer Treasurer Secretary Assistant Deputy Marketing Operations
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