A History of Savings Banks in the United States from Their Inception in 1816 Down to 1874 : With Discussions of Their Theory, Practical Workings and Incidents, Present Condition and Prospective Development, A History of Savings Banks in the United States from Their Inception in 1816 Down to 1877 : With Discussions of Their Theory, Practical Workings and Incidents, Present Condition and Prospective Development, Vol. II | FRASER