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ANNUAL REPORT

COMPTROLLER OF THE CURRENCY
TO THK

THIRD SESSION OF THE FORTY-SIXTH CONGRESS




OF THE

U N I T E D

S T A T E S .

DECEMBER 6, I8SO.

WASHINGTON:
PRINTING- OFFICE.

1880.

TABLE OF CONTENTS.
[A full index will be found on page cxcv of this volume.]

EEPORT.
Report submitted for consideration of Congress
,
National banks organized, failed, and placed in voluntary liquidation during the year, and
since the establishment of the system
States and Territories in which national banks are located, and States having the largest
national-bank capital
Resources and liabilities of the national banks on October 1,1880, classified as to city and
country banks
Comparative statements of the national banks for eleven years
The banks since resumption
Distribution of loans by the Bank of France
Distribution of loans by the national banks of the United States
Distribut ion of loans by the Imperial Bank of Germany
State banks not organized under the National Bank Act
Trust companies not organized under the National Bank Act
Savings banks not organized under the National Bank Act
Number, capital, and deposits of national banks, State and savings banks, and private
bankers
Security of circulating notes
National bank and legal-tender notes by denominations
Circulating notes of the Bank of France, by denominations
Circulating notes of the Imperial Bank of Germany, by denominations
United States bonds outstanding
United States bonds held by the national banks
,
United States bonds held by the State banks
United States bonds held by private bankers
Clearing-house certificates
Transactions of the New York Clearing-House
Specie in the national banks
,
Estimated amount of specie in the country
Gold and silver in the Treasury of the United States from 1876 to 1880
Bullion in the Bank of England, 1870 to 1880
Gold and silver in the Bank of France, 1870 to 1880
State taxation of national banks
«
Tables of national and State taxation
The losses of the national banks
The surplus of the national banks
The di vidends and earnings of the national banks
United States legal-tender notes and national bank circulation
Lost or unredeemed bank-notes ..
:
Loans and rates of interest of New York City banks
Redemption of national bank currency
National bank failures
Reserve
Attention called to tables in appendix

Page.
Ill
Ill
Ill
IV
V
V
XVI
XVII
XIX
XX
XX
XXI
XXV
XXVI
XXVII
XXVIII
XXVIII
XXIX
XXX
XXXI
XXXI
XXXI
XXXII
XXXIV
XXXV
XXXV
XXXV
XXXVI
XXXVI
XXXIX
XLIV
XLVII
XLVII
XLIX
LII
LV
LVI
LIX
LX
LXI

APPENDIX.
Names and compensation of officers and clerks
LXIII
Expends of the office
LXIV
Synopsis of judicial decisions of the Supreme and circuit courts of the United States, and of
State courts upon national-bank questions
LXV
Number capital, bonds, and ciiculatiou of national banks November 1,1880
LXXXV
Number, average capital, deposits, and investments in United States bonds of State banks,
&c
LXXXVI




II

TABLE OF CONTENTS.

Page.
National bank circulation authorized, issued, and uncalled for
LXXXVIII
Classification of the loans of the national banks
XC
Number and denominations of national bank notes issued, redeemed, and outstanding
XCI
Circulation issued, and legal-tender notes deposited, to retire circulation
XCII
Monthly and yearly increase of national bank circulation
XCIII
Tables of the taxation of the national banks, 1867 to 1878
XCIV
Clearings and balances of the banks in New York City
CI
Tables of the dividends and earnings of the national banks
CII
Tables relative to the reserve of the national banks
CVIII
Tables of the resources and liabilities of the State banks, savings-banks, and private bankers
CXIV
Tables of the resources and liabilities of the trust and loan companies
CXXIV
Tables of the resources and liabilities of the savings-banks
CXXVT
Average and total amount of savings-banks deposits and number of depositors
CXXVIII
National bank and legal-tender notes outstanding at various dates
CXXVIII
List of national banks in voluntary liquidation
CXXIX
List of insolvent national banks
CXXXIV
Abstract of the resources and liabilities of the national banks for each of the years from
1863 to 1880
CXXXIX
Abstract by States and principal cities, of the reports of national banks from October 2,
1879, to October 1,1880
CLIII
Report of the condition of each national bank on October 1,1880
I




TREASURY DEPARTMENT,

Document No. 40.
Comptroller of Currency.

REPORT
OF

THE COMPTROLLER 0E THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, November 27, 1880.

I have the honor to submit for the consideration of Congress the
eighteenth annual report of the Comptroller of the Currency, in compliance with section 333 of the Bevised Statutes of the United States.
Fifty-seven national banks have been organized since November 1,
1879, with an aggregate authorized capital of $0,374,170, to which
$3,662,200 in circulating notes have been issued.
Three banks, having a total capital of $700,000, have failed, and dividends amounting to sixty-five, eighty, and ninety per cent., respectively,
have been paid to the creditors of these banks during the year and since
the date of failure.
Ten banks, with an aggregate capital of $1,070,000 and an aggregate
circulation of $928,800, have voluntarily discontinued business during
the year ; and one bank, which had formerly gone into liquidation, has
been placed in the hands of a receiver for the purpose of enforcing the
individual liability of the shareholders. The total number of national
banks organized from the establishment of the national banking system,
February 25, 1863, to November 1 of the present year, is 2,495. Of
these, 314 have gone into voluntary liquidation by the vote of shareholders owning two-thirds of their respective capitals, and 86 have been
placed in the hands of receivers for the purpose of closing up their affairs.
National banks are located in every State of the Union except Mississippi, and in every Territory except Arizona ; and the total number
in operation at the date last named was 2,095, which is the greatest
number of banks that has been in operation at any one time.
The 13 States having the largest capital are Massachusetts, New
York, Pennsylvania, Ohio, Connecticut, Ehode Island, Illinois, Indiana,
Maryland, New Jersey, Maine, Kentucky, and Michigan, in the order
named. The shares of the national banks which in the year 1876 numbered more than six and a half millions, and were held in average
amounts of $2,400, were then distributed among more than 208,000
persons residing in every State and Territory of the Union, in eleven
countries or provinces of this continent and adjacent islands, and in
twenty-five countries in Europe, Asia, and Africa.#
Included in the aggregate number of national banks organized are
ten national gold banks, three of which, still in operation, are located
in the State of California, having an aggregate capital of two millions
* Interesting information in reference to the distribution of national-bank stock will
"be found on pp. 69 and 144 to 148 of Comptroller's Report for 1876.
3




IV

REPORT OF THE COMPTROLLER OF THE CURRENCY,

of dollars and a total circulation of $840,000. Four of these banks have
changed into other organizations under the act of February 14? 1880?
which provided for such conversions.
A bill is now pending in Congress providing for the repeal of section
5176 of the Eevised Statutes, which limited the amount of circulation
to be issued to the national banks organized subsequently to July 12,
1870, to $500,000, and also authorizing all national banks to issue circulation nor exceeding the amount of their capital, upon the deposit of
the necessary amount of United States bonds. The passage of this act
will entitle all national banks to the same proportion of circulation upon
capital and bonds as is possessed by those organized prior to March 3?
1865, and the passage of this bill is recommended.
The following table exhibits the resources and liabilities of the national
banks at the ciose of business on the first day of October, 1880, the returns from New York City, from Boston, Philadelphia, and Baltimore,
from the other reserve cities, and from the remaining banks of the country, being tabulated separately:
New York
City.

Boston, Philadelphia, and
Baltimore.

* Other reserve cities.

Country
banks.

Aggregate.

47 b a n k s .

101 b a n k s .

83 banks.

1,859 b a n k s .

2,090 b a n k s .

$238, 428, 501
66, 825
21,170, 500
820, 000
7, 011, 450
10, 420, 603

$191,312,159
95, 770

$104, 026, 057
314,757
25, 550, 300
3, 509, 500
3, 641, 200
3, 633,116
21, 013, 471
9, 374, 611

EESOURCES.

Loans and discounts
Overdrafts
Bonds for circulation
Bonds for deposits
TJ. S. bonds on hand
Other stocks and bonds
Due from reserve agents
Due from other national banks
Due from other banks and
bankers
Real estate, furniture, and fixtures
Current expenses
Premiums
Checks and other cash items ..
Exchanges for clearing-house..
Bills of other national banks ..
Fractional currency
Specie
Legal ten tier notes
TJ. S. certificates of deposit .. Five per cent, redemption fund.
Due from U. S, Treasury
Totals.

$503, 294, 724 $1, 037, 061, 441
3, 915, 826
3, 438, 474
357, 789, 350
254, 486, 250
14, 827, 000
9, 947, 500
28, 793, 400
15, 510, 500
48, 863,150
30, 466, 254
134, 562, 779
86, 371, 229
63, 023, 797
26, 311, 857

14,191, 525

56, 582, 300
550, 000
2, 630, 250
4,343,177
26, 278, 079
13,145, 804

3, 010, 707

1, 634, 443

2, 930, 254

8, 305, 794

15, 881,198

10, 048, 431
1, 045, 085
750, 763
2, 444, 390
94, 520, 216
1, 534, 823
48, 388
59, 783, 555
9, 726, 3G3
1, 310, 000
940, 537
411, 383

6, 989, 071
769, 375
449, 063
1, 075, 684
19,939,202
2, 208, 774
28, 996
18, 368, 959
6, 937, 458
3, 655, 000
2, 544, 725
99, 021

4, 798, 084
679, 264
258, 294
882, 536
6,132,142
2, 577, 436
52, 974
10,001,177
12, 363, 267
2, 050, 000
1,101, 572
108, 748

26, 210, 247
3, 892, 458
2, 030, 350
8, 326, 392
503, 690
11, 889, 910
236, 814
21,192,818
27, 613, 370
640, 000
11, 334, 907
562, 973

48, 045, 833
6, 386,182
3, 488, 470
12, 729, 002
121, 095, 250
18, 210, 943
367,172
109, 346, 509
56, 640, 458
7, 655, 000
15, 921, 741
1,182,125

477, 684, 045 j 359, 637, 310 j 215, 898, 760 |1, 052, 566, 511

2,105, 786, 626

LIABILITIES.

Capital stock
Surplus fund
Undivided profits
National-bank notes outstanding
State-bank notes outstanding..
Dividends unpaid
Individual deposits
U. S. deposits
Deposits of U. S. disbursing
officers
Due to national banks
Due to other banks and bankers
Notes and bills re-discounted
Bills payable
Totals.

50, 650, 000
18,185, 383
10, 396, 427

78, 748, 330
20, 699, 979
4, 960, 959

37, 595, 500
11, 353, 641
4,125, 305

290, 560,155
70, 279, 580
26, 656, 999

457, 553, 985
120, 518, 583
46,139, 690

18, 594, 918
47, 482
188, 702
242, 044, 722
276, 099

50,102,858 I
46,221
1, 272, 861
146, 079, 901
347, 687

22, 270, 608
155, 813
88, 224, 947
1, 955, 554

226, 381, 652
177, 342
1, 835,128
397,188, 067
4, 969,199

317, 350, 036
271,045
3, 452, 504
873, 537, 637
7,548,539

8,284
40, 811, 064
14, 275, 452
502, 957
1, 780, 757

809, 749
27, 933, 758
20, 075, 304
303, 705
1, 094, 876

2, 394, 235
17, 446,140
10,150, 572
2, 371, 571
2,155, 972

3, 344, 387
192,124, 705
75, 735, 677
3,178, 233
5, 031, 605

359,637,310 j 215,898,760 1, 052, 566, 511

2,105, 786, 626

132,118 i
105, 933, 844 |
31,234,350 I
-I

477, 684, 045

i

!

* The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany»
Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee,
Saint Louis, and San Francisco.




REPORT OF THE COMPTROLLER OF THE CURRENCY.
COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN
YEARS.

The following table exhibits the resources and liabilities of the national banks for eleven years, at nearly corresponding dates from 1870
to 1880:
Oct. 8, Oct. 2, Oct. 3, .Sept. 12, Oct. 2, Oct. 1, | Oct. 2, Oct. 1,
1875. ' 1876.
1870. 1871. 1872.
1873.
1877.
1874.
1,615 I 1,767 1,919 j 1.97G 2,004 2,087 J 2,089
banks. I banks banks.j b a n k s . | b a n k s . : b a n k s . . b a n k s .
RESOURCES.

Loans
Bonds for circulation
Other IT. S. bonds...
Stocks, bonds, &c...
Due from banks
Heal estate
Specie
Legal-tender notes. Nat'l bank notes
G. H. exchanges
U. S. cert, of deposit
DuefromjU.S. Treas
Other resources
Totals

Millions. \ Millions.Millions. Millions.
715. 9! 831. 6 877. 2 944.2
340. 9; 364.5 382. 0) 388.3
23.6
45.8
27.6J
37.7
23.7
24.5
23.5!
23. 6|
109. 4; 143. 2 128. 2; 149. 5
30.1
32. 31 34.7
27.5
19.9
10.2!
18. 5j 13.2
92.4
79.3! 107.0 102. l |
15. 8j 16.1
12. 5j 14.3
79.1 115.2 125. 0| 100.3
20.6
6.7
I

16. 31

41. 2

25.2

17.3

Unions. Million Millions.
954.4 984.
931. 3
383. 31 370.
337.2
28. O! 28.
47.8
27. 8! 33.
34.4
134. 8i 144.
146.9
43.1
38.1!
42.
21.4
8.
21. 21
84.2
80.0
76.
15.9
18.
18.5!
109. 71 87.
100.0
42.81
48.
29.2
16.7
19.
20.3;
19.1
18. 31 19.

Millions.

L 041. 0
,
357.8
43.6
48.9
213.5
48.0
109.3
56.6
18.2
121.1
7.7
17.1
23.0

1, 510. 7:1, 730. 61, 755. 81, 830. 6 1, 877. 21, 882. 21, 827. 2 1, 741. ljl, 767. 31, 868. 8
2,105. 8

LIABILITIES.

Capital stock
Surplus fund
Undivided profits ..
Circulation
Due to depositors...
Due to banks
Other liabilities
Totals

430.4
94.1
38.6
293. 9
515. 2
130.1
8.4

458.3
101.1
42. O
j
317. 4|
631.4|
171.

479. 6!
110. 3!
46. 6!
335. 1|
628. 9!
143. 8;
11.5!

491.0
120.3
54. 5
340. 3
640.0
173. 0
11.5

493.8
129. 0J
51. 5|
334. 2|
683. 8!
175. 8!
9.1!

504. 8
134. 41
53. 0|
319.1
679.4
179. 7j
11.8

499.8
132.2
46.4
292. 2
666.2
179.8
10.6

479.5
122. 81
44. 5j
291. 9
630. 4
161. 6
10.4

466.2
116. 9|
44. 9;
301. 9;
608. 4
165.1
7.9|

454.1
114.8
41.3
313.8
736. 9
201.2
6.

457.6
120.5
46.1
317. 3
887.9
267.9
8.5

1, 510. 7 1 , 730. 6jl, 755. 8 1, 830. 6 jl, 877. 2 1 , 882. 2ll, 827. 2 1, 741. ljl, 767. 3.1, 868. 2,105. 8
8!

THE BANKS SINCE RESUMPTION.

The movement of the currency and the operations of the banks have
never been more interesting than during the months which have intervened since the resumption of specie payments. To most of the political economists of this and other countries the resumption of coin payments by the United States at the time fixed by law, and its successful
maintenance, were deemed almost impossible. N o country had ever
~
before successfully maintained payments in coin with so large a volume
of currency outstanding, or with an amount of currency greatly in excess
of its coin. Even those who were known to be earnestly in favor of
resumption, both in and out of Congress, doubted the ability of the government and of the banks to commence and continue coin payments without a preparatory reduction of the amount of notes in circulation. They
said, truthfully, that no nation maintains at par a convertible paper currency which has not in its banks or among its people an equal amount
of coin, and that, if successful, the United States would be an exception,
and the only exception in this respect, among commercial nations. But
the resumption act giving authority for the purchase of coin in the
markets of the world with United States four, four and one-half, or five
per cent, bonds made resumption certain, if the bonds for a sufficient
amount could be readily marketed at not less than par, as authorized
by law. Purchasers for the bonds were promptly found, and resumption
came so easily that many persons now believe it could have been as well




VI .

REPORT OF THE COMPTROLLER OF THE CURRENCY.

accomplished one year earlier, if Congress had fixed upon January 1,
1878, instead of upon the following New Year's day.
^iii^g
Since the date of resumption the country has been month by month
growing richer in coin, not by the sales of bonds, which have been rapidly
increasing in value, but by the production of the mines and the influx
of specie in return payment for the excess of exports of our abundant
products over our imports. The whole country has become so habituated to the use of paper money that the difficulty has been—not to provide means for its payment, for scarcely a dollar has been demanded—
but to supply the people with Treasury and national-bank notes, which,
have been almost universally preferred.
For many years past, large amounts of currency have been annually
drawn from the banks of the city of New York by the banks in the
interior, for the purchase and shipment of grain and other products.
The banks in the West and South supply the grain-buyers with money,
who pay it to the farmers, and by them it is disbursed to the country
merchants. It then goes to the wholesale merchants in the larger cities
of the interior, by whom it is deposited in the banks and returned again
to the money centers in the Eastern States. Thus the money which was
paid out in the fall returns again to the city of New York long before
midwinter, whereby much of the currency of the country, instead of
continuing to circulate, accumulates in the New York banks both before
and after the time for the large movements of produce.
This ebb and flow of the currency continued yearly up to the time of
the great harvest of 1879. The drain of coin and currency from the
large cities, amounting to more than 100 million dollars during the fall
of that year, made currency scarce in New York notwithstanding the
unprecedented influx of gold from abroad. The usual return of the currency in the winter was exx>ected, but did not occur.
The experience of 1879 was considered exceptional, but another year
has nearly passed and the experience of the former year has been, to a considerable extent, repeated. A large portion of the avails of produce
has been retained, either for the liquidation of debts, for employment in
trade and commerce at home, or in the many new and extensive enterprises for which the West is distinguished, where there would appear to
be no limit for the safe and profitable employment of capital. The coin
in the banks has increased from 41 millions on January 1, 1879, to 109
millions on October 1,1880. The Treasury holds its immense hoard of
gold, not surpassed in amount by any other depository in the world.
The merchant, the manufacturer, and the farmer are alike prosperous;
the people have paid their debts to an unprecedented degree, and hold
their earnings in the paper currency of the government and of the
banks in larger amounts than have hitherto been known. The receipts
of the government have been so large that, after refunding many millions of 5 and 6 per cent, bonds into 4 per cents., it has still been able
during the year to purchase in the market at a premium more than 100
millions of its bonds for cancellation. The deposits of the banks have
everywhere increased, and money has been abundant wherever business
or investment has invited capital, and there has probably never been a
period when it has generally commanded so low a rate of interest as during the last two years.
The rate at the Bank of England and the Bank of France has, for a
considerable portion of this period been 2£ per cent. The English consols have for the first time in twenty-seven years advanced to par, while
the rate for call loans in London has at times been at what may be termed
the infinitesimal rate of from one-half to seven-eighths of one per cent.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

VII

per annum. Low rates have also prevailed in this country. In New
York for some months past money at call, upon the best collaterals,
could be obtained at from 2 to 3 per cent. The average rate upon firstclass commercial paper during the fiscal year of 1879 was 4.4 per cent.,
while the average rate during the succeeding fiscal year has been 5.3
per cent., owing not to natural but to artificial causes. The rate, however, for first-class mercantile paper in the past four months has been
from 4 to 4 | per cent. Low rates have prevailed, not only in New York
City, where money is not unfrequently borrowed upon good collaterals
for speculative purposes, but also throughout the country, including
many places where money has heretofore been loaned, if at all, at usurious rates. The rates during the past year on large transactions in firstclass commercial paper have been: In Philadelphia 3 to 5 per cent.;
Boston and Baltimore, average 5; Washington, 7; Chicago, 4 to 7;
Saint Louis, 5 to 7; Milwaukee, 6 to 8; Cincinnati, 6 to 7; Cleveland, 6
to 8; Saint Paul, 8 to 10; Omaha, 10; Denver, 10 to 15; San Francisco, 8; California (country), 9 to 12; Louisville, 6 to 7; Eichmond, 7;
Charleston, 7 to 8; Savannah, 8; Selma, average 9; Atlanta, 10; New
Orleans, 4 to 6. Rates at nearly every point are less than for previous
years.
The borrowing power of the government for a considerable portion of
the year has been at 3£ percent., and that of many of the leading States
and cities 4 per cent. The legal rate in the State of New York has been
reduced from 7 to 6 per cent. There has also been a large reduction in
rates at remote points, which, until recently, have been considered upon
the frontier. Many seven per cent, railroad bonds were until recently
placed with difficulty, even at a discount; now six per cent, bonds, upon
lines at more remote points, are, in many instances, sold at par. In portions of the country the rates for loans upon real estate are higher than
for business paper. In some of the Southern States it is difficult to loan
money upon real estate, on account of the legal obstacles in the way of
collecting it. The highest prevailing rates are found in the country districts of the South, but it is now believed they will be gradually reduced,
both by the increasing value of its productions and by the introduction
of foreign capital to be employed in manufactures, which have already
been introduced with great success. In large districts of the West,
where formerly money could not be readily obtained upon real estate^
the number of borrowers is much less, and the demand by no means
equal to the supply of funds seeking investment in that class of securities. Such loans are now regarded not only as desirable investments, so
far as security is concerned, but are made at a much less rate of interest
than formerly. The rates in New York are subject to frequent changes,
not only on account of the importation of coin, the drain in payment for
produce from the interior, and the purchase of bonds by the government, but by the influx of foreign capital seeking employment in consequence of the prevailing depression in business elsewhere. If the rates
are favorable, large amounts of money are placed by cable by residents
in foreign countries, and by telegraph between remote points in our own
country, with as much certainty and safety as by the use of bills of exchange or by the movement of coin itself. So reliable has this means of
transfer become that not only are payments thus made at home and abroad,
but large sales of breadstuifs and other products are accomplished by
parties in the interior cities without the intervention of agents at the
sea-ports, thus shortening the time of bills drawn upon shipments of
products.




VIII

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

Many men who were formerly borrowers have become lenders; and
numerous lenders now seek investment in government bonds and other
securities which yield much less than the legal rate of interest.
The abundance of money and the low rates of interest have made it
difficult for capitalists to find satisfactory investments and have led the
Comptroller to examine the statements of the banks for a series of years
in order to compare their ratios of loans to their means, and to ascertain
if, during the past two years, they have found use for their increased deposits.
In order to show this, the following table is given, which exhibits
concisely the ratios of the loans of the banks to their capital, surplus,
and net deposits, and the ratios of specie and legal-tender notes to net
deposits, in New York and in the group of other principal cities separately, at corresponding dates from 1870 to 18803 inclusive:
NEW YORK CITY.

Dates.

Ratios o—
f
Legal-tender notes Loans to
ISTet de- Specie.
and
capital,
plus. posits.
TJ. S. cer- surplus, Cash to
net
tificates.
and net deposit*.

No. of
banks. Loans.

deposits.

October 8, 1870
October 2, 1871
October 3, 1872
Septem. 12, 1873
October 2, 1874
October 1, 1875
October 2, 1876
October 1, 1877
October 1, 1878
October 2, 1879
October 1, 1880

54
54
50
48
48
48
47
47
47
47
47

Millions. Millions. Millions. Millions. Millions.
9.1
73.4
159.8
18.8
168.1
8.7
73.2
19.5 191.3
198.9
6.4
71.3
158.0
20.9
183.4
14.6
70.2
172.7
21.9
199.3
14.4
68.5
204.6
22.7
202. 2
5.0
68.5
202.3
22.5
202. 4
14.6
66.4
197.9
18.9
184.3
12.9
57.4
174.9
16.6
169.3
13.3
53.8
189.8
15.9
169.7
19.4
50.7
210.2
16.0
196.0
59.8
50.7
268.1
18.2
238.5

Millions.

Per cent.

Per cent.

45.8
50.4
39.0
32.3
52.4
54.5
45.3
34.3
36.5
32.6
11.0

66.7
70.0
73.3
75.3
68.4
69.0
65.1
68.0
65.4
70.8
70.8

34.4
30.9
28.7
27.2
32.0
29.4
30.3
27.0
26.2
24.7
26.4

Millions.

Per cent.

Per cent.
28.1
23.5
21.5
20.0
18.7
17.3
19.0
19.7
19.5
19.4
18.5

OTHER RESERVE CITIES.
October 8, 1870 . . . . . .
October 2, 1871 .
October 3, 1872 .
Septem. 12, 1873
October 2, 1874 .
October 1, 1875 .
October 2, 1876 . .
.
October 1, 1877 .
October 1, 1878 .
October 2, 1879 . . . . . .
October 1, 1880 .

159
174
180
181
182
188
189
188
184
181
184

Millions. Millions. Millions. Millions. Millions.
3.0
26.5
147.5
194.1 112.0
1.5
119.9
28.3
187.5
230. 7
1.9
124.9
29.8
179. 6
242.0
3.2
32.5
197.6
263.1 127. 2
4.4
127.1
35.2
219.9
272. 5
1.5
128. 8
37.0
222. 9
279. 3
4.0
127. 9
37.4
216.3
264.7
5.6
33.1 203.4
254.3 123. 7
9.4
30.8
199. 2
231.2 119. 2

244.4
295.8

115. 4
116.3

30.3
32.0

228. 2
288.8

11.3
28.3

38.5
42.5
36.7
36.3
36.7
37.1
37.1
34.4
29.5
33.0
25.0

67.9
68.7
72.4
73.6
71.3
71.9
69.4
70.6
66.2
65.4
67.7

If the ratios of the loans of the banks in New York City to their capital,
surplus, and net deposits be examined, it will be found that in October
of 1879 and 1880 they were 70.8 per cent., in 1878 but 65.4 per cent., in
1877 but 68 per cent., and in 1876 65.1 per cent.; and that the loans are
now proportionately higher than at any time since 1873. The means of
the banks in Boston and the other reserve cities were more fully employed in October than they were at the corresponding dates for the
two previous years, though the business of the banks was not as much
extended as it was during the four years following the crisis of 1873.
It will surprise those whose attention has not heretofore been called
to the subject to find how closely the means of the banks in the commercial cities have been employed during the last eleven years, notwithstanding the variations in rates of interest, and particularly during the
last two years, when money has been so abundant and the deposits have




REPOKT OF THE COMPTROLLER OF THE CURRENCY.

IX

so rapidly increased. It will be seen that prior to 1876, with the exception of a'single year, the loans in New York exceeded the net deposits,
while since that time, though there has been considerable variation, the
net deposits have been somewhat in excess of the loans at the dates given.
In the other principal cities, which continually keep large amounts of
money in New York subject to demand, and thus diminish their own net
deposits as given in the above table, the loans have always largely exceeded their deposits. The same remark is more emphatically true of
the banks in the country districts which have in New York, as well as
in other cities, large amounts of money on deposit subject to call. The
capital of this class of banks is also much larger as compared with their
deposits than is that of the banks in the large cities, and their loans
therefore relatively greater.
The ratio of the loans of this group of banks to their capital, surplus,
and net deposits will be seen in the statement below, which also includes a table showing the loans, capital, surplus deposits and cash
reserves of all the national banks of the United States:
STATES AND TERRITORIES.
Ratios of—
No. of
Surbanks. Loans. Capital. plus.

Dates.

Legal-tennotes
Net de- Specie. derand
posits.
U. S. certificates.

i
i
October 8, 1870
.
October 2, 1871
.
October 3, 1872
.
Septem. 12, 187 . . . 3
October 2, 1874
October 1, 1875
.
October 2, 1876
.
October 1, 1877
.
October 1, 1878
.
October 2, 1879
.
October 1, 1880
.

1,402
1,539
1,689
1,747
1,774
1,851
1,853
1,845
1,822
1,820
1,859

Millions. Millions. Millions. Millions. Millions.
2.4
353.7
245.0
48.8
216.2
1.8
402.0
265.1
53.3
257.8
1.9
451.8
283.4
59.6
282.1
2.1
481. 8 293. 7
65.9
303.1
2.4
479.7
298. 2
71.1 292.8
1.6
503.0
307.5
74.9
306.7
2.8
482.3
305.5
75.9
291.5
4.2
468.3 298.4
73.1 289. 4
8.0
433.1 293.1
70.2
288.3

438.1
506.7

288.0
290.6

68.5
70.3

329.3
410.3

11.5
21.2

Millions.

38.4
41.6
43.3
44.5
33.7
33.7
31.0
31.6
31.1
30.4
28.3

Loans to
capitol, Cash to
surplus,
net
and net deposits.
deposits.
Per cent.

69.4
69.8
72.3
72.7
72.5
73.0
71.7
70.9
66.5
63.9
65.7

Per cent.

18.9
16.8
16.0
15.4
12.3
11.5
11.6
12.4
13.6
12.7
12.1

UNITED STATES.
Millions. Millions. Millions. Millions. Millions.

October 8, 1870 .
October 2, 1871 .
October 3, 1872 .
Septem. 12, 1873
October 2, 1874 .
October 1, 1875 .
October 2, 1876 .
October 1, 1877 .
October 1, 1878 .
October 2, 1879 .
October 1, 1880 .

1,615 715.9
1,767 831.6
1,919 877.2
1,976 944.2
2,004
954. 4
2,087
984.7
2,089 r 931.3
2,080 891. 9
2, 053 834. 0
_ 2,048
878.5
2,090 1, 041. 0

430.4
458. 2
479.6
491.1
493.8
504.8
499.8
479.5
466.1
454.1
457.6

94.1
101.1
110.3
120.3
129.0
134.4
132.2
122.8
116.9
114. 8
120.5

523.5
636.6
619. 8
673.4
717.3
731. 9
705.7
667.7
677.3
767. 7
967. 2

14.5
12.0
10.2
19.9
21.2
8.1

21.4
22,7
30.7
42.2
109.3

Millions.

122, 7
134.5
119.0
113.1
122.8
125. 3
113. 4
100.3
97.1
96.0
64.3

Per cent.

68.3
69.5
72.5
73.5
71.2
71.8
69.6
70.2
66.2
65.7
69.3

Per cent.

26.2
23.0
20.8
19.8
20.0
18.2
19.1
18.4
18.9
18.0
17.9

The ratios of the loans of the banks in the country districts were, on
October 1, last, 7.3 per cent, less than at the corresponding dates in 1875,
and 5.2 per cent, less than in 1877. The opportunities for using money in
this group of banks are ngt in proportion to the increase of deposits, and
their balances in other banks have by no means diminished.
It will be seen that the loans of the banks now exceed 1,041 millions, which is 207 millions more than at the corresponding date in 1878,
while the capital and surplus at the previous date was 5 millions in excess of the present amount. The net deposits in the same period increased nearly 290 millions, and the total individual and bank deposits,




REPORT OF THE COMPTROLLER OF THE CURRENCY.

not deducting the amount due from banks and the clearing-house ex
changes, more than 322 millions, amounting to the large and unprecedented sum of 1,155 millions, as may be seen from a previous table.
The following table gives a classification of the loans of the banks in
the city of New York, in Boston, Philadelphia, and Baltimore, and in
the other reserve cities, for the last two years, at the dates of their reports in the month of October:
1879.

New York
City.
Classification.
47 banks.
On IT. S. bonds on demand
On other stocks, bonds, &c,
on demand
On single-name paper without

other security
All other loans
Totals

Boston, PhilaOther redelphia, and
serve cities.
Baltimore.
99 banks.

82 banks.

Country
banks.

Aggregate.

1,820 banks.

2,048 banks.

$8, 286, 525

$2, 017, 226

$4, 360, 523

$14, 664, 274

78, 062, 085

22, 605, 795

11, 445, 079

112,112, 959

22, 491, 926
87, Oil, 366

13,136, 911
118, 267,128

7,150, 239
65, 023, 494

$4331154,810

42, 779, 076
705, 456, 798

195, 851, 902

156, 027, 060

87, 979, 335

435,154, 810

875, 013,107

1880.

47 banks.
On IT. S. bonds on demand
On other stocks, bonds, & c ,
on demand
On sin«le-name paper without
other security
All other loans
Totals

101 banks.

83 banks.

1,859 banks.

2,090 banks.

$3, 915, 077

$525,445

$1, 378,168

$5, 818, 690

92, 630, 982

30, 838, 692

16, 558, 260

140, 027, 934

27, 755, 152
114,127, 290

22, 542, 776
137, 405, 246

10, 402, 295
75, 687, 334

$503," 294,'724"

238, 428, 501

191, 312,159

104, 026, 057

503, 294, 724

60, 700, 223
830, 514, 594
1, 037, 061, 442

In this table will be seen—what would be expected from a large increase in the clearing-honse exchanges, which are 38 millions more
than in 1878, and larger than at any time since 1873—a large increase
in loans upon stocks and bonds payable on demand. Much of this increase is due to operations at the stock board, which are always most
buoyant in prosperous times; but a considerable portion maybe due to
loans made to banks and bankers in the interior upon collateral security,
at rates so low as to leave room for profit in reloaning to their own
dealers.
The amount invested by the banks in United States and other stocks
and bonds is more than 92 "millions of dollars, as may be seen in a previous table, which fact is evidence either of a difficulty in obtaining
satisfactory loans or of a preference for such temporary investments.
When the rates of interest are low there is danger that bank managers, in their desire to use their available means, may be induced to loan,
upon securities which are not of the best character, and thus in the end
diminish rather than increase their earnings; The loans were at the
highest point in the year 1875, and the two previous years, and the national banks were then enthusiastic over the high rates of interest,
their large deposits, and their large earnings and dividends ;. but the
delusion has been dispelled by the enormous losses which they have
been obliged to charge off during the past five years, reaching the extra-




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XI

ordinary sum of 100 millions, which were largely the result of overtrading during the period when gold coin was a commodity, and the legal
standard a promise to pay, unfulfilled and fluctuating in value for seventeen years. The great losses experienced during these years, wiiich
will not soon be forgotten, enforce the principle that no legitimate business is safe which is conducted upon a varying standard of value 5 and
the crisis of 1873 will always be remembered as a striking example of the
evil results arising from business conducted during u good times "upon
a fictitious basis.
The amount of legal cash reserve required of the banks in Few York
City is 25 per cent, of their deposits, of the banks in the other reserve
cities one-half of this ratio, and of the banks in the country districts six
per cent, of their deposits. The amount required has in the aggregate
always been held, except in a single instance in the city of New York,
during the last ten years (without including the redemj)tion fund in the
Treasury), by the three different groups of national banks 5 but the
aggregate amount in the city of New York has been at times very close,
and particularly during the last three years, and some banks have frequently, if not habitually, expanded their loans beyond reasonable limits, relying upon imports of gold or purchases of bonds by the Treasury
to replenish their deficient reserves.
The banks in the interior, if we consider their large deposits elsewhere,
are as a rule found to be much stronger in available means than the
banks in ISTew York City; while the reverse of this should always be true
when such large balances, amounting to more than 100 millions of the
funds of other banks, are constantly on deposit in the latter city subject
to demand.
The imports of gold in excess of exports, from the date of resumption
to November 1, 1880, have been $119,384,795,* and the estimated gold
production of the mines is $67,449,929; in all, $186,834,724. During
this period the gold in the Treasury has increased $20,976,007, and in
the banks $73,970,149, and the remainder, $91,882,568, has been dispersed throughout the country or used in the arts.
The amount of currency and coin in the country is known to be much
greater than at any former time, and. its distribution, together with its
partial disappearance from the money-centers, has been an interesting
subject for discussion.
Tables are herewith given showing the amount of coin and currency
in the country on January 1 and November 1, 1879, and on November 1
of the present year; the amounts of silver and gold coin, which include
the bullion in the Treasury, being the estimates of the Director of the
Mint:
January 1, 1879.
Legal-tender notes
National-bank notes
Gold coin
Silver coin
Total

.

,

November 1,1879.

November 1,1880.

$346,681,016
823, 75)1, 674
278,310,126
106, 573, 803

$346, 681, 016
337,181,418
355,681,532
126, 009, 537

$346, 681, 016
343,834,107
454,012,030
158, 271, 327

1, 055, 356, 619

1,165, 553, 503

1, 302, 798, 480

The amount of Treasury notes has remained the same since January
1, 1879, as provided by law. There was an increase of bank notes for
the first ten months of 1879 of $13,389,744, and for the present year of
* Not including imports outside of New York City in October of this year.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XII

$6,652,680. The total net increase of national-bank notes issued since
resumption is $20,042,433, and the total increase of gold $175,701,904
and of silver $51,697,524, The statement below gives the amount of
currency and coin in the Treasury at the same dates as in the previous
tables, and the amount in the national banks, on the dates of their
returns nearest thereto—namely, January 1 and October 2, 1879, and
October 1, 1880, respectively. The amount given for the State banks
and trust companies and the savings banks is at the nearest comparative dates of their official reports. The banks in the State of California
report their coin and currency in the aggregate, and in this table the
coin is estimated to be three-fourths of the total amount and the currency one-fourth.
January 1,
1879.
Gold—In the Treasury, less certificates .
In National banks
In State banks
Total gold.
Silver—In the Treasury, standard silver dollars..
In the Treasury, bullion
In the Treasury, fractional coin
In National banks, including certificates .
Total silver .
Currency—In the Treasury ...
In National banks .
In State banks
In savings banks ..
Total currency .
Grand totals

N o v e m b e r 1, N o v e m b e r 1,
1879.
1880.

$112, 703, 342 $156, 907, 986 $133, 679, 349
35, 039, 201 37,187. 238
102, 851, 032
10, 937, 812 12,171, 292
17,102,130
158, 680, 355

206, 266, 516

253, 632, 511

17, 249, 740
9,121, 417
6, 048,194
G, 460, 557

32,115, 073
3. 824, 931
17, 854, 327
4, 986, 492

47,156, 588
6,185, 000
24, 635, 561
6, 495, 477

38, 879, 908

58, 780, 823

84, 472, 626

77, 615, 655
126, 491, 720
25, 944, 485
14, 513, 779

41, 906, 376
118, 546, 369
25, 555, 280
15, 880, 921

26, 846, 826
86, 439, 925
25, 828, 794
17, 072, 680

244, 565, 639

201, 888, 946

156,188, 225

442,125, 902

466, 9367285

494, 293, 362

The silver certificates, of which $1,165,120 was held by the national
banks and the remaining $18,615,121 was in circulation on November
1, 1880, are not included in the above exhibit.
If from the amount of coin and currency in the country, as given in
the first table, the amount in the Treasury and the banks be deducted,
the remainder will give the amount of each kind then in the hands of
the people outside of these depositories, as follows :
January 1
1879.
Gold
Silver
Currency.
Totals .

November 1, November 1,
1879.
1880.

$119, 629, 771 $149,415,016
67, 693, 895
67, 228, 714
425, 907, 051 481, 973,488
613, 230, 717

698, 617, 218

$200, 379, 519
73, 798, 701
534, 326, 898
808, 505,118

The gold in the Treasury has increased $20,976,007, and in the banks
$73,976,149, releasing $50,768,829 of paper currency in the Treasury and
$37,608,585 in the banks. The increase of gold outside of the Treasury
and the banks is 80.7 millions and of paper currency 108.4 millions.
The amountof standard dollars coined is $72,847,750, of which $47,150,588
are in the Treasury and $25,691,162 in circulation. The remainder of




REPOKT OF THE COMPTROLLER OF THE CURRENCY.

XIII

the silver, $85,423,577, is subsidiary and trade dollars, and bullion, of
which $30,820,561 is in the Treasury and $54,603,016, is in use in place
of the previous fractional paper currency which, on March 23, 1874,
was at its highest point, and amounted to $49,566,760. The additional
amount of gold coin, of silver dollars, and paper currency outside of the
Treasury and the banks is thus estimated to be $195,274,401, which
amount has been dispersed among the people since the date of resumption.
The average prices and value of manufactured goods, of breadstuffs,
of provisions, and of other products have largely increased. The laborer
has been steadily employed at remunerative wages. The frontier has
rapidly receded. All classes of people have been liquidating their
debts, and much greater amounts of money have been held in the tills
of country traders and at home for ready use. The hoarding of a small
amount by each of fifty millions of people, or by ten millions of families,
is of itself sufficient to account for the disappearance from the usual
places of deposit of a large portion of the addition to the circulating medium since the date of resumption.
The most gratifying exhibit in the above statement is the fact that
the national banks are now doing business upon a specie basis and
with a true standard. For the ten years preceding the resumption of
specie payments the average amount of coin held by the banks was
but $26,303,309, and all but $8,540,252 of this amount was held
by the banks in the city of New York. The amount of coin held
has, of course, at times largely exceeded this average, as on January
20, 1877, when it was more than 49 millions. But this amount was
soon reduced, and in the following April it had fallen to 27 millions,
the previous increase having been due chiefly, not to deposits of dealers
or payments on loans, but to disbursements of interest by the government. At other times the banks have held much less than the average amount stated. For instance, on October 1, 1875, they held but
$8,050,329, of which the banks in the city of New York held but $4,955,624, and on May 1 of the same year they held but $10,620,361, of
which the banks in the city of New York held $0,683,325. This was
at the time when both the paper issues of the government and the circulation of the banks were at their highest amounts, the former being
428 millions and the latter 354 millions, in all, 782 millions, while the
proportion of coin to their circulation then held by the banks was only
about three per cent.
One year ago it was urgently recommended " that all the national
banks should take advantage of the present influx of gold to accumulate in their vaults an amount equal to the total cash reserve required
by law," and the hope was then expressed "that the reports of another
year??might show them to be possessed of at least 100 millions in gold
coin. On June 14 of the present year the banks reported 99 millions of
specie, and on October 1 more than 109 millions of coin (including
nearly six and one-half of silver), which more than equals one-third of the
total circulation of the banks in operation. The amount of gold coin now
held is but 18 millions less than the whole cash reserve required, and
would undoubtedly have been still greater except for the high rates
charged for the transportation of gold coin, which are greatly disproportioned to the cost of moving paper currency and which, it is to be
hoped, will, by some means, be largely reduced.
Much newspaper criticism has appeared in the mean time, complaining
of the comparatively small amount of legal-tender silver dollars held by
the banks, and some of the banks have themselves encouraged this




XIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

criticism. The arguments used in favor of the accumulation of silver
under existing laws are unsound in principle and against all experience.
No one prefers to put away for future use a product which will spoil by
lapse of time, or which will deteriorate in value- The banks, if well
managed, will transact business upon the same general principles as
those on which an individual of superior judgment would conduct his
own affairs, holding in reserve that coin which is known to be of uniform
value everywhere in preference to that which, by the operation of the
laws of trade or business, will be likely to become of less value. The
law compels the citizen and the corporation to receive all legal-tender
mouey in payment of debts; but it does not, and ought not to, require
any one to receive on deposit that which will not as readily be received
in turn by the depositor.
The Bank of France on January 1, 1877, as will be seen in a subsequent table, held 306 million dollars of gold and 127 millions of silver, or seventy-one per cent, of gold and twenty-nine per cent, of silver.
On November 4,1880, it held $113,855,000 of gold and $365,929,000 of silver, or twenty-four per cent, of the former and seventy-six per cent, of
the latter, having lost in the interval 192 millions of gold and gained
239 millions of silver, thus very nearly reversing the percentage of
each; and it is said that about 70 millions of this amount is distributed
among the 90 branches of the Bank, and adds but little to the strength
of the reserve of the parent bank.* Since September 23 last, while its
circulation was 475 million dollars, and its deposits 115 millions, it has
lost $31,300,000 of gold. "During a part of this time it has endeavored
to check the demand for export by various expedients, without raising
the rate of discount. Gold was offered by the Bank in pieces of ten
francs, in coins not of full weight, and other restrictive measures were
adopted. Gradually the inutility of these expedients became obvious.
The drain of gold still continued. The Bank then proceeded to employ
the only efficacious method of protecting the reserve, and raised the rate
of discount. At the same time it removed all restrictions on the issue
of coin. This also had a good effect. * * * Confidence in fact was
restored by following the ordinary rules of business, and the first of
these rules is, that the price of an article should follow its demand.'71
France is fast traveling the road open for all nations who try to maintain a double standard where the intrinsic value of gold and silver coin
is widely at variance. Sooner or later the time will come when the
creditors of the Bank will prefer payment in the dearer metal, and the
refusal to pay the kind of coin asked for by the creditor who has the
option will bring down the cheaper coin to its value in the markets of
the world. Then the Bank must replenish its store by selling its bonds
under disadvantageous circumstances or remain permanently upon the
silver basis.
The United States is at the present time in a similar situation to the
Bank of France, except that its liabilities are less and its store of gold
somewhat greater. On September 30,1877, the Treasury held 107 millions ($107,039,529) of gold and nearly seven and one-half millions of silver ($7,425,454), or ninety-three and one-half per cent, of the former and
six and one-half per cent, of the latter. On November 1,1880, it held in
all 141 millions of gold ($141,133,849), including $7,454,500 held for
the redemption of certificates outstanding, and 77 millions of silver
($77,977,149), or sixty-four per cent, of gold and thirty-six per cent, of
silver. Everything is favorable at the present time, but the operation
of laws now in force will continue to reduce the gold and increase
* The Public, November 18, 1680.




t London Economist, Nov. 6, 1880.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XV

the silver. The government, by trying to force silver upon the holder
of bonds matured, or in payment of legal-tender notes—thereby assuming that the silver dollar is not the equal of the gold dollar—
and by taking the option away from the holder of the note, may any
day bring the nation upon the silver standard, which will at once
advance the price of all products, and place gold at such a premium
that an investment in it at par would be at least twice as profitable
as in United States bonds. Such a situation is not satisfactory to
any intelligent business man, and no effort should be spared to enJighten the people upon the silver question and to effect the repeal of the
present law. The banks as a class have no prejudice against silver coin
other than that occasioned by its inconvenience. If Congress shall, by
wise legislation, diminish the issue of small notes, and restrict the silver
coinage within judicious limits, the standard silver dollar will do good
service, and soon accumulate in bank vaults and find its way into general circulation. If not, it is wisdom on the part of bank officers, who
act for the interest of their stockholders, to keep their reserves and all
their ready means as nearly as possible in gold coin.
This brief outline of some of the transactions of the national banks
covers the most important period of the financial history of the country, and shows the immense advantage experienced by this country
from having, during the years following the great war, an excellent
banking system. The system was established, not for the benefit of the
stockholders of the banks, but for the benefit of all the people. Its
ample basis of unimpaired capital, its large surplus, its large cash reserves, its secured circulation, its protection to dex>ositors, and its general management, must commend it to every student of political economy ; and it is among the most gratifying of political signs that during
the late exciting campaign, while both parties have claimed the credit
of having brought about a return to specie payments, neither party has
urged the abolishment of the system. The national banks have now
entered upon a new career. The machinery is in excellent working
order, and but little legislation is needed to perfect it into a homogeneous system which will be part and parcel of the nation.
But it does not follow because the banks are transacting business
upon a true standard that they will be exempt from farther Josses.
The hazards of business are certainly much less on that account, but the
rapid and unprecedented increase of the circulating medium, such as
has been experienced during the last two years, may result in great injury as well as benefit to the country. The good harvests, the large
products of the mines, the influx of specie from abroad, the increasing
demand for produce and manufactures, the prosperous condition of
trade and of the industries of the country, are sure to be followed by
periods of depression which will seriously affect, not only the value of
the collaterals upon which large amounts of call loans are based, but
also the payment of commercial paper. The amount of legal reserve
required to be held by the banks was largely reduced by the act of June
20, 1874, and the percentage held in the larger cities has been greatly
diminished during the past few years. The sudden and enormous increase of individual and bank deposits in the commercial centers should
be accompanied, not only by the reserve required by law, but by a much
greater percentage of coin and a much smaller expansion of loans, if
the banks would check unhealthy speculation, and keep themselves in
condition for an adverse balance of trade and for the legitimate demands
of the depositors and corresx>ondents who confide in them.




XVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

DISTRIBUTION OF LOANS BY THE BANK OF FRANCE, THE NATIONAL
BANKS OF THE UNITED STATES, AND THE IMPERIAL BANK OF GERMANY.
The Bank of France.

The report of the transactions of the Bank of France for 1879, made
by the general council to the general meeting of the shareholders on the
29th of January, 1880, contains much interesting information in reference to its operations.*
The Bank of France has a capital of 182,500,000 francs, which, expressed in the currency of this country, at the rate of five francs to the
dollar, is equal to $30,500,000. It has ninety branches, as required by
law, forty-one of which were carried on in 1878 at a loss of $162,225,
and thirty in 1879 at a loss $95,840. The circulation of the bank on
November 4,1880, was $473,805,793; its deposits $108,892,222, of which
$40,521,965 were government deposits; its coin, $113,850,000 of gold and
$249,400,000 of silver; and its loans $195,707,859.f
The amount of commercial paper discounted at the Bank of France
and its branches during the year 1879 reached its maximum on November 28y when it was $172,360,000, being nearly five times the amount of
its capital. The minimum amount of discounts was on March 20, being then $74,720,000, or about twice the amount of its capital. In addition to commercial paper, or trade bills, discounted, the bank makes
advances on collateral securities, such as bullion, railway shares, and
government bonds. The highest amount of such advances in 1878 was
$22,960,000, which was increased in 1879 to $31,100,000. The combined
amount of commercial paper, or trade bills, and of advances on securities, ranged from $190,000,000 to $200,000,000. In addition to its discounts and loans the bank usually holds about $54,500,000 in various
securities of the French Government.
About one-third of the commercial paper discounted at Paris ($209,888,385) was payable in towns where the bank had branches, the remaining two-thirds ($468,320,475) being payable in that city. The total
amount of commercial paper discounted during the entire year was more
than 1,452 millions of dollars ($1,452,175,260). The total number of
pieces of paper discounted during the year was 8,071,505, of which
number 4,169,292 were payable at the branches and 3,902,213 at Paris.
The reports for 1878 and 1879 give classifications of the Paris bills.
The discount of certain classes of these trade bills, which are for very
small amounts, is a characteristic of the Bank of France, and the statistics are both interesting and curious. The report gives a classification
of the bills on Paris tor 1879, as follows :
Bills of
Bills of
Bills of
Bills of

10 francs, or $2 each, and under
11 francs to 50 francs each, or $2.20 to $10
51 francs to 100 francs each, or $10.20 to $20
above 100 francs each, or $20

Total

,

7, 842
392,845
623,232
2,878,294
3,902,213

It will be observed that the whole number of these bills was nearly four
millions, of which more than two-thirds (2,878,294) were for amounts above
twenty dollars. The remaining 1,023,919 bills were all for sums less than
twenty dollars, and, at the highest limit, could not much exceed 16
millions. There were 623,232 bills in amounts varying from $10.20 to $20.
There were also392,845 bills varying in amount from $2.20.to $10, and
*L'^cononiiste Francaise, April 10, 1880. t London Economist, November 6, 1880.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XVII

7,842 bills as low as two dollars each, or under. The number of trade
bills in 1877 below $20 was 393,503; in 1878, 1,054,381; and in 1879,
1,023,919. The average amount of each of the Paris bills in 1879 was
$171.80; the average of the bills at the branches was $185.60; and
taking the whole number together the average was $180.
The number, classification, and amount of commercial bills discounted
during the years 1878 and 1879 are stated below in tabular form :
Classification.
Where dis-

counted.

L

10 francs, or|

Amount.
Above

j $2 and be-|
j low.
$10:

ioo|

$20.

4,898

Paris
Eranches

j
!
.

240,040 j

808,843

4, 898 i

Paris
Branches.

240, 040 j

808, 843 I 2, 428, 508 |7, 274, 839 16, 860, 862, 325 ! 1, 373, 372, 4C3

7, 842 j

392, 845 i

623, 232

J

I

7, 842

392, 845 !

2, 428, 508 13, 482, 889 13,106, 226, 250 I 623, 245, 25U
13, 791, 950 j3, 760, 636, 075 j 752,127, 21 f,

2, 878, 294 3, 902, 213 3, 391, 044, 344 j
,
..-4,169,292 3,869,832,100 j

678, 208, 809
773, 96G, 420

623, 232 j 2, 878, 294 |8, 071, 505 \7, 260, 876, 444 j 1, 452,175, 283

In 1878 the average amount of each bill discounted at Paris was
$178.40, and at the branches $198.40, the average of the whole beiius
$188.80.
The Bank of France receives these bills chiefly from bankers, who keep
accounts with it, as it discounts only for its depositors. These bankers
in turn discount them for small brokers, who receive them for this purpose from the working classes. The bills are presented to the bank for
discount, with accompanying schedules. The rate of interest is the
same on small bills as on large ones, and no charge is made beyond the
discount or interest. The greater part of them are bills of exchange,
and issue from small manufacturers, uand also from workmen on their
own account, known as makers of the Articles de Paris."
The National Banks of the United States.

The following table gives by geographical divisions a classification.
similar to the foregoing, of the notes and bills discounted held by-the
national banks on October 2, 1879, when the total amount of loans was
$875,013,107:
Number and classification of bills.
G eographieal divi- ; No. of j
sions.
'banks.' $100
and
less.
New England States'
Middle States
{
Southern States
j
Western States and j
Territories
|

$100 $500 $1,000 $5,000 $10,000
to
and
to
to
to
$500. $1,000. $5,000. ;$io,ooo.

Total bills.
Axr-rno,
No.

Amount.

547i 30,167 54, 965 20,444 ! 33, 62V 10,082 4, 5901153, 869 $240,552,893 63 $], 563 30
6411115,285132,032 39, 484 50,854, 11,453 5, 276J354, 384! 416.600.226 30 1,175 5t5
416| 58.729J 45^90,807 95 781 40
175J 15, 752 24, 480 7,862| 8,936! 1,283

I
I
1,800241,287, 171,969,179 22! 712 72
680! 90,141 84, 56J
27,5901 31,812! 5,381
United States.. j 2, 048 251, 345J29G, 040 95,380125,223 28,199: 12,082 808,269 875.013,10710 1,082 58




XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

The number of pieces of paper discounted, as will be seen, was 808,269,
and the average of each discount, $1,082.59. If the average time of these
bills was sixty days, and the banks held continuously the same amount,
the number of discounts made during the year would be nearly five millions (4,849,614), the total discounts more than five thousand millions
(5,250,000,000), which would be equal to a discount of $700 annually for
each voter, or $500 for each family in the country. The number of notes
and bills of $100 each, or less, at the date named was 251,345, or nearly
one-third of the whole ; the number of bills of less than $500 each was
547,385, or considerably more than two-thirds of the whole 5 while the
number of bills of less than $1,000 each was 642,765, which is more than
three-fourths of the whole number.
Every State and Territory, except Florida, Dakota and Washington,
had single discounts of $10,000 and over, and every State, except Florida, had discounts of $5,000 and over. All the States had discounts
in amounts varying from $100, or less, to $1,000, and over. The discounts of the banks in the State of New York amounted to 260 millions,
the number of pieces of paper held being 170,137, which was more than
was held by all of the New England banks combined. The discounts
of the New England banks were 240 millions, which were represented by
153,869 pieces of paper. The amount of discounts in the New England
States was considerably more than those of the Western and Southern
States; but the number of loans in New England was only about onehalf the number in the South and West. The banks in New York City
held 2,907 pieces of paper of $10,000 each, and over, and those in the
Temainder of the State 451. Boston held 2,258 of such pieces, and the
remainder of Massachusetts 995. Philadelphia held 809, and the remainder of Pennsylvania 558; Chicago held 322, and the remainder
of Illinois 105. The total number of pieces held by the four cities here
named was 6,296, which is more than one-half of the aggregate of this
class of bills held by all the national banks in the United States. The
bank examiner in the city of New York gives the following estimate of
the average amount of loans in the city of New York:
41,598 loans, averaging $2,500 each, amounting to
4,926 loans, averaging 7,500 each, amounting to
2,907 loans, averaging 19,000 each, amounting to

,

$104,000, 000
37,000,000
55,000,000

Of the loans exceeding $10,fl00 each he estimates as follows: 150
of $50,000, amounting to $7,500,000, and 80 of $100,000, amounting to
$8,000,000. He says that the largest loan of any kind which ever passed
through his hands was one for the sum of $1,000,000, secured by United
States bonds, and that it was a legitimate loan, understood to have been
principally employed in the erection of an enormous oil-refinery in New
Jersey. He also says that he has frequently handled demand loans of
$500,000 each.
In answer to an inquiry in reference to small loans, he replies that
the tobacco manufacturers receive large numbers of promissory notes,
of a small amount each, payable in almost every city, town, and village
in the country, and running from thirty to fifty days' time. The sewing-machine companies and the manufacturers of billiard-tables, pianos,
and farming implements also receive large numbers of notes of from
$10 to $50 each, being monthly payments on articles sold by them.
These small notes are usually received by the banks as collateral security for loans, and are forwarded by them for collection. A charge for
collection of from 10 to 25 cents is made upon each small note.




REPORT OF THE COMPTROLLER OF THE CURRENCY,

XIX

f* The average amount of each loan in New York City was $3,962 ; in
Boston, $3,083; Philadelphia, $1,688; Pittsburgh, $1,993; Chicago,
$2,244; Baltimore, $1,593; Milwaukee, $2,086; Saint Louis, $1,575;
Cincinnati, $1,231; Cleveland, $1,244; Detroit, $1,320; Louisville,
$1,007; and New Orleans, $1,936.
Among the States having the smallest average loans were the following : New York, exclusive of the cities of New York and Albany, $499 ;
Pennsylvania, exclusive of Philadelphia and Pittsburgh, $535; Maryland, exclusive of Baltimore, $505; Kansas, in which the average was
$353; Iowa, with an average of $375; West Virginia, of $350; Delaware, $556; New Jersey, $56Q; Minnesota, $621; Vermont, $645;
North Carolina, $662; Tennessee, $651; Maine, $740; Indiana, $711;
New Hampshire, $815 ; South Carolina, $846; Georgia, $882.
A table will be found in the appendix giving the number of each class
of discounts held, their average amount, and the total amount of money
loaned in each of the States and principal cities of the Union. An examination of this table will give full and interesting information relative
to the distribution of loans by the banks in the different sections of the
country.
The Imperial Banlc of Germany.

The Imperial Bank of Germany has a capital of 30 millions of dollars,
and is situated in the city of Berlin.
The total number of bills of all kinds discounted during the year
1879 was 2,374,394, amounting to $852,175,650, the average amount of
each bill being $358.90. The bills are classified as follows: There were
533,564 Berlin bills, amounting to $263,663,280—average $494.15 each;
the number of inland bills was 1,834,351, amounting to $578,693,335, and
averaging $315.47 each; and the number of foreign bills was 6,479, in
amount $9,819,035, and averaging $1,515.52 each. The average amount
of loans and discounts for the year was $82,073,500. The loans and discounts were highest on December 31, when they were as follows:
Ber]in bills
Inland bills
Foreign bills
Total bills

83,157, amounting to $44, 636,600, averaging $536 77
164, 844, amounting to 51,840, 460, averaging 314 48
1, 442, amounting to 3,936,230, averaging 2,729 7$
249,443, amounting to 100,413,290, averaging

402 55

The discounts were lowest on March 23, their total amount being then
$67,349,000.
The time of the Berlin bills varied from 16 to 76 days, their average
being 55 days, and the time of the inland bills was from 14 to 63 days,
their average being 26 days.
STATE BANKS, SAVINGS-BANKS, AND TRUST COMPANIES.

The first systematic effort to obtain annual statistics showing the condition of banks organized under State laws was commenced by the
Treasury Department in 1834, in compliance with a resolution of the
House of Representatives, passed July 10, 1832. These statistics were
compiled from such returns as were required by the laws of various
States to be made to their authorities. This compilation was continued
for twenty-nine years, from 1834 to 1863, after which it was discontinued.
The annual returns from this source were given for each State, in concise iorm, in the Comptroller's report for 1876, as were also such other
data as could be obtained in regard to the two Banks of the United
States, and other moneyed corporations of the country in operation i>rior
to the year 1834. Those returns were incomplete and unsatisfactory.




XX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

In many of the States no reports were required from banks organized
under their laws, in others reports were infrequently required, and
in all there was an entire absence of uniformity as to the dates upon
which reports were required to be made.
The act of Congress of February 19, 1873, section 333 of the Eevised
Statutes, requires the Comptroller to obtain from authentic sources, and
to report to Congress, statements exhibiting nnder appropriate heads the
resources and liabilities of such banks and savings banks as are organized under the laws of the several States and Territories. In compliance
with this act he has presented annually in the appendices to his reports
the resources and liabilities of these corporations, so far as it has been
possible to obtain them.
Through the courtesy of State officers, returns of State banks, savings-banks, and trust and loan companies have during the past year
been received from nineteen States. Twenty-seven of the States and
Territories, including Illinois, Nebraska, Dakota, Oregon, Yirginia, and
Tennessee, do not require periodical returns of the condition of the different classes of banks organized under their laws. Statements showing the condition of the banks of each State from which returns could
be obtained will, as usual, be found in the appendix. The returns received embrace 650 State banks and trust companies, and 629 savings
banks.
Eeturns were made to the Commissioner of Internal Eevenue, for purposes of taxation, showing the average capital and deposits for the six
months ending May 31,1880, by 996 State banks and trust companies,
and 658 savings banks. Eeturns made to the Commissioner are supposed to cover all banks of this description in the United States, a»
well as private bankers. It can therefore be seen that, while the returns
made to the different State authorities omit 346 State banks and trust
companies, they are quite complete as to that class of savings-banks
having no capital, the difference being only 29 banks.
State bmiks and trust companies.

From returns obtained by the Comptroller from State officers, the following abstract has been compiled, showing the resources and liabilities
of 650 State banks and trust companies:
RESOURCES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Gash items.
Specie
Legal tenders, bank notes, &c

$281,496, 731
597,699
26,252,182
35,661,792
40, 340, 345
19,489,080
7, 374,037
979,492.
11,176,592
6, 905, 977
51, 500,22(5

Total

481,774,159
LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities

$109,318,451
283,308
25,008,431
10,774,731
486,094
298,759,619
18, 613, 330
18,530,189

Total

481,774,150




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXI

The foregoing table was prepared from returns from five New England
States, not including Maine, which has but one State bank in operation;
from four Middle States, not including Delaware; and from the Western
States, with the exception of Illinois, Kansas, and Nebraska. The only
Southern States represented therein are Louisiana, Texas, and Kentucky.
The only Pacific State is California. There is but one State bank in
New Hampshire, five in Vermont, none in Massachusetts. There are,
however, five trust and loan companies in the latter State and ten in
Connecticut.
In comparing the capital and deposits reported to State authorities
with the same items as reported to the Commissioner of Internal Eevenue,
it must be remembered that, in addition to the discrepancy in the number
of banks reporting, there is an important difference in the character of
the reports. The reports made to State authorities give the gross
deposits at certain dates, while those made to the Commissioner give the
average deposits for a period of six months.
The total number of banks of all classes which report to the State
authorities, and from which reports have been received, is 1,279, having
a total capital of $113,172,078, and total deposits of $1,117,866,592; the
total number of incorporated banks reporting to the Commissioner of
Internal Eevenue is 1,654, having a total capital of $118,014,862, and
deposits amounting to $1,136,427,338. It thus appears that 375 banks,
with capital and deposits amounting to $4,842,784 and $18,560,746 respectively, either do not report to any State authority, or if such reports
are made it is impossible to obtain them.
Of the 4,456 banks reporting to the Commissioner of Internal Revenue, there are 2,802 private banking institutions, with a total capital of
#76,121,962, and deposits of $182,667,237, from which no reports have
been received by the Comptroller through State authorities.
Savings banks.

The following table exhibits the aggregate resources and liabilities of
629 savings banks of the United States, whose returns, as made to the
State authorities, have been obtained by the Comptroller. The aggregate of the resources and liabilities of these savings banks, for each
State separately, is given in the appendix:
RESOURCES.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other bonds and stocks
Railroad bonds and stocks
Eank stock
Real estate
Other assets
Expenses
Due from banks
Cash
Total

$315, 273, 232
70,175, 090
187,413, 220
150, 440, 359
20, 705, 378
32,225,923
39, 038, 502
27, 053,452
216,423
22,063,091
17,072,680
881,677,350

LIABILITIES.

Deposits
Surplus fund
Undivided profits
Other liabilities

819,106, 973
51, 226,472
4,740,861
6, 603, 044

Total

881, 677, 350

The foregoing table includes the returns from the six New England
States, from four Middle States, not including Delaware, from the State
of California, and from live savings banks in the other States.




XXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The aggregate of loans in the New England States is $295,700,696,
and of deposits $378,848,429. In the Middle States the aggregate of
loans is $114,277,627, and of deposits $380,666,166.
The amount of average deposits returned to the Commissioner of Internal Eevenue by the savings banks of the New England States, for
purposes of taxation, was $368,757,040 for the six months ending May
31, 1880, and by the savings banks of the Middle States the average
deposits returned for the same period were $389,183,856, showing but a
slight difference between the returns made by these banks to the State
officers and those made by them to the Commissioner.
All but three of the savings banks in the State of California are organized with capital stock, and dividends are paid to stockholders as
well as to depositors. The whole amount of deposits is $47,719,829. Of
this amount, banks with capital stock amounting to $3,853,627 hold
$32,177,037. The remaining three banks, which are without capital,
hold $15,542,792 of deposits.
Some of the largest savings banks in the city of Philadelphia, organized under old charters, are not required to make reports to any State
officer. Eeturns received directly from four of these banks, having deposits amounting to $23,956,285, are included in the returns for the State
of Pennsylvania.
The reports to the Commissioner of Internal Eevenue,. which are made
by all banks in the United States other than national, show that in the
Southern States there are but live savings banks (including three with
capital of $342,912.16), with deposits aggregating $1,457,924; and that
in the Western States and Territories, exclusive of California, there are
but 34 savings banks, with dej)osits amounting to $14,019,997; making,
in the two sections named, 39 savings banks, out of the total in the
United States of 658.
The savings bank deposits given in the foregoing table for 1880, based
on reports made to the State authorities, are $819,106,973, and the deposits of the State banks and trust companies were $298,759,619. These
deposits do not include bank deposits. The deposits of the national
banks, exclusive of those due to banks on June 11,1880, were $845,738,876
These deposits of the national banks bear to those of the savings banks
the proportion nearly of 50.8 to 49.2, to those of the State banks and
trust companies the proportion of 74 to 263 and to the combined deposits
of both the proportion of 43 to 57.
The deposits of the savings banks of the six New England States
alone, for the year 1880, were $378,848,429, while the deposits of the
national banks of the same States on June 11, 1880, were $142,163,316.
The former amount bears to the latter the proportion of 73 to 27.
The total population of New England is estimated to be 3,920,000, and
the number of open deposit accounts in the savings banks is 1,165,653;
which is equal to 30 accounts to each one hundred of the entire population. The average amount of each account is $325; and if the total
deposits were divided among the entire population the average sum of
$96.65 could be given to each individual.
The deposits of the savings banks in the State of New York were
$319,258,501 in 1880, while the population is estimated to be 5,120,000;
showing that an equal distribution of the savings-bank deposits among
the entire population of the State would give $62.36 to each individual.
The loans and investments of the savings banks of the six New England States, in United States and other bonds and stocks, amounted in
1880 to $31,109,999, which is equal to 34.61 per cent, of deposits. In
1873 the amount invested in the same manner by the savings banks of




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII

England was $9*7,692,286, equal to 25.63 percent, of their deposits,
which were $381,207,058 at that date. The cash on hand in 1880 was
$6,521,510, or say 1.72 per cent, of their liabilities to depositors, while
in 1873 it was $4,290,121, or 1.13 per cent, of the same liability at that
date. In the State of New York, in 1880, the amount invested in United
States and other stocks and bonds by the savings banks was $212,103,705,or 66.44 per cent, of deposits, while the cash on hand was $4,271,445,
or 1.34 per cent, of deposits. In 1873 the savings banks in New York
had $153,355,664 invested in this manner, or 53.71 per cent, of deposits,
and the cash on hand was $6,714,404, or 2.35 per cent, of the deposits.
In California, in 1880, the investments of the savings-banks in United
States and other stocks and bonds were $4,228,001, or 8.8 per cent, of the
deposits, against $1,294,600, or 4.2 per cent, of the deposits, in 1877. The
cash reserve on hand in California savings banks was $2,897,471, or about
6 per cent, of the deposits, in 1880, and $1,965,600, or about the same percentage, in 1877. While, as has been seen, the amount invested in United
States and other bonds and stocks by the savings banks of the six New
England States was $131,109,999, or 34.61 per cent, of the aggregate
deposits, the amount due from banks shown by the returns of the same
savings banks was $6,348,135, or 1.67 per cent, of their deposits; showing that the resources of these savings banks consist largely of deposits
in national or other "banks,, and of investments in United States and
other bonds and stocks.
In New York State the amount invested in United States bonds was
$119,985,590, and the amount in other stocks and bonds was $92,118,115,
a total of $212,103,705, or 66 per cent, of the aggregate dej)osits, while
the amount due from banks was $13,893,109.
The following statement, compiled from returns made to the Commissioner of Internal Revenue, gives by States and principal cities the
average capital and deposits of the State banks, trust companies, private
bankers, and savings banks, in each of the New England and Middle
States, for the six months ending May 31, 1880, together with the average amount of capital invested in United States bonds:
i Invested in United States
i
bonds.

States and Territories.

No. of
banks.

Capital.

Deposits.

! By State \
|banks,private! ^ ,

Total.
'ings

t r u s t companies.

Maine
New Hampshire.
Vermont
Massachusetts...
Boston
Rhode Island
Connecticut
..
New England States
New York
New York City.
Albany
New Jersey
Pennsylvania
Philadelphia....
Pittsburgh
Delaware
Maryland
Baltimore
Washington
Middle States.




64
71
22
161
57
56
105

$21,723,964
28, 301, 549
8, 531,140
144, 268, 273
64, 553, 766
43,134, 708
78, 457, 961

$8, 313
5, 202
36, 984 I
223, 613
2, 552, 661
637, 588
272, 732

536
=

$47, 319
51, 000
353, 700
510, 000
5,128, 099
3, 308, 504
2, 616, 896
12, 015, 518

388, 969, 361

•

$3, 292, 950
924, 499
690, 840
13. 857, 606
9, 051, 771
5, 207, 957
8, 404, 664

3, 737, 093

37, 693, 200

41,430,293

2, 300,198
15,153, 033
357, 521
269, 683
752, 786
199, 403
661, 363
20, 000
251,189
309, 900
289, 758

45, 993, 290
73, 737, ©79
2, 552, 905
5, 871, 992
70, 000
6, 472, 097
1, 679, 366
13, 538
9, 890, 353
20, 535

48, 293, 488
88, 890,112
2, 910,426
6,141, 675
822, 786
6, 671, 500
2, 340, 729
20, 000
264,727
10, 200, 253
310, 293

20,564,834 j 146,301,155

166,865,989

.3

303
506
12
51
271
61
31
8
12
38
7
1,300

$3, 284, 637
919, 297
653, 862
13, 633, 993
6, 499,110
4, 570, 369
8,131, 932

8, 525, 645
49, 335, 306
641, 000
1, 324, 553
8, 789, 931
2,108, 904
4, 053, 579
675, 689
564, 434
3,134, 842
357, 060

162, 275, 473
291, 914, 072
13, 751, 649
20, 391,118
29, 071,132
51, 496, 370
14, 651, 589
2,127, 426
819, 944
25, 814, 319
3, 3i5, 875

79, 510, 943 ! 615, 618, 967

XXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY

The following' statement gives like information in reference to the
same classes of banks in the Southern and Western States, and in the
Pacific States and Territories:
Invested in United States bonds.
States and T e r r i t o r i e s . ^ ^

I
I
!

Capital.

76
20
13
13
58
9
26
33
3
11
105
15
71
15
30

$3, 036, 974
1, 247,128
790, 321
511, 499
4, 068, 279
83, 830
1, 040, 241
1, 083, 690
126,265
2, 111, 031

Deposits.

By State b a n k s ,
p r i v a t e bankers, and t r u s t
companies.

3, 701, 080
245,110
6, 099, 666
5, 267, 028
1, 769, 228

$7, 757, 202
4, 034, 743
1, 596, 632
658, 812
5, 910. 827
287, 289
2, 269, 647
2, 634, 915
87, 343
4, 632,122
6, 332, 751
577,628
7, 698,11.4
5, 8u3, 673
3, 222, 740

$294, 208
137, 488
0
52, 833
18, 050
0
742
209, 358
45, 000
643, 013
163,133
75,102
306, 979
471,197
125, 388

498

31, 847, 370

53, 504, 438

2, 541, 991

248
12
9
144
316
34
155
14
109
9
309
95
170
28
148
83

5,704,140
1, 402, 241
1, 045, 924
4, 365, 434
4, 092, 314
4, 272, 495
2, 346, 799
1,066,041
1, 578, 843
634, 731
5,153, 906
1, 906, 375
4, 250,175
5, 705, 555
1, 564,144
653, 890

20, 834, 648
4,392,711
13, 965, 571
13,172,783
17, 061, 788
12, 584, 083
7,105, 952
7, 544, 048
5, 964, 028
7, 788, 900
13, 326,191
5, 000,150
15, 307, 216
18, 688, 699
4, 877,150
2.-019, 814

867,
275,
678,
507,
675,
2, 559,
154,
345,
184,
15,
319,
119,
428,
873,
90,
39,

"WesternStates..| 1 8 8 3
»

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
I-ouisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

i
i
;
i
!

j
-

Southern States 1
Ohio
Cincinnati
Cleveland
Tndiana
.
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska

!
!
i
j
1
!
!
!
i
!
i
!
>
i

By savings
banks.
0

Total.

0
0
0
1, 000
0
0
0
0
0
0
0
0
0
0

$294, 208
137,488
0
52, 333
19, 050
0
742
209, 358
45, 000
643, 013
163,133
75,102
306, 979
471,197
125, 388

1,000

2, 542, 991

475
671
379
953
606
823
894
742
761
914
876
968
208
395
397
492

86, 959
0
2,151, 270
42, 061
60, 000
0
0
134, 267
0
0
0
0
0
0
0
0

954, 434
275, 671
2, 829, 649
550, 014
735, 606
2, 559, 823
154, 894
480, 009
184, 761
15, 914
319, 876
119, 968
428, 208
873, 395
90, 397
39, 492

45, 743, 007

169, 633, 732

8,137, 554

2, 474, 557

10, 612, 111

;
.!
i

15
85
26
38
13
11
5
4
2
18
13
4
5

1, 24">, 208
9, 430, 629
12,104, 546
584, 917
364, 457
206, 000
6, 667
128, 054
5, 358
127, 511
446, 708
25¥, 000
112, 932

1,033,103
14,928,718
67, 497, 294
3, 479, 877
834, 548
1, 233, 952
181, 925
271, 201
18, 368
396, 279
724, 031
525,109
243, 673

112, 423
197, 341
3, 449, 052
0
100, 000
0
0
0
0
0
0
0
25, 000

6,300
0
2, 711, 604
0
0
0
0
0
0
0
0
0
0

118,723
197, 341
6,160, 656
0
100, 000
0
0
%
0
0
0
0
25, 000

Pacific States and
Territories
j

239

25. 019, 987

91, 368, 078

3, 883, 816

2, 717, 904

6, 601, 720

Oregon
California
San Francisco
Colorado
Nevada
Ttah
New Mexico
Wyoming
Idaho °
Dakota
Montana
Washington
Arizona

i
I
j
<
i
!
!

The total number of State and savings banks, trust companies and
private bankers in the United States, with the average amount of their
capital, deposits, and investments in United States bonds, for the six
months named, were as follows:
Number of banks
Average capital
Average deposits
Average investments in United States bonds




4,456
$194,136,825
1,319,094,576
228,053,104

REPORT OF THE COMPTROLLER OF THE CURRENCY,

XXV

The following table exhibits in a concise form, by geographical divisions, the total average capital and deposits of all State and savings
banks and private bankers in the country, for the six months ending
May 31, 1880:
JT
tigs T T witli ,i Savings
banks -_
\
^..i

I State banks and trust j Private bankers.
;
companies.
j

capital.

joutcapTtal."

'Geographical divisions. \
os-

New En eland States
I 40
Kiddle States
'234
Southern States
241
Western States and Ter-I
ritories
481
Tmted States

Millions. I
6.86 '
38.98
2(5.69 i

Millions*
16. 47
.134.89
38. 51

Mill.
ions.
74 ! 5.16
885 j 40. 01
252 I 4.81

41.44 j 108.91 1,591 ! 26.14

996 113.97 ; 818.78 2,802

JNo. .Capital.
Millions.

Millions.

3 74
71 54
13 54
93 85

0. 53
0.34
20

its

No.

Millions.
422
3.19 175
2
0.57

its.
Millions.
368. 76
386.00
0.88

30

27.39

34.61 629

3.17

76.12 I 182.67 \ 29 j

783. 03

30.85

DUMBER, CAPITAL AND DEPOSITS OF NATIONAL BANKS, STATE AND
SAYINGS-BANKS, AND PRIVATE BANKERS.

The capital of the 2,076 national banks in operation on June 11,1880,
us will be seen by a table in the appendix, was $455,909,565, not including* surplus, which fund at that date amounted to 118 millions of dollars;
while the average capital of all the State banks, private bankers, and savings banks for the six months ending May 31,1880, was but $194,136,825;
which amount is but little more than one-third of the combined capital
and surplus of the national banks.
The net deposits of the national banks were $900,788,714, and the
average deposits of all other banks, including savings banks, were
$1,319,094,576, of which more than one-half, or $783,033,149, consisted
of the deposits of the 629 savings banks having no capital stock, which
are included in the above aggregate.
The increase in the net deposits of the national banks during the year
"was $187,385,075; of the savings banks, $34,508,295; of the private
bankers, $42,749,684; and of the State banks and trust companies
$61,713,761, making a total increase in the bank deposits of the country
of $326,356,815.
The table below exhibits the aggregate average capital and deposits
for the six months ending May 31,1880, of all classes of banks other than
^national, and the capital and net deposits of the national banks on
June 11 following:

Geographical divisions.

State banks, savings
banks, private bankers, &c.
No.

3Te*w England States
536
Middle States
1,300
Southern States
498
Western States and Territories
2,122

United States




4, 456

National banks.

Total.

Capital. Deposits. No.

Capital. Net deposits.

Millions. Millions.
12.02
388. 97
79.51
615. 62
31.85
53.50

548
654
177

Millions. Millions.
Millions. Millions
165. 60
161. 96 1, 084 177. 62
550. 93
170. 44
480. 06 1, 954 249. 95 1, 095*.'68
30.79
62.64
45.90
675
99.40

261 00

697

70.76
194.14

1,319.09 2,076

No.

Capital. Deposits.

89.08

212. 87 2,819

159 84

4.72 S7

455. 91 *

900. 79 6,532

650. 05

2,219. 88

XXTI REPORT OF THE COMPTROLLER OF THE CURRENCY.

From this table it will be seen that the total number of banks and
bankers in the country at the dates named was 6,532, with a total banking capital of $650,049,390, and total deposits* of $2,219,883,290.
In the appendix will be found similar tables for various periods, froni
1875 to 1880, where will also be found other tables giving the assets and
liabilities of State institutions during the past year, so far as they could
be obtained from the official reports of the several State officers.
A table arranged by States and principal cities, giving the number,
capital and deposits, and the tax thereon, of all banking institutions
other than national, for the six months ending May 31, 1880, and for
previous years, will be found in the appendix.
The following table exhibits, for corresponding dates in each of the
last five years, the aggregate amounts of the capital and deposits of each
of the classes of banks given in the foregoing table :
Nationa! banks.

|

S t e

™ Sprivate

Years
No. Capital. Depos-j ^ 0

1876..
1877..
1878..
1879..
1880..

2,091
2,078
2,056
2,048
2,076

Millions.

500.4
481.0
470.4
455. 3
455. 9

i
Mill- !

ions. •
713.5
768.2
677.2
713.4
900.8

Savings
Savings banks banks withwith capital. out capital.

Capi- Depostal.
its.
Mill- Millions. ions.

; 3,803 214.0
i 3,799 1 218.6
j 3,709 | 202.2
3,639 197.0
! 3,798 390.1

480.0
470. 5
413.3
397. 0
501. 5

Total.

De- No. Depos- No.
its.
prsits.

26
26
23
29
29

I
1
M ill- Milllions. \ ions.
i 5.0 ! 37.2 691
! 4.9 38.2 676
3.2 1 26.2 668
4.2 36.1 (544
' 4.0 34.6 629

Millions.

844.6
843.2
803.3
747.1
783.0

6,611
6,579
6,456
6,360
6,532

Capi- Deposits.
tal.
Millions.

719. 4
704.5
675. 8
656. 5
650. 0

Millions.

2, 075. a
2,120.1
1,920. 0
1, 893. 5
2, 219. 9

SECURITY OF CIRCULATING- NOTES.

The following table exhibits the classes and amounts of United States
bonds held by the Treasurer on the 1st day of ^November, 1880, to
secure the redemption of the circulating notes of the national banks:
Class of bonds.

Authorizing act.

Kate of interest. A mount.

Loan of February, 1861 (81s)
! February 8, 1861
i 6 per cent
S $2, 046, 00#
Loan of July and August, 1861 (81s) .. j July 17 and August 5, 1861
! do
| 33, 405, 050
Loan of 1863 (81s)
March 3, 1863
!.... do
... i 17, 027,100
3, 000
Consols of 1867
March 3, 1865
L...do
...|
5, 00.0
Consols of 1868
do
'... do
526, 900
Ten-forties of 1864
j March 3. 1864
i 5 per cent
!
Funded loan of 1881
j July 14,1870, and January 20,1871.. j . . do
! 146, 552, 850
36, 988, 950
Funded loan of 1891
|
do
I 41 per cent ..
119, 075,100
Funded loan of 1907
|
do
j 4 per cent..
4,119, 004)
Pacific Railway bonds
| July 1, 1862, and July 2, 1864
| 6 per cent..
Total .

359, 748, 950

On October 1, 1865, the total amount of bonds held for this purpose
was $276,250,550, of which $199,397,950 was in six per cents, and
* The terms " gross deposits," " individual deposits/' and " net deposits " of national
banks, as used in this report, are explained as follows:
The gross deposits of the national banks are the amounts reported by them to the
credit of stockholders for dividends unpaid; to the credit of individuals, companies,
and firms; to the credit of the United States and its disbursing officers; and to the
credit of other banks. The individual deposits are the amounts reported under that
head, consisting of amounts to the credit of individuals, 'companies, and firms only.
The net deposits are arrived at by deducting from the sum of the items making up the
gross deposits the amount of clearing-house exchanges reported, and the amount of
balances due from banks (with the exception of that due from reserve agents) not
exceeding the amount due to banks.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII

$76,852,600 in five per cents. On October 1, 1870, the banks held
$246,891,300 of six per cents, and $95,942,550 of five per cents. Since
that time there has been to November 1,1880, a decrease of $190,286,150
in six per cent bonds, and an increase of $51,137,200 in five per cents.
The banks now hold $36,988,950 of four and a half per cents, all of
which have been deposited in the Treasury since September 1,1876, and
$119,075,100 of four per cents, which have been deposited since July
1, 1877.
During the last year $19,243,300 of four per cents have been withdrawn by the banks, chiefly for the purpose of realizing the large premiums thereon, and $22,370,750 of five per cents have been deposited^
which will mature in a few months. The banks still hold $8,000 of six
per cent, five-twenty bonds, and $526,900 of five per cent, ten-forty
bonds, upon which interest has ceased. They also hold $146,552,850
of the fives of 1881, which are redeemable on the 1st of next May;
$2,046,000 of sixes of 1880, payable on the first day of January next;
and $50,432,150 of sixes of 1881, which are redeemable on the 1st of
July next.
NATIONAL-BANK AND LEGAL-TENDER- NOTES, BY DENOMINATIONS.
CIRCITLATINa NOTES OF THE BANK OF FRANCE AND IMPERIAL
BANK OF GERMANY^ BY DENOMINATIONS.

The following table exhibits by denominations the amount of nationalbank and legal-tender notes outstanding on November 1, 1880, and the
aggregate amounts of both kinds of notes for the same date in 1878 and
1879:
1880.

Denominations.

Ones

Twos

Fives
T ens
Twenties
Fifties
One hundreds
Five hundreds
One thousands
Five thousands
Ten thousands
Add for fractions of notes not
presented or destroyed
Totals
Deduct for legal-tender notes
destroyed in Chicago lire
Totals

1879.

A m o u n t of > A m o u n t of i
national- I legal-tender ! A g g r e g a t e ,
b a n k notes. |
notes.
j
$2, 292, 462
1, 207, 260
99, 910, 760
113, 820, 580
75, 631, 560
21, 418, 300
26, 888, 900
639, 500
239, 000
j
15,129 |.

$24, 247, 362
$21,954,900
23, 036, 578
21,829,318 i
67,132,138 ( 167, 042, 898
75,835,008 ! 189, 655, 588
72, 088, 277
147, 719, 837
24, 359,175
45, 777, 475
33, 069, 700
59, 958, 600
16,126, 000
16, 765, 500
14, 401, 500
14, 640, 500
565, 000
565, 000
320, 000
320, 000 j

1878.

Aggregate. Aggregate*
$22, 887, 502
21, 030, 863
159, 522, 853
181,447, 558
141,445, 933
46,177, 945
58, 339, 780
23, 088, 000
23, 111, 500
3, 250, 000
2, 500, 000

$24, 652, 750
22, 915, 066
148,116, 015
168, 908, 071
131, 785, 709
47, 658, 995
58, 331,470
31,159, 000
33, 794, SOU

15,129

13, 586

11, 561

342, 063, 451

347, 681, 016 j 689, 744, 467

682, 815, 520

667, 338,137

1,000,000 i

1,000,000

1,000,000

342,063,451i

346,681,010}

688,744,467

681, 815, 520

1, 000, 000
666, 333,137

The law provides that, after specie payments are resumed, national
banks shall not be furnished with notes of a less denomination than live
dollars; and in accordance with this provision no notes of the denominations of one and two dollars have been issued since the first day of
January, 1879. The amount of ones outstanding on that day was
$4,793,817, and of twos, $2,924,930; total, $7,718,747. Since that date
the ones have been reduced $2,501,355, and the twos, $1,717,070, making
a total reduction of small bank notes of $4,219,025.




XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

The amount of legal-tender notes of the denomination of one dollar
outstanding on that date was $20,257,109, arid of twos, $20,035,525 ;
total, $40,292,634. The increase since that date to November 1, 1880,
has been $3,491,584. Thus it will be seen that while the small notes of
the national banks have been reduced more than four millions
($4,219,025), in compliance with law, since the date of resumption, the
legal-tender notes of the same denominations have been increased
$3,491,584. The total amount, in these denominations, of both kinds
of notes outstanding on November 1, 1880, was $47,283,940. The
total increase during the year has been $3,365,575 ; the decrease during
the year previous was $3,649,451. Of the entire amount of nationalbank and legal-tender notes now outstanding, nearly seven per cent, consists of one and two dollar notes, and more than thirty-one per cent, of
ones, twros, and fives, while more than fifty-eight per cent, is in the
notes of a less denomination than twenty dollars, and about eighty per
cent, is in notes of a lower denomination than fifty dollars. Of the entire issue, about twenty per cent, in amount is in denominations of fifty
dollars and upwards.
The circulation of the Imperial Bank of Germany, on January 1,1879,
was $165,933,942; its circulation on January 1, 1880, was $198,201,144;
showing an increase of $32,267,202 during the year.
The following table exhibits by denominations the circulation of the
Imperial Bank of Germany, on January 1,1880^ in thalers and marks,
which are here converted into our currencv:
Marks.

Thalers.

Amount in
d o l l a r s . Number of! Dcnommapieces.
\
tions.
(Thaler—
75 cents.)

:

X u m b e r Denomina- Valuectof n^
• - each
(
of pieces. I tioiisl
i P u - e i dol-

500 thalers ;
185
100 thalers
2.357
50 thalers
1, 716*
25 thalers
8, 934
10 thalers i
9,143$
2, 336

i

375.00
75. 00
37.50
18.75 !
7. so ;
]

69, 375
176, 775
64, 369
167, 512
68, 576

E

255,753 i 1.000 marks. |
213.384 ! 500 marks. !
4, 281, 731* ] 100 marks.

546, 607

Amount in
dollars.
(Mark =
25 cents.)

Value of each
ieeeindolirs.

63, 938, 250
26, 673, 000
107, 043, 287

4, 750, 868J-

250
125
25

197, 654, 537
I

The following table* gives the circulation of the Bank of France and
its branches, with the number of pieces, and the denominations in francs
and in dollars, on January 29, 1880:
Number of pieces, j Denominations.

j

Value of each piece
in dollars.
1,000
200
100
40
20
10

Amount in francs. :; Amount m dollars.
(Fr. = 20 cents.)

8, 577, 553

4
1

25, 000
1, 371, 477, 000
358, 490, 000
601, 800
571, 691, 900
10, 375, 800
683, 075
6, 712, 700
987, 240
429, 850

5, 000
274, 295, 400
71, 698, 000
120, 360
114, 338, 380
2, 075,160
136, 615
1, 342, 540
197, 448
85, 979

2, 321,474, 365

5, 000 francs.
1, 000 francs.
500 francs
200 francs.
100 francs.
50 francs
25 francs
20 francs,
5 francs,
Forms out of date.

1, 371, 477
716, 980
•
3,009
5. 716, 919
207, 516
27, 323
335, 635
197, 448
1,241

464, 294, 873

The amount of circulation of the Bank of France on January 30,
1879, was 2,290,970,830 francs, or say $458,194,166, showing an increase
between that time and January 29, 1880, the date of the foregoing table,
of 30,503,535 francs, or $6,100J707.
* London Bankers' Magazine for August, 18esO, pp. 656 and 662.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX

It will be seen that the Imperial Bank of Germany issues no notes
of a less denomination than $7.50, and that the Bank of France issues
less than two millions of dollars in notes of a less denomination than
five dollars. The Bank of England issues no notes of less than twentyfive dollars, and the Banks of Ireland and Scotland none less than five
dollars.
The amount of circulation in this country in denominations of five
dollars and under on November 1, 1880, was' $214,326,838. In the foreign countries named a large amount of silver and gold coin of the
lower denominations enters into general circulation. It will be impossible to keep in circulation any large amount of small gold coins or silver dollars, unless the coinage of the latter is restricted and the small
notes withdrawn.
Section 5182 of the Revised Statutes requires that the circulating
notes of the national banks shall be signed by the president or vicepresident and by the cashier of the association issuing the same. The
written signature of at least one bank officer is necessary as a check
between this office and the issuing banks, for if an illegal issue should
occur the signature of such officer would be a means of determining
the genuineness of the note. The written signatures of the officers of
the banks are also necessary as an additional precaution against counterfeiting. A number of the banks, however, issue their notes with
printed signatures, and in some cases with badly executed lithographed
ones. A bill is now pending in one of the bank committees of Congress,
imposing a fine of twenty dollars for every circulating note issued by any
national bank without the written signature thereon of at least one of
its officers; and the Comptroller respectfully repeats his previous recommendation for the passage of such an act, which act should also impose a
fine upon any engraver or lithographer who shall print the signatures of
bank officers upon such circulating notes.
UNITED STATES BONDS OUTSTANDING, AND THE AMOUNT HELD BY
THE NATIONAL BANKS, STATE BANKS, AND PRIVATE BANKERS.

The following table exhibits the classification of the unmatured, interest-bearing, bonded debt of the United States on August 31, 1865,
when the public debt reached its maximum, and on the 1st day of July
in each year thereafter, together with the amount outstanding on November 1 of the present year:*
Date.
August 31,1865
J u l y 1,1866
J u l y 1,1867
J u l y 1,1868....
J u l y 1,1869
J u l y 1,1870
J u l y 1,1871....
July" 1,1872
J u l y 1,1873
J u l y 1,1874
J u l y 1,1875
J u l y 1,1876
J u l y 1,1877
J u l y 1,1878
J u l y 1,1879
J u l y 1,1880
November 1, 1880
N o v e m b e r 1,1880

6 per cer
cent.
)
bonds.

5 per cent,
bonds.

per cent,
bonds.

I per cent
bonds.

Total.

$908,518,091 !$199, 792,100
$1,108, 310,191
1,008,388,409 | 198, 528, 435
1, 206, 91G. 904
1,421,110,719 ! 198, 533, 435
1, 619, 644,154
1,841,521,800 S 221, 588, 400
2.063,119,200
221, 589, 300
1,886,341,300
2,107, 930, COO
1, 764, 932, 300 221, 589, 300
1, 986, 521, 600
1, 613, 897, 300 274, 236, 450
1, 888,133, 750
1, 374, 883, 800 414, 567, 300
1, 789, 451,100
1, 281,238, 650 414, 567, 300
1, 695, 805, 950
1, 213, 624, 700 510, 628, 050
1, 724, 252, 750
1,100, 865. 550 607, 132, 750
1, 707, 998, 300
984, 999, 650 711, 685, 800
1, 696, 685, 450
854, 621, 850 703, 266, 650 $140, 000, 000
1, 696, 888, 500
738, 619, 000 703, 266, 650
240, 000, 000 $98, 850, 000
1, 780, 735, 651*
310, 932, 500 646, 905, 500
250, 000, 000 679, 878,110
1, 887, 716, llo
235, 780, 400 484, 864, 900
250, 000, 000 739, 347, 800
1,709, 993, 100
217, 699, 550 j 469, 651, 050 250, 000, 000000
217, 699, 550 469, 651, 050
j 250, 000,
739,739, 347, 800 676, 698, 4698, 40U
347, 800
1, 676,
1,

* The Navy pension fund, amounting to $14,000,000 in 3 per cents., the interest upon
which is applied to the payment of naval pensions exclusively, is not included in the
table.




XXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Since the year 1865, the national banks have held an average of more
than one-fifth, and now nearly one-fourth, of the interest-bearing debt of
the United States. Previous to the year 1872 much the larger portion
of these bonds bore interest at the rate of 6 per cent., and until the year
1877 all of the bonds bore interest at either live or six per cent. These
classes of bonds have since been greatly reduced, and are now less than
three-fifths of the amount pledged for circulation, while more than twofifths of the amount consists of bonds bearing interest at 4 and 4J per
cent. only. This will be seen from the following table, which exhibits the
amounts and classes of United States bonds owned by the banks, including those pledged as security for circulation and for public deposits, on
the first day of July in each year since 1865, and upon November 1 of
the present year:
United States bonds held as security for circulation.

Date.

J u l y 1,1865.
July 1, 1866.
J u l y 1, 1867.
July 1, 1868.
J u l y 1, 1869
J u l y 1, 1870.
J u l y 1,1871.
July 1,1872.
J u l y 1,1873.
July 1,1874.
July 1, 1875.
July 1, 1876.
July 1, 1877.
July 1, 1878.
J u l y 1,1879.
J u l y ] , 1880.
Nov. 1,1880.

r cen
6 per cent, 5 per cent, 4£ per cent 4 p e r cent.
bonds.
bonds.
bonds.
bonds.

$170, 382, 500
241, 083, 500
251, 430, 400
250, 726, 950
255,190, 350
247, 555, 350
220, 497, 750
173, 251,450
160, 923, 500
154, 370, 700
136, 955,100
309,313,450
87, 690, 300
82, 421, 200
56, 042, 800
58, 056,150
56, 605,150

$65, 576, 600
86, 226, 850
89,177,100
90, 768, 950
87, 661, 250
94, 923, 200
139, 387, 800
207,189, 250
229, 487, 050
236, 800, 500
239, 359, 400
232, 081, 300
206, 651, 050 $44,
199, 514, 550 48,
144, 616, 300 35,
139. 758, 650 37,
147, 079, 750 36,

Total.

U. S. bonds]
held for]
other pur-j
poses a t
nearest
date.

Grand
total.

$235, 959,100 $155, 785, 750 $391, T44, 850
327, 310, 350! j121,152, auvi "±"±0, t o o , 300
. ^ i , xuji, 950 448, 468, ow
340, 607, 500 84,002,650 424, 610,150
341, 495, 900 80, 922, 500 422, 418,400
342, 851, 600 55,102,000 397,958,600
342, 278, 550 43,980,600 386,250,150
359, 885, 550
9, 450, 8C 399, 336, 350
380,440, 700 31, 868,2C 412, 308, 900
390,410, 550 25, 724, 400 416,134, 950
391,171, 200 25, 347,100 416, 518, 300
376, 314, 500 26, 900, 200 403, 214, 700
341, 394, 750 45,170, 300 386, 565, 050
338, 713, 600 47, 315, 050 386, 028, 650
372, 250
448, 650 $19,162,000; 349,546,400 68, 850, 900 418, 397, 300
056, 550 118, 538, 950 354, 254, 600 76, 603, 520 430, 858,120
760, 950 126,076,3001 361,652,050 42,831,300 404,483, 350
988,950 119,075,100 359,748,9501 43,620,400 403, 369,350

All of the five and six per cent, bonds now held by the national banks,
with the exception of Pacific Eailway bonds, will mature on or before
July 1, 1881, and will probably be replaced by bonds bearing interest at
4 or 4J per cent., or by new bonds hereafter to be issued by authority
of Congress bearing a less rate of interest.
The amount of United States bonds held by State and savings-banks
cannot be accurately ascertained, for the reason that banks in seventeen
of the States do not make reports of their condition to State authorities. From such reports as have been received through the courtesy
of State officers, it is found that the State banks and trust companies and the savings banks held the following amount of United States
bonds, at different dates during the year 1880:
State banks in twenty States
Trust companies in five States
Savings banks in fourteen States
Total...

$7,142,532
19,109,650
187, 413,220
213,665,402

The Commissioner of Internal Eevenite receives semi-annual reports
from all banks organized under State laws, and also reports from private
bankers, giving their average capital and deposits, and the amount of
such capital invested in United States bonds; and from these returns
the following table has been compiled, showing, by geographical divi-




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI

sions, the average amount of capital invested in United States bonds
fm the six months ending May 31, in the years 1878, 1879, and 1880:
Six months ending—

May 31,1878:
New England States
Middle States
Southern States
"Western States
Pacific States and Territories

|By State banks, I
private bank-J By savings
ers, and trust
banks,
companies.

Total.

$3, 028, 738 $26, 597, 718
23, 915, 757 102,163, 985
1, 523, 882
66, 667
6, 062, 265
1,172, 598
3, 356, 369
1, 082, 620

$29, 626,456
126, 079, 742
1, 590, 540
7, 234, 863
4,438, 980

United States .
May 31,1879:
New England States
Middle States
Southern States
Western States
Pacific States and Territories .

37, 887, Oil

131, 083, 588

168, 970, 599

3, 669, 967 34, 941, 378
25, 686, 469 123, 818,148
3, 593,179
86, 021
8, 326, 402
2,164, 668
5, 015, 948
1, 372, 845

38, 611, 345
149, 504, 617
3,679, 200
10,491, 070
6, 388,793

United States .

46, 291, 965

162, 383, C

208, 675, 025

May 31,1880:
New England States
Middle States
Southern States
Western States
Pacific States and Territories .

3, 737, 093
20, 564, 834
2, 541, 991
8,137, 554
3, 883, 816

37, 693, 200
146, 301,155
1,000
2,474, 557
2, 717, 904

41,430,306
166, 865, 980
2, 542, 991
10, 612, 111
6, 601, 720

United States .

38, 865, 28!

189,187, 816

228,053,104

The above table gives the average amount of capital invested in
United States bonds, from which should be deducted the amount of premium paid at the time of purchase, which cannot be ascertained.
The amount of United States bonds held by the national banks on November 1, 1880, as above shown, was $403,369,350, and the average
amount held by the other banks and bankers of the country, during
the six months ending May 31 last, was $228,053,104. The total amount
field by all the banks and bankers is thus shown to be considerably
more than one-third of the whole interest-bearing, funded debt of the
United States, as follows :
Savings banks...
State banks and trust companies
Private bankers
National banks
Total

$189,187,816
24,498,604
14,366,684
403,369,35©
631,422,454

If the amount of bonds held by national banks and private bankers be
deducted from the last total, the remainder will agree very nearly with
the amount of bonds held by State and savings banks as returned by
State officers, and shown on the preceding page. These amounts, therefore, seem to be very nearly correct, and to comprise the whole amount
of United States bonds held by all the banks and bankers of the country.
A table will be found in the appendix giving the number of each cla«s
of banks and of private bankers in each State, together with the amount
of their capital, deposits, and United States bonds held.
CLEARING-HOUSE CERTIFICATES.

Section 5192 Eevised Statutes provides that clearing-house certitcates, representing specie or lawful money specially deposited for the
purpose of any Clearing House association, shall also be deemed to be




XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.

lawful money in the possession of any association belonging to
Clearing House holding and owning such certificate; and section 519$
provides that the Secretary of the Treasury may receive United States
notes on deposit, without interest, from any national banking associations, in sums not less than ten thousand dollars, and issue certificates
therefor in denominations of not less than five thousand dollars, which
certificates may be counted as part of the lawful money reserve, and
may be accepted in the settlement of clearing-house balances at the
places where the deposits therefor were made.
The legal-tender note certificates were first issued in thefiscalyear 1873.
On June 30, 1875, there were outstanding $59,045,000 of these certificates, of which the national banks held $47,310,000. On June 30, 1876,
the amount outstanding was $33,140,000, of which the banks held
$27,955,000. On June 30, 1879, the amount had been reduced to
$29,330,000, and the banks held on June 14 of the same year $25,180,000.
The amount outstanding on October 1 was $9,885,000, and the national
banks held on that day $7,655,000, they having surrendered a large portion of these certificates for the purpose of supplying the demand for
United States notes.
The issue of the gold certificates was authorized by the fifth section
of the act March 3,1863, and they were used for clearing-house purposes1,
soon after the passage of the national-bank act. The first issue was made
on November 13, 1865. On June 30, 1875, there were outstanding
$21,796,300, of which the national banks in New York City held $12,642,180.
The issue of these certificates was discontinued on December 1,1878, and
the amount outstanding bad decreased on June 30,1879, to $15,413,700,
and on October 1, 1880, to $7,480,100, The issue of gold certificates*
having been discontinued by the government, and the amount of gold
coin having rapidly increased, the banks in •'New York found it necessary
to establish a depository of gold coin for the convenience of the Clearing House. This depository at the present time is the Bank of America,
by which bank certificates of deposit were first issued on October 14,
1879. The amount of such certificates outstanding on November 1,1879,
was $9,155,000, on January 1,1880, $25,610,000, and on June 1, and since
that time, $39,550,000, which is the full capacity of the vault. Of this
amount the national banks of New York City held on June 11, 1880,
$33,337,000 5 on October 1, $36,189,000.
The Clearing Houses of Boston, Philadelphia, and Baltimore have organized similar depositories in order to utilize their gold coin and save
the risk and inconvenience of handling and transporting the coin itself.
The total amount of such certificates issued to the national banks in
New York up to October 1 was $36,189,000, in Philadelphia, $6,040,000,
in Boston, $5,908,000, and in Baltimore, $30,000; total, $48,167,000.
TRANSACTIONS OF THE NEW YORK CLEARING- HOUSE.

The New York Clearing House Association is composed of forty-five
national and twelve State banks, and the assistant treasurer of the
United States at New York. The exchanges at the Clearing House for
the year ending October 1,1880, obtained through the courtesy of Mr. W.
A. Camp, its manager, were more than thirty-seven thousand millions,
and the balances paid in money were more than fifteen hundred millions. The average daily exchanges were more than one hundred and
twenty-one millions, and the average daily balances paid in money were
but about four and nine-tenths millions, or only four and one-tenth per
cent, of the amount of the settlements.
The New York Clearing House was organized in 1853, and the following table exhibits its transactions yearly, and the amount and ratio of




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII

currency required for the payment of daily balances, for the last twentyseven vears:
Years.

No. of
banks.

1854
1855
185G
1857
1858
1859
18G0
1861
1862
1863
1864
1865
1866
1867 .
1868.
1869.
1870 .
1871 .
1872.
1873 .
1874 .
1875 .
1876 .
1877 .
1878 .
3879 .
1880 .

50
50
40
47

59
Ul

59
•>9

alaiiri'S paid
in rnojit-v.

"• C a p i t a l .
-

f47. 044. 9'K)
4 8 . 8 M , 180
52, HKl 700
64, 420. 200
67. 146. OjS
67 921. 714
60, 907, l'.',~
6* 90<». 605
0*, ,i~~>, *2e
6H. 972. 50^
6?*. 5M*>, KVi
M). 36.5, Ol'J
*2, 370, 20(>
M, 770.200
82, 270, 200
h2, 720. 200
83. 620, 200
X4. 420. 20(t
M , 420, 200
H 20O
M . 6'55. 2 00
•s0, 435, 200
8 1 , 7.*1. 00
71, (K> 200
63,611,500
(JO, M)0 200
60, 475. 200

Average i
Average daily daily bal- | Kaexchanges." ances paid
tios,
in money. I

"«" 4 1 1 4i»4
*«' fi'.M. f . 7

4 7H 4^«
•",

i ;

• * l " r . "r • »

• O.Ili.

5.717.
\ 675
*. 4M' 4(»7.
', M)i.
», 30O,
'. 63(i,

472 '
<i37
!*<S7
40b
(582
401
943

:, *j7(f, >
•.si".,,.
>7(> ;
922,'

171. 7b3, 043

* Tbe capital is for \ arious d<ito tli<- an
t Y e a i h aveiages foi twenU ^e\

K»_'

, . J

^^V 7 1 " in".
o:r> 7r»" N i(»h
()(>«, i:>:., lor,
H 4 , JW.{, 4."il
VJ"», 4.V). l''J7
iL'o,;ns.:{os
20!), 721, O'ZU
'2V.\. 2U'.\, b'27
!.".-_>,: 5 7 2 , 1 OS
U 7 1 . S.H. 2 M
104. •$-!•<>, cM"i
0(»!» ."»:J2, «Ki7
(•I"), 2.",G, 4 * : ;
s n i , J>7(», i.">4

:•_•]. l l i ) , 2 » s

"4"

*22 t>72 M l 042

$19,104, 505
17,412,052
22,278.108
26, 968, 371
15,393,736
20. 867, 333
23,401,757
19,269,520
22, 237, 682
48, 428, 658
77, 984, 455
84, 796, 040
93, 541, 195
93,101,167
92,182,164
121, 451, 393
90, 274, 479 !
95,133, 074
105,964,277 '
111,022,137
08, 139, 484
75,301,558
04, 738, 812
68,447,724
65, 106, 974
79,977,839
121,510,224

$988, 078
940, 565
1, 079, 724
1,182, 246
1, 016, 954
1,177. 944
1, 232, 018
1,151,088
1, 344, 758
2, 207, 252
2, 866, 405
3, 373, 828
3, 472. 753
3, 717, 414
3, 642. 250
3, 637J 397
3, 365, 210
3, 927, 666
3. 939, 266
:i 765, 922
3, 173, 958
3, 608. 977
3, 288, 381
3, 328, 710
3. I l l , 015
4, 303, 320
4, 956, 009

'r. ct.
5. 2
5.4
4.8
4.4
6.6
5. 6
G. 0
6.0
4.6
3. 7
4.0
3.7
4.0
4.0
3.0
3.7
4.1
3.7
3.4
4.7
4. S
5. 1
4.9
4.8
5.4
4.1

164,593,878 I f2, 1 , 300

f in (Luc in ( ach year not being obtainable.
Totals foi# twenty-se'ven years.

The Clearing House transactiunv of the assistant treasurer of the
United States at Xew York, for the yt ar ending' November 1,1880, were
as follows:

Exchanges received from Clearing Hous*.1
.$343, 622, 365
Exchanges delivered to Clearing House
78, 193, 328
Balances paid to Clearing House
2(M), 387, 853
Balances received from Clearing House
958, 819
{Showing that the amount paid by the assistant treasurer to the Clearing
House was in excess of the amount received by him
265. 429, 034

The amount of clearings during the last year exceeded any previous
year's transactions since the organization of the Clearing House. The
average amount per day for the year was $1.20,466,232.85. The maximum was on November 3, when it reached $202,558,252.11. The largest
amount of balances in any one day was on November 11, when it was
$11,208,025.20, and $8,300,000 of this nmoimt, weighing about 15J tons,
was paid in gold coin.
The total amount of transactions in the twenty-seven years since the
organization of the Clearing House is $574,849,719,103, and the average
for each year is $21,290,734,040. The amount of gold coin actually paid
in settlement of balances in the last year is $340,538,000; of Clearing
House gold certificates $1,056,462,000; of United States Clearing House
certificates $34,260,000; and of legal-tenders $85,218,000. Of the legaltenders, $40,852,000 were received in October, 1879, and only $38,366,000
during the remaining eleven months.
A table compiled, for purposes of comparison, from returns made to
the New York Clearing House, will be found in the appendix, giving
the clearings and balances weekly, for the months of September, October and November of various years, from 1872 to 1880.
C C in




XXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
SPECIE IN BANK AND IN THE TREASURY OF THE UNITED STATES,
AND ESTIMATED AMOUNT IN THE COUNTRY—SPECIE IN THE BANK
OF ENGLAND AND IN TILE BANK OF FRANCE.

The table below exhibits the amount of specie held by the national
banks at the dates of their reports for the last eleven years; the coin,
coin-certificates, and cheeks payable in coin held by the New York City
banks being stated separately:
Hold I \ a i n M il 1 mk*> m Xew York City.
>
Dat< s

( ]>( cks payaLie in coin.

Con

-.1 ( , ' ) - ( . _ > 2 ^
Oct. 5, Ihfcs
1 MU2 7t»') 4 S
J a n . 4,186M
1 0 ) 2 >7> >\
Apr. 17, 1869
2 " 4 2 ">»> M
<
J u n e 12,1869.
1 1'il 7 t . ) 7
Oct. 9,]%')
0 1Mb, Ox) 2(t
Jan. 22, 1870
2 0 4 7 «\>^ >')
Mai. 24, 1 V70
2 M42 4 10 M
J u n e 9,1870
Oct. 8, 1870
1 0 o 7 7 k J Ml
Dec. 28, 1 -JO
2 2f>H ")sl )i
Mar. 18, 187!
„ ^ 1 1 ) 01
Apr. 29, 1«71
2 047,')»(• " I
J u n e 10, 1 > 1
^7
v 24M U,^ •»
Oct. 2,1871
1 121 M>M 4o
Dec. 16,1871
1 l,\- '),(/ 7
Feb. 27, 1872 . 1 4M0 417 70
Apr. 19, 1872
1 • 8 (n) 7 4
>
J u n e 10,1872
, i^> MOM )}
Oct. 3,1872
M_0 707 J 7
Dec. 27,1872
1 $00 O'M 0">
Eeb. 28, 187 >
1 () )8 70M SO
Apr. 25, 187 i
1 J44 «>">() M i
J u n e 13,187}
1 442, 0M7 71
Sept. 12, 187 {
1,00, 210 I")
Dec. 26 187 i
1 J70 170 50
Feb. 27,1874
1 1(>7 *J0 09
May 1,1874
[ '»{«) 2^2 JO
J u n e 26,1874
1 M 2 r )21 00
Oct. 2, 1874
1 2M1 7M» <)
Dec. 31, 1874
1 4 4 , 2 1 " 42
Mar. 1,187")
1 084, "V> ")4
May 1, 187")
9>0 10", /(>
J u n e 30, 1875 . 1 02 { 011 M J
Oct. 1187">
7 ) 5 904 M
O
Dec. 17,187->
S()M 4 0 " 2
Mar. 10. 1870
> 201 1 , i ,0
May 12 1870
M2, h i 7()
J u n e 30 1870
1 2U V2 92
Oct. 2. 1870
1 120,814 S4
Dec. 22J876.. jj 1,4154,701 83 ,
Jan. 20,1877.. i! 1,669,284 94 i
Apr. 14,1877.. |j 1,930,725 59 i
J u n e 22,1877.. i! 1,423,258 17 |
Oct. 1,18*77.. '! 1,538,486 47
Dec. 28,1877.. 1, 955, 746 20
Mar. 15 1878.. 2, 428, 797 44
May 1,1878.. 2, 688, 092 06
J u n e 29,1878.. 1, 905, 705 22
Oct. 1,1878.. 1, 779, 792 43
Dec. 6,1878..
Jan. 1,1879.. 4, 009, 299 01
Apr. 4,1879.. 5, 421, 552 49
J u n e 14,1879.. 5, 312, 0(56 90
Oct. 2,1879.. 6, 058, 472 34
Dec. 12,1879.. 7, 218, 967 69
Feb. 21,1880.. ;20, 096, 249 64
Apr. 23,1880.. j|12,252,541 44
J u n e 11,1880.. "12,595,720 49
Oct. 1,1880.. 16, 682, 226 40
!|16f 104, 855 28

10 ]( _
' 1 4 .
") -i. , i
I 471
11 " /)
1171,

i I >
\n>)
,*o
Mlo
7>0
,20

II 1 >M 0^0
1 > >22 ( 0 0
1* .'"), 760
2> "iiv 040
1 > O7l M>0
I . J 1 \- 4*0
14 HO M40
10 022 100
> 7 > 220
I 1 (,42 ihO
4 20i 720
12 r» 2 M )
1 (Mi M 0
M

r> ir», 7*»o
10, *72 7^0
1 ) 440 700
21, 002,900
33,029,660
13, 899, 180
10,324,320
11,409,920
19,119, 080
35, 003, 220
25. 397, 040
11,954,500
11, 514, 810
12, 277,180
12, 739, 544
12,220,940
12, 291, 270
12,130, 900
8, 300,140
7. 464, 650
6, 914, 250
7, 810, 200
7, 489, 700

Total.

Held b y
o t h e r n a t ional, | A g
banks.

353 66 : $9. 025.116 90 $3, 378,596 49
-.1 136,
429
2 348, 140 49 ; 22, 289', 97
7, 337,320 29
1, 469,826 64 j 6.842, 441 85
3,102, 090 30
975, 015 82 ; 15,471, 229 78
2, 983,860 70
948 7'2 j V.I 704, 45
1 013,
589
3, 297,810 37
2 190, 644 74 j 30. 888,
141 03 11, 457 242 69
094 30 ; 25, 5*9,
1 069,
482 09 11,507, 060 75
1, 163,905 88 ! 22. 707.
220 12
8, 332,211 66
006 42 ! 1-i 3 35! &l
! 994,
049
5, 324.362 14
126 87 ' "20, 0K0.
002 76
, 748,
248 83
6, 227|
829. 881 04 i 19, 91]757 25
5, 857,409 39
\
4 382, 107 24 \ 16,275,117 95
6, 456,909 07
854 92 i 15.091. 422 98
• 080,
4, 833,532 18
028 44 i 9. 875.
1 103,
757 84
3, 377,240 33
4 255, 631 39 ! T.I 005,
;;o2 12 0, 529,997 44
100 90 I 16,948, 578 00
' 117.
8, 559,246 72
364 25 ; 16, 040,423 99
4 715,
7, 787,475 47
419
4 219, 52 : 19.414,489 10
4, 842.154 98
j 0, 375.347 37
3, 854,409 42
j 13. 778,
031 05
5, 209,305 40
• 13,498,549 80
4, 279. 123 67
81
I 13.088. 250 93
3, 780!
i 23! 581 177 71
i
4, 308i909 01
! 14, 585,
810 55
5, 282,658 90
j 19, 701,
930 50
7, 20f 107 08
i 24,086. 400 09 ; 8, 079,403 49
' 24, 984.
012 10
7, 585.027 16
> 15,514, 185 00
0, 812,022 27
| 14,400,200 50
0, 834,678 67
i 15,854, 155 42
0, 582.605 62
1
11, 706,715 54
4, 900,390 63
!
0. OKi,
325 70
3 93' 035 88
i 13, 005,
195 80
5, 294,386 44
! 4, 955,
024 90
3. 094,704 83
13,402, 246 72
3, 008,659 18
051 30
6, 729,294 49
IO^OIO' 073 70
5, 698,520 66
i 18, 087,
302 92
7, 131,167 00
574
j 14, 570, 34
6, 785,079 69
601
j 23, 037, 83
9, 902,040 00
. 35,298, 944 94 14,410, 322 61
!
905
I 15, 829. 59 11, 240.132 19
! 11. 747:578 17
9, 588,417 89
406
i 12, 948| 47
9, 710,413 84
! 21.074,826 20 11, 832,924 50
017 44 17, 290,040 58
| 37^432!
! 28, 08; 732 06 17, 938,024 00
13. 800,205 22 15, 391 264 55
13, 294,602 43 17, 394.004 16
10, 286.479 01 18, 008.771 35
18.101; 092 49 23; 338,004 83
17,533. 906 90 23. 614.050 51
i 18,349, 742 34 23, 983,545 10
i 19,349, 867 69 22, 823,873 54
^21,509,000 00 | 50,031,389 64 28, 981,651 95
191
*35, 855, 000 00 i 55, 572, 44 33, 869.800 31
970
*25, 458, 000 00 ! 44, 967, 49 41,401, 761 72
'33, 337, 000 00 ! 57.829.426 40 41, 677.078 86
;
555
36,189, 000 00! 59, 783, 38 49, 562,954 11

$13, 003, 713 39
i 29, 626, 750 26
i 9,944,532 15
; 18, 455, 090 48
i 23, 002, 405 83
! 48, 345, 383 72
! 37, 096, 543 44
! 31,099,437 78
! 18, 460, 011 47
| 26, 307, 251 59
I 25, 709,166 64
i 22, 732, 027 02
1
19, 924, 955 16
13,252,998 17
! 29, 595, 299 56
I 25, 507, 825 32
! 24, 433, 899 46
! 24, 256, 644 14
10, 229, 756 79
i 19, 047, 336 45
17, 777, 673 53
! 16, 868, 808 74
' 27, 950, 086 72
• 19, 868, 469 45
! 26, 907, 037 58'
!. 33, 365, 863 58
i 32, 569, 969 26
22, 326, 207 27
21, 240, 945 23
i 22, 436, 761 04
16,667,106 17
10, 620, 361 64
18, 959, 582 30
8, 050, 329 73
17, 070, 905 90
29, 077, 345 85
21.714,594 36
25, 218, 469 92
, 21,361,054 03
32, 999, 647 89
49, 709, 207 55
27, 070, 037 78
21, 335, 996 06
, 22, 658, 820 31
32, 907, 750 70
54, 722, 058 02
46, 023, 756 06
29. 251, 409 77
30! 088, 606 59
34. 355, 250 36
: 41, 499, 757 32
41,148, 503 41
• 42, 333, 287 44
42, 173, 731 23
79,013,041 59
i; 89,442,051 75
:
! 86,429,732 21
;: 99,500,505 26
i 109, 346, 509 49

II

t

Gold clearing-house certificates.

The amount of silver coin held by the national banks on October 1,1877,
was $3,700,703, and on October 1, 1878, $5,392,628. The amount held on




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV

October 2, 1879, was $4,980,493, and on October 1, 1880, $6,495,477, including $1,165,120 in silver treasury certificates. The aggregate amount
of specie held by the State banks in New England, New York, New
Jersey, Pennsylvania, Maryland, Louisiana, Kentucky, Ohio, Iowa,
Wisconsin, and Minnesota, as shown by their official reports for 1880, was
$6,201,617, of which the banks in New York City held $1,968,722. In
the returns from California the amount of coin is not given separately,
but it is estimated to be three-fourths of the amount returned as currency,
which was $13,785,015.
The Director of the Mint, in his report for 1879, estimated the amount
of coin in the country on June 30, 1879, at $398,541,683, of which
$286,490,698 was gold "and $112,050,985 was silver.
His estimate for the fiscal year ending June 30, 1880, is as follows :
Amount of coin in the country June 30, lb?'J
Net gold coinage for the year.
Net silver coinage for the year
Net importation of gold for the year
Net importation of silver for the year

$398, 541, 683
55, 948, 407
27, 903,139
16, 519, 586
2, 642, 896

Total coin circulation June 30, 1880

501, 555,711

Of this amount it is estimated that $358,958,691 consists of gold coin,
and $142,597,020 of silver coin. The Director estimates that from the
close of the last fiscal year to November 1 there has been added to the
coin $6,494,528 of gold and $9,630,940 of silver, making the stock of coin
in the country at the latter date $517,681,179, and consisting of $365,453,219 of gold coin and $152,227,960 of silver. The amount of bullion in
the mints and New York assay office on November 1 is stated to have
been $78,558,811 of gold and $6,043,367 of silver, making in all
$84,602,178; which, added to the estimated amount of coin stated above,
gives $602,283,357 as the total estimate of coin and bullion in the country
on November 1, of which amount $444,012,030 was gold and $158,271,327
was silver.
The amount of gold and silver, and the percentage of each, in the
Treasury of the United States, on September 30 in each year from 1876 to
1880, and on November 1, 1880, is shown in the following table :
I Per cent, of—

Silver.
Period.

September 30,1876
September 30, 1877....
September 30,1878 . .
September 30,1879....
September 30, 1880
November 1,1880

Standard Other coin Total sildollars. and bullion.
ver.

$12,155,
31, 806,
47, 784,
47,156,

205
774
744
588

$6, 029,
7, 425,
15, 777,
21,173,
30, 878,
30. 820,

367
454
937
023
286
561

$6, 029, 367
7, 425, 454
27, 9,33,142
52, 979, 797
78, 663, 030
77, 977,149

Gold coin
and bullion.

$55, 423, 059 j
107,039,529 I
136,036,302 |
169, 827, 571 1
135,641,450 I
140,127, 049 j

Total coin
and bullion.

I Silver. ! Gold.
$61, 452, 426 !

114, 464, 983
163, 969, 444
222, 807, 368
214,304,480
218,104,198

6.5
17.0
36.7
35.6

90.2
93.5
83.0
76.2
63.3
64.4

^- The following table shows the amount of bullion held by the Bank of
England in each year from 1870 to 1880, the pound sterling being estimated at five dollars:
1870
1871
1872
1873
1874
1875.




$103,900,000
117,950, 000
112, 900, 000
113,500,0U0
111,450,000
119,600,000

1876
1877
1878
1879*
18801

* London Economist, November 8, 1879.
f London Bankers' Magazine, October 1880

$143,500,000
126,850,000
119,200,000
150,942,980
141,637,000

XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.

The amount of gold and silver, and percentage of each, held by the
Bank of France on December 31 of each year from 1870 to 1879, and on
October 21,1880, is shown in the following table, five francs being taken
for one dollar: #
I
Wars.

'

I
tSilver «om ]
N
Gold coin
' " ' " " '•"'•""
and. bullion. : and bullion.

i P e r c e n t , of-—
Total.
Silver.

December 31,1870
December 31,1871
December 31,1872
December 31,1873
December 31,1874
December 31,1875
December 31,1873
December 31,1877
December 31,1878
December 31,1879 .
October 21,1880

-

$13,700,000 !
[ $l.'i,
10,240,000
2(5, 520, 000 |
31,260,000 ''
02, 640, 000 ;
K»l, 000, 000 '
127,720,000 !
173, 080, 000 |
211, (520, 000
245, 520, 000 j
249, 7S!>. 000 !

$85, 740,000 i $99, 440, 000
!
110, (580,000 ; 126, 920, 000 1
131, 740,000
158,260,000 !
122. 260,000 ! 153, 520, 000 !
204, 220,000
266, 860, 000
234. 860,000
335, 860, 000
300, 080,000
433, 800, 000 :
235, 420,000 ! 408, 500, 000
408, 340, 000
196, 720,000
148. 320,000
393, 840, 000
365, 929, 000
IK!. 140, 000

Gold.

13.8
12.8
16.8
20.4
23. 5
30.1
29.4
42.4
51. 8
62.3
68.3

86.2
87.2
83. 2
79. 6
76. 5
69.9
70.6
57.6
48.2
37.7
31.7

STATE TAXATION OF NATIONAL BANKS.

Section 5219 of the Revised Statutes of the United States provides
that nothing in the national-bank act .shall prevent all the shares in
any national association from being included in the valuation of the personal property of the owner or holder of such shares in assessing taxes
imposed by the authority of the State in which the association is located, but that the legislature of each State may determine and direct
the manner and place of taxing all the shares of national banking associations located within the State, subject only to two. restrictions: first,
that the taxation shall not be at a greater rate than is assessed upon
other moneyed capital in the hands of the individual citizens of such
State ; and, second, that the shares of any national banking association
owned by non-residents of any State shall be taxed in the city or town
where the bank is located, and not elsewhere. The same section provides that nothing herein contained shall be held or construed to exempt the real property of associations from either State, county, or municipal taxes, to the same extent, according to its value, as other real
property is taxed.
In the decision of the United States Supreme Court, in the case of
Williams vs. The Board of Assessors of the City of Albany, at the October
term in 1879, Mr. Justice Miller, who delivered the opinion, commenting
on this provision in reference to State taxation of national-bank shares,
said:
That the provision was necessary, to authorize the States to impose any tax whatever on national-bank shares, is abundantly established by former decisions of the
United States Supreme" Court. As Congress was conferring a power on the States
which they would not otherwise have had—to tax these shares—it undertook to impose a restriction on the exercise of that power, manifestly designed to prevent taxation which should discriminate against this class of property as compared with other
moneyed capital. . In permitting the States to tax these shares it was foreseen—the
cases we have cited from our former decisions of the United States Supreme Court
showed too clearly—that the State authorities might be disposed to tax the capital invested in these banks oppressively. This might have been prevented by fixing a precise limit in amount; but Congress, with due regard to the dignity of the States, and
with a desire to interfere only so far as was necessary to protect the banks from any*The Bulletin de Statistique, as quoted in the Bankers' Magazine, New York, vol.
XIII, page 740; except the items for 1879 and 1880, which were obtained from the
London Bankers' Magazine for August, 1880, page 661. and New York Bankers' Magazine for November. 1880. page 335.




REPORT OF THE COMPTROLLER OF THE' CURRENCY. XXXVII
tiling beyond their equal share of the public burdens, said you may tax the real estate
of the bank as other real estate i» taxed, and you may tax the shares of the bank as
the personal property of the owner to the same extent you tax other moneyed capital
invested in your State. It was conceived that by this qualification of the power of
taxation equality would be secured and injustice prevented.

Prior to this decision of the Supreme Court, the intent of Congress
in providing for the taxation of national-bank shares by the States, had
been overlooked or evaded, in collecting taxes on such shares under the
laws of many of the States. As a consequence, capital invested in national banks has, in the assessment and collection of taxes, been subjected to unjust and severe discrimination in different ways in these
States.
In New York the law permits the deduction of the just debts of an individual from his personal property, including his moneyed capital, excepting only from his bank shares. In Ohio the law provides certain State
boards for equalizing the taxation on real estate, on railroad capital,
and on capital invested in bank shares; but there is no State board
for equalizing the taxation on personal property other than bank
shares, railroad stock or other moneyed capital. The equalizing process as to all other personal property ceases with the county boards.
But the county boards throughout the State fixed the valuation of
moneyed capital for purposes of taxation at six-tenths of its true value,
while the State board fixed the value of bank shares at their actual cash
value. Thus while the rates of taxation were the same, yet, the valuation
being different, bank shares were discriminated against to the extent of
four-tenths of their value.
The States have a right to impose whatever tax they choose upon the
shares of banks organized under their own laws, but they have no right
to impose a greater valuation on national bank shares than on other
moneyed capital in the hands of individuals, since thereby the tax becomes heavier on the bank shares than on the moneyed capital, while
the law, rightly construed, says it shall be the same.
The decisions of the United States Supreme Court delivered March 2,
1880, in cases arising under the laws of the two States mentioned, protect national banks from these forms of discrimination, and indirectly
protect the State banks, as these States will doubtless so modify their
laws as to place State banks within their borders on at least as good a
footing in respect to taxation as the national banks. By these decisions
also the Supreme Court pointed out the appropriate mode of relief for
national banks, when taxes are assessed upon them at a greater rate than
upon other moneyed capital in the same State. This mode is to pay such
portion of the unjustly imposed tax as is equal to the tax paid on other
moneyed capital, and to enjoin the collection of the excess.
But these decisions do not point out any satisfactory method for the
recovery of taxes which have been heretofore illegally assessed on national-bank shares and collected by the State authorities. On this point
it was decided that the question of the recovery from the assessors of
taxes overpaid, through errors in assessments arising from misconstructions of the law of the United States relative to the taxation of nationalbank shares by the States, is not one to be decided by the Federal courts,
but must be governed by the common law or the statute law of the
State.
As it is in the power of the States, under the present law of Congress,
so to legislate that, through mistaken construction of said law by the assessors, bank shares may be discriminated against as compared with other
moneyed capital^ and as redress for such mistakes depends on the action




XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

of the State courts; and as, further, to secure a true construction of the
federal law by the assessors in each State may require protracted litigation, before the question of the legality of the form of taxation in each
particular State can be finally decided; it becomes a question whether
Congress may not better settle the whole matter by fixing more precisely the amount of taxation which may be imposed by the States on
national-bank shares.
The decision of the Supreme Court, heretofore quoted, states that this
oppressive taxation u might have been prevented by fixing a precise limit
in amount," and it is respectfully suggested to Congress whether it would
not be advisable, in order to avoid the expense and annoyance of longcontinued litigation, to pass a law fixing the maximum amount of taxation which may be imposed upon national banks by State authorities.
It is true that if this should be done the States so disposed might discriminate in favor of banks of their own creation, or in favor of other
moneyed capital, by making the weight of taxation on such property
less oppressive than that fixed on national-bank shares by Congress,
but such action would be so manifestly unjust that it is more likely that
legislation would follow in the more important States, the object of which
would be to impose just and equitable assessments upon every class of
moneyed corporations. It is also true that if the maximum rate of taxation werefixedby law, the courts and the board of assessors could yet, by
construction, discriminate in favor of oilier moneyed corporations by
requiring the tax to be at a uniform rate, while the valuation of the
assessors is unequal.
The Supreme Court, in the decision ah end y referred to upon this point,
quotes from the law as follows:
Taxation .shall not be at a greater rate tlian is assessed, upon other moneyed capital
in the hands of individuals.

The Court then proceeds to say:
Seizing upon the word rate in this sentence as if disconnected from the word assessment, and construing it to mean percentage on any valuation that might be made, the
Court of Appeals arrives at the conclusion that since that percentage is the same in all
cases the act of Congress is not infringed. If this philological criticism were perfectly
just, we still think the manifest purpose of Congress in passing this law should prevail. We have already shown what that was. But the criticism is not sound. The
section to be construed begins by declaring that these shares may be "included in the
valuation of the personal property of the owner in assessing taxes imposed by authority of the State within which the association is located." This valuation, then, is part
of the assessment of taxes. It is a necessary part of every assessment of taxes which
is governed by a ratio or percentage. There can be no rate or percentage without a
valuation. This taxation, says the act, shall not be at a greater rate than is assessed on other moneyed capital. What is it that shall not be greater? The answer
is taxation. In what respect shall it not be greater than the rate assessed upon other
capital? We see' that Congress had in its mind an assessment, a rate of assessment,
and a valuation, and taking all these together the taxation on these shares was not to
be greater than on other moneyed capital.

If section 5219 of the Eevised Statutes were to be so amended as to
read as follows, it would cover the two points under consideration :
But the legislature of each State may determine and direct the manner and place of
taxing all the shares of national banking associations located within the State, subject
only to the two restrictions, that the maximum rate of taxation shall not exceed —
per cent., and that the valuation shall not be at a greater rate than upon other moneyed
capital in the hands of individual citizens of such State, and that the shares of any
national banking association owned by non-residents of any State shall be taxed in
the city or town where the bank is located, and not elsewhere.

Such an amendment would prevent excessive taxation in all the States,
and should not effect the imposition of a less rate in any of the States.*
The valuation would necessarily be equal, and it is probable that the
constitution of most of the States would prevent a discrimination against
any particular class of moneyed capital.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX
TABLES OF NATIONAL AND STATE TAXATION.

The Comptroller herewith presents his usual annual tables, giving, as
far as can be ascertained, the-amount of taxes imposed upon the banking capital of the country, and respectfully repeats his previous recommendation for the repeal of the law imposing1 n tax upon capital and
deposits, and of the two-cent stamp tax upon hank checks.
The amount collected by the Commissioner of Internal Revenue during
the last fiscal year was $ 123,981,91(j. and the whole of this amount,
with the exception of $11,090,404.3;), was derived from the tax on spirits,
beer, and tobacco. Were the entire tax upon brinks and bankers of the
country, including the two-cent check tax, as well as the tax upon matches
and patent medicines, removed, the amount of revenue received by the
government from the tax on spirits, beer and tobacco, and from customs
duties, would alone be sufficient to meet its expenses and reduce the
public debt at the rate of at least seventy millions annually.
The principal reason heretofore ur.ged against the repeal of these
taxes has been that the amount produced was necessary for the support
of the government; but this reason has ceased to exist. The repeal of
the laws imposing taxes, not only upon the national banks, but also
upon the State and private banks and savings-banks of the country—
which institutions hold, as has been seen, one-third of the whole public
debt of the United States—will indirectly aid the government in refunding the remainder of the debt at a low rate of interest, hj increasing the
demand and extending the market for its bonds, thus to a considerable
extent saving to the government in interest what may be lost to it iu
revenue from taxes.
The enormous State taxes which the banks and bankers of the country have paid for a series of years, and still pay, and which are in a
much greater ratio to values than are those imposed on any other species
of property, are as much as should be imposed upon this great interest,
and particularly at a time when the rates of interest throughout the
country are being greatly reduced.
The following table for the year 1879, similar to the one for the year
1878, which was given in the last annual report of the Comptroller, shows
the amount of United States and State taxes, and the rate of taxation
paid by the national banks, in every State and principal city of the
Union for that year. Similar tables for the years 1807 and 1869, and for
the years from 1874 to 1878 inclusive, may be found in the appendix.
Ratios, to capital.

Amount of taxes.
States and Territories, j Capital.*
United
States.

Maine
New Hampshire.
Vermont
Massachusetts ..
Boston
"Rhode Island
Connecticut
New England State?

$10, 507,115
5, 666, 257
8, 528, 353
44, 302, 447
50, 445, 725
20, 009, 800
25, 572, 815
165, 032, 512 I

State.

$114, 855
65,138
89, 863
517, 410
678, 371
195, 509
281, 063

#228. 030
97,950
169, 699
719, 629
675, 691
251, 079
389, 926

$342, 885
163, 088
259, 562
1, 237, 039
1, 354, 062
446, 588
670, 989

1, 942, 209 2, 532, 004

4, 474, 213

Total.

United
States. State.

Total.

Per ct. Per ct Per ct.
1.1
2.2
3.3
1.2
17
.
2.9
10
.
2.1
3.1
12
.
16
.
2.8
13
.
1.3
2.6
1.2
2.2
1.0
11
.
1.5
2.6
1.2

1.5 I

2.7

"The capital of the banks that reported State, county, and municipal taxes on stock and real estate
is $452,869,712.




XL

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Taxation ot' XnHomv

bonys—Continued.
Katios to capital.

Amount of i;\.
States ami Territories.

Capital.

New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia .
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington.

32;
50,1,
13,
28,
16,
9,
1,
2,
10,

97:]. 006
813, 057
920, 220
553, 30*
513, 098
818, 000
897, 977
703, 985
265,125
535, 760
252. 000
1.125. 000

511,243
1,299,106
56,177
205, 856
408, 310
358, 023
143, 056
25, 527
32, 841
129, 781
4,509
15, 624

G37, 489
400, 570
50, 532
241, 379
191,026
109,508
59 834
0, 215
30, 522
138,415
130
4. 040

49, 380
21, 523

53, 710
26, 915
38, 356
49, 787
36, 037
815

Middle States
Virginia
West Yirginia
North Carolina..
South Carolina
Georgia
Florida.
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville .
Tennessee
Southern States

!•>!. 586

27, 807
794
20, 267
50, 212
15,439
3, 217
82, 347
44, 600
50, 110

13, 144
!«), 590
2, 870
39, 814
19,285
52, 0G8

103, 090
48, 438
69. 942
78, 496
63, 844
1. 609
5.1 i 797
63; 356
35. 035
6, 087
122,161
63, 891
102,178

>
204, 013
79, 722
50. 530
190, 213
169, 594
137, 681
43
:>8, 391
41,295

Ohio

Cincinnati
Cleveland
Indiana
Illinois .
Chicago
Michigan .
Detroit
Wisconsin
Milwaukee.
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California*
San Francisco
New Mexico
Utah
Idaho
Montana
Wyominj
Dakota..
Washington

18, 190
SO, 537
5, 598
18,740
47,910 !
17, 060 !
1,321 '
34, 545
6, 830
19, 045
21. 543
4, 598
3, 098
1, 434
5,410
2. 403
4,206
1. 544

368, 946
99, 415
78, 802
289, 943
194,410
94,288
118,018
46, 087
44. 425
10. 230
118,050
85, 475
28, 037
55, 042
21,703
23, 614
35, 412
2,900
4, 220
122
4,204
3, 350
3, 478
4,477
2, 731
•i, 5 0 9

1. 037

032, 959
179,137
129, 392
486,156
304, 010
231, 909
214,701
85, 07
85, 720
34, 420
204, 593
151. 073
47, 377
103, 552
38, 829
48,135
09, 957
9, 736
23, 874
21. 665
8, 862
6,448
4, 912
9, 893
5.134
7, 715
3,481

Western States and |
Territories

1, 751, 032

3, 208. 844

Totals

7, 003, 232

14, 619, 363

| 456, 908, 504

* California banks pay no State toxe* on capital except on such as is invested in real estate.




REPORT OF THE COMPTROLLER OF IKE CURRENCY.

XLI

The following table exhibits the amount of taxes annually paid by the
national banks to the United States, from the establishment of the system to July 1, 1880, the rate of taxation being one per cent, annually
upon the average amount of notes in circulation, one-half of one per
cent, annually upon the average amount of deposits, and the same rate
upon the average amount of capital not invested in United States bonds:
O n drouLation. I O n

Years.
1864
1865
1866
1867
1868
1869....
1870
1871
1872
1873
1874
1875
1876.
1877
1878
1879
1880

!

Aggregates

$53. 193
733, 247
.106, '85
2. 868,636
2. 046, 343
2.957. 416
2. 949,744
2.987, 021
3.193, 570
3, 353,186
3. 404,483
450
H. 283,
3, 091,795
2, 900,957
2. 948.047
3, 009,647
3.153, 635

32 I
59 j
30 i
78
07
73
13
69
03
13
11
89
76
53
08
16
63

45. 941,161 93

O n capital.
$95, 911
087, 530
633,102
650.180
564,143
614, 553
614, 767
802, 840
120, 984
196, 569
209, 967
514, 265
505,129
451, 965
273,111
309, 668
058, 710

$18,432 07
133, 251 15
406, 947 74
321, 881 36
306, 781 67
312, 918 68
375, 962 26
385, 292 13
389, 356 27
454,891 51
469, 048 02
507, 417 76
632, 296 16
660, 784 90
560, 296 83
401, 920 61
379, 424 19

47, 703, 404 11 '

0, 716, 903 31

Total.
$167, 537
1, 954,029
5,146, 835
5, 840,
5, 817,268
5, 884,888
5, 940,474
6,175, 154
6, 703,910
7, 004,646
7, 083,498
7, 305,134
7. 229,221
7, 013,707
455
6, 781,
6, 721,236
7, 591,770

26
60
81
23
18
99
00
67
67
93
85
04
56
81
65
67
43

100, 361, 469 35

The table below gives the taxes annually paid under the United States
laws, by banks other than national, to the Commissioner of Internal Revenue, on deposits, on circulation, and on capital, for the years from 1864
to 1880, inclusive. The rate of taxation imposed by United States
laws on these banks, on account of their circulation, deposits and capital,
is precisely the same as that imposed upon national banks. The present
duties on their circulation, however, are derived mainly from the tax of
ten per cent, imposed upon the amount of such circulation paid out by
them:
O u capital.

Years.
1864.
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
18S0

...

Aggregates.

$780, 723
$2. 05G. 99(5
2, 043,841
] 993 661
2, 099,635
990, 278
1, 355,395
214 298
28,660
512
417
16 505
576
15 419
22,781
196
251
8,919
3
,
3, 009,302
24 778
16,738 26
2, 453,544
22,746 27
2', 972,260
17 947 67 j 2, 999,530
5,430 16
2! 896,637
2, 593,687
1 118 72
2, 354,911
13 903 29
2, 510,775
28,773 37
5, 479, 027 97

Totals.

52
$2, 837, 719 82
08
$903, 367 98 j 4, 940, 870 90
83
3, 463, 988 05
374, 074 11
W
476, 867 73 I 2, 046, 562 46
77
399, 562 90 !
1, 866, 745 55
63
445, 071 49 I 2,196, 054 17
40
827, 087 21 1 3, 020, 083 61
84
919, 262 77 i 3, 644, 241 53
71
976, 057 61
4, 628, 229 14
79
736, 950 05 ' 3, 771, 031 46
26
916. 878 15 !I 3, 387,160 67
27
1, 102,241 58
4, 097, 248 12
75 ;
989, 219 61 I 4, 006, 698 03
93
927, 661 24 | 3, 829, 729 33
29
897, 225 84 I 3, 492, 031 85
74 i
830, 068 56 I 3,198, 883 59
43 I
811, 436 48 ! 3, 350, 985 28

39, 706, 202 28 ! 12, 533. 033 31 j

57, 778, 263 56

It will be seen that of the whole amount of taxes paid to the United
States, during the years given in the foregoing tables, by all the
banks and bankers of the country, the national banks alone have paid
nearly two-thirds. The amount of tax upon circulation has been
$45,941,162, while the cost to the government of the national system
since its inauguration in 1863 has been but $4,934,530.51.
Prom tables similar to the one first given herein for 1879, the follow-




XLII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ing condensed table has been prepared, which shows the taxes, national
and State, paid by the national banks during each year from 1866 to
1879, inclusive. The figures given for the year 1868, and for the years
from 1870 to 1873, inclusive, are estimated. With these exceptions the
amounts of the taxes shown, by this table are from complete data obtained by this Office.
Ratio of tax to capital.

Amount of taxes.
Years.

j Capital stock. ;
United States. !

1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879

|

,

$410, 593, 435
422, 804, 666 |
420,143,491 !
419,619,860 i
429,314.041 i
451, 994; 133 j
472,956,958 !
488,778,418
493, 751, 679
503,687,911
501,788,079
485, 250, 694
471,064,238
456, 968, 504 j

State.

Total.

United State.
States.

Total.

Per ct. Per ct. Per ct.
451
607
652
244
682
895
910
640
083
531
087
573
232
131

j
:
i
\
1
I
'
!
!
'
!

#8. 069. 938
8, 813, 127
8,757,056
7, 297. 006
7, 465, 675
7, 860, 07.S
8. 343. 772
8, 499| 748
9,620.320
10,058.122
9,701,732
8, 820, 304
8, 050. 533
7, 003, 232

•

j
'
i
'

$16,019,389
18, 338, 734
18, 223. 308
17, 378, 340
17, 656, 357
13, 509, 973
J 5, 047, 682
15,504,394
10, 876. 409
17,375,653
16,777,819
15,731,877
14,783,765
14, 619, 363

1.9
2.2
2.2

2.4 i
2.4
2.4
1.4
1.4
1.5
1.5
1.4
1.4
1.4
1.5

2.0
2.1
2.1
1.7
1.7
1.7
1.8
1.8
2.0
2.0
2.0
1.9
1.7
1.7

3.9
4.3
4.3
4.1
4.1
4.1
3.2
3.2
3.5
3.5
3.4
3.3
3.1
3.2

In order that the great inequality of the percentage of these United
States and State taxes to the capital of national banks in different geographical divisions of the country may be seen, the following tables have
been prepared, giving for the years from 1875 to 1879, inclusive, the
capital stock invested, and the percentage thereto of taxes paid, in each
of such geographical divisions :
1875.
Ratios to capital.

Amount of taxes.
Geographical divisions, j Capital.*
United
States.

State.

Total.

States. State.

Total.

Per ct. Per ct
1.2
1.7
1.3
1.5

1.8
2.1
1.4
2.4

Per ct.
3.0
3.8
2.7
3.9

1.5

2.0

3.5

1. 2
1. 7
1. 3
1. 4

1.
2
1.
2.

7
2
3
3

2.8
3.9
2.6
3.7

10,777,819 !

1. 4

2. 0

3.4

$4, 771, 895
6, 674, 852
840, 635
3, 444, 495

1.1
1.7
1.3
1.4

1. 7
1. 9
1. 4
2. 1

2.8
3.6
2.7
3.5

15, 731, 877

1.4

1 9

3.3

I

New England States
| $164, 316, 333 $1,937,016 $3, 016, 537 $4, 953, 553
Middle States
i 193, 585, 507 3, 300, 498 4, 002, 459 7, 362, 957
Southern States
j 34, 485, 483
445, 048
476, 236
921, 284
Western States and Terr's, j 111, 300, 588 1, 634, 969 2, 502, 890 4,137, 859
United States

j 503, 687, 911

7,317,531 { 10,058,122 ! 17,375,053
1876.

New England States
i $168, 008, 379 ,' $1, 947, 970 $2, 914, 808 $4, 802, 778
4, 025, 316 7, 215, 503
Middle States
j 192,163, 773 3,190, 247
431,104
854, 945
Southern States
j 33, 439,193
423, 781
Western States and Terr's.; 108,116, 734 j 1, 514, 089 2, 330, 444 3, 844, 533
United States

1 501. 788, 079 | 7, 076, 087

9, 701,

1877
New England States
\ $107, 788, 475 $1, 907, 770 $2,864,119
3,544,802
182, 885, 502 3,129, 990
Middle States
429,149
32, 212, 288
411,486
Southern States
...
Western States and Terr's. 102, 304, 309 1, 453, 321 1,991,174
United States

j 485, 250, 694 ! 6, 902, 573

8, 829, 304

" T h e capital of t h e banks which reported State taxes in 1875 was $493,738,408; in 1876, $488,272,782;
in 1877, $474,667,771; in 1878, $463,983,724. and in 1879, $452.,869,712.




KEPORT OF THE COMPTROLLER OF THE CURRENCY. XLIII
Taxation of National Banks—Continued.
1878.
Rati os to caj ital."

Amount of taxes.
Geographical divisions.

Capital.
1 "nit f

iS iat<

Stair,

Total.

New England States
$166 737, 594 $1, 9u0 735 $2 503,04:;
176, 768, 399
Middle States
237,485
O."4 576
31, 583, 34s
Southern States
406, <)~,\\
j K% U2ii
95, 974, M>7 1
Western States and Terr's.
United States

471, 061,23b

7'_7 - s -

O.'G, ").;,i

4fl,'j, 778
272, 061
SI 5, 915
202, 011

United
States.

State.

Total.

Per ct. Per ct. Per ct.
2.7
1.1
1.6
3.5
1.7
1.8
2.6
1.3
1.3
3.4
1.4
2.0

7X3, 765

1.4

1.7

3.1

$2 532, 004 $4, 474, 213
2 936,269 i c> 126, 382
383, 927 j
809, 924
] 751,032 ! 3, 208, 844

1.2
1.9
L4
1.6

1.5
1.7
1.3
2.0

2.7
3.6
2.7
3.6

, 5

1.7

3.2

1871

•

$165, 032, 512 $1, 942, 209
New England States
170, 431, 205 3J 190,113
Middle States
30, 555, 018
Southern States
425, S97
90, 949, 769 1, 457, 812
Western States and Terr's.
456, 968, 504 :

United States

7, 010,331

G03, 232 ; 14, 619, 363

Iii the foregoing tables there appears to be an inequality in the percentages of national taxation as well as in those of State taxation 5 but
this inequality as to national taxation is in appearance only, and arises
from the fact that while the rate of United States tax imposed on circulation, deposits, and capital is uniform as to all banks and in all parts of the
country, yet in the tables there is given the percentage of the total tax to
the capital only. Therefore, in those Slates where the deposits and circulation are large in proportion to capital the percentage of United States
tax in the table is greater. In States where the deposits and circulation
are proportionately smaller the percentage of such tax is less. In the case
of State taxation the inequality is a real one, and represents very nearly
the difference in the rates, as the only tax which can be laid by the States
on national banks under the law must be laid directly on the shares of
capital stock. It will be seen that the heaviest taxes are paid in the
Western and Middle States, and the lightest in the Southern and Eastern.
The table below shows for three different years the great inequality
in the rates of State taxation paid in the principal cities of the country:
Rates of taxation.
Cities,

1878.
United
States.

Boston
New York
Albany
Philadelphia
Pittsburgh
Baltimore
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
Saint Paul

...

..,.. ^




1879.

State. Total. United State. Total. United State. Total.
States.
States.

Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct.
2.6
1.3
2.6
1. 3
1.6
2,9
1.3
1.3
1.3
5.5
2.9
5.1
2.1
2.2
2.9
5.0
2.6
2.9
5.4
5.6
2.5
3.0
3.2
6.2
2.8
2.8
2.9
2.8
2.7
2.1
2.8
2.0
0.7
2.1
0.7
0.7
2.0
1.8
j
1.4
0.5
1.9
1.3
0.5
1.4
0.6
2.5'
3.0
1.2
1.8
j
1.2
3.1
1.2
1.3
1.9
1.8
2.0
0.4
2.0
1.4
0.6
i
1. 3
0.7
1.4
2.2
2.5
0.9
2.4
1.5
1.0
0.5
!
1.5
1.7
1.9
2.1
1.9
1.4
0.5
0.6
0.5
I
1.4
1.5
4.2
4.3
1.5
2.7
2.9
4.6
1.9
2.4
I
1.7
3.1
3.3
3.3
1.1
2.2
!
1.1
1.3
2.0
2. 0
l
9 6
5.1
5.8
5.8
2.5
2.4
2.9
2. 2
3.4
3.2
4.0
1.7
2,2
3.3
L
1.7
1.8
i
1. 6
5.0
5.3
2.4
2.6
5.0
2. 6
2.8
2.5
I 2.4
4.0
3.9
3.9
1.6
2.5
1.8
2.1
I
1.4
2. 4
2.8
3.0
1.3
3.0
1.5
1.5
|
1.3
1. 5
1.7

XLIV

REPOKT OF THE COMPTROLLER OF THE CURRENCY.

All of tlie foregoing tables indicate the necessity of securing some uniform rule of State taxation, to which reference has already been made.
The States in which the rates of State taxation were most excessive
during the years 1877, 1878, and 1879 are shown in the table below:
1877.

States.

isTew York...
New Jersey.
Ohio
Indiana
Illinois
Wisconsin ...
Kansas
Nebraska .
South Carolina
Tennessee

I United :
State
1 States, i

1378.
Total.

Per ct. \ Per ct. Per ct.
i
1.9
2.7
4.6
1.4
1.0 !
3.3
2.4 ;
3.8
1.4
2.3
1.2
3.5
2.2
1.7
3.9
2.1
1.7
3,8
2. 6 ,
•
4.3
1.7 :
4,6
2.3 i
2.3
3.6
1.0
2.0
1. G
3.8

United State.
States.
Per et.
2 0
1 4
1 3
1 3
1 7
1 7
1 6
2 3
1 0
1 6

1879.
United

Total. States. State. Total.

Per ct. Per ct. ! j •er ct.
2.6
4.6 I
1.5
3.2 !
1.5
1.8
3. 5
2 2
1.4
3.4 i
1.4
2.1
1.5
3.8 |
2.1
1.6
2.2
3.9 !
2.1
4.2 !
2. 6
2.6
4.9 i
2. 6
1.2
3.1 i
2.1
1.7
3.7 i
2.1

Per ct. Per ct.
3.5
2.0
3.3
1.8
3.4
2.0
3.5
2.1
3.3
1.8
3.4
4.8
5.2
3.2
3.5

The statistics given show that, year by year, the States collect more
from the national banks in taxes than does the United States; that
on an average, during the past twelve years, the total annual amount
paid to both State and national governments by such banks has been
about sixteen millions of dollars, or nearly four per cent, upon the capital stock; and that during the past year it was $14,619,363, or more
than four and one-half per cent, upon the amount of circulation issued
to the banks then in operation.
THE LOSSES, SURPLUS, EARNINGS AND DIVIDENDS OF THE NATIONAL
BANKS.

Section 5204 of the Revised Statutes provides that no association, or
any member thereof, shall, during the time it shall continue its banking
operations, withdraw, or permit to be withdrawn, either in the form of
dividends or otherwise, any portion of its capital. If losses have, at
any time, been sustained by any such association, equal to or exceeding
its undivided profits then on hand, no dividend shall be made; and no dividend shall ever be made by any association, while it continues its banking operations, to an amount greater than its net profits then on hand,
deducting therefrom its losses and bad debts. And section 5212 requires
that each association shall report to the Comptroller of the Currency,
within ten days after declaring any dividend, the amount of such dividend, and the amount of net earnings in excess of such dividend.
These reports, which are made semi-annually, give full information
from each bank of its dividends, earnings, and losses for the period
named; and from these reports tables have been prepared in this Office
for a series of years, containing items of great interest, and of a kind
never before regularly given to the public in reference to the gains and
losses of any class of corporations. The following table exhibits by
States and reserve cities the number of banks which have charged off
losses, and the amount of losses charged off by them, in each of the
two periods of six months, ending on March 1 and September 1, 1880,




REPORT OF THE ("OMI'TROLLER OF THE CURRENCY.

XLV

together with the total amount for the year: to which have been added
the amounts charged off in each of the four preceding years:
September 1, 1880.
States a lid Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City...
Albany
New -Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia .
Washington
Virginia
West Virginia.
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee.
Ohio
Cincinnati
,
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
,
Nebraska
Colorado
Oregon
!
California
San Francisco —
New Mexico
Utah
Montana
Wyoming
Dakota
Add
Add
Add
Add

Totals for 1S80
for 1879.
for 1878
for 1877
for 1876.
Aggregate losses for five years.




I No. of j
; banks. ;
41 I
20 I

;
n
140 I
42 j
38 j
50 I
42

118 ;
25 ;
18 !
9;
13 !
12 \
4
14

i ;
33 !

74 I

6 I
57
3
20
3
39

12
1

| 1,360
1, 421
1, 304
980
806

!
!
I
I
i

;

No. of
banks.

• 130, 010 53
«
41, 876 40
79, 400 77
723,231 40
t -4 8, 327 10
409, 957 40
204,124 51
807, 652 59
., 254, 820 30
84, 808 40
1(37, 975 14
354, 603 98
151,038 53
140,404 90
1,499 (57
lf>. 335 22
142. 318 69
24., 259 2S
32, 377 06
8, 526 48
10. 532 59
74^ 413 21 .
58. 452 91
7 398 05
27, 782 38
43, 970 39 :
45, 092 59 i
505 05
124,578 02
59, 588 03
30,951 78
202, 390 12 :
43,877 37 ;
4S, 854 98 |
211,193 60
251, 903 13 i
73, 098 40
101,475 20
5, 053 87 i
27, 108 62 ;
30, 092 55 |
64. 725 99
201,930 44 :
40,628 58
80, 930 44
20, 281 80
14, 004 18
44,205 66 :
2,372 60
47. 263 87 |
19,456 21 ;
28, 241 57 <
1,918 75 ;
8, 552 30 !
4, 192 51 !
9, 992 79 ;

34
18
124
44
23
56
147
42
120
26
17 i
12
1
16
10

17
98
4
4
i>9
73
7
53
9

16
3
38

8
12
1 •

1
2
1

Total losses.
Losses.
$69, 539 69
71, 442 47
118, 218 52
817, 486 42
462, 504 56
107, 723 02
219, 743 28
615, 797 81
799, 561 22
137,604 52
194, 659 42
578, 669 19
248, 305 21
111,723 25
1, 448 96
34, 007 98
69, 010 12
2, 675 85
24, 405 99
oS. 088 88
5, 276 56
114,227 87
211, 985 00
50,511 65
5, 039 33
20,433 19
74,109 99
63, 714 77
3, 879 67
94, 903 29
23, 051 44
61, 224 48
311, 625 14
45, 274 42
72, 486 88
280,377 16
187,150 79
37, 977 46
127, 574 72
8,381 00
27, 133 47
33,779 52
96, 874 86
38, 035 14
10, 594 55
121, 416 43
39, 479 52
88, 243 87
107, 266 40
2, 975 00
12, 558 30
9, 383 73
7, 076 85
1, 504 27
1, 805 20
529 71
1, 441 97

$199, 550 22
113, 318 93
197, 619 29
1, 540, 717 82
1,110, 831 72
517, 680 48
423, 867 79
1, 423, 450 40
2, 054, 381 52
222, 412 92
362, 634 56
933,273 17
399,943 74
258,128 15
2, 948 63
50. 343 20
211^329 01
2, 675 85
48, 665 27
90, 465 94
13. 803 04
124; 760 46
286,398 21
108, 964 56
12, 437 38
48, 215 57
118, 08© 38
109, 407 W
4, 384 72
219, 481 31
83, 240 07
98,176 20
574, 021 26
89,151 79
121,341 86
491, 570 82
439,113 92
111, 075 m
229, 049 98
13, 434 87
54, 302 09
63, 872 07
161, 600 85
239, 965 58
51,223 13
202, 346 87
59,761 38
102, 248 05
151,472 06
5,347 60
59, 822 17
28, 839 94
35,318 42
3, 423 02
10,357 50
4, 722 22
11,434 76

7, 503, 886 04 i1,321
10,238,324 98 | 1,442 '
10,903,145 04 | 1,430
8,175, 960 56 ;1,108 :
6,501,169 82 ; 3,034
'

7,142, 519
11, 487, 330
13, 563, 654
11, 757, 627
13, 217, 856

4~J, 382., 4${> 44 \.

57,168, 989 01 \ 100, 551, 475 45

96
17
85
43
60

14, 706, 406 00
21, 725, 655 15
24, 466, 799 89
19, 933, 587 99
19,719,026 42

XLVI REPORT OF THE COMPTROLLER OF THE CURRENCY.

Similar tables for the years 1876, 1877, 1878, and 1879 are given in the
appendix. In the following table the total losses charged off in each
geographical division of the country during the last five years are shown,
with the number of banks reporting losses :
w En2,1anil
States.

Six months ending—

o. ! Amount.

-»r-i n c+- +
Middle states.

I Western States
jand Territories. United States.

Southern
stated.

No. Amount. | No. ( Amount. I No. ' Amount.

No.

March 1,1876 . . . . 201 i$ 1,485, 5r;2 : 268 $3,553,129 I 67 $308,861 ? 270 !$1,153, 648 806
September 1,1876 . 282 I 3, 074,128 344 j 7,156, 349 | 90 , 896, 891 j 318 j 2, 090, 489 1,034
Total, 1876 .

, 559, 660 ;

[10, 709, 478 f

il, 205, 752 j

2,465,328 ! 314 3,462,684 ! 80
4,825,040 ; 353 3,945,806 | 86

478,252 | 297
511,841 357

7,290,368

7,408,490 j

990, 093

M a r c h 1,1878

3,344,012 : 417
4,016,814 ; 449

4. 506, 813
5,502,770

September 1,1878 .1 399
Total, 1878 . . . |

3, 612,128
3,388,394

March 1,1879
! 379
September 1,1879 . j 384
Total, 1879
j
j 7, 000, 522

459
463

Total, 1880

i

il, 807, 634 j
125 i 696, 646 458
139 jl, 235, 784 456

.. . i 7, 953, 390 \....

4,103,586 ;

| 5,198,757

j I, 932, 430 j

42, 051, 128 j

19, 933, 588
10, 903,145
13, 563, 655
24, 466, 800

2,336,600 11, 421 10, 238, 324
2, 502, 712 1, 442 11, 487, 330
| 4, 839, 312

21,725,654

431 1,643,872 11,360 "^5637886
431 j 1,670,946 1, 321 7,142, 520

j 5,970,187

30, 314, 962

8,175,961
11, 757, 627

I 4, 244, 637

3, 592, 950
4,360,440

769
March 1,1880
362 ! 2,236,928 446 j 3,152,317 j 121 1 530,7
,046
September 1,1880 . 326 | 1, 866, 658 440 \ 2, 817, 876 | 124 ; 787, 0
Total for live years!

19, 719, 027

980
1, 769, 697
2, 474, 940 1,108

124 \ 672, 032 } 436 I 2, 380, 288 1,304
140 11,225,602 442 I 2,818,469 1, 430

10,009,583 |

7,360,826

$6, 501,170
13, 217, 857

3, 244,137

March 1,1877
September 1,1877 . 312
Total, 1877
j 327

Amount.

[ 3, 314, 818
J7, 343, 724 |

14, 706, 406

l < 841, 661
2 !0,

100, 551, 475

It will be seen from the foregoing table that the total losses charged
off by the banks during the current year were $14,706,406, and for
the four previous years $85,845,069, making an aggregate of more than
one hundred millions of dollars of losses which the banks have sustained
during the five years named. Of the $72,656,488 of losses charged
off within the last three and a half years, $10,835,760 was on account of
depreciation in the premium on United States bonds held by the banks.
The amount of premium thus charged off during the past year was
$2,196,353. The total losses charged off during the last iive years are
more than 21 per cent, of the entire capital of the banks.
The amount of losses sustained during the last five years by the national banks in several of the principal cities of the United States is
shown in the following table:
Cities.
New York
Boston
Philadelphia.
P i t t s b u r g h ..
Baltimore
N e w Orleans.

1876.

1877.

1878.

1879.

1880.

Total.

$6, 873, 759 97 $4. 247, 941 66 !$5, 147, 319 98 --R 13.',, 557 37 $2, 054, 381 52
$21, 458, 960 50
1, 598, 722 68 I 2, 192, 053 81 \ 2. 490, 197 46 j 2, 655, 390 58 1, 110, 831 72 10, 047,196 25
399, 943 74 1, 939, 403 01
36
152, 976 14 '! 333,248 47 ; ' 561, 676 30 i 491,. 558. - ~
"
.. ._
258,128 15 1, 633, 505 80
419,036 51 ' 333, 022 99
333,851 56 j 289,466 59
294, 507 00
211, 329 01 1, 951, 557 06
368,915 1)9
876, 207 32 j 200, 597 74
r
118,080 38 1, 535, 428 03
338, 496 90 i 272, 889 87
519 701 41 ! 286,259 4 t

These losses have to a considerable extent been charged to the current profits of the banks. In some instances, however, where the losses
were large, they have been partly met from the accumulated profits and
partly from the surplus account. In extreme cases they have been met,
either by assessment upon the shareholders, or by a reduction of the




REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII

capital stock under section 5143 Revised Statutes. The law requiring
losses to be charged off before dividends are paid is rigidly enforced, in
order that the reports of the banks may show as far as possible their true
condition. These enormous losses are largely attributable to the general
depression which, from 1873 to 1879, affected all branches of trade and
industry, and it is a gratifying fact to know that the losses for the present year are considerably less than for any of the four years preceding,
being $7,019,249 less than for 1879, and &9.7G0.394. less than for 1878.
Surplus.
The law provides that a surplus fund shall be accumulated, by setting
aside, before the usual semi-annual dividend is declared, one-tenth part of
the semi-annual net profits of the bank. In some cases this legal surplus
now exceeds the capital of the bank. The capital and the surplus
together form the working fund of the bank, each contributing to its
ultimate profits; and the banks which make the largest dividends in
proportion to their capital are those which have accumulated a large
surplus, such dividends being really earned by capital and surplus combined.
The following table shows the growth of surplus from the commencement of the system to the present time, as nearly as possible by semiannual periods, with the increase or decrease for each period:
Surplus
Dates.
!
I

Amount.

July 4,1864
January 2,1865
July 3,1865
January 1,1866
July 2,1866
January 7, 1867
July 1,1867.
January 6, 1868
July 6,1868
January 4,1869
June 12,1869
January 22,1870
June 9,'l870
December 28,1870
June 10,1871
December 16,1871
Juno 10,1872
December 27,1872

$1,129, 910
8, 663, 311
31, 303, 566
43, 000, 371
50,151, 992
59, 992, 875
63, 232, 811
70, 586,126
75, 840,119
81, 169, 937
82,218,576
90,174, 281
91, 689, 834
94, 705, 740
98, 322, 204
101, 573,154
105,181, 943
111,410,249

Semi-annual
increase or
decrease.

Increase.
" $ 7 , 533,401
22, 640, 255
11, 696, 805
7,151, 621
9, 840, 883
3, 239, 936
7, 253, 315
5, 253, 993
5, 329, 818
1,048,639
7, 955, 705
1, 515, 553
3, 015, 906
3, 616, 464
3, 250, 950
3, 608, 789
6, 228. 306

Surplus.
Dates.
Amount.

June 13,1873
$116, 847, 455
December 26, 1873... 120, 961, 268
June 26,1874
126, 239, 308
December 31, 1874 ".. 130, 485, 641
June 30, 1875.
133, 169, 095
December 17, 1875 ..
June 30,1876
December 22. 1876...
June 22,1877
December 28. 1877'".June 29,1878
January 1,1879
June 14,1879

133, 085, 422
131, 897,197
131, 390, 665
124, 714, 073
121,568,455
118,178, 531
116, 200, 864
114, 321, 376

December 12 1879 ..
June 11,1880

115, 429, 032
118. 102, 014

Semi-annual
increase oi
decrease.

Increase.
$5, 437, 206
4,113, 813
5, 278, 040
4, 246, 333
2, 683, 454

Decrease.

$83, 673
1,188, 225
506, 532
6, 676, 592
3,145,618
3, 389, 924
l t 977, 667
1, 879, 488

Increase.

$1,107, 656
2, 672, 982

Dividends and earnings.

Since the year 18G9, the banks have been required to make semiannual returns of their dividends and earnings. From these reports
tables have been prepared, showing their profits and dividends, and the
ratio of such profits, not alone to capital, but to capital and surplus
combined, since the surplus contributes proportionately as much to the
semi-annual profits from which dividends are derived as does the capital.
The following table shows the capital, surplus, dividends, and total
earnings of all the national banks for each half year, from March 1,1869,




XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

to September 1, 1880, together with the ratio of dividends to capital
and to capital and surplus, and of earnings to capital and surplus:
RATIOS.
Period of ' x
^

^

s
(

f

;

banks. |

I Toi.iJ
Ca

P

ital

Total net

-

1869 1,481 $401, 050. .sol!
Sept. 1,
Mar. 1,1870 1, 571 ! 416,360,991
1870 1 1,601 I 425,317,104 '
Sept. 1,
Mar. 1,1871; 1, 605 1 428, 699.165 i
1871 1, 693 I 445,999,264 j
Sept. 1,
Mar. 1, 1872 1 1, 750 I 450, 693, 700
Sept.l,1872 1, 852 j 465, 676, 023
Mar. 1,1873 1, 912 ! 475,918,683
1873 1 955 I 488,100,95] I
Sept, 1,
Mar. 1, 1874 1^967 ! 489, 510, 323i
Sept.l,1874 1, 971 i 489,938,284 I
Mar. 1,1875 2, 007 ; 493,568,831 |
1875 i 2| 047 ! 497, 864. 833 !
Sept. 1,
Mar. 1,1876! 2, 076 | 504, 209. 491j
1876! 2, 081 i 500,482,271 !
Sept. 1,
Mar. 1,1877| 2,080 I 496, 651, 580
i
1877! 2, 072 1 486. 324. 860
Sept. 1,
Mar. 1,1878; 2, 074 I 475.609.751
Sept. 1,
1878 ' 2, 047 470,231,890
Mar. 1,1879 : 2.04:; I 464. 413, 990
Sept. 1,
1879 2, 045 * 455. 132. 05fi
Mar. 1,1880 2. 040 454. 080, 09H
Sept. 1,
1880 2, 072 454. 215. 002

$82, i(o, 848
80,118,210
91, 030, 020
94, 072, 403
98, 286, 591
99,431,243
105, 181, 942
114, 257, 288
118,113,848
123, 409, 859
128, 304, 039
131.500,037
134,123,049
134, 407, 595
132,251,078
130 872, 105
124,349,254
122, 373, 501
118,087,134
11(5. 744. 135
115, 149.351
11.7, 220^ 501
12"., 145. (54!)

Dividends Earnings
Dividends t o to capital to capital
and surcapital. and surplus.
plus.
Per cent.
5. 42
5. 16
4.90
5.18
4.96
5.07
5.12
5.22
5.09
4.81
5.09
5. 01
4.88
4. 92
4. 50
4.39
4.54
3. 99
3. 81
3.78
3. 82
3. 99
4. 03

iil.7t;7, K-l 429.221.184
21,479,095
L'S. 990. 934
21, 080, 34:; 20! 813. 885
22, 205, ] 50 27.243,162
27. 315. 311
22' 859^ 820 i 27, 502! 539
23, 827, 289 . 30.572,891
24, 820: 001 : 31,920,478
24, 823i, 029 I 33.122,000
1
2'd] 529, 99* 29,544.120
24. 929, 3(i7 I 30,030.811
24,750,810 ! 29. 136. 007
24,317,785 I 28. 800^217
24, 811, 5H1 ! 23. 097, 921
22, 503, 829 i 20. 540! 231
21, 803. 909 I 19,592.962
22,117, 110 I 15. 274! 028
18, 982, 390 I 10. 940. 096
17, 959, 223 i 13. 058. 893
17, 541, 054 • 14. 678. 000
17, 401,,SOT ' 1 »» 873. 200
•.
18, 121,27;; 21. 152.784
18 2 W . -J<»t 24. <>:;:;. 250

Per cent.
4. 50
4.27
4. 08
4.24
4.07
4.16
4.17
4.21
4.09
3.84
4.03
3.96
3. 85
3. 88
o. 57
3! 47
3. 62
3. 17
3. 04
a. 02
3. 05
3. 17
3. 18

Percent.
6.04
5. 77
5.19
5.21
5.02
5.00
5. 36
5. 41
5. 46
4.82
4.86
4.66
4.56
3. 62
3. 25
3.12
2. 50
2. 83
2. 31
2. 53
2. 96
3. 70
4. IS

The following statement shows by geographical divisions the number
of national banks, with their capital, which have paid no dividends to
their stockholders during the two semi-annual periods of 1880, together with the totals for each semi-annual period in the four preceding years:
nding—
Average for the
vear.
Geographical divisioi

Mart:!.: ], 1880.

September 1, 1880.

«.».i«.l.
New England States
Middle States
Southern States
Western States and Territorie

9, 959, 000
4, 129, 000
9, 354, 200

for 1880 .
for 1879.
for 1878.
for 1877.
for 1876.

226
309
328
245
235

Average for five years .

269

Totals
Totals
Totals
Totals
Totals

30, 407, 200
53,843.700 •
48, 797, 900
40, 452, 000
34, 290, 320
58. 224

Capital.

:££]£' c^iM-

15 $3, 025, 000
73 , 9,138,000
27 : 3,945,900
118 : 10,225,250

23 ; $4,995,000
70
9,548,500
28 ! 4, 037, 450
109 ; 9,789,725

233
299

230
304
343
266
254

288
273

26, 334, 150 i
44,576,300 I
58,736,950 I
41,166,200 I
44,057,725 I

290 ; 42,974,205

28, 370, 675
49, 210, 000
53, 767, 425
40, 809,100
39,174, 022
42, 266, 244

The number of banks passing dividends in the first dividend period
of 1880 was 226, with a total capital of $30,407,200; in the second period
the number was 233, with a capital of $26,334,150; while during the
last five years the average number of banks semi-annually passing dividends on account of losses has been 279. The average amount of
capital upon which no dividends have been paid during that time is
$42,266,244. From these facts it follows that, for a continuous period
of five years, about one-seventh of the whole number of banks in operation have paid no dividends, and that nearly one-tenth of the total
capital has been unremunerative.
The percentage to capital of dividends paid, and of dividends and




REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIX

earnings to combined capital and surplus, is given by similar divisions
in the following table, for the years 1878, 1879, and 1880:
Geographical
divisions.

1880.

1879.

1878.

DiviDiviDiviEarnings
Earnings
Earnings
Divi- dends to to capital Divi- dends to to capital Divi- dends to to capital
dends to capital
dends to capital
dends to capital
and sur- capital. and sur- and sur- capital. and sur- and surcapital. and surplus.
plus.
plus.
plus.
plus.
plus.
Per ct.

Per ct.

6.9
7.9
7.3

5.5
6.1
6.2

4.3
4.9
5.7

6.4
7.9
7.0

5.2
6.1
6.0

4.2
5.8
5.4

6.8
8.4
7.8

5.5
6.5
6.7

6.4
8.6
7.6

9.6

7.8

6.9

9.4

7.5

7.1

9.5

7.6

9.3

7.8

6.2

5.1

7.6

6.1

5.5

8.0

6.4

7.9

Per ct.
New England
States
Middle States
Southern States
Western States
and Territories

United States..

Per ct

Per ct.

Per ct.

Per ct.

Per ct.

Per ct.

UNITED STATES LEGAL-TENDER NOTES AND NATIONAL BANK CIRCULATION.

The acts of February 25, 1862, July 11, 1862, and March 3, 1863, each
authorized the issue of 150 millions of dollars of legal-tender notes, making an aggregate of 450 millions of dollars. On January 30, 1864, the
amount of such notes outstanding was $449,338,902, which was the highest amount outstanding at any one time.
The act of June 30, 1864, provided that the total amount of United
States notes issued or to be issued should not exceed 400 millions of
dollars, and such additional sum, not exceeding 50 millions, as may be
temporarily required for the redemption of temporary loans.
The act of April 12, 1866, authorized the retiring and cancellation of
not more than 10 millions of legal tender notes, within six months from
the passage of the act, and thereafter not more than 4 millions in
any one month; and under this act the amount outstanding was so
far reduced that on December 31, 1867, the amount was 356 millions.
On February 4, 1868, the further reduction of the volume of legaltender notes was prohibited, leaving the last-named amount outstanding until October 1, 1872. Between that date and January 15, 1874,
the amount wras increased to $382,979,815, and on June 20, 1874, the
maximum amount wras fixed at $382,000,000; section 6 of the act of
that date providing that "the amount of United States notes outstanding and to be used as a part of the circulating medium shall not exceed
the sum of 382 millions, which said sum shall appear in each monthly
statement of77the public debt, and no part thereof shall be held or used
as a reserve.
Section 3 of the act of January 14, 1875, authorized an increase of the
circulation of national banks in accordance with existing law, without
respect to the limit previously existing, and required the Secretary of the
Treasury to retire legal-tender notes to an amount equal to 80 per cent,
of the national bank notes thereafter issued, until the amount of such
legal-tender notes outstanding should be 300 millions, and no more.
Under the operation of this act $35,318,9^4 of legal tender notes were
retired, leaving the amount in circulation on May 31, 1878, the date of
the repeal of the act, $346,681,016, which is the amount now outstanding. The act of February 25, 1863, and the subsequent act of June 3,
1864, authorized the issue of 300 millions of dollars of national bank circulation, which amount was increased by the act of July 12, 1870, to 354
millions. The act of June 20,1874, authorized any national bank desiring
C c iv




L

REPORT OF THE COMPTROLLER OF THE CURKENCY.

to withdraw its circulating notes, in whole or in part, to deposit lawful
money with the Treasurer of the United States in sums of not less than
nine thousand dollars, and to withdraw a proportionate amount of bonds
held as security for such notes; and the act of January 14, 1875, repealed all previous provisions restricting the aggregate amount of
national bank circulation. Subsequent to the passage of the acts of
June 20, 1874, and of January 14,1875, which authorized the retirement
and reissue of national bank notes at the pleasure of the banks the circulation steadily decreased in volume until the year 1877, the total decrease in this interval being $30,869,055. During the year ending November 1, 1878, there was an increase of $4,216,084, and during the year
ending November 1, 1879, an increase of $14,742,503, the total amount
now outstanding being $9,343,288 less than on January 14, 1875.
The act of March 3, 1805 (section 5171 Revised Statutes), which was
passed at a time when the legal limit of bank circulation was 300 millions
of dollars, proportioned the amount to be issued by each bank to the
amount of its capital. Banks having a capital of less than 500 thousand
dollars were limited to SO per cent, of such capital; those whose capital
was between 500 thousand dollars and one million to 80 per cent.; those
whose capital exceeded one million and was less than three millions, to
75 per cent.; and that class of banks whose capital exceeded three millions, to 60 per cent, of their capital.
The increase in the issue of circulating notes during the present year
has been but $6,783,864, of which more than one-half was issued to
banks recently organized. The profit upon circulation does not exceed one and one-half per cent, per annum, and many banks have reduced their bonds, thus retiring a part of their circulation, in order to
avail themselves of the existing high rates of premium, which premium
is now equal to the profits upon circulation for six years. While the
present small profit upon circulation continues, but little elasticity in the
currency can be expected. The New York free-banking act authorized
the banks of that State to issue currency without regard to capital, upon
the deposit of the necessary amount of bonds. Such legislation by Congress would undoubtedly give elasticity to the national currency, but it
would also stimulate a desire to organize banks of circulation only, and
it is not recommended.
The bill now pending in Congress authorizes all banks to receive circulation equal to the full amount of their capital, as was the case in
the original bank act. The passage of this bill would give the banks
the privilege of increasing their circulation up to the limit of their
capital, if at certain seasons of the year such an increase should be
desirable. This increase would not probably be great, for the amount
of circulation outstanding is now much less than that authorized by law,
as mav be seen in the following table :
Banks having capital not Banks having capital
exceeding $500,000.
exceeding $500,000.

Total.

Geographical divisions.
Issued.

Uncalled
for.

Issued.

Uncalled
for.

Issued.

Uncalled
for.

New England States ..... $79, 322, 430 $7, 046, 763 $43, 014, 500 $11, 485, 238 $122, 336, 930 $18, 532, 001
82, 940, 955 9, 291, 590 29, 681, 740 21, 094, 833 112, 622, 695 30, 386, 423
Middle States
23,162, 985 2, 620, 845 1, 370, 000
510, 000 24, 532, 985
Southern States
3,136, 845
52, 284, 710 11, 620, 690 5, 707, 380 4, 552, 620 57, 992, 090 16,173, 310
Western States
Pacific States and Terri3 244, 700
935, 800
640, 000
560, 000
tories
3,884,700
1, 495, 800
United States




240, 955, 780 31, 515, 688 80, 413, 620 38, 202, 691 321, 369, 400

69, 718, 379

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LI

It will be seen that the banks already organized and in operation are
entitled to receive nearly 70 millions of additional circulation, whenever
they may seefitto deposit United States bonds to secure it. This table
also shows that the profit upon circulation is, as has been already stated,
very small, otherwise the banks would avail themselves of the privilege
of issuing additional notes. There is, however, a certain class pf banks,
with capital exceeding 500 thousand dollars, that would find it convenient during the fall season of the year, when currency is in demand, to
increase their circulation, notwithstanding the high price of bonds, to
the amount of their capital if authorized to do so, and the passage of the
bill now pending is recommended.
Since the passage of the act of June 20, 1874, $104,075,752 of legaltender notes have been deposited in the Treasury by the national banks,
for the purpose of reducing their circulation, and $87,329,415 of bank
notes have been redeemed, destroyed and retired.
The following table exhibits the amount and kinds of outstanding
paper currency of the United States and of the national banks, on August 31, 1865, when the public debt reached its maximum, and annually
thereafter at the dates named, with the currency price of gold and the
gold price of currency at the same dates:
United States issues.

Date.

Legal tender Old demand
"notes.
notes.

Notes of naprice
tional banks Aggregate. C u r r e n c y Gold $10@
price of
of
Fractional including
$100 gold. currency.
currency. gold notes.

August 31,1865.. $432, 553, 912 $402, 965 $26, 344, 742
January 1,1866.. 425, 839, 319 392, 070 26, 000,420
January 1,1867.. 380, 276,160 221, 632 28, 732, 812
January 1,1868 . 356, 000, 000 159,127
31, 597, 583
January 1,1869.. 356, 000, 000 128, 098 34, 215, 715
Jannary 1, 1870 . 356, 000, 000 113, 098 39, 762, 664
January 1,1871.. 356, 000, 000 101, 086 39, 995, 089
January 1,1872.. 357, 500, 000 92, 801 40, 767, 877
January 1,1873.. 358, 557, 907 84, 387 45, 722, 061
January 1,1874.. 378, 401, 702 79, 637 48, 544, 792
January 1,1875.. 382, 000, 000 72, 317 46, 390, 598
January 1,1876.. 371, 827, 220 69, 642 44,147, 072
January 1,1877.. 366, 055, 084 65, 462 26, 348, 206
January 1,1878.. 349, 943, 776 63, 532 17, 764,109
January 1,1879.. 346, 681, 016 62, 035 16,108,159
January 1,1880.. 346, 681, 016 61, 350 15, 674, 304
November 1,1880 346, 681, 016 60, 825
7,181, 861

$176, 213, 955 $635, 515, 574
298, 588, 419 750, 820, 228
299. 846, 206 709, 076, 860
299, 747, 569 687, 504, 279
299, 629, 322 689, 973,135
299, 904, 029 695, 779, 791
306, 307, 672 702, 403, 847
328, 465, 431 726, 826,109
344, 582, 812 748. 947,167
350, 848, 236 777, 874, 367
354, 128, 250 782, 591,165
346, 479, 756 762, 523, 690
321, 595, 606 714, 064, 358
321, 672, 505 689, 443, 922
323, 791, 674 686, 642, 884
342, 387, 336 704, 804, 006
343, 834,107 697, 757, 809

$144
144
133
133
135
120
110
109
112
110
112
112
107
102
100
100
100

25
50
00
25
00
00
75
50
00
25
50
75
00
87
00
00
00

$69
69
75
75
74
83
90
91
89
90
88
88
93
97
100
100
100

32
20
18
04
07
33
29
32
28
70
89
69
46
21
00
00
00

The amount of additional circulation issued for the year ending November 1,1880, was $13,402,215 j the amount issued to banks organized
during the year was $3,662,200; the amount retired was $6,618,351, the
actual increase for the year being $6,783,864. During the year ending
November 1, 1880, lawful money to the amount of $13,845,866 was deposited with the Treasurer to retire circulation, of which amount
$947,326 was deposited by banks in liquidation. The amount previously
deposited under the act of June 20,1874, was $72,786,458, and by banks
in liquidation $17,443,428, to which is to be added a balance of $3,813,675
remaining from deposits made by liquidating banks prior to the passage
of that act. Deducting from the total, $107,889,427, the amount of circulating notes redeemed and destroyed without reissue ($87,329,415),
there remained in the hands of the Treasurer on November 1, 1880,
$20,560,012 of lawful money for the redemption and retirement of bank
circulation.




LII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table exhibits by States the issue and retirement of
circulation during the year ending November 1, 1880, and the total
amount issued and retired since June 20, 1874:
Circulation retired.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New J e r s e y .
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
W e s t Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico
Dakota
Washington
California
Surrendered to this office and retired..

Total
Totals from June20,1874, to October 31,1879..
Surrendered to this office between same dates.
Total issued and retired from June 20,1874,
to October 31,1880

Circulation
issued.
Under act of Of liquidating
J u n e 20,1874.
banks.
$8, 565
1,869
30, 537

Total.

$25, 554
6,350
21, 947
9, 397
2,164
2,865
162, 211
46, 301
90, 789

$34,119
8, 21952, 484
503, 064
104, 443
232, 020
1, 862, 097
187, 753
461, 474

3,307
15, 452
38, 200
15,126
13, 080
12,128

65, 348
30, 712
81, 750
43, 266
65, 566
16, 304
19, 633

7,783
75
13, 770
3,655
130
34, 896
28, 077
102, 674
115, 674
111, 879
154, 551
35, 934
52, 555
66, 207
31, 385
49, 435
2,701
230

44, 018
75
112, 690
3,655
8,852
100, 294
41, 232
185, 890
361,195
672, 626351, 500
161, 880
103, 341
92, 697
80, 535
49,435
11, 975
230

117, 000
45, 000

12,165
3,829

12,165
3,829

67, 500
3r600
45, 000
76, 500

26, 687

26, 687

$127, 500
127, 350
3, 693, 885
464, 770
74,110
1, 898,160
10, 500
2, 036, 890
59, 000
378, 750
1,000
126, 000
163, 440
18, 000
40, 500
49, 500
27, 000

4S>3, 667

102, 279
229,155
1, 699, 886
141, 452
370, 685
62, 041
15, 260
43, 550
28,140
52, 486
16, 304
7,505
36,235

1,000
252, 000
27, 000
211, 500
112, 370
153, 000
704, 600
365, 800
488, 790
522, 600
153, 000
243, 000

98, 920
8,722
65, 398
13,155
83, 216
245, 521
560, 747
196, 949
125, 946
50, 786
26, 490
49,150
9,274

36,000 I

480,600
425, 298
13, 402, 215
78, 346, 060

4, 873, 890
66, 261,458

1, 319,163
14, 874, 904

6, 618, 351
81,136, 362
11,369, 582

91, 748, 275

71,135, 348

16,194, 067

99,124,295

LOST OR UNREDEEMED BANK NOTES.

In his report for 1875 the Comptroller gave some statistics in relation
to the percentage of bank notes not presented for redemption under
State laws. Eeturns were given for 286 banks in the State of New
York, which included thirty banks now in operation in the city of New
York, either as State or national institutions. The maximum amount of
circulation issued to the 286 banks was $50,754,515, and the total circulation then outstanding was $1,336,337, showing that the proportion of
unredeemed circulation was 2.63 per cent, only of the amount issued.
The maximum amount of circulation issued to the thirty banks in the
city of New York was $7,763,010, and the amount remaining unredeemed
in October, 1875, was $142,365. The percentage of that unredeemed to




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIII

that issued was 1.83. The lowest percentage of unredeemed circulation
was 0.58, upon an issue of $241,174. The highest was 4.81, upon an
issue of $123,974, seventeen banks of the thirty reporting the percentage of unredeemed notes outstanding at less than two per cent.
In his report for 1876 the following table was given, showing the
greatest amount of circulation issued to 707 banks organized under the
laws of twelve different States, the amount outstanding, and the percentage unredeemed, which was 2.35 only.
States.

I Number Greatest cir-

I of banks.

Maine
New Hampshire
Vermont
Massachusetts..
Rhode Island ...
Connecticut
New York
New Jersey
Delaware
Maryland
Ohio
Wisconsin

culation.

29
27
16
41
44
53
286

$3, 375,130
2, 520, 339
3,143, 348
10, 986, 357
6, 369, 652
12, 850, 554
50, 754, 515
7, 111, 047
950, 770
6, 847, 844'
2,196, 381
7, 565, 409

5
16
25
140

Totals

707

114, 671, 346

Circulation Percentoutstanding. age unredeemed.
$53,102
35, 660
. 37, 027
254, 954
158, 834
253,190
, 336, 337
162, 961
35, 461
172, 669
61, 340
134, 747

1.6
1.4
1.2
2.3
2.5
2.0
2.6
2.3
3.7
2.5
2.8
1.8

2, 696, 282

2.4

The following table gives similar information in reference to the
national banks which failed prior to the year 1870, to the year 1873,
and to the year 1874:
Name and location of bank.
First National Bank, Attica, N. Y
Venango National Bank, Franklin, Pa
Merchants' National Bank, Washington, D. C
First National Bank, Medina, N. Y
Tennessee National Bank, Memphis, Tenn
First National Bank, Selma, Ala
First National Bank, New Orleans, La
Natioual TJnadilla Bank, Unadilla, N. Y
Farmers and Citizens' National Bank, Brooklyn, N.Y.
€roton National Bank, Now York, N. Y
First National Bank, Bethel, Conn
First National Bank, Keokuk, Iowa
National Bank, Vicksburg, Miss
First National Bank, Rockford, 111
First National Bank of Nevada, Austin, Nev

Receiver ap- Circulation Circulation Percentoutstand- age unreissued.
pointed.
ing.
deemed.
Apr. 14,1865
May 1,1866
May 8,1866
Mar. 13,1867
Mar. 21,1867
Apr. 30,1867
May 20,1867
Aug. 20,1867
Sept. 6,1867
Oct. 1,1867
Feb. 28,1868
Mar. 3,1868
Apr. 24,1868
Mar. 15,1869
Oct. 14,1869

Totals and average percentage to 1874




.74
.47
.68
.75
.58
.72
1.03
.38
.75
.41
.94
,65
.60
1.12
1.45

13,1871
15,1871
15,1871
20,1871
23,1872
2,1872
12,1872
31,1872

11, 628

.75

000
000
393
000
000
000
000
900

16, 268
689
4,857
3,805
1,797
860
2,298
3,442

2.03
1.38
2.00
2.13
2.53
1.91
1.70
2.89

3,196, 693

Dec.
Dec.
Dec.
Dec.
Apr.
May
Dec.
Dec.

800,
50,
243,
179,
71,
45,
135,
118,

45, 644

1.43

Mar. 18,1873
Apr. 28,1873
Sept. 19,1873
Sept. 22,1873
Sept. 25,1873
Sept, 25,1873
Oct. 18,1873

450,
100,
450,
234,
360,
179,
90,

000
000
000
000
000
200
000

16,120
2,743
24, 637
11, 713
28, 250
13, 790
5,330

3.58
2.74
5.47
5.01
7.85
7.69
5.92

Oct.
Oct.
Nov.
Dec.

360,
45,
45,
90,

000
000
000
000

17, 500
2,700
2,556
6, 466

4.86
6.00
5.68
7.18

5, 599, 893

177, 449

3.17

Totals and average percentage to 1873
Crescent Citv National Bank, New Orleans, La
Atlantic National Bank, New York, N, Y
First National Bank, Washington, D. C
National Bank of the Commonwealth, New York, N.Y
Merchants' National Bank, Petersburg, Va
First National Bank, Petersburg, Va
First National Bank, Mansfield, Ohio
New Orleans National Banking Association, New
Orleans, La
First National Bank, Carlisle, Pa
First National Bank, Anderson, Ind
First National Bank, Topeka, Kans

$334
397
1,226
298
526
608
1,845
386
1,905
729
246
586
151
512
1,879

1, 554, 400

Totals and average percentage to 1870
Ocean National Bank, New York, N. Y
Union Square National Bank, New York, N. Y
Eighth National Bank, New York, N. Y
Fourth National Bank, Philadelphia, Pa
Waverlv National Bank, Waverly, N. Y
First National Bank, Fort Smith, Ark
Scandinavian National Bank, Chicago, 111
Wallkill National Bank, Middletown, N. Y

$44, 000
85, 000
180,000
40, 000
90, 000
85, 000
180, 000
100, 000
253, 900
180, 000
26, 300
90, 000
25, 500
45, 000
129, 700

23,1873
24, 1873
23,1873
16,1873

LIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

From this table it will be seen that the highest amount of circulation
issued to fifteen national banks which failed previous to 1870 was
$1,554,400, and the amount outstanding on November 1, 1880, was
$11,628, the proportion of notes remaining unredeemed being only 0.75
per cent, of the amount issued. The percentage of notes unredeemed of
the same banks on November 1,1875, was 1.39, in 1876,1.35, in 1878, 0.86,
and in 1880, as has been seen, it is 0.75; showing a rapid increase in the
redemption of the notes of these banks. The total amount issued to
twenty-three national banks, in which are included the fifteen banks,
already mentioned, which failed previous to the year 1873, was $3,196,693,
and the amount outstanding on November 1, 1880, was $45,644, the proportion of notes remaining unredeemed being but 1.43 per cent, of the
amount issued. The total amount outstanding of the notes of these
banks has been reduced $11,430 since November 1, 1878, and the percentage reduced from 1.78 to 1.43. The total amount issued to thirtyfour national banks which failed prior to 1874 was $5,599,893, and the
amount outstanding on November 1, 1880, was $177,449, the proportion of notes unredeemed being 3.17 per cent, of the amount issued.
Of the circulation of fifty-one national banks in voluntary liquidation
previous to 1870, amounting to $5,832,940, there yet remains outstanding $117,467, or 2.01 per cent, only of the amount issued; of the circulation of seventy-five banks in liquidation prior to 1872, amounting to $8,648,980, there remains outstanding $177,075, which is equal
to a percentage of 2.05; of a circulation of eighty-nine banks in liquidation prior to 1873, in amount $10,764,080, there remains outstanding
$232,879, or 2.17 per cent, of the amount issued; and of the circulation
of one hundred and five banks in liquidation prior to 1874, in amount
$12,709,100, there remains outstanding $326,568, or 2.58 per cent, of the
amount issued.
The percentage of the fifty-one national banks in voluntary liquidation previous to 1870, which is now 2.01, in 1878 was 2.59 ; the j)ercentage of seventy-five banks in liquidation prior to 1872, which is now
2.05, in 1878 was 2.63; and the percentage of eighty-nine banks in liquidation prior to 1873 is now 2.17, which in 1878 was 2.82.
These statistics show a rapid reduction during the last two years in
the amount of outstanding circulation of banks which have ceased to do
business, and they indicate that the final loss upon the notes of national
banks will not exceed one or one and a half per cent.
The amount of demand Treasury notes, payable in gold coin, issued
from July 17, 1861, to December 31, 1862, was $60,000,000, in denominations of five, ten, and twenty dollars, and the amount outstanding on
November 1 last, was $60,825, the iiroportion unredeemed being but
little more than one tenth of one percent.—$8,882 having been redeemed
within the last five years.
The highest outstanding amount of legal-tender notes of the first issue
was $449,479,222, on February 3, 1864. The amount of these notes
outstanding on November 1, 1880, was $14,947,895, or 3.33 per cent, of
the highest amount issued. The issues of Treasury notes of the series
of 1869 and 1874 have not been as largely reduced. This is accounted
for by the fact that large amounts of the legal-tender notes have been
held for years by the national banks as reserve, and have not therefore
been returned to the Treasury for destruction and replacement by subsequent issues. As the amount of legal-tendernotes held by the national
banks as reserves has been recently largely displaced by coin, it is probable that the amount of the early issues of these notes will be speedily
reduced.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LV

These tables are given somewhat in detail, for the purpose of correcting the belief, very generally entertained, that the proportion of circulating notes outstanding which will ultimately be lost or destroyed is
much greater than is shown therein. It is also believed by many that
the loss of such notes is a gain to the bank which issues them. The
Comptroller receives frequent letters of inquiry upon this subject, and
therefore repeats the following paragraph, which was given in a former
report:
" Section 5222 of the Revised Statutes requires that all national banks
which go into voluntary liquidation shall, within six months thereafter,
deposit in the Treasury an amount of lawful money equal to the amount of
their circulating notes outstanding. The law also requires that full provision shall be made for the redemption of the circulating notes of any insolvent bank before a dividend is made to its creditors. Thus it will be seen,
that no association can close up its business without first providing for the
payment of all its circulating notes, and that the amount deposited for their
redemption must remain in the Treasury until the last outstanding note
shall have been presented. It is therefore plain that the government, and
not the bank, receives all the benefit arising from lost or unredeemed
circulating notes.'7
LOANS AND RATES OF INTEREST OF NEW YORK CITY BANKS.

The following table contains a classification of the loans of the national banks in New York City for the last five years:
October 2,
1876.

October 1,
1877.

October 1,
1878.

October 2
1879.

October 1,
1880.

47 banks.

47 banks.

47 banks.

47 banks.

47 banks.

$95, 510, 311
16, 634, 532
6, 277, 492
58, 749, 574
536, 802
4, 681, 570
1,852,944

$92, 618, 776
15, 800, 540
4, 763, 448
48, 376, 633
497, 524
4, 319, 014
2, 786, 456

$83, 924, 333
17, 297, 475
7, 003, 085
51,152, 021
786, 514
6, 752,181
2, 670, 371

$81,520,129
22, 491, 926
8, 286, 525
78, 062, 085
670, 021

$107, 058, 860
27, 755,152
3, 915, 077
92, 630, 982
1, 336, 513

184, 243, 225

169,162, 391

169, 585, 980

195, 851, 902

Loans and discounts.

On endorsed paper
On single-name paper
On U. S. bonds on demand
On other stock, &c, on demand.
On real-estate security
Payable in ^old
Ali other loans
Totals

4,821,216

.

5, 731, 917
238, 4'i8, 501

The average rate of interest in New York City for each of the fiscal
years from 1874 to 1880, as ascertained from data derived from the Journal of Commerce and The Commercial and Financial Chronicle, was as
follows:
1874,
1875,
1876,
1877,
1878,
1879,
1880,

call
call
call
call
call
call
call

loans
loans
loans
leans
loans
loans
loans

3. 8 per
3. 0 per
3. 3 per
3. 0 per
4. 4 per
4. 4 per
4. 9 per

cent.; commercial paper, 6. 4 per
cent.; commercial pap«T, 5. 6 per
cent.; commercial paper. 5. 3 per
cent, j commercial paper, 5. 2 per
cent.; commercial paper, 5.1 per
cent, j commercial paper, 4. 4 per
cent.; commercial paper, 5. 3 per

cent.
cent.
cent.
cent.
cent.
cent.
cent.

average rate of discount of the Bank of England for the same
years was as follows:
Daring
During
During
During
During
During
During

the
the
the
the
the
the
the

calendar year ending December 31,1874, 3. 69 per
calendar year ending December 31,1875, 3. 23 per
calendar year ending December 31,1876,2. 61 per
calendar year ending December 31, 1877, 2. 91 per
calendar year ending December 31,1878, 3. 78 per
calendar year ending December 31,1879,2. 50 per
fiscal year ending June 30,1880,2. 63 per cent.




cent.
cent.
cent.
cent.
cent.
cent.

LVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The rate of interest in the city of New York on November 26 of the
present year, as quoted in the Daily Bulletin, was, on call loans, 6 per
cent., and on commercial paper of the best grade, from 5 to 5 J per cent.
The rate of interest of the Bank of England on November 29, 1877,
was 4 per cent. On January 30, 1878, it was 2 per cent., from which
date to October 14, 1878, there were seven changes, and, with a single
exception, on May 29, a gradual increase. The rate was fixed at the
date last named at 6 per cent., and reduced on November 21, 1878, to
5 per cent., since which time there have been changes in the rate as follows : On January 15, 1879, 4 per cent.; on the 29th of the same month
3 per cent.; on March 12 it was reduced to 2J per cent., and again on
April 9 to 2 per cent., at which rate it remained until November 7, 1879,
when it was increased to 3 per cent., which was, also, at that time, the
rate of the Bank of France.
On June 17, 1880, the rate of the Bank of England was reduced to
2J per cent., whick is the present rate. The London rate of interest,
outside of the Bank of England, was, on October 25, 7 call loans, 1J per
on
cent., on three months' time, If, and on six months time, 2J; the best
bills having actually been placed £ per cent, below the rate of the Bank
of England.
The rate of discount at the Bank of France, which on October 16,1878,
was raised from 2 per cent, to 3 per cent., was reduced to 2 per cent, on the
23d of May, 1879, and then raised to 3 per cent, on the 23d of the following
October. The rate was reduced to 2J per cent, on April 2, 1880, and
advanced on October 14 to 3J per cent., which is the present rate. The
average rate of discount during the year 1879 was 2.58 per cent.
The rate of the Imperial Bank of Germany was reduced from 5J per
cent, to 5 per cent, on October 6, and to 4J per cent, on October 18 last.
The market discount rates in Berlin, Hamburg and Frankfort, during
the month of October,were about 4 per cent.
REDEMPTION OF NATIONAL-BANK CURRENCY.

The expense of redeeming the national-bank currency bears oppressively in one respect upon the banks in operation, as they are obliged to
pay a proportionate share of the cost of redeeming the notes of associations which are either reducing their circulation, have gone into liquidation, or have become insolvent; the banks continuing business having of
course no interest whatever in the circulation thus redeemed.
The Treasury has for a long time had the use of a permanent fund
belonging to the assets of banks which are insolvent. It has also a
large fund deposited by banks which have gone into voluntary liquidation, or have deposited legal-tender notes for the purpose of reducing
their circulation. According to the statement of the Treasurer for November 1 last, the sum of these two funds then amounted to $20,942,032,
the whole of the currency balance at that date being but $26,846,826.
In addition to the use of these funds, which is a great convenience to
the Treasury when the currency balance is at a low point, the government, under existing law, receives the whole gain arising from lost or
unredeemed notes of the national banks, which gain will ultimately
amount to a very large sum—certainly, with no more than the present
amount of circulation, to not less than $3,500,000. Any large national
bank in New York City would, on these terms, gladly undertake the
redemption of all the notes presented for that purpose at the commercial center—which is the only appropriate place for the redemption of




REPORT OF THE COMPTROLLER OF THE CURRENCY. LVII

bank notes—without any charge therefor to the banks whose notes
are redeemed. It is recommended that the law now in force on this
subject be amended, and that the cost of redemption shall be assessed
in such manner as that the banks in operation shall pay for the redemption of their own notes only, the remaining cost being borne by
the government. Moreover, the government has for fifteen years received annually an average sum of more than three millions of dollars
in taxes upon deposits, under a system unknown elsewhere in any country; and it is certainly only just that it should bear the expense of the
redemption of those circulating notes from which it alone receives the
entire benefit.
Section 3 of the act of June 20, 1874, provides that every national
bank u shall, at all times, keep and have on deposit in the Treasury of
the United States, in lawful money of the United States, a sum equal to
five per centum of its circulation, to be held and used for the redemption
of such circulation." Since the passage of this act the banks have, as
a rule, maintained their redemption fund, and their circulating notes
have been promptly redeemed at the Treasury without expense to the
government.
The following table exhibits the amount of national-bank notes received for redemption monthly, by the Comptroller of the Currency, for
the year ending November 1, 1880, and the amount received for the
same period at the redemption agency of the Treasury, together with
the total amount received since the passage of the act qf June 20, 1874:
Received by Comptroller.
From naFrom re- Notes of nationalbanks demption tional banks Under act
for reissue agency for in liquidaor surrention.
reissue.
der.

Months.

November
December
January
February
March
April
May
June
July
.,
August
September
October

Total.

Received at
the redemption agency.

1879.
10, 725

$1,502,700
1, 717, 000

$75, 510
86, 690

9,620
50, 240
18,160
31, 300
17, 630
22, 300
25, 460
14, 915
24, 800
10, 200

2,134,100
2, 478, 500
2, 322, 500
2, 057, 200
3, 654, 000
4,435, 600
2, 732, 400
2, 522, 500
2,461, 000
2, 406, 800

53, 545
189,846
88, 735
105, 234
151, 877
276, 699
70, 607
129, 790
90, 630

$218, 090 !$1, 804, 920
144,492 1,958,907

$3, 251, 634
2, 922, 490

2, 535, 407
3,106, 595
2, 751, 880
2, 623, 310
4, 535, 494
5, 696, 866
3, 329, 081
2, 969, 947
3,117, 958
2, 566,153

5,641,192
3, 960, 505
3,144, 811
4, 006, 205
7,554,660
7, 808, 361
4, 709, 894
3,469, 884
3, 348, 638
3, 708,448

1880.
338,142
388, 009
322, 485
429, 576
711,987
962, 267
500, 614
302, 742
541, 528
149,153

Total
1, 319,163 5, 009, 085 36,996,518
243, 970 30, 424, 300
Received from June 20,1874,
12,423,225 356,889,855 14, 749, 912 60,336,423 450,399,415
to October 31,1879
Grand total

...

53, 526, 722
984, 486, 292

12, 667,195 J387, 314,155 16, 069, 075 71, 345, 508 !487, 395, 933
1,038,013,014

From the passage of the act of June 20,1874, to November 1,1880, there
was received at the redemption agency of the Treasury $1,038,013,014 of
national-bank currency. The receipts reached the highest point during
the year ending November 1,1877, when they amounted to $229,308,507,
since which date they have steadily decreased; being for the year 1878,
$202,499,740, for 1879, $117,191,999, and for 1880, but $53,526,722.
At this Office, the maximum yearly receipts of currency for redemption
was reached during the year ending November 1,1875, when the amount




LVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

was $140,577,505. There has been a decrease in each succeeding year,
but the percentage has been much less as compared with the decrease
at the redemption agency.
During the year ending November 1, 1880, there was received at the
redemption agency of the Treasury $53,526,000 of national-bank notes,
of which amount, $24,312,000, or about 45 per cent., was received from
the banks in New York City, and $5,682,000, or about 10 per cent.,
from Boston. The amount received from Philadelphia was $3,531,000;
from Baltimore, $499,000; Pittsburgh, $597,000; Cincinnati, $864,000;
Chicago, $1,937,000; Saint Louis, $446,000; Providence, $1,229,000.
The amount of circulating notes fit for circulation returned by the agency
to the banks of issue during the year was $15,010,700. The total
amount received by the Comptroller for destruction, from the redemption agency and from the national banks direct, was $35,677,355. Of
this amount, $2,966,700 were issues of banks in the city of New York;
$3,088,611, of Boston; $1,398,800, of Philadelphia; $1,207,489, of Providence ; $556,550, of Baltimore; $661,738, of Pittsburgh; and of each
of the other principal cities less than $500,000.
The following table exhibits the number and amount of national-bank
notes, of each denomination, which have been issued and redeemed
since the organization of the system, and the number and amount outstanding on November 1, 1880:
Amount.

Number.
Denominations.
• Issued.
Ones
Twos
Fives
Tens
Twenties
Fifties
One hundreds...
Five hundreds..
One thousands..
Total

Redeemed.

Outstanding.

Issued.

Redeemed.

Outstanding.
$2, 292, 462

23,167, 677
7, 747, 519
69,131, 976
27, 203,168
8, 266, 398
1, 253, 865
879, 490
20, 763
6,363

20, 875, 215
7,143, 889
49,149, 824
15, 821,110
4, 484, 820
825, 499
610, 601
19, 484
6,124

2, 292, 462
603, 630
19, 982,152
11, 382, 058
3, 781, 578
428, 366
268, 889
1,279
239

$23,167, 677
15, 495, 038
345, 659, 880
272, 031, 680
165, 327, 960
62, 693, 250
87, 949, 000
10, 381, 500
6, 363, 000

$20, 875, 215
14, 287, 778
245, 749,120
158, 211,100
89, 696, 400
41, 274, 950
61,060,100
9, 742, 000
6,124, 000
*-15,129

1, 207, 260
99, 910, 760
113, 820, 580
75, 631, 560
21, 418, 300
26, 888, 900
639, 500
239, 000
*+15,129

137,677,219

98,936,566

38,740,653

989, 068, 985

647, 005, 534

342, 063, 451

* Portions of notes lost or destroyed.

A table showing the number and denominations of the national-bank
notes issued and redeemed, and the number of each denomination outstanding on November 1, for the last twelve years, will be found in the
appendix.
The following table shows the amount of national-bank notes received
at this Office and destroyed yearly, since the establishment of the system:
Prior to November 1,1865
During the year ending October 31,1866
During the year ending October 31,1867
During the year ending October 31,1868
During the year ending October 31,1869
During the year endinij October 31,1870
During the year ending October 31,1871
During the year ending October 31,1872
During the year ending October 31,1873
During the year ending October 31,1874
During the year ending October 31,1875
During the year ending October 31,1876
During the year ending October 31,1877
During the year ending October 31,1878
During the year ending October 31,1879
During the year ending October 31,1880
Additional amount destroyed of notes of banks in liquidation
Total




$175, 490
1, 050, 382
3, 401, 423
4, 602, 825
8, 603, 729
14, 305, 689
24, 344, 047
30, 211, 720
36, 433,171
49, 939, 741
137, 697, 696
98, 672, 716
76, 918, 963
57, 381. 249
41,101, 830
35, 539, 660
26, 696, 662
C47,076,993

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIX

NATIONAL BANK FAILURES.

Three banks have failed during the year ending November 1, 1880,
and have been placed in the hands of receivers, as follows:
First National Bank of Meadville, Pa
First National Bank of Newark, N. J
First National Bank of Brattleboro', Vt

Capital.

$100,000
300,000
300,000

The Manufacturers' National Bank of Chicago, 111., which went into
voluntary liquidation on September 25, 1873, has been placed in the
hands of a receiver for the purpose of enforcing the individual liability
of shareholders.
Dividends have been paid to the creditors of these banks during the
present year, as follows:
Per cent.

First National Bank of Meadville, Pa
First National Bank of Newark, N. J
First Nation al Bank of Brattleboro', Vt

65
80
90

The aggregate amount of these dividends is $580,656.70, and their
average per cent, to claims proved is 77.4.
Dividends have also been paid to the creditors of banks which had
failed prior to November 1, 1879, as follows:
Atlantic National Bank, New York, N. Y
5 per cent.; total, 95 per cent.
New Orleans National Banking Association, New Orleans,
La
5 per cent. ; total, 55 per cent.
Charlottesville National Bank, Charlottesville, Va 10 per cent.) total, 50 per cent.
First National Bank, Duluth, Minn.,
28 per cent.; total, 100 per cent,
First National Bank, La Crosse, Wis
10 per cent. total, 45 per cent,
First National Bank, Wichita, Kans
10 per cent. total, 70 per cent,
National Bank of Fishkill, N. Y
30 per cent. total, 85 per cent,
First National Bank, Franklin, Ind
25 per cent. total, 90 per cent,
Northumberland County National Bank, Shamokin,Pa.l2^ per cent. total, 75 per cent.
National Exchange Bank, Minneapolis, Minn
13^0 per cent.; total, 8&$j- per cent.
National Bank of the State of Missouri, Saint Louis, Mo.20 per cent. total, 90 per cent,
First National Bank, Georgetown, Colo
10 per cent.; total, 22^ per cent,
Lock Haven National Bank, Lock Haven, Pa
20 per cent. total, 80 per cent,
Central National Bank, Chicago, 111
5 per cent. total, 60 per cent,
First National Bank, Kansas City, Mo
10 per cent. total, 40 per cent,
First National Bank, Tarrytown, N. Y
5 per cent. total, 85 per cent,
First National Bank, Dallas, Tex
27 per cent. total, 37 per cent,
First National Bank, Bozeman, Mon
30 per cent. total, 70 per cent,
Merchants7 National Bank, Fort Scott, Kans
30 per cent. total, 45 per cent,
First National Bank, Warrensburg, Mo
65 per cent. total, 75 per cent,
German American National Bank, Washington, D. C I O per cent. total. 20 per cent,
German National Bank, Chicago, 111
30 per cent. total, 55 per cent,
Commercial National Bank, Saratoga Springs, N. Y.. .25 per cent. total, 85 per cent,
National Bank of Poultney, Vt
35 per cent. total, 60 per cent,
First National Bank, Monticello, Ind
30 per cent. total, 30 per cent,
First National Bank, Butler, Pa
15 per cent. total, 30 per cent.

The total amount of dividends paid by the Comptroller to creditors
of insolvent national banks during the year ending November 1, 1880,
was $1,712,731.16. The total dividends paid since the organization of
the system is $17,632,639, upon proved claims amounting to $25,786,261.
The dividends paid equal 68.4 per cent, of the amount of the claims.
Assessments amounting to $7,176,750 have been made upon the shareholders of insolvent banks, for the purpose of enforcing their individual
liability, of which amount $2,617,571 has been collected in all, and
$801,563 of it during the past year.
A table showing the national banks which have been placed in the
hands of receivers, the amount of their capital, and of claims proved,




LX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

and the rates of dividends paid, and also one showing the amount of
circulation of such banks, issued, redeemed, and outstanding, will be
found in the appendix.
In the case of the Ocean National Bank of New York, there are dividend checks amounting to $4,189.70 which have never been called for
by the creditors, although every effort has been made to find them.
Small amounts are also held belonging to creditors of other national
banks which are insolvent, and the Comptroller respectfully recommends
the passage of a bill, authorizing him to divide these balances among
the other creditors at the time of the final closing of such banks,
RESERVE.

The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the
amount and classification of reserve held by the national banks in
New York City, in the other reserve cities, and by the remaining banks,
at the dates of their reports in October of each year from 1875 to 1880 :
NEW YOKK CITY.
Reserve held.
Classification of reserve.
NumReserve
ber of Net de- required.
banks posits.
Ratio to Specie. Otber law- Due from RedempAmount. deposits.
ful money. agents. tion fund.
October 1,1875.
October 2,1876.
October 1,1877.
October 1,1878.
October 2,1879.
October 1,1880.

48
47
47
47
47
47

Millions.

202.3
197.9
174.9
189.8
210.2
268.1

Millions.

50.6
49.5
43.7
47.4
52.6
67.0

Millions.

60.5
60.7
48.1
50.9
53.1
70.6

Per cent.

29.9
30.7
27.5
26.8
25.3
26.4

Millions.

5.0
14.6
13.0
13.3
19.4
58.7

Millions.

Millions.

54.4
45.3
34.3
36.5
32.6
11.0

Millions.

1.1
0.8
0.8
1.1
1.1
0.9

OTHER RESERVE CITIES.
October 1,1875.
October 2,18/6.
October 1,1877.
October 1,1878.
October 2,1879 .
October 1,1880.

188
189
188
184
181
184

223.9
217.0
204.1
199.9
228.8
289.4

56.0
54.2
51.0
50.0
57.2
72.4

74.5
76.1
67.3
71.1
83.5
105.2

33.3
35.1
33.0
35.6
36.5
36.3

1.5
4.0
5.6
9.4

11.3
28.3

37.1
37.1
34.3
29.4
33.0
25.0

32.3
32.0
24.4
29.1
35.7
48.2

3.6
3.0
3.0
3.2
3.5
3.7

33.7
31.0
31.6
31.1
30.3
28.3

53.3
55.4
48.9
56.0
71.3
86.4

11.5
10.8
10.7
11.0
11.2
11.3

125.2
113.4
100.2
97.0
95.9
64.3

85.6
87.4
73.3
85.1
107.0
134.6

16.2
14.6
14.5
15.3
15.8
15.9

STATES AND TERRITORIES.
October 1,1875. 1,851
October 2,1876. 1,853
October 1,1877 . 1,845
October 1,1878. 1,822
October 2,1879. 1,820
October 1,1880. 1,859

307.9
291.7
290.1
289.1
329.9
410.5

46.3
43.8
43.6
43.4
49.5
61.6

100.1
99.9
95.4
106.1
124.3
147.2

32.5
34.3
32.9
36.7
37.7
35.8

1.6
2.7
4.2
8.0

11.5
21.2

SUMMARY.
October 1,1875. 2,087
October 2,1876. 2,089
October 1,1877. 2,080
October 1,1878. 2,053
October 2,1879. 2,048
October 1,1880. 2,090

734.1
706.6
669.1
678.8
768.9
968.0

152. 2
147.5
138.3
140.8
159.3
201.0

235.1
236.7
210.8
228.1
260.9
323.0

32.0
33.5
31.5
33.6
33.9
33.4

8.1

21.3
22.8
30.7
42.2
108.2

A table showing the average weekly deposits, circulation and reserve
of the national banks in New York City, in September and October of
each year since 1873, will be found in the appendix.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXI

The following table, compiled from returns made to the Clearing House
by the national banks in New York City, exhibits the movement of their
reserve, weekly, during October, for the last eight years:
Ratio of reserve t o —
Week e n d i n g -

October 4,1878
October 11,1873
October 18,1873
October 25,1873
October 3,1874
October 10,1874
October 17,1874
October 24,1874
October 31,1874
October 2,1875
October 9,1875
October 16,1875
October 23,1875
October 30,1875
October 7,1876
October 14,1876
October 21,1876
October 28,1876
October 6,1877
October 13,1877
October 20,1877.
October 27,1877
October 5,1878
October 12,1878
October 19,1878
October 26,1878
October 4,1879
October 11,1879
October 18,1879
October 25,1879
October 2,1880
October 9,1880
October 16,1880
October 23,1880
October 30,1880

Specie.

$9,240,300
10, 506, 900
11, 650,100
11, 433, 500
15,373,400
14,517,700
12, 691,400
11, 457, 900
10, 324, 900
5,438.900
5,716,200
5, 528, 500
5, 735, 000
8,975,600
17, 682, < 00
i
16, 233, 600
15,577,500
14, 011, 600
14,665,600
14, 726, 500
14, 087, 400
15, 209, 000
14,995,800
12,184, 600
13, 53 L, 400
17,384,200
18,979,600
20,901,800
24,686,500
25, 636, 000
| 59,823,700
62,521,300
1 62, 760, 600
I 60, 888, 200
1 61, 471, 600

Legal-tenders.

$9, 251, 900 $18, 492, 200
8, 049, 300 18, 556, 200
5,179, 800
16, 829, 900
7,187, 300
18, 620, 800
53, 297, 600
68, 671, 000
52,152, 000
66, 669, 700
51, 855,100
64, 546, 500
61, 351, 800
49, 893, 900
61, 097, 900
50, 773, 000
61,620,400
56,181, 500
57, 058, 500
51, 342, 300
54, 111, 200
48, 582, 700
47, 300, 900
53, 035, 900
45, 762, 800
54, 738, 400
45, 535, 600
63, 218, 200
43, 004, 600
59, 238, 200
41, 421, 700
56, 999, 200
41, 645, 600
55, 657, 200
36,168, 300
50, 833, 900
35, 178, 900 49, 905, 400
49,189, 100
35,101, 700
49, 576, 800
34, 367, 800
53, 300, 700
38, 304, 900
49, 869, 700
37, 685,100
50,107, 400
36, 576, 000
53, 074, 700
35, 690, 500
53, 347, 600
34, 368, 000
53, 722,100
32, 820, 300
53, 991, 700
29, 305, 200
52, 349, 900
26, 713, 900
11,129,100
70, 952, 800
10, 785, 000 73, 306, 300
10, 9:59, 200 73, 699, 800
10, 988, 200
71, 876, 400
10, 925, 000
72, 396, 600

Circulation and Deposits.
deposits.
Per cent. Per
11.6
11.6
10.7
12.2
30 0
29.6
29.0
28.8
27.9
28.1
26.5
25.4
25.3
26.5
30.5
28.8
27.8
28.0
27.0
26.7
26.5
26.8
25.7
24.4
24.7
25.8
23.3
23.4
23.5
23.0
25.4
25.4
25.5
24.9
25.0

cent.
14.0
14.1
13.0
14.8
33.9
33.3
32.7
31.7
31.6
30.6
28.9
27.7
27.7
29.0
32.4
31.1
30.0
30.3
29.5
29.2
29.0
29.4
28.4
27.0
27.3
28.5
25.8
25.9
26.1
25.5
26.4
27.2
27.1
26.6
26.7

APPENDIX.

Tables will be found in the appendix, exhibiting the reserve of the
national banks as shown by their reports, from October 2,1874, to October 1,1880 5 the reserve by States and principal cities for October 1,18*0 ;
and in the States and Territories, in 1 Tw York City, and in the other
Se
reserve cities, separately, at three dates in each year, from 1877 to 1880.
Special attention is called to the synopsis of judicial decisions contained in the appendix, to the numerous and carefully prepared tables
in both report and appendix, and to the index of subjects and list of
tables to be found at the close of the appendix. At the end of the full
volume of more than seven hundred pages is an alphabetical list of the
cities and villages in which the national banks are situated.
In concluding this report the Comptroller performs a pleasant duty in
acknowledging the zeal and efficiency of the officers and clerks associated with him in the discharge of official duties.
JOHX JAY KM)X,
Comptroller of the Currency.
Hon.

SAMUEL J.

BAND ALL,

Speaker of the House of Representatives.




APPENDIX.

Names and compensation of officers and clerks in the Office of the Comptroller of the
Currency.
Name.

Grade.

Salary.

John Jay Knox
John S. Lang worthy.

Comptroller
Deputy Comptroller .

2,800

J. Franklin Bates...
John W. Magruder .
John D. Patten ......
Edward Wolcott
John W. Griffin
EdwardS. Peck
Watson W. Eldridge.
Frank A. Miller
Theodore O. Ebaugh.

Chief of division
.do .
.do
.do .

2,200
2,200
2,200
2,200

Bond clerk
Superintendent
Teller
Principal bookkeeper..
Assistant bookkeeper..
Fourth class.
-do

2,000
2,000
2,000
2,000
2,000

Fernando C. Cate
Nathaniel 0. Chapman.
William Elder
William B. Greene
Charles H. Norton
William Sinclair
George H. Wood
Thomas C. Folger

.do
.do
.do
.do
.do

.
.
.
.
.

I Stenographer

Charles E. Brayton
David B. Brenner
James C. Brown
Charles H. Cherry
William H. Glascott
John A. Hebrew
Joseph A. Kayser
George T. May
Washington K. McCoy
William D. Swan
Edward D. Tracy

j Third class
!
do
|
do
j
do
do
|
do
do
do
j
do
I
do
j
do

Edward McCauley
Isaac C. Miller
Edward W. Moore
Edmund E. Schreiner
Charles J. Stoddard
Walter Taylor
•
William H. Walton
Frederick Widdows

I
I
j

J. Edward De Saules
Julia R. Donoho
Sarah F. Fitzgerald
Mary L. McCormick
Emina F. Morrill
Margaretta L. Simpson
Charles McC. Taylor
Arthur M. Wheeler

Second class
do
do
do
do
do
do
do

$5, 000

1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600

1,400
1,400
1,400
1,400
1,400
1,400
1, 400
1,400

j First class
do
i
do
!
do
j
do
!
do
I
do
!
do

1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200

Edward Myers

i Clerk ...

John J. Patton
~R, Le Roy Livingston
Philo Burr
John Newman
Margaret F. Ogden
Thomas H. Austin
Charles B. Hinckley

'

1,000
1,000




'.

do .
j Messenger
Assistant messenger.
]
do .
o> .
Watchman
do

840
720
720
720
720
720

LXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Names and compensation of officers and clerks, $*c.—Continued.
Name.

William Griffiths.
Silas Holmes
Thomas Jackson .
Eliza M. Barker
Eveline C. Bates
Harriet M. Black
Margaret L. Browne
Kate R. Bruce
Louisa Campbell
Virginia H. Clarke
Sarah G. Clemens
Mary L. Conrad
May Crosby
Mary A. Curtis
Margaret F. Dewar
Jane A. Dorr
Annabella H. Finlay
Flora M. Fleming
Margaret E. Gooding
Elizabeth Hutchinson
Eliza R. Hyde
Alice M. Kennedy
Lucretia W. Knowlton
Emma Lafayette
Maggie B. Miller
Mary F. Nessle
Mary E. Oliver
Carrie L. Pennock
Eliza M. Peters
Annie E. Ranney
Emily H. Keed.'.
Maria Richardson
Eliza A. Saunders
Fayette C. Snead
Amelia P. Stockdale
Sarah A. W. Tiffey
Julia C. Townsend

Grade.

Salary.

Laborer,
do.
.do .

,
'.

660
660

Clerk .
.do .
.do .
-do .
.do.
.do .
.do .
.do.
.do .
-do.
.do .
.do.
.do .
.do .
.do ,
.do.
.do .
.do .
.do.
.do.
.do .
.do.
.do .
.do .
.do.
.do.
.do .
.do
.do.
.do .
.do.
.do.
.do .
.do.

900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900

Expenses of the office of the Comptroller of the Currency for the fiscal year ending June
30, 1880.
For special dies, plates, printing, &c
$100, 398 63
For salaries
101,400 00
Total
201,798 63
Total expenses of the office of the Comptroller of the Currency from its organization to June 30,
1880, $4,934,530.51.
The contingent expenses of the office are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department; and as separate accounts are not kept
for the different bureaus, the amount cannot be stated.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV
Synopsis of decisions of the Supreme and Circuit Courts of the United Slates, and of State
courts of last resort, upon questions arising under the National Bank Act, and upon cognate points of interest to banks and to parties having dealings with them.*
ABATEMENT.

I. An action brought by a creditor of a national bank is abated by a decree ol
a district or circuit court dissolving the corporation and forfeiting its franchises. {First National Bank of Selma vs. Colby, 21 Wallace, p. 609.)
II. Suit by the receiver of the New Orleans National Banking Association (formerly

a State organization called the Bank of New Orleans) against a shareholder
to enforce his personal liability. Plea in abatement that " a t the date of
the appointment of said receiver there wan not, nor has there since been,
nor is there now, any such corporation as said New Orleans National Banking Association, because said Bank of New Orleans had no power by its
charter, nor authority otherwise from the State of Louisiana, to change its
organization to that of a national association under the laws of the United
States."
On general demurrer this plea was held bad, because no authority from
the State was necessary to enable the bank to make such change. The option to do so was given by the forty-fourth section of the banking act of
Congress, 13 Statutes, 112. u The power there conferred was ample, and its
validity cannot be doubted." (Casey, Receiver, <|-c, vs. Galli, 4 Otto, p. 673.)
This plea was also held bad upon the additional ground that '* where a
shareholder of a corporation is called upon to respond to a liability as such,
and where a party has contracted with a corporation, and is sued on his
contract, neither is permitted to deny the existence and legal validity of
such corporation." (Ibid.)
" To hold otherwise," says Mr. Justice Swayne (p. 680), a would be contrary to the plainest principles of reason and good faith, and involve a
mockery of justice. Parties must take the cousequences of the positions
they assume." "They are estopped to deny the reality of the state of
things which they have made to appear to exist, and upon which others
have been led to rely. Sound ethics require that the apparent, in its effects
and consequences, should be as if it were real, and the law properly so
regards it."

ACCOMMODATION ACCEPTANCES, INDORSEMENTS AND NOTES.

I. Where bills, indorsed by a national bank for accommodation only, had been
negotiated by the bank through its usual channels of communication with
its correspondents as its own bills, and the proceeds thereof have been
placed to the credit of the bank, which thereupon gave the same credit to
the parties for whom it had thus indorsed, and received no benefit therefrom: Held, That although an accommodation indorsement by a national
bank, in such cases, was void in the hands of holders against whom notice of
the character of the indorsement could be concluded, yet that the bank was
liable for the same to holders, for value, without notice. (Blair vs. First
National Bank of Mansfield, Ohio. United States circuit court for Ohio, at Cleveland, November term, 1875, Emmons, J. Reported in Bankers1 Maqazine for

March, 1878, pp. 721-5.) Quere, whether, under the provisions of section
5202 of the Revised Statutes of the United States, any indorsement by a
national bank is not ultra vires. (Johnston.)
II. It is no defense to a suit against the acceptor of a draft which has been discounted, and upon which money has been advanced by plaintiff, that the
draft was accepted for the accommodation of the drawer. (Davis vs. Randall.
Wo Mass., p. 547.)
III. A national bank discounted a note made by the defendant for the benefit of
the payee, and which the payee agreed to take care of at maturity: Held,
that the bank could recover the note although it had, when it took the note,
full notice of the circumstances under which it was given. (Thatcher vs.
West River National Bank, 19 Mich., p. 196.)
(See, also, Title " EVIDENCE.")

IV. That the accommodation acceptance, indorsement, bill, or note of a corporation is ultra vires. (See Bank of Genesee vs. Patchin Bank, 13 N. Y., p. 309,
and 19 JV. Y., p. 312; Bank of Auburn vs. Putnam, jr., 1 Abb. App. Decisions,
p. 80; Monfords vs. Farmers <r Mechanics'1 Bank, 26 Barb., p. 568; Farmers fy
j
Mechanics1 Bank vs. Troy City Bank, 1 Doug. [Mich. ], p, 45.)
*Many of the decisions cited in this synopsis will be found in " Thompson's National Bank Cases,"
vols. 1 and 2; but in most instances reference is made to the original report, thus indicating the tribunal by which the point was decided.

cc




v

LXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
ACCOMMODATION ACCEPTANCES, INDORSEMENTS AND NOTES—Continued.

[NOTE.—In the United States circuit court, western district Virginia,
Judge Bond has recently decided the cases of Seligman $• Co. vs. The Charlottesville National Bank, and Johnston Brotherstf-Co. against the same bank.
The first was an action of covenant upon a letter of credit for £5,000, issued
under the seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan & Son to the amount of said let<
ter. The latter was assumpsit upon five bills of exchange for $5,000 each,,
dated April 16, 1875, each drawn by said Charlottesville Bank upon theCitizens' National Bank of Baltimore, payable to the order of Flannagan
& Son, acceptance waived, maturing upon days "fixed" within five days of
each other, the tirst, November 20, and the last, December 10 of same year.
Said bills were not drawn against funds due or to become due from the said
Citizens' to said Charlottesville Bank, but were a mere loan of the credit of
the latter bank (it being without funds) to the said Flannagan & Son, and
drawn to be used by the latter, as they were used, as collateral security in
part for a loan of #25,000, made by said Johnston Brothers < Co. to said
f
Flannagan & Son. Said plaintiffs took said bills as such collateral security,,
and with full notice of all the facts aforesaid. Held, I. That said letter of
credit and said bills of exchange were only the accommodation paper of
said Charlottesville National Bank, and, as such, void in the hands of the
plaintiffs, holding with fall notice of their character. II. That the incidental powers conferred upon national banks are not such as are conferred
upon banks generally, but only such as are necessary to carry on the specific
banking business prescribed by the national-bank act. Hence, though such
banks may borrow money for certain purposes, they have no power to loan
their credit to customers. These cases were reported in the Bankers' Magazine for December, 1879. ]
ACTIONS.

I. A national bank may be sued in the proper State court. (Bank of Bethel vs*
Pahquioque Bank, 14 Wall., pp. 38:*, 395.)
II. Such banks may sue in Federal courts. The word " by" was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.)
III. Receivers may also sue in United States courts. (Ibid.)
IV. When the full personal liability of shareholders is to be enforced the action
must be at law. (Kennedy vs. Gibson, 8 IVall., p. 505; see also Casey, tj-c, vs.
Galli, supra.)
V. But if contribution only is sought, the proceedings may be in equity, joining
all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.)
(See, also, Title " SHAREHOLDERS, INDIVIDUAL LIABILITIES OF," VI, post.)

VI. But in Bailey, Receiver, <fc, vs. First National Bank of Duluth, 77. S. circuit
court for Minnesota, Nelson, J.—Held that even where less than the par value
was assessed, the suit1 might be at law; and this would seem to be the true
theory. (See Bankers Magazine, April, 1877, p. 793.)
[NOTE.—In Stanton, Receiver, cfc, xs.Wilkeson, $ Ben., 357, the point was
distinctly made before Judge Blatchford. The suit was brought to enforce
an assessment of sixty per centum, and defendant insisted that plaintiff
should have proceeded by bill in equity ; but the court held that the action
at law was the proper remedy, at the option of the receiver. ]
VII. A national bank located in one State may briug action in the circuit court of
the United States sitting within another State against a citizen thereof.
(Manufacturers1 National Bank vs. Baack, 8 Blaich., p. 147.)
VIII. In such action it will be presumed, so far as the question of jurisdiction is
concerned, that the stockholders of such bank are citizens of the State
where the bank is located. (Ibid.) But in case of Commercial Bank of Cleveland vs. Simmons, decided in United States circuit court northern district
of Ohio, it was held that a national bank does not sue in the Federal court
by virtue of any right conferred by the judiciary act of 1789, but by virtue
of the right conferred by its charter, the national-bank act, and this would
seem to be the true doctrine. (See Thomp. National Bank Cases, p. 295.
Also First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298,
decided by Mr. Justice Miller of the United States Supreme Court.)
IX. National banks cau be sued only in the courts designated in the national-bank
act. Therefore a State court of New York has no jurisdiction of an action
against a national bank located in Alabama. (Cadleys. Tracy, 11 Blatch.,p.
101.) To the contrary of this, see Cooke vs. State National Bank, 52 N. T.,p.
96.
(See, also, Title " JURISDICTION,"post.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV1I
ATTACHMENTS OF ASSETS.

I. When a creditor attaches the property of an insolvent national bank, he cannot hold such property against the claim of a receiver appointed after the
attachment suit was commenced. Such creditor must share pro rata with
all others.

{Bank of Selma vs. Colby, 21 Wall., p. 609.)

(See, also, Title ".JURISDICTION," II,post.)
II. Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court,
before final judgment. (Central National Bank vs. Richland National Bank,
52 Howard [JV. Y.~], p. 136.)
III. In Robinson vs. National Bank of New Berne, 58 How.,p. 306, the court of

appeals decides that a State court can issue attachment process against a
solvent national bank, located in another State, upon which its funds within
the jurisdiction of such court can be seized and subjected to the satisfaction
of any claim established by the judgment of such tribunal. But in the

supreme court of New York, in Bhoner vs. First National Bank of Allentown,

14 Hun., p. 126, the contrary doctrine is held, in accordance witli the ruling

in Central National Bank vs. Rich land National Bank, 52 How., p. 136, hereto-

fore cited.
[NOTE.—It is submitted that the latter is the correct rule. The Currency
Act favors the policy, on the part of country banks, of keeping a large portion of their reserve in certain cities. But if such banks are advised that
such reserve funds are there subject, at any moment, to be seized by process
of a State court, at the instance or caprice of any resident who may think
himself a creditor, such deposits will be made with more or less hesitation,
or not at all. ]
ATTORNEYS.

I. Section 56 of currency act is directory only, and it cannot be objected by defense that a suit is brought by private attorney instead of the United States
district attorney. (Kennedy vs. Gibson, 8 Wall,, p. 504.)
BY-LAWS.

I. A national bank cannot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bullard vs. National Bank, tfc,
18 Wall, p. 589.)
(See, also, case of Bank vs. Lanier, 11 Wall., p. 369, cited under "LOANS
ON SHARES," post.)

[NOTE.—In Young vs. Vough, 23 N. J. Equity B., p. 325, it was held that
a national bank could by its by-laws prohibit the transfer of shares by a
shareholder while indebted to the bank and that transfers in violation of
such by-laws were void. As it is held by the Supreme Court of the United
States that such by-laws can create no lien for indebtedness, it would seem
that a regulation prohibiting such transfers can be of little practical use,
even if the power exist. ]
CHECKS.

I. The holder of a check on a national bank cannot sue the bank for refusing
payment, in the absence of proof that it was accepted by the bank. (National Bank of the Republic vs. Millard, 10 Wall, p. 152.)
II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment
they are received they become the moneys of the bank, may be loaned as a
part of its general fund, and the check of the depositor gives no lien upon
them. (Ibid., p. 155.)
III. Perhaps, on proof that check had been charged to the drawer, and that the
bank had settled with him on that basis, the holder or payee could recover
on account for u money had and received." (Ibid., pp. 155-6.)
IV. The facts that the bank was a United States depository and the check was
drawn by a United States officer to a United States creditor do not vary the
rule. (Ibid., pp. 155-6.)
V. Where a bank pays a check drawn on it in favor of a party whose indorsement thereon is forged, and the same has passed through several hands,
only reasonable diligence is required to be exercised in giving notice to
prior holders of the forgery, after its discovery, in order to hold them liable.
(Shroeder vs. Harvey, 75 III, p. 638.)

VI. A clerk of plaintiffs received from their debtors checks, payable to their
(plaintiffs') order, in payment of sums due. The clerk, wrongfully and without authority, indorsed the names of the plaintiffs on these checks and
transferred them to other persons, appropriating the proceeds to MSOWD use.
Subsequently these checks were deposited with a bank, which in good faith
collected them and paid over the proceeds to the depositors. In a suit by




LXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
CHECKS—Continued.
plaintiffs against the lunik to recover the amounts so collected by it:
Meld, that the bank was liable. {Johnson vs. First National Bank, V6N. Y.
Sup. Court.)
VII. Bankers are presumed to know the signatures of their customers, and pay
checks purporting to be drawn by them, at their peril. ( Weisservs. Dennison, 10 N. Y.j p. 68; National Bank of the Commonwealth vs. G7'ocers' National Bank, 35 Howard [JV. Y. JJr.~\, p. 412.) This last case holds that if
the bank, the drawee, pays the forged check to the holder, it cannot
recover back the money so paid. The same doctrine was held in case of First
National Bank of Quincy vs. Bicker, 71 III., p. 439; but qualified by holding
that it applied only where the presumed negligence was all on the side of
the bank, and where the holder or payee had been guilty of no fraud or act
to throw the bank off its guard.
VIII. CERTIFYING.—National banks have the power to certify checks; and this
power may be exercised by the cashier without any special authorization.
The directors can limit this power, but such limitation will be no defense
as to parties having no notice. (Merchants' National Bank vs. State National
Bank, 10 Wall, p. 604.)
IX, A certificate of a bank that a check is good is equivalent to an acceptance,
implying that the bank has the funds to pay it, and that they are set apart
for that purpose. (Ibid., p. 604.)
X. A national bank is liable on a check certified by its cashier to the holder in
good faith, although the drawer has no funds in the bank when it was
certified. (Cooke vs. State National Bank, 52 N. Y., p. 96.)
XI. The act of Congress of March 3, 1869, making it unlawful for a national baak
to certify checks unless the drawer has at the time funds on deposit to an
amount equal to the amount specified in the check, does not invalidate a
conditional acceptance of a check by such bank, having no funds of the
drawer in its hands at the time, but engaging to pay the same when a draft
left with it for collection by the drawer shall have been paid. (First National Bank vs. Merchants' National Bank, 7 West Va., p. 544.)
XII. A bank is liable to pay a subsequent bonafide purchaser the amount of a check
which it has certified, notwithstanding the check was fraudulently raised,
if before certification, from a smaller amount. (Louisiana National Bank vs.
Citizens' Bank, 28 La. Annual, p. 189.)
XIII. When a bank was chargeable with negligence in certifying a check, which
was so drawn as to admit of a fraudulent alteration of the amount being
easily made, and the check was raised : Held, that the bank was liable to a
bonafide holder, for value, for the increased amount. (Helwege vs. Ribernia
National Bank, 28 La. Annual, p. 520.)
[NOTE.—As the above case unquestionably declares the true rule of law,
prudence would seem to dictate that cashiers should always insist upon
such filling up of checks as to render alteration impracticable, before certifying. ]
XIY. A certified check is not deemed dishonored by delay between its date and the
time when it is sold to a bonafide purchaser, for value, so that the latter
takes it as overdue, and subject to equities; because, by certifying,the
bank becomes the principal debtor, and liable indefinitely, like an acceptor
of a bill of exchange. Hence, one AVIIO in good faith, and after makingreasonable inquiry, bought a certified check, three or four months after its
date, which had been stolen, wTas held entitled to recover its amount. (Nolan vs. The Bank of New York, 67 Barb., p. 24.)
XT* A check contained on its face this recital: "To hold as collateral for 1,000
P. T. Oil, pipage paid to Jan. 4, 1876"; across its face the cashier wrote
"Good when properly indorsed.'7 Held, that the check was not drawn in
usual course of banking business, and therefore the certificate of the cashier
did not bind the bank. (I)orsey vs. Abrams et al., bankers, 85 Pa., p. 299.
See, further, as to liability on checks, certified or otherwise, Bodge vs.
National Exchange Bank, 30 O., p. 1*; Security Bank vs. National Bank of
the Bepublic, 67 N. Y.,p. 458; Andrews vs. German National Bank, 9 Heisk.
[Tenn,],p. 211.)
CITIZENSHIP.

I. National banks are citizens of the State in which they are organized and located,
and when sued by national banks of other States have a right to demand a
removal of the suit from a State to the proper Federal court. (Chatham National Bank vs. Merchants' National Bank, 4 Thompson <" Cook, N. Y. Sup. C,
f
p. 196, and 1 Hunter [N. F ] , p. 702; Davis vs. Cook, 9 Nevada, p. 134.)
(See also Title "ACTIONS" V and VI7 supra.)




KEPORT OF THE COMPTROLLER OF THE CURRENCY.

LXIX

CITIZENSHIP—Continued.

II. A national bank, being a citizen of the State in which it is located, may be
required to give security for costs when suing in another State ; and in the
State of New York such security may be required, because the bank is
regarded as a corporation created by a foreign State. (National Park Bank
vs. Gunst, 1 Abbott's New Cases, p. 292.)
COLLECTIONS.

I. A bank receiving paper for collection undertakes to use due diligence in
making demand at maturity, and giving the proper notices of non-payment.
An unreasonable delay will charge the bank Avith liability for the amount j
and proof that the paper would not have been paid, if presented, will constitute no defense. (Bank of Washington vs. Triplet!, 1 Peters, p. 25 ; Bank
of New Hanover vs. Kenner, 76 N. C, p. 340; Steele vs. Russell, 5 Nebr., p.
211; Capital State Bank vs. Lane, 52 Miss., p. 677 ; Fabens vs. Mercantile
Bank, 23 Pick. [Mass.], p. 320.)

II. And if the bank receiving paper for collection, upon a sufficient consideration,
transmits it to another bank to be collected, the receiving bank will be liable
for the misconduct of such other bank, unless there is some agreement to
the contrary. (Montgomery County Bank vs. Albany City Bank, 7 N. Y.,p.
459; Commercial Bank vs. Union Bank, UN. ¥., p. 203; Kent vs. Daioson,
13 Blatchf, p. 237 ; First National Bank vs. First National Batik of Denver.
4 Dili., p. 290.)
III. A bank received a check upon itself for collection, being at the same time a
large creditor of the drawer, and failed, without excuse, to notify the depositor of the non-payment of the check : Held, that the bank was chargeable
for the negligence. (Bank of New Hanover vs. Kenner, supra.)
IV. A bank holding a check for collection, and accepting the certification of the
bank upon which it is drawn, in lieu of payment, assumes the risk and
thereby becomes liable to the owner for the amount, with interest from date
of certification. (Essex County National Bank vs. Bank of Montreal, 7 Bissell.
p. 193.)
V. The Corn Exchange National Bank of Chicago sent defendant, the Dawson Bank

at Wilmington, N. C, a draft drawn upon one Wiswall, living at Washington, N. C, for collection. Defendant by letter acknowledged the receipt of
the draft, stating that it had been credited to the Corn Exchange Bank, and
entered for collection. Thereupon defendant sent draft to Burbank 8f Gallagher, bankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting.
In a suit brought by the assignee of the Corn Exchange National Bank
against the Dawson Bank to recover the proceeds of the draft: Hejgl, per
Wallace, J., that the latter bank was liable for the amount. (Kent, assignee,
ij-c, vs. The Dawson Bank, 13 Blatchf, p. 237.)

[NOTE.—The court concedes that the authorities are conflicting upon the
point involved in this case. In New York, Ohio, and in England, the decis^ions sustain the conclusions of Judge Wrallace, while in Connecticut, Massachusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The
point was made in this case that the law of Illinois should control the rights
of parties, but it was held otherwise. ]
VI. In an action by G against a bank it appeared that a note was made to G's
order, indorsed by him, and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and
credit": Held, that B, by the indorsement, did not become the owner of the
note, and had no right to pledge it, or direct its proceeds to be credited to
him in payment of his indebtedness to the defendant bank. (First National
Bank vs. Gregg, 79 Pa., p. 384.)

VII. In such case, if the defendant bank had made advances, or given new credit
to B on the faith of the note, it would have been entitled to retain the
amount out of the proceeds. (Ibid.)
VIII. A bank holding a customer's demand note has a lien upon the proceeds of
drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes, (lie Farnsworth, 5 Biss., p. 223.)
IX. A collection agent who receives from his principal a bill of lading of merchandise, deliverable to order, and attaches to it a time draft, may, in the
absence of special instructions, deliver the bill of lading to the drawee of
the draft, upon the latter's acceptance of the draft. It is not the duty of
the agent to hold 7 bill after such acceptance. (National Bank of Comthe
merce vs. Merchants National Bank, 1 Otto, p. 92.)




LXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

COLLECTIONS—Continued.

X. Wodlen $ Co., bankers at Indianapolis, sent to defendant, a bank at Buffalo, a
draft on one Bugbee; also bills of lading for sundry car-loads of lumber.
The remittance was by letter, which merely stated that the draft and bills
were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen § Co. The draft was drawn by, and to the order of, Coder fy
Co., indorsed by them, by May hew, and the plaintiffs. By the terms of the
draft the drawer, indorsers, and acceptor waived presentment for payment
and notice of protest and non-payment. It was payable fifteen days after
its date, and it was admitted that by ordinary course of transit the lumber
would reach its destination eight days prior to the maturity of the draft.
There had been no business transactions between plaintiffs and defendants,
save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, and upon such acceptance delivered to him the bills of
lading. Bugbee failed before the draft matured, and plaintiffs sued defendants for delivering the bills of lading to Bugbee before payment of the draft.
It was conceded that the draft was drawn for the price or value of the lumber : Held, per Wallace, J., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from
sale of the lumber the funds to meet the draft at maturity. Therefore,
upon his acceptance of the draft, he was entitled to the bills of lading, and
defendants were not liable for thus delivering them, but if the draft had
not been upon lime, a different rule might have prevailed. (Woolen 3? Webb
vs. N. T. and Erie Bank, 12 Blatchf., p. 359.)
COMPROMISES.

I. In adjusting and compromising contested claims against it, growing out of a
legitimate banking transaction, a national bank may pay a larger sum than
would have been exacted in satisfaction of them, so as to thereby obtain a
transfer of stocks of railroad and other corporations, in the honest belief
that, by turning them into money under more favorable circumstances than
then existed, a loss which it would otherwise suffer from the transaction
might be averted or diminished. (First National Bank vs. National Exchange
Bank, 2 Otto, p. 122.)

II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view
to their subsequent conversion into money, in order to make good or reduce
an anticipated loss. (Ibid.)
(See, also, Title " ESTATE, REAL,'' I, post.)

III. A court has no power under section 5324 of the Revised Statutes of the United
States, to order the receiver of a national bank to compound debts whick
•
are not " bad or doubtful" ; and a composition under such an order, of debts
not bad or doubtful, is ineffectual. (Price, Receiver, <f-c, vs. Yates, 2 Thomp.
Cases, p. 204.

U. S. circuit court, Western district Pa.)

COMPTROLLER.

I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy vs. Gibson, 8 Wall., p. 498.)
II. The Comptroller's certificate, reciting the existence of the facts of which he
is required to be satisfied, to justify the appointment of a receiver, under
section 50 of the national-bank act, is sufficient evidence of the validity of
such appointment, in an action brought by such receiver. (Platt vs. Bebee,
57 N. Y.,p. 339.)
III. The Comptroller must authorize any increase of the capital stock of a national
bank; and such increase must be certified by him as prescribed by section
13 of the act of Congress providing for the organization of national banks.
(Charleston vs. People's National Bank, 5 S. C, p. 103.)
IV. The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill,
11 Wall., p. 199.)
(See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITY or,"post.)
CONVERSION.

I. The conversion of a State into a national bank ivorks no dissolution, only a
change of the original corporation; nor does the latter thereby escape any
of its liabilities. (Maynard vs. Bank, 1 Brewster, Pa.,p. 483 ; Kelsey vs. National Bank of Crawford County, 69 Pa., p. 426; Cojfey vs. National Bank of
the State of Missouri, 46 Mo., p. 140.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXI

CREDITORS OF NATIONAL BANKS.

I. The respective rights and liabilities existing between a national bank and its
creditors and debtors become fixed when its insolvency occurs. * * * All
the property and assets of the association then become a fund legally dedicated, first, to the satisfaction of any claim of the United States, for the redemption of its circulating notes, and, second, fo"r a ratable distribution of
the balance among its general creditors, upon the principle of equality.
(Batch vs. Wilson, 2 Thorn}}. Cases, p. 27b.', 25 Minn., p. 299.)
CURRENCY ACT.

1. The purpose of the currency act was, in part, to provide a currency for the
whole country, and, in part, to create a market for the government loans, (Per
Strong, J., in Tiffany vs. National Bank of the Stale of Missouri, 18 Wall., p.
413.)
II. National banks organized under the act of Congress of June 3, 1864, are the
instruments designed to be used to aid the government in the administration of an important branch of the public service ; and Congress, which is
the sole judge of the necessity for their creation, having brought them into
existence, the States can exercise no control over them, nor in anywise affect
their operation, except so far as Congress may see proper to permit. (Per
Sivayne, J., in Farmers and Mechanics1 National Bank vs. Dearing, 1 Otto, p.
29.)
III. The constitutionality of the act of June 3, 1864, is unquestioned. It rests on
the same principle as the act creating the second Bank of the United States.
The reasoning of Secretary Hamilton, and of this court in McCulloch vs.
The State of Maryland, 4 TV heat, p. 316, and in OsborneYS. Bank U. 8., 7 Wheat,
p. 708, therefore applies.
IV. The power to create carries with it the power to preserve. The latter is a
corollary of the former. (Ibid., per Swayne, J., pp. 33-34.)
DEBTORS OF NATIONAL BANKS.

I. Debtors of an insolvent national bank, when sued by the receiver, cannot
object that pleadings do not show a compliance with all the steps prescribed
by statutes as preliminary to the appointment of such receiver. (Cadle,
Receiver, $c, vs. Baker $ Co., 20 Wall., p. 650.)
II. Such ordinary debtors may be sued by receiver without previous order of the
Comptroller. (Bank vs. Kennedy, 17 Wall, p. 19.)
DEPOSITS.

I. CERTIFICATES OF.—A certificate of deposit was issued by a bank for a certain
sum, subject to the order of the depositor at a certain date, payable on the
return of the certificate: Held, in an action on said certificate against the
bank, brought by an assignee, that there could be no recovery without proof
of an actual demand and refusal of payment. (Brown vs. McElroy. 52 Ind.,
p. 404.)
II. In a suit against the bank, upon a stolen certificate of deposit given by the
defendant to the plaintiff, reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return
of the certificate properly indorsed: Held, first, that the instrument should
be regarded as the promissory note of the bank, assignable under the statute
(of Indiana), but that it was not negotiable as an inland bill of exchange,
being made payable, not in money, but "in current funds "; second, that the
payee could recover on said stolen certificate without giving a bond against
a subsequent claim thereunder by another person. (National State Bank vs.
Ringel, 51 Ind., p. 393.)
III. Where a bank issues a certificate of deposit, payable on its return properly
indorsed, it is liable thereon to a bona-fide holder, to whom it was transferred
seven years after it was issued, notwithstanding the payment thereof to the
original holder. Such certificate is not dishonored until presented. (National Batik of Fort Edward vs. Washington County National Bank, 5 Hun., N.
Y. Sup. Court, p. 605.)
IV. Under a statute prohibiting the circulation of bills or notes not payable on
demand, banks have no power to issue time certificates of deposit; and
such certificates, if issued, are void. Thej7 are equivalent to post notes.
(Bank of Peru vs. Farnesicorth, 18 III., p. 563; Bank of Orleans YS. Merrillf
2d Hill [N. Y.~\, p. 295; Leavitt vs. Palmer, 3 N. Y. [Comst.], p. 19.)
I. GENERAL.—The relation between a bank and its depositors is that of debtor and
creditor only, and is not fiduciary. Thus, a note deposited for collection,
if passed to the credit of the depositor in his general account, then overdrawn,




LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
DEPOSITS—Continued.

•II.

III.

IV.

V.

becomes tlie property of the bank, which becomes indebted to him for tire
proceeds. Upon the bankruptcy of the bank, the proceeds are assets available to the general creditors. And the fact that the account was made good
by other deposits before collection of the note makes no difference. (In re
Bank of Madison, 5 Bissell, j?. 515.)
A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of
money with a banker, a previous demand by the depositor, or some other
person by his order, is indispensable to the maintenance of an action for the
deposit, unless circumstances are shown which amount to a legal excuse.
(Bralnn vs. Adkins, 77 III., p. 263.)
A national bank having become insolvent, a depositor therein assigned his
deposit to a debtor of the bank. Held, that the latter could not offset such
deposit against his debt, in an action thereon. (Yenango Xational Bank vs.
Taylor, 56 Pa., p. 14.)
A depositor was also indebted to the bank on bond and mortgage. Held, that
he could offset his deposit against said indebtedness, the bank being in the
hands of a receiver. (Matter of New Amsterdam Savings Bank vs. Gartter, 54
How. [N. Y. Pr. ], p. 3H5.)
The claims of depositors in a suspended national bank are, when proved to
the satisfaction of the Comptroller of the Currency, on the same footing as
if they were reduced to judgments, and from date of such proof bear interest. (National Bank of the Common weal (It vs. Michigan National Bank, 94 U.
S. [4 Otto],j). 437.)

I. SPECIAL.—The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of national banks;
and the cashiers of such banks-have no power to bind them on any express
contract accompanying, or any implied contract arising out of, such taking.
(Wiley vs. First Xational Bank, 47 J7., p. 546.)
[NOTE.—To the same effect was the decision of the New York court of
a p p e a l s i n First Xat. Bank of Lyons v s . Ocean Nat. Bank, 60 X. } . , p. 278. B u t

it is to be remembered that in both these cases only the act of the cashier
was relied upon to bind the hank. In the latter case it was stated that there
was no proof of even implied knowledge, or assent on the part of the directory. In the well-reasoned case of Heckler vs. First Nat. Bank of JBfagerstown,
42 Md.,p. 581, these cases are cited with decided approval; but a recent decision of the Supreme Court goes very far towards establishing a different doctrine. In Xational Hank vs. draft am, WO U. S.,p. 699, the Supreme Court held
that section 5228 R. S. U. S. conferred upon a national bank power to receive
and take charge of special deposits, such as the public securities of the
government, and that such bank is liable in damages for the loss, through
gross negligence, of such deposit, when it had been made with the knowledge
and acquiescence of its officers and directors. The learned judge who delivered the opinion (Mr. Justice Swayne) cited numerous State decisions, only
referring to the cases in Vermont as being in conflict with the weight of
adjudications, and based the conclusion of the court upon the doctrine that
"gross negligence, on the part of a gratuitous bailee, though not a fraud,
was equivalent thereto in legal effect, and that the doctrine of ultra vires
has no application in favor of a corporation, when guilty of a wrong."]
II. A national bank receiving a special deposit for safe keeping, without reward,
is liable only for gross negligence. The burden of proof is on the plaintiff;
and gross negligence is not the omission of that care which every attentive
and diligent person takes of his own goods, but the omission of that care*
which the most inattentive takes. (Firsf Xational Bank, <}'o., vs. Ilex, 89
Perm.,p. 308.)
DIRECTORS or NATIONAL BANKS.

I. Directors of a national bank may remove the president, both under the law of
Congress and the articles of association, where the latter so provide. The
power exists if the bank has adopted no by-laws. (Taylor vs. Mutton, 43
Bard., X. Y. Sup. Court, p. 195; S. C, 18 AW. Pr. B., p. 16.)
II. In all cases where an act is to be done by a corporate body, a majority of the
whole number of directors is necessary to constitute a valid meeting; but
at a meeting when a quorum is present the majority of those present may
act. A by-law adopted when less than a majority are present is void*
(Lockwood vs. American Xational Bank, 9 Rhode Island, p. 308..}
(See Title •' OFFICERS," post.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII
EMBEZZLEMENT.

I. When the president of a national hank, having charge of its funds, converts
them to his own use, he embezzles and abstracts them within section 55 (R»
S.,sec. 5209) of the national-bank act, unless he shows authority for thus
using them. {In the matter of Tan Campen, 2 Benedict, p. 419, per Matchford, J.)
II. Although false entries in regard to such embezzlement are made on the books
of such bank by the clerk, but by the order of the president, the latter is
chargeable as principal; and the intent to defraud thejbank is to be inferred
from the fact of such embezzlement. (Ibid.)
III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defraud, &c. On trial it was proved that defendant took the moneys of the
bank and used them in stock speculations, carried on in his own name, by
depositing the same with a stock broker as " margins" for stocks bought on
his own account. Held, that the intent to injure or defraud was conclusively
presumed upon proof of the act charged; and, therefore, evidence was not
admissible to prove that the cashier used the funds with the knowledge and
consent of the president, and some of the directors of the bank, and on
account of and for the benefit of the bank. (United States vs. Taintor, 11
Match/., p. 374.)
[NOTE.—This last case was decided in the United States circuit court,
southern district of New York, Woodruff, Blatehford, and Benedict, JJ.,
all concurring in the decision.]
IV. A State court has no jurisdiction of the crime of embezzlement by an officer
of a national bank situated within the State. (Commonwealth vs. Felton, 101
Mass., p. 204; State vs. Tuller,34 Conw., p. 280.) But in this latter case it
wras also held that while a teller of such bank could not be punished for
embezzling the funds of the bank, he could be convicted, under the statute
of the State, for purloining property deposited with such bank for safekeeping; and in Commonwealth vs. Harry, 116 Mass., p. 1, it was decided
that though an officer of a national bank, who has stolen its property, may
be subject to punishment for embezzlement under the national law, he may
also be punished for the same act, as a larceny, under the statute of the
State.
ESTATE, REAL.

I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby
land subject to a lien in favor of the bank, and to other liens, is discharged
of those other liens by funds from the assets of the bank, the land being
then sold, and the entire proceeds of such sale realized to the bank assets,
provided the title does not pass through the baiik or its trustee. (Zantzingers vs. Gunton, 19 Wall., p. 32.)
II. In Union National Bank et al. vs. Mathews, 98 U. S., p. 6£8, the court recognized
the doctrine that, " where a corporation is incompetent by its charter to
take a title to real estate, a conveyance to it is not void, but only voidable,
and the sovereign alone can object. It is valid unless assailed in a direct
proceeding instituted for that purpose."
[NOTE.—Thus it would seem that a mortgage executed to secure a present
loan, or any other conveyance of real estate to a national bank, must be
held valid until declared void in a direct proceeding instituted for that purpose by the United J
States Government. ]
(See also, Wroten s Assignee vs. Armat, 31 Gratian, p. 238.)
III. The title to real estate taken by a national bank, on adjustment of a liability
in its favor, must be held valid until attacked by the United States, in direct
, proceedings, instituted for that purpose. Such title cannot be impeached
collaterally, in an ejectment suit. (Napes et al. vs. Scott et ah, 94 III,p. 379.)
(See, also, Title "LOANS OX REAL ESTATE,"post.)
ESTOPPEL. *

I. A shareholder in a national hank, who has participated in its transactions as
such, and received dividends, is estopped from denying the legality of its
incorporation. The same rule applies to one accustomed to deal with a
national bank as such, as by giving his promissory note to such bank.
(Wheelock vs. Eost, 77 III., p. 296; National Bank of Fairhaven vs. Phoenix
Warehousing Company, 6 Hun. [N. F.], p. 71; Casey vs. Galli, 94 U. S., p. 673,
and numerous cases therein cited.)
II. The Manufacturers' National Bank of Chicago, defendant, being the city correspondent of the People's Bank of Belleville, plaintiff, guaranteed to the latter
bank the payment of certain notes of one Picket, pursuant to an agreement
that thus guaranteed their amount should be, as it ivas3 debited to the account




LXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
ESTOPPEL—Continued.

of the Belleville bank. Such agreement, and the guarantee in pursuance
thereof, were made by the vice president of the defendant bank, with the
assent of the president aud cashier, but without the assent of the# directors.
Held, That under the circumstances the defendant bank was estopped from
setting up, as a defense, that such guarantee was ultra vires. (People's Bank
vs. National Bank, 101 Ir. 8., p. 131.)
[NOTE.—It will be observed that this decision stops far short of legalizing naked*accommodation paper made by a national bank.]
III. A national bank which has wrongfully converted to its own use the property
of another, is estopped from denying its liability to account therefor upon
the ground that it received and held the property in carrying on the business of a warehouseman, outside the powers conferred by its charter. (German National Bank vs. Meadowcroft, 2 Thomp. Cases, p. 462. Sup. Court III.)
EVIDENCE,

I. Even if it is within the authority of the president of a national bank to bind
the bank by an agreement with the acceptor of a draft, which is discounted
by the bank, not to enforce the draft against him, yet oral evidence of such
an agreement is not competent in defense of a suit by the bank against the
acceptor. (Davis vs. Randall, 115 Mass., p. 547.)
II. The certificate of the Comptroller of the organization of a national bank is
conclusive evidence as to the completeness of such organization, in a suit
against one of its shareholders. (Casey vs. Galli, ante; Thatcher vs. West
Hirer National Bank} 19 Mich., p. 19b.)
III. In ordering an assessment for the payment of the debts of an insolvent bank,
the stock certificates and stock ledger of the bank must be taken by the
Comptroller of the Currency, in the absence of fraud or mistake, as showing who the stockholders were at the time of the failure. (Davis vs. JSss&c
Baptist Society, 44 Conn., p. 582.)
IV. The maker of a certificate of deposit cannot overcome its effect, as proof of a
deposit actually made, except by clear and satisfactory evidence. (First
National Bank of Lacon vs. Meyers, 83 111., p. 507.)
INTEREST.

I. Under section 30, act of 1864, a national bank in any State may take as higk
rate of interest as by the laws of such State a natural person may stipulate
ibr, although State banks of issue are restricted to a less rate. (Tiffany vs.
National Bank of the State of Missouri, 18 Wall., p. 409.)
II. As the action was virtually brought to recover the penalty for usury, the statute (section 30) must receive a strict construction. (Ibid., p. 409.]
[NOTE.—In Missouri, natural persons may take ten per cent., but State
banks are restricted to eight per cent. In this case the national bank had
taken nine per cent.—Held, legal.]
III. In a suit by a national bank upon a bill of exchange discounted by it, the
acceptor cannot set up by way of counter-claim, or set-off, that the bank in
discounting a series of bills of said acceptor, the proceeds of which it used
to pay other bills, knowingly took, and was paid, a greater rate of interest
than that allowed by law. (Barnettvs. National Bank, 98 U. S. [8, Otto^p. 555.)
IV. The act of June 3,1864 (R. S., sec. 5198), having prescribed that, as a penalty
for such taking, the person paying such unlawful interest, or his legal representative, may in an action of debt against the bank recover back twice the
amount so paid, he can resort to no other mode or form of procedure.
(Brown vs. Second National Bank of Erie, 72 Pa., p. 209; Barnett vs. National Bank, 98 U. S., p. 555.)
[NOTE.—The above case of Barnett vs. National Bank, 98 77. S., p. 555, overrules several State adjudications, and settles several points in regard to usurious interest as affecting loans by national banks. It holds that when suit is
brought by such bank to recover a loan made at usurious rate, stipulated
for, but not paid, the entire interest thus agreed upon, but no part of the
principal, is forfeited, and the latter may be recovered in full; that when
the usurious interest has been paid, twice its sum may be recovered back by
the borrower, but this can only be done by a suit directly brought for that
purpose, which suit must be in the nature of an action of debt, commenced,
•of course, within the two years specified. Suppose, then, A borrows $1,000
from a national bank on 90 days' time, and for t&e loan actually pays usurious interest in advance. Suppose his paper is protested and suit is brought
upon it? It follows that while A cannot offset twice the usurious interest
he has paid, nor any part thereof, in reduction of the face of his paper, the
bank can rocover from him uot only the principal of the loan, but legal
interest thereon from the date of maturity of the note or bill. ]
(iSee, also, Nail. Bank vs. Dearing, 91 U. S., p. 29, and Title ''USURY,"post.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXV
INTEKE ST—Continued.

I. ON CLAIMS OF CREDITORS.—Where a national bank is put in charge of a
receiver, under section 50 of the original Currency Act (R. S., sec. 5234), and
a sufficient sum is realized from its assets to pay all claims against it and
leave a surplus, the Comptroller ought to allow interest on the claims during the period of administration, before appropriating the surplus to the
stockholders of the bank. An action of assumpsit by the holder of such
a claim will not lie against the Comptroller, nor against the receiver, but
will lie-against the bank. (Chemical National Bank vs. Bailey, 12 Blatchf., p.
480.)
II. In such action interest is recoverable on all demands originating in contract
conditioned for the payment of interest, and on all demands for money due
and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable on a balance due a depositor in such
bank, although he has made no formal demand of payment. (Ibid.) But,
as to this last, point, see the ruling of the Supreme Court.
III. In the case of National Bank of the Commonwealth vs. Mechanics' National Bank,
4 Otto, p. 437, the Supreme Court United States decided tint a depositor in
a national bank, when it suspends payment and a receiver is appointed, is
entitled from the date of his demand to interest on the deposit; that the
claims of depositors in such bank at date of suspension, for the amount of
their deposits, are, when proved to the satisfaction of the Comptroller of
the Currency, placed upon the same footing as if reduced to judgments;
that is to say, they draw interest from the time of such proof and allowance.
It was also decided that, such interest being a liquidated sum at the time
of the payment of the deposit, an action lies to recover it, and interest thereon.
IV. When the Comptroller assesses shareholders to pay the debts of an insolvent
national bank, such assessment bears interest from the date of the Comptroller's order. (Casey vs. Galii, ante.)
JUDGMENTS.

I. A judgment against a national bank in the hands of a receiver, upon a claim,
only establishes the validity of such claim; the plaintiff cau have no execution on such judgment, but must await pro rata distribution. (Bank of
Bethel vs. Pahqtiioque Bank, 14 Wall., p. 383, and Clifford, J., p. 402.)
JURISDICTION.

I. A United States district court has jurisdiction to authorize a receiver of an
insolvent national bank to compromise a debt. (Matter of Platt, 1 Ben., p.
534.)
II. A resident (citizen) of Kentucky was a creditor of a national bank located in
Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain
moneys belonging to said bank, in the hands of the National Park Bank, in
New York. Subsequently the receiver of the Alabama bank (which had
failed) was, on his own motion, made party defendant to the action pending
in the New York supreme court, and pleaded "want of jurisdiction," and
other defenses. The supreme court overruled his plea to the jurisdiction,
rendered judgment against the receiver on the merits, and ordered satisfaction to be made from the moneys attached. Thereupon the receiver filed
his bill in chancery in the United States circuit court for the proper circuit,
praying an injunction to restrain the collection of the judgment rendered by
said supreme court, and that the moneys attached be paid to him as receiver.
Held, that, by the provisions of the currency act, the State court was deprived of jurisdiction of the attachment proceedings; that the receiver was
not estopped by the proceedings in said State court from asserting his
rights in said circuit court, and that he was entitled to the relief prayed
for in his bill. (Cadle, Beceiver, cfc, vs. Tracy, 11 Blatchf, v. 101.)
(See, also, Title "RECEIVERS,* VII, post.)
III. State courts have no jurisdiction of actions to recover penalties imposed by
the national-bank act. (Newell vs. National Bank of Somerset, 12 Bush. [Ky. ],
p. 57.)
(See, also, Title "EMBEZZLEMENT," IV, ante.)
IV. The United States circuit court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the
Comptroller of the Currency in the discharge of their duties in respect to
bonds deposited to secure the redemption of circulating notes of a national
. bank. ( Van Antwerp vs. Hulburd, 7 Blatchf, p.426.)
V. An action will not lie against the Comptroller nor the receiver, upon a claim
against an insolvent national bank, but will lie against such bank. (Chemical National Bank vs. Bailey, ante. See, also, Bank of Bethel vs. Pahquioque
Bank, ante.)




LXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
JURISDICTION—Continued.

VI. A national bank cannot be sued in the United States district courts outside
of the district where it is located. (Main vs. /Second Nat. Bank of Chicago,
6 Bwsell,p. 26.)
Nor can such action be brought against a national bank in a State court, save
in the county or city where it is located. (Crocker vs. Marine National Bank,
101 Mass., p. 240.
(See, also, Title "A< TION," VII, ante; also, "EMBEZZLEMENT,' 7 IV, ante.)
VII. The provision of Section 5198, U. S. Rev. Stats., requiring that suits, actions,
and proceedings against a national bank in any State, county, or municipal
court must be brought in the county in which such bank is located, are held
to apply to transitory actions only, and not to such actions as are by law
local in their character. (Caseif, JUceiver, J'C.j vs. Adams, 2 Thomp. Cases, p.
102. V. S. Supreme Court.)
[NOTE.—The jurisdiction of the local court was sustained in this cause,
although it seemed clear that a complete remedy might have been had in
the U. S. circuit court at New Orleans, where the bank was situated.]
VIII. National banks are not entitled, by force of the National Bank Act, to have
any suit in a State court, wherein they are parties defendant, removed to
a Federal court. ( Wilder vs. Union National Bank, 2 Thomp. Cases, p. 124.)
LOANS IN EXCESS.

I. A loan by a national bank in excess of the restriction of section 29 of the act
of 1864 (Revised Statutes, section 5200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the
capital stock, & c , is not void on that account. The loan maybe enforced,
though the bank may be liable to proceedings for forfeiture of its privileges,
&c, for making it. (Stewart vs. National Union Bank of Alary land, 2 Abb.,
United Slates, p. 424. See. also, O'Hare vs. Second National Bank, 77 Pa., p.
96.)
II.. In Samuel M. Shoemaker vs. The National Mechanics' Bank, and The same vs.
The National Union Bank, application for injunction, & c , United States circuit court, Baltimore, Md., Judge Giles held * * * "As to the first
charge in this bill against the defendant, in reference to the amount loaned
to Bayne & Co., in violation of the twenty-ninth section of the act of June
3, 1864, I would only say that the loan made under such circumstances is
not void ; it can be enforced as any other loan made by the bank.'7 (Vide 31
Md,,p. 396.)
III. The validity of a loan in excess of the above-named statutory restriction
was established and set at rest by the decision of the Supreme Court United
States, in the case of Gold Mininy Company vs. Rocky Mountain National
Bank, 96 U. S. [6 Otto'], p. 640.
LOANS ON REAL ESTATE.

I. A executed a note to B, and, to secure payment thereof, also executed a deed
of trust on lands, which was in effect a mortgage, with a power of sale
thereto annexed. A national bank, on the security of the note and deed,
loaned money to B, who thereupon assigned them to the bank. The note
not being paid at maturity, the trustee was proceeding to sell the lands
pursuant to the power, when A tiled ?a bill in chancery to enjoin the sale
upon the ground that by sections 5136- 37, Revised Statutes, the deed did not
inure as a security for a loan made by the bank at the time of the assignment
of said note and deed : Held, that the bank was entitled to enforce collection
of the note by a sale of the lands pursuant to the power in the deed of trust.
(Union National Bank of St. Louis vs. Matthews, 98 U. S., [8 Otto'], p. 621.)
Mr. Justice Miller dissented, holding the note valid, but that the deed
was inoperative as security to the bank.
LOANS OX SHAKES.

I. National banks are governed by the act of 1864, which repealed the act of
1863, and cannot, therefore, make loans on the security of their own shares,
unless to secure a pre-existing debt, contracted in good faith. (Bank, <fe.,
vs. Lanier, 11 Wall., p. 369.)
II. The placing of funds by one bank on permanent deposit with another bank is
a loan within the spirit of section 35 of act of 1864. (Ibid., p. 369.)
III. Loans by such banks to their shareholders do not create a lien on the shares of
such borrowers. (Ibid., p. 369.)
(See also Bullard vs. Bank, 18 Wall., p. 5S0; and "BY-LAWS," supra.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXVII
LOANS ON SHARES—Continued.

IV. But a national bank has the right to make loans on negotiable notes secured by the stock of another corporation, of marketable values. (Shoemaker vs. National Mechanics'1 Bank, 1 Hugh., p. 101.) The same doctrine
was also held in case of Germania National Bank et al. vs. F. F. Case, receiver,
tf'c, decided by the Supreme Court U. S. at its last term. It will be reported
in 99 U. S.
LOCATION.

I. Under sections 6, 8,10, 15, 18, and 44 of the original Currency Act (13 Stat. at
Large, 101), respecting the location of banking associations, a national
bank is to be regarded as located at the place specified in its organization certificate. If such place is in a State, the association is located in that State.
(Manufacturers1 National Bank vs. Baack, 8 Blatchf., p. 137.)
OFFICERS.

I. CASHIER. The cashier is the general executive officer O a bank, having
x
charge of its funds, notes, bills, and other choses in action. Either directly
or through his subordinates he receives all moneys and notes of the bank,
delivers up discounted paper when paid, draws checks to withdraw funds
of the bank when deposited, and generally, as such executive officer, transacts most of the bank business. (United States vs. City Bank of Columhu*,
21 How., p. 356, and numerous later decisions.)
II. But the cashier can make no declaration binding the bank not within the scope
of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12 j S. i \ , 3
Watts 4' S.,Pa.,p. 317 ; 3 Gill [ifd.], p. 9b'.)
III. A cashier who has made sale of corporate property, and holds a balance in his
hands, is the agent of the board of directors, and not of the respective
stockholders, and cannot be charged by an individual stockholder as holding such balance for his benefit. (Brown vs. Adams, 5 Biss., p. 181.)
IV. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such
authority. (West Saint Louis Savings Bank vs. Shaw nee Co. Bank., 3 Bill,
p. 403.)
V. Although the cashier of a bank may, in the ordinary course of business, without the action of the directors, dispose of the negotiable securities of the
bank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Davis, 50 How. [iV. Y.], p. 447.)
VI. DIRECTORS. It is the duty of directors of a bank to use ordinary diligence
in acquiring knowledge of its business. They cannot be heard, when sued,
to say that they were not apprised, of facts the existence of which is shown
by the books, accounts, and correspondence of the bank. They should
control the subordinate officers of the bank in all important transactions.
Therefore, under the circumstances proved in this particular case, they were
held liable for the abstraction and sale of special deposits by the latter.
(United Society, cfc, vs. Underwood, 9 Bush [if//.], p. 609; German Bank vs.
Wulfekuhler, 19 Kansas, p. 60.)
VII. The cashier of a national bank, who had executed no bond, embezzled its
funds, discovery whereof might have been effected by use of slight diligence
on the part of the directory. They, however, published, according to law,
a statement of the condition of the bank, which showed that its affairs were
being prudently and honestly administered, and from which the public had
a right to believe that he was trustworthy. Afterward, persons who had
seen this report became sureties on the official bond of the cashier, and for
his subsequent embezzlements were sought to be held liable thereon: Held,
that such sureties, being misled by the statement, were released. They
had a right to believe that the directors, before publishing it, investigated
the condition of the bank. (Graves vs. Lebanon National Bank, 10 Bush
lKy.lp.23.)
VIII. The mere fact that directors of a bank knew of and sanctioned overdrafts
will not release from liability the sureties of a teller who causes a loss to
the bank by permitting overdrafts; for the directors of a bank have no
power to sanction overdrafts. (Market Street Bank vs. Stumpe, 2 Mo., ajyp.
545.)
IX. PRESIDENT. A guarantee against loss for signing as sureties, given by a bank
president without authority from the directors, to those whom he had solicited thus to sign a note, given to the bank to retire a prior note held by
it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (First National Bank vs. Bennett1
33 Mich., p. 520.)




LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
OFFICERS—Continued.

X. A president of a bank, who, with the cashier, had the general charge of its
business, permitted and directed the drawing of moneys from the bank by
one irresponsible, without security, and for a business in which the president was interested with the party drawing the funds. He requested the
cashier not to say anything of it to the directors: Reid, that the president
was personally responsible for the moneys thus drawn. (First National Bank
of Sturgis vs. lived, 36 Mich., p. 263.) Quere: Would not an indictment for
embezzlement lie under the national-bank act?
XL The president of a bank, as such, has no authority to release the claims of the
bank against any one. Such authority must come from the directors, by
vote or implication. (Olney vs. Chadsey, 7 B. I., p. 224.)
POST-NOTES.

I. Certificates of deposit, payable at a fixed future day, held to be equivalent to
post-notes, and therefore void, as j>rohibited by a State law. (See ante Title,
"DEPOSITS, CKKTII ICATES OF," IV, and cases there cited.)
RECEIVERS.

I. The receiver of a national bank is the instrument of the Comptroller, and
may be removed by him. (Kennedy vs. Gibson, 8 Wall., p. 505.)
II. Such receiver is the statutory assignee of the assets of the bank, and may sue
to collect the same in his own name, or in the name of the bank for his use.
(Ibid., p. 506.)
III. In such suit it is not necessary to make the bank or creditors parties. (Ibid.,
p. 506.)
lie
IV. The receiver of a national bank represents such bank and its creditors, but he
in no sense represents tMe United States Government, and cannot subject the
government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall.,p.
199.)
V. The decision of a receiver, rejecting a claim against his bank, is not final.
Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall., p. 383.)
VI. The clause of section 50, act of 1864, which prescribes that the receiver shall
be "under the direction of the Comptroller," means only that he shall be subject to his direction, not that he shall not act without orders. He may and
must collect the assets. That is what he is appointed for. (Bradley, J., in
Bank vs. Kennedy, 17 Wall., pp. 22-3.)
VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts
jurisdiction of actions by United States officers, and may sue in such courts.
(Plait, receiver, <jc, vs. Beach, 2 Ben., p. 303.)
[NOTE.—The judge places stress upon the provision of section 31 of the
act of 1864, which requires (in that particular instance) that the Secretary
of the Treasury shall concur in the appointment of the receiver.]
VIII. Receiver not liable to be sued on a claim against the bank. (See Title
"JURISDICTION," V. ante.)
SET-OFF.

I. In an action brought to enforce the individual liability of a shareholder of an
insolvent bank, such shareholder cannot set off against such liability the
amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 N. Y.,
p. 458; In re Empire City Bank, 18 N V., p. 199.)
[NOTE.—Though these cases were decided by a State tribunal (New York
court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized
and fully affirmed in Sawyer vs. Hoag, 17 Wall., p. 610, and Scammon vs.
Kimball, 2 Otto, p. 362. Sec also Venango National Bank vs. Taylor, 56 Pa.,
p. 14.]
II. As to when a depositor may set off his deposit against a debt due by him to
an insolvent national bank, see ante Title "DEPOSITS, GENERAL/' IV; also,
Platt, Receiver, vs. Bentlcy, 11 Am. Law .Register,-p.171.
III. Usurious interest paid cannot be set off. (See Title " INTEREST," III and IV,
ante.)
SHAREHOLDERS.

I. A person is presumed to be the owner of stock when his name appears on the
books of a company as a stockholder; and when he is sued as such, the
burden of disproving such presumption is cast up on him. (Turnbull vs.
Pay son, 95 U. S. [5 Of/o], p. 418.)
II. Shareholders have no standing in court to interfere for the protection of their
company, until the board of directors has neglected, or refused on application, to take the proper steps to pr.)tent thi*. interests of the company.
(Fifth Nat lot a! H ink, «)\\, vs. I'ailroufl Co., '2, Tlionp. Ciss?,, p. 190.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX
SHAREHOLDERS—Continued.

III. When a national bank reduces its capital, each shareholder i.s entitled to a
return of his proportional amount, and the bank cannot retain the funds as
surplus, or for any other purpose; and having refused to permit shares thus
retired, to be transferred on its books, the bank is liable for the value of
the shares to the holders. (Seeley vs. New York National Exchange Bank, 4
Abb. New Cases, p. 61.)
IV. INDIVIDUAL LIABILITY OF. The Comptroller must decide when and for what
amount the personal liability of the shareholders of an insolvent national
bank shall be enforced, (Kenned)/ vs. Gibson, 8 Wall., p. 505.)
V. His decision as to this is conclusive. Shareholders cannot controvert it.
(Ibid., p. 505; Casey vs. Galli, 94 U. S. [4 Otto'], p. 673; Germania National
Bank et al. vs. Case, Receiver, U. S. Supreme Court, not yet reported.)
[NOTE.—These cases are decisive against the ruling in Bowden vs. Morris,
1 Hugh., p. 378.]
VI. In any suit brought to enforce such personal liability, such decision of the
Comptroller must be averred by the plaint iff, and, if put in issue, must be
proved. (Kennedy vs. Gibson, supra.)
VII. The liability of shareholders is several, and not joint. (Ibid., p. 505.)
VIII. The limit of such liabilities is the par value of the stock held by each one.
(Ibid., p. 505.)
IX. Where the whole amount is sought to be recovered, the proceeding must be at
law; where less is required, the proceeding may be in equity, and in such
case an interlocutory decree may be taken for contribution, and the case
may stand over for the further action of the court, if such action should
subsequently prove to be necessary, until the full amount of the liability
is exhausted. ( Ibid., p. 505.)
X. In such equity suit, all shareholders within the jurisdiction of the court should
be made parties defendant; but it is no defense that those not within the
jurisdiction are not joined. (Kennedy vs. Gibson, supra.)
XL Suits to enforce personal liability of shareholders may properly be brought
before other assets are exhausted. (Ibid,,pp. 505-6.)
XII. One Stevens bought shares in a national bank, and caused them to be transferred to one Elston, a porter in the office of his New York broker, and irresponsible. At the time of the transfer, there was no suspicion of the insolvency of the bank, and it remained in good credit for more than a year
afterward: Held, that Stevens was liable as stockholder upon the failure
of the bank. (Davis, Receiver, vs. Stevens, 2 Thomp. Cases, p. 158. U. S.
circuit court southern district N. Y.,per JVaite, C. J.)
XIII. Where, before the failure of a bank, stock was transferred on its books to the
name of an irresponsible person, for the purpose of escaping liability, and
so stood at the time of the appointment of a receiver: Held, that the receiver could show who the real owner was, and that the latter was liable
for the assessment. (Ibid.)
XIV. RATABLE LIABILITY OF.

Mr. Morse, in his Treatise on Banks, & c , second edi-

tion, p. 503, states the law in substance as follows: "The liability of each
stockholder is precisely for his ratable proportion of that indebtedness of
the bank which is to be borne by the shareholders. It is for his share of
such total indebtedness, not for his proportion of each item thereof. Neither
are the solvent shareholders, or those who can be come at for collection,
liable to assessment beyond the proportional amount as above stated, by
reason of the insolvency, or inaccessibility of others of the shareholders.
Those who are solvent and accessible have not the burden of paying otf
the sum which is due from all together; only their own proportionate share.
And the same rule holds if the bank holds shares of its own stock. Other
shareholders are not to be assessed for the proportion chargeable to the
shares thus held." In support of this rule, Mr. Morse cites the case of
In re Hollister Bank, 27 N. ¥., p. 393 ; Hollister vs. Hollister Bank, 2 Keyes,
p. 245 ; three Georgia cases, one Maine, and one Rhode Island decision.
None of these decisions were predicated upon the National Bank Act, nor,
except the cases in 27 N. Y. and 2 Keyes, upon any statute similarly worded.
The case in 2 Keyes has but slight relevancy, and though the language of
the court in 27 N. Y., p. 393, declares the rule as above stated, the case
went otf upon another point. In a case decided by the supreme court of
the District of Columbia, last June, the rule as laid down by Mr. Morse was
sustained. This case has gone to the Supreme Court U. S., and having
been advanced for early argument, will soon be decided. Affirmance of
the judgment of the court below is confidently anticipated.




LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY.
SHAREHOLDERS—Continued.
XV. LIABILITY OF EXECUTOR, ADMINISTRATOR, AND HEIRS OF. Where stockholder

died before failure of bank, stock not having been transferred to name of
administrator: Held, that the stock is not to be regarded as having been at
the time of the failure the property of the administrator, in such a sense as
to constitute him a shareholder within the meaning of sec. 5152, U. S. Rev.
Stat., so as to limit liability of the estate to funds actually in the hands of
administrator. Held, also, that the provision of the act exempting executors, administrators and trustees from personal liability was not intended
to affect the liability to assessment of estates in process of settlement, but
only to prevent a personal liability from running against persons acting
in a trust capacity, who had received the stock for the benefit of trust estates. (Davis vs. Weed, 44 Conn., p. 569.)

XVI. The liability of a stockholder is in the nature of a contract, and as such was
a personal liability, for which his estate was holden at his death. (Dams
vs. Weed, supra, citing Hawthorne vs. Calef, 2 Wall., p. 22; Lowry vs. Jamen,
46 iV; Y.,p. 119; Bailey vs. Hollister, 26 X. Y., p. 112.)

XVII. LIABILITY OF TRUSTEE OF. TO protect trustee of stock from personal liability
it must appear upon the books that he held as such trustee. (Davis vs.
Essex Baptist Society, 44 Conn., p. 582.)

XVIII. Creditors have a right to know who have pledged their personal liability.
(Ibid.)
XIX. If a trustee wishes to disclose his trusteeship, there is no difficulty in giving
notice upon the books of the bank. If he does not do so he is guilty of
laches, for which others should not suffer. (Ibid.)
XX. The settlement of the affairs of an insolvent bank would be rendered a matter of great labor, expense, and delay if persons who appeared upon the
books of the bank as individual stockholders were permitted to relieve
themselves by proof aliunde that they held the stock as executors, guardians,
or trustees. (Ibid.)
[NOTE.—The last-cited case, and Davis vs. Weed, supra, although reported
in the Connecticut Reports, were decided by the United States district
court.]
XXI. LIABILITY OF TRANSFEREE OF. The transferee of shares, when such transfer
is absolute on the books of the bank, is liable to creditors to the amount of
such shares, although in fact he holds them as collateral security for a loan
to the shareholder who transferred them. (Hale vs. Walker, 31 Iowa, p. 614 ;
Adderley vs. Storm, 6 Hill, p. 624; Van Hiker's case, 20 Wend., p. 614; Boivden,
Beceiver, vs. Santos et al., 1 Hugh., p. 158; Marcy vs. Clark, 17 Mass., p. 330.)

[NOTE.—In the Bankers' Magazine for January, 1875, is a notice of the case
of Mann, Beceiver, vs. Dr. Cheeseman, decided by Blatchford, J., in the United
States circuit court, in New York, in which the judge held that until there
was a transfer of shares on the books of the bank, the shareholder whose name
there appeared was liable for the debts of the bank; that an actual sale and the
signing of the ordinary power of attorney on the back of the certificate will
not relieve the seller. To the foregoing rulings of State and other subordinate
tribunals may now be added the decision of the Supreme Court of the United
States, in Germania Bank et a?, vs. Case, Beceiver, already cited. TheGermania
National Bank of New Orleans discounted a note for the firm of Phelps, McCullough &. Co. for $14,000, at ninety days, taking as part security therefor the
pledge of 100 shares of the Crescent City National Bank stock, with power of
attorney to the Germania cashier to transfer, sell, & c , on default in payment
of the note. Phelps, McCulkmgh & Co. failed, and the note was protested
at maturity. Prior to the maturity of the note, the Crescent City Bank
sustained such heavy losses that it was notoriously in bad repute in New
Orleans; and yet, when the note fell due, the cashier of the Germania immediately transferred to his own bank, upon the books of the Crescent City
Bank, the 100 shares so pledged: Afterwards, on tho same day, he transferred 76 of these shares to one Waldo, a clerk of the Germania Bank; and
on the day following transferred the remainder to said Waldo. It was proved
that Waldo paid nothing, was the mere agent of the Germania Bank, which
still owned the 100 shares as security for the payment of said note, and that
one of the principal reasons for the transfers to Waldo was the possible liability of the shareholders of the Crescent City Bank for its debts in case of
insolvency. Soon after, the Crescent City Bank failed. Held, per Strong, J.,
that the transfers to said Waldo were void as against said receiver, and
that although the Germania Bank only held said shares as collateral secu-




REPORT OF THE COMPTROLLER OP THE CURRENCY. LXXXI
SHAREHOLDERS—Continued.

rity for the payment of said discount, it was still liable as owner for the
assessment in this case ordered by the Comptroller. The opinion is able
and fortified by numerous authorities. In this same case, at a former term,
upon a motion to dismiss the appeals of certain of tke appellants, the Supreme Court recognized the right of the Comptroller to make an additional
assessment, if deemed necessary; and for this reason sustained the appeals,
holding that the matter in dispute was, or might be, over $5,000, although
the decrees appealed from were severally less than that amount. The assessment was for 70 per cent.]
(See, also, Pullman vs. Upton, 96 U. S. [6 Otto], p. 328, as to liability of
transferee.)
SHARES OF STOCK.

I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not otherwise, and which suffers a shareholder to transfer without such surrender, is
liable to a bonafide transferee, for value of sauie stock, who produces such
certificate with usual power of attorney to transfer; and this is so though
no notice had been given to the bank of the transfer. (Bank vs. Lanier, 11
Wall., p. 369.)
II. Shares are quasi negotiable. (Ibid., p. 369.)
SURPLUS FUND.

I. Where the shares of a national bank are assessed for taxation at their par
value, the surplus fund of such bank, in excess of the amount required by
law to be kept on hand, is taxable, (First National Bank vs. Peterborough, 56
N. H., p. 38.) But when such shares are assessed at their market value, and the
amount of such surplus is taken into account in estimating such market
value, it is not taxable. (State vs. City of Newark, 10 Yroom [iVr. J.], p. 380.)
II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by
the directors to constitute a surplus fund. (Seeley vs. New York National
Exchange Bank, 4 Abb. IN. Y.], p. 61).
III. The surplus fund which a national bank is required by section 5199 U. S.
Rev. Stats, to reserve from its net profits is not excluded, in the valuation
of its shares for taxation. (Strafford National Bank vs. Dover, 2 Thomp.
Cases, #. 296, Sup. Court N. H., following National Bank vs. Commonwealth,
9 Wall., p. 353; People vs. Commissioners, 94 U. S.,p.Alb.)
TAXATION.

I. BY LICENSE. The District of Columbia imposed a license tax on all the national
banks in the District, the rate being 50 cents annually on each $1,000 of the
capital invested. The Citizen^ National Bank refused to pay this assessment, and a test case was made in the District criminal court, Mr. Justice
MacArthur presiding. This coart, after full argument, held the tax illegal
and void, as being contrary to the mode of taxation prescribed by Congress,
which mode was held to be exclusive.
II. OF INSOLVENT BANKS. A tax levied upon the property of a national bank,
subsequent to its insolvency, is subordinate to the rights of a receiver, even
though he be appointed after such levy. (Woodward vs. Ellsworth, 4 Colo.,
p. 580.)
(See title "SURPLUS FUND," supra.)
III. OF INTEREST AND DIVIDENDS. Under the internal-revenue act of July, 1870,

interest paid and dividends declared during the last five months of 1870
are taxable, as well as those declared during the year 1871. (Blake vs. National Banks, 23 Wall, p. 307.)

IV. OF SHARES OF STOCK. The act of 1864, rightly construed, subjects the shares

of the association in the hands of shareholders to taxation by the States,
under certain limitations set forth in section 41, without regard to the fact
that part or the whole of the capital of such association is invested in national securities, which are declared by law exempt from Stale taxation.
(Van Allen vs. Assessorst 3 Wall, 573. Chase, C. J., and other judges dissented. )
V. Act thus construed is constitutional. (Ibid., p. 573.)
VI. A certain statute of New York, which taxed shares of national-bank stock,
declared void, because shares of State banks were not taxed, although their
capital was ; the act of Congress prescribing that shares of national banks
shall be taxed only as shares of State banks are, (Ibid., p. 573.) The ruling
as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall, p. 459;
National Bank vs. Commonwealth, 9 Wall, p. 353.

oc




vi

LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
TAXATION—Continued.

VII. In last case, held, that a State law requiring the cashier to pay the tax was
valid. Held, also, that a certain State tax law virtually taxed "shares of
moneyed corporations," <fec. {Ibid.y p. 353.)
VIII. Section 5219 of United States Revised Statutes applies to and includes as
well the valuation of shares for taxation as the rate of tax to be imposed,
and prohibits a State from discriminating, detrimentally to a national
bank, as to either valuation, or rate. Therefore, a statute of the State of
New York which permitted a party, when being assessed, to deduct his
just debts from the value of all his personal property, save such as was invested in shares of national-bank stock, was held void as to taxation of
such shares. {People vs. Weaver, 100 U. 8., p. 539, overruling the judgment
of New York court of appeals, in same cause.)
IX. So in another case, where local assessors valued all other property below its
cash worth, but assessed shares of national-bank stock at par, or their full
value. Held, that the tax upon shares thus assessed was invalid, and that,
upon payment of the amount justly assessable, a court of equity would
enjoin collection of the residue. {Pelton vs. Commercial National Bank of
Cleveland, 101 U. £., p. 143.)

^X. Where it appeared that throughout a portion of Ohio, including Lucas County,
and perhaps all over the State, a settled rule with the equalizing officers
was to value real estate and ordinary personal property at one-third of their
worth, while moneyed capital was fixed at three-fifths, and the State
board of equalization, without changing the valuation thus made of real
estate and ordinary personalty, assessed national bank shares at par : Held,
that such unequal valuation was in violation of the constitutional rights
of such shareholders; and, on payment of the tax justly 1
due, equity would
enjoin collection of the residue.
Toledo, 101 U. S.,p. 153.)

{Cummings vs. Merchants National Bank of

XI. Shares of stock in national banks are personal property, and though in one
sense incorporeal, the law which created them could separate them from
the person of their owner, for taxation, and give them a situs of their own.
{lappan, collector, vs. Bank, 19 Wall, p. 490.)

XII. Section 41 did thus separate them and give them a situs of their own. {Ibid.,
p. 490.)
XIII. This provision of the national currency act became a law of the property (in
shares), and every State in which a bank was located acquired jurisdiction,
for taxation, of all the shares, whether owned by residents or non-residents,
and power to legislate accordingly. {Ibid., p. 490.)
XIV. Under the act of Congress of February 10, 1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national
banks located within the State, subject to the restriction that the taxation
shall not be greater than the rate assessed upon othw moneyed capital in the
hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania which provided that such shares shall be assessed
for school, municipal, and local purposes at the same rate as is now or may
hereafter be assessed and imposed upon other moneyed capital in the hands
of individual citizens of the State : Held, that shares of national-bank stock
may be valued for taxation for county, school, municipal and local purposes,
at an amount above their par value.
of Carlisle, 23 Wall, p. 4-0.)

{Hepburn vs. School Directors of the borough

[NOTE.—Iu this case it appeared that Hepburn owned several thousand
dollars of national-bank stock, the par value of which was $100 per share,
and that it was valued for taxation, for a school-tax, at $150 per share.
This assessment was held valid, notwithstanding that by a certain act of
the State legislature, applicable to the county of Cumberland, in which the
borough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation except for State purposes.]
XV. The rate of taxation of shares of a national bank by a State should be the
same as, or not greater than, that upon the moneyed capital of the individual
citizen which is liable to taxation j that is, no greater in proportion or
percentage of tax on the valuation of shares should be levied than upon
other moneyed taxable capital in the hands of the citizen. {People vs. The
Commissioners, <f-c, 4 Wall, p. 256.)
XVI. The act of Congress approved June 3,1864 (R. S., sec. 5219), was not intended
to curtail the power of the States on the subject of taxation, or to prohibit
the exemption of particular kinds of property, but to protect the corporations formed under its authority from unfriendly discrimination by the
States in the exercise of their taxing power. {Adams vs. Nashville, 95 U. 8.
[5 Otto~\, p. 19. See also Saint Louis National Bank, National Bank of the State




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII
TAXATION—Continued.
of Missouri, Third National Bank, Valley National Bank, and Merchants' Na-

tional Bank of Saint Louis vs. Papin, in United States circuit court, eastern
district of Missouri, September term, 1876. Also, Gallatin National Bank of
New York vs. Commission's of Taxes, supreme court of New York, first department, general term, November, 1876. These latter cases are published in
the Bankers' Magazine for December, 1876.)

XVII. OF TOWN AND CITY NOTES, ETC. Section 3413 Revised Statutes U. S., which

enacts that every national bank, State bank, or banker, or association, shall
pay a tax of ten percentum on the amount of notes of any town, city, or
municipal corporation paid out by them, imposes the tax thus laid, not on

the notes, but on their use as a circulating medium, and is therefore constitutional. (National Bank vs. United States, 101 U. S..p.l.)
TRANSFERS OF ASSETS.

I. A preference of one creditor to another, within the meaning of section 5242,
Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of
the assets of the bank, this transfer does not give him the preference prohibited by the statute. (Casey vs. Le Societe de Credit Mobilier, 2 Woods,
p. 77.)
II. WHEN NOT BINDING. Under said section 5242, which declares void transfers of
its property by a national bank, made in contemplation of insolvency, and
with a view to give a preference to one creditor over another, or with a view
to prevent the application of the assets of the bank in the manner prescribed by law, such a transfer is void if the insolvency is in the contemplation of the bank making the transfer, although the party to whom it is
made does not know or contemplate the insolvency of the bank. (Case,
1
Receiver, vs. Citizens Bank, 2 Woods, p. 23.)

III. As to when a pledge of assets, even when intended as security for a loan to a
national bank, will be held invalid, as against general creditors, see the
cases of Casey, Receiver, vs. Le Societe de Credit Mobilier ; Same vs. National
Park Bank; and Same vs. Schuchardt, 96 U. S. [6 Otto], pp. 467,492,494.
ULTRA VIRES.

I. WHAT IS.—National banks cannot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan Weckler vs. First
National Bank of Hagerstown, Court of Appeals of Maryland, 42 Md., p. 581.)
II. In an action of deceit against a national bank, for alleged false representations of its teller in the sale to plaintiff of certain railroad bonds: Held,
That the selling of such bonds on commission was not within the authorized
business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it, and it was not
responsible for the deceit of its teller. (Ibid.)
III. A national bank has no inherent power to act as agent in the purchase of
bonds or stocks for third persons, and its president cannot bind it by an
agreement so to act, without special authority. (First National Bank of Ailentown vs. Hoch, 89 Penn., p. 324.) Quere: If the bank has no such inherent power, how can it confer "special authority" on the president?
[NOTE.—Whether the purchase of promissory notes by a bank empowered
to discount them is ultra vires, is a question upon which the adjudications
are in conflict. That such purchase is valid, see Pape vs. Capitol Bank of
Topeka, 20 Kans., p. 440; Smith vs. Exchange Bank, 26 0., p. 141, <$-c. Per
contra, see Farmers and Mechanics' Bank vs. Baldwin, 23 Minn., p. 198; First
National Bank of Rochester vs. Peirson, 1 Thomp. Cases, p. 673. There is much in

the point that if a national bank can purchase promissory notes, it can do so
for such price as the seller may be willing to take; and thus the prohibitions as to usury may be practically nullified. But further, why should not
the rule " expressio unius est exelusio alterius" control?]
IV. WHAT IS NOT.—A national bank took a lien upon real estate to secure a preexisting debt. Afterward the bank paid $500 to discharge a prior lien upon
the land, taking a note and mortgage on land in Kansas to secure this advance. Lien and mortgage held valid and warranted bylaw. (0 run vs.
Merchants' National Bank, 16 Kans., p. 341.)

V. A chattel mortgage taken by a national bank to secure a pre-existing debt is
valid, and will be enforced.
181.)




(Spofford vs. First National Bank, 37 Iowa, p.

LXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
ULTRA VIRES—Continued.

VI. A bank organized under the national-bank act has power to sell any immovable it may own, and may reserve a mortgage and vendor's privilege
(lien) thereon. (Neic Orleans National Bank vs. Raymond. 29 La. Annual, p.
355.)
VII. It would seem that where a national bank had realized the consideration
agreed upon for its guarantee of the paper of another, the doctrine of
estoppel in pais precludes such bank from asserting that such guarantee is
ultra vires.

{People's Bank vs. National Bank, 101 U. S., p. 181.)

VIII. A national bank has corporate power to enter into an agreement with a customer to exchange for him non-registered for registered United States bonds;
and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Yerkes vs. National Bank, 69 N. Y.,p. 382.)
«(See also Title " DEPOSITS, SPECIAL," ante.)
USURY.

I. State laws relative to usury d© not apply to national banks. (Farmers and
Mechanics' National Bank vs. Dearing, 1 Otto, p. 29.)
II. The only forfeiture' declared by the 30th section of the act of June 3, 1864
(Revised Statutes, section 5198), is of the entire interest which the note or
bill carries with it, or which has been agreed to be paid thereon, when the
rate knowingly reserved or charged by a national bank is in excess of that
allowed by that section ; and no loss of the entire debt is incurred by such
bank, as a penalty or otherwise, by reason of the provision of the usury
law of a State. (Farmers and Mechanics' National Bank vs. Dearing, above
cited ; National Exchange Bank vs. Moore, 2 Bond, p. 170; Barnett vs. National
Bank, 98 U. S. [8 Otto~\, p. f,55.)
III. If usurious interest has heen paid to a national bank, twice the amount of interest thus paid may be recovered from such bank by the person paying the
same, or his legal representative; but as this provision of the statute is
penal and the same statute prescribes how such recovery may be had, no
other remedy can be resorted to. It must be recovered, if at all, in a suit
in the nature of an action of debt. That the borrower from a national
bank has paid usurious interest can avail him nothing, as a defense, or by
way of a set off, when sued*for the amount of the loan, by the bank. (Barnett vs. National Bank, above cited.
(See Title "iNiEUEfcT," ante.)
IV. While the National Bank Act prescribes penalties for usury, it does not make
the contract (e. g. contract of indorser) void; and for the court so to decide
would be to add a penally not imposed by the statute. This the court will
not do. (Oates vs. First National Bank of Montgomery, 100 U. S., p. 239.)

V. The assignee in bankruptcy of a borrower from a national bank may sue for
and recover the penalty for having received usurious interest. ( Wright vs.
First National Bank of Greensburg, 2 Thomp. Cases, p. 138, U. S. Cir. Court, Indiana.)

VI. The exacting of usurious interest by a national bank, upon the discount of a
note, works a forfeiture of interest accruing after as well as before the maturity of the note. (National Bank of Uniontown vs. Stauffer, 2 Thomp. Cases, p.
178, U. S. Cir. Court, icestern district Pentt.)
VlSITOEIAL POWERS.

I. Section 5241 U. S. Rev. Stats, prohibits a State court from compelling officers
of a national bank to produce the bank books, for the purpose of ascertaining
facts upon which to impose a State tax upon the deposits of depositors.
(National Bank of Youngstown vs. Hughes, Auditor, Sfc.,2 Thomp. Cases, p. 176,
U. S. Circuit Court N. Dist. Ohio.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV
Number of banTcs organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed and outstanding on November 1, 1880.
Capital.

Banks.

Bonds.

States and Territories.
Organ- In liqui-!ln oper -Capital paid Bonds on
ized. dation. ation.
in.
j deposit.
Maine
New Hampshire
Vermont
Massachusetts.
Bhode Island ..
Connecticut . . .

69
47
46
242
61
85

74
49
52
247
62
89

Eastern States

573

New York
New Jersey
Pennsylvania..
Delaware
Maryland

359
71
268
14
37

23

Issued. j Redeemed. Outstanding.

$9, 383, 800 $22,131,500 $13, 387, 068
5, 820, 500 13, 257, 985 8, 009, 660
7, 606,400 20, 710,400 13, 349, 620
78, 478, 700 189,671,975 118, 423, 298
15,472,750 39, 750,115 25, 644, 557
20, 045,100 52, 701, 700 34, 235, 407

$8,744,432
5,248, 325
7, 360,780
71, 248, 677
14,105, 558
18,466, 293

550 166, 070, 420 136, 807, 250 J338, 223, 675 j213, 049, 610
125,174, 065

240
14
35

Middle States..
Dist. Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri

$10, 335, 000
5, 830, 000
8, 601, 000
95, 805, 000
20, 009, 800
25, 489, 620

Circulation.

188, 232, 405 133, 974, 659
32, 446, 550 21, 231, 624
122, 111, 535 76, 493, 210
3, 884, 545 2, 294, 845
24, 720,450 16, 347, 443

86, 757, l«60
13, 270, 350
56, 494,140
1, 763, 985
13, 222, 030

54, 257, 746
11, 214, 926
45, 618, 325
1, 589, 700
8, 373, 007

171, 507, 665 J124, 244, 700 [371, 395, 485 250, 341, 781 053, 704
121,
11
29
22
16
12
18
3
11
2
11
15
3
57
32
45

1, 507, 000
3, 066, 000
1, 861, 000
2,501,000
2, 451,100
2, 221, 000
100, 000
1. 508, 000

5
1
2
2
4
1
1
8
9
24

Southern States!

287 j

Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska

208
117
168
93
57
103
39
28
12

Western States

825

183

Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico . . .
Dakota
Washington . . .
California

2
1
19
4
1
7
2
4
6
1

1

Pacific States
and Territories

1,135, 000
2, 805, 850
1, 564, 950
2, 003, 000
1, 550, 000
2, 111, 000
80, 000
1, 481, 000

3, 475, 000
1, 420, 000
205, 000
10,146, 500
3, 005, 300
7, 200, 000

5
12
5
1

2,140, 000
930, 000
205, 000
9, 604, 700
2, 796, 500
2, 095, 000

3, 709, 950
8, 042, 470
5, 355, 880
4, 696,110
3, 866, 885
5, 293, 840
95, 900
3, 214,130
66, 000
7, 052, 030
2, 063, 070
585, 600
20, 782, 295
7, 026, 670
11, 717, 525

40, 666, 900 30, 502, 000 83, 568, 355

2, 714, 868
5, 446,188
3, 719,446
2, 731, 620
2, 504,184
3, 256, 003
25,100
1, 770, 235
65, 654
4, 952,199
1, 284, 630
345, 930
11, 621, 294
4, 340, 875
9, 350, 488

2, 596, 282
1, 636, 434
1, 964, 490
1, 362, 701
2, 037, 837
70, 800
1, 443, 895
346
2, 099, 831
778, 440
239, 670
9,161, 001
2, 685, 795
2, 367, 037

54,128, 714 29,439,641

172
92
136
80
35
75
30
12
10

26, 674, 000
13, 244, 500
16, 329, 600
9, 391, 300
3,100, 000
5, 837, 000
5,148, 700
875, 000
900, 000

642

81, 500,100 63, 554, 000 189, 372, 450 |126, 235, 408 63,137, 042

r

24, 061, 500
11, 255, 800
10, 255, 500
6, 868, 800
2, 393, 000
4, 790, 000
2, 290, 400
820, 000
819, 000

61, 848, 910
37, 279, 565
36, 371, 055
18, 848,170
8,175, 310
13, 837, 450
7, 913, 200
3, 089, 060
2, 009, 730

39, 634, 052 22, 214, 858
25, 334, 873 11, 944, .692
26,181, 406 10,189, 649
11,776,135
7, 072, 035
5, 534, 250 2, 641, 060
9,140,136
4, 697, 314
5,168, 926
2, 744, 274
2,177,860
911, 200
1, 287, 770
721, 960

1
14
1
1
3
2
4
6
1
13

Add for mutilated notes retired

40, 000
50, 000
167, 700
129, 057
250, 000
250, 000
528, 800
303, 200
1, 295, 000 1, 003, 000 2, 065, 520 1,129,136
200, 000
200, 000
767, 330
574, 786
100, 000
100, 000
220, 440
138, 539
285, 000
350, 000
665, 220
378, 723
150, 000
64,000
140, 900
83, 300
400, 000
400, 000
756, 580 1 400, 910
425, 000
245, 000
302, 290
83, 230
150, 000
150, 000
174, 640
10, 040
854, 000
719, 600
19,100
1, 250, 000

42

4, 620, 000 3, 591, 000

38,643
225, 600
936, 384
192, 544
81, 901
286, 497
57, 600
355, 670
219, 060
164, 600
700, 500

6, 509, 020 ; 3, 250, 021 3, 258, 999
454, 711

Total currency
banks
A d d gold banks

2,489

397
3

2,092 464, 365, 085 358, 698, 950 989, 068, 985 647, 005, 534 342, 518,162
3 2, 000, 000 1, 050, 000 3, 220, 610 1, 904, 665 1, 315, 945

United States..

2, 495

400

2, 095 466, 365, 085 359, 748, 950 992, 289, 595 ;648, 910,199 343, 834,107




LXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Xumber of State banks and trust companies, private hankers, and savings banks, with the averending May
State banks and trust companies.

Private

States and Territories.

Maine
New Hampshire
Vermont.
Massachusetts
Boston
Rhode Island
Connecticut

,813
5,202
36. 984
185, 063
568, 043
630, 543
254.312

$47, 319
1,000
3,700
250, 000
4. 483, 750
234,119
140, 000

New England States...
New York
New York City
Albany
."
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington

7, 001, 542
18,148,114

762,175
3, 270, 897
673, 689
455, 841
2, 447, 511

Middle States
Virginia
West Virginia

North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky .
Louis vilL
Tennessee
Southern States

Utah
New Mexico.
Wyoming
Idaho,.
Dakota
Montana
Washington .
Arizona.




25, 234, 689
5, 215, 545
917, 742
441, 05G
2, 274, 006

38,976,546 154,894,971

|

374, 472
70, 000
42, 427
216, 499
433, 654
81, 830
425, 241
439, 485
126, 265
53, 333
1.761,804
112,110
394, 628
206, 584
71, 464

4

; 17

615, 000
644,205

1, 012, 426
1,441,669
4, 632,122
2, 280,131
412, 310
5, 902, 969
5,116,149
3, 050, 686

2, 061. 637
945, 544
119, 216
47, 745
683, 840
272, 706
1, 257, 221
1,193, 246
87, 343
4, 052, 620
165, 318
1, 795,145
687, 524
172, 054

6,694,662 I 38,505,356

28
5
60
2>}
95
18
31
12

163, 656 ; 213
1 278, 058 3,132,931
,
8
20.882 ,
626, 769 1,350,032
5
623,837 I
940, 924 4, 198, 909
88,268 i 103
1,201, 244 2,109, 517
117,717 . 286
987, 033 3, 228, 68a
23
3,681,114 8, 846, 734 2,398,878
88,973 : 124
1 337, 700 3, 378, 821
,
329,692 ; 8
710, 000 4, 849, 999
112,477 ' 81
785, 614 2, 654, 682
4
13,489
473, 231 6, 252, 293
222 112 = 245
2, 521, 985 6,100, 367
~51>24
70
971, 307 1, 911, 978
325, 025
75
3,167, 050 10, 360, 654
849,920 • 10
256, 582 18, 074, 610
47.883 I 117
767, 707 1,810,416
71
192, 032
480, 354

58
5
7
4

8, 283, 006
7, 901, 233
259, 250
108, 000

31
4
3
27
10

n
5

14
;
....!
j

Pacific States and Ter's. I
"United States

1, 524,103
31, 187,192
91, 000
29,180
4. 378, 527
1, 346, 729
324, 382
2,000
98, 508
667, 256
357, 060

j 54
I lr

Ohio..
Cincinnati .
Cleveland..
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska

Oregon
California
San Francisco
Colorado
Nevada

19, 581, 388
, 794, 598

1, 390,139
j
2 I 550, 000
I 11 I 1, 255, 373 2,973,119
j 85 4, 411, 404 10, 071, 689

74 16,551,489

197,341 i
319, 780 '
'

30,113,306

996 .113, 970, 677 318,783, 228

20
12
31

4. 361, 082
' 775, 472
105, 000
3,164,190
3, 042, 881
586, 381
1, 009, 099
' 206, 041
793, 229
161, 500
2, 583, 754
935, 068
1, 083,125
454, 973
796, 437
461, 858

1, 203, 466
466, 913
2, 083, 517
325, 667
256, 457
206, 000
,667
128, 054
5, 358
127, 511
446, 708
257, 000
112, 932

17, 004, 516
3, 042, 679
826,114
9, 590, 096
13, 282, 590
3, 726, 779
3, 727,131
826, 455
3, 309, 346
1, 536, 607
7, 017, 806
2, 814, 325
4, 946, 562
614, 089
3, 066, 734
1, 539, 460

REPORT OF THE COMPTROLLER

OF THE CURRENCY. LXXXVII

mge amount of their capital, deposits, and investments in United States bovds, for the six months
31, 1880.
Savings banks.

bankers.
Invested in NumU.S. bonds. ber.

Total.

Invested in
Deposits. U. S. bonds. Number.

Capital.

$38,550
1, 984, 618
7,045
18, 420

58
65
16
154
12
34
83

$21 599 469
28 204 306
6, 907, 562
142, 510, 224
56, 796, 871
39, 188, 748
73, 549, 860

$3 284 637
919, 297
653, 862
13, 633, 993
6, 499,110
4, 570, 369
8,131, 932

64
71
22
161
57
56
105

2, 048, 633

422

368, 757, 040 37, 693, 200

536

358, 430
7. 528, 342
3,000
800
274,180
117, 527
7,425
203, 037
289, 758

91
23
7
34
1
4
4
2
5
9
1

8, 782, 499

181

24, 000
50, 000

2

340, 912

558, 336

18, 050

2
1

2; 000

885, 004
14, 583

$40, 000
458, 300
10, 085
20, 075

45, 993, 290 303
73, 737, 079 566
2, 552, 905
12
5, 871, 992 51
70, 000 271
6, 472, 097 61
1, 679, 366 31
8
12
13, 538
9, 890, 353 38
7
20, 535

528, 460 389,183, 857 146, 301,155 1, 300

742
85, 600
45, 000
160,133
1,085
88, 426

131, 291. 297
174, 566, 730
12, 289, 861
17, 417, 079
270, 878
22,157, 680
7,961,178
1, 207, 860
235, 703
21, 467, 947
317, 644

i

1,000

:

13, 000

Capital.

Deposits.

Invested in
U. S. bonds.

$47, 319 $21, 721. 964
28. 301, 549
51, 000
8. 531.140
353, 700
510, 000 144, 268. 273
64, 553. 766
5,128, 099
3, 308, 504 43,134. 708
2, 616, 896 78. 457, 961

$3, 292, 950
924, 499
690, 846
13, 857, 606
9, 051, 771
5, 207, 957
8, 404, 664

388. 969, 361

41, 430, 203

12, 015, 518

8, 525. 645 162, 275, 473 48, 293, 488
49. 335, 306 291, 914, 072 88, 890,112
13, 751, 649 2, 910, 426
641, 000
6,141, 675
1, 324, 553 20, 391,118
822, 786
8, 789, 931 29, 071,132
51, 496, 370 6, 671, 500
2,108,904
4, 053. 579 14, 651, 589 2. 340, 729
2,127, 426
20,000
675, 689
819, 944
264, 727
564, 434
25. 814, 319 10,200,253
3,134, 842
3, 305, 875
310, 293
357, 060
79, 510, 943

76
20
13
13
58
9
26
33
3
11
105
15
71
15
30

3, 036, 974
1, 247,128
790 321
511 499
4, 068, 279
83,830
1, 040, 241
1 083 690
126, 265
2, 777, 031
3, 701, 080
245.110
6, 099, 666
5 267 028
1, 769, 228

615, 618, 967 16<>, 865, 989
7, 757, 202
4, 034. 743
1 596 032
658 812
5, 910, 827
287, 289
2, 269, 647
2. 634 91f>
87. 343
4, 632, 122
1.332,751
577 628
7.698.114
5 803 673
3. 222, 740

294, 208
137, 488
52, 333
19, 050
742
209, 358
45, 000
643, 013
163, 133
75,102
306, 979
471,197
125, 388

486, 036

5

342. 912

1, 457, 923

1, 000

498

31, 847, 370

53, 504, 438

2. 542,1)01

703, 819
254, 789
54, 542
419, 685
557, 889
160, 945
65, 921
16, 050
72, 284
2,425
97, 764
68, 044
103,183
23, 475
42, 514
39, 492

4

65, 000

697, 202

86, 959

248
12
9
144
316
34
155
14
109
9
309
95
170
28
148
83

5, 704,140
1, 402, 241
1, 045, 924
4, 365, 434
4. 092, 314
4, 272, 495
2, 346, 799
1, 066, 041
1, 578, 843
634. 731
5, 153, 906
1, 906, 375
4, 250,175
5, 705, 555
1, 564,144
653, 890

20, 834, 648
4, 392. 711
13, 965. 571
13,172, 783
17, 061, 788
12, 584. 083
7, 105, 952
7, 544, 048
5, 964, 028
7, 788, 900
13,326,191
5. 000,150
15, 307, 216
18, 688, 699
4, 877,150
2, 019, 814

954, 434
275, 671
2, 829, 649
550, 014
735, 606
2. 559, 823
154, 894
480, 009
184,761
15, iili
319, 876
119, 968
428, 208
873, 395
90, 397
39, 492

2, 474, 557 1,883

45, 743, 007

169, 633, 732

10, 612, 111

15
85
26
38
13
11
5
4
2
18
13
4
5

1, 245, 208
9, 430, 629
12,104. 546
584' 917
364, 457
206, 000
6,667
128 054
5, 358
127, 511
446, 708
257, 000
112, 932

1, 033,103
14, 928, 718
67, 497, 294
3 479 877
834, 548
1, 233, 952
181, 925
271 9 01
18, 368
396, 279
724. 031
525,109
243, 673

118, 723
197, 341
6,160, 656

2, 717, 904 239

25, 019, 987

91, 368, 078

6, 601, 720

1
14
5
1

62, 400
5,000

1

150, 000

1, 867, 594

\

48, 167

208, 018
273, 847

8, 940, 548 2,151, 270
1, 413, 171
42, 061
550, 515
60, 000
10, 570

2, 682, 821

33

330, 567 13, 961, 465

112, 423

1
7
9

58. 532
41, 742
680, 710 2, 839! 944
2,119, 796 41, 385; 352

129, 272
100, 000

25, 000
366, 695

17

14, 366, 684

658




2, 842, 248 44, 283, 828

134, 267

6,300
2, 711, 604

4, 044,187 817, 644,113 189,187, 816 4,456

100, 000

25, 000

194,136, 825 1, 319, 094, 576 228, 053,104

LXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table showing by States and geographical dirinons the amount of circulation to which the
uncalled forj on
Banks having capital not exceeding $500,000.
States and Territories.

Authorized.
66
47
47
180
15
54
73

$7,411, 500
5, 247, 000
7, 470, 900
35,082,000 I
4, 545, 000 I
11, 396, 655
15,216,138

482
240
20
7
66
186
22
17
14
20
6
1

Maine
,
New Hampshire..
Vermont
Massachusetts ...
Boston
Hhode Island
Connecticut

Middle States .
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

16
17
15
11
13

86 369,193

79, 322, 430

7, 046, 763

28, 347,444
6, 210, 000
1, 620, 000
11, 695, 8l5
26, 050, 806
6, 266, 700
4,770,000 I
1,587,587 I
2,098,530 !
2,346,363 j
226, 800 j
1, 012, 500 !

25, 959, 285
4, 442, 800
1, 538, 990
10, 776,150
24, 461, 650
6, 079, 280
3, 682, 800
1, 525, 650
1, 909, 350
1, 638, 000
225,000 I
702, 000 j

2, 388,159
1, 767, 200
81, 010
919, 665
1, 589,156
187, 420
1, 087, 200
61, 937
189,180
708, 363
1,800
310, 500

82, 940, 955 j

9, 291, 590

1,854,000
1, 436, 355
1, 816, 200
1, 246, 500
1, 989, 900
72,000 i
1,332,900
1,080,000 !
747,000 |
184,500 !
6, 210, 900
2, 685, 330
2, 507, 400

185, 400*
148, 545
434, 700
283,410
9,000
18,000
33, 300
607, 500
423, 000

176

\

Indiana

25,783,830 !

23,162,985

2,620,845

"158*
3
3
91
127
8
75
3
32
3
75
27
16
3
12
10

16, 885, 710 |
990,000 j
810,000
11,162, 250
9, 643,140
2, 925, 000
6, 511, 500
990,000
2,160, 000 !
585,000 |
5,280,300
2, 295, 000 i
1,260,000 !
855,000 I
787, 500 !
765, 000 |

15, 989, 600
842, 640
810, 000
9, 482,120
7, 766,100
945, 000
4, 979,100
795, 000
1, 671, 050
540, 000
4, 310, 600
1, 544, 400
972, 000
270, 000
684,000
683,100

896,110
147,360

\

:
I
]

r

\
f
I
•
'<•'
\
\
\

63, 905,400

646

2,
1,
2,
1,
1,

270, 000
10, 620
197,370

1,
1,
1,
1,

680,130
877, 040
980, 000
532, 400
195, 000
488, 950
45, 000
969, 700
750, 600
288, 000
585, 000
103, 500
81, 900

11, 620, 690

846, 000
225, 000
932, 600

117, 000

45,000 I
360,000 i
180,000 j
90,000
180, 000 |
135,000 |
382,500 I
135,000 !

Washington..

52, 284, 710

963, 000 i
225,000
1, 485, 000 j

Colorado
Oregon
California
San Francisco.
Nevada
New Mexico
Utah.
Idaho
Montana
Wyoming

36,000
360, 000
180, 000
90, 000
162, 000
57,600
220, 500
135, 000

'9,'66d

552,'400

18,000
77, 400
162, 000

4,180, 500

Pacific States and Territories .




$216, 800
51,650
436,110
1, 537, 525
664,200
1, 829, 395
2, 311, 083

9
6
13
2
41
8
23

Southern States .

United States

$7,194, 700
5,195, 350
7, 034, 790
33, 544, 475
3, 880, 800
9, 567, 260
12, 905, 055

039, 400
584, 900
250, 900
529, 910
998, 900
90, 000
1, 366, 200
1, 687, 500
1,170, 000
184, 500
6,480, 900
2, 695, 950 ,
2,704.770 !

9

Ohio
Cincinnati
Cleveland

Western States

Uncalled for.

92, 232, 545

New England States .
New York
New York City...
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia .
Washington

Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska

Issued.

1,951

3, 244, 700

935,800

272,471, 468

240, 955, 780

31, 515, 688

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX
national banks in operation were entitled, the amouni wsxied to them, and the amount remaining
October 1, 1880.
B a n k s h a v i n g capital exceeding $500,000.
N u m b e r . Authorized.

Issued.

Uncalled for.

3

$1, 760, 000

$1, 244, 700

$515, 300 ;

8
39
7
11

4,900,000
35, 330, 000
5, 720,138
6, 789, 600

4,778,700
27, 702, 900
4, 408, 300
4, 879, 900

121, 300
7, 627,100 i
1, 311, 838
1,909,700

68

54, 499, 738

43, 014, 500

2
27.

1,120, 000
31, 500, 000

980, 200
14, 373, 600

10
5

8,] 41, 000
3, 580, 000

6, 779, 80#
2, 839, 400

1. 361, 200
' 740, 600

9

6, 435, 573

4, 708, 740

1, 726, 833

53

50, 776, 573

29, 681, 740

21, 094, 833

1

480, 000

480, 000

1

600, 000

90,000

1

800, 000

800, 000

1, 880, 000
3
3
1

2, 340, 000
2. 240, 000
640, 000

1
1

1, 370, 000

$732,10051, 650
436,110
1, 658, 825
8, 291, 300
3,141, 233
4, 220, 783

11, 485, 238

550

140, ^m, 931

122, 336, 930

18, 532, 001

139, 800
17,126, 400

242
47
7
66
186
32
22
14
20
15
1
5

29, 467, 444
37, 710, 000
1, 620, 000
11, 695, 815
26, 050, 806
14, 407, 700
8, 350, 000
1, 587. 587
2, 098, 530
8, 781, 936
226, 800
1, 012, 500

26, 939, 485
18, 816, 400
1, 538, 990
10,776,150
24, 461, 650
12, 859, 080
6, 522, 200
1, 525, 650
1, 909, 350
6, 346, 740
225, 000
702, 000

2, 527, 959
18, 893, 600
81, 010
919, 665
1, 589,156
1, 548, 620
1, 827, 800
61, 937
189,180
2, 435,196
1,800
310, 500

657

143, 009,118

112, 622, 695

30, 386, 423

17
17
15
12
13
2
9
7
13
2
41
8
23

2, 519, 400
1, 584, 900
2, 250, 900
2,129, 910
1, 998, 900
90, 000
1, 366, 200
2, 487, 500
1,170,000
184 500
6, 480, 900
2, 695, 950
2, 704, 770

2, 334, 000
1,436,355
1, 816, 200
1, 336, 500
1, 989, 900
72, 000
1, 332, 900
1, 880, 000
747, 000
184 500
6,210,900
2, 685, 330
2, 507, 400

185, 400
148, 545
434,700
793, 410
9,000
18,000
33, 300
607,500
423, 000

179

27, 663, 830

24, 532, 985

3,130, 845

158
6
6
92
127
9
75
4
32
3
75
30
16
5
12
10

16, 885, 710
3, 330, 000
3, 050, 000
11, 802, 250
9, 643,140
3, 725, 000
6, 511, 500
1,790.000
2, 160, 000
585, 000
5 280 300
4,375,000
1, 260, 000
2, 215, 000
787, 500
765, 000

15, 989, 600
3,182,640
2,130, 300
9, 942,120
7, 766,100
1, 035, 000
4, 979,100
1, 263, 000
1, 671, 050
540,000
4 310 600
2, 069, 480
972, 000
774, 000
684, 000
683,100

896,110
147, 360
919, 700
1, 860,130
1, 877, 040
2, 690, 000
1, 532, 400
527, 000
488, 950
45,000
969, 700
2, 305, 520
288,000
1, 441, 000
103, 500
81, 900

660

74,165, 400

57, 992, 090

16,173, 310

14
1
9
1
1
4
1
1
3
2
6
1

963,100
225, 000
1 485, 000
1, 200, 000
45, 000
360, 000
180,000
90, 000
180, 000
135, 000
382, 500
135, 000

846, 000
225, 000
932 600
640, 000
36, 000
360,000
180, 000
90,000
162, 000
57, 600
220, 500
135, 000

117, 000

510, 000

510, 000

800, 000

90,000

710, 000

800, 000

468,000

332, 000

3

2, 080, 000

525, 080

1, 554, 920

1, 360, 000

504, 000

856, 000

14

10, 260, 000

5, 707, 380

4, 552, 620

1
139

1, 200, 000
118, 616, 311




640, 000
80, 413, 620

Uncalled for.

$8,439, 400
5,195, 350
7, 084, 790
38, 326,175
31, 583, 700
13, 975, 560
17, 784, 955

919, 700
180, 000

640, 000

Issued.

$9,171, 500
5, 247, 000
7,470,900
39, 982, 000
39, 875, 000
17,116, 793
22, 005, 738

2, 340, 000
1, 320, 300
460, 000

1, 200, 000

Number. Authorized.
69
47
47
188
54
61
84

2

1

Total.

560,006

560, 000
38,202,691

270, 000
10, 620
197, 370

552, 400
560, 000
9,000

18, 000
77,400
162, 000
-

44

5, 380, 500

3, 884, 700

1, 495, 800

2,090

391,087,779

321, 369, 400

69, 718, 379

xc

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table showing by States and geographical divisions the number, classification, and amount of
the loans of the national banks, with the average amount of each loan on October 2, 1879.
Number and classification, of bills.
States and cities,

Maine
New Hampshire . . .
Vermont

Massachusetts
Boston
Rhode Island
Connecticut

;

3, 771 8,397 3,075
2, 135 2,989 1,015
5,500
9,131
2,617
1.378
5, 635

404
238
351
2,709
3, 220
1,522
1,638

New England States;

153, 869 240, 552, 893 63

New York
New York City ..
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Dist. of Columbia..
Washington
Middle States
Virginia
West Virginia.
North Carolina
South Carolina.
Georgia
Florida .
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville...
Tennessee
Southern States

1,431
4, 926[
2201
529j
1, 113
1,334

116, 096j 57,988, 279 25
49,4311195,851, 902 49
540 05
387 34
613 01
27,216 45, 959, 878 70
729 17,401, 700 31
5. 116 2, 845, 467 82
6,757 3, 414, 828 91
11, 962 19, 066, 216 48
411
222, 103 35
2,140 1, 255, 308 55
5, 276 354, 384 416. 600, 226 30

243
42
1, 643
1,027
1,099

4, 6271 1,593
2,1931
740
175; 15,752] 24,4801 7,862

Western States, &c,




000 10, 846 11, 387
606 7, 856 14, 025
854
131 629,
277 3,850 3, 903
23
5; 207
2,706
566

4, 014! 1, 134
2,694!
732
2, 353
1,626
1,261!
66

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa,
Minnesota
Missouri
Saint Louii
Kansas
Nebraska
Colorado
Oregon
California
San Francisco...
New Mexico
Utah
Idaho
Montana
Wyoming
Dakota ..
Washington
United States

18, 697!$13, «40,143 48
6, 327, 926 34
9, 996,125 79

\

111!
12, 428,
7. 249
1, 268;
649.
2, 521!
1, 894;
1. 084!
47
161

6,087
1,509
891!
3, 820}
4, 299[
2, 068|
3,076
8161
1, 280
318
2, 2131

16, 622
3, 787|
2, 0301
10,053
13, 919!
2, 782i
8, 317|
1,
3,383
379,
7, 924
5, 303:
1, 285
1, 964
1,1921
, 240|
1, 302j
96

685! 90,141 84, 563 27, 590 31, 812

45. 051
9,506
5, 203
27, 703
40, 780
,128
23, 623
3, 730
10, 620
1, 083
25,119
16, 022
3,378
4,564
4,324
4, 205
3,921
345
1, 254
306

5. 381

1,800 241,287171,969,179 22

2, 048251, 345296, 04095, 380 125, 223; 28,199 12, 082J 808, 269 875, 013,107 10 1, C 12 58

I

J___I

1

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCI

Number and denominations of national-bank notes issued and redeemed, and the number of
each denomination outstanding, on November 1 in each year from 1868 to 1880.
Ones.

Issued
Redeemed
R d d 2

5

| Twos.

Fives.

Twen- i
ties. 1

Tens.

I 8, 896, 576 2, 978,160 23,106, 728 7,915,914 2,219,322'
,
,
,
,
,
142,3591
36,355,
7 254,754
5 4
73176
482132
73,176
482,132
8, 641, 8222, 904, 984 22, 624, 596 7, 773, 555|2,182, 967;

One
Five i One
Fifties. I hunhim- I thouj thu
j dreds. i dreds. \ sands.

|

4.746
1,846

337, 9251 251, 767|

11,727j

1,900

9, 589,160,3, 209, 383:23, 676, 760 8, 094, 645 2, 269. 764 363.523 274,799;
272, 495J
71. 655i 22,859; 25,968i
985,940
904, 013i 232, 224

13, 668j
2,585

4,769
2,415

334, 664 248, 831)

11, 083

2, 354

13, 926|
3, 9521

4,779
3,263

9, 974j

1,516

433,426 321,163! 14, 6421
82,972! 76,287
6,017|

Issued
Redeemed

13,486,
1,759|

330,6371 240, 86l|

Outstandin

355,181 267,350
17,256 15,583|

378,482! 284, 460!
47,845| 43, 599j

4

4,843
4,005

O u t s t a n d i n g . . | 8, 685,147J2, 977,164 22, 690, 820 7, 821,150J2,198. 109
1870.
Issued.
Redeemed.

Outstanding
1871.

Issued.
Redeemed.
• Outstanding..

350,454! 244,876!

8,625?

838

497.199 367.797!
126, 180! 110, 989|

15.621!
7, 867i

4,933
4, 315

1872.
Issued
Redeemed

!l4, 297, 360J4, 782, 628(31. 933, 34811, 253, 452^3, 225, 688
| 7, 919, 389,2, 408, 389 5. 960, 667j 1, 699, 702 438, 852

6, 377, 9712, 374, 239 25, 972, 681 9, 553, 750 2, 786, 836i 371r 019! 256, 808

Outstanding..
1873.
Issued
Redeemed

O u t s t a n d i n g . . | 5, 632, 583,2, 074, 3*8,25, 752, 4931 9, 987, 329 2, 955,148^
Issued
Redeemed

390, 746i 272. 533;

6, 838}

618

666,950 492,482!
231.556; 196,572!

17,344;
11,676J

5.240
4,683

5, 404, 653; 1, 784, 094,26, 201, 531] 9, 424, 369 2, 990; 501

435, 394; 295, 9io|

5, 668J

Outstanding..

557

j

Issued
Redeemed

18, 046,176|6, 039. 752 47, 055,184 17, 410, 507 5, 296. 064
14, 092,126 4, 816, 623 24, 926, 771! 7, 608, 532 2, 004^ 464

884, 165: 645, 838
18, 476!
381, 037: 299,428! 14, 47l|

O u t s t a n d i n g . . ! 3, 954, 050jl, 223,129 22,128, 413, 9, 801, 975(3, 291. 600; 503, 128! 346, 418J

1876.

5,143
4, 530

j
|16, 548. 259*5, 539. 113'39, 243,13613, 337, 076'3, 962,109
ill, 143, 6063. 755| 019il3, 041, 605i 3, 912, 707 971, 608

1874.

1875.

7, 754*1 618

!
!l5, 524,1895,195, 111 34, 894, 456 12, 560, 399 3, 608. 2W 559, 722; 416. 590; 16, 496j
j 9, 891, 606(3,120. 723 9, 141, 963 2, 573, 070 653. 071i 168, 976; 144, 057} 9, 658J

I

Issued
Redeemed

432

,I

18, 849, 264:6, 307. 448 51, 783, 528 20, 008, 652 6, 086, 492' 985, 615
15, 556, 708!5. 324, 546:32, 382, 056 10, 369, 214:2, 852, 246! 515, 784;

Outstanding

4, 005|

5, 530
5,048

5, 539
5, 272

469, 831; 315, 115

2, 504j
20,022
17,615|

5, 411

O u t s t a n d i n g . . ! 3, 800, 4561,141, 442,18, 700, 980^ 9, 831, 285.3, 272, 725. 445,102; 288, 000|

2. 407j

257

22, 478, 415 7, 517, 765 61,191, 288 24,157, 2937, 344,16711,147. 578; 812, 903- 20, 2101
18,194,196 6, 226, 692 42,683,43313,859,149 3,933,178' 728, 222^541, 859| 18,895
I*
Outstanding..I 4, 284, 2191, 291, 07318, 507, 85510, 298,1443, 410, <
419,356; 271,044!
1,315

6, 204
5,900

Issued
Redeemed

1878.

982,902.19,401,472,9,639,438 3,234,246.;

18, 72l|
16, 217j

j
I
20, 616, 024 6. 896, 968 56, 816, 848 22, 266, 064'6, 776, 253,1, 079, 7811 767,317
16, 815, 568 5, 755, 526 38,115, 868 12, 434, 779 3. 503, 528; 634,679: 479,317;

1877.

3,292,556!

710, 900;
395, 785;

I

Issued
Redeemed

1879.
Issued
Redeemed

23,167. 677 7, 747 519 65, 578, 440 25, 904, 223 7, 869, 9511, 211, 761 850, 720s
19, 600, 477 6, 701, 270.45, 996, 07614, 930, 599 4, 237, 343j 785, 263! 581, 604)

20, 570
19, 287J

6, 340
6, 057

1, 283 j

283

j
i
23,167, 677 7, 747, 519 69,131, 976 27, 203,168 8, 266, 398 1,253,865' 879,490 20,763|
20, 875, 215 7,143, 889 49,149, 824 15, 821,110 4, 484, 820 825,499j 610,601! 19,484]

0,363
6,124

O u t s t a n d i n g . . I 3, 567, 2001, 046, 24919, 582, 36410, 973, 624 3, €
1880.
Issued
Redeemed

O u t s t a n d i n g . . ! 2, 292, 462!




304

603, 63019, 982,152 11, 382, 058 3, 781. 578

i

426, 498j 269,116j

428,366, 268,889

i

1,279

239

XCII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table slioivingby States the amount of national-bank circulation issued, the amount of legaltender notes deposited in the United States Treasury to retire national-bank circulation^
from June 20, 1874, to November 1, 1880, and amount remaining on deposit at latter date.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Colorado
Utah
Montana
Wyoming
New Mexico
Washington
Dakota
California
Legal-tender notes deposited
prior to June 20,1874, and remaining at that date
Totals.




Legal-tender notes deposited to retire
national-bank circulation since June
20, 1874.
Legal-tenders
Additional
on deposit
circulation iswith the U. S.
sued since I
For
To retire
Treasurer at
June 20,1874. redemption circulation
Total
date.
of notes of under act of
liquidating June 20,1874. deposits.
banks.
$1,461,180
632, 865
1,799,660
20, 875,150
1, 810, 320
2, 500, 610
20, 942, 845
1, 713,165
11, 082, 540
232, 275
1, 302, 310
456, 500
845, 500
226, 810
1, 235, 660
99,700
520, 350
72, 000
207, 000

1, 285,110
368,100
171, 000
3, 811, 430
647,170
767, 260
3,134,180
3, 239, 880
2, 563, 365
2,142, 910
780, 530
1, 533, 400
1, 017, 800
147, 600
67,500
36,000
572, 400
134, 900
129,600
3,600
90,000
135, 000
175, 500
777, 600

$317. 000
72; 997
274,597
234,800
32,350
65, 350
2,272, 878
298. 303
1, 294; 22«
166, 600 !
422, 664 I
915, 369 I
731,060
128, 200
287, 725

90,000
650, 750
29, 800
629, 867
376, 401
998,510
1, 587, 057
1, 235, 897
1, 769, 434
409,500
653,860
813, 669
420, 095
781, 721
45, 000
138, 083
161,191
91,800

$600, 000
55,800
1,148, 240
8, 352, 300
954,985
2, 293, 830
25, 446,181
1, 505, 637
7, 385,121

, 646, 380
458, 060
907, 510
355,185
, 012, 585
953, 380
437,675
139, 500

$917, 000
128,797
1, 422, 837
8, 587,100
987,335
2, 359,180
27, 719, 059
1, 803, 940
8, 679, 347

1, 812, 980
880, 724
1, 822, 879
1, 086, 245
1,140,785
953, 380
725, 400

29,657
45,034
236, 421
162, 774
139, 560*
20, 701
75, 727

229, 500

90,795
291
122, 738
17. 724
25; 50«
356, 351
161, 619
704, 094
862, 519
1, 980, 982
1, 027, 553
657,475
391,881
410,157
635,165
213, 226
42, 32*
1, 878
18, 242
16,448
35,668

2, 099, 250
2, 750, 000
229, 340
259,140
171 000
171, 00b
1, 504, 933
2,134, 800
533, 859
904,260
3, 742, 390 i 4, 740, 900
3, 074, 584 ' 4, 661, 641
6, 388, 483
7, 624, 380
6, 662,146
8, 431, 580
2,449, 975
2, 859, 475
1, 013, 439
1, 667, 299
1, 599, 955
2,413, 624
1, 748,445
2,168, 540
190, 550
972, 271
233, 080
278, 080
149,400
196, 800
45, 000

$190, 932
31, 37*
269, 866.
3,772,567
191, 899
805,261
6,588,052
292, 398
1, 935,181

287, 483
357, 991
136, 800

3, 813, 675
91, 748, 275

18, 390, 754 ]

85, 684, 998 107, 889, 427

20, 560,012

REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII
statement of the monthly increase and decrease of national-bank circulation from November 1,
1878, to October 31, 1380, and yearly from January 14, 1875.
National-bank circulation.

Increase.

Months.
Issued.

Nov., 1878.
Bee,
Jan., 1879.
Feb.,
Mar.,
Apr.,
May,
June,
July,
Aug.,
Sept.,
Oct.,
Nov.,
Dec,
Jan., 1880.
Feb.,
Mar.,
Apr.,
May,
June,
July,
Aug.,
Sept.,
Oct.,
Totals
From Jan. 14, 1875, to Oct. 31,1875
Nov. 1, 1875, to Oct. 31, 1876
Nov. 1, 1876, to Oct. 31, 1877
Nov. 1, 1877, to Oct. 31,1878

$1, 219,720
801,830
1, 075, 510
2, 078,190
2, 003, 460
2, 957, 650
1, 290, 920
1, 428, 480
955, 430
1,628,130
3, 912,120
3, 582, 050
3,109, 350
2, 576, 580
1, 603, 875
703, 490
1,143, 450
1, 316, 880
626,100
463, 610
658, 950
506, 590
196, 040
497, 300
36, 335, 705
10, £*B6, 675
7, 093, 680
, 16, 306, 030
'.. 16, 291, 685

National-bank notes surrendered to this office and
retired
Grand totals .




Decrease.

Retired.
$189, 219 $1,030,501
270, 633
531,197 i
287, 475
788, 035 I
424, 428 1, 653, 762
919, 814 1, 083, 646
478, 746 2, 478, 904
893, 239
397, 681
281,186
1,147, 294
674,991 [ 280,439
732,819 t 895, 311
427, 017 3, 485,103
594, 722 2, 987, 328
194, 920 2, 914, 430
229, 322 2, 347, 258
249, 887 ! 1, 353, 988
540, 569 | 162, 921
365,210 i 778,240
649,987 i 666. 893
343,017 ! 283,083
1,134, 326 !
950,055 I
567,844 ;
412,645 ;
555,271 !

$670, 716
291, 105
61, 2 H
216, 605
57, 971

13, 233, 450 I 24, 399, 906
1. 297, 651
14, 570, 305 i
; 3, 583, 630
27,506,981 |
i 20,413,301
18, 265, 331 '
j 1, 959, 301
10, 986.116 ' 5. 305, 569 j
:, 562,183 ; 29, 705, 475 j 27, 253, 883
11,794,880 !

87, 013, 775 •6,357,063 i 29,705,475

27, 253, 883

XCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Amount and rate of taxation ( United States and State) of the national banks for the year 1867.
Kate of taxation.

Amount of taxes.
States acd Territories.

Capital stock.
i United States.!

Maine
New Hampshire
Yermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
~ ' '
Delaware.
Maryland
•
District of Columbia
Yirginia
"West Yirginia
North Carolina
Georgia
Alabama.
Louisiana
Texas
Arkansas
Kentucky
Tennessee.
Ohio
Indiana
Illinois.
Michigan..
Wisconsin
Iowa
Minnesota.
Missouri ..
Kansas
Nebraska .
Oregon
Colorado ...
Utah
Idaho
Montana . .
Total s




State.

Total.

i "United State. Total.
I States, j
Per ct. \Pr. ct. Pr. ct.
2.0
1.5
3.5
1.9
3.8
1.9
1.9
2.2
411
2.0
4.0
2.0
1.5
2.5
1.0
1.7
3.3
1.6
2.6
3.5
6.1
2.2
2.0
4.2
2.5
0.5
3.0
2.3
0.1
2.4
2.1
1.3
3.4
1.3
0.3
1.6
1.9
2.5
0.6
2.1
2.3
4.4
1.5
0.9
2.4
2.5
0.4
2.9
1.7
1.0
2.7
2.8
1.5
4.3
1.2
0.4
1 d
2.9
0.7
&6
2.1
0.6
2.7
2.7
1.4
4.1
2.3
2.3
4.6
2.2
3.7
1.5
2.8
2.0
4.8
2.2
3.5
1.3
2.6
2.1
4.7
2.7
4.9
2.2
2.0
3.3
1.3
1.4
3.4
2.0
2.5
2.0
4.5
4.3
2.8
7.1
2.4
2.4
2.8
0.4
3.2
1.3
2.0
0.7
0.5
1.4
1.90.8
0.6
1.4

$9, 085, 000
4,735,000 :
6,510,012 I
79,932,000 ;
20,364,800 1
24,584,220 \
116,494,941 i
11,333,350 |
I 50, 277, 795 i
1,428,185 I
12,590,203
1,350,000 !
2,500,000 j
2,216,400
583.300 !
i,7oo;ooo ;
500,000 j
1,300,000
576,450 :
200,000 I
2.885,000
2,100, 000
I 22i 404; 700 ;
12,867,000 '•
11, 620, 000
5, 070, 010
2, 935, 000
3, 992, 000
1, 660, 000
7, 559, 300
400, 000
250, 000
100, 000
350, 000
150, 000
100, 000
10Q, 000

$180,119
88, 773
122, 214
1, 616, 825
324, 844
434, 440
3, 022, 662
253, 359
1, 242, 037
32,621
260, 261
15, 330
48, 345
46, 966
9,049
40, 845
8,763
35, 894
6,865
5,745
59, 816
52, 460
514,681
278, 798
321,406
11], 790
76, 583
106, 349
39,132
133,142
10, 229
10, 735
1, 624
9,702
1,887
479
837

$141, 226 I $321, 345
93,179 i
181, 952
144,164 !
266, 377
1, 562.128
3,178, 953
195,355
520, 200
387,146 I
821, 587
4.058.706 i 7, 081, 368
223,106 I
476, 465
278,268
1, 520, 305
1,261
33, 881
166,054 I
426, 315
3, 286 j
18, 615
13,926 j
62, 270
51,457 I
98, 424
5,144 I
14,193
6, 050 j
46, 895
3,830
12, 592

j 422, 804, (506

9, 525, 607

8,813,126 i 18,338,734 j

20,042 I
55, 936
2.149 I
9,015
1,351 !
7,096
17,467 !
77, 283
27,975 !
80, 435
520,951 t 1, 035, 633
200,372 S 479,170
231. 917 ) 553, 323
68J061
179, 851
62, 012
138, 595
88, 281
194, 631
29, 522
68,655
189, 24S
322, 389
7.801
18, 030
7, 014
17, 749
1,624
i.615
11, 317
2,984
M97
1,884
1,405
560
1, 397

'

2. 2 ; 2.1 j 4.2

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCV

Amount and rate of taxation (United States and State) of the national "banks for the year 1869.
-Amount of taxes.

Kate of taxation.

States and Territories. jCapital stock.
! United States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
Colorado
Idaho
Montana
Totals




;

185, 000
4, 835, 000
6, 385, 012
81, 282, 000
20, 164, 800
24, 606, 820
112, 267, 841
11, 465, 350
49, 560, 390
1, 428,185
12, 790, 203
1, 050, 000
221, 860
116, 400
683, 400
823, 500
500, 000
400, 000
300, 000
525, 000
200, 000
835, 000
987, 400
917, 399
752, 000
370, 000
510, 000
710, 000
717, 000
770, 000
810, 300
400, 000
400, 000
100,000
350, 000
100, 000
100, 000
419, 619,

Total.

1 United

j States.

$191, 779
97, 245
129, 059
1, 691, 620
344, 687
476, 244
2, 958, 089
279, 410
1, 312, 419
30, 907
277, 590
23, 814
59, 281
51,979
15, 712
19, 763
45, 824
5,926
27, 455
11,184
4,284
62,836
47,164
635, 935
298, 336
369, 742
143,649
80,963
122,162
45, 223
171,198
17,443
14, 593
2,917
11, 902
1,179
1,731

$164,150
$355, 929
102, 812
200, 057
117,107
246,166
1, 329, 018 3. 020, 638
175, 466
520,153
366, 457
842, 701
2, 980,104 5. 938.193
200,121
479, 531
266.186 1. 578. 605
3,265
34,172
425, 444
147, 854
25, 664
1,850
68.163
89, 032
37, 053
2,455
18,167
7,952
27, 715
8,254
54, 078
490
6,416
34, 562
7,107
4,375
15, 559
6,998
11, 282
10, 236
73, 072
6,570
53, 734
573, 576 1. 209, 511
517, 224
218, 888
587, 394
217, 652
34, 384
178, 033
131, 626
50,663
175, 783
53, 621
29, 873
75, 096
120, 720
291, 918
16, 009
33, 452
25, 431
10, 838
2,917
23,188
11, 286
2,541
3,720
2,283
4,014

10, 081, 244

7, 297, 096 17, 378, 340

State. Total

Per ct. Perct. P<
°erct.
2.1
1.8
3.9
2.0
2.1
4.1
2.0
1.8
3.8
2.1
1.6
3.7
1.7
0.9
2.6
1.9
1.5
3.4
2.6
2.7
5.3
2.4
1.8
4.2
2.7
0.5
3.2
2.2
0.2
2.4
2 2 1.1
3.3
2^2
0.2
2.4
2.7
0.4
3.1
2.3
1.7
4.0
0.4
2.7
3.4
2.4 1.0
0.6
3.6
3.0
0.1
1.6
1.5
0.6
2.7
2.1
0.8
3.0
2.2
3.5
5.6
2.1
0.4
2.6
2.2
0.3
2.7
2.4
2.6
5.5
2.9
1.7
4.1
2.4
1.8
4.8
3.0
0.6
3.2
2.6
1.9
4.9
3.0
1.4
4.7
3.3
1.7
4.2
2.5
1.5
3.7
2.2
4.0
8.4
4.4
2.7
6.4
3.7
2.9
2.9
3.4 *3." 2* 6.6
3.7
2.5
1.2
4.O
2.3
1.7
4.1

XCVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Amount and rate of taxation ( United Staten and State) of the national banks for the year 1874.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia'
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
•Colorado
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Totals.

Amount of taxes.
Capital stock. I
; United States. State.
$9, 654, 019 . $111, 403
5,317,037 ;
60,002
88,152
7, 862, 712 :
1,163, 858
91,754,078 !
201,317
20,504,800
271, 801
25, 424, 620
106, 599, 708 • 2,026, 960
205,451
13,830,466 i
871,220
53,178, 261 :
20, 798
1,523,185
181, 249
13,720,997
1,309,512 '
19, 747
3, 580, 913
54, 957
2, 375, 216
33, 484
2,173, 338 •
30,837
3, 156, 250
34,421
31, 656
2, 843, 962
18, 746
1,034,883
61, 642
4, 000, 000 :
14, 384
1,054,897
2,488
205,000 :
9.076,127 ;
103, 635
3,457,897 '
50,290
29,112, 642
403, 697
17, 936, 4'04 '
214, 977
20, 507, 963 !
367, 718
10, 098,162 !
134, 052
3,704,032 ;
67,485
6,048,562 [
98,421
4, 268. 026 i
63, 224
9, 308, 198 i
112,525
1, 783, 235 I
26,182
1,025,000 !
20, 883
250, 000 |
5,808
3, 358, 594
46,044
748, 581
16, 983
439, 402
5,387
300, 000
3,718
125, 000
1,697
100, 000
1,393
50,000
614
350,000
6,777
*493, 751, 679

Rate of taxation.
Total.

$192, 290
106,587
139, 297
1,878,368
224, 540
439, 402
3, 044, 565
282, 645
377, 546
6,630
194, 697
5,288
52, 207
34, 507
38, 601
111, 654
53, 872
25,289
52, 270
22, 863
8,030
47, 655
70, 844
642,054
429, 585
420, 461
149, 720
' 76,330
117,115
76, 876
190,140
41, 867
34, 282
3,488

166, 589
227, 449
3, 042, 226
425, 857
711, 203
5, 071, 525
488, 096
1, 248, 766
27,428
375, 946
25, 035
107,164
67, 991
69, 438
146, 075
85, 528
44, 035
113, 912
37, 247
10, 518
151,290
121,134
1, 045, 751
644, 562
788,179
283,772
143, 815
215, 536
140,100
302, 665
68,049
55,165
9,296
46, 044
10,750
27, 733
4,137
9,524
3,150
6,868
1,180
2,877
. 129
1,522
1,225
1,839
8,190
14, 967

7, 256, 083 9, 620, 326 16,876,409

Ss

d

State. Total.

Per ct. Perct Perct.
1.2
2.0
3.2
1.1
2.1
3.2
1.1
1.8
2; 9
1.3
2.1
1.0
1.1
2-1
1.1
1.8
219
1.9
2.9
4.8
1.5
2.1
3.6
1.6
0.7
2.3
1.4
0.4
1.8
1.3
1-5
2.8
1.5
0.4
1.9
1.5
1.6
3.1
1.4
1.8
3.2
1.4
1.9
3.3
1.1
3.6
4.7
1.1
1.9
3.0
1.2
1.7
2.9
1.5
1.4
2:9
1.4
2.3
3.7
1.2
3.9
5.1
1.1
0.5
1.6
1.5
2.2
3.7
1.4
2.2
3.6
1.2
2.6
3.8
1.8
2.2
4.0
1.3
1.5
2.8
1.8
2.3
4.1
1.6
2.1
3,7
1.5
2.0
3.5
1.2
2.1
3.3
1.5
3.3
4.8
2.0
3.3
5.3
2.3
1.4
3.7
1.4
1.4
2.3
4.4
1.2
2.6
1.4
1.2
2:3
1.1
1.4
3.9
2.5
1.4
1.5
0.1
1.2
3.7
2.5
1.9
4.2
2.3
1.5

2.0

3.5

* Including capital of banks from which returns of the amount of State taxation were not received.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCVJI

Amount and rate of taxation ( United States and Slate) of the national banks for the year 1875.
Amount of taxes.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
111)ode Island
Connecticut
New York
Xew York City
Albany
'
Xew Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
V irginia
West Virginia
North Carolina
South Carolina
(Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Tennessee
Kentucky
Louisville
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Iowa
Missouri
Saint Louis
Kansas
Nebraska
Oregon
California
San Francisco
New Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota
Totals

c c-




;

Capital.

$9, 790, .104
5, 482, 514
8,216,467
: 43, 063, 374
51, 362, 4 54
20, 548, 433
25, 852, 987
35, 471, 333
68, 466, 576
2,088,462
14, 072, 520
29, 655, 994
17, 019, 239
10, 059, 041
1, 523,185
2, 268, 238
11, 469, 355
252, 000
1, 239, 564
3, 535, 719
1, 971, 000
2, 232,150
3,135, 000
2, 716, 974
50, 000
1, 638, 866
3, 766, 667
1, 205, 350
205,000
3, 468, 992
7, 201, 765
3, 358, 000
21,110,393
4, 000, 000
4, 550, 000
18,588,189
11, 873, 363
:
7, 673, 757
8, 568, 270
1, 900, 000
2, 974, 653
700, 000
4, 391, 068
6, 416, 607
2, 742,199
6, 360, 300
1, 588, 821
994,758
i
250, 000
1, 552, 622
2, 917,112
300, 000
i
923, 478
300,000
100, 000
350, 000
125, 000
50, 000
503, 687, 911

-VII

IT 11 i t e d

$112, 652
61, 006
89, 360
491,157
703, 218
201,639
277, 984
529, 804
1,376,541
62, 215
208, 559
410, 928
346, 950
141, 545
22, 025
30, 468
150, 003
4, 555
. 16,905
54, 132
25, 775
31, 406
34, 747
29, 023

854
18,
59,
15,
1,
47,
80,
45,
292,
80,

865
314
819
983
341
777
012
900
198

51, 011
229, 606
186,188
173, 506
105, 676
33, 331
47. 584
16, 263
60, 781
104, 667
36, 361
75,135
22, 901
22,, 277 •
5, 654
17,180
35, 780
4,228
18, 997
3,472
1,429
7, 047
2. 049
'742

7, 317, 531

•
Total.

Ratios to capital.
I United
j States. State. ; Total.
Per ct. Per ct. Per ct.
1.2
22
3.4
1.1
L9
3.0
2.2
3.3
1.1
2.0
3.1
1.1
1.9
3.3
1.4
1.3
2.3
1.0
1.7
2.8
1.1
2.7
4.2
1.5
3.1
5.1
2.0 \
3.6
6.6
3.0 :
2.1
3.6
1.5 i
0.6
2.0
1.4 :
0.8
2.8
2.0 i
0.5 !
1.9
1.4
0.5
2.0
1.5
1.4 !
2.7
1.3 !
2.0 !
3.3
1.3 i
0.1
1.9
1.8 i
0.3 :
1.7
1.4 !
2.0 '
3.5
1.5 !
1.7 i
3.0
1.3;
3.0
1.6 i
1.4 !
4.5
3.4 :
1.1 i
2.7
1.6
1.1
3.8
2.1
1.7 :
2.6

$328, 633
164. 955
258, 404
1, 350, 355
1, 660, 501
471, 041
713, 664
1,492,786
3, 469, 684
133, 955
509, 453
585, 987
475, 946
197, 79 L
29, 977
61, 823
380, 371
262
4,817
3, 462
20, 367
70,710
124, 842
30,102
55, 877
34, 584
65, 990
106,760
141, 507
45.790
74, 813
1,056
1, 910
22,204
41, 069
9, 870
69,184
20,844
36, 663
3,288
5,271
125, 768
78, 427
36,311
117, 088
16,290
61, 302
507,231
800,131
105,199
185, 397
104,872
155, 883
700, 442
470, 836
271,636
457, 824
188,524 i
362, 030
146,993 !
252, 669
58, 075
24,744
55,156 !
102, 740
19,229
35, 492
93,736 i
154, 517
126,088 j
230, 755 .
93,467 :
129, 828
252, 599
177,464 :
68, 449
45,548 !
21,689
43, 966
8,691
3,037 j
17,186
35, 780
7,478
3 " 250"'
,
44, 711
25, 714
6, 022
2,550
3,796
2,367
16, 184
9,137
5,572 i
3,523
1,642 !
900

$215, 981
103,949 i
169,044
865,198 ;
957,283 ;
269,402
435,680
962,982 '
2,093.143
71, 740
300,894
175,059
128, 996
56,246
7, 952
31,355
230,368 i

10, 058,122 ; 17, 375, 653

1.4
0.3
1.7 !
1.6

L6
1.3 i
1.0 i
1.4
1.1 i
1.3
1.4 !
2.0 '
1.1 I
1.2 i
1.6
2.3 |
1.2 !
1.8 :
1.6 |
2.3
1.4 !
1.6 !
1.3 !
1.2 i
1.4 I
2.2 i
2.3 i
1.1 j
1.2 |
1.4 !
2.1 i
1.2 !
1.4 j
2.0 !
1.6 !
1.5 !

1.1
3.3
1.3
2.4
2.6
2.8
1.8

1.5 |

2.0

0^5 !
0.5 i
2.4 I
2.6 |
2.3 :
2.6 !
2.3 !
2.5 ,
1.7 !
1.3 !
1.9 '
3.0 J
2.3 !
2.0 j
3.5 I
2.8 !
3.2 !
2.3 ;
1.2 !

1.9
3.0
2.6
3.7
1.6
1.8
3.8
4.6
3.4
38
3.9
4.8
2.9
3.1
3.5
5.3
3.7
3. 6
4.8
4.0

XCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Amount and rate of taxation ( Cnited States and State) of the national banks for the year 1876.

Ratios to capital.

Amount of taxes.
States and Territories.

Capital.*

1

I

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Conneeticut
New York
Xew York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
W e s t Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
SaintLouis
Kansas
Nebraska
Oregon.
California!
San Francisco t
N e w Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota
Totals

Unit e d
States.

State.

United

Total.

i States.

j $10, (X35, 839
$115, 272
$237,792
$353, 064
159, 882
5,615,000
62,627
97, 255
179,876
8, 722, 369
91, 777
271, 653
497,228
825,685 j 1, 322, 913
' 44, 299, 557
704,655
855,446 ! 1, 560,101
52, 200, 000
200, 420
279,765
480,185
20,579,800 '
275, 991
438, 989
714, 980
i 26, 015, 834
826,929
512,233 ,
1, 339,162
| 35, 326, 077
1,278,956 : 2, 197, 681 3, 476, 637
'•.
66, 607, 325
63,650 !
131, 622
2,000,000
67,972
496, 536
204,512 i
292, 024
14, 238, 634
417, 324 !
182,003
599, 327
29, 354, 981
17,189, 489
356,204
119,655
475, 859
142,232
56, 620
198,852
10, 531, 592
6, 900
22, 030
;
1, 571.730
28, 930
31,280
2, 299, 960
28, 046
59, 326
229, 484
11, 491, 985
142,102
371, 586
252, 000
4,478 i
3, 906
8,384
1, 300, 000
15,246
14,096
29, 342
71, 827
123,124
3, 339, 307
51, 297
50, 661
1, 746, 000
21,783
28, 878
70, 954
31,021
39, 933
,
2, 499, 499
116,656
31,793
3,172, 500
84,863
68, 029
2, 504, 317
26, 265
41,764
1,889
50,000
948
941
36, 072
1, 690, 412
19,184
16, 888
59, 922
53,388
6,534
3, 436, 786
14,518 ;
33, 575
19,057 !
1, 038, 782
4, 885
2, 055
2, 830
205, 000
79,609
112,196
32,587 :
7, 259, 641
42,676
14, 576
57, 252
I
3, 095, 500
49, 251
70,479
119, 730
3,401,449
274, 814
550,498
834,312
20,757,903
74, 720
128, 087
202, 807
4, 373, 680
49,454
114,072
163, 526
4, 550, 000
210, 769
424,904
635, 673
17,781,910
173,495
231, 693
405,188
11,728,823
154, 246
200,866
355,112
6, 950,123
100, 414
128,446
228, 860
.;
8,238,899 !
31, 078
28,633
59, 711
1,900,000
43, 783
97, 282
53, 499
2,827,322
14,207 i
32, 813
18, 606
650, 000
91,667
214,186
122, 519
6, 430, 308 i
60,336
86,923
147, 259
".... i
4, 455, 478
35,824 !
53,580 i
89, 404
2, 574, 000 i
73, 344
149, 415
5,742,596
76,071
20,722 '
34,518 :
55, 240
1,369,167
21,839 '
23, 274 '
45,113
975, 000
8,869
6,319
2,550
237,500
17,484
3,463
20, 947
1, 700, 000
23,526
705
24, 231
2, 875, 000
3, 976
3,513
7,489
300, 000
18 276
16,465
34, 741
824, 025
2,840
2,625
5,465
250,000
1,278
3,648
2,370
100, 000
6,811
9, 561
16, 372
350, 000
1, 976
5,343
125, 000 i
3,367
891
1, 527
636 i
50,000 j
J

501,788,079 ;

7, 076, 087 i 9, 701, 732 ! 16, 777, 819 I

State.

Per ct. Per ct.
2.2
1.1
1.7
1.1
2.1
1.1
1.9
1.1
1.6
1.4
1.3
1.0
1.7
1.0
2.4
1.5
3.5
1.9
3.4
3.2
2.1
1.4
0.6
1.4
0.7
2.1
0.5
1.4
0.4
1.4
1.3
1.4
2.0
1.2
1.2
1.8
1.1
1.2
2.1
1.5
1.7
1.2
1.6
1.2
2.7
1.0
2.0
1.0
1.9
1.9
1.0
1.1
0.2
1.6
1.9
1.4
1.4
1.0
0.5
1.1
0.5
1.4
2.1
1.4
2.8
1.3
2.9
1.7
25
1.1
2.5
1.2
2.0
1.5
3.0
2.2
1.6
1.2
1.5
1.6
1.9
1.5
2.9
2.2
2.0
1.4
2.0
1.4
2.2
1.4
2.6
1.3
3.0
1.5
2.5
2.2
1.0
2.7
0.2
1.0
0.8
1.3
2.2
1.1
1.3
1.9
1.6
1.8
L4

Total.
Per ct.
3.3
2.8
3.2
3.0
3.0
2.3
2.7
3.9
5.4
6.6
3.5
2,0
2.8
1.9
1.8
3." 2

3.0

£«

2.2
1.3
2.4
2.7
2. 7
L3

2.9
2.8
3.7
3.0
3.8
2.1
1.8
3.3
2.4
1.6
1.9
3.5
4.1
4.G
3.6
3.7
3.5
5.2
2.8
3. 1
3.4
5.1
3.4
3.4
3.6
3.9
4.5
4.7
3.7
1.2
i.8
2.5
4.4
2.4
3.7
4.6
4.3
3.1

2.0

3.4

* The capital of the banks that paid State, county, and municipal taxes on stock and real estate is
$488,272,782.
tCalifornia banks pay no State taxes on capital, except on such as is invested in real estate.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XC1X
Amount and rate of taxation ( United States and State) of the national banks for the year 1877.
Ratios to capital.

Amount of taxes.
States and Territories, j Capital.-"

United
States.

State.

Total.

| United

$113,855
63,252
88,659
493,489
684, 562
193, 088
270, 871

$240,442 ! $354, 297
100,700 i
163, 952
168,551 !
257, 210
828,064 ! 1, 321, 553 i
830,847 ! 1, 515, 409 !
273,227 !
466, 315 i
422. 288 |
693,159 i

New England States.;' 167,788,475 : 1, 907, 776

Per ct. I Per ct. | Per ct.
1.1
2.2
3.3
1.1
1.8
2.9
1.0
2.0
3.#
3.0
1.9
1.1
2.9
1.6
1.3
2.4
1.0
1.4
2.6
1.0
1.6

2, 864,119 I 4, 771, 895 1

Maine
New Hampshire
Vermont
Massachusetts

' $10,689,837
I
5, 683, 750
!
8,568,700
44,413,464

Boston
Rhode Island
Connecticut

;

New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware....
Maryland
Baltimore
District of Columbia
Washington
Middle States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

'

52, 329, 080
20, 271, 650
25,831,994 :

State. ! Total.

I States.

.'..

1.1

1.7

2.8

34,118, 002
498,204 ;
754,951 ; 3,253.155 i 1.5
60,057,247
1,250,636
1,822,196 | 3, 072,' 832 ; 2.1
2,000,000
64,281
124,151
3.0
59, 870
276,680
479, 358
1.4
14, 278, 350
202, 678
200,841
609,903 , 1.4
409, 062
28, 417, 582
120,471
477, 782
2.1
357,311
16, 985, 667
54, 335 i
194,086
1.4
139, 751
10, 347, 500
6,842
30,240 ;
1.4
23,398
1, 663, 985
30,395 \
62,213
1.4
31,818
2,302,459
205, 830 '
342, 905
1.2
137,075
11, 233, 651
4,629
1.8
252, 000
312
4,317
23,598
1.3
7,728 •
1,229,119 |
15,870

2.9
3.2
1.9
0.7
0.7
0.5
0.4
1.3
1.9
0.8
0.7

3.8
5.0
6.2
3.3
2.1
2.8
1.9
1.8
2.7
3.1
2.6
2.0
3.6

j 182, 885, 562 | 3,129,990 I 3,544,862 i 6,674,852 j 1.7

,

•...'
,

Southern States . . . .

3, 285, 229
1, 746, 000
2, 586, 096 :
2, 927, 643
2,146, 305
50, 000 ,
1, 668, 000
3, 300, 000
1, 081, 782 :
205, 000 i
7, 008, 500
3, 095, 500 :
3,112,233 •

49,796 !
21,461
30, 792
28, 918
25, 547
818
18, 653
50, 099
14,597
2, 760
77,141
42, 265
48,639

64,684 '
27,737 •
33,945
74,027 :
42,632 i
1,023
19,372
26,387 ;
20,655 :
3,601 ;
30,636 i
15,936 I
68, 514 i

114,480 i
49,198
64,737
102,945 ;
68,179 I
1,841
38,025 !
76,486 !
35,252 |
6,361 !
107,777 ;
58,201 i
117,153

1.5
1.2
1.2
1.0
1.2
1.6
1.1
1.5
1.4
1.3
1.1
1.4
1.6

2,0
1.6
1.4
2.6
2.1
2.0
1.2
0.9
2.2
1.8
0.4
0.5
2.2

32,212, 288 j

411,486 !

429,149 j

840,635 j

1.3 | 1.4

19,944,625 i
4, 400, 000 •
4, 416, 667 :
16, 559, 568
11,489,927
6, 472, 418
7, 871, 463
2, 000, 000
2,814,808
650, 000
6, 090, 538
4,519,779
2, 391,167 >
4,015,639 i
1,108, 333
938, 398
976, 872
250, 000
1, 579,167
2, 750, 000
300, 000
200, 000
100,000 ;
350, 000 ;
125, 000 !
50,000 i

269,544
73,817
48,139 '
202,594 ,
163,585
145,367
94,201
31,105;
43,360
15, 395
85,085
61,429
34,718 i
56,812
18,993 '<
21,485
20,544

428, 902
128,159
97, 591
347, 744
223, 996
131,744
120, 716
34, 885
50, 969
16, 610
121, 291
93, 923
41, 243
65, 722
18, 855
19, 922
23, 951
2, 650
3, 940
535

3,168
2,750
3,184
6,432
1, 599
693

698,446 !
201,976 |
145,730 i
550,338 !
387,581 j
277,111 i
214,917 i
65,990 !
94, 329 j
32,005 |
206,376 1
155,352 |
75,961 I
122, 534
37,848 j
41,407
44,495 j
9, 874 j
22, 356 |
23,827
7,360 I
5, 529
4,551 !
13,227 |
3,572 i
1,803 |

1.4
1.7
1.1
1.2
1.4
2.2
1.2
1.6
1.5
2,4
1.4
1.4
1.5
1.4
1.7
2.3
2.1
2.9
1.2
0.8
1.4
1.4
1.4
1.9
1.6
2.2

Western States and j
I
Territories
! 102, 364, 369 j 1,453,321 I 1,991,174

3,444,495 j

1.4

3.5
2.8
2.6
3.6
3.3
3.6
2.3
2.4
3.6
3.1
1.5
1.9
3.8

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
Californiat
San Francisco t
New Mexico
Utah
Idaho
Montana
Wyoming
Dakota

Totals

;
j

;

:
:

I
;

7,224 I
18, 416
23,292
4,192
2,779 i
1,367 ;
6,795 |
1,973 |

1,110 I

i 485, 250, 694 j 6,902,573 I 8,829,304

15, 731, 877

1.4

2.3
2.9
2^3
2.0
2.9
1.7
1.7
1.9
2.6
2.1
2 2
2.6
2.5
2.6
2.3
3.0
1.1
0.2
0.0
1.1
1.4
3.2
3.2
2.1
1.4

3.7
4.6
3.3
3.5
3.4
5.1
2.9
3.3
3.4
5.0
3. 5
3.6
4.1
3.9
4.3
4.6
5.1
4.0
1.4
0.8
2.5
2.8
4.6
5.1
3.7
3.6
3.5

1.9

* The capital of the banks that paid State, county, and municipal taxes on stock and real estate is
$474,667,771.
iCalifornia banks pay no State taxes on capital, except on such as is invested in real estate.




REPORT OF THE COMPTROLLER OF THE CURRENCY.
Amount find rate of taxation ( United States and State) of the national oariks forthe year .la?'&
,
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

Amount of taxes.

j

Ratios to capital.

Capital.

$10, 700, 000
740, 000
8, 544, 285
44, 200,12S
1,927,865
20, 031,112
25, 474, 204

$114,880
64, 849
88,157
499, 959
672, 760
191,410
268, 714

$346, 535
166, 333
246, 745
1, 260, 074
1, 375, 600
449, 064
649, 427

New England States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Middle States ..

33,541,481 i 499,197
55,150,348 | 1, 226, 933
2, 000, 000 i
55, 609
14,101,926 I
203, 567
28, 549, 169 !
395, 089
16,843,000 j
333.161
10,350,000 !
134J 072
24, 451
1,738,294t
2, 264, 510 '
31, 847
129, 571
10,762,648 l
252,000 i
4,392
1,215,023 i
16, 687
176,768,399 • 3,054,576

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama....
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

48, 789
21,411
30, 495
29, 515
25, 769
779
19, 826
46, 068
14, 863
3, 243
78, 046
40, 741
50, 294

Southern States
Ohio
Cincinnati . . . .
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee....
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
Oaliforniat
San Franciscot
New Mexico
Utah
Idaho
Montana
Wyoming
Dakota
Washington

5, 217,-485 ) 6, 272, 061
66, 607 i
27,196
31,982
59, 010
37,667 !
851 ;
22,404 !
28,332 !
15, 104 ;
2,705 !
39, 830 j
16,469
57,919 |

115,396
48, 607
62, 477
88, 525
63, 436
1, 630
42, 230
74, 400
29, 967
5,948
117, 876
57, 210
108, 213

406, 076 |
18, 903, 637
4, 333, 333
4, 289, 130
15, 381, 544
11, 319, 200
4, 770,166
7, 561, 740
2,100, 000
2, 690, 000
650, 000
6, 048, 704
4, 793,131
1,725,817
2, 653, 750
952, 320
950, 000
1, 003, 750
250, 000
1, 550, 00Q
2, 750, 000
300, 000
200, 000
100, 000
332, 880
J 25, 000
129, 124
111, 671

254, 030
65, 684
46, 252
194,104
157, 543
118,637
90, 915
35,165
40, 748
15, 556
81, 949
62, 850
24, 512
44, 014
15, 238
21, 690
24, 002
7, 710
18, 547
22, 570
4, 280
2, 803
1, 396
6, 637
2,188
2, 363
699

815, 915

390, 06-2
120, 832
86, 779
316, 918
210, 986
106,157
113, 231
31, 099
49, 903
17,144
115, 594
92, 720
31, 987
62, 748
21,131
23, 706
23,106
2, 925
3, 696
169

644, 092
186, 516
133, 031
511,022
368, 529
224, 794
204,146
66,264
90, 651
32, 700
197, 543
155, 570
56, 499
106, 762
36, 369
45, 396
47,108
10, 635
22, 243
22, 739
9, 523
5, 553
4,543
11, 225
4,824
3,035
699

5,243 J
2, 7f.O I
3,147 \
4, 588 |
2, 636 !
672 !

1.3
1.5
1.1
1.3
1.4

2.5
1.2
1.7
1.5
2,4
1.4
1.3
1.4
1.6
1.6
2.3
2.4
3.1
1.2
0.8

1.4
1.4
1.4
2.0
1.8
1.8
0.6

2.1
2.7
2.0
2.1
2.0
2.6
1.5
1.5
2.0
2.6
2.1
2.0
2.5
2.4
2.6
2.6
2.4
1.2
0.3
0.0
1.8
1.4
3.2
3.1
2.1
1.3
0.0

3.4
4.2
3.1
3.4
3.4
5.1
2.7
3.2
3.5
5.0
3.5
3.3
3.»
4.#
4.2
4. »
4.8
4. 3
1.5
Q.&

3.2
2.8
4.6
5.1
3.9
3.1
0.6

Western States and |
Territories

Totals

471, 064, 238

* The capital of the banks that reported State, county, and municipal taxes on stock and real estate
is $463,983,724.
t California banks pay no State taxes on capital, except'such as is invested in real estate.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CI

Clearings and balanoes of the banks of New York City for the weeks ending at the dates given.
~"~

"

" •

\

Week ending—
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
Nov.

7,1872
14,1872
21,1872
28,1872
5,1872
12,1872
19,1872
26,1872
2,1872
9,1872
16,1872
23,1872
30,1872

Sept.
Sept.
Sept,
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.

7,1878
14,1878
21,1878
28,1878
5,1878
12,1878
19,1878
26,1878
2,1878
9,1878
16,1878
23,1878
30,1878

Sept.
Sept.
Sept,
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
Nov.

-

1,1877
8,1877
15,1877
22, 1877
29,1877
6,1877
13,1877.
20,1877
27, 1877
3,1877
10,1877
17,1877
24^ 1877

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
Nov.

6,1879
13,1879
20,1879
27,1879
4,1879
11,1879
18,1879
25,1879
1,1879
8,1879
15,1879
22,1879
29,1879

Sept. 4,1880
Sept. 11,1880
~
Sept, 18,1880.
1880
Sept.
1880
Oct.
1880
Oct.
1880
Oct.
Oct.
1880
Oct.
1880
Nov.
1880.
Nov.
1880.
Nov.
1880.
Nov.
1880.




i $559, 395, 714
1 587,682,466
| 765,187, 225
: 656, 301, 418
i 777, 477, 621
802, 224, 679
: 818, 599, 930
879,906,570
903, 910, 753
: 644, 455, 688
879, 855, 881
796, 302,118
: 678,212,042

.-

Sept. •' 6,1873
Sept. 13,1873
Sept. 20,187:5
Sept. 27,1873
Oct. 4,1873
Oct. 11,1873
Oct. 18,1873
Oct. 25,1873
Nov. 1,1873
Nov. 8,1873
Nov. 15,1873
Nov. 22,1873
Nov. 29,1873

553,727,902
548, 295, 978
654, 392, 916
302, 201, 099
318, 257, 024
329,152,694
352,555,457
307, 267, 809
316, 235, 255
330, 422, 376
329, 556, 276
357,181, 656
326, 834, 765

•

,

Balances.
06 $21,966,697 50
85
23,129, 720 42
78
23, 284,120 91
37
23, 423, 227 08
65
25, 584, 378 23
44
26, 249, 450 31
27
22, 979, 886 08
25, 707, 450 11
29
28, 300, 444 40
48
19, 233, 388 26
37
39 I 23, 855, 689 89
06 I 26, 726, 313 98
86 j 21, 260, 670 68

22, 328, 640 26
22, 855, 801 28
23,131,846 63
22, 883, 461 74
18, 008, 688 12
15, 642, 330 07
17, 780, 057 56
13, 374, 437 98
15, 957,165 33
14, 831, 208 01
13, 361, 572 96
12, 424, 216 49
13,831,781 11

28 j
73
42 i
44 ;
83 i
92 I
62 !
59 j
26
35 I
45 j
40 j
78 j

400, 793, 928 37 I 17,195, 538
397,270,385 61 | 21, 276, 952
, 379, 235, 693 05 j 16, 226, 864
405,032,278 32 j 18, 062, 064
419, 336,185 05 ! 17, 638, 612
428, 838, 637 02 \ 17, 969, 027
485, 782, 249 45 !19, 466, 542
478,165, 840 10 j 21, 282, 891
437, 387, 453 60 16, 555,158
458, 025, 653 36 { 23, 219, 535
358, 005,167 11 j 16, 400, 805
401,980,936 84 | 20, 952, 083
417,104, 418 m \ 17, 367,124
• 348, 022, 456 02 I
330, 877, 791 01 I
i 333,606,566 02 i
370, 111, 767 49 j
". 453. 971, 364 93
_
424,149, 900 70
482, 291, 920 94
392, 878, 293 23
. 488,571,553 53
408, 903, 425 00
460, 572, 737 80
404, 037, 742 00
36& 238, 659 90

i
i
!
:
i

-

"
i

Clearings.

452. 345, 265 71
507.109, 348 67
530, 921, 366 52
591, 859, 560 99
747, 278, 535 78
741, 448, 440 55
798, 960, 746 51
761, 277, 728 00
865, 862, 857 05
772,150,134 18
870, 092, 059 78
942, 922, 768 23
779, 955, 847 24

603, 877, 203 02
625, 650,183 37
623,375,655 '
"
48
: 573, 355, 801 73
! 705, 598, 706 46
651,169, 020 35
:
693, 917, 360 86
872, 895, 695 57
785, 361, 621 85
866. 393, 048 37
. 896, 540, 451 06
;
. 868,076,513 35
. !l, 072, 680, 747 81

551, 602 23
037, 659 82
080, 319 34
596, 844 29
225, 691 50
036, 490 39
414, 267 79
507,373 90
886, 588 26
531, 868 14
918,299 11
061, 847 48
450, 900 37

23, 606, 921 32
23, 279, 390 27
24, 859, 791 49
26, 691, 095 46
28, 371,132 68
29, 463, 295 51
26, 950, 734 21
28, 333, 087 73
32, 796, 457 88
30, 621, 579 21
39, 899, 377 29
30, 443, 292 71
28, 364, 989 12
33, 414, 325
26, 812, 778
30, 733, 842
30,070,332
32, 827, 400
28, 586, 849
27, 875, 042
32, 910, 082
31, 018, 354
33, 236, 599
34, 579, 373
34, 404, 639
32, 472, 796

94
80
94
13
99
16
64
09
80
77
05
13
33

CII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Dividends and earnings of the national hanks, arranged by geographical divisions, for semiannual periods from September 1, 1871, to September 1, 1880.
Ratios.
No.
Geographical divisions. : of
Vnks.

Sept., 1871, to March, 1872:
New England States...
Middle States
Southern States
Western States

Capital.

Surplus

494 $154, 809, 032 $33,163, 049
589 190,985,969 48,754,556
129 26,182, 281' 2,118, 475
2 1 1 8 475
538 78, 656, 424 15, 394, 203

Totals

1, 750 450, 693, 706

Totals

99, 431. 243

497 155,220,568
594 391,776,118
141 29,513,235
020 89,166,102

March, 1872, to Sept., 1872:
New England States...
Middle States
Southern States
Western States

22, 859, 826

34,113,6:55
50,328,781
2,353,213
18,386,313

9, 721, 465
12, 099, 457
1, 967, 089
, 784, 880

: 1,852 465,676,023 105,181,5)42: 23,827,289

Sept., 1872, to March, 1873:
New England States...
Middle States
Southern States
Western States
Totals

495 155, 659, 232
594 192, 845, 6(59
147 31,32S, 787
676, 100.684.995
;

March, 1873, to Sept., 1873 :
New England States...
Middle States
Southern States
Western States

36,
53,
3,
20,

S')8, 324
303, 503
207, 78S
887, 673

1, 912 48i>, 518, 683 114, 257, 288
490 157,014,832
591 192, 234, 009
161 33,259,530
707 105,592,580

38,303,887
53, 431, 089
3,600,607
22,778.265

7, 938, 341
9, 766, 087
1,612,680
5. 508. 953

10, 324, 340!
11, 642, 716:
2,170,179;
7, 789, 243;

5.1
5.1
5.1
5. 5

4.1
4.0
4.7
4.5

5. 4
4. 7
6. 3
6. 4

24. 826, 061

31, 926, 478

5.2

4.2

5. 4

4.1
3.9
4.21
4.5:

5.2
5.1
6.1
6.4

7, 941, 687 10,103, 736
9, 575,193 12, 565, 331 i
1, 544, 046 2, 246, 0241 4.
5, 762,103 8, 206, 909| 5.5

; 1, 955 488, 100, 951; 118,113, 848; 24, 823, 029

33,122, 000!

5.1

4.1!

5.5

7, 627, 811
9,164,6821, 415, 933
5.321,571

9, 682, 704j
10,983,048!
1, 750, 914'
7,127,454!

4.8
4.8
4.3
4.9

3.8
3. 7i
3.9
4. 0

4. 9
4.5
4. 8
5. 4

! 1, 967 489, 510, 323' 123, 469, 859: 23, 529, 997

Totals

29, 544,120!

4.8

3. 8"!

4.8

9,
11,
1,
7,

512j
7531
562;
9841

4.9
5.0
4.8
5.6

3
3.
4
4

4.
4.
5.
5

Sept., 1873, to March, 1874 :

New England States..
Middle States
Southern States
Western States
Totals

March, 1874, to Sept., 1874:
New England States...
Middle States
Southern States
Western States
Totals

41, 978,153
57,176, 298
4,121,405
25, 088,183

7, 838,
9, 463,
1, 594,
6, 033,

007
707|
208:
384!

603,
214,
871,
346,

9
g:
3
5;

8
5
0
5

30, 036,

811|

5.1

4 0!

4.9

785,166

9, 031
10, 361
1,861
7,881

409'
652;
7581
188|

4.8
5.0
4.3
5.4

3. 8j
3.9;
3. 8i
4.4;

4.4
4.2
4.9
5.8

5.0

4

o!

4.7

Totals
Sept., 1875, to March, 1876:
New England States..
Middle States
Southern States
Western States
J

•i 537,118:
1, 463,170
750, 8l6i

512 161,928,732, 43,563.385
603: 190,775,569: 57,826,444
175' 34, 640,100: 4, 965,170
757 110,520,432! 27,768,650

7,758,460
9,151,653
1, 539, 234:
5, 868, 438!

8,767,9781
9,985,736!
1, 956, 203|
8, 090, 300J

4.81
4.8
4. 4
5. 3

3. 8i
3.7:
3.9

4.2

4.3
4.0
4.9
5.8

2, 047' 497, 864, 833i 134,123, 649

March, 1875, to Sept., 1875 :
New England States..
Middle States
,
Southern States
Western States

510 160,401,832 43, 020, 505
589' 189, 639, 519 57, 749, 497;
169: 33, 681, 3101 4, 646, 468
739; 109, 786,170; 26,144,107
2,007 493,568,831^ 131,560,637

Totals .




506 159,531,832
586 189,385,019
159 33,138, 800
720 107,882,633

39,714,859
55,931,654
3, 865, 491 i
23,957,855

1,971 489, 938, 284; 128, 364, 039: 24, 929, 306:

Sept., 1874, to March, 1875:
New England States..
Middle States
Southern States
Western States

Totals

503 159,041,832,
588 190,368,069
159 32, 605, 522
717. 107,494,300

24,317,785

28,800,217'

4.9

3. 81

4. 6

43, 739, 079
7, 371, 060l
56, 319, 205 10,174, 655;
1, 509,125:
5, 348,175!
5,756,741;
29, 061,135

7, 548, 855;
5, 770,1981
2, 211, 357
7,567,51l|

4.4
5.2
4.5
5.2

3. 5
4.1:
3.9;
4.1 (

3.6
2.3
5,7
5.4

2, 076* 504, 209, 491 > 134, 467, 594; 24, 811, 5811

23, 097, 921 i

4.9

3.9!

3.6

531 166,396,0201
625 193,834,271
174 33, 390,100
746! 110,588,500

965,

362;

29,136 007

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIII

Dividends and earnings of the national banks, <fc.—Continued.
Ratios.
Geographical divisions.

i No.
i of
Capital. | Surplus.
bnks.

Marcli, 1876. to Sept., 1876:
N e w England States . .
Middle States
Southern States
W e s t e r n States

539 $16: 902, 820| $43, 319, 060 i $6, 770,149! $6. 098, 661
1167,
626 190, 928, 351! 54, 527, 758i
8, 818, 572! 6, 751, 345
5, 486, 630! 1, 4*2,194!
1, 498, 873
179 33, 392, 600;
6,191, 353
73' 108, 258, 500 28, 917, 6301 5, 542, 914j

Totals

2,081 500,482,271! 132,251,078;

Sept., 1876, to March, 1877:
New England States ..
Middle States
Southern States
Western States - Totals

542 168,178, 520i 43,109, 865j
631 190, 272, 820! 53, 430, 3£8j
1
32, 120, 440i
5, 678, 226;
732 106, 079, 800! 28, 653, 706!

4. 5!

3. 6!

3. 3

6, 501,179
8, 328, 761;
1,387,478:
5, 586, 551 i

6,128, 206
6, 787, 978
1,470,475
5, 206, 303

3.9
4.4
4. &
5. 3

3.1;
3.4;
3. 7:
4. lj

2.9
2.8
3. 9
3.9

19, 592, 962

4.4

3. 5!

3. 1

6,147, 573;
7, 686, 267!
1, 299, 476!
6, 983, 800;

3, 744, 799
6,185,
1, 207, 343
4,136, 729

3. 7
4.1!
4.0
6.9

2.9:
3. 2
3. 41
5. 5!

1.8
2. 6
3. 2
3. 3

j 2, 072 486,324,860! 124, 349, 254i

22,117,1161

15,274,028

4. 5,

3. 6i

2. 5

544 166, 546, 320 i 40, 560, 405
631 178,149, 9311 51,551,601!
176 32,166, 800!
5, 482, 012;
722 98, 746, 700 24, 779, 543 j

i
213
608!
8801
689!

4, 985, 926
6, 283, 445
1,174, 220
4, 503,105

3.5
4.1
3. 8:
.4.7:

3! 2|
3.7|

2.4
2. 7
3.1
3.7

j 2,074 475, 609, 7511 122, 373, 5611 18, 982, 390 j 16, 946, 696

4. 0;

3. 2,

2. 8
1.9
2.2

March, 1878, to Sept., 1878:
New England States . .
Middle States
Southern States
W e s t e r n States

543 166,587,820
629 176, 694, 576
176 31, 491, 800
699 95, 457, 700

Totals

38,956,874!
50,182,622
5,684,035
23,863,603!

2, 047 470,231,896! 118,687,134

Sept., 1878, to March, 1879
New England States .
Middle States
Southern States
Western States
Totals

20,540,232

541 167, 237, 8201 41, 370, 408
631 185, 468, 951 51, 871, 038'
175 32, 599, 989|
5, 571, 362
72.' 101,018,100 25,536,446,

Sept., 1877, to March, 1878:
New England States . .
Middle States
Southern States
W e s t e r n States
Totals

22,563,829;

496, 651, 5801 130, 872,165; 21, 803, 969i

March, 1877, to Sept., 1877:
New England States ..
Middle States
Southern States
Western States
Totals

Dividends. Net earnings.

544 165, 645, 8201 38, 037,115!
630 173, 979, 676; 50, 084, 782^
30, 882, 800|
1!
5, 240, 054)
694 93, 905, 700! 23, 382,183}

5,
7,
1,
4,

903,
261,
217,
599,

5,459,786;
6,674,618!
1,115,865!
4,708,954!

3,846,183
4,999,505i
951,99o|
3,861,210

3.3
3.8
3. o!
4.9!

2.7;
2.9
3.0;

17, 959, 223j

13,658.893

3. 8;

3. O
i

3, 658, 989

2.6!
3.1;
3.0!
3. 6i

295,
876,
077,
291,

2, 3

347;
398,
333
976

961, 734
4, 231, 275

3.2
4.0
3.5
4.6!

17,541,054;

14,678,660

3. 8;

5, 257, 526,
6, 690, 3941
1, 056, 594!
4, 397, 353!

4, 761, 422
7,128, 979
979, 496
4, 003, 303

3.2
3.9
3.5
4.8

2.6!
3.0!
3.0!

2.4
3.2
2.7
3. 5

, 04" 455,132, 056 115,149, 351j 17, 401, 8671 16, 873, 200

3. 8;

3.1;

3. 0

j 2, 043 464,413,996; 116, 744,134J

5,
6,
1,
4,

4.0

2.7
3.6
3. 01 2. 5

March, 1879, to Sept., 1879:

New England States ..
Middle States
Southern States
Western States

542 164, 450,120|
640 169, 645, 936'
30, 281, 800;
688 90, 754?200j

Totals
Sept. ,1879. to March, 1880: i
New England States . . . j
Middle States
j
Southern States
;
W e s t e r n States
'•
Totals

5, 409, 351
7, 151,166;
1, 246, 470
4. 314, 286

5, 610. 28"
9, 220, 826
1, 278,1
5, 042. 976

3.3
4.2
4.1
4.8

3.2:
3. oi
3.8|

2.8
4.2
3.6
4.5

! 2, 046 454,080,090 117,226,501! 18,121,273,

21,152,7841

4.0;

3.2\

3.7

5, 858. 434
7,120, 204
1,139. 203;
4,172; 359;

7. 413, 622
9, 805. 448
1, 434,102
5, 380, 078

3.5
4.2
3.7
4.7

2.9
3.2!
3.21

3.6
4.1
4.0
4.8

18,290,200!

24,033,250

4.0

2, 00;" 478, 734, 594; 121, 487,163! 21, 858, 700; 23. 693, 872

4.6

March, 1880. to Sept., 1880: I
New England States . . .
Middle States
Southern States
|
Western States
j
Totals
€reneral averages




37, 441, 984;
49, 779, 783!
5,198, 4811
22, 729,103:

546 164, 820, 020! 37, 869, 31.2:
640 169, 399,170; 51, 306, 583!
175 30, 432, 700!
5, 210,198J
68" 89, 428, 200! 22, 840, 408;

548 165, 380, 242} 38, 450, 297!
654 169, 343, 870! 52, 762, 674!
176 30, 423, 700
., 516, 335|
694 89, 067, 250; 23, 416, 343!

: 2, 072 454,215,062; 120,145,649

Hi
3.2;

CIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of dividends and cam hi f/a of national banks in the United States from September
1H79, to March

1, 1>H>.
Ratios.

States and Territories.

1
1

No. ;
of i
ib'nks.'

Capital.

Surplus.

Divide nds. Net. earnings. r§,-;

;Q
j
Maine
New Hampshire. |
Vermont
Massachusetts... |
Boston
j
Rhode Island . . . . i
Connecticut
New York
j
Ne>» York City j
Albany
i
j
New Jersey
Pennsylvania
Philadelphia... j
Pittsburgh
i
Delaware
Maryland
;
Baltimore
i
Dist. of Columbia1
Washington . . . i
Virginia
West Virginia... {
North Carolina... I
South Carolina...j
Georgia
i
Florida
Alabama
|
New Orleans....
Texas
!
Arkansas
j
Kentucky
j
Louisville
,
Tennessee
I
Ohio
;
Cincinnati
j
Cleveland
Indiana
Illinois
j
Chicago
i
Michigan
j
Detroit
,
Wisconsin
Milwaukee
Iowa
Minnesota
I
Missouri
j
Saint Louis
j
Kansas
I
Nebraska
'..•:
Colorado
I
Oregon
;
California
!
San Francisco.-!
New Mexico
Utah
!
Idaho
j
Montana
Wyoming
Dakota
Washington

Totals




i $10,435,000
|
5.630,000
! 8,491,000 i
I 44,436,700 >
50, 250, 000 |
20, 009, 800 |
25,567,520 i
84 j
32, 587, 160 :
231 I 50, 650, 000 ,
47 i
1,800.000
7 |
13, 345; 350 !
I
67 I
182 ! ; 28,445,440
16, 793, 000
31
9,850.000
22 |
1, 763, 985
14 |
2. 281, 700 :
19 !
10, 505, 535 i
14
252,000
1 .';
1,125,000 1
5 i
2, 866, 000
17 i
1, 656, 000
15 ! 2, 511,000
15 !
2, 449, 900
12 ! 2, 166, 000
50,000
13 i
1,668,000 !
1i
2,875,000 :
!
1, 050,000 ;
li i
205,000
6, 985, 000
2, 995, 500
24
2, 955, 300 >
150
18, 376, 900
6
4, 100, 000 i
6
3,700,000 1
92
13,477,500 i
127
10,834,600 i
3,950,000 !
7,687.200 i
2,100,000 !
2,450,000 i
650, 000
5,707,000
4,660,000 •
1,200,000
2, 650, 000
840,000 j
875,000 ;
1,070,000
250, 000 I
1, 550, 000
2, 000, 000 ;
300,000 !
200,000 i
] 00, 000
150, 000
125,000
275,000 ;
150,000 i
60
45
47
186

S!

)2, 046

$2,394,217 33
1, 072, 784 58
2, 098, 656 38
12, 323, 520 56
10,147, 090 71
3,512,587 69
6, 320, 454 90
7. 611, 660 29
16, 964, 570 34
1, 450, 000 00
3, 716, 238 22
7, 304,148 94
7, 434, 897 07
3, 011, 270 20
469,153 85
676, 276 38
2, 335,167 54
56, 000 00
277, 200 00
797, 620 00
410, 035 39
308,261 01
362, 572 08
388,258 74
2,000 00
207,112 45
470, 000 00
285,478 95
39, 000 00
1,114,712 64
338,422 58
486, 724 25
3, 686, 618 20
843,000 00
657, 500 00
3, 921, 249 97
3, 447,175 77

2, 350, 000 00
1,908,347 96
715,000 00 i
689, 859 67 j
215, 000 00 i
1, 423, 831 33
759, 017 40 i
312,173 85
638, 121 56
187, 289 00
215, 600 00 '
256, 000 00
50, 000 00
174, 218 17
154, 377 00
34, 905 23 ;
50, 000 00 ;
20, 000 00
30, 000 00
50, 000 00 !
21/123 00
30, 000 00

ra^^'iw^x

|Q

Pr.ct.Pr.ct. Pr. ct.
$429, 600 00 $462, 294 58 i 4.12 I 3.35 3. 60
209, 100 00
4. 03
269,807 76 3.71 3.12
3.28
347, 134 98 3.67 2.94
311,730 00
2.47
1,516,540 03 1, 401, 678 59 3.41 2.67
2.26
1, 251, 230 00 1, 367, 865 03 2.49 2. 07
2.35
659, 639 00
553, 809 65 3.30 2.80
3.79
1, 031, 511 45 1, 207, 696 29 4.03 3.23
4. 01
1,142,622 99 1, 612, 299 95 3.51 I 2.84
2. 558,119 50 3, 901, 023 79 5.05 3.78
82, 5.00 00
101, 268 92 4.58 j 2. 54 ! 3.12
547, 784 00
568, 767 36 4.10 i 3.21
3. 33
1, 078, 057 70 1,165, 849 88 3.79 i 3.01 i 3.26
752, 234 00 ! 816, 670 97 4.48 ! 3.10 j 3.37
358, 500 00
386,417 05 3.64 ! 2.79 j 3.00
77,483 37 ' 95,474 68 4.39 ; 3.47 I 4 . 2 8
104, 222 34 I 114,199 32 4.57 3. 52 j 3.86
412, 062 12 i 425, 074 18 3.92 3. 21 ! 3.31
10, 080 00 I 12, 775 73 4.00 3.27 I 4.15
27, 500 00 I 21, 003 96 2,44 1 1.96 I 1.50
113,480 00 : 154. 835 68 3.96 3.10
4. 23
66, ]80 00
76, 585 34 4.00 ! 3.20
93, 080 00
111,389 75 3.71 ! 3.30
45, 500 00
83, 235 36 1.86 1.62
70, 800 00
63, 242 07 3.27 i 2.77 1 2.9C»
! 2.48
2,tiS5 14
79, 400 00
67, 059 67 4.76 4.23 5 . 1 6
119, 250 00
134,722 51 4.15 3.57 ! 3.58
56, 250 00
66, 440 93 5. 36 4.21 I 4.03
13.000 00
17, 543 33 6. 34 5. 33 ' 4.98
247, 630 00
225,152 15 3. 55 3. 06 ! 7.19
109, 320 00
97,163 19 3.65 3.28 I 2. 78
232, 580 00
184,010 37 7.87 6.76 j 2.91
900, 670 05
846, 160 21 4.90 4.08 i 5.35
228, 000 00
280, 333 05 5. 56 4.61 ; 3.84
] 36, 000 00
200, 093 18 3.68 3.12 1 5.67
580, 940 00
537, 098 01 4.31 3.34 1 4.59
563, 235 00
611, 634 98 5. 20 3.94 ! 3.09
192, 500 00
485,347 12 4.87 3.06 j 4.28
358, 075 00
386, 389 46 4.66 3.73 I 7.70
107, 000 00
146, 301 40 5.10 3.80 ! 4.03
176, 100 56
164,719 73 7.19 5.61 I 5.20
5.25
20, 000 00
44, 788 35 3.08 2.31
5.18
276,125 00
322, 567 96 4.80 3.87
! 4.52
235, 800 00
253,446 59 5.06 4.35
4,74 3.77 i 4.68
56, 940 00
100, 576 77
84, 000 00
90,186 60 3.17 2.55 i 6.65
44,400 00
58,997 52 5.29 4.32
67, 750 00
79, 105 04 7.74 6.21
44, 250 00
141, 644 46 4.14 1 3. 34 10. 68
30,000 00
56, 777 39 112.00 10.00 18. 92
57, 500 00
62, 580 39 3.71 3 33 3.63
62, 500 00 i 67, 730 77 3. J2 2.90
3.14
10,500 00 ! 9,792 05 3.50 3.14 2.92
14,153 34 6.00 4.80
5.66
12,000 00 :
15, 869 94 ;15. 00 12.50 13. 22
15, 000 00
15,159 06 ! 3.33 i 2.78 8.42
5, 000 00 I
47, 500 00 j 29, 264 70 :38.00 27.14 16.72
27,233 91 i 0 91 0.84
9.20
2, 500 00 I
14,607 80
8.11

i IU

i

454,080,090 : 117,226,501 18 18,121,272 71 121,152,783 56 3.99 3.17 j 3.70
NOTE.—Figures in bold-face type signify a loss.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

cr

Abstract of dividends and earnings of national bank* in the United States from March 1?
1880. to September 1. 18K).
Ratios,
States and Terri- No.
of
tories.
Vnks.

Maine
New Hampshire .
Vermont
Massachusetts
Boston
Khode Island
Connecticut
Xew York
New York City
Albany
'..
New Jersey
Pennsylvania
Philadelphia...
Pittsburgh
Delaware
Maryland
Ealtimore
Dist. of Columbia
Washington .. Virginia
West Virginia ...
NortL Carolina ..
'South Carolina...
Georgia
Florida
Alabama
New Orleans ..
Texas
Arkansas
Kentucky
Louisville ....
Tennessee..
Ohio
Cincinnati
Cleveland.
Indiana
Illinois
i
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
!
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California..
San Francisco .
New Mexico
ITtah
Idaho
Montana
Wyoming
Dakota
Washington ......
Totals .

69
47
46
187
54
61
84
241
47
66
185
82 :
22 :
14

15
1
17
17
15
12
13
1
9
7 :
U
2
41
8
23
152
6
6 !
92 '
127
9
75
4
32
73
30
16
5
12
10
1.4 \
1
9
1
4 :
1
1

Capital.

Surplus.

$10, 435, 000 !
5,830,000 i
8,211,000 '
44,827,122 i
50.500,000 :
20,009,800 I
25, 567, 320
32,572,160
50,650,000 :
1,800,000 ;
12,995,350
28, 790,140
16,758,000 ;
9, 850, 000 :
1, 768, 985
2, 281, 700
10, 505, 535
252, 000
1, 125, 000
2, 866, 000
1, 801, 000
2, 501, 000
2, 449, 900
2,166, 000 !
50,000 ;
1, 518, 000
2, 875, 000
1,050,000 :
205, 000 |
6, 991, 000
2,995,500 1
2, 955, 300 :
18,402,900 !
4,100,000
3,700,000
13,312, 500
10,714,600 ;
4,250,000 i
7, 218, 250
2. 100, 000
2, 400, 000
650, 000
5, 707, 000
4,650,000
1,450,000 •
;
2, 650, 000 i
867,000
850,000 >
1, 070, 000 i
250, 000 :
1, 650, 000 |
1,500,000 |
400,000 !
200,000 i
100,000 i
150,000 !
150,000
425,000 !
150,000 j

Dividends,

!!s"et e a r n i n g s . ! m*i

I * "* a5! < * »
c

Pr. c«. Pr. ct.Pr. ct.
$2, 438, 257 45 $458, 275 00
$549, 719 05 4.39 1 3.56 4.27
1,073,172 15
214, 600 00
245,187 57 3.68 ! 3.11 3. 55
1, 936, 516 53
372, 980 00
326,081 62 4.54 | 3.68 3.21
12, 469. 945 47 1, 633, 894 00 2, 075, 626 82 3.64 j 2.85 3. 62
10,406,805 96 1,469,450 00 2, 041, 651 32 2.91 ! 2.41 3. 35
3, 656,124 49
672, 639 00
925, 015 63 3.36 i 2.84 3.91
6, 469, 475 18 1, 036, 595 95 1, 250, 340 23 4.05 i 3.24 8. 90
7, 702, 848 17 1,245,211 14 1, 468, 511 08 3.82 i 3.09 3. 65
18,170, 383 40 i2, 209, 500 00 ; 241, 439 29 4.36 i 3.21 6.16
4.
1, 400, 000 00
76, 500 00 ! 60,511 51 4.25 1 2.39 1. 89
8, 690, 263 60 , 550, 555 50
638,401 54 i 4.24: 3.30 3. 83
7,191, 343 04 1,265, 610 37 1, 229, 353 62 i 4,40, 3.52 8.42
7, 646, 542 17
3. 88
752,100 00 !
947, 372 72 4.49 3.08
8, 069, 860 33
3. 56
367, 000 00 , 459, 776 09 3.73 2.84
4.48
477, 077 76
76, 733 35
100, 376 44 4. 35 3.42
669, 757 40
102, 626 00 : 114, 487 91 4.50 3.48
3,88
2, 415, 098 18
438,287 93
3. 96
511, 755 82 4.17 3.39
57, 000 00
10, 080 00
9, 761 34 4.00 3.26
3.16
272,500 00
26, 000 00
1.70
23, 700 54 2. 31 1.86
807, 150 00
4. 31
121,480 00 :
158, 336 08 4.24 3.31
436, 554 00
4. 10
74, 890 00
91, 849 48 4.16 3. 35
319,697 86
63, 000 00
1. 86
52, 379 80 2. 52 2.23
368, 359 64
33, 500 00 '•
55,867 43 1.37 1.19 1.9S
431,903 27
4.58
79, 550 00 ' 119, 057 38 3.67 3.06
2, 000 00
1.72
896 00
221, 365 74
7.19
52, 400' 00'
124, 992 67 3.45 3.01
570,000 00
6.25
122,250 00
215, 407 78 4. 25 3.55
269, 263 59
47,188 37
21, 066 30 4.49 3. 58 , 1.60
40, 000 00
4.36
7, 500 00
10,694 20 3.66 3.06
1,139, 711 96
3.57
265,150 00 ! 290, 630 85 3.79 3. 26
368,112 92
112, 820 00
167, 135 08 3.77 3.35 ! 4.97
542, 255 66
159,474 00
237, 524 01 5. 40 4. 56 i 6.79
3, 714, 788 84 < 810,900 13 ! 868, 792 82 4.41 3.67 ! 3. 93
192,000 00 : 253, 874 36 4.68 3.87
855,000 00
5.12
145, 000 00 i 226,116 15 3.92 3.28 ! 5.12
715, 000 00
602, 765 00
3, 987, 754 25
561, 830 35 ! 4.53 3.48 ! 3.25
571, 874 00 i 629,430 13 5.34 4. 03 ! 4.44
3, 472, 285 91
203, 000 00 ' 581, 442 87 4.78 3.07
2, 360, 000 00
8.80
318, 650 00
1,945,022 34
421,218 99 ! 4.41 3.48 ; 4. 60
107, 000 00 i 168, 854 17 5.10 3.80 i 6.00
715, 000 00
119, 650 00 i 175, 349 41 4.99 3.88 1 5.68
687, 317 03
26, 000 00 :
220, 000 00
35, 982 77 4.00 2.99 ! 4.14
252, 870 00
1, 443, 51.2 77
302, 082 12 i 4.43 3.54 i 4.22
260, 800 00
836, 603 67
310, 303 25 5.61 4.75 | 5.66
93, 500 00
5.28
317,128 70
98, 357 25 6.45 5.29
84,000 00 i 124, 398 91 3.17 2.54 | 3.76
658, 037 96
30, 850 00 ; 45,465 23 3. 56 2.91 | 4.29
193, 050 00
63, 500 00
223, 700 00
67, 541 83 7.47 5.91 j 6.39
48, 000 00
286, 000 00
112,842 51 4.49 3.54 j 8.82
30, 000 00
50. 000 00
58, 693 10 12.00 10.00 ! 19. 5«
72, 000 00
185, 751 83
90, 054 49 4.36 3. 92 | 4.91
60,000 00
161,675 73
72, 987 32 4.00 3.61 I 4.39
10, 500 00 • 34, 417 67 2.62 2.31 I 7.56
55, 214 48
12, 000 00
165, 000 00
23,287 53 6.00 3.29 i 6.38
15, 000 00
20, 000 00
14, 528 14 15. 00 12.50 | 12. M
j 13. 34
30,000 00
24, 005 34
I 4^4?
50,000 00 i
8, 937 90
38, 500 00 i 42, 500 00
58, 283 10 10.00 9.17 12. 57
30,000 00 !
16, 000 00
8.89

.j2, 072 | 454, 215, 062 \ 120,145, 649 43 18, 290,199 74 >24, 033, 250 00 j 4. 03 J 3.18 ; 4.
'




- - •

.

i

.

:

N O T E . — F i g u r e s in boM-t'ace t y p e signify a loss.

_

'

'

CTI

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

Table, by States and reserve cities, of ike ratios to capital, and to capital and surplus, of
Ratio of dividends to capital for six months ending—
\
1

States, Territories, and
reserve cities.

1876.

-

| -

1877.

1878.

I

\

Ratio of

: -

1879.

'I

1880.

.1876.

|

Mar. Sept, Mar. Sept. Mar. Sei*. |Mar. Sept. Mar. Sept. MarJ Sept. •
1. i 1.
1.
1.
1.
1. ! 1. ! 1.
1.
1.
1.
1.
Pr

3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City
Albany
New Jersey Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
W e s t Virginia
North Carolina
South Carolina'
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
N ebraska
Oregon
California
San Francisco
Colorado
New Mexico
Utah
Wyoming
Idaho
Montana
Dakota
Washington
Averages




5. 0
; 4. 6
3.9
4. 6
3. 9
4. 2
5.1
4.8
0. 0
5.6
4.7
4.
5. 4
4.4
; 5. 2
5. 4
4. 8
4. 0
4. 8
4.1
5. 3
4. 0
4. 4
4. 7
10. 0
2.9
3, 7
8.5
4. 7
4. 9
4.5
5.1
4.9
5. 0
5. 3
5.9

0.0
5.6
5.8
5. 6

1.6
7.6
7.6
12. 0
6. 7
4. 8
12.2
(5. 5
4.0
12. 2
i 5. 0

r. it. |Pr. rt

4.8
4.3
4.0
4.3
3.1
4.1
5. ()
5.1
4. 2
5.1
4.7
4.7
5.4
4.2
5.4
4.2
4.0
4.8
4. 0
4.7
3. 7
4.2
3. 5
5. 0
3. 5
4.0
4.7
9. 3
4.3
4.7
4. 9
5.4
4.9
5.4
5.1
5. 3
2. 9
6.0
5. 5
5.1
20.7
5.6
4.3
3. 5
1.7

6.7
3. 5
6.0

4.8
4.3
4.0
4.1
3.1
3. 5
4.7
4.4
4.1
5.4
4.4
4.4
5.4
4.0
4.9
5.4
4.4 i
4.0
4.1
3.9
4.4
4.3
4.0
3. 2 :
5.0 ;
3.4
3.5
9.0
4.3
4.5
j 5. 5

4.5
, 4.0
5. 5
5.7
: 9.4
5.4
:
5.5
; 6.9
5.6
5.1
5.2
4.5
1.1
i 5.3
6.2
12.0
5.6
3.6
4.8
6.5
6.0

4. 9

3.9
4.0
3.9
2. 9
3. 3
3.9
4.2
3.7

4.3
4.1
5. 0
4.0
4.9
4.8
4.1
4.0
8.0

4.7
3.9
5.1
3. 8
4. 7
5. 1
3.9
4.0
2. 3
3. 2
4.1

li.8
4.8
4.0
2.9
4.6 ;
3. 2
1.3
4.1
3. 8

3. 5
3.4
3.0
2. 3
4.3
8.4

I 4.9 5.5

20. 0 25. 0
11.4 4.1
5. 0 ' 5. 0

5. 0 ; 4. 9

5.1
4.1
4.0
4.0
3. 0
3. 3
4.0
4. 3

5.9
5. 3
4.9

3.9
3. 5
4.8
4.6
4.4
3.4
4.5

5.8 •
'

4 4 i4 7
3.8 j 3.9
3. 6 | 3. 4
3.4 3.4
2.3 2.2
3.4 3. 3
4.2 4 0
3. 8 3.9
3.6 4.2
4.7 4.9
4. 0 4.0
3.6 3.5
4. 6 4 7
3. 0 3.3
4.7 4 4
4. x 4. 5
3. 5
4 0 4.0
2. 6 1.8
3. 5 4.2
4.2 4 0
2. 3 3.1
1.6
3.8
6. 2
4.5
1.6
3. 7
1.6
4 6
4 4
4.5
4.1
5.0
4.8

31. 0
4.5
4.")
5 5 '
17.2
5.1
5.0
2 9
5. 6 4.7
4 7
5.2; 5.5
5. 3
4.6 '
5. 3
4.0 3.8
2.0
3.9 !
4.4 £ 8 4.9
6.8
37.0 12.0
5.1
9.9
3. 6 2. 9
3.8 2.1
6. 5 4.0
6.0 6.0

12.0
3.7
4 1
2.4
2. 5
6.0

4 2
4 0
5.3
3.7
4 2
4 9
2.8
3.0
4.2
5.1
3.8
6.0
5.1
5.9
2.9
4.5
4 9
4 6
1.3
2. 5
6.7
17.0
| 7.5
j 3. 7
j 2.7
| 4. 5
j 6.0

15. 0 18. 0 10. 0 20. 0
5.7 I 5.5 : 1.5 j 8.6
5. 0 ; 5. 0 ! 4. 0 | 2. 0
4. 5

4. 4

4.1
3.7
3.7
3.4
2. 5
3.0 3.3
3.7 4.0
4.2 3. 5
3. 8 5.1
4.5 4.6
4.0 4.1
3.5 3.8
4.4 4.5
3.5 3.6
4.1 4.4
4.4 4.6
4.3 3.9
4.0 4.0
2.4
4.0
4.0
4.0
3.3 3.7
1.9 1.9
3.0 3. 3

4.2
3.9
3.7
3.7

2.8 4.8 !
4.2 4.1
3.6 5.4
3.7 6.3
3.2 3.5
3.2 1 3.6 i
4.8 I 7.9
4.1 ! 4.9 ;
5.2 5. 6
3. 5 3.7
4.0 4.3
6.1 5. 2
6.8 4.9
5.9 4.7
4.9 5.1
5.8 ! 7.2
2. 9 I 3.1
4.4 4.8
6.0 5.1
3.3 4.7
2.8 3.2
3.1 5.3
10.8

22.0
4 2
3.5
2.8
4 5
6.0
18.0
15.0
1. 8
9. 4

4.4
3.7
4.5
3.6
2.9
3.4
4.1
3.8
4.4
4.3
4.2
4.4
4.5
3.7
4.4
4.5
4.2
4.0
2. 3
4.2
4.2
2. 5
L4
3.7

4.2
3.9 !
3.2 !
3.6 !
3.1
3.5
3.9
3.9
4.6
3.2
3.7
3. 7

3.9
3.6
3.3
3.3
2.5
3.4
3.9
4 1
3.2
2.9
3.7
3.7 !
3.7
3.4
3. 3 ,
4. 0
4.0
4.2
4.2
3.9
3. 5
3.4
3.4
3.9
3.9
'*. 2
3 ''
3.8
4 3
3.4
3.6
3.6
3. 8
2.9
4 0
4 9
9.9
3.2 j
3.5 2.6
4.3 3. 2 3.4 •
4.5 6.9 ! 3.7
8.1
3.7
3.7
3.8 4.1
3.8 4 5 J 4 0
5.4 £ 9 j 4. 5
4.4 L 2 ! 4.4
j
4.7 4 0
4.0
3.9 4.3 ] 4 6
4.5 4 2 I 4.0 ;
5.3 : 4.5 i 4.4
4.8 ;
1.8
4.4 : 4 1 I 4 7
5. 1 ] 3.9
3.7 :
5.0
4 7 ; 4 0
4 . 0 : 3.7 i 15.1
44
4 8 ! 4.6
5.6 ; 4 4 i 4 1
6.5: 4 6
3. 5
3.2 1.4 ; 3.0
3.6 6.2
1.5
7.5 6.5 ; 4.6
12.0 10.0 10.0
4.4 6.5
5.4 ;
4.0 4.3
3.1
4.5 9.4
5. 5
5.8
3.1
3.0
5.1

12.0
3.7
3.1
41
! 3. )
6.0
J38.0
16.6
115 0 15.0 1
• J. 3
10.0 j 9.4
t j . 9 i 10. 0 j 4 2 ! 4.2

4. 5 j 3. 9 j 3. 8 [ 4 0

4 0 j 3. 9 ;

NOTE.—Figures p r a t e d in bold-faced typt

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CVIi

the dividends and earnings of national banks, from March 1, 1876, to September 1, 1880.
dividends to capital and surplus for six Ratio of earnings to capital and surplus for six months
months ending—
ending—
1880.

1876.

]877

1878.

1879.

Mar. Sept. Mar. Sept, Mar. Sept. Msir. Sept Mar. Sept. Mar. Sept. Mar. Sept, Mar. I Sept. Mar. Sept.
1
1
1
1
1
1
1
1
I
1 1
1

3. $>'
3.7
3.2
3.2
2.5
2.9
3.7
3.5
3. 2
3.1
3.5
3.4
3.7
3.1
3.9

4.2
3.7
3.4
3.4
3.1
3.5
3. 9
3.3
2.7
4.8
3.1
3.1
7.2
*3.*7
4.1
4.7
4.0
3.7
3.4
4.3
4.3
5. 5
4.3
3. 7
5.4
4.1
4.1
4.3
3.8
1.0
4.4
5.2

10.9
5.3
3.5
2.6
5.0

4 . 1 3.7 3.6 3. 8 3.5
3.5 3.3 3.2 ! 3 . 3 3.3
3.2 i 3.2 2.9 i 2. 8 3.0
3 1 i 3.0 9, 6 i 2 6 2.9
2.4 I 2.4 s 1.9i 1 .8 1.8
2.7 ; 2 3 2 . 9 ; 2.8 2.6
3.2 3^1 1 3. 3 3. 2 3.0
3.5 3.4 i 3.1 : 3.1 3.4
2.9 2. 8 ! 2. 8 3. 2 2.9
2.9 3. 0 ! 2. 7 2. 8 2 6
2 3.1
3.4 3.7 j 3.2
3.2 3.1 i 2.8 2. 8 2.8
3.5 3.5 3.2 i 3 .3 3.1
3.1 2.9 2.8 2. 6 2.7
3.9 3. 7 3. 7 3. 5 3.2
3.7 4.0 3.7
4 3.4
3.4 3.3 2.7 o 9 3.5
' 3. 3 3.3
3. 3 3.3 i 3.3
6. 3 2.0 2 . 1 i 1. 5 2. 2
2.9 2.6 2.8 ! 3 . 3 3.3
3.6 3.3 3.4 3. 2 3.2
2.4 2. 2 2.1 2. 7 2. 9
3.3 3.0 ! 2.0i l . 4 1.7
4.1 2. 9 ; 2. 6 3. 2 2. 6
3. 9 2.8 2 . 9
2.7 2. 1 2. 5 2.4 2.5
3.9 3. 7 5. 1 3. 7 3 . 7
2.5 6. 6 3. 5 3.1 2. 8
1.2
i 1.4 ; 4 . 5 3.1
3.5 3.3 ; 3.2 ; 3 . 2 2.8
3.4 3.1 1.5 2.3 2.9
4.4 4.1 4. 0 3.6 4 . 1
4.6 3.8 3.7 : 4 . 0 3.4
4.9 3.7 3.7 2,4 4.4
4 . 5 2.9 3.5 i 2 .6 3. 0
3.9 3.5 3.9 : 3. 3.1
3
4.3 4 . 1 3.6 j 3 .9 4.6
21.8 1.3 4.5 2. 5 4 . 5
3.5 4. 5 3.5 4. 7 4.7
3.7 ! 3.7 12.8! 3.
8 3. 6
4 . 1 4. 3 3. 9 i 4 . 6 4.5
4 . 1 ' 3. 5 I 2.21 2.2 2. 2
4.2 4. 4 ! 3. 7 3. 6 3^5
3.9 4 6 ! 4.5 4. 2 5. 1
3.3 i 3.2 4 . 3 i 3 .7 2. 6
3.3 I 3.0 1.6 ! 1 . 0 2.2
3.5 ! 3.1 4 . 1 j 2 .0 2.5
6.3 i 5.8 4 . 3 ; 5^5 8. 9
30.8 10.0 10.0 114. 2 18.3
4.7 ! 6.8 3.4 i 6.9 3. 8
3.5 ! 2.8 3.9 3. 5 3. 3
3.3 2.0 2.6 ! 2.3 2.4
5.9 : 3.6 2.2 4. 0 4.0
5.0 5.0 5.0 i 4 . 8 4.8

\i

12.9
20. 7 12.4 15.0 ! 8.3 16. 7 12.5
3.4 4.6 i 4.4 1.2 ! 6.1 1.3
3.3 1. 8 8.4
4.2 4.2
3.5

0
3.6 | 3.2 3.0 : 3.

3. 3
3. 1
2. 9
2.
2. 1
2. 8
3. 2
2. 8
3. 8

9 5
3. 2
3. 0
3. 1
2. 8

3.
3. 5
3. 2

3. 6
3. ]
3. 7
0

0

2. 4
i)

8

3.8

3.7
4.7
3.7
3.2
3. 1

j»

3. 1
2
>4
{.0

3.5
i. 1
2, 8

I4

3. 5
3.4
3. 3 3. 3
2. 0 1. 9
3. 1 3. 3
! 3.2 3. 4
3
J 3. 2. 2
6
! 1. 1. 2
8
! 2. 3. 1

4. 2

3.7
3.3
3.7
4.3
4.2
3.9
4.6
5.3
3.0
4.8
5.0
i 5. 5

i 5.8
! 5.6

! 5.0
j 4.8
: 7.2

4.6
4.0
2.4 4.7
3.1 4.6
3.1 3.1
1.7 1.9
3.6 2.8
3.6 3.2
2.8 i 3. 5
1.7 1 1.4
3. 0 3.9
4.1 3.2
3.5 3.8
4.2 3.6
3.4 3.0
4.7 4.3
4.2 4.4
1.2 3.2
4.6 4.7
4.0 1.9
3.1 ! 3.3
4.8 3. 7
4.7 4 2
2.7 5.2
0.9 3.2
7. 0 4.0
3.5
3^6 2.2
5.6
5.5
1 3.6

3. 0 i 2 . 9
3.6 ! 8.0
3. ! 6 6
5.
3. 1 1 3.6
3. 1 3. 3 S 6.0 4.4:
3! 3 3. 4 1 5.4 4.9
6. 8 4. 6 ! 5.9 4.6
4. 1 3. 7 ; 4.9 3.9
4. 6 3. 9 ! 4.9 4.2
1
* 3. 3. 3 4.7 3.2
3. 3 3. 5 ! 4.8 4.3
3. 9 4.0 6.5 5.1
3.1 3. 1 ! 6.6 6.4
! 3.7 3. 5 5.7 4.8
8
! 3. 3.8 : 5.3 4.5
I 5.6 3.9 ! 5.6 5.9
i 23 3.0 i 6.4 6.1
9
! 3*. 3.5 6.6 5.3
4. 4 4. 8 \ 6.5 3.6
! 3. 8 5. 3 ! 4.3 5.3
6
1 2. 2.5 ! 3.2 1.5
3
! 4. 2. 9 5.6 3.4
6. 2 5. 9 ! 6.4 4.4
10. 0 10. 0 18.1 15. 7
3. 3 3.9 ! 6.2 6.4
2. 9 3.6 ! 1.5 6.0
3. 3 3. 5 i 7.8 2.9
3. 1 2. 3 ; 7.3 6.4
4. 8 3.3 i 5.9 6.4
27. 1
12.2 7.4
12. 5 12. 5" 11.7 6.1
8
2.
13.1 4.5
0. 8 9. 2 5. 7 5.9
j 3 .6
i 49,

3.1 j 3.
2

3. 2

3.6

3.2

0 '*

0.1
2.9
1.5
2.5
3.6
2.8

3. 2
3.2
4.0

44
4.2

48
45
3.2
2.3

40
2.9
1.8
3.2
3.4
3.8

3. 7

1.0
3.9
3.8
3.5
2.1
3.6 1.0
4 6 3.9
4.0 3.5
; 5.2 4.0
1.5 2.2
3.2 3.9
4 7 5.4
5.3 5.3
2.8 4 2
5.5 3.7
5.1 2.9
3.5 4.4
0.5 1.0
3.9 4 . 5
7.4 5.7

! 40
! 4.6
j
4.3
42

4.2 1 3.2
3. 9 2. 9
2. 9 1 2. 2
2. 6 1. 9
1.2 0.9
J 9 2.0
3. 7 2. 7
2. 8 2. 7
2. 0 2. 0
1.1 0.7
3. 4 1. 9
3. 1 2. 5
3. 8 2. 3
3. 4 1. 2
3. 9 3. 4
3. 5 4 1
2. 8 2. 2
4 5 3. 9
3. 0 1. 2
1.6 1.6
3.4 j 3 . 2

2.3 0 . 1
2. 4 : 2. 2
2. 8 ! 3. 1
3.8 i 4.0
2. 5 I 0. 9
4 5 : 9. 8
4. 7 2. 7
3. 5 i 0. 5
3. 4 i 2. 2
2.7 0 . 2
4. 2 2. 5
4.0 i 3.1
3.8 1 3.8
3.5 \ 0.4
3.7 2.6
4.1* 3.1
1.6 4 8
4 3 ! 3.9
5.1 4.5
4. 2 4. 2
1.0 1.1
3. 4 i 3.1
4. 5 ! 4 2
2.6 4 4
2.0

1.6

3.2
3.4
2.5
1.4
0.8

0 4

2.9
2.8 ,
2.5 1
1.2 i

3. 5 , 3. 6 4 3
2.9 4 0 3.4
2. 7 3. 3 3.2
9 5 3.5 3.6
1. 4 2. 3 3.4
2 9 2 4 °i 9
2. 8 3. 8 3.9
2.7 4.0 n> n
3. 6 i 5. 8 6.2
1.4 3.1 1 9
3.1 3.3 3.8
2.8 3.3 3.4
3.4 i 3.4 3.9
3.1 3.0 3.6
3.6 4 3 4 5
3.4 : 3.9 3.9
4.8 3.3 4 0
4 3 | 4.2 3.2
1. 5 i 1. 5 1.7
3.0 1 4.2 4 3
3.5 ! 3.7 4 1
2.5 ; 4.0 1.9
1.4 3.0 2 . 0
2.6 i 2.5 4 6
2.8 5 . 2 1.7
4.7 ! 3.6 7.2
2.4 i 4 0 6.3
0.1 ! 5. 0 1 6
3.5 7.2 4 4
2. 7 1 2. « 3.6
1.9 2.9 5.0
4 7 i 5. 4 6.8
2. 6 1 3. 8 3.9
4 0 j 5. 7 5.1
2.1 4.6 5.1
2.9 3.1 >> q
3.7 4 3 4 4

3.1

2.5

2.8

2.3

1
2
%
4
5

t>

8
9
10
i
11
12
2. 3 i
3.4 !
18
14
2.4 i
15
4.0 1
3.2 I
16
17
1.9 •
18
46 i
1.4 1
19
20
3.4 i
21
2.2 j
4.2 i
22
23
1.1 i
24
3.2 i
1.1 1
25
26
3.5 1
27
1.0 !
28
5. 7 !
29
2.1 i
30
2.1 !
31
3.0 |
32
48 i
33
3.4 1
3.5 1
34
35
3.2 i
•36
3.3 !
37
2.0
7.7
5.0 ; 6.8
8.8 3*4 1 ! 3.7 | 4.0 4.6 39
2.0 ! 5. 9 ! 5. 2 6.0 40
4 9 1 4.4 5.3 5.7 41
3.3
3. 6 & 2 4 1 42
3.4
3. 6 i 4. 5 4 2 43
5.0
4 . 1 4 7 5.7 44
3.0 1 2.5 6.7 5.3 45
2.8
1.4 | 2. 7 3.8 46
5.2 ! 0.9 ; 5.7 4 3 47
6.0 i 5.4 ; 7.2 6.3 48
17.4 I 16.6 |18. 9 19.6 49
6.0 ! 4 5 i 3. 6 4 9 50
3.6 I 2.8 ! 3.1 4.4 51
4 . 1 ! 3.7 10.7 8.3 52
4 5 ; 3.7 2 . 9 7.6 53
5.7 ! 7. 2 i 5. 7 6.4 54
13.0 ! 7 . 8 16.7 4 5 55

3.9 6 . 3
6. 7 7. 3
111. 0 11.1 12.6 114.9
7.1 5.9 6. 4 5. 6
! L8 3.9 3.6 3.8
1.2 0.9 3. 5 0. 6
i 6.3
4 8 1 4.4
! 6.9 "5." f>" 7.3 3.6
17.2 10.1 11. 3 11.0
18.3 13.1 12.9 7.7 16.9 1 12.513.2 12.1
; 7.3 4 0 10.8 4.8 11.8 ! 4 8 8.4 13.3
6.8 6.1 1 . 6 14 9 | 14.4 9.2 12.6
i 3.4
!
6.0 | 6.2 8 . 1
8.9

coliraras for 1878, 1879, and 1880. signify percentage of loss.




3.1
3.7
4.3
2.9
1.4

2.5 I 3.0

3.7

42

57
58
59

€VIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the state of the lawful-money reserve of the national hanks ,
STATES AND

Nuinber ofP [Circulation and
deposits.
banks.

Dates.

Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Mar.
9 ! May
10: June
ii | Oct.
Dec.
iii !! Jan.
Apr.
14
15 : June
16 : Oct.
17 j Dec.
18 ! Mar.
19 ! May
20 i June
21 j Oct.
.22 i Dec.
23 ; Jan.
24 ] Apr.
•25 i June
Oct.
Dec,
28 i Feb.
29 | Apr.
30 ! June
M ! Oct.

I!

1874..
1874..
1875..
1875..
1875..
1875..
1875..
1876..
1876..
1876..
1876..
1876..
1877
1877
1877
1877....
1877....
1878..«.
1878....
1878
1878....
1878....
1879....
1879....
1879....
1879....
1879
1880
1880
1880
1880

:

774
797
801
815
845
851 !
850 !
853 I
853 !
855 j
853
848 ;
849 i
839 |
844 !
845;
834
831 j
827 !
824 j
822
825
821
819
819
820
884
831
i; 844
1, 845
1, 859

$527, 506, 306
535, 679, 077
536, 289,193
536,716,262
541,385,844
537, 418, 449
525, 293, 754
527,361,413
521,137,335
517,605,821
509,793,743
506,146, 248
516,509,339
511,110,102
505,411,087 :
505,863,456 I
508,016,893 !
504, 088,183 i
501,295,836 I
500,160, 076 ;
507,520,794 ;
502,366,967 !
509,884,805 j
513,082,781 I
520,413,938
552,488,005 i
574,095,749 j
600,761,077 j
610,500,308 !
610,344,677 j
636, 704, 850 j

Reserve required.

$44,077,914
45,487,042 !
46,018,207 j
46,020,096
46,996,069
46,304,791
44,647,985
45,535,811 I
44,990,757 i
44,996,205 1
43,862,907 I
43,416,361 I
44,978,935 i
44,203,308 •
43,814,051
43,594,978 i
43,616,668 !
42,990,670 i
42,476,500 !
42,539,987 i
43.437,474 !
42,555,776 I
43,654,032 j
44,126,773 !
45,068,973 j
49,535,540
52,379,535 j
56,346,827 I
57,766,633 |
57,801,806 I
61,598,298 I

RESERVE

Oct.
Dec.
Mar.
| May
i June
i Oct.
| Dec.
I Mar.
! May
I June
i Oct.
i Dec.
i Jan.
j ^Pri June
i Oct.
I Dec.
i Mar.
i May
! June
I Oct.
j Dec.
| Jan.
I Apr.
i June
I Oct.
I Dec.
i Feb.
Apr.
: June
! Oct.

1874.
1874.
1875.
1875..
1875.
1875..
1876..
1876..
1876..
1876..
1876..
1877..
1877..
1877..
1877..
1877..
1878..
1878..
1878..
1878..
1878..
1879..
1879..
1879..
1879..
1879..
1880..
1880..
1880..
1880..




$106,136,122
230 j $521, 561, 727
509, 411, 623
103, 317, 529
230
105, 569,158
228 ! 514, 896, 921
104,199, 595
231 | 507, 208, 290
532,175, 922
111, 317, 435
231
512, 848, 868
106, 542, 005
236
468, 699, 930
236
95, 863, 466
238
104, 535, 425
499, 853, 392
236
472, 260, 505
98, 776, 747
236 I 490, 357, 058
103, 860, 841
236
487, 415, 795
103, 721, 942
99, 237, 733
234 ! 470, 362, 089
495,143,120
105, 461, 297
234
478, 473,129
100, 522, 583
234
494, 975, 235
105, 046, 216
234
235 i 453, 740, 223
94, 748,175
233 j 452,799,159
93,174, 248
466, 473, 764
96, 235, 626
232 !
93, 468, 789
233 i 455, 737, 410
98, 868, 369
232 ! 476, 710, 381
231 ! 471, 702, 867
97, 257, 896
230 i 464,122,290 j
95,357,848 |
230 ! 467, 004,100
96,130,280 }
91,703,713 I
229 ! 450, 811, 448
103,629,635 I
229 i 500, 318, 396
109, 752, 489
228 i 529, 001, 668
114, 736,195
554, 455, 424
228
124, 745,137
592, 623, 548
230
575, 757 166 i 120, 557, 698
231
129,122, 964
608,532,599 !
!
231
139, 377, 244
647,849,689
231

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIX

(is shown by their reports from October 2, 1874, to October 17 1880.
TERRITORIES.
Reserve held.

Amount.

$100, 641, 694
103, 592,165
106, 826, 053
100, 691,135
105,154, 553
100,128, 907
97, 855, 940
108, 547, 092
104, 514, 789
103,832,286
99, 985, 627
101,429,533
108, 706, 493
103, 945, 584
101,962,783
95, 379, 331
101,866, 983
108,782,223
99, 320, 989
102, 308, 371
106. 045,159
106, 003, 028
110,164, 553
105. 684, 344
112, 463, 409
124, 315, 513
124, 606,178
139,489,054
133, 966, 543
138, 632, 303
147,105,244

Ratio
to liabilities.
Per cent.
34.3
34.2
34.9
32.9
33.6
32.5
32.9
35.8
34.9 i
34.7 |
34.3 i
35.1 !
36.3
35.3
35.0
32.9
35.1
38.0
35.1
36.1
36.7
37.4
37.9
36.0
37.5
37.7
35.7 •
37.2
34.8
36.0
35.8

Classification of reserve held.

Specie.

Legal

$2, 375, 290 $32, 885,197
1, 992,883
34, 952, 061
1, 652, 694
33, 493, 083
34, 414, 616
1, 511, 483
1 34, 610, 241
1, 600, 028
1, 555, 034
32, 783, 502
1, 452, 639
32, 073, 246
32,141, 468
1, 800, 017
1, 912,171
33, 630, 711
2, 469, 391 31, 920,120
2, 763,198 ' 29, 723,138
3, 427,133 i 30, 714, 772
3, 941, 358 i 32, 707, 525
4,166, 989 ! 31, 948, 207
30, 879,163
4, 208, 317
4,155, 631 i 30, 316, 538
4, 486,185 i 32, 730, 224
6, 305, 680, 31, 528,169
32, 024, 586
7, 007, 260
7, 049, 274
29, 390,198
30, 064, 665
7, 988, 990
9, 048, 396
30, 579, 974
32, 374. 428
11, 578,143
29, 074; 259
11, 872, 699
12,135, 564
26, 433, 762
11, 474, 961
29, 628, 096
29, 357, 057
13, 257, 825
28, 471,133
15, 931, 208
30,138, 708
18, 523, 230
18, 988, 001
28, 650, 254
21,145, 738
27, 613, 370

United States
Due
Redempcertificates of from reserve tion fund with
deposit.
agents.
Treasurer.

$775, 000
820, 000
S45, 000
790, 000
890, 000
900, 000
805, 000
1,180, 000
1, 285, 000
1, 280, 000
1, 280, 000
1, 280, 000
1, 245, 000
1,180, 000
1, 250, 000
1, 315, 000
1, 225, 000
1,115, 000
1, 035, 000
1, 040, 000
995, 000
1,140, 000
1, 035, 000
895, 000
695, 000
735, 000
670, 000
670, 000
645, 000
605, 000
640, 000

$52, 714, 793
53, 935, 013
59, 021, 623
52, 061, 059
58, 439, 613
53, 322,152
52, 073, 208
02,102, 613
56, 654, 668
57, 268, 334
56, 362, 468
55, 244, 747
60,110,762
55, 904, 422
55, 012,171
48, 885,195
52, 587, 886
58, 950, 369
48, 325, 035
54, 033, 882
56, 023, 564
54, 208, 698
54,197, 445
52, 916, 702
62, 257, 734
71, 302, 887
70, 017, 269
83,134, 259
73, 296, 236
79,126, 763
86, 371, 229

$11, 891, 414
11, 892, 708
11, 813, 653
11, 913, 977
11, 614, 671
11, 568, 219
11,451,847
11, 322, 994
11, 032, 239
10, 894, 441
10, 856, 823
10, 762, 881
10, 701, 848
10, 745, 584
10, 613,132
10, 706, 697
10, 837, 688
10, 883, 005
10, 929,108
10. 795, 017
10, 972, 940
10, 965, 960
10, 979, 537
10, 925, 684
10, 941, 349
11,184, 569
11, 304, 027
11, 282, 454
11, 363, 369
11. 262, 285
11, 334, 907

$42, 055, 000
38, 850, 000
36, 555, 000
37, 825, 000
46, 420, 000
47, 910, 000
30, 200, 000
29, 605, 000
26, 095, 000
26, 675, 000
27, 890, 000
24, 815, 000
24, 225, 000
30, 920, 000
43,180, 000
32, 095, 000
25, 290, 000
19, 490. 000
19, 960, 000
35, 865, 000
31, 695, 000
31, 380, 000
27, 880, 000
20, 990, 000
24, 465, 000
26, 035, 000
10,180, 000
10, 090, 000
7, 225, 000
11, 895, 000
7, 015, 000

$31,142, 306
26, 553, 818
30, 967, 551
28, 559, 818
31, 291, 415
32, 322, 812
29, 389, 472
36, 965, 578
30, 114, 214
30, 719, 768
31, 981, 995
28, 544, 429
28, 587, 547
29, 038, 296
27,119, 929
24, 398, 938
23, 372, 201
27, 066, 622
23, 006,184
24, 841,174
29, 059, 854
27, 464, 439
23, 727, 624
21,105, 059
31,185, 730
35, 720, 660
32, 725,183
34, 657,128
30, 667, 994
36, 808, 905
48,191, 549

$5,162, 694
5, 042, 356
4, 927, 509
4, 347, 602
4, 732, 441
4, 664, 974
4, 519, 815
4, 301, 565
3, 996, 213
3, 910, 905
3, 863, 045
3, 881, 546
3, 919, 861
4, 013, 076
3, 999, 201
3, 787, 666
4,190,652
4, 211, 591
4,195, 707
4, 250, 740
4, 232, 601
4, 323, 867
4, 290, 088
4, 330, 483
4, 383, 451
4, 598,146
4, 843, 660
4, 738, 976
4, 705,120
4, 657, 726
4, 586, 834

i

1
2
3
,
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29

m
31

CITIES.

$144, 307, 997
132,348, 803
132,217, 368
129,803, 941
154, 560, 093
134, 976, 509
118, 291,125
142, 753,190
126,179, 248
142, 906, 797
136, 821, 941
122, 279, 996
142, 409,114
127, 205, 252
138, 499,197
115,329, 428
119, 041, 848
131, 607, 266
121, 342, 350
129,369,019 !
121, 993, 977
122, 549, 302
123,982,261
111,075,311 !
130, 843, 837
136,610,443
138, 638, 047
149, 451,113
140, 898,106
169, 206, 207
175,852,592 i




34.0
32.0
31.3
31.1
34.7
31.7
30.8
34.1
31.9
34. 4
34.2
30.8
33.8
29. Q
33. 0
30.5
31.9
34.2
32.5
32.7
31.3
32.1
32.3
30. 3
31.6
31.1
30.2
30.0
29.2
32. 8
31.5

$18, 865, 654
20, 444, 378
15, 014, 411
9,108, 878
17, 359, 554
6, 495, 294
15 618, 267
27, 277, 329
19, 802, 423
22, 749, 078
18, 598, 456
29, 572, 511
45, 767, 909
22, 903, 049
17,127, 679
18, 503,189
28, 421, 566
48, 416, 378
39, 016, 496
22, 202,196
22, 699, 616
25, 306, 854
29, 921, 614
29, 275, 864
30,197, 723
30, 698, 771
65, 527,137
73,215,503
67, 410, 642
80, 023,104
87, 035, 651

$47, 082, 343
47, 458, 251
44, 952, 897
49, 462, 643
54, 756, 683
43, 583, 429
38, 563, 571
44, 603, 718
46,171, 398
58, 852, 046
54, 488, 445
35, 466, 510
39, 908, 797
40, 330, 831
47, 072, 388
36, 544, 635
37, 767, 429
32, 422, 675
35,163, 963
42, 209, 909
34, 306, 906
34, 074,142
38, 162,935
35, 373, 905
40, 611, 933
39, 557, 866
25, 362, 067
26, 749, 506
30, 889, 350
35, 821, 472
29, 023, 558

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

17
18
19
20

21
22
23
24
25
26
27
28
29
30
31

ex

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful-money reserve of the national hanks, as shown by the reports'
STATES

Number
of banks.

Deposits.

j

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Oregon
California
Nevada
New Mexico
> Utah
Idaho
Montana.
Wyoming
Dakota
Washington
Totals

:
i

•
\

-.

j

,

69
47
47
188
61
84
242
"66
186
14
20
1
17
17
15
12
13
2
9
13
2
41
23
158
92
127
75
32
75
30
16
12
10
14
1
9
1
4
1
1
3
2
6
1

i
!
i

!
:
1
i

:

i

1,859 I

•
$8, 544, 986
4,417,590 i
5,093,679
41,082,248 !
10, 314, 650 !
21,347,206 i
60,433,135
25,422,804
46, 420, 856 I
3,102,120
4,074,367 i
579,688
7, 305,115
2,056,928 1
3, 072, 497
2, 734,194
2, 531, 365
157, 203
1, 365, 456
2, 251, 324 i
335, 947 i
6, 300, 268 I
6, 894,113 !
30,120, 709 I
20,193,522 i
26,569,273 1
12,082,897 |
6,617,448
11,715,956 !
9,578,154
3,108,011 •
2,884,852 i
4,085,685 ;
8,564,805 •
1,389,305 i
* 2, 906,683 I
95,189
718,378
609,485
128,029
1, 242, 598 j
535,154
1,246,848
291, 728
410, 522, 448 1

Reserve required.

$1, 281, 748
'662,639
764,052
6,162,337
1, 547,198
3,202,081
9,064,970
3,813,421
6, 963,128
465, 318
611,155
86, 953
1, 095, 767
308,539
460, 875
410,129
379, 705
23,580
204, 8i8
337,699
50,392
945,040
1, 034,117

4, 518,106
3,029,028
3,985,391
1,812,435
992,617
1,757,393
1,436,723
466,202
432,728
612,853
1,284,721
208,396
455,927
14,278
107,757
91,423
19,204
186, 390
80,273
187,027
43, 759
61, 598, 208

NOTE.—Prior to June 20, 1874, the required reserve in States and Territories was 15 per
RESERVE
Boston
Albany
Philadelphia.
Pittsburgh...
Baltimore
Washington .
New Orleans.
Louisville . . .
Cincinnati . . .
Cleveland....
Chicago
Detroit
Milwaukee...
Saint Louis . .
San Francisco

54

7,
32 '
22 •
15
5

7!
8:
6
6
9
4
3

5,
i:

Totals.

184 i

New York . . .

47 1




$88, 894, 837 ;
8,824,376
61,203,431
17,555,62?
17,977,532
1,630,293
6,425,930
4,875,439
14, 791, 813
7,185, 966
36, 891, 425
6,558,133 i
4,378,596
10,244,573
* 1,983, 623 :

$22, 223, 709
2, 206, 094
15, 300, 858
4, 388, 906
4, 494, 383
407, 573
1, 606, 482
1,218,860
3, 697, 953
1, 796, 492
9, 222, 856
1, 639, 533
1, 094, 649
2, 561,143
495, 906

289,421,589

72, 355, 397

268, 087, 386 \

67, 021, 847

* Includes National
NOTE.—Prior to June 20, 1874, the required reserve in reserve cities was 25 per

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXI

of their condition at the close of business on October 1, 1880.
TERRITORIES.
Classification of reserve held.
[Reserve held. Ratio of Ij
reserve.
j

$4,691,548 i
1, 934, 474
2,646,967 I
13, 605, 662
3, 918, 558
6, 157,881
19,873,027
10,181,734
18, 910, 419
1,027,481
1, 685, 252
322, 079
2,015,974
717, 305
616, 223
(521,882
746,134
33,593
469, 491
885.026
143,378
2,358,185 i
2,015,124 i
10,580,367 ,
8,032,540 i
11,155,461 i
4,129,387
2,185,372
4, 330, 975
2, 171, 699
1,329,575 ;
1,183, 216
1,407,360
2,833,160
368,191 i
770,294 :
24, 003
159,507
183, 284 i
36,080 i
159,124 ;
104,320 !
329,085 !
54,847 !

Per cent.
54.90
43.79
51.97
33.12
37. 99
28.85
32.88 ;
40.05
40.74
33.12
41. 36
55.56
27.60
34.87
20.06
22. 74
29. 48
21. 37
34.38
39.31
42. 68
37.43 ,
29.23 ;
35.13 ;
39.78
41.99
34.18 •
33.02
36.97
22.67
42. 78
41.01
34.44
33.08 i
26.50
26. 50
25. 22
22.20 !
30.07
28.18:
12.81
19.49 !
26.39
18.80 |

147,105, 244 j

Specie.

! Legal tenders.

$395, 824
199,110
203, 931
1, 778, 519
405, 947
1,044,280
2,258,176
970, 308
3,133, 575
151,145
154,265
72,847
179.239 :
124J423
89,057
240,238
276, 707
2,219
103, 546
121,792
13,283
246,401
404, 772 ;
1,717,865
1, 329, 925
1,394,410
640,511 :
479, 273
795,002
259, 003
132,232
185, 526
292,297
248,590 :
180, 698
618,872 :
21,144
10, 236
102,511
7,580
40,234 |
36,729
62,253 I
21,243 I

35.83 1 21,145, 738 |

United States
Due from j Redemption
certificates of reserve agents. | fund with Treas
i
urer.
deposit.

$251, 313
93, 873
234, 507
1, 445, 009
423, 375
960, 451
2, 926, 704
1, 622, 083
3,196,132
159, 349
388, 849
76, 000
558, 7-07
246, 986
264, 821
163, 389
232, 714
15, 048
183,112
397, 803
33, 615
394, 481
660, 809
2, 896, 228
2, 048,185
2, 300, 295
983,115
369, 980
1,144, 973
899, 983
279, 459
303, 911
273, 738
748, 099
12, 400
2,011

$175, 000
10.000
330,000
10,000
30,000
30,000 '

25,000

30,000

100

'

74, 807
29, 961
24, 100
77, 550
37, 645
152, 700
25, 000
27, 613, 370

$3,639,632
1,383,741
1,857,289 :
8, 293, 078
2,403,658 ;
3,253,905
13,015,471
7,042,071
11,337,695
611,258
1,047,970
161,982
1,161,828
274,078
181,176
152,030
137,218
14,076
117,693
328,081
87,255
1,408,736
828,943
5,150,312
4,161,685
7,075,454 •
2,259,820
1,252,777
2,146,841
910,282
870,484
660,138
807,170
1,794,746
163,843
114,311
959
56,464
41,812

$404,779
257,750
351,24©
1, 914, 056
685,578
889,245
1,342,676
537,272
1,213,017
75,720
94,168
11,25#
116,200
71,818
81,169
66,225
99,495
2,250
65,140
37,350
9,225
308,567
120,600
790,962
492,745
385,302
245,941
83,342
214,159
102,431
47,400
33,641
34,155
41,725
11,250
35,100
1,800
18,000

i
I

33,240
27,066 '
103,107 i
1,854 j

9,000
4, 400
8,100
2,880
11,025
6,75«

640, 000 j

86, 371, 229 |

11, 334, 907

centum of circulation and deposits; since t h a t date, 15 per centum of deposits only.
CITIES.
$29, 528, 604
3, 385, 496
22, 783, 671
6, 662, 254
5, 457, 787
683, 942
1, 652, 249
1, 235, 558
5,154, 566
3, 255,156
16. 390, 428
2, 719, 551
1,560,807
4, 0.51, 448
660, 860

33.22
38.37
37.23 '
37. 94
30.36
41.95
25.71
25.34
34.84
45.30
44.43
41.47
35.64
39.54
33.32 i

105,182, 377

36. 34 ;

70, 670, 215

$8, 697,178
403,164
8, 623, 863
1, 079, 390
1, 033, 758
216, 514
292, 619
298,083

100, 000

$16,479,862 I
2,202,270
7, 610, 012
3, 304, 977
2,188,205 ,
253, 880
334, 595
431, 548
1,998,160
1,802,431
7,362,401
1,603,438
924,635 :
1,695,135

$1, 584, 685
72, 660
642, 704
326, 092
317, 337
35,100
94, 00J
134, 266
159,132
99, 737
51, 750
63,150
27, 00©
38, 684

48,191, 549 !

3, 646, 297

412, 988
5, 364. 277
329, 599
358. 805
211,129

$2, 496, 879
462, 402
3, 357, 092
1, 951, 795
1, 083, 487
178, 448
931, 035
371, 661
1, 457,165
925, 000
3,102, 000
723, 364
250, 367
2, 006, 5:,l0

28, 342, 336 !

19, 297,195

5, 705, 000

9, 726, 363

1, 310, 000

360,100

58,693,315

$270,000 !
245,000 i
2,550,000 j
"

835*000"!

1,180,000 i
15,000 |

510,000 I

Gold Bank circulation.
centum of circulation and deposits; since that date. 25 per centum of deposits only.




940, 537

CXII

REPORT OF THE COMPTROLLER OK THE CURRENCY.

lable of the liabilities of th° national banks, and of the reserve required and held at three
da ten in each year from 1877 lo 1880.
STATES A^D TERRITORIES, EXCLUSIVE OF RESERVE CITIES.
Reserve held.
ber of

Dates.

April 14,1877
J u n e 22,1877
October 1,1877
M a y 1,1378
J u n e 29. 1878
October 1, 1878
April 4,1879
J u n e 14,1879
October 2,1879
April 23,1880
J u n e 11,1880
October 1,1880

ISTet de-; Reserve

I'"""-- 'ire1»-«<'- Am

Znkl

-

Classification of reserve

—
h

Other j D u e iRedemp
Ratio to !
lawful from
tion
deposits S]»ecie. : money, i agents. !; fund.
j

i
Millions Millions 21illions Per cent Millions:Millions\MiUions\
Millions
\ .1,S39
294.2
44.2 ' 103.9 i 35.3 i
4.2
33.1 | 55.9 :
10.7
i l t * 4 4 ; 201.0 i 43.8 102. o ' 35. 0 ^ 4.2
32. 1 I 5 5 . 0 ;
10. tv
j 1,845 25)0.1
43.6
95.4 j 32.9 j
4.2 j 31.0 | 48:9 j
10.7
1,827. 282. 7 . 42.5
99. 3 ! 35. 1 i
7.0 j 33.1 | 48.3 I
10. if
1, 824
283. 1 ; 42. 5
102. 3 I 36.1 !
7. 1 j 30.4 I 54. 0 ;
10. 8
; 1,822, 2 8 9 . 1 , 43.4 > 100. 1 ' 36.7 j
8.0 ' 3 1 . 1 : 5 6 . 0 ; 11.0
\ 1, S15» : 293.8
44.1 105.7 36.0
'.
10. 9
11 9
30. 0
52.9 ;
'• 1,819 3U0.1 45.1 112.4 37.5 : 12 1
10. 9
27.1
62.3 ;
i 1, 820 [ 329.9= 49.5 124.3 37. 7 j 11. 5
11.
30. 3
71.3
I 1.844; 384.8 : 57.8 134.0 3 4 . 8 ! 1 8 . 5 ; 3 0 . 8 ! 7 3 . 3 : 11.4
i 1,845 \ 3*5.2
57.8 ;> 138.6 36.0 i 19.0
29.2 \ 79.1
11.:;
1, 859 ' 410. 5
61. 6 147. 2
35. 8
21.2
28. 3 ! 86. 4
11.:;
N E W YORK CITY.
1

April 14,1877...
J u n e 22,1877 . . .
October 1,1877..
May 1,1878
J u n e 29,1878 . . .
October 1,1878..
A p r i l 4,1879
J u n e 14,1879 . . .
October 2,1879.April 23,1880...
J u n e 11,1880
©«tober 1,1880 .

Millions•Millions MilliomPer

47j
47 j
47 !
47 J
47 !
47 ,
47
47
47
47
47

191. 9 j
198. 0 |
174.9
182.0
190. 6
189.8
172. 2
203. 5
210. 2
224.1
247. 7
268.1

48.0,
49. 7 •
43.7
45.5
49.1 ;
47.4 ;
43.1
50.9
52.6
56. 0 i
61.9
67.0

54.9 1
61. 3 !
48.1
56.9
60.1
50.9 I
46.6 :
56. 6 :
53. 1
58.4 ;
76.4
70.6 '

ceiit Millions

28.6)
30. 9 j
27.5 \
31.3 I
30.6 i
26.8 !
27.0 ;
27.8
25.3 i
26. 0 !
30. 8 [ i
26.4

MillionslMillions Milli

15. 8 i 38. 2 j
11. 7 ' 48. 7 i
13.0 i 34.3
28.1 • 27.7 I
13.9
45.1 i.
13.3 i 36.5 j .
17.5 ' 28.0 !.
18.3
37.2 j .
32.6 |.
19.4
44.6
12. 8 L
57.4
18.0 j .
11.0 i.
58.7

0. 8
1.1
1. 1
1.1
1.1
1. 1
1.1
1,0
1.0
0. 9-

OTHER RESERVE CITIES.
Aprill4,1877
J u n e 22,1877
©etober 1,1877
May 1,1878
June29,1878
October 1,1878

}
|
i
1
':
;

April4,1879
J u n e 14,1879
October 2,1879

i
j
;

April23,1880
J u a e 11,1880

!
!

October 1,1880

\

Millions Millions Millions'Per cent Millions•iMillionsl Millions \ Million*
187 j 210.2 I 52.5
72.3
34.4
7.1 I 33.1 i 29.1 !
«.fl
187 ! 221. 6 i 55. 4
77.2
34.8
5.4 i
41.6
27.1
3.1
33.0
5.6 j
24.4
188! 204.1;
51.0
67.3
34.3
3.0
185 | 191. 9 ! 48.0
64.4
33.6
10.9 i
23.0
27.4
8.1
185: 198.9'
49.7
69.2
34.8
8.3 !
32.9
24.8
3.2
184
199.9!
50.0 i 71.1
35.6
9.4 !
29.4
29.1
3.2
182^ 194.6 \ 48.6 ! 64.5
33.1
28.4
11.7
21.1
;
{
182
211.0
52.7!
74.3
%.'&
11.9 ;
27.9
35. 2
31. 2
181 ! 228.8 \ 57. 2 ; 83.5
11.3 |
33.0
35.7
36.5
3. £
s
j
3,7
184' 258.1
64.5
82.5
32. 0
30.7
22.8 !
25.3
184 i 268. 8 ! 67. 2
92. 8
36.8
34. 5
22.6 [
29.8
3.ff
184 289.4
72.4 105.2
48.2
28.3 i
25.0
36. 3
3."
SUMMARY.
Millions Millions; Millions\Pei• cent

April 14,1877..
J u n e 22,1877...
October 1,1877.
May 1,1878....
Juiie 29,1878 - .
October 1,1878.
April 4,1879...
Junel4,1879...
October 2,1879.
April 23,1880..
J u n e 11,1880...
October 1,1880.




!, 073
!, 078
!, 080
2,059
2,056 •
2,053
2,048 !
2,048 !
2,048 !
2,1)75
2,076
2, 090

696.3 ; 144. 'J
711. 8 148. 9 \
669.1 138.3 I
656. 6 136.0 (
678.6
141.3
678. 8 140. 8
660. 6 ' 135. 8
714. 6 148.7
768.9
159. 3
8C.7. 0 i 178. 3
901.7 186.9
96>. 0 ' 201. 0

231.1
240.5 ;
210. 8 ;
220. 6 ;
231.6 i
228. 1 j
210. 8 ;
243. 3
260.9
274.9 i
307.8 !
323. 0

33.2
33. 8
31.5
33. 6
34.1
33.6
32.8
34.0
33.9
31.7
34.1
33. 4

Millions!MillionsiMillions Millions-

27.1
21.3
22.8
46.0
29.3
30.7
41.1
42. 3
42.2

104.4 {
122. 4
100.2
88.2 I
108.4 I
97.0 i
86.4 i
92.2 i
95.9 I
85. 9 I
68.9 '
99.0
77.0
108. 2
64.3

85.0
82. I
73.3
71.3
78.8
85.1
74.0 i

93.5 |

107.0 I
104.0 j
115.9 I
134.6

14. t>
14.«
14. r>
15. 1

15. ]
15. Vt
15. rs
15. *
16,1
15. »
15. J*

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIII
Average weekly deposits, circulation, and reserve of the national banks in New York City, as
reported to the New York Clearing House, for the months of September and October in each
year from.1873 to 1880.

Liabilities.

Re,

ve.

Week ending—
Cimilat ion. Netdepo sits.

Sept
Sept
Sept
Sept
Oct
Ott
Ott
Oct
Sept
Sept
Sept
Sept
Oct
Ott
Oct
Oct
Oct
Sept
Sept
Sept
Sept
Ott
Oct
OtT

O«t
Sept
S<pt
Sept
Stpt
Sept
Ott

o
^',
20
27
4

Dolh
27 32 { {00
20, 351, 200
27 382 000
27, 295, 400
27, 393 700
27,419 400
27, 421 200
27 390 luo
25, o30 300
27,701, 700
25 595, 700
25, 593 900
25 387,700
25, 083 900
25 02*, 000
24,981, 000
25 025, 100

1873
1873
1873
187 {
1873
1873

18
1873
•j

1874
12 1*74
19, 1874
20 1874
3, 1874
H) 1874
11 1874
24 1874
,1 W 4
4 187"
11 1875
1875
i1875
2
9 1875
16 1875

1 *, 09 3 700
17,725 000
17, 22S 200
17 902 000
11 *94, 100
7, 82(»' " 0 0

\~ 7H 200
,7 *44 tiOO
17 MUO, 100

,1' ]*~5
ic
>7b
(» I*"0
1
li» *70
l*7b
•j ' 1870

i 4 577 300
J 4 },9 " 0 0
1-* 40 { 500
14 400, *00
"4 6 1 5 700
H , 8 ( '7 t 000
1 4 ^ 0 9 3 ' {(10
14 8 M,200
I " 059 000

-

OCT

1870

()(t

21 J 8 7 (
_* I*7<>

Ott

S< p t
Sip,
Slj.7
St pt
Sn>t

"', >~~ 900
1 >
" 54} 000
i " 351" 0 0
>
" 5 " " 7oo
" bOM OOfi
_" 9's-+ 90 )

if 11
W7
1
*77
> I s -7"
29 ^77

Ot
Ot*

I ( > " "

^—
±-~l

O< T

StpT

-

S< ft
Sep>

0

,-•>

(

O(t
Ott

\ V~w

1*7^-

S< p t

ooo
OOO
tltid

2f 534 loo
2 i 5* " {00
21 3007*ft)
11 51 , 7oo
21 914 200

0 1*~9
Stpr
S( > i J 8"9
t
Sept 2( 18~9
Sept >7 1**9
4, 187M
0<t
j l 1*79
0<t
^79
Oct
25 1*79

S< p f

) 7

*

9, 5"2 300
9 552 200
» 507*O0
lr> 5" 5 9(n»
19 -04 400

2* i s7f
1
87*
12
,0
2t

i OM ~U<J

o 591
r
9

21

Ot*

ooo
lj(J()

22 Obi •K»0
-'-') 2 >*, 00'»
22 * '• 500

w

l *0
i ] 18*o

19 ,24
• 9, '»"»
y '_b
J 8 804
. * 018

200

500
400
100
000
oOO
17 O i l 000
i 8 , b>2 500
1
1

Stpt
Ott
0<t
Ott
Ott

Ott

25 18*0
1880
9
lb

18*0
. 3 1880
0, 1880

n n,.

8'(2* 400
.




VT1 T

Dollar
182 77" "0i>
177 8 5 0 500
108 *77 l ' K »
150 171 {(•0
131 "55 509
91 <

575
07l' >oo
918 1* (J
160 500
285, 0 0 0
13() 700
005, 3 0 0
054 5o0
201 9 » 0
514 b()0
011 " 0 0
210 397 200
8oO

i29

125
2o 2
205
204
187
202,
200,
197,
193
193

2 0 9 *O >
200 910
205, 4 "
201 4 0 9
197 355
195 192
191 4 0 *
1*9 ' K 8

100
^00
200

"no
viO
400
50* f
pi,»

197 992 4'Ki
2 0 0 ~"4 ~'M)

2o2, 1 A
200, 794,

5< M)
,Vf|ll

1M0 590 4<>0
193 145 7 ' M )
l ( k', 0 9 9 ' 0 0

19o' u]'i 5
!">» *1O
1-1 "4!

M01;

Doll? 6
210, 099,000
204, 201, 700
<%', .59 190
«,f 700
] "9 249 200
59 378 300
. to 997 i«0O
15 J 001 4 ) 0
_ ^ 8 548, (>1i0
252 808 200
229 881, «00
21- 7 M, 00(
227 9 9 , , (»()(>
225 1>8 400
222, 291 501
2 8, 490, 200
218 0}»> 80')

—'t
_ J"
224
22 3

j

- ' ] " 0M4, 40-"
-1~
>* UJO
2 ' >, i 9 3 MOO
2M 2o»> I ' i ' i
_»r 042 "o,i
j <~, M2 ^Oi
204 *29 ()i
8uM 8 s ''

jJ

05(t

100

1,

4 33

500

It

nr
'7 589
17, 453
10, 799
15 Ti \
17
24 5]
"s-i

u

32^
9 15".

{
'

5*4
•>

1 J»l
f

Oti

»oi|

7

Mi ,
n",K

M> 1

l*^ v

)')!!

>~
!*">

4M4 "00
5 58 200
4J<.
4 >8 90O

u 1 " t,(H)
2 ' L 700
lit v 900
907 *00
it
200
17 t.^2 tiOO
0 2 > J t.Otl
500
MlO
4 i

_

- - • >

f » > 1 "J
On'i

S7" "o(

72
1

17"
lbM
]b(-

{<

>~
»

W

7"

f p ~ O

I'Ji
i'H <jMO
I'M _ 0 *
l*'l * >_'
1*7 50>
1*4, *2"
1 "> > b_7
- .

MM

2- 0
"M

,oo
" f l ' l

400
4.1 HJ
bilu

t<*2 1»» I

2 o j O«N 4OO
201 0 7 1 , 209
20
»20 ' * ' ) ( »
_o 1 »o4 400
20« v 0 b *()O
0*4 3 " i
2'*7, 2"{> 20'

205'

4 f »b

-( M

791 u»r
792 000
244 ,u «
204' i5*, 200
20 3, 735 D00
200 99', 4'(0
271 907 7 00
209 7ot 000
271 2 30, - . ,
2b7
207
20?*,

)t

4 9 2 4«l

"

9 '
>^_

00
ft)

~2*

>0 (
1' O
1

- '

^»^~ 2 H1
_
54 i '" )
2u9 ft .9 " 0
209 4 _ " 2 1
2 c " 12'* bOi
2'fi >9 2O(

20 ' 20 , ij<
2"" 9-1 b 5-i0
222 '«.-' 5"i*
222 ',"n> 5 '
0'\)

-,

2*

, » l

9i

>7o ~
2±2 M"<
2^2 {" , bOii
. ^ 549' (Mil)
_89 5 j * 7^0
_*8 39 {<)

" 0"* 3'0
"
5 17 V (»10
" 101 7 )<>
07 *-' >'>

2uO
9 M.

Ht 2 7 5 , 8 0 )

+•> 0

^1 0

KOft

4

Tii'O

1"

>
>
_n
j,

"f»

"40 -*i'O
-»»]> >() 1
,)Jt

1

5-*

5 H1
~ ,

5

i"

l

22M

r 07* 9 2
v1
*
O

502

'00

^

22>,

1

I)( llai s
J , 99{ 000
»2 "00 800
JO 0 8 . *00
17 *8J 300
9 251, 900
* 049 300
" 179,800
7 1*7, {00
54, *78 100
54 715 700
55 017,300
53 97", 900
5*3-, 297, 600
52, 1 52 000
51,855,100
49, *9{, 900
"O 77 5 000
5* M0 000
57 *28, {00
57, 850 009
50 {4*, 400
50 1*1 500
31, 542 {00
48 582 700
47 iuo 900
45 702, *00
48, 2 {^ 000
4* 099 700
49 {{* 200
48,025 500
47 5{* 900
4 3 5 {5 000
4 i 004 000
41,421 700
41, 045 000
4' 40'1, 400
*9 019 8
^ \2') 9

4 > 200 HI
)O
+ 1 07 > 4i
*O
41 89-t 7(
, l 702 0(•0
>* {04 M
(
JO
{7 0S3 11
)')
iO 370, Of 10
J"> 09o "1JO

_'( 1'

f'»{ b
22b 47^ V 1
--4,

289,

tH|i

UiK>

if

2*"
2*~

* 1
4 i

2»u ^'i
9 ) ~ >" M l

-2'*
_°~

300

400
700
400
900
900
"00

"* J"» 00'1
J 7 " • »00

'"
9
j -. Ut)

1*2

500

200
200

71' 2v\\
52* 500

1 <j-

lM)

t)9]
^5"

10

1 r >'H ^ 1 1

•)4'i 4 M I

I >*]

(its

11 4 4 8 100
9 24v' 3'H1
20 "00 9O<

*()('
800
"00
»0
'0i
9'K

2 1 - 5b9 7 K

>t»^

J) 9 >5 rh*0
11 05 50 J
20'J
10 1

490, 900
527 10)
040 00'

383
_1M JO,
2 1 5 J ~t.
2 M7:
2<I9, o M
2 b 9b*

i Legal-tent!
1 ers.

Specie.

Total.

5 A Ji>O
•»"^' 4<)'i
' 00
~{
(

9~ '

0' 0

t 1

^0

"1

(

0 )

2«'O

7 i wo
»-2 200
0< < 2b o''«)
", ) 8 - J 700
_ ,21 ,00
"0o bOO
8 8 * 200

47J 000

if 1*1 000
r 7M 100
,"i
{4
{2
29
20

f

«>]
ib*,
Hjo
J(»5
713

910
000
,00
200
9oO

12 3T> 900
1A 952 000
U 407 IOO
11 090 500

11,129,100
10 7*5,006
10 939 200 '
l'r 988 200
^0 925 000

Total.

Ratio t o
liabilities.

Dollars. Percent.
53. 929, 500
25. 66
5(>; 156, 300
24. 56
46. 219, 000
23.55
16. 54
29, 331, 400
18, 492, 200
11.61
18, 556, 200
11.64
16. 829, 900
10.72
18, 620, 800
12.16
71, 785, 600
31.41
72, 304, 900
31.05
72, 470, 500
31. 52
70, 777, 400
33.27
68, 671, 000
30.01
66, 669, 700
29.61
64, 546, 500
29.04
61,351,800
28. 82
61, 097, 900
27.94
67, 966, 300
29.75
66, 322, 800
29.15
64, 394, 800
28.67
62, 780, 800
28.10
61, 620, 400
28.10
57, 058, 500
26.49
54,111,200
25.41
53, 035, 900
25.34
54, 738, 400
26. 45
67, 855, 600
31.92
68, 902, 400
32. 03
09, 407,100
31.96
65, 533, 300
30. 45
62, 290,100«
29.49
63, 218, 200
30. 53
59, 238, 200
28.84
56, 999, 200
27. 83
55, 657, 200
27. 99
~>T), 454, 200
28. 14
50, 830, 800
28. 0:{
55, 880. 900
28. 3:5
54, 058, 300
27. 55
51, 661, 000
27. 09
50. 833, 900
27. 03
49, 905, 400
26. 67
49, 189, 100
20. 4(5
49. .370, *:00
20. 80
57, 843, 500
27. 45
57. 602, 700
27. 30
57, 4*5,100
27. 4:>
2 0 . '>>?>
55, 135, 300
53, 300, 700
25. 73
49, 809, 700
24. 40
50,107, 400
24. 66
53, 074, 700
25. 77
54, 778, 700
24. 57
54,719,600
24. 58
~S, 451, 500
25. 12
54, 633, 500
24.12
53, 347, 600
23. 32
23. 38
53, 722. 100
53, 991, 700
23.53
52, 349, 900
22. 97
25. 71
73, 815, 100
72, 668, 000
25. 31
72, 929, B O
O
25. 30
25. 11
71,116,100
70, 952, 800
25. 37
73, 306, 300
25. 42
73,699,800
25. 46
71, 876, 400
24.92
72, 396, 600
24 98

CXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks, savings-banks, trust companies ami private bankers, with their average
capital and deposits, and the tax thereon, for the six months ending November 30, 1876.
States and Territories.
Maine
New Hampshire .
Vermont
Massachusetts .
Boston
Rhode Island
Connecticut

$177, 658
151, 000
302, 500
855, 000
3,108, 788
3, 923, 222
3, 027, 892

New England States

11, 546, 060

New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington

$403
314
650 !
1, 569 I
4,442 !
8,482
5,815
449, 909 289

10, 850, 325
48, 518, 475
579, 500
2, 418,120
12, 475, 573
2, 502, 021
5,137,193
708, 596
631,885
4, 066, 837
, 000
595,102

Virginia
West Virginia .
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

3, 563,
1, 426, 858
576, 662
1, 006, 452
4, 823, 597
39, 000
1, 095, 900
1, 251, 577
54, 000
3,611,584 j
,400,041 I
225,167
7, 488, 271
5, 592, 382
1,723, 291

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago.
Michigan . .
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska

23, 044
78, 635
452
5, 243
29, 125
5,845 j
11, 863
1,687
1,293
8, 591
50
412

7, 188, 428
8,723
3, 939, 744
3, 553
885, 795
1,442
1.008,034
2, 516
3, 383, 964 12, 059
240, 821
97
1, 501, 305
2,650
1,196, 752
2, 423
40, 508
135
6, 290,194
9,029
4, 302, 285 ' 7, 559
264, 300
561
6, 086, 657 18,132
5, 976, 005 13, 838
2, 775, 023
4,172

16, 069.106
8, 955,100
11,859,737
10, 533. 776
17, 518, 220
14, 913, 591
4, 935, 755
6, 148, 749
3, 645, 026
6, 236, 008
8. 738, 362
2, 539, 637
9, 921, 909
24. 723, 031
2. 800, 868
1, 250, 342

-

14,181
3, 454
1, 863
12, 847
12, 205
9, 538
6, 391
2, 292
2,927
1, 415
11, 691
2, 732
7, 597
18, 496
8, 887
1, 011

,

•
j
'
'

-«

Pacific States and Terri- j
tories
;
Grand totals




25.648
13, 402
3,656
4,857
20, 323
- 699
6,403
5,415
236
20, 825
18, 315
1,222
33, 348
28, 778
11,110

7
84
49
20

1, 266
24, 7IJ9

57, 129
1, 374
749
377
5
96
143
65
244

3,126

4,137

336, 142

"Western States
Oregon
California.
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idalu
Dakota
Montana
Washington
Arizona

ill, 326
271,833
10,177
28,120
102, 767
78, 369
24, 939
2,000
875
18, 217
71
7,973

448, 669

3, 024
35, 258
160, 926
2, 519
4, 226
1.471
84
136
65
345
175
681
10

4.290
59, 997
224, 055
3,893
4,975
1, 848
89
232
208
405
419
1, 238
31

I
|
!
214, 920
219 ; 35, 043. 3 ^ i llS,7r>6, 472 j 86,760
j 4, 475 222,270, i>44 il, 377, 518, 351 j 474, 091 j 17 459, 249 j

301, 680
1, 9;J3, 340

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXY

Number of State banks, savings-banks, trust companies and private bankers, with their average capital and deposits, and the tax thereon, for the $ix manths ending May 31, 1877.
States and Territories.

On capital. On deposit

Maine

$173, 905
52, 333
335, 000
819, 333
3,127, 387
3, 894, 673
2, 869, 642

New England ^States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland...
Baltimore.
District of Columbia
Washington
Middle States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana-.
New Orleans.
Texas
Arkansas
Kentucky ..
Louisville
Tennessee
Southern States
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin .
Milwaukee
Iowa
Minnesota
Missouri.
Saint Louis .
Kansas
Nebraska

!
i

Western States

Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyomin
Idah
Dakota
Montana
Washington
Arizona
Pacific States and Territories.
Grand totals




$26,499, 218
30, 896, 234
8,107, 445
162, 477,183
88, 716, 005
53, 031, 370
82, 893, 262

$393
124
714
1,473
3,516
8,340

$4,412
6,900
4,198
6,514
18, 490
45,213
47, 952

11, 061, 720
45, 785, 796
637, 000
2,170, 838
12, 216, 780
2, 091, 742
5, 018, 826
717, 411
623, 378
4,104, 003
5,917
595, 359

New Hampshire
Vermont
Massachusetts.
Boston
Rhode Island
Connecticut

148, 889, 703
271, 948, 412
12, 529, 737
35, 457,184
39, 203, 675
31, 884, 459
14, 616, 683
1, 780, 859
566, 984
25, 023, 652
7,008
3, 657, 830

22, 840
69,121
713
4,482
28, 753
4,798
11, 405
1,709
1,196
8,709
15
362

106, 653
258, 215
9,362
26, 330
97, 282
68, 671
24,481
2,116
899
18,051
18
8, 144

3, 407,
1,455,
574,
1, 003,
4, 392,
47,
It 034,
1, 264,
54.
3, 558,
3, 494,
258,
7, 279,
5, 404,
1, 768,

6, 334, 471
2, 008, 549 i
836,290 '
5, 626, 955
5, 483, 644
4, 836, 153
2, G05, 763 [
1,240,032 I
1,389,348
672, 065
5,178, 643
1,108, 965
3, 80(5, 229
7, 530, 583
1, 725, 224
465. 6G4

6, 809, 858
3, 917, 534
872, 287
1. 095, 859
4, 363, 519
271, 057
1,747,031 !
1,413,033 i
49,915 f
7,310,099 ;
4,891,428
376,619
6, 626, 535 ,
6,041,033 \
3,019,790

8,182
3, &32
1,436
2, 508
10, 980
92

16, 640, 560
9, 016, 478
12, 767, 959
11,128, 830
17, 299, 692
15,136,791
4,914,596
5, 870, 285
3, 705, 813
6, 328, 969
8, 730, 477
2, 508, 685
11, 223, 423
22,691,281
3,11(3, 289
1,184, 932

14, 051
3,436
1,653
13, 051
12,270
9f 568
6,367
2,250
3,190
1,
12, 545
2,757
8,448
16, 947
,039
1,114

2,456
2,274
135
8,640
235
558
17, 478
13, 373
3,983

! 1, 790 j 50, 909, 4S4
1,418
30,113
61, 308
1,472
1, 043
449
14
139
141
85
258
556
25

$4,805
7,024
4,912
7,987
22, 006
53,553
53,545

CXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks, savings-hanks, trust companies and private bankers, with their average
capital and deposits, and the tax thereon, for the six months ending May 31, 1878.
No. of i
banks.

States and Territories.

69
71
21
170
59
58
107

N e w England S t a t e s . .
N e w York
New York C i t y . . .
Albany
N e w Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington

O n capital. \ O n deposits, i
$92,108
61, 000
344,167
834, 666
3,061,397
3, 883, 267
2, 840, 000

Total.

$28, 957, 428
28, 309, 624
8,140, 383
157,816,812
70, 746, 941
50, 028, 328
78, 858, 210

$188 98
152 50 j
829 33
1,429 33 :
3, 826 47
8,188 16
5,604 82

555 i 11,116,605 ! 422,857,726

20, 219 59 :

20, 290 36
100, 972 62 ; 121, 262 98
56, 276 58
214, 356 85 ; 270, 633 43
706 47
4.039 36 ! 4, 745 83
3, 536 29 S 14. 587 16 ; 18,123 45
25,172 82 i 74, 851 74 100, 024 56
66, 252 94
4, 648 68 i 61, 604 26
22, 599 96 [ 32, 884 89
10, 284 93
3, 699 51
1,667 97 i
2. 031 54
962 01 i
1, 875 52
913 51
8, 795 49 ]
15, 740 49 ! 24, 535 98
513 18 !
6, 469 94 ; 6, 983 12

102
15
74
17
31

-

Southern States
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Western S t a t e s .
Oregon
California
San Francisco Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona

Pacific States and Territories




Deposits.

148, 258, 669
247, 964, 314
12, 153,1*9
19,326,498
29,979,015
42, 552, 729 |
13, 727, 252
1, 798, 521
559, 703
24, 604, 030
3,151, 613

1. 326 ; 77, 088, 818 { 544, 075, 533
132, 854 '

Middle States.

Grand totals .

|

328 10, 427, 448
443 40, 700, 289
14
642, 000
59
1,741,071
313 10, 807, 358
59 , 2,113, 756
37
4, 657, 547
9
712, 578
13
627, 513
41 4,162,516
10
496,742

Maine
N e w Hampshire
"Vermont
Massachusetts. .•
Boston
Rhode Island
Connecticut

Virginia
W e s t Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
N e w Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

Tax.
Capital.

i

520
21
9

3, 281, 667
1, 496, 792
588, 290
911, 523
4, 317, 817
89, 483
993, 276
1, 289, 573
116.000
4. 473. 9U5 i
3,707,0.77 !
225, 576 i
7,010,103 |
5, 288, 2<«; '
1.769.671 I

6, 499, 580
7, 753 69
3,927,737
3, 668 37
1,470 72
978,018
2, 278 77
1,004,868
3, 948, 488 10,711 40
233,405
223 70
1,813 605
2, 420 69
2, 535 64
1,732,597
1.77 50
48,110
7,994, 123 10, 726 42
4, 626, 4'JO I 8.744 54
2!(8, 605
514 24
6,287,262 I 10, W) 29
5, 650, 057 12.971 68
2,731, 199
4, 2.J3 85

35. 559. 029

$1, 253 21
$1,442 19
4, 270 50 | 4, 423 00
4, 925 90
4, 096 57
6, 514 52
5, 085 19
21, 520 51
17, 694 04
47, 489 79
39, 301 63
36, 876 35
31, 271 53
102, 972 67

518,167 43
15,421 29 i
9,819 28 i
2, 445 03 ;
2, 428 28 |
9.190 49 '
583 48 j
4. 533 93 j
4, 331 42 !
120 28 I
15.184 95 !
11.565 63 i
746 4X j
15. 718 26
14.125 04
« , 828 00 i
;

123,192 26

651, 022 21
23,174 98
13, 487 65
3, 915 75
4. 707 05
19, 901 89
807 18
6, 954 62
6,867 06
297 7 8
25, 911 37
20, 310 17
1, 260 72
32, 374 55
27, 096 72
11,061 85

113.041 84 ; 198,129 34

6.042. :x;4
2. 022. 30!) i
X98, 62 J
5.081. 171 '
4. 509, 7: .
3. 6 1 2 . !»<>•->
2. 030, 7o7
1, 108, .•,•
;;-

38. 776 39
17. 295 :*8
17,403 31
21. 838 78
29.981 71
17.043 45
l.
11
11 03S 1)2
9. 2.S4 96
} I : ^ 72

1. -"ill. •

4.124,.
109
4J-.
*2

25.461 50
4n. 007 45
• J. 496 :*:>
2. 972 96

1.472, :,;-t
503. 59". ,
47, 470. 2 N

643, 2L:~
9, 943, 12:)
21,787, t)'M
28
526, 190
18
412, 26^
190, 000
s;
5, 000
4 i
82, 794
3I
54, 000
12 I
78, 039
133,413
208, 000
85, 000

10

:.'.
37.
132,
2.
4.
1.

602
946
601
336
7S6
786
152
371
40
694
472
1. 343
64

fir

117

34,148, 094

101, 802, 804

4, 400 |205, 382, 832 1, 242, 794, 903

76, 918 38 |

45
00
59
38
37
37
95
70
88
80
28
62
70

101 94
679 99
858 0.5
651 84
817 03
261 37
165 45
570 39
175 ;
889 90
805 81
863 62
277 20

186, 200 09 | 263,118 47

418,112 05 i 1, 213, 483 94 jl, 631, 595 99

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXVII
Kumber of Statebanks, savings-bank*, trust companies and private bankers, with their average
capital and deposits, and the tix thereon, for the six months ending May 31, 1879.
o. of I C

States and Territories.

bLnk..

«l»tal- I

^*it*- capital. \ On deposits. '
On

I
_|
$41, 209 ! $22, 80i,4u2 !
GO
71
61,000 |
26. 706, 055 1
22 j
351,200
7, 890, 150
164
810,000
148, 785, 115
57 ; 3, 357,412
61, 080, 008
53 | 3, 505, 901
42,614,408
10:;
2, 040, 000 } 74, 227, 500

Maine
Kew Hampshire
Verm on t
Massachusetts
Boston
Rhode Island
Connecticut
Xew England. States..

Tax.

J)

$65 52
152 50
819 20
1. 358 70
3, 573 93
7, 059 33
4, 862 83

i
j
'
j
|

Total.

$645 16
2,041 34
3, 436 90
5, 149 48
17, 432 42 ,
23, 961 69
19, 758 50

$710 68
2, 193 84
4, 250 10
6, 508 18
21, 006 35
31, 021 02
24, 621 33
90,317 50

536 \ 10, 826, 782 j 384,171,538: 17.892 01

72, 425 49

Xew York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia.
Pittsburgh
Delaware
Maryland
Baltimore
Washington

9, 339, 029 | 142, 418, 399 ;
317
250, 534, 151
459 43, 027, 777
12 I
041, 000
1, 554, 540
9,328,171 '
1,952,718 '
4, 400, 905 I
040, 412
570, 723 j
3,871,889!

75. 556 01
22, 203 75
3, 619 02
9,078 48
59.110 99
60, 591 74
17. 249 02
1,691 70
1, 119 07
11, 617 84
5,730 27

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

5 I 3, 226, 654
21 i 1,478,645
12 i
442,377
720,033
3, 957, 486
81, 783
1, 060, 999
1, 226, 268
3 '
111,450
19 j 3, 988, 198
103 ! 3, 620, 868
14 I
207, 903
68 j 6,454,156
16 5, 585, 957
30 ' 1,758,029

16,098 18
9, 493 76
2, 083 43
2. 016 43
; 315 17
539 92
4. 771 92
4, 205 25
148 93
13, 602 94
13, 758 32
840. 82
15, 336 37
13, 178 04
7, 094 48

23, 357 16
12, 785 66
3,189 38
3, 514 26
19, 959 84
744 37
7, 358 57
6, 580 40
315 05
21,640 51
21,974 14
1, 193 42
30, 347 29
25, 884 69
10, 460 03

50, 452
14, 255
10, 542
33,909
37,872
23, 020
18,470
14, 077
12, 276
16,185
34, 975
12, 315
35, 583
53, 684
11,122

6,709,857 ! 7, 258 98
3, 797, 525 i 3, 291 90
833,385 i 1,105 95
806, 592 ! 1. 497 83
4, 545, 928 ' 9, 644 67
215, 970 i
204 45
1, 908, 807 | 2, 586
1, 682,100 i 2, 375 15
59, 575
166 12
6,316,557 i 8, 037 57
5, 503, 345 i 8, 215 82
336, 328 i
352 60
6, 134. 043 ; 15,010 92
5/27M71 | 12. 700 05
2, 837, 835 i 3. 365 55
47, 019, 984 j 75, 820 21 j

Southern States
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis . .
Kansas
Nebraska

5, 998, 718
1,707,174
902,317
4, 836, 292
4, 034, 349
2, 327, 238
1,110, 775 !
1,405,619 |
743,541 I

045
511
869
152
772

33
02
88
33
23
84
93
26
14
20

077
988
324
183
053

Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyomin
Idaho
Dakota
Montana
Washington
Arizona

562
777
439
777

73
61
13
11
30

37,890 15
11,478 76
15, 102 54
23. 132 38
29, 216 94
19, 574 49
12, 958 57
12, 808 17
9.124 45
14,412 91
23, 055 51
8, 237 51
26, 594 39
41, 359 89
7, 939 29
3.125 92

2, 573
25. 482
40, 600
1, 587
921
575
12
266
15
254
385
517
204

01
40
29
84
83
00
50
03
20
81
51
50
56

3, 254 83
36. 277 48
110,794 98
4,312 04
4, 220 76
2,144 79
215 02
478 22
113 25
502 46
710 31
849 96
190 24

5, 827 84
01,759 88
151, 401 27
5, 899 88
5,142 59
2, 719 79
228 12
744 25
128 45
757 27
1, 095 82
1, 367 46
394 80

164, 064 94

237, 467 42

12
1,078,739
87 i 10,337,907
28 | 21,309,142

Pacific States and Ter
ritories
Grand totals




I 4, 312 201, 241, 484 II, 180,122, 835

48
42
71
17
33
50
43
59
11
78
24
00
02
40

4,179 22

386, 247 56 1,113, 554 75 1, 499, 802 31

CXY1II REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of State banks, savings-banks, trust companies and private bankers, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1880,
Stales and Territories.

No. of
banks.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New England States.
New York
New York City
Albany
New J'ersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore..,
Washington
Middle States
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States
Ohio
Cincinnati
Cleveland.
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Western States
Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States and Territories
Grand totals




Tax.
Deposits.

Capital.

O n capital. O n deposits.

Total.

$47, 319
51, 000
353, 700
510. 000
5,128, 099
3, 308, 504
2, 616, 896

$21, 721, 964
28, 301, 549
8,531,140
144, 268, 273
64, 553, 766
43,134, 708
78, 457, 961

$97 52
114 49
791 79
715 96
6, 438 60
6, 677 32
5, 860 40

$472 44
1, 082 04
4, 088 58
4, 664 95
19, 426 34
16, 977 36
14, 951 09

$569 96
1,196 53
4,880 37
5,380 91
25, 864 9 4
23, 654 68
20, 811 49

536 12, 015, 518

388, 969, 361

20, 696 08

61, 662 80

82, 358 88

303 8, 525, 645 162, 275, 473 15,563 57
506 49. 335, 306 291, 914, 072 85, 455 58
13, 751, 649
12
641,000
708 69
51 1, 324, 553 20, 391,118
2, 537 17
271 8, 789, 931 29,071,132 20, 093 39
51. 496, 370
61 2.108, 904
4, 773 76
14,651,589
31 4, 053, 579
8, 353 69
2,127, 426
8
675, 689
1,639 18
819, 944
12
564, 434
783 09
25, 814, 319 7, 062 34
38 3.134, 842
3, 305, 875
7
' 357, 060
168 25

78, 945 75
293, 743 04
3, 654 47
7, 719 79
72, 000 44
73, 346 71
18, 319 50
2, 320 03
1, 525 23
10, 983 21
7, 470 56

94, 509 32
379,198 62
4,363 16
10, 256 96
92, 093 83
78,120 47
26, 673 19
3,959 21
2,308 32
18, 045 55
7,638 81

1, 300 I 79, 510, 943 j 615, 618, 967 ] 147,138 71 j

26
33
3
11
105
15
71
15
30

7, 757, 202
4, 034, 743
1, 596, 632
658, 812 '
5, 910, 827
287, 289
2, 269, 647
2, 634, 915
87, 343
4, 632,122
6, 332, 751
577, 628
7, 698,114
5, 803, 673
3, 222, 740

498

31, 847, 370 | 53, 504, 438

248
12
9
144
316
34
155
14
109
9
309
95
170
28
148
83

5, 704,140
1, 402, 241
1, 045, 924
4, 365, 434
4, 092. 314
4, 272, 495
2, 346, 799
1, 066, 041
1, 578, 843
634, 731
5,153. 906
1, 906, 375
4. 250,175
5, 705, 555
1, 564,144
653, 890

20, 834, 648
4,392,711 I
13, 965, 571
13,172, 783
17, 061, 788
12, 5$4, 083
7,105, 952
7, 544, 048
5, 964, 028
7, 788, 900
13, 326,191
5, 000,150
15, 307, 216
18, 688, 699
4,877,150
2, 019, 814

6, 856 90
2, 774 11
1,975 80
1,147 91
10,125 53
209 56
2, 598 71
2,185 86
203 16
5, 335 03
8, 844 86
425 02
14, 481 65
11, 989 56
4,109 60

73, 263 26 131, 427 21
11, 993 31
2, 816 43
918 87
9, 643 63
8, 541 52
4, 281 69
5, 479 68
1, 800 75
3, 485 19
1, 547 05
12. 084 91
4, 466 02
9, 554 76
12, 080 40 1
3,684 19 j
1, 535 90 !

1, 245, 208
9, 430, 629
12,104, 546
584, 917
364, 457

S

6.667
128, 0.54
5, 358
127, 511
446, 708
257, 000
132.932

2 I
18
13
4
5

2m\ ooo

239 | 25, 019, 987 I

1 033,103
14, 928; 718
67 497, 294
3 479, 877
834, 548
1 233, 952
181, 925
271, 201
18, 368
396, 279
724, 031
525,109
243, 673
91, 368, 078

4, 456 194,136, 825 1, 319, 094, 576

2,816 21
23, 083 17
20, 528 20
1 462 30
661 12
515 00
16 66
320 14
13 39
318 78
1,116 75
642 50
219 83

25,114 13:
12, 860 91
5, 967 35
2, 794 92
23, 741 46
891 32
8, 272 73
8, 773 06.
421 51
16, 915 3324, 676 96*
1, 869 03;
33, 726 71
26,498 72*
12,166 33
204, 690 47

50,407 23
10, 981 78
12, 562 56
29, 581 35
41, 336 76
31, 433 74
17, 764 58
14,693 74
14,909 89
19, 472 26
32, 879 70
11, 878 55
38, 267 88
46, 721 75
12,192 78
5, 049 38

1, 883 j 45, 743, 007 | 169, 633, 732 I 93, 914 30 !
15
85
26
38
13
11

570, 028 73 I 717,167 44

18, 257 23
10, 086 80
3,991 55
1, 647 01
13, 615 93
681 76
5, 674 02
6, 587 20
218 35
11, 580 30
15,832 10
1, 444 01
19, 245 06
14, 509 16
8, 056 73

62,400 54
13, 798 21
13, 481 43
39, 224 98
49, 878 2835, 715 4a23, 244 26.
16, 494 4918, 395 ©8
21, 019 31
44, 964 61
16, 344 57
47, 822 64
58, 802 15
15, 876 9 7
6, 585 28

390,133 93

2,446 89
32, 355 28
98, 276 22
8,699 65
2,086 31
3,084 82
454 81
678 00
45 92
990 67
1,810 04
1,312 77
609 17

51, 714 05 152, 850 55

484, 048 23

5, 263
55, 438
118, 804
10,161

10>
45
4S
95

2, 747 43
3, 599 82
471 47
998 14
59 31
1, 309 45
2, 926 791, 955 27
829 00204, 564

1,
386, 726 40 306,103 22 1, 692, 829 62

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

CXIX

able, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers and trust and loin companies, and of savings-banks with and without capital, for the six months ending November 30, 1875.

Geographical divisions.

State banks, private Savings-banks with Savings-banks
without capbankers, and trust
capital.
ital.
companies.
No. Capital. • Depos- No. Capital. Depos- No.
its.
its.

New England Statesi 126
Middle States
:1,270
517
Southern States
Western States and
1,853
Territories.
United States.. 3,766
I

MilVns. MilVns.
0.3
5.2
0.2
0.8
0.4
0.5

Total.

Depos- No. Capital. Deposits.
its.

MilVns. MilVns.
24.0
11.6
232.4
90.8
42.6
36.0

2
3
3

70.9

188.0

19

4.1

32.6

38

47.0 1,910

75.0

267.6

209. 3

487.0

27

5.0

39.1

695

845.6 4,488

214.3

1, 371. 7

436
218
3

MilVns. MilVns.
MiWns.
413.9
564
11.9
443.1
382.8 1,491
91.0
616.0
1.9
45.0
523
36.4

•

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers and trust and loan companies, and of savings-banks with and without capital, for the six months ending May 31, 1876.

Geographical divisions.

I State banks, private Savings-banks with Savings-banks'
bankers, and trust
without cap-!
capital.
companies.
ital.
1
No. Capital. Depos- No. Capital. Depos- No.
its.
its.

MilVns. MilVns.
MilVns. MilVns.]
I
0.2
4.4
i 11.7
23.6 |
New England States' 135 | 89. 2 223.4
0.3
1.2
Middle States
jl, 256 | 35. 7
44.9
0.4
0.6
Southern States
516
Western States and
4.1
31.0
77.4
188.1
Territories
i 1, 896
5.0
37.2
United States..i3, 803 j 214. 0 480.0 26

436
212
4
39
691

Total.

Depos-! No. ^Capital. Deposits.
MilVns. MilVns.
MilVns.]
11.9
415.1 I 572
443.1
89.5
382.5 11,471
607.1
16.1
2. 0 i 523
47.5
45. 0 ;l, 954 |
844. 6 4, 520

81. 5

264.1

219. 0 1, 361. 8

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers and trust and loan companies, and of savings-banks with and without capital, for the six months ending November 30, 1876.

Geographical divisions.

| State banks, private | Savings-banks with Savings-banks
private
bankers, and trust
without capid t t
capital.
ital.
companies.
No.

Capital.

No. Capital. Depos- No.
its.

1
2
4

82.14 j 192.49

17

4.21

32.38

35

44.68 1,967

United States.. 3,764 I 217.22 j 484. 05

24

5.05

37.94

087

855. 53 4,475




MilVns. MilVns.
0.20
4.15
0.16
0.77
0.48
0.64

Depos- No. Capital. Deposits.
its.

Mill'nsJ MilVns.
11. 34 I 22. 76
88.34 226.40
42.40
35.40

New England States 1 131
Middle States
;1, 213
Southern States
j 505
Western States and j
Territories
1, 915

Total.

MilVns.
MilVns. MilVns.
.70 11.54
438 422. 99
449.90
211 385. 82 1, 426 88.50
612.99
2.04
512 35.88
3
45.08
86. 35

269. 55

222.27 1,377.52

CXX

REPORT OF TFIE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of the number, and a revage capital and deposits, of State
banks,private bankers and trust andloan companies, and of savings-banks with and without capital, for the six months ending May 31, 1877.
State banks, private Savings-banks with Savings-banks
Total.
bankers, and trust
without cap-!
capital.
companies.
ital.
Geographical divisions.
No. .Capital, Depos- No. Capital. Depr
No.
N o . Capital.;
its.
•Mill'-n*. \MilVns.
19 99
11. 01
84. 8~, 215. 87
M iddle States
1, 202
34. 58
46.17
Southern States . . .
517
W e s t e r n States and
Territories
1, 963 | 88.11
20 |

New England States

11

United S t a t e s . . 3, 799 \ 218. 63 i 470. 54

26 j

0.20
0. 16
€. 42

MilVns.
3.94
0.88
0. 52

4 09

32.83

4. 87 I 38.17

439
200
4

;

MilVns. MilVns.
MilVns.!
11.27 I 452.6-2
428 69 j 557
85. 03 | 585. 56
36^.81 |l,404
35.00
48.81
2.12
524

33

43.54 2,016

676 ; 843.16 4,501

92.20 |

264.88

223.50 il, 351. 87

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers and trust and loan companies, and of savings-banks with and without capital, for the six months ending May 31, 1878.
; State banks, private
ban kers, and trust
c o n

Geographical divis-;
ions.
j

tawith

Sav

lpanies.

Depos- No. Capital. Depos] No. Capital.
its.

its.

.„. i
MilVns. MilVns.
11.05 18. 29
New England States! 113
76.93 184. 02
Middle States
. . jl, 133
34.68 44. 35
Southern States
j 513
W e s t e r n States and j
79.49 166. 65
Territories
i 1,950
1
United States..J3, 709 202.15 413.31

1
3
4

witt
ital.

oufep8

No. *>{£*•

MilVns. MilVns.
0.07
1.14
0.16
1.37
0.88
1.28

441
190
3

Total.

N o . Capital. Depos-

its.

MilVns.
MilVns. MilVns.
555
403. 43
11.12 422. 86
358. 68 1,326
544. 07
77.09
2.14
47.77
520
35.56

15

2.13

22.39

34

39. 05 1,999

23

3.24

26.18

668

803. 30 4,400

81.62

228. 09

205. 39 l r 242. 79

1
Table, by geographical divisions, of the number, and average capital and deposits, of State
banks and trust companies, private bankers, and savings-banks with and ivithout capital,
for the six months ending May 31, 1878, the private bankers being given separately.
State banks and t r u s t
companies.

Geographical divisions.
No.

Capital. »<£»-

New England States
Middle States
Southern States
Western States and
Territories

42
217
233

MilVns. MilVns.
15. 06
8.19
42.45 122.10
30. 67
27.38

361

46.33

United States..

853

124. 35




P r i v a t e bankers.

Savings-banks with Savings-banks
without capcapital.
ital.

N o . Capital. Depos- No. Capital. Depos-

No.

MilVns. MilVns.
1.14
1 \ 0.07
1.37
3
0.16
1.28
4
0.88

441
190
3

its.

its.

MilVns. MilVns.
71
916
280

61. 65 1,589

2.86
34.48
7.30

3.23
61.92
13.68

33. 16 105. 00 15

229. 48 2, 856 . 77. 80
!

183. 83 23 j

Deposits.
MilVns.
403. 43
358. 68
2.14

2.13

22.39

34

39. 05

3.24

26.18

668

803. 30

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXI
Table, by geographical divisions, of the number, and average capital and deposits, of Slate
banks, private bankers, savings banks and trust and loan companies, for the six months
ending May 31, 1878, and of the number, capita!, and deposits of the national banks on
June 29,1878.

Geographical divisions.

State banks, a a v i u g s s banks. privare bankers,
and t r u s t companies.
No. I Capital.

Deposits.

No. i Capital. '.Deposits.; No. | Capital, i Deposi

j Millions. '\ Millions.
N e w England States. 555 I
11.12 j 422.86
1, 326 I
77. 09 1 544. 07
Middle States
.20
35.5."
47.77
Southern States
W e s t e r n States and
228. 09
81. 62
Territories
United S t a t e s . . 4,400 |

Total.

National "banks.

Millions. Millions.
166. 52
128.83
177. 18
374. 89
oh 49 •
35.94

542
634
176
704 I

95. 20

205.38 ; 1,242.79 2, 05(5

\
Millions. Millions.
551. 69
:1,097 ;. 177.64
1, 960 : 254. 27
918. 96
83.71
; 696
67.04

137. 50 |2, 703

176. 82

365. 59

677.16 6, 456 ,

47i». 39

675. 77

1,919,95

Table, by geographical divisions, of the number, and, average capital and deposits, of State
banks a?id trust companies, private bankers, and savings-banks with and without capital,
for the six months ending May M, 1879, Ike private bankers being given separately.

Geographical divisions.

1,474
127.27

capital.

Million*, i MWions.
3. 72 \ 3.32 j . . .
34.54 ( 54.53 i 6
5.64 i 11.89 < 3

70
853
237

N e w England S t a t e s . .
40
Middle States
239
Southern States
\ 251
W e s t e r n States and j
Territories
i 475
United States...11,005

Private

companies.

0.51 ,
0.86 i

t
out capital.

1426
2.44 |182
0.83 | 3

Millions.
366. 46
350. 95
1.69

25.35 i 70.18

257.07 |2, 034

20 j

2. 85

32.80 | 33

27.96

69.75 I 139.92

29 j

4.22

36.07 '644

747.06

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, savings-banks and trust and loan companies, for the six months
ending May 31, 1879, and of the number> capital, and deposits of the national banks o?i
June 14, 1879.
I State banks, s a v i n g s National banks.
I banks, private bankers,
Geographical divisions.
i
•
1 Ko. !Capital. i Deposits. N o . Capital. Deposits.
i
!
1 Millions.
N e w England States. i 536
10.83
1, 280
75. 77
Middle States
Southern States
494
33.92
tVestein States and \
2,002 ;
80. 72
Territories

United States... 4, 312




i Millions.
1
384.17
532.56
47.02

I
!

1
|

544
640
176

Millions.
164. 43
170. 21
30.40

688

90.20

!

Total.
.
N o . I Capital.

Millions.
|
126. 72 1,080
393.12 1,920 '
37. 93
670

Deposits.

Millions. Million?.
510. 89
175. 26
925. 68
245.98
64. 32
84.95

j

216.37

201. 24 j 1,180.12 2,048

455. 24 i

155. 63 2,690

170. 92

372. 00

713.40 6, 360 j

656.48

1, 893. 52

CXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the resources and liabilities of State banks at the dates named.
N. Hamp- j Vermont, Rhode Islh i r e a r
f u l y 1,1880. and, Nov.
26,1879.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate.
Other assets.
Expenses
Cash items
Specie
Legal-tenders, bank notes, &c

5,119
7,275
16,364
1,854

284,095 I
310, 854
140, 308
5,917
4,399

Capital stock
Circulation..
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities .

New York
Sept. 18,
1880.

427, 532
75,669
651, Oil
128, 853
11, 908
5,416

2, 756, 003
4, 618, 655
792, 592
229, 523
, 906
462,126
261, 322
1, 069, 395

243, 720
12,108
1,156, 621
59, 743
14, 599
96, 464

2,160, 391

Resources and liabilities of State banks at the dates

named—Continued.

New York 1 New Jer- Pennsylva- Maryland, Louisiana,
City, Sept. j sey, Jan., nia, Nov., Sept.\ 1880. j Dec, 1879.
j
18,1880.
'1880.
1879.
20 banks.
Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal-tenders, bank notes, <fcc.
Totals

8 banks.

88 banks.

10 banks.

10 banks.

$42, 903, 480 ! $2,115, 905 $15, 651, 031 $3, 510, 372 i $6,108, 587
21,154 |
301
297, 470 1,185, 610
600, 000
1, 040, 853
1, 268, 208
169, 097
2, 053,140
480. 261
3, 096, 084
447, 332
2, 994, 600
1, 435, 795
444; 369
1, 442,140
289, 504 2,181, 496
745,141
490, 573
53, 622
42, 384 1. 286, 266
343, 631
9,709
124, 771
3,714
221, 203
52, 393
20, 658
9, 592, 848
569, 858
132, 783
4, 968, 722
4,610
125,164 j
16, 013
503, 297
2, 936,170
225, 942 1,452,733 !
1, 584, 515
445, 231
I 66,179,844 I 3,595,958

26, 366, 311

5, 549, 969

13, 996, 658

11, 500, 200 i . 1,115, 707 8,115, 943
18,001 i
1, 063, 785
3,204,977 i
2, 009, 768 !
128, 083
520, 737
1,668
41, 378,151 i 2, 239, 082 16, 073,115
212, 972
7, 697, 556 I
62, 906
379, 759
371,191 !
48, 512

2, 051, 332
503
179, 000
1.10, 334
14,159
3, 111, 342
83, 299

4, 458,198
8,712

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .
Totals..




i6,179, 844 j 3, 595, 958

26, 366, 311

161, 208
56, 241
7, 086, 841
1, 697, 403
528, 055

5, 549, 969 j 13, 996, 658

i

.

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXI1I
Resources and liabilities of State banks at the dates

named—Continued.

Texas, | Kentucky, Missouri,
Ohio,
Indiana^
June, 1880. • July 1,1880. July 3,1880.Apr. 5,1880. Nov., 1879.
RESOURCES.

5 banks.

55 banks.

108 banks.

32 banks.

$16,
$824, 736 r 809, 788 $24, 617,182 $4, 640, 023
23,190
20,403
49, 761
203, 760
164, 860
1, 845, 416 3, 820, 264
29, 820
132, 937
175, 879 3, 542, 340
663, 706
848, 273 1, 278, 420
148, 556
275, 225
99,136
10, 000
446, 712
100,170
13, 352
22, 085
54, 277
6,100
49,900
3,043
56,196
1. 800,146 20, 258, 634
548, 797
264, 620

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal-tenders, bank notes, &c .

1, 496, 099 ; 25.194, 544 50, 421, 212

20 banks.
$1, 900, 396
3, 433
41, 956
61, 585
691, 081
161, 304
40, 927
22, 733
377, 461

6,735,852

3,300,876

10, 790, 899 8, 602, 912
203, 315
395, 519
9,185
:, 628, 206
55, 611 1,123, 006
40
228, 635
759,105 11. 547, 565 33, 667, 945
41,101
845, 967 5, 311, 209
1,057
59, 638
210, 940

Totals.

1, 707, 645

1,106, 500

184,448
119, 795
2,423
4, 403, 425
109, 736
208, 380

108, 682
69, 352
30
1, 984, 478
1,834
30, 000'

50, 421, 212

6, 735, 852

3, 300, 876

I

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities

630, 000

1, 496, 099 j 25,194, 544

Totals.

Resources and liabilities of State banks at the daks

named—Continued.

' Michigan, Wisconsin,
Iowa,
' Minnesota, California,
July 5,1880. July 5,1880. Apr. 19,1880. Oct. 4,1880. July 1,1880..
RESOURCES.

26 banks. I 30 banks.
Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Realestate
Other assets
Expenses
Cash items
Specie
Legal-tenders, bank notes, &c
Totals

14,349,810

Capitalstock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities

|
2,023,750 ; 1,404,431
j
223
'
291, 582 '
333,135
j
237, 308 !
!
i 10,359,500 ! 9,830,008
j
124, 589 j
!
81, 059 I 2, 782, 013

Totals

13,117,788 j 14,349,810




21 banks.

58 banks.

[ $9, 562, 311 $8, 577, 571 $6,158, 201 $4, 670, 204 $29, 311, 251
54, 572
|
24,089
93,225
170, 367
38, 266
3, 819, 699
|
224, 010
* 32, 665
875, 421
i
84,671 1,250,723
294, 709
i 1, 590, 575 | 2, 858, 846 1. 438, 468
482, 529 10, 639,164
I
444,004
180,771
386, 857
184, 297
4, 086, 554
l
2, 956. 350
i
223
96, 519
48, 324
117, 650
39,488
j
46,942i
37,622
<
i
233,898
76, 481
52, 380
1
120,192
89, 819
25, 783
! 1, 365,196 |
996, 739
952, 512
415,199
13, 785, 015
! 13,117,788

LIABILITIES.

59 banks.

10.005,593 j 6,043,707

65, 473,454

1

2. 494, 510

2, 013, 650

486, 565
156, 384
6. 810. 836

60,510 "8," 509," 374
194, 669
1,171
3, 436, 472 31, 558, 458
91,129
246,106 "*4,*132,'i69

10,005,593 I 6,043,707

21, 273, 513

65, 473, 454

CXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of State banks from 1376 to 1880.

1878-79.

033 banks.
: $178,983,496
Loans and discounts
1
348,004
Overdrafts
United States bonds
809,144
Other stocks, bonds, &c
I 19, 304, 450
I 1:3, 090, 812
Due from banks
1
8, 501. 224
Real estate
Other assets
6, 86Si 083
Expenses
1, 559, 404
9, 059, 547
Cash items
1, 920, 100
Specie
27, 623, 988
Legal-tenders, bank notes, <c
fe
Totals

I 278, 255, 852

592 banks.

475 banks.

1879-'8O.

616 banks

620 b a n k s .

$266, 58f» 314 $169, 391, 427 $191, 444, 093
510, 565
319, 959
447, 302
929, 200
2,150, 880
7, 739, 203
23,209,070
19, 398, 287
21, 916, 024
25, 201, 782
22, 169, 065
25,107.149
12, (509, 160
14, 264, 835
11, 092| 118
6, 442. 710
9,221,700
10,694,390
1, 211, 410 i
801, 005
914, 726
9,816,450
8, 707, 391
7,320,845
2,319,650 !
1, 979, 701
3,041,676 i
34,415,712 j
28,480,374 I
37, 088, 961
383,257,704

$206, 821,194
528, 543
7,142, 532
17, 117, 117
30,180, 435
14, 227, 927
5, 801, 796
878, 696
11, 176, 374
6, 201, 617
48, 828, 255

277,911,831; 315,839,340

354,904,486

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to b a n k s
Other liabilities
Totals

80, 425, 634
388, 397
7, 027, 817
10, 457, 346
393, 419
157, 928, 658
18, 307, 398
8, 327,183
! 278, 255, 852

110, 949, 515 I 95,193,292 ;
388,298 I
387,661 ;
7, 983. 996
5,665,854
18, 283, 567 { 11, 693, 064
' 324, 176 |
335,904 !
226, 054, 538 i 142,764,491 j
9, 412, 870 ! 10,348,911 i
9.215.603
11, 507, 789 ;

104,124, 871
389, 542
16,667,574
5. 666, 221
501, 831
166, 958, 229
13, 093, 069
8, 438, 003

90, 816, 575
283, 308
18, 816, 496
6,721 615
474 567
208, 751 611
18, 462, 707
10, 577 607

383, 257, 704 ; 277, 911, 831

315, 839, 340

354, 904 486

Resources and liabilities of trust and loan companies at the dates named.

Rhode Island, Connecticut, \ New York,
Peniisylva
Nov. 2tj 1879. : Oct. 1. 1879. j Jan. 1. 1880. nia, Oct., 1880.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from bank:
Heal estate
Other assets
Expenses
Cash items
Specie
Legal-tenders, bank notes, &

Capital stock
Circulation..
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks . <Jther liabilities
Totals




REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXV
Aggregate resources and liabilities of trust and loan companies from 1876 to 1880.
I
1875-76.

I

1876-'77.

1877-78,

38 banks.

|

39 banks.

35 banks.

$67, 946, 390
13, 948
19, 805, 685
17, 960, 260
8, 028, 415
3, 544, 221
3, 410, 232
105,157
59, 393
22, 952
2, 715, 846

$59, 303, 327
11,565
19, 445, 460
17.296,237
5, 536. 854
3. 700, 375
2,412,519
274, U11
4;i, 215
,369. 831
2. 449. 309

1879-!80.

1878-79.

I

32 banks,

i 30 banks.

RESOURCES.

\ $76, 608,
24,
j
491,
j
847,
j
672,
j
733,
|
090.
.j
] 78,
j
54,
j
234.
|
709,
.j

'

Totals

$61,171,877 i
26,291
17,948,856
16,892,230
6, 011, 039
4.044,285
2.874,164
124, 563
54, 879
377, 272
2, 284, 480

$74, 675, 537
69,156
19,109, 650'
18, 544, 675
4,159,910
5, 261,159
1, 572, 241
100, 796
218
704, 360
2, 671, 971

! 127,040,179! 123,612,499 | 110,843,003! 111,809,936!

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal-tenders, bank notes, &c

126,869,673

LIABILITIES.

Capita] stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals

-

:
j
I
j
j
!

21.535.490 |
!
8. 288. 825 |
534, 37
254. 522 |
87, 817, 992 :
151. 766 I
9, 063. 209 I

| 127,046,179

;

22,347,440 i

22. 080, oil j

21,101,876

:

18, 501, 876

7,164, 673
1,239,539
387, 7(54
84,215,849
333,189
7, 924, 045

7. 92', 303
0M, 051
11,261
73. 130, 578
521. 426
6, 470. 773

7, 714, 316
1,480,254 :
24,637 ,
75, 873, 219 :
140,443
5.475,191

6, 191, 935
4, 053,116
11, 527
90, 008, 008
150, 6297, 952, 582

123,012,499! 110, 843, 603 • 111, 809. £

Table, by geographical divisions, of thu retotirccx and Hub
companies, !879-'8O.
Xew
England
States.

Miaul e
States.

RESOURCES.

40 banks : ISC V.nlis.

t'tr-* of the State banks and trust

States.

Western
States.

70 bfinks.

29C banks.

Southern

Loans and discounts
$17, 400. 058 $150.916.423 |$23,
100.125. 888
:
447
Overdrafts
j
158. ;->58 j
43, 894
409. 092
United States bonds
\ 4,145. 715 I 17. ''13, 916
80;;. 700
.. 077.
"
554
Other stocks, bonds, &e
4,199. 734 2(«. 980. 71)7 I 3, 928, 370
205
Due from banks
2, 219, 515 14. 602. 447 j 5, 154, 014
878
Real estate
2, loo! 007 : s. 04: >. <»77 i 1, 7-41, 97J S
r
875
Other assets
930,888 i 2. 292. j 57 !
4 .'j| 707 \
712
Expenses
:
44, 574 :
~'_'8. 370 I
87, 830
:
412 659
Cash items
: 10.187.075 i
575,958
291, 990
Specie
27, 456 , 0, 080.191 i
f-: (0, 34o i
Legal-tenders,bank notes, &c 1.362.255 i 7. 780. 137 \ 3, G-ii). 281 | 24. 914,538
Totals..

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals




Aggregate.
58 banks.

650 b a n k s .

$29,311,251 $281
' i
3, 819, 699 i
.
' 875, 421
i 10. 639,164 !
'
.
' , 086, 554 ;
, 956. 350 i

;

....
....
i 13,' 015
85,

32.430.802 239.108 704 ! 40,087.301 ! 103. 974. 838

9. 299. 385 i 43, 52?., 0"8 15, 879, 007
212.027
>
33, 308 1
37, 710
404, 71)4
i
196, 631 \ 12. 291.159
I 1,453,414; G. 873. 803 1. 331), 825
284, 916
!
18,215 i
22,955
i 16,143, 880 161,173,106 19,393,511
598, 839
9. 734, 231 2, 584. 471
588, 750
i 4, 696,130
5. 55;. 702

126, 869, 673

496, 731
597, 699
252,182
661, 792
340, 345
489, 086
374, 037
979, 492
11, 176, 592
6, 905, 977
51, 500, 226

65,473,454 481 774,159

19. 353. 398 i 21, 273. 513
•223 <
3. COO, 563 i
1.107.689 ! 8, 509, 374
100, 008 S
7^,492.664 | 31.558,458
5, 695, 795 I...'.
3, 558, 498 ! 4,132,109

| 109, 318, 451
I
283,308
j 10, 774, 431
25, 008, 731
486, 094
, 298,759,619
', 18. 613, 336
! IS, 530,189

: 32, 439. 802 239.198. 704 j 40, 687, 301 103, 974, 838 ! 65, 473, 454 j 481, 774,159»

CXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of savings-banks organised under State laws at the dates named.
Maine.
Nov. 3, 1879.

New Hampshire,
Mar., 1880.

Yermont,
J u l y 1, 1880.

Massachusetts,
Oct. 31, 1879.

Rhode Island,
Nov. 26, 1879.

59 banks.

67 banks.

16 banks.

166 b a n k s .

39 b a n k s .

RESOURCES.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other assets
Expenses
Due from banks
Cash

$5, 333, 617

$9, 310, 576

$3, 795, 238

$86,181, 034

$21, 851,196

1, 672, 532
3, 266, 521

5, 640, 224
1, 267, 028

1,179, 096
550, 818

36, 218, 625
22, 904, 743

5, 971, 690
4, 931, 578

6, 909,
2, 373,
993,
1, 061,
738,

957
399
937
856
785

5, 989,113
4, 078, 570
1, 243, 369
1, 586, 601

1,144, 392
19,377
97, 223
222,484
115, 065

16, 231,132
6, 821, 650
24, 062, 846
11, 900,117
1, 632,452

5, 499, 429
853, 327
2, 016, 892
2, 940, 908
136, 237

652, 059

959, 785

394, 314
94, 933

5, 953, 821
1, 315, 613

1^006, 968

23, 052, 663

30, 075, 266

7, 612, 940

213, 222, 033

45, 208, 225

Deposits
Surplus fund
Undivided profits .
Other liabilities ...

20, 978,140
1, 451,101
496, 064
127, 358

28, 204, 791
1, 089, 262

206, 378, 709
6, 372, 823

43,095,534

781, 213

7, 348, 812
88, 326
H I , 038
34, 764

470, 501

1, 951, 690
161,001

Totals.

23, 052, 663

30, 075, 266

7, 612, 940

213, 222, 033

45, 208, 225

Connecticut,
Oct. 1, 1879.

New York,
J a n . 1, 1880.

80 banks.

128 b a n k s .

34 banks.

4 banks.

$45,108, 803

$85, 722, 373

$7, 382,168

$4, 962, 056

$3, 041, 588

3, 388, 065
8,163, 695

7,463,942
119, 985, 590

1,155, 015
5, 357, 998

2, 502, 003
6, 664, 314

2, 048, 482
8, 511, 939

7,132, 355
857, 403
3, 701, 245
4, 959,119
438, 979

92,118,115

1, 862, 906

4, 566, 732
4, 344, 656

10, 430, 579
20, 337, 223

971, 417
779, 848

617, 874
119, 500
101, 306

2,492,152

13, 893,109
4, 271, 445

671, 530
180,129

2, 440, 842

4, 621, 442
1, 356, 996
110,411
233, 950
174, 963
80,577
934
560, 733

76, 241, 816

354, 222, 376

18,361,011

26,319,283

20, 742, 015

Deposits
Surplus fund
Undivided profits .
Other liabilities . . .

72, 842, 443
2, 863,188

310. 258, 501
34, 781, 952

17, 470, 014
827, 956

23, 956, 285
1, 533, 682
829, 316

19, 981, 366
18,330

536, 185

181, 023

63, 041

Totals.

76, 241, 816

354, 222, 376

18, 361, 011

26,319,283 j

20, 742, ©15

Totals. .
LIABILITIES.

New Jersey, Pennsylvania!
Jan., 1880.
Oct. 1, 1880.

Maryland,
Oct., 1879.

RESOURCES.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other assets
Expenses
Due from banks
Cash
Totals.

5 banks.

LIABILITIES.




56,157

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXVII
Resources and liabilities of savings-banks, <j-<\—Continued.
Louisiana,
District of
Ohio,
California,
Columbia, Oc- February 28, April 5, 1880. July 1,1880.
1879.
tober 1,1880.

RESOURCES.

1 bank.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other bonds and stocksRailroad bonus and stocks
Sank stock
Real estate
. -.
Other assets
.'?
Expenses
Due from banks
Cash

1 bank.

3 banks.

20 banks.
$38, 660, 330
1, 808,122
3, 421,136
806, 865

$63, 059
22, 492
30, 000
147,140

$534, 536
425, 523
154, 710
134,849

$3, 276, 658
679, 279
2, 203,150
3, 275, 932

85,545
8,496
944
78
20,066

511, 693
425
12, 065

153,
37,
21,
537,
119,

377, 820

4,949, 200
947, 370

1, 834, 776

10, 305, 060

54,102, 066

367, 692

1. 794, 086

9,710, 771

10,128

32,174
8,516

594, 289

47 719 829
2,199, 852

377, 820

Totals

760
508
531
733
509

1, 834, 776

10, 305, 060

60,975

611, 572
2, 897, 471

LIABILITIES.

Deposits . . ..
Surplus fund
Undivided profits
Other liabilities
Totals

*4,182, 385
54,102, 066

* Includes $3,853,627 capital stock in seventeen banks having deposits amounting to $32,177,037.

Aggregate resources and liabilities of savings-banks from 1876 to 1880.
1875-76.

1876-77.

1877-78.

1878-79.

1879-'8O.

639 banks.

629 banks.

RESOURCES.

686 banks.

Loans on real estate
$373, 501, 243
Loans on personal and collateral security
164, 024, 477
United States bonds
108,162, 624
State, municipal, and other
bonds and stocks
169, 801, 399
Railroad bonds and stocks
23, 992, 313
Bank stock
33, 267, 494
Real estate
15, 540, 384
Other assets
20, 730, 050
866, 013
Expenses
23, 011,142
Due from banks
18, 456, 405
Cash
Totals.

675 banks, i 663 banks.

$369, 770, 878 $408, 921, 601 $352, 695, 026
88,192, 337
114, 474,163
129, 362, 890
115, 389, 880
184,116,602t 170, 155, 076
24, 586, 503 i 21, 752, 650
34, 571, 531 j• 34, 703, 256
21, 037, 426
29, 952, 494
18,135, 673 ' 18, 169, 863
1, 029, 238
216, 690
23, 522, 572
22, 551, 208
16,160, 096
17, 469, 085

$315, 273, 232

65, 694,465
156, 415,159

70,175, 090
187, 413, 220

151, 804, 318
18, 737, 917
32, 452, 020
33, 573, 091
16, 643,100
194,113
22, 880, 849
14, 056, 894

150, 440, 359
20, 705, 378
32, 225, 923
39, 038, 502
27, 053,452
216, 423
22, 063, 091
17, 072, 680

951, 353, 544 | 922, 794, 562 941, 447, 150 j 865,146, 952 |

881, 677, 350

LIABILITIES.

Deposits
Surplus fund
Undivided profits
Other liabilities
Totals




891, 459, 800 800, 498, 452
87:>, 807, 425 802, 490, 298
819,106, 973
51, 321,033 j 4:;, 835, 885 ! 4:5. Wi2, "»u3 50, 495, 200 I
u3
51, 226, 472
5, 497, 503
9. 200, 778 ••ti.1)64,177 4, 019, 569 I • 4, 740, 861
77 j
3, 075,118
3, 251), 447 j H>, 003, 045 8,141, 885
j
6, 603, 044
95 L, 353, 544 ! 022,794,562 1 941,447,150

865,146,952]

881,677,350

CXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table, by States, of the aggregate deposits of HavimjH-banJcft, with the number of their depositors and the areragc amount (hie to each, in 1879 and 1880.
1879-80.

States.

N u m b e r of

A m o u n t of
deposits.

deposits.
Maine
New Hampshire
Vermont
Massachusetts
Rhode' Island
Connecticut
!N"ew York
New Jersey
Pennsylvania
Maryland
District of Columbia
Louisiana
Ohio
California
Totals

77,978
87,279
27, 872
674,251
82,893
199, 795
810,017
61,662
74,354

!

:>.845
6, 008
22.340
85,913 ;

$21,164,503
2o,282,336
6, 753,105
209. 860, 631
42, 806, 657
72, 515, 468
299, 074. 639
15,194.562
19,923.951
19.983,366
280, 009
2. 009, 835
K 796,813
57. 846, 025

2,268,707 !

802, 490. 298

i
I
!
'

•••'54, 5 0 0

A verage
to each
depositor.
$297
301
242
311
536
362
369
260
267
366
72
334
393
672

00
33
29
25
43
95
22
43
96
63
98
52
76
53

353 72

N u m b e r of • A m o u n t of
deposits. | deposits.
j

Average
depositor.

75.443 \ $20, 978,140
89,934 1 28, 204, 791
29,143 !
7, 348, 812
675, 555 ; 206, 378. 709
93.193 1
43, 095, 534
202, 385 i
72, 842, 443
8r)4, 470 ': 319. 258, 501
68.457
17, 470, 014
88,680 :
23, 956, 285
:T
54. 500 '
19. 981, 366
4.077 :
367, 692
6,178
1, 794, 086
*24. 570 i
9, 710, 771
-58, 997
47, 719, 829
2,335.582 j

$278
313
252
305
463
359
369
255
270
366
90
290
395
808

819,106, 973

07
62
16
49>
51
92
31
20
14
63
3!)
40
23
85-

350 71

" Estimated.
Statement showing the amounts of national-bank and legal-tender notes outstanding on June
20, 1874, January 14, 1875, May 317 1878, and November 1, 1880, and the increase or decrease in each.

Amo.uiT outstanding J u n e 20, 1874
A m o u n t outstanding J a n u a r y 34,1875
A m o u n t outstanding M a y 3l". 187)A m o u n t out standing November 1, 1*80*
Decrease during t h e last month
IncioiiftO .J.AH' Xovemlx r 1. 1

fc7D

•

i $349, 894,382
|
351, S(il, 450
i 322,555,965
! 342,518,162
61, 671
v:
*. I
6. 783, SC4

A m o u n t o«Ktan«]mo T iuc 20. 1H74
A m o u n t outstanding J a n u a r y 14.1^7.")
\
A m o u n t retired und< act of J a i i i u n y 14. >7.'-, to Mny 31,3878.
A m o u n t outstandinji n and siiu'<> Miiy ::1. "-87S-.
A m o u n t on deposit i i i th<' T r e a s u r e r risit-^i S*i>.t<-.s to redeem notes of insolvent and!
:
liquidating banks, ;i id banks retiring <':*
ider act of J u n e 20,1874
Increase in deposit d;
Increase in deposit si
*T\w notes of three
capital of U 000 000 ,-n.




382, 000, 000
382, 000, 00 •>
35, 318, 984
346, 681,010

in the. State of California which have an a;
lot imliuled.

1 560, 012
.
' 196, 729
',652,815

REPOET OF THE COMPTROLLER OF THE CURRENCY. CXXIX
National banks that have gone into voluntary liquidation tinder the provisions of sections 5220
and 5221 of the Revised Statutes of the United States, with the dates of liquidation, the
amount of their capital, circulation issued and retired, and circulation outstanding November 1, 1880.

Name and location of bank.

Date of liqui| dation.

Circulation.
Capital. |
Issued.

Retired. Outstanding.

First National Bank, Penn Tan, N. Y*..' Apr. 6, 1864
First National Bank, Norwich, Conn* ... | May 2, 1864
Second National Bank, Ottuniwa, Iowat-j May 2, 1864
Second National Bank, Canton, Ohiot...: Oct. 3, 1864
First National Bank, Lansing, Mich t
; Dec. 5, 1864
First National Bank, Columbia, Mo
• Sept. 19,
1864
$100,000 i $90, 000
$89, 805
$195
First National Bank, Carondolet, Mo . ..; Mar. 15, 1865 , 30,000 | 25, 500
25, 344
156
!
First National Bank, Utica, N. Y*
June 9, 1865 I
Pittston National Bank, Pittston, Pa + .. \ Sept. 16,
1865
200,000! i
Fourth National Bank, Indianapolis, Ind Nov. 30, 1865 I 100,000
100, 000
98, 630
1,370
Berkshire National Bank, Adams, Mass \\ Dec. 8, 1865 ! 100,000 i
National Union Bank, Rochester, N. Y.. Apr. 26,
1866 I 400,000 i 192, 500
189, 623
2,877
First National Bank, Leonardsville, N.Y\ July 11, 1866|
50,000 |
45, 000
44, 000
1,000
Farmers' National Bank, Richmond, Va.j Oct. 22, 1866
100,000
85, 000
82, 258
2,742
Farmers' National Bank, Waukesha. Wis Nov. 25,1866
100,000
90, 000
89, 255
745
National Bank of Metropolis, Washing- |
200,000
174, 958
ton, D. C
Nov. 28, 1866
180, 000
5,042
100, 000
First National Bank, Providence, Pa.... • Mar. 1,1867
90, 000
3,395
First National Bank Newton, Newton- I
150,000 ! 130, 000
ville, Mass
; Mar. 11,1867
126, 842
3,158
National State Bank, Dubuque, Iowa ...; Mar. 9, 1867
150,000 ! 127, 000
124, 746
2,254
First National Bank, New Ulm, Minn...I Apr. 18,1867
60, 000
54, 000
52, 715
1,285
National Bank, Crawford County, Mead- j
yille, Pa t
j Apr. 19,1867 I 300, 000 i
Kittanning National Bank, Kittanning, j
200, 000 I,.
Pat
; Apr. 29,1867
1867
100,000 !
City National Bank, Savannah, Oat
May 28,
500,000 i 450, 000
Ohio National Bank, Cincinnati, Ohio ... j July 3,1867
439, 595
10, 405
200,000 J 180, 000
First National Bank, Kingston, N. Y ... Sept. 26, 1867
174, 478
5,522
50,000 j
45, 000
First National Bank, Bluifton, Ind
| Dec. 5, 1867
44, 261
739
200,000
180, 000
National Exchange Bank, Richmond, Va Dec. 5, 1867
177, 555
2,445
1867
150,000 I 135, 000
First National Bank, Skaiieateles, N. Y .! Dec. 21,
132, 764
2, 236
1867
100,000 I
40, 500
First National Bank, Jackson, Miss.
| Dec. 26,
39, 930
570
1868
100,000
90, 000
First National Bank, Downingtown, Pa . Jan. 14,
2,170
87, 830
86, 750
2,133
First National Bank, Titusville, Pa
• Jan. 15,1868
84, 617
loo.ooo !
45, 000
Appleton National Bank, Appleton, Wis. I Jan. 21,1868
44, 201
799
50,000 I
44, 500
National Bank, Whitestown, N. Y
! Feb. 14,1868
43, 883
617
120,000 j
First National Bank, New Brunswick, J
100,000 I
90, 000
87,148
N. J
j Feb. 26,1868
2,852
First National Bank, Cuyahoga Falls, |
50,000 I
45, 000
44,195
Ohio
I Mar. 4,1868
805
100, 000 j
90, 000
First National Bank, Cedarburg, Wis .. J Mar. 23,1868
1,168
88, 832
Commercial National Bank, Cincinnati, I
1868
500,000 I
345, 950
340, 000
Ohio
i A pr. 28,
5,950
100,000 I
90, 000
Second National Bank, Watertown, N. Yi July 21, 1868
4,730
85, 270
First National Bank, South Worcester, !
175,500 !
157, 400
N.Y
! Aug. 4,1868
154, 861
2,539
National Mechanics and Farmers' Bank, !
350, 000
314, 950
Albany, N. Y
] Aug. 4,
310,145
4,805
50, 000
Second National Bank, Des Moines, Iowa Aug. 5, 1868
42, 500
41, 887
613
First National Bank, Steuben ville, Ohio. | Aug. 8, 1868
150, 000
135, 000
128, 212
6,788
100, 000
First National Bank, Plainer, Pa
j Aug. 25, 1868
87, 500
83, 787
3,713
50, 000
First National Bank, Danville, Va
; Sept. 30, 1868
45, 000
44, 220
' 780
150, 000
First National Bank, Dorchester, Mass ; Nov. 23,1868
132, 500
128, 012
4,488
First National Bank, Oskaloosa, Iowa ... j Dec. 17,1868
75, 000
67, 500
66, 667
833
Merchants and Mechanics' National
1868
300, 000
Bank, Troy, N. Y
j Dec. 31,
184,750
182, 059
2,691
100, 000
National Savings' Bank, Wheeling,W. Vaj Jan. 7, 1869
90, 000
88, 590
1,410
1869
125, 000
First National Bank, Marion, Ohio
Jan. 12,
109, 850
108, 081
1,769
200, 010
National Insurance Bank, Detroit, Mich.; Feb. 26,1869
85, 000
83, 989
1,011
1869
150, 000
National Bank of Lansingburg, N. Y
1 Mar. 6,
135, 000
132, 844
2,156
National Bank of North America, New j
333, 000
York, N.Y
Apr. 15, 1869 1, 000, 000
328,110
4,890
1869
60, 000
First National Bank, Hallo well, Me
Apr. 19,
53, 350
52, 627
723
1869
First National Bank, Clyde, N. Y
Apr. 23,
50, 000
44, 000
42, 600
1, 400
Pacific National Bank, New York, N. Y j May 10,1869
422, 700
134, 990
132, 947
2,043
Grocers' National Bank, New York, N. Yi June 7, 1869
390, 000
85, 250
84, 526
724
Savannah National Bank, Savannah, Gal June 22, 1869
100,000
85, 000
83, 680
1,320
First National Bank, Frostburg, Md
July 30, 1869
50, 000
45, 000
44, 493
507
First National Bank, La Salle, 111
50, 000
45, 000
A'u g . 30,:
44, 250
750
National Bank of Commerce, Georget o w n , D. C
100,000 i
90, 000
Oct. 28,1869
88, 350
1,650
T
* New bank with same title, t Never completed organization. X Consolidated with anotherbank.

c c




ix

CXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY,
National banks that have gone into voluntary liquidation, ^e.—Continued.

Kame and location of bank.

Circulation.

! Date of liqui- Capital.
dation.

Issued.

Ketired. |Outstand! ing-

Miners' National Bank, Salt Lake City, j
Utah
; Dec. 2,1869 \; $150,000 [ $135,000 | $132,898 | $2,102
First National Bank, Vinton, Iowa
50,000 i
42,500 j
411
Dec. 13,1869 !
42,089 '•
National Exchange Bank, Philadelphia, j
!
Pa
:
; Jan. 8,1870
300,000 I 175,750 I 170,295 I
5,455
j
First National Bank, Decatur, 111
; Jan. 10,1870 !
100,000 |
85,250 \
1,348
83,902 j
100,000 !
National Union Bank, O wego, N. Y
88,250 !
3,517
Jan. 11,1870 I
84,733 !
50, 000 |
First National Bank, Berlin, Wis
j Jan. 25,1870 I
44, 000 J
550
43, 450
500,000 j 425,000 j
Central National Bank, Cincinnati, Ohio. \ Mar. 31,1870 !
8,135
416, 865
150,000 i 135,000 !
First National Bank, Dayton, Ohio
| Apr. 9,1870 i
2,318
682
100,000 |
National Bank of Chemung, Elmira N.Yj June 10,1870
90,000 ; 132, 068
932
89,
Merchants' National Bank, Milwaukee, I
June 14,1870
100,000 i
90,000 I
88, 335 I
1,665
First National Bank, Saint Louis, M o . . . July 16,1870
200,000 I 179,990 i 177,045 j
2, 945
Chemung Canal National Bank, Elmira,
Aug. 3,1870
100,000 |
N.Y
90,000 !
88, 646 |
1,354
Central National Bank, Omaha, Nebr* .., Sept, 23,1870
100,000 !
i
Oct. 13,1870
First National Bank, Clarksville, Va
27,000 |
26,565 i
435
50,000 I
First National Bank, Burlington, Vt
j Oct. 15,1870
300,000 I 270,000 \ 259,658 i 10, 342
First National Bank, Lebanon, Ohio
| Oct. 24,1870
85,000
83,574
1,426
100,000 I
National Exchange Bank, Lansingburg, i
N.Y
.. .?..;Dec. 27,1870
100,000 |
90,000 I
1,306
Muskingum National Bank, Zanesville, j
Ohio
; Jan. 7,1871
100,000
90,000
88,115 ,
1,885
United National Bank, Winona, Minn. ..| Feb. 15,1871
50,000
45,000
44,230 !
770
First National Bank, Des Moines, Iowa, j Mar. 25,1871
100,000 I
90,000
88,354 !
1,646
State National Bank, Saint Joseph, Mo.. Mar. 31,1871 j 100,000 j
89,090 j
90,000
910
Saratoga County National Bank, Water- ;
ford, N . Y
| Mar. 28,1871 !
150,000 ! 135,000
132,882 !
2,118
First National Bank, Fenton, Mich
i May 2,1871
100,000 I
49,500
48,753 I
747
First National Bank, Wellsburg, W. Va.! June 24,1871
100,000 !
90,000
1,657
Clarke National Bank, Rochester, N. Y-. \ Aug. 11,1871 :
200,000 i 180,000
177, 050
2,950
Commercial National Bank, Oshkosh, Wis| Nov. 22,1871
100,000 I
90,000
1,767
88, 233
Fort Madison National Bank, Fort Madii
son, Iowa
75,000
Dec. 26,1871 I
67,500
66, 070
1,430
National Bank of Maysville, Ky
.. | Jan. 6,1872 j 300, 000
270,000
264,880!
5,120
Fourth National Bank, Syracuse, N. Y..i Jan. 9,1872
105, 500
91, 700
89, 854
1,846
American National Bank, New York, N.Y; M a y 10,1872 \ 500, 000
434, 910
450, 000
15, 090
Carroll County National Bank, Sand- I
i
wich, N. H
I May 24,1872 ,
50, 000
45, 000
42, 797
2, 203
Second National Bank, Portland, Me i June 24,1872 i
100,000
81,000
3,377
77, 623
Atlantic National Bank, Brooklyn, N. Y. | July 15,1872 ,
200,000
165,000
3,480
161, 520
Merchants and Farmers' National Bank, J
Quincy, 111
j A u g . 8,1872 i 150, 000
135, 000
131, 950
3,050
First National Bank, Rochester, N. Y . . . | A u g . 9,1872 j 400,000
206,100
201, 225
4,875
Lawrenceburg National Bank, Lawrence-;
!
burg. Ind
Sept. 10,1872
200, 000
180, 000
174, 894
5,106
Jewett City National Bank, Jewett City,
Conn
I Oct. 4,1872 i
60, 000
48, 750
47, 047
1,703
First National Bank, Knoxville, Tenn...; Oct. 22,1872 j
100, 000
80, 910
2,666
78, 244
First National Bank, Goshen, Ind
\ Nov. 7,1872 j
115, 000
103. 500
100, 534
Kidder National Gold Bank, Boston, Mass| Nov. 8,1872
300, 000
120, 000
120, 000
Second National Bank, Zanesville, Ohio.. | Nov. 16,1872
154, 700
138,140
133, 788
4,352
Orange County National Bank, Chelsea, j
g
i Jan. 14,1873 ; 200, 000
180, 000
170, 780
9,22a
Yt National Bank, Syracuse, N. Y . . . Feb. 18,1873 i 100, 000
Second
90, 000
87,487 I
2, 513
!
Richmond National Bank, Richmond,
I Feb. 28,1873 i 230, 000
Ind. t
207, 000
207,000 j.
First National Bank, Adams, N. Y
| Mar. 7,1873
66, 900
64,470 I
2,430
75, 000
Mechanics' National Bank, Syracuse, N.
j
Mar. 11,1873 | 140, 000
93, 800
91,260 i
2,540
Farmers and Mechanics' National Bank,
Rochester, N. Y
Apr. 15,1873
100,000 j
83, 250
80, 773
2,477
Montana National Bank, Helena, Mont. Apr. 15,1873
100,000 I
31, 500
30, 805
696
First National Bank, Havana, N. Y
June 3,1873 ;
50,000 I
45, 000
42, 475
2, 525
Merchants and Farmers' National Bank,
Ithaca, N. Y
! June 30,1873 ;
50,000 !
45, 000
43,197 !
1, 803
National Bank, Cazenovia, N. Y
! July 18,1873
150,000 ! 116, 770
112, 843 I
3,927
Merchants 1 National Bank, Memphis, j
i
Tenn
J Aug. 30,1873
250,000 ! 225, 000
216,133 I
8,867
Second National Bank, Chicago, 111
Sept. 25,1873
100,000 |
97, 500
92,011 !
5,489
Merchants' National Bank, Dubuque, |
i
Iowa
! Sept. 30,1873 i 200,000 I 180, 000
167,102
12, 898
Beloit National Bank, Beloit, Wis
| Oct. 2,1873 ;
50 000
45, 000
42,877 I
2,123
Union National Bank, Saint Louis, Mo.. Oct. 22,1873
500, 000
150, 300
140, 943
9,357
City National Bank, Green Bay, Wis . . . Nov. 29,1873 i
45, 000
50, 000
41,169
First National Bank, Shelbina, Mo
Jan. 1,1874 |
90, 000
100, 000
83, 963 |
6,037
* Never completed organization.
t New bank organized with same title.




REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXI
National banks that have gone into liquidation,

Name and location of bank.

iDateofliqui-l

j-c.—Continued.
Circulation.

Capital>

Issued.
Second National Bank, Nashville, Tenn.. I Jan. 8,1874
$125,000
First National Bank, Oneida, N. Y
Jan. 13,1874
125,000
Merchants' National Bank, Hastings, j
Minn
100,000
Feb. 7,1874
National Bank of Tecumseh, Mich
i Mar. 3,1874
50,000
Gallatin National Bank, Shawneetown, i
111
250, 000
Mar. 7,1874
First National Bank, Brookeville, Pa
100, 000 '
Mar. 26,1874
Citizens' National Bank, Sioux City, Iowa Apr. 14,1874
50, 000
Farmers' National Bank, Warren, 111
Apr. 28,1874
50, 000
May 6,1874
First National Bank, Medina, Ohio
75, 000
Croton River National Bank, South East,
N. Y
200, 000
May 25,1874
Merchants' National Bank of West Virginia, Wheeling, W. Ya
500,000
July 7,1874
Central National Bank, Baltimore, Md... July 15,1874
200,000
Second National Bank, Leavenworth,
Kans
100, 000
July 22,1874
Teutonia National Bank, New Orleans,
La
m.
300,000
Sept. 2,1874
City National Bank, Chattanooga, Tenn. - Sept. 10,1874
170,000
First National Bank, Cairo, 111
Oct. 10,1874
100, 000 '
Nov. 9,1874
First National Bank, Olathe, Kans
50, 000
Nov. 10,1874
First National Bank, Beverly, Ohio
102,000
Union National Bank, La Fayette, Ind... Dec. 4,1874
250, 000
Ambler National Bank, Jacksonville, Fla* Dec. 7,1874
42, 500
Mechanics' National Bank, Chicago, 111.. Dec. 30,1874
250,000
First National Bank, EA^ansville, Wis
Jan. 9,1875
55, 000
First National Bank, Baxter Springs, Kans Jan. 12,1875
50,000
People's National Bank, Pueblo, Colo
Jan. 12,1875
50,000
National Bank of Commerce, Green Bay,
Wis
"... Jan. 12,1875
100, 000
First National Bank, Millersburg, Ohio.. Jan. 12,1875
100,000
100,000
First National Bank, Staunton, Ya
Jan. 23,1875
100, 000 •
National City Bank, Milwaukee, Wis
Feb. 24,1875
Irasburg National Bank of Orleans, Iras75,000
burg, Yt
Mar. 17,1875
100,000 i
First National Bank, Pekin, 111
Mar. 25,1875
Merchants and Planters' National Bank,
Mar. 30,1875
200,000 ;
Augusta, Ga
Monticello National Bank, Monticello,
Mar. 30,1875
100,000 ;
Iowa
125,000 |
Iowa City National Bank, IowaCity, Iowa Apr. 14,1875
250,000 i
First National Bank, Wheeling, W. Ya .. Apr. 22,1875
First National Bank, Mount Clemens,
50, 000 j
Mich
: May 20,1875
50,000 j
First National Bank, Knob Noster, Mo .. May 29,1875
June 24,1875
50,000
First National Bank, Brodhead, Wis
Auburn City National Bank, Auburn,
NY
June 26,1875
200,000
First National Bank, El Dorado, Kans . . . : June 30,1875
50,000 i
First National Bank, Junction City, Kans! July 1,1875
50,000 !
July 19,1875
First National Bank, Chetopa, Kans
50,000
First National Bank, Golden, Colo
Aug. 25,1875
50,200
Aug. 26,1875
National Bank of Jefferson, Wis
60,000 i
Green Lane National Bank, Green Lane,
100,000 i
Sept. 9,1875
Pa.
State National Bank, Topeka, Kans
60,500 ;
Sept. 15,1875
Farmers' National Bank, Marshalltown \
50,000
Iowa
-.
| Sept. 18,1875
150, 000
Kichland National Bank, Mansfield, Ohio | Sept. 25,1875
350,000
Planters' National Bank, Louisville, Ky.. j Sept. 30,1875
75,000
First National Bank, Gallatin, Tenn
I Oct. 1,1875
100,000
First National Bank, Charleston, W. Ya.. | Oct. 2,1875
75,000
People's National Bank, Winchester, 111. Oct. 4,1875
First National Bank, New Lexington, :
Ohio
I Oct. 12,1875
50,000
First National Bank, Ishpeming, Mich .. i Oct. 20,1875
50,000
Fayette County National Bank, Washington, Ohio . . . . .
Oct. 26,1875
100,000
Merchants' National Bank, Fort Wayne,
Ind
Nov. 8,1875
100,000 ;
Kansas City National Bank, Kansas
City,Mo
j Nov. 13,1875
ioo, ooo i
First National Bank, Schoolcraft, Mich.. Nov. 17,1875
50,000
Dec. 17,1875
First National Bank, Curwensville, Pa . . .
100,000 '
* No circulation.




Eetired.

Outstanding.

$92, 920
110, 500

$87, 570
103, 473

$5, 350
7,027

90, 000
45, 000

82,-939
42, 310

7,061
2,690

225, 000
90, 000
45, 000
45, 000
45, 000

209, 330
84,110
42, 830
41, 588
42, 285

15, 670
5, 890
2,170
3,412
2,715

166, 550

158, 807

7, 743

450, 000
180, 000

421,103
168, 380

28, 897
11, 620

90, 000

81, 706

8,294

000
000
000
000
000
095

244, 985
139, 676
82, 226
42, 532
• 81,855
208, 956

25, 015
13, 324
7, 774
2,468
8,145
15,139

144,900
45, 000
36, 000
27,000

131, 760
41, 745
33, 501
25,187

13,140
3, 255
2, 499
1,813

90, 000
72, 000
90, 000
78, 500

83,155
67,159
81, 527
70, 510

6,845
4,841
8,473
5,990

67, 500
90, 000

62, 064
79, 439

5,436
10, 561

180, 000

160, 970

19, 030

45, 000
112, 500
225, 000

37, 924
103,104
197, 610

7,076
9,396
27, 390

27, 000
45. 000
45, 000

23, 725
41,642
40, 080

3,275
3,358
4,920

141,300
45, 000
45, 000
36, 000
27, 000
54, 000

125, 849
40,054
39, 900
31, 519
24, 600
45, 272

15, 451
4,946
5,100
4,481
2,400
8,728

90, 000
30, 600

81, 760
27, 277

8,240
3,323

27, 000
135, 000
315, 000
45, 000
90, 000
67, 500

23, 265
110, 741
252, 325
39, 685
81,155
56,195

3,735
24, 259
62, 675
5,315
8, 84.1
11, 305

45, 000
45, 000

40, 354
38, 865

4,646
6,135

90, 000

79,141

10, 859

90, 000

84, 320

5, 680

90, 000
45, 000
90, 000

79, 617
38, 782
72, 503

10, 383
6,218
17,497

270,
153,
90,
45,
90,
224,

CXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
National banks that have gone into liquidation,

fyc.—Continued.
Circulation.

Name and location of bank.

Date of liqui-

Capital.
Issued.

National Marine Bank, Saint Paul, Minn Dec. 28,1875 ;
First National Bank, Rochester, Ind
Jan. 11,1876 ;
First National Bank, Lodi, Ohio
i Jan. 11,1876 '
Iron National Bank, Portsmouth, Ohio.. Jan. 19.1876
First National Bank, Ashland, Nebr
Jan. 26| 1876 ;
First National Bank, Paxton, 111
Jan. 28,1876
First National Bank, Bloomfield, Iowa... Feb. 5,1876 .
Marietta National Bank, Marietta, Ohio.. iFeb. 16,1876 ,
Salt Lake City National Bank of Utah, j
at Salt Lake City, Utah
I Feb. 21,1876
First National Bank, La Grange, Mo
! Feb. 24,1876 1
First National Bank, Atlantic, Iowa
! Mar. 7,1876
First National Bank, Spencer, Ind
! Mar. 11,1876
National Currency Bank, New York, N.Y.; Mar. 23,1876
Caverna National Bank, Caverna, Ky .. \ M a y 13, 1876
City_ National Bank, Pittsburgh, Pa
M a y 25,1876
National State Bank, Des Moines, Iowa. - \June 21,1876
First National Bank, Trenton, Mo
i June 22,1876
First National Bank, Bristol, Tenn
• July 10,1876
First National Bank, Leon, Iowa
: July 11,1876
Anderson County National Bank, Law- \
renceburg, Ky
I July 29,1876
First National Bank, Newport, Ind
! Aug. 7,1876
First National Bank, De Pere, Wis
| Aug. 17,1876
Second National Bank, Lawrence, Kans..! Aug. 23,1876
Commercial National Bank, Versailles, I
Ky
! !Aiif 26 1876
State National Bank, Atlanta, Ga
j Aug. 31,1876
Syracuse National Bank, Syracuse, N. Y. j Sept. 25,1876
First National Bank, Northumberland, Pa Oct. 6,1876
First National Bank, Lancaster, Mo
j Nov. 14,1876
First National Bank, Council Grove, Kans Nov. 28,1876
National Bank of Commerce, Chicago, 111 Dec. 2,1876
First National Bank, Palmyra, Mo
j Dec. 12,1876
First National Bank, Newton, Iowa
' Dec. 16,1876
National Southern Kentucky Bank, :
Bowling Green, Ky
.
*
; Dec. 23,1876
First National Bank, Monroe, Iowa
Jan. 1,1877
First National Bank, New London, Conn. Jan. 9,1877 ;
Winona DepositNationalBank, Winona, >
Minn
Jan. 28,1877
First National Bank, South Charleston, I
Ohio
\ Feb. 24,1877
Lake Ontario National Bank, Oswego,
N.Y
:...; Feb. 24,1877 :
First National Bank, Sidney, Ohio
Feb. 26,1877
Chillicothe National Bank, Chillicothe,
Ohio
! Apr. 9,1877
First National Bank, Manhattan, Kans... Apr. 13,1877 !
^National Bank of Monticello, Ky
Apr. 23,1877
First National Bank Bockville, Ind
; Apr. 25,1877!
Georgia National Bank, Atlanta, Ga
M a y 31,1877
First National Bank, Adrian, Mich
Jniie 11,1877
First National Bank, Napoleon, Ohio
. June 30,1877 ;
First National Bank, Lancaster, Ohio
A u g . 3,1877
First National Bank, Minerva, Ohio........| A u g . 24,1877 i
Kinney NationalBank, Portsmouth, Ohio A u g . 28,1877
First National Bank, Green Bay, Wis
Oct. 19,1877 j
National Exchange Bank, Wake-field, i
Oct. 27,1877 !
E.I
First National Bank, Union City, Ind i Nov. 10,1877 ;
First National Bank, Negaunee, Mich... i Nov. 13,1877 ;
Tenth National Bank, New York, N. Y .. i Nov. 23,1877 '
First National Bank, Paola, Kans
! Dec. 1,1877
National Exchange Bank, Troy, N. Y \ Dec. 6,1877 '
Second National Bank, La Fayette, Ind. Dec. 20,1877 j;
State National Bank, Minneapolis, Minn.; Dec. 31,1877
Second National Bank, Saint Louis, Mo..; Jan. 8,1878
First National Bank, Sullivan, Ind
\ Jan. 8,1878 :
Eockland County National Bank, Nyack I
Jan. 10,1878
N.Y
First National Bank, Wyandotte, Kans.! Jan. 19,1878
Jan. 22,1878
First National Bank, Boone, Iowa
First National Bank, Pleasant Hill, Mo.. Feb. 7,1878 i
Feb. 28,1878 ,
National Bank, Gloversville, N. Y
First National Bank, Independence, Mo. Mar. 1,1878 '
Mar. 2,1878
National State Bank, Lima, Ind
Mar. 4,1878 ;
First National Bank, Tell City, Ind




Retired.

Outstanding.

$100,000
50, 000
100, 000
100, 000
50, 000
50, 000
55, 000
150, 000

$90,
45,
90,
90,
45,
45,
49,
135,

000 !
000 ;
000
000 i
000 i
000
500
000 j

$78,890
36,988
69, 238
79,027
38,046
37, 702
39, 985
118,527

$11,110
8,012
20, 762
10, 973
6,954
7, 298
9,515
16, 473

100, 000
50, 000
50, 000
70, 000
100, 000
50,000
200, 000
100, 000
50, 000
50, 000
60, 000

90,
45,
45,
63,
90,
45,
90,
90,
45,
45,
45,

000 i
000
000
000
000
000
000
000
000
000
000

83,342
35, 369
35, 545
50, 557
83, 915
36, 515
70, 631
77, 995
34, 958
36, 534
37, 214

6,658
9, 631
9, 455
12, 443
6,085
8,485
19, 369
12, 005
10, 042
8,466
•7, 786

100,
60,
50,
100,

000
000
000
000

45,
45,
31,
90,

000
000
500 i
000

36, 660
31, 348
26,290
76, 655

8,340
13, 652
5,210
13, 345

170,
200,
200,
100,
50,
50,
250,
100,
50,

000
000
000
000
000
000
000
000
000

153, 000
135, 000 !
180, 000
90, 000
27, 000
26, 500
166, 500
90, 000
45, 000

121 181
115', 740
150, 841
77, 624
20, 500
19, 484
147, 810
77, 909
25, 658

31 819
19,' 260
29,159
12, 376
6,500
7,016
18, 690
12, 091
19, 342

50, 000
60, 000
100, 000

27, 000
45, 000
91, 000

20, 510
33, 964
79, 292

6,490
11, 036
11, 708

100, 000

90, 000

66, 883

23,117

100, 000

90, 000

62, 223

27, 777

275, 000
52, 000

238,150
46, 200

222,169
29, 727

15, 981
16, 473

100, 000
50, 000
60, 000
200, 000
100,000
100, 000
50, 000
60, 000
50, 000
100, 000
50, 000

71, 630
29, 079
25, 005
100, 045
76, 295
69, 752
73, 637
31, 846
27,532
52,985
23,681
21,329

18,360
15,121
24, 495
73, 045
13, 705
18, 748
16, 363
22,154
17, 468
37, 015
21,319
13, 321

24, 695
23,541
257, 727
21,098
57,447
29,281
34,944
27, 076
23, 700

20,
21,
183,
23,
32,
22,
47,
25,
21,

305
459
'273
252
553
886
556
979
300

52,956
23,018
17,090
21,252
37,054
11,188
12,092
24,182

36,
21,
15,
23,
27,
15,
21,
20,

044
982
310
748
696
812
379
318

70,
50,
50,
500,
50,
100,
200,
100,
200,
50,

000
000
000
000
000
000
000
000
000
000

89, 990
44 200
49, 500
173, 090
90, 000
88, 500
90, 000
54, 000
45, 000 1
90, 000 '
45, 000 i
!
34, 650
45, 000
45, 000 !
441,000
44, 350 i
90, 000 1
52,167 i
82, 500 !
53, 055
45, 000 j

100,
50,
50,
50,
100,
50,
100,
50,

000
000
000
000
000
000
000
000

89, 000 :
45, 000 j
32, 400 !
45, 000 |
64, 750 i
27, 000
33, 471 1
44, 500

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIII
National hanks that have gone into liquidation,

$-c.—Continued.
Circulation.

Name and location of bank.

Date of liquidation.

Capital.
Issued.

Mar. 5,1878
First National Bank, Pomeroy, Ohio
$200, 000
Eleventh Ward National Bank, Boston,
Mass
Mar. 14,1878
200, 000
First National Bank, Prophetstown, 111.. Mar. 19,1878
50, 000
First National Bank, Jackson, Mich...,. Mar. 26,1878
100, 000
First National Bank, Eau Claire, Wis... Mar. 30,1878
60, 000
First National Bank, Washington, Ohio . Apr. 5,1878 ! 200, 000
First National Bank, Middleport, Ohio .. Apr. 20,1878
80, 000
First National Bank, Streator, 111
Apr. 24,1878
50, 000
First National Bank, Muir, Mich
Apr. 25,1878
50, 000
Kane County National Bank, Saint
M a y 31,1878
Charles, 111
50, 000
First National Bank, Carthage, Mo
June 1,1878
50, 000
Security National Bank, Worcester,
June 5,1878
100, 000
Mass
First National Bank, Lake City, Colo ... June 15,1878
50, 000
People's National Bank, Norfolk, Ya
July 31,1878
100,000
Topeka National Bank, Topeka, Kans.. Aug. 7,1878
100, 000
First National Bank, Saint Joseph, Mo .. Aug. 13,1878
100,000
First National Bank, Winchester, Ind ... Aug. 24,1878
60, 000
Muscatine National Bank, Muscatine,
Iowa
Sept. 2,1878 [- 100, 000
Traders' National Bank, Chicago, 111 ... Sept. 4,1878
200, 000
Union National Bank, Railway, N. J
Sept. 10,1878
100, 000
First National Bank, Sparta, Wis
Sept. 14,1878
50,000
Herkimer County National Bank, Little
Oct. 11 1878
Falls, N. Y...'.
200, 000
Farmers' National Bank, Bangor, Me
Nov. 22,1878
ioo| 000
Pacific National Bank, Council Bluffs,
Iowa
'.. Nov. 30,1878
100, 000
First National Bank, Anamosa, Iowa
50, 000
Dec. 14,1878
Smithfield National Bank, Pittsburgh,
Pa
".... Dec. 16,1878
200, 000
First National Bank, Buchanan, Mich... Dec. 21,1878
50, 000
First National Bank, Prairie City, 111
50,000
Dec. 24,1878
Corn Exchange National Bank, Chicago,
111
500, 000
Jan. 4,1879
Franklin National Bank, Columbus, Ohio Jan. 4,1879
100, 000
Trader's National Bank, Bangor, Me
100, 000
Jan. 14,1879
First National Bank, Gome, N. H
60, 000
Jan. 14,1879
First National Bank, Salem, N. C
150, 000
Jan. 14,1879
First National Bank, Granville, Ohio.... Jan. 14,1879
50, 000
Commercial National Bank, Petersburg, Jan. 14,1879
120, 000
Va
300, 000
Jan. 14,1879
First National Gold Bank, Stockton, Cal.
First National Bank, Sheboygan, Wis ... Jan. 14,1879
50, 000
First National Bank, Boscobel, Wis
50, 000
Jan. 21,1879
National Marine Bank, Oswego, N. Y
120, 000
Jan, 25,1879
Central National Bank, Hightstown, N. J. Feb. 15,1879
100, 000
Brookville National Bank, Brookville,
Ind
100, 000
Feb. 18,1879
Farmers' National Bank, Centreville, 1
Iowa
Feb. 27,1879
50, 000
First National Bank, Clarinda. Iowa
; Mar. 1,1879
50, 000
Waterville National Bank, Waterville,
Me
125, 000
I Mar. 3,1879
First National Bank, Tremont, Pa
Mar. 4,1879
75, 000
First National Bank, Atlanta, 111
Apr. 15,1879
50,000
Union National Bank, Aurora, 111
Apr. 22.1879
125, 000
National Bank of Menasha, Wis
Apr. 26,1879
50, 000
National Exchange Bank, Jefferson
City, Mo
.".
50,000
i M a y 8,1879
First National Bank, Hannibal, Mo
! M a y 15,1879 j 100, 000
Merchants' NationalBank, Winona,Minn 1 June 16,1879
100, 000
Farmers' National Bank, Keithsburg, 111 i July 3,1879
50, 000
First National Bank, Franklin, Ky
100, 000
July 5,1879
National Bank of Salem, Tnd
50, 000
! July 8,1879
Fourth National Bank, Memphis, Tenn . ! July 19,1879 125, 000
Bedford National Bank, Bedford, Ind .... 1 July 21,1879
100, 000
First National Bank, Afton, Iowa
50, 000
Aug. 15,1879
First National Bank, Deer Lodge, Mont Aug. 16,1879
50, 000
First National Bank, Batavia, 111
50, 000
Aug. 30,1879
National Gold Bank and Trust Company,
San Francisco, Cal
750, 000
Sept, 1,1879
Gainesville National Bank, Gainesville,
Ala.
, i N o v ^5 1879
100, 000
First National Bank, Hackensack. N. J . Dec. 6,1879
100' 000
National Bank of Delavan, Wis
Jan. 7,1880
50, 000




Retired.

Outstanding.

$75, 713

$42, 476

$33, 237

89, 400
45, 000
88, 400
38, 461
69, 750
31, 500
40, 500
44, 200

59, 790
31, 452
40, 935
16, 371
31, 637
16, 890
19, 525
20,130

29, 610
13, 548
47, 465
22, 090
38,113
14, 610
20, 975
24, 070

26, 300
44, 500

10, 828
36,559

15, 472
27, 941

49, 000
25, 300
85, 705
89, 300
67,110
52, 700

29, 505
10, 749
29, 730
26, 633
17, 930
16, 391

19, 495
14, 551
55, 975
62, 667
49,180
36, 309

44, 200
43, 700
89, 200
45, 000

11, 541
12, 316
36, 240
14, 801

32, 659
31, 384
52, 960
30,199

178, 300
89J100

66, 649
37,132

111, 651
51, 968

45, 000
44, 500

16, 516
10,112

28,484
34, 388

90, 000
27, 000
27, 000

34,100
9,096
4,340

55, 900
17,904
22, 660

450, 000
180, 000
76, 400
45, 597
128, 200
45, 000
99, 800
238, 600

414, 416
117, 228
24, 615
15,174
29, 090
19, 579
22, 063
59,775

35, 584
62, 772
51, 785
30, 423
99,110
25, 421
77, 737
178, 825

45, 000
43, 900
44, 300
32, 400

11, 282
11, 058
16, 064
10, 265

33, 718
32, 842
28, 236
22,135

89, 000

16, 450

72, 550

41, 500
45, 000

6, 950
13, 268

34, 550
31, 732

110, 300
64, 600
26, 500
82, 000 1
44, 500 ;

37, 381
13, 007
3, 640
9,741
10,595

72,919
51, 593
22, 860
72, 259
33, 905

45, 000 '
88, 200 !
35, 000
27, 000 :
54, 000
44, 400 1
45, 000
87, 200 !
26, 500 !
45, 000
44, 300 :

9,014
13,502
6, 771
4,080
8, 330
8,898 ;
6, 755 ;
17,425
3,295 i
8, 475
7,853

35, 986
74, 698
28, 229
22, 920
45, 670
35,502
38,245
69, 775
23,205
36, 525
36, 447

40, 000

11, 685

90, 000
90' 000 i
27, 000 :

7 718
11,984
2,965

;

28,315
82 282
78', 016
24. 035

CXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Banks that have gone into liquidation,

Naine and location of bank.

Mechanics' National Bank, Nashville,
Tenn
Manchester National Bank, Manchester,
Ohio
First National Bank, Meversdale, Pa
First National Bank, Miffiinburg, .
3urg, Pa
Nation; Bank of Michigan,, Marshall,
Man
National ~
Mich
First National Bank, Rondout, N. Y . . . .
Ascutney National Bank, Windsor, Vt..

fyc.—Continued.
Circulation.

Date of
liquidation.

Capital.
Issued.

Outstanding.

Retired.

Jan. 13,1880

$100, 000

$90, 000

$11,400'

$78, 600

Jan. 13,1880
Mar. 5,1880
Mar. 8,1880

50, 000
50, 000
100, 000

48, 303
30, 600
90, 000

5,096
4,385
6, 575

43, 207
26, 215
83, 425

May 14,1880
Oct. 11,1880
Oct. 19,1880

120, 000
300, 000
100, 000

108, 000
270, 000
90, 000

9,260

98, 740
270, 000
90, 000

38, 940, 610 28, 506, 377 22, 851, 476 5, 654, 901

Totals.

National banks that have been placed in the hands of receivers, together with their capital,
circulation issued, lawful money deposited with the Treasurer to redeem circulation, the
amount redeemed, and the amount outstanding November 1, 1880.

Name and location of bank.

Capital,

First National Bank, Attica, N. Y
|
$50, 000 i
Venango National Bank, Franklin, Pa . J
300, 000 I
Merchants' National Bank, Washington,!
D.C
!
200,000
First National Bank, Medina, N. Y
I
50, 000
Tennessee National Bank, Memphis, !
j
Tenn
!
100, 000 !
First National Bank, Selma, Ala
100, 000
First National Bank, New Orleans, La ..
500, 000
National Unadilla Bank, Unadilla, N. Y. J 120, 000 |
Farmers and Citizens' National Bank,
!
Brooklyn,N.Y
300,000!
Croton National Bank, New York, N. Y . .
200, 000 j
First National Bank, Bethel, Conn
I
60, 000 !
First National Bank, Keokuk, Iowa
!
100, 000 j
National Bank of Vicksburg, Miss
•
50, 000 !
First National Bank, Rockford, 111
j
50, 000 j
First National Bank of Nevada, Austin, I
i
Nev
i
250,000 |
Ocean National Bank, New York, N. Y . . . I 1, 000, 000 j
Union Square National Bank, New York, I
j
N. Y
!
200, 000
Eighth National Bank, New York, N\ Y. j
250, 000
Fourth National Bank, Philadelphia, P a .
200, 000 i
Waverly National Bank, Waverly, N. Y '
106,100 I
First National Bank, Fort Smith, A r k .. j
50, 000 !
Scandinavian National Bank, Chicago, i
i
111
...!
250,000 I
Wallkill National Bank, Middletown,N.Yj
175, 000 j
Crescent City National Bank, New !
i
Orleans, La
I
500, 000 j
Atlantic National Bank, New York, N.Y.
300,000
First National Bank, Washington, B. C. j
500, 000
National Bank of the Commonwealth,
•
New York, N. Y
!
750, 000 j
Merchants' National Bank, Petersburg,
j
Va
400, 000 I
First National Bank, Petersburg, Ya . . .
200, 000 \
First National Bank, Mansfield, Ohio . . .
100, 000 j
New Orleans National Banking Association, New Orleans, La
600, 000
First National Bank, Carlisle, Pa
50, 000 ,
First National Bank, Anderson, Ind
50, 000 :
First National Bank, Topeka, Kans
100, 000
First National Bank, Norfolk. Ya
100, 000 j
Gibson County National Bank, Prince- !
ton, Ind ...'... .
50,000!
First National Bank of Utah, Salt Lake
i
City, Utah
150, 000 !
CookCounty National Bank, Chicago, 111
500,000 I




Lawful
money deposited.

Circulation.
Issued.

Redeemed.

Outstanding.

$44, 000 !
85, 000
!
180,000 |
40, 000

$44, 000
85, 000

$43, 666
84, 603

$334
397

180,000
40, 000

178, 774
39, 702

90, 000
85, 000 !
180, 000
100, 000 |
j
253,900
180, 000
26, 300 |
90, 000 j
25, 500
45, 000

90, 000
85, 000
180, 000
100, 000

89, 474
84, 392
178,155
99, 614

1,226
298
526
608
1,845
386

253,900
180, 000
26, 300
90, 000
25, 500
45, 000

251, 995
179, 271
26, 054
89, 414
25, 349
44, 488

1,905
729
246
586
151
512

129,700
800, 000

1,879
16, 268

50, 000
243, 393
179, 000
71, 000
45, 000

127, 821
783, 732
49, 311
238, 536
175,195
69, 203
44,140

129,700 ;
800, 000 j
j
50, 000 \
243, 393 j
179, 000 !
71, 000 j
45, 000 :
|
135,000 ;
118, 900 |
i
450,000!
100,000 :
450, 000 !

135,000
118,900

132, 702
115, 458

2,298
3,442

450,000
100,000
450, 000

433, 880
97, 257
425, 363

16,120
2,743
24, 637

234, 000 j

234, 000

222, 287

11, 713

360, 000 i
179, 200
90, 000 |
\
344, 337
45, 000
45, 000
90, 000
95, 000

360, 000
179, 200
90, 000

331, 750
165,410
84, 670

28, 250
13, 790
5,330

360, 000
45, 000
45, 000
90, 000
95, 000

342, 500
42, 300
42, 444
83, 534
87, 895

17, 500
2,700
2,556
6,466
7,105

43,800

39, 785

4,015

134.991
315,900

127, 307
292, 673

7,684
23, 227

43,800'
134, 991
293,400

689
4,857
3, 805
1,797
860

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXV
National banks that have been placed in the hands of receivers, $*c.—Continued.
Circulation.
Name and location of bank.

Capital.

First National Bank, Tiffin, Ohio
$100, 000
$63, 029
Charlottesville National Bank, Charlottesville, Va.
146, 585
200, 0.00
123, 800
124, 585
Miners'National Bank, Georgetown, Colo
45, 000
36, 055
150, 000
35, 857
Fourth National Bank, Chicago, 111
i
200, 000
180, 000
165, 264
180, 000
First National Bank, Bedford, Iowa
j
27, 000
16, 980
30, 000
18, 512
First National Bank, Osceola, Iowa
j
45, 000
36,190
45, 000
50, 000
First National Bank, Duluth, Minn
!
90, 000
84, 676
90, 000
100, 000
First National Bank, La Crosse, Wis
45, 000
36, 323
45, 000
50, 000
City National Bank, Chicago, 111
I
199, 691
225, 000
250,000 I
225, 000
Watkins National Rank, Watkins, N. YJ
53, 298
67, 500
75,000
67, 500
First National Bank, Wichita, Kans .... |
52, 200
52, 200
42, 554
60,000 j
First National Bank, Greenfield, Ohio.. J
50, 000
43, 036
50,000 !
50, 000
National Bank, Fishkill, N. T
!
200, 000 j
135, 200
177,200 i 134, 684
First National Bank, Franklin, Ind
i
130,992 j
95, 612
132,000 I
95, 992
Northumberland County National Bank,'
Shamokin, Pa
"
i
42, 510
67,000
44,300
60,300 I
First National Bank, Winchester, HI i
28, 956
50,000
45,000 |
30, 000
i
National Exchange Bank, Minneapolis, \
Minn
.
49,830 !
100,000
90, 000
90,000 |
National Bank of State of Missouri, j
Saint Louis, Mo
2, 500, 000
1, 648, 800 1,693,660 1,581,389
First National Bank, Delphi, Ind
!
50, 000
45,000
31,008
30, 600
First National Bank, Georgetown, Colo . j
75, 000
45, 000
26, 325
26, 000
Lock Haven National Bank, Lock Haven, ••
Pa
i
120, 000
45, 000
71, 200
39, 653
Third National Bank, Chicago, 111
750, 000
285, 770
278, 500
597, 840
Central National Bank, Chicago, El
200, 000
25, 286
25, 000
45, 000
First National Bank, Kansas City, Mo .. |
500, 000
21, 220
25, 000
44, 940
Commercial National Bank, Kansas i
:
City, Mo
100, 000
23, 344
44, 500
44, 500
First' National Bank, Ashland, Pa
\
112, 500
46, 607
88, 000
88, 000
48, 631
First National Bank, Tarrytown, N. T .. I 100, 000
51, 000
89, 200
250, 000
First National Bank, Allentown, Pa
!
78, 641
38, 828
78, 641
100, 000
First National Bank, Waynesburg, Pa ..!
69, 345
65, 360
69, 345
Washington County National Bank, j
60, 344
Greenwich, N. Y
i
200,000
114, 220
114,220
12, 080
First National Bank, Dallas, Texas
50, 000
29, 800
29, 800
31,192
People's National Bank, Helena, Mont...
31, 300
89, 300
100, 000
16, 765
First National Bank, Bozeman, Mont ...
15, 500
44,400
50,000
Citizens' National Bank, Charlottes100, 000
ville, Ya
\
90, 000
83,654
90,000
Merchants' National Bank, Fort Scott, j
Kans
50, 000
21, 500
45, 000
45,000 !
Farmers' National Bank, Platte City, Mo. j
50,000
6,230
27,000 |
27, 000
First National Bank, Warrensburg, Mo. I 100,000 i
16, 773
45,000 j
20, 000
German American National Bank, Wash- !
i
130,000 j
31,143
ington, D. C
!
29, 500
62,500 !
421, 035
500,000
German National Bank, Chicago, 111 1
367, 000
450, 000
Commercial National Bank, Saratoga i
100, 000
Springs, N. Y
j
39, 056
39, 000
86, 900
Second National Bank, Scranton, Pa
j
200, 000
91, 465
24, 495
91, 465
100, 000
National Bank of Poultney, Yt
i
90, 000
29, 467
31, 000
First National Bank, Mon'ticello, Ind
'
50, 000
27, 000
6,375
7,000
First National Bank, Butler, Pa
j
50, 000
71,165
11, 785
31,165
Manufacturers' National Bank, Chicago, j

ni

000
000
000
000

22, 994
5,000
56,643
2,500

450, 000
89, 500
327, 653
90, 000

| 18,762,600

11,015,890

12, 968,440

First National Bank, Meadville, Pa
!
First National Bank, Newark, N. J
First National Bank, Brattleboro', Y t . . . |
Total




i

500,
100,
300,
300,

427, 006
5,442
20, 343
5,360
10, 726, 058

$5, 821
22, 785
8,945
14,736
10, 020
8, 810
5, 324
8, 677
25, 309
14, 202
9,646
6,964
42, 516
35, 380
17, 790
16, 044
40,170
112, 271
13, 992
18, 675
31, 547
312, 070
19,714
23, 720
21,156
41, 393
40, 569
39, 813
3,985
53, 876
17, 720
58,108
27, 635
6,346
23, 500
20,770
28, 227
31, 357
28, 965
47,844
66,970
60, 533
20, 625
59,380
22,994
84, 058
307, 310
84,640
2, 242, 382

CXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
t

Insolvent national banks, with date of appointment of receivers, amount of capital stock and
claims proved, and rate of dividends paid to creditors.
Name and location of bank.

Receiver appointed—

Capital
stock.

3= B

First National Bank of Attica, N.Y. Apr. 14,1865
$50, 000 $122, 089
Venango National Bank of Frank- May 1,1866
300, 000
434,186
lin, Pa.
200, 000
Merchants' N a t i o n a l Bank of M a y 8,1866
669, 513
Washington, D. C.
First National Bank of Medina, Mar. 13,1867
50, 000
82, 338
N.Y.
Tennessee National Bank of Mem- Mar. 21,1867
100, 000
376, 932
phis, Tenn.
First National Bank of Selma, Ala. Apr. 30,1867
100, 000
289, 467
First National Bank of New Or- M a y 20,1867
500, 000 1,119, 313
leans, La.
National Unadilla Bank of Una- Aug. 29, 1867 120, 000
127, 801
dilla, N. Y.
Farmers and Citizens' National Sept. 6,1867
300, 000 1,191, 500
Bank of Brooklyn, N. Y.
Croton National Bank of New Oct. 1,1867
200, 000
170, 752
York, N. Y.
First National Bank of Bethel, Feb. 28,1868
60, 000
Conn.
First National Bank of Keokuk, Mar. 3,1868
100, 000
205, 256
Iowa.
National Bank of Vicksburg, Apr. 24,1868
50, 000
33, 562
Miss.
First National Bank of Rockford, Mar. 15,1869
50, 000
69, 874
111.
First National Bank of Nevada, Oct. 13,1869
250, 000
170, 012
Austin, Nev.
Ocean National Bank of New York, Dec. 13,1871 1, 000, 000 1, 282, 254
N.Y.
200, 000
Union Square National Bank of Dec. 15,1871
157,120
New York, N. Y.
Eighth National Bank of New
York, N. Y.
Fourth National Bank of Philadelphia, Pa.
Waverly National Bank of Waverly, N. Y.

Remarks.

Pr.cent.
58
Finally closed.
15
24*

Do.

39ft

Do.

17*

Do.

42
70

Do.
Do.
Do.
99*
68J

Do.

35
41*

Do.

90
100
100

Dec. 15,1871

250, 000

378, 772

100

Dec. 20,1871

200, 000

645, 558

100

Apr. 23,1872

106,100

79, 864

100

First National Bank of Fort Smith, May 2,1872
Ark.

50, 000

Scaadinavian National Bank of I Dec. 12,1872
Chicago, 111.
Wallkill National Bank of Middle- Dec. 31,1872
town, N. Y.

250, 000

249,174

40

175, 000 j

171,468

100

Crescent City National Bank of
New Orleans, La.
Atlantic National Bank of New
York, N. Y.
First National Bank of Washington, D. C.
National Bank of the Commonwealth, New York, N. Y.

Mar. 18,1873 j

500, 000

657, 020 |

Apr. 28,1873 |

300, 000

574, 513 j 95

Sept. 19,1873

500, 000 1, 619, 965 100

Sept. 22,1873

750, 000

796, 995

400, 000

992, 636

34

200, 000

167, 285

76

100, 000

175, 068

30 per cent, interest
dividend.
10 per cent, paid to
stockholders and
finally closed.
Finally closed.

45

Mechanics' National Bank of Pe- Sept. 25,1873
tersburg, Ya.
First National Bank of Peters- Sept. 25,1873 j
burg, Va.
First National Bank of Mansfield, Oct. 18,1873 |
Ohio,
New Orleans National Banking Oct. 23,1873 j
Association of New Orleans, La.
First National Bank of Carlisle, Oct. 24,1873 |
Pa.
First National Bank of Anderson, Nov. 23,1873 j
Ind.
First National Bank of Topeka, Dec. 16,1873 j
Kans.
!
First National Bank of Norfolk, Va June 3,1874 j
Gibson County National Bank of Nov. 28,1874 !
Princeton, Ind.
First National Bank of Utah, Salt Dec. 10,1874 j
Lake City, Utah.
Cook County National Bank of j Feb. 1,1875
Chicago, 111.
:
i




15,142 : 100

600, 000 1, 426, 858

80

100

55

50, 000

65, 729

72

Do.
32| per cent, paid to
stockholders and
finally closed.
13 per cent, paid to
stockholders a n d
finally closed.
• per
dividend and finally closed.
5 per cent, since last
report.
Finally closed.
35 per cent, paid to
stockholders and
finally closed.
Finally closed.
Do.
5 per cont. since last
report.

25

50, 000

143, 534

100, 000

55, 372

100, 000
50, 000

176, 330
62, 646

150, 000

93, 021

500, 000

j Finally closed.
45
100

Do.
Do.

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXVII
Insolvent national banks, with date of appointment of receivers,

Dividends
paid.

Name and location of bank.

Receiver appointed—

Capital
stock.

First National Bank of Tiffin, Ohio.
Charlottesville National Bank of
Charlottesville, Ya.
Miners' National Bank of Georgetown, Colo.
Fourth National Bank of Chicago,
HI.*
First National Bank of Bedford,
Iowa.
First National Bank of Osceola,
Iowa.
First National Bank of Duluth,
Minn.
First National Bank of La Crosse,
Wis.
City National Bank of Chicago, 111.
Watkins National Bank of Watkins, N. T.
First National Bank of Wichita,
Kans.
First National Bank of Greenfield,
Ohio.*
National Bank of Fishkill, Fishkill, N. T.
First National Bank of Franklin,
Ind.
Northumberland County National
Bank, Shamokin, Pa.
First National Bank of Winchester, 111.
National Exchange Bank of Minneapolis, Minn.

Oct. 22,1875
Oct. 28,1875

Pr.cent.
$100, 000 $237 824 66
Finally closed.
200,000 ; 342, 794 50
10 per cent, since last
report.
150,000 ; 92, 624 35

Jan. 24,1876

Feb. 1,1876 j 200,000 |

Proved
claims.

fyc.—Continued.

35, 801

50

50, 781

12J

Feb. 1,1876 j

30,000;

Feb. 25,1876 ;

50,000 ;

34, 535 100

Finally closed.

Mar. 13,1876 j 100,000 I

87, 786 100

28 per cent, since last
report.
10 per cent, since last
report.

Apr. 11,1876

50,000

135, 952

45

M a y 17,1876
250,000
703,658 i 70
100
July 12,1876 ' 75,000 ; 59,144 |
!
Sept. 23,1876 j 60,000
97, 464
Dec. 12,1876 |

First National Bank of Warrensburg, Mo.
German American National Bank
of Washington, D. C.
German National Bank of Chicago,
111.*
*
Commercial National Bank of Saratoga Springs, N. Y.




Finally closed.
10 per cent, since last
report.

50,000 .

Jan. 27,1877

200,000:

345, 320

85

Feb. 13,1877

132,000 ; 184, 457

90

Mar. 12,1877 j

67,000 | 165, 435

75

Mar. 16,1877 j

50,000

143, 300

60

M a y 24, 1877 j 100,000

223, 942

Sept. 13,1878

100, 000

i

Sept. 14,1878 !

168, 048

15

50, 000

Sept. 14,1878

69, 631

70

50, 000

27, 801

45

Oct.

50, 000

12, 449

100

Nov.

1,1878 i

100, 000

156, 260

75

Nov.

1,1878 ;

130, 000

270, 205

20

Dec. 20,1878 \

500, 000

141, 484

55

128, 832

85

j

Feb. 11,1879 J

T38(& P e r c e n t - since
last report; finally
closed.
20 per e.ent, since last
report.
10 per cent, since last
report.
20 per cent, since last
report.
5 per cent, since last
report.
10 per cent, since last
| report.
j 31 per cent, paid to
! stockholders.
Finally closed.
'• 5 per cent, since last
: report.

! Finally closed.
I 27 per cent, since last
]
report.
30 per cent, since last
report.

100, 000

Sept. 25,1878 i
1,1878

30 per cent, since last
report.
25 per cent, since last
report.
12^ per cent, since last
report.
13

National Bank of the State of Mis- J u n e 23,1877 I 2, 500, 000 1, 847, 584 90
souri, Saint Louis, Mo.
60
50,000
133,112
First National Bank of Delphi, Ind. J u l y 20,1877 j
75,000 ;
168, 760
First National Bank of George- A u g . 18,1877 i
town, Colo.
80
243, 736
Lock Haven National Bank of I A u g . 20,1877 | 120,000
1
i
Lock Haven, Pa.
750,000
90
Third National Bank of Chicago,
988, 641
j N o v . 24,1877 •
HI.
Central National Bank of Chicago,
200,000 ;
60
298, 324
I Dec. 1,1877 j
First National Bank of Kansas,
500,000 !
40
392, 394
| Feb. 11,1878 \
City, Mo.
Commercial N a t i o n a l Bank of
100,000 !
75,175 100
\ Feb. 11,1878 |
Kansas City, Mo.
First National Bank of Ashland, I Feb. 28,1878 ! 112,500 •
33,105 100
j
Pa.*
First National Bank of Tarry- Mar. 23,1878
100,000
85
118, 371
town, N. Y.
First National Bank of Allento wn, Apr. 15,1878
250, 000
50
50, 486
Pa.*
100, 000
40
First National Bank of Waynes- May 15,1878
22? 146
burg, Pa.*
262, 812 j 100
Washington County National Bank June 8,1878 j 200, 000
of Greenwich, N. Y.
37
73, 804
First National Bank of Dallas, Tex. June 8,1878
50, 000
People's National Bank of Helena,
Mont.
First National Bank of Bozeman,
Mont.
Citizens' National Bank of Charloitesville, Ya.*
Merchants' National Bank of Fort
Scott, Kans.*
Farmers' National Bank of Platte
City, Mo.

Remarks.

100, 000

* Formerly in voluntary liquidation.

Do.
18 per cent, paid tostockholders a n d
finally closed.
65 per cent, since last
report.
10 per cent, since last
report.
30 per cent, since last
report.
25 per cent, since last
report.

CXXXVIIT REPORT OF THE COMPTROLLER OF THE CURRENCY.
Insolvent national dailies, with date of appointment of receivers, $rc.—Continued.
Name and location of bank.

Receiver appointed—

Capital
stock.

Proved
claims.

Second National Bank of Scranton,
Pa.*
National Bank of Ponltney, Vt

Mar. 15,1879

$200, 000

$118, 638

Dividends
paid.

Remarks.

Pr.cent.

Apr. 7,1879

100, 000

81, 801

60

First National Bank of Monticello, July 18,1879
Ind.
First National Bank of Butler, Pa. July 23,1879

50, 000

14, 206

30

50, 000

108, 385

30

Feb. 10,1880

500, 000

15 per cent, sflice last
report.

June 9,1880

100, 000

93, 625

65

Since last report.

June 14,1880

300, 000

552,177

80

Do.

June 19,1880

300, 000

86, 669

90

Do.

Manufacturers' National Bank of
Chicago, Dl.*
Pirst National Bank of Meadville,
Pa.
Pirst National Bank of Newark,
N. J .
Pirst National Bank of Brattleboro', Vt.
Total




18,762,600 25,786,261
* Formerly in voluntary liquidation.

35 per cent, since last
report.
Since last report.

AGGREGATE RESOURCES AND LIABILITIES
OF

THE NATIONAL BANKS




FROM

OCTOBEB, 1863, TO OCTOBEB, 1880.

CXL

REPORT OP THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1
JANUARY.

863.
APRIL.

JULY.

OCTOBER 5.

Resources.
66 banks.
...

$5,466,086 33
5,662,600 00
106,009 12

Dae from nat'l and other b'ks.
Real estate furniture &c
Current expenses
.........

2,625,597 05
177,565 69
53,808 92
2,503 69

Chft<VkR and otherflftsjhHeiPfl THlla of Tiat'l and other h a n k s .

492,138 58
764 725 00
1,446,607 62

Loans and discounts . .

Specie and other lawfulmon'y.

16,797,644 00

Total

1

864.

JANUARY 4.

APRIL 4.

JULY 4.

OCTOBER 3.

139 banks.

307 banks.

467 banks.

508 banks.

$10,666,095 60
15,112,250 00
74,57148

$31,593,943 43
41,175,150 00
432,059 95

$70,746,513 33
92,530,500 00
842,017 73

$93,238,657 92
108,064,400 00
1,434,739 76

Due from national banks
Due from other b'ks and b'k'rs
Beal estate, furniture, &c
Current expenses

*4,786,124 58
381,144 00
118,854 43

4,699,479 56
8,537,908 94
755,696 41
352,720 77

15,935,730 13
17,337,558 66
1,694,049 46
502,34131

19,965,720 47
14,051,396 31
2,202,318 20
1,021,569 02

Checks and other cash items..
Bills of nat'l and other banks.
Specie and other lawful mon'y.

577,507 92
895,521 00
5,018,622 57

2,651,916 96
1,660,000 00
22,961,411 64

5,057,122 90
5,344,172 00
42,283,798 23

7,640,169 14
4,687,727 00
44,801,497 48

37,630.691 58

114,820,287 66

252,273,803 75

297,108,195 80

Loans and discounts
U. S. bonds and securities
Other items

Total

1

865.

JANUARY 2.

APRIL 3.

JULY 3.

OCTOBER 2.

638 banks.

907 banks.

1,294 banks.

1,513 banks.

$166,448,718 00
176,578,750 00
3,294,883 27

$252,404,208 07
277,619,900 00
4,275,769 51

$362,442,743 08
391,744,850 00
12,569,120 38

$487,170,136 29
427,731,300 00
19,048,513 15

Due from national banks
Due from other b'ks and b'k'rs
Beal estate, furniture, &c
Current expenses
Premiums paid

30,820,175 44
19,836,072 83
4,083,226 12
1,053,725 34
1,323,023 56

40,963,243 47
22, 554, 636 57
6,525,118 80
2,298,025 65
1,823,291 84

76,977,539 59
26,078,028 01
11,231,257 28
2,338,775 56
2,243,210 31

89,978,980 55
17,393,232 25
14,703,281 77
4,539,525 11
2,585,501 06

Checks and other cash items..
Bills of nat'l and other banks.
Specie
Legal tenders and fractl cur'y

17,837,496 77
14,275,153 00
4,481,937 68
72,535,504 67

29,681,394 13
13,710,370 00
6,659,660 47
112,999,320 59

41,314,904 50
21,651,826 00
9,437,060 40
168,426,166 55

72,309,854 44
16,247,24100
18,072,012 59
189,988,496 28

512,568,666 68

771,514,939 10

1,126,455,48166

1,359,768,074 49

Loans and discounts
U. 8. bonds and securities
Other items

Total




* Including amount due from national banks.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXLI

Banks from October, 1863, to October, 1880.
1

863.

JANUARY.

APRIL.

JULY.

OCTOBER 5.

Liabilities.
66 banks.
Capital stock

$7,188,393 00

Undivided profits
Individual and other deposits.
Due to nat'l and other banks*.
Other items

128,030 06
8,497,681 84
981,178 59
2,360 51

Total

16,797,644 00

1864.
JANUARY 4.

APRIL 4.

JULY 4.

OCTOBER 3.

139 banks.

307 banks.

467 banks.

508 banks.

$14, 740, 522 00

Capital stock
Surplus fund
Undivided profits

432, 827 81

$42,204,474 00

$75,213, 945 00

$86,782,802 00

1,625,656 87

1,129,910 22
3,094,330 11

2,010,286 10
5, 982,392 22

Total

30,155 00
19,450,492 53
2,153,779 38
822, 914 86

9, 797, 975 00
51, 274, 914 01
6, 814, 930 40
3,102, 337 38

25,825, 665 00
119, 414,239 03
27,382,006 37
213, 708 02

45,260, 504 00
122,166,536 40
34,862,384 81
43,289 77

37,630,691 58

National b'k notes outstanding
Individual and other deposits.
Due to nat'l and other banks*.
Other items

114, 820, 287 66

252,273,803 75

297,108,195 30

1865.
JANUARY 2.

JULY 3.

OCTOBER 2.

638 banks.

907 banks.

1,294 banks.

1,513 banks.

$135, 618,874 00

Capital stock

APRIL 3.

$215,326,023 00

8, 663, 311 22
12,283,812 65

Surplus fund
Undivided profits

17,318, 942 65
17, 809, 307 14

$325,834, 558 00

$393,157,206 00

31, 303, 565 64
23,159,408 17

38,713,380 72
32,350,278 19

National b'k notes outstanding

66, 769, 375 00

98, 89G, 488 00

131, 452,158 00

171,321,903 00

Individual and other deposits.
United States deposits

183, 479, 636 98
37,764,729 77

262,961,473 13
57, 630,141 01

398, 357, 559 59
58, 032, 720 67

500,910,873 22
48,170,381 31

Due to national banks
Due to other b'ks and bankers*

30,619,175 57
37,104,130 62

41, 301,031 16
59,692,581 64

78, 261, 045 64
79,591,594 93

90,044,837 08
84,155,161 27

Other items

265,620 87

578,951 37

462,871 02

944,053 70

Total

512,568,666 68

771,514,939 10

1,126,455,481 66

1,359,768,074 49




* Including State bank circulation outstanding.

CXLII REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1

866.

JANUARY 1.

Al'KIL 2.

JULY 2.

OCTOiiKK 1.

1,582 banks.

Resources.

1,612 banks.

1,634 banks.

1,644 banks.

$500, 650,109 19
Loans and discounts
U. S. b'ds dep'd to secure circ'n 298, 37G, 850 00
Other U.fc>.b'ds and securities.
142, 003, 500 00
Oth'r stocks, b'ds, and mortg's
17,483, 753 18
93,254,551 02
Duo from national banks
Duel'roin other b'ks and b'k'rs
14, 058, 229 87
Keai estate, furniture, &c
15,43(5, 296 16
Current expenses
3,193, 717 78
Premiums paid
2,423,918 02
89,837, 684 50
Checks and other cash items.
20,406, 442 00
Bills of national and other b'ks
19,205, 018 75
Specie
Legal tenders and fract'l cur'y 187,846,548 82
Total

1,404,776,619 29

$528,080,526 70 $550,353,094 17 $603,314,704 83
331, 843,200 00
326, 483,350 00
315,850,300 00
121,152, 950 00
125, G25, 750 00
94, 974, 650 00
17, 565, 911 46
17, 379,738 92
15,887,490 06
96, 696,482 66
107,650,174 18
87, 564, 329 71
13, 982, 613 23
13, 682, 345 12
15,211,117 16
15, 895, 564 46
16, 730, 923 62
17,134, 002 58
4, 927, 599 79
3, 032,716 27
5, 311,253 35
2, 233, 516 31
2, 398, 872 26
2,493,773 47
103,684,249 21
96,077,134 53
105,490,619 36
18,279,816 00
17,437,779 00
17,866,742 00
17, 529,778 42
9,226,831 82
12,629,376 30
189,867,852 52
205,793,578 76
201,425,041 63
1,442,407, 737 31 1,476,395,208 13 1,526, 962,804 42

1 86*7.
JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1,648 banks.

1,642 banks.

1,636 banks.

1,642 banks.

$608, 771, 799 61 $597, 648,286 53 $588,450,396 12
Loans and discounts
338, 863, 650 00
337, 684, 250 00
U. IS. b'ds dep'd to secure circ'n 339, 570,700 00
36,185, 950 00
38,465, 800 00
38, 368, 950 00
U. S. b'ds dep'd to sec're dep'ts
52, 949,300 00
46, 639,400 00
45, 633,700 00
U. S. b'ds and sec'ties on hand.
15, 073,737 45
20,194,875 21
21,45-2,615 43
Oth'r stocks, b'ds, and mortg's
92, 552,206 29
Due from national banks
94,121,186 21
92, 308, 911 87
12,996,157 49
Due from other b'ks and b'k'rs
10,737, 392 90
9, 663,322 82
18, 925, 315 51
Beal estate, furniture, &c
19, 625, 893 81
19,800,905 86
2,822,675 18
Current expenses
5,693,784 17
3,249,153 31
2,860, 398 85
Premiums paid
3,411,325 56
3,338,600 37
Checks and other cash items - 101,430,220 18
87,951,405 13
128,312,177 79
19,263,718 00
Bills of national banks
16,138,769 00
12,873, 785 00
1,176,142 00
531,267 00
Bills of other banks
825,748 00
19,726,043 20
11,128,672 98
Specie
11,444,529 15
102,534, 613 46
Legal tenders and fract'l cur'y 104,872,371 64
92, 861,254 17
82,047,250 00
75,488,220 00
Compound interest notes
84,065,790 00
Total

1,511,222,985 40 1,465,451,105 84

$609, 675, 214 61
338, 640,150 00
37,862,100 00
42,460, 800 00
21, 507, 881 42
95, 217, 610 14
8,389,226 47
20,639,708 23
5,297,494 13
2,^64,186 35
134,603,231 51
11,841,104 00
333,209 00
12,798,044 40
100,550,849 91
56,888,250 00

1,494,084,526 01 1,499,469,060 17

1 868.
JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 banks.

1,643 banks.

1,640 banks.

1,643 banks.

$616, 603,479 89 $628, 029,347 65
Loans and discounts
339,686,650 00
U. S. b'ds dep'd to secure circ'n 339,064,200 00
37,315,750 00
37,446,000 00
U. S. b'ds dep'd to sec're dep'ts
44,164, 500 00
45, 958,550 00
U. S. b'ds and sec'ties on hand.
19,365,864 77
19,874,384 33
Oth'r stocks, D'ds, and mortg's
95, 900, 606 35
Due from national banks
99,311,446 60
7,074,297 44
Due from other b'ks and b'k'rs
8,480,199 74
22,082,570 25
Heal estate, furniture, &c
21,125,665 68
5,428, 460,25
Current expenses
2, 986, 893 86
2, 660,106 09
Premiums paid
2,464,536 96
114,993, 036 23
Checks and other cash items.
109, 390,266 37
Bills of national banks
16, 655, 572 00
12,573,514 00
Bills of other banks
261, 269 00
196,106 00
Fractional currency
1,927,876 78
1,825, 640 10
Specie
20,981,601 45
18,373,943 22
Legal-tender notes
114, 306,491 00
84,390, 219 00
Compound interest notes
39, 997, 030 00
38,917,490 00
Three per cent, certificates ..
8,245, 000 00
24,255,000 00
Total




1,502,647,644 10

1,499,668,920 97

$655,729,546 42
339,569,100 00
37,853,150 00
43, 068,350 00
20,007,327 42
114,434,097 93
8, 642,456 72
22,699,829 70
2, 938,519 04
2,432, 074 37
124,076,097 71
13,210,179 00
342,550 00
1,863,358 91
20,755,919 04
100,106,100 00
19,473,420 00
44,905,000 00
1,572,167,076 26

$657,668,847 83
340,487,050 00
37,360,150 00
36, 817,600 00
20,693,406 40
102,278, 547 77
7,848,822 24
22,747,875 18
5,278,911 22
1,819,815 50
143,241,394 99
11,842,974 00
222,668 00
2,262,791 97
13, 003, 713 39
92, 453, 475 00
4, 513,730 00
59, 080, 000 00
1,559,621,773 49

REPORT OF THE COMPTROLLER OF THE CURRENCY, CXLIII

Banks from October, 1863, to October, 1880—Continued.
1

866.

JANUARY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1,582 banks.

1,612 banks.

1,634 banks.

1,644 banks.

$403,357,346 00

$409,273,534 00

$414,270,493 00

$415,472,369 00

43,000,370 78
28,972,493 70

44,687,810 54
30,964,422 73

50,151,991 77
29, 286,175 45

53,359,277 64
32,593,486 69

National b'k notes outstanding
State bank notes outstanding.

213,239, 530 00
45,449,155 00

248, 886,282 00
33, 800, 865 00

267,798,678 00
19, 996,163 00

280,253,818 00
9, 748,025 08

Individual deposits
TJ. S. deposits
Dep'tsoiTJ. S. disb'sing officers

522, 507, 829 27
29, 747, 236 15

534, 734, 950 33
29,150,729 82

533, 338,174 25
36, 038,185 03
3, 066, 892 22

564,616,777 64
30,420,819 80
2, 979,955 77

Due to national banks
Due to other b'ks and bankers.

94,709, 074 15
23,793, 584 24

89, 067, 501 54
21, 841, 641 35

96,496,726 42
25, 951, 728 99

110,531,957 31
26,986,317 57

1,442,407,737 31 1,476, 395,208 13

1,526,962,804 42

Liabilities.

Capital stock
Surplus fund
Undivided profits

Total

1,404,776, 619 29
1

§67.

JANUARY 7.

JULY 1.

OCTOBER 7.

1,648 banks.
Capital stock

APRIL 1.

1,642 banks.

1,636 banks.

1,642 banks.

$420,229,739 00

$419,399,484 00

$418, 558,148 00

$420, 073,415 00

59,992,874 57
26, 961, 382 60

60,206,013 58
31,131, 034 39

63,232,811 12
30, 656, 222 84

66,695,587 01
33,751,446 21

National b'k notes outstanding
State bank notes outstanding -

291,436, 749 00
6, 961, 499 00

292, 788, 572 00
5,460, 312 00

291,769, 553 00
4,484,112 00

293,887,941 00
4,092,153 00

Individual deposits
TJ. S. deposits
Dep'tsof U. S. disb'sing officers

558, 699, 768 06
27, 284,876 93
2,477, 509 48

512, 046,182 47
27,473,005 66
2, 650, 981 39

539, 599,076 10
29,838,391 53
3,474,192 74

540, 797, 837 51
23, 062,119 92
4,352,379 43

Due to national banks
Due to other b'ks and bankers -

92, 761, 998 43
24,416,588 33

91,156, 890 89
23,138, 629 46

89,821,751 60
22, 659,267 08

93, 111, 240 89
19, 644, 940 20

1,465,451,105 84

1,494,084,526 01

1,499,469,060 17

Surplus fond
"Undivided profits

Total

1,511,222,985 40

1 868.
JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 banks.

1,643 banks.

1,640 banks.

1,643 banks.

$420,260,790 00

$420,676,210 00

$420,105,011 00

$420, 634, 511 00

70,586,125 70
31,399,877 57

72,349,119 60
32,861,597 08

75,840,118 94
33,543,223 35

77,995,761 40
36,095,883 08

National b'k notes outstanding
State bank notes outstanding.

294, 377, 390 00
3,792, 013 00

295,336, 044 00
3,310,177 00

294,908,264 00
3,163,771 00

295,769,489 00
2,906,352 00

Individual deposits
U. S. deposits
Dep'ts of U. S. disb'sing officers

534,704,709 00
24, 305, 638 02
3,208,783 03

532,011,480 36
22,750,342 77
4,976,682 31

575,842, 070 12
24, 603, 676 96
3,499,389 99

580,940,820 85
17, 573,250 64
4, 570,478 16

Due to national banks
Due to other b'ks and bankers -

98,144, 669 61
21,867,648 17

94,073,631 25
21,323,636 60

113,306,346 34
27,355,204 56

99,414,397 28
23,720,829 18

1,502,647,644 10

1,499,668,920 97

1,572,167,076 26

1,559,621,773 49

Capital stock
Surplus fund
Undivided profits

Total




CXLIV REPORT OP THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1869.
JANUARY 4.

OCTOBER 9.

JUNE 12.

APRIL 17.

Resources.
1,617 b a n k s .

$662, 084, 813 47
338, 379, 250 00
29, 721, 350 00
30, 226, 550 00
20, 074,435 69

$686, 347, 755 81
338, 699, 750 00
27, 625, 350 00
27,476, 650 00
20, 777, 560 53

$682, 883,106 97
339,480,100 00
18, 704, 000 00
25 903, 950 00
22,250, 697 14

80
84
34
28
81
70

57, 554, 382 55
30, 520, 527 89
8, 075, 595 60
23, 798,188 13
5, 641,195 01
1, 716, 210 13

62, 912, 636 82
35, 556, 504 53
9,140,919 24
23, 859, 271 17
5, 820, 577 87
1, 809, 070 01

56, 669, 562 84
35, 393, 563 47
8,790,418 57
25,169,188 95
5, 646, 382 96
2, 092, 364 85

142, 605, 984 92
14,684,799 00
2,280,471 06
29, 626, 750 26
88, 239, 300 00
52, 075, 000 00

154,137,191 23
11, 725, 239 00
2, 088, 545 18
9, 944, 532 15
80,875,161 00
51,190, 000 00

161, 614, 852 66
11,524,447 00
1,804, 855 53
18,455, 090 48
80,934,119 00
49,815,000 00

1, 540, 394,266 50

1, 517,753,167 03

1, 564,174,410 65

1,497,226,604 33

$644, 945, 039 53
338, 539, 950 00
34, 538, 350 00
35, 010, 600 00
20,127, 732 96

Due from redeeming agents..
Due from other national banks
Due from State b'ks and b'k'rs
Real estate, furniture, &c
Current expenses
Premiums paid

65, 727, 070
30, 067, 316
7, 715, 719
23, 289, 838
3, 265, 990
1, 654, 352

Checks and other cash items.
Bills of other national banks.
Fractional currency
Specie
Legal-tender notes
Three per cent, certificates ...
Total

1,619 b a n k s .

1,620 b a n k s .

1,628 banks.
Loans and discounts
IT. S. bonds to secure circ'lat'n
TJ. S. bonds to secure deposits
IT. S. b'ds and sec'tiesonhand.
Oth'r stocks, b'ds, and mortg's

18 7

108, 809,817
10,776, 023
2,090,727
23, 002,405
83,719,295
45,^45, 000

37
00
38
83
00
00

o.

JANUARY 22.

MARCH 24.

JUNE 9.

OCTOBER 8.

DECEMBER 28.

1,615 b a n k s .

1,615 b a n k s .

1,612 b a n k s .

1,615 b a n k s .

1,648 banks.

Loans and discounts. $688, 875, 203 70 $710, 848, 609 39 $719, 341,186 06 $715, 928,079 81 $725,515,538 49
Bonds for circulation. 339, 350,750 00 339, 251, 350 00 338,845,200 00 340, 857,450 00 344,104,200 00
15,189,500 00
15,381, 500 00
16,102, 000 00
15,704,000 00
Bonds for deposits... 17, 592, 000 00
23,893,300 00
22, 323, 800 00
27, 292,150 00
28,276, 600 00
V. S. bonds on hand. 24, 677,100 00
22,686,358 59
23, 614, 721 25
20, 524, 294 55
23, 300,681 87
Other stocks and b'ds 21, 082,412 00
66, 275, 668 92
64,805,062 88
73,435,117 98
Due from red'g agents 71, 641, 486 05
74, 635,405 61
33, 948, 805 65
37,478,166 49
29, 510, 688 11
Due from n a t l banks 31, 994, 609 26
36,128,750 66
9, 319, 560 54
9,202,496 71
9,824,144 18
10, 238, 219 85
Due from State banks
10,430,781 32
26, 002,713 01
27,470, 746 97
28,021,637 44
26, 330,701 24
Real estate, &c
26, 593,357 00
3, 469, 588 00
5,871,750 02
6,905,073 32
6, 683,189 54
Current expenses
6, 324, 955 47
2,439, 591 41
2,491,222 11
3,251,648 72
2,680, 882 39
Premiums paid
3, 076,456 74
111, 624, 822 00
Cash items
Dlear'g-house exch'gs
National bank notes. 15, 840, 669 00
Fractional currency.
2,476,966 75
Specie
48,345,383,72
Legal-tender notes... 87,708, 502 00
Three per cent, cert'fs 43,820, 000 00
Total

11,267, 703 12
75, 317, 992 22
14, 226, 817 00
2,285,499 02
37, 096, 543 44
82,485,978 00
43, 570, 000 00

11,497, 534 13
83, 936, 515 64
16,342, 582 00
2,184,714 39
31, 099,437 78
94, 573, 751 00
43,465, 000 00

12, 536,613 57
79, 089, 688 39
12, 512,927 00
2, 078,178 05
18,460,011 47
79, 324, 577 00
43, 345, 000 00

13,229,403 34
76,208,707 00
17,001,846 00
2,150,522 89
26,307, 251 59
80,580,745 00
41,845, 000 00

1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93

1.
MARCH 18.

APRIL 29.

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1,688 b a n k s .

1,707 banks.

1,723 b a n k s .

1,767 b a n k s .

1,790 b a n k s .

Loans and discounts. $767,858,490
Bonds for circulation 351, 556,700
Bonds for deposits..'. 15,231,500
IT. S. bonds on hand. 23, 911,350
Other stocks and b'ds 22,763, 869
Due from red'g agents
Due from nat 1 banks
Due from State banks
Eeal estate, &o
Current expenses
Premiums paid

83,809,188
30,201,119
10,271, 605
28,805,814
6,694,014
3,939,995

59 $779,321,828 11 $789,416,568 13 $831, 552,210
00 354,427,200 00 357, 388, 950 00 364,475,800
28,087,500
15,236, 500 00
15, 250, 500 00
00
17,753, 650
22,487, 950 00
24, 200,300 00
00
24,517, 059
22,414, 659 05
23,132,871 05
20
86,878,608
92
85,061, 016 31
92,369,246 71
43, 525,362
99
38,332,679 74
39,636, 579 35
12,772, 669
34
11,478,174 71
11,853, 308 60
30,089,783
79
29,242,762 79
29, 637, 999 30
6,153,370
17
6,764,159 73
6,295,099 46
5,500,890
20
4,414,755 40
5,026,385 97

11,642,644 74
Cash items
Clear'g-house exch'gs 100,693,917 54
National bank notes- 13,137, 006 00
Fractional currency.
2,103, 298 16
Specie
25, 769,166 64
Legal-tender notes... 91, 072,349 00
Three percent, cert'fs 37, 570, 000 00
Total




12,749,289
130,855, 698
16,632,323
2,135,763
22,732, 027
106, 219,126
33,935,000

84
15
00
09
02
00
00

13,101,497 95
102,091,311 75
19,101,389 00
2,160,713 22
19, 924,955 16
122,137, 660 00
30, 690, 000 00

00 $818,996,311 74
00 366,840, 200 00
00
23,155,150 00
00
17,675, 500 00
35
23,061,184 20
84
05
83
85
29
17

77,985,600
43,313,344
13,069,301
30,070,330
7, 330,424
5,956,073
13,784,424
14, 058,268 86
101,165,854 52 114, 538,539
14,197, 653 00
13, 085,904
2,095,485 79
2, 061,600
13, 252, 998 17 29,595,299
109,414,735 00
93,942, 707
25,075,000 00
21,400,000

53
78
40
57
12
74
76
93
00
89
56
00
00

1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22

BEPOET OF THE COMPTROLLER OF THE CURRENCY.
BmUfrom

CXLV

October, 1863, to October, 1880—Continued.
869.

1
JANUAEY 4.

APRIL 17.

JUNE 12.

OCTOBER 9.

1,628 banks.

1,620 banks.

1,619 banks.

1,617 banks.

$419,040,931 00

$420,818,721 00

$422,659,260 00

$426,399,151 00

81,169,936 52
35,318,273 71

82,653,989 19
87,489,314 82

82,218,576 47
43,812,898 70

86,165,334 32
40,687,300 82

Natl bank notes outstanding..
State bank notes outstanding.

294,476,702 00
2,734,669 00

292,457,098 00
2,615,387 00

292,753,286 00
2, 558, 874 00

293,593,645 00
2,454,697 00

Individual deposits
IT. S. deposits
Dep'ts u. S. disbursing officers.

568,530,934,11
13,211,850 19
3,472, 884 90

547, 922,174 91
10,114, 328 32
3, 665,131 61

574, 307, 382 77
10, 301, 907 71
2,454, 048 99

511,400,196 63
7,112, 646 67
4,516,648 12

Due to national banks
Due to State banks and b'k'rs

95,453,139 33
26,984,945 74

92, 662, 648 49
23, 018,610 62

100, 933, 910 03
28, 046, 771 30

95,067,892 83
23,849,371 62

2, 392,205 61
1,735,289 07

3,839,357 10
2,140,363 12

1,564,174,410 65

1,497,226,604 33

liabilities.
Capital stock
Surplus fond
Undivided profits

2,464, 849 81
1, 870, 913 26

Notes and bills re-discounted.
Bills payable
Total

1,540,394,266 50

1,517,753,167 03

1870.
JANUARY 22.

JUNK 9.

OCTOBER 8.

DECEMBER 28.

1,615 banks.
Capital stock

MARCH 24.

1,615 banks.

1,612 banks.

1,615 banks.

1,648 banks.

$426, 074,954 00 $427,504,247 00 $427,235, 701 00 $430, 399, 301 00 $435,356,004 00
91, 689, 834 12
42,861,712 59

94,061,438 95
38,608,618 91

94,705,740 34
46,056,428 55

Kat'l bank circulation 292,838, 935 00 292,509,149 00
2,351, 993 00
2, 279,469 00
State bank circulation

291,183,614 00
2, 222,793 00

291,798, 640 00

296,205,446 00
2, 091,799 00

1,483,416 15

1,517,595 18

Surplus fund
Undivided profits

Dividends unpaid

90,174,281 14
34,300,430 80

2,299,296 27

90, 229, 954 59
43,109,471 62

2,138, 548 00
2,462, 591 31

2,242,556 49

Individual deposits .. 546, 236,881 57 516, 058, 085 26 542,261, 563 18 501,407, 586 90
6, 750,139 19
6,424,421* 25 10,677, 873 92
6, 807,978 49
U. S. deposits
2, 592,967 54
4,778,225 93
4, 550,142 68
Dep'ts U. S. dis. ofii'rs 2,592,001 21

507, 368, 618 67
6, 074,407 90
4,155,304 25

109, 667,715 95 115,456,491 84 100,348,292 45
29,767, 575 21 33,012,162 78 29, 693,910 80

106, 090,414 53
29,200,587 29

Due to national banks 108, 351,300 33
Due to State banks . - 28,904,849 14
Notes re-discounted..
Bills payable
Total

3,842,542 30
1,543,753 49

2,462, 647 49
2,873, 357 40

2,741, 843 53
2,302,756 99

3,843, 577 67
4, 592, 609 76

1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92

187

4,612, L31 08
4,838 667 83
1,538,998,105 93

I.

MARCH 18.

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1,688 banks.
Capital stock

APRIL 29.

1,707 banks.

1,723 banks.

1,767 banks.

1,790 banks.

$444,232,771 00 $446,925,493 00 $450,330,841 00 $458,255, 696 00
97, 620, 099 28
44,776, 030 71

$460,225,866 00

98,322,203 80 101,112,671 91
45, 535, 227 79 42,008,714 38

101,573,153 62
48,630,925 81

Nat'l bank circulation 301,713,460 00 306,131, 393 00 307,793,880 00 315,519,117 00
1, 982, 580 00 1, 968, 058 00
2, 035, 800 00
1,921,056 00
State bank circulation

318,265,481 00
1,886,538 00

Surplus fund
Undivided profits

96,862,081 66
43,883,857 64

2, 235, 248 46

1,408, 628 25

4,540,194 61

1,393,427 98

Individual deposits . 561,190,830 41 611, 025,174 10
6, 314, 957 81 6, 521,572 92
U. S. deposits
3,757,873 84
Dep'ts U. S. dis. oifi'rs 4,813, 016 66

602,110,758 16 600,868,486 55
6,265,167 94 20,511,935 98
4,893,907 25
5,393, 598 89

596,586,487 54
14,829,525 65
5,399,108 34

Due to national banks 118,904,865 84 128, 037,469 17
Due to State b a n k s . . . 37,311 519 13 36,113,290 67

135,167, 847 69
41,219, 802 96

118,657, 614 16
38,116, 950 6T

Dividends unpaid

Notes re-discounted..
Bills payable
Total

0 C-




1, 263,767 70

3,256,896 42
5,248,206,01

3,573,723 02
5,740,964 77

3,120, 039 09
5,278,973 72

131,730,713, 04
40,211,971 67
3, 964, 552 57
4,528,191 12

1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72

4,922,455 78
5,374,362 67
1,715,861,897 22

CXLVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,814 b a n k s .

Resources.

1,843 b a n k s .

1,853 banks.

1,919 b a n k s .

1,940 b a n k s .

Loans and discounts $839,665,077 91
Bonds for circulation 370,924,700 00
Bonds for deposits... 15,870, 000 00
U. S. bonds on hand.. 21,323,150 00
Other stocks andb'ds 22,838, 338 80
Due from red'g agents 89, 548, 329 93
Due from nat'lbanks. 38,282, 905 86
Due from State banks 12, 269, 822 68
Real estate, &c
30, 637, 676 75
Current expenses
6,265,655 13
Premiums paid
6,308,821 86
Cash items
12,143,403 12
Clear'g-house exch'gs 93,154, 319 74
Hational bank notes. 15, 552,087 00
Fractional currency. 2,278,143 24
Specie
25,507,825 32
Legal-tender notes... 97,865,400 00
TT. S. cert'fs of deposit
Three per cent, cert's 18,980,000 00
Total

$844, 902,253
374,428,450
15,169,000
19,292,100
21, 538, 914
82,120, 017
36, 697, 592
12, 299, 716
30,809, 274
7, 026, 041
6, 544,279
12,461,171
114,195, 966
18,492,832
2,143,249
24,433, 899
105,732,455

49 $871,531,448 67 $877,197,923 47 $885,653,449 62
00 377, 029, 700 00 382,046,400 00 384,458,500 00
00
15, 409, 950 00
15, 479, 750 00
16, 304,750 00
00
16,458, 250 00
12,142, 550 00
10, 306,100 G
O
06
22,270,610 47
23, 533,151 73
23,160,557 29
24
91, 564,269 53
80,717, 071 30
8Q, 401,459 44
81
39,468,323 39
34,486,593 87
42, 707, 613 54
94
13, 014,265 26
12, 976, 878 01
12,008, 843 54
98
31,123, 843 21
32,276,498 17
33,014,796 83
23
6,719,794 90
6,310,428 79
8,454,803 97
29
6,616,174 75
6,546,848 52
7,097,847 86
40
13,458, 753 80
14, 916,784 34
13,696,723 85
36
88, 592,800 16 110, 086, 315 37
90,145,482 72
00
16,253, 560 00
15,787,296 00
19,070,322 00
29
2, 069,464 12
2,151,747 88
2,270,576 32
46
24,256,644 14
10,229, 756 79
19, 047,336 45
00 122, 994,417 00 105,121,104 00 102, 922,369 00
6,710,000 00
12,650,000 00
7,140, 000 00
4,185, 000 00
15,365,000 00
12, 005,000 00

1,719,415,657 34 1,743,652,213 55 |l, 770,837,269 40 1,755,857,098 24 1,773,556,532 43

1 87 3 .
FEBRUARY 28.

APRIL 25.

JUNE 13.

SEPTEMBER 12.

DECEMBER 26.

1,947 b a n k s .

1,962 b a n k s .

1,968 banks.

1,976 b a n k s .

1,976 banks.

Loans and discounts $913,265,189 67
Bonds for circulation. 384,675, 050 00
Bonds for deposits... 15,035, 000 00
U. S. bonds on hand. 10,436, 950 00
Other stocks and b'ds 22, 063, 306 20
Due fromred'g agents 95,773,077 10
Due from nat'l banks. 39,483, 700 09
Due from State banks 13, 595, 679 17
34, 023, 057 77
Real estate, &c
6,977, 831 35
Current expenses
7,205,259 67
Premiums paid
11, 761, 711 50
Cash items
Clear'g-house exch'gs 131, 383, 860 95
National bank notes. 15,998, 779 00
Fractional currency. 2,289, 680 21
17, 777, 673 53
Specie
Legal-tender notes.. 97,141, 909 00
IT. S. cert'fs of deposit 18,460, 000 00
Three per cent, cert's 1, 805, 000 00
Total

$912,064,267
386,763,800
16, 235, 000
9, 613, 550
22,449,146
88, 815, 557
38, 671, 088
12, 883, 353
34, 216,878
7,410,045
7, 559,987
11,425, 209
94,132,125
19, 310, 202
2,198,973
16,868, 808
100,605,287
18, 370, 000
710, 000

31 $925,557,682 42 $944,220,116 34 $856,816, 555 05
00 388,080, 300 00 388, 330,400 00 389,384,400 00
14,805, 000 00 .14,815,200 00
00
15, 935, 000 00
8, 824, 850 00
00
9,789,400 00
8, 630, 850 00
23,709,034 53
04
22,912,415 63
24,358,125 06
96,134,120 66
80
97,143,326 94
73, 032, 046 87
41,413, 680 06
63
43,328, 792 29
40,404,757 97
12, 022, 873 41
37
14, 073,287 77
11,185,253 08
34, 661, 823 21
07
34, 820, 562 77
35, 556,746 48
6, 985,436 99
87
7,154, 211 69
8, 678,170 39
7, 752, 843 87
67
7,890, 962 14
7, 987, 707 14
11,433, 913 22
00
13,036,482 58
12, 321,972 80
88, 926, 003 53
24
91, 918, 526 59
62,881, 342 16
16,103, 842 00
00
20, 394, 772 00
21,403,179 00
2, 302, 775 26
37
2,197, 559 84
2, 287, 454 03
19, 868, 469 45
74
27, 950, 086 72
26,907,037 58
92, 522, 663 00 108,719, 506 00
00 106, 381,491 00
20,610, 000 00
00
22,365, 000 00
24, 010, 000 00
00
305, 000 00

1,839,152,715 21 1,800,3,03,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61

18 7 4 .
FEBRUARY 27.

MAYl.

JUNE 26.

OCTOBER 2.

DECEMBER 31.

1,975 b a n k s .

1,978 b a n k s .

1,983 banks.

2,004 banks.

2,027 banks.

Loans and discounts. $897, 859, 600 46
Bonds for circulation. 389, 614, 700 00
Bonds for deposits. . 14,600, 200 00
U. S. bonds on hand. 11, 043, 400 00
Other stocks and b'ds 25, 305, 736 24
Due from res'veag'ts 101,502,861 58
Due from nat'l banks. 36, 624, 001 39
Due from State banks 11,496, 711 47
36, 043, 741 50
Real estate, &c
6, 998,875 75
Current expenses
8, 741, 028 77
Premiums paid
10, 269, 955 50
Cash items
Clear'g-house exch'gs 62,768,119 19
National bank notes. 20,003,251 00
2,309, 919 73
Fractional currency
33,365,863 58
Specie
Legal-tender notes... 102,717,563 00
XT. S. cert'fs of deposit 37,235,000 00
Dep. with U. S. Treas
Total




$923,347,030
389,249,100
14,890, 200
10,152, 000
25,460,460
94, 017, 603
41, 291,015
12, 374, 391
36,708,066
7, 547, 203
8, 680, 370
11,949, 020
94,877,796
20,673,452
2,187,186
32, 569,969
101,692, 930
40,135,000

79 $926,195, 671 70 $954, 394,791 59 $955,862, 580 51
00 390,281, 700 00 383, 254, 800 00 382, 976, 200 00
14, 691,700 00
00
14,890, 200 00
14,714,000 00
13, 313, 550 00
00
10,456, 900 00
15, 290, 300 00
27,807, 826 92
20
27, 010, 727 48
28, 313,473 12
83, 885,126 94
31
97, 871, 517 06
80,488, 831 45
39, 695, 309 47
24
45,770,715 59
48,100, 842 62
11,196,611 73
28
12,469, 592 33
11,655, 573 07
39
37,270, 876 51 •38,112,926 52
39,190, 683 04
7, 658,738 82
05
7, 550,125 20
5, 510, 566 47
8, 376,659 07
84
8, 563, 262 27
8, 626,112 16
12,296,416 77
71
10,496,257 00
14, 005, 517 33
97,383, 687 11 112, 995, 317 55
52
63, 896, 271 31
18,450, 013 00
00
23, 527, 991 00
22, 532, 336 00
2,224,943 12
69
2, 283,898 92
2, 392, 668 74
21,240,945 23
26
22, 326,207 27
22, 436,761 04
80, 021, 946 00
00 103,108,350 00
82, 604,791 00
42,825, 000 00
00
47,780, 000 00
33, 670,000 00
20,349,950 15
91, 250 00
21, 043,084 36

1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46

REPORT OF THE COMPTROLLER OP THE CURRENCY. CXLVII
Bcmksfrom October, 1863, to October, 1880—Continued.
187

2.

FEBRUABY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

1,814 banks.

1,843 banks.

1,853 banks.

1,919 banks.

Liabilities.

DECEMBER 2 7 .

1,940 banks.

$464,081,744 00 $467,924,318 00 $470,543,301 00 $479,629,174 00

$482, 606, 252 00

110,257, 516 45
46,623,784 50

111, 410,248 98
56,762,411 80

Nat'l bank circulation 321, 634, 675 00 325, 305,752 00 327,092,752 00 333,495, 027 00
1, 763, 885 00
1, 567,143 00
1,830, 563 00
1,700, 935 00
State bank circulation

336,289,285 Ofr
1,511,396 Oft

Capital stock

103,787, 082 62
Surplus fond
Undivided profits • • • • 43,310,344 46

104,312,525 81 105,181,943 28
46,428, 590 90 50, 234,298 32

1, 561, 914 45

3,149, 749 61

1,356,934 4*

Individual deposits.. 593, 645, 666 16 620,775,265 78 618, 801, 619 49 613,290, 671 45
6, 355, 722 95
7,853,772 41
7,114, 893 47
6,993, 014 77
XJ. S. deposits
3,416, 371 16
5, 024, 699 44
4, 563, 833 79
5,463,953 48
Dep'tsTJ.S.dis. officers

598,114,679 2ft
7,863,894 93
5,136,597 74

Dividends unpaid

1,451,746 29

Due to national banks 128, 627,494 44
Due to State banks .. 39, 025,165 44
Notes re-discounted..
Bills payable
Total

3, 818, 686 91
6,062, 896 11

1,454, 044 06

120,755, 565 86 132,804, 924 02
35,005,127 84 39, 878,826 42
4, 225, 622 04
5, 821, 551 76

4,745,178 22
5, 942,479 34

110, 047, 347 67
33,789, 083 82

124,218,392 8$
34,794, 963 37

5, 549,431 88
6, 040, 562 66

6, 545,059 7$
6, 946,416 17

1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43

18 7 3 .
FEBRUARY 28.

JUNE 13.

SEPTEMBER 12.

DECEMBER 26.

1,947 banks.
Capital stock

APRIL 25.

1,962 banks.

1,968 banks.

1,976 banks.

1,976 banks.

$484, 551,811 00 $487, 891, 251 00 $490,109,801 00 $491, 072, 616 00 $490,266, 611 00
114, 681, 048 73 115, 805, 574 57 116, 847,454 62
48, 578, 045 28 52,415, 348 46 55, 306,154 69

120, 314, 499 20
54, 515,131 76

120, 961,267 91
58, 375,169 4a

Nat'l bank circulation 336,292,459 00 338,163, 864 00 338, 788, 504 00 339, 081 799 00
1, 368, 271 00
], 280, 208 00
1, 224,470 00
1,188,853 00
State bank circulation

341, 320, 256 0U
1,130, 585 00

Surplus fund
Undivided profits

Dividends unpaid

1,465, 993 60

1,462, 336 77

1,400,491 90

1,402, 547 89

1,269,474 74

Individual deposits .. 656,187, 551 61 616, 848, 358 25 641,121,775 27 622, 685, 563 29
7, 044, 848 34
7, 880, 057 73
8, 691, 001 95
U. S. deposits
7, 829,327 73
Dep'ts TJ.S.dis.officers
5, 835,696 60
4,425, 750 14
6,416,275 10
8, 098, 560 13

540, 510, 602 78
7,680,375 264, 705, 593 3ft

126, 631, 926 24 137, 856, 085 67 133, 672,732 94
35, 036,433 18 40,741,788 47 39, 298,148 14

114, 996, 666 54
36, 598, 076 23*

Due to national banks 134, 231,842 95
Due to State banks . . 38,124,803 85
Notes re-discounted..
Bills payable
Total

5,117,810 50
5, 672, 532 75

5,403, 043 38
7, 059,128 39

5, 515, 900 67
7,215,157 04

5, 987, 512 36
5,480,554 09

3,811,487 897,754,137 41

1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61

4.
FEBRUARY 27.

JUNE 26.

OCTOBER 2.

1,975 banks.
Capital stock

MAY 1 .

1,978 banks.

1,983 banks.

2,004 banks.

$490, 859,101 00 $490, 077, 001 00 $491,003,711 00 $493,765,121 00
123,497,347 20
50, 236,919 88

DECEMBER 31.

2,027 banks.
$495, 802,481 00

125, 561, 081 23 126, 239, 308 41 128, 958,106 84
54,331,713 13 58, 332, 965 71 51,484,437 32

130,485, 641 37
51,477, 629 33

Nat'l bank circulation 339, 602, 955 00 340, 267, 649 00 338, 538, 743 00 333,225,298 00
State bank circulation
1, 078,988 00
1,049,286 00
1, 009, 021 00
964,567 00

331,193,159 00
860,417 00

Surplus fund
Undivided profits

Dividends unpaid

1, 291,055 63

2,259,129 91

1,242,474 81

3,516,276 99

6,088,845 01

Individual deposits .. 595, 350, 334 90 649, 286,298 95 622,863,154 44 669,068,995 88
U. S. deposits
7, 276, 959 87
7,994,422 27
7,322, 830 85
7,302,153 58
Dep'ts U. S.dis.ofiicers 5, 034, 624 46
3,297, 689 24
3, 927, 828 27
3,238 639 20

682, 846, 607 45
7,492, 307 78
3, 579, 722 9*

Due to national banks 138,435,388 39
Due to State banks .. 48,112,223 40

129,188,671 42
51,629,602 36

Notes re-discounted.
Bills payable
Total




3,448,828 92
4,275, 002 51

135,640,418 24
48,683,924 34
4,581,420 38
4,772,662 59

143, 033, 822 25 125,102,049 93
50,227,426 18 50,718,007 87
4,436,256 22
4,352,560 57

4,197,372 25
4,950,727 51

6,365,652 97
5,398,900 83

1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 jl, 877,180,942 44 1, 902,409, 638 4&

CXLVIII REPORT OF THE COMPTROLLER OP THE CURRENCY.
Aggregate resources and liabilities of the National
1 § 75.
Resources.

MAY 1.

MARCH 1.
2, 029 banks.

Loans and discounts $956,485, 939 35
Bonds for circulation 380, 682, 650 00
14, 492, 200 00
Bonds for deposits
TJ. S. bonds on hand 18, 062,150 00
Other stocks and b'ds 28, 2C8, 841 69
Due from res'vo ag'ts 89, 991,175 34
Due from nat'l banks 44, 720, 394 11
Due from State banks 12, 724, 243 97
39, 430, 952 12
Real estate, &c
7, 790, 581 86
Current expenses
9, 006, 880 92
Premiums paid
11, 734, 702 42
Cash items..
dear's: house exch'gs 81,127, 790 39
Bills of other banks.. 18, 909, 397 00
3,008, 592 12
Fractional currency
16, 6G7,10(5 17
Specie
Legal-tender notes. .. 78, 508,170 00
U. S. cert'fs of deposit 37, 200, 000 00
Due from XJ. S. Treas 21, 007, 919 76
To^al

JUNE 30.

2, 046 banks.
$971,835,298
378, 026, 900
14, 372,200
14, 297, 650
29,102,197
80, 620, 878
46, 039,597
12, 094, 086
40, 312, 285
7, 706, 700
8,434,453
13,122,145
110.970,819
19, 504, 640
2,702,320
10,620,361
84, 015, 928
38, 615,000
21, 454, 422

OCTOBER 1.

DECEMBER 17.

2, 076 banks.

2, 088 banks.

2, 086 banks.

74 $972, 926, 532 14 $984, 691,434 40 $962, 571, 807 70
00 375,127, 900 00 370, 321, 700 00 363, 618,100 00
14,147, 200 00
00
14, 097, 200 00
13, 981, 500 00
12, 753, 000 00
00
13, 989, 950 00
16,009, 550 00
32, 010, 316 18
10
33, 505, 045 15
31, 657,960 52
89, 788, 903 73
75
85, 701, 259 82
81, "462, 682 27
48, 513, 388 86
57
47, 028, 769 18
44, 831, 891 48
11,625,647 15
39
11, 963, 768 90
11, 895, 551 08
40, 969, 030 49
99
42, 366, 647 65
41, 583, 311 94
4, 992, 044 34
42
7,841,213 05
9, 218,455 47
8, 742, 393 83
14
8, 670, 091 18
9,442,801 54
12,433,100 43
88
12,758, 872 03
11,238,720 72
88,924, 025 93
05
75,142, 863 45
67, 886,967 04
24, 261, 961 00
00
18, 528, 837 00
17,166,190 00
2, G20, 504 26
44
2, 595,631 78
2, 901,023 10
18, 959, 582 30
64
8, 050, 329 73
17, 070, 905 90
87,492, 81)5 00
00
76,458,734 00
70,725, 077 00
47, 310, 000 00
00
48, 810, 000 00
31,005, 000 00
19, 640, 785 52
29
19, 686, 9(30 30
19, 202,256 68

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44

1 § 7 6.
MARCH 10.

MAY 12.

JUNE 30.

OCTOBER 2.

DECEMBER 22.

2,091 banks.

2, 089 banks.

2,091 banks.

2,089 banks.

2, 082 banks.

Loans and discounts. $950, 205, 555
Bonds for circulation. 354, 547, 750
Bonds for d e p o s i t s . . . 14, 216, 500
tJ. S. bonds on h a n d . . 25, 910, 650
Other stocks and b'ds 30,425, 430
D u e from res've a g ' t s 99, 068, 360
D u e from n a t ' l banks
42, 341, 542
D u e from State b a n k s 11,180, 562
Real estate, &c
41, 937, 617
C u r r e n t expenses
8, 296, 207
P r e m i u m s paid
10, 946, 713
Cash items
9, 517, 868
Clear'g-house oxch'gs 58, 863,182
Bills of other b a n k s . . 18, 536, 502
[Fractional c u r r e n c y .
3, 215, 594
Specie
...
29, 077, 345
Legal-tender n o t e s . . . 76, 768, 446
XT. S. cert'fs of deposit 30,805, 000
D u e from U . S. T r e a s . 18,479,112

Total

62 $939, 895, 085 34 $933, 686, 530 45 $931, 304, 714 06 $929, 066,408 42
00 344, 537, 350 00 339,141, 750 00 337,170,400 00 336, 705, 300 00
14,128, 000 00
14, 328, 000 00
00
14, 698, 000 00
14, 757,000 00
26, 577, 000 00
30, 842, 300 00
00
33,142,150 00
31, 937, 950 00
30, 905,195 82
32,482, 805 75
43
34,445,157 16
31, 565, 914 50
86, 769,083 97
87, 989, 900 90
35
87, 326, 950 48
83, 789,174 65
44, 328, 609 46
47,417, 029 03
67
47, 525, 089 98
44, 011, 664 97
11, 262,193 96
10, 989, 507 95
15
12, 061, 283 08
12,415,841 97
42,183,958 78
42, 722,415 27
25
43,121, 942 01
43, 498,445 49
6, 820, 573 35
5, 025, 549 38
85
6, 987, 644 46
9, 818,422 88
10,414,347 28
10, 621, 634 03
15
10,715,251 16
10,811, 300 66
9, 693,186 37
11, 724, 592 67
86
12, 043,139 68
10, 658, 709 26
56, 806, 632 63
75, 328, 878 84
43
87, 870, 817 06
68, 027, 016 40
20,347,964 00
20,398,422 00
00
15,910, 315 00
17, 521,663 00
2, 771,886 26
1,987, 897 44
30
1, 417, 203 66
1,146, 741 94
21, 714,594 36
25, 218, 469 92
85
21, 380,767 42
32,999, 647 89
79,858,661 00
90, 836,876 00
00
84, 250, 847 00
66,221,400 00
27, 380,000 00
27, 955,000 00
00
29,170, 000 00
26, 095. 000 00
16, 911,680 20
17,063,-407 65
79
16, 743, 695 40
16, 359,491 73

1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76

1 8 7 7.
JANUARY 20.

APRIL 14.

JUNE 22.

OCTOBER 1.

DECEMBER 28.

2, 083 banks.

2,073 banks.

2,078 banks.

2,080 banks.

2,074 banks.

Loans and discounts. $920, 561, 018 65
Bonds for circulation. 337, 590, 700 00
Bonds for deposits .. 14, 782, 000 00
TJ. S. bonds on hand 31, 988, 650 00
Other stocks and b'ds 31, 819, 930 20
Due from res've ag'ts. 88, 698, 308 85
Due from nat'l banks. 44, 844, 616 88
Due from State banks 13, 680, 990 81
43, 704, 335 47
Real estate, &c
4,131, 516 48
Current expenses
10, 991, 714 50
Premiums paid
10, 295,404 19
Cash items
Clear'g-houso exch'gs 81,117, 889 04
Bills of other banks.. 18,418, 727 00
Fractional currency. 1, 238, 228 08
49, 709, 267 55
Specie
Legal-tender notes... 72, 689, 710 00
TJ. S. cert'fs of deposit 25,470, 000 00
Due from U. S. Treas. 16,441, 509 98
Total




$911, 946,833 88 $901,731,416 03 $891, 920, 593 54 $881, 856, 744 87
339, 658,100 00 337, 754,100 00 336, 810,950 00 343, 869, 550 00
15, 084,000 00
14, 971, 000 00
14, 903, 000 00
13, 538, 000 00
32, 964,250 00
32, 344, 050 00
30, 088, 700 00
28,479, 800 00
32, 554,594 44
35, 653, 755 29
34,435, 995 21
32,169,491 03
84, 942,718 41
82,132, 099 96
73, 284,133 12
75, 960, 087 27
42, 027, 778 81
44, 567, 303 63
45, 217, 246 82
44,123,924 97
11, 911,437 36
11, 246, 349 79
11, 415, 761 60
11,479, 945 65
44, 736,549 09
44, 818, 722 07
45, 229, 983 25
45, 511, 932 25
7, 842, 296 86
7, 910, 864 84
6, 915, 792 50
8, 958,903 60
10,494, 505 12
10, 320, 674 34
9,219,174 62
8, 841, 939 09
10,410,623 87
10, 099, 988 46
11, 674, 587 50
10, 265, 059 49
85,159,422 74
57,861,481 13
74, 525,215 89
64,664,415 01
17, 942, 693 00
20,182, 948 00
15, 531,467 00
20, 312, 692 00
1,114,820 09
1, 055,123 61
900, 805 47
778, 084 78
27, 070, 037 78
21, 335, 999 06
22, 658, 820 31
32, 907,750 70
72, 351,573 00
78, 004, 386 00
66,920, 684 00
70, 568, 248 00
32,100,000 00
44,430, 000 00
33,410, 000 00
26, 515, 000 00
16, 291, 040 84
17, 932, 574 60
16, 021, 753 01
16,493, 577 08

1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLTX
Bcmksfrom October, 1863, to October, 1880—Continued.
1875.
MABCH 1.

Capital stock

MAYl.

JUNE 30.

OCTOBER 1 .

2,029 banks.

Liabilities.

2,046 banks.

2,076 banks.

2,088 banks.

$496,272,901 00 $498,717,143 00 $501,568,563 50 $504,829,769 00

Surplus fund
Undivided profits

131,604,608 66
55,907,619 95

2,086 banks.
$505,485,865 00

134,356, 076 41
52,964,953 50

133,085,422 30
59,204,957 81

Kat'l bank circulation 324,525,349 00 323,321,230 00 318,148,406 00 318,350,379 00
786,844 00
824,876 00
815,229 00
772,348 00
State bank circulation

314,979,451 00
752,722 00

Dividends unpaid

131,249,079 47
51,650,243 62

1,601,255 48

133,169,094 79
52,160,104 68

DECEMBER 17.

6,105,519 34

2,501,742 39

4, 003,534 90

1,353,396 80

Individual deposits .. 647,735,879 69 695,347,677 70 686,478,630 48 664,579,619 39
6,714,328 70
6, 507,531 59
7,971,932 75
6,797,972 00
TJ. S. deposits
3,459,061 80
4,271,195 19
2,766,387 41
Dep'ts u.S.dis.onicers 5, 330,414 16

618,517,245 74
6,652,556 67
4,232,550 87

Due to national banks 137,735,121 44 127,280,034 02 138,914,828 39 129,810,681 60
Due to State banks... 55,294,663 84 53,037, 582 89 55,714,055 18 49,918, 530 95

119,843,665 44
47,048,174 55

Notes re-discounted..
Bills payable
Total

4,841,600 20
4,786,436 57

4,261,464 45
5,758,299 85

5,671,031 44
6,079,632 94

5,254,453 66
6,590,234 43

5,257,160 61
7,056,583 64

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44

1 81 6 .
MARCH 10.

Surplus fund
Undivided profits

JUNE 30.

OCTOBER 2.

DECEMBER 22.

2,091 banks.
Capital stock

MAY 12.

2,089 banks.

2,091 banks.

2,089 banks.

2,082 banks.

$504,818,666 00 $500,982,006 00 $500,393,796 00 $499,802,232 00

$497,482,016 00

131,795,199 94 131, 897,197 21 132,202,282 00
49,039,278 75 46,609, 341 51 46,445,215 59

131,390,664 67
52,327,715 08

294,444,678 00 291,544,020 00
628,847 00
658, 938 00

292, Oil, 575 00
608, 548 00

133,091,739 50
51,177,031 26

Nat'l bank circulation 307,476,155 00
714,539 00
State bank circulation

300,252, 085 00
667,060 00

1,405, 829 06

2, 325, 523 51

6,116, 679 30

3,848,705 64

1,286,540 28

Individual deposits.. 620,674,211 05 612,355,096 59
8,493, 878 18
6,606,394 90
U. S. deposits
2, 505,273 30
Dep'ts U .S.dis.officers 4,313,915 45

641,432,886 08
7, 667,722 97
3,392,939 48

651,385,210 19
7,256,801 42
3,746,781 58

619, 350,223 06
6, 727,155 14
4,749,615 39

Due to national banks 139,407, 880 06
Due to State b a n k s . . . 54, 002,131 54

127,880,045 04
46,706,969 52

131,702,164 87
51,403,995 59

131,535 969 04
48,250, 111 63

122,351,818 09
48,685,392 14

4,631,882 57
6, 049,566 31

4,653,460 08
5,650,126 87

3,867, 622 24
6,173, 006 03

4,464,407 31
6,154, 784 21

4, 553,158 76
5,882,672 15

Dividends unpaid

Notes re-discounted..
Bills payable
Total

1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76

187' 7.
JANUARY 20.

JUNK 22.

OCTOBER 1.

2,083 banks.
Capital stock

APRIL 14.

2,073 banks.

2,078 banks.

2,080 banks.

$493,634,611 00 $489,684,645 00 $481, 044,771 00 $479,467,771 00

DECEMBER 28.

2,074 banks.
$477,128,771 00

130,224,169 02
37,456,530 32

127, 793,320 52
45,609,418 27

124,714,072 93
50,508,351 70

122,776,121 24
44,572,678 72

121,618,455 32
51,530,910 18

Kat'l bank circulation 292,851,351 00
581,242 00
State bank circulation

294,710,313 00
535,963 00

290,002,057 00
521,611 00

291,874,236 00
481,738 00

299,240,475 00
470,540 00

Surplus fund
Undivided profits

2,448, 909 70

1,853, 974 79

1,398,101 52

3,623,703 43

1,404,178 34

Individual deposits.. 659, 891,969 76
7,234, 696 96
U. S. deposits
Dep'ts U .S.dis.officers 3,108,316 55

641,772,528 08
7, 584,267 72
3,076,878 70

636,267, 529 20
7,187,431 67
3,710,167 20

616,403,987 12
7,972,714 75
2,376,983 02

604,512,514 52
6, 529,031 09
3,780,759 43

Due to national banks 130,293,566 36
Due to State b a n k s . . . 49,965,770 27

125,422,444 43 121,443,601 23
48,604,820 09 48,352, 583 90

115,028,954 38
46,577,439 88

115,773,660 58
44,807,958 79

3,791,219 47
6,137,116 83

4,654,784 51
5,843,107 03

Dividends unpaid

Notes re-discounted..
Bills payable
Total




4,000,063 82
6,483, 320 92

3,985,459 75
5,969,241 94

2,953,128 58
6,249,426 88

1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79

•CL

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
18 7

s.

MAY 1.

JUNE 29.

OCTOBER 1.

DECEMBER 6.

2,063 b a n k s .

Resources.

MARCH 15.

2,059 b a n k s .

2,056 b a n k s .

2,053 b a n k s .

2,055 b a n k s .

Loans and discounts. $854, 750, 708
Bonds for circulation. 343, 871, 350
Bonds for deposits... 13, 329, 000
U. S. bonds on hand.. 34, 881, 600
Other stocks and b'ds 34, 674, 307
Due from res've ag'ts. 86, 016, 990
Due from nat'l banks 39, 692,105
Due from State banks 11, 683, 050
Heal estate, &c
45, 792, 363
Current expenses
7, 786, 572
Premiums paid
7, 806, 252
Cash items
10,107, 583
'Clear 'g-house exch'gs 66, 498, 965
Bills of other banks.. 16, 250, 569
^Fractional currency 697, 398
Specie
54, 729, 558
J_egal-tender notes .. 64, 034, 972
U. S. cert'fs of deposit 20, 605, 000
Due from TJ. S. Treas 16, 257, 608
Total

87 $847, 620, 392 49 $835, 078,133 13 $833, 988, 450 56 $826,017,451 87
00 345, 256, 350 00 347, 332,100 00 347, 556, 650 00 347, 812, 300 00
49,110, 800 00
28,371,0Q0 00
19, 536, 000 00
00
47, 936, 850 00
44, 255, 850 00
40, 479, 900 00
33, 615, 700 00
00
46, 785, 600 00
35, 816, 810 47
36, 694, 996 24
34, 697, 320 53
21
36, 859, 534 82
81, 733,137 00
78, 875, 055 92
71, 331, 219 27
78
85, 083, 418 51
43,144, 220 68
41, 897, 858 89
40, 545, 522 72
87
41, 492, 918 75
12, 259, 856 09
12, 232, 316 30
12,413, 579 10
17
12, 314, 698 11
46, 728,147 36
46,153, 409 35
45, 901, 536 93
73
46, 702, 476 26
7, 608,128 83
4, 718, 618 66
7, 239, 365 78
42
6, 272, 566 73
6, 978, 768 71
7, 335, 454 49
7, 574, 255 95
00
7,134, 735 68
9, 985, 004 21
11, 525, 376 07
10, 989, 440 78
76
10, 982, 432 89
61, 998, 286 11
87, 498, 287 82
95, 525,134 28
23
82, 372, 537 88
19, 392, 281 00
17, 063, 576 00
18, 363, 335 00
00
16, 929, 721 00
496, 864 34
610, 084 25
661, 044 69
86
515, 661 04
34, 355, 250 36
29, 251, 469 77
46, 023, 756 06
02
30, 688, 606 59
64, 672, 762 00
71, 643, 402 00
67, 245, 975 00
00
64, 428, 600 00
32, 520, 000 00
36, 905, 000 00
20, 995, 000 00
00
32, 690, 000 00
17, 940, 918 34
16, 798, 667 62
16, 364, 030 47
98
16, 543, 674 36

1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,767,279,133 21 1,742,826,837 37

1 8 7 9.
JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

DECEMBER 12.

2,051 b a n k s .

2,048 b a n k s .

2,048 b a n k s .

2,048 b a n k s .

2,052 b a n k s .

JLoans and discounts. $823, 906, 765
B o n d s for circulation. 347,118, 300
B o n d s for d e p o s i t s . . . 66, 507, 350
U . S. bonds on hand . 44, 257, 250
O t h e r stocks and b ' d s 35, 569, 400
D u e from res've a g t ' s
77, 925, 068
D u e from n a t ' l b a n k s
44,161, 948
D u e from State b a n k s 11, 892, 540
B e a l estate, <fcc
47, 091, 964
C u r r e n t expenses
4, 033, 024
P r e m i u m s paid
6, 366, 048
C a s h items
13, 564, 550
Clear' g-house exch'gs 100, 035, 237
Bills of other b a n k s . . 19, 535, 588
HYactional currency .
475, 538
Specie
4_, 499, 757
ILegal-tender notes . . 70, 561, 233
JJ. S. cert'fs of deposit 28, 915, 000
D u e from U. S. T r e a s
17,175, 435

Total

68 $814, 653,422 69 $835, 875, 012 36 $878, 503, 097 45 $933, 543, 661 93
00 348, 487, 700 00 352,208,000 00 357,313,300 00 364, 272, 700 00
18, 204, 650 00
00 309, 348, 450 00 257, 038, 200 00
14, 788, 800 00
62,180, 300 00
52, 942,100 00
00
40, 677, 500 00
54, 601, 750 00
37, 617, 015 13
39, 671, 916 50
93
38, 836, 369 80
36, 747,129 40
93, 443, 463 95 107,023,546 81 102, 742, 452 54
68
74, 003, 830 40
48,192, 531 93
46, 692, 994 78
46
55, 352, 459 82
39,143, 388 90
11, 258, 520 45
13, 630, 772 63
26
14, 425, 072 00
10, 535, 252 99
47, 796,108 26
47, 817,169 36
70
47, 992, 332 99
47, 461, 614 54
6, 913, 430 46
6, 111, 256 56
67
7, 474, 082 10
6, 693, 668 43
5, 674, 497 80
4, 332, 419 63
8*
4,150, 836 17
6, 609, 390 80
10, 209, 982 43
11, 306,132 48
25
10, 377, 272 77
10, 011, 294 64
83, 152, 359 49 112, 964, 964 25 112, 172, 677 95
82
63, 712, 445 55
16, 685, 484 00
16, 707, 550 00
00
16,406, 218 00
17, 068, 505 00
446, 217 26
396, 065 06
50
374, 227 02
467,177 47
42, 333, 287 44
42,173, 731 23
32
79, 013, 041 59
41,148, 563 41
67, 059,152 00
69,196, 696 00
00
54, 715, 096 00
64,461,231 00
25,180,000 00
26, 770, 000 00
00
10, 860, 000 00
21, 885, 000 00
16, 620, 986 20
17, 029, 065 45
13
17, 054, 816 40
17, 029,121 31

1,800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 1,925,229,617 08

1 8
FEBRUARY 21.
2,061 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits
U. S. bonds on hand
Other stocks and bonds
Due from reserve agents
Due from national banks
Due from State banks
Heal estate, furniture, &c.. Current expenses
Premiums paid
Cash items.
Clearing-house exchanges.. Bills of other banks
fractional currency
Specie
ILegal-tender notes
U. S. certificates of deposit...
Due from U. S. Treasurer
Total




$974, 295, 360
361, 901, 700
14, 917, 00©
36, 798, 600
41, 223, 583
117, 791, 386
53, 230, 034
14, 501,152
47, 845, 915
6, 404, 743
3, 908, 059
10, 320, 274
166, 736, 402
15, 369, 257
897,187
89, 442, 051
55, 229, 408
10, 760, 000
16, 994, 381

70
00
00
00
33
81
03
51
77
54
27
51
64
00
23
75
00
00
37

2, 038, 066, 498 46

80.
JUNE 11.

APRIL 23.
2,075 b a n k s .
$992, 970, 823
361, 274, 650
14, 722, 000
29, 509, 600
42, 494, 927
103, 964, 229
54, 493, 465
13, 293, 775
47, 808, 207
7, 007, 404
3, 797, 703
9, 857, 645
99, 357, 056
21, 064, 504
395, 747
86, 429, 732
61, 048, 941
7, 890, 000
17, 226, 060

OCTOBER 1.

2,076 b a n k s .
10
00
00
00
73
84
09
94
09
19
33
34
41
00
67
21
00
00
01

1,974,600,472 95

$994, 712, 646
359, 512, 050
14, 727, 000
28, 605, 800
44, 947, 345
115, 935, 668
56, 578, 444
13, 861, 582
47, 979, 244
6,778,829
3, 702, 354
9, 980,179
122, 390, 409
21, 908,193
387, 226
99, 506, 505
64, 470, 717
12, 510, 000
16, 999, 083

2,090 b a n k s .

41 $1, 040, 977, 267
00 * 357, 789, 350
14, 827, 000
00
28, 793, 400
00
48, 863,150
75
134, 562, 778
27
63, 023, 798
69
15, 881,197
77
48, 045, 832
53
6, 386,182
19
3, 488, 470
60
12, 729, 002
32
121, 095, 249
45
18, 210, 943
00
367,171
13
109, 346, 509
26
56, 640, 458
00
7, 655, 000
00
17,103, 866
78

2, 035, 493, 280 15

53
00
00
00
22
70
84
74
54
01
11
19
72
00
73
49
00
00
00

2,105, 786, 625 82

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLI

Banks from October, 1863, to October, 1880—Continued.
8.
MARCH 15.

Capital stock

JUNE 29.

OCTOBER 1.

2,063 b a n k s .

Liabilities.

MAY 1.
2,059 b a n k s .

2,056 b a n k s .

2,053 b a n k s .

$473, 952, 541 00 $471, 971, 627 00 $470, 393, 366 00 $466,147, 436 00

DECEMBER 6.
2,055 b a n k s .
$464, 874, 996 00

Surplus fund
Undivided profits

120, 870, 290 10
45, 040, 851 85

119, 231,126 13
43, 938, 961 98

118,178, 530 75
40,482, 522 64

116, 897, 779 9?
40, 936, 213 58

116, 402,118 84
44, 040,171 84

Nat'l bank circulation
State bank circulation

300, 926,284 00
439, 339 00

301, 884,704 00
426, 504 00

299, 621, 059 00
417, 808 00

301, 888, 092 00
413, 913 00

303, 324, 733 00
400, 715 00

Dividends unpaid

1, 207,472 68

1, 930, 669 58

5,466, 350 52

3,118, 389 91

1,473,784 86

Individual deposits ..
U. S. deposits
Dep'tsU.S.dis.officers
Due to national banks.
Due to State banks...

602, 882, 585 17
7, 243, 253 29
3, 004, 064 90

625, 479, 771 12
13, 811, 474 14
2, 392, 281 61

621, 632,160 06
22, 686, 619 67
2, 903, 531 99

620, 236,176 82
41, 654, 812 08
3, 342, 794 73

598, 805, 775 56
40, 269, 825 72
3, 451, 436 56

123, 239. 448 50
43, 979; 239 39

109, 720, 396 70
44, 006, 551 05

117, 845, 495 88
43, 360, 527 86

122, 496, 513 92
42, 636, 703 42

120, 261, 774 54
41, 767, 755 07

Notes re-discounted..
Bills payable

2, 465, 390 79
4, 215,196 23

2, 834, 012 00
4, 270, 879 74

2, 453, 839 77
5, 022, 894 37

3, 007, 324 85
4, 502, 982 92

3, 228,132 93
4, 525, 617 45

Total

1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,767,279,133 21 1, 742, 826, 837 37

18 7 9.
JANUARY 1.

Capital stock

APRIL 4.

JUNE 14.

OCTOBER 2.

DECEMBER 12.

2,051 b a n k s .

2,048 b a n k s .

2,048 b a n k s .

2,048 b a n k s .

2,052 b a n k s .

$462, 031, 396 00 $455, 611, 362 00 $455, 244, 415 00 $454, 067,365 00

$454, 498, 515 00

Surplus fund
Undivided profits

116, 200, 863 52
36, 836, 269 21

114, 823, 316 49
40, 812, 777 59

114, 321, 375 87
45, 802, 845 82

114,786, 528 10
41, 300, 941 40

115, 429, 031 93
47, 573, 820 75

Nat'l bank circulation
State bank circulation
Dividends unpaid

303, 506,470 00
388, 368 00

304, 467,139 00
352, 452 00

307, 328, 695 00
339, 927 00

313,786, 342 00
325, 954 00

321, 949,154 00
322, 502 00

5, 816, 348 82

2,158, 516 79

1, 309, 059 13

2, 658, 337 46

1, 305, 480 45

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers
Due to nationalbanks
Due to State banks...
Notes re-discounted-.
Bills payable.

643, 337, 745 26
59, 701, 222 90
3, 556,801 25

598, 822, 694 02
303, 463, 505 69
2, 689,189 44

648, 934,141 42
248, 421, 340 25
3, 682, 320 67

719,737, 568 89
11, 018, 862 74
3,469, 600 02

755, 459, 966 01
6, 923, 323 97
3, 893, 217 43

118, 311, 635 60
44, 035, 787 56

110, 481,176 98
43, 709, 770 14

137, 360, 091 60
50, 403, 064 54

149, 200, 257 16
52,022,453 99

152, 484, 079 44
59, 232, 391 93

2, 926,434 95
3, 942, 659 18

2, 224,491 91
4,452, 544 48

2H226, 396 39
4, 510, 876 47

2,205,015 54
4, 208, 201 89

2,116, 484 47
4, 041, 649 70

Total

1,800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 1, 925, 229, 617 08

1 8

80.

FEBRUARY 21.

Surplus fund
Undivided profits
National bank circulation
State bank circulation
Dividends unpaid

JUNE 11.

OCTOBER 1.

2,061 b a n k s .

Capital stock

APRIL 23.
2,075 b a n k s .

2,076 b a n k s .

2,090 b a n k s .

$454, 548, 585 00

$456, 097, 935 00

$455, 909, 565 00

$457, 553, 885 00

117,044,043 03
42, 863, 804 95

117, 299, 350 09
48, 226, 087 61

118,102, 014 11
50, 443, 635 45

120, 518, 583 43
46,139, 690 24

320, 303, 874 00
303, 452 00

320, 759, 472 00
299; 790 00

318, 088, 562 00
290, 738 00

317, 350, 036 00
271, 045 00

1, 365, 001 91

1, 542,447 98

1, 330,179 85

3, 452, 504 17

Individual deposits
U. S. deposits
Deposits U. S. disburs'g officers

848, 926, 599 86
7, 856, 791 97
3, 069, 880 74

791, 555, 059 63
7, 925, 988 37
3, 220, 606 64

833, 701, 034 20
7, 680, 905 47
3, 026, 757 34

873, 537, 637 07
7, 548, 538 67
3, 344, 386 62

Due to national banks
Due to State banks

170, 245, 061 08
65, 439, 334 51

157, 209, 759 14
63, 317,107 96

171, 462,131 23
67, 938, 795 35

192,124, 705 10
75, 735, 677 08

1, 918, 788 88
4,181, 280 53

2, 616, 900 55
4, 529, 967 98

2,258,544 72
5, 260, 417 43

3,178,232 50
5, 031, 604 96

2, 038, 066, 498 46

1, 974, 600, 472 95

2, 035, 493, 280 15

2,105, 786, 625 82

Notes re-discounted
Bills payable
Total




ABSTRACT
OF

REPORTS OF T H E

CONDITION

OP

THE NATIONAL

BANKS

ON
DECEMBER 12, 1879, FEBRUARY 21, APRIL 23, JUNE 11, AND OCTOBER 1, 1880.

Arranged by States, Territories, and Reserve Cities.

NOTE.—The abstract of each State is exclusive of any reserve city therein.




CLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879,
MAINE.
DECEMBER 12.

—
Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due fromTJ. S. Treas
Total

69 b a n k s

69 b a n k s .

69 b a n k s .

32
00
00
00
43
42
05
70
66
72
10
36

$14, 385, 756
9, 377, 300
195, 000
377,400
426, 253
2, 781, 945
526, 480
6, 884
346, 988
38, 604
15,183
295, 642

45
00
00
00
54
64
46
04
45
16
99
58

$15, 019, 062
9, 377, 300
175, 000
337, 850
433, 260
2, 499, 912
427, 705
10, 862
315, 828
50, 605
15, 032
277, 656

37
00
00
00
34
58
71
21
53
15
58
70

$15, 039. 774
9, 377, 300
175, 000
275,100
432, 412
2, 841, 779
513, 914
7,703
308, 533
57, 215
14, 756
219, 087

63
00
00
00
66
62
55
86
97
74
91
52

$14, 914, 532
9, 377, 300
175, 000
263, 250
434, 018
3, 639, 632
429, 650
22, 770
329, 550
53, 322
17, 208
376, 646

18
00
00
00
30
11
36
64
65
75
26
33

290, 901
3,548
194, 124
336, 496

00
10
62
00

238, 783
4, 419
298,418
264, 763

00
84
53
00

312, 382
4,602
321, 681
260, 266

00
62
64
00

352, 819
3,081
327, 633
239, 432

00
60
36
00

357, 787
3, 986
396, 554
251, 313

00
96
06
00

425, 628 81

429, 856 32

433, 273 96

433,148 50

416, 363 80

29, 933, 044 29

30, 009, 680 00

30, 272, 282 39

30, 618, 693 92

31, 458, 886 40

HAMPSHIRE.
47 banks.

47 b a n k s .

45 b a n k s .

Total

OCTOBER 1.

$14, 630, 356
9, 377, 300
195, 000
399, 900
421, 680
2, 359, 836
510, 637
6,772
357, 818
67, 054
20, 893
335, 096

NEW

Loans and discounts.
Bonds lor circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due fromTJ. S. Treas.

JUNE 11.

APRIL 23

69 b a n k s .

69 b a n k s

FEBRUARY 21.

47 b a n k s .

47 b a n k s .

$6, 839, 606
5, 647, 000
322, 000
229, 250
795, 677
1, 000,152
28, 514
45, 809
268, 546
59, 719
43, 903
140, 669

75
00
00
00
25
71
75
65
37
63
64
36

$6, 835, 858
5, 784, 000
322, 000
184, 250
836, 863
1, 093,196
58, 442
46,443
271, 949
42, 810
55, 708
162, 017

50
00
00
00
47
09
52
74
69
74
00
63

$6,907,181
5, 778, 000
322, 000
115, 300
840, 207
956, 828
79, 671
28, 962
274, 208
41, 382
50, 325
120, 840

61
00
00
00
76
04
39
03
12
60
33
98

$7,139, 479
5, 778, 000
322, 000
122, 250
840, 864
1,120, 083
26, 637
32, 734
274, 728
40, 674
49, 816
159, 206

35
00
00
00
91
51
17
17
16
53
55
73

$7,138, 376
5, 778, 000
347, 000
79, 600
923,140
1, 383, 740
55,168
49, 397
277,146
46,325
51,583
182, 344

99
00
00
00
92
97
68
24
42
14
60
84

239, 733
4, 884
119, 782
125, 208

66
28
32
00

186, 859
4, 929
145, 842
134,472

66
25
58
00

194, 056
5,187
165, 960
112,428

00
42
06
00

239, 604
3,860
169, 343
105, 055

00
85
59
00

236,341
3, 347
199, 210
93, 873

00
05
34
00

253, 866 53

255, 005 27

261,401 32

261,200 57

260,000 57

16,164, 324 24

16, 420, 648 48

16, 253, 940 66

16, 685, 539 09

17,104, 596 76

VERMONT.
47 b a n k s .

47 b a n k s .

Loans and discounts
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res Ve ag'ts Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due fromTJ. S. Treas.
Total




47 b a n k s .

47 banks.

46 b a n k s .

$10,176, 025
7, 898, 500
50, 000
748,350
714, 507
953, 890
179, 359
483
367, 796
43,302
30, 946
90,190

69
00
00
00
73
02
46
87
38
13
99
12

$10, 071, 337
7, 898, 500
50, 000
691, 500
700, 250
1,158, 304
212,061
96
390, 870
22, 718
25, 369
103,411

37
00
00
00
83
80
86
45
64
80
63
15

$10, 331, 936
7, 898, 500
50, 000
584, 550
694, 271
1,124, 522
209,173
52,601
447, 060
32, 972
24,855
109,144

72
00
00
00
60
61
36
66
97
47
21
29

$9, 805, 761
7, 858, 500
50, 000
568, 300
747, 674
1, 505, 981
267, 317
43, 874
458, 913
40, 638
27,149
99, 536

94
00
00
00
27
74
23
38
19
64
53
43

$10, 080, 253
7, 817, 500
50, 000
600, 950
830, 606
1, 857, 288
238, 811
1, 936
451, 389
37,143
23, 927
69, 952

43
00
00
00
34
80
81
99
87
68
87
93

181, 022
4, 008
130, 550
292, 250

00
30
36
00

129,107
2,630
143, 049
253, 310

00
39
71
00

118, 616
3, 072
185,291
225,672

00
97
32
00

157, 712
2, 986
171, 080
261, 502

00
99
76
00

137, 087
3,64C
203, 931
234, 507

00
89
29
00

353, 941 94

349, 941 94

355, 648 94

349, 338 27

353, 041 50

22, 215,124 99

22, 202, 460 57

22,447,890 12

22,416,267 37

22, 991,969 40

EEPORT OF THE COMPTROLLER OF THE CURRENCY. CLV
arranged by States and reserve cities.
MAINE.
Liabilities.

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

69 b a n k s .

69 b a n k s .

69 b a n k s .

69 b a n k s

Capital stock

$10,435, 000 00

OCTOBER 1.
69 b a n k s .

$10,435, 000 00 $10,435, 000 00 $10,435,000 00

$10,435, 000 00

Surplus fund
Undivided profits

2, 386, 061 28
1, 318, 747 16

2, 402, 496 76
1,130, 616 15

2, 414, 621 49
1, 221, 305 89

2, 415, 436 49
1, 358, 041 43

2, 436, 771 79
1, 243,310 23

Nat'l bank circulation
State bank circulation

8, 288, 053 00
1,432 00

8, 304, 303 00
1,432 00

8, 355, 997 00
1, 432 00

8, 260, 570 00
1,432 00

8, 345, 065 00
1,432 00

Dividends unpaid

45,136 51

53,295 64

59,464 40

52, 955 06

85, 371 57

Individual deposits..
XT. S. deposits
Dep'ts TLS.dis. officers
Due to national banks
Due to State banks...

6, 640, 751 63
80, 480 76
31, 261 49

7, 083, 386 34
94, 654 69
33, 223 86

7, 086, 883 97
73, 694 57
41, 078 63

7, 296, 657 69
88, 866 29
30, 416 57

8,194, 218 14
78, 525 29
42, 621 58

600, 952 05
44, 926 95

392, 697 06
46, 697 71

490,120 60
71, 307 52

589, 978 47
84, 919 13

490, 111 96
106, 558 84

UTotes re-discounted..
Bills payable
Total

50, 241 46
10, 000 00

21, 876 79
10, 000 00

20, 776 32
600 00

4,420 79

29, 933, 044 29

30,009,680 00

30, 272,282 39

30, 618, 693 92

NEW
45 b a n k s .

Capital stock

31,458, 886 40

HAMPSHIRE.
47 b a n k s .

47 b a n k s .

47 b a n k s .

47 b a n k s .

$5, 630, 000 00

$5, 780, 000 00

$5, 830, 000 00

$5, 830, 000 00

$5, 830, 000 00

Surplus fund
Undivided profits
Kat'l bank circulation
State bank circulation
Dividends unpaid

1, 058, 765 92
572, 393 43

1, 058, 604 94
463, 676 52

1, 055, 504 43
490, 962 82

1, 057, 504 43
567,113 82

1, 080, 672 15
503, 860 72

5, 025, 224 00
7, 684 00

5, 085, 598 00
7, 684 00

5,172,180 00
7, 684 00

5,140, 220 00
7, 677 00

5,160, 231 00
7, 677 00

18, 905 93

21, 318 44

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...
ISTotes re-discounted
Sills payable
Total

3, 368, 501 94
127, 358 74
104, 390 80

3, 570, 986 75
139, 265 75
71, 819 30

204, 892 22
46,207 26

157, 492 40
64, 202 38

186, 601 94
91, 900 47

16,164, 324 24

16, 420, 648 48

16, 253, 940 66

36, 480 65
3,133, 876 73
143, 920 66
98, 328 96

18, 875 22

31, 745 57

3, 504, 469 02
139, 761 71
108,170 78

3,943,933 69
143, 749 73
104, 365 37

222,105 84
89, 641 27

188,769 18
109, 592 35

6, 500 00
16, 685, 539 09

17,104, 596 76

VERMONT.
47 b a n k s

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

47 b a n k s .

47 b a n k s .

46 b a n k s .

$8, 491, 000 00

$8, 491, 000 00

$8,491 000 00

$8 251 000 00

$8, 301, 000 00

2, 044, 934 42
688, 069 97

2, 031, 571 95
452, 688 21

2, 035, 714 91
591, 565 93

1, 918, 714 91
700,128 71

1, 945,151 88
557, 821 05

7, 043, 710 00
6,044 00

7, 058, 948 00
5,044 00

7, 065, 853 00
5,044 00

6, 981, 656 00
5,044 00

6, 992, 403 00
5,044 00

47 b a n k s .

9,135 62

15, 448 55

8,937 22

7,467 59

16, 591 49

Individual deposits...
U. S. deposits
Dep'ts TJ.S.dis. officers
Due to national banks
Due to State banks...

3, 735, 608 03
23, 952 50
4,775 72

3, 947, 027 54
23,152 37
5,604 43

4, 060, 226 42
26, 577 49
4,924 72

4, 327, 310 52
29, 957 4L
3,148 99

5, 037, 891 59
28, 758 58
10, 437 10

110, 997 54

65, 745 01

107, 793 06

102,197 29

68, 328 21

Kotes re-discounted..
Bills payable
Total

51,173 91
5, 723 28

90, 507 23
15, 723 28

47, 808 98
2,444 39

87,197 56
2,444 39

1,342 50
27, 200 00

22, 215,124 99

22, 202, 460 57

22, 447, 890 12

22, 416, 267 37

22, 991, 969 40




CLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, i
MASSACHUSETTS.
DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

187 b a n k s .

Resources.

187 banks.

187 b a n k s .

187 b a n k s .

188 banks.

Loans and discounts $64, 868, 771 42
Bonds for circulation. 42, 561, 000 00
430, 000 00
Bonds for deposits...
TJ. S. bonds on hand.. 2, 908, 600 00
Other stocks and b'ds 3, 858,117 80
5, 637, 790 32
Due from res've ag'ts
931, 281 10
Due from nat'l banks
87, 231 87
Due from State banks
2, 360, 898 66
Eeal estate, &c
429,168 32
Current expenses
321, 745 54
Premiums paid
551,434 96
Cash items
63, 444 83
Clear'g-house exch'gs
Bills of other banks.. 1, 215, 077 00
26,746 06
Fractional currency.
1, 060, 2t!3 34
Specie
Legal-tender notes .. 1, 392, 619 00
205,000 00
U. S. cert's of deposit.
Due from IT. S. Treas 1, 911, 958 63
Total

$66, 337, 557 80 $69, 390, 514 50 $69, 301, 037 06 $73, 313, 493 26
42, 654, 000 00
42, 424, 000 00
42, 529, 000 00
42, 476, 000 00
430, 000 00
430, 000 00 ''
430, 000 00
430, 000 00
1, 485, 850 00
1, 928, 650 00
1, 770, 050 00
2, 354, 450 00
4, 053, 376 91
3, 702, 981 11
3, 841, 061 77
3, 732, 535 71
8, 293, 077 72
6, 719,-700 09
7, 513, 019 19
7,190, 918 57
951, 787 92
760, 096 71
667, 307 77
1, 014, 618 35
210, 530 12
157, 934 45
142,370 35
138, 248 25
2, 220, 012 40
2, 219,134 28
2, 224, 546 09
2, 285,122 25
282,170 15
166, 078 20
237, 653 12
519, 239 04
190, 319 99
220, 295 45
217, 405 63
251, 343 89
805, 771 75
556, 642 32
597,400 52
567, 888 23
39, 515 85
15, 334 50
13,913 12
30, 934 58
1,455, 513 00
1, 256, 528 00
1,230,297 00
958, 988 00
27, 752 13
31,161 40
30, 302 48
27, 898 84
1, 778, 999 43
1, 415, 704 20
1,407,431 93
1,158,168 97
1, 445, 009 00
1, 277, 919 00
1, 268, 331 00
1, 287, 985 00
175, 000 00
205, 000 00
180, 000 00
180, 000 00
1, 967, 742 63
1, 926, 436 88
1,961,023 73
1, 961, 452 61

130, 821,148 85 132, 903, 350 09

134, 804, 111 09

135, 562,150 76 141, 779, 922 26

CITY OP BOSTON.
54 banks.
Loans and discounts
Bonds for circulation.
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Beal estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
IT. S. cert's of deposit
Due fromU. S. Treas.
Total

$95, 379, 420
35, 624, 500
100, 000
1, 525, 400
1, 248, 002
9, 793, 950
6, 057, 057
430, 582
3, 658, 930
590, 855
329, 384
422, 767
7, 894, 035
1, 331, 787
7,205
4, 596, 235
2, 375, 400
1, 520, 000
1,615,101

54 b a n k s

54 b a n k s .

174, 500, 615 22

186,163,447 87

54 banks

54 b a n k s

14 $104,701,999 17 $104,405, 755 45 $107, 287, 677
00
35, 634, 500 00
35, 844, 500 00
35, 624, 500
00
100, 000 00
100, 000 00
100, 000
00
1, 469, 750 00
831, 750 00
1, 079, 300
07
1,168,165 17
1,071,120 59
1,084,412
71
10, 963, 889 78
11,423, 079 36
12, 660, 968
68
6, 756, 905 31
7,116, 618 51
7, 722, 716
76
394, 674 71
591,779 75
443, 575
37
3, 657, 701 29
3,613,868 40
3,591,543
82
1,191, 264 68
119, 462 94
259, 876
06
351, 598 48
272, 718 07
311, 690
30
236, 444 45
405,893 62
617,192
05
8,112, 608 84
7, 685, 032 30
6, 340, 468
00
1,190,483 00
1, 639,187 00
1, 731, 061
48
7,560 54
7, 066 07
7,607
00
4, 607, 783 93
7,138,406 58
6, 544, 490
00
2, 508, 285 00
1,985,711 00
3, 297, 836
00
1, 460, 000 00
145, 000 00
490, 000
78
1, 649, 833 52
1, 672, 099 60
1, 694, 484
186, 069, 049 24

55 $113,176,324 83
00
35,164, 500 00
00
100, 000 00
00
634, 100 00
84
1,531, 336 62
16,479, 862 03
40
88
7, 895, 280 44
99
677,193 93
62
3, 575, 247 12
84
15, 656 34
84
224, 676 27
21
556, 343 62
76
9, 960, 378 88
00
1, 308, 901 00
10
6,867 29
03
8,699, 337 61
00
2, 496, 879 00
00
270, 000 00
25
1, 654,180 78

190, 889, 402 31

204, 427, 065 76

61 b a n k s .

61 b a n k s .

RHODE ISLAN D.
61 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S.bonds on hand..
Other stocks and b'ds
Due from res Ve ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. 3. cert's of deposit.
Due fromU. S. Treas.
Total




61 b a n k s .

$26, 690, 241 87
15, 467, 300 00
150, 000 00
941, 950 00
544, 828 88
1,748,485 04
680, 176 44
37, 736 91
737, 792 25
127, 224 40
181, 417 36
506, 268 96

$26, 513, 799
15, 622, 300
150, 000
802, 350
520, 820
2, 520, 417
641, 686
29, 500
824, 938
128,501
156, 502
708, 605

329,154 00
9, 050 04
314, 887 81
378, 342 00

281, 019
9, 886
321, 408
366, 504

61 banks.

74 $27,499,341 25 $26, 842,148 04 $26,131, 711 92
15, 532, 300 00
00
15,465,300 00
15, 535, 300 00
150, 000 00
00
150, 000 00
150, 000 00
766, 900 00
00
387, 000 00
436,100 00
623,061 60
10
664, 706 15
598,155 37
1, 423, 062 59
42
2, 884, 585 98
2, 403, 657 96
535, 963 78
71
560, 560 49
495, 580 02
78, 995 58
95
42, 368 54
135, 389 78
798, 935 61
13
778,481 30
818, 286 93
127, 928 52
17
106, 816 85
122, 403 59
151,944 29
99
135, 801 45
132,016 63
376, 907 38
69
421, 660 59
695, 882 51
00
75
62
00

415, 086
10, 225
391, 266
376,871

00
95
83
00

320, 068 00
7, 550 92
388, 948 43
376,188 00

351, 046
9, 681
411, 947
423, 375

00
15 !
01
00

69i, 208 25

703, 278 63

710, 396 37

711, 770 24

705, 285 74

49, 536, 064 21

50, 301, 519 90

49, 969,186 75

50, 243, 954 98

49, 555, 819 61

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and reserve

CLVII

cities—Continued.
MASSACHUSETTS.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

187 banks.

Liabilities.

187 banks.

187 banks.

187 b a n k s .

188 b a n k s .

$44, 907, 000 00

$44, 805, 000 00

$44, 905, 000 00

$45, 005, 000 00

12, 255,153 69
3, 971, 343 46

12, 400, 612 25
3, 017, 068 53

12, 370,118 72
3, 723, 528 25

12, 613, 466 78
3, 223, 254 16

37, 621, 837 00
4, 843 00

37, 902, 238 00
4, 843 00

37, 943, 036 00
10, 557 00

37, 909, 033 00
10, 557 00

38, 044, 994 00
10, 557 00

110, 443 39

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers

29, 282, 235 16
208, 798 53
55,161 16

Due to national banks
Due to State banks- - Notes re-discounted..
Bills payable

2,141, 796 29
209, 094 57

Total

$45,105, 000 00

12, 275, 954 39
3, 457,166 41

92, 809 46

250, 424 38

139,114 96

841, 353 64

31, 308, 483 20
235,101 76
16, 552 05

33, 232, 069 73
243,160 23
20, 091 89

33, 457, 316 43
190, 603 01
55, 697 18

39, 314, 009 64
262, 232 76
11, 888 59

1, 711, 440 67
226, 385 21

1, 708, 865 53
145, 731 79

1,588,945 54
186, 441 80

2,125, 818 35
161, 027 73

141, 263 95
405, 555 00

145, 740 76
390, 697 37

37, 800 00
457, 445 00

130, 821,148 85

132, 903, 350 09

134,804,111 09

118, 294 50
645,061 83
135, 562,150 76

123, 234 24
375, 334 13
141, 779, 922 26

CITY OF BOSTON.
54 banks.

Capital stock

54 banks.

54 b a n k s .

54 b a n k s .

$50, 250, 000 00

$50, 500, 000 00

54 b a n k s .

$50, 500, 000 00

$50, 500, 000 00

$50, 500, 000 • 0

Surplus fund
Undivided profits

10,169, 832 36
2, 696, 544 89

10,187, 090 71
4,182,156 04

10, 392, 796 38
2,145,172 59

10, 392, 796 38
2, 991, 995 46

10, 616,144 37
2, 247, 975 59

Nat'l bank circulation
State bank circulation

31, 275, 962 00

31,707,033 00

31, 977, 708 00

31, 551, 592 00

31, 411, 542 00

Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...
USTotes re-discounted..
Bills payable
Total

49, 819 96

26, 975 96

145, 606 96

62, 960 96

1,165, 750 96

58, 554, 671 83
35, 571 56
5,913 76

60, 440, 215 78
31, 369 87
5, 822 75

63, 067, 598 55
29, 988 03
5, 611 64

62, 088, 662 05
23, 292 09
7,787 35

70, 727, 680 86
28, 426 91
8,284 32

16, 929, 745 87
3, 230, 468 97

22,184, 707 16
5, 457, 664 09

19, 501, 922 26
6, 334, 464 66

23, 005, 240 55
7, 985, 406 72

24, 516, 704 39
10, 980, 842 79

222, 384 02
1, 079, 700 00

168, 235 38
1, 272,177 13

309, 228 38
1, 658, 951 79

210, 211 55
2, 069, 457 20

502, 957 19
1,720,756 38

186,163, 447 87 186, 069, 049 24

190, 889, 402 31

204,427, 065 76

174, 500, 615 22

RHODE ISLAND.
61 banks.
Capital stock
Surplus fund
Undivided profits
Kat'l bank circulation
State bank circulation
Dividends unpaid

$20, 009, 800 00
3, 518, 002 63
1, 245,158 69
13, 802, 439 00
* 8, 064 00

1 61 banks.
$20, 009, 800 00
3, 523, 086 67
1,161, 088 98
13, 934, 939 00
8, 064 00

61 banks.

61 banks.

$20, 009, 600 00

$20, 009, 800 00

$20, 009, 800 00

3, 564, 833 58
1, 231, 789 83

3, 560, 337 44
1, 349, 456 34

3, 603, 852 37
1, 087, 086 02

13, 885, 587 00
7, 984 00

13, 793, 923 00
7, 984 00

13,901,490 00
7,971 00

61 b a n k s .

70,135 05

86, 999 30

91, 612 93

78, 676 41

168, 876 96

Individual deposits.. U. S. deposits
Dep'ts U.S.dis.officers

8, 872, 009 64
50, 184 98
52, 303 37

9, 726, 306 22
79, 711 32
34, 214 47

9, 407, 956 59
69, 893 19
28, 720 75

9, 337, 956 73
81, 318 29
17, 830 64

8, 908, 878 05
68, 588 00
38, 962 41

Due to national banks
Due to State banks...

1, 298, 953 15
609, 013 70

1, 085, 977 74
651, 332 20

998,514 68
672, 494 20

1,168,106 71
838, 565 42

890, 278 85
870, 035 95

49, 536, 064 21

50, 301, 519 90

49, 969,186 75

50, 243, 954 98

49, 555, 819 61

Notes re-discounted
Bills payable
Total




CLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, arranged
CONNE CTICUT.

Loans and discounts.
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
IT. S. cert's of deposit
Due from U. S. Treas
Total

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

84 b a n k s .

Resources.

84 b a n k s .

84 b a n k s .

84 b a n k s .

84 b a n k s .

$37,184, 034 08 $38, 758, 552 46
20, 390, 000 00
20,125,000 00
270, 000 00
320, 000 00
1,189, 200 00
1,105,100 00
1, 448, 323 77
1, 512, 268 03
4, 234, 487 57
5, 337, 314 98
2,101, 501 33
1, 935,126 99
209, 344 97
147,134 16
1, 696, 338 64
1, 697, 672 99
266, 820 35
177, 796 16
218, 967 03
166, 810 04
465, 865 85
419, 662 52
84, 394 26
135,143 74
632, 517 00
512, 874 00
15, 340 55
15, 447 74
669,400 64
757,136 82
1,112, 289 00
972, 416 00
30, 000 00
30, 000 00
933, 025 27
933,413 83
73,151, 850 31

75, 058, 870 46

NEW

$40,132, 654 87 $39, 453, 907 46 $39, 852, 931 66
20,136, 000 00
20, 086, 000 00
19, 786, 000 00
320, 000 00
320, 000 00
320, 000 00
960, 300 00
847, 350 00
778, 900 00
1, 603, 844 06
1, 561, 510 66
1, 697, 045 15
4, 598, 498 14
4, 515, 273 95
3, 253, 905 26
1, 936, 081 60
2, 379, 905 74
2, 331, 382 80
169, 981 64
176, 951 13
169,172 50
1, 685,129 28
1, 702, 493 05
1, 732,109 30
236, 873 27
258, 987 82
236, 265 19
166, 422 14
166, 511 74
127, 729 56
494, 423 72
438, 855 30
567, 404 60
105, 812 42
97, 024 16
120, 686 10
634, 659 00
759,139 00
611,508 00
17,155 40
15, 815 97
15, 227 92
840, 373 59
920, 013 23
1, 044, 280 22
995, 302 00
1, 043,419 00
960, 451 00
10, 000 00
10, 000 00
10, 0«0 00
925, 449 18
935, 924 85
915, 614 60
75, 968, 960 31

75, 689, 083 06

YORK.

232 b a n k s .

Loans and discounts.
Bonds for circulation
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
XT. S. cert's of deposit
Due from F. S. Treas
Total

237 b a n k s .

239 b a n k s .

$63, 208, 217 97
29, 980, 550 00
945, 500 00
5, 500, 000 00
3, 842, 888 32
11, 564, 250 72
2, 260, 385 87
689, 300 48
3, 411,142 01
603, 744 49
250,132 98
895,139 25
32, 663 85
851, 452 00
25, 796 15
1, 463, 422 24
3, 057, 900 00
300, 000 00
1, 438, 716 84

$64, 548, 784 93
29, 703, 250 00
945, 500 00
4, 745, 550 00
4,157, 848 65
13, 459, 560 66
2,158, 788 50
758, 742 09
3, 350, 754 59
423, 298 59
230, 580 57
1,104, 056 89
39, 484 60
821, 899 00
25, 400 47
1, 690, 829 73
3, 049, 589 00
320, 000 00
1, 383, 054 50

$67, 261, 853 82
29, 823, 250 00
945, 500 00
4, 239, 050 00
4, 262, 478 83
10, 958, 963 62
2,168, 977 05
624, 865 15
3, 368, 056 08
535, 805 89
248, 989 82
1, 023, 817 73
26, 894 52
1, 087, 816 00
27, 927 55
2, 075, 518 64
3, 066, 574 00
315, 000 00
1, 386, 745 19

130, 321, 203 17

132, 916, 972 77

133,448, 083 89 133, 690,190, 89

CITY
47 b a n k s .

Loans and discounts. $205, 655, 286 79
Bonds for circulation. 27, 268, 500 00
Bonds for deposits... 1,120, 000 00
TJ. S. bonds on hand.. 7, 740, 000 00
Other stocks and b'ds 7, 518, 331 60
Due from res've ag'ts
Due from nat'l banks 13, 760, 549 66
Due from State banks 3, 022, 804 90
9, 865, 356 06
Real estate, &c
1, 704,121 66
Current expenses
769, 604 23
Premiums paid
1, 657, 667 26
Cash items
Clear'g-house exch'gs 90,108^ 102 01
Bills of other banks.. 1,421, 996 00
52, 311 07
Fractional currency.
50, 031, 389 64
Specie
Legal-tender notes .. 7, 653, 513 00
U. S. cert's of deposit. 1, 925, 000 00
1, 351,197 02
Due fromTJ. S. Treas
Total
432, 625, 730 90




74, 530, 613 86

241 b a n k s .

242 b a n k s .

$68, 111, 557 24 $67,210, 314 89
29, 858, 250 00
29, 950, 750 00
945, 500 00
945, 500 00
3, 782, 450 00
3, 699, 600 00
4, 300, 572 34
4, 706, 714 25
10, 516, 772 90
13, 015, 471 00
2, 229, 323 49
2, 642,154 66
630, 847 31
624, 307 76
3, 418, 352 44
3,428, 275 03
595,101 65
425, 398 64
243, 095 21
261, 097 32
1, 012, 438 76
1, 311, 871 43
31, 004 40
53, 660 64
1,183, 557 00
1, 072,187 00
26, 092 81
25, 932 67
2, G73, 929 60
2, 261, 056 42
3, 029, 436 00
2, 926, 704 00
300, 000 00
330, 000 00
1,401, 909 74
1,392,877 29
136, 283, 873 00

OF N E W Y O R K .
47 b a n k s

47 b a n k s .

47 b a n k s

47 b a n k s

$218,106,187 82 $208, 568,190 65 $212, 685,145 14 $238, 495, 325 45
24, 698, 500 00
23, 270, 500 00
22, 420, 500 00
21,170, 500 00
820, 000 00
820, 000 00
1,120, 000 00
820, 000 00
9, 221, 250 00
6, 258, 950 00
6, 385, 450 00
7, 011, 450 00
8, 234, 492 90
9,182, 491 22
10, 454, 579 49
10,420, 603 20
11, 314, 978 22
1, 865, 610 26
9, 867, 272 42
831, 483 73
884, 350 94
1, 494, 351 83
144^ 383^ 578 83
1, 328, 286 00
53, 338 18
55 572 191 44
8,' 767,' 045 00
2, 485, 000 00
1, 375, 616 93
501, 603, 534 50

12,
1,
9,
1,

672, 779
614, 360
824, 448
225, 608
869, 942
1, 924 482
77, 809| 857
2, 267, 899
50, 212
44, 967 970
11, 292^ 964
1, 480, 000
1, 507, 388

89
79
74
06
64
09
20
00
94
49
00
00
57

12, 771, 067 37
1, 836, 627 18
10, 077, 872 92
1, 262, 034 66
814, 350 89
1, 756, 216 16
105, 252, 495 89
3, 432, 238 00
52, 478 19
57, 829, 426 40
14,381 02300
3, 615, 000 00
1, 234, 326 35

14,191, 524 72
3, 010, 707 16
10, 048, 430 91
1, 045, 084 78
750, 762 87
2, 444, 390 29
94, 520, 215 80
1, 534, 823 00
48, 387* 56
59, 783, 555 38
9,726, 363 eo
1, 310, 000 00
1, 351, 920 41

415, 608, 046 28

467, 080, 831 64

477, 684, 044 53

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLIX

by States and reserve cities—Continued.
CONNECTICUT.
DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

84 banks.

84 banks.

84 b a n k s .

84 b a n k s .

84 b a n k s .

$25, 564, 620 00

$25, 564, 620 00

$25, 564, 620 00

$25, 564, 620 00

$25,464, 620 Q0

6, 260, 051 30
1, 637, 346 61

6,320, 652 31
1, 270, 334 23

6, 343, 523 06
1, 589, 804 83

6, 361, 265 95
1, 811, 778 47

6, 608,169 34
1, 460, 611 46

18,151, 701 00
42,012 00

17, 967, 559 00
41, 997 00

18, 005, 097 00
41, 883 00

17, 844, 528 00
41, 877 00

17,604,288 00
41, 788 00

Liabilities.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

77, 036 61

96, 346 27

98, 393 73

75, 661 35

105,715 88

Individual deposits...
X . S. deposits
T
Dep'ts U.S.dis. officers

18, 094, 958 26
153, 890 14
7, 011 91

21, 477, 275 24
200,433 97
6, 243 33

21, 548, 439 37
166, 589 70
21, 347 63

20, 744, 675 28
176, 274 79
17,431 19

21,146, 646 88
183, 552 68
31, 977 00

Due to national banks
Due to State banks...

2, 696, 608 62
429,040 27

1, 844, 675 44
259, 537 74

2, 286, 940 47
294, 245 59

2, 691, 062 57
351, 832 53

1, 554, 317 76
288, 330 55

Notes re-discounted..

27, 574 19
10, 000 00

9,195 93

8, 075 93

8, 075 93

40,596 31

73,151, 850 31

75, 058, 870 46

75, 968, 960 31

75, 689, 083 06

74, 530, 613 86

Bills payable
Total

NEW YORK.
232 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

237 banks.

239 b a n k s .

241 b a n k s .

$32, 702,160 00

$32, 657,160 00

$32, 747,160 00

$32, 814,160 00

$32, 897,160 00

7, 595, 592 42
3, 895, 286 99

7, 577,157 81
4, 564, 094 69

7, 589, 029 15
5,011,827 34

7, 704, 249 79
4, 477, 685 28

26, 285,152 00
52, 209 00

26, 573, 360 00
52, 204 00

26, 534, 901 00
46,135 00

26, 706, 596 00
46,130 00

7,380, 824 14
4, 974, 018 63
26,699,435 00
57,047 00
62, 661 40

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

52,370, 959 87
497, 896 94
95, 954 98

Due to national banks
Due to State b a n k s . . .

3, 513, 502 67
1, 278, 362 23

Notes re-discounted..
Bills payable

110, 065 66
578, 314 65
130, 321, 203 17

Total

96, 264 14

66, 276 78

70, 667 43

242 b a n k s .

74, 387 SI

56,194, 208 92
502, 578 55
90, 784 16

55,119, 253 78
513, 290 62
89,490 14

59, 339, 863 30
507, 878 73
84,256 54

2, 844,181 55
1, 413,156 00

3, 479, 703 72
1, 514, 350 06

2,252,213 25
1, 494, 658 42

97, 822 97
829, 845 83

207, 509 70
611,021 08

307, 295 96
604,477 34

186, 632 65
512,161 73

132, 916, 972 77

133, 448, 083 89

133, 690,190 89

57, 493, 500 42
484, 791 04
89, 384 86
2,168, 990 24
1,170, 972 86

136,283, 873 00

CITY OP NEW YORK.
47 banks.
Capital stock

47 banks.

47 banks.

$50, 650, 000 00 $50, 650, 000 00 $50, 650, 000 00

47 b a n k s .
$50, 650, 000 00

47 banks.
$50, 650,000 00

Surplus fond
Undivided profits

16, 560,184 84
10, 228, 317 51

17,198, 670 34
8, 968, 251 54

17, 229, 870 34
10, 901, 099 45

17, 835,188 48
11, 289, 293 71

18,185,383 40
10, 396, 427 02

Nat'l bank circulation
State bank circulation

23, 897, 877 00
53, 525 00

21, 592, 367 00
46,189 00

20, 562, 266 00
45, 924 00

19, 732, 984 00
45, 921 00

18, 594, 918 00
47, 482 00

150, 495 80

162, 251 13

119, 896 31

125, 934 74

188, 701 69

Individual deposits . . 224, 069,119 78 279, 796, 577 83 211, 406, 721 41 252, 352, 558 18
278, 027 61
284, 435 32
U. S. deposits
273, 202 83
275, 611 13
232, 076 80
145, 576 74
Dep'ts XL S. dis.officers
205, 425 90
277, 297 77

242, 044, 721 82
276, 099 34
132,117 92

Due to national banks
Due to State b a n k s . . .

Dividends unpaid

77, 278, 227 99
26, 903, 936 37

86, 800, 466 69
27, 818, 472 78

105, 933, 843 46
31, 234, 349 88

432, 625, 730 90 501, 603, 534 50 415, 608, 046 28

467, 080, 831 64

477, 684, 044 53

78, 356, 030 93
28,109, 679 44

91,643,888 15
31, 064, 302 48

Notes re-discounted
Bills payable
Total




CLX

KEPORT OF THE COMPTROLLER OF THE CURRENCY
Abstract of reports since October 2, 1879, arranged
CITY

OP ALBANY.

Loans and discounts.
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Beal estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tendei notes ..
U. S. cert's of deposit.
Due fromTT. S. Treas.
Total

DECEMBEE 12.

FEBRUAET 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

7 banks.

Besources.

7 banks.

7 banks.

7 banks.

7 banks.

95
00
00
00
81
04
18
74
15
62
50
46
17
00
84
51
00
00
07

$7, 598, 838 68
1, 710, 000 00
100, 000 00
378,400 00
186, 398 81
1, 941, 797 51
678, 697 68
85,145 35
354,700 15
3, 711 47
78, 873 50
86, 200 39
139, 923 52
102, 610 00
7, 702 53
310, 205 26
506,107 00
415,000 00
75, 370 82

$7, 899, 884
1, 710, 000
100, 000
228, 500
179, 607
2, 246, 856
772, 883
145, 571
355, 040

96
00
00
00
68
40
21
05
17

70,123
71, 732
124, 838
158, 888
2, 940
349, 202
497, 925
415, 000
77,870

50
63
15
00
69
31
00
00
82

14,419, 708 04

14, 759, 682 67

15, 406, 864 57

$7, 220, 852
1, 710, 000
100,000
531, 300
186, 398
1, 928, 624
596,557
87, 034
362, 200
1,148
85,123
141, 434
203, 298
87, 844
4, 619
270, 338
502, 270
315, 000
85, 663
/

$6, 806, 289 21
1, 710, 000 00
100, 000 00
1, 032,450 00
187,122 01
2, 099, 399 60
730,183 74
111, 570 71
356, 500 00
4, 621 30
105, 343 43
131, 006 36
116, 686 30
96, 341 00
4, 694 85
272, 595 35
575, 087 00
315, 000 00
80, 466 07
14, 835, 356 93

NEW

CT1 Aft.T*'0*-TlOnflA fVSTP.Tl' fTCj

Bills of other b a n k s . .
Fractional currency
Specie
Legal-tender notes . .
U . S. cert's of deposit.
D u e fromU. S. T r e a s
Total

429, 999
10,103
598, 271
1, 558, 988
10, 000
575, 079

00
12
21
00
00
70

51,413, 001 30

99
00
00
00
44
07
71
75
99
59
50
08
86
00
04
95
00
00
82

14, 921, 324 79

JERSEY.

67 b a n k s .

67 b a n k s .

Loans and discounts. $24, 848, 834 02
Bonds for circulation. 12, 323, 350 00
300, 000 00
Bonds for deposits ..
TJ. S. bonds on hand.. 1,196, 350 00
507, 772 40
Other stocks and b'ds
Due from res've ag'ts. 4, 663, 608 94
1, 342, 872 93
Due from nat'lbanks.
174, 892 60
Due from State banks
2, 016, 989 64
Beal estate-, &c
260, 909 43
Current expenses
82, 303 01
Premiums paid
512, 677 30
Cash items

$7, 388, 023
1, 710, 000
100, 000
236,150
176, 578
2, 202, 270
976,187
113, 037
347, 459
3, 844
70,123
107,292
172, 947
119, 538
1, 334
403,163
462,402
245, 000
85, 970

67 b a n k s .

66 b a n k s .

66 b a n k s .

$25, 282, 259
12, 333, 350
300, 000
924,150
664,014
6, 552, 809
1,163,172
221, 476
1, 937, 518
145, 465
65,127
544, 300

21
00
00
00
68
85
09
25
74
18
67
46

$26, 431, 298
12, 283, 350
300, 000
942, 250
805, 744
5, 976, 867
1, 434,145
257, 359
1, 958, 246
171, 276
59, 836
459, 761

05
00
00
00
20
96
25
55
55
04
34
87

$25, 616, 695
11, 983, 350
300, 000
848, 750
944,667
6,127, 997
1, 222, 399
204, 336
1, 865, 895
239, 558
58, 396
593, 321

03
00
00
00
80
73
95
47
11
79
39
55

$26, 496,480 67
11, 983, 350 00
300, 000 00
983, 050 00
1, 043, 671 44
7, 042, 071 24
1, 243, 053 87
245, 460 08
1, 851, 442 51
160, 091 98
71, 514 24
770,431 11

378,187
11, 066
689, 453
1, 528,170
10, 000
570, 379

00
55
63
00
00
10

566, 495
10, 794
860, 727
1, 642, 465
10, 000
571, 362

00
40
32
00
00
40

548,153
11,264
885, 024
1, 698, 876
10, 000
559, 533

00
25
93
00
00
85

456, 755 00
12,720 23
971 427 98
1, 622| 083 00
10,000 00
568,319 60

53, 718, 220 85

55, 831, 922 95

185 b a n k s .

186 banks.

53, 320, 900 41

54, 741, 979 93

PENNSYLVANIA.
182 b a n k s .

Loans and discounts $44, 714, 746 63
Bonds for circulation. 26, 719, 000 00
580, 000 00
Bonds for deposits ..
TJ. S. bonds on hand.. 2, 506, 800 00
Other stocks and b'ds 3, 937, 581 23
7, 388, 528 77
Due from res've ag'ts
Due from nat'lbanks. 2,179, 284 03
900, 599 98
Due from State banks
3, 296, 576 66
Beal estate, &c
304, 585 48
Current expenses
241, 778 32
Premiums paid......
579,118 60
Cash items
Clear'g-house exch'gs
Bills of other banks..
739, 320 00
Fractional currency.
36, 573 77
Specie
1, 640, 917 16
Legal-tender notes .. 3, 086, 473 00
17. S. cert's of deposit.
50, 000 00
Due from U. S. Treas. 1, 233, 615 23
Total




100,135, 498 86

182 banks.

185 banks.

$45, 005, 727
26, 828, 000
580, 000
2, 240, 050
4,140, 640
10, 019,161
2, 620, 227
1,194, 702
3, 290, 622
358, 372
227,15T
543, 724

16
00
00
00
17
56
08
28
36
59
28
26

$48,125, 590
27, 314, 000
580, 00©
1, 925, 050
4, 090, 513
10, 438, 818
3, 080, 279
1,155, 492
3,300,128
565, 800
232, 253
594, 704

18
00
00
00
67
69
80
52
92
19
25
34

$47, 659,138
27, 245, 400
580, 000
1, 905, 700
4,114, 707
10, 282,134
3, 025, 633
1, 220, 925
3, 283, 751
335, 251
230,947
629, 837

743, 570
36, 594
1, 836, 486
3, 222,195
45, 000
1, 231, 080

00
54
12
00
00
03

999,126
35, 380
2, 583, 301
3, 683, 761
40, 000
1, 238, 054

00
65
75
00
00
12

1, 061, 381
34, 953
2, 673, 307
3, 489, 307
30, 000
1,252, 823

104,163, 304 43

109, 982, 255 08

02 $47, 729, 528 06
00
27,190,400 00
00
580, 000 00
00
2,112, 450 00
29
4, 371,496 87
98
11, 337, 694 92
18
2, 984, 780 69
91
1, 305, 712 43
31
3, 304, 066 60
16
518, 622 70
49
253, 744 47
29
711,068 39
00
41
05
00
00
37

109, 055,198 46

1, 044, 684
31, 400
3,141, 495
3,196,132
30, 000
1,258, 536

00
49
15
09
00
58

111, 101, 813 35

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXI

by States and reserve cities—Continued.
CITY OF ALBANY.
FEBRUARY 21.

DECEMBER 12.

Liabilities.

7 banks.

7 banks.

Capital stock ..,

$1, 800, 000 00

Surplus fund
Undivided profits

1, 450, 000 00
179, 863 28

Nat'l bank circulation
State bank circulation

1, 455,190 00

Dividends unpaid

2, 516 50

APRIL 23.
7 banks.

JUNE 11.
7 banks.

OCTOBER 1.
7 banks.

$1, 800, 000 00

$1, 800, 000 00

$1, 800, 000 00

1, 400, 000 00
160, 976 37

1, 400, 000 00
188, 209 88

1, 400, 000 00
185, 652 74

1, 400, 000 00
192, 785 52

1, 449, 940 00

1, 446, 990 00

1, 441, 890 00

1, 441, 990 00

$1,800,000 00
.

1,063 00

2, 224 50

15, 075 00

5, 976, 706 43
63,437 54
7, 905 75

6,466,211 18
58,498 03
13, 904 99

7, 245,171 90
62, 633 41
5,632 01

6,110, 018 63
61,165 17
22, 838

2, 774, 491 27
842, 497 85

Notes re-discounted
Bills payable
Total

535 50

6, 270, 599 76
59,641 39
556 88

Individual deposits . U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks ..

2, 805, 516 56
754,162 39

2, 904, 557 65
479, 086 44

2,625,059 41
640, 289 60

3, 217, 699 74
659, 751 87

14, 759, 682 67

15, 406, 864 57

14, 921, 324 79

14, 835, 35C 93

14,419, 708 04

NEW JERSEY.
67 banks.

67 banks.

66 banks.

$13, 345, 350 00 $13, 345, 350 00

$13, 295, 350 00

$12 995 350 00

$12 995 350 00

3, 669, 596 85
3, 736, 238 22
Surplus fund
1, 350, 236 18
1, 714, 537 96
Undivided profits
Nat'l bank circulation 11, 024, 029 00 11,002,424 00
17, 070 00
17, 091 00
State bank circulation
32, 734 84
56, 586 05
Dividends unpaid
Individual deposits.. 18, 930, 667 62 21, 813,183 59
211,106 94
208,147 86
U. S. deposits . ..
5,575 33
6,465, 95
Dep'ts U.S.dis.officers
1, 501,136 48
Due to national banks 2,141,128 30
159, 831 74
220, 378 57
Due to State banks..
57,483 71
115,461 88
Notes re-discounted..
45, 389 64
6,700 00
Bills payable

3, 738, 696 85
1, 449, 053 91

3, 676, 981 07
1, 644, 371 37

3, 713, 671 91
1,389,983 57

10, 976, 264 00
17, 003 00

10, 662, 454 00
16, 981 00

10, 664, 444 00
16, 975 00

67 banks.

Capital stock

Total

.. .

51, 413, 001 30

53, 320, 900 41

66 banks.

55, 414 85

33, 046 47

100, 074 70

22, 473, 573 82
214, 559 85
6,361 22

22, 073, 392 92
180, 349 98
8,170 11

24, 5M, 830 34
195, 061 21
7,257 96

2,123, 312 34
228, 576 09

1, 997, 413 65
235, 757 54

1, 845,175 11
238, 918 83

134,114 00
29, 700 00

129, 252 74
64, 700 00

54, 741, 979 93

53, 718, 220 85

70, 480 32
69, 700 00
55, 831, 922 95

PENNSYLVANIA.
182 banks

182 banks

185 banks

185 banks

$28 502, 740 00

$28, 372, 740 00

$28, 784, 790 00

$28, 844, 570 00

$28 945 340 00

7, 261, 304 30
Surplus fund
1, 891, 741 94
Undivided profits
23, 751, 633 00
Nat'l bank circulation
33, 873 00
State bank circulation

7, 277, 274 57
1, 941,152 23

7, 034, 985 35
2, 663, 036 27

7,014,217 01
2, 081, 705 56

7, 074, 001 50
2, 547, 459 54

23, 744, 603 00
33, 824 00

23, 811, 378 00
32, 221 00

23, 978, 548 00
31, 609 00

24, 017, 528 00

161, 387 51

128, 703 65

179, 827 05

195, 330 60

128, 580 17

Individual deposits .. 35, 611, 066 00
302, 054 03
U S deposits
13, 236 13
Dep'ts TLS.dis. officers

40, 281, 654 32
348, 0U0 79
10, 107 59

44, 216, 978 24
331, 229 53
25,186 61

43, 655, 293 46
346, 845 72
8,529 83

45, 928, 077 95

1, 710, 225 05
273, 539 93

2, 451, 568 40
355, 978 59

2, 404, 089 52
325, 325 40

1, 498, 424 14

39, 5R5 76
113, 644 08
36, 469 02
3, 060 20
Notes re-discounted..
55, 490 28
4,990 28
55, 490 28
Bills payable
49, 490 28
Total
100,135,498 86 104,163, 304 43 109, 982, 255 08 109, 055,198 46

189, 103 29
112,400 28

Capital stock

Dividends unpaid

Due to national banks
Due to State banks..

c c-




•XI

2,261, 573 19
292, 339 28

186 banks.

30, 872 00

358, 448 51
7,749 50
2(55, 738 47

111 101,813 35

CLXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, arranged
CITY

OP PHILADELPHIA.

DECEMBER 12.

Loans and discounts
Bonds for circulation.
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &e
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from TJ. S. Treas

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

31 b a n k s .

Resources.

31 b a n k s .

32 b a n k s .

32 b a n k s .

32 b a n k s .

$47, 978, 965 12 $51,006,182 29
14, 210, 700 00
14,170, 700 00
250, 000 00
250, 000 00
2, 073, 500 00
2, 808, 500 00
1, 840, 012 36
1, 817, 018 86
5, 448, 945 27
4, 888,166 51
2, 896, 279 17
3,191, 438 69
550, 549 62
557, 745 00
2, 736, 552 67
2, 735, 549 48
449, 666 97
150, 564 31
186,817 09
227,807 87
373, 700 59
451, 876 07
6, 605, 618 39
7,105, 388 11
516, 607 00
705,155 00
21, 545 85
20, 498 23
4, 639, 088 72
3, 841, 398 26
3,177, 685 00
3, 214, 790 00
3,160, 000 00
3, 425, 000 00
652, 423 99
676,153 99

Total

98, 216, 715 50

CITY

100, 795, 874 98

$18, 641, 607
7, 554, 500
250, 000
473,150
613, 503
2, 563, 357
1, 077,126
226, 273
1, 653, 301
113,403
57, 924
217, 768
713, 406
255, 538
8,477
586 023
1, 735,174

103, 359, 799 95

22 b a n k s
56
00
00
00
94
35
23
03
51
45
13
00
84
00
73
7K
00

18 $52, 689, 857 94
00
14, 265, 700 00
00
250, 000 00
00
1, 396,150 00
67
1, 702, 537 32
40
5, 550, 889 45
73
3, 422, 746 59
52
693, 477 50
65
2, 749,113 72
79
187, 320 48
26
152,327 56
78
365, 039 02
33
4, 745, 917 71
00
1, 036, 243 00
29
20, 945 08
36
6, 358, 320 64
00
3, 389, 098 00
00
3, 365, 000 00
99
656, 498 11
102, 997,182 12

$54,418, 619 22
14, 365, 700 00
250, 000 00
1,496,150 00
2, 625, 748 77
7, 610, 011 71
4,397,173 64
809,545 56
2, 765, 982 61
579, 207 95
161, 253 26
463, 523 25
7,983,716 12
646, 260 00
19, 742 07
8, 632, 462 71
3, 357, 092 00
2, 550, 000 00
672, 228 11
113, 804, 416 98

OF PITTSBURGH.

22 b a n k s

Loans and discounts.
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from TJ. S. Treas
Total

$54, 576, 396
14, 285, 700
250, 000
1,475, 650
1, 680, 584
3, 519, 070
3, 722, 987
678, 588
2, 749,178
661, 902
174,668
332, 558
6, 508, 046
889, 915
22, 024
6, 016, 538
3, 072, 581
2, 085, 000
658, 408

$19, 328, 360
7 549, 000
250, 000
310, 850
734, 825
2, 413,644
It 004, 370
288, 254
1, 739, 730
119, 053
47, 660
247, 019
1, 021,199
285, 976
12, 345
769 937
1, 871, 272

22 b a n k s .
17
00
00
00
13
00
30
82
83
50
45
96
15
00
67
Hfi
00

$19, 955, 398
7, 559, 000
250, 000
230,100
800, 247
2,136, 481
1, 061, 572
324, 814
1, 737, 255
161, 464
44,162
169, 906
980, 470
429, 382
10, 341
846 695
1, 910, 845

22 b a n k s .
63
00
00
00
77
08
74
19
85
08
23
39
62
00
92
01
00

$20, 208, 049
7, 559, 000
250, 000
230, 450
776, 239
2,125, 819
922,538
215, 281
1, 786, 437
108, 417
44, 295
160, 379
611,583
383, 794
10, 278
886 146
2,104, 011

22 b a n k s .
59 $19, 665, 846 41
00
7, 259, 000 00
00
250, 000 00
00
225,850 00
11
715, 748 19
35
3, 304,977 44
60
754, 660 31
42
323, 297 10
58
1, 820, 496 87
79
165, 931 35
84
15, 291 49
52
115 734 84
96
733, 588 65
00
522, 975 00
88
10, 698 98
21
1 079 390
00
1, 951, 795 00

37!, 476 66

347, 496 44

349, 511 70

350, 925 82

353, 513 00

37,112, 012 21

38, 340, 996 28

38, 957, 649 61

38, 733, 648 67

39, 268, 794 87

14 banks.

14 banks.

DELAWARE.
14 banks.
Loans and discounts $2, 892, 645 66
1, 695, 200 00
Bonds for circulation
60,000 00
Bonds for deposits ..
170,000 00
XT. S. bonds on hand..
177, 805 32
Other stocks and b'ds^
708, 015 35
Due from res've ag'ts |
163, 657 88
Due from nat'l banks |
52, 906 42
Due from State banks'
224, 938 90
Real estate, &c
24, 692 80
Current expenses
26, 091 73
Premiums paid
64, 923 15
Cash items
Clear'g-house exch'gs;
45, 227 00
Bills of other banks..
1, 077 09
Fractional currency
Specie
Legal-tender notes .
.
TJ. S. cert's of deposit
D u e from TJ. S. Treas.
Total




14 banks.

128, 378 36
118, 945 00 :
30, 000 00
76, 394 11

6, 660, 898 77

14 banks.

$3, 032, 462 84 $3, 050, 422 88 $3,167, 228 04 $3,317,887 58
1, 695, 200 00 1, 695, 200 00 1, 695, 200 00 1, 695, 200 00
60, 090 00
60, 000 00
60, 000 00
60, 000 00
263, 000 00
269, 950 00
263, 550 00
238, 550 00
170, 949 47
167, 206 95
170, 469 47
189, 733 72
481, 798 66
341, 209 72
582,427 40
611, 258 25
138, 611 85
156, 096 01
105, 720 88
244, 854 85
41,897 13
59, 466 53
57, 028 01
35,801 11
215,293 64
215, 277 33
220, 950 20
215, 499 04
21,175 48
23, 796 22
13,445 58
21,494 82
26, 888 80
26, 620 50
27, 098 80
25, 607 00
68, 719 72
65, 047 09
97, 459 49
69,292 98
41, 466 00
1,178 02
141, 295 27
-112, 517 00
30, 000 00
79, 928 75
6, 735, 335 19

74,134 00
1, 044 78
149, 356 35
107, 599 00
30, 000 00
79, 628 75

66, 258 00
1, 220 84
137, 068 94
147, 595 00
30, 000 00
77, 628 75

6, 675, 720 51 6, 703, 732 44

64, 623 00
1,448 22
151,144 51
159, 349 00
30, 000 00
76, 328 75
7, 208,132 83

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIII
by States and reserve cities—Continued.
CITY OF PHILADELPHIA.
DECEMBER 12.

Dividends unpaid
Individual deposits. -.
U. S. deposits
Dep'ts TJ S dis officers
Due to national banks
Due to State banks..
Notes re-discounted..
Bills payable
Total

APRIL 23.

JUNE 11.

OCTOBER 1.

31 b a n k s .

32 b a n k s .

32 b a n k s

32 b a n k s .

$16, 793, 000 00

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

FEBRUARY 21.

31 b a n k s .

Liabilities.

$16, 758, 000 00

$17, 074, 250 00

$17,174,100 00

$17,358,000 00

7, 425, 210 00
1, 502, 536 50

7, 439,155 13
2,189, 593 42

7, 629, 829 25
1,185, 946 11

7, 654, 090 40
1, 825, 876 29

12, 605, 262 00
1, 519 00

12, 696, 320 00
1,519 00

12, 626 976 00
1,519 00

12; 511, 065 09
1, 519 0«

7, 419, 911 23
1,143, 995 07
12, 521, 829 00
7, 201 00
55, 893 16

35, 783 16

28,183 76

52, 602 61

37, 573 5«

47, 991, 069 76
202,170 12

47, 677,134 12
203, 570 77

48, 061,499 65
213, 220 26

50,144, 639 25
202, 008 67

57, 918, 373 1«
210,159 61

9, 293,182 81
2, 703, 463 35

11, 750, 567 01
2, 751, 292 42

12, 593, 285 25
3, 002, 773 48

11, 527, 650 41
2, 391, 910 82

13, 318, 853 66
2, 908, 906 39

85, 000 00

85, 000 00

60, 000 00

60, 000 00

60, 000 00

98,216,715 50

100, 795, 874 98

103, 359, 799 95

102, 997,182 12

113, 804, 416 98

CITY OP PITTSBURGH.
22 b a n k s .

Capital stock

22 b a n k s .

22 b a n k s .

22 b a n k s .

22 b a n k s .

$9, 850, 000 00

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks ..
Notes re-discounted
Bills payable
Total

$9, 850, 000 00

$9, 850, 000 00

$9, 850, 000 00

$9, 850, 000 00

2, 979, 695 35
557, 703 63

3, 011, 270 20
506,523 03

* 3, 014, 473 93
707, 679 44

3, 037,469 90
602, 432 85

3, 071,462 61
618, 856 23

6, 601, 218 00

6,628,388 00

6, 669, 008 00

6, 640, 768 00

6,361,308 00

55, 082 00
13, 821, 504 55
24, 453 75
216, 907 34
1,739, 049 65
1, 266, 397 94

42, 047 50

38, 755 00

46, 429 50

58, 445 5*

14,007, 811 29
125, 295 33
104, 316 61

15, 317, 438 10
161, 523 14
82, 955 73

15,142, 938 50
83, 537 74
142, 964 75

15, 714, 975 43
104,118 44
109,537 11

1, 972,134 63
1,155, 473 98

1, 842, 462 88
1, 273, 353 39

2, 042, 043 93
1,145, 063 50

2, 089, 451 68
1, 290, 640 02

37, 735 71
37,112, 012 21

38, 340, 996 28

38, 957, 649 61

38, 733, 648 67

39, 268, 794 87

DELAWARE.
14 banks.
Capital stock

. ..

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits ..
U S deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks..
Notes re-discounted..
Bills payable
Total




14 b a n k s

14 b a n k s

14 b a n k s .

14 b a n k s .

$1,763 985 00

$1,763, 985 00

$1,763, 985 00

$1 763 985 00

$1 763 985 09

463, 4B6 79
142, 744 98

469,153 85
101, 606 46

469, 543 16
134, 623 92

469, 543 16
160, 876 45

475, 794 7«
138, 078 22

1, 456, 550 00
6,639 00

1, 488, 749 00
6, 218 00

1, 497, 499 00
6, 218 00

1, 492, 749 00
6,218 00

1, 481, 999 09
855 00

8, 068 85

13, 236 95

8,889 90

8,353 35

10, 337 09

2, 447,118 91
36,187 48
2, 255 69

2, 603, 377 02
29, 587 15
2, 7(33 22

2, 389, 569 22
36, 058 22
1,471 79

2, 361,286 79
27, 111 55
641 20

3, 056, 545 10
28, 205 83
7,031 28

298, 035 19
20, 896 88

238, 680 89
11, 977 65

322, 914 22
23, 948 08

355, 327 55
20, 640 33

241,056 19
4, 244 85

15, 000 00

6,000 00

21, 000 00

37, 000 00

6, 660, 898 77

6, 735, 335 19

6, 675, 720 51

6, 703, 732 44

7, 208,132 83

CLXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879; arranged
MARYLAND.

Loans and discounts
Eon ds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res'veag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from U. S. Treas Total

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

19 b a n k s .

Resources.

19 b a n k s .

19 b a n k s .

19 b a n k s .

20 b a n k s .

$3, 503, 335
2, 091, 550
100, 000
466, 850
276, 728
619, 377
385, 520
51, 543
193, 502
37,102
7, 012
32,971

85
00
00
00
17
26
38
74
71
93
14
80

$3, 488, 647
2, 091, 550
100, 000
506, 050
284, 064
873, 193
254, 747
48, 705
193,163
29, 307
6, SJ52
31, 764

78
00
00
00
42
66
72
56
43
32
14
91

$3, 641, 865
2, 091, 550
100, 000
505, 550
283, 673
757, 354
246, 280
41, 520
198, 798
35,630
6, 952
65, 272

23
00
00
00
80
15
08
30
12
53
14
43

$3, 776, 430
2, 091, 550
100, 000
505, 550
290, 925
666, 385
217, 358
32, 377
198, 854
31, 210
9, 222
34, 223

98
00
00
00
55
46
72
66
62
75
46
22

$3,891,651
2,121, 550
100,000
532, 950
325, 902
1, 047, 969
360, 765
60, 379
205, 908
49, 050
12,440
53, 536

12
00
00
00
81
71
54
17
82
03
55
04

46, 903
2, 457
115, 636
274, 202

66
16
90
00

58,
2,
133,
286,

00
66
53
00

73, 402
2,423
135, 770
373,318

00
34
84
00

58,
2,
.139,
350,

00
22
14
00

43, 389
3,103
154, 315
388, 849

00
73
03
00

000
636
757
276

535
837
247
828

94, 823 77

94, 617 50

94, 017 50

98, 317 40

100, 767 30

8, 299, 517 81

8, 483, 434 63

8, 653, 378 46

8, 603, 854 18

9, 452, 527 85

CITY OF BALTIMORE.
14 banks
Loans and discounts. $20, 277, 552
Bonds for circulation.
6, 902,100
Bonds for deposits...
200, 000
U. S. bonds on hand..
779, 000
Other stocks and b'ds
317, 975
Due from res've ag'ts.
2 624,132
D ue from nat'l banks
826, 361
Due from State banks
247, 084
Real estate, &c
595, 729
Current expenses
139, 316
Premiums paid
70, 732
Cash items
53, 467
Clear'g-house exch'gs
1, 476, 705
Bills of other banks..
258, 567
Fractional currency.
3, 666
Specie
]
672, 074
Legal-tender notes -. i 1, 018, 012
U. S. cert's of deposit-1 1, 430, 000
Due from U. S. Treas !
315, 264

15 banks
44
00
00
00
12
53
10
94
71
36
44
15
76
00
46
4«
00
(JO
20

38, 207, 741 67

$19, 899, 384
6, 952,100
200, 000
734, 000
267, 917
3, 232, 664
999, 67
173, 645
637, 817
83, 275
64, 417
36, 147
1, 814, 865
256,163
2, 259
822, 964
1, 433,174
1, 420, 000
326, 387

15 banks.

15 banks.
$22, 355, 286
7, 052,100
200, 000
634, 000
263, 017
1, 524, 088
923, 289
156, 259
646,167
130, 557
64, 699
41, 989
1, 580, 327
420, 976
2, 429
984, 015
1, 324, 079
1, 380, 000
325,137

43
00
00
00
50
09
80
69
71
57
68
46
15
00
80
94
00

00
00

39, 356, 251 82

05
00
00
00
50
15
92
95
71
10
54
83
18
00
09
59
00

00
00

40, 008, 419 61

$22, 726, 649
7 052,100
200, 000
534, 000
231, 929
1 632, 754
845, 569
124, 658
650, 708
221,140
59, 699
51, 414
1 362, 923
491, 005
2,451
1 070, 224
1 273, 878
1 380, 000
331, 837

15 banks
33
00
00
00
41
16
93
31
63
07
54
72
13
00
51
00
00
00
00

$23 812, 985 19
7 052,100 00
200, 000 00
500, 000 00
186, 092 08
2, 188, 204 68
853, 349 84
147,703 08
647, 841 13

40 242, 942 74

41, 405, 826 99

174, 510
m, 134
55, 817
1, 995,106
253, 613
2,386
1, 037,158
1, 083, 487
835, 000
317, 337

72

04
20
88
00
95
20
00
00
00

DISTRICT OP COLUMBIA.
1 bank.

Loans and discounts
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
...
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from TJ. S. Treas
Total




1 bank.

1 bank.

1 bank.

1 bank.

$233, 227 13
250, 000 00

$219, 420 11 ]
250, 000 00 j

$225, 567 65
250, 000 00

$222, 512 42
250, 000 00

$242, 447 80
250, 000 00

250, 000 00
15, 930 00
91, 220 72
10,198 86
2,183 61
17,950 00
5, 678 90
6, 697 32

250, 000
15, 930
93,296
20, 693
960
17, 950
1, 292

00
00
12
87
28
00
39

j
i
|
j
I

5, 377 12

250, 000
15, 930
118, 586
13, 290
1, 052
17,950
3,144

00
00
78
03
68
00
00

3, 751 99

12, 362 00
14 50
51, 605 00
72, 000 00

16, 095 00 ;
15 00 j
73,867 00 I
70, 000 00 |

15, 878 00
13 00
73,977 00
75, 500 00

11,250 00 I

11, 250 00

11, 250 00

1, 030, 318 04 ! 1, 046,146 89 1,075,891 13

250, 000
15, 930
132, 082
25,438
5, 374
17, 950
4, 844

00
00
33
65
97
00
37 |

.1.

8, 508 91 S

250, 000 00
15, 930 00
161, 981 97
17, 493 92
1, 833 75
17, 950 00
2, 937 77
6, 658 00

22, 697 00
15 00
73, 292 00
65, 500 00

19, 413 00
85 00
72, 847 00
76, 000 00

11, 250 00

11, 250 00

1,101, 395 65 | 1,146, 828 21

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXV

by States and reserve cities—Continued.
M AR YL AND.

Capital stock
Surplus fund
Undivided profits
Kat'l bank circulation
State bank circulation
Dividends unpaid

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

19 banks.

Liabilities.

19 b a n k s .

19 b a n k s .

19 b a n k s .

20 b a n k s .

$2, 281, 700 00

$2, 281, 700 00

$2, 281, 700 00

$2, 281, 700 00

$2, 331, 700 00

674, 991 38
232, 224 58

676, 276 38
218, 230 66

677, 700 00
242, 472 13

697, 700 00
234, 580 51

690, 815 89
216, 629 79

1, 867, 033 00
2, 379 00

1, 868, 785 00
2, 379 00

1, 872, 253 00
2, 378 00

1, 864, 493 00
55 00

1, 888, 303 00
35 00

18, 593 04

31, 861 88

33, 430 66

19, 869 40

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers

2,887,299 67
31, 068 16
6, 917 48

3,109, 279 40
24, 817 49
44, 253 83

Due to national banks
Due to State banks..

131, 200 13
28, 469 11

96, 200 49
12, 414 03

129, 443 23
27, 663 81

121, 642 01
55, 941 30

Xotes re-discounted. Bills payable
Total

2, 250 00
122,123 42

130, 505 31

15, 689 19
129, 939 33

10, 417 41
130, 808 15

8, 483, 434 63

8, 653, 378 46

8, 299, 517 81

3,191, 638 47
18, 283 97
44, 347 93

3,137, 991 30
8,260 16
26, 834 68

8, 603, 854 18

36, 073 06
3, 997, 916 47
8, 898 16
31,478 80
87, 341 67
23,122 08
140, 213 93
9, 452, 527 85

CITY OF BALTIMORE.
14 banks.

Capital stock
Surplus fund
. ..
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits. U. S. deposits
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...
!Notes re-discounted
Bills payable
Total

15 b a n k s .

15 b a n k s .

15 b a n k s .

$10, 513, 260 00

$10, 890, 330 00

$10,890, 330 00

$10, 890, 330 00

$10, 890, 330 00

2. 314, 967 75
940, 422 88

2, 350, 985 82
717, 085 94

2, 353, 696 16
954, 098 48

2, 355, 056 36
987,195 74

2, 429, 744 03
887,107 40

5, 948, 441 00
59, 509 00

5, 956, 801 00
59, 821 00

6, 237, 231 00
59, 733 00

6,197, 561 00
59, 723 0®

6,180,251 00
44, 702 00

15 b a n k s .

70, 956 29

73, 650 00

61,428 59

62, 846 25

69, 537 09

15, 576, 541 28
108,177 31

16, 826, 619 29
110,193 31

16, 459, 967 55
115, 598 31

16, 477,174 51
107, 446 31

17, 433, 846 95
109,099 43

2, 291, 821 04
383, 645 12

2, 043, 579 62
327,185 84

2, 568, 876 01
307, 460 51

2, 722, 914 19
382, 695 38

2, 975, 506 09
385, 703 00

38, 207, 741 67

39, 356, 251 82

40, 008, 419 61

40, 242, 942 74

41, 405, 826 99

DISTRICT OF COLUMBIA.
1 bank.

Capital stock

i

1 bank.

1 bank.

1 bank.

1 bank.

$252, 000 00

$252,000 00

$252, 000 00 |

$252, 000 00

$252, 000 00

Surplus fund
Undivided profits....

55, 000 00 '
44, 437 49 !

56, 000 00
32, 206 11

56, 000 00
37, 962 59

56, 000 00
42, 077 40

57,000 00
35, 265 57

Nat'l bank circulation
State bank circulation

223, 200 00 •

219, 500 00

223, 300 00

221, 600 00

215, 200 00

Dividends unpaid
Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks .
!N"otes re-discounted..
Bills payable
Total




I
1, 420 00

1, 376 00
447, 452 61 !

6, 851 94

;

1,344 00

1, 344 00

1, 816 00

481, 908 12

497, 512 18

523, 705 92

577, 871 63

2, 351 06
761 60

4, 059 89
3, 712 47

4, 668 33

3, 625 28
4, 049 73

1,101, 395 65

1,146,828 21

i
1, 030, 318 04 1

1, 046,146 89

1, 075, 891 13

CLXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, arranged
CITY

OF WASHINGTON.

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

5 banks.

5 banks.

5 banks.

5 banks.

5 banks.

Resources.

Loans and discounts.
Bonds for circulation
Bon> s for deposits . .
U. S. bonds on h a n d . .
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency
Specie
Legal-tender notes . .
U. S. cert's of deposit
Due fromTJ. S. Treas

Total

$1, 385, 280
830,000
100, 000
123, 900
76, 846
143,187
91, 890
7,192
460, 888
38, 361
3, 991
55, 227

01
00
00
00
98
94
12
33
03
29
08
75

$1, 330,103
780, 000
100, 000
198, 950
96, 690
217, 968
112, 548
5, 652
460,380
12, 515
5,179
29, 257

21, 719
5, 935
239, 575
130, 739

00
88
70
00

42, 994
5, 777
226, 964
102,158

50
00
00
00
40
02
12
41
63
82
42
57
00
70
83
00*

$1,376,877
780, 000
100, 000
221, 750
80, 810
205, 485
152, 384
3,171
464, 052
26, 453
6, 540
39, 374

60
00
00
00
90
49
06
43
19
21
43
29

$1, 493,726 21
780, 000 00
100, 000 00
65, 500 00
116,762 61
253, 879 91
123, 580 73
9, 348 68
447, 60U 31
22, 603 48
6, 909 58
52, 568 38

00
51
57
00

26, 239
5,926
294,103
146, 051

$1, 374, 247 33
780, 000 00
100, 000 00
58, 900 00
101, 467 40
335, 984 16
147, 261 76
5,710 91
452, 624 79
39, 386 72
6, 416 81
41, 060 02
32, 063
5, 600
257, 496
220, 446

22, 743
5,795
230,153
178, 448

00
46
01
00

00
42
51
00

37, 350 00

35,100 00

35,100 00

35,100 00

3, 752, 085 11

3, 762, 240 42

3, 964, 319 68

3, 993, 765 37

8, 944, 721. 82 -

35,100 00

17 b a n k s .

17 b a n k s .

VIRGINIA.

Loans and discounts.
Bonds for circulation
Bonds for deposits...
U. S. bonds on h a n d . .
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency.
Specie
Legal-tender notes . .
TJ. S. cert's of deposit.
Due fromTJ. S. Treas.

Total

$6, 326, 006
2, 553, 350
525, 000
108, 200
335, 366
967, 048
243, 647
251, 453
350, 948
102, 830
25, 977
172,810

74
00
00
00
82
55
99
66
21
55
02
02

$6, 427,151
2, 593, 350
525, 000
67,100
305, 826
920, 756
237, 971
192, 207
340, 427
37, 321
18,102
175, 071

68
00
00
00
50
13
41
78
10
06
18
24

$7, 075, 777
2, 593, 350
575, 000
69,100
373,104
655, 356
216, 583
229,131
336, 338
66, 067
21, 445
146, 393

12
00
00
00
73
55
15
48
62
55
93
39

$7, 220, 013 67
2, 593, 350 00
575, 000 00
109, 550 00
334, 292 90
581, 046 90
218, 793 96
295,154 72
336, 596 33
97,051 06
22, 945 93
160,104 37

$7, 446, 748 57
2, 593, 350 00
575, 000 00
138,800 00
274, 203 29
1,161, 827 79.
298, 028 58
221, 383 61
33;i, 115 47
72, 546 74
23, 975 00
185,623 06

171, 739
3, 313
172, 557
488, 332

00
46
33
00

127,791
3, 929
245, 298
509,123

00
06
44
00

234, 004
2, 894
252,179
565, 675

00
99
49
00

172,249
2, 999
307, 884
609, 753

159, 211
2, 672
179, 238
558, 707




00
3276
00

123,536 55

126, 631 69

122, 477 20

123, 978 22

123, 931 32

12, 853, 058 27

13, 534, 879 20

13, 760, 764 39

14,348, 362 51

15 banks.

Total

00
62
71
00

12, 922,117 90

WEST

Loans and discounts
Bonds for circulation
Bonds for deposits
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due fromU. S. Treas.

17 b a n k s .

17 b a n k s .

17 banks.

VIRGINIA.

16 banks.

17 banks.

17 banks.

17 banks.

$2, 398, 800 75
1,509,000 00

$2, 528, 553 08
1, 559, 000 00

$2, 818, 519 45
1, 550, 950 00

$2, 874, 742 61
1, 575, 950 00

$2, 945, 985 75
1, 595, 950 00

66, 050
37, 890
285, 742
201, 663
67, 640
192, 696
34, 683
16, 934
15, 862

00
61
95
73
28
23
02
77
62

63, 900
35, 485
353, 325
201, 008
106,402
201,196
19, 332
18,306
15, 610

00
61
68
51
91
23
65
11
32

44, 000
50, 036
254, 331
195, 763
69, 209
196, 229
28,185
17, 917
14, 002

00
61
49
94
48
32
48
47
87

45, 500
56, 217
222,421
184, 833
40, 239
197, 213
31,160
18, 047
17, 236

00
61
60
53
10
82
73
35
54

55,150
63, 064
274, 078
185, 431
61, 807
190, 368
22, 684
18, 264
17, 331

00
61
02
39
51
83
66
20
26

80, 936
2, 090
85, 478
341, 994

00
18
56
00

47, 794
2, 095
99,140
371, 666

00
52
60
00

69,092
2, 058
100, 702
315, 641

00
24
80
00

49, 548
2,119
117, 465
271, 699

00
50
22
00

60, 489
1, 547
124, 423
246, 986

00
84
01
00

71, 815 76
5, 409, 279 46

76,434 71
5, 699, 251 93 |

72, 375 45

76, 567 75

75,.892 75

5, 799, 015 55

5, 780, 962 36

5, 939,454 83

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXVII
by States and reserve cities—Continued.
CITY OF WASHINGTON.
Liabilities.

DECEMBER 12. ! FEBRUARY 21.
5 banks.

Capital stock

5 banks.

$1,125,000 00 1 $1,125, 000 00

Al'RIL 23.

JUNE 11.

OCTOBER 1.

5 banks.

5 banks.

5 banks.

$1,125,000 00

$1,125, 000 00

$1,125, 000 00

Surplus fund
"Undivided profits

287, 800 00 i
98, 919 33

277, 200 00
39, 825 10

277, 200 00
70, 328 21

277, 200 00
107, 756 35

272, 500 00
81, 999 03

Nat'l bank circulation
State bank circulation

734, 960 00

094, 700 00

097, 500 00

699, 350 00

702, 000 00

Dividends unpaid

2, 612 50

2, 046 50

1, 616 50

2,101 50

Individual deposits..
U. S. deposits
Dep'tsU.S.dis. officers

1, 278, 591 22 !
50, 373 95 ]

1, 435, 935 29
31, 519 97

1, 053, 463 04
23, 308 84

1, 590, 713 44
49, 544 70

1,576,723 09
27,133 69

Due to national banks
Due to State banks .T

158, 987 35
16,131 76 i

143,467 IS
11, 980 38

99, 800 98
15,612 11

129, 905 98
12, 678 42

149,150 95
8,113 51

3, 752, 085 11 !

3, 762, 240 42

3,964,319 68

3, 993, 765 37

3, 944, 721 82

1, 321 50

Notes re-discounted
Bills payable
Total

VIRGINIA.
17 banks.

17 banks.

17 b a n k s .

$2, 866, 000 00

$2, 866, 000 00

$2, £66, 000 00

$2, 866, 000 00

$2, 866, 000 00

792, 850 77
378, 258 79

797,620 00
210, 268 03

797, 620 00
322, 420 69

797, 620 00
426, 311 49

822, 890 00
319, 072 06

Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits- -.
U. S. deposits
Dep'ts U.S.dis.officers

2, 281, 097 00

2, 278, 300 00

2, 307, 400 00

2, 307, 390 00

2, 302, 890 09

Due to national banks
Due to State banks...
Notes re-discounted .

390, 047 53
302,116 33

17 banks.

Capital stock
Surplus fund
Undivided profits

Total

1, 338 00

17 b a n k s .

12, 922,117 90

2, 831 00

2,180 50

1,940 50

2, 047 06

5, 650, 258 91
304, 750 97
98, 213 24

6, 043, 422 23
305, 487 34
94,128 51

6, 327, 843 31
303, 244 12
73, 966 22

6, 690, 447 27
342, 079 41
90, 922 72

303, 523 55
316, 892 57

376,667 19
330, 480 56

268, 552 23
245, 093 56

348,158 59
350, 871 66

4, 400 00
20, 000 00

5, 511, 818 75
267,104 « l
131,485 92

89,072 18

112, 802 96
30, 000 00

87,983 74
125, 000 00

12, 853, 058 27

13, 534, 879 20

13, 760, 764 39

14, 348, 362 51

WEST VIRGINIA.
15 banks.
Capital stock
Surplus fund
Undivided profits
Kat'l bank circulation
State bank circulation
Dividends unpaid

16 b a n k s .

17 b a n k s .

17 b a n k s .

$1, 656, 000 00

$1, 741, 000 00

$1, 801,000 00

$1, 801 000 00

$1, 761, 000 00

400, 352 23
132, 566 55

426, 639 38
85, 906 82

427, 221 31
124, 574 35

428, 390 94
148, 626 77

435, 882 58
109, 873 62

1, 344, 995 00

1, 370, 945 00

1, 378, 030 00

1, 407, 250 00

1, 429, 445 00

17 b a n k s .

12, 067 50

17,108 90

14,408 30

13, 207 50

16, 802 25

Individual deposits..
TJ S deposits
Dep'ts U.S.dis.officers

1, 687, 999 39

1, 895, 642 76

1, 895, 765 90

1, 802, 657 74

2, 040,126 05

Due to national banks
Due to State banks...

112,493 62
59, 805 17

119, 356 23
42, 652 84

109,138 17
46,477 52

122,146 18
38, 033 23

96, 425 78
48, 083 55

2, 400 00

19, 650 00

1,816 00

5 799, 015 55

5, 780, 962 36

5, 9.T), 4H *3

Notes re-discounted
Bills payable
Total




3 000 00
5, 409, 279 46 |

5, 699, 251 93

CLXVI1I REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, arranged
NORTH

CAROLINA.

DECEMBER 12.
i

FEBRUARY 21.

APRIL 23.

15 b a n k s .

15 b a n k s .

15 b a n k s .

Loans and discounts. $3, 573, 922 58
3,998,000 00
Bonds for circulation.
200, 000 00
Bonds for deposits . 55, 250 00
U. S. bonds on hand..
294, 280 54
Other stocks and b'ds
379,145 76
Due from res've ag'ts
382, 667 85
Due from nat'l banks
94, 915 39
Due from State banks
317, 368 00
Real estate, &c
68, 778 86
Current expenses
69, 905 51
Premiums paid
27, 213 95
Cash items
Clear' g-house exch'gs
Bills of other banks..
197, 228 00
Fractional currency.
4, 253 17
Specie
102, 495 32
Legal-tender notes . .
285,182 00
U. S. cert's of deposit.
Due from U. S. Treas.
89, 613 69
Total

8,140, 220 62

$3, 676, 438 74
2, 018, 000 00
200, 000 00
85, 000 00
289, 663 62
447, 738 00
440, 479 91
112,151 37
323, 051 60
39, 328 95
68,453 75
33, 709 29
161, 512
5, 338
136, 786
373, 666

Loans and discounts. $2, 519, 887 90
1, 460, 000 00
Bonds for circulation.
150, 000 00
Bonds for deposits...
180,100 00
TJ. S. bonds on hand..
505, 870 89
Other stocks and b'ds
718, 040 98
Due from res've ag'ts
1,151, 869 30
Due from nat'lbanks
126, 966 57
Due from State banks
206, 620 44
Real estate, &c
75, 093 73
Current expenses
14, 312 50
Premiums paid
50,140 59
Cash items
Clear'g^-house exch'gs
Bills of other banks..
196, 525 00
Fractional currency.
2, 887 35
Specie
124, 842 83
Legal-tender notes . .
503, 786 00
TJ S cert s of deposit
Due from V. S. Treas
71, 747 58
Total

8, 058, 691 66

OCTOBER 1.

15 b a n k s .

15 b a n k s .

$3, 758, 012 88
2, 018, 000 00
200, 000 00
85,100 00
319, 070 54
123, 751 91
280, 345 35
101, 596 31
348, 753 76
59, 243 66
66, 653 75
14, 397 81

$3, 858, 486 74
2, 018, 000 00
200, 000 00
85,100 00
304, 643 54
142, 434 72
195, 781 39
79, 500 68
353,978 52
72, 607 25
66, 653 75
25, 211 05

171, 389 00
5, 951 33
180, 415 73
460,158 00

88, 539 00
5,42jL44
185, 06f 35
294, 679 00

$4,187, 354 49
2, 018, 000 00
200, 000 00
81,100 00
316, 244 44
181,175 70
326, 734 82
69, 484 87
351, 347 77
45, 207 62
64, 901 05
58, 682 62
78,129 00
3,120 83
89, 057 24
264, 821 00

91, 489 94

93, 401 05

89, 388 90

84, 698 81

8, 502, 808 12

8, 286, 241 08

8, 063,499 33

8, 420, 060 26

12 banks.

12 banks.

SOUTH
12 banks.

00
11
84
00

JUNE 11.
[

CAROLINA.
12 banks.

12 banks.

$2,403, 673 29 $2, 827,199 37
1, 470, 000 00
1, 485, 000 00
150, 000 00
150, 000 00
180,100 00
330,100 00
534, 788 22
495, 788 74
1, 036, &41 08
413, 685 46
1,124, 785 67
1, 067, 756 49
154, 970 72
190, 257 11
233, 670 43
233, 750 32
25, 346 85
71, 064 52
13, 543 75
12, 943 75
44, 506 78
24, 292*60
264, 801 00
2, 415 46
268, 716 90
463, 098 00

196, 344 00
4,133 81
312, 660 96
450, 216 00

$3,037,378 39
3,485,000 00
150, 000 00
85,100 00
506, 924 38
476, 898 92
712, 617 47
143, 983 35
232, 513 12
104, 557 30
12, 318 75
19, 957 82
210, 760
1, 460
277, 794
251, 878

00
83
11
00

$4,114, 719 27
1,485, 000 00
150, 000 00
55,100 00
507, 721 22
152, 029 53
330, 249 54
127, 881 97
232,413 12
60, 561 25
11, 693 75
30, 340 21
88, 699 00
3,422 15
241, 238 35
163, 389 00

69, 672 01

73, 768 74

68, 316 99

8, 441, 630 16

8,136, 941 87

7, 777, 259 43

7, 827, 603 72

13 banks.

13 banks.

73,145 36

GE ORGI A.
13 banks.
Loans and discounts $2, 841. 318 29
Bonds for circulation
2,156, 000 00
Bonds for deposits . .
110,000 00
TJ. S. bonds on hand..
13, 550 00
Other stocks and b'ds
416, 516 39
Due from res've ag'ts
439, 235 24
Due from nat'lbanks
193,480 80
Due from State banks
78, 637 13
Real estate, &c
248, 604 54
Current expenses
70, 385 77
Premiums paid
36, 863 97
Cash items
106, 775 13
Clear'g-house exch'gs
Bills of other banks..
143, 669 00
Fractional currency
3, 248 56
Specie
"...
240, 765 20
Legal-tender notes . .
347, 064 00
IT. S. cert's of deposit
Due from U.S. Treas
101, 287 50
Total




7, 547, 401 52

13 banks.

13 banks.

$2, 929, 825 65 $3, 353, 289 00
2,156, 000 00
2,156, 000 00
110, 000 00
110, 000 00
1, 700 00
3, 600 00
360, 916 86
465, 354 27
349,162 33
5] 9, 750 16
105, 519 73
170, 953 67
56, 464 15
175, 703 73
218, 372 15
226, 016 40
58, 755 46
31,410 86
35, 656 47
36,453 97
58, 880 39
85, 325 50
276, 255
3, 325
337, 659
379, 600

00
61
78
00

98,135 05
8, 005, 369 65

264, 930 00
3, 331 17
377, 633 09
281, 936 00
107, 638 85
7, 700,185 65

$3, 249, 318 95 $3, 692, 306 87
2, 213, 000 00 2,231,000 00
110,000 00
110, 000 00
1,700 00
1, 600 00
324, 426 86
327, 526 86
104,103 58
137, 218 00
108, 086 73
136, 379 01
56, 783 84
72, 926 35
225, 453 65
222,637 90
74, 212 70
50, 599 09
37, 291 47
25, 641 47
69, 918 50
111, 916 74
175, 317 00
3, 320 57
311, 519 72
204, 428 00

123, 684
3, 512
287, 007
232, 714

66
24
04
00

108, 762 35

105, 057 85

7, 375, 643 92

7, 849, 727 42

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIX

by States and reserve cities—Continued.
NORTH

CAROLINA.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

15 banks.

Liabilities.

15 b a n k s .

15 b a n k s .

15 b a n k s .

15 b a n k s .

$2, 501, 000 00

$2, 501, 000 00

$2, 501, 000 00

$2, 501, 000 00

$2, 501, 000 00

293,415 30
291, 842 45

308, 261 01
196, 874 18

321,489 42
190,191 38

301,464 99
257, 731 26

319, 697 86
214,147 68

1, 798,190 00

1, 804, 990 00

1, 797, 690 00

1, 783, 890 00

1, 815,190 0d

2, 776 00

7,121 00

4,073 00

3, 828 00

3,754 00

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

2, 784, 641 48
144, 638 47
26, 695 67

3,174, 753 73
158, 049 80
18,098 39

2, 994,447 86
150, 072 72
25, 735 85

2, 733, 758 06
170,127 24
10, 667 23

2, 883, 365 86
172,162 97
13,214 37

Due to national banks
Due to State banks...

116,740 96
34, 705 40

128,442 14
51, 457 42

141, 592 87
32, 229 66

139,148 94
28, 439 27

131,311 84
26, 072 44

Notes re-discounted..
Bills payable
.

120, 574 89
25, 000 00

133, 760 45
20, 000 00

122, 218 32
5, 500 00

98, 444 34
35, 000 00

231,143 29
109,000 09

8,140, 220 62

8, 502, 808 12

8,286, 241 08

8, 063, 499 33

8, 420, 060 26

12 b a n k s .

Total

SOUTH
12 banks.
Capital s t o c k .
Surplus fund
Undivided profits
K a t ' l b a n k circulation
State bank circulation

CAROLINA.

12 banks.

12 b a n k s .

12 b a n k s .

on

$2,449, 900 00

$2, 449, 900 00

$2, 449, 900 00

$2, 449, 900 00

350, 290 45
325, 559 53

304, 617 38
187, 985 22

308, 222 01
272, 268 41

314, 479 54
337, 751 78

368, 359 64
307,057 64

1, 301, 851 00

1, 317, 351 00

1, 304, 031 00

1, 297,181 00

1, 331, 300 00

$2,449, 900

4,363 00

8,001 00

5,438 50

3,802 00

5,171 50

Individual deposits . .
U. S. deposits
D e p ' t s U.S.dis.ofticers

3,133, 353 71
67, 686 00
73, 878 53

3, 538, 555 89
59,194 78
70, 851 20

3, 385, 550 81
52, 300 23
81, 319 11

3, 008, 879 60
53, 626 07
69,161 20

2, 586,176 71
95, 244 16
47, 601 44

Due to national b a n k s
Due to State b a n k s . . .

197,185 90
120,161 04

350, 894 31
134, 279 38

198, 863 22
79, 048 58

137, 056 73
95, 421 51

307, 934 58
82, 519 91

Notes re-discounted..
Bills payable

4,462 50
30, 000 00

20, 000 00

10, 000 00

116, 338 14
130, 000 00

8, 058, 691 66

8, 441, 630 16

7, 777, 259 43

7, 827, 603 72

Dividends unpaid

Total

8,136, 941 87

GB ORGI A.
13 banks.

13 banks

13 b a n k s .

13 b a n k s .

13 b a n k s .

$2,166, 000 00

$2,166, 000 00

$2 166 000 00

$2 221 000 00

$2 221,000 00

Surplus fund
Undivided p r o f i t s . . . .

381, 674 07
230, 748 49

388, 258 74
156, 646 90

388, 558 74
235, 512 22

390, 558 74
277, 798 74

431,803 27
179, 564 59

.N"at'l bank circulation
State bank circulation

1, 909,124 00

1, 895,105 00

1, 902, 300 00

1, 943, 680 00

1, 940,189 00

Capital stock. . .

15, 740 50

2,823 00

2,386 00

2, 611 00

6,166 00

Individual d e p o s i t s . . .
U. S. deposits
Dep'ks U.S.dis.officers

2, 349, 502 68
35, 439 67
33, 355 66

3, 007,108 95
39, 396 90
36, 482 88

2, 462, 904 93
65, 720 89
30, 673 57

2, 070, 249 41
65, 467 18
25, 533 32

2, 012, 457 02
67, 378 74
26,167 17

Due to national b a n k s
Due to State b a n k s . . .

93, 475 24
285, 641 21

95, 290 17
198, 257 11

94, 723 23
291, 406 07

86, 370 63
272, 374 90

358, 284 61
270, 217 21

Notes re-discounted..
Bills payable

6,700 00
40, 000 00

20, 000 00

50, 000 00
10, 000 00

20, 000 00

190, 499 81
146, 000 00

7, 547, 401 52

8, 005, 369 65

7, 700,185 65

7, 375, 643 92

7, 849, 727 42

Dividends unpaid

Total




CLXX REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879? arranged
FLORIDA.
DECEMBER 12.

Loans and discounts.
Bonds for circulation.
Bonds for deposits
X . S. bonds on hand
T
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from TJ. S. Treas
Total

FEBRUARY 21. '

APRIL 23.

JUNG 11.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

2 banks.

$148, 801 34
50, 000 00

$137, 474 95
50, 000 00

$128, 556 51
80, 000 00

$85,488 08
50, 000 00

$67, 755 08
50, 000 00

40 200
1,397
20, 669
2, 046
987
11, 899
1, 670
2,715
684

00
82
81
37
81
63
61
10
76

40,000
2, 035
23, 865
3, 987
3,173
13, 427
741
2,712
607

00
22
32
63
94
63
65
98
38

1, 833
9, 503
5, 411
3, 609
14, 952
1, 715
1,000
739

89
12
49
78
93
33
00
45

3 000
1, 833
41, 894
6,787
6,229
14,932
2,741
1,266
2 105

00
89
20
84
43
93
81
25
01

500
1. 8'-$':
14, 076
33, 606
4, 084
15,763
2, 101
1, 046
490

00
89
44
89
20
13
33
25
25

6, 246
8
1 352
15, 000

00
07
50
00

12, 701
12
3 034
15, 000

00
98
85
00

8, 234
20
5 806
25, 000

00
37
?>
*
00

8,079
20
6 164
15, 000

00
29
00
00

10, 753
6
2 218
15, 048

00
15
75
00

2, 630 00

3, 056 90

3, 536 90

2, 334 10

2, 250 00

242, 996 56

242,112 56

280,164 92

299, 864 63

312, 334 79

ALAB AM A.
9 banks.

10 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks".
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due fromU. S. Treas
Total

9 banks.

9 banks.

9 banks.

$2,198, 207
1, 581, 000
50, 000
56, 800
263, 218
209, 383
121,155
70, 020
145, 030
49, 407
58,131
97, 891

20
00
00
60
50
40
13
28
88
46
59
51

$1, 887, 017
1, 481, 000
50, 000
57,400
229, 691
397, 476
253, 363
50, 812
139,133
19, 475
43, 498
12,110

22
00
00
00
42
04
25
80
73
74
04
27

$2,189, 860
1, 481, 000
50, 000
26,450
209, 006
239, 061
136, 893
34, 366
131, 292
40, 457
43, 247
7, 634

83
00
00
00
41
28
30
41
57
45
42
69

$2, 225, 935
1, 481, 000
50, 000
26, 050
193, 918
78, 284
103, 541
58, 077
131,183
53, 731
43, 252
3,190

22
00
00
00
36
09
70
90
07
17
42
87

$2, 236, 010
1, 481, 000
50, 000
25, 300
254, 828
117, 692
106, 540
149, 219
133, 014
31, 925
30, 227
11, 885

95
00
00
00
78
81
11
71
40
39
42
59

145, 800
1,487
122, 450
227,772

00
53
10
00

96, 828
954
147,125
302, 276

00
94
66
00

94, 069
1,176
126, 074
268, 394

00
87
65
00

63, 396
906
125,192
182, 382

00
17
60
00

53, 372
597
103, 546
183,112

00
13
02
00

69, 734 79

67, 358 15

68,185 32

65, 706 35

68, 491 70

5,467,490 37

5, 235, 521 26

5,147,170 20

4, 885, 747 92

5, 036, 764 01

CITY

OP NEW ORLEANS.

7 banks.

Loans and discounts
Bonds for circulation.
Bonds for deposits
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks. .
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from TJ. S. Treas.
Total




7 banks.

7 banks.

7 banks.

7 banks.

$6, 262, 278 97
2,100, 000 00

$6, 610, 536 24
2,100, 000 00

$6, 597, 883 30
2,100, 000 00

$6, 488, 586 00
2,100, 000 00

$7,107, 351 71
2,100, 000 00

165, 600
388, 528
486, 808
259, 356
461,713
355, 015
128, 620
9,400
115 654
1, 323| 579
92, 368
4, 326
490 265
1,337,222

00
97
64
99
53
66
70
00
<\<\

98
00
30
0''
00

202, 950
393, 343
819, 649
213, 031
731, 449
374, 222
50, 839
8,700
124 232
1,169,126
158, 656
5,486
698 899
1, 362, 258

00
46
68
88
30
58
62
00
0°
14
00
88
15
00

259, 850
415, 483
497, 606
202, 339
724, 356
374,103
93, 428
16, 200
97 250
1, 328,122
253, 538
3,996
806 880
1, 077, 650

00
46
77
24
75
15
15
00
59

73
00
06
f>0

00

69, 400
488, 854
630, 084
294, 018
651, 251
372, 284
136, 455
8,700
83 549
469, 770
218, 543
4,451
597 883
1, 200,158

00
58
39
85
30
79
24
00
^1
65
00
23
H
O
00

53,100
48H, 680
334, 594
149, 871
209, 631
366,102
90,184
7,500
82 802
830, 604
112, 359
3,216
299 619
931, 035

00
93
93
76
62
19
64
00
10
40
00
17
0^
00

100, 000 00

98, 000 00

107,100 00

105,100 00

95, 950 00

14, 080, 739 20

15,121, 380 95

14, 955, 788 63

13, 849, 091 34

13, 255, 603 59

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXI
by States and reserve cities—Continued.
FLORID A.

Capital stock

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

1 bank.

Liabilities.

1 bank.

1 bank.

1 bank.

2 banks.

$50, 000 00

$50,000 00

$50, 000 00

$50, 000 00

$100, 000 00

2, 000 00
7, 724 60

2, 000 00
917 50

2, 000 00
4, 632 11

2, 000 00
8, 095 72

2, 000 00
3, 855 22

45, 000 00

42, 440 00

45, 000 00

44, 980 00

45, 000 00

Individual deposits..
T ft denosits
T
Dep'ts TJ.S.dis. officers

138,175 55

146, 425 31

178, 452 46

194, 704 41

157, 202 80

Due to national banks
Due to State banks

96 41

829 75

80 35

84 50

4, 276 77

242,112 56

280,164 92

299, 864 63

312, 334 79

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

Notes re-discounted..
Total

242, 996 56

•

ALABAMA.
9 banks.

10 b a n k s .

Capital stock
Surplus fund
Undivided profits
Kat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits..
IT. S. deposits
Dep'ts U.S.dis.oflicers
Due to national banks
Due to State banks...
INotes re-discounted..
Sills payable
Total

9 banks.

$1,618, 000 00

$1, 518,000 00

$1, 518, 000 00

$1, 518,000 00

$1, 518,000 00

193, 096 71
152, 260 70

202, 065 74
95, 333 64

202, 065 74
172, 838 86

202, 065 74
205, 906 86

221, 365 74
143, 570 78

1, 417, 317 00

1, 323, 907 00

1, 324, 767 00

1, 321, 317 00

1, 320,167 00

9 banks.

9 banks.

1, 077 00

2, 598 00

1, 498 00

1, 482 00

2,340 00

1, 702, 304 21
28, 446 04
2, 697 90

1, 890, 307 54
24, 219 16
923 80

1, 713, 990 37
28, 707 07
1, 997, 56

1, 331, 281 64
31, 509 27
2, 013 46

1, 318, 889 16
43, 369 13
857 55

266, 080 80
74,181 73

92, 290 00
85, 876 38

80, 369 47
42, 910 80

30, 481 89
36, 818 76

101, 884 66
38,290 19

60, 025 33

184, 871 30
20, 000 00

308, 029 90
20, 000 00

5,147,170 20

4, 885, 747 92

5, 036, 764 01

12, 028 28
5,467,490 37

5, 235, 521 26

CITY OP NEW

ORLEANS.

7 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits..

7 banks.

7 banks.

7 banks.

$2,875, 000 00

$2, 875, 000 00

$2, 875, 000 00

$2,875, 000 00

$2, 875, 000 00

448, 000 00
391,172 14

467, 000 00
236,182 29

467, 000 00
386, 038 07

467, 000 00
498, 313 52

570, 000 00
320, 310 55

1, 812, 940 00

1, 826, 381 00

1, 870, 919 00

1, 857,456 00

1, 874, 255 00

7 banks.

18, 547 73

20,125 93

16, 638 61

15, 936 61

20, 865 85

7, 253,194 77

8, 704, 888 93

8,321, 369 58

7,225, 773 49

6, 013,172 8X

525, 966 55
755, 918 01

385, 087 45
606, 715 35

399,118 68
619, 704 69

298,113 07
611,498 65

836, 267 02
745, 732 36

14,080,739 20

15,121, 380 95

14, 955, 788 63

13, 849,091 34

13, 255, 603 59

Dep'ts U.S.dis.officers
Due to national banks
Due to State banks ..
"jfofoa re-di<w minted

Bills payable
Total




CLXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, arranged
TEXAS.

Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
V. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. 3. cert's of deposit.
Due from IT. S. Treas.
Total

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

11 b a n k s .

Resources.

11 b a n k s .

12 b a n k s .

12 b a n k s .

13 b a n k s .

$1, 630, 620
700, 000
200, 000
54, 600
167, 466
357, 661
179, 822
133,133
157, 300
31, 995
3, 627
49, 073

54
00
00
00
41
52
53
95
15
58
77
62

$1, 880, 675 16
700, 000 00
200, 000 00
48,100 00
183, 924 81
295, 643 96
163, 643 92
114, 493 00
160, 077 81
19, 672 53
2, 474 97
50, 879 50

$2,119, 673 54
800, 000 00
200, 000 00
47, 800 00
162, 411 52
203, 768 67
96, 814 38
151, 860 62
171, 256 86
23, 986 33
6, 570 58
21,320 76

125,168
3, 207
92, 749
417,181

00
47
43
00

76, 063
5, 351
143, 321
334, 924

159, 844
1, 766
171, 039
366, 597

70, 248 27
4, 373, 856 24

00
57
56
00

35, 693 82
4,414, 939 70

00
88
07
00

37, 665 42
4, 742, 375 63

$1, 975, 052
800, 000
200, 000
46, 800
126, 049
210, 340
88, 791
175, 060
181, 804
38, 713
6, 638
23, 698

24
00
00
00
80
30
27
12
99
91
93
85

$2, 043, 984 71
830, 000 00
200, 000 00

105, 459
2,167
139, 459
323, 586

00
75
94
00

160, 827
2, 070
133, 312
397, 803

38,021 97
4, 481, 645 07

i?7,178*78'
328, 080 55
208,126 64
226,195 96
175,241 22
40, 618 53
7, 425 00
50, 380 16
00
56
20
00

39, 772 12
5, 021, 016 43

ARKANSAS.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res Ve ag'ts
Due from nat'l banks
Due from State banks
Real estate &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie . . . .
Legal-tender notes ..
U. S. cert's of deposit
Due from U.S.Treas
Total

$218, 550
205, 000
100, 000
2,300
36, 829
84, 863
54,906
12, 386

2 banks.

2 banks.

2 banks.
47
00
00
00
21
28
03
48

$262, 023
205, 000
100, 000
11, 800
36, 802
67, 454
86, 706
33, 795

84
00
00
00
81
48
94
82

84 48

142 01

2 816 97

1,352 18

27, 930 00
10L 10
24, 216 '{()
59, 500 00

9, 800
289
22,116
40, 418

66
82
00
00

$326, 867
205, 000
100, 000
3,000
36, 782
147, 602
25, 793
18, 734
5,000
194

2 banks.
79
00
00
00
81
11
17
62
00
23

1, 238 80
16, 975 00
120 01
11,179 H
O
49, 785 00

$272, 379
205, 000
100, 006
17, 000
36, 605
57, 555
16, 724
18, 727
4 900
109

2 banks.
15
00
00
00
56
15
71
55
00
62

1 024 ^1
14, 892
436
17, 907
41, 680

00
60
40
00

9,225 00

9, 225 00

9,225 00

7,025 00

838, 709 32

886, 926 90

957, 498 34

811, 967 25

$247, 877 84
205, 000 00
100, 000 00
2, 600 00
36, 822 17
87, 255 51
27, 079 82
5, 539^ 30
4 700 00
28 10
54 65
6, 130
280
13 283
33,615

00
08
40
00

9,225 00
779, 490 87

KENTUCKY.
40 b a n k s .

40 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
X S. cert's of deposit.
L
Due from IT. S. Treas.
Total




$8, 647, 737
6,761, 000
270, 000
310,150
525, 504
1, 204, 439
855, 202
310, 645
528, 882
97, 092
125,952
33, 994
211, 521
1, 667
190, 065
482, 924

85
00
00
00
47
69
99
96
68
93
77
66
00
22
79
00

$9, 004, 747
6, 691, 000
270, 000
183, 950
590, 019
1, 061, 915
663, 930
341,162
521,791
52,419
100, 807
36, 831
159, 838
1, 613
208, 659
472, 982

41 b a n k s .
32
00
00
00
72
93
70
07
92
99
71
64
00
79
43
00

$9, 084, 419 42
6, 761, 000 00
270,000 00
138, 500 00
638, 374 49
1, 084, 300 10
624, 928 28
281, 470 70
524,971 34
64,709 01
102, 873 12
43, 903 38
189,447 00
2, 399 70
237, 309 53
516, 368 00

41 banks.
$9,191, 058 99
6, 864, 000 00
270, 000 00
132, 700 00
679, 974 49
1,138,166 06
563, 797 50
252, 286 27
517, 424 46
94, 473 57
111,450 38
48, 676 68
191,475
2, 477
230,351
476, 236

00
99
04
00

310, 666 69

305,382 57

310, 926 94

306, 338 97

20, 867, 448 70

20, 667, 052 79

20, 875, 901 01

21, 070, 887 40

41 b a n k s .
$9, 460, 340
6, 901, 000
270, 000
139, 900
755, 974
1, 408, 736
611, 379
229,137
529, 416
88, 816
105,108
41, 411
171, 713
1, 864
246, 440
394, 481

04
00
00
00
88
26
13
96
06
79
39
81
00
25
66
00

316, 439 07
21, 672,159 30

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXIII
by States and reserve

cities—Continued.
TEXAS.

Capital stock

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

11 banks.

Liabilities.

11 b a n k s .

12 b a n k s .

12 b a n k s .

13 b a n k s .

$1, 050,000 00

$1,050,000 00

$1,150, 000 00

$1,150, 000 00

$1, 300,000 00

Surplus fund
Undivided profits

299, 384 72
129, 541 60

285, 478 95
80,767 17

287, 228 95
106, 979 31

254, 363 59
103, 557 12

278, 548 40
105, 638 13

Nat'l bank circulation
State bank circulation

587 080 00

609,100 00

707, 830 00

705, 210 00

732,170 00

Dividends unpaid

114 00

2,135 00

3,082 00

2,120 00

140 00

Individual deposits ..
U. S. deposits
Dep'tsU.S.dis.officers

1, 832, 363 43
95, 762 67
137, 233 44

1, 859, 396 78
90,171 73
151, 244 62

1, 988, 200 01
73, 067 48
153, 231 19

1, 813,192 74
68, 259 22
132, 230 77

2, 080, 993 03
75, 274 03
94,917 39

Due to national banks
Due to State banks...

80, 898 05
121,788 03

51,773 50
193, 371 95

130,122 58
109,134 11

83, 970 38
115, 391 25

137, 789 91
115, 584 69

Notes re-discounted..
Bills payable

29, 690 30
10, 000 00

41, 500 00

33, 500 00

43, 350 60
10, 000 00

99, 960 85

4, 373, 856 24

4, 414, 939 70

4, 742, 375 63

4, 481, 645 07

5, 021, 016 43

Total

ARKANSAS.
2 banks.
Capital stock.
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

2 banks.

2 banks.

2 banks.

$205, 000 00

$205, 000 00

$205, 000 00

$205, 000 00

2 banks.
$205, 000 00

37, 000 00
16,119 14

39, 000 00
10,262 23

39, 000 00
11, 004 64

40, 000 00
6,303 50

40, 000 00
10, 247 33

184, 500 00

184, 400 00

184,500 00

181, 800 00

184, 400 00

700 00

6, 560 00

2,150 00

7, 700 00

515 00

Individual deposits..
U. S. deposits
Dep'tsU.S.dis. officers

293,451 15
74, 958 24
13, 842 82

353, 028 52
65, 732 24
10, 174 08

430, 834 06
67, 591 21
15, 228 98

288, 823 58
62, 348 57
12, 391 3-2

265, 382 21
47,410 10
22, 640 07

Due to national banks
Due to State banks...

9, 453 91
3, 684 06

4,104 64
8, 665 19

818 65
1,370 80

3, 292 39
4, 307 89

215 05
5, 681 11

838, 709 32

886, 926 90

957, 498 34

811, 967 25

779,490 87

Notes re-discounted..
Bills payable
Total.

KENTUCKY.
40 banks.
Capital stock .

40 banks.

41 banks.

41 banks.

41 banks.

$6, 991, 000 00

$6, 991, 000 00

$7, 201, 000 00

$7, 201, 000 00

$7, 201, 000 00

Surplus fund
Undivided profits

1, 086, 495 61
463, 633 37

1,112, 028 81
292,497 56

1,120, 477 71
380,494 10

1,123, 477 71
497, 917 19

1,142,803 35
347, 714 13

N a t ' l bank circulation
State bank circulation

6, 039,189 00

5, 978, 289 00

5, 979, 389 00

6, 011, 689 00

6,170, 989 00

8, 652 40

18, 706 50

14, 686 00

10,331 00

17, 019 50

Individual d e p o s i t s . . .
U. S. deposits
Dep'ts U.S.dis.officers

5, 414, 360 51
154, 279 09
583 99

5, 474, 532 25
166, 566 68
974 51

5, 405, 248 14
166, 666 68
1, 272 01

5, 483, 330 71
162, 273 80
876 71

6,112, 913 81
166, 873 80
3, 460 84

Due to national banks
Due to State b a n k s . . .

302, 746 81
392, 802 92

278, 501 95
335, 602 54

285, 262 80
307, 404 57

292, 003 36
265, 987 92

206, 488 37
274, 790 40

Notes re-discounted..
Bills payable

12, 705 00
1, 000 00

17, 352 99
1, 000 00

13, 000 00
1, 000 00

21,000 00
1, 000 00

.23,106 10
5, 000 00

20, 867, 448 70

20, 667, 052 79

20, 875, 901 01

21,070,887 40

21, 672,159 30

Dividends unpaid

Total




CLXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, arranged
CITY

OF

LOUISVILLE.

Loans and discounts
Bonds for circulation.
Bonds for deposits.. IT. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from U. S. Treas.
Total

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

8 banks.

Resources.

8 banks.

8 banks.

8 banks.

8 banks.

$5, 452, 947 31
2, 983, 700 00
600,000 00
49, 750 00
12, 050 00
370, 208 33
257, 039 43
119, 991 96
186, 666 22
25, 474 46
82, 618 53
22,186 55
7, 928 60
91, 250 00
657 96
198,804 13
426, 756 00

$5,185,180 97
2, 983, 700 00
600, 000 00
31, 050 00
16,900 17
764, 896 04
277, 525 64
156, 750 51
182, 242 42
52, 488 21
78,401 99
37, 698 32
41, 821 53
56, 222 00
278 28
206, 948 78
257, 337 00

133, 291 50

136, 066 50

11, 021, 320 98

11, 065, 508 36

$5, 535, 066 43
2, 983, 700 00
600, 000 00
31, 850 00
12, 900 17
506,821 93
217, 857 28
141, 596 24
182, 828 10
55,370 18
78,401 99
54,193 91
7,143 87
147, 016 00
522 15
238, 433 98
510, 871 00
136, 765 65
11,441, 338 88

$5, 823, 304 84
2, 983, 700 00
600,000 00
32, 600 00
16, 752 99
413, 469 15
228,196 58
95, 019 59
182, 026 80
24, 567 96
74, 478 99
28, 752 75
23, 516 44
73, 292 00
307 29
284, 537 60
306,154 00

$5, 887,105 45
2, 983, 700 00
600, 000 00
11, 000 00 ,
56, 727 17
431, 548 20
269,616 69
148, 767 44
179,379 96
70, 510 44
74, 283 24
20,124 11
38, 539 79
80, 881 00
168 41
298, 082 98
371, 661 00

134, 366 48

138, 966 10

11, 325, 043 46

11, 661, 061 98

TENNESSEE.
24 b a n k s .

Loans and discounts
•Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items exch'gs
Clear'g-house
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from U. S. Treas
Total

23 b a n k s .

23 b a n k s

23 b a n k s

i
;

23 b a n k s

$5, 363, 401 34
2, 761, 000 00
350, 000 00
179, 600 00
240, 634 50
1, 026, 845 87
402, 249 02
160,316 57
371, 902 27
93, 705 35
72, 371 35
237, 289 05

$5, 643, 404
2, 761, 000
350, 000
230, 200
320, 512
1, 436, 243
581, 052
178, 939
364, 878
57, 967
73, 265
326, 221

74
00
00
00
86
76
30
35
32
15
56
10

$5, 726, 027
2, 786, 000
350, 000
180, 800
313, 977
1, 419, 594
545, 551
131,112
368,183
64, 434
77, 070
225,130

15
00
00
00
77
80
08
56
95
68
98
30

$5, 611, 871
2, 786, 000
350, 000
185, 850
278, 064
1, 497. 258
536, 831
135, 831
372, 975
83, 932
76, 870
93, 476

84
00
00
00
15
99
45
19
87
41
98
46

$6, 341,165 58
2, 786, 000 00
350, 000 00
118, 050 00
216, 541 78
828, 942 89
441, 985 43
107, 649 37
369,129 48
46, 725 54
73, 650 62
205, 986 Ifi

349,162 66
4, 252 92
206, 849 42
702, 520 00

565, 958
7,693
324, 969
844, 817

00
64
^H
00

567, 506
3,725
347, 651
882, 641

00
20
HI
00

758, 394
5,697
383 759
978, 374

00
25
T>
00

307, 647
4,816
404 772
660,809

00
92
-IB
00

131, 329 09

133, 260 09

135, 705 29

128, 035 50

126, 754 75

12, 653, 428 75

14, 200, 383 43

14,125,112 37

14, 263, 223 41

13, 390, 626 98

OHIO.
151 b a n k s

Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items .
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional c u r r e n c y .
Specie
Legal-tender notes . .
TJ. S. cert's of deposit.
D u e from U . S . Treas
Total




$29, 906, 676
17, 283, 900
296, 800
2, 033, 550
1, 092, 652
5,179, 897
1, 500, 335
605,196
1, 814, 717
189, 645
122,150
377, 468
102, 216
932, 917
22, 898
1,108,200
3,113, 975
25, 000
828, 083

152 b a n k s
57
00
00
00
69
17
48
34
57
48
28
'SO
31
00
83
O
H
00
00
78

66, 536, 281 03

$31, 265, 401
17, 364, 400
325, 000
1, 621, 000
1,160,119
5, 338, 381
1, 536, 162
C57, 835
1, 783, 966
314, 246
110, 727
398 0fi5
15, 866
861, 939
23, 867
1 291 8f?5
2, 977, 337
25, 000
817, 790

153 b a n k s
39
00
00
00
10
88
75
61
24
71
48
09
00
39
H7
00
C
O
67

67, 888, 972 62

$32,038,317
17, 382, 400
350, 060
1,385,750
1, 218, 703
3, 930, 635
1,149, 613
532, 277
1, 860, 223
405, 2H6
111, 731
375 910
50*402
1,211,518
21.H85
1 438 '>38
3,319,369
'J5, 000
843, 451

158 b a n k s

154 b a n k s
36
00
90
00
20
53
69
22
80
26
12
01
98
00
43
r

iS

00
00
78

67, 649, 763 96

$31, 811, 649
17. 443, 400
350, 0()0
1, 327, 050
1,184, 083
4, 289, 692
1,143, 713
548, 433
1, 791, 336
176, 061
103, 952
323 385
54, 490
868, 498
21, 595
1 485 9(l'>
2, 890, 447
25, 000
837, 870

84
00
00
00
73
27
97
55
92
61
55
48
00
42
6'1
00
00
03

$34, 274, 345 5)
17, 768, 400 00
350, 000 00
1, 219, 250 00
1, 604, 749 03
5,150, 311 60
1, 447, 081 41
592, 984 45
1, 832, 838 63
403, 007 85
117. 875 92
436 122 61
41, 028 48
1,217,176 00
22, 085 71
1 718 165 01
2, 890. 228 00
25, 000 00
835, 797 00

66, 676, 503 2'>,

71, 952, 447 21

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXV
by States and reserve cities—Continued.
CITY OF L O U I S V I L L E .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

8 banks.

Liabilities,

8 banks.

8 banks.

8 banks.

8 banks.

$2, 995, 500 00

$2, 995, 500 00

$2, 995, 500 00

$2,995,500 00

$2,995, 500 Of

335, 422 58
140, 321 35

338, 422 58
206, 049 41

341, 210 27
247,178 50

363,155 41
153, 892 52

369,964 52
238,257 56

2, 661, 243 00

2, 672, 303 00

2, 680, 053 00

2, 670, 553 00

2,682,353 0«

6,121 50

4,244 50

6,303 50

4,624 09

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

2, 327,101 68
267,351 75
268, 294 06

2, 256, 594 46
371, 970 24
164, 002 97

2, 245,132 54
338, 335 76
204, 428 06

2,122, 370 98
485, 386 18
76, 604 98

2, 397,716 22
367, 512 44
174, 005 89

Due to national banks
Due to State banks...

1, 011, 088 52
935, 502 70

1, 080, 066 44
963, 384 42

1, 262, 051 00
1,113, 205 25

1, 364, 041 21
1, 080, 085 68

1, 246,114 48
1,142, 389 57

7,150 00

42, 624 39

71, 093 34,

11,093 34

10, 000 00

11, 021, 320 98

11, 065, 508 36

11, 441, 338 88

11, 325, 043 46

11, 661, 061 98

Notes re-discounted
Bills payable
Total

8, 402 00

TENNESSEE.
24 banks.

Capital stock
Surplus fund
Undivided profits
Uat'l bank circulation
State bank circulation

23 banks.

23 banks.

2,3 banks.

23 banks.

$2, 955, 300 00

$2, 955,300 00

$2, 955, 300 00

$2, 955, 300 00

$3, 005, 300 09

460, 335 72
306, 892 13

473, 724 25
206, 990 78

490, 864 25
257, 529 16

489, 041 95
329, 201 17

555, 939 89
206, 907 26

2, 481, 570 00

2, 435, 000 00

2, 482, 270 00

2, 479, 290 00

2, 476, 990 09

5, 971 00
4, 111 00
3,334 00
3, 617 00
Dividends unpaid
7, 408,166 83
7, 380, 659 74
7, 545,503 43
Individual deposits .. 5, 755,194 60
180, 892 93
156, 500 89
166,177 82
U. S. deposits
193,145 34
74, 034 26
88,171 83
87, 622 43
Dept's U.S.dis.officers
115, 992 12
311, 455 92
201, 555 71
120,879 19
Due to national banks
226, 547 07
99, 297 46
94, 084 79
114, 782 77
76, 405 42
Due to State banks...
14, 550 00
14, 065 00
5, 335 00
10,185 00
2Totes re-discounted.35, 000 00
35, 000 00
Bills payable
Total
12, 653, 428 75 14, 200, 383 43 14,125,112 37 14, 263, 223 41

8,603 09
6, 585,655 78
167, 624 34
132, 229 92
178, 889 Of
60, 412 81
12, 075 09
13, 390, 626 9«

OHIO.
151 b a n k s .

Oapital stock
Surplus fund
Undivided profits
INat'l bank circulation
State bank circulation
Dividends unpaid

152 b a n k s .

153 b a n k s .

$18,421, 900 00 $18, 401, 900 00 $18, 361, 900 00
3, 654, 939 42
1,138, 746 09
15, 245, 062 00
15,159 00

154 b a n k s .
$18, 401, 900 00

158 b a n k s .
$18, 761, 900 0«

3, 675, 949 55
1, 349, 549 81

3, 627, 667 88
1, 743, 514 39

3, 665, 324 93
1,150, 261 71

3, 711,760 86
1, 602, 886 87

15, 261, 042 00
15,159 00

15,406, 627 00
8, 006 00

15,425,156 00
8, 006 00

15, 756, 745 00
8, 006 00

35, 370 35

20, 638 77

23, 640 50

30, 765 80

29,711 24

Individual deposits... 26, 257, 945 12
U. S. deposits
179, 735 90
13,148 63
Dep'ts IT. S. dis. officers

27, 299, 480 81
236, 895 97
35, 734 63

26, 584, 535 99
259, 256 50
21, 241 93

26,151, 759 80
244, 779 98
29, 304 33

29, 817, 294 53
242, 528 49
72, 203 68

Due to national banks
Due to State b a n k s . . .

721, 649 60
623, 111 26

833, 219 26
597,891 92

720, 440 77
717,530 33

747, 862 96
613, 296 46

1,143,107 IS
626,143 58

Kotes re-discounted..
Bills payable

97, 695 16
131, 818 50

48,162 90
113, 348 00

36, 325 67
139, 077 00

39,425 67
168, 719 58

30, 970 89
149,188 94

66, 536, 281 03

67, 888, 972 62

67, 649, 763 96

68, 676, 563 22

71,952,447 21

Total




CLXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, arranged
CITY OP C I N C I N N A T I .
DECEMBER 12.

Resources

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

6 banks.

6 banks.

6 banks.

6 banks.

6 banks.

Loans and discounts $13, 038, 899 77
3, 537, 200 00
Bonds for circulation
829, 500 00
Bonds for deposits ..
482, 550 00
U. S. bonds on hand..
412, 197 59
Other stocks and b'ds
Due from res've ag'ts. 1, 694,102 20
830, 396 67
Due fromnat'l banks
390, 934 74
Due from State banks
285, 749 40
Real estate, &c
97,145 42
Current expenses
52, 759 87
Premiums paid
130,910 46
Cash items
196, 538 20
Clear'g-house exch'gs
196,011 00
Bills of other banks..
3,110 15
Fractional currency
374,383 66
Specie
Legal-tender notes .. 1, 281, 523 00
470, 000 00
U. S. cert's of deposit.
174,195 88
Due from U. S. Treas.
Total
24, 478,108 01

$13,162,104 41 $12, 524, 629 67
3, 537, 200 00
3, 537, 200 00
829, 500 00
829, 500 00
405, 950 00
30 ,150 00
359, 307 51
273,614 16
1,280,786 09
1,137, 663 48
496, 654 82
576, 395 58
444, 777 45
356, 071 79
313,937 58
310, 824 52
92, 303 70
75, 813 40
59, 074 04
52, 431 13
157,460 22
145, 342 17
222, 955 87
169,138 39
189, 502 00
228,721 00
6, 553 47
3,970 97
482,631 74
481,299 07
1, 122,000 00
1,177,410 00
505, 000 00
895, 000 00
163,891 76
168, 991 76
23, 831, 590 66

23, 245,167 09

$11,978,371
3, 537, 200
834, 500
467, -00
374, 826
1, 833, 645
748, 949
479,158
313, 369
111, 605
52, 363
91, 651
147, 525
255,81.4
6,182
546, 726
830, 797
1, 050, 000
186, 590

78
00
00
00
22
84
90
32
72
83
23
85
82
00
55
51
00
00
64

23, 847, 079 21

$12, 532, 029 56
3, 537, 200 00
834, 500 00
359, 250 0C
465, 002 02
1, 998,160 08
1, 254, 220 57
581,389 25
314,186 50
73, 600 59
51,160 83
168,431 83
193, 875 22
390,261 00
4, 504 53
360,109 45
1, 457,165 00
1,180, 000 00
167, 800 64
25, 922, 847 07

CITY OF CLEVELAND.

Loans and discounts.
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills ofother banks ..
Fractional currency.
Specie
Legal-tender notes ..
IT. S. cert's of deposit.
D u e from U. S. T r e a s .
Total

$7, 393, 919
2, 367, 000
325, 000
91,850
22, 205
1,115,340
569,5i 9
518, 970
248, 261
11, 441
13, 892
96, 184
159,568
111,282
7, 058
329, 885
769, 500
15, 000
104, 803

6 banks.

6 banks.

6 banks.
35
00
00
00
86
00
67
62
71
02
34
31
38
00
66
92
00
00
88

14, 270, 683 72

6 banks.

6 banks.

$7, 821, 368 41
2, 367, 000 00
325, 000 00
104, 300 00
66, 688 36
1, 295, 720 59
564,401 64
654, 406 02
254, 007 96
100, 174 76
13, 892 34
42, 326 59
84, 987 57
68, 354 00
9, 263 73
434,363 52
594,000 00
15, 000 00
105, 193 33

$8, 762, 795
2, 367, 000
325, 000
100, 000
129, 554
744, 383
298, 491
175, 974
256, 931
129,675
14, 361
20, 565
49, 372
158, 655
14, 289
401, 648
997, 000
15, 000
108, 242

59
00
00
00
55
77
80
50
80
32
09
01
04
00
00
05
00
00
43

$7, 980,140 92
2, 367, 000 00
325, 000 00
100, 000 00
126, 521 77
732,496 15
497, 093 53
249, 847 21
258, 463 73
19, 802 99
468 75
54, 203 87
120, 397 06
118,598 00
14, 632 95
449, 390 16
1, 020, 000 00
15,000 00
102, 639 83

$7, 595, 258 88
2, 367, 000 00
325, 000 00
100, 000 00
121,364 10
1,802,431 17
832, 620 67
402, 016 46
257, 624 14
104, 613 23
468 75
239,139 76
179, 793 08
193, 526 00
8, 856 52
412,988 29
925, 000 00
15, 000 00
105, 028 33

14, 920, 438 82

15, 088, 940 00

14, 551, 696 92

15, 987, 729 38

INDIANA.
92 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from U. S. Treas
Total




$22,614,096
11,466,500
550, 000
1, 351, 200
1, 055, 014
3, 876, 562
3,181,114
840, 823
1,817,436
268, 773
113, 663
263, 349
89, 678
821, 282
15, 620
713, 588
2, 451, 402

92 b a n k s
10
00
00
00
78
46
05
72
92
64
90
83
04
00
53
29
00

$23, 291, 272
11, 3f>0, 800
550, 000
1,193,850
1, 095, 054
3, 252, 937
2,568,182
662, 891
1,774,090
146, 787
103, 964
226, 050
113, 08*
705, 477
14,3)9
1,144,678
2, 206, 840

92 b a n k s .
79
00
00
00
23
23
78
63
03
77
94
73
43
00
03
51
00

$23, 759, 028
11,150, 800
600, 000
1, 006, 800
1, 086, 071
3, 020, 257
2, 358, 402
599, 973
1, 739, 617
250, 224
95, 967
226, 7uO
73, 886
872, 880
13, 425
1, 211,151
2,251,595

92banks.

92 b a n k s
10
00
00
00
78
54
12
76
09
54
26
53
28
00
94
55
00

$23, 951, 382
11,100,800
600, 000
806, 500
1, 055, 692
3, 672, 548
2,093,611
558, 454
1, 759, 903
274,129
92, 264
223, 300
80,565
658, 818
13,179
1,216,821
1, 879, 886

96
00
00
00
31
48
71
35
65
04
83
09
53
00
34
49
00

$23 193, 224
11 050, 800
600, 000
698, 100
1, 083, 944
4 161, 685
3 151, 043
729,810
1 767, 967
208, 535
66,719
322, 535
171,419
697, 203
11, 757
1, 330, 524
2, 048,185

10
00
00
00
89
22
87
27
79
93
13
67
24
00
12
96
00

'""554,558 26

530, 269 43

524, 470 75

524,172 82

518, 674 69

52, 044, 664 52

50, 930, 554 53

50, 841, 252 24

50, 562, 030 60

51 812,130 88

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXVII
by States and reserve cities—Continued.
CITY

OP

Liabilities.

CINCINNATI.

FEBRUARY 21.

DECEMBER 12.

APRIL 23.

JUNE 11.

OCTOBER 1.

6 banks.

6 banks.

6 banks.

6 banks.

$4,100, 000 00

Capital stock

$4,100, 000 0 0

$4,100, 000 00

$4,100, 000 0 0

$4,100, 000 00

675, 562 21
741, 288 64

683, 000 00
591, 667 59

683, 000 00
659,102 59

683, 000 00
739, 727 44

695, 000 000
666, 099 08

3,176, 710 00

3,176, 110 00

3,171,110 00

3,127,910 00

3,087,050 00

3, 589 00

060 00

6, 233 00

5, 804 00

8, 267 00

8, 886, 387 6 7 :
750, 000 00

8, 347, 857 62
745, 000 00

8,119, 280 08
750, 000 00

8, 231, 901 77
750, 000 00

10, 004, 733 23
750,000 00

3,913,514 38
1, 621, 656 11

3, 951, 487 34
1, 618, 008 11

3, 638, 564 58
1, 523, 476 84

3,981,459 77
1, 673, 876 23

4, 386, 361 98
1, 671, 935 78

609, 400 00

609, 400 00

594, 400 00

553, 400 00

553, 400 00

24, 478,108 01 ', 23, 831, 590 66

23, 245,167 09

23, 847, 079 21

25, 922, 847 07

Surplus fund
Undivided profits
^N"at'l bank circulation
State bank circulation
Dividends unpaid....
Individual deposits-.
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...
^fotes re-discounted
Bills payable
Total

CITY

OF

CLEVELAND.

6 banks.

6 banks.

Capital stock

6 banks.

$3,700 000 00 : $3, 700, 000 00

6 banks.

6 banks.

$3, 700, 000 00

$3, 700, 000 00

$3, 700, 000 00

6 banks.

!

657,500 00
317, 172 02

657, 500 00
455, 017 ©s

735, 000 00
129, 916 02

760, 000 00
284, 586 88

2,125, 940 00 t

Surplus fund
Undivided profits

2,121, 560 00

2,121, 820 00

2,102, 840 00

2,101, 270 00

657, 500 00
147, 090 62

Nat'l bank circulation
State bank circulation

1

1,427 00

869 00

1,337 00

639 00

Individual deposits. -.
U. S. deposits
Dep'ts U.S.dis.officers

5, 683, 597 26 i
80, 741 07 i
156, 000 17 !

6, 060, 631 73
222,743 15
43,047 44

5, 766, 931 63
211, 719 61
22, 056 23

5, 609, 292 53
158, 510 65
128, 250 10

6, 951,195 67
173, 692 87
37,140 22

Due to national banks

889, 229 71
630, 422 39 1

916, 503 92
600,244 31

702, 594 38
593, 495 85

696,141 13
565, 083 27

736, 331 31
701, 397 21

195,450 00 |

279,609 25

328,160 00
508, 776 22

119, 600 00
605, 726 22

541, 47«t 22

14, 920, 438 82

15, 068, 940 00

14, 551, 696 92

15, 987, 729 38

Dividends unpaid

4, 712 50

Due to State banks..
Notes re-discounted
Bills payable
Total

i

14, 270, 683 72

I N D I A N A.
92 b a n k s .

92 b a n k s .

$13, 277, 500 00

3, 921,161 48
1, 483, 996 33

3, 917, 883 61
1,140, 257 24

10,164, 205 00

10,144, 940 00

21, 554 71

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

92 b a n k s .

$13, 477, 500 00

Capital stock

16, 281 11

19, 340, 850 75
256, 536 95
193, 622 25

19,120, 625 56
358, 062 75
112, 459 58

1, 926, 371 76
1, 232, 865 29

1, 724, 808 91
1, 049, 735 77

1, 653,140 98
1,174,311 94

1, 516, 631 33
1, 086, 744 98

1, 960, 991 39
1,204,177 65

26, 000 00

35, 000 00
33, 000 00

91, 802 61
27, 007 25

70, 016 48
48, 007 25

7,500 00
29, 007 25

52, 044, 664 52

50, 930, 554 53

50, 562, 030 60

51, 812,130 88

Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts TJ.S.dis.ofncers
Due to national banks
Due to State banks...
l^otes re-discounted
Bills payable
Total
0 C-




-XII

92 b a n k s .

$13, 252, 500 00 ' $13, 252, 500 0 0

92 b a n k s .
$13, 202, 500 00

3, 921, 375 07 '
1, 349, 633 49 i

3, 923, 592 35
1, 493, 522 74

3, 976, 906 47
1, 216, 376 51

9, 975, 895 00

9, 916, 590 00

9, 849, 730 00

16, 964 47

13, 378 44

.18, 938, 012 19 i 18, 782, 783 09
355, 606 52 !
269, 004 30
86, 814 06 i
185, 673 61

19, 871, 023 45
350, 241 67
130, 298 05

15,153 1 3 :

50,841,252 24 ;

CLXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2,1879, arranged
ILLINOIS.
I DECEMBER 12.

127 banks.

APRIL 23.

JUNE 11.

127 b a n k s .

127 b a n k s .

127 b a n k s .

Loans and discounts. $21, 515, 890 91 $22, 315, 636 62 | $23, 313, 880 37
8, 724, 000 00 I 8, 824, 000 00
8, 740, 000 00
Bonds for circulation.
875, 000 00
875, 000 00 I
825, 000 00
Bonds for deposits.. 416, 650 00
542, 250 00 !
705, 850 00
TJ. S. bonds on hand .
907,047 67
929, 614 19 i
Other stocks and b'ds
833, 456 55
4, 703, 879 11 i 4, 950, 006 44
Due from res' veag'ts j 4,198, 389 60
1, 499, 487 85 I 1, 490, 404, 90
Due from nat'l banks j 1, 494, 825 51
Due from State banks;
211, 041 52
310,193 16 i
193, 051 53
1, 488, 023 70
1, 498, 054 89
Real estate, &c
j 1, 497, 008 64
153, 489 49
265, 906 04
217, 339 38
Current expenses
j
84,453 57 I
92, 768 09
101, 192 10
Premiums paid
296, 699 83
315,718 38
335, 181 34
Cash items
j
Clear' g-house exch'gs;
852, 547 00
836, 392 00
752, 924 00 !
Bills of other banks.. i
12,108 55
11, 876 84
10, 901 86 ;
Fractional currency . I
978, 533 83
1, 077, 235 85
774, 291 36 i
Specie
!
2, 326, 021 00
2, 255, 782 00
Legal-tender notes .. j 2, 289, 891 00
TJ. S. cert's of deposit i
428, 905 53
433,291 45 !
407, 326 68 i
Due from U. S. Treas. I
Total

i 44,918,485 23 j 46,439,056 77

CITY
8 banks.
Loans and discounts $22, 814,580 82
950, 000 00
Bonds for circulation
100, 000 00
Bonds for deposits . .
1, 354,600 00
TJ. S. bonds on hand..
332, 821 33
Other stocks and b'ds
Due from res' ve ag'ts.
4, 794,225 98
Due from nat'l banks.
1,195, 832 07
Due from State banks,
499, 059 69
570. 663 03
Real estate, &c
\
62, 837 08
Current expenses
j
9 282 70
Premiums paid
j
12! 1)15 82
Cash items
\
Clear'g-house exch'gsj 1, 601,503 54
Bills of other banks..!
522, 215 00
Fractional currency. j
1, 371 89
Specie
| 2, 028,495 25
Le#al-tender notes . .
2, 700,000 00
TJ. S. cert's of deposit
1, 050,000 00
Due fromTJ.S. Treas
71, 250 00
Total

OCTOBER 1.

FEBRUARY 2 ] .

Resources.

$23,109, 232 67
8, 804. 000 00
875, 000 00
398, 300 00
950, 638 88
5, 952, 518 44
1, 839, 790 18
308, 594 23
1, 478, 626 92
278, 914 71
92, 378 28
311, 284 06
i
\
I

739, 897
11, 704
1,152, 321
2, 327,198

127 b a n k s .
$22, 471, 899 00
8, 629, 000 00
875, 000 00 !
491, 050 00
1,116, 206 68
7, 075, 454 22 i
2,116, 399 40 I
357, 369 07 i
1, 443, 922 13
195, 261 08 '
102,171 29
337,525 46

00 !
94
60 '
00 !

436,173 13

801, 542
11, 890
1, 394, 559
2, 300, 295

00
08
47
00

440, 296 90

47,830,878 33 j 49,066,573 04 ; 50,159,841 78

OF

CHICAGO.

9 banks.

9 banks.

9 banks.

|$25, 614,666 63 j$25, 904, 392 39 $24, 985,856
! 1, 050,000 00 I 1,150, 000 00 I 1,150, 000
!
100, 000 00
100, 000
100, 000 00 !
300
1, 089,000 00
896, 500 00 i 1, 700,
194 78
771, 901
523, 608 37
643,
5, 420,295
4,100 200 42
4, 216, 748 29
1,811, 203 12
2, 315,468
1,446,281 90
572, 885
787, 856 02
444, 565 82
465 20
578, 963
574,
572,114 31
63, 690
45, 971 42
74,961 70
382 72
2, 735
2,701 71
517 82
26, 976
73, 856 66
44!) 70
1, 681,763
1, 717,
1, 755, 054 65
924, 753
673, 338 00
1,030,963 00
330 72
2
1, 829 38
3, 944
2, 729,593 89
:S, 287, 061 82
3, 277,885
500 00
2, 637,
3, 786, 500 00
3, 405,122
670, 000 00
710,000 00
1,315, 000
750 00
50,
61, 550 00
62, 850

9 banks.
72
00
00
00
23
02
66
28
07
36
96
52
76
00
10
08
00
00
00

j 40, 664, 655 10 ; 43, 975,130 24 : 46, 381, 980 20 I 48, 360, 390 76

$23,190, 590
1,150, 000
100, 000
2, 238,750
7,36:; 401
3,115, 384
612, 075
568, 242
6, 649
8, 812
20, 486
2, 916,140
724, 622
6,379
5, 364,276
3, 102,000
510, 000
79, 750

97
00
00
00
19
40
50
10
01
37
50
92
63
00
id
85
00
00
00

51, 865, 450 60

MI C HIG AN.
75 banks.

75 banks.

76 banks.

75 banks.

75 banks.

Loans and discounts 512, 034, 002 29 I$12, 936, 089 78 $14,012,062 70 $14, 052, 422 15 $14, 091, 567 70 i
5, 660,100 00 ! 5, 892,100 00
5, 759,100 00 I 5,659,100 00
5, 532, 900 00
Bonds for circulation
50, 000 00
50, 000 00
50, 000 00 }
50, 000 00
Bonds for deposits .. |
50, 000 00
TJ. S. bonds on hand.. |
492, 650 00
265, 650 00
225, 700 00 !
204, 000 00 |
192, 350 00
Other stocks and b'ds!
569, 719 53
509, 730 20
507, 459 56 !
557, 739 72 !
538,918 13
Due from res'veag'ts
2, 403, 958 13 2, 278, 747 02 1, 796, 279 21 I 1, 801, 640 58 2, 259, 820 00 j
Due from nat'lbanks
801, 762 59
604,874 42
520, 766 11 i
779,461 13
595,129 96
Due from State banks!
110, 827 33
109, 816 49
123, 705 94
134, 060 14
119, 803 01
1, 013,112 51
971, 451 84
976,149 31 !
950, 450 45
954, 080 61
Real estate, &c
166,853 01
95, 047 73
141,061 69
146, 396 66
157, 737 49
Current expenses
45,288 58
43, 499 36
45,600 11 :
46, 584 77
42, 481 66
Premiums paid
96,486 59
168, 712 15
1.23,150 34
141,436 61 ;
162,982 44
Cash items
Clear'g-house exch'gsi
441, 877 00
324, 205 00
Bills of other banks..
421,336 00
457, 353 00
390, 590 00
Fractional currency
6, 617 m
7, 942 26
7, 880 91
6, 458 79
6, 263 54 ;
429, 523 64
501, 264 96
556,117 52
587,189 12 1
644,000 89
Specie
1,174, 077 00 :
1, 016, 506 00
1, 014, 020 00
981, 249 00 i
983,115 00
Legal-tender notes . .
TJ. S. cert's of deposit.
Due fromTJ. S. Treas
267, 011 33
284,772 65
269, 667 68
277,312 31
277, 530 28
Total.




25, 790, 530 79 ! 25, 988,184 30

26, 576, 205 95

26, 628, 563 62

27, 222, 974 46

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXIX
by States and reserve cities—Continued.
ILLINOIS.

Capital stock

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

127 b a n k s .

Liabilities.

127 b a n k s .

127 b a n k s

127 b a n k s

127 b a n k s .

$10, 834,600 00

$10, 734 600 00

$10, 734, 600 00

$10, 714, 600 00

$10, 714, 600 00

3,457, 650 20
1, 219, 638 66

3, 401, 555 48
916, 959 73

3, 402, 839 90
1,157,159 68

3,403, 033 51
1, 269, 451 89

3, 463, 483 06
1, 054, 599 49

7, 747, 095 00

7, 738, 945 00

7, 833,475 00

7, 809, 535 00

7, 666, 225 00

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

15,281 00 j
31, 963 50
18, 328 00
14, 380 50
42, 537 34 j
Dividends unpaid
|
Individual deposits. -. j 20, 346, 723 85 22, 344,177 67 j 23, 275, 422 76 | 24, 373, 493 38 25, 857, 048 73
607, 347 22
629, 242 46
563, 204 20
591, 677 96 |
622, 949 33 j
IT. S. deposits
|
51,017 99
29, 648 31
46, 282 12
39,461 17 |
37, 401 97 |
Dep'ts U.S.dis. officers

Due to national banksj
Due to State banks... I

108, 697 48
434, 879 21
108, 467 34
Notes re-discounted..;
Bills payable
I
36, 866 67
Total
I 44, 918, 485 23

i
i

121, 422
424, 851
43, 909
38, 958

Capital stock.

$3, 950, 000 00

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation .
Dividends unpaid

2, 000, 000 00
1, 042, 573 63

Individual deposits...;
U. S. deposits. D e p ' t s U.S.dis.officers

18,117, 302 97
59, 516 36

Due to national banks
Due to State banks ..
"Votes re-discounted
Bills payable

9, 351, 540 59
5, 427, 641 55

Total

127,997 09 I
526, 628 18

140, 292 53
623, 713 78

OF

CHICAGO.

9 banks.

!

$4, 250, 000 00 |
2, 350, 000 00
672,233 34

9 banks.

9 banks.

$4, 250, 000 00

$4, 250, 000 00

2, 360, 000 00 |
915,282 86 j

2, 360, 000 00 I
1,030,637 08 I

4, 297 00 i
385 00

157, 806 24
503, 385 36

66, 909 75
25, 203 28
66, 809 75
13, 266 67
5, 266 67
27,266 67 i
j
| 46, 439, 056 77 | 47, 830, 878 33 | 49, 066, 573 04 \ 50,159, 841 78
.

CITY
8 banks.

73 i
24
75 ]:
70

919, 397 00

3, 900 25 :

9 banks.
$4, 250, 000 00
2, 360, 000 00
819,628 25
900,797 00

729 50

22,406 00

18, 790, 216 43 i 20, 968, 804 44 \ 20, 916, 716 32
55, 079 41
9, 747 515
65, 129 76

23, 534, 594 50
47, 525 24

10, 463 805 74 1 10, 314 166 83 ! 11, 390, 692 85 j
6, 665 781 29 !
6, 658 081 22
7. 437,138 60 I

11, 563, 048 96
8, 367, 450 65

1, 268 75

I
i
40, 664, 655 10

43, 975 130 24

46, 381 980 20 i

48, 360, 390 76

51, 865, 450 60

MICHIGAN.
75 b a n k s .

Capital stock..
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

75 b a n k s

76 b a n k s .

7 " banks
>

75 b a n k s .

$7, 237, 200 00

$7, 237, 200 00

$7, 338, 250 00

$7, 218, 250 00

$7, 235, 000 00

1, 871, 403 42
922, 344 40

1,903,280 19
679,231 41

1, 900, 980 19
915,187 22

1, 863, 743 02
1, 003, 526 55

1, 876,122 34
904, 209 50

4, 940, 720 00

5,147, 965 00

5, 096, 345 00

4, 984, 640 00

4, 925, 425 00

34, 701 00

30, 786 65

22,164 07

19, 454 15

9,272 40

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

10, 529, 600 56
14, 853 78
15,147 96

10, 656, 625
23, 373 51
8,142 38

10, 779, 901 30
25, 094 50
10, 529 49

11, 097, 089 44
27,313 63
7,608 89

12 039, 290 21
15, 379 43
18, 954 70

Due to national banks
Due to State banks...

68, 436 46
105, 014 45

53, 308 26
167, 524 83

55, 058 80
82, 990 72

68, 096
63, 979 63

70,184 53
61, 779 88

Notes re-discounted..j
Bills payable —

46,108 76
5, 000 00

75, 746 25
5,000 00

340, 804 66
8,900 00

245, 962 19
28, 900 00

62,356 47
5, 000 00

25, 790, 530 79

25, 988,184 30

26, 576, 205 95

26, 628, 563 62

27, 222, 974 46

Total .




CLXXX REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 2, 1879, arranged
CITY
DECEMBER 12.

$5,459,154
1, 403, 400
500, 000
191, 550
86, 600
1, 065, 206
597, 647
49, 789
92, 557
32, 679
2 125
67, 459
209, 667
128, 163
7, 075
112 626
823, 907

APRIL 23.

01
00
00
00
76
66
54
42
50
30

76
92

138,
147,
73,
5,
130,
872,

4 banks.

4 banks.

$5, 522, 380 62
$5, 533,163 11
1, 403, 400 00
1, 403, 400 00
500, 000 00
500, 000 00
172, 800 00
171, 700 00
85, 960 76
85, 960 76
1, 334, 452 88
1. 218, 340 42
722, 380 65
670, 655 29
13, 455 84 1
42, 689 73
94, 025 65 i
93, 772 65
9, 936 79 !
23, 637 17

'^

$6, 232, 039
1, 403, 400
500, 000
172, 850
85, 9(i()
895, 133
777, 374
34, 878
94. 025
32, 922

OCTOBER 1.

JUNE 11.

4 banks.

FEBRUARY 21.
4 banks

4 banks.

Loans and discounts.
Bonds for circulation
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due fromnat'1 banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
...
Clear'g-house exch'gs
Bills of other banks..
fractional currency.
Specie
Legal-tender notes ..
Due from U.S.Treas
Total

OF D E T R O I T .

73
72
00
40
74
00

00
00
00

}5

47
65
94

00

79
62
00
32
0?

00

809
776
789
285
148
237

5, 031 28 |
172,207 12
209, 925 00
5, 514 22
273,162 58
759, 228 00

123, 711
165, 721
150, 053
7,808
286, 871
812, 438

60

80
00
87
90

00

$5, 846, 403 58 1,403,400 00
500, 000 00
196, 700 00
71,136 35
1, 603, 438 27
981, 855 08
164,198 62
104,455 17
7, 752 48
1 937 50
5, 819 55
184,406 86
134,860 00
7, 544 34
329, 598 69
723,364 00

89, 851 09

96, 760 34

95. 296 34

85, 308 14

73, 569 77

10, 919, 460 03

11, 693, 392 40

11, 379,157 73

11. 375, 232 44

12, 340, 440 26

wise O N SIN.
32 b a n k s

33 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from U.S.Treas.
Total

$5,109, 426
1, 918, 000
100, 000
219,400
124, 568
1, 536, 984
697, 880
71,887
299, 631
61, 643
14, 843
51, 880

40
00
00

230, 577
4,871
237 889
604, 356

00
25

00

49
44
00
17
19
01
11
87

6-i

00

$5, 769, 610
1, 858, 000
100, 000
107,150
195, 273
1,258,285
436, 509
115, 699
292, 597
64,122
14, 402
36, 810

180, 541
4,437
314 212
484, 425

00
28 :
86 :
00 ;

189, 616
4,421
374 225
478, 275

;

32 b a n k s

55
$5, 726, 065 90
00
1, 858, 000 00
00
100, 000 00
00 !
100, 950 00
99 !
285, 528 15
13 j
1,102,315 62
25
505, 034 61
53
155, 257 99
39
287, 682 09
26 j
63, 656 25
62 i
21, 075 33
43 !
57, 728 68
00
08
84
00

209, 517 00
3,852 79
400 406 89
408, 59 L 00

32 b a n k s .
$6, 004, 498
1, 858, 000
100, 000
100, 750
290,747
1, 252, 776
687, 458
81, 807
287, 668
53,169
17, 886
46, 333
186, 369
3,521
479 503
369,980

37
00 :
00
00 i
18
75
70
83
65 '
39
51
28
00
92
39
00 ;

91, 482 29 ;

89, 597 24

86, 389 04

93,729 14

11, 381, 087 45

11, 550,101 45 ;

11, 384, 596 31

11, 372, 051 34

11, 914, 200 11

3 banks.




89
00
00 '
00
71
oo
92
66
47
88 :
10
84

97, 248 89

CIT Y

Loans and discounts i
Bonds for circulation. 1
Bonds for deposits .. 1
IT. S. bonds on hand-.i
Other stocks and b'ds ;
Due from res've ag'ts 1
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency :
:
Specie
Legal-tender notes .. !
TJ S cert's of deposit
Due from U. S. Treas.
Total
j

32 banks.

$5, 549, 868
1, 908, 000
100, 000
171,650
163, 355
1,516,092
573, 541
108, 408
287, 231
38, 724
9, 643
48, 485

$3, 240, 520 33
650,000 00
450,000 00
2,750 00
42,000 00
504,042 77
249, 288 23
12, 975 56
1S9, 352 16
13, 608 82
3, 043 11
2 940 I 9
188, 278 65
30, 424 00
2, 321 83
234 872 00
518,444 00

OF M I L W AUKE E .
3 banks
$3, 536, 310 46
550, 000 00
450, 000 00
550 00
189, 000 00
484,106 28
143, 818 25
7, 591 94
126, 473 61
5, 378 90
7,092 oo
2 644 71
121, 47 f 32
6.019 00
2, 041 91
243, 88t 00
500, 285 00

3 banks.
$3, 285, 630
550, 000
450, 000
|
5, 000
!
189, 000
482, 761
'
137, 708
;
9, 054
|
126, 059
i
5, 775
!
6,444
'
2 498
j
88, 858
18, 970
!
1, 432
!
265, 257
450, 353

3 banks.
71
00
00
00
00
40
12
21
36
37
50
87
37
00
21
00
00

$2, 837, 068 48
550, 000 00
450, 000 00
150 00
190, 900 00
732, 328 07
316, 985 09
25, 632 22
126, 907 80
14, 465 12
6,312 00
1 770 °1
172, 885 93
47, 028 00
2, 070 78
299 080 50
550, 586 00

3 banks.
$2, 905, 709 98
600, 000 00
450, 000 00 ;
8, 750 00 !
228, 900 00
924, 635 11 ;
414,173 24 j
55,023 87 !
121, 873 40
5, 511 40
2, 837 02
6 753 79
166, 032 28
28, 911 00
810 73 •
358 805 41
250,367 00

29, 250 00

29, 745 55

24,945 00

30, 443 40

31, 486 45

6, 314, 111 58

6, 465, 912 93

6, 099, 748 12

6, 354, 613 60

6, 560, 580 68

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXI
by States and reserve cities—Continued.
CITY OF DETROIT.
DECEMBER 12.

APRIL 23.

I

JUNE 11.

4 banks.

FEBRUARY 21.

Liabilities

I

4 banks.

4 banks.

715, 000 00
491, 804 20

715, 000 oo !
485, 059 47 j

1, 225, 250 00

Xat'l bank circulation
State bank circulation

$2,100, 000 00

715,000 00
490, 717 67

Surplus fund
Undivided profits

4 banks.

$2,100, 000 00

Capital stock

1, 220, 670 00

1, 234, 260 00 j

$2,100, 000 00 1 $2,100, 000 00 \

2, 332 50

1,490 00

Individual deposits . .
U. S. deposits
Dep'ts U. S.dis.officers

4, 606, 298 45
89, 782 13
316,112 16

5, 431, 944 33
217, 070 97
218, 018 23

5,195, 431 39 j
203,175 24
197, 574 06

.Due to national banks,
D u e to State b a n k s . . .

708, 315 33
641, 760 64

647,106 81
650, 287 86

639,873 59
605, 763 98 ;

Dividends unpaid

IN'otes re-discounted..'
Bills payable
Total

715, 000 00 !
557, 971 07 '

1, 209, 375 00

3,020 00

2,037 50
5,187, 268 38 !
263,138 49
203, 244 33 ;
538, 922 26
598, 275 41

OCTOBER 1.

4 banks.
$2,100, 000 00
715, 000 00
454, 021 96
1,182, 825 00
15, 000 00
6, 255, 835 75
207, 774 37
213, 732 58
562, 013 48
634, 237 12

23,891 15
10, 919, 460 03 ! 11, 693, 392 40

11, 379,157 73 j 11, 375, 232 44 ;

12, 340, 440 26

WISCONSIN.
33 banks.
'Capital stock

I

32 banks.

32 banks.

| $2, 450, 000 00 • $2, 400, 000 00

679, 593 84 !
Surplus fund
•
380,670 60
Undivided profits.... i
Nat'lbank circulation: 1,029,500 00
State bank circulation .
Dividends unpaid

674. 324 49
240, 900 19
1.679,011 00

?,0, 390 00

Individual deposits . -1
TJ. S. deposits
;
Dep'ts IT. S.dis.officers
Due to national banks
Due to State banks. .

6, 294, 542 31
64, 307 52
12, 181 79
16, 897 59 |
122,529 72 j

io, .120 84 ;

Total

676, 009 38 '
676, 009 38 i
328, 243 49 j
362, 744 87 j
1.654,011 00
1,644,211 00 :

31, 130 00

6, 009, 636 91
49, 905 9fl
13, 080 88
23, 946 77
104, 241 65

s re-discounted.
Bills payable

32 banks.

; 11, 381, 087 45

32 banks.

$2, 400, 000 00 j $2, 400, 000 00 \ $2, 400, 000 00

4. 000 00
10, 120 84

30, 330 00
6, 095,118 4?> ; G, 000, 504 33
51, 074 43
58, 173 52
6, 394 37
7, 960 90
16, 219 91
100, 999 46 ,
9, 000 00
10,120 84 ,

11, 550,101 45 11, 384, 596 31

687, 872 74
369,190 30
1,644,306 00
.935 00
6, 542, 023 89
64, 449 04
10, 039 87

29, 526 76
122, 202 99

22, 375 34
116,290 15

30, 217 65
10,169 94

46, 596 94
10,120 84

11, 372, 051 34

11, 914, 200 11

CITY OP M I L W A U K E E .
3 banks.

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation .
Dividends unpaid

3 banks.

3 banks.

3 banks.

$650, 000 00

Capital stock

$650, 000 00

$650, 000 00

$650, 000 00 j

$650, 000 Q0

215,000 00
140,618 12

215,000 00 i
121,324 59 j

215,000 00
133,017 62

215,000 00 I
138, 631 62 j

220, 000 00
137, 755 83

584, 300 00

495, 000 00

495,000 00

495, 000 00

539, 000 00

•I-

!.

Individual deposits . .
U. S. deposits
Dep'ts U.S.di8. officers

! 606, 588 55
,
181,740 26
216, 352 26

Due to national banks
Due to State banks...

980, 919 68
554, 592 71
59, 000 00
125, 000 00

3s"otes re-discounted..
Bills payable
Total




3 banks.

6,314,11158

3,181, 662 32 J 3,142, 870 77 3,106, 363 47:\
j
187,023 21
324,539 51
141,677 95
63, 967 24
218, 672 49 | 225, 617 53 j
#

908, 300 56
470, 694 68 |
97, 940 33
75, 000 00
6,465,912!

580, 714 75 \
329, 659 65 j
10, 273 33
6, 099, 748 12

861, 840 62 !
520, 482 41 I

6,354,613 60 j

3, 216, 893 78
125,265 10
252, 494 74
814, 682 57
604, 488 66

6, 560, 580 68

CLXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1879, arranged
I O W A.
FEBRUARY

DECEMBER 12.

Resources

73 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks Due from State banks
Real estate, &c
Current expenses..
Premiums paid
Cash, items
Clear'g-house exch'gs
Bills of other banks~ Fractional currency .
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from U. S. Treas.
Total

$10, 056,114 00
4, 670, 000 00
75, 000 00
397, 000 00
481, 605 57
1, 582, 352 67
701,13,1 74
195, 551 12
952, 732 72
127, 266 97
56, 802 2 8
87, 481 98
442, 873
5, 881
446,131
1,106, 716
30,000
233, 978

$10, 648, 273
4, 740, 000
75, 000
283,100
448, 038
2,194, 672
1, 063.134
286, 971
941, 102
107,285
54, 610
136, 792
414.851
6,315
505, 574
1, 054, 671
30, 000
232, 904

00

45
68
00
00
59

21, 648, 619 07 :

72
00
00
00
84
97
47
09
19
27
67
00

8K

31
76
00
00
95

23, 223, 299 12

, 23.

JUNE 11

OCTOBER 1

74 b a n k s .

21.

73 b a n k s

74 b a n k s

75 b a n k s .

$11, 247, 535
4, 775, 000
75, 000
282, 900
410, 171
2, 006, 248
1, 139, 953
249, 691
902, 530
202, 966
57. 776
9(5, •Ml

91 1 $10, 576, 780
00 1 4, 775, 000
00 i
75, 000
00 .
333, 500
67
506, 694
22
2, 669, 383
70
1, 261, 711
91
277,160
15
913, 772
(^
168,941
79
57, 676
VI
123, 297

60
00
00
00
32
93
94
42
78
44
54

581, 250
6, 606
677, 664
1,266,022
30, 000
227,154

00
84
53
00
00
16

APKI

799
7 217
635, 966
1, 341, 798
30, 000
235, 538
573,

00
76
94
00
00
76 ,

24, 271, 036 67

'•>!

24, 527, 616 71

! $11,373, 096 57
! 4, 790, 000 00
i
75,000 00
!
399,500 00
!
690,211 86
2,146, 841 29
I 1,102, 882 84
!
258,127 14
|
894,548 23
i
161,529 49
53, 355 34
160, 531 47
:
:
•
;
i
j

524,735
6,893
795,001
1,144, 973
30,000
234, 484

00
39.
69
00
00
85

24, 841, 712 16

MINNE SO T A.
30 b a n k s .

Loans and discounts. $10,111,541 94 ;
Bonds for circulation. 2, 779, 500 00
450, 000 00 i
Bonds for deposits ..!
U. S. bonds on hand..'
89, 200 00 1
Other stocks and b'ds
153, 534 25
Due from res've ag'ts
1, 076, 797 07 •:
Due from nat'l banks
376, 766 28 1
Due from State banks
108, 214 95 1
406, 336 48
Real estate, &c
97, 201 29
Current expenses
19, 884 62
Premiums paid..
52,280 39 i
Cash items
Clear'g-house exch'gs
41, 291 85 :
239, 320 00
Bills of other banks..
Fractional currency.
1, 920 29 ;
150,649 25
Specie
Legal-tender notes ..
843, 336 00
U. S. cert's of deposit.:
133,457 "75"
Due from U.S. Trea s
17, 131, 232 41
Total

30 b a n k s
$9, 892, 211
2, 779, 500
450,000
90,900
213, 216
1, 058, 859

30 b a n k s
78
00
00
00
94
23
47
67
27
70
02
33
39
00
49

403, 120
75,291
405, 659
40, 698
14, 556
98,433
19, 641
128, 092
2,926
192, 566 60
748, 748 0 0

131,333 "76°
16, 745. 755 65

$10, 421, 292
2, 779, 500
450, 000
93, 000
179, 779
813, 817
322, 055
82, 725
402, 950
90. 325
14, 256
48, 787
74, 614
188,559
2,723
273, 286
701, 064

30 b a n k s .
62
00
00
00
46
44
43
00
95
55
02
40
81
00
13
18
00

30 b a n k s

$11,035,297 62 $12, 201,167 55
2, 379, 500 00
2, 299, 500 00
450, 000 00
450, 000 00
90,100 00
5,] 50 00
216, 895 05
340, 824 29
1,181, 913 93
910, 282 22
486, 080 18
262, 540 05
146, 886 09
105, 339 18
391, 868 86
399, 328 98
110, 579 77
64,153 92
13, 556 02
11, 280 12
50,192 38
53, 555 64
45, 329 58
55, 017 18
268, 787 00
272,166 00
2, 625 32
2, 411 51
282, 030 70
259, 002 58
780, 727 00
899, 983 00

127,523 81

117, 230 80'

108," 410 55

17, 066, 260 80

18, 049, 600 30

18, 700 112 77

MISSOURI.
i

16 banks.

16 bonks.

16 banks.

Loans and discounts. I $1,875,057 65 $2,193,909 64: $2,135,313 92
Bonds for circulation j 1,130,000 00
1,230,000 00
1,080,000 00
Bonds for deposits... j
U. S. bonds on hand, .i
64.150 00
55,050 00
111,450 00
Other stocks and b'ds:
493, 078 63
592, 575 08
710, 607 17
Due from res Ve ag'ts. i
441,536 37
601,426 17
799,297 96
Due from nat'l banks
111,729 40
87,62849
91,128 66
Due from State banks
165,626 22
186,119 40
179,494 89
Real estate, <fce
'
247, 487 85
244, 659 83
242, 509 36
Current expenses
48, 879 35
38, 620 16
53, 629 99
Premiums paid
16, 728 40
19, 050 85
13, 972 23
:
Cash items
66, 823 44
35, 921 37
23, 346 63
Clear'g-house exch'gs1
10,718 22
6,283 71
767 13
Bills of other banks..
83,719 00
72,600 00
132,040 00
Fractional currency.!
1,063 70
1,208 34
1,066 59
Specie
!
65, 987 13
114,135 28
108,*499 00
Legal-tender notes ..;
221, 947 00
252,182 00 :
270, 454 00
U. S. cert's of deposit
Due from U.S. Treas \
57,776 72 j
61,274 17
55,377 15
Total




;

5,102, 309 08 j

5, 792, 644 49 j

6, 008, 954 68

16 banks.
$2,106, 592 74
1, 080, 000 00
66, 250 00
729,646 51
936, 596 64
179,134 61
152, 589 55
241, 969 36
70, 246 32
18, 847 86
18,191 06
8, 331 09
125, 657 00
1, 673 36
137, 234 73
332, 787 00
50, 626 40
6, 256, 374 23

16 banks.

i
i

$2, 311, 755 07 i
1, 080, 000 00
65,200
787, 005
870 r 483
147, 331
272, 705
235, 365
32, 685
12,113
31, 506
22, 362
107, 288
1, 275
132,231
279, 459

00
90
95
48
79
42
12
12
81
24
00
86
64
00

57, 277 25 I
6, 446, 046 65

REPORT OF THE COMPTROLLER OF THE

CURRENCY.

CLXXXIII

by States and reserve cities—Continued.
IOWA.
DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

73 b a n k s .

73 b a n k s .

74 b a n k s .

74 b a n k s .

75 b a n k s .

Liabilities.
Capital stock .

$5, 707, 000 00

$5, 707, 000 00

$5, 757, 000 00

$5, 777, 000 00

$5, 867, 000 00

Surplus fund
Undivided p r o f i t s . . .

1, 383, 859 60
613, 841 63

1, 404, 856 37
484, 865 95

1, 405, 656 37
645, 006 37

1, 408, 971 37
648,136 45

1,419,101 41
633, 493 05

N a t ' l b a n k circulation!
State b a n k circulation

4,146, 749 00

4,176, 432 00

4,197, 927 00

4,197,127 00

4, 234,101 00

51,537 50

54, 821 66

44, 397 50

48, 425 50

45; 377 50

Individual deposits..
U. S. deposits
D e p ' t s U.S.dis.officersj

9, 005, 357 33
37, 453 32
9,288 49

10,427,234 11
52, 741 21
9, 602 57

11,114, 319 40
29, 938 18
13, 742 31

11, 311, 391
38, 398 90
1,202 59

11, 607, 619 21
24, 785 03
38,174 02

D u e to national banksi
D u e to State b a n k s . . .

207,171 03
405, 092 17

246, 626 34
590, 822 91

318,199 58
696, 099 96

369, 671 40
718, 292 29

348, 467 83
567, 859 83

ISTotes re-discounted..
Bills payable

59, 269 00
22, 000 00

56, 496 00
12, 000 00

22, 000 00
26, 750 00

9,000 00

^, 733 28

21, 648, 619 07

23, 223, 299 12

24, 271, 036 67

24, 527, 616 71

24, 841, 712 16

Dividends unpaid

Total

MINNE S OT
30 b a n k s .
Capital stock
S u r p l u s fund
Undivided profits
X a t ' l b a n k circulation
State b a n k circulation!
Dividends u n p a i d

30 b a n k s

$4, 560, 000 00

;

5,147 00
7, 421, 360 27 ',
58, 966 14 :
245,997 45

D u e to national b a n k s
D u e to State b a n k s . . .

388, 203 75
441,216 63

Total

778, 517 40 !
339, 773 60 !
2, 479,154 00
7, 812 00 !

Individual deposits-..
U . S. deposits
,
D e p ' t s U.S.dis. officers !

Notes re-discounted.. I
Bills p a y a b l e . . .

30 b a n k s

30 b a n k s .

$4, 660, 000 00 1 $4, 650, 000 00

758, 560 80 '
564, 750 63
2, 489, 951 00

|

A.

7,192, 969 15 !
64, 469 23 1
255,141 37 |
402, 213 21 1
430, 917 33

192,078 74
5,000 00 ;

134, 788 36 j

17,131, 232 41 I 16, 745, 755 65

30 b a n k s .

$4, 650, 000 00

$5,150, 000 00

777, 517 40
471,249 57 !

777, 517 40
608, 851 59

937, 003 67
452, 233 87

:

2,127, 834 00

2, 061, 334 00

5, 205 00 j

5, 365 00

10, 281 00

7, 397, 880 61 1 8, 226, 451 41
124, 830 02 !
131, 662 54
195,103 32
212, 904 93

8, 918,149 03
57,128 96
319,134 76

2,481,134 00

313, 906 03 j
349, 353 64 \

442, 975 77
662, 905 30

301,875 96
394,480 55

:

188,132 36
15, 000 00

70, 490 97
28, 000 00

17, 066, 260 80 !

18, 049, 600 30

18, 700,112 77

283, 081 21
17, 000 00 1

MISSOURI.
16 b a n k s

16 b a n k s .

Capital stock
Surplus fund
,
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits ..
U. S. deposits* . ..
Dep'ts U. S. dis. oflicers
Due to national banks
Due to State banks...
IsTotes re-discounted. Bills payable
Total




$1, 450, 000 00 :

16 b a n k s

$1 450, 000 00 ' $1, 450, 000 00

16 b a n k s .

16 b a n k s .

$1, 450, 000 00

$1, 400, 000 00

314, 464 60
312, 035 94

309, 627 95
249, 984 99

310,627 95
292, 928 50

310, 627 95
331, 932 32

321, 204 75
231, 462 32

951, 333 00

1 103, 233 00

964, 55;i 00

960, 753 00

965, 153 00

144 00

315 88

1, 934, 928 53 :

16, 029 67
49, 769 26

!
!

291 88

291 88

2, 090 50

2,461,303 22

2, 782, 878 64

2, 882, 622 65

3,127. 682 84

60, 560 34126,036 24

71, 078 66
227, 279 19

41, 396 48
335, 987 79

83, 813 62
108, 254 63 I

20, 000 00 !.
53, 604 08 j

26, 111 20 |

21, 078 13

21, 788 58

20, 468 97

5,102, 309 08 j

5, 792, 644 49 !

6, 008, 954 68

6, 256, 374 23

6, 446, 046 65

CLXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 18797 arranged
C I T Y OF S T . L O U I S .
APRIL 23.

Loans and discounts
Bonds for circulation
Bonds for deposits . .
XT. S. bonds on hand..
Other stocks and b'dsj
Due from res Ve ag'ts.
Due from nat'l banks
Due from State banks
Eeal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
U.S. cert's of deposit.
Due from U. S. Treas
Total

JUNE 11.

OCTOBER 1

5 banks.

Resources.

5 banks.

5 banks.

$8,124,075 18
860, 000 00
250, 000 00
182,150 00
429, 554 38
997, 553 80
477,687 41
141, 324 76
261, 038 40
93, 719 59
8, 049 64
82, 337 88
683, 676 54
400, 008 00
3, 718 41
623, 713 49
1, 892, 000 00
100, 000 00
48,164 50

!
i
i
;
i
I
i
I
i
!
I

$7, 898, 755 05
860,000 00
250, 000 00
168, 200 00
480, 999 88
1, 274, 974 67
703, 411 91
141, 819 45
256, 257 21
102, 350 18
8, 049 64
85, 492 11
807,110 11
361, 217 00
3, 742 74
663, 002 81
2, 532, 000 00
250, 000 00
46,181 50

8, 771 98 I 16, 893, 564 26

13,154,113 71

$8, 527, 611
860, 000
250, 000
146,150
403, 326
1, 695,134
405, 892
207, 833
256, 243
127,373
8,049
62, 581
620, 051
242, 540
3,634
211,128
2, 006, 500
100, 000
40,184

08
00
00
00
88
67
95
22
41
83
64
43
78
00
05
71
00
00
50

16,174, 236 15

KANSAS.
12 banks.

\

12 b a n k s .

i

Loans and discounts. $1, 724, 593 22 i $1,638,240 54 j
760, 000 00
760, 000 00 i
Bonds for circulation
375, 000 00 I
375, 000 00 i
Bonds for deposits . .
11, 700 00
IT. S. bonds on hand..
72, 800 00
46, 722 41
Other stocks and b'ds
48,187 03 ]i
456, 415 45
Due from res've ag'ts
294, 053 59
345, 402 48
Due from nat'lbanks
168, 670 39
125, 638 00
Due from State banks
83, 142 11
181,155 05
214, 654 08
Real estate, &c
17,341 76
37, 534 67
Current expenses
7, 228 15
9, 728 40 :
Premiums paid
33, 521 86
46, 563 02 I
Cash items
Clear'g-house exch'gs
80, 971 00 !
57, 710 00 j
Bills of other banks..
1, 922 52 I
1,290 42 i
Fractional currency.
49, 356 73
47, 988 07 i
Specie
'...
]
278, 786 00
298, 794 00
Legal-tender notes . .
U. S. cert's of deposit.
39, 474 07
39, 761 02
Due from IT. S. Treas
Total

4, 260, 175 07 j

4, 469, 260 97

12 banks.
, 679,147
760,000
375, 000
11, 900

12 banks.
48
00
00
00

40, 503 52
530,247 88
279, 536 81
101,511 74
180, 879 89
28. 499 62
7, 028 15
33, 233 47
132, 421 00
1, 326 62
77,055 15
380, 119 00
41,505 82
4, 665, 916 15

12 b a n k s .

, 751, 832 14
760, 000 00
375, 000 00
11, 550 00
39, 624 38
561, 478 96
227, 575 14
135, 279 88
182,169 92
41,776 39
7, 028 15
31,203 55
89, 601
1,212
99, 466
350,133

00
57
05
00

38, 747 72 j

165,
1,
185,
303,

598
551
525
911

00
11
80
00

50, 546 72 j

4, 703, 678 85 I

4, 999, 262 60 |

10 b a n k s .

10 banks.

NEBRASKA.
10 banks.
Loans and discounts.
Bonds for circulation j
Bonds for deposits . .
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks ,
Due from State banks j
;
Real estate, &c
Current expenses
j
Premiums paid
;
Cash items
j
Clear'g-house exch'gs}
Bills of other banks.. I
Fractional currency I
Specie
j
Legal-tender notes .. j
U. S. cert's of deposit.
Due from U.S. Treas
Total




|

10 b a n k s .
$3, 359, 365 07
759,000 00
350, 000 00
50 00
284,200 89
424, 490 68
155,154 21
80, 574 21
160, 362 77
25.015 70
5,162 50
90,158 77

94, 599
1,907
165, 486
270, 610

00
22
48
00

144,730
2, 990
173, 577
228, 800

00 :
54 !
25 I
00 |

"42," 512'88'

""39,*26ii"i4"|

6, 476, 233 74

6,135, 565 01 I

$2, 907, 974
759, 000
350, 000
550
264, 477
951, 946
285, 038
306, 574
160, 409
53, 922
5,162
111, 944

76
00
00
00
97
37
96
19
43
79
50
40

156,676 00
3, 054 53
185, 542 64

152,947 00
3,204 53
282, 568 49

311, 205 00

333, 665 00

"44," 304'04

44,'352'09'

», 394, 317 01

6, 973, 738 48

$3,193,158
759, 000
350, 000
3, 300
388, 975
807,170
191, 457
228, 821
166,

j
14 !
00 !
00 !
00 I
44 1
02 1
28 j
67 1

675 77 j

37, 049 50 i
5 , 1 6 2 50 j

96, 435 83 !
102, 615 00
3, 305 47
292, 296 64
273, 738 00
"46," 392 ' 2 4 '
6, 939, 553 50

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXXV

by States and reserve cities—Continued.
C I T Y OF S T . L O U I S .
DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

5 banks.

5 banks.

5 banks.

5 banks.

5 banks.

$2, 650, 000 00

$2, 650, 000 00

$2, 650, 000 00

$2, 650, 000 00

$2, 650, 000 00

627, 788 45
349, 493 96

669, 812 92
230,116 07

669, 812 92
369, 517 14

769, 812 92
299, 745 61

758, 037 96
256, 676 89

773, 090 00

772, 090 00

771, 890 00

767, 090 00

770, 090 00

Liabilities.
^Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
ank circulation .
Dividends unpaid !
Individual deposits ..
U. S. deposits
j
Dep'ts IT.S.dis. officers;
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable

14, 713 68

7,037 18

6,266 68

4, 047,141 19
178, 752 08

6, 754 68

4, 341, 539 50
176, 575 77

4, 638, 492 04
215, 885 37

5, 715, 269 24
75, 275 70

5,263,591 66
91, 367 18

1, 536, 882 82
2, 290, 846 72

2,154, 323 46
3, 096, 843 51

2, 541, 264 33
3, 591, 598 77

2, 483, 281 55
4,126, 822 56

2, 278, 345 13
3, 837, 215 17

233, 971 26
100, 000 00

103, 274 23
100, 000 00

13,154,113 71

Total..

493,363 81
200,000 00

14, 439, 986 17

15, 658, 771 98

7, 831 68

261, 080 48
16, 893, 564 26

16,174,236 15

KANSAS.
12 banks.
Capital stock

I

Surplus fund
;
!
Undivided profits
Nat'lbank circulation;
State bank circulation!.
Dividends unpaid
Individual deposits
U. S. deposits
j
Dep'ts U. S. dis. officers!
Due to national banks
Due to State banks...
Notes re-discounted.. i
Bills payable
.
Total . . .

12 b a n k s .

12 banks.

12 banks.

12 banks.

$840, 000 00

$840, 000 00

175, 000 00

$875, 000 00

$875, 000 00

185,189 00
117, 632 26

187, 289 00
54, 069 51

192, 539 00
98,137 63

175, 539 00
134, 933 92

193, 050 00
100, 763 41

682, 680 00

683,480 00

;

684, 020 00

3: 980 00 |

232 00
1,934,378 39
106, 654 33
195,377 82
11, 974 48
169, 567 19

2, 159, 481 23
114.891 12
21(5,420 99

12,268 29
182.159 23

15,149 60

4,260,175 07

4.469,200 97

2, .'514, 207 02 i 2, 312, 542 42
118, 578 96 i
111, 618 73
1(59, 742 58 | 151,211 68

2, 547, 782 77
136,423 92
200,492 16

13, 846 29
11,714 26 '
193, 260 70 j 246, 045 81
8, 000 00 i .

12, 676 99
230,425 32
19, 015 03

4,665,91(5 15 I 4,703,678 85

4,999,262 60

NEBRASKA.
10 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation j.
Dividends unpaid
.
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

10 b a n k s .

10 banks.

$925, 000 00

$850, 000 00

$850, 000 00

212,300 00
135, 718 95

216, 300 00
132, 857 68

220, 200 00
157, 242 46

727, 430 00

681, 400 00

680, 820 00

681, 830 00

$850,000 00

229,700 00
164, 478 67
681,230 00
i

3, 000 00
3,198, 249 74
57, 028 77
282, 475 61

3, 060, 204 60
^>5, 157 61
254, 3(55 12

; 232, 089 35
,
83,169 47
253, 313 70

417, 567 99
356,624 94

354,425 27
293, 978 14

492, 375 64
350, 891 17

Notes re-discounted..
JBills payable

144, 467 84

235, 017) 32

102,500 00

6, 476, 233 74

6,135, 565 01




10 b a n k s .

$850, 000 00

210,600 00
156, 788 8.")

Due to national banks
Due to State banks . .

Total.

10 b a n k s .

3, 723,
3, 530, 377 41 '<• 501 95
23, 677 08
112, 554 92
109, 052 29
187, 719 19
701, 453 42
532, 381 08

231,106 32
418, 626 13

i

371, 361 44
136, 819 62

6,
6, 394, 317 01 \ 6, 973, 738 48 j 939, 553 50

CLXXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2? 1879? arranged
COLORADO.
DECEMBER 12. j FEBRUARY 21.
14 b a n k s .

j

APRIL 23.

14 banks.

14 banks.

Loans and discounts i $4, 467, 749 13 | $4, 554, 499 91 $4, 826, 854 63
840, 000 00
Bonds for circulation !
810,000 00 j
840,000 00
200, 000 00
Bonds for deposits...
200, 000 00 '
200, 000 00
291,900 00
TJ. S. bonds on hand..!
405, 550 00 \
336, 600 00
599, 532 30
Other stocks and b'dsi
308,933 7 1 '
345,89115
2, 322, 789 82
Due from res've ag'ts I 1,688,694 17 i 2,434,005 31
1,026,466 26
Due from nat'l banks1,119, 330 07 i
848,170 63
424, 665 09
Due from State banks
375,831 68 i
379,467 84
204, 918 75
Real estate, &c
208, 680 29 '
208, 976 25
54, 560 39
Current expenses
;
44,975 72
43,194 68
21,787 99
Premiums paid
17, 435 88 ;
15, 777 49
154, 359 00
Cash items
:
164, 674 53 i
102, 471 42
Clear'g-house exch'gsi
'
Bills of other banks..'
136,292 00
140, 293 00 j
186,023 00
Fractional currency.
1,113 79
893 71 !
2,219 91
Specie
122, 904 51
143, 068 24 |
152,163 24
Legal-tender notes . 834, 744 00 :
816, 357 00 j
852, 812 00
TJ. S. cert's of deposit
Due from U.S. Treas
51,308 00 j
52,088 5."
53,166 25
Total

• 10,958,217 4 8 ! 11,521,255 18! 12,214,218 63

14 banks.
$5, 059, 712 79
940, 000 00
200, 000 00
177,650 00
728, 620 01
1, 794, 745 73
807,136 15
563, 479 08
194, 351 08
47, 264 06
20, 598 37 i
142,737 56
317, 533 00
1, 808 95
158, 223 46
876,907 00

179, 275
2, 682
248, 590
748. 099

00
28
36
00

58, 778 83

72,192 63

12,698,140 63

11,927,134 10

NEVADA.
1 bank.

Loans and discounts
Bonds for circulation
Bonds for deposits..
TJ. S. bonds on hand.
Other stocks and b'ds
Due from res' ve ag'ts
Due fromnat'lbanks
Due from State banks
Real estate, &c . . .
Current expenses.
Premiums p a i d . . .
Cash items
ClearV-house exch'gs
Bills of other banks. Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from TJ. S. Treas

$111,522 95 j
40, 000 00 I

958 67 ;
888 89 !
182 64 I
3, 244 34 I
3, 085 26 j
3, 225 00
105 00
50
21,144 43
100 00
1, 800 00

Total

186, 257 68

CALIFORNIA.
8 banks.

Loans and discounts
$2, 259, 93480
Bonds for circulation.
3,019,000 00
Bonds for deposits...
50, 000 00
TJ. S. bonds on hand..
50, 000 00
Other stocks and b'ds
80, 204 82
Due from res've ag'ts. |
294, 978 61
Due from nat'l banks j
58,497 87
Due from State banksj
526, 976 62
Real estate, &c
j
216, 471 57
34, 463 69
Current expenses ;
Premiums paid
;
5, 078 52
51, 014 55
Cash items
j
Clear'g-house exch'gs!
Bills of other banks.. J
1, 772 00
Fractional currency. j
1 01
759, 315 05
Specie
.!
2, 455 00
Legal-tender notes ..
TJ. S. cert's of deposii
Due from TJ. S. Treas
14, 550 00
Total




5, 424, 71411

9 banks.

8 banks.
84599

$2, 349, 280 32
$2, 346,
1. 064, 00000
1, 034, 00000
50, 000 00
50, 000 00 :
50, 000 00
50, 000 00 !
76, 964 74
69, 262 69
240, 319 51
300,149 85 i
61, 853 23
48, 003 59 !
177, 748 57
674, 826 9')
270, 800 41
221, 260 43 I
29, 610 79
1
17, 375 4 1
5,876 44
4, 933 92 1
52, 490 83
20, 363 17
3. 667 00
' 2 41 !
789, 449 76 I
7, 392 00 |

oo j

37, 455 00

67 54
725, 606 65
39, 468 00

9 banks.

9 banks.

$2, 575, 600 88
1, 064, 00000
50, 000 00
50, 000 00
83, 675 42
317, 683 47
58, 656 30
272, 643 27
271, 888 70
36, 622 19
5, 806 44
64,118 09

$2, 856, 54737
1, 064, 00000
50, 000 00
50, 000 00
154, 056 91
114, 311 35
62, 767 92
279, 963 68
270, 898 82
23, 683 83
6,291 32
72, 925 32

37, 529 00
48 89
565, 773 26
4,660 00

619, 042 42
2,011 00

22, 856 00

77 40

19, 350 00

28, 350 00

35,100 00

5, 652, 70667 | 5, 250, 89203

5, 487, 05591

5, 684, 53334

15,175

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXVII
by States and reserve cities—Continued.
COL OR AD O.
DECEMBER 12.

FEBRUARY 21.

APRIL 23.

14 b a n k s .

14 b a n k s .

j

14 b a n k s .

JUNE 11.

OCTOBER 1

14 b a n k s .

14 b a n k s .

Liabilities.
Capital stock

$1, 070, 000 00

$1, 070, 000 00 ! $1, 070, 000 00

$1, 070, 000 00

273,000 00
212, 347 86

274, 000 00
244, 394 60

298, 500 00
267, 371 92

736,700 00

$1, 070, O Q 00
O

747,100 00

747, 500 00

836, 700 00

8, 303, 909 09
117, 757 86
28, 740 14

8, 580, 988 95
134, 074 66
34,119 23

9, 010, 534 47
129, 903 13
30, 336 68

8, 288, 378 12
163,388 12
113,038 76

670,137 24
492, 450 69

555, 803 39
632,651 86

331, 961 83
557, 795 35-

Surplus fund.
Undivided profits

207, 500 00
227, 013 64

273,000 00
156,130 99

Xat'l bank circulation
State bank circulation

723, 700 00

Dividends unpaid
Individual deposits ..
TJ. S. deposits
Dep'ts U.S.dis.officers

7, 418, 111 25
93,309 58
36,491 01

Due to national banks
Due to State banks...

607, 812 77
574, 279 23

475, 854 08
359,163 02

ISTotes re-discounted
T U navable
Ms
Total

3,016 50
11, 521, 255 18

10, 958, 217 48

12, 214, 218 63 |

12, 698,140 63

11, 927,134 10

NE V AD A.
1 bank.

Capital stock.

$50, 000 00

Surplus fund
dndivided profits.
Nat'l bank circulation
State bank circulation

3, 996 87
36,000 0&

Dividends unpaid
[ndividual deposits .. \.
U. S. deposits
j.
Dep'ts U.S.dis. officers!.

64, 556 87

Due to national banks!.
Due to State banks...!.

14, 090 40
17, 613 54

Notes re-discounted.
Bills payable
Total.

186, 257 68

CALIFORNIA.
8 banks.

Capital stork

8 banks.

9 banks.

9 banks.

j

9 banks.

$1, 590, 000 00

$1, 600, 000 00

$1, 650, 000 00

$1, 650, 000 00 !

$1, 650, 000 00'

5mplus fund
dndivided profits

154, 766 40
146, 333 27

169, 218 17
101,445 55

172, 989 32
138, 568 98

170,143 49 !
157,866 77

185, 751 •83
123, 608 81

Nat'l bank circulation
State bank circulation

841,195 00

860, 830 00

766, 340 00

753,930 00

874,115 00

Dividends unpaid
[ndividual deposits...
d. S. deposits
Dep'ts U.S.dis.officers
Due to national banks,
Due to State banks...

1, 797 50

1,964 50

9, 374 75

12, 474 00

2, 619, 559 10
32, 211 17

2, 356, 387 68
30, 813 70

2, 574, 583 43
29, 686 93

2, 687, 509 91
7,449 18

2,107 99
300, 358 45

1,614 61
266, 030 57

629 85
133,198 00

5, 424, 714 11

5, 652, 706 67

5, 250, 892 03

1, 026 25
2, 368, 741 70
20,185 05

3, 296 33 |
138,174 21

47, 633 36
95, 991 25

^fotes re-discounted
Bills payable
Total




5, 487, 055 91 j

5, 684, 533 34

CLXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2? 1879, arranged
CITY

OF SAN

FRANCISCO.

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

Resources.

Loans and discounts
Bonds for circulation
Bonds for d e p o s i t s . .
U. S. bonds on h a n d .
O t h e r stocks and b ' d s
D u e from res Ve a g ' t s .
D u e from n a t ' l b a n k s .
D u e from State b a n k s
Heal estate, &c
<Jurrent expenses
P r e m i u m s paid
Cash items
-Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency Specie
Legal-tender notes . U. S. cert's of deposit.
D u e from U. S. T r e a s .

, 842, 229 92 i $2, 201,156 99
800, 000 00 j
800, 000 00

$1, 950, 953 56
$1, 827, 010 70
800, 000 00 ;
800, 000 00

$1, 993, 815 06
800, 000 00

14
28
77
60
00
30
66
00
16
00
00

136, 724
70, 264
15, 918
2,133
10, 920
447
52,112
27, 240
23
936, 560
480

47
14 !
02 I
55 !
00 |
40 I
91 |
00 |
35 I
00 !
00 I

28,422 05
137,932 95
16, 789 77
867 22
10, 920 00
845 95
131,123 94
10, 060 00
19 81
1, 539, 750 00
4, 543 00

7,174
125, 437
16, 289
1, 910
10, 920
623
166, 681
5,160
6
1, 111, 540
3, 585

6, 000 00 i

3, 000 00

4, 655, 089 75

4, 206, 081 47 |

3, 882, 834 54

96, 546 77
103, 635 36
14, 418 02
688 21
10, 920 00
800 70
96,161 76
4, 220 00 i
31 65 |
660, 860 00 j
3, 530 00 I

'
!
!
I
I
i
j

115,145 17
89, 751 99
15,418 02
902 85
10, 920 00
662 70
32, 831 92
46, 490 00
21 68
868, 370 00
8, 335 00
(

Total

3, 831, 079 25 !

3, 000 00
I
3, 995, 969 46 !

ORE GON.
1 bank.

1 bank.
Loans and discounts.
Bonds for circulation.
Bonds for deposits . IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency.
Specie
Legal-tender notes . U. S. cert's of depositDue fromU. S. Treas
Total

1 bank.

$705, 549 58
250, 000 00
500, 000 00
1.700 00
113, 427 34
9, 350 27
3, 593 89
114, 737 78

2, 604 40

11, 704 55

1 bank.

$922, 776 55
250,000 00
500,000 00 i

$813, 744 82 !
$746, 399 41
250, 000 00 :
250, 000 00
500, 000 00 ': 500, 000 00
100 00
145, 694 89
162, 642 57
72, 958 15
109, 887 46
972 14
1, 005 15
263, 574 92
137, 935 26

1 bank.

$954, 409 13
250, 000 00 :
500, 000 00
3,150 00
164, 851 36
163, 842 68
3, 209 6-i I
35, 529 15

148,
146,
2,
18,

7, 013 51

9, 500 00

40, 000 00
229, 314 75
47, 900 00

11, 750 00

16, 850 00

1, 987,063 36

2,211,119 50 |

080 'so'
:, 800 00

189, 295 65
24, 500 00

150, 832 82 :
4, 300 00

18, 950 00 ;
2, 296, 384 ;
58

89 |
56 j
75 !
57

12, 684 90
"h'

80 50

170, 869 45
54, 300 00

333
508
627
054

15,150 00 i
2,179, 149 54

,256 20
225 00
70 00
3, 000 00
180, 698 26
12, 400 00
13, 550 00
2, 292,191 46

D AKO T A.

Loans and discounts.
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on h a n d . .
O t h e r stocks and b ' d s
Due from res've ag'ts D u e from n a t ' l b a n k s
D u e from State b a n k s
Real estate, &c
Current e x p e n s e s . . - P r e m i u m s paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional c u r r e n c y .
Specie
Legal-tender notes - .
TJ. S. cert's of deposit
D u e from IT. S. T r e a s
Total




$411,
165,
50,
1,
26,
74,
124,
151,
38,
10,

054
000
000
350
862
511
848
271
494
374
368
46, 963

63
00
00
00
96
35
19
66
47
66
75
20

21, 778
156
26, 987
114, 974

00
57
11
00

i
!
I
!

'

9, 211 00 ;
217 02
29, 013 54 ;
85, 956 00 i

8,197 i

7, 649 40

1, 273,193 35

1, 305, 276 31 j

5 banks.

6 banks.

6 banks.

$705,148 52 !
210,000 00 I
50, 000 00 !
1, 350 00 !
17, 074 54 '
90, 452 52 :
150, 503 98 !
128, 932 02 ,
58, 091 78 I
11,164 50
2, 703 13 :
16, 387 60

4 banks.

4 banks.

$778, 707 14
245, 000 00
50, 000 00
2, 350 00
22, 641 68
77, 751 44
149, 380 76
284, 595 64
65, 096 48
16,721 71
4, 865 63 j
32, 802 60

$882,175 11
245, 000 00
50, 000 00
2, 350 00
16, 860 47
103,106 89
236, 925 76
130, 716 31
69, 539 77
13. 326 35
4, 865 63
22, 501 90

92,716
302
39, 449
158, 250

00
36
11
00

9,450 00
1, 741, 976 06 \

43, 609 00 I
210 85 I
49,117 52
143, 300 00
10, 800 00

67, 821
167
62,252
152, 700

00
08
92 !
00 !

11, 025 00

,
1, 976, 950 45 ! 071, 334 19
j

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXIX
by States and reserve cities—Continued.
CITY OF SAN
DECEMBER 12.

APRIL 23.

FEBRUARY 21.

1 bank.

FRANCISCO.

1 bank.

Liabilities.
Capital stock

j

j

$2, 000, 000 00 j

Surplus fund
i
Undivided profits
\
Xat'l bank circulation!
State bank circulation!.
Dividends unpaid

;

1 bank.

$1, 500, 000 00 j $1, 500, 000 00

1 bank.
$1, 500, 000 00 !

1 bank.
$1, 500, 000 00

153, 838 99 !
25,174 72

154,377 00
23, 269 64

157,377 00 j
16,188 79 |

157,377 00 i
43, 826 67 i

161, 675 73
54,327 14

036, 095 00

635, 270 00

025, (535 00

605, 715 00 \

627,670 00

734 53

597 00 ;

3, 749 00

548 00 ;

557 50

Individual deposits... i
TJ. S. deposits
I
Dep'ts U.S.dis.officersj

1, 267, 699 91

1, 377, 833 69 \

1,186, 208 53

1,123,057 89 !

1,185, 496 70

Due to national banks!
Due to State b a n k s . . . j

. 299, 004 14 I
272, 542 46 '

153, 956 78
246,597 91 I

54, 290 77
411, 951 62

256, 451 72 i
258, 282 42 :

177,632 19
216, 044 03

Notes re-discounted.
Bills payable
Total

i 4, 655, 089 75 j 4, 206, 081 47

ORE

3, 882, 834 54

3, 831, 079 25 3,j995, 969 46

GON.

1

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

i

$250, 000 00

$250, 000 00 '

$250,000 00

$250, 000 00

$250, 000 00

Surplus fund
Undivided profits

50, 000 00
307, 887 87

50, 000 00
309, 078 09

50, 000 00
315, 796 47

50, 000 00
332, 893 50

50, 000 00
340, 657 33

Xat'l bank circulation!
State bank circulation i

223, 690 00

220, 790 00

220, 390 00

217, 490 00

223,490 00

707, 630 02
227, 737 57
202, 653 48

860, 816 82
216, 823 19
267, 396 87

1,002,619 24
85,124 95
334, 449 21

889, 765 84
140, 257 43
268, 815 46

984, 369 42
94, 203 68
278, 509 14

Due to national banks ..
Due to State banks...
"" 17,464 42

9,442 17
26, 772 36

6, 065 30
31, 939 41

4,631 80
25, 295 51

38, 270 81
17, 691 08

2, 296, 384 58

2,179,149 54

2, 292,191 46

Capital stock

15 000 00

Dividends unpaid
Individual deposits...'.
U. S. deposits-«
Dep'ts U.S.dis.officers

Notes re-discounted
Bills payable
Total

I

j

1, 987, 063 36

2, 211,119 50 i

DAKOTA.
4 banks.
Capital stock
Surplus fund
. .
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

4 banks.

5 banks.

6 banks.

$215 000 00

$275, 000 00

$375 000 00

$425 000 00

$425 000 00

27, 500 00
32, 030 49

28, 500 00
45, 079 30

28, 500 00
71, 479 67

56, 000 00
74, 363 38

151, 200 00

187, 400 00

211, 800 00

218, 600 00

21,123 00 .
61, 733 72
142, 900 00

6 banks.

"
180 00

1,735 00

780 00

180 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

756, 543 04
12, 911 08
36,177 29

750, 893 09
19, 332 63
26, 679 61

990, 400 94
35, 444 73
24, 238 80

1,153, 382 02
31, 842 81
26,1*5 75

1,190, 626 31
11, 741 85
44, 244 83

Due to national banks
Due to State b a n k s . . .

3, 504 45
23,120 77

1,559 34
19, 346 15

1, 515 85
53, 616 44

1,723 01
26, 877 19

50, 522 82

1, 305, 276 31

1, 741, 976 06

1, 976, 950 45

2, 071, 334 19

235 00

^fotes re-discounted
Bills payable
Total




1, 273,193 3 s !

CXC

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 2, 1879, arranged
IDAHO.
Resources.

DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$119, 526 58
100, 000 00

$107, 798 01
100, 000 00

$109, 204 00
100, 000 00

$112, 790 17
100, 000 00

$103,144 10
100, 000 00

62, 287 72

58,165 78

57, 299 76

57, 299 76

53, 858 42

12, 591 98

10, 000
40, 363
7,000
4, 158

17, 840
8, 925
7,000
2,124

Loans and discounts.
Bonds for circulation.
Bonds for deposits
TJ S bonds on hand
Other stocks andb'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
II. S. cert's of deposit.
Due from TJ.S.Treas.

7,
13,
7,
6,

725
987
000
070

43
75
00
21

12, 608 70
7, 000 00
1, 990 07

7,000 00
3, 005 29

5, 851 62

10,373 11

8, 368 52

6, 006 66

6,815 18

16, 200 00

10, 792 00

13, 389 00

17, 752 00
25, 254 00

17, 823 35
18, 000 00

7,580 00
24,100 00

10, 450
30
11, 970
21, 813

12, 200
20
8, 624
28, 810

00
00
00
00

00
00
00
00

00
80
00
79

32
69
00
96

4, 656 45

4, 673 00

4,660 00

3,526 80

4,400 00

371, 368 76

Total

352,262 67

361, 335 55

387, 761 33

349,177 67

MONTANA.
2 banks.

2 banks.

2 banks.

$749,903 38
105, 000 00 1
125, 000 00 j

$747, 843 42
130, 000 00
125, 000 00 j

$692, 336 88
130,000 00
125, 000 00

53, 526 01
33, 602 16
22, 217 36
57, 720 13
17, 357 55
3,120 86
8, 000 00
31, 046 51

Loans and discounts
Bonds for circulation.
Bonds for deposits...
U. S. bonds on hand.
Other stocks andb'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
j
Current expenses
j
Premiums paid
Cash items
|
Clear'g-house exch'gsj
Bills of other banks.. j
Fractional currency |
Specie
\

2 banks.

69,493 09
35, 292 30
9, 673 85
17, 062 26
17, 647 55
5, 365 45
8,114 35
12, 483 47

i
i
$813,184 50 !!
130, 000 00
125,000 00 I

3 banks.
$977, 909 95
180, 000 00
200, 000 00

Legal-tender notes . . j
U. S. cert's of deposit
D a e from TJ. S. Treas

69, 466 89
96, 944 71
24, 046 81
59, 987 43
17, 647 55
9, 862 83
8, 322 28
30, 359 43

97, 058 39 !
59, 600 80 !
\
8, 608 30
38, 534 01
17, 757 55
13, 749 37 I
8,383 78 :
13, 284 70

92, 545 38
33, 240 23
41, 847 64
57, 248 23
43, 066 22
11, 439 01
18, 785 76
19, 688 98

11,901 00
183 58
28, 891 85
81,200 00

!
I
i
i
i
i

6, 605 00
142 85
28, 872 00
67,500 00

21, 258 00
112 00
40, 234 05
77, 550 00

10,185 42 '

Total.

1, 396, 336 66

10, 071 57
1, 438, 352 82

9,437 52 ]
1, 824, 362 97

NEW MEXICO.
3 banks.

Loans and discounts
Bonds for circu lation
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from TJ.S.Treas.
Total




4 banks.

4 banks.

4 banks.

4 banks.

$394, 810 22
350, 000 00
160, 000 00
.

$389, 897 99
400, 000 00
160, 000 00

$433, 073 27
400, 000 00
160, 000 00

$464, 782 71
400, 000 00
160, 000 00

$541, 588 64
400, 000 00
160, 000 00

1,096
77,115
157,181
76, 988
9, 061
6,300
5,340
2,672

48
31
36
56
20
55
30
%

1,547
111, 445
165, 339
103, 736
9,118
7,214
7,559
11 516

32, 943
663
4 756
81, 942

00
45
H
O
00

18, 344 00
532 25
15 233 I T
113', 552 00

78
35
33
35
63
45
05
06

2,277
64, 227
222, 381
146, 782
10, 032
8,960
4,059
10, 239

57
02
50
35
98
35
05
4?

8,779 00
463 50
11 376 M0
95, 562 00

4,643
81, 690
182, 664
174, 889
12, 580
14, 461
4,059
7 910

68
04
32
23
65
87
05
55

16,527 00
135 64
10 521
123, 232 00

i
;
I
!

3,184
56, 464
179, 294
125, 047
14, 290
16, 046
4,059
4 185

74
34
99
72
30
45
05
74

14, 041 00
316 15
10 235 75
74, 807 00

13, 500 00

15, 750 00

18, 000 00

18, 500 00

23, 036 20

1, 374, 372 19

1, 530, 786 39

1, 596, 214 31

1, 676, 598 59

1, 626, 598 07

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXCI

by States and reserve cities—Continued.
IDAHO.
DECEMBER 12. ; FEBRUARY 21. .

APRIL 23.

JUNE 11.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$100, 00C 00

$100, 000 00

$100, 000 00

$100, 000 00

$100, 000 00

20,000 00
13, 205 48

20, 000 00
18, 020 99

20, 000 00
6,885 25

Liabilities.

Capital stock
S u r p l u s fund
Undivided profits

20, 000 00
12, 513 40

20, ooo oo ;

N a t l b a n k circulation
S t a t e b a n k circulation

86,800 00

84, 850 00

85, 200 00

84, 700 00

81, 250 00

152, 055 36

130,881 37

141, 044 75

164, 886 55

128, 029 43

8 479 94

1 885 ?°

153 70

13 012 00

352, 262 67

361, 335 55

387, 761 33

349,177 67

8, 051 36 !

Dividends unnaid
Individual deposits -.
TT S deDosits
D e p ' t s U.S.dis. officers
D u e to national b a n k s
D u e to State banks
Notes re-discounted..
Bills payable
371, 368 76

Total

MONT A N A.
2 banks.

2 banks.

2 banks.

$150, 000 00

Capital stock

2 banks.
$150, 000 00 ;

3 banks.

N a t ' l bank circulation
State bank circulation I

$150,000 00

$150, 000 00

$200, 000 00

30,000 00
113, 344 96

Surplus fund
Undivided profits

30. 000 00
112,329 07

30, 000 00
117,130 72

30, 000 00
127, 024 53

30, 000 00
152, 699 58

86, 200 00

107, 600 00

110, 600 00

112, 900 00

155, 800 00

816,332 18
21,142 80
106,583 51

850. 299 56
24, 914 64
104, 255 73

858, 900 26
31,189 35
96, 586 68

1,101, 845 02
41, 538 08
99, 215 30

1, 342 70
7 793 '?!

5, 803 26
25 948 1\

Dividends unpaid - .
809. 290 35
17,432 65 '
96,424 15

Individual d e p o s i t s . . .
U. S. deposits
D e p ' t s U.S.dis.officersDue to national bank*Due to State b a n k s

11 (Hil 95

13, 689 87
9 575 1°

9

Notes re-discQunted
Bills payable
Total

i

1, 302, 692 11

1,355,649 51

NEW

1, 396, 336 66 i

1, 438, 352 82

1, 824, 362 97

MEXICO.

3 banks.

Capital stock
!
Surplus fund
Undivided profits....
Xat'l bank circulation'
State bank circulation!

4 banks.

4 banks.

4 banks.

$350, 000 00

$400, 000 00

$400, 000 00

$400, 000 00 ,

36, 614 48
33, 703 01

36, 614 48 I
44, 887 30 |

55, 214 48
33, 350 38

354 477 00 !

350,997 00

610, 516 05
69, 567 87
61, 749 30

660, 353 61 i
65, 964 24 !
64, 614 08 i

591,104 93
49,397 18
77,876 08

19, 030 68
9, 475 92

28, 716 07 I
20,971 8L i

4, 456 54
64, 201 48

33, 505 23
17,175 69

36. 405 23
16,258 00

312,207 00

308, 087 00

Individual deposits.. :
I". S. deposits
i
Dep'ts U.S.dis.oflicers|

501, 990 53
39, 080 59
103,180 64

604,149 81 i
60, 436 01
87, 759 56

Due to national banks!
Due to State banks... i

16,066 40
1,166 11

4 banks.
$400, 000 00

Dividends unpaid....!.

4, 939 21 ;
12,751 57 :

Notes re-discounted..!.
Bills payable
Total.




1, 374, 372 19 I

1, 530, 786 39

1, 596, 214 31 j 1, 676, 598 59 1, 626, 598 07

CXCII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 27 1879, arranged
UTAH.
DECEMBER 12.

FEBRUARY 21.

AL'Rll, 23.

JUNE 11.

OCTOBER 1.

1 bank.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ S bonds on hand
Other stocks and b'ds
Due from res'veag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses....
Premiums paid
Cash items
Clear'g-house exeli'°s
Bills of other banks..
Fractional currency
Specie
'
Legal-tender notes ..
II. S. cert's of deposit
Due from TJ. S. Treas ;
Total

1 bank.

1 bank.

1 bank.

1 bank.

$222, 818 43
200, 000 00
100, 000 00
1 000 00
162, 374 50
33, 503 60
70, 325 60
25, 074 72
40, 000 00
3, 542 44

$246, 354 30
200, 000 00
100, 000 00

$302, 575 70 \
200, 000 00
100,000 00

$343, 809 67
200. 000 00
100, 000 00

$289, 334 41
200, 000 00
100, 000 00

8,683 93
8, 006
5
57, 013
102,191

00
35
90
00

188, 874
31,119
01, 599
3, 607
40, 000
7, 194

50
76
22
77
00
15

146,024
^, 848
72, 604
29.158
40, 000
9, 886

5, 205 7(5
5,176
2
41, 396
40, 373

00
30
15
00

9, 000 00

9, 000 00

1, 043, 539 47

979, 902 91

50
47 :
11
71
00

42

168 91
9, 130
7
29, 466
45. 024

00
10
69
00

9. 000 00
1. 048, 894 6 1 i

122, 422
19, 705
17, 770
35, 673
40, 000
1,650

00
26
09
12
00
60

6,623 09
7,245
8
85, 633
80, 903

00
55
60
00

174, 247
41,811
53, 317
27, 820
40, 000
8, 787

00
74
35
26
00
10 :

8, 934 09
6, 724 00 |
55 30
102, 510 60
29, 961 00

9,000 00

9, 000 00

1, 070, 443 98

1, 092, 502 85

WASHINGTON,
1 bank.

Loans and discounts
Bonds for circulation
Bonds for deposits...
TJ. S. bonds on hand. Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banksJ
Real estate, &c
j
Current expenses j
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
'...
Legal-tender notes ..
TJ. S. cert's of deposi
deposit.
Due fromTJ. S. Treas
Total

1 bank.

$246, 790 04
150, 000 00

$296, 380 40
150, 000 00

4, 000 00
581 00
9, 596 59

7, 267 60
3, 400 00
2, 390 07

9,
9,
3,
1,

599
599
759
410
400
640

1 bank.

I bank.

70
73
79
78
00
66

$322,160 39 !
150. 000 00 i
599
22,967
8,184
22,783
3,400
2, 814

70
59
70
59
00
96

143 64

1 bank.

$332, 905 60
150, 000 00

$390, 941 00
150, 000 00

816
60, 255
4, 626
2,480
3, 400
4, 087

33
51
26
35
00
65

6,750 00
521, 388 64

29, 665 35
7,981 00 j
6, 750 00 !
516, 331 05

01
79 \
55 i
35 i
00
56 ;

526 23
4,462 00

79, 372 15
11,235 00

4, 585
1,853
23,135
7, 514
3, 400
4, 015

6,325 66

48, 021 13
14, 000 00

83, 864 50
&, 500 00

21,242 55 i
25, 000 00 :

6, 750 00

6, 750 00

6, 750 00

606,144 06

664, 537 43

638, 522 81

WYO MING.
2 banks.

Loans and discounts I
Bonds for circulation. I
Bonds for deposits ..;.
TJ. S. bonds on hand.. j.
Other stocks and b'ds
Due from res'veag'ts. j
Due from nat'lbanks. I
Due from State banks
Real estate, &c
Current expenses
Premiums paid
".
Cash items
:
Clear'g-house exch'gs .
Bills of other banks..
Fractional currency
Specie
Legal-tender notes .. |
TJ. S. cert's of deposit. .
Due fromTJ. S. Treas
Total.




2 banks.

2 banks.

$386, 071 64
60,000 00 ;

$300, 648 59
60, 000 00

$314, 545 64
$287, 615 08
60, 000 00 ;
64, 000 00

30, 949
19, 948
57, 947
5,425
19, 798
16, 991

64
76
24
07
45
00

4, 520 65

3, 894 00
261 65
29, 996 56
32, 769 00 ;
2, 700 00
671,273 66 I

26,119 82
25, 226 08
73, 428 79
16 22
19, 798 45
3, 883 87 i

27, 605 81 i
47,129 98
94,501 55 !
35 24
19, 798 45
5, 363 45

2 banks.

29, 628 30
48, 092 09
124, 248 37
554 11
19, 798 45
8, 995 84

2 banks.
$492,180 29
64, 000 00
.
1
39, 725 36
27, 066 50
74, 420 48
1,564 82
19, 798 45
13, 794 60

5, 589 74

i 340 69
,

7, 680 02

4,004 30

7, 596 00
265 65
46,124 m
33, 244 00

1.845 00 :
'277 70 i
r^C), 855 5 0 I
43, 035 00

7, 495 00
278 05
66, 294 35
37, 739 00

87
27, C 00 ;
210 55
36, 728 70 :
37, 645 00

2,717 00
604, 658 86

2, 700 00

2, 905 00

2,880 00

679, 034 01 !

705, 323 66 |

841,106 05

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCIII
by States and reserve cities—Continued.
UTAH.
DECEMBER 12.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$200, 000 00

Liabilities.

$200, 000 00

$200, 000 00

$200, 000 00

$200, 000 00

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

50, 000 00
16, 946 99

50, 000 00
45, 792 78

65, 000 00
14, 023 44

65, 000 00
32, 856 04

129, 900 00

Dividends unpaid

50, 000 00
36, 320 55
171, 500 00

180, 000 00

177, 400 00

178, 600 00

228 00

150 00

150 00

426 00

174 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers

566, 718 62
45, 393 09
30, 934 52

454, 976 55
41, 321 95
15, 965 31

506, 518 41
48, 422 20
15, 827 74

555,109 78
43, 568 40
10, 502 50

569,056 67
18, 308 55
21, 945 84

Due to national banks
Due to State banks...

3,418 25

9, 668 55

2,183 48

4,413 86

6, 561 75

1, 043, 539 47

979, 902 91

1, 048, 894 61

1, 070,443 98

1, 092, 502 85

Notes re-discounted
Bills payable
Total

WASHINGTON.
1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$150, 000 00

$150, 000 00

$150, 000 00

$150, 000 00

$150, 000 00

18, 392 20
14, 962 68

30, 000 00
8, 450 26

30, 000 00
14, 853 98

30,000 00
19, 875, 27

30, 000 00
23, 532 65

Nat'l bank circulation
State bank circulation

133, 900 00

134, 500 00

135, 000 00

135, 000 00

135, 000 00

Individual deposits . .
U. S deposits
Dep'ts tLS.dis.officers

186, 306 93

186, 042 41

274,198 92

321, 340 25

291, 727 55

Due to national banks*
Due to State b a n k s . . .

543 58
17, 283 25

7, 338 38

2,091 16

8, 321 91

8, 262 61

521, 388 64

516, 331 05

606,144 06

664, 537 43

638, 522 81

Capital stock
Surplus fund
Undivided profits

Notes re-discounted
Bills payable
Total

WYOMING.
2 banks.

2 banks.

2 banks.

2 banks.

$125, 000 00

$150, 000 00

$150, 000 00

$150, 000 00

$150, 000 00

Surplus fund
Undivided profits

50, 000 00
77, 511 10

50, 000 00
12, 213 33

50, 000 00
20, 920 85

50, 000 00
24, 943 12

50, 000 00
39, 388 71

Nat'lbank circulation
State bank circulation

51,100 00

51, 400 00

50,100 00

48, 200 00

52,100 00

Individual deposits..
U. S. deposits
Dep'ts U. S.dis.officers
Due to national banks
Due to State banks...

364, 341 33

333, 680 29

397, 828 79

423, 756 48

535,153 55

1, 967 03
1, 354 20

6, 574 88
790 36

5, 787 80
4, 396 57

7, 269 00
1,155 06

10, 059 07
4, 404 72

671,273 66

604, 658 86

679, 034 01

705, 323 66

841,106 05

Capital stock

Notes re-discounted..
Bills payable
Total




-XIII

•

2 banks.

INDEX.
Report submitted for consideration of Congress
National banks organized during the year
National banks failed during the year, and dividends paid to their creditors
National banks which have voluntarily discontinued business during the year
Total number of national banks organized, liquidated, and closed, to November 1, 1880
States in which national banks are located
States which have the largest national-bank capital
Number of national gold banks organized, and number in operation, with their capital
and circulation
Bill for repeal of provision of law limiting ratio of circulation authorized to be issued to national banks pending in Congress
Its passage recommended
Resources and liabilities of the national banks on October 1,1880, classified by reserve cities,
.fee
COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN YEARS

Ill
IV
IY
IV
V

Resources and liabilities of the national banks at corresponding dates in each year,
from 1870 to 1880
THE BANKS SINCE RESUMPTION

V
V

Movement of currency and operations of the banks since resumption
Resumption of coin payments at time fixed by law and its maintenance deemed by
some almost impossible
United States an exception to the general rule that a convertible paper currency cannot be kept at par unless there be among the banks or the people an equal amount of
coin
Country has been growing richer in coin since resumption
Redemption of paper currency not demanded by the holder
Annual withdrawal of currency from banks in New York City
Ebb and flow of currency to 1879
Difference experienced for the last two years
Low rates of interest for the last two years
Rate of the Bank of England and Bank of France
Advance in price of English consols, and low rates for call-loans in London
Low rates in the United States
Prevailing rates for the last year in various places
Borrowing power of the government
Comparisons of the loans of the national banks in the commercial cities, with their
means, and of their cash reserve with their deposits
Ratios of the loans of the national banks to their capital, surplus, and net deposits,
and of their cash to net deposits in New York City, and the other reserve cities, at
corresponding dates from 1870 to 1880
Means of the banks in the commercial cities closely employed during the last eleven
years
Loans of the banks in the principal cities, and in the country districts, larger than their
net deposits
Ratios of the loans of the national banks to their capital, surplus, and net deposits, and of
their cash to net deposits in the States and Territories, at corresponding dates from
1870 to 1880
Classification of the loans of the national banks, at the date of their reports, in October,
1879, and 1880
Relation of loans to rates of interest
Losses resulting from excessive loans—before resumption
Cash reserve close in New York City during the last three years
Reserve in interior, as a rule, much stronger than in New York City
Excess of gold imports since resumption




Page.
Ill
Ill
Ill
Ill
III
Ill
Ill

exev

V
V

V
VI
VI
VI
VI
VI
VI
VI
VI
VII
VII
VII
VIII

VIII
VIII
IX

IX
X
X
XI
XI
XI
XI

CXCVI

INDEX.
Page.

THE BANKS SINCE RESUMPTION—Continued.

Coin and currency in the country January 1 and November 1,1879, and November 1,1880
Increase in national-bank circulation and gold and silver coin since resumption
Coin and currency in the Treasury and in the national and State banks January 1,
and November 1, 1879, and November 1, 1880
Silver certificates in circulation
Coin and currency in the hands of the people January 1 and November 1, 1879, and November 1, 1880
Increase of gold; currency released in Treasury and banks
Amount of silver in circulation
Additional amount of silver dollars, gold, and paper currency in circulation outside of
banks and Treasury since resumption
Amount of subsidiary silver and trade dollars in circulation
Highest amount of fractional paper currency outstanding March 23, 1874
Increase in price of goods, provisions, and wages
Disappearance of circulating medium occasioned by hoarding
»
Increase in amount of coin held by banks
Proportion of gold coin held to cash reserve
Newspaper criticism of small amount of standard silver dollars held by banks—true
reason for this
Silver and gold held by Bank of France
Relative amount of gold and silver held by the United States Treasury and the Bank of
France
Policy of the national banks in reference to their coin reserves
National system of immense advantage to the country
Banks will not necessarily be exempt from losses because on specie basis

XI
XII
XII
XII
XII
XII
XH
XIII
XIII
XIII
XIII
XIII
XIII
XIII
XIII
XIV
XIV
XV
XV
XV

DISTRIBUTION OF LOANS BY BANK OF FRANCE, THE NATIONAL BANKS OF THE UNITED STATES,
AND THE IMPERIAL BANK OF GERMANY

XVI

Bank of France—capital, branches, circulation, deposits, coin, and loans
Amount of commercial paper discounted at Bank of France and its branches
Advances on collaterals and French securities held
Classification of the Paris bills
Classification of the commercial bills discounted by the Bank of France in 1878 and 1879
Bank of France discounts commercial paper only for its depositors—sources of the bills

XVI
XVI
XVI
XVII
XVII
XVII

NATIONAL BANKS OF THE UNITED STATES

XVII

Classification of loans of the national banks by geographical divisions, on October 2,1879
Number and average amount of pieces of paper discounted
Number and average amounts of pieces of paper discounted in various States and cities
Average amount of pieces in New York City
Average amount of small loan in principal cities of the country
THE IMPERIAL BANK OF GERMANY

XIX

Location and capital of Imperial Bank of Germany
Amount and classification ot bills discounted
Classification by locations, Berlin bills, inland and foreign
Time of Berlin bills and of inland

XIX
XIX
XIX
XIX

STATE BANKS, SAVINGS BANKS, AND TRUST COMPANIES

XIX

Attempts to obtain annual statistics of State banks, savings banks, and trust companies—made prior to February, 1873
Act of February 19,1873, requiring Comptroller to obtain returns
Returns received through courtesy of State officers
Returns made to Commissioner of Internal Revenue
STATE BANKS AND TRUST COMPANIES

SAVINGS BANKS




XIX
XX
XX
XX
XX

Resources and liabilities of State banks and trust companies
States from which returns were received
Difference in capital and deposits as returned to Commissioner of Internal Revenue and
as returned to State authorities
Number, deposits, and capital, of all description of banks, reporting to Commissioner of
Internal Revenue
Number not reporting to any State authority
Number of private bankers reporting to Commissioner of Internal Revenue
Resources and liabilities of savings banks
States from which returns are received
Aggregate of loans and deposits in Middle and New England States
Average deposits returned to Commissioner of Internal Revenue
Savings banks of New England and Middle States

XVII
XVIII
XVIII
XVIII
XIX

XX
XXI
XXI
XXI
XXI
XXI
XXI

,.

XXI
XXI
XXII
XXII
XXII

INDEX.

C3XCVII
Page.

SAVINGS BANKS—-Continued.

Savings banks in California
Savings banks in Philadelphia
Savings banks in Southern and "Western States and Territories, exclusive of California, as shown by reports made to Commissioner, compared with the number in other
sections
Proportion of savings-bank deposits to those of State banks and trust companies, and
also to those of national banks
Proportion of savings-bank deposits to national-bank deposits in the New England States
Number of savings-deposits accounts in New England, proportion to population, and
average amount of each account, and amount per capita
Per capita of savings-bank deposits to population in New York State
Investments of New England savings banks in United States and other stocks and
bonds in 1880 and in 1873 and proportion to deposits
Cash on hand in New England savings banks in 1880 and 1873, and proportion to deposits
Investments in United States and other bonds and cash on hand, with proportion of
each to deposits in New York savings banks in 1880 and 1873
Investments in United States and other bonds and cash on hand, with proportion of each
to deposits, in California savings banks in 1880 and 1877
Amount due from banks to New England savings banks
Investments of New York savings banks in United States bonds
Investments of New York savings banks in other stocks and bonds
Capital, deposits, and investments in United States bonds, of banks other than national,
in the Eastern and Middle States for the six months ending May 31,1880
Capital, deposits, and investments in United States bonds, of banks other than national,
in the Southern, Western, and Pacific States
Capital, deposits, and investments in United States bonds, of banks other than national,
in the United States
Number, capital, and deposits of the State banks, private bankers, &c, for the six
months ending May 31,1880, by geographical divisions
NUMBER, CAPITAL, AND DEPOSITS OF NATIONAL BANKS, STATE AND SAVINGS BANKS, AND
PRIVATE BANKERS

Net deposits of the national banks and average deposits of all other banks, including
those of savings banks
Increase of the deposits of all classes of banks
Number, capital, and deposits of the State banks, private bankers, &c, for the six
months ending May 31,1880, and of the national banks on June 11,1880
Number, capital, and deposits of the national banks, State banks, private bankers, &c,
at corresponding dates, 1876-1880
Definition of terms "gross deposits," "individual deposits," and "net deposits" (note)
SECURITY OF CIRCULATING NOTES

Amounts and kinds of United States bonds pledged to secure national-bank circulation, on November 1,1880
„
Amount of five and six per cent. United States bonds pledged to secure national-bank
circulation on October 1,1865, and October 1,1870
Decrease of six per cent, bonds and increase of five per cent. United States bonds to November 1,1880
<•
Amount of four-and-a-half and four per cent. United States bonds pledged to secure national-bank circulation
Amount of four per cent. United States bonds withdrawn from and of five per cent,
bonds deposited for security of circulation during the year ending November 1,1880..
United States bonds pledged to secure circulation on which interest has ceased
United States bonds pledged to secure circulation which are redeemable on or before
J u l y l , 1881
NATIONAL-BANK AND LEGAL-TENDER NOTES BY DENOMINATIONS, CIRCULATING NOTES OF THE
BANK OF FRANCE AND IMPERIAL BANK OF GERMANY, BY DENOMINATIONS

Amount of each denomination of national-bank notes and of legal-tender tetas outstanding OQ November 1,1880, and of the aggregate amounts outstanding on November
1,1878 and 1879
National banks not to be furnished with notes of a less denomination than five dollars
after resumption
No denominations less than five dollars issued since January 1, 1879
Amount of one and two dollar national-bank notes outstanding on January 1, 1879,
and decrease since
Amount of one and two dollar legal-tender notes outstanding January 1,1879, and increase since.




XXII
XXII

XXII
XXII
XXII
XXII
XXII
XXII
XXIII
XXIII
XXIII
XXIII
XXIII
XXIII
XXIII
XXIT
XXIT
XXT
XXT

XXT
XXT
XXT
XXTI
XXTI
XXTI

XXTI
XXTI
XXTII
XXTH
XXTII
XXTH
XXTII
XXTII

XXTII
XXTII
XXTII
XXTII
XXTIII

CXCVIII

INDEX.

NATIONAL-BANK AND LEGAL-TENDER NOTES, &C.—Continued.

Proportions of the different denominations of national-bank and legal-tender notes . . .
Circulation of the Imperial Bank of Germany on January 1,1879 and 1880
Amount and denominations of the circulation of the Imperial Bank of Germany on
January 1,1880
Amount and denominations of the circulation of the Bank of France on January 29,1880
Circulation of the Bank of France on January 30, 1879
Smallest denominations of notes issued by the Imperial Bank of Germany, the Bank
of France, and the banks of Ireland and Scotland
Paper circulation of the United States in denominations of five dollars and less on
November 1, 1880
Circulation of the lower denominations in foreign countries consist principally of coin
Present requirements of the law as to signatures of officers of national banks on circulating notes
Written signatures should be required
Legislation requiring same recommended

XXVIII
XXVIII
XXVIII
XXVIII
XXVIII
XXIX
XXIX
XXIX
XXIX
XXIX
XXIX

UNITED STATES IIONDS OUTSTANDING AND THE AMOUNT HELD BY THE NATIONAL BANKS,
STATE BANKS, AND PRIVATE BANKERS

Kind and amount of United States bonds outstanding August 31, 1865, July 1, 1866,, to
1880, and November 1,1880
\
.".
Average amount of bonded debt of the United States held by the national banks since
1865, with rates of interest thereon
Kinds and amounts of United States bonds owned by the national banks on July 1,1865,
to 1880, and on November 1, 1880
Maturing bonds to be replaced by those bearing interest at a lower rate
Amount of United States bonds held by State banks, trust convpanies, and savings
banks in various States
Investments in United States bonds, of banks other than national, and private bankers, by geographical divisions, for the six months ending May 31,1880
Amount of United States bonds held by all the banks and bankers in the country
CLEARING-HOUSE CERTIFICATES

Provisions of law relative to
Certificates for legal-tender notes first issued in 1873, and amount outstanding at various dates
Provisions of law relative to gold certificates
Gold certificates first issued November 13,1865, and amounts outstanding at various datesIssue of gold certificates discontinued
Establishment of depository for gold coin for clearing-house purposes by the banks in,
New York City
Amounts of gold certificates issued from such depository outstanding at various dates
Establishment of similar depositories in Boston, Philadelphia, and Baltimore, and
amounts of certificates issued by them up to October 1, 1880
TRANSACTIONS OF THE NEW YORK CLEARING-HOUSE

Organization of the New York Clearing-House Association
Exchanges and balances for the year ending October 1,18eO
Average daily exchanges and balances
....
Transactions of the New York Clearing-house
Transactions of the United States assistant treasurer at New York with the Clearinghouse for the year ending November 1,1880
Operations of the Clearing-house larger during the past year than ever before

XXIX:

XXIX
XXX
XXX
XXX
XXX
XXXI
XXXI
XXXI

XXXI
XXXII
XXXII
XXXII
XXXII;
XXXir
XXXII
XXXII
XXXII

XXXII
XXXII
XXXII
XXXIII
XXXIII
XXXIII

SPECIE IN BANK, AND IN THE TREASURY OF THE UNITED STATES, AND ESTIMATED AMOUNT, IN
THE

COUNTRY—SPECIE IN THE BANK OF ENGLAND AND IN THE BANK OF FRANCE

Specie held by the national banks, at the dates of their reports, from October, 1868, to October, 1880
Specie held by the State banks in various States and in New York City
Estimate of the Director of the Mint of the coin and bullion in the country for the fiscal
year 1880, and total amount at the close of the year
Amount of gold and silver, and proportion of each, in the United States Treasury on
September 30, from 1876 to 1880, and on November 1,1880
Amount of bullion in the Bank of England in each year, from 1870 to 1880
Amount of gold and silver held by the Bank of France from 1870 to 1880
STATE TAXATION OF NATIONAL BANKS

Provisions of law relative to taxation of national-bank shares by States
Extract from decision of United States Supreme Court on the powers of States to tax
national banks
Intent of Congress in authorizing State taxation of national banks-evaded.




XXXIV

XXXIV
XXXV
XXXV
XXXV
XXXV
XXXVI
XXXVI.

XXXVI,
XXXVII
XXXVIL

INDEX.

CCI
Page.

Jf ATIONAL-BANK FAILURES

National banks which failed during the year ending November 1,1880, with their capital
List of insolvent national banks, with rates of dividends paid to creditors
Dividends to creditors of insolvent national banks during the year ending November 1,
1880
Total dividends to creditors of insolvent national banks
Assessments upon shareholders of insolvent national banks, and amount collected
Unclaimed dividends, checks, and recommendation relative to their disposition
RESERVE

LIX

LIX
LIX
LIX
LIX
LIX
LX
LX

Amount required and held by the national banks at the dates of their reports in October from 1875 to 1880
Movement of the legal-tender reserve of the national banks in New York City, weekly,
in October of each year, from 1873 to 1880

LX
LXI

TABLES CONTAINED IN THE APPENDIX.
Page.
Names and compensation of officers and clerks in the office of Comptroller of the Currency
and expenses of the office for the fiscal year ending June 30,1879
LXIII
Synopsis of judicial decisions relative to national banks of the Supreme and circuit courts
of the United States, and of State courts upon national-bank questions
LXY
Number of national banks, by States, with their capital, bonds, and circulation on November 1, 1880
LX XXV
Number of State and savings banks and private bankers, separately, by States, with their
average capital, deposits, and investments in United States bonds for the six months
ending May 31, 1880
LXXXVI
Circulation of the national banks, by States, authorized, issued, and uncalled for on October 1, 1880
LXXXVIII
Classification of the loans of the national banks, by States, on October 2,1879
XC
Number and denomination of national-bank notes issued, redeemed, and outstanding on
November 1, yearly, from 1868 to 1880
XCI
Circulation issued to national banks, in each State, from June 20, 1874, to November 1,1880,
with the amount of legal-tender notes deposited to retire circulation, and the amount remaining on deposit at the latter date
XCII
Monthly increase of the circulation during the year ending November 1,1880, and yearly
from January 14,1875
XCIII
Taxation of the national banks for the year 1867
XCIV
Taxation of the national banks for the year 1869
XCV
Taxation of the national banks for the year 1874
XCYI
Taxation of the national banks for the year 1875
XCVII
Taxation of the national banks for the year 1876
XCVIII
Taxation of the national banks for the year 1877
XCIX
Taxation of the national banks for the year 1878
C
Clearings and balances of the banks in New York City, weekly, in September, October,
and November, from 1872 to 1880
CI
Dividends and earnings of the national banks, by geographical divisions, semi-annually,
from 1871 to 1880
CII
Dividends and earnings of the national banks, by States, for the six months ending March 1,
1880
CIV
Similar table for the six months ending September 1, 1880
CV
Ratios of dividends and earnings to capital, and to capital and surplus, of the national
banks, by States semi-annually, from 1876 to 1880
CVI
Lawful money reserve of the national banks, at the dates of their reports, from 1874 to 1880
CVIII
Lawful money reserve of the national banks, by States and cities, on October 1,1880
CX
Lawful money reserve of the national banks, in the States, in New York City, and in the
other reserve cities, at three dates in each year from 1877 to 1880
OXII
Average weekly liabilities and reserve of the national banks in New York City, in September and October, from 1873 to 1880
CXIII
Number of State banks, savings banks, &c, by States, with their average capital and deposits, and the tax thereon, for the six months ending November 30, 1876
CXI V
Similar table for the six months ending May 31,1877
CXV
Similar table for the six months ending May 31,1878
CXVI

cc




xiv

INDEX.
Similar table for the six months ending May 31,1879
Similar table for the six months ending May 31,1880
Number, average capital, and deposits of State banks, savings banks, &c, by geographical divisions, for the six months ending November 30,1875
Similar table for the six months ending May 31,1876
Similar table for the six months ending November 30,1876
Similar table for the six months ending May 31,1877
Similar table for the six months ending May 31,1878
Number, average capital, and deposits of the State banks and trust companies, private
bankers, and savings banks, by geographical divisions, for the six months ending May
31,1878
Number, average capital, and deposits of the State banks, savings banks, &c, by geographical divisions, for the six months ending May 31,1878, and of the number, capital, and deposits of the national banks on June 29,1878
Number, average capital, and deposits of the State banks and trust companies, private
bankers and savings banks, by geographical divisions, for the six months ending May 31,
1879
Number, average capital, and deposits of the State banks, savings banks, &c, by geographical divisions, for the six months ending May 31,1879, and of the number, capital,
and deposits of the national banks on June 14,1879
Resources and liabilities of the State banks, by States
Aggregate resources and liabilities of the State banks, yearly, 1876 to 1880
Resources and liabilities of the trust and loan companies, by States
Aggregate resources and liabilities of the trust and loan companies, yearly, 187G to 1880..
Resources and liabilities of the State banks and trust companies, by geographical divisions,
1879-80
Resources and liabilities of savings banks by States
Aggregate resources and liabilities of savings banks, yearly, 1876 to 1880
Deposits of savings banks, number of depositors, and average amount due to each in 1879
and 1880.
National-bank and legal-tender notes outstanding at various dates, with the increase or decrease, to November 1,1880
National banks in voluntary liquidation
Insolvent national banks, with their capital, circulation, <c
fc
Insolvent national banks, with date of failure, amount of debts, dividends paid, &e
Aggregate resources and liabilities of the national banks at the dates of their reports, from
1863 to 1880
Abstract, by States, Territories, and reserve cities, of the reports made by the national banks
since October 1,1879
List of States, Territories, and reserve cities
Report of the condition of each national bank on October 1,1880




CXYII
CXVIII
CXIX
CXIX
CXIX
CXX
CXX

CXX

CXXI

CXXI

CXXI
CXXII
CXXIV
CXXIV
CXXV
CXXV
CXXVI
CXXVII
CXXVIII
CXXVIII
CXXIX
CXXXIV
CXXXVI
CXXXIX
CLIII
CCIII
I

EE POETS OF THE CONDITION

THE NATIONAL BANKS
AT THE

CLOSE OF BUSINESS ON FRIDAY, OCTOBER 1, 1880.

H. Ex. 3




1

REPORTS OF THE CONDITION

THE NATIONAL BANKS
AT THE

CLOSE OF BUSINESS ON FRIDAY, OCTOBER 1, 18-0.

MAINE.
First National Bank, Auburn.
Xo. 154.

JAMES DINGLEY, Jr., President.

JOHN B. JORDAN, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
j
U. S. certificates of deposit
]
Due from U. S. Treasurer
j
Total.

$196, 453 81

Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
27,119 27 State bank notes outstanding
1, 332 22 Dividends unpaid

40,000 00
5, 471 00

150, 000 00

135, 000 00

Individual deposits
United States deposits
971 65 Deposits of U. S. disbursing officers.

58,493 98

3, 432 00 Due to other national banks
28 53
1, 480 00 Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
6, 750 00
Total.

388,964 98

388, 964 98

National Shoe and Leather Bank, Auburn.
AHA CUSHMAN, President.

No. 2270.

Loans and discounts
i
Overdrafts
I
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents \
Due from other banks and bankers j
Real estate, furniture, and fixtures I
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks

|
!
j

Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

i
|
j
i
I

Total




i

$337, 681 85

M. C. PERCIVAL, Cashier.

Capital stock paid in

Surplus fund
Other undivided profits
5, 342 88 National bank notes outstanding ..
State bank notes outstanding
27, 693 44 j

300, 000 00

5, 736 02 j
6, 000 00 ! Dividends
2,193 91
17, 980 13

i

$300, 000 00
9, 000 00
8, 579 98
270, 000 00

unpaid

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

45 50
150, 060 31

11, 887 00 ' Due

to other national banks
127 56 | Due to State banks and bankers.
9, 543 00 I
j Notes and bills re-discounted .
Bills payable
13. 500 00 j

737,685 79

Total.

737, 685 79

3

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Augusta.
JAMES W. NORTH, President.

No. 367.

JOHN W. FOGLER, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Due from U. S. Treasurer
Defalcation of late cashier

Liabilities.
$171, 920 61
130 69
250, 000 00
100, 000 00
17, 996 47
57, 983 19
938 10
782 93
4, 000 00
391 87
6, 961 00
375 89
399 73
5, 000 00
11, 250 00
29, 362 45

Capital stock paid in .

Dividends unpaid . .

45, 000 00
12, 884 70
223,300 00
905 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...

123,152 90

2, 250 33

Notes and bills re-discounted .
Bills payable
Total.

657,492 93

Total,

$250, 000 00

Surplus fund
Other undivided profits .
National bank notes outstanding .
State bank notes outstanding

657, 492 93

Freeman's National Bank, Augusta.
No. 406.

W. F . HALLETT, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for cleaiing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$116, 024 80
401 95
100, 000 00

S. B. GLAZIER, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits
20, 000 00 National bank notes outstanding ..
41, 889 08 State bank notes outstanding
8, 189 10 Dividends unpaid ..
8, 000 00
801 60 Individual deposits
United States deposits
Deposits of U. S. disbursing officers

25, 000 00
5, 263 85

2, 090 00 Due to other national banks
301 73 Due to State banks and bankers . . .
5, 764 93
Notes and bills re-discounted .
j Bills payable

5, 915 88
1, 081 96

Total

Total.

90,000 00
540 00
81, 098 31

308, 900 00

Granite National Bank, Augusta.
DARIUS ALDEN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
X S. certificates of deposit
L
Due from U. S. Treasurer
Total .




No. 498.

WM. T. JOHNSON, Cashier.

$289, 746 20 Capital stock paid in .
2, 972 62
150, 000 00
Surplus fund
50, 000 00 I Other undivided profits
1, 350 00 |
16, 300 00 I National bank notes outstanding
State bank notes outstanding
64, 569 43 |
16, 200 00

1, 292 38
1, 358
80
17, 027
2,135

23,200 00
4, 898 54
135,000 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

00
03
00
00

j Due to other national banks
I Due to State banks and b a n k e r s . . .
!
' Notes and bills re-discounted .
Bills payable
6, 750 00 |

619, 780 66

$150, 000 00

Total.

265, 649 58
26, 257 90
1, 424 28
13, 350 36

619, 780 66

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Bangor.
No. 112.

GEORGE STETSON, President.

E. G. WYMAN, Cashier.

Liabilities.

Resources.
Loans and discounts
i
!
Overdrafts
TT. S. bonds to secure circulation. .!
TT. S. bonds to secure deposits
j
:
TT. S. bonds on hand
Other stocks, bonds, and mortgages, j
Due from approved reserve agents !
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid.. Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
TT. S. certificates of deposit
Dae from TT. S. Treasurer
Total.

$772, 636 56 Capital stock paid in.
386 07
300, 000 00 Surplus fund
50, 000 00 Other undivided profits.
63.
15,
3,
4,

2G4
516
516
101

33
07
97
45

3, 400 51

20, 300 00

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$500, 000 00
100, 000 00
46, 389 03
269, 966 00
432 00

Individual deposits
United States deposits
Deposits of IT. S. disbursing officers
Due to other national banks
Due to State banks and bankers ...

303,647 66
27, 512 55
453 67
6,150 17
752 88

Notes and bills re-discounted.
Bills payable

" 16, 050 00
Total.

1, 255, 303 96

1,255,303 96

Second National Bank, Bangor.
NATHAN C. AYER, President.

Loans and discounts
j
Overdrafts
!
TT. S. bonds to secure circulation. . . |
TT. S. bonds to secure deposits
!
TT. S. bonds on hand
hand.
!
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TT. S. Treasurer
Total.

No. 306.

"WILLIAM S. DENNETT, Cashier.

$371, 655 98 I Capital stock paid in .
106 35 i
150, 000 00 J Surplus fund
j Other undivided profits.
2, 000 00
National bank notes outstanding ..
125,142 44 State bank notes outstanding
225 00 Dividends unpaid

$150,000 00

Individual deposits
TTnited States deposits
Deposits of TT. S. disbursing officers.

338, 026 68

13, 928 55
11, 027 00
38 66
22, 556 58
9, 000 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

30, 000 00
30, 395 11
135, 000 00
8, 040 00

20, 968 77

6, 750 00
Total.

712,430 56

712,430 56

Kenduskeag National Bank, Bangor.
No. 518.

WILLIAM B. HAYFORD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from TT. S. Treasurer
Total.




$262, 329 32

CHARLES H. HAMMATT, Cashier.

Capital stock paid in .

'"i6o,'o6o"oo" Surplus fund
Other undivided profits.
61, 008 61
" 5,144" 00'

: 15
2, 922
9
2, 830
18, 000

00
46
00
00

5100, 000 00
20, 000 00
10,134 16

National bank notes outstanding ..
State bank notes outstanding

90, 000 00

Dividends unpaid.
Individual deposits
TTnited States deposits
Deposits of TT. S. disbursing officers.

231, 900 74

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

5, 000 00

2, 402 64

4, 500 00

459,437 54

Total.

459, 437 54

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Merchants' National Bank, Bangor.
Xo. 1437.

SAMUEL H. BLAKE, President.

JONAiHAN R.- HOLT, Cashier.

Resources.

Liabilities.

Loans and discounts
•
Overdrafts
IT. S. "bonds to secure circulation...
XJ. S. bonds to secure deposits
U. S. bonds on hand
Other stoc"ks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$310, 860 69 Capital stock paid in
1,980 52
100, 000 00 ; Surplus fund
Other undivided profits
6, 750 00
23, 490 66 National bank notes outstanding ..
116,818 82 State bank notes outstanding
0*588 75 Dividends unpaid

20, 000 00
46, 508 06
89, 830 00
1, 432 00
3, 640 00

Individual deposits
[
14,499 37 United States deposits
I
4, 542 00 Deposits of U. S. disbursing officers
125 81 Due to other national banks
15, 540 00 ;i Due to State banks and bankers
8,000 00 i Xotes and bills re-discounted
Bills payable
5, 600 00 ;
Total.

Total.

$100, 000 00

320, 035 88

33, 350 68

614, 796 62

Veazie National Bank, Bangor.
Xo. 2089.

CHARLES V. LORD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ.iS. certificates of deposit
Due from TJ. S. Treasurer

Total.

WILLIAM C. HOLT, Cashier.

$180,036 14 I Capital stock paid in

ilOO, 000 00

'""ioo," 666*66"!

Surplus fund
Other undivided profits
Xational bank notes outstanding ..
10,134 59 State bank notes outstanding
33, 803 01 Dividends unpaid
"2,78262 Individual deposits
United States deposits
15, 349 04 Deposits of U. S. disbursing officers.
3,006 00 r Due

to other national banks
86 05 i Due to State banks and bankers.
840 00 I
I
6,500 00 || Xotes and bills re-discounted .
Bills payable
4, 500 00 j

Total.

357, 037 45 ,

14, 008 75
8, 023 20
89, 400. 00

136, 603 35

9,002 15

357, 037 45

First National Bank, Bath.
"No. 61.

OLIVER MOSES, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.




"266,066 66
9,100 00
76,134
224
3, 000
2,154

03
48
00
97

9, 700
4
9, 079
2, 000

WM.

D. MUSSEXDEN, Cashier.

Capital stock paid in .

$312, 700 52

Surplus fund
Other undivided profits.
i National bank notes outstanding
!! State bank notes outstanding

00
29
00
00

jj Dividends unpaid

$200, 000 00
50,000 00
13,144 78
177, 790 00
715 00

I Individual deposits
I United States deposits
Deposits of U. S. disbursing officers

159, 711 99

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

31, 735 52

9,000 00 :
633, 097 29 j

Total.

633, 097 29

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE,
Bath National Bank, Bath.
No. 494.

ARTHUR SEWALL, President.

WILLIAM D. HILL, Cashier.

Liabilities.

Resources.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on band
Otber stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$186,650 05

! Capital stock paid in

$125, 000 00

""125," 666 "66" j Surplus fund
I Other undivided profits
25,150 00 I National bank notes outstanding ..
37, 336 18 ! State bank notes outstanding
i Dividends unpaid
1,463 55
2, 633 46
2, 957 00
93
2, 897 50
5, 000 00

50, 000 00
17, 539 75
112, 500 00
1,135 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

88, 538 92

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5, 625 00

Total.

394,713 67

394, 713 67

Lincoln National Bank, Bath.
No. 761.

CHARLES DAVENPORT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

WILLIAM R. SHAW, Cashier.

$108, 009 31 Capital stock paid in .
200, 000 66
21, 000 00
23,400 00
131, 749 16
18, 066 90
9, 050 00
90 50

8, 409 00
48 30
9, 097 05

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

47, 000 00
202 (ft
158,100 00
11, 928 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and billsre-discounted.
Bills payable

119,433 85

1, 256 30

9, 000 00

Total.

537, 920 22

537, 920 22

Marine National Bank, Bath.
No. 782.

S. D. BAILEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




$110, 363 44
100, 000 00

68, 273 52
3, 475 00
621 15
1, 616 06
5,175
15
4, 405
2, 573

00
01
00
00

H. A. DUNCAN, Cashier.

Capital stock paid in .

5100, 000 00

Surplus fund
Other undivided profits.

22, 000 00
4, 777 39

National bank notes outstanding..
State bank notes outstanding

85, 300 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

644 00
88, 295 79

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
301, 017 18

Total.

301, 017 18

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE .
Sagadahock National Bank, Bath.
Xo. 1041.

FRANKLIN REED, President.

HENRY EAMES, Cashier*

Resources.

Liabilities.

$133, 417 05 Capital stock paid in
Loans and discounts
|
Overdrafts
|•
100,000 00 Surplus fund
TJ. S. bonds to secure circulation. ..\
TJ. S. bonds to secure deposits
!Other undivided profits
TJ. S. bonds on hand
'.
1 Xational bank notes outstanding.
1
Other stocks, bonds, and mortgage s. j.
9
102 7 7 65 1 State bank notes outstanding
1
Due from approved reserve agents, j
Due from other banks and bankers .
Dividends unpaid
9, 700 00
Real estate, furniture, and fixtures. |
995 60
Current expenses and taxes paid...!
j Individual deposits
Premiums paid
•; United States deposits
Checks and other cash items
I.
| Depositsof U. S. disbursing officers.
Exchanges for clearing-house
;.
Bills of other banks
j
Due to other national banks
" l 21 Due to State banks and bankers.
Fractional currency
|
Specie
7, 640 00
:
Xotes and bills re-discounted.
Legal-tender notes
Bills payable
TJ. S. certificates of deposit.
4, 500 00
Due from TJ. S. Treasurer
!

Total.

364, 206 51

Total.

$100, 000 0042, 000 00
6,678 56
86,770 00

7, 208 00
121, 549 95

364, 206 51

Belfast National Bank, Belfast.
Xo. 840.

JOHN G-. BROOKS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... i
•U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages !
Due from approved reserve agents j
Due from other banks and bankers j.
Real estate, furniture, and fixtures i
Current expenses and taxes paid...!
Premiums paid
i
Checks and other cash items
I
Exchanges for clearing-house
;
Bills of other banks
!
Fractional currency
Specie
Legal-tender notes
j
TJ. S. certificates of deposit
;.
Due from TJ. S. Treasurer
j
Total.

ALBION H. BRADBURY, Cashier.

$124, 356 63 i Capital stock paid in .
150, 000 00 i Surplus fund
Other undivided profits
Xational bank notes outstanding.
State bank notes outstanding
131,970 41
Dividends unpaid .
7,500 00 ll
573 6" " Individual deposits
United States deposits
4, 617 86 Depositsof U. S. disbursing officers.

$150, 000 00
33, 000 00
5, 271 46
133,100 00
342 00
122,050 5a

6,053*66" Due to other national banks
Due to State banks and bankers.
9, 942 38
2,000 00 | Xotes and bills re-discounted.
Bills payable
6, 750 00

Total.

443,763 96

443, 763 96

First National Bank, Biddeford.
ESREFF H. BANKS, President.

Xo. 1089.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
<
U. S. bonds on hand
Other stocks, bonds, and mortgages. |
Due from approved reserve agents |
Due from other banks and bankers. I
Real estate, furniture, and fixtures. \
Current expenses and taxes paid... j
Premiums paid
!
Checks and other cash items
j
Exchanges for clearing-house
j
Bills of other banks
|
Fractional currency
j
Specie
I
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
j
Total




I

$168,409 67

CHARLES A. MOODY, Cashier.

Capital stock paid in

100, 000 00 Surplus fund
Other undivided profits
Xational bank notes outstanding..
17, 244 61 State bank notes outstanding
587 30
10, 204 97 Dividends unpaid
Individual deposits
United States deposits
3, 310 21 Depositsof U. S. disbursing officers.
,
2, 539 00 Due to other national banks
, Due to State banks and bankers...
2, 395 48
2, 000 00 Xotes and bills re-discounted
Bills payable
4, 500 00
311,191 24

Total

$100, 000 00
20, 000 00
9, 832 96
90, 000 00

67, 223 93.

24,134 35.

311,191 24

REPORT OF THE COMPTROLLER OF THE CURRENCY.

9

MAINE.
Biddeford National Bank, Biddeford.
No. 1575.

LUTHER BUY ANT, President.

CHARLES E. GOODWIN, Cashier*
Liabilities.

Resources.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
XiOgal-tender notes deposit
TJ. S. certificates of
Total

$224, 790 40
124, 000 00

4,123 73
1,584 63

Capital stock paid in

$150, 000 00

Surplus fund
Other undivided profits

37, 000 00
24, 593 57

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

111,600 0G
568 40

Individual deposits

41, 085 94

1, 265 33

Deposits of U. S. disbursing officers.

4, 550 00
47
293 50
1,175 00

D u e to other national b a n k s
D u e to State b a n k s and b a n k e r s . . .
Notes and bills re-discounted
i Bills payable
.

2, 543 15

. . .

5 580 00
367, 391

on

Total

367, 391 06

National Village Bank, Bowdoinham.
No. 944.

ROBERT P . CARR, President.

Loans and discounts
|
Overdrafts
j
U. S. bonds to secure circulation. ..i
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

HENRY Q. SAMPSOX, Cashier.

$31, 694 99j! Capital stock paid in

$50,000 00

so, 666 "oo I Surplus

fund
I Other undivided profits

6, 297 28

1
3, 600 00I National bank notes outstanding ..
1
41, 920 251 State bank notes outstanding
300 00 Dividends unpaid

44, 985 00

Individual deposits
j United States deposits
1, 250 84 j Deposits of U. S. disbursing officers

31,901 17

2, 552
1
260
1, 450

00
77
00
00

2,250 00 j

2, 096 40

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
i Bills payable
Total.

135, 279 85

135, 279 85

First National Bank, Brunswick.
No. 192.

N. T. ¥ AIMER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
,
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes ..
U. S. certificates of deposit
....
Due from U. S. Treasurer
Total.




$67, 382

"ioo,"oob
55,000
54,373

J". P. WINCHELL, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

819
11, 638 69
2,417
4*
54v.
4, 000
4,500 00
300, 725 65

5100, 000 00
20,000 00
16, 289 28
89 950 00
506 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

61, 936 76

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

1, 039 64
11,003 97

Total.

300, 725 65

10

REPORT OF THE COMPTROLLER OF THE CURRENCY
MAINE.
Pejepscot National Bank, Brunswick.

IL C. MARTIN, President.

No. 1315.

LEMUEL H. STOVER, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$28,131 32
"50," 000 00
2,000 00
3, SCO 00
31, 370 29
2,311,71
4,200 00
1, 322 41
100 0!)
1 17
1,165 00
1, 200 00
"""2,"250 00"

Capital stock paid in.

National bank notes outstanding..
State bank notes outstanding
Dividends unpaid..

2,400 00
1, 656 09
45, 000 00
381 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

28, 414 81

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discouated
Bills payable

127,851 90

Total.

$50, 000 00

Surplus fund
Other undivided profits..

•Total.

127, 851 90

Union National Bank, Brunswick.
STEPHEN J. YOUNG, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
.'
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 1118.

$46, 692 92j i Capital stock paid in .. .•
100,000 00• j Surplus fund
i I Other undivided profits
16,560 66
23,500 00 I National banknotes outstanding..
1
64,724 85 I State bank notes outstanding
2, 630 85 i I Dividends unpaid
5,441 17

I Individual deposits
494 83 j i United States deposits
3, 060 41 ! I Deposits of TJ. S. disbursing officers.

$100, 000 00
16, 830 00
3, 957 87
89, 975 00
884 00

52,453 74

I' Due to other national banks
106 58 . Ij! Due to State banks and bankers
1, 500 00 Notes and bills re-discounted.

Bills payable

4, 500 00
264,100 61

Total..

H. A. RANDALL, Cashier.

Total.

264,100 61

Bucksport National Bank, Bucksport.
THEO. C. WOODMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1079.

EDWARD SWAZEY, Cashier.

$92, 977 83 i| Capital stock paid in .

I Surplus fund
" ' 3 " 756'66' 1I Other undivided profits
National bank notes outstanding..
65,230 13 ! State bank notes outstanding
100, 000 00

2, 500 00
100 00

! i Dividends unpaid

I Individual deposits
j I United States deposits
1,925 05 |! Deposits of U.S. disbursing officers.

621 00
21 23
4, 002 00
3, 000 00

$100,000 00
13, 600 00
6, 233 05
86, 800 00
533 74
71, 460 45

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

4, 500 00
278, 627 24

Total.

278, 627 24

REPORT OF THE COMPTROLLER OF THE CURRENCY.

11

MAINE.
Calais National Bank, Calais.
LEMUEL G. DOWNES, President

FRANK NELSON. Cashier.

No. 1425.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... \
U. S. bonds to secure deposits
U. S. bonds on hand
;
Other stocks, bonds, and mortgages ]
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.;
Current expenses and taxes paid...!
Premiums paid
\
Checks and other cash items
•
Exchanges for clearing-house
|
Bills of other banks
;
Fractional •currency
|
Specie
j
Legal-tender notes
j
17. S. certificates of deposit
I
Due from U. S. Treasurer
j
Total

|

$194,132 37 : Capital stock paid in .
251 87 |
100, 000 00 ! Surplus fund
Other undivided profits .

$100, 000 00
38, 916 96
3, 778 78

National bank notes outstanding ..
State bank notes outstanding
1. 867 0'J Dividends unpaid .
'•
764 70 |
j
2, 887 50 ! Individual deposits
United States deposits
2, 610 04 <Deposits of U. S. disbursing officers.
5, 895 00 '
21 64
5, 682 00
6, 966 00
.
4, 500 00

Due to other national banks
Due to State banks and bankers . . . i
Notes and bills re-discounted
\.
Bills payable
j.
Total

325, 584 21

90, 000 00
10 92
79, 906 35

8, 807 95
4,163 25

325, 584 21

Camden National Bank, Camden.
H E N R Y KNIGHT,

No. 2311.

President.

Loans and discounts .. .•
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current exjjenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

J . F . STETSON, Cashier.

$69, 007 49

Capital stock paid in .

""50,*000"(J0'

Surplus fund
Other undivided profits

$50,000 00
1, 775 00
2, 277 27

National bank notes outstanding .
State bank notes outstanding

17, 302 82
2, 486 79
1, 913 00
668 59

Dividends unpaid .

243 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

2, 588 52

44,700 00

54, 637 10

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

4, 301 00
9 88
1,168 98
1,800 00

'"2,385 SO
Total.

153, 632 37

153, 632 37

First National Bank, Damariscotta.
EDWIN FLYE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents..
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




No. 446.

WILLIAM FLYE, Cashier.

3, 845 64 i i Capital stock paid in .

$50, 000 00

50, 000 00 I! Surplus fund
1 Other undivided profits
1

15, 000 00
5, 826 82

\
1,568 00 j National bank notes outstanding ..
j State bank notes outstanding

45, 000 00

56, 575 53 !

I Dividends unpaid
50318 I
: Individual deposits
| j United States deposits
880 10 \ Deposits of TJ. S. disbursing
!
ii

148 00
42, 649 99

officers.

722'6o'i ! Due to other national banks
4 81 i Due to State banks and bankers...
I
1, 275 55 I
1, 000 00 I
I
"2,256 6 6 ;

Notes and bills re-discounted
I Bills payable

158,624 81 j!

Total

158, 624 81

12

REPORT OF THE COMPTROLLER OF THE CURRENCY,
MAINE.
First National Bank, Dexter.
No. 2259.

CHARLES SHAW, President.

CHARLES "W. CURTIS, Cashier,,

Liabilities.

Resources.
Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
j
U. S. bonds on hand
[
Other stocks, bonds, and mortgages.;
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
.
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$96, 314 58

"ioo, ooo oo

Capital stock paid in

$100, 000 00'

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

3,200 00
2, 256 75<
89, 500 00

19, 104 24 Dividends unpaid.
2, 000 00
735 14 Individual deposits
I United States deposits
36 50 Deposits of U. S. disbursing officers.

403 50
32, 308 00

2, 009 00 ; Due to other national banks
9 49 Due to State banks and bankers
2, 459 30
500 00 Notes and bills re-discounted .
Bills payable
4, 500 00
227, 668 25

Total...

227, 668 25

Frontier National Bank, Eastport.
SEWABD B. HUME, President.

No. 1495.

GEORGE H. HAYES, Cashier.

$100,123 19 Capital stock paid in .
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
60, 300 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits
TJ. S. bonds on hand
National bank notes outstanding ..
Other stocks, bonds, and mortgages. •
Due from approved reserve agents
73, 690 40 State bank notes outstanding
Due from other banks and bankers j
1, 434 33
Real estate, furniture, and
fixtures
2, 000 00 Dividends unpaid.
Current expenses and taxes paid... j
391 97 Individual deposits.
Premiums paid
j
United States deposits.
Checks and other cash items
;
! Deposits of TJ. S. disbursing officers.
Exchanges for clearing-house
Bills of other banks
j
5, 963 00 j I Due to other national banks
Fractional currency
j
4 60j! Due to State banks and bankers...
Specie
j
4, 509 00
Legal-tender notes
'
j Notes and bills re-discounted.
| Bills payable
TJ. S. certificates of deposit
'
Due from U. S. Treasurer
\
2, 713 50

Total..

251,129 99 j|

Total.

$75, 000 00
16,164 45
5, 682 85
54, 270 00

98, 486 66

1,526 03

251,129 99

First National Bank, Fairfield.
HENRY KELLEY, President.

Loans and discounts
i
Overdrafts
'
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
i
Other stocks, bonds, and mortgages. j
Due from approved reserve agents |
Due from other banks and bankers j
Real estate, furniture, and fixtures !
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
|
Total.




No. 2175.

ELBRIDGE G. PRATT, Cashier.

$50, 216 57 Capital stock paid in

2, 982 65
1, 519 41

National bank notes outstanding ..
32, 650 58 State bank notes outstanding
766 69 Dividends unpaid
395 95 Individual deposits
1, 413 51 United States deposits
450 20 Deposits of U. S. disbursing officers.

44,350 00

*3, 500 00*

272 00
4 79
3, 216 00
1, 750 00
2, 250 00
146, 886 29

Surplus fund
Other undivided profits

$50, 000 00
'

50, 000 00

Due to other national banks
Due to State banks and bankers...

84 00
31,144 69

'i6,"805*54

Notes and bills re-discounted
Bills payable

Total....

146, 886 29

REPOET OF THE COMPTROLLER OF THE CURRENCY.

13

MAINE.
Sandy River National Bank, Farmington.
No. 901.

IFRANCIS Gr. BUTLER, President.

TIMOTHY F. BELCHER, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
X S. certificates of deposit
L
Due from U. S. Treasurer
Total.

Liabilities.
| Capital stock paid in .
Surplus fund
12, 700 00 Other undivided profits.
17, 200 00 National bank notes outstanding
State bank notes outstanding

$54, 945 66

$75, 000 00

"75,000 00

22,714 92
3, 929 01
67,500 00

35,152 51

Dividends unpaid.
Individual deposits
United States deposits
4, 409 16 Deposits of U. S. disbursing officers.

""3," 924 '53

716 00
43, 847 83

4, 354 00 Due to other national banks
3 90
643 00 Due to State banks and bankers.
2, 000 00 Notes and bills re-discounted.
Bills payable
3,375 00 1
1
213,707 76

-I

Total.

213,707 76

Cobbossee National Bank, Gardiner.
No. 939.

JAMES STONE, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
XL S. bonds to secure deposits
U. S. bonds 011 hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers-1
Real estate, furniture, and fixtures
Current expenses and taxes paid... j
Premiums paid
j
Checks and other cash items
j
Exchanges for clearing-house
j
Bills of other banks
!
Fractional currency
j
Specie
|
Legal-tender notes
XT. S. certificates of deposit
|
Due from XL S. Treasurer
j

Total.

TREBY JOHNSON, Cashier.

$126, 554 45 Capital stock paid in .
2, 036 08
100, 000 00 Surplus fund

Other undivided profits
5, 900 00 National bank notes outstanding ..
43,881 15 State bank notes outstanding

832 47
8, 000 00 Dividends unpaid
Individual deposits
United States deposits
'.
818 29 Deposits of U. S. disbursing officers, i

$100, 000 00
20, 000 00
12, 918 84
88, 900 00
450 00
72, 973 78

2, 890 00 Due to other national banks
j
55 96 Due to State banks and bankers. .. |
2,385 00
1, 500 00 Notes and bills re-discounted.
Bills payable
4, 500 00

Total.

18, 853 40

298, 853 40

Gardiner National Bank, Gardiner.
J O S E P H BRADSTKEET, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
"
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1174.

FRED. W. HUNTON, Cashier.

$59, 557 88 j Capital stock paid in .
451 82
50, 000 00 ! Surplus fund

I Other undivided profits
1
12, 315 60 I National bank notes outstanding ..
56 I State bank notes outstanding
64
Dividends unpaid.
00
30

123, 228
3,105
13,500
164

I Individual deposits
I United States deposits
799 65 I Deposits of U. S. disbursing officers

4*454 00 I Due to other national banks
3,126 73
6, 600 00

$50, 000 00
10,000 00
13, 559 69
44, 200 00
1, 210 00
156, 683 36

3,901 13

I Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

279 554 18

14

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Oakland National Bank, Gardiner.
No. 740.

JOSHUA G-RAY, President.

SIFAMAI BOWMAX, Cashier.

Liabilities.

Resources.
$90, 209 62
Loans and discounts
1,780 64
Overdrafts
50, 000 00
U. S. bonds to secure circulation .
17. S. bonds to secure dej>osits
j . . .
U. S. bonds on hand
i...
10, 000 00
Other stocks, bonds, and mortgages
49, 551 62
Due from approved reserve agents
Due from other banks and bankers
1,750 00
Keal estate, furniture, and fixtures
Current expenses and taxes paid .
Premiums paid
M 00
2,241 33
Checks and other cash items
Exchanges for clearing-house
1, 218 00
Bills of other banks
7 84
Fractional currency
1,210 12
Specie
'
4, 002 00
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
2,250 00

Total

Capital stock paid in

$50,000 00

Surplus fund
Other undivided profits

17, 800 00
21, 762 23

National bank notes outstanding...
State bank notes outstanding

43, 838 00

Dividends unpaid

1, 298 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

77,893 94

Due to other national banks
Due to State banks and bankers...

8, 411 00

Notes and bills re-discounted.
Bills payable
Total.

221,003 17

221, 003 17

American National Bank, Hallo well.
PETER F. SANBORX, President.

Loans and discounts
Overdrafts
!
U. S. bonds to secure circulation.. J
TJ. S. bonds to secure deposits
S
U. S. bonds on hand
I
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total..

No. 624.

AUSTIN D. KNIGHT, Cashier.

$72, 047 41 ! Capital stock paid in
)

|

I
!
6, 000 00 I National bank notes outstanding..jI
30, 033 70 State bank notes outstanding

75, 000 00 Surplus fund
Other undivided profits.

3, 931 50
314 01

11,850 00
4, 434 09
66,800 00
366 00

Dividends u n p a i d .

Individual deposits
i
United States deposits
I
Deposits of U. S. disbursing officers I

540 00 I Due to other national banks
95 ! Due to State banks and bankers .
841 75 !
1, 800 00 i Notes and bills re-discounted
3, 375 00 |

$75, 000 00

35, 440 23-

•

Bills payable
Total.

193,890 32

193, 890 32

Northern National Bank, Hallo well.
JUSTIX E. SMITH, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 532.

GEORGE E. SMITH, Cashier.

$77, 943 78 Capital stock paid in

j

$100, 000 00

Surplus fund
j
Other undivided profits
!
" 3 5 * 0 0 0 00 ;
National bank notes outstanding.. |
4, 500 00
State bank notes outstanding —
70,174 88 !

25, 000 00
11, 336 93
89, 978 00

100,000 00

151 58 I
3, 295 35 !
|
655 56
50 00
22 55
3,105 00
3, 446 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

1, 534 00
69,118 69

5, 877 08

*""4,"5(J6*00
302, 844 70

Total.

302, 844 70

REPORT OF THE COMPTROLLER OF THE CURRENCY.

15

IAHE,
Ocean National Bank, Kennebunk.
Xo. 1254.

JOSEPH DANE, President.

CHRIS. LITTLEFIELD, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. B. certificates of deposit
Due from U. S. Treasurer
Total .

$72,128 47 1 Capital stock paid in .
1
100,000 00

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding

17, 571 40
5, 000 00
20,291 41 Dividends unpaid .
279 00 Individual deposits
"United States deposits
2,100 80 Deposits of U. S. disbursing officers.

20,000 00
4, 226 21
80, 606 Oft
878 00
23, 397 73,

1, 444 00 Due to other national banks
5 16 ! Due to State banks and bankers.
5, 787 70
I Notes and bills re-discounted.
! Bills payable
4, 500 00
229,107 94

Total..

229,107 94

First National Bank, Le wist on.
E. F . PACKARD, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation. ..j
U. S. bonds to secure deposits
j
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. 8. certificates of deposit
Due from U. S. Treasurer
Total.

No. 330.

A. L. TEMPLETON, Cashier^

$546, 837 32 Capital stock paid in .

$400,000 00

400, 000 00 | Surplus fund
| Other undivided profits
'< National bank notes outstanding ..
191, 352 83 State bank notes outstanding
1
13, 000 00 1 Dividends unpaid.
1,203 67
I! Individual deposits
! United states deposits
1, 083 43 ' • United States
| Deposits of XJ. S. disbursing officers
25, 078 00 ; Due to other national banks
189 83 Due to State banks and bankers.
17, 630 00
2, 000 00 Notes and bills re-discounted..
Bills payable
18, 000 00
1,216,375 08 i

Total.

175, 000 00
22, 564 67
355,400 00
422 00

254,104 83

: 58

1, 216, 375 I

Manufacturers' National Bank, Lewiston.
JOHN M. BOBBINS, Preside:

Loans and discounts
j
Overdrafts
TJ. S. bonds to secure circulation. ..j
U. S. bonds to secure deposits
U. S. bonds on band-. .*.
'
Other stocks, bonds, and mortgages. j
Due from approved reserve agents. j
Due from other banks and bankers j
Real estate, furniture, and fixtures j
Current expenses and taxes paid .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




X o . 2200.

WILLIAM LIBBY, Cashier.

$203, 4i>0 42 j Capital stock paid in
200, 000 00 ; Surplus fund
, | Other undivided profits
1,248 00 I National bank notes outstanding .
State bank notes outstanding
32, 265 37
2, 059
2 059 93 | Dividends unpaid.
5,200 00
1 898 82 i -r T • i

i J

-J.

i nnn im ! Individual deposits
1, 000 00 T j n i t e d S t a t e s deposits
2,125 82 !| Deposits of U.S. disbursing officers
16, 060 00
Due to other national banks
681 79
Due to State banks and bankers.
4, 982 C
O
600 00
Notes and bills re-discounted.
Bills payable

$200, 000 00
6, 200 00
3,100 40
180, 000 00
141 00;
91,140 75,

9, 000 00
480, 582 15

Total

480, 582 15.

16

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE,
New Castle National Bank, New Castle.

•JOSEPH HAINES, President.

No. 953.

DAVID TV. CHAPMAN, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
•Current expenses and taxes paid...
'Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
"©lie from U. S. Treasurer
Total.

$48, 489 22
"*50, 000 00

i, ioo oo
11, 200 00

Capital stock paid in

$50, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .. !
State bank notes outstanding

1, 725 00 Dividends unpaid
402 48 Individual deposits
United States deposits
Deposits of U. S. disbursing officers. j

25, 000 00
4,813 30
45, 000 00
245 00
37, 648 24

2, 432 00 Due to otaet national banks
44 Due to State banks and bankers
651 00
1, 500 00 Notes and bills re-discounted.
Bills payable
2, 250 00
Total.

162,706 54

162, 706 54

North Berwick National Bank, North Berwick.
TVILLIAM HILL, President.

No. 1523.

Loans and discounts
Overdrafts
. .
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stacks, bonds, and mortgages
Due from approved reserve agents
Due frotn other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks " . . .
Fractional currency
Specie
Legal-tender notes
?$j § certificates of deposit
Due from U. S. Treasurer
Total

$40, 623 30
50, 000 00
2,768 68
6,196 88
1,900 00
75 50

CHAS. TV. GTREENLEAF, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

$50,000 00
6, 472 02
3,163 24

National b a n k notes outstanding . .
State b a n k notes outstanding

44, 400 00

Individual deposits

10,116 11

72 00

2, 101 00

Deposits of U. S. disbursing officers.

358 00

D u e to other national b a n k s
.. .
D u e t o State b a n k s and b a n k e r s . . .

650 01
1,300 00

Notes and bills re-discounted
Bills payable

2, 250 00

Total

114, 223 37

114, 223 37

Norway National Bank, Norway.
TVILLIAM FROST, 2d, President.

s and discounts
Overdrafts
U. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
|
!
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents. |
Due from other banks and bankers. I
Real estate, furniture, and fixtures. •
•Current expenses and taxes paid...
Premiums paid
j.
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
|
Fractional currency
I
Specie
Legal-tender notes
!
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1956.

HOWARD D. SMITH, Cashier.

$75, 292

Capital stock paid in .

100, 000

Surplus fund
Other undivided profits -.

1,090 00 i National bank notes outstanding
State bank notes outstanding
51, 404
5, 783
Dividends unpaid
2, 375
1, 002
Individual deposits
United States deposits
2, 329 47 Deposits of TJ. S. disbursing officers
2, 315
12
658

$100,000 00
6, 500 00
2, 586 16
90, 000 00
690 00
46, 986 10

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00 I
246,762 26 |

Total

246, 762 26

REPORT OF THE COMPTROLLER OF THE CURRENCY.

17

MAINE.
Orono National Bank, Orono.
ELVATON P. BUTLEK, Cashier.

EIVEXEZER WEBSTER, President.

Liabilities.

Resources.
Loans and discounts
j
Overdrafts
!..
U. S. bonds to secure circulation... I
U. S. bonds to secure deposits
•..
U. S. bonds on hand
>
Other stocks, bonds, and mortgages. i..
Due from approved reserve agents.
Due from other banks and bankers.:
Keal estate, furniture, and fixtures. •
'
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
!
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
\
U. S. certificates of deposit
;..
Due from U. S. Treasurer
'
Total.

$17, 272 82
50, 000 00
40000
34, 887 45
14, 889 28
5, 050 00
353 16
152 5£
2, 013
28
3.944
1, 650

00
56
34
00

2,250 00

Capital stock paid in

'

$50, 000 00

Surplus fund
i
Other undivided profits
|
National bank notes outstanding ..!
State bank notes outstanding

6, 419 86
1, 521 32
44, 200 00

:

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

186 00
30, 563 96

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

132, 891 14

Total.

132,891 14

Union National Bank, Phillips.
No. 2267.

NATHANIEL B. BEAL, President.

Loans and discounts
j
Overdrafts
j
U. S. bonds to secure circulation... |
U. S. bonds to secure deposits
j
U. S. bonds on hand
j
Other stocks, bonds, and mortgages j
Due from approved reserve agents.>
Due from other banks and bankers. i
Keal estate, furniture, and fixtures. j
Current expenses and taxes paid... •
Premiums paid
Checks and other cash items
;
Exchanges for clearing-house
Bills of other banks
!
Fractional currency
Specie
'
;
Legal-tender notes
U. S. certificates of deposit
!
Due from U. S. Treasurer
Total

I

JAMES E. THOMPSON, Cashier.

$23, 588 12 Capital stock paid in

j

$50, 000 00

50, 000 00 Surplus fund
j
Other undivided profits
!
National bank notes outstanding .. •
i
40, 814 75 State bank notes outstanding
, Dividends unpaid
j
676 86

1, 400 00
840 77
44, 595 00

i
816 55 Individual deposits
United States deposits
j
2, 947 91. Deposits of U. S. disbursingofficers. I

26, 381 91

147 50

838 00 Due to other national banks
|
74 Due to State banks and bankers ...J
382 25
1, 000 00 Notes and bills re-discounted
'
Bills payable
j
2, 250 00
123,365 18

Total

I

123,365 18

First National Bank, Portland.
HARRISON J. LIHIIY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total

H. Ex73




No. 221

WILLIAM E. GOULD, Cashier.

$1,499,464 17

Capital stock paid in . .

'

$800, 000 00

800,000 00

Surplus fund
Other undivided profits

!

200, 000 00
108, 225 94

935
82, 621
125, 582
5, 000
4,041

i
National bank notes outstanding.-|
State bank notes outstanding
!
Dividends unpaid
•.'

00
50
10
00
64

720,000 00
1, 895 05

Individual deposits
United States deposits
!
34, 660 17 Deposits of U. S. disbursing officers j

685, 818 42

45, 696
420
51, 705
21, 000

138, 391 27
57, 395 63

00 Due to other national banks
•
23 Due to State banks and bankers...
50
00 Notes and bills re-discounted
Bills payable

40, 600 00

2, 711, 726 31

Total

2,711,726 31

18

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Canal National Bank, Portland.
Xo. 041.

WILLIAM W. THOMAS, President.

BENJAMIN C. SOMERBY, Casht

Liabilities.

Resources.
$1,232,360 07
Loans and discounts
Overdrafts
U. S. bonds to secure circulation .. """533,666" 66"
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
141,175 83
Due from approved reserve agents
9, 702 66
Due from other banks and bankers
8, 500 00
Real estate, furniture, and fixtures j
3. 792 54
Current expenses and taxes paid... \
Premiums paid
Checks and other cash items
31, 022 46
Exchanges for clearing-house
11, 074 00
Bills of other banks
118 61
Fractional currency
33, 267 95
Specie
4, 100 00
Legal-tender notes
U. S. certificates of deposit
23, 985 00
Due from U. S. Treasurer

Capital stock paid in .

120, 000
282, 213

Xation.il bank notes outstanding..
State bank notes outstanding

476, 400

1, 677 24

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

532, 625 30

Due to other national banks
Due to State banks and bankers...

19,184 IT

Xotes and bills re-discounted.
Bills payable
•.
Total

. 032, 099 72

Total .

$600, 000

Surplus fund
Other undivided profits

2, 032, 099 72'

Casco National Bank, Portland.
Xo. 10(5(1.

IKA P . FAURLX<;TON, President.

Loans and discounts
$1, 494, 078 65
Overdrafts
TJ. S. bonds to secure circulation...,
50. 000 00
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages .
4, 000 00
Due from approved reserve agents ;
Due from other banks and bankers. t
Real estate, furniture, and fixtures, i
Current expenses and taxes paid.. .j
Premiums paid
C hecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit .
Due from U. S. Treasurer..

j
:

60, 422 24
59, 321 73
5, 000 00 !
2, 808 56 !

WILLIAM A. W i x s u i r , Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits .
Xational bank notes outstanding.
State bank notes outstanding
Dividends unpaid

19, 830 00

j
j

10,875 38
30, 000 00 j

400, 000 00
39, 642 31
45, 000 00

2,. 759 23

Individual deposits
United States deposits
52, 789 35 j Deposits of U. S. disbursing officers.

;

$800, 000 00

Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted.
Bills payable .

404, 404 80

105 569 57

Total .

Cumberland National Bank, Portland.
HOUATIO X. JOSE, President.

Xo. 1511.

"WILLIAM H. SOULE, Cashier.

Loans and discounts
$3(53, 225 84 Capital stock paid in
Overdrafts
TJ. S. bonds to secure circulation...
250, 000 00 Surplus fund
TJ. S. bonds to secure deposits
Other undivided profits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
j! Xational banknotes outstanding...
Due from approved reserve agents i
22. 009 33 I! State bank notes outstanding
Due from other banks and bankers ,
1. 371 37
Real estate, furniture, and
fixtures.
15, 000 00 I; Dividends unpaid
Current expenses and taxes paid...
2, 708 251 Individual deposits
1
Premiums paid
; United States deposits Checks and other cash items
5, 977 59 Deposits of U. S. disbursing officers
Exchanges for clearing-house
Bills of other banks
13, 800 00 Due to other national banks
Fractional currency
206 64 Due to State banks and bankers.
Specie
4, 348 50
;
Legal-tender notes
7, 000 00 Notes and bills re-discounted
U. S. certificates of deposit
!
Bills payable
Due from U. S. Treasurer
;
12, 250 00

Total .




697, 897 52

Total.

$250, 000 00
50, 000 00
59, 260 95
225, 000 00
1, 078 66
112,562 91

697, 897 52

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Merchants' National Bank. Portland.
JACOB MCLELLAN, President.

No. 1023.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents..
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Dae from U. S. Treasurer

CHARLES PAYSON, Cashier.

1
1

Capital stock paid in.

$699, 857 56

1, 022 48
734 06
621 04
0.10 34
785 30

$300, 000 00

Surplus fund
Other undivided profits..

300, 000 00
75, 000 00

70.
4,
33,
2,

Liabilities.

National bank notes outstanding...
j State bank notes outstanding

21,259 72
12. 835 00
123 56
] 7, 200 00
4, 000 00

Dividends unpaid..

267, 800 00
991 70

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total

Total.

60, 000 00
142, 076 16

409, 525 09
24, 754 84
40,743 63
1, 057 64

1, 246, 949 06

National Traders' Bank, Portland.
No. 1451.

FRED. G. MESSER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Dae from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from XT. S Treasurer
Total

$529,760 04
300, 000 00
'""15,000 00
110, 564 59
7, 783 87

EDWARD GOULD, Cashier.

Capital stock paid in . .
Surplus fund
Other undivided profits. National bank notes outstanding...
State bank notes outstanding......
Dividends unpaid .

$300, 000 00
75, 000 00
40,540 65
269, 000 00
1, 361 15

Individual deposits
United States deposits
5, 227 78 Deposits of U. S. disbursing officers.

329, 217 88

3, 004 00 Due to other national banks
50 72
8, 472 00 Due to State banks and bankers.
19,006 00 I Notes and bills re-discounted..
I Bills payable
12, 500 00
Total

1, 015, 322 18 j|

1,015,322 18

First National Bank, Richmond.
No. 662.

LEVI MUSTARD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Dae from U. S. Treasurer
Total.




JOSEPH M. ODIORNE, Cashier.

$39, 033 60

Capital stock paid in.

" 5 6 , 600" 00*

Surplus fund
Other undivided profits

National bank notes outstanding..
32, 561 69 jj State bank notes outstanding
""i'ioo'oo'ji Dividends unpaid .
126 95 I
1, 903 85
1, 225
10
787
886

00
23
63
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$50, 000 00
1, 912 85
1, 746 23
45, 000 00
712 00
30, 513 87

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00
129, 884 95 \

Total.

129, 884 95

20

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Richmond National Bank, Richmond.

GEOUOE H. TIIEOP.ALD, President.

No. 900.

"WILLIAM H. S I T ART,

Resources.

Liabilities.

$118,(539 26 Capital stock paid in .

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
17. S. certificates of deposit
Due from U. S. Treasurer

Cashier.

120, 000 00 Surplus fund
Other undivided profits.

5, 000 00 National bank notes outstanding . .
38, 710 93 State bank notes outstanding
1, 200 00 Dividends unpaid

••
!

102, 000 00

54, 536 "S

3, 748 00 Due to other national banks
56 55 Due to State banks and bankers.
4, 592 00
1, 400 00 Notes and bills re-discounted
Bills payable
5, 400 00
Total.

300, 679 72

Total.

20, 000 00
3,933 16

210 00

Individual deposits
United States deposits
1, 932 98 Deposits of TJ. S. disbursing officers.
i
j

$120,000 00

300, 679 72

Lime Rock National Bank, Rockland.
J o n x T. HVAIMX, President.

No. 2097.

Loans and discounts
;
Overdrafts
TJ. S. bonds to secure circulation... I
TJ. S. bonds to secure deposits
I
TJ. S. bonds on hand
Other stocks, bonds, and mortgages. j
Due from approved reserve agents j
Due from other banks and bankers. |
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
j
Checks and other cash items
'
Exchanges for clearing-house
Bills of other banks
j
Fractional currency
Specie
j
Legal-tender notes
;
U. S. certificates of deposit
L
Due from U. S. Treasurer
i

Capital stock paid in .

$105, 000 00

105, 000 00 ! Surplus fund
! Other undivided profits

7,500 00
5, 306 97

$178,195 42

31, 662 30
6, 419 01
3, 450 00
4, 095 65

1,198 00
45 64
7,148 69
100 00

"I"725 00 ~

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

93, 500 00
753 29

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

112, 004 74

Due to other national banks
Due to State banks and b a n k e r s . . .

8,982 57
7,992 14

Notes and bills re-discounted
Bills payable

341, 039 71

Total.

GEORGE W. BERRY, Cashier.

Total.

341, 039 71

North National Bank, Rockland.
ADONIRAM J . BIRD, President.

No. 2371.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... |
TJ. S. bonds to secure deposits
i
TJ. S. bonds on hand
I
Other stocks, bonds, and mortgages j
Due from approved reserve agents.!
Due from other banks and bankers.
Real estate, furniture, and
fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




'
j
j
|
j
•

NATHAN T. FARWELL, Cashier.

$115, 893 50

Capital stock paid in .

$100, 000 00

100, 000 00

Surplus fund
Other undivided profits

5, 500 00
5,196 30

27, 208 91
1, 258 99
750 00

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

Individual deposits
United States deposits
16, 891 08 Deposits of U. S. disbursing officers.
7, 689
7
2, 707
2, 900

00 Due to other national banks
82 Due to State banks and bankers . .
00
00 Notes and bills re-discounted.
Bills payable
4, 500 00

279, 806 30

Total..

88, 200 00
798 00
79, 944 52

167 48

279, 806 30

REPORT OF THE COMPTROLLER OF THE CURRENCY.
JI

21

AHE.

Rockland National Bank, Rockland.
No. 1440.

MA Y\AI:I> SiMXKif, President.

G. H O W E WHHGTX, Cashier.

Resources.

Liabilities.

Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation... |
IT. S. bonds to secure deposits
'
U. S. bonds on band
<

Otber stocks,bonds, and mortgages. |
Due from approved reserve agents. j
Due from other banks and bankers.
Real estate, furniture, and fixtures |
Current expenses and taxes paid... j
Premiums paid
Checks and other cash items
'
Exchanges for clearing-house
\
Bills of other banks
'
Fractional currency
\
Specie
;
Legal-tender notes
:
U. S. certificates of deposit
l
Due from U. S. Treasurer

$279, 854 11 Capital stock paid in .
192 95
150, 000 00 i Surplus fund
1 Other undivided profits.
1
| National bank notes outstanding ..
38 991 67 State bank notes outstanding
7, 500 00 ! Dividends unpaid

40, 000 00
16, 718 19
132, 400 00
84G 00

J i Individual deposits
I United States deposits
5,250 50 ij Deposits of TJ. S. disbursing officers

160, 310 91

4. 076
15
7, 351
3, 000

00 j Due to other national banks
98
Due to State banks and b a n k e r s . . .
00
Notes and bills re-discounted . . . . . .
00
i Bills payable
5, 050 00

501,182 21

Total..

$150, 000 00

202 15
704 96

501,182 21

Total

Saco National Bank, Saco.
No. 1535.

KISHWORTH JORDAN*, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
T7. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer

$109, 573 42 Capital stock paid in .

$100, 000 00
20, 000 00
266 09

100, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding .
10, 049 27 State bank notes outstanding
82 23
4,160 72 Dividends unpaid.

86,000 00
4, 377 97

Individual deposits
United States deposits
2, 319 16 Deposits of U. S. disbursing officers.

28,106 86

1,972 00 Due to other national banks
66 Due to State banks and bankers...
3,232 75
2, 000 00 Notes and bills re-discounted .
Bills payable
6, 400 00
239, 790 21

Total.

TKTRTRAM SCAMMAN, Cashier.

1, 039 29

Total

239, 790 21

York National Bank, Saco.
K. F . C. HARTLEY, President.

No. 1528.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand.
Other stocks, bonds, and mortgages.

$140, 889 58
137 79
100, 000 00

Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid

112, 690 87
8, 706 54
6, 529 76

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Dae from U. S. Treasurer
Total.




J x o . 0 . BRADBURY, Cashier*

Capital stock paid in

|

$100, 000 00

Surplus fund
Other undivided profits.

35, 000 0G
19,128 63

National bank notes outstanding
State bank notes outstanding

87, 900 00

800 00

78 21
11, 200 00
14 14
8, 903 00
5, 200 00

Dividends unpaid

757 74

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

156, 998 52

Due to other national banks
|.
Due to State banks and b a n k e r s . . . i
Notes and bills re-discounted
Bills payable

105 03

!
j

4, 800 00
399, 949 89

Total.

399, 949 89

22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
M AI XE.
First National Bank, Skowhegan.

A B N E U Oor.UHX,

President.

X o . 23!>.

CJK iSL P A G E ,

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures..
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
.
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Cashier.

Liabilities.
$199, 266 89

Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits
j Xational bank notes outstanding ..
79, 9(51 62 State bank notes outstanding
794 25
2, 000 00 Dividends unpaid.
Individual deposits
United States deposits
10, 681 70 , Dex>ositsof U. S. disbursing officers.

50, 000 00
5,977 86

150, 000 00

132, 980 00
378 00
122, 714 83

8, 850 00 i Due to other national banks
(30 73 ! Due to State banks and b a n k e r s . .
1,185 00
3, 000 00 Xotes and bills re-discounted .
Bills payable
6, 750 00 ;
Total..

462,05019 ;;

462,050 19

Second National Bank, Skowhegan.
SAMUEL ROIJIVSON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S.bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

JAMES FELLOWS,

X o . 298.
$144, 270 43
2,146 11
125, 000 00
30, 000 00
17, 929 95

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

4, 200 00

Dividends unpaid.

2, 092 01

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$125, 000 00
39, 800 00
2,156 50
111, 847 00
1,155 00

j
i, 247 66 i Due to other national banks
25 92
Due to State banks and bankers .
732 45
6,100 00
i^otes and bills re-discounted .
Bills payable
5, 625 00
Total..

339,308 87 j

Cashier.

58, 978 96

431 41

339, 368 87

South Berwick National Bank, South Berwick.
WILLIAM D. JEWETT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




!N"o. 959.
$116, 292 20
586 29
100, 000 00

J O H N F . "WALKER, Cashier.

Capital stock paid in .

Surplus fund
Other undivided profits
25,125 00 ! Rational bank notes outstanding ..
24, 860 84 State bank notes outstanding
Dividends unpaid.
1 50 Individual deposits
United States deposits
2, 000 32 Deposits of U. S. disbursing officers

$100, 000 00
20, 000 00
13, 814 96
89,918 00
5,337-50
49, 855 24

1,160 00 Due to other national banks
20 55 Due to State banks and bankers.
3, 537 00
842 00 ISTotes and bills re-discounted.
Bills payable
4, 500 00
278 925 70 :

Total

278,925 70

REPORT OF THE COMPTROLLER OF THE CURRENCY.

23

MAINE.
Georges National Bank, Thomaston.
El > v A no ()" BKIEN, President.
v

No. 1142.

JNO. C. LEVENSALER, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$71, 791 95 Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
77,124 67 State bank notes outstanding
178 02 Dividends unpaid.
2, 200 00

16, 500 00
5, 290, 27

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

39, 081 91

Due to other national banks
Due to State banks and bankers...

645 21
4, 800 00

2, 929 73
2, 487 00
2 02
1, 030 00
3, 000 00

99, 000 00
376 00

Notes and bills re-discounted
Bills payable

"""4,950*00
275, 693 39

Total.

$110, 000 00

ii.6, ooo oo

Total.

275, 693 31)

Thomaston National Bank, Thomaston.
No. i

J. L. JORDAN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total

FRANK H. JORDAN, Cashier.

$76, 779 10

Capital stock paid in .

166,666*66
"8,46606

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

10,100 00
96, 874 26

"*i7,466 66
4,186 53
1,140 00
72
4,815 00
4, 500 00

$100, 000 00

Dividends unpaid.

17, 000 00
7,487 23
90, 000 00
684 00

Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers.

105, 641 38

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

3, 383 00

324, 195 61

Total.

324,195 61

Medomak National Bank, Waldoboro'.
EL TV. JACKSON, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1108.

$38, 394 65

GEORGE ALLEN, Cashier.

Capital stock paid in .

""50*000 00 Surplus fund
Other undivided profits.
3, 600 00 National bank notes outstanding . .
State bank notes outstanding
66,118 05
2, 263 21
713 66

Dividends unpaid.

1, 432 94

Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers.

1,339 00
30 00
4,520 00
000 00
2,
2 250 00
172, 661 51

$50, 000 00
7, 700 00
1, 323 58
42,422 00
480 50
70, 735 43

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

172,661 5 1

24

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Waldoboro' National Bank, Waldoboro'.

ISAAC REED, President.

No. 744.

BELA IS. HASKELL, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
17. S. "bonds on hand
Other stocks, bonds, and mortgages.
Due frrm approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills < i ether banks
>
Fractioi al currency
Specie
Lep al-tender notes.
TJ. S. certificates of deposit
I
Due frtm TJ. S. Treasurer
•
Total.

$41, 015 38 Capital stock paid in .

$50, 000 00
9, 500 00
1,423 90

Surplus fund
Other undivided profits
16, 000 00 National bank notes outstanding . .
State bank notes outstanding
15, 966 37
Dividends unpaid
500 00

" 50,'000*00

44, 895 00
352 00

Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers.

21, 039 52

317
11
650
500

00 Due to otlier national banks
67 Due to State banks and. bankers..
00
00 Notes and bills re-discounted
Bills payable
;
2, 250 00
Total..

127, 210 42

127,210 42

Merchants' National Bank, Waterville.
J O H X W A R E , President

No. 2306.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from otlier banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

HORATIO D. BATES, Cashier.

$99, 373 49 Capital stock paid in

$100, 000 00

100, 000 00 Surplus fund
Other undivided profits

8, 000 00
2, 716 20

16, 200 00 National bank notes outstanding . .
State bank notes outstanding
7, 416 43 Dividends unpaid.
8, 655 92
Individual deposits
United States deposits
592 08 Deposits of U. S. disbursing officers.

89, 200 00

4,076 00 Due to other national banks
262 46 Due to State banks and bankers.
710 00
1, 826 00 Notes and bills re-discounted
Bills payable

9,264 96

474 00
33,957 22

'I'hbb'bo

Total.

Total..

243, 612 38

243, 612 38

People's National Bank, Waterville.
J O H N WEBBER, President

No. 880.

Loans and discounts
I
Overdrafts
TJ. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
i
TJ. S. bonds on hand
I
Other stocks, bonds, and mortgages.
Due from approved reserve agents. |
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
j
Total




I

HOMER PERCIVAL, Cashier.

$194, 586 39 Capital stock paid in
200, 000 00 Surplus fund
Other undivided profits
1, 000 00
38, 495 00 National bank notes outstanding . .
21, 081 27 State bank notes outstanding
6,400 00 Dividends unpaid.
1,350 00

Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers.

1,473 00 Due to other national banks
30 23 Due to State banks and bankers.
1, 713 00
1,500 00 Notes and bills re-discounted.
Bills payable
9, 000 00
476,628 89

Total.

!

$200, 000 00
40, 000 00
6,967 62
178, 000 00
1,011 00
48,102 52

2, 547 75

476, 628 89

REPORT OF THE COMPTROLLER OF THE CURRENCY.

25

MAINE.
Ticonic National Bank, Waterville.
No. 762.

SAMLET, ALTLETON, President.

AARON A. PLALSTED, Cashier..

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures !
Current expenses and taxes paid... j
Premiums paid
j
Checks and other cash items
|
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

.$108, 626 73 j: Capital stock paid in
j Other undivided profits
14," 067 00 | National bank notes outstanding . .'•
34,516 60 State bank notes outstanding
532 07
9, 000 00 !! Dividends unpaid .
Individual deposits
United States deposits
3,514 43 !• Deposits of TJ. S. disbursing officers.!
6,543 00 Due to other national banks
38 62 Due to State banks and bankers.
2. 555 70
'225 00 I Notes and bills re-discounted
! Bills payable

21, 000 00
3, 659 82
89, 500 00'
572 00
68, 432 63.

954 70'

,

"""4,7>66"66'i

284,119 13 !

Total.

#100, 000 00

ioo, ooo oo jj Surplus fund

Total.

284,119 15-

West "Waterville National Bank, West Waterville.
ALHION P. BENJAMIN, President.

No. 2231.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total

GEORGE H. BRYANT, Cashier.

$52, 080 91

Capital stock paid in

"75,000 00

Surplus fund
Other undivided profits
«
National bank notes outstanding..
State bank notes outstanding

39, 610 29
9, 969 22
1,189 31
243 28
1,709 87
153 36
220
13
688
231

00
05
75
00

3, 375 00

$75,000 00-

Dividends unpaid

3, 627 05
2, 978 12
67, 500 00

320 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

30, 394 56

Due to other national banks
Due to State banks and bankers...

4, 664 31

Notes and bills re-discounted
Bills payable

184,484 04

Total...

184, 484 04

National Bank, Winthrop.
No. 553.

CHARLES M. BAILEY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit . . .
Due from TJ. S. Treasurer
Total.




$145, 854 32

""ioo," ooo'6o
" "io"ooo"oo
19, 838 65

JNO.

M. BENJAMIN, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

j

National bank notes outstanding . .
State bank notes outstanding
! Dividends unpaid.

3,13

$100, 000 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

20, 000 00
36, 905 11
89, 800 00
60 00
41,535 94.

1,422
2
547
3,000

00 Due to other national banks
34 Due to State banks and bankers.
00
00 Notes and bills re-discounted.
Bills payable
•
4, 500 00
288, 301 05

Total.

288, 301 OS

26

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Wiscasset.

HENRY INGALLS, President.

No. 1549.

FKKDK. W. SEWALL, Cashier.

Resources.

Liabilities.

Loans and discounts
'
Overdrafts
U. S. bonds to secure circulation... j
IT. S. bonds to secure deposits
I
U. S. bonds on hand
j
Other stocks,bonds,and mortgages, j
Due from approved reserve agents. j
Due from other banks and bankers.'
Real estate, furniture, and fixtures.
Current expenses and taxes paid.. j
Premiums paid
j
Checks and other cash items
i
Exchanges for clearing-house
'
Bills of other banks
i
Fractional currency
Specie
;
Legal-tender notes
!
U. S. certificates of deposit
!
Due from U. S. Treasurer
!
Total




I

$101, 203 14
100, 000 00
15,000 00
28, 540 50
1. 512 56
1, 626 64

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

Individual deposits
United States deposits
420 44 Deposits of U. S. disbursing officers.

$100, 000 00
30, 000 00
7, 431 27
89,200 00
1,169 58
29, 020 68

2, 700 00 Due to other national banks
8 25 Due to State banks and bankers.
860 00
450 00 Notes and bills re-discounted
Bills payable
4, 500 00
256, 821 53

Total..

256, 821 53

27

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MEW

I I A TE P S I I I K E .
T

Connecticut River National Bank, Charlestown.
No. 537.

ELWELL, President.

GEORGE OLCOTT, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation. ..
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

1
$124, 256 46 1 Capital stock paid in

\

$100,. 000 00

II Surplus fund
!
1 Other undivided profits
1
j
1 National bank notes outstanding..!
1
!; State bank notes outstanding
!
:, 685 81 ;
!
I
» 250 00 :[ Dividends unpaid
,
!
; Individual deposits
j
I United States deposits
j
! Deposits of U. S. disbursing officers.!

32, 000 00
2, 443 68
90, 000 00

" ioo, 000*00

!

.

!

3,709 00 ! Due to other national banks
!
7 62
260 00 Due to State banks and bankers... \
1,531 00 Notes and bills re-discounted
\
j
4"
, 500 00 Bills payable
254, 259 89

Total.

29, 816 21

Total..

,
25-i. 2".!» 8 9

Claremont National Bank, Claremont.
GEORGE N. FAKWKLL, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 596.

JOHX L. FAUWELL, Cashier.

$175,424 81 ;| Capital stock paid in .
748 28
150, 000 00 I Surplus fund
I
Other undivided profits
j
| National bank notes outstanding .. j
23, 856 35 I State bank notes outstanding
14, 525 20 Dividends unpaid
Individual deposits
|
United States deposits
j
Deposits of U. S. disbursing officers. •

7,704 27
4,920 00
41
5, 305 00
4, 505 00

$150, 000 00
52, 000 00
5, 531 40
131,600 00

62, 007 83

I Due to other national banks
Due to State banks and bankers.
I Notes and bills re-discounted .
Bills payable

6, 750 00 i
401,139 32 i

401, l:-59 ?il

Total.

First National Bank, Concord.
TixE C. PIERCE, President.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds t o secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages

No. 318.
$219, 255 88
2,199 22
150, 000 00
140, 000 00
9, 300 00
126,150 00

Due from approved reserve agents.
Due from other b a n k s and bankers.
Real estate, furniture, and fixtures.
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid

86, 073 73
21, 368 59
10, 000 00
3, 686 66 ,
5, 053 30

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
D u e from U. S. Treasurer

5,311
259
16,423
7,550

Total..




WILLIAM F . THAYER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

Individual deposits
United States deposits
3,066 80 Deposits of U. S. disbursing officers.
00 I Due to other national banks
!
78 Due to State banks and bankers .
50
00 I Notes and bills re-discounted .
I
Bills payable

$150, 000 00
30,000 00
60, 204 69
133, 950 00
710 00

231, 838 98
16,098 61
85,893 88
103,752 30

6, 750 00 |[

812,448 4611

Total.

812, 448 46

28

REPORT OF THE COMPTROLLER OF THE CURRENCY.
N EW

H AM PS I IRE.
I

Mechanicks' National Bank, Concord.
JOSIAH MIXOT,

No. 2447.

President.

J AM E S MIXOT, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
17. S. bonds on hand
,
Other stocks, bonds, and mortgages.

;

Surplus fund
Other undivided profits.

;

21,006 25

National bank notes outstanding
State bank notes outstanding

84,718 53
1 5, 887 5!)
•15, 292 00

Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid

1, 150 00
5, 443 28

Checks and other cash i t e m s . . . . . . . j
Exchanges for clearing-house
Bills of other banks
i
Fractional currency
|
Specie
Legal-tender notes
;
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

Capital stock paid in

40, 000 00

$188, 984 72

$100, 000 00
300 00
2, 636 97
36, 000 00
25 00

Dividends unpaid.
]
Individual deposits
United States deposits
|
Deposits of U. S. disbursing officers ;

3, 046 00
70 87
18,310 55
500 00

Due to other national banks
;
Due to State banks and bankers... ;
Notes and bills re-discounted .
Bills payable

258, 513 82

-

1,800 00

Total..

397, 475 79

397, 475 79

National State Capital Bank, Concord.
HENRY J . CAUVVKS, Cashier.

No. 758.

LEWIS DOWNING, Jr.. President.

$343,391 02 i Capital stock paid in
f
Loans and discounts
;
325 27 |
Overdrafts
!
200, 000 00 ' Surplus fund
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
i..
Other stocks, bonds, and mortgages. j
18, 340 00 | National bank notes outstanding ..
State bank notes outstanding
Due from approved reserve agents, j
14, 552 29 I
Due from other banks and bankers.
Dividends unpaid.
Real estate, furniture, and fixtures.
30,287 05
Current expenses and taxes paid...
Individual deposits
Premiums paid
United States deposits
10, 397 81 Deposits of U. S. disbursing officers.
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
.
12,476 00 Due to other national banks
Fractional currency
207 12
Specie
800 00 Due to State banks and bankers.
!
Legal-tender notes
11,000 00 Notes and bills re-discounted
U. S. certificates of deposit
Bills payable
j
9" 00
,000
Due from U. S. Treasurer

Total.

650, 776 56 ; [

$200, 000 00
40, 000 00
30,142 51
178,500 00
10, 134 00
173, 790 54

18, 209 51

650, 776 oQ

Total

Dsrry National Bank, Derry Depot.
J O H N W. NOYES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




«

No. 499.

$31, 674 82
627 62
60, 000 00

JOHN P . NEWELL, Cashier.

Capital stock paid in .

Surplus fund
Other undivided profits
20, 000 00 National bank notes outstanding . .
State bank notes outstanding
8, 940 60
Dividends unpaid.
6, 500 00
599 39 Individual deposits
United States deposits
3, 600 00 Deposits of U. S. disbursing officers.
2,270 00
4 00
307 92

$60, 000 00
9, 000 00
1, 714 07
53, 500 00
93 00
12, 917 28

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

2, 700 00

137, 224 35

Total

137, 224 35

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

29

HAMPSHIRE.

Cochecho National Bank, Dover.
JAMES E. Lorn no i', President.

HARKIHON HALEY, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U . S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
V. S. certificates of deposit
Due from U. S. Treasurer

$120, 895 66 ;' ; Capital stock paid in
2, 218 83 i
150, 000 00 Surplus fund
Other undivided profits

$150, 000 00

j
|

8,142 18
1, 372 51

11, 100 00 National bank notes outstanding ..!
j
22, 628 34 State bank notes outstanding
j
14,576*65* j Dividends unpaid
616 50
5, 000 00 Individual deposits
United States deposits
2,272 ')')
Deposits of U. S. disbursing officers

134, 910 00
.
189 00
44, 868 11

1. 821 00 Due to other national banks
1 35 Due to State banks and bankers.
1, 600 92
Notes and bills re-discounted
Bills payable
6, 750 00
Total.

339, 481 80

Total.

!
|

339, 481 80

Dover National Bank, Dover.
No. 1043.

OLIVER TVYATT, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages ;
Due from approved reserve agents ;
Due from other banks and bankers.i
Real estate, furniture, and fixtures i
Current expenses and taxes paid... i
Premiums paid
'•
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$89,060 41 Capital stock paid in
i
49 34 |j
100,000 00 \\Surplus fund
i
Other undivided profits
j
32,641 00 National bank notes outstanding .. j
|
16,189 39 State bank notes outstanding
I
9, 300 00 Dividends unpaid
110 37 Individual deposits
United States deposits
j
3, 335 91 Deposits of TJ. S. disbursing officers j

$100, 000 00
15, 400 00
8,140 15
89, 000 00
902 00
56, 531 77

9, 375 00 Due to other national banks
j
112 50 Due to State banks and bankers . . . I
3, 800 00
1,500 00 Notes and bills re-discounted
j
Bills payable
;
4, 500 00
269. 973 92

Total .

CALVIN HALE, Cashier.

!

Total

I

269, 973 92

Straffor d National Bank, Dover.
WILLIAM S. STEVENS, President.

ELJSHA R. BROWN, Cashier.

Loans and discounts
i
Overdrafts
I
TJ. S. bonds to secure circulation...!
TJ. S. bonds to secure deposits
I
TJ. S. bonds on hand
j
• Other stocks, bonds, and mortgages. j
Due from approved reserve agents, j
Due from other banks and bankers. |
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
\
Exchanges for clearing-house
j
Bills of other banks
|
.Fractional currency
|
Specie
I
Legal-tender notes
j
TJ. S. certificates of deposit
j
Due from TJ. S. Treasurer
j
Total




!

$272, 010 96 Capital stock paid in

!

$150, 000 00

j
j

30, 000 00
38,144 99

2, 000 00 National bank notes outstanding ..!
52, 595 80 State bank notes outstanding
Dividends unpaid
j

135, 000 00
1, 807 00

150, 000 00 Surplus fund
Other undivided profits

875 00

Individual deposits
• 122, 730 83
Taiited States deposits
i. _
Deposits of TJ. S. disbursing officers
1, 770 00 Due to other national banks
80 29 Due to State banks and bankers...
4, 920 0J
800 00 Notes and bills re-discounted
:
Bills payable
6, 750 00
490, 927 05

Total

|

12, 369 23

490, 927 05

60

REPORT OF THE COMPTROLLER OF THE CURRENCY.
W E W

II A M P S II I R E .

Monadnock National Bank, East Jaffrey.
BENJAMIN CUTTEK, President.

No. 1242.

P E T E R UPTON, Cashier.

Resources.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

Liabilities.

$96, 638 48 Capital stock paid in
17 93
100, 000 00 Surplus fund

$100, 000 00

Other undivided profits

" 17, 523 34
10, 821 77

26, 420 00 National bank notes outstanding . .
6,159 94 State bank notes outstanding

89, 400 00
837 00

6, 375 94
839 40
3, 960 57

Dividends unpaid

598 29

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

29, 409 89

2, 315 00 Due to other national banks
24 03 Due to State banks and bankers
1, 339 00
Notes and bills re-discounted
Bills pa vable

4,500 00
Total

248, 590 29

248, 590 29

National Granite State Bank, Exeter.
BENJ. L. MERRILL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1147.
$163, 051 13

ioo, ooo oo
5, 000 00
7, 705 57
0, 500 00
922 11
17, 332 66
2, 595
28
500
3, 000

00
83
00
00

4, 500" 00

WARREN F. PUTNAM, CasJrier.

Capital stock paid in .

$100,000 00

Surplus fund
Other undivided profits

20, 000 00
12, 423 30

National bank notes outstanding .
State bank notes outstanding

90, 000 00

Dividends unpaid

902 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

87, 810 00

Due to other national banks
Due to State banks and b a n k e r s . .
Notes and bills re-discounted
Bills payable

311,135 30

Total.

311,135 30

Farmington National Bank, Farmington.
JOHN1 F. CLOUTMAN, Pres\

ent.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits......
TJ. S. bonds on hand
Other stocks, bonds, and mortgages, j .
Due from approved reserve agents I
Due from other banks and bankers !.
Real estate, furniture, and fixtures I
Current expenses and taxes paid . !|
Premiums paid
Checks and other cash items
Exchanges for clearing-house
;
Bills of other banks
|
Fractional currency
j
Specie
i
Legal-tender notes
J
TJ. S. certificates of deposit
i
Due from TJ. S. Treasurer
Total




No. 2022.

THOMAS F . COOKE, Cashier.

$97, 061 69

Capital stock paid in .

100, 000 00

Surplus fund
Other undivided profits.

19, 119 23
906 24
658 02
4, 000 00
606 96

National bank notes outstanding
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

929 00
3 33
292 SO

6, 500 00
1, 330 34
90, 000 00
1, 136 00
29,710 63

Due to other national banks
Due to State banks and b a n k e r s .

600 00

$100, 000 00

Notes and bills re-discounted
Bills payable

""'4," 500 "66"
228, 676 97

Total.

228, 678 97

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

31

HAMPSHIRE,

First National Bank, Francestown.
]Sro. 570.

JOHN D. BUTLER, President.

GEORGE W. CUMMINGS, Cashier,

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$89,097 63

Capital stock paid in .

100,000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

""7,450
3,400
10,247
1,119
400
707

66
00
04
58
00
35

26 25

19, 300 00
7, 05 L 55
89, 081 00

Dividends unpaid.

93 00
5, 250 77

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1. 200 00 Due to other national banks
114 97 Due to State banks and bankers.
953 50
1, 500 00
Notes and bills re-discounted
Bills payable
I

4,500 66

Total

220, 776 32

Total.

$100,000 00

Franklin National Bank, Franklin.
A . W . SULLOW.YY,

President.

Loans and discounts
Overdrafts
U". S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 2443.
$113, 238 93 Capital stock paid in .
ioo, 060 60

10, 885 86

$100,000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

8, 667 9390,000 00

Dividends unpaid
2, 458 20
5,156 25
547 49
1, 000
2
104
800

00
38
43
00

"4,566 66

Individual deposits
I United States deposits
Deposits of TJ. S. disbursing officers

33, 564 95

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

6,460 66

Total.

238,693 54

Total.

FKV.VK PROCTOR, Cashier.

238,693 54

Great Falls National Bank, Great Falls.
DAVID H. BUFFI M, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate* furniture, and fixtures.
Carient expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1180.

Jos. A. STICKNEY, Cashier.

$184,182 36 Capital stock paid in
671 94
150, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding..
13, 488 65 State bank notes outstanding
10, 000 00 Dividends unpaid.
1, 394 56 Individual deposits
United States deposits
467 00 Deposits of TJ. S. disbursing officers.
245 00
. 27
495 00
600 00

$150, 000 00
40,000 00
8, 967 26
134,000 00
853 00
34; 724 52

Due to other national banks
Due to State banks and bankers Notes and bills re-discounted.
Bills payable

7, 000 00
18, 544 78

Total

I

368, 544 78

32

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW 7

HAMPSHIIti;.

Somersworth National Bank, Great Falls.
OLIVER H. LOUD, President.

No. 1183.

SAMUEL S. ROLLINS, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

$152, 853 83
31)0 00
100, 000 00

15, 856 25

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .

1, 950 00
2, 800
2
2, 900
2, 000

00
25
00
00

20, 000 00
20, 691 36
90, 000 00

State bank notes outstanding
Dividends unpaid

1,140 86

$100, 000 00

2, 088 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

51, 523 83

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

Total

Total.

284, 303 19

Dartmouth National Bank, Hanover.
NEWTON S. HUNTINGTON, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
- TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes :
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

No. 1145.

CHAULES P. CHASE, Cashier.

$52, 758 60 Cajntal stock paid in
50, 000 00 Surplus fund
Other undivided profits.
6, 628 61 National "bxnk notes outstanding . .
20, 951 69 State bank notes outstanding
1, 715 00 Dividends unpaid .
440 35 Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

$50, 000 00
14, 000 00
4, 482 21
43, 700 00

29, 538 86

2, 866
20
3, 090
1, 000

00 Due to other national banks
82 Due to State banks and bankers.
00
00 Notes and bills re-discounted
Bills payable
2,250 00
Total.

141, 721 07

141,721 07

First National Bank, Hillsborough.
STEPHEN K E N RICK, President.

No. 1688.

Loans and discounts
Overdrafts
:
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
:
Legal-tender notes
i
TJ. o. certificates of deposit
\
Due from TJ. S. Treasurer
Total




;

$43, 026 59
61 14
50, 000 00

JOHN C. CAMPBELL, Cashier.

Capital stockj>aid in .

Surplus fund
Other undivided profits
1,118 51 National bank notes outstanding
10, 465 87 State bank notes outstanding
2, 319 06 Dividends unpaid
683 82
3,050 00 Individual deposits
United States deposits
1, 081 00 Deposits of U. S. disbursing officers.

$50, 000 00
5, 400 00
1, 553 42
45, 000 00

17, 453 04

2, 9J2 00 Due to other national banks
Due to State banks and bankers.
1,248 47
1, 200 00 Notes and bills re-discounted
Bills payable
2, 250 00
119,406 46

Total..

119, 406 46

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

33

HAMPSHIRE.

Ashuelot National Bank, Keene.
Xo. 946.

GEORGE A. WHEELOCK, President.

HENRY. 0. COOLIDGE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$124,156 48 Capital stock paid in
|
8 32
150, 000 00 I! Surplus fund
i Other undivided profits
|
58, 470 00 |: National bank notes outstanding . .
5, 902 28 I State bank notes outstanding
Dividends unpaid
6, 500 00
87 33 Individual deposits
j; United States deposits
4, 725 47 Deposits of U. S. disbursing officers.
i
!' Due to other national banks
Due to State banks and bankers...
Xotes and bills re-discounted
1 Bills payable
1
Total.

Total ..

$150, 000 00
30, 000 00
7, 585 53
132,400 00
276 00
33, 688 01
2, 583 35
10, 499 06
!
367,031 95

Cheshire National Bank, Keene.
Xo. 559.

JOHN H. ELLIOT, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation-..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks .."'...
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

ROYAL H. PORTER, Cashier.

$191,545 14 I i Capital stock paid in
255 46 "
200, 000 00 | \ Surplus fund
\t Other undivided profits
109, 600 00'! Xational bank notes outstanding -.
State bank notes outstanding
30, 666 97
Dividends unpaid . .
803 16 Individual deposits
United States deposits
5. 785 28 j Deposits of U. S. disbursing officers.
8, 940 00 j Due to other national banks
20 65
4, 398 00 ! Due to State banks and bankers.
2, 800 00 Xotes and bills re-discounted .
Bills payable
9, 000 00

50, 000 00
19,117 57
177, 800 00

50 83

563, 820 i

Total.

553, 820 66

$200, 000 00

Citizens' National Bank, Keene.
OUED G. DORT, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total .

H. Ex.




Xo. 2299.
$109, 649 69
375 54 i
100, 000 00 I

HENRY S. MARTIN, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits

450 00 jj'
33,100 00 i
15, 933 51
1, 000 00
124 09

National bank notes outstanding ..
j! State bank notes outstanding
I Dividends unpaid

! Individual deposits
1
United States deposits.
5,038 75 Deposits of U.S. disbursing officers.

3, 096
22
1, 544
3, 000

00
32
20
00

$100,000 00
12, 000 00
5, 272 46
89, 400 00
795 00
70, 366 64

I Due to other national banks
Due to State banks and bankers.
^Totes and bills re-discounted .
Bills payable

4, 500 00 I

277, 834 10

Total..

277, 834 10

34

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Keene National Bank, Keene.
No. 877.

EDWARD JOSLIX, President.

J . E. BEAL, Cashier

Resources.

Liabilities.

Loans and discounts
!
Overdrafts
;
TJ. S. bonds to secure circulation...'
IT. S. bonds to secure deposits
IT. S. bonds on band
Otber stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
j
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

!

$75, 947 62 Capital stock paid in .
4, 522 83
100, 000 00 Surplus fund .
Other undivided profits

$100, 000 00
I

72, 050 00 j National bank notes outstanding .. j
9, 731 42 , State bank notes outstanding...
I Dividends unpaid .
I Individual deposits
| United States deposits
4, 204 42 | Deposits of U. S. disbursin g officers.!
4, 020 00 j Due to other national banks
I Due to State banks and bankers . . .
5, 072 57
6, 300 00 | Notes and bills re-discounted
| Bills payable
4, 500 00
287, 254 86

Total..

20, 000 00
19, 678 77
89, 000 00
715 50
55, 284 40

2, 576 19

287, 254 86

Laconia National Bank, Laconia.
No. 1645.

J O H X C. MOLLTOX, President

Loans and discounts
|
Overdrafts
TJ. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
!
TJ. S. bonds on hand
!
Other stocks, bonds, and mortgages. I
Due from approved reserve agents ;
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
I
Fractional currency
'
Specie
j
Legal-tender notes
TJ. S. certificates of deposit
|
Due from TJ. S. Treasurer

Total.

DANIEL S. DIXSMOOR, Cashier.

$161, 861 15 Capital stock paid in
|
587 54
150, 000 00 Surplus fund
M.. Other undivided profits
200 00
National bank notes outstanding . .
57, 852 26 State bank notes outstanding......
2, 500 00 Dividends unpaid.
956 08
4, 000 00 Individual deposits
United States deposits
1,164 84 Deposits of U. S. disbursing officers

$150, 000 00
16, 000 00
7,108 67
134, 000 00
40 00
88, 280 57

5, 294 00 Due to other national banks
Due to Stare banks and bankers.
2, 563 37
1, 700 00 Notes and bills re-discounted.
Bills payable
6, 750 00
395, 429 24

Total..

395, 429 24

National Bank, Lebanon.
S. ELA, President
Loans and discounts
!
Overdrafts
TJ. S. bonds to secure circulation...;
TJ. S. bonds to secure deposits
;
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.;
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and
fixtures.
Current expenses and taxes paid... •
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. o. certificates of deposit
Due from U. S. Treasurer
Total.




No. 808.

EDWARD A. KEXDRICK, Cashier.

$98, 759 76 j Capital stock paid in
I
1, 849 42 j
100, 000 00 Surplus fund
! Other undivided profits.
j
11,837 00 ! National bank notes outstanding
26,015 38 j State bank notes outstanding
7,130 12 | Dividends unpaid
i
7, 378 96 j
i
686 71
Individual deposits
I
United States deposits
i.
4, 217 26
Deposits of U. S. disbursing officers, j
9, 515 00
Due to other national banks
809 10
Due to State banks and bankers .
2, 872 98
4,000 00 ! Notes and bills re-discounted
| Bills payable

$100, 000 00
15, 000 00
6,787 51
89, 800 00

67, 984 18

*4,"5OO"6o"

279, 571 69

Total.

279, 571 i

REPORT OF THE COMPTROLLER OF THE CURRENCY'.

35

HAMPSHIRE.
Littleton National Bank, Littleton.
No. 1885.

J O H N FARK, President.

OSCAR C. HATCH, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtiires.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$174, 075 75 Capital stock paid in

]

$150, 000 00

I
*150*000 00 Surplus fund
Other undivided profits
j
12, 867 50 National bank notes outstanding...
127, 954 34 State bank notes outstanding
1, 046 05
10, 000 00 Dividends unpaid
677 02
4, 812 50 Individual deposits
United States deposits
65 07 Deposits of U. S. disbursing officers.

23, 000 00
4, 886 49

10, 963 00 Due to other national banks
112 19 Due to State banks and bankers..
2,100 00
8,000 00 Xotes and bills re-discounted
i
Bills payable
6, 750 00
Total.

509, 423 4-2

135, 000 00
53 00
192, 951 34

3,532 59

509, 423 42

First National Bank, Manchester.
WATERMAN SMITH, President.

No. 1153.

Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
I
Other stocks, bonds, and mortgages. |
Due from approved reserve agents j
Due from other banks and bankers |
Real estate, furniture, and fixtures j
Current expenses and taxes paid... |
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.

$91, 562 44
4,986 35
150, 000 00
100, 000 00
20, 000 00
22, 800 00
12, 762 94
14, 770 93
5, 000 00
2, 945 38

FREDERICK SMYTH, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding......

$150, 000 00
30, 000 00
4, 596 22
134, 000 00

Dividends unpaid

Individual deposits
United States deposits
1, 783 46 Deposits of U. S. disbursing officers

63,118 78
64, 105 52

5, 634 00 Due to other national banks
!
217 92 Due to State banks and bankers .
7, 630 10
Notes and bills re-discounted .
Bills payable
6, 750 00

Total.

446, 843 52

446, 843 52

Second National Bank, Manchester.
ARETAS BLOOD, President.

.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 2362.
$100, 439 06
860 52
100, 000 00

JOSIAH CARPENTER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits

!
j
1, 950 00
National bank notes outstanding .. i
33,376 11 State bank notes outstanding..."...{
5,000 00 Dividends unpaid
5, 718 76
13 50
4, 500 00 Individual deposits
United States deposits
109 58 Deposits of U. S. disbursing officers.
997 00
1, 389 25

$100, 000 00
2. 300 00
1,353 23
88, 800 00
3, 030 00
Gl, 970 55

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

3,100 00
257, 453 78

Total.

257, 453 78

36

REPOET OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Amoskeag National Bank, Manchester.
No. 574.

MOODY CURRIEK, President.

Gr. BYRON CHANDLER, Cashier,

Resources.
Loans and discounts
Overdrafts
!
U. S. bonds to secure circulation...,
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages. j
Due from approved reserve agents :
Due from other banks and bankers
Real estate, furniture, and fixtures .
Current expenses and taxes paid... !j
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
-... j
Specie
j
Legal-tender notes
'
U. S. certificates of deposit
Due from U. S. Treasurer
Total

Liabilities$397, 224 68 Capital stock paid in
11, 080 04
200, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding..
119, 606 16 State bank notes outstanding
27, 909 82 Dividends unpaid
6, 319 94 Individual de])osits
United States deposits
60, 007 77 Deposits of U. S. disbursing officers
24, 476 00 Due to other national banks
58 17 Due to State banks and bankers ..
14, 975 00
Notes and bills re-discounted
Bills payable
9, 000 00
870, 657 58

Total.

$200,000 00

42, 000 00
18, 272 59
178,900 00
520 00
387, 914 69

43, 050 30

870,657 58

City National Bank, Manchester.
JAMES A. "WESTON, President.

Loans and discounts
Overdraft
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
!
TJ. S. certificates of deposit
J
Due from TJ. S. Treasurer
Total.

No. 1520.

DANIEL W. LANE, Cashier.

$190,490 73 Capital stock paid in
206 96
150,000 00 Surplus fund
Other undivided profits
05, 728 33 National bank notes outstanding..
7, 800 24 State bank notes outstanding
'"4,"500 00 Dividends unpaid
1, 818 78 Individual deposits
United States deposits
834 60 Deposits of TJ. S. disbursing officers.
1,765 00
2 29
4, 006 00
6, 750 00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

433,902 93

Total

$150, 000 00
16, 431 44
15,420 21
135, 000 00
220 00
9, 423 21
7, 59S 37
19, 811 70

433, 902 93

Manchester National Bank, Manchester.
NATHAN PARKER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums j)aid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1059.

CHARLES E. BALCH, Cashier.

$318,170 15 Capital stock paid in
5, 666 71
154, 000 00 Surplus fund
Other undivided profits -

$150, 000 00
60, 000 00
25, 347 49

9, 400 00 National bank notes outstanding..
105, 328 69 State bank notes outstanding
28 72 Dividends unpaid
2, 093 30 Individual deposits
United States deposits
1, 809 96 Deposits of U. S. disbursing officers.

135, 000 00

5, 001 00 Due to other national banks
17 68 Due to State banks and bankers . .
17, 385 00
Notes and bills re-discounted.
Bills payable
6, 750 00

716 64
16, 865 86

625, 651 21

Total.

237,721 22

625, 651 21

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

37

HAMPSHIRE.

Souhegan National Bank, Milford.
ItOBT. R. HOWISON, President.

Xo. 1070.

FREDK. T. SAWYER, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
'Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$100, 917 35

"i6o,o66"66"
1,300
20, 975
8, 842
4, 991
8, 287
1,061
72

65
00
83
72
38
43
47

705 53
4, 665 00
14 34
4, 600 00

Capital stock paid in

j

$100, 000 00

Surplus fund
Other undivided profits

18, 643 88
3, 012 50

National bank notes outstanding . . j
State bank notes outstanding

87, 800 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers i

51, 536 67

Due to other national banks
i
Due to State banks and b a n k e r s . . j
Xotes and bills re-discounted
Bills payable

4, 500 00
Total.

260, 993 05

260, 993 05

First National Bank, Nashua.
Xo. 84.

EDWARD P. EMERSON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
'Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
'Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
:Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

$120, 051 41
2, 522 58
100, 000 00
5,
17,
5,
24,
1,

000
516
989
000
364

00
95
44
00
47

4, 720 36
1,155
20
700
6, 500

00
25
00
00

4, 500 00

JOHN A. SPA^DING, Cashier.

Capital stock paid in

;

Surplus fund
Other undivided profits
•m

j

j
\

$100, 000 00
9, 430 00
339 17

Xational bank notes outstanding .
State bank notes outstanding..
Dividends unpaid...
Individual deposits.
United States deposits
U nited btates deposits
Deposits of U. S. disbursing office
Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted
Bills payable
i
Total.

Total..

1, 419 92
94, 851 37

294, 040 46

Second National Bank, Nashua.
-JEREMIAH W. "WHITE, President.

Loans and discounts
I
Overdrafts
I
U. S. bonds to secure circulation... |
U. S. bonds to secure deposits
j
TJ. S. bonds on hand
j
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers J
Real estate, furniture, and fixtures. J
Current expenses and taxes paid.. j
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
OLegal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




X o . 2240.

FREDERICK A. EATON, Cashier.

$110, 713 12 Capital stock paid in
135 23
125, 000 00 Surplus fund
500 00
26, 480 00
35, 371 30
700 00
22, 792 71
1, 350 46
8, 045 00
652 69
4, 684
13
2, 830
2, 000

00
29
00
00

5, 625 00
346, 892 80

Other undivided profits
Xational bank notes outstanding . .
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$125, 000 00
5, 500 00
1, 669 61
111, 900 00
156 00
102, 667 19

Due to other national b a n k s . . . . . . .
Due to State banks and b a n k e r s . .
Xotes and bills re-discounted
Bills payable

Total.

346, 892 80

38

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Indian Head National Bank, Nashua.
Xo. 1310.

CALVIN B. HILL, President.

FRANK A. M.CKEAN, Cashier..

Resources.

Liabilities.

Loans and discounts
1
Overdrafts
j
U. S. bonds to secure circulation...;
TJ. S. bonds to secure deposits
i
U. S. bonds on hand
!
Other stocks,bonds, and mortgages.j
Due from approved reserve agents.!
Due from other banks and bankers.'
Real estate, furniture, and fixtures. j
Current expenses and taxes paid... •
Premiums paid
Checks and other cash items
;
Exchanges for clearing-house
!
Bills of other banks
Fractional currency
!
Specie
j
Legal-tender notes
j
TJ. S. certificates of deposit
!
Due from TJ. S Treasurer
j
Total

i

$236, 562 57 Capital stock paid in
77 56
120, 000 00 Surplus fund
Other undivided profits..

|

27, 000 00'
32,038 52

19, 600 00 National bank notes outstanding ..
71, 650 50 State bank notes outstanding
j
Dividends unpaid .
2, 372 04 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
BbncE

23, 318
248
11, 960
2, 500

$120, 000 00-

107,100 00
596 00
208, 055 11

**

00 Due to other national banks
96
00 Due to State banks and bankers.
00 Xotes and bills re-discounted .
Bills payable
6, 500 00

494, 789 63

Total.

494,789 63

New Market National Bank, New Market.
JOSEPH C. BUIILEY, President

Xo. 1330.

Loans and discounts .
Overdrafts .
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages. ,
Due from approved reserve agents.
Due from other banks and bankers ,
Real estate, furniture, and fixtures.
Current expenses and taxes paid.
Premiums paid
Checks and other cash items
j
Exchanges for clearing-house
Bills of other banks
Fractional currency
j
Specie
Legal-tender notes
''
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$100, 010 53

SAMUEL A. HALEY, Cashier.

Capital stock paid in

Surplus fund
Other undivided profits
500 00
National bank notes outstanding
7, 323 76 State bank notes outstanding
1, 700 00 Dividends unpaid

81, 000 00

2, 220 26
6,210 00
4 30
1,694 00
800 00

$80, 000 00|
j

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

20, 000 00'
872 80
70, 500 00
484 00'
33, 206 05.

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable .

:, ooo oo

205, 062 85

205, 062 85

First National Bank, Newport.
DEXTER RICHARDS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No.
$103,525 95

FREDERICK W. LEWIS, Cashier

Capital stock paid in .

£66," ooo" 66"

Surplus fund
Other undivided profits
5, 500 00
3, 200 00 National bank notes outstanding ..
23,943 94 State bank notes outstanding
Dividends unpaid.
700 00
90 77 Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

$100, 000 0O
25, 000 003, 960 6589, 000 00»

35, 487 72:

7, 687 00 Due to other national banks
71 Due to State banks and bankers.
2,300 00
2,000 00 Notes and bills re-discounted.
Bills payable
4, 500 00
253, 448 37

Total.

253, 448 37

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

39

HAMPSHIRE.

First National Bank, Peterborough.
FREDERICK LIVINGSTON, President.

Xo. 1179.

CHAS. P . EICHARDSON, Cashier.

Liabilities.

Resources.

I
Loans and discounts
, j $116, 958 33 J Capital stock paid in
161 12 I
Overdrafts
|
100,000 00 I; Surplus fund
U. S. bonds to secure circulation...[
I • Other undivided profits
U. S. bonds to secure deposits
I...
U. S. bonds on hand
i...
Other stocks, bonds, and mortgages. J
24, 231 35 National bank notes outstanding ..
State bank notes outstanding
Due from approved reserve agents.
14, 909 67
Due from other banks and bankers.
Dividends unpaid.
1, 000 00
Real estate, furniture, and fixtures.!
Current expenses and taxes paid...]
970 12 1 Individual deposits
1
Premiums paid
J...
! I United States deposits
1,379 10 I Deposits ofU.S. disbursing officers.
Checks and other cash items
j
Exchanges for clearing-house
1, 797 00 :| Due to other national banks
Bills of other banks
j
34 61 |j Due to State banks and bankers...
Fractional currency
j
1,736 65 I
Specie
j
100 00 Notes and bills re-discounted
Legal-tender notes
I Bills payable
TL S. certificates of deposit
Due from U. S. Treasurer
4, 500 57

Total .

Total.

267, 778 52 I

$100, 000 00
20, 000 00
22, 664 93
89, 993 00
495 00
1, 779 36
25,106 23

7, 740 00

267, 778 52

Pittsfield National Bank, Pittsfield.
CHAS. H. CARP-ESTER,

President.

Loans and discounts
j
Overdrafts
|
TJ. S. bonds to secure circulation...|
U. S. bonds to secure deposits
U. S. bonds on hand
•
.
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total .

JOHN A. Gross, Cashier.

No. 1020.
$43, 862 74 Capital stock paid in .
50, 000 00 Surplus fund
Other undivided profits
13, 519 88
3, 000 00

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .

Individual deposits
United States deposits
»...
2, 237 32 Deposits of U. S. disbursing officers
3, 000
100
1, 300
700

00
00
00
00

$50, 000 00
6, 745 00
1, 396 36
45, 000 00
410 00
16, 418 58

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00

119, 969 94

Total.

119, 969 94

First National Bank, Portsmouth.
ICHABOI) GOODWIN, President.

No. 19.

EDWARD P . KIMBALL, Cashier.

Loans and discounts
$342, 788 49 Capital stock paid in
Overdrafts
2, 651 00 |
U. S. bonds to secure circulation...
318, 000 00 j Surplus fund
XL S. bonds to secure deposits
107, 000 00 I Other undivided profits
U. S. bonds on hand
1, 200 00
Other stocks, bonds, and mortgages.
95, 782 37 National bank notes outstanding ..
s
Due from approved reserve agent
48, 477 40 State bank notes outstanding
Due from other banks and banker 8
11, 499 45 Dividends unpaid
Real estate, furniture, and
fixtures4, 000 00
Current expemses and taxes paid
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
3, 824 61 Deposits of U. S. disbursing officers
Exchanges for clearing-house
Bills of other banks
6, 300 00 Due to other national banks
Fractional currency
500 00 Due to State banks and bankers..
Specie
15, 500 00
Legal-tender notes
5, 300 00 j Notes and bills re-discounted.
U. S. certificates of deposit
Bills payable
Due from TJ. S. Treasurer
|
13, 700 00
Total.




976, 523 32

Total.

$300, 000 00
100, 000 00
11, 764 02
284,300 00
224 00
189,143 21
63,545 60
38,471 49
6,701 10
2,373 90

976,523 32

40

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

National Mechanics and Traders' Bank, Portsmouth.
JOHN SISE, President.

Xo. 401.

GEO. W. BUTLER, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
I
Specie
|
Legal-tender notes .:
U. S. certificates of deposit
Due from U. S. Treasurer

$396, 09G 35 Capital stock paid in
" 300,000 66
20, 000 00
18,200 00
44,188 26
5*900 00
3,757 52

16, 900 00
10 63
7, 509 00
13, 500 00

$300, 000 00

Surplus fund
Other undivided profits

52, 000 00
20, 238 98

Xational bank notes outstanding . .
State bank notes outstanding

270, 000 00

Dividends unpaid.

227 50

Individual deposits
United States deposits
Deposits.of U. S. disbursing officers.

152,144 04

Due to other national banks
[.
Due to State banks and bankers...[
:
Xotes and bills re-discounted
Bills payable
i.
Total.

Total.

31,451 24

826, 061 76

New Hampshire National Bank, Portsmouth.
Xo. 1052.

JAMES P . BARTLETT, President.

Loans and discounts
Overdrafts
>
U. S. bonds to secure circulation .. i
U. S. bonds to secure deposits
\
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.;
Due from approved reserve agents
Due from other banks and bankers '
Real estate, furniture, and fixtures, i
Current expenses and taxes paid... j
Premiums paid
+
Checks and other cash items
Exchanges for clearing-house
|
Bills of other banks
:
Fractional currency
Specie
I
Legal-tender notes
|
TJ. S. certificates of deposit
j
Due from U. S. Treasurer
j
Total

i

LAFAYETTE S. BUTLER, Cashier.

$154, 804 12 Capital stock paid in

!

$150, 000 00

|
150. 000 00 Surplus fund
Other undivided profits
|
10. 000 00
11, 000 00 Xation.il bank notes outstanding .. ;j
15. 300 39 State bank notes outstanding
]
. . . . Dividends unpaid
2, 279 22 Individual deposits
'
694 08 United States deposits
596 55 Deposits of 17. S. disbursing officers.!

29,106 31
4, 737 63
134,100 00
136 50
34, 471 33

440
3
124
500

00 Due to other national banks
41 Due to State banks and bankers
00
00 Xotes and bills re-discounted
Bills payable
6, 750 00
352, 551 77

Total.

352, 551 77

Rockingham National Bank, Portsmouth.
J N O . J . PICKERING, President.

Xo. 1025.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures, i
Current expenses and taxes paid... I
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
I
Fractional currency
j
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




J"

$275,169 03

JOHN P. HART, Cashier.

Capital stock paid in

$200, 000 00

Surplus fund
Other undivided profits
00 Xational bank notes outstanding ..
21 State bank notes outstanding......|1
53 Dividends unpaid
00

"200,000 00

17, 000
13, 258
508
5, 000

3, 786 10
4,616 00
80 00
5, 727 00
9, 900 00
535, 044 87

Individual deposits
United States deposits
j
Deposits of TJ. S. disbursing officers, j
Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted
Bills payable
Total

40,000 00
25,267 04
180, 000 00
4,538 00
199 50
85,040 33

|

535, 044 87

41

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Rochester National Bank, Rochester.
«XOHN JVICDUFFEE,

No. 2138.

President.

FRANKLIN M C D U F F E E ,

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
D u e from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid

$50, 390 61

Capital stock paid in .

"•50,000 00

Surplus fund
Other undivided profits

"i, 150 00

National bank notes outstanding . .
State bank notes outstanding

24, 540 79

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

5, 927 00

$50,000 00
2,150 00
3,107 20
44, 200 00
782 50

Dividends unpaid.

336 85
489 28
1,550 00
5,361 66

•Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
•.
Legal-tender notes
TJ. S. certificates of deposit
Due from IT. S. Treasurer

Cashier.

Liabilities.

46, 770 09

Due to other national banks
Due to State banks and b a n k e r s . . .

2,513 60
2, 500 00

Notes and bills re-discounted.
Bills payable

2, 250 00

Total .

147, 009 79

Total.

147, 009 79

Citizens' National Bank, Tilton.
ELEAZEII DAVIS,

No. 1333.

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
17. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U". S. certificates of deposit
Due from U. S. Treasurer
Total

WILLIAM T. CASS, Cashier.

$96, 036 63 | Capital stock paid in
22 86
70, 000 00 | Surplus fund
Other undivided profits
National bank notes outstanding . .
i State bank notes outstanding
16, 219, 94
Dividends unpaid
682 56 I Individual deposits
| United States deposits
896 10 Deposits of U. S. disbursing officers.

$70, 000 00
13,300 00
1, 711 31
63, 000 00

46, 069 91

1, 087
35
1, 650
4, 300

00 Due to other national banks
28 Due to State banks and bankers.
85
00 Notes and bills re-discounted
Bills payable
3,150 00
Total.

194, 081 22

194, 081 22

Kearsarge National Bank, "Warner.
N E H . G-. ORDWAY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation..
U. S. bonds to secure deposits
\J. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total..




No. 1674.

G-ILMAN C. G-EORGE, Cashier.

Capital stock paid in .

$37, 264 22
1, 349 06
35, 000 00

Surplus fund
Other undivided profits

2,955 00 i]
11,790 89 |!

National bank notes outstanding . .
State bank notes outstanding.

$50, 000 00
6, 000 00
959 07
30, 097 00

!l Dividends unpaid.
1, 000 00
357 28

Individual deposits
United States deposits
2,654 85 j Deposits ofU.S. disbursing officers

11, 304 78

1,302 00 !| Due to other national banks
3 35 1 Due to State banks and bankers.
1
1,508 30
1,600 00 l! Notes and bills re-discounted.
Bills payable
1,575 00 l\
98, 360 85 i

Total..

'8, 360 85

42

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

"Winchester National Bank, Winchester.
EDWI>. 0. THAYER, President.

No. 887.

HENRY ABBOTT, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents (
Due from other banks and bankers
Real estate, furniture, and fixtures ]
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
i
Fractional currency
j
Specie
'
j
Legal-tender notes
U. S. certificates of deposit
!
Due from TJ. S. Treasurer
Total

$109, 078 24 Capital stock paid in .
218 52
100, 000 00 j Surplus fund
; Other undivided profits
100 00
100 00 Xational bank notes outstanding ..
6, 208 42 ; State bank notes outstanding
6, 500 00 Dividends unpaid .
707 11 i Individual deposits
I United States deposits
792 20 I Deposits of TJ. S. disbursing officers.
283 00 Due to other national banks
45 54 Due to State banks and bankers...
2, 472 93
| Xotes and bills re-discounted
! Bills payable
4, 500 00
231, 005 96

Total.

$100, 000 00
20, 000 00
5,747 12
90, 000 00
59 50
13,178 64

2, 020 70

231,005 96

Lake National Bank, "Wolfborough.
X"o. 1486.

BLAKE FOLSOM, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid.
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
".
Legal-tender notes
TJ. S. certificates of deposit
Dae from U. S. Treasurer
Total




i
j
1
;
•
•
!
j
'
j
I
;
|
|
I

CHAS. F . PARKER, Cashier.

$108, 642 58 Capital stock paid in

$125, 000 00

125, 000 00 Surplus fund
Other undivided profits
Xational bank notes outstanding ..
18, 500 03 State bank notes outstanding
3, 000 00 Dividends unpaid.

9, 500 00
2, 626 87
112,500 00

4, 500 00 Individual deposits
United States deposits
918 50 Deposits of U. S. disbursing officers

20, 924 73

2, 611 00 \ Due to other national banks
10 17 i Due to State banks and bankers
1,702 75 j
Notes and bills re-discounted .
Bills payable
5, 600 00
270, 551 60

Total..

270, 551 60

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Bank, Barre.
L. F. ALDRICH,

JSTo. 2109.

Tice-Prcsident.

EDWARD D. BLACKWELL, Cashier,

Resources.

Liabilities.

!
Loans and discounts
Overdrafts
TJ. S. bonds to secure c i r c u l a t i o n . . .
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.

Due from, approved reserve agents.!
Due from other b a n k s and b a n k e r s .
Heal estate, furniture, and fixtures.1
Current expenses and taxes p a i d . . . !
P r e m i u m s paid
j
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
;
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

j

$160, 368 55
3 29
200,000 00
1, 000 00
15,003 96
5, 389
36, 782
13,932
441

47
44
19
15

325 18
1,125
8
409
2,104

00
55
70
00

$200,000 00

Capital stock paid in .
Surplus fund
Other undivided profits

22, 600 00
5, 006 88

National bank notes outstanding . .
State b a n k notes outstanding

179, 335 00

Dividends unpaid

120 00

Individual deposits
United States deposits
Deposit s of U. S. disbursing officers

40,131 60

Due to other national b a n k s
Due to State banks and b a n k e r s .
Notes and bills re-discounted.
Bills payable

10, 300 00

Total.

447,123 48

Total.

447,193 48

Barton National Bank, Barton.
No. 2290.

HIRAM MCLELLAX, President.

H. K. DEWEY, Ca&hier.

Loans and discounts
$166, 660 50 Capital stock paid in .
Overdrafts
U. S. bonds to secure circulation... |
150, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits .
!
TJ. S. bonds on hand
Other stocks, bonds, and mortgages, i
National bank notes outstanding ..
Due from approved reserve agents. I
11, 551 70 State bank notes outstanding
Due from other banks and bankers. I
Real estate, furniture, and
fixtures.;
1, 500 00 | Dividends unpaid.
Current expenses and taxes paid...!
800 58 Individual deposits
Premiums paid
!
United States deposits
Checks and other cash items
I
1, 282 29 Deposits of U. S. disbursing officers.
Exchanges for clearing-house
'
Bills of other banks
i
5, 446 00 Dae to other national banks
Fractional currency
I
158 71
Specie
"
I
3, 945 00 Due to State banks and bankers..
Legal-tender notes
j
1, 000 00 Notes and bills re-discounted.
U. S. certificates of deposit .
Bills payable .
Due from U. S. Treasurer
.']
6, 750 00

$150, 000 00
7, 000 00
5, 714 03
134, 500 00
78 00
51, 802 75-

Total.

National Bank, Bellows Falls.
J A S . H. WILLIAMS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits ..
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total




No. 1653.
$208, 166 35
100, 000 00

37, 416 40
35, 603 71
17, 500 00

, 926 32
, 638 00
297 00
540 00
4, 500 00
421,587 78

J A S . H. "WILLIAMS, Jr., Cashier.

Capital stock paid in

|

$100, 000 00

Surplus fund
Other undivided profits

20, 000 00
46, 531 74

National bank notes outstanding . .
State bank notes outstanding

90, 000 00
4, 000 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing offic
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

522 00
160, 076 61

457

421,587 78

44

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
First National Bank, Bennington.

^LUTHER R. GRAVES, President.

Xo. 130.

GEORGE F. GRAVES, Cashier.

Resources.
Loans and discounts
Overdrafts
XJ. S. bonds to secure circulation
U. S. bonds to secure deposits ..
U. S. bonds on hand
Other stocks,bonds, and mortgages i
Due from approved reserve agents - j
Due from other banks and bankers •
Real estate, furniture, and fixtures
Current expenses and taxes paid... i
Premiums paid
}
"Checks and other cash items
'J
Exchanges for clearing-house
!
Bills of other banks
!
Fractional currency
•Specie
1
Legal-tender notes
U. S. certificates of deposit
Oue from U. S. Treasurer

Total.

Liabilities.
$298, 064 11 Capital stock paid in .
512 00
122, 000 00 Surplus fund

$110, 000 00
110,000 00
17,248 81

Other undivided profits.
16, 000 00 Xational bank notes outstanding ..
7, 774 22 State bank notes outstanding
5, 000 00 Dividends unpaid
1, 198 02 Individual deposits
United States deposits
50 00 Deposits of U. S. disbursing officers
Due to other national banks
97 19 Due to State banks and bankers
2, 000 00
5,700 00 Xotes and bills re-discounted .
Bills payable
5,450 00 j
463,815 54 j

108, 820 00

103, 436

14, 339 96

463, 845 54

Total.

Bennington County National Bank, Bennington.
'CHARLES THATCHER, President.

Loans and discounts
Overdrafts
!
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
\
U. S. bonds on hand
,
-Other stocks,bonds,and mortgages
Due from approved reserve agents ,
Due from other banks and bankers !
Real estate, furniture, and fixtures j
Current expenses and taxes paid...
Premiums paid
;
•Checks and other cash items
\
Exchanges for clearing-house
Bills of other banks
,
Fractional currency
i
Specie
Legal-tender notes
"U. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

Xo. 2395.

ELLIS A. COBB, Cashier.

j
$112, 259 57 ' Capital stock paid in
389 53 j
100, 000 00 j Surplus fund
j Other undivided profits
|
Xational bank notes outstanding ..
|
12, 380 04 State bank notes outstanding
380 69 Dividends unpaid
3. 557 83
448 66
3, 742 00 Individual deposits
United States deposits
1,652 07 Deposits of U. S. disbursing officers

$100, 000 00
1,500 00
3, 388 79
90, 000 00

48, 588 19

2,167 00
7 78
843 25
2, 700 00

'j Due to other national banks
j Due to State banks and bankers..
I
j Xotes and bills re-discounted .
Bills payable
4, 500 00 245, 028 42

Total.

245, 028 42

National White River Bank, Bethel.
"KELSON GAY, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation... I
U. S. bonds to secure deposits
j.
TJ. S. bonds on hand
j.
Other stocks,bonds,and mortgages.|.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
•Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
"Specie
Legal-tender notes
*O\ S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 962.

F . P . HOLDEN, Cashier.

$126, 818 99 I Capital stock paid in
2, 181 29
125, 000 00 Surplus fund
Other undivided profits
I Xational bank notes outstanding . .
1
26, 203 92 [ State bank notes outstanding
3, 600 00 Dividends unpaid .
613 18 Individual deposits
United States deposits
780 47 Deposits of U. S. disbursing officers
1, 888 00
17 38
1, 907 40
2, 000 00
" 5,625 00 |
296, 635 63 |

$125, 000 00
12, 500 00
3, 024 74
111, 700, 00
173 00
44,237 89

Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted
I Bills payable
Total.

296, 635 63

REPORT OF THE COMPTROLLER OF THE CURRENCY.

45

VERMONT.
First National Bank, Brandon.
H. C. COPELAND, Cashier..

No. 27

AN T. SPRAGUE, President.

Liabilities.

Resources.
Loans and discounts
|
Overdrafts
j
IT. S. bonds to secure circulation .. |
TJ. S. bonds to secure deposits
\U. S. bonds on hand
!
Other stocks, bonds, and m o r t g a g e s . j
D u e from approved reserve a g e n t s , j
Due from other b a n k s and b a n k e r s
Real estate, furniture, and fixtures j
C u r r e n t expenses and taxes p a i d . . . j .
P r e m i u m s paid
'.
Checks and other cash items
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
D u e from U. S. T r e a s u r e r

Capital stock paid in .

$174, 005 74
1, 340 57
150, 000 00

66, 747 52
6, 486 56

80, 000 00
25, 521 29.
131, 770 00

Dividends unpaid

j
j

Individual deposits
j
United States deposits
j
Deposits of U. S. disbursing officers .

2,190 45
|
•.
'
'.

$150, 000 Oft

; Surplus fund
I Other undivided profits.
450 00
16, 000 00
National bank notes outstanding
State bank notes outstanding
8,188 69

1, 585 00
45, 858 74

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

1,958 00'
617 50
6, 750 00

Total.

Total...

Brandon National Bank, Brandon.
CYRUS JENNINGS, President.

Loans and discounts
i
Overdrafts
•
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
j
U. S. bonds on hand
!
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house.
1
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit . . .
Due'from U. S. Treasurer
Total.

No. 404.

$159, 425 68

PRANK E. BKIGGS, Cashier,

Capital stock paid in

$200, 000 00

200, 000 00 Surplus fund'
Other undivided profits
National bank notes outstanding ..
42, 556 55 State bank notes outstanding
i.0, 823 81' Dividends unpaid . .
Individual deposits
United States deposits
707 75 Deposits of U. S. disbursing officers

287 89
180, 000 00

49, 005 68

3, 594 00 Due to other national banks
170 78 Due to State banks and bankers.
665 00
2,350 00
Notes and bills re-discounted.
Bills payable
9, 000 00
429, 293 57

Total.

429, 293 57

People's National Bank, Brattleboro'.
PARLEY STARR, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes deposit
U. S. certificates of
Due from U. S. Treasurer
Total




No. 2305.

Capital stock paid in

$156, 684 61

$100, 000 00

Surplus fund
Other undivided profits

100, 000 00
11, 000 oo
28, 062 69

"WM. A. FAULKNER, Cashier.

; National bank notes outstanding

7,000 00
4,822 16

..

90, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
325 00 ' Due to other national banks
62 67
Due to State banks and bankers...

110, 457 28

State bank notes outstanding

4, 515 52
1, 493 55 ''
523 31 ;

o 269 00
3 300 00

3,456 91

Notes and bills re-discounted
Bills payable

4 500 00
315 736 35

Total

315, 736 35

46

EEPORT OF THE COMPTROLLER OF THE CURRENCY,
VERMONT.
Vermont National Bank, Brattleboro'.

"WILLIAM P . CUNE, President.

No. 1430.

GEO. S. DOWLEY, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
j
-Checks and other cash items
Exchanges for clearing-house
Bills of other banks. ."T
\
Fractional currency
'
Specie
:
Legal-tender notes
;
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$279, 532 37 || Capital stock paid in .
150,000 00 ij Surplus fund
i i Other undivided profits
6 0 ,000 00 '
50, 300 00 National bank notes outstanding . .
State bank notes outstanding
98, 055 94
205
10,000
1, 995
2, 940

55
00
00
00

2, 763 88
487 00
1 8(3
4 126 00
10, 000 00

$150, 000 00
100,000 00
46, 034 36
135, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

246, 007 61

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

6, 752 00

Total.

Total.

677,159 i

Howard National Bank, Burlington,
No. 1698.

LAWRENCE BARNES, President.
!

Loans and discounts
Overdrafts
!
TJ. S. bonds to secure circulation... !j
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
'Other stocks, bonds, and mortgages \
Due from approved reserve agents. ;
Due from other banks and bankers.!
Real estate, furniture, and fixtures. '•
Current expenses and taxes paid...!
Premiums paid
|
Checks and other cash items
!
Exchanges for clearing-house
Bills of other banks
!
Fractional currency
I
Specie
*
j
Legal-tender notes
J
TJ. S. certificates of deposit
i
Due from TJ. S. Treasurer
,
Total

CHARLES A. SUMNER, Cashier.

$365, 245 30 Capital stock paid in .
3, 075 31
150, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding . .
13, 419 40 State bank notes outstanding
33, 456 06 Dividends unpaid .
3, 010 31 Individual deposits
United States deposits
5,182 92 Deposits of U. S. disbursing officers.
10, 227
202
3, 234
10, 000

00 Due to other national banks
22 Due to State banks and bankers.
00
00 Notes and bills re-discounted
Bills payable
6, 750 00

603, 802 52

Total.

$300,000 00
19,500 00
10,780 03
135,000 00
156 00
137, 278 70
1, 087 79

603, 802 52

Merchants' National Bank, Burlington.
HENRY P . HICKOK, President.

No. 1197.

CHAS. W. "WOODHOUSE, Cashier.

Loans and discounts
$601, 950 11 Capital stock paid in . . .
Overdrafts
38 18
XJ. S. bonds to secure circulation...
500, 000 00 Surplus fund
U. S. bonds to secure deposits
50,000 00 Other undivided profits.
TJ. S. bonds on hand
Other stocks, bonds, and mortgages. . .
National bank notes outstanding
98, 309 55 State bank notes outstanding
Due from approved reserve agents.
Due from other banks and bankers.
1,057 86
Real estate, furniture, and fixtures.
15, 000 00 Dividends unpaid
Current expenses and taxes paid.
1 Individual deposits
1
Premiums paid
; United States deposits
Checks and other cash items
10,482 48 ij Deposits ofU.S. disbursing officers
Exchanges for clearing-house
Bills of other banks
;
10, 328 00 1 Due to other national banks
1
Fractional currency
i
44 71 ii Due to State banks and bankers.
Specie
j
15,071 50 j I
Legal-tender notes
j
25,173 00 Ij Notes and bills re-discounted
TJ. S. certificates of deposit
:..
i: Bills pavable
Due from U. S. Treasurer
>
22,500 00 ||
Total




1, 350, 555 39

Total.

$500, 000 00
90, 000 00
15, 964 51
448, 500 00
350 00
226,760 03
28, 758 58
10, 437 10
29, 785 17

1, 350, 555 39

REPORT OF THE COMPTROLLER OF THE CURRENCY,

47

V E R M O N T.
Castleton National Bank, Castleton.
No. 1598.

CARLOS S. SHERMAN, President.

MARTIN D. COLE, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks..."
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$71,101 80
8 57
50, 000 00

Capital stock paid in .

10, 000 00
2, 865 98
45, 000 00

28, 991 43

533 00 j Due to other national banks
7 82 Due to State banks and bankers..
1, 085 00
2, 000 00 | Notes and bills re-discounted.
Bills payable
2,250 00
136, 857 41

Total.

$50,000 00

Surplus fund
1 Other undivided profits
1
National bank notes outstanding . .
j!
6, 577 61 State bank notes outstanding
293 61
3, 000 00 I Dividends unpaid.
j Individual deposits
I United States deposits
Deposits of TJ. S. disbursing officers.

Total.

136, 857 41

First National Bank, Chelsea.
No. 2120.

ELIHU HYDE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

JOHN C. CLARK, Cashu

$108, 363 63 Capital stock paid in .
1, 442 37
150, 000 00 Surplus fund
Other undivided profits
6,150 00
507 40 National bank notes outstanding ..
33, 716 48 State bank notes outstanding
3, 829 14 Dividends unpaid.
130 46
5, 847 00 Individual deposits
United States deposits
1,199 83 Deposits of U. S. disbursing officers.

$150, 000 00
10, 271 00
1 241 36
129, 500 00
842 39
29, 281 51

1,246 00 Due to other national banks
11 75 Due to State banks and bankers.
1, 547 20
395 00 Notes and bills re-discounted.
Bills payable
6,750 00
321,136 26

Total.

321,136 26

Caledonia National Bank, Danville.
SAMUEL ING ALLS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1576.

J A S . B. MATTOCKS, Cashier.

5129, 275 89 Capital stock paid in .
183 17
59, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding ..
7, 711 95 State bank notes outstanding
1, 593 23 Dividends unpaid
4, 442 75
Individual deposits
United States deposits
145 44 Deposits of U. S. disbursing officers.

$100, 000 00
36, 788 49
7 29
53,100 00
2, 435 50
19, 880 55

840 00 Due to other national banks
4 40 Due to State banks and bankers.
3, 530 00
2, 830 00 Notes and bills re-discounted.
Bills payable
2, 655 00
212, 211 83

Total.

212, 211 83

48

REPORT OF THE COMPTROLLER OF THE CURRENCY*
VERMONT.
National Bank, Derby Line.
No. 1368.

AUSTIN T. FOSTER, President.

STEPHEN FOSTER, Cashier.

Resources.

Liabilities.
I

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
I
Bills of other banks
!
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$225, 486 38 Capital stock paid in
j
19 41
100, 000 00 Surplus fund
Other undivided profits
10, 800 00 National bank notes outstanding..
State bank notes outstanding
33,714 01
i'i, 730 00 Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

970 32

$150, 000 00
30,000 00
5, 433 81

76 00125, 634 79«

5,201
45
4, 055
3,623

00 Due to other national banks
48 Due to State banks and b a n k e r s . . .
00
00 Notes and bills re-discounted
Bills payable
4, 500 00
Total

401, 144 60 !

401, X44 60*

First National Bank, Fair Haven.
No. 344.

ZENAI C. ELLIS, President.

Loans and discounts
Overdrafts
TJ. S bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

ERASTUS H . P H E L P S , Cashier*.

$135,071 26 Capital stock paid in
1,775 09
100, 000 00 Surplus fund
Other undivided profits.
I
300 00
5, 200 00 National bank notes outstanding..
16, 591 87 State bank notes outstanding
9, 383 68
24, 800 00 Dividends unpaid
1, 332 07 Individual deposits
United States deposits
;85 24 Deposits of U. S. disbursing officers.

$100, 000 00
20,000 00
5, 228 29'
90,000 00>
915 0(V
90, 436 84

160
10
3, 695
2, 875

00 Due to other national banks
42 Due to State banks and bankers.
50
00 Notes and bills re-discounted
Bills payable
4, 500 00
Total.

306, 580 13

306, 580 13

Allen National Bank, Fair Haven.
I R A C. ALLEN, President.

Loans and discounts
Overdrafts
.
TJ. S. bonds to secure circulation...
TJ S bonds to secure deposits
U S bonds on hand
. . .
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
TJ. S. certificates of deposit
rmft from U. S. Treasurer
Total




No. 2422.
$78, 032 49
117 5fS |
40, 500 00 i
1
j

8,659
712
1,610
341

94
88
00
53

!
!
i
!

12 35 !
508 oo i
46 71 !
3,260

oo !

1,822

00 1

135, 623

43

CHAS. R. ALLEN, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid
Individual deposits

$50, 000 00
700 00
1,535 91
34, 665 00
15 00
48, 707 52

Deposits of U. S. disbursing officers.
Due to other national hanks
Due to State banks and bankers.
Bills payable
Total

135, 623 43:

REPORT OF THE COMPTROLLER OF THE CURRENCY

49

VE R M O N T .
Lamoille County National Bank, Hyde Park.
CARLOS S. NOYES, President.

No. 1163.

ALBERT L. NOYES, Cashier.

Resources.

Liabilities.
$136, 843 68 Capital stock paid in

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

$150, 000 00

150, 000 00 Surplus fund
Other undivided profits
1, 000 00 National bank notes outstanding ..
70, 701 42 State bank notes outstanding
6, 584 54 Dividends unpaid
175 61 Individual deposits
938 74
United States deposits
2, 666 49 Deposits of TJ. S. disbursing officers .

25, 300 00
2, 595 77
134, 200 00
106 50
74, 965 38

4, 413 00 Due to other national banks
57 17 Due to State banks and bankers...
2,037 00
5, 000 00 Notes and bills re-discounted
Bills payable
6, 750 00

Total

Total

387,167 65

387,167 65

West River National Bank, Jamaica.
No. 1564.

WILLIAM HARRIS, President.

JOHN A. BUTLER, Cashier.

$36, 583 81 Capital stock paid in .
885 78
75, 000 00 Surplus fund
Other undivided profits.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds'to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tendeT notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

166 00
2, 400 00

24, 378
57
2, 765
435
3
588

95
80
00
09
62
20

$75, 000 00
1, 494 73
1, 304 86

National bank notes outstanding ..
State bank notes outstanding

6Q, 760 00

I Dividends unpaid

139 54

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

10, 592 90

3, 729
277
2, 690
2, 022

00 Due to other national banks
78 Due to State banks and bankers.
00
00 Notes and bills re-discounted .
Bills payable
3, 375 00

Total.

Total.

155, 292 03

155, 292 03

National Bank, Lyndon.
HENRY CHASE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.!
Due from approved reserve agents!
Due from other banks and bankers j
Real estate, furniture, and fixtures, j
Current expenses and taxes paid... I
Premiums paid
j
Checks and other cash items
!
Exchanges for clearing-house
j
Bills of other banks
j
Fractional currency
I
Specie
I
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

H. Ex.




No. 1140.

HIRAM M. PEARL, Cashier.

$105, 856 79 Capital stock paid in

"\I6e,"ooo~6o
23, 000 00
13, 685 24
6, 332 20
986 11
272 45
1, iN50 00
1,900 00
1, 000 00

'I, 770 "60
265, 796 48

Surplus fund
Other undivided profits

;

$106, 000 00

,
j

12 70ft 00
':, .397 37

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

94, 400 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

4d, 0'il 11

348 00

Due to other national hanks
Due to State banks and bankers .
Notes and bills ve-discounted
Bills payable
Total

265, 796 48

50

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT,
Battenkill National Bank, Manchester.

A. J. GRAY, President.

No. 1488.

WILLIAM P. BLACK, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TL S. bonds to secure deposits
IT. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of ether banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Capital stock paid in .

$75, 000 00

75,000 00 Surplus fund
Other undivided profits
National bank notes outstanding . .
30, 005 33 State bank notes outstanding

13,100 00
1, 456 37

$66, 899 86

67, 500 00

2, 000 00 Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
2,421 00
173 47
2, 650 00
5,100 00

50, 568 29

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

i 00 il
207,

Total.

G24

207, 624 66

National Bank, Middlebury.
No. 1195.

JOHN W. STEWART, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...;
U. S. bonds to secure deposits
\.
"U. S. bonds on hand
|
Other stocks,bonds, and mortgages, j
Due from approved reserve agents j
Due from other banks and banker* ;.
Real estate, furniture, and fixtures j
Current expenses and taxes paid... j .
Premiums paid
',.
Checks and other cash items
'
Exchanges for clearing-house
\.
Bills of other banks
!
Fractional currency
)
Specie
j
Legal-tender notes
j
D. S. certificates of deposit
I.
Due from TJ. S. Treasurer
\
Total.

JNO. Cr. WELLINGTON, Cashier.

$143, 325 96! i Capital stock paid in

"'2o'6," 66b'oo

Surplus fund
Other undivided profits.
132, 450 00
3, 600 00 National bank notes outstanding . .
25, 543 09 State bank notes outstanding
16,783 79 Dividends unpaid

| $200, 000 00
39, 783 02
, 45,435 97
178, 600 00
926, 00

* *"

| Individual deposits
1 United States deposits
1
809 17 |j Deposits of U.S. disbursing officers.

65 00
300 92
14,730 00
7, 936 00

89, 798 94

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills payable

9, 000 00
Total.

554,543 93

554, 543 93

First National Bank, Montpelier.
J O H N A. PAGE,

No. 748.

President.

$:J76. 561 85
1. 206 52
250, 000 00

Loans a n d discounts
Overdrafts
U . S. bonds t o secure circulation . .
U . S. bonds t o secure deposits
U . S. bonds on hand
Other stocks,bonds, and mortgages

io, ooo oo

D u e from approved reserve agents j
D u e from other b a n k s and b a n k e r s . j
Heal estate, furniture, and fixtures \
C u r r e n t expenses a n d t a x e s p a i d . . .
P r e m i u m s paid
Checks and o t h e r cash items
E x c h a n g e s for clearing-house
Bills of o t h e r b a n k s
Fractional currency
Specie
Legal-tender notes
U . S. certificates of deposit
D u e from U . S. T r e a s u r e r

Total.




12, 000 00
24. 878 58
7, 805 57
2,000 00
1.4.11 67
482 I

i

",557
8
5. 008
2.150

00
40
50
00

11,250 00
710, Ii80 93

J A S . C. HOUGHTON,

Cashier.

Capital stock paid in .

$250, 000 00

Surplus fund
Other undivided profits

121,000 00
7, 910 02

National bank notes outstanding . .
State bank notes outstanding

221, 865 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

5 00
109, 600 91

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable
Total.

710, 380 93

REPORT OF THE COMPTROLLER OF THE CURRENCY.

51

VERMONT.
Montpelier National Bank, Montpelier.
JAMES R. LANGDON, President.

No. 857.

CHARLES A. REED, Cashier.

Liabilities.

Resources.
Loans and discounts
!
Overdrafts
J
TJ. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S. bonds on hand
I
Other stocks, bonds, and mortgages |
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
j
Fractional currency
j
Specie
I
Legal-tender notes .._
U. S. certificates of deposit
Due from U. S. Treasurer
I
Total.

$86, 902 17 Capital stock paid in .
92 48
360, 000 00 Surplus fund
Other undivided profits.
265, 000 00
82,400 00 National baak notes outstanding ..
95, 962 15 State bank notes outstanding

$360,100 00
90,000 00
40, 006 73
322,400 00

Dividends unpaid
977 30 Individual deposits
United States deposits
307 23 Deposits of TJ. S. disbursing officers

440 01
101, 085 95

1,831 00 Due to other national banks
3 03 Due to State banks and bankers..
2,067 33
2,190 00 Notes and bills re-discounted
'
Bills payable
|
16, 200 00
913,932 69

Total.

913, 932 69

National Bank, Newport.
Lucius ROBIXSOX, President.

No. 2263.

Loans and discounts
Overdrafts
TJ. S. bonds to secure c i r c u l a t i o n . . .
TJ S bonds to secure deposits
TJ S bonds on hand
Other stocks, bonds, and mortgages

$193, 068 32
235 q9
33, 500 00

Due from approved reserve agents.
Due from other b a n k s and b a n k e r s .
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .

14, 205 06

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
i Legal-tender note^s
TJ. S certificates of deposit.
Due from TJ. S. Treasurer
Total

Capital stock paid in
!

1,900 00
1,000 00

$100, 000 00

Surplus fund
Other undivided profits

8,500 00
5,128 02

National bank notes outstanding ..
State bank notes outstanding

2,960 00
401 94

3G, 150 00

Individual deposits
United States deposits

291 87
1 07
5, 092 40
1,207 00

R O B E R T J . W R I G H T , Cashier.

111, 593 06

Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and b a n k e r s . . .
1

Notes and bills re-discounted
Bill? payable

1,507 50
255, 371 08

Total

255, 371 08

First National Bank, North Bennington.
TREMOR W. PARK, President

Loans and discounts
Overdraft s
XT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
v
Specie
.
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer

Total.




No. 194.
$459, 214 67
1, 763 52
551, 500 00
216, 600 00
65, 310
15,988
5, 000
2, 038

32
18
00
24

SAMUEL B. HALL, Cashier.

Capital stock paid in

Dividends unpaid.

Individual deposits
United States deposits
1,085 25 j Deposits of U. S. disbursing officers
7, 64466

55 88
4,144 35
5, 000 00

2481066 i
1, 360,154 41

j

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
|

Due to other national banks
Due to State banks and bankers .

$500,100 00
200, 000 00
23, 565 28
494, 540 00
1, 200 00
138, 798 59

2, 050 54

Notes and bills re-discounted.
! Bills payable

Total.

1, 360,154 41

52

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Northfield National Bank, Northfield.
No. 1638.

GEORGE NICHOLS, President.

CHAS. A. EDGERTON, J r . , Cashier

Resources.

Liabilities.

Loans and discounts
Overdrafts
,
XT. S. bondstosecure circulation...
XT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Capital stock paid in .
ioo, ooooo" Surplus fund
Other undivided profits
" 4 * 8 5 0 00"
7, 200 00 1 National bank notes outstanding.
1 State bank notes outstanding

$93, 291 99

20, 000 00
5, 597 09
89, 400 00

16, 563 82 ;

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

5, 050 00
742 79
929 35

378 00
21, 977 25

645 00
10 39
2, 369 00
1, 200 00

I Due to other national banks
1Due to State banks and bankers.
:
j Notes and bills re-discounted.
Bills payable
4, 500'66 |
237, 352 34

Total.

$100, 0C0 00

Total . .

237, 352 34

First National Bank, Orwell.
J O H N L. HAMMOND, President.

Loans and discounts
|
Overdrafts
!
TJ. S. bonds to secure circulation.. J
TJ. S. bonds to secure deposits
j
U. S. bonds on hand
!
Other stocks, bonds, and mortgages. j
Due from approved reserve agents
Due from other banks and bankers. |
Real estate, furniture, and fixtures |
Current expenses and taxes paid.. .j
Premiums paid
j
Checks and other cash items
j
Exchanges for clearing-house
j
Bills of other banks
Fractional currency
!
Specie
I
Legal-tender notes
|
TJ. S. certificates of deposit
|
Due from U. S. Treasurer
I
Total

No. 228.

CHARLES E. BUSH, Cashier.

12, 270 59
44, 854 21
5, 014 56
10, 734 62
822 20

|

$100, 000 00

j
I

100, 000 00
21,159 34

National bank notes outstanding.. |
State bank notes outstanding
\
i
Dividends unpaid
!

100, 000 00

Capital stock paid in
Surplus fund
Other undivided profits

$215, 291 72

89, 500 00

Individual deposits
j
United States deposits
'
Deposits of U. S. disbursing officers. |

95, 942 27

j

1, 003 19
4, 248 00
289 17
4, 737 35
3,000 00
4, 500 00

Due to other national banks
Due to State banks and bankers.

i

Notes and bills re-discounted
Bills payable

164 00

'
•

Total

406,765 61

406,765 61

National Black River Bank, Proctorsville.
GEORGE S. H I L L , President.

Loans and discounts
j
Overdrafts
U. & bondb to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages !
Due from approved reserve agents j
Due from other banks and bankers i
Beal estate, furniture, and
fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Log'il-tender notes
TJ. S. certificates of deposit

Due from U. S. Treasurer
Total




No. 1383.

CHAS. W . WHITCOMB, Cashier.

$57, 200 65

Capital stock paid in

I

$50,000 00

50, 000 00

Surplus fund
I Other undivided profits

'
•

22, 701 16
1, 691 14

5, 000 00
National bank notes outstanding . . I
4,500 00
\.
3, 720 34 j State bank notes outstanding
17, 973 42
i.
1, 400 00 j Dividends unpaid
41 35
500

6, 012
6,500
2, 750 00
156, 097 95

Individual deposits
j
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable
Total.

45, 000 00

36, 705 65

156, 097 95

REPORT OF THE COMPTROLLER OF THE CURRENCY.

53

VERMONT.
National Bank, Royalton.
No. 1073.

CKOSBY MILLER, President.

ASA W. KENNEY, Cashier.

Liabilities.

Resources.
Loans and discounts
\
Overdrafts
I
TJ. S. bonds to secure circulation. ..j
U. S. bonds to secure deposits
'
TJ. S. bonds on hand
j
Other stocks, bonds, and mortgages i
Due from approved reserve agents j
Due from other banks and bankers. i
Real estate, furniture, and fixtures |
Current expenses and taxes paid .. j
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total .

$68, 797 78 i Capital stock paid in
5,940 60 :
100, 000 00! j Surplus fund
' Other undivided profits
1,600 00!
11,400 00 National bank notes outstanding . .
9, 984 02 j State bank notes outstanding
j
2, 300 00 | Dividends unpaid.
547 46 j Individual deposits
500 00 United States deposits
Deposits of TJ. S. disbursing officers.

$100,000 0Q
10, 500 00>
1,795 13;
89, 500 00-

5, 682 06;

15 00 Due to otlier national banks
27 03 Due to State banks and bankers.
1,247 30
1,118 00 Notes and bills re-discounted.
Bills payable
4, 000 00

Total.

207, 477 19

207, 477 19

Baxter National Bank, Rutland.
No. 1700.

H. HENRY BAXTER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers. I
Real estate, furniture, and fixtures. I
Current expenses and taxes paid. ..j
Premiums paid
j
Checks and other cash items
i
Exchanges for clearing-house
{
Bills of other banks
I
Fractional currency
t.i
Specie
j
Legal-tender notes
!
U. S. certificatevS of deposit
!
Due from U. S. Treasurer
Total

GEORGE R. BOTTOM, Cashier,

$273,020 28 Capital stock paid in .
2, 067 07
300, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding ..
475, 648 43 State bank notes outstanding
5, 977 00 Dividends unpaid .
1, 376 64 Individual deposits
United States deposits
707 07 Deposits of TJ. S. disbursing officers.

$300, 000 00
52, 000 00
10, 358 64
266, 900 00
87 50
488, 058 42

9,147 00 Due to otlier national banks..
100 07 Due to State banks and bankers.
14,161 00
21, 700 00 Notes and bills re-discounted.
Bills payable
13, 500 00
Total.

1,117,404 56

1,117, 404 56

National Bank, Rutland.
No. 1450.

JOHN B. PAGE, President.

$763, 301 71 Capital stock paid in .
13,403 87
500, 000 00 Surplus fund
Other undivided profits

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer.
Total




SIDNEY W. ROWELL, Cashier,

96, 811 24
32,000 00

2, 288 80
7, 498
120
7,415
4, 000

00
61
00
00

22, 500 00
|

1, 449, 339 23

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

Total.

$500, 000 00
100, 000 00
33, 843 24
446, 535 00
2, 248 00
365, 370 49

1, 342 50

1,449,339 23

54

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Rutland County National Bank, Rutland,

EDWARD H. RirLEY, Vice-Prest

No. 820.

HENRY F. FIELD, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Currant expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-teoder notes
U. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$316, 263 22
547 99
200, 000 00
7, 850 00
13, 788 39
18, 551 31

Surplus fund
Other undivided profits

73, 000 00
9,381 69

National bank notes outstanding . .
State bank notes outstanding

Dividends unpaid
8, 393 19 Individual deposits
1, 750 87 United States deposits
382 07 Deposits of XJ. S. disbursing officers.
2, 178 00
509 38
9,129 00
1, 865 00
9, 000 00

Due to other national banks
Due to State banks and bankers...

180, 000 00
92 00
127,196 07

538 66

Notes and bills re-discounted
Bills payable

590, 208 42

Total

$200, 000 00

Capital stock paid in

Total

590, 208 42

First National Bank, Springfield.
AMASA WOOLSON, President.

No. 122.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation
TJ. S. bonds to secure deposits
|
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.

$84, 285 31
223 57
100, 000 00
**40, 000 00
35,422 50
11,882 74
1, 000 00
698 48
895 27
1, 700
62
886
7,443

00
36
05
00

BENJ. F . ALDRICH, Cashier.

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

33, 700 00
8,270 11

National bank notes outstanding . .
State bank notes outstanding

90, 000 00

Dividends unpaid

599 00

Individual deposits

56, 425 17

Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...

5 09

Notes and bills re-discounted
Bills payable

4, 500 00

Total

288, 999 28

288, 999 28

First National Bank, St. Albans.
E D W D . A . SOWLES,

President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
r
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total..




No. 269.

ALBEKT SOWLES, Cashier.

$426, 342 28 Capital stock paid in
2, 768 05
100, 000 00 Surplus fund
Other undivided profits
25, 000 00
National bank notes outstanding . .
46, 454 35 State bank notes outstanding
279 13
22, 000 00 Dividends unpaid

$100, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

378, 964 46

750 00
5, 360 36

1, 052 00 Due to other national banks
2 75 Due to State banks and bankers.
1, 000 00
22, 500 00 Notes and bills re-discounted
Bills payable
658, 008 92

Total.

60, 000 00
14,759 33
89,980 00

14, 305 13

658 008 92

REPORT OF THE COMPTROLLER OF THE CURRENCY.

55

VERMONT.
Vermont National Bank, St. Albans.
BRADLEY BARLOW, President.

No. 1583.

CYRUS N. BISHOP, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due froin other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
:
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$536,451 72 Capital stock paid ia .
4, 539 24
70, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding
46, 317 27 State bank notes outstanding
10, 000 00 Dividends unpaid.
4,122 42 Individual deposits
United States deposits
2, 613 96 Deposits of TJ. S. disbursing officers.
"*429 00
5, 755 97
19,150 00
"*3," 150 "66"

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

702, 529 58

Total-

$200, 000 00
100, 000 00
8, 371 86
63, 000 00

331,110 81

46 91

702, 529 53

First National Bank, St. Johnsbury.
LUKE P . VOLASD,

No. 489.

President.

Loans and discounts
:
Overdrafts
TJ. S. bonds to secure circulation... |
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
-1
Other stocks, bonds, and mortgages. •
Due from approved reserve agents.;
Due from other banks and bankers.;
Real estate, furniture, and fixtures. |
CHrrent expenses and taxes paid... \
Premiums paid
i
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit...
Due from TJ. S. Treasurer
Total

!

GEORGE MAY, Cashier.

$475, 768 80 Capital stock paid i n . . .
500, 000 00 Surplus fund
Other undivided profits .
72, 646 30 National bank notes outstanding..
11, 522 37 State bank notes outstanding
7, 979 71
74, 885 95 Dividends unpaid.
Individual deposits
United States deposits
!, 580 71 Deposits of TJ. S. disbursing officers.

$500, 000 00
75, 000 00
13, 401 54
446, 590 00

162,670 49

6, 538 00 Duet to other national banks
136 69 Due to State banks and bankers.
13,403 50
9, 700 00 Notes and bills re-discounted.
Bills payable
22, 500 00
1,197,662 03 !

Total

1,197, 662 03

Merchants' National Bank, St. Johnsbury.
FREDERICK FLETCHER, President

Loans and discounts
Overdrafts
'.
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. IS. certificates of deposit
Due from TJ. S. Treasurer

Total.




No. 2295.

WILLIAM S. STREETER, Cashier.

$334, 467 05 Capital stock paid in .
11 35
200, 000 00 Surplus fund
Other undivided profits.
100 00
28, 211 84 National bank notes outstanding.
2, 953 19 State bank notes outstanding
169 59
29, 353 70 Dividends unpaid.
763 12 Individual deposits
6, 400 00
United States deposits
3,042 99 Deposits of TJ. S. disbursing officers.
5, 763 00
172 64
3, 000 00
3, 000 00

9, 000 00
20, 292 90
180, 00d 00
735 00
91, 380 57

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

9, 000 00
626, 408 47

$300, 000 00

Total.

• 25, 000 00
626,408 47

56

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT,
National Union Bank, Swanton.

ALBERT SOWLES, President.

No. 1634.

Resources.

G. WARREN BEEBE, Cashier.

j

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. "bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and .taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TL S. Treasurer

Liabilities.

$96, 228 85 Capital stock paid in
227 61
75, 000 00 Surplus fund
Other undivided profits
25, 000 00 !
National bank notes outstanding . .
7, 821 01 j State bank notes outstanding
649 60
4,100 00 Dividends unpaid

$75,000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

58, 567 44

750 00
2, 566 86

67,500 00
30 00

1,775 00 Due to other national banks
13 28 Due to State banks and bankers...
98 00
2, 000 00 Notes and bills re-discounted
Bills payable
3, 375 00
219, 605 21

Total

14, 000 00
4, 507 77

Total

219, 605 21

Farmers' National Bank, Vergennes.
WALTER SCRAXTON,

No. 2475.

President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
0 . S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

$57,230 04
50, 000 00

D. HENRY LEWIS, Cashier.

Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits.

1, 561 75

National bank notes outstanding ..
19, 862 21 State bank notes outstanding
1, 500 00
650 51
1,500 00
692 48

45, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

41 961 15

1, 699 00 Due to other national banks
47 66 Due to State banks and bankers.
1, 091 00
2. 000 00 Notes and bills re-discounted.
Bills payable
2, 250 00
Total.

138, 522 90 I

138, 522 90

National Bank, Vergennes.
CARLETON T. STEVENS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1364.

ANDREW ROSS, Cashier.

$127, 697 91 Capital stock paid in .
150, 000 00

Surplus fund
,
Other undivided profits.

35, 635 75 National bank notes outstanding 65, 053 12 State bank notes outstanding
3,681 10 Dividends unpaid .
6, 000 00
Individual deposits
United States deposits
2, 597 32 Deposits of U. S. disbursing officers.
3, 420 00

1, 526 22
1,100 00

$150, 000 00
26, 853 48
13, 598 71
135, 000 00

78,009 23

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6, 750 00
403, 461 42

Total.

403,461 42

REPORT OF THE COMPTROLLER OF THE CURRENCY.

57

VERMONT.
Waterbury National Bank, Waterbury.
. 1462.

PAUL DILLINGHAM, President.

CURTIS "WELLS, Cashier,

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Dne from TJ. S. Treasurer

$102, 590 26 Capital stock paid in .

"166"ooo 66
10,000 00
13,000 00
35,
5,
1,
1,

844
000
500
332

35
00
00
02

55 56
1,648
24
2, 503
800

00
20
30
00

$100,000 00

Surplus fund
Other undivided profits.

30, 000 00
7,443 63

National bank notes outstanding . .
State bank notes outstanding

90, 000 00
206 40

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

51,147 66

Due to other national b a n k s

Due to State banks and bankers.
Xotes and bills re-discounted .
Bills payable

4, 500 00

Total .

Total.

278, 797 i

278, 797 69*

National Bank of Newbury, Wells River.
W M . H. CUMMINGS, President.

Xo. 1406.

GEORGE LESLIE, Cashier.

$316, 302 94 Capital stock paid in .
9,681 84
300,000 00 Surplus fund
Other undivided profits.
300 00
45, 383 00 National bank notes outstanding ..
19, 340 17 State bank notes outstanding
3,000 00 Dividends unpaid .
3, 713 01 Individual deposits
556 51 United States deposits
3, 695 61 Deposits of U. S. disbursing officers.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Dne from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

6, 040
67
15, 989
5, 336

00 Due to other national banks
57 Due to State banks and bankers.
73
00 Xotes and bills re-discounted.
Bills payable
13, 500 00 I

Total .

Total.

742, 906 38

$300, 000 00
30, 660 00
12,105 80
268, 205 00191 53
131,158 41

585 64

742, 906 38;

Randolph National Bank, West Randolph.
WILLIAM H. D U BOIS, President.

Xo. 2274.

Loans and discounts
j
Overdrafts
!
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
j
U. S. bonds on hand
i
Other stocks, bonds, and mortgages. j
Due from approved reserve agents.!
Dae from other banks and bankers. 1
Real estate, furniture, and fixtures ;
Current expenses and taxes paid...,
Premiums paid
\
Checks and other cash items
j
Exchanges for clearing-house
'
Bills of other banks
j
Fractional currency
Specie
!
Legal-tender notes
j
U. S. certificates of deposit
!
Due from U. S. Treasurer
;
Total




|

$59,180 43
-.—
75, 000 00
3, 300 00
21, 474 90

ROYAL T. D U BOIS, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
Xational bank notes outstanding .
State bank notes outstanding

1, 986 02 Dividends unpaid.
593 15 Individual deposits
United States deposits
836 09 Deposits of TJ. S. disbursing officers.
2, 350 00
2,463 05
1, 000 00

$75, 000 00
2, 500 00
1, 721 39
64, 500 00
114 001
25, 523 25

Due to other national banks
Due to State banks and bankers..
Xotes and bills re-discounted.
Bills payable

2, 200 00>

3, 375 00
171,558 64

Total..

171, 558 64

58

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Ascutney National Bank, Windsor.

HIRAM HARLOW, President

No. 816.

HENRY WARDNER, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$67,980 04
99 62
100, 000 00
73, 020 00
30, 950 57

Capital stock paid in .

50, 000 0©
15, 876 6 1

National bank notes outstanding..
State bank notes outstanding

88, 488 00

Dividends unpaid
United States deposits
Deposits of U. S. disbursing officers

30, 220 85

Due to other national banks

1 75 Due to State banks and bankers.
4,166 00
2,140 00 Notes and bills re-discounted.
Bills payable

"4*500"66
285,781 46

Total.

1, 044 00
152 80

1, 757 67 Individual deposits
1,065 79

$100, 000 00

Surplus fund
Other undivided profits.

Total.

285,781 46

Woodstock National Bank, Woodstock.
FREDERICK BILLINGS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, andfixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit . . .
Due from TJ. S. Treasurer
Total.




No. 1133.

$372, 008 67

"366,660 bb
600
25,105
15, 491
4, 237
10, 000
1

00
00
53
66
00
50

555 65
5,151
245
1,200
6, 500

00
50
00
00

HENRY C. JOHNSON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits

$300, 000 * 0
45, 500 08
21, 645 12
270, 000 00
1,161 12
116, 290 27

Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

13, 500 00
754, 596 51

Total.

754, 596 51

REPORT OF THE COMPTROLLER OF THE CURRENCY.

59

MASSACHUSETTS.
Abington National Bank, Abington.
No. 1388.

BICHMOXD J . L.VN'K, President.

J . N. FARBAR, Cashier.

Resources.

Liabilities.

Loans and discounts
j
Overdrafts
,
|U. S. bondg to secure circulation.. - j
U. S. bonds to secure deposits
|.
U. S. bonds on hand
Other stocks, bonds, and mortgages. i.
Due from approved reserve agents.!
Due from other banks and bankers, i.
Real estate, furniture, and fixtures.i
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$'248,184 96

Capital stock paid in

150, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
10,177 43
Dividends unpaid
7,330 00
3, 500 79
"if*, 090 00
80 75
11,983 25
6, 750 00

Individual deposits
{
United States deposits
j
Deposits of U. S. disbursing officers. j

30, 000 00
9,403 19
135, 000 00

4, 906 00
127, 857 82

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

457,167 01

Total.

$150, 000 00

457,167 01

Total.

First National Bank, Adams.
No. 462.

HEXRY J. BLISS, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
U. S. bonds to secure deposits
XL S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from XT. S. Treasurer
Total.

H. H. WELLINGTON, Cashier.

$298, 795 77 Capital stock paid in
718 61
150, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding ..
16, 329 14 State bank notes outstanding
4,183 69 Dividends unpaid.
17, 000 00
2, 038 33 Individual deposits
United States deposits
44 81 Deposits of U. S. disbursing officers
2, 866 00 Due to other national banks
127 80 Due to State banks and bankers .
2, 700 00
3, 000 00 Notes and bills re-discounted
Bills payable
6, 750 00
Total.

504, 554 21

$150, 000 00
50, 000 00
17, 364 47
128, 000 00
96 00
85, 393 74

73, 700 00

504, 554 21

First National Bank, Amherst.
No. 393.

L. D. HILLS, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
XT. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
.
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from XT. S. Treasurer
Total.




$256,373 25.
97 61
$150, 000 00

ie, 66o 66
9, 550
2, 844
10, 000
326
12, 000

01
65
00
15
00

R. J". D. WESTCOTT, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid.

$150, 000 00
50, 000 00
1, 343 59
134,100 00
3,107 00
170, 258 52

2, 867 74

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

497
216
6, 928
4, 585

Due to other national banks
Due to State banks and bankers . . .
Notes and bills re-discounted .

226 99

00
39
30
00

Bills payable
6, 750 00
509, 036 10

Total.

509, 036 10

60

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Andover National Bank, Andover.
No. 1129.

EDWARD TAYLOR, President.

MOSES FOSTER, Cashier.

Resources.

Liabilities.

Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation...;
U. S. bonds to secure deposits
!
U. S. bonds on hand
i
Other stocks, bonds, and mortgages !
Due from approved reserve agents j
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$307,287 29

Capital .sick paid in

200, 000 00 I Surplus fund
Other undivided profits
20, 000 00 1
National bank notes outstanding..
S t ; i t e hirAK u o t e s
outstanding
34, 891 97 j
Dividends unpaid.
7, 000 00
4,212 24

Individual deposits
United States deposits
Deposited' U.S. disbursing officers.

$250,000 00
45,702 09
404 79
177,159 00
7, 285 00
113, 990 83

1, 460 00 Due to other national banks
11 50 Due to State banks and bankers.
2, 678 65
8,000 00 Notes and bills re-discounted
Bills payable
9, 000 0J
al.

594,541 7]

594, 541 71

First National Bank, Ashburnham.
GEORGE W. EDDY, President

No. 2113.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
D u e from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
C u r r e n t expenses and taxes p a i d . .
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

GEORGE F . STEVENS, Cashier.

$17, 717 26 j Capital stock paid in .
50, 000 00

5, 460 79

Surplus fand
Other undivided profits.
National bank notes o u t s t a n d i n g . .
State bank notes outstanding

Dividends unpaid.
645 00
1,281 58 '
1,100 00 I Individual deposits
United States deposits
29 42 I Deposits of U. S. disbursing officers.
700 00
60
556 50
650 00

$50,000 00
1, 200 00
4, 899 85
44,701 00
55 00
9, 535 30

Due to other national banks
Due to State banks and b a n k e r s .
Notes and bills re-discounted.
Bills payable

2,250 00 ;

Total

110,391 15 j

Total.

110,391 15

Athol National Bank, Athol.
THOS. H . GOODSPEED, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 2172.
$107,145 62

"160*060'66

14,148
125
7, 000
1,093

18
57
00
22

645 56
435
144
1, 220
2,106

00
11
00
00

4,500 66
238, 563 26

CHAS. A. CHAPMAN, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

4, 000 00
4,143 66
89, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

34,947 07

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total

517 50

955 03

5, 000 00
238, 563 26

REPORT OF THE COMPTROLLER OF THE CURRENCY.

61

MASSACHUSETTS.
Miller's River National Bank, Athol.
No. 708.

ALFHEUS HARDING, President.

ALBERT L. NEWMAN, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
V. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$371, 736 58

"*i5o'6oo"66
25, 000 00
20,115
3, 261
5, 000
1, 851

20
63
00
73

400 06

Capital stock paid in

$150, 000 00

Surplus fund
Other undivided profits

100, 000 00
12, 791 85

National bank notes outstanding..
State bank notes outstanding

133, 515 00

Dividends unpaid

177 89

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

4,135 00 Due to other national banks
141 81 Due to State banks and bankers
7, 719 81
6, 403 00 Notes and bills re-discounted
Bills payable
7, 250 00
Total

603, 014 82

186,749 89

19, 780 19

603, 014 82

First National Bank, Attleboro'.
JOSEPH M. BATES, President

No. 2232.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

HOMER M. DAGGETT, Cashier.

$202, 539 82 ! Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding..
59,103 01 IState bank notes outstanding
35, 618 96 ! Dividends unpaid.
1, 000 00
10 75 Individual deposits
United States deposits
355 95 Deposits of U. S. disbursing officers.

35, 000 00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
5, 000 00 I Bills payable

3,170 00

3, 500 00
3, 588 13
31, 500 00
3, 446 00
198, 287 90

! 02

2, 616 56

1, 575 00

Total.

345, 990 05

345 990 05

First National Bank, Bane.
HIRAM WADSWOUTH, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
V. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency.
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 96.

FRANK A. RICH, Cashier.

$181, 209 15

Capital stock paid in .

*" 150, 000 00

Surplus fund
Other undivided profits.

15, 000 00
4,066 95

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .

4, 331 68
30 90

Individual deposits
United States deposits
Deposits of U. S. disbursing officers -

$150, 000 00
30, 000 00
7, 974 69
134,400 00
403 00
44, 013 23

1, 957 00 Due to other national banks
81 89 Due to State banks and bankers.
648 35
2. 715 00 Notes and bills re-discounted.
Bills payable
6, 750 00
366, 790 92

Total.

366,790 92

62

REPORT OF THE COMPTROLLER OF THE CURRENCY,
MASSACHUSETTS.
Beverly National Bank, Beverly.
N o . 9G9.

JOHN PICKETT, President.

EOBT. G. BENNETT, Cashier.

Liabilities.

Resources.

I $200, 000 00
Loans and discounts
'
$282, 865 87 Capital .stock paid in
Overdrafts
I
1, 699 38
j
40,000 00
TJ. S. bonds to secure circulation... |
200, 000 00 Surplus fund
TJ. S. bonds to secure deposits
|
Other undivided profits
12, 399 31
TJ. S. bonds on hand
j
178, 2Q0 00
Other stocks, bonds, and mortgages, j
23, 771 33 National bank notes outstanding . .
Due from approved reserve agents. I
84,121 88 State bank notes outstanding
j
Due from other banks and bankers
3,162 50
Real estate, furniture, and
fixtures.
7, 895 77 Dividends unpaid
j
5, 717 00
C urrent expenses and taxes paid... j
Premiums paid
j
Individual deposits
|
197, 612 16
L iiitea States deposits
Checks and other cash items
|
1, 650 13 United States deposits
Deposits of U. S. disbursing officers
Exchanges for clearing-house
Bills of other banks
3, 684 00 | j Due to other national banks
Fractional currency
j
46 11 I Due te State banks and bankers..
Specie
".
I
11.011 50
Legal-tender notes
:
5, 020 00 I; Notes and bills re-discounted
TJ. S. certificates of deposit
I Bills payable
1
Due from U. S. Treasurer
9, 000 00
G33, 928 47 !!

Total

Total.

633, 928 47

First National Bank,'Boston.
ABRAHAM T. LOWE, President

$3, 028, 856 45
Loans and discounts
25,131 21
Overdrafts
889, 000 00
U. S. bonds to secure circulation...!
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
64, 000 00
497, 255 72
Due from approved reserve agents
107, 012 28
Due from other banks and bankers.
250, 000 00
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
44,429 58
Checks and other cash items
163.813 54
Exchanges for clearing-house
28,455 00
Bills of other banks
160 00
Fractional currency
250, 998 00
Specie
58, 722 00
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
50, 000 00
Total .

JOHN CARR, Cashier.

No. 200.
Capital stock paid in

j $1, 000, ©00 00

Surplus fund
Other undivided profits

! 1, 000, 000 00
|
41, 343 41

National bank notes outstanding. !
:
State bank notes outstanding
Dividends unpaid

i

800, 000 00
26, 270 00

Individual deposits
| 1, 376, 352 43
United Stat.es deposits
!
Deposits of U. S. disbursing officers. j
Due to other national banks
j 1, 652, 932 47
Due to State banks and bankers... j
935 47
Not^s and bills re-discounted
Bills payable
166,666 "66

6, 057, 833 78

Total

j 6, 057, 833 78

Second National Bank, Boston.
JAMES H . BEAL,

President

No. 322.

EDWARD C. BROOKS, Cashier.

Loans and discounts
; $3. 093, 496 78 Capital stock paid in
$1, 600, 000 00
92 28
Overdrafts
j
700,000 00 Surplus fund
j
U. S. bonds to secure circulation... j
750, 000 00
U. S. bonds to secure deposits
j
50, 320 65
Other undivided profits
i
XL S. bonds on hand
!
Other stocks, bonds, and mortgages j
National bank no»tes outstanding ..
626,100 00
945, 909 39 State bank notes outstanding
Due from approved reserve agents |
009, 406 90
Due from other banks and bankers j
Dividends unpaid
30, 661 50
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Individual deposits
2, 498, 552 36
Premiums paid
\
United State** deposits
j
Checks and other cash items
G, 587 97 ii Deposits of U. S. disbursing officers.!
Exchanges for clearing-house
201,856 59
Bills of other banks
|
90.170 00 ; Due to otlu-r national banks
504, 648 11
;
Fractional currency
j
21,019 87
Due to State banks and bankers...
Specie
j
"•246,750 00
Legal-tender notes
|
95, 500 00 Notes ai.d bills re-discounied
TJ. S. certificates of deposit
'
Bills payable
I
Due from U. S. Treasurer
:
31, 500 00
Total .




6, 087. 302 49

Total.

6, 087, 302 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.

63

MASSACHUSETTS.
Third National Bank, Boston.
PERCIVAL L. EVERETT, President.

FRANCIS B. SEARS, Cashier.

No. 350.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
17. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Pile from U. S. Treasurer
Total

$659, 742 97 Capital stock paid in .
23 80
300, 000 00 Surplus fund
*
Other undivided profits
11, 250 00 National bank notes outstanding ..
184, 831 14 State bank notes outstanding
69, 032 48
16, 000 00 Dividends unpaid
669 63 Individual deposits
United States deposits
2, 980 05 Deposits of U. S. disbursing officers.
34, 025 99
national banks
; oo Due to other banks and bankers..
Due to State
8G, 230 22
11,440 00 Notes and bills re-discounted.
Bills payable
Total.

1, 408, 714 28 I

$300, 000 00
34,700 06
15,117 07
266, 830 00
5, 809 50
765, 506 0G

5, 692 94
15, 058 71

1, 408, 714 2-8

Fourth National Bank, Boston.
No. 2277.

. W. KIMBALL, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
,
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

A. W . NEWELL, Cashier.

$377, 478 49 Capital stock paid in .

""2oo,"oo6"6o' Surplus fund

42, 524 08
51, 949 52

126 06
49, 440 67
2, 309 00
56 82
22, 800 00
10, 000 00

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$200, 000 00
6, 000 00
363 33
180, 000 00
4, 836 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

343, 875 44

919 12

30, 000 00

9, 000 00
Total.

765,994 39

765, 994 39

Atlantic National Bank, Boston.
ISAAC PRATT, Jr., President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Due from U. S. Treasurer
Suspense account
Total




No. 643.

JAMES T. DROWN, Cashier.

$1,099,587 72 ! Capital stock paid in
667, 000 00

Surplus fund
Other undivided profits

; National bank notes outstanding..
111,499 45 i State bank notes outstanding
82, 953 85
264,135 97 Dividends unpaid
Individual deposits
6, 360 00 ; United States deposits
7,441 48 Deposits of U. S. disbursing officers.
77, 715 34
24,450 00 Due to other national banks
21 56 Due to State banks and bankers...
40, 540 50
17, 610 00 ! Notes and bills re-discounted
30, 000 00 ! Bills payable
15, 997 54

2,445,313 41

Total

$750,000 00
300, 000 00
18, 817 81
597,500 00
26, 872 00
632, 316 86

67, 996 49
1, 810 25
50, 000 00
2,445, 313 41

64

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Atlas National Bank, Boston.
No. 654.

WILLIAM P. HUNT, President.

CHARLES L. L A N E ,

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
D u e from approved reserve a g e n t s . ;
D u e from other b a n k s and bankers.j
Real estate, furniture, and fixtures, j
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid
Checks and other cash items
E x c h a n g e s for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
D u e from TJ. S. Treasurer
Total

Cashier.

:, 631, 371 21 i Capital stock paid in .

$1, 500, 000 00

5oo, 666 66

I Surplus fund
| i Other undivided profits
10, 000 00
National bank notes outstanding ..
State bank notes outstanding
189,123 84
247,512 14

445, 561 00

Dividends unpaid.

38, 073 00

| Individual deposits
I United States deposits
4, 642 12 i Deposits of U. S. disbursing officers
211, 210
35,126
259
140, 023
37, 598
10, 000
22, 500

300, 000 00
113, 509 84

1, 610, 463 47

21
00
Due to other national banks
17 Due to State banks and bankers...
95
00 I Notes and bills re-discounted..
00 | Bills payable
00
Total.

4, 089, 366 64

11, 890 62
69, 868 71

4, 089, 366 64

Blackstone National Bank, Boston.
J O S H U A LORING, President.

N o . 514.

J A M E S ADAMS, J r . .

Cashier.

$3, 081, 381 73 ! Capital stock paid in
I $1, 500, 000 00
Loans and discounts
Overdrafts
1,018 65
U . S. bonds to secure c i r c u l a t i o n . . . I 1, 000, 000 00 • Surplus fund
84,000 00
TJ. S. bonds to secure deposits
'
26,126 22
I Other undivided profits
U. S. bonds on hand
54, 615 34 | National bank notes outstanding . .
Other stocks, bonds, and mortgages
900, 000 00
.,., „„_ ...j State bank notes outstandin;
D u e from approved reserve a g e n t s . j
249| 926 83
D u e from other b a n k s and b a n k e r s j
Dividends unpaid.
33,903 50
Real estate, furniture, and fixtures.
369, 789 73
C u r r e n t expenses and taxes p a i d . . .
Individual deposits
2, 279, 305 04
P r e m i u m s paid
20, 000 00
United States deposits
19, 349 36
Checks and other cash items
'
Deposits of U. S. disbursing officers.
193, 718 89
E x c h a n g e s for clearing-house
76, 737 00
Due to other national b a n k s
Bills of other b a n k s
'
535, 697 22
91 15 Due to State banks and b a n k e r s . . .
Fractional currency
I
546,043 32
324, 111 50
Specie
|
22, 000 00
Legal-tender notes
Notes and bills re-discounted...
TJ. S. certificates of deposit
L
Bills payable
j
D u e from U . S. Treasurer
I
45666 66

Total.

Total

5, 905, 075 30

| 5,905,075 30

Blue Hill National Bank of Dorchester, Boston.
ELEAZER J. BISPHAM, President.

Loans and discounts
Overdrafts
17. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 684.
$254, 059 32
357 70
200,000 00
5, 200 00
12, 242 69

SARELL J. WILLIS, Cashier.

! Capital stock paid in
Surplus fund
Other undivided profits
j National bank notes outstanding ..
State bank notes outstanding

19 640 85 ! Dividends unpaid.

Individual deposits
United States deposits
7 95 Deposits of U. S. disbursing officers
539 00
47 93
10, 440 30
10, 320 00
10, 000 00
9, 000 00
531, 855 74

$200, 000 00
37, 861 67
3, 933 68
180, 000 00
6, 266 00
103, 794 39

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable
Total.

531, 850 74

REPORT Ob1 THE COMPTROLLER OF THE CURRENCY.

65

MASSAOH.ISETTS.
Boston National Bank, Boston.
CHARLES B. HALL, President.

No. 408.

JAMES II. BOUVE, Cashier.

Liabilities.

Resources.

il, 702, 260 06 i! Capital stock paid in .
Loans and discounts
Overdrafts
889, 000 00 ; Surplus fund
U. S. bonds to secure circulation .. j
' 50, 000 00 ] Other undivided profits.
U. S. bonds to secure deposits
j
TJ. S. bonds on hand
;.
103,000 00 National bank notes outstanding .
Other stocks, bonds, and mortgages |
203, 260 51 State bank notes outstanding
Due from approved reserve agents I
115, 522 83
Due from other banks and bankers, j
Dividends unpaid
Real estate, furniture, and fixtures.'.
Current expenses and taxes paid. ..
8 00
Individual deposits
Premiums paid
L
United States deposits
Checks and other cash items
|
10, 549 37 Deposits of U. S. disbursingofficers
117, 217 45
Exchanges for clearing-house
:
9, 050 00 Due to other national banks
Bills of other banks
I
Fractional currency
j.
Due to State banks and bankers...
SS, 350 00
Specie
j
27, 944 00 Notes and bills re-discounted.
Legal-tender notes
j
U. S. certificates of deposit
.
Bills payable
Due from U. S. Treasurer
i
40, 000 00

Total .

,000,000 00
63, 688 15
74, 584 15
800, 000 00
24, 294 00
975, 273 77
28, 426 91
53, 713 46
336,190 78

Total.

3, 356, 171 22

3, 356, ] 71 22

Boylston National Bank, Boston.
JOSEPH T. BAILEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total ..

No. 545.
il, 111, 602 76
20 78
623,000 00

D. S. WATERMAN. Cashier.

Capital stock paid in .

$700, 000 00
110, 000 00
16, 594 01

Surplus fund
I Other undivided profits
"""27,"000"00"'
45,150 00 • National bank notes outstanding ..
75, 934 14 | State bank notes outstanding
29, 633 47 Dividends unpaid.
54, 488 87
42 21
1, 890 00 Individual deposits
United States deposits
1,380 00 Deposits of U. S. disbursing officers.
44, 940 43
24, 775 00 Due to other national banks
31 87 Due to State banks and bankers.
89, 527 00
15,100 00 Notes and bills re-discounted.
I Bills payable
28, 000 00

560, 000 00
, 16, 587 00
769, 335 52

Total

2,172, 516 53

2,172, 516 53

Broadway National Bank, Boston.
AXEL DEARBORN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total

H. Ex. 3




No. 551.
$300, 025 37
773 30
200 000 00
30, 000 00
11, 338 02
2, 236 98

Capital stock paid in .

Dividends unpaid

j Individual deposits
! United States deposits
1, 563 90 Deposits of U. S. disbursingofficers.
8, 735 97
847 00
64 33
49, 525 50*

9, 000 00

i

J
Surplus fund
I
Other undivided profits.
National bank notes outstanding ..!
State bank notes outstanding

1 05
1,826 03

615, 937 45

5

AQUILA ADAMS, Cashier.

$200,000 00
8,543 71
1,628 36
177, 600 00
2, 361 00
215, 804 38

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total.

10, 000 00
615, 937 45

66

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Bunker Hill National Bank of Charlestown, Boston.

EDWARD LAWRENCE, President

No. 635.

CHAS. R. LAWRENCE, Cashier.

Resources.

Liabilities.

Loans and discounts
$1, 056,
Overdrafts
TJ. S. bonds to secure circulation... j
400,
U. S. bonds to secure deposits
;
TJ. S. bonds on hand
Other stocks, bonds, and mortgages. i
270,
Due from approved reserve agents
1,
Due from other banks and bankers.
25,
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
46, 408 89
Exchanges for clearing-house
Bills of other banks
20,
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
18, 000 00

Capital stock paid in

$500, 000 00
300, 000 00
40, 635 95

National bank notes outstanding ..
State bank notes outstanding......

359, 700 00

Dividends unpaid

13, 912 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

691, 452 63

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

1, 905, 700 58

Total.

j

Surplus fund
Other undivided profits.

Total

! 1, 905, 700 58

Central National Bank, Boston.
No.

CHARLES J . BISHOP, President.

2103.

Louis W. YOUNG, Cashier.

$1, 266, 319 63 Capital stock paid in

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer

417, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding ..
174,646 18 State bank notes outstanding
76, 385 47 Dividends unpaid
4,415 11
11, 805 28 Individual deposits
United States deposits
2, 066 50 Deposits of U. S. disbursing officers.
120.107 98
5,683 00 Due to other national banks
137 06 Due to State banks and bankers...
14, 533 25
108, 500 00 Notes and bills re-discounted
Bills pavable
18, 765 00
2, 220, 364 46

Total

Total

$500, 000 00
11, 000 00
8, 886 20
374, 200 00
12,180 00
1,122, 998 00

51,100 26

140,000 00
2, 220, 364 46

Columbian National Bank, Boston.
No. 1029.

J O H N T. COOLIDGE, President.

JAMES M. GORDON, Cashier.

Loans and discounts
! $2, 402, 848 03 ,j Capital stock paid in
j $1, 000, 000 00
Overdrafts
J
|
400, 000 00
U. S. bonds to secure circulation... |
889, 000 00 ! Surplus fund
TJ. S. bonds to secure deposits
j
| Other undivided profits
6, 005 03
TJ. S. bonds on hand
•
;
Other stocks, bonds, and mortgages.!
National bank notes outstanding . .
789, 800 00
Due from approved reserve agents |
209,172 68 | State bank notes outstanding..."... |
j
Due from other banks and bankers. I
219,489 56
Real estate, furniture, and fixtures
Dividends unpaid
|
33,116 00
Current expenses and taxes paid... I
Individual deposits
1, 940, 951 97
Premiums paid
!
United States deposits
Checks and other cash items
j
Deposits of U.S. disbursing officers
Exchanges for clearing-house
147, 030 32
Bills of other banks
50, 252 00 Due to other national banks
'
Fractional currency
201 91 i Due to State banks and bankers.
Specie
86,378 50
Legal-tender notes
75. 500 00 : Notes and bills re-discounted.
TJ. S. certificates of deposit
50, 000 00 | Bills payable
Due from TJ. S. Treasurer
j
40, 000 00 j
Total




|

4,169,873 00 j

Total

4,169,873 00

REPORT OF THE COMPTROLLER OF THE CURRENCY.

67

MASSACHUSETTS.
Continental National Bank, Boston.
X o . 524.-

OLIVER DITSON, President.

CHARLES F . SMITH, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
......
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

$1,531,814 28 i Capital stock paid in .

105, 600 00
75,381 55
797, 000 00

20, 712 00

Individual deposits
!
United States deposits
!
Deposits of U. S. disbursing officers. I

2,930 83
194, 598 12
24. 317 00 Due to other national banks
98 78 Due to State banks and bankers.
66,400 00
5, 000 00 Notes and bills re-discounted | Bills payable
41, 000 00

878, 980 37

6,125 79

350, 000 00

Total

3, 233,199 71

Total.

$1, 000, 000 00

889, 000 00 ! Surplus fund
Other undivided profits
28, 600 00 National bank notes outstanding
85,145 G State bank notes outstanding
6
94, 898 91
269, 390 13 Dividends unpaid

3,233,199 71

Eliot National Bank, Boston.
WILLIAM H. GOODWIN, President

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
.".
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 536.

FRANCIS HARRINGTON, Cashier.

$1, 926, 360 80 | Capital stock paid in
$1, 000, 000 00
10, 050 61
889, 000 00 | Surplus fund
195, 000 00
32, 252 75
Other undivided profits
| National bank notes outstanding ..
799,900 00
220, 088 6Q I State bank notes outstanding
193, 622 99 Dividends unpaid
21, 823 00
21 11 ! Individual deposits
t
983,431 37
i United States deposits
8,145 20 i Deposits of U. S. disbursing officers.
213, 944 25 !
i
7. 653 00 I Due to other national banks
!!
! 225, 387 53
39 05 1 Due to State banks and bankers... I
|1
376, 335 02
118,703 00 !i
6,501 00 |l Notes
i

and bills re-discounted
I Bills payable
40, 000 00 ;

3, 634, 129 67 |

Total.

j
J
3, 634,129 i

Everett National Bank, Boston.
WARREN SAWYER, President.

No. 1469.

GEORGE E. CARE, Cashier.

$788, 609 95 Capital stock paid in .
Loans and discounts
j
20, 801 20
Overdrafts
]
300, 000 00 Surplus fund
U. S. bonds to secure circulation...!
U. S. bonds to secure deposits
!.
Other undivided profits
U. S. bonds on hand
i """.13, 100 00"
1,500 00 National bank notes outstanding . .
Other stocks, bonds, and mortgages. j
178,262 i<8 State bank notes outstanding
Due from approved reserve agents.;
48. 841 07 Dividends unpaid.
Due from other banks and bankers. [
14, 345 34
Real estate, furniture, and fixtures j
295 17 Individual deposits
Current expenses and taxes paid.. .j
Premiums paid
;.
United States deposits
947 99 Deposits of U. S. disbursing officers.
Checks and other cash items
i
j
38, 651 04
Exchanges for clearing-house
10, 426 00 Due to other national banks
Bills of other banks
j
276 06 Due to State banks and bankers...
Fractional currency
'
56, 000 00
Specie
."
i
37, 500 00 Notes and bills re-discounted.
Legal-tender notes
1
Bills payable
IT. S. certificates of deposit
!.
Due from U. S. Treasurer
!
13, 500 00 !
Total




1, 523, 056 70

:

Total.

$400, 000 00
39, 823 70
19, 088 42
270, 000 00

8,197 50
774, 975 37

10, 971 71

1, 523, 056 70

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Faneuil Hall National Bank, Boston.
NATHAN ROBBIXS, President.

No. 847.

THOMAS G. HILER, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes . .
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

Liabilities.
$1, 489,191 87 Capital stock paid in .
950, 000 00
23,150 00
99, 997 06
154, 718 03
49, 879 06
193, 437 27

il, 000, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

164, 000 00
25, 076 48755, 300 00
21, 632 00

Dividends unpaid

Individual deposits
13,771 00 United States deposits
14,494 97 Deposits of TJ. S. disbursing officers.
55, 498 31
14, 955 00 Due to other national banks
732 56 Due to State banks and bankers . .
101, 359 00
17, 000 00 Notes and bills re-discounted.
Bills payable

1,171, 670 76

0, 504 89

40,000 00 1
1

Total

3, 218,184 13

i 3, 218,184

First Ward National Bank, Boston.
CHAS. R. MCLEAN, President

Loans and discounts
!
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages j
Due from approved reserve agents !
Due from other banks and bankers \
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..:
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total-

Xo. 2112.

GEORGE B. FORD, Cashier.

$355, 885 61 Capital stock paid in
20
200, 000 00 ' Surplus fund
i Other undivided profits
10, 000 00 j National bank notes outstanding..
33, 599 15 State bank notes outstanding
28, 085 95 Dividends unpaid
5, 400 49
8 21 Individual deposits
United States deposits
3, 669 08 Deposits of U. S. disbursing officers.
7, 631 42
7, 025 00 Due to other national banks
163 13 Due to State banks and bankers...
11,730 30
3, 750 00 Notes and bills re-discounted
20, 000 00 Bills payable
9, 000 00

$200, 000 00

Total....

695, 948 54

695, 948 54

13, 000 00
9,114 83
178, 500 00
5,559 00
288, 381 60
1,393 02

Freeman's National Bank, Boston.
JOHN H. ROGERS, President.

No. (

Loans and discounts
i $1, 568, 036 26
Overdrafts
40 21
TJ. S. bonds to secure circulation...
400, 000 00
TJ. S. bonds to secure deposits
i
.'.
TJ. S. bonds on hand
j
Other stocks, bonds, and mortgages I
Due from approved reserve agents j
145,177 39
Due from other banks and bankers |
54, 535 79
Real estate, furniture, and fixtures. |
20, 604 41
Current expenses and taxes paid .. j
Premiums paid
j
Checks and other cash items
[
5, 803 14
Exchanges for clearing-house
•
47, 960 03
Bills of other banks
:
;
12, 492 00
Fractional currency
|
45 00
!
Specie
48, 467 00
Legal-tender notes
'
53, 562 00
TJ. S. certificates of deposit
'
Due from TJ. S. Treasurer
|
18, 000 00
Total.




2,374,723 23

EDW.

S. HAYWARD, Cashier.

Capital stock paid in .

$800, 000 00

Surplus fund
Other undivided profits

115, 000 00
26, 016 87

National bank notes outstanding ..
State bank notes outstanding

358, 730 00

Dividends unpaid.

18, 366 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

855,258 95

Due to other national banks
Due to State banks and bankers ..

104, 261 28
97, 090 13

Notes and bills re-discounted
Bills payable
Total.

2, 374, 723 23

REPORT OF THE COMPTROLLER OF THE CURRENCY.

6!)

MASSACHUSETTS.
Globe National Bank, Boston.
CHAS. J A S . SPRAOUE, Cashier.

No. 936.

WILLIAM B. STEVENS, President.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items . . . . . .
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from IT. S. Treasurer
Total

$1, 803, 098 27 Capital stock paid in .
650,000 00 Surplus fund
Other undivided profits..
141, 180 86 National bank notes outstanding
164,893 06 State bank notes outstanding
19, 412 49 Dividends unpaid.
3L 29 Individual deposits
United States deposits
Deposits of U. S. disbursing officers
93,794 14
3, 458 00 Due to other national banks
274 94 Due to State banks and bankers...
90, 570 00
57, 000 00 Notes and bills re-discounted.
Bills payab
able
29, 250 00
Total.

3, 058, 963 05

$1, 000, 000 00
24, 000 00
71, 658 62
585, 0 0 00
20, 400 00
1, 062, 980 54
229, 730 56
65, 193 33

3, 058, 963 05

Hamilton National Bank, Boston.
No. 778.

S. S. BLANCHAKD, President.

Loans and discounts . . . . .
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
-Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

GEORGE W. NEWHALL, Cashier.

$1, 564, 222 87 I Capital stock paid in
270,000 00

182, 760 73
136, 849 98
30 '
1,146
164, 531
7, 553
6
99, 952
34, 000

84
25
00
34
35
00

$750, 000 00

Surplus fund
Other undivided profits

150, COO 00
64, 868 20

National b a n k notes o u t s t a n d i n g . .
State b a n k notes o u t s t a n d i n g . . .

241,800 00
19, 272 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
D u e to other national banks
D u e to State banks and b a n k e r s . . .

1,233,070 54

14, 693 39

Notes and bills re-discounted.
Bills payable

12,650 00

Total.

2, 473, 704 13

Total.

!, 473, 704 13

Howard National Bank, Boston.
No. 578.

REUBEN E. DEMMOX, President.

Loans and discounts
• Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
<U. S. certificates of deposit
•Due from U. S. Treasurer
Total




SAMUEL F . WILKINS, Cashier.

! 226, 785 50 Capital stock paid in .
,
$1, 000, 000 00
36 60
720, 000 00 Surplus fund
123, 880 19
84, 233 06
Other undivided profits.
641,054 00
16,117 77 National bank notes outstanding ..
339, 271 09 State bank notes outstanding
103,466 98 Dividends unpaid .
24, 633 00
35, 658 54
1, 064 65 Individual deposits
1,178, 053 73
13, 929 17 United States deposits
4, 952 40 Deposits of U. S. disbursing officers.
62, 755 54
14, 603 00 Due to other national banks
368, 675 75
48 90 Due to State banks and bankers ..
325, 456 41
146, 896 00
28, 000 00 Notes and bills re-discounted
,
Bills payable
32, 400 00
I

3,745,986 14

Total

3, 745, 986 14

70

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Manufacturers' National Bank, Boston.

CHESTER GUILD, President

Xo. 2111.

FRANCIS E. SEAVER, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due froni approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current exj)enses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
|
TJ. S. certificates of deposit
I
Due from U. S. Treasurer
i
Total.

Liabilities.
$883, 223 56 Capital stock paid in .
10 92
500, 000 00 Surplus fund
Other undivided profits.
Xational bank notes outstanding ..
156, 785 25 State bank notes outstanding
53,828 50
160, 735 48 Dividends unpaid .
3 25
6, 468 86 Individual deposits
United States deposits
1,952 02 Deposits of U. S. disbursing officers.
32,114 46
7, 028 00 Due to other national banks
241 11 Due to State banks and bankers...
69, 764 00
10, 000 00 Xotes and bills re-discounted
Bills payable
"22,500 00

$500, 000 00
3,710 0011,871 25
449,100 00
11,162 50
693,184 19
112, 631 77
72, 995 70
50,000 0ft

Total.

1, 904, 655 41

1, 904, 655 41

Market National Bank, Boston.
. 505.

AS. O. WHITMORE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$1, 522, 440 44 Capital stock paid in .
150,000 66
111, 041 25
154, 639 22
34, 849 81
886 15
950 00
104, 487
4,633
132
120, 765
36, 935

28
00
67
60
00

$800, 000 00

Surplus fund
Other undivided profits
Xational bank notes outstanding . .
State bank notes outstanding

13,464 66
39, 252 96
134,100 00

Dividends unpaid.

13, 360 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1, 244,101 11

Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted.
Bills payable

4, 231 69

6, 750 00
Total

2, 248, 510 42

Total.

JOSIAH Q. BENNETT, Cashier.

I 2,248,510 42

Massachusetts National Bank, Boston.
HENRY A. RICE, President.

Xo. 974.

Loans and discounts
j $1, 658, 817 72
Overdrafts
U. S. bonds to secure circulation.. .1
450, 000 00
U. S. bonds to secure deposits
j
U. S. bonds on hand.
14, 000 00
Other stocks, bonds, and mortgages j
109, 299 60
Due from approved reserve agents !
280, 689 64
Due from other banks and bankers
Real estate, furniture, and fixtures.
"" 1, 174 25
Current expenses and taxes paid . .
Premiums jjaid
9, 990 82
Checks and other cash items
81,560 60
Exchanges for clearing-house
52, 000 00
Bills of other banks...'
Fractional currency
50,498 00
Specie
102, 051 00
Legal-tender notes
U. S. certificates of deposit
20, 250 00
Due from U. S. Treasurer
Total




2,830,331 63

H. K. FROTHINGHAM, Cashier.

Capital stock paid in

$800, 000 00

Surplus fund
Other undivided profits
Xational bank notes outstanding .. j
State bank notes outstanding
j
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...

108, 000 00
65, 386 28
405, 000 00
15,960 00
1,016,641 64

11,716 90*
407, 626 81

Xotes and bills re-discounted.
Bills payable
Total

j 2, 830, 331 63:

REPORT OF THE COMPTROLLER OF THE CURRENCY.

71

MASSACHUSETTS.
Maverick National Bank, Boston.
No. 677.

ASA P . POTTER, President

JOHN J . EDDY, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT, S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
-.
Legal-tender notes
U. S. certificates of deposit
Due from IT. S. Treasurer
Total.

Liabilities.
$5, 460, 880 75
5 22
400, 000 00
531," 450 "66"
257, 474 38
1, 561, 052 37
133,746 47
9, 052 67
21," 632 18
46, 040
549, 471
26,299
154
7.76,718
74, 400
155, 000
23, 000

52
27
00
14
00
00
00
00

Capital stock paid in .

$400, 000 00

Surplus fund
Other undivided profits

400, 000 00
91, 988 61

National b a n k notes o u t s t a n d i n g . .
State bank notes outstanding

360. 000 00

Dividends unpaid

14, 826 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

3,783,251 68

D u e to other national b a n k s
D u e to State b a n k s and b a n k e r s . . .

3, 208, 909 98
1, 767, 400 70

Notes and bills re-discounted .
Bills payable
Total

10, 026, 376 97

10, 026, 376 97

Mechanics' National Bank, Boston.
JAMES "W. CONVERSE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
- ...
L
Legal tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 932.

ALVAN SIMONDS, Cashier.

$379, 458 31 Capital stock paid in .
20 47
195, 000 00 Surplus fund
Other undivided profits
2,500*00
9, 275 00 National bank notes outstanding..
44, 086 10 State bank notes outstanding
99,103 41 Dividends unpaid.
9, 400 00
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$250,000 00
50, 000 00
18, 505 56
175, 500 00
6, 380 50
331, 542 00

25,307 21
7,258 56
9, 264 00 Due to other national banks
33,340 00 Due to State banks and bankers..
9,140 00 Notes and bills re-discounted.
Bills payable
775 00
831, 928 06

Total.

831, 928 06

Merchandise National Bank, Boston.
ISRAEL G. WHITNEY, President.

Loans and discounts
j
Overdrafts
\
U. S. bonds to secure circulation.. .1
U. S. bonds to secure deposits
U. S. bonds on hand
I
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Le^al-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




J. F . R. Foss, Cashier.

No. 2304.
51,160,296 37

Capital stock paid in .

400, 666*00 I Surplus fund ".
| Other undivided profits
176, 228 69
14, 070 38
17 40
5, 000 00
14, 552 19
56, 858 17
20, 929 00
63 88
61, 963 00
26. 700 00
15| 000 00
18, 000 00
1, 969, 679 08

; National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$500, 000 00
11, 500 00
9,181 20
356, 800 00
13, 611 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

940,441 33

Due to other national banks
Due to State banks and bankers.

138,145 55

Notes and bills re-discounted.
Bills payable
Total.

1, 969, 679 08

72

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Merchants' National Bank, Boston.

FRANKLIN HAVEN, President.

No. 475.

GEOTIGE R. CHAPMAN, Cashier.

Resources.

Liabilities.

Loans and discounts
I $6, 299, 790 23 j Capital stock paid in
I
Overdrafts
2, 300, 000 00
TJ. S. bonds to secure circulation...
Surplus fund
50. 000 00
U. S. bonds to secure deposits
Other undivided profits .
TJ. S. bonds on hand
74, 000 00 National bank notes outstanding ..
Other stocks, bonds, and mortgages.
734, 196 27 State bank notes outstanding
Due froni approved reserve agents.
1,159, 381 98
Due from other banks and bankers
520. 000 00 Dividends unpaid
Real estate, furniture, and fixtures
893 39
Current expenses and taxes paid...
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
Deposits of U.S. disbursing officers I
Exchanges for clearing-house
1, 010, 748 23
Bills of other banks
30, 937 00
Due to other national banks
Fractional currency
Due to State banks and bankers...
GO8, 05(5 G
O
Specie
\
21, 000 00
Legal-tender notes
Notes and bills re-discounted..
U. S. certificates of deposit
Bills payable
Due from TT. S. Treasurer
105,500 00
Total.

Total

12, 914, 509 70

$3, 000, 000 00
1, 000, 000 00
108,453 99
2, 039, 400 00

69, 025 00
6, 073, 995 49
8,284 32
351, 560 66
263, 790 30

12, 914, 509 76

Metropolitan National Bank, Boston.
WALTER S. BLAXCHARD, President.

No. 2289.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$403, 729 43
1, 090 18
200, 000 00

G. H O W E DAVIS, Cashier.

Capital stock paid in

! $200, 000 00

:
Surplus fund
Other undivided profits
16, 787 50 National bank notes outstanding ..\
74, 499 87 State bank notes outstanding
36, G81 50
'
13. 875 25 Dividends unpaid

8 00
739 89
23, IDS 16
12, 553 00
36 21
34, 084 05
10, 300 00
9, 000 00

Total.

18, 000 00
24, 385 73
180, 000 00
5, 079 00

!
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

396, 690 44

Due to other national banks
Due to State banks and bankers .. i
Notes and bills re-discounted
'
Bills payable

2, 337 87

836, 493 04 '

Total

10, 000 00
836,493 04

Monument National Bank of Charlestown, Boston.
JAMES O. CURTIS, President.

No. 1005.

Loans and discounts
j
Overdrafts
;
TJ. S. bonds to secure circulation...;
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
!
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total




•

WARREX SANGER, Cashier.

$389, 034 39 Capital stock paid in

J $150, 000 00

150, 000 00 Surplus fund
I
Other undivided profits
\
15, 000 00 National bank notes outstanding ..;
j
44, 917 87 State bank notes outstanding
Dividends unpaid
i
20 25
|
— Individual deposits
United States deposits
i
6, 954 98 Deposits of U. S. disbursing officers
10, 674
5
9, 962
4, 500

00 Due to other national banks
j
74 Due to State banks and bankers .. |
20
00 Notes and bills re-discounted.
Bills payable
6, 750 00

637,819 43

Total.

140, 000 00
23, 326 77
134, 690 00
3, 668 00
185, 611 68

522 98

637, 819 43

REPORT OF THE COMPTROLLER OF THE CURRENCY.

73

M
A SSACHUSETTS,
Mount Vernon National Bank, Boston.
No. 71(5.

THOMAS N. HART, President.

HENRY " V PERKINS, Cashier.
V .

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation. .
U. S. bonds to secure deposits
IT. S. bonds on hand
•Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total

$548, 280 28 Capital stock paid in .
902 02
200, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding ..
75,117 52 State bank notes outstanding
15, 445 48 Dividends unpaid .

$200, 000 00

1 75 Individual deposits
United States deposits
982 29 Deposits of U. S. disbursing officers
27, 647 09
9, 848 00 Due to other national banks
285 95 Due to State banks and bankers ..
53, 000 50
16, 827 00 Notes and bills re-discounted .
Bills payable
10, 000 00

490, 704 46

958, 338 48

12, 500 00
29, 593 02
178, 500 00

4,041 00

25, 000 00

18, 000 00
958, 338 48

Total.

National Bank of Brighton, Boston.
C.

W. KLVGSLEI', ? r a

dent.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
'Current expenses and taxes paid..,
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

No. 1099.

BELA S. FISKE, Cashier.

$350, 431 07 Capital stock paid in .

$300, 000 00

300, 666 65" Surplus fund ..
I Other undivided profits

60, 000 00
8, 902 35

j

] National bank notes outstanding ..
| State bank notes outstanding
3,283 64 Dividends unpaid ..
51, 600 00
10 00 j Individual deposits
| United States deposits
4, 085 06 j Deposits of U. S. disbursing officers
1, 135 00 Due to other national banks
5 36 Due to State banks and bankers...
6, 345 00
500 00 i Notes and bills re-discounted .
jl Bills payable .
13, 500 00
Total.

730,895 13

270, 000 00
9, 824 40
77, 257 33

4, 911 05

730, 895 13

National Bank of Commerce, Boston.
C. H. WARNER, President.

No. 554.

Loans and discounts
| $2, 859, 984 74
Overdrafts
1 05
U. S. bonds to secure circulation...
1, 250, 000 00
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
223, 000 00
Due from other banks and bankers.
146,362 68
Real estate, furniture, and fixtures
Current expenses and taxes paid... I
Premiums paid
55, 000 00
Checks and other cash items
2, 946 46
Exchanges for clearing-house
238, 161 73
Bills of other banks
57, 435 00
Fractional currency
61 09
Specie
231, 732 00
Legal-tender notes
82, 430 00
C S. certificates of deposit
j
Due from U. S. Treasurer
j
56, 250 00
Total




; 5, 203, 364 75

GEO. W. HARRIS, Cashier.

Capital stock j>aid in
Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

$1,500,000 00
200, 000 00
98, 214 04
1,121,980 00
31,017 96

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

1,110, 395 69

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills payable

1,095,915 33
45, 841 73

Total

5, 203, 364 75

74

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
National Bank of the Commonwealth, Boston.

E. C. SHERMAN, President.

No. 1827.

ABRAM T. COLLIER,

Liabilities.

Resources.
$2, 980, 214 71

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages

Capital stock paid in

!

$500, 000 00

100,000 00

Surplus fund
Other undivided profits.

35, 000 00
41,806 2
G

112, G50 00

Xarlonal bank notes outstanding . .
State bank notes outstanding

90, 000 00

Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid

523, 492 58
30!), 105 07
300, 000 00

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

23, 529 36
301,807 03
590 00
4 75
519, 000 00
22, 000 00

12,843 00

Dividends unpaid.
Individual deposits
United States deposits..
Deposits of TJ. S. disbursing officers

2, 067, 006 82

Due to other national banks
Due to State banks and bankers . .

1, 847. 585 17
609, 312 25

Xotes and bills re-discounted .
Bills payable

• 4, 500 00
i, 203, 553 50

Total.

. .j 5,203,553 50

Total..

National Bank of North America, Boston.
ISAAC T. BURR, President.

No. 672.

JOHN K. HALL, Cashier.

$1,60-1,274 39
672,500 00

Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid. . .
Premiums paid

2fiO, 394 76
72, 856 73

806 61

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
".
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Ill, 800
6,437
300
135, 600
2, 000

j $1, 000, 000 00
j
|

National bank notes outstanding . .
State bank notes o u t s t a n d i n g . . . . . .

135, 762 82
8, 222 72
595, 050 00
16,415 50

Dividends unpaid .
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

20
00 I Due to other national banks
60 ! Due to State banks and bankers.
00
00 Xotes and bills re-discounted

"30,000 00

Total

Capital stock paid in
Surplus fund
Other undivided profits

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation . .
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages

998,484 11

143, 035 14

Bills payable

2, 896, 970 29

2, 896, 970 29-

Total.

National Bank of Redemption, Boston.
WILLIAM D. FORBES,

XY>. 515.

President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.

EDWARD

$4, 666, 308 79 Capital stock paid in
15, 098 71
890, 000 00 Surplus fund
Other undivided profits
20,250 00 Xational bank notes outstanding . .
State bank notes outstanding
1, 144, 744 68
237, 466 64
i Dividends unpaid
5, 025 34
1,601 80
Individual deposits
1, 506 25
Ignited States deposits
'•
22, 590 IP Deposits of TJ. S. disbursing officers
909, 844 17
54, 000 00 Due to other national banks
Due to State banks and bankers . .
;
598, 450 00
j
9,102 00 Xotes and bills re-discounted .
Bills payable
'
I
48, 000 00

Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures |
Current expenses and taxes paid . \
Premiums paid
;
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total




A. PRESBREY,

I

8,623,988 57 ;!

Total.

Cashier,

| $1, 000, 000 00
350, 000 00
3, 838 3&
799,960 00
19, 500 001,280,962 95.

4,389,841 64
779, 885 62

8, 623, 988 57

REPORT OF THE COMPTROLLER OF THE CURRENCY.

75

MASSACHUSETTS.
National Bank of the Republic, Boston.
HARRISON 0 . BRIGGS, Preside?it

No. 379.

CHARLES 1 T VIALLE, Cashier.
S.

Resources.

Liabilities.

$1,500,000 00
Loans and discounts
$2, 591, 822 58 Capital stock paid in .
Overdrafts
300,000 00
U. S. bonds to secure circulation
| 1, 250, 000 00 Surplus fund
86,673 79
U. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
Other stocks, bonds, and mortgage
26,131 00 National bank notes outstanding... 1,117, 000 00
569,951 73 State bank notes outstanding
Due from approved reserve agent;
95, 048 39
Due from other banks and banker;
36,483 00'
108, 553 07 Dividends unpaid.
Real estate, furniture, and fixture -,
Current expenses and taxes paid.. Individual deposits
1,018,933 01
26,437 50
Premiums paid
United States deposits.
Checks and other cash items
Deposits of U. S. disbursing officers.
209, 045 35
Exchanges for clearing-house
258,990 51
20, 000 00 Due to other national banks
Bills of other banks
544,102 93
Fractional currency
Due to State banks and bankers...
66,700 00
Specie
130,000 00 Notes and bills re-discounted.
Legal-tender notes
Bills payable
U. S. certificates of deposit
287, 756 38
Due from U. S. Treasurer
56,250 00
Total

Total.

5,149, 939 62

5,149, 939 62

National City Bank, Boston.
No. 609.

CHARLES L. THAYER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
"Fractional currency
Specie
'.
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$1, 684, 804 82 | Capital stock paid in.

2o6,"o6o bo" Surplus fund
6,900 00
155,188
113,187
59, 000
30

33
05
00
00

Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

il, 000, 000 00
139, 084 88
91,155 27
180, 000 00
19, 924

i Individual deposits
I United States deposits
j Deposits of U. S. disbursing officers

87,581 69
10, 822 00 ! Due to other national banks
688 45 ! Due to State banks and bankers...
66, 295 00
51, 000 00 1 Notes and bills re-discounted
1
! | Bills payable

1,008,832

5, 500 00'

9,000 00

2, 444, 497 34

Total.

CHARLES C. BARKY, Cashier.

Total

i 2,444,497 34

National Eagle Bank, Boston.
ROBERT S. COVELL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 993.

WILLIAM G-. BROOKS, Cashier.

$1, 559, 910 24 Capital stock paid in...

$1, 000, 000 00>

800,"000 66" Surplus fund
Other undivided profits

137, 000 00'
23,701 54

13, 000 00
128,791 69
42, 690 73
508 00

9,113 84
188. 625 96
13, 589 00
16, 384 28
54, 000 00

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid..

714, 500 00
20, 950 00*

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

870, 515 2&

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted .
Bills payable

289 34
30,657 60
65, 000 00

36, 000 00
2, 86-2. 613 74

Total

2,862,613 74

76

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
National Exchange Bank, Boston.

EDWARD L. TEAD, President.

Resources.

Xo. 529.
ii

$5. 521, 652 66
Loans and discounts
212 32
•Overdrafts
889, 000 00 j
IT. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
:
•U. S. bonds on hand
'
Other stocks, bonds, and mortgages
1,178,039 47
Due from approved reserve agents
163, 112 71
Due from other banks and bankers
Real estate, furniture, and fixtures
'Current expenses and taxes paid ..
Premiums paid
107, 001 04
Checks and other cash items
702, 810 63
Exchanges for clearing-house
81, 996 00
Bills of other banks
42 96
Fractional currency
452, 559 50
Specie
'
340, 700 00
JLogal-tender notes
TJ. 8. certificates of deposit
Due from TJ. S. Treasurer
40,000 00

Total.

J. 8. LEAROYD, Cashier.

Liabilities.

Capital stock paid in

$1, 000, 000 00

Surplus fund
Other undivided profits

400, 000 00
55, 391 94

Xational bank notes outstanding .
State bank notes outstanding.....

796, 500 00

Dividends unpaid

23,06100

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

3, 072, 064 46

Due to other national banks
Due to State banks and bankers .
Xotes and bills re-discounted
Bills payable

1. 995, 962 83
2, 226, 933 53

Total

9, 569, 913 76

9, 569, 913 76

National Hide and Leather Bank, Boston.
GEORGE RIP-LEY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Ourrent expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks ..
Fractional currency
Specie
Legal-tender notes
...
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total..

Xo. 460.

SAMUEL CARR, Jr., Cashier.

$2. 905, 052 07 ; Capital stock paid in
j $1, 500, 000 00
88 92 .
1, 250, 000 00 ! Surplus fund
190,000 00
38,102 92
Other undivided profits
2, 000 00 | Xational bank notes outstanding .. 1,122, 300 00
072,471 66 j State bank notes outstanding
80, 362 191 Dividends unpaid..
1
27,430 00
. | Individual deposits
25,100 00 ,; United States deposits
10,207 00 '• j Deposits of TJ. S. disbursing officers
143, 007 91
8, 051 00 Due to other national banks
220 43
191, 619 35 Due to State banks and bankers...
25. 374 00 Xotes and bills re-discounted.
Bills payable
56,250 00 ;
Total..

5, 369, 804 53

966,252 31

857,529 37
668,189 93

5, 369, 804 53

National Market Bank of Brighton, Boston.
•GBANVILLE FULLER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
•TJ. S. bonds on hand
Other stocks, bonds, pnd mortgages
Due from aj.>proved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
^Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




No. 806.

FRANK G. XEWHALL, Cashier.

Capital stock paid in .

$250, 000 00

Surplus fund
Other undivided profits

50, 000 00
52, 313 75

Xational bank notes outstanding .
State bank notes outstanding

225, 000 00

Dividends unpaid .

10,387 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

88, 014 28

Due to other national banks
Due to State banks and bankers
Xotes and bills re-discounted
Bills payable
Total.

193, 460 50

19,175 53

REPORT OF THE COMPTROLLER OF THE CURRENCY.

77

MASSACHUSETTS.
National Revere Bank, Boston.
GEORGE S. BULLEXS, President.

HENRY BLASDALE, Cashier.

X«. 1295.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$4. 352, 508 41 Capital stock paid in .
5 98
1,100,000 00 Surplus fund
Other undivided profits
National bank notes outstanding .
439, 788 00 State bank notes outstanding
486, 939 73 Dividends unpaid.
35 30

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

440, 736 61
71, 605 00 Due to other national banks
68 10 Due to State banks and bankers...
360, 680 00
112,800 00 Notes and bills re-discounted.
Bills ]>ayable
49, 500 00
7, 414, 667 13

Total.

;l, 500, 000 00
187, 500 00
33, 874 33
990, 000 00
28, 773 00
2, 757, 701 87
1,499,932 47
416, 885 46

7, 414, 667 13

National Rockland Bank of Roxbury, Boston.
No. 615.

SAMUEL LITTLE, President.

ROBT. B. FAIRBAIRN, Cashier.

$646, 534 66 Capital stock paid in .
Loans and discounts
638 16
Overdrafts
300, 000 00 Surplus fund
U. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
|.
Other undivided profits
TJ. S. bonds on hand
i37, 000 00
National bank notes outstanding ..
Other stocks, bonds, and mortgages. j
State bank notes outstanding
40, 365 60
Due from approved reserve agents
Due from other banks and bankers
2, 807 27
Dividends unpaid .
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Individual deposits*
3, 883 00
Premiums paid
United States deposits
16, 613 90
Checks and other cash items
Deposits of U. S. disbursing officers
Exchanges for clearing-house
6, 977 00
Bills of other banks
Due to other national banks
Fractional currency
Due to State banks and bankers.
l i , 498 03 j
Specie
•
Notes and bills re-discounted.
Legal-tender notes
TJ. S. certificates of deposit
20, 000 00 Bills payable
Due from TJ. S. Treasurer
25, 000 00
Total
Total.
1.111,317 62

$300, 000 00
140, 000 00
6, 015 20
268,100 00
9,158 00
388, 044 42

1, 111, 317 62

National Security Bank, Boston.
SAML. A. CARLTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1675.

CHARLES R. BATT, Cashier.

$874, 558 21 Capital stock paid i n .
446 89
200, 000 00 Surplus fund
Other undivided profits.
48 National bank notes outstanding ..
26 State bank notes outsta