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ANNUAL REPORT COMPTROLLER OF THE CURRENCY TO THK THIRD SESSION OF THE FORTY-SIXTH CONGRESS OF THE U N I T E D S T A T E S . DECEMBER 6, I8SO. WASHINGTON: PRINTING- OFFICE. 1880. TABLE OF CONTENTS. [A full index will be found on page cxcv of this volume.] EEPORT. Report submitted for consideration of Congress , National banks organized, failed, and placed in voluntary liquidation during the year, and since the establishment of the system States and Territories in which national banks are located, and States having the largest national-bank capital Resources and liabilities of the national banks on October 1,1880, classified as to city and country banks Comparative statements of the national banks for eleven years The banks since resumption Distribution of loans by the Bank of France Distribution of loans by the national banks of the United States Distribut ion of loans by the Imperial Bank of Germany State banks not organized under the National Bank Act Trust companies not organized under the National Bank Act Savings banks not organized under the National Bank Act Number, capital, and deposits of national banks, State and savings banks, and private bankers Security of circulating notes National bank and legal-tender notes by denominations Circulating notes of the Bank of France, by denominations Circulating notes of the Imperial Bank of Germany, by denominations United States bonds outstanding United States bonds held by the national banks , United States bonds held by the State banks United States bonds held by private bankers Clearing-house certificates Transactions of the New York Clearing-House Specie in the national banks , Estimated amount of specie in the country Gold and silver in the Treasury of the United States from 1876 to 1880 Bullion in the Bank of England, 1870 to 1880 Gold and silver in the Bank of France, 1870 to 1880 State taxation of national banks « Tables of national and State taxation The losses of the national banks The surplus of the national banks The di vidends and earnings of the national banks United States legal-tender notes and national bank circulation Lost or unredeemed bank-notes .. : Loans and rates of interest of New York City banks Redemption of national bank currency National bank failures Reserve Attention called to tables in appendix Page. Ill Ill Ill IV V V XVI XVII XIX XX XX XXI XXV XXVI XXVII XXVIII XXVIII XXIX XXX XXXI XXXI XXXI XXXII XXXIV XXXV XXXV XXXV XXXVI XXXVI XXXIX XLIV XLVII XLVII XLIX LII LV LVI LIX LX LXI APPENDIX. Names and compensation of officers and clerks LXIII Expends of the office LXIV Synopsis of judicial decisions of the Supreme and circuit courts of the United States, and of State courts upon national-bank questions LXV Number capital, bonds, and ciiculatiou of national banks November 1,1880 LXXXV Number, average capital, deposits, and investments in United States bonds of State banks, &c LXXXVI II TABLE OF CONTENTS. Page. National bank circulation authorized, issued, and uncalled for LXXXVIII Classification of the loans of the national banks XC Number and denominations of national bank notes issued, redeemed, and outstanding XCI Circulation issued, and legal-tender notes deposited, to retire circulation XCII Monthly and yearly increase of national bank circulation XCIII Tables of the taxation of the national banks, 1867 to 1878 XCIV Clearings and balances of the banks in New York City CI Tables of the dividends and earnings of the national banks CII Tables relative to the reserve of the national banks CVIII Tables of the resources and liabilities of the State banks, savings-banks, and private bankers CXIV Tables of the resources and liabilities of the trust and loan companies CXXIV Tables of the resources and liabilities of the savings-banks CXXVT Average and total amount of savings-banks deposits and number of depositors CXXVIII National bank and legal-tender notes outstanding at various dates CXXVIII List of national banks in voluntary liquidation CXXIX List of insolvent national banks CXXXIV Abstract of the resources and liabilities of the national banks for each of the years from 1863 to 1880 CXXXIX Abstract by States and principal cities, of the reports of national banks from October 2, 1879, to October 1,1880 CLIII Report of the condition of each national bank on October 1,1880 I TREASURY DEPARTMENT, Document No. 40. Comptroller of Currency. REPORT OF THE COMPTROLLER 0E THE CURRENCY. TREASURY DEPARTMENT, OFFICE OF THE COMPTROLLER OF THE CURRENCY, Washington, November 27, 1880. I have the honor to submit for the consideration of Congress the eighteenth annual report of the Comptroller of the Currency, in compliance with section 333 of the Bevised Statutes of the United States. Fifty-seven national banks have been organized since November 1, 1879, with an aggregate authorized capital of $0,374,170, to which $3,662,200 in circulating notes have been issued. Three banks, having a total capital of $700,000, have failed, and dividends amounting to sixty-five, eighty, and ninety per cent., respectively, have been paid to the creditors of these banks during the year and since the date of failure. Ten banks, with an aggregate capital of $1,070,000 and an aggregate circulation of $928,800, have voluntarily discontinued business during the year ; and one bank, which had formerly gone into liquidation, has been placed in the hands of a receiver for the purpose of enforcing the individual liability of the shareholders. The total number of national banks organized from the establishment of the national banking system, February 25, 1863, to November 1 of the present year, is 2,495. Of these, 314 have gone into voluntary liquidation by the vote of shareholders owning two-thirds of their respective capitals, and 86 have been placed in the hands of receivers for the purpose of closing up their affairs. National banks are located in every State of the Union except Mississippi, and in every Territory except Arizona ; and the total number in operation at the date last named was 2,095, which is the greatest number of banks that has been in operation at any one time. The 13 States having the largest capital are Massachusetts, New York, Pennsylvania, Ohio, Connecticut, Ehode Island, Illinois, Indiana, Maryland, New Jersey, Maine, Kentucky, and Michigan, in the order named. The shares of the national banks which in the year 1876 numbered more than six and a half millions, and were held in average amounts of $2,400, were then distributed among more than 208,000 persons residing in every State and Territory of the Union, in eleven countries or provinces of this continent and adjacent islands, and in twenty-five countries in Europe, Asia, and Africa.# Included in the aggregate number of national banks organized are ten national gold banks, three of which, still in operation, are located in the State of California, having an aggregate capital of two millions * Interesting information in reference to the distribution of national-bank stock will "be found on pp. 69 and 144 to 148 of Comptroller's Report for 1876. 3 IV REPORT OF THE COMPTROLLER OF THE CURRENCY, of dollars and a total circulation of $840,000. Four of these banks have changed into other organizations under the act of February 14? 1880? which provided for such conversions. A bill is now pending in Congress providing for the repeal of section 5176 of the Eevised Statutes, which limited the amount of circulation to be issued to the national banks organized subsequently to July 12, 1870, to $500,000, and also authorizing all national banks to issue circulation nor exceeding the amount of their capital, upon the deposit of the necessary amount of United States bonds. The passage of this act will entitle all national banks to the same proportion of circulation upon capital and bonds as is possessed by those organized prior to March 3? 1865, and the passage of this bill is recommended. The following table exhibits the resources and liabilities of the national banks at the ciose of business on the first day of October, 1880, the returns from New York City, from Boston, Philadelphia, and Baltimore, from the other reserve cities, and from the remaining banks of the country, being tabulated separately: New York City. Boston, Philadelphia, and Baltimore. * Other reserve cities. Country banks. Aggregate. 47 b a n k s . 101 b a n k s . 83 banks. 1,859 b a n k s . 2,090 b a n k s . $238, 428, 501 66, 825 21,170, 500 820, 000 7, 011, 450 10, 420, 603 $191,312,159 95, 770 $104, 026, 057 314,757 25, 550, 300 3, 509, 500 3, 641, 200 3, 633,116 21, 013, 471 9, 374, 611 EESOURCES. Loans and discounts Overdrafts Bonds for circulation Bonds for deposits TJ. S. bonds on hand Other stocks and bonds Due from reserve agents Due from other national banks Due from other banks and bankers Real estate, furniture, and fixtures Current expenses Premiums Checks and other cash items .. Exchanges for clearing-house.. Bills of other national banks .. Fractional currency Specie Legal ten tier notes TJ. S. certificates of deposit .. Five per cent, redemption fund. Due from U. S, Treasury Totals. $503, 294, 724 $1, 037, 061, 441 3, 915, 826 3, 438, 474 357, 789, 350 254, 486, 250 14, 827, 000 9, 947, 500 28, 793, 400 15, 510, 500 48, 863,150 30, 466, 254 134, 562, 779 86, 371, 229 63, 023, 797 26, 311, 857 14,191, 525 56, 582, 300 550, 000 2, 630, 250 4,343,177 26, 278, 079 13,145, 804 3, 010, 707 1, 634, 443 2, 930, 254 8, 305, 794 15, 881,198 10, 048, 431 1, 045, 085 750, 763 2, 444, 390 94, 520, 216 1, 534, 823 48, 388 59, 783, 555 9, 726, 3G3 1, 310, 000 940, 537 411, 383 6, 989, 071 769, 375 449, 063 1, 075, 684 19,939,202 2, 208, 774 28, 996 18, 368, 959 6, 937, 458 3, 655, 000 2, 544, 725 99, 021 4, 798, 084 679, 264 258, 294 882, 536 6,132,142 2, 577, 436 52, 974 10,001,177 12, 363, 267 2, 050, 000 1,101, 572 108, 748 26, 210, 247 3, 892, 458 2, 030, 350 8, 326, 392 503, 690 11, 889, 910 236, 814 21,192,818 27, 613, 370 640, 000 11, 334, 907 562, 973 48, 045, 833 6, 386,182 3, 488, 470 12, 729, 002 121, 095, 250 18, 210, 943 367,172 109, 346, 509 56, 640, 458 7, 655, 000 15, 921, 741 1,182,125 477, 684, 045 j 359, 637, 310 j 215, 898, 760 |1, 052, 566, 511 2,105, 786, 626 LIABILITIES. Capital stock Surplus fund Undivided profits National-bank notes outstanding State-bank notes outstanding.. Dividends unpaid Individual deposits U. S. deposits Deposits of U. S. disbursing officers Due to national banks Due to other banks and bankers Notes and bills re-discounted Bills payable Totals. 50, 650, 000 18,185, 383 10, 396, 427 78, 748, 330 20, 699, 979 4, 960, 959 37, 595, 500 11, 353, 641 4,125, 305 290, 560,155 70, 279, 580 26, 656, 999 457, 553, 985 120, 518, 583 46,139, 690 18, 594, 918 47, 482 188, 702 242, 044, 722 276, 099 50,102,858 I 46,221 1, 272, 861 146, 079, 901 347, 687 22, 270, 608 155, 813 88, 224, 947 1, 955, 554 226, 381, 652 177, 342 1, 835,128 397,188, 067 4, 969,199 317, 350, 036 271,045 3, 452, 504 873, 537, 637 7,548,539 8,284 40, 811, 064 14, 275, 452 502, 957 1, 780, 757 809, 749 27, 933, 758 20, 075, 304 303, 705 1, 094, 876 2, 394, 235 17, 446,140 10,150, 572 2, 371, 571 2,155, 972 3, 344, 387 192,124, 705 75, 735, 677 3,178, 233 5, 031, 605 359,637,310 j 215,898,760 1, 052, 566, 511 2,105, 786, 626 132,118 i 105, 933, 844 | 31,234,350 I -I 477, 684, 045 i ! * The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany» Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee, Saint Louis, and San Francisco. REPORT OF THE COMPTROLLER OF THE CURRENCY. COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN YEARS. The following table exhibits the resources and liabilities of the national banks for eleven years, at nearly corresponding dates from 1870 to 1880: Oct. 8, Oct. 2, Oct. 3, .Sept. 12, Oct. 2, Oct. 1, | Oct. 2, Oct. 1, 1875. ' 1876. 1870. 1871. 1872. 1873. 1877. 1874. 1,615 I 1,767 1,919 j 1.97G 2,004 2,087 J 2,089 banks. I banks banks.j b a n k s . | b a n k s . : b a n k s . . b a n k s . RESOURCES. Loans Bonds for circulation Other IT. S. bonds... Stocks, bonds, &c... Due from banks Heal estate Specie Legal-tender notes. Nat'l bank notes G. H. exchanges U. S. cert, of deposit DuefromjU.S. Treas Other resources Totals Millions. \ Millions.Millions. Millions. 715. 9! 831. 6 877. 2 944.2 340. 9; 364.5 382. 0) 388.3 23.6 45.8 27.6J 37.7 23.7 24.5 23.5! 23. 6| 109. 4; 143. 2 128. 2; 149. 5 30.1 32. 31 34.7 27.5 19.9 10.2! 18. 5j 13.2 92.4 79.3! 107.0 102. l | 15. 8j 16.1 12. 5j 14.3 79.1 115.2 125. 0| 100.3 20.6 6.7 I 16. 31 41. 2 25.2 17.3 Unions. Million Millions. 954.4 984. 931. 3 383. 31 370. 337.2 28. O! 28. 47.8 27. 8! 33. 34.4 134. 8i 144. 146.9 43.1 38.1! 42. 21.4 8. 21. 21 84.2 80.0 76. 15.9 18. 18.5! 109. 71 87. 100.0 42.81 48. 29.2 16.7 19. 20.3; 19.1 18. 31 19. Millions. L, 041. 0 357.8 43.6 48.9 213.5 48.0 109.3 56.6 18.2 121.1 7.7 17.1 23.0 1, 510. 7:1, 730. 61, 755. 81, 830. 6 1, 877. 21, 882. 21, 827. 2 1, 741. ljl, 767. 31, 868. 82,105. 8 LIABILITIES. Capital stock Surplus fund Undivided profits .. Circulation Due to depositors... Due to banks Other liabilities Totals 430.4 94.1 38.6 293. 9 515. 2 130.1 8.4 458.3 101.1 42. Oj 317. 4| 631.4| 171. 479. 6! 110. 3! 46. 6! 335. 1| 628. 9! 143. 8; 11.5! 491.0 120.3 54. 5 340. 3 640.0 173. 0 11.5 493.8 129. 0J 51. 5| 334. 2| 683. 8! 175. 8! 9.1! 504. 8 134. 41 53. 0| 319.1 679.4 179. 7j 11.8 499.8 132.2 46.4 292. 2 666.2 179.8 10.6 479.5 122. 81 44. 5j 291. 9 630. 4 161. 6 10.4 466.2 116. 9| 44. 9; 301. 9; 608. 4 165.1 7.9| 454.1 114.8 41.3 313.8 736. 9 201.2 6. 457.6 120.5 46.1 317. 3 887.9 267.9 8.5 1, 510. 7 1 , 730. 6jl, 755. 8 1, 830. 6 jl, 877. 2 1 , 882. 2ll, 827. 2 1, 741. ljl, 767. 3.1, 868. 2,105. 8! 8 THE BANKS SINCE RESUMPTION. The movement of the currency and the operations of the banks have never been more interesting than during the months which have intervened since the resumption of specie payments. To most of the political economists of this and other countries the resumption of coin payments by the United States at the time fixed by law, and its successful maintenance, were deemed almost impossible. N~o country had ever before successfully maintained payments in coin with so large a volume of currency outstanding, or with an amount of currency greatly in excess of its coin. Even those who were known to be earnestly in favor of resumption, both in and out of Congress, doubted the ability of the government and of the banks to commence and continue coin payments without a preparatory reduction of the amount of notes in circulation. They said, truthfully, that no nation maintains at par a convertible paper currency which has not in its banks or among its people an equal amount of coin, and that, if successful, the United States would be an exception, and the only exception in this respect, among commercial nations. But the resumption act giving authority for the purchase of coin in the markets of the world with United States four, four and one-half, or five per cent, bonds made resumption certain, if the bonds for a sufficient amount could be readily marketed at not less than par, as authorized by law. Purchasers for the bonds were promptly found, and resumption came so easily that many persons now believe it could have been as well VI . REPORT OF THE COMPTROLLER OF THE CURRENCY. accomplished one year earlier, if Congress had fixed upon January 1, 1878, instead of upon the following New Year's day. ^iii^g Since the date of resumption the country has been month by month growing richer in coin, not by the sales of bonds, which have been rapidly increasing in value, but by the production of the mines and the influx of specie in return payment for the excess of exports of our abundant products over our imports. The whole country has become so habituated to the use of paper money that the difficulty has been—not to provide means for its payment, for scarcely a dollar has been demanded— but to supply the people with Treasury and national-bank notes, which, have been almost universally preferred. For many years past, large amounts of currency have been annually drawn from the banks of the city of New York by the banks in the interior, for the purchase and shipment of grain and other products. The banks in the West and South supply the grain-buyers with money, who pay it to the farmers, and by them it is disbursed to the country merchants. It then goes to the wholesale merchants in the larger cities of the interior, by whom it is deposited in the banks and returned again to the money centers in the Eastern States. Thus the money which was paid out in the fall returns again to the city of New York long before midwinter, whereby much of the currency of the country, instead of continuing to circulate, accumulates in the New York banks both before and after the time for the large movements of produce. This ebb and flow of the currency continued yearly up to the time of the great harvest of 1879. The drain of coin and currency from the large cities, amounting to more than 100 million dollars during the fall of that year, made currency scarce in New York notwithstanding the unprecedented influx of gold from abroad. The usual return of the currency in the winter was exx>ected, but did not occur. The experience of 1879 was considered exceptional, but another year has nearly passed and the experience of the former year has been, to a considerable extent, repeated. A large portion of the avails of produce has been retained, either for the liquidation of debts, for employment in trade and commerce at home, or in the many new and extensive enterprises for which the West is distinguished, where there would appear to be no limit for the safe and profitable employment of capital. The coin in the banks has increased from 41 millions on January 1, 1879, to 109 millions on October 1,1880. The Treasury holds its immense hoard of gold, not surpassed in amount by any other depository in the world. The merchant, the manufacturer, and the farmer are alike prosperous; the people have paid their debts to an unprecedented degree, and hold their earnings in the paper currency of the government and of the banks in larger amounts than have hitherto been known. The receipts of the government have been so large that, after refunding many millions of 5 and 6 per cent, bonds into 4 per cents., it has still been able during the year to purchase in the market at a premium more than 100 millions of its bonds for cancellation. The deposits of the banks have everywhere increased, and money has been abundant wherever business or investment has invited capital, and there has probably never been a period when it has generally commanded so low a rate of interest as during the last two years. The rate at the Bank of England and the Bank of France has, for a considerable portion of this period been 2£ per cent. The English consols have for the first time in twenty-seven years advanced to par, while the rate for call loans in London has at times been at what may be termed the infinitesimal rate of from one-half to seven-eighths of one per cent. REPORT OF THE COMPTROLLER OF THE CURRENCY. VII per annum. Low rates have also prevailed in this country. In New York for some months past money at call, upon the best collaterals, could be obtained at from 2 to 3 per cent. The average rate upon firstclass commercial paper during the fiscal year of 1879 was 4.4 per cent., while the average rate during the succeeding fiscal year has been 5.3 per cent., owing not to natural but to artificial causes. The rate, however, for first-class mercantile paper in the past four months has been from 4 to 4 | per cent. Low rates have prevailed, not only in New York City, where money is not unfrequently borrowed upon good collaterals for speculative purposes, but also throughout the country, including many places where money has heretofore been loaned, if at all, at usurious rates. The rates during the past year on large transactions in firstclass commercial paper have been: In Philadelphia 3 to 5 per cent.; Boston and Baltimore, average 5; Washington, 7; Chicago, 4 to 7; Saint Louis, 5 to 7; Milwaukee, 6 to 8; Cincinnati, 6 to 7; Cleveland, 6 to 8; Saint Paul, 8 to 10; Omaha, 10; Denver, 10 to 15; San Francisco, 8; California (country), 9 to 12; Louisville, 6 to 7; Eichmond, 7; Charleston, 7 to 8; Savannah, 8; Selma, average 9; Atlanta, 10; New Orleans, 4 to 6. Rates at nearly every point are less than for previous years. The borrowing power of the government for a considerable portion of the year has been at 3£ percent., and that of many of the leading States and cities 4 per cent. The legal rate in the State of New York has been reduced from 7 to 6 per cent. There has also been a large reduction in rates at remote points, which, until recently, have been considered upon the frontier. Many seven per cent, railroad bonds were until recently placed with difficulty, even at a discount; now six per cent, bonds, upon lines at more remote points, are, in many instances, sold at par. In portions of the country the rates for loans upon real estate are higher than for business paper. In some of the Southern States it is difficult to loan money upon real estate, on account of the legal obstacles in the way of collecting it. The highest prevailing rates are found in the country districts of the South, but it is now believed they will be gradually reduced, both by the increasing value of its productions and by the introduction of foreign capital to be employed in manufactures, which have already been introduced with great success. In large districts of the West, where formerly money could not be readily obtained upon real estate^ the number of borrowers is much less, and the demand by no means equal to the supply of funds seeking investment in that class of securities. Such loans are now regarded not only as desirable investments, so far as security is concerned, but are made at a much less rate of interest than formerly. The rates in New York are subject to frequent changes, not only on account of the importation of coin, the drain in payment for produce from the interior, and the purchase of bonds by the government, but by the influx of foreign capital seeking employment in consequence of the prevailing depression in business elsewhere. If the rates are favorable, large amounts of money are placed by cable by residents in foreign countries, and by telegraph between remote points in our own country, with as much certainty and safety as by the use of bills of exchange or by the movement of coin itself. So reliable has this means of transfer become that not only are payments thus made at home and abroad, but large sales of breadstuifs and other products are accomplished by parties in the interior cities without the intervention of agents at the sea-ports, thus shortening the time of bills drawn upon shipments of products. VIII EEPORT OF THE COMPTROLLER OF THE CURRENCY. Many men who were formerly borrowers have become lenders; and numerous lenders now seek investment in government bonds and other securities which yield much less than the legal rate of interest. The abundance of money and the low rates of interest have made it difficult for capitalists to find satisfactory investments and have led the Comptroller to examine the statements of the banks for a series of years in order to compare their ratios of loans to their means, and to ascertain if, during the past two years, they have found use for their increased deposits. In order to show this, the following table is given, which exhibits concisely the ratios of the loans of the banks to their capital, surplus, and net deposits, and the ratios of specie and legal-tender notes to net deposits, in New York and in the group of other principal cities separately, at corresponding dates from 1870 to 18803 inclusive: NEW YORK CITY. Dates. Ratios of— Legal-tender notes ISTet de- Specie. Loans to and capital, Cash to plus. posits. TJ. S. cer- surplus, net tificates. and net deposit*. No. of banks. Loans. deposits. October 8, 1870 October 2, 1871 October 3, 1872 Septem. 12, 1873 October 2, 1874 October 1, 1875 October 2, 1876 October 1, 1877 October 1, 1878 October 2, 1879 October 1, 1880 54 54 50 48 48 48 47 47 47 47 47 Millions. Millions. Millions. Millions. Millions. 9.1 73.4 159.8 18.8 168.1 8.7 73.2 19.5 191.3 198.9 6.4 71.3 158.0 20.9 183.4 14.6 70.2 172.7 21.9 199.3 14.4 68.5 204.6 22.7 202. 2 5.0 68.5 202.3 22.5 202. 4 14.6 66.4 197.9 18.9 184.3 12.9 57.4 174.9 16.6 169.3 13.3 53.8 189.8 15.9 169.7 19.4 50.7 210.2 16.0 196.0 59.8 50.7 268.1 18.2 238.5 Millions. Per cent. Per cent. 45.8 50.4 39.0 32.3 52.4 54.5 45.3 34.3 36.5 32.6 11.0 66.7 70.0 73.3 75.3 68.4 69.0 65.1 68.0 65.4 70.8 70.8 34.4 30.9 28.7 27.2 32.0 29.4 30.3 27.0 26.2 24.7 26.4 Millions. Per cent. Per cent. 28.1 23.5 21.5 20.0 18.7 17.3 19.0 19.7 19.5 19.4 18.5 OTHER RESERVE CITIES. October 8, 1870 . . . . . . October 2, 1871 . October 3, 1872 . Septem. 12, 1873 October 2, 1874 . October 1, 1875 . October 2, 1876 . . . October 1, 1877 . October 1, 1878 . October 2, 1879 . . . . . . October 1, 1880 . 159 174 180 181 182 188 189 188 184 181 184 Millions. Millions. Millions. Millions. Millions. 3.0 26.5 147.5 194.1 112.0 1.5 119.9 28.3 187.5 230. 7 1.9 124.9 29.8 179. 6 242.0 3.2 32.5 197.6 263.1 127. 2 4.4 127.1 35.2 219.9 272. 5 1.5 128. 8 37.0 222. 9 279. 3 4.0 127. 9 37.4 216.3 264.7 5.6 33.1 203.4 254.3 123. 7 9.4 30.8 199. 2 231.2 119. 2 244.4 295.8 115. 4 116.3 30.3 32.0 228. 2 288.8 11.3 28.3 38.5 42.5 36.7 36.3 36.7 37.1 37.1 34.4 29.5 33.0 25.0 67.9 68.7 72.4 73.6 71.3 71.9 69.4 70.6 66.2 65.4 67.7 If the ratios of the loans of the banks in New York City to their capital, surplus, and net deposits be examined, it will be found that in October of 1879 and 1880 they were 70.8 per cent., in 1878 but 65.4 per cent., in 1877 but 68 per cent., and in 1876 65.1 per cent.; and that the loans are now proportionately higher than at any time since 1873. The means of the banks in Boston and the other reserve cities were more fully employed in October than they were at the corresponding dates for the two previous years, though the business of the banks was not as much extended as it was during the four years following the crisis of 1873. It will surprise those whose attention has not heretofore been called to the subject to find how closely the means of the banks in the commercial cities have been employed during the last eleven years, notwithstanding the variations in rates of interest, and particularly during the last two years, when money has been so abundant and the deposits have REPOKT OF THE COMPTROLLER OF THE CURRENCY. IX so rapidly increased. It will be seen that prior to 1876, with the exception of a'single year, the loans in New York exceeded the net deposits, while since that time, though there has been considerable variation, the net deposits have been somewhat in excess of the loans at the dates given. In the other principal cities, which continually keep large amounts of money in New York subject to demand, and thus diminish their own net deposits as given in the above table, the loans have always largely exceeded their deposits. The same remark is more emphatically true of the banks in the country districts which have in New York, as well as in other cities, large amounts of money on deposit subject to call. The capital of this class of banks is also much larger as compared with their deposits than is that of the banks in the large cities, and their loans therefore relatively greater. The ratio of the loans of this group of banks to their capital, surplus, and net deposits will be seen in the statement below, which also includes a table showing the loans, capital, surplus deposits and cash reserves of all the national banks of the United States: STATES AND TERRITORIES. Ratios of— No. of Surbanks. Loans. Capital. plus. Dates. Legal-tennotes Net de- Specie. derand posits. U. S. certificates. i i October 8, 1870 . October 2, 1871 . October 3, 1872 . Septem. 12, 1873 . . . October 2, 1874 October 1, 1875 . October 2, 1876 . October 1, 1877 . October 1, 1878 . October 2, 1879 . October 1, 1880 . 1,402 1,539 1,689 1,747 1,774 1,851 1,853 1,845 1,822 1,820 1,859 Millions. Millions. Millions. Millions. Millions. 2.4 353.7 245.0 48.8 216.2 1.8 402.0 265.1 53.3 257.8 1.9 451.8 283.4 59.6 282.1 2.1 481. 8 293. 7 65.9 303.1 2.4 479.7 298. 2 71.1 292.8 1.6 503.0 307.5 74.9 306.7 2.8 482.3 305.5 75.9 291.5 4.2 468.3 298.4 73.1 289. 4 8.0 433.1 293.1 70.2 288.3 438.1 506.7 288.0 290.6 68.5 70.3 329.3 410.3 11.5 21.2 Millions. 38.4 41.6 43.3 44.5 33.7 33.7 31.0 31.6 31.1 30.4 28.3 Loans to capitol, Cash to surplus, net and net deposits. deposits. Per cent. 69.4 69.8 72.3 72.7 72.5 73.0 71.7 70.9 66.5 63.9 65.7 Per cent. 18.9 16.8 16.0 15.4 12.3 11.5 11.6 12.4 13.6 12.7 12.1 UNITED STATES. Millions. Millions. Millions. Millions. Millions. October 8, 1870 . October 2, 1871 . October 3, 1872 . Septem. 12, 1873 October 2, 1874 . October 1, 1875 . October 2, 1876 . October 1, 1877 . October 1, 1878 . October 2, 1879 . October 1, 1880 . 1,615 715.9 1,767 831.6 1,919 877.2 1,976 944.2 2,004 954. 4 2,087 984.7 2,089 r 931.3 2,080 891. 9 2, 053 834. 0 _ 2,048 878.5 2,090 1, 041. 0 430.4 458. 2 479.6 491.1 493.8 504.8 499.8 479.5 466.1 454.1 457.6 94.1 101.1 110.3 120.3 129.0 134.4 132.2 122.8 116.9 114. 8 120.5 523.5 636.6 619. 8 673.4 717.3 731. 9 705.7 667.7 677.3 767. 7 967. 2 14.5 12.0 10.2 19.9 21.2 8.1 21.4 22,7 30.7 42.2 109.3 Millions. 122, 7 134.5 119.0 113.1 122.8 125. 3 113. 4 100.3 97.1 96.0 64.3 Per cent. 68.3 69.5 72.5 73.5 71.2 71.8 69.6 70.2 66.2 65.7 69.3 Per cent. 26.2 23.0 20.8 19.8 20.0 18.2 19.1 18.4 18.9 18.0 17.9 The ratios of the loans of the banks in the country districts were, on October 1, last, 7.3 per cent, less than at the corresponding dates in 1875, and 5.2 per cent, less than in 1877. The opportunities for using money in this group of banks are ngt in proportion to the increase of deposits, and their balances in other banks have by no means diminished. It will be seen that the loans of the banks now exceed 1,041 millions, which is 207 millions more than at the corresponding date in 1878, while the capital and surplus at the previous date was 5 millions in excess of the present amount. The net deposits in the same period increased nearly 290 millions, and the total individual and bank deposits, REPORT OF THE COMPTROLLER OF THE CURRENCY. not deducting the amount due from banks and the clearing-house ex changes, more than 322 millions, amounting to the large and unprecedented sum of 1,155 millions, as may be seen from a previous table. The following table gives a classification of the loans of the banks in the city of New York, in Boston, Philadelphia, and Baltimore, and in the other reserve cities, for the last two years, at the dates of their reports in the month of October: 1879. New York City. Classification. 47 banks. On IT. S. bonds on demand On other stocks, bonds, &c, on demand On single-name paper without other security All other loans Totals Boston, PhilaOther redelphia, and serve cities. Baltimore. 99 banks. 82 banks. Country banks. Aggregate. 1,820 banks. 2,048 banks. $8, 286, 525 $2, 017, 226 $4, 360, 523 $14, 664, 274 78, 062, 085 22, 605, 795 11, 445, 079 112,112, 959 22, 491, 926 87, Oil, 366 13,136, 911 118, 267,128 7,150, 239 65, 023, 494 $4331154,810 42, 779, 076 705, 456, 798 195, 851, 902 156, 027, 060 87, 979, 335 435,154, 810 875, 013,107 1880. 47 banks. On IT. S. bonds on demand On other stocks, bonds, & c , on demand On sin«le-name paper without other security All other loans Totals 101 banks. 83 banks. 1,859 banks. 2,090 banks. $3, 915, 077 $525,445 $1, 378,168 $5, 818, 690 92, 630, 982 30, 838, 692 16, 558, 260 140, 027, 934 27, 755, 152 114,127, 290 22, 542, 776 137, 405, 246 10, 402, 295 75, 687, 334 $503," 294,'724" 238, 428, 501 191, 312,159 104, 026, 057 503, 294, 724 60, 700, 223 830, 514, 594 1, 037, 061, 442 In this table will be seen—what would be expected from a large increase in the clearing-honse exchanges, which are 38 millions more than in 1878, and larger than at any time since 1873—a large increase in loans upon stocks and bonds payable on demand. Much of this increase is due to operations at the stock board, which are always most buoyant in prosperous times; but a considerable portion maybe due to loans made to banks and bankers in the interior upon collateral security, at rates so low as to leave room for profit in reloaning to their own dealers. The amount invested by the banks in United States and other stocks and bonds is more than 92 "millions of dollars, as may be seen in a previous table, which fact is evidence either of a difficulty in obtaining satisfactory loans or of a preference for such temporary investments. When the rates of interest are low there is danger that bank managers, in their desire to use their available means, may be induced to loan, upon securities which are not of the best character, and thus in the end diminish rather than increase their earnings; The loans were at the highest point in the year 1875, and the two previous years, and the national banks were then enthusiastic over the high rates of interest, their large deposits, and their large earnings and dividends ;. but the delusion has been dispelled by the enormous losses which they have been obliged to charge off during the past five years, reaching the extra- REPORT OF THE COMPTROLLER OF THE CURRENCY. XI ordinary sum of 100 millions, which were largely the result of overtrading during the period when gold coin was a commodity, and the legal standard a promise to pay, unfulfilled and fluctuating in value for seventeen years. The great losses experienced during these years, wiiich will not soon be forgotten, enforce the principle that no legitimate business is safe which is conducted upon a varying standard of value 5 and the crisis of 1873 will always be remembered as a striking example of the evil results arising from business conducted during u good times "upon a fictitious basis. The amount of legal cash reserve required of the banks in Few York City is 25 per cent, of their deposits, of the banks in the other reserve cities one-half of this ratio, and of the banks in the country districts six per cent, of their deposits. The amount required has in the aggregate always been held, except in a single instance in the city of New York, during the last ten years (without including the redemj)tion fund in the Treasury), by the three different groups of national banks 5 but the aggregate amount in the city of New York has been at times very close, and particularly during the last three years, and some banks have frequently, if not habitually, expanded their loans beyond reasonable limits, relying upon imports of gold or purchases of bonds by the Treasury to replenish their deficient reserves. The banks in the interior, if we consider their large deposits elsewhere, are as a rule found to be much stronger in available means than the banks in ISTew York City; while the reverse of this should always be true when such large balances, amounting to more than 100 millions of the funds of other banks, are constantly on deposit in the latter city subject to demand. The imports of gold in excess of exports, from the date of resumption to November 1, 1880, have been $119,384,795,* and the estimated gold production of the mines is $67,449,929; in all, $186,834,724. During this period the gold in the Treasury has increased $20,976,007, and in the banks $73,970,149, and the remainder, $91,882,568, has been dispersed throughout the country or used in the arts. The amount of currency and coin in the country is known to be much greater than at any former time, and. its distribution, together with its partial disappearance from the money-centers, has been an interesting subject for discussion. Tables are herewith given showing the amount of coin and currency in the country on January 1 and November 1, 1879, and on November 1 of the present year; the amounts of silver and gold coin, which include the bullion in the Treasury, being the estimates of the Director of the Mint: January 1, 1879. Legal-tender notes National-bank notes Gold coin Silver coin Total . , November 1,1879. November 1,1880. $346,681,016 823, 75)1, 674 278,310,126 106, 573, 803 $346, 681, 016 337,181,418 355,681,532 126, 009, 537 $346, 681, 016 343,834,107 454,012,030 158, 271, 327 1, 055, 356, 619 1,165, 553, 503 1, 302, 798, 480 The amount of Treasury notes has remained the same since January 1, 1879, as provided by law. There was an increase of bank notes for the first ten months of 1879 of $13,389,744, and for the present year of * Not including imports outside of New York City in October of this year. REPORT OF THE COMPTROLLER OF THE CURRENCY. XII $6,652,680. The total net increase of national-bank notes issued since resumption is $20,042,433, and the total increase of gold $175,701,904 and of silver $51,697,524, The statement below gives the amount of currency and coin in the Treasury at the same dates as in the previous tables, and the amount in the national banks, on the dates of their returns nearest thereto—namely, January 1 and October 2, 1879, and October 1, 1880, respectively. The amount given for the State banks and trust companies and the savings banks is at the nearest comparative dates of their official reports. The banks in the State of California report their coin and currency in the aggregate, and in this table the coin is estimated to be three-fourths of the total amount and the currency one-fourth. January 1, 1879. Gold—In the Treasury, less certificates . In National banks In State banks Total gold. Silver—In the Treasury, standard silver dollars.. In the Treasury, bullion In the Treasury, fractional coin In National banks, including certificates . Total silver . Currency—In the Treasury ... In National banks . In State banks In savings banks .. Total currency . Grand totals N o v e m b e r 1, N o v e m b e r 1, 1879. 1880. $112, 703, 342 $156, 907, 986 $133, 679, 349 35, 039, 201 37,187. 238 102, 851, 032 10, 937, 812 12,171, 292 17,102,130 158, 680, 355 206, 266, 516 253, 632, 511 17, 249, 740 9,121, 417 6, 048,194 G, 460, 557 32,115, 073 3. 824, 931 17, 854, 327 4, 986, 492 47,156, 588 6,185, 000 24, 635, 561 6, 495, 477 38, 879, 908 58, 780, 823 84, 472, 626 77, 615, 655 126, 491, 720 25, 944, 485 14, 513, 779 41, 906, 376 118, 546, 369 25, 555, 280 15, 880, 921 26, 846, 826 86, 439, 925 25, 828, 794 17, 072, 680 244, 565, 639 201, 888, 946 156,188, 225 442,125, 902 466, 9367285 494, 293, 362 The silver certificates, of which $1,165,120 was held by the national banks and the remaining $18,615,121 was in circulation on November 1, 1880, are not included in the above exhibit. If from the amount of coin and currency in the country, as given in the first table, the amount in the Treasury and the banks be deducted, the remainder will give the amount of each kind then in the hands of the people outside of these depositories, as follows : January 1 1879. Gold Silver Currency. Totals . November 1, November 1, 1879. 1880. $119, 629, 771 $149,415,016 67, 693, 895 67, 228, 714 425, 907, 051 481, 973,488 613, 230, 717 698, 617, 218 $200, 379, 519 73, 798, 701 534, 326, 898 808, 505,118 The gold in the Treasury has increased $20,976,007, and in the banks $73,976,149, releasing $50,768,829 of paper currency in the Treasury and $37,608,585 in the banks. The increase of gold outside of the Treasury and the banks is 80.7 millions and of paper currency 108.4 millions. The amountof standard dollars coined is $72,847,750, of which $47,150,588 are in the Treasury and $25,691,162 in circulation. The remainder of REPOKT OF THE COMPTROLLER OF THE CURRENCY. XIII the silver, $85,423,577, is subsidiary and trade dollars, and bullion, of which $30,820,561 is in the Treasury and $54,603,016, is in use in place of the previous fractional paper currency which, on March 23, 1874, was at its highest point, and amounted to $49,566,760. The additional amount of gold coin, of silver dollars, and paper currency outside of the Treasury and the banks is thus estimated to be $195,274,401, which amount has been dispersed among the people since the date of resumption. The average prices and value of manufactured goods, of breadstuffs, of provisions, and of other products have largely increased. The laborer has been steadily employed at remunerative wages. The frontier has rapidly receded. All classes of people have been liquidating their debts, and much greater amounts of money have been held in the tills of country traders and at home for ready use. The hoarding of a small amount by each of fifty millions of people, or by ten millions of families, is of itself sufficient to account for the disappearance from the usual places of deposit of a large portion of the addition to the circulating medium since the date of resumption. The most gratifying exhibit in the above statement is the fact that the national banks are now doing business upon a specie basis and with a true standard. For the ten years preceding the resumption of specie payments the average amount of coin held by the banks was but $26,303,309, and all but $8,540,252 of this amount was held by the banks in the city of New York. The amount of coin held has, of course, at times largely exceeded this average, as on January 20, 1877, when it was more than 49 millions. But this amount was soon reduced, and in the following April it had fallen to 27 millions, the previous increase having been due chiefly, not to deposits of dealers or payments on loans, but to disbursements of interest by the government. At other times the banks have held much less than the average amount stated. For instance, on October 1, 1875, they held but $8,050,329, of which the banks in the city of New York held but $4,955,624, and on May 1 of the same year they held but $10,620,361, of which the banks in the city of New York held $0,683,325. This was at the time when both the paper issues of the government and the circulation of the banks were at their highest amounts, the former being 428 millions and the latter 354 millions, in all, 782 millions, while the proportion of coin to their circulation then held by the banks was only about three per cent. One year ago it was urgently recommended " that all the national banks should take advantage of the present influx of gold to accumulate in their vaults an amount equal to the total cash reserve required by law," and the hope was then expressed "that the reports of another year??might show them to be possessed of at least 100 millions in gold coin. On June 14 of the present year the banks reported 99 millions of specie, and on October 1 more than 109 millions of coin (including nearly six and one-half of silver), which more than equals one-third of the total circulation of the banks in operation. The amount of gold coin now held is but 18 millions less than the whole cash reserve required, and would undoubtedly have been still greater except for the high rates charged for the transportation of gold coin, which are greatly disproportioned to the cost of moving paper currency and which, it is to be hoped, will, by some means, be largely reduced. Much newspaper criticism has appeared in the mean time, complaining of the comparatively small amount of legal-tender silver dollars held by the banks, and some of the banks have themselves encouraged this XIV REPORT OF THE COMPTROLLER OF THE CURRENCY. criticism. The arguments used in favor of the accumulation of silver under existing laws are unsound in principle and against all experience. No one prefers to put away for future use a product which will spoil by lapse of time, or which will deteriorate in value- The banks, if well managed, will transact business upon the same general principles as those on which an individual of superior judgment would conduct his own affairs, holding in reserve that coin which is known to be of uniform value everywhere in preference to that which, by the operation of the laws of trade or business, will be likely to become of less value. The law compels the citizen and the corporation to receive all legal-tender mouey in payment of debts; but it does not, and ought not to, require any one to receive on deposit that which will not as readily be received in turn by the depositor. The Bank of France on January 1, 1877, as will be seen in a subsequent table, held 306 million dollars of gold and 127 millions of silver, or seventy-one per cent, of gold and twenty-nine per cent, of silver. On November 4,1880, it held $113,855,000 of gold and $365,929,000 of silver, or twenty-four per cent, of the former and seventy-six per cent, of the latter, having lost in the interval 192 millions of gold and gained 239 millions of silver, thus very nearly reversing the percentage of each; and it is said that about 70 millions of this amount is distributed among the 90 branches of the Bank, and adds but little to the strength of the reserve of the parent bank.* Since September 23 last, while its circulation was 475 million dollars, and its deposits 115 millions, it has lost $31,300,000 of gold. "During a part of this time it has endeavored to check the demand for export by various expedients, without raising the rate of discount. Gold was offered by the Bank in pieces of ten francs, in coins not of full weight, and other restrictive measures were adopted. Gradually the inutility of these expedients became obvious. The drain of gold still continued. The Bank then proceeded to employ the only efficacious method of protecting the reserve, and raised the rate of discount. At the same time it removed all restrictions on the issue of coin. This also had a good effect. * * * Confidence in fact was restored by following the ordinary rules of business, and the first of these rules is, that the price of an article should follow its demand.'71 France is fast traveling the road open for all nations who try to maintain a double standard where the intrinsic value of gold and silver coin is widely at variance. Sooner or later the time will come when the creditors of the Bank will prefer payment in the dearer metal, and the refusal to pay the kind of coin asked for by the creditor who has the option will bring down the cheaper coin to its value in the markets of the world. Then the Bank must replenish its store by selling its bonds under disadvantageous circumstances or remain permanently upon the silver basis. The United States is at the present time in a similar situation to the Bank of France, except that its liabilities are less and its store of gold somewhat greater. On September 30,1877, the Treasury held 107 millions ($107,039,529) of gold and nearly seven and one-half millions of silver ($7,425,454), or ninety-three and one-half per cent, of the former and six and one-half per cent, of the latter. On November 1,1880, it held in all 141 millions of gold ($141,133,849), including $7,454,500 held for the redemption of certificates outstanding, and 77 millions of silver ($77,977,149), or sixty-four per cent, of gold and thirty-six per cent, of silver. Everything is favorable at the present time, but the operation of laws now in force will continue to reduce the gold and increase * The Public, November 18, 1680. t London Economist, Nov. 6, 1880. REPORT OF THE COMPTROLLER OF THE CURRENCY. XV the silver. The government, by trying to force silver upon the holder of bonds matured, or in payment of legal-tender notes—thereby assuming that the silver dollar is not the equal of the gold dollar— and by taking the option away from the holder of the note, may any day bring the nation upon the silver standard, which will at once advance the price of all products, and place gold at such a premium that an investment in it at par would be at least twice as profitable as in United States bonds. Such a situation is not satisfactory to any intelligent business man, and no effort should be spared to enJighten the people upon the silver question and to effect the repeal of the present law. The banks as a class have no prejudice against silver coin other than that occasioned by its inconvenience. If Congress shall, by wise legislation, diminish the issue of small notes, and restrict the silver coinage within judicious limits, the standard silver dollar will do good service, and soon accumulate in bank vaults and find its way into general circulation. If not, it is wisdom on the part of bank officers, who act for the interest of their stockholders, to keep their reserves and all their ready means as nearly as possible in gold coin. This brief outline of some of the transactions of the national banks covers the most important period of the financial history of the country, and shows the immense advantage experienced by this country from having, during the years following the great war, an excellent banking system. The system was established, not for the benefit of the stockholders of the banks, but for the benefit of all the people. Its ample basis of unimpaired capital, its large surplus, its large cash reserves, its secured circulation, its protection to dex>ositors, and its general management, must commend it to every student of political economy ; and it is among the most gratifying of political signs that during the late exciting campaign, while both parties have claimed the credit of having brought about a return to specie payments, neither party has urged the abolishment of the system. The national banks have now entered upon a new career. The machinery is in excellent working order, and but little legislation is needed to perfect it into a homogeneous system which will be part and parcel of the nation. But it does not follow because the banks are transacting business upon a true standard that they will be exempt from farther Josses. The hazards of business are certainly much less on that account, but the rapid and unprecedented increase of the circulating medium, such as has been experienced during the last two years, may result in great injury as well as benefit to the country. The good harvests, the large products of the mines, the influx of specie from abroad, the increasing demand for produce and manufactures, the prosperous condition of trade and of the industries of the country, are sure to be followed by periods of depression which will seriously affect, not only the value of the collaterals upon which large amounts of call loans are based, but also the payment of commercial paper. The amount of legal reserve required to be held by the banks was largely reduced by the act of June 20, 1874, and the percentage held in the larger cities has been greatly diminished during the past few years. The sudden and enormous increase of individual and bank deposits in the commercial centers should be accompanied, not only by the reserve required by law, but by a much greater percentage of coin and a much smaller expansion of loans, if the banks would check unhealthy speculation, and keep themselves in condition for an adverse balance of trade and for the legitimate demands of the depositors and corresx>ondents who confide in them. XVI REPORT OF THE COMPTROLLER OF THE CURRENCY. DISTRIBUTION OF LOANS BY THE BANK OF FRANCE, THE NATIONAL BANKS OF THE UNITED STATES, AND THE IMPERIAL BANK OF GERMANY. The Bank of France. The report of the transactions of the Bank of France for 1879, made by the general council to the general meeting of the shareholders on the 29th of January, 1880, contains much interesting information in reference to its operations.* The Bank of France has a capital of 182,500,000 francs, which, expressed in the currency of this country, at the rate of five francs to the dollar, is equal to $30,500,000. It has ninety branches, as required by law, forty-one of which were carried on in 1878 at a loss of $162,225, and thirty in 1879 at a loss $95,840. The circulation of the bank on November 4,1880, was $473,805,793; its deposits $108,892,222, of which $40,521,965 were government deposits; its coin, $113,850,000 of gold and $249,400,000 of silver; and its loans $195,707,859.f The amount of commercial paper discounted at the Bank of France and its branches during the year 1879 reached its maximum on November 28y when it was $172,360,000, being nearly five times the amount of its capital. The minimum amount of discounts was on March 20, being then $74,720,000, or about twice the amount of its capital. In addition to commercial paper, or trade bills, discounted, the bank makes advances on collateral securities, such as bullion, railway shares, and government bonds. The highest amount of such advances in 1878 was $22,960,000, which was increased in 1879 to $31,100,000. The combined amount of commercial paper, or trade bills, and of advances on securities, ranged from $190,000,000 to $200,000,000. In addition to its discounts and loans the bank usually holds about $54,500,000 in various securities of the French Government. About one-third of the commercial paper discounted at Paris ($209,888,385) was payable in towns where the bank had branches, the remaining two-thirds ($468,320,475) being payable in that city. The total amount of commercial paper discounted during the entire year was more than 1,452 millions of dollars ($1,452,175,260). The total number of pieces of paper discounted during the year was 8,071,505, of which number 4,169,292 were payable at the branches and 3,902,213 at Paris. The reports for 1878 and 1879 give classifications of the Paris bills. The discount of certain classes of these trade bills, which are for very small amounts, is a characteristic of the Bank of France, and the statistics are both interesting and curious. The report gives a classification of the bills on Paris tor 1879, as follows : Bills of Bills of Bills of Bills of 10 francs, or $2 each, and under 11 francs to 50 francs each, or $2.20 to $10 51 francs to 100 francs each, or $10.20 to $20 above 100 francs each, or $20 Total , 7, 842 392,845 623,232 2,878,294 3,902,213 It will be observed that the whole number of these bills was nearly four millions, of which more than two-thirds (2,878,294) were for amounts above twenty dollars. The remaining 1,023,919 bills were all for sums less than twenty dollars, and, at the highest limit, could not much exceed 16 millions. There were 623,232 bills in amounts varying from $10.20 to $20. There were also392,845 bills varying in amount from $2.20.to $10, and *L'^cononiiste Francaise, April 10, 1880. t London Economist, November 6, 1880. REPORT OF THE COMPTROLLER OF THE CURRENCY. XVII 7,842 bills as low as two dollars each, or under. The number of trade bills in 1877 below $20 was 393,503; in 1878, 1,054,381; and in 1879, 1,023,919. The average amount of each of the Paris bills in 1879 was $171.80; the average of the bills at the branches was $185.60; and taking the whole number together the average was $180. The number, classification, and amount of commercial bills discounted during the years 1878 and 1879 are stated below in tabular form : Classification. Where dis- counted. L 10 francs, or| Above j $2 and be-| j low. $10: Paris Branches. Paris Eranches j !. Amount. ioo| $20. 4,898 240,040 j 808,843 4, 898 i 240, 040 j 808, 843 I 2, 428, 508 |7, 274, 839 16, 860, 862, 325 ! 1, 373, 372, 4C3 7, 842 j 392, 845 i 623, 232 J I 7, 842 392, 845 ! 2, 428, 508 13, 482, 889 13,106, 226, 250 I 623, 245, 25U 13, 791, 950 j3, 760, 636, 075 j 752,127, 21 f, 2, 878, 294 3, 902, 213 3, 391, 044, 344 j , ..-4,169,292 3,869,832,100 j 678, 208, 809 773, 96G, 420 623, 232 j 2, 878, 294 |8, 071, 505 \7, 260, 876, 444 j 1, 452,175, 283 In 1878 the average amount of each bill discounted at Paris was $178.40, and at the branches $198.40, the average of the whole beiius $188.80. The Bank of France receives these bills chiefly from bankers, who keep accounts with it, as it discounts only for its depositors. These bankers in turn discount them for small brokers, who receive them for this purpose from the working classes. The bills are presented to the bank for discount, with accompanying schedules. The rate of interest is the same on small bills as on large ones, and no charge is made beyond the discount or interest. The greater part of them are bills of exchange, and issue from small manufacturers, uand also from workmen on their own account, known as makers of the Articles de Paris." The National Banks of the United States. The following table gives by geographical divisions a classification. similar to the foregoing, of the notes and bills discounted held by-the national banks on October 2, 1879, when the total amount of loans was $875,013,107: Number and classification of bills. G eographieal divi- ; No. of j sions. 'banks.' $100 and less. New England States' Middle States { Southern States j Western States and j Territories | $100 $500 $1,000 $5,000 $10,000 to and to to to $500. $1,000. $5,000. ;$io,ooo. Total bills. Axr-rno, No. Amount. 547i 30,167 54, 965 20,444 ! 33, 62V 10,082 4, 5901153, 869 $240,552,893 63 $], 563 30 6411115,285132,032 39, 484 50,854, 11,453 5, 276J354, 384! 416.600.226 30 1,175 5t5 416| 58.729J 45^90,807 95 781 40 175J 15, 752 24, 480 7,862| 8,936! 1,283 I I 1,800241,287, 171,969,179 22! 712 72 680! 90,141 84, 56J 27,5901 31,812! 5,381 United States.. j 2, 048 251, 345J29G, 040 95,380125,223 28,199: 12,082 808,269 875.013,10710 1,082 58 XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. The number of pieces of paper discounted, as will be seen, was 808,269, and the average of each discount, $1,082.59. If the average time of these bills was sixty days, and the banks held continuously the same amount, the number of discounts made during the year would be nearly five millions (4,849,614), the total discounts more than five thousand millions (5,250,000,000), which would be equal to a discount of $700 annually for each voter, or $500 for each family in the country. The number of notes and bills of $100 each, or less, at the date named was 251,345, or nearly one-third of the whole ; the number of bills of less than $500 each was 547,385, or considerably more than two-thirds of the whole 5 while the number of bills of less than $1,000 each was 642,765, which is more than three-fourths of the whole number. Every State and Territory, except Florida, Dakota and Washington, had single discounts of $10,000 and over, and every State, except Florida, had discounts of $5,000 and over. All the States had discounts in amounts varying from $100, or less, to $1,000, and over. The discounts of the banks in the State of New York amounted to 260 millions, the number of pieces of paper held being 170,137, which was more than was held by all of the New England banks combined. The discounts of the New England banks were 240 millions, which were represented by 153,869 pieces of paper. The amount of discounts in the New England States was considerably more than those of the Western and Southern States; but the number of loans in New England was only about onehalf the number in the South and West. The banks in New York City held 2,907 pieces of paper of $10,000 each, and over, and those in the Temainder of the State 451. Boston held 2,258 of such pieces, and the remainder of Massachusetts 995. Philadelphia held 809, and the remainder of Pennsylvania 558; Chicago held 322, and the remainder of Illinois 105. The total number of pieces held by the four cities here named was 6,296, which is more than one-half of the aggregate of this class of bills held by all the national banks in the United States. The bank examiner in the city of New York gives the following estimate of the average amount of loans in the city of New York: 41,598 loans, averaging $2,500 each, amounting to 4,926 loans, averaging 7,500 each, amounting to 2,907 loans, averaging 19,000 each, amounting to , $104,000, 000 37,000,000 55,000,000 Of the loans exceeding $10,fl00 each he estimates as follows: 150 of $50,000, amounting to $7,500,000, and 80 of $100,000, amounting to $8,000,000. He says that the largest loan of any kind which ever passed through his hands was one for the sum of $1,000,000, secured by United States bonds, and that it was a legitimate loan, understood to have been principally employed in the erection of an enormous oil-refinery in New Jersey. He also says that he has frequently handled demand loans of $500,000 each. In answer to an inquiry in reference to small loans, he replies that the tobacco manufacturers receive large numbers of promissory notes, of a small amount each, payable in almost every city, town, and village in the country, and running from thirty to fifty days' time. The sewing-machine companies and the manufacturers of billiard-tables, pianos, and farming implements also receive large numbers of notes of from $10 to $50 each, being monthly payments on articles sold by them. These small notes are usually received by the banks as collateral security for loans, and are forwarded by them for collection. A charge for collection of from 10 to 25 cents is made upon each small note. REPORT OF THE COMPTROLLER OF THE CURRENCY, XIX f* The average amount of each loan in New York City was $3,962 ; in Boston, $3,083; Philadelphia, $1,688; Pittsburgh, $1,993; Chicago, $2,244; Baltimore, $1,593; Milwaukee, $2,086; Saint Louis, $1,575; Cincinnati, $1,231; Cleveland, $1,244; Detroit, $1,320; Louisville, $1,007; and New Orleans, $1,936. Among the States having the smallest average loans were the following : New York, exclusive of the cities of New York and Albany, $499 ; Pennsylvania, exclusive of Philadelphia and Pittsburgh, $535; Maryland, exclusive of Baltimore, $505; Kansas, in which the average was $353; Iowa, with an average of $375; West Virginia, of $350; Delaware, $556; New Jersey, $56Q; Minnesota, $621; Vermont, $645; North Carolina, $662; Tennessee, $651; Maine, $740; Indiana, $711; New Hampshire, $815 ; South Carolina, $846; Georgia, $882. A table will be found in the appendix giving the number of each class of discounts held, their average amount, and the total amount of money loaned in each of the States and principal cities of the Union. An examination of this table will give full and interesting information relative to the distribution of loans by the banks in the different sections of the country. The Imperial Banlc of Germany. The Imperial Bank of Germany has a capital of 30 millions of dollars, and is situated in the city of Berlin. The total number of bills of all kinds discounted during the year 1879 was 2,374,394, amounting to $852,175,650, the average amount of each bill being $358.90. The bills are classified as follows: There were 533,564 Berlin bills, amounting to $263,663,280—average $494.15 each; the number of inland bills was 1,834,351, amounting to $578,693,335, and averaging $315.47 each; and the number of foreign bills was 6,479, in amount $9,819,035, and averaging $1,515.52 each. The average amount of loans and discounts for the year was $82,073,500. The loans and discounts were highest on December 31, when they were as follows: Ber]in bills Inland bills Foreign bills Total bills 83,157, amounting to $44, 636,600, averaging $536 77 164, 844, amounting to 51,840, 460, averaging 314 48 1, 442, amounting to 3,936,230, averaging 2,729 7$ 249,443, amounting to 100,413,290, averaging 402 55 The discounts were lowest on March 23, their total amount being then $67,349,000. The time of the Berlin bills varied from 16 to 76 days, their average being 55 days, and the time of the inland bills was from 14 to 63 days, their average being 26 days. STATE BANKS, SAVINGS-BANKS, AND TRUST COMPANIES. The first systematic effort to obtain annual statistics showing the condition of banks organized under State laws was commenced by the Treasury Department in 1834, in compliance with a resolution of the House of Representatives, passed July 10, 1832. These statistics were compiled from such returns as were required by the laws of various States to be made to their authorities. This compilation was continued for twenty-nine years, from 1834 to 1863, after which it was discontinued. The annual returns from this source were given for each State, in concise iorm, in the Comptroller's report for 1876, as were also such other data as could be obtained in regard to the two Banks of the United States, and other moneyed corporations of the country in operation i>rior to the year 1834. Those returns were incomplete and unsatisfactory. XX REPORT OF THE COMPTROLLER OF THE CURRENCY. In many of the States no reports were required from banks organized under their laws, in others reports were infrequently required, and in all there was an entire absence of uniformity as to the dates upon which reports were required to be made. The act of Congress of February 19, 1873, section 333 of the Eevised Statutes, requires the Comptroller to obtain from authentic sources, and to report to Congress, statements exhibiting nnder appropriate heads the resources and liabilities of such banks and savings banks as are organized under the laws of the several States and Territories. In compliance with this act he has presented annually in the appendices to his reports the resources and liabilities of these corporations, so far as it has been possible to obtain them. Through the courtesy of State officers, returns of State banks, savings-banks, and trust and loan companies have during the past year been received from nineteen States. Twenty-seven of the States and Territories, including Illinois, Nebraska, Dakota, Oregon, Yirginia, and Tennessee, do not require periodical returns of the condition of the different classes of banks organized under their laws. Statements showing the condition of the banks of each State from which returns could be obtained will, as usual, be found in the appendix. The returns received embrace 650 State banks and trust companies, and 629 savings banks. Eeturns were made to the Commissioner of Internal Eevenue, for purposes of taxation, showing the average capital and deposits for the six months ending May 31,1880, by 996 State banks and trust companies, and 658 savings banks. Eeturns made to the Commissioner are supposed to cover all banks of this description in the United States, a» well as private bankers. It can therefore be seen that, while the returns made to the different State authorities omit 346 State banks and trust companies, they are quite complete as to that class of savings-banks having no capital, the difference being only 29 banks. State bmiks and trust companies. From returns obtained by the Comptroller from State officers, the following abstract has been compiled, showing the resources and liabilities of 650 State banks and trust companies: RESOURCES. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other assets Expenses Gash items. Specie Legal tenders, bank notes, &c $281,496, 731 597,699 26,252,182 35,661,792 40, 340, 345 19,489,080 7, 374,037 979,492. 11,176,592 6, 905, 977 51, 500,22(5 Total 481,774,159 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities $109,318,451 283,308 25,008,431 10,774,731 486,094 298,759,619 18, 613, 330 18,530,189 Total 481,774,150 REPORT OF THE COMPTROLLER OF THE CURRENCY. XXI The foregoing table was prepared from returns from five New England States, not including Maine, which has but one State bank in operation; from four Middle States, not including Delaware; and from the Western States, with the exception of Illinois, Kansas, and Nebraska. The only Southern States represented therein are Louisiana, Texas, and Kentucky. The only Pacific State is California. There is but one State bank in New Hampshire, five in Vermont, none in Massachusetts. There are, however, five trust and loan companies in the latter State and ten in Connecticut. In comparing the capital and deposits reported to State authorities with the same items as reported to the Commissioner of Internal Eevenue, it must be remembered that, in addition to the discrepancy in the number of banks reporting, there is an important difference in the character of the reports. The reports made to State authorities give the gross deposits at certain dates, while those made to the Commissioner give the average deposits for a period of six months. The total number of banks of all classes which report to the State authorities, and from which reports have been received, is 1,279, having a total capital of $113,172,078, and total deposits of $1,117,866,592; the total number of incorporated banks reporting to the Commissioner of Internal Eevenue is 1,654, having a total capital of $118,014,862, and deposits amounting to $1,136,427,338. It thus appears that 375 banks, with capital and deposits amounting to $4,842,784 and $18,560,746 respectively, either do not report to any State authority, or if such reports are made it is impossible to obtain them. Of the 4,456 banks reporting to the Commissioner of Internal Revenue, there are 2,802 private banking institutions, with a total capital of #76,121,962, and deposits of $182,667,237, from which no reports have been received by the Comptroller through State authorities. Savings banks. The following table exhibits the aggregate resources and liabilities of 629 savings banks of the United States, whose returns, as made to the State authorities, have been obtained by the Comptroller. The aggregate of the resources and liabilities of these savings banks, for each State separately, is given in the appendix: RESOURCES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Eank stock Real estate Other assets Expenses Due from banks Cash Total $315, 273, 232 70,175, 090 187,413, 220 150, 440, 359 20, 705, 378 32,225,923 39, 038, 502 27, 053,452 216,423 22,063,091 17,072,680 881,677,350 LIABILITIES. Deposits Surplus fund Undivided profits Other liabilities 819,106, 973 51, 226,472 4,740,861 6, 603, 044 Total 881, 677, 350 The foregoing table includes the returns from the six New England States, from four Middle States, not including Delaware, from the State of California, and from live savings banks in the other States. XXII REPORT OF THE COMPTROLLER OF THE CURRENCY. The aggregate of loans in the New England States is $295,700,696, and of deposits $378,848,429. In the Middle States the aggregate of loans is $114,277,627, and of deposits $380,666,166. The amount of average deposits returned to the Commissioner of Internal Eevenue by the savings banks of the New England States, for purposes of taxation, was $368,757,040 for the six months ending May 31, 1880, and by the savings banks of the Middle States the average deposits returned for the same period were $389,183,856, showing but a slight difference between the returns made by these banks to the State officers and those made by them to the Commissioner. All but three of the savings banks in the State of California are organized with capital stock, and dividends are paid to stockholders as well as to depositors. The whole amount of deposits is $47,719,829. Of this amount, banks with capital stock amounting to $3,853,627 hold $32,177,037. The remaining three banks, which are without capital, hold $15,542,792 of deposits. Some of the largest savings banks in the city of Philadelphia, organized under old charters, are not required to make reports to any State officer. Eeturns received directly from four of these banks, having deposits amounting to $23,956,285, are included in the returns for the State of Pennsylvania. The reports to the Commissioner of Internal Eevenue,. which are made by all banks in the United States other than national, show that in the Southern States there are but live savings banks (including three with capital of $342,912.16), with deposits aggregating $1,457,924; and that in the Western States and Territories, exclusive of California, there are but 34 savings banks, with dej)osits amounting to $14,019,997; making, in the two sections named, 39 savings banks, out of the total in the United States of 658. The savings bank deposits given in the foregoing table for 1880, based on reports made to the State authorities, are $819,106,973, and the deposits of the State banks and trust companies were $298,759,619. These deposits do not include bank deposits. The deposits of the national banks, exclusive of those due to banks on June 11,1880, were $845,738,876 These deposits of the national banks bear to those of the savings banks the proportion nearly of 50.8 to 49.2, to those of the State banks and trust companies the proportion of 74 to 263 and to the combined deposits of both the proportion of 43 to 57. The deposits of the savings banks of the six New England States alone, for the year 1880, were $378,848,429, while the deposits of the national banks of the same States on June 11, 1880, were $142,163,316. The former amount bears to the latter the proportion of 73 to 27. The total population of New England is estimated to be 3,920,000, and the number of open deposit accounts in the savings banks is 1,165,653; which is equal to 30 accounts to each one hundred of the entire population. The average amount of each account is $325; and if the total deposits were divided among the entire population the average sum of $96.65 could be given to each individual. The deposits of the savings banks in the State of New York were $319,258,501 in 1880, while the population is estimated to be 5,120,000; showing that an equal distribution of the savings-bank deposits among the entire population of the State would give $62.36 to each individual. The loans and investments of the savings banks of the six New England States, in United States and other bonds and stocks, amounted in 1880 to $31,109,999, which is equal to 34.61 per cent, of deposits. In 1873 the amount invested in the same manner by the savings banks of REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII England was $9*7,692,286, equal to 25.63 percent, of their deposits, which were $381,207,058 at that date. The cash on hand in 1880 was $6,521,510, or say 1.72 per cent, of their liabilities to depositors, while in 1873 it was $4,290,121, or 1.13 per cent, of the same liability at that date. In the State of New York, in 1880, the amount invested in United States and other stocks and bonds by the savings banks was $212,103,705,or 66.44 per cent, of deposits, while the cash on hand was $4,271,445, or 1.34 per cent, of deposits. In 1873 the savings banks in New York had $153,355,664 invested in this manner, or 53.71 per cent, of deposits, and the cash on hand was $6,714,404, or 2.35 per cent, of the deposits. In California, in 1880, the investments of the savings-banks in United States and other stocks and bonds were $4,228,001, or 8.8 per cent, of the deposits, against $1,294,600, or 4.2 per cent, of the deposits, in 1877. The cash reserve on hand in California savings banks was $2,897,471, or about 6 per cent, of the deposits, in 1880, and $1,965,600, or about the same percentage, in 1877. While, as has been seen, the amount invested in United States and other bonds and stocks by the savings banks of the six New England States was $131,109,999, or 34.61 per cent, of the aggregate deposits, the amount due from banks shown by the returns of the same savings banks was $6,348,135, or 1.67 per cent, of their deposits; showing that the resources of these savings banks consist largely of deposits in national or other "banks,, and of investments in United States and other bonds and stocks. In New York State the amount invested in United States bonds was $119,985,590, and the amount in other stocks and bonds was $92,118,115, a total of $212,103,705, or 66 per cent, of the aggregate dej)osits, while the amount due from banks was $13,893,109. The following statement, compiled from returns made to the Commissioner of Internal Revenue, gives by States and principal cities the average capital and deposits of the State banks, trust companies, private bankers, and savings banks, in each of the New England and Middle States, for the six months ending May 31, 1880, together with the average amount of capital invested in United States bonds: i Invested in United States i bonds. States and Territories. No. of banks. Capital. Deposits. ! By State \ |banks,private! ^ , Total. 'ings t r u s t companies. Maine New Hampshire. Vermont Massachusetts... Boston Rhode Island Connecticut .. New England States New York New York City. Albany New Jersey Pennsylvania Philadelphia.... Pittsburgh Delaware Maryland Baltimore Washington Middle States. = 64 71 22 161 57 56 105 $47, 319 51, 000 353, 700 510, 000 5,128, 099 3, 308, 504 2, 616, 896 $21,723,964 28, 301, 549 8, 531,140 144, 268, 273 64, 553, 766 43,134, 708 78, 457, 961 $8, 313 5, 202 36, 984 I 223, 613 2, 552, 661 637, 588 272, 732 536 12, 015, 518 388, 969, 361 • $3, 292, 950 924, 499 690, 840 13. 857, 606 9, 051, 771 5, 207, 957 8, 404, 664 3, 737, 093 37, 693, 200 41,430,293 2, 300,198 15,153, 033 357, 521 269, 683 752, 786 199, 403 661, 363 20, 000 251,189 309, 900 289, 758 45, 993, 290 73, 737, ©79 2, 552, 905 5, 871, 992 70, 000 6, 472, 097 1, 679, 366 13, 538 9, 890, 353 20, 535 48, 293, 488 88, 890,112 2, 910,426 6,141, 675 822, 786 6, 671, 500 2, 340, 729 20, 000 264,727 10, 200, 253 310, 293 20,564,834 j 146,301,155 166,865,989 .3 303 506 12 51 271 61 31 8 12 38 7 1,300 $3, 284, 637 919, 297 653, 862 13, 633, 993 6, 499,110 4, 570, 369 8,131, 932 8, 525, 645 49, 335, 306 641, 000 1, 324, 553 8, 789, 931 2,108, 904 4, 053, 579 675, 689 564, 434 3,134, 842 357, 060 162, 275, 473 291, 914, 072 13, 751, 649 20, 391,118 29, 071,132 51, 496, 370 14, 651, 589 2,127, 426 819, 944 25, 814, 319 3, 3i5, 875 79, 510, 943 ! 615, 618, 967 XXIV REPORT OF THE COMPTROLLER OF THE CURRENCY The following' statement gives like information in reference to the same classes of banks in the Southern and Western States, and in the Pacific States and Territories: Invested in United States bonds. States and T e r r i t o r i e s . ^ ^ I I ! Capital. 76 20 13 13 58 9 26 33 3 11 105 15 71 15 30 $3, 036, 974 1, 247,128 790, 321 511, 499 4, 068, 279 83, 830 1, 040, 241 1, 083, 690 126,265 2, 111, 031 Deposits. By State b a n k s , p r i v a t e bankers, and t r u s t companies. 3, 701, 080 245,110 6, 099, 666 5, 267, 028 1, 769, 228 $7, 757, 202 4, 034, 743 1, 596, 632 658, 812 5, 910. 827 287, 289 2, 269, 647 2, 634, 915 87, 343 4, 632,122 6, 332, 751 577,628 7, 698,11.4 5, 8u3, 673 3, 222, 740 $294, 208 137, 488 0 52, 833 18, 050 0 742 209, 358 45, 000 643, 013 163,133 75,102 306, 979 471,197 125, 388 498 31, 847, 370 53, 504, 438 2, 541, 991 248 12 9 144 316 34 155 14 109 9 309 95 170 28 148 83 5,704,140 1, 402, 241 1, 045, 924 4, 365, 434 4, 092, 314 4, 272, 495 2, 346, 799 1,066,041 1, 578, 843 634, 731 5,153, 906 1, 906, 375 4, 250,175 5, 705, 555 1, 564,144 653, 890 20, 834, 648 4,392,711 13, 965, 571 13,172,783 17, 061, 788 12, 584, 083 7,105, 952 7, 544, 048 5, 964, 028 7, 788, 900 13, 326,191 5, 000,150 15, 307, 216 18, 688, 699 4, 877,150 2.-019, 814 867, 275, 678, 507, 675, 2, 559, 154, 345, 184, 15, 319, 119, 428, 873, 90, 39, "WesternStates..| 1» 8 8 3 Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi I-ouisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee i i ; i ! j - Southern States 1 Ohio Cincinnati Cleveland Tndiana . Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska ! ! i j 1 ! !! i ! i ! > i By savings banks. 0 Total. 0 0 0 1, 000 0 0 0 0 0 0 0 0 0 0 $294, 208 137,488 0 52, 333 19, 050 0 742 209, 358 45, 000 643, 013 163,133 75,102 306, 979 471,197 125, 388 1,000 2, 542, 991 475 671 379 953 606 823 894 742 761 914 876 968 208 395 397 492 86, 959 0 2,151, 270 42, 061 60, 000 0 0 134, 267 0 0 0 0 0 0 0 0 954, 434 275, 671 2, 829, 649 550, 014 735, 606 2, 559, 823 154, 894 480, 009 184, 761 15, 914 319, 876 119, 968 428, 208 873, 395 90, 397 39, 492 45, 743, 007 169, 633, 732 8,137, 554 2, 474, 557 10, 612, 111 ; .! i 15 85 26 38 13 11 5 4 2 18 13 4 5 1, 24">, 208 9, 430, 629 12,104, 546 584, 917 364, 457 206, 000 6, 667 128, 054 5, 358 127, 511 446, 708 25¥, 000 112, 932 1,033,103 14,928,718 67, 497, 294 3, 479, 877 834, 548 1, 233, 952 181, 925 271, 201 18, 368 396, 279 724, 031 525,109 243, 673 112, 423 197, 341 3, 449, 052 0 100, 000 0 0 0 0 0 0 0 25, 000 6,300 0 2, 711, 604 0 0 0 0 0 0 0 0 0 0 118,723 197, 341 6,160, 656 0 100, 000 0 0 % 0 0 0 0 25, 000 Pacific States and Territories j 239 25. 019, 987 91, 368, 078 3, 883, 816 2, 717, 904 6, 601, 720 Oregon California San Francisco Colorado Nevada Ttah New Mexico Wyoming Idaho ° Dakota Montana Washington Arizona i I j < i ! ! The total number of State and savings banks, trust companies and private bankers in the United States, with the average amount of their capital, deposits, and investments in United States bonds, for the six months named, were as follows: Number of banks Average capital Average deposits Average investments in United States bonds 4,456 $194,136,825 1,319,094,576 228,053,104 REPORT OF THE COMPTROLLER OF THE CURRENCY, XXV The following table exhibits in a concise form, by geographical divisions, the total average capital and deposits of all State and savings banks and private bankers in the country, for the six months ending May 31, 1880: T witli -J_T ,i Savings tigs Tbanks \ ^..i I State banks and trust j Private bankers. ; companies. j capital. joutcapTtal." 'Geographical divisions. \ os- New En eland States I 40 Kiddle States '234 Southern States 241 Western States and Ter-I ritories 481 Tmted States Millions. I 6.86 ' 38.98 2(5.69 i Millions* 16. 47 .134.89 38. 51 Mill. ions. 74 ! 5.16 885 j 40. 01 252 I 4.81 41.44 j 108.91 1,591 ! 26.14 996 113.97 ; 818.78 2,802 JNo. .Capital. Millions. Millions. 3 74 71 54 13 54 93 85 0. 53 0.34 20 3.17 76.12 I 182.67 \ 29 j its No. Millions. 422 3.19 175 2 0.57 its. Millions. 368. 76 386.00 0.88 30 27.39 34.61 629 783. 03 30.85 DUMBER, CAPITAL AND DEPOSITS OF NATIONAL BANKS, STATE AND SAYINGS-BANKS, AND PRIVATE BANKERS. The capital of the 2,076 national banks in operation on June 11,1880, us will be seen by a table in the appendix, was $455,909,565, not including* surplus, which fund at that date amounted to 118 millions of dollars; while the average capital of all the State banks, private bankers, and savings banks for the six months ending May 31,1880, was but $194,136,825; which amount is but little more than one-third of the combined capital and surplus of the national banks. The net deposits of the national banks were $900,788,714, and the average deposits of all other banks, including savings banks, were $1,319,094,576, of which more than one-half, or $783,033,149, consisted of the deposits of the 629 savings banks having no capital stock, which are included in the above aggregate. The increase in the net deposits of the national banks during the year "was $187,385,075; of the savings banks, $34,508,295; of the private bankers, $42,749,684; and of the State banks and trust companies $61,713,761, making a total increase in the bank deposits of the country of $326,356,815. The table below exhibits the aggregate average capital and deposits for the six months ending May 31,1880, of all classes of banks other than ^national, and the capital and net deposits of the national banks on June 11 following: Geographical divisions. State banks, savings banks, private bankers, &c. No. 3Te*w England States 536 Middle States 1,300 Southern States 498 Western States and Territories 2,122 United States 4, 456 National banks. Total. Capital. Deposits. No. deCapital. Net posits. Millions. Millions. 12.02 388. 97 79.51 615. 62 31.85 53.50 548 654 177 Millions. Millions. Millions. Millions 165. 60 161. 96 1, 084 177. 62 550. 93 170. 44 480. 06 1, 954 249. 95 1, 095*.'68 30.79 62.64 45.90 675 99.40 261 00 697 70.76 194.14 1,319.09 2,076 No. Capital. Deposits. 89.08 212. 87 2,819 159 84 4.72 S7 455. 91 * 900. 79 6,532 650. 05 2,219. 88 XXTI REPORT OF THE COMPTROLLER OF THE CURRENCY. From this table it will be seen that the total number of banks and bankers in the country at the dates named was 6,532, with a total banking capital of $650,049,390, and total deposits* of $2,219,883,290. In the appendix will be found similar tables for various periods, froni 1875 to 1880, where will also be found other tables giving the assets and liabilities of State institutions during the past year, so far as they could be obtained from the official reports of the several State officers. A table arranged by States and principal cities, giving the number, capital and deposits, and the tax thereon, of all banking institutions other than national, for the six months ending May 31, 1880, and for previous years, will be found in the appendix. The following table exhibits, for corresponding dates in each of the last five years, the aggregate amounts of the capital and deposits of each of the classes of banks given in the foregoing table : Nationa! banks. | S t e ™ Sprivate Years No. Capital. Depos-j ^ 0 1876.. 1877.. 1878.. 1879.. 1880.. 2,091 2,078 2,056 2,048 2,076 Millions. 500.4 481.0 470.4 455. 3 455. 9 i Mill- ! ions. • 713.5 768.2 677.2 713.4 900.8 Savings Savings banks banks withwith capital. out capital. Capi- Depostal. its. Mill- Millions. ions. ; 3,803 214.0 i 3,799 1 218.6 j 3,709 | 202.2 3,639 197.0 ! 3,798 390.1 480.0 470. 5 413.3 397. 0 501. 5 Total. De- No. Depos- No. its. prsits. 26 26 23 29 29 I 1 M ill- Milllions. \ ions. i 5.0 ! 37.2 691 ! 4.9 38.2 676 3.2 1 26.2 668 4.2 36.1 (544 ' 4.0 34.6 629 Millions. 844.6 843.2 803.3 747.1 783.0 6,611 6,579 6,456 6,360 6,532 Capi- Deposits. tal. Millions. 719. 4 704.5 675. 8 656. 5 650. 0 Millions. 2, 075. a 2,120.1 1,920. 0 1, 893. 5 2, 219. 9 SECURITY OF CIRCULATING- NOTES. The following table exhibits the classes and amounts of United States bonds held by the Treasurer on the 1st day of ^November, 1880, to secure the redemption of the circulating notes of the national banks: Class of bonds. Authorizing act. Kate of interest. A mount. Loan of February, 1861 (81s) ! February 8, 1861 i 6 per cent S $2, 046, 00# Loan of July and August, 1861 (81s) .. j July 17 and August 5, 1861 ! do | 33, 405, 050 Loan of 1863 (81s) March 3, 1863 !.... do ... i 17, 027,100 3, 000 Consols of 1867 March 3, 1865 L...do ...| 5, 00.0 Consols of 1868 do '... do 526, 900 Ten-forties of 1864 j March 3. 1864 i 5 per cent ! Funded loan of 1881 j July 14,1870, and January 20,1871.. j . . do ! 146, 552, 850 36, 988, 950 Funded loan of 1891 | do I 41 per cent .. 119, 075,100 Funded loan of 1907 | do j 4 per cent.. 4,119, 004) Pacific Railway bonds | July 1, 1862, and July 2, 1864 | 6 per cent.. Total . 359, 748, 950 On October 1, 1865, the total amount of bonds held for this purpose was $276,250,550, of which $199,397,950 was in six per cents, and * The terms " gross deposits," " individual deposits/' and " net deposits " of national banks, as used in this report, are explained as follows: The gross deposits of the national banks are the amounts reported by them to the credit of stockholders for dividends unpaid; to the credit of individuals, companies, and firms; to the credit of the United States and its disbursing officers; and to the credit of other banks. The individual deposits are the amounts reported under that head, consisting of amounts to the credit of individuals, 'companies, and firms only. The net deposits are arrived at by deducting from the sum of the items making up the gross deposits the amount of clearing-house exchanges reported, and the amount of balances due from banks (with the exception of that due from reserve agents) not exceeding the amount due to banks. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII $76,852,600 in five per cents. On October 1, 1870, the banks held $246,891,300 of six per cents, and $95,942,550 of five per cents. Since that time there has been to November 1,1880, a decrease of $190,286,150 in six per cent bonds, and an increase of $51,137,200 in five per cents. The banks now hold $36,988,950 of four and a half per cents, all of which have been deposited in the Treasury since September 1,1876, and $119,075,100 of four per cents, which have been deposited since July 1, 1877. During the last year $19,243,300 of four per cents have been withdrawn by the banks, chiefly for the purpose of realizing the large premiums thereon, and $22,370,750 of five per cents have been deposited^ which will mature in a few months. The banks still hold $8,000 of six per cent, five-twenty bonds, and $526,900 of five per cent, ten-forty bonds, upon which interest has ceased. They also hold $146,552,850 of the fives of 1881, which are redeemable on the 1st of next May; $2,046,000 of sixes of 1880, payable on the first day of January next; and $50,432,150 of sixes of 1881, which are redeemable on the 1st of July next. NATIONAL-BANK AND LEGAL-TENDER- NOTES, BY DENOMINATIONS. CIRCITLATINa NOTES OF THE BANK OF FRANCE AND IMPERIAL BANK OF GERMANY^ BY DENOMINATIONS. The following table exhibits by denominations the amount of nationalbank and legal-tender notes outstanding on November 1, 1880, and the aggregate amounts of both kinds of notes for the same date in 1878 and 1879: 1880. Denominations. Ones Twos Fives T ens Twenties Fifties One hundreds Five hundreds One thousands Five thousands Ten thousands Add for fractions of notes not presented or destroyed Totals Deduct for legal-tender notes destroyed in Chicago lire Totals 1879. A m o u n t of > A m o u n t of i national- I legal-tender ! A g g r e g a t e , b a n k notes. | notes. j $2, 292, 462 1, 207, 260 99, 910, 760 113, 820, 580 75, 631, 560 21, 418, 300 26, 888, 900 639, 500 239, 000 j 15,129 |. $24, 247, 362 $21,954,900 23, 036, 578 21,829,318 i 67,132,138 ( 167, 042, 898 75,835,008 ! 189, 655, 588 72, 088, 277 147, 719, 837 24, 359,175 45, 777, 475 33, 069, 700 59, 958, 600 16,126, 000 16, 765, 500 14, 401, 500 14, 640, 500 565, 000 565, 000 320, 000 320, 000 j 1878. Aggregate. Aggregate* $22, 887, 502 21, 030, 863 159, 522, 853 181,447, 558 141,445, 933 46,177, 945 58, 339, 780 23, 088, 000 23, 111, 500 3, 250, 000 2, 500, 000 $24, 652, 750 22, 915, 066 148,116, 015 168, 908, 071 131, 785, 709 47, 658, 995 58, 331,470 31,159, 000 33, 794, SOU 15,129 13, 586 11, 561 342, 063, 451 347, 681, 016 j 689, 744, 467 682, 815, 520 667, 338,137 1,000,000 i 1,000,000 1,000,000 342,063,451i 346,681,010} 688,744,467 681, 815, 520 1, 000, 000 666, 333,137 The law provides that, after specie payments are resumed, national banks shall not be furnished with notes of a less denomination than live dollars; and in accordance with this provision no notes of the denominations of one and two dollars have been issued since the first day of January, 1879. The amount of ones outstanding on that day was $4,793,817, and of twos, $2,924,930; total, $7,718,747. Since that date the ones have been reduced $2,501,355, and the twos, $1,717,070, making a total reduction of small bank notes of $4,219,025. XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. The amount of legal-tender notes of the denomination of one dollar outstanding on that date was $20,257,109, arid of twos, $20,035,525 ; total, $40,292,634. The increase since that date to November 1, 1880, has been $3,491,584. Thus it will be seen that while the small notes of the national banks have been reduced more than four millions ($4,219,025), in compliance with law, since the date of resumption, the legal-tender notes of the same denominations have been increased $3,491,584. The total amount, in these denominations, of both kinds of notes outstanding on November 1, 1880, was $47,283,940. The total increase during the year has been $3,365,575 ; the decrease during the year previous was $3,649,451. Of the entire amount of nationalbank and legal-tender notes now outstanding, nearly seven per cent, consists of one and two dollar notes, and more than thirty-one per cent, of ones, twros, and fives, while more than fifty-eight per cent, is in the notes of a less denomination than twenty dollars, and about eighty per cent, is in notes of a lower denomination than fifty dollars. Of the entire issue, about twenty per cent, in amount is in denominations of fifty dollars and upwards. The circulation of the Imperial Bank of Germany, on January 1,1879, was $165,933,942; its circulation on January 1, 1880, was $198,201,144; showing an increase of $32,267,202 during the year. The following table exhibits by denominations the circulation of the Imperial Bank of Germany, on January 1,1880^ in thalers and marks, which are here converted into our currencv: Marks. Thalers. Amount in d o l l a r s . Number of! Dcnommapieces. \ tions. (Thaler— 75 cents.) : each X u m b e r Denomina- Value • tof - ^ ( olof pieces. I tioiisl i Pu-ceind 500 thalers ; 185 100 thalers 2.357 50 thalers 1, 716* 25 thalers 8, 934 10 thalers i 9,143$ 2, 336 i 375.00 75. 00 37.50 18.75 ! 7. so ; ] 69, 375 176, 775 64, 369 167, 512 68, 576 255,753 i 1.000 marks. | 213.384 ! 500 marks. ! 4, 281, 731* ] 100 marks. 546, 607 4, 750, 868J- Amount in dollars. (Mark = 25 cents.) Value of each ieeeindolirs. E 63, 938, 250 26, 673, 000 107, 043, 287 250 125 25 197, 654, 537 I The following table* gives the circulation of the Bank of France and its branches, with the number of pieces, and the denominations in francs and in dollars, on January 29, 1880: Number of pieces, j Denominations. 5, 000 francs. 1, 000 francs. 500 francs 200 francs. 100 francs. 50 francs 25 francs 20 francs, 5 francs, Forms out of date. 1, 371, 477 716, 980 • 3,009 5. 716, 919 207, 516 27, 323 335, 635 197, 448 1,241 8, 577, 553 j Value of each piece in dollars. 1,000 200 100 40 20 10 4 1 Amount in francs. ;: Amount m dollars. (Fr. = 20 cents.) 25, 000 1, 371, 477, 000 358, 490, 000 601, 800 571, 691, 900 10, 375, 800 683, 075 6, 712, 700 987, 240 429, 850 5, 000 274, 295, 400 71, 698, 000 120, 360 114, 338, 380 2, 075,160 136, 615 1, 342, 540 197, 448 85, 979 2, 321,474, 365 464, 294, 873 The amount of circulation of the Bank of France on January 30, 1879, was 2,290,970,830 francs, or say $458,194,166, showing an increase between that time and January 29, 1880, the date of the foregoing table, of 30,503,535 francs, or $6,100J707. * London Bankers' Magazine for August, 18esO, pp. 656 and 662. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX It will be seen that the Imperial Bank of Germany issues no notes of a less denomination than $7.50, and that the Bank of France issues less than two millions of dollars in notes of a less denomination than five dollars. The Bank of England issues no notes of less than twentyfive dollars, and the Banks of Ireland and Scotland none less than five dollars. The amount of circulation in this country in denominations of five dollars and under on November 1, 1880, was' $214,326,838. In the foreign countries named a large amount of silver and gold coin of the lower denominations enters into general circulation. It will be impossible to keep in circulation any large amount of small gold coins or silver dollars, unless the coinage of the latter is restricted and the small notes withdrawn. Section 5182 of the Revised Statutes requires that the circulating notes of the national banks shall be signed by the president or vicepresident and by the cashier of the association issuing the same. The written signature of at least one bank officer is necessary as a check between this office and the issuing banks, for if an illegal issue should occur the signature of such officer would be a means of determining the genuineness of the note. The written signatures of the officers of the banks are also necessary as an additional precaution against counterfeiting. A number of the banks, however, issue their notes with printed signatures, and in some cases with badly executed lithographed ones. A bill is now pending in one of the bank committees of Congress, imposing a fine of twenty dollars for every circulating note issued by any national bank without the written signature thereon of at least one of its officers; and the Comptroller respectfully repeats his previous recommendation for the passage of such an act, which act should also impose a fine upon any engraver or lithographer who shall print the signatures of bank officers upon such circulating notes. UNITED STATES BONDS OUTSTANDING, AND THE AMOUNT HELD BY THE NATIONAL BANKS, STATE BANKS, AND PRIVATE BANKERS. The following table exhibits the classification of the unmatured, interest-bearing, bonded debt of the United States on August 31, 1865, when the public debt reached its maximum, and on the 1st day of July in each year thereafter, together with the amount outstanding on November 1 of the present year:* Date. August 31,1865 J u l y 1,1866 J u l y 1,1867 J u l y 1,1868.... J u l y 1,1869 J u l y 1,1870 J u l y 1,1871.... July" 1,1872 J u l y 1,1873 J u l y 1,1874 J u l y 1,1875 J u l y 1,1876 J u l y 1,1877 J u l y 1,1878 J u l y 1,1879 J u l y 1,1880 November 1, 1880 N o v e m b e r 1, 1880 6) per cer cent. bonds. 5 per cent, bonds. per cent, bonds. I per cent bonds. Total. $908,518,091 !$199, 792,100 $1,108, 310,191 1,008,388,409 | 198, 528, 435 1, 206, 91G. 904 1,421,110,719 ! 198, 533, 435 1, 619, 644,154 1,841,521,800 S 221, 588, 400 2.063,119,200 221, 589, 300 1,886,341,300 2,107, 930, COO 1, 764, 932, 300 221, 589, 300 1, 986, 521, 600 1, 613, 897, 300 274, 236, 450 1, 888,133, 750 1, 374, 883, 800 414, 567, 300 1, 789, 451,100 1, 281,238, 650 414, 567, 300 1, 695, 805, 950 1, 213, 624, 700 510, 628, 050 1, 724, 252, 750 1,100, 865. 550 607, 132, 750 1, 707, 998, 300 984, 999, 650 711, 685, 800 1, 696, 685, 450 854, 621, 850 703, 266, 650 $140, 000, 000 1, 696, 888, 500 738, 619, 000 703, 266, 650 240, 000, 000 $98, 850, 000 1, 780, 735, 651* 310, 932, 500 646, 905, 500 250, 000, 000 679, 878,110 1, 887, 716, llo 235, 780, 400 484, 864, 900 250, 000, 000 739, 347, 800 1,709, 993, 100 651,651, 050050 250, 217, 000, 000000739,739, 217,699, 699,550 550 j469, 469, j 250, 000, 347,347, 800 8001, 676, 1, 698, 676,4698, 40U * The Navy pension fund, amounting to $14,000,000 in 3 per cents., the interest upon which is applied to the payment of naval pensions exclusively, is not included in the table. XXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Since the year 1865, the national banks have held an average of more than one-fifth, and now nearly one-fourth, of the interest-bearing debt of the United States. Previous to the year 1872 much the larger portion of these bonds bore interest at the rate of 6 per cent., and until the year 1877 all of the bonds bore interest at either live or six per cent. These classes of bonds have since been greatly reduced, and are now less than three-fifths of the amount pledged for circulation, while more than twofifths of the amount consists of bonds bearing interest at 4 and 4J per cent. only. This will be seen from the following table, which exhibits the amounts and classes of United States bonds owned by the banks, including those pledged as security for circulation and for public deposits, on the first day of July in each year since 1865, and upon November 1 of the present year: United States bonds held as security for circulation. Date. J u l y 1,1865. July 1, 1866. J u l y 1, 1867. July 1, 1868. J u l y 1, 1869 J u l y 1, 1870. J u l y 1,1871. July 1,1872. J u l y 1,1873. July 1,1874. July 1, 1875. July 1, 1876. July 1, 1877. July 1, 1878. J u l y 1,1879. J u l y ] , 1880. Nov. 1,1880. cen 6 per cent, 5 per cent, 4£ per cent 4 p e rr cent. bonds. bonds. bonds. bonds. $170, 382, 500 241, 083, 500 251, 430, 400 250, 726, 950 255,190, 350 247, 555, 350 220, 497, 750 173, 251,450 160, 923, 500 154, 370, 700 136, 955,100 309,313,450 87, 690, 300 82, 421, 200 56, 042, 800 58, 056,150 56, 605,150 $65, 576, 600 86, 226, 850 89,177,100 90, 768, 950 87, 661, 250 94, 923, 200 139, 387, 800 207,189, 250 229, 487, 050 236, 800, 500 239, 359, 400 232, 081, 300 206, 651, 050 $44, 199, 514, 550 48, 144, 616, 300 35, 139. 758, 650 37, 147, 079, 750 36, Total. U. S. bonds] held for] other pur-j poses a t nearest date. Grand total. $235, 959,100 $155, 785, 750 $391, T44, 850 327, 310, 350! j121,152, 950 "448, . ^ i , xuji, auvi ±"±0, t468, o o , 300 ow 340, 607, 500 84,002,650 424, 610,150 341, 495, 900 80, 922, 500 422, 418,400 342, 851, 600 55,102,000 397,958,600 342, 278, 550 43,980,600 386,250,150 359, 885, 550 9, 450, 8C 399, 336, 350 380,440, 700 31, 868,2C 412, 308, 900 390,410, 550 25, 724, 400 416,134, 950 391,171, 200 25, 347,100 416, 518, 300 376, 314, 500 26, 900, 200 403, 214, 700 341, 394, 750 45,170, 300 386, 565, 050 338, 713, 600 47, 315, 050 386, 028, 650 372, 250 448, 650 $19,162,000; 349,546,400 68, 850, 900 418, 397, 300 056, 550 118, 538, 950 354, 254, 600 76, 603, 520 430, 858,120 760, 950 126,076,3001 361,652,050 42,831,300 404,483, 350 988,950 119,075,100 359,748,9501 43,620,400 403, 369,350 All of the five and six per cent, bonds now held by the national banks, with the exception of Pacific Eailway bonds, will mature on or before July 1, 1881, and will probably be replaced by bonds bearing interest at 4 or 4J per cent., or by new bonds hereafter to be issued by authority of Congress bearing a less rate of interest. The amount of United States bonds held by State and savings-banks cannot be accurately ascertained, for the reason that banks in seventeen of the States do not make reports of their condition to State authorities. From such reports as have been received through the courtesy of State officers, it is found that the State banks and trust companies and the savings banks held the following amount of United States bonds, at different dates during the year 1880: State banks in twenty States Trust companies in five States Savings banks in fourteen States Total... $7,142,532 19,109,650 187, 413,220 213,665,402 The Commissioner of Internal Eevenite receives semi-annual reports from all banks organized under State laws, and also reports from private bankers, giving their average capital and deposits, and the amount of such capital invested in United States bonds; and from these returns the following table has been compiled, showing, by geographical divi- REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI sions, the average amount of capital invested in United States bonds fm the six months ending May 31, in the years 1878, 1879, and 1880: Six months ending— May 31,1878: New England States Middle States Southern States "Western States Pacific States and Territories |By State banks, I private bank-J By savings ers, and trust banks, companies. Total. $3, 028, 738 $26, 597, 718 23, 915, 757 102,163, 985 1, 523, 882 66, 667 6, 062, 265 1,172, 598 3, 356, 369 1, 082, 620 $29, 626,456 126, 079, 742 1, 590, 540 7, 234, 863 4,438, 980 United States . May 31,1879: New England States Middle States Southern States Western States Pacific States and Territories . 37, 887, Oil 131, 083, 588 168, 970, 599 3, 669, 967 34, 941, 378 25, 686, 469 123, 818,148 3, 593,179 86, 021 8, 326, 402 2,164, 668 5, 015, 948 1, 372, 845 38, 611, 345 149, 504, 617 3,679, 200 10,491, 070 6, 388,793 United States . 46, 291, 965 162, 383, C 208, 675, 025 May 31,1880: New England States Middle States Southern States Western States Pacific States and Territories . 3, 737, 093 20, 564, 834 2, 541, 991 8,137, 554 3, 883, 816 37, 693, 200 146, 301,155 1,000 2,474, 557 2, 717, 904 41,430,306 166, 865, 980 2, 542, 991 10, 612, 111 6, 601, 720 United States . 38, 865, 28! 189,187, 816 228,053,104 The above table gives the average amount of capital invested in United States bonds, from which should be deducted the amount of premium paid at the time of purchase, which cannot be ascertained. The amount of United States bonds held by the national banks on November 1, 1880, as above shown, was $403,369,350, and the average amount held by the other banks and bankers of the country, during the six months ending May 31 last, was $228,053,104. The total amount field by all the banks and bankers is thus shown to be considerably more than one-third of the whole interest-bearing, funded debt of the United States, as follows : Savings banks... State banks and trust companies Private bankers National banks Total $189,187,816 24,498,604 14,366,684 403,369,35© 631,422,454 If the amount of bonds held by national banks and private bankers be deducted from the last total, the remainder will agree very nearly with the amount of bonds held by State and savings banks as returned by State officers, and shown on the preceding page. These amounts, therefore, seem to be very nearly correct, and to comprise the whole amount of United States bonds held by all the banks and bankers of the country. A table will be found in the appendix giving the number of each cla«s of banks and of private bankers in each State, together with the amount of their capital, deposits, and United States bonds held. CLEARING-HOUSE CERTIFICATES. Section 5192 Eevised Statutes provides that clearing-house certitcates, representing specie or lawful money specially deposited for the purpose of any Clearing House association, shall also be deemed to be XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. lawful money in the possession of any association belonging to Clearing House holding and owning such certificate; and section 519$ provides that the Secretary of the Treasury may receive United States notes on deposit, without interest, from any national banking associations, in sums not less than ten thousand dollars, and issue certificates therefor in denominations of not less than five thousand dollars, which certificates may be counted as part of the lawful money reserve, and may be accepted in the settlement of clearing-house balances at the places where the deposits therefor were made. The legal-tender note certificates were first issued in thefiscalyear 1873. On June 30, 1875, there were outstanding $59,045,000 of these certificates, of which the national banks held $47,310,000. On June 30, 1876, the amount outstanding was $33,140,000, of which the banks held $27,955,000. On June 30, 1879, the amount had been reduced to $29,330,000, and the banks held on June 14 of the same year $25,180,000. The amount outstanding on October 1 was $9,885,000, and the national banks held on that day $7,655,000, they having surrendered a large portion of these certificates for the purpose of supplying the demand for United States notes. The issue of the gold certificates was authorized by the fifth section of the act March 3,1863, and they were used for clearing-house purposes1, soon after the passage of the national-bank act. The first issue was made on November 13, 1865. On June 30, 1875, there were outstanding $21,796,300, of which the national banks in New York City held $12,642,180. The issue of these certificates was discontinued on December 1,1878, and the amount outstanding bad decreased on June 30,1879, to $15,413,700, and on October 1, 1880, to $7,480,100, The issue of gold certificates* having been discontinued by the government, and the amount of gold coin having rapidly increased, the banks in •'New York found it necessary to establish a depository of gold coin for the convenience of the Clearing House. This depository at the present time is the Bank of America, by which bank certificates of deposit were first issued on October 14, 1879. The amount of such certificates outstanding on November 1,1879, was $9,155,000, on January 1,1880, $25,610,000, and on June 1, and since that time, $39,550,000, which is the full capacity of the vault. Of this amount the national banks of New York City held on June 11, 1880, $33,337,000 5 on October 1, $36,189,000. The Clearing Houses of Boston, Philadelphia, and Baltimore have organized similar depositories in order to utilize their gold coin and save the risk and inconvenience of handling and transporting the coin itself. The total amount of such certificates issued to the national banks in New York up to October 1 was $36,189,000, in Philadelphia, $6,040,000, in Boston, $5,908,000, and in Baltimore, $30,000; total, $48,167,000. TRANSACTIONS OF THE NEW YORK CLEARING- HOUSE. The New York Clearing House Association is composed of forty-five national and twelve State banks, and the assistant treasurer of the United States at New York. The exchanges at the Clearing House for the year ending October 1,1880, obtained through the courtesy of Mr. W. A. Camp, its manager, were more than thirty-seven thousand millions, and the balances paid in money were more than fifteen hundred millions. The average daily exchanges were more than one hundred and twenty-one millions, and the average daily balances paid in money were but about four and nine-tenths millions, or only four and one-tenth per cent, of the amount of the settlements. The New York Clearing House was organized in 1853, and the following table exhibits its transactions yearly, and the amount and ratio of REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII currency required for the payment of daily balances, for the last twentyseven vears: Years. No. of banks. 1854 1855 185G 1857 1858 1859 18G0 1861 1862 1863 1864 1865 1866 1867 . 1868. 1869. 1870 . 1871 . 1872. 1873 . 1874 . 1875 . 1876 . 1877 . 1878 . 3879 . 1880 . 50 50 40 47 59 Ul 59 •>9 alaiiri'S paid in rnojit-v. "-• C a p i t a l . f47. 044. 9'K) 4 8 . 8 M , 180 52, HKl 700 64, 420. 200 67. 146. OjS 67 921. 714 60, 907, l'.',~ 6* 90<». 605 0*, ,i~~>, *2e 6H. 972. 50^ 6?*. 5M*>, KVi M). 36.5, Ol'J *2, 370, 20(> M, 770.200 82, 270, 200 h2, 720. 200 83. 620, 200 X4. 420. 20(t M , 420, 200 H 20O M . 6'55. 2 00 •s0, 435, 200 8 1 , 7.*1. 00 71, (K> 200 63,611,500 (JO, M)0 200 60, 475. 200 Average i Average daily daily bal- | Kaexchanges." ances paid tios, in money. I "«" 4 1 1 4i»4 *«' fi'.M. f . 7 4 7H 4^« •", i ; • * l " r . "r • » • O.Ili. 5.717. \ 675 *. 4M' 4(»7. ', M)i. », 30O, '. 63(i, 472 ' <i37 !*<S7 40b (582 401 943 :, *j7(f, > •.si".,,. >7(> ; 922,' 171. 7b3, 043 * Tbe capital is for \ arious d<ito tli<- an t Y e a i h aveiages foi twenU ^e\ K»_' , . J ^^V 7 1 " in". o:r> 7r»" N i(»h ()(>«, i:>:., lor, H 4 , JW.{, 4."il VJ"», 4.V). l''J7 iL'o,;ns.:{os 20!), 721, O'ZU '2V.\. 2U'.\, b'27 !.".-_>,: 5 7 2 , 1 OS U 7 1 . S.H. 2 M 104. •$-!•<>, cM"i 0(»!» ."»:J2, «Ki7 (•I"), 2.",G, 4 * : ; s n i , J>7(», i.">4 :•_•]. l l i ) , 2 » s "4" *22 t>72 M l 042 $19,104, 505 17,412,052 22,278.108 26, 968, 371 15,393,736 20. 867, 333 23,401,757 19,269,520 22, 237, 682 48, 428, 658 77, 984, 455 84, 796, 040 93, 541, 195 93,101,167 92,182,164 121, 451, 393 90, 274, 479 ! 95,133, 074 105,964,277 ' 111,022,137 08, 139, 484 75,301,558 04, 738, 812 68,447,724 65, 106, 974 79,977,839 121,510,224 $988, 078 940, 565 1, 079, 724 1,182, 246 1, 016, 954 1,177. 944 1, 232, 018 1,151,088 1, 344, 758 2, 207, 252 2, 866, 405 3, 373, 828 3, 472. 753 3, 717, 414 3, 642. 250 3, 637J 397 3, 365, 210 3, 927, 666 3. 939, 266 :i 765, 922 3, 173, 958 3, 608. 977 3, 288, 381 3, 328, 710 3. I l l , 015 4, 303, 320 4, 956, 009 'r. ct. 5. 2 5.4 4.8 4.4 6.6 5. 6 G. 0 6.0 4.6 3. 7 4.0 3.7 4.0 4.0 3.0 3.7 4.1 3.7 3.4 4.7 4. S 5. 1 4.9 4.8 5.4 4.1 164,593,878 I f2, 1 , 300 f in (Luc in ( ach year not being obtainable. Totals foi# twenty-se'ven years. The Clearing House transactiunv of the assistant treasurer of the United States at Xew York, for the yt ar ending' November 1,1880, were as follows: Exchanges received from Clearing Hous*.1 .$343, 622, 365 Exchanges delivered to Clearing House 78, 193, 328 Balances paid to Clearing House 2(M), 387, 853 Balances received from Clearing House 958, 819 {Showing that the amount paid by the assistant treasurer to the Clearing House was in excess of the amount received by him 265. 429, 034 The amount of clearings during the last year exceeded any previous year's transactions since the organization of the Clearing House. The average amount per day for the year was $1.20,466,232.85. The maximum was on November 3, when it reached $202,558,252.11. The largest amount of balances in any one day was on November 11, when it was $11,208,025.20, and $8,300,000 of this nmoimt, weighing about 15J tons, was paid in gold coin. The total amount of transactions in the twenty-seven years since the organization of the Clearing House is $574,849,719,103, and the average for each year is $21,290,734,040. The amount of gold coin actually paid in settlement of balances in the last year is $340,538,000; of Clearing House gold certificates $1,056,462,000; of United States Clearing House certificates $34,260,000; and of legal-tenders $85,218,000. Of the legaltenders, $40,852,000 were received in October, 1879, and only $38,366,000 during the remaining eleven months. A table compiled, for purposes of comparison, from returns made to the New York Clearing House, will be found in the appendix, giving the clearings and balances weekly, for the months of September, October and November of various years, from 1872 to 1880. C C in XXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. SPECIE IN BANK AND IN THE TREASURY OF THE UNITED STATES, AND ESTIMATED AMOUNT IN THE COUNTRY—SPECIE IN THE BANK OF ENGLAND AND IN TILE BANK OF FRANCE. The table below exhibits the amount of specie held by the national banks at the dates of their reports for the last eleven years; the coin, coin-certificates, and cheeks payable in coin held by the New York City banks being stated separately: Hold I \ a i n M il 1> mk*> m Xew York City. Dat< s ( ]>( cks payaLie in coin. Con -.1 ( , ' ) - ( . _ > 2 ^ Oct. 5, Ihfcs 1 MU2 7t»') 4 S J a n . 4,186M 1 0 ) 2 >7> >\ Apr. 17, 1869 2 " 4 2 ">»> M< J u n e 12,1869. 1 1'il 7 t . ) 7 Oct. 9,]%') 0 1Mb, Ox) 2(t Jan. 22, 1870 2 0 4 7 «\>^ >') Mai. 24, 1 V70 2 M42 4 10 M J u n e 9,1870 Oct. 8, 1870 1 0 o 7 7 k J Ml Dec. 28, 1 -JO 2 2f>H ")sl )i Mar. 18, 187! „ ^ 1 1 ) 01 Apr. 29, 1«71 2 047,')»(• " I J u n e 10, 1^>71 v 24M U,^ •» Oct. 2,1871 1 121 M>M 4o Dec. 16,1871 1 l,\- '),(/ 7 Feb. 27, 1872 . 1 4M0 417 70 Apr. 19, 1872 1 •> 8 (n) 7 4 J u n e 10,1872 , i^> MOM )} Oct. 3,1872 M_0 707 J 7 Dec. 27,1872 1 $00 O'M 0"> Eeb. 28, 187 > 1 () )8 70M SO Apr. 25, 187 i 1 J44 «>">() M i J u n e 13,187} 1 442, 0M7 71 Sept. 12, 187 { 1,00, 210 I") Dec. 26 187 i 1 J70 170 50 Feb. 27,1874 1 1(>7 *J0 09 May 1,1874 [ '»{«) 2^2 JO J u n e 26,1874 1 M 2 r )21 00 Oct. 2, 1874 1 2M1 7M» <) Dec. 31, 1874 1 4 4 , 2 1 " 42 Mar. 1,187") 1 084, "V> ")4 May 1, 187") 9>0 10", /(> J u n e 30, 1875 . 1 02 { 011 M J Oct. 1187"> 7 ) 5 9 0 4 MO Dec. 17,187-> S()M 4 0 " 2 Mar. 10. 1870 > 201 1 , i ,0 May 12 1870 M2, h i 7() J u n e 30 1870 1 2U V2 92 Oct. 2. 1870 1 120,814 S4 Dec. 22J876.. jj 1,4154,701 83 , Jan. 20,1877.. i! 1,669,284 94 i Apr. 14,1877.. |j 1,930,725 59 i J u n e 22,1877.. i! 1,423,258 17 | Oct. 1,18*77.. '! 1,538,486 47 Dec. 28,1877.. 1, 955, 746 20 Mar. 15 1878.. 2, 428, 797 44 May 1,1878.. 2, 688, 092 06 J u n e 29,1878.. 1, 905, 705 22 Oct. 1,1878.. 1, 779, 792 43 Dec. 6,1878.. Jan. 1,1879.. 4, 009, 299 01 Apr. 4,1879.. 5, 421, 552 49 J u n e 14,1879.. 5, 312, 0(56 90 Oct. 2,1879.. 6, 058, 472 34 Dec. 12,1879.. 7, 218, 967 69 Feb. 21,1880.. ;20, 096, 249 64 Apr. 23,1880.. j|12,252,541 44 J u n e 11,1880.. "12,595,720 49 Oct. 1,1880.. 16, 682, 226 40 !|16f 104, 855 28 10 ]( _ ' 1 4 . ") -i. , i I 471 11 " /) 1171, i I > \n>) ,*o Mlo 7>0 ,20 II 1 >M 0^0 1 > >22 ( 0 0 1* .'"), 760 2> "iiv 040 1 > O7l M>0 I . J 1 \- 4*0 14 HO M40 10 022 100 > 7 > 220 I 1 (,42 ihO 4 20i 720 12 r» 2 M ) 1M (Mi M 0 r> ir», 7*»o 10, *72 7^0 1 ) 440 700 21, 002,900 33,029,660 13, 899, 180 10,324,320 11,409,920 19,119, 080 35, 003, 220 25. 397, 040 11,954,500 11, 514, 810 12, 277,180 12, 739, 544 12,220,940 12, 291, 270 12,130, 900 8, 300,140 7. 464, 650 6, 914, 250 7, 810, 200 7, 489, 700 Total. Held b y o t h e r n a t ional, | A g banks. -.1 136,353 66 : $9. 025.116 90 $3, 378,596 49 2 348, 140 49 ; 22, 289',429 97 7, 337,320 29 1, 469,826 64 j 6.842, 441 85 3,102, 090 30 975, 015 82 ; 15,471, 229 78 2, 983,860 70 1 013,948 7'2 j V.I 704, 589 45 3, 297,810 37 2 190, 644 74 j 30. 888,141 03 11, 457 242 69 1 069,094 30 ; 25, 5*9,482 09 11,507, 060 75 1, 163,905 88 ! 22. 707.220 12 8, 332,211 66 ! 994,006 42 ! 1-i 3 35! 049 &l 5, 324.362 14 , 748,126 87 ' "20, 0K0.248 83 6, 227|002 76 25 829. 881 04 i 19, 91]757 5, 857,409 39 \ 4 382, 107 24 \ 16,275,117 95 6, 456,909 07 • 080,854 92 i 15.091. 422 98 4, 833,532 18 1 103,028 44 i 9. 875.757 84 3, 377,240 33 4 255, 631 39 ! T.I 005, ;;o2 12 0, 529,997 44 ' 117.100 90 I 16,948, 578 00 8, 559,246 72 4 715,364 25 ; 16, 040,423 99 7, 787,475 47 4 219,419 52 : 19.414,489 10 4, 842.154 98 j 0, 375.347 37 3, 854,409 42 j 13. 778,031 05 5, 209,305 40 • 13,498,549 80 4, 279. 123 67 81 I 13.088. 250 93 3, 780! i 23! 581 177 i 71 4, 308i909 01 ! 14, 585,810 55 5, 282,658 90 j 19, 701,930 50 7, 20f 107 08 i 24,086. 400 09 ; 8, 079,403 49 ' 24, 984.012 10 7, 585.027 16 > 15,514, 185 00 0, 812,022 27 | 14,400,200 50 0, 834,678 67 i 15,854, 155 42 0, 582.605 62 1 11, 706,715 54 4, 900,390 63 ! 0. OKi,325 70 3 93' 035 88 i 13, 005,195 80 5, 294,386 44 ! 4, 955,024 90 3. 094,704 83 13,402, 246 72 3, 008,659 18 051 30 6, 729,294 49 IO^OIO' 073 70 5, 698,520 66 i 18, 087,302 92 7, 131,167 00 j 14, 570,574 34 6, 785,079 69 j 23, 037,601 83 9, 902,040 00 .! 35,298, 944 94 14,410, 322 61 I 15, 829.905 59 11, 240.132 19 ! 11. 747:578 17 9, 588,417 89 i 12, 948|406 47 9, 710,413 84 ! 21.074,826 20 11, 832,924 50 017 44 | 37^432! 17, 290,040 58 ! 28, 08; 732 06 17, 938,024 00 13. 800,205 22 15, 391 264 55 13, 294,602 43 17, 394.004 16 10, 286.479 01 18, 008.771 35 18.101; 092 49 23; 338,004 83 17,533. 906 90 23. 614.050 51 i 18,349, 742 34 23, 983,545 10 i 19,349, 867 69 22, 823,873 54 ^21,509,000 00 | 50,031,389 64 28, 981,651 95 *35, 855, 000 00 i 55, 572,191 44 33, 869.800 31 *25, 458, 000 00 ! 44, 967,970 49 41,401, 761 72 '33, 337, 000 00 ! 57.829.426 40 41, 677.078 86 ; 36,189, 000 00! 59, 783,555 38 49, 562,954 11 $13, 003, 713 39 i 29, 626, 750 26 i 9,944,532 15 ; 18, 455, 090 48 i 23, 002, 405 83 ! 48, 345, 383 72 ! 37, 096, 543 44 ! 31,099,437 78 ! 18, 460, 011 47 | 26, 307, 251 59 I 25, 709,166 64 i 22, 732, 027 02 1 19, 924, 955 16 13,252,998 17 ! 29, 595, 299 56 I 25, 507, 825 32 ! 24, 433, 899 46 ! 24, 256, 644 14 10, 229, 756 79 i 19, 047, 336 45 17, 777, 673 53 ! 16, 868, 808 74 ' 27, 950, 086 72 • 19, 868, 469 45 ! 26, 907, 037 58' !. 33, 365, 863 58 i 32, 569, 969 26 22, 326, 207 27 21, 240, 945 23 i 22, 436, 761 04 16,667,106 17 10, 620, 361 64 18, 959, 582 30 8, 050, 329 73 17, 070, 905 90 29, 077, 345 85 21.714,594 36 25, 218, 469 92 , 21,361,054 03 32, 999, 647 89 49, 709, 207 55 27, 070, 037 78 21, 335, 996 06 , 22, 658, 820 31 32, 907, 750 70 54, 722, 058 02 46, 023, 756 06 29. 251, 409 77 30! 088, 606 59 34. 355, 250 36 : 41, 499, 757 32 41,148, 503 41 • 42, 333, 287 44 42, 173, 731 23 79,013,041 59 i; 89,442,051 75 : ! 86,429,732 21 ;: 99,500,505 26 i 109, 346, 509 49 II t Gold clearing-house certificates. The amount of silver coin held by the national banks on October 1,1877, was $3,700,703, and on October 1, 1878, $5,392,628. The amount held on REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV October 2, 1879, was $4,980,493, and on October 1, 1880, $6,495,477, including $1,165,120 in silver treasury certificates. The aggregate amount of specie held by the State banks in New England, New York, New Jersey, Pennsylvania, Maryland, Louisiana, Kentucky, Ohio, Iowa, Wisconsin, and Minnesota, as shown by their official reports for 1880, was $6,201,617, of which the banks in New York City held $1,968,722. In the returns from California the amount of coin is not given separately, but it is estimated to be three-fourths of the amount returned as currency, which was $13,785,015. The Director of the Mint, in his report for 1879, estimated the amount of coin in the country on June 30, 1879, at $398,541,683, of which $286,490,698 was gold "and $112,050,985 was silver. His estimate for the fiscal year ending June 30, 1880, is as follows : Amount of coin in the country June 30, lb?'J Net gold coinage for the year. Net silver coinage for the year Net importation of gold for the year Net importation of silver for the year $398, 541, 683 55, 948, 407 27, 903,139 16, 519, 586 2, 642, 896 Total coin circulation June 30, 1880 501, 555,711 Of this amount it is estimated that $358,958,691 consists of gold coin, and $142,597,020 of silver coin. The Director estimates that from the close of the last fiscal year to November 1 there has been added to the coin $6,494,528 of gold and $9,630,940 of silver, making the stock of coin in the country at the latter date $517,681,179, and consisting of $365,453,219 of gold coin and $152,227,960 of silver. The amount of bullion in the mints and New York assay office on November 1 is stated to have been $78,558,811 of gold and $6,043,367 of silver, making in all $84,602,178; which, added to the estimated amount of coin stated above, gives $602,283,357 as the total estimate of coin and bullion in the country on November 1, of which amount $444,012,030 was gold and $158,271,327 was silver. The amount of gold and silver, and the percentage of each, in the Treasury of the United States, on September 30 in each year from 1876 to 1880, and on November 1, 1880, is shown in the following table : I Per cent, of— Silver. Period. September 30,1876 September 30, 1877.... September 30,1878 . . September 30,1879.... September 30, 1880 November 1,1880 Standard Other coin Total sildollars. and bullion. ver. $12,155, 31, 806, 47, 784, 47,156, 205 774 744 588 $6, 029, 7, 425, 15, 777, 21,173, 30, 878, 30. 820, 367 454 937 023 286 561 $6, 029, 367 7, 425, 454 27, 9,33,142 52, 979, 797 78, 663, 030 77, 977,149 Gold coin and bullion. $55, 423, 059 j 107,039,529 I 136,036,302 | 169, 827, 571 1 135,641,450 I 140,127, 049 j Total coin and bullion. I Silver. ! Gold. $61, 452, 426 ! 114, 464, 983 163, 969, 444 222, 807, 368 214,304,480 218,104,198 6.5 17.0 36.7 35.6 90.2 93.5 83.0 76.2 63.3 64.4 ^- The following table shows the amount of bullion held by the Bank of England in each year from 1870 to 1880, the pound sterling being estimated at five dollars: 1870 1871 1872 1873 1874 1875. $103,900,000 117,950, 000 112, 900, 000 113,500,0U0 111,450,000 119,600,000 1876 1877 1878 1879* 18801 * London Economist, November 8, 1879. f London Bankers' Magazine, October 1880 $143,500,000 126,850,000 119,200,000 150,942,980 141,637,000 XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. The amount of gold and silver, and percentage of each, held by the Bank of France on December 31 of each year from 1870 to 1879, and on October 21,1880, is shown in the following table, five francs being taken for one dollar: # I Wars. December 31,1870 December 31,1871 December 31,1872 December 31,1873 December 31,1874 December 31,1875 December 31,1873 December 31,1877 December 31,1878 December 31,1879 . October 21,1880 ' - I tSilver N «om ] Gold coin ' " ' " " '•"'•"" and. bullion. : and bullion. $13,700,000 ! [ $l.'i, 10,240,000 2(5, 520, 000 | 31,260,000 '' 02, 640, 000 ; K»l, 000, 000 ' 127,720,000 ! 173, 080, 000 | 211, (520, 000 245, 520, 000 j 249, 7S!>. 000 ! i P e r c e n t , of-— Total. $85, 740,000 i $99, 440, 000 ! 110, (580,000 ; 126, 920, 000 1 131, 740,000 158,260,000 ! 122. 260,000 ! 153, 520, 000 ! 204, 220,000 266, 860, 000 234. 860,000 335, 860, 000 300, 080,000 433, 800, 000 : 235, 420,000 ! 408, 500, 000 408, 340, 000 196, 720,000 148. 320,000 393, 840, 000 365, 929, 000 IK!. 140, 000 Silver. Gold. 13.8 12.8 16.8 20.4 23. 5 30.1 29.4 42.4 51. 8 62.3 68.3 86.2 87.2 83. 2 79. 6 76. 5 69.9 70.6 57.6 48.2 37.7 31.7 STATE TAXATION OF NATIONAL BANKS. Section 5219 of the Revised Statutes of the United States provides that nothing in the national-bank act .shall prevent all the shares in any national association from being included in the valuation of the personal property of the owner or holder of such shares in assessing taxes imposed by the authority of the State in which the association is located, but that the legislature of each State may determine and direct the manner and place of taxing all the shares of national banking associations located within the State, subject only to two. restrictions: first, that the taxation shall not be at a greater rate than is assessed upon other moneyed capital in the hands of the individual citizens of such State ; and, second, that the shares of any national banking association owned by non-residents of any State shall be taxed in the city or town where the bank is located, and not elsewhere. The same section provides that nothing herein contained shall be held or construed to exempt the real property of associations from either State, county, or municipal taxes, to the same extent, according to its value, as other real property is taxed. In the decision of the United States Supreme Court, in the case of Williams vs. The Board of Assessors of the City of Albany, at the October term in 1879, Mr. Justice Miller, who delivered the opinion, commenting on this provision in reference to State taxation of national-bank shares, said: That the provision was necessary, to authorize the States to impose any tax whatever on national-bank shares, is abundantly established by former decisions of the United States Supreme" Court. As Congress was conferring a power on the States which they would not otherwise have had—to tax these shares—it undertook to impose a restriction on the exercise of that power, manifestly designed to prevent taxation which should discriminate against this class of property as compared with other moneyed capital. . In permitting the States to tax these shares it was foreseen—the cases we have cited from our former decisions of the United States Supreme Court showed too clearly—that the State authorities might be disposed to tax the capital invested in these banks oppressively. This might have been prevented by fixing a precise limit in amount; but Congress, with due regard to the dignity of the States, and with a desire to interfere only so far as was necessary to protect the banks from any*The Bulletin de Statistique, as quoted in the Bankers' Magazine, New York, vol. XIII, page 740; except the items for 1879 and 1880, which were obtained from the London Bankers' Magazine for August, 1880, page 661. and New York Bankers' Magazine for November. 1880. page 335. REPORT OF THE COMPTROLLER OF THE' CURRENCY. XXXVII tiling beyond their equal share of the public burdens, said you may tax the real estate of the bank as other real estate i» taxed, and you may tax the shares of the bank as the personal property of the owner to the same extent you tax other moneyed capital invested in your State. It was conceived that by this qualification of the power of taxation equality would be secured and injustice prevented. Prior to this decision of the Supreme Court, the intent of Congress in providing for the taxation of national-bank shares by the States, had been overlooked or evaded, in collecting taxes on such shares under the laws of many of the States. As a consequence, capital invested in national banks has, in the assessment and collection of taxes, been subjected to unjust and severe discrimination in different ways in these States. In New York the law permits the deduction of the just debts of an individual from his personal property, including his moneyed capital, excepting only from his bank shares. In Ohio the law provides certain State boards for equalizing the taxation on real estate, on railroad capital, and on capital invested in bank shares; but there is no State board for equalizing the taxation on personal property other than bank shares, railroad stock or other moneyed capital. The equalizing process as to all other personal property ceases with the county boards. But the county boards throughout the State fixed the valuation of moneyed capital for purposes of taxation at six-tenths of its true value, while the State board fixed the value of bank shares at their actual cash value. Thus while the rates of taxation were the same, yet, the valuation being different, bank shares were discriminated against to the extent of four-tenths of their value. The States have a right to impose whatever tax they choose upon the shares of banks organized under their own laws, but they have no right to impose a greater valuation on national bank shares than on other moneyed capital in the hands of individuals, since thereby the tax becomes heavier on the bank shares than on the moneyed capital, while the law, rightly construed, says it shall be the same. The decisions of the United States Supreme Court delivered March 2, 1880, in cases arising under the laws of the two States mentioned, protect national banks from these forms of discrimination, and indirectly protect the State banks, as these States will doubtless so modify their laws as to place State banks within their borders on at least as good a footing in respect to taxation as the national banks. By these decisions also the Supreme Court pointed out the appropriate mode of relief for national banks, when taxes are assessed upon them at a greater rate than upon other moneyed capital in the same State. This mode is to pay such portion of the unjustly imposed tax as is equal to the tax paid on other moneyed capital, and to enjoin the collection of the excess. But these decisions do not point out any satisfactory method for the recovery of taxes which have been heretofore illegally assessed on national-bank shares and collected by the State authorities. On this point it was decided that the question of the recovery from the assessors of taxes overpaid, through errors in assessments arising from misconstructions of the law of the United States relative to the taxation of nationalbank shares by the States, is not one to be decided by the Federal courts, but must be governed by the common law or the statute law of the State. As it is in the power of the States, under the present law of Congress, so to legislate that, through mistaken construction of said law by the assessors, bank shares may be discriminated against as compared with other moneyed capital^ and as redress for such mistakes depends on the action XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. of the State courts; and as, further, to secure a true construction of the federal law by the assessors in each State may require protracted litigation, before the question of the legality of the form of taxation in each particular State can be finally decided; it becomes a question whether Congress may not better settle the whole matter by fixing more precisely the amount of taxation which may be imposed by the States on national-bank shares. The decision of the Supreme Court, heretofore quoted, states that this oppressive taxation u might have been prevented by fixing a precise limit in amount," and it is respectfully suggested to Congress whether it would not be advisable, in order to avoid the expense and annoyance of longcontinued litigation, to pass a law fixing the maximum amount of taxation which may be imposed upon national banks by State authorities. It is true that if this should be done the States so disposed might discriminate in favor of banks of their own creation, or in favor of other moneyed capital, by making the weight of taxation on such property less oppressive than that fixed on national-bank shares by Congress, but such action would be so manifestly unjust that it is more likely that legislation would follow in the more important States, the object of which would be to impose just and equitable assessments upon every class of moneyed corporations. It is also true that if the maximum rate of taxation werefixedby law, the courts and the board of assessors could yet, by construction, discriminate in favor of oilier moneyed corporations by requiring the tax to be at a uniform rate, while the valuation of the assessors is unequal. The Supreme Court, in the decision ah end y referred to upon this point, quotes from the law as follows: Taxation .shall not be at a greater rate tlian is assessed, upon other moneyed capital in the hands of individuals. The Court then proceeds to say: Seizing upon the word rate in this sentence as if disconnected from the word assessment, and construing it to mean percentage on any valuation that might be made, the Court of Appeals arrives at the conclusion that since that percentage is the same in all cases the act of Congress is not infringed. If this philological criticism were perfectly just, we still think the manifest purpose of Congress in passing this law should prevail. We have already shown what that was. But the criticism is not sound. The section to be construed begins by declaring that these shares may be "included in the valuation of the personal property of the owner in assessing taxes imposed by authority of the State within which the association is located." This valuation, then, is part of the assessment of taxes. It is a necessary part of every assessment of taxes which is governed by a ratio or percentage. There can be no rate or percentage without a valuation. This taxation, says the act, shall not be at a greater rate than is assessed on other moneyed capital. What is it that shall not be greater? The answer is taxation. In what respect shall it not be greater than the rate assessed upon other capital? We see' that Congress had in its mind an assessment, a rate of assessment, and a valuation, and taking all these together the taxation on these shares was not to be greater than on other moneyed capital. If section 5219 of the Eevised Statutes were to be so amended as to read as follows, it would cover the two points under consideration : But the legislature of each State may determine and direct the manner and place of taxing all the shares of national banking associations located within the State, subject only to the two restrictions, that the maximum rate of taxation shall not exceed — per cent., and that the valuation shall not be at a greater rate than upon other moneyed capital in the hands of individual citizens of such State, and that the shares of any national banking association owned by non-residents of any State shall be taxed in the city or town where the bank is located, and not elsewhere. Such an amendment would prevent excessive taxation in all the States, and should not effect the imposition of a less rate in any of the States.* The valuation would necessarily be equal, and it is probable that the constitution of most of the States would prevent a discrimination against any particular class of moneyed capital. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX TABLES OF NATIONAL AND STATE TAXATION. The Comptroller herewith presents his usual annual tables, giving, as far as can be ascertained, the-amount of taxes imposed upon the banking capital of the country, and respectfully repeats his previous recommendation for the repeal of the law imposing1 n tax upon capital and deposits, and of the two-cent stamp tax upon hank checks. The amount collected by the Commissioner of Internal Revenue during the last fiscal year was $ 123,981,91(j. and the whole of this amount, with the exception of $11,090,404.3;), was derived from the tax on spirits, beer, and tobacco. Were the entire tax upon brinks and bankers of the country, including the two-cent check tax, as well as the tax upon matches and patent medicines, removed, the amount of revenue received by the government from the tax on spirits, beer and tobacco, and from customs duties, would alone be sufficient to meet its expenses and reduce the public debt at the rate of at least seventy millions annually. The principal reason heretofore ur.ged against the repeal of these taxes has been that the amount produced was necessary for the support of the government; but this reason has ceased to exist. The repeal of the laws imposing taxes, not only upon the national banks, but also upon the State and private banks and savings-banks of the country— which institutions hold, as has been seen, one-third of the whole public debt of the United States—will indirectly aid the government in refunding the remainder of the debt at a low rate of interest, hj increasing the demand and extending the market for its bonds, thus to a considerable extent saving to the government in interest what may be lost to it iu revenue from taxes. The enormous State taxes which the banks and bankers of the country have paid for a series of years, and still pay, and which are in a much greater ratio to values than are those imposed on any other species of property, are as much as should be imposed upon this great interest, and particularly at a time when the rates of interest throughout the country are being greatly reduced. The following table for the year 1879, similar to the one for the year 1878, which was given in the last annual report of the Comptroller, shows the amount of United States and State taxes, and the rate of taxation paid by the national banks, in every State and principal city of the Union for that year. Similar tables for the years 1807 and 1869, and for the years from 1874 to 1878 inclusive, may be found in the appendix. Ratios, to capital. Amount of taxes. States and Territories, j Capital.* Maine New Hampshire. Vermont Massachusetts .. Boston "Rhode Island Connecticut New England State? $10, 507,115 5, 666, 257 8, 528, 353 44, 302, 447 50, 445, 725 20, 009, 800 25, 572, 815 165, 032, 512 I United States. State. $114, 855 65,138 89, 863 517, 410 678, 371 195, 509 281, 063 #228. 030 97,950 169, 699 719, 629 675, 691 251, 079 389, 926 $342, 885 163, 088 259, 562 1, 237, 039 1, 354, 062 446, 588 670, 989 1, 942, 209 2, 532, 004 4, 474, 213 Total. United States. State. Total. Per ct. Per ct Per ct. 1.1 2.2 3.3 1.2 1.7 2.9 1.0 2.1 3.1 1.2 1.6 2.8 1.3 1.3 2.6 1.2 2.2 1.0 1.1 1.5 2.6 1.2 1.5 I 2.7 "The capital of the banks that reported State, county, and municipal taxes on stock and real estate is $452,869,712. XL REPORT OF THE COMPTROLLER OF THE CURRENCY. Taxation ot' XnHomv bonys—Continued. Katios to capital. Amount of i;\. States ami Territories. Capital. New York New York City Albany New Jersey Pennsylvania Philadelphia . Pittsburgh Delaware Maryland Baltimore District of Columbia Washington. 32; 50,1, 13, 28, 16, 9, 1, 2, 10, 97:]. 006 813, 057 920, 220 553, 30* 513, 098 818, 000 897, 977 703, 985 265,125 535, 760 252. 000 1.125. 000 511,243 1,299,106 56,177 205, 856 408, 310 358, 023 143, 056 25, 527 32, 841 129, 781 4,509 15, 624 G37, 489 400, 570 50, 532 241, 379 191,026 109,508 59 834 0, 215 30, 522 138,415 130 4. 040 49, 380 21, 523 53, 710 26, 915 38, 356 49, 787 36, 037 815 Middle States Virginia West Yirginia North Carolina.. South Carolina Georgia Florida. Alabama New Orleans Texas Arkansas Kentucky Louisville . Tennessee Southern States !•>!. 586 27, 807 794 20, 267 50, 212 15,439 3, 217 82, 347 44, 600 50, 110 13, 144 !«), 590 2, 870 39, 814 19,285 52, 0G8 103, 090 48, 438 69. 942 78, 496 63, 844 1. 609 5.1 i 797 63; 356 35. 035 6, 087 122,161 63, 891 102,178 > 204, 013 79, 722 50. 530 190, 213 169, 594 137, 681 43 :>8, 391 41,295 Ohio Cincinnati Cleveland Indiana Illinois . Chicago Michigan . Detroit Wisconsin Milwaukee. Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California* San Francisco New Mexico Utah Idaho Montana Wyominj Dakota.. Washington 18, 190 SO, 537 5, 598 18,740 47,910 ! 17, 060 ! 1,321 ' 34, 545 6, 830 19, 045 21. 543 4, 598 3, 098 1, 434 5,410 2. 403 4,206 1. 544 368, 946 99, 415 78, 802 289, 943 194,410 94,288 118,018 46, 087 44. 425 10. 230 118,050 85, 475 28, 037 55, 042 21,703 23, 614 35, 412 2,900 4, 220 122 4,204 3, 350 3, 478 4,477 2, 731 •i, 5 0 9 1. 037 032, 959 179,137 129, 392 486,156 304, 010 231, 909 214,701 85, 07 85, 720 34, 420 204, 593 151. 073 47, 377 103, 552 38, 829 48,135 09, 957 9, 736 23, 874 21. 665 8, 862 6,448 4, 912 9, 893 5.134 7, 715 3,481 Western States and | Territories 1, 751, 032 3, 208. 844 Totals 7, 003, 232 14, 619, 363 | 456, 908, 504 * California banks pay no State toxe* on capital except on such as is invested in real estate. REPORT OF THE COMPTROLLER OF IKE CURRENCY. XLI The following table exhibits the amount of taxes annually paid by the national banks to the United States, from the establishment of the system to July 1, 1880, the rate of taxation being one per cent, annually upon the average amount of notes in circulation, one-half of one per cent, annually upon the average amount of deposits, and the same rate upon the average amount of capital not invested in United States bonds: O n drouLation. I O n Years. 1864 1865 1866 1867 1868 1869.... 1870 1871 1872 1873 1874 1875 1876. 1877 1878 1879 1880 ! Aggregates $53. 193 733, 247 .106, '85 2. 868,636 2. 046, 343 2.957. 416 2. 949,744 2.987, 021 3.193, 570 3, 353,186 3. 404,483 H. 283,450 3, 091,795 2, 900,957 2. 948.047 3, 009,647 3.153, 635 32 I 59 j 30 i 78 07 73 13 69 03 13 11 89 76 53 08 16 63 45. 941,161 93 O n capital. $95, 911 087, 530 633,102 650.180 564,143 614, 553 614, 767 802, 840 120, 984 196, 569 209, 967 514, 265 505,129 451, 965 273,111 309, 668 058, 710 $18,432 07 133, 251 15 406, 947 74 321, 881 36 306, 781 67 312, 918 68 375, 962 26 385, 292 13 389, 356 27 454,891 51 469, 048 02 507, 417 76 632, 296 16 660, 784 90 560, 296 83 401, 920 61 379, 424 19 47, 703, 404 11 ' 0, 716, 903 31 Total. $167, 537 1, 954,029 5,146, 835 5, 840, 5, 817,268 5, 884,888 5, 940,474 6,175, 154 6, 703,910 7, 004,646 7, 083,498 7, 305,134 7. 229,221 7, 013,707 6, 781,455 6, 721,236 7, 591,770 26 60 81 23 18 99 00 67 67 93 85 04 56 81 65 67 43 100, 361, 469 35 The table below gives the taxes annually paid under the United States laws, by banks other than national, to the Commissioner of Internal Revenue, on deposits, on circulation, and on capital, for the years from 1864 to 1880, inclusive. The rate of taxation imposed by United States laws on these banks, on account of their circulation, deposits and capital, is precisely the same as that imposed upon national banks. The present duties on their circulation, however, are derived mainly from the tax of ten per cent, imposed upon the amount of such circulation paid out by them: O u capital. Years. 1864. 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 18S0 ... Aggregates. $780, 723 $2. 05G. 99(5 2, 043,841 ] 993 661 2, 099,635 990, 278 1, 355,395 214 298 28,660 512 417 16 505 576 15 419 22,781 196 251 8,919 3, 3, 009,302 24 778 16,738 26 2, 453,544 22,746 27 2', 972,260 17 947 67 j 2, 999,530 5,430 16 2! 896,637 2, 593,687 1 118 72 2, 354,911 13 903 29 2, 510,775 28,773 37 5, 479, 027 97 Totals. 52 $2, 837, 719 82 08 $903, 367 98 j 4, 940, 870 90 83 3, 463, 988 05 374, 074 11 W 476, 867 73 I 2, 046, 562 46 77 399, 562 90 ! 1, 866, 745 55 63 445, 071 49 I 2,196, 054 17 40 827, 087 21 1 3, 020, 083 61 84 919, 262 77 i 3, 644, 241 53 71 976, 057 61 4, 628, 229 14 79 736, 950 05 ' 3, 771, 031 46 26 916. 878 15 !I 3, 387,160 67 27 1, 102,241 58 4, 097, 248 12 75 ; 989, 219 61 I 4, 006, 698 03 93 927, 661 24 | 3, 829, 729 33 29 897, 225 84 I 3, 492, 031 85 74 i 830, 068 56 I 3,198, 883 59 43 I 811, 436 48 ! 3, 350, 985 28 39, 706, 202 28 ! 12, 533. 033 31 j 57, 778, 263 56 It will be seen that of the whole amount of taxes paid to the United States, during the years given in the foregoing tables, by all the banks and bankers of the country, the national banks alone have paid nearly two-thirds. The amount of tax upon circulation has been $45,941,162, while the cost to the government of the national system since its inauguration in 1863 has been but $4,934,530.51. Prom tables similar to the one first given herein for 1879, the follow- XLII REPORT OF THE COMPTROLLER OF THE CURRENCY. ing condensed table has been prepared, which shows the taxes, national and State, paid by the national banks during each year from 1866 to 1879, inclusive. The figures given for the year 1868, and for the years from 1870 to 1873, inclusive, are estimated. With these exceptions the amounts of the taxes shown, by this table are from complete data obtained by this Office. Ratio of tax to capital. Amount of taxes. Years. j Capital stock. ; United States. ! 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 | , $410, 593, 435 422, 804, 666 | 420,143,491 ! 419,619,860 i 429,314.041 i 451, 994; 133 j 472,956,958 ! 488,778,418 493, 751, 679 503,687,911 501,788,079 485, 250, 694 471,064,238 456, 968, 504 j State. Total. United State. States. Total. Per ct. Per ct. Per ct. 451 607 652 244 682 895 910 640 083 531 087 573 232 131 j : i \ 1 I ' ! ! ' ! #8. 069. 938 8, 813, 127 8,757,056 7, 297. 006 7, 465, 675 7, 860, 07.S 8. 343. 772 8, 499| 748 9,620.320 10,058.122 9,701,732 8, 820, 304 8, 050. 533 7, 003, 232 • j ' i ' $16,019,389 18, 338, 734 18, 223. 308 17, 378, 340 17, 656, 357 13, 509, 973 J 5, 047, 682 15,504,394 10, 876. 409 17,375,653 16,777,819 15,731,877 14,783,765 14, 619, 363 1.9 2.2 2.2 2.4 i 2.4 2.4 1.4 1.4 1.5 1.5 1.4 1.4 1.4 1.5 2.0 2.1 2.1 1.7 1.7 1.7 1.8 1.8 2.0 2.0 2.0 1.9 1.7 1.7 3.9 4.3 4.3 4.1 4.1 4.1 3.2 3.2 3.5 3.5 3.4 3.3 3.1 3.2 In order that the great inequality of the percentage of these United States and State taxes to the capital of national banks in different geographical divisions of the country may be seen, the following tables have been prepared, giving for the years from 1875 to 1879, inclusive, the capital stock invested, and the percentage thereto of taxes paid, in each of such geographical divisions : 1875. Ratios to capital. Amount of taxes. Geographical divisions, j Capital.* United States. State. Total. States. State. Total. Per ct. Per ct 1.2 1.7 1.3 1.5 1.8 2.1 1.4 2.4 Per ct. 3.0 3.8 2.7 3.9 1.5 2.0 3.5 1. 2 1. 7 1. 3 1. 4 1. 2 1. 2. 7 2 3 3 2.8 3.9 2.6 3.7 10,777,819 ! 1. 4 2. 0 3.4 $4, 771, 895 6, 674, 852 840, 635 3, 444, 495 1.1 1.7 1.3 1.4 1. 7 1. 9 1. 4 2. 1 2.8 3.6 2.7 3.5 15, 731, 877 1.4 1 9 3.3 I New England States | $164, 316, 333 $1,937,016 $3, 016, 537 $4, 953, 553 Middle States i 193, 585, 507 3, 300, 498 4, 002, 459 7, 362, 957 Southern States j 34, 485, 483 445, 048 476, 236 921, 284 Western States and Terr's, j 111, 300, 588 1, 634, 969 2, 502, 890 4,137, 859 United States j 503, 687, 911 7,317,531 { 10,058,122 ! 17,375,053 1876. New England States i $168, 008, 379 ,' $1, 947, 970 $2, 914, 808 $4, 802, 778 4, 025, 316 7, 215, 503 Middle States j 192,163, 773 3,190, 247 431,104 854, 945 Southern States j 33, 439,193 423, 781 Western States and Terr's.; 108,116, 734 j 1, 514, 089 2, 330, 444 3, 844, 533 United States 1 501. 788, 079 | 7, 076, 087 9, 701, 1877 New England States \ $107, 788, 475 $1, 907, 770 $2,864,119 3,544,802 182, 885, 502 3,129, 990 Middle States 429,149 32, 212, 288 411,486 Southern States ... Western States and Terr's. 102, 304, 309 1, 453, 321 1,991,174 United States j 485, 250, 694 ! 6, 902, 573 8, 829, 304 " T h e capital of t h e banks which reported State taxes in 1875 was $493,738,408; in 1876, $488,272,782; in 1877, $474,667,771; in 1878, $463,983,724. and in 1879, $452.,869,712. KEPORT OF THE COMPTROLLER OF THE CURRENCY. XLIII Taxation of National Banks—Continued. 1878. Rati os to caj ital." Amount of taxes. Geographical divisions. Capital. 1 "nit f iS iat< Stair, Total. New England States $166 737, 594 $1, 9u0 735 $2 503,04:; 176, 768, 399 Middle States 237,485 O."4 576 31, 583, 34s Southern States 406, <)~,\\ j K% U2ii 95, 974, M>7 1 Western States and Terr's. United States 471, 061,23b 7'_7 - s - O.'G, ").;,i 4fl,'j, 778 272, 061 SI 5, 915 202, 011 United States. State. Total. Per ct. Per ct. Per ct. 2.7 1.1 1.6 3.5 1.7 1.8 2.6 1.3 1.3 3.4 1.4 2.0 7X3, 765 1.4 1.7 3.1 $2 532, 004 $4, 474, 213 2 936,269 i c> 126, 382 383, 927 j 809, 924 ] 751,032 ! 3, 208, 844 1.2 1.9 L4 1.6 1.5 1.7 1.3 2.0 2.7 3.6 2.7 3.6 , 5 1.7 3.2 1871 • $165, 032, 512 $1, 942, 209 New England States 170, 431, 205 3J 190,113 Middle States 30, 555, 018 Southern States 425, S97 90, 949, 769 1, 457, 812 Western States and Terr's. 456, 968, 504 : United States 7, 010,331 G03, 232 ; 14, 619, 363 Iii the foregoing tables there appears to be an inequality in the percentages of national taxation as well as in those of State taxation 5 but this inequality as to national taxation is in appearance only, and arises from the fact that while the rate of United States tax imposed on circulation, deposits, and capital is uniform as to all banks and in all parts of the country, yet in the tables there is given the percentage of the total tax to the capital only. Therefore, in those Slates where the deposits and circulation are large in proportion to capital the percentage of United States tax in the table is greater. In States where the deposits and circulation are proportionately smaller the percentage of such tax is less. In the case of State taxation the inequality is a real one, and represents very nearly the difference in the rates, as the only tax which can be laid by the States on national banks under the law must be laid directly on the shares of capital stock. It will be seen that the heaviest taxes are paid in the Western and Middle States, and the lightest in the Southern and Eastern. The table below shows for three different years the great inequality in the rates of State taxation paid in the principal cities of the country: Rates of taxation. Cities, 1878. United States. Boston New York Albany Philadelphia Pittsburgh Baltimore Washington New Orleans Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis Saint Paul ... ..,.. ^ 1879. State. Total. United State. Total. United States. State. Total. States. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. 2.6 1.3 2.6 1. 3 1.6 2,9 1.3 1.3 1.3 5.5 2.9 5.1 2.1 2.2 2.9 5.0 2.6 2.9 5.4 5.6 2.5 3.0 3.2 6.2 2.8 2.8 2.9 2.8 2.7 2.1 2.8 2.0 0.7 2.1 0.7 0.7 2.0 1.8 j 1.4 0.5 1.9 1.3 0.5 1.4 0.6 2.5' 3.0 1.2 1.8 j 1.2 3.1 1.2 1.3 1.9 1.8 2.0 0.4 2.0 1.4 0.6 i 1. 3 0.7 1.4 2.2 2.5 0.9 2.4 1.5 1.0 0.5 ! 1.5 1.7 1.9 2.1 1.9 1.4 0.5 0.6 0.5 I 1.4 1.5 4.2 4.3 1.5 2.7 2.9 4.6 1.9 2.4 I 1.7 3.1 3.3 3.3 1.1 2.2 ! 1.1 1.3 2.0 2. 0 l 9 6 5.1 5.8 5.8 2.5 2.4 2.9 2. 2 3.4 3.2 4.0 1.7 2,2 3.3 L 1.7 1.8 i 1. 6 5.0 5.3 2.4 2.6 5.0 2. 6 2.8 2.5 I 2.4 4.0 3.9 3.9 1.6 2.5 1.8 2.1 I 1.4 2. 4 2.8 3.0 1.3 3.0 1.5 1.5 | 1.3 1. 5 1.7 XLIV REPOKT OF THE COMPTROLLER OF THE CURRENCY. All of tlie foregoing tables indicate the necessity of securing some uniform rule of State taxation, to which reference has already been made. The States in which the rates of State taxation were most excessive during the years 1877, 1878, and 1879 are shown in the table below: 1877. States. isTew York... New Jersey. Ohio Indiana Illinois Wisconsin ... Kansas Nebraska . South Carolina Tennessee I United : 1 States, iState 1378. Total. Per ct. \ Per ct. Per ct. i 1.9 2.7 4.6 1.4 1.0 ! 3.3 2.4 ; 3.8 1.4 2.3 1.2 3.5 2.2 1.7 3.9 2.1 1.7 3,8 2. 6 ,• 4.3 1.7 : 4,6 2.3 i 2.3 3.6 1.0 2.0 1. G 3.8 United State. States. Per et. 2 0 1 4 1 3 1 3 1 7 1 7 1 6 2 3 1 0 1 6 1879. United Total. States. State. Total. Per ct. Per ct. ! j •er ct. 2.6 4.6 I 1.5 3.2 ! 1.5 1.8 3. 5 2 2 1.4 3.4 i 1.4 2.1 1.5 3.8 | 2.1 1.6 2.2 3.9 ! 2.1 4.2 ! 2. 6 2.6 4.9 i 2. 6 1.2 3.1 i 2.1 1.7 3.7 i 2.1 Per ct. Per ct. 3.5 2.0 3.3 1.8 3.4 2.0 3.5 2.1 3.3 1.8 3.4 4.8 5.2 3.2 3.5 The statistics given show that, year by year, the States collect more from the national banks in taxes than does the United States; that on an average, during the past twelve years, the total annual amount paid to both State and national governments by such banks has been about sixteen millions of dollars, or nearly four per cent, upon the capital stock; and that during the past year it was $14,619,363, or more than four and one-half per cent, upon the amount of circulation issued to the banks then in operation. THE LOSSES, SURPLUS, EARNINGS AND DIVIDENDS OF THE NATIONAL BANKS. Section 5204 of the Revised Statutes provides that no association, or any member thereof, shall, during the time it shall continue its banking operations, withdraw, or permit to be withdrawn, either in the form of dividends or otherwise, any portion of its capital. If losses have, at any time, been sustained by any such association, equal to or exceeding its undivided profits then on hand, no dividend shall be made; and no dividend shall ever be made by any association, while it continues its banking operations, to an amount greater than its net profits then on hand, deducting therefrom its losses and bad debts. And section 5212 requires that each association shall report to the Comptroller of the Currency, within ten days after declaring any dividend, the amount of such dividend, and the amount of net earnings in excess of such dividend. These reports, which are made semi-annually, give full information from each bank of its dividends, earnings, and losses for the period named; and from these reports tables have been prepared in this Office for a series of years, containing items of great interest, and of a kind never before regularly given to the public in reference to the gains and losses of any class of corporations. The following table exhibits by States and reserve cities the number of banks which have charged off losses, and the amount of losses charged off by them, in each of the two periods of six months, ending on March 1 and September 1, 1880, REPORT OF THE ("OMI'TROLLER OF THE CURRENCY. XLV together with the total amount for the year: to which have been added the amounts charged off in each of the four preceding years: September 1, 1880. States a lid Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City... Albany New -Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia . Washington Virginia West Virginia. North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee. Ohio Cincinnati , Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas , Nebraska Colorado Oregon ! California San Francisco — New Mexico Utah Montana Wyoming Dakota Add Add Add Add Totals for 1S80 for 1879. for 1878 for 1877 for 1876. Aggregate losses for five years. I No. of j ; banks. ; 41 I 20 I ;n 140 I 42 j 38 j 50 I 42 118 ; 25 ; 18 ! 9; 13 ! 12 \ 4 14 i ; 33 ! 74 I 6 I 57 3 20 3 39 12 1 | 1,360 1, 421 1, 304 980 806 ! ! I I i ; No. of banks. •« 130, 010 53 41, 876 40 79, 400 77 723,231 40 t -4 8, 327 10 409, 957 40 204,124 51 807, 652 59 ., 254, 820 30 84, 808 40 1(37, 975 14 354, 603 98 151,038 53 140,404 90 1,499 (57 lf>. 335 22 142. 318 69 24., 259 2S 32, 377 06 8, 526 48 10. 532 59 74^ 413 21 . 58. 452 91 7 398 05 27, 782 38 43, 970 39 : 45, 092 59 i 505 05 124,578 02 59, 588 03 30,951 78 202, 390 12 : 43,877 37 ; 4S, 854 98 | 211,193 60 251, 903 13 i 73, 098 40 101,475 20 5, 053 87 i 27, 108 62 ; 30, 092 55 | 64. 725 99 201,930 44 : 40,628 58 80, 930 44 20, 281 80 14, 004 18 44,205 66 : 2,372 60 47. 263 87 | 19,456 21 ; 28, 241 57 < 1,918 75 ; 8, 552 30 ! 4, 192 51 ! 9, 992 79 ; 34 18 124 44 23 56 147 42 120 26 17 i 12 1 16 10 17 98 4 4 i>9 73 7 53 9 16 3 38 8 12 1 • 1 2 1 Total losses. Losses. $69, 539 69 71, 442 47 118, 218 52 817, 486 42 462, 504 56 107, 723 02 219, 743 28 615, 797 81 799, 561 22 137,604 52 194, 659 42 578, 669 19 248, 305 21 111,723 25 1, 448 96 34, 007 98 69, 010 12 2, 675 85 24, 405 99 oS. 088 88 5, 276 56 114,227 87 211, 985 00 50,511 65 5, 039 33 20,433 19 74,109 99 63, 714 77 3, 879 67 94, 903 29 23, 051 44 61, 224 48 311, 625 14 45, 274 42 72, 486 88 280,377 16 187,150 79 37, 977 46 127, 574 72 8,381 00 27, 133 47 33,779 52 96, 874 86 38, 035 14 10, 594 55 121, 416 43 39, 479 52 88, 243 87 107, 266 40 2, 975 00 12, 558 30 9, 383 73 7, 076 85 1, 504 27 1, 805 20 529 71 1, 441 97 $199, 550 22 113, 318 93 197, 619 29 1, 540, 717 82 1,110, 831 72 517, 680 48 423, 867 79 1, 423, 450 40 2, 054, 381 52 222, 412 92 362, 634 56 933,273 17 399,943 74 258,128 15 2, 948 63 50. 343 20 211^329 01 2, 675 85 48, 665 27 90, 465 94 13. 803 04 124; 760 46 286,398 21 108, 964 56 12, 437 38 48, 215 57 118, 08© 38 109, 407 W 4, 384 72 219, 481 31 83, 240 07 98,176 20 574, 021 26 89,151 79 121,341 86 491, 570 82 439,113 92 111, 075 m 229, 049 98 13, 434 87 54, 302 09 63, 872 07 161, 600 85 239, 965 58 51,223 13 202, 346 87 59,761 38 102, 248 05 151,472 06 5,347 60 59, 822 17 28, 839 94 35,318 42 3, 423 02 10,357 50 4, 722 22 11,434 76 7, 503, 886 04 i1,321 10,238,324 98 | 1,442 ' 10,903,145 04 | 1,430 8,175, 960 56 ;1,108 : 6,501,169 82 ;' 3,034 7,142, 519 11, 487, 330 13, 563, 654 11, 757, 627 13, 217, 856 4~J, 382., 4${> 44 \. 57,168, 989 01 \ 100, 551, 475 45 96 17 85 43 60 14, 706, 406 00 21, 725, 655 15 24, 466, 799 89 19, 933, 587 99 19,719,026 42 XLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Similar tables for the years 1876, 1877, 1878, and 1879 are given in the appendix. In the following table the total losses charged off in each geographical division of the country during the last five years are shown, with the number of banks reporting losses : w En2,1anil States. Six months ending— o. ! Amount. -»r-i n c+- + Middle states. I Western States jand Territories. United States. Southern stated. No. Amount. | No. ( Amount. I No. ' Amount. No. March 1,1876 . . . . 201 i$ 1,485, 5r;2 : 268 $3,553,129 I 67 $308,861 ? 270 !$1,153, 648 806 September 1,1876 . 282 I 3, 074,128 344 j 7,156, 349 | 90 , 896, 891 j 318 j 2, 090, 489 1,034 Total, 1876 . , 559, 660 ; [10, 709, 478 f il, 205, 752 j March 1,1877 September 1,1877 . 312 Total, 1877 2,465,328 ! 314 3,462,684 ! 80 4,825,040 ; 353 3,945,806 | 86 478,252 | 297 511,841 357 7,290,368 7,408,490 j 990, 093 M a r c h 1,1878 3,344,012 : 417 4,016,814 ; 449 4. 506, 813 5,502,770 j 327 September 1,1878 .1 399 Total, 1878 . . . | 7,360,826 3, 612,128 3,388,394 March 1,1879 ! 379 September 1,1879 . j 384 Total, 1879 j j 7, 000, 522 459 463 il, 807, 634 j 125 i 696, 646 458 139 jl, 235, 784 456 .. . i 7, 953, 390 \.... Total, 1880 i 4,103,586 ; 42, 051, 128 j 19, 933, 588 10, 903,145 13, 563, 655 24, 466, 800 2,336,600 11, 421 10, 238, 324 2, 502, 712 1, 442 11, 487, 330 | 4, 839, 312 21,725,654 431 1,643,872 11,360 "^5637886 431 j 1,670,946 1, 321 7,142, 520 j 5,970,187 30, 314, 962 8,175,961 11, 757, 627 | 5,198,757 j I, 932, 430 j March 1,1880 362 ! 2,236,928 446 j 3,152,317 j 121 1 530,7769 September 1,1880 . 326 | 1, 866, 658 440 \ 2, 817, 876 | 124 ; 787,,046 0 Total for live years! 19, 719, 027 980 1, 769, 697 2, 474, 940 1,108 I 4, 244, 637 3, 592, 950 4,360,440 $6, 501,170 13, 217, 857 3, 244,137 124 \ 672, 032 } 436 I 2, 380, 288 1,304 140 11,225,602 442 I 2,818,469 1, 430 10,009,583 | Amount. J7, 343, 724 | [ 3, 314, 818 14, 706, 406 l2<!0, 841, 661 100, 551, 475 It will be seen from the foregoing table that the total losses charged off by the banks during the current year were $14,706,406, and for the four previous years $85,845,069, making an aggregate of more than one hundred millions of dollars of losses which the banks have sustained during the five years named. Of the $72,656,488 of losses charged off within the last three and a half years, $10,835,760 was on account of depreciation in the premium on United States bonds held by the banks. The amount of premium thus charged off during the past year was $2,196,353. The total losses charged off during the last iive years are more than 21 per cent, of the entire capital of the banks. The amount of losses sustained during the last five years by the national banks in several of the principal cities of the United States is shown in the following table: Cities. New York Boston Philadelphia. P i t t s b u r g h .. Baltimore N e w Orleans. 1876. 1877. 1878. 1879. 1880. Total. $6, 873, 759 97 $4. 247, 941 66 !$5, 147, 319 98 --R 13.',, 557 37 $2, 054, 381 52$21, 458, 960 50 1, 598, 722 68 I 2, 192, 053 81 \ 2. 490, 197 46 j 2, 655, 390 58 1, 110, 831 72 10, 047,196 25 399, 943 74 1, 939, 403 01 152, 976 14 '! 333,248 47 ; ' 561, ~ 676 " 30 i 491, . . . 558 . _ . -36258,128 15 1, 633, 505 80 419,036 51 ' 333, 022 99 333,851 56 j 289,466 59 294, 507 00 211, 329 01 1, 951, 557 06 368,915 1)9 876, 207 32 j 200, 597 74 118,080 38 1, 535, 428 03 338, 496 90 i 272, 889 87 519 701 41 ! 286,259 4rt These losses have to a considerable extent been charged to the current profits of the banks. In some instances, however, where the losses were large, they have been partly met from the accumulated profits and partly from the surplus account. In extreme cases they have been met, either by assessment upon the shareholders, or by a reduction of the REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII capital stock under section 5143 Revised Statutes. The law requiring losses to be charged off before dividends are paid is rigidly enforced, in order that the reports of the banks may show as far as possible their true condition. These enormous losses are largely attributable to the general depression which, from 1873 to 1879, affected all branches of trade and industry, and it is a gratifying fact to know that the losses for the present year are considerably less than for any of the four years preceding, being $7,019,249 less than for 1879, and &9.7G0.394. less than for 1878. Surplus. The law provides that a surplus fund shall be accumulated, by setting aside, before the usual semi-annual dividend is declared, one-tenth part of the semi-annual net profits of the bank. In some cases this legal surplus now exceeds the capital of the bank. The capital and the surplus together form the working fund of the bank, each contributing to its ultimate profits; and the banks which make the largest dividends in proportion to their capital are those which have accumulated a large surplus, such dividends being really earned by capital and surplus combined. The following table shows the growth of surplus from the commencement of the system to the present time, as nearly as possible by semiannual periods, with the increase or decrease for each period: Surplus Dates. ! I Amount. July 4,1864 January 2,1865 July 3,1865 January 1,1866 July 2,1866 January 7, 1867 July 1,1867. January 6, 1868 July 6,1868 January 4,1869 June 12,1869 January 22,1870 June 9,'l870 December 28,1870 June 10,1871 December 16,1871 Juno 10,1872 December 27,1872 $1,129, 910 8, 663, 311 31, 303, 566 43, 000, 371 50,151, 992 59, 992, 875 63, 232, 811 70, 586,126 75, 840,119 81, 169, 937 82,218,576 90,174, 281 91, 689, 834 94, 705, 740 98, 322, 204 101, 573,154 105,181, 943 111,410,249 Semi-annual increase or decrease. Increase. " $ 7 , 533,401 22, 640, 255 11, 696, 805 7,151, 621 9, 840, 883 3, 239, 936 7, 253, 315 5, 253, 993 5, 329, 818 1,048,639 7, 955, 705 1, 515, 553 3, 015, 906 3, 616, 464 3, 250, 950 3, 608, 789 6, 228. 306 Surplus. Dates. Amount. June 13,1873 $116, 847, 455 December 26, 1873... 120, 961, 268 June 26,1874 126, 239, 308 December 31, 1874 ".. 130, 485, 641 June 30, 1875. 133, 169, 095 December 17, 1875 .. June 30,1876 December 22. 1876... June 22,1877 December 28. 1877'".June 29,1878 January 1,1879 June 14,1879 133, 085, 422 131, 897,197 131, 390, 665 124, 714, 073 121,568,455 118,178, 531 116, 200, 864 114, 321, 376 December 12 1879 .. June 11,1880 115, 429, 032 118. 102, 014 Semi-annual increase oi decrease. Increase. $5, 437, 206 4,113, 813 5, 278, 040 4, 246, 333 2, 683, 454 Decrease. $83, 673 1,188, 225 506, 532 6, 676, 592 3,145,618 3, 389, 924 l t 977, 667 1, 879, 488 Increase. $1,107, 656 2, 672, 982 Dividends and earnings. Since the year 18G9, the banks have been required to make semiannual returns of their dividends and earnings. From these reports tables have been prepared, showing their profits and dividends, and the ratio of such profits, not alone to capital, but to capital and surplus combined, since the surplus contributes proportionately as much to the semi-annual profits from which dividends are derived as does the capital. The following table shows the capital, surplus, dividends, and total earnings of all the national banks for each half year, from March 1,1869, XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. to September 1, 1880, together with the ratio of dividends to capital and to capital and surplus, and of earnings to capital and surplus: RATIOS. Period of ' x ^ ^ s ( f ; banks. | I Toi.iJ Ca P ital Total net - Sept. 1,1869 1,481 $401, 050. .sol! Mar. 1,1870 1, 571 ! 416,360,991 Sept. 1,1870 1 1,601 I 425,317,104 ' Mar. 1,1871; 1, 605 1 428, 699.165 i Sept. 1,1871 1, 693 I 445,999,264 j Mar. 1, 1872 1 1, 750 I 450, 693, 700 Sept.l,1872 1, 852 j 465, 676, 023 Mar. 1,1873 1, 912 ! 475,918,683 Sept, 1,1873 1 955 I 488,100,95] I Mar. 1, 1874 1^967 ! 489, 510, 323i Sept.l,1874 1, 971 i 489,938,284 I Mar. 1,1875 2, 007 ; 493,568,831 | Sept. 1,1875 i 2| 047 ! 497, 864. 833 ! Mar. 1,1876! 2, 076 | 504, 209. 491j Sept. 1,1876! 2, 081 i 500,482,271 ! Mar. 1,1877| 2,080 I 496, 651, 580i Sept. 1,1877! 2, 072 1 486. 324. 860 Mar. 1,1878; 2, 074 I 475.609.751 Sept. 1,1878 ' 2, 047 470,231,890 Mar. 1,1879 : 2.04:; I 464. 413, 990 Sept. 1,1879 2, 045 * 455. 132. 05fi Mar. 1,1880 2. 040 454. 080, 09H Sept. 1,1880 2, 072 454. 215. 002 $82, i(o, 848 80,118,210 91, 030, 020 94, 072, 403 98, 286, 591 99,431,243 105, 181, 942 114, 257, 288 118,113,848 123, 409, 859 128, 304, 039 131.500,037 134,123,049 134, 407, 595 132,251,078 130 872, 105 124,349,254 122, 373, 501 118,087,134 11(5. 744. 135 115, 149.351 11.7, 220^ 501 12"., 145. (54!) Dividends Earnings Dividends t o to capital to capital and surcapital. and surplus. plus. Per cent. 5. 42 5. 16 4.90 5.18 4.96 5.07 5.12 5.22 5.09 4.81 5.09 5. 01 4.88 4. 92 4. 50 4.39 4.54 3. 99 3. 81 3.78 3. 82 3. 99 4. 03 iil.7t;7, K-l 429.221.184 21,479,095 L'S. 990. 934 21, 080, 34:; 20! 813. 885 22, 205, ] 50 27.243,162 27. 315. 311 22' 859^ 820 i 27, 502! 539 23, 827, 289 . 30.572,891 24, 820: 001 : 31,920,478 24, 823i, 029 I 33.122,000 1 2'd] 529, 99* 29,544.120 24. 929, 3(i7 I 30,030.811 24,750,810 ! 29. 136. 007 24,317,785 I 28. 800^217 24, 811, 5H1 ! 23. 097, 921 22, 503, 829 i 20. 540! 231 21, 803. 909 I 19,592.962 22,117, 110 I 15. 274! 028 18, 982, 390 I 10. 940. 096 17, 959, 223 i 13. 058. 893 17, 541, 054 • 14. 678. 000 17, 401,,SOT ' 1 »•». 873. 200 18, 121,27;; 21. 152.784 18 2 W . -J<»t 24. <>:;:;. 250 Per cent. 4. 50 4.27 4. 08 4.24 4.07 4.16 4.17 4.21 4.09 3.84 4.03 3.96 3. 85 3. 88 o. 57 3! 47 3. 62 3. 17 3. 04 a. 02 3. 05 3. 17 3. 18 Percent. 6.04 5. 77 5.19 5.21 5.02 5.00 5. 36 5. 41 5. 46 4.82 4.86 4.66 4.56 3. 62 3. 25 3.12 2. 50 2. 83 2. 31 2. 53 2. 96 3. 70 4. IS The following statement shows by geographical divisions the number of national banks, with their capital, which have paid no dividends to their stockholders during the two semi-annual periods of 1880, together with the totals for each semi-annual period in the four preceding years: nding— Average for the vear. Geographical divisioi Mart:!.: ], 1880. September 1, 1880. «.».i«.l. New England States Middle States Southern States Western States and Territorie 9, 959, 000 4, 129, 000 9, 354, 200 for 1880 . for 1879. for 1878. for 1877. for 1876. 226 309 328 245 235 Average for five years . 269 Totals Totals Totals Totals Totals 30, 407, 200 53,843.700 • 48, 797, 900 40, 452, 000 34, 290, 320 58. 224 Capital. :££]£' c^iM- 15 $3, 025, 000 73 , 9,138,000 27 : 3,945,900 118 : 10,225,250 23 ; $4,995,000 70 9,548,500 28 ! 4, 037, 450 109 ; 9,789,725 233 299 230 304 343 266 254 288 273 26, 334, 150 i 44,576,300 I 58,736,950 I 41,166,200 I 44,057,725 I 290 ; 42,974,205 28, 370, 675 49, 210, 000 53, 767, 425 40, 809,100 39,174, 022 42, 266, 244 The number of banks passing dividends in the first dividend period of 1880 was 226, with a total capital of $30,407,200; in the second period the number was 233, with a capital of $26,334,150; while during the last five years the average number of banks semi-annually passing dividends on account of losses has been 279. The average amount of capital upon which no dividends have been paid during that time is $42,266,244. From these facts it follows that, for a continuous period of five years, about one-seventh of the whole number of banks in operation have paid no dividends, and that nearly one-tenth of the total capital has been unremunerative. The percentage to capital of dividends paid, and of dividends and REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIX earnings to combined capital and surplus, is given by similar divisions in the following table, for the years 1878, 1879, and 1880: Geographical divisions. 1880. 1879. 1878. DiviDiviDiviEarnings Earnings Earnings Divi- dends to to capital Divi- dends to to capital Divi- dends to to capital dends to capital dends to capital dends to capital and sur- capital. and sur- and sur- capital. and sur- and surcapital. and surplus. plus. plus. plus. plus. plus. Per ct. Per ct. 6.9 7.9 7.3 5.5 6.1 6.2 4.3 4.9 5.7 6.4 7.9 7.0 5.2 6.1 6.0 4.2 5.8 5.4 6.8 8.4 7.8 5.5 6.5 6.7 6.4 8.6 7.6 9.6 7.8 6.9 9.4 7.5 7.1 9.5 7.6 9.3 7.8 6.2 5.1 7.6 6.1 5.5 8.0 6.4 7.9 Per ct. New England States Middle States Southern States Western States and Territories United States.. Per ct Per ct. Per ct. Per ct. Per ct. Per ct. UNITED STATES LEGAL-TENDER NOTES AND NATIONAL BANK CIRCULATION. The acts of February 25, 1862, July 11, 1862, and March 3, 1863, each authorized the issue of 150 millions of dollars of legal-tender notes, making an aggregate of 450 millions of dollars. On January 30, 1864, the amount of such notes outstanding was $449,338,902, which was the highest amount outstanding at any one time. The act of June 30, 1864, provided that the total amount of United States notes issued or to be issued should not exceed 400 millions of dollars, and such additional sum, not exceeding 50 millions, as may be temporarily required for the redemption of temporary loans. The act of April 12, 1866, authorized the retiring and cancellation of not more than 10 millions of legal tender notes, within six months from the passage of the act, and thereafter not more than 4 millions in any one month; and under this act the amount outstanding was so far reduced that on December 31, 1867, the amount was 356 millions. On February 4, 1868, the further reduction of the volume of legaltender notes was prohibited, leaving the last-named amount outstanding until October 1, 1872. Between that date and January 15, 1874, the amount wras increased to $382,979,815, and on June 20, 1874, the maximum amount wras fixed at $382,000,000; section 6 of the act of that date providing that "the amount of United States notes outstanding and to be used as a part of the circulating medium shall not exceed the sum of 382 millions, which said sum shall appear in each monthly statement of77the public debt, and no part thereof shall be held or used as a reserve. Section 3 of the act of January 14, 1875, authorized an increase of the circulation of national banks in accordance with existing law, without respect to the limit previously existing, and required the Secretary of the Treasury to retire legal-tender notes to an amount equal to 80 per cent, of the national bank notes thereafter issued, until the amount of such legal-tender notes outstanding should be 300 millions, and no more. Under the operation of this act $35,318,9^4 of legal tender notes were retired, leaving the amount in circulation on May 31, 1878, the date of the repeal of the act, $346,681,016, which is the amount now outstanding. The act of February 25, 1863, and the subsequent act of June 3, 1864, authorized the issue of 300 millions of dollars of national bank circulation, which amount was increased by the act of July 12, 1870, to 354 millions. The act of June 20,1874, authorized any national bank desiring C c iv L REPORT OF THE COMPTROLLER OF THE CURKENCY. to withdraw its circulating notes, in whole or in part, to deposit lawful money with the Treasurer of the United States in sums of not less than nine thousand dollars, and to withdraw a proportionate amount of bonds held as security for such notes; and the act of January 14, 1875, repealed all previous provisions restricting the aggregate amount of national bank circulation. Subsequent to the passage of the acts of June 20, 1874, and of January 14,1875, which authorized the retirement and reissue of national bank notes at the pleasure of the banks the circulation steadily decreased in volume until the year 1877, the total decrease in this interval being $30,869,055. During the year ending November 1, 1878, there was an increase of $4,216,084, and during the year ending November 1, 1879, an increase of $14,742,503, the total amount now outstanding being $9,343,288 less than on January 14, 1875. The act of March 3, 1805 (section 5171 Revised Statutes), which was passed at a time when the legal limit of bank circulation was 300 millions of dollars, proportioned the amount to be issued by each bank to the amount of its capital. Banks having a capital of less than 500 thousand dollars were limited to SO per cent, of such capital; those whose capital was between 500 thousand dollars and one million to 80 per cent.; those whose capital exceeded one million and was less than three millions, to 75 per cent.; and that class of banks whose capital exceeded three millions, to 60 per cent, of their capital. The increase in the issue of circulating notes during the present year has been but $6,783,864, of which more than one-half was issued to banks recently organized. The profit upon circulation does not exceed one and one-half per cent, per annum, and many banks have reduced their bonds, thus retiring a part of their circulation, in order to avail themselves of the existing high rates of premium, which premium is now equal to the profits upon circulation for six years. While the present small profit upon circulation continues, but little elasticity in the currency can be expected. The New York free-banking act authorized the banks of that State to issue currency without regard to capital, upon the deposit of the necessary amount of bonds. Such legislation by Congress would undoubtedly give elasticity to the national currency, but it would also stimulate a desire to organize banks of circulation only, and it is not recommended. The bill now pending in Congress authorizes all banks to receive circulation equal to the full amount of their capital, as was the case in the original bank act. The passage of this bill would give the banks the privilege of increasing their circulation up to the limit of their capital, if at certain seasons of the year such an increase should be desirable. This increase would not probably be great, for the amount of circulation outstanding is now much less than that authorized by law, as mav be seen in the following table : Banks having capital not Banks having capital exceeding $500,000. exceeding $500,000. Total. Geographical divisions. Issued. Uncalled for. Issued. Uncalled for. Issued. Uncalled for. New England States ..... $79, 322, 430 $7, 046, 763 $43, 014, 500 $11, 485, 238 $122, 336, 930 $18, 532, 001 82, 940, 955 9, 291, 590 29, 681, 740 21, 094, 833 112, 622, 695 30, 386, 423 Middle States 23,162, 985 2, 620, 845 1, 370, 000 510, 000 24, 532, 985 Southern States 3,136, 845 52, 284, 710 11, 620, 690 5, 707, 380 4, 552, 620 57, 992, 090 16,173, 310 Western States Pacific States and Terri3 244, 700 935, 800 640, 000 560, 000 tories 3,884,700 1, 495, 800 United States 240, 955, 780 31, 515, 688 80, 413, 620 38, 202, 691 321, 369, 400 69, 718, 379 REPORT OF THE COMPTROLLER OF THE CURRENCY. LI It will be seen that the banks already organized and in operation are entitled to receive nearly 70 millions of additional circulation, whenever they may seefitto deposit United States bonds to secure it. This table also shows that the profit upon circulation is, as has been already stated, very small, otherwise the banks would avail themselves of the privilege of issuing additional notes. There is, however, a certain class pf banks, with capital exceeding 500 thousand dollars, that would find it convenient during the fall season of the year, when currency is in demand, to increase their circulation, notwithstanding the high price of bonds, to the amount of their capital if authorized to do so, and the passage of the bill now pending is recommended. Since the passage of the act of June 20, 1874, $104,075,752 of legaltender notes have been deposited in the Treasury by the national banks, for the purpose of reducing their circulation, and $87,329,415 of bank notes have been redeemed, destroyed and retired. The following table exhibits the amount and kinds of outstanding paper currency of the United States and of the national banks, on August 31, 1865, when the public debt reached its maximum, and annually thereafter at the dates named, with the currency price of gold and the gold price of currency at the same dates: United States issues. Date. deLegal tender Old mand "notes. notes. Notes of nau r r e n c y Gold price tional banks Aggregate. Cprice of of $10@ Fractional including $100 gold. currency. currency. gold notes. August 31,1865.. $432, 553, 912 $402, 965 $26, 344, 742 January 1,1866.. 425, 839, 319 392, 070 26, 000,420 January 1,1867.. 380, 276,160 221, 632 28, 732, 812 January 1,1868 . 356, 000, 000 159,127 31, 597, 583 January 1,1869.. 356, 000, 000 128, 098 34, 215, 715 Jannary 1, 1870 . 356, 000, 000 113, 098 39, 762, 664 January 1,1871.. 356, 000, 000 101, 086 39, 995, 089 January 1,1872.. 357, 500, 000 92, 801 40, 767, 877 January 1,1873.. 358, 557, 907 84, 387 45, 722, 061 January 1,1874.. 378, 401, 702 79, 637 48, 544, 792 January 1,1875.. 382, 000, 000 72, 317 46, 390, 598 January 1,1876.. 371, 827, 220 69, 642 44,147, 072 January 1,1877.. 366, 055, 084 65, 462 26, 348, 206 January 1,1878.. 349, 943, 776 63, 532 17, 764,109 January 1,1879.. 346, 681, 016 62, 035 16,108,159 January 1,1880.. 346, 681, 016 61, 350 15, 674, 304 November 1,1880 346, 681, 016 60, 825 7,181, 861 $176, 213, 955 $635, 515, 574 298, 588, 419 750, 820, 228 299. 846, 206 709, 076, 860 299, 747, 569 687, 504, 279 299, 629, 322 689, 973,135 299, 904, 029 695, 779, 791 306, 307, 672 702, 403, 847 328, 465, 431 726, 826,109 344, 582, 812 748. 947,167 350, 848, 236 777, 874, 367 354, 128, 250 782, 591,165 346, 479, 756 762, 523, 690 321, 595, 606 714, 064, 358 321, 672, 505 689, 443, 922 323, 791, 674 686, 642, 884 342, 387, 336 704, 804, 006 343, 834,107 697, 757, 809 $144 144 133 133 135 120 110 109 112 110 112 112 107 102 100 100 100 25 50 00 25 00 00 75 50 00 25 50 75 00 87 00 00 00 $69 69 75 75 74 83 90 91 89 90 88 88 93 97 100 100 100 32 20 18 04 07 33 29 32 28 70 89 69 46 21 00 00 00 The amount of additional circulation issued for the year ending November 1,1880, was $13,402,215 j the amount issued to banks organized during the year was $3,662,200; the amount retired was $6,618,351, the actual increase for the year being $6,783,864. During the year ending November 1, 1880, lawful money to the amount of $13,845,866 was deposited with the Treasurer to retire circulation, of which amount $947,326 was deposited by banks in liquidation. The amount previously deposited under the act of June 20,1874, was $72,786,458, and by banks in liquidation $17,443,428, to which is to be added a balance of $3,813,675 remaining from deposits made by liquidating banks prior to the passage of that act. Deducting from the total, $107,889,427, the amount of circulating notes redeemed and destroyed without reissue ($87,329,415), there remained in the hands of the Treasurer on November 1, 1880, $20,560,012 of lawful money for the redemption and retirement of bank circulation. LII REPORT OF THE COMPTROLLER OF THE CURRENCY. The following table exhibits by States the issue and retirement of circulation during the year ending November 1, 1880, and the total amount issued and retired since June 20, 1874: Circulation retired. States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New J e r s e y . Pennsylvania Delaware Maryland District of Columbia Virginia W e s t Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Kansas Nebraska Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico Dakota Washington California Surrendered to this office and retired.. Total Totals from June20,1874, to October 31,1879.. Surrendered to this office between same dates. Total issued and retired from June 20,1874, to October 31,1880 Circulation issued. Under act of Of liquidating J u n e 20,1874. banks. $8, 565 1,869 30, 537 Total. $25, 554 6,350 21, 947 9, 397 2,164 2,865 162, 211 46, 301 90, 789 $34,119 8, 21952, 484 503, 064 104, 443 232, 020 1, 862, 097 187, 753 461, 474 3,307 15, 452 38, 200 15,126 13, 080 12,128 65, 348 30, 712 81, 750 43, 266 65, 566 16, 304 19, 633 7,783 75 13, 770 3,655 130 34, 896 28, 077 102, 674 115, 674 111, 879 154, 551 35, 934 52, 555 66, 207 31, 385 49, 435 2,701 230 44, 018 75 112, 690 3,655 8,852 100, 294 41, 232 185, 890 361,195 672, 626351, 500 161, 880 103, 341 92, 697 80, 535 49,435 11, 975 230 117, 000 45, 000 12,165 3,829 12,165 3,829 67, 500 3r600 45, 000 76, 500 26, 687 26, 687 $127, 500 127, 350 3, 693, 885 464, 770 74,110 1, 898,160 10, 500 2, 036, 890 59, 000 378, 750 1,000 126, 000 163, 440 18, 000 40, 500 49, 500 27, 000 4S>3, 667 102, 279 229,155 1, 699, 886 141, 452 370, 685 62, 041 15, 260 43, 550 28,140 52, 486 16, 304 7,505 36,235 1,000 252, 000 27, 000 211, 500 112, 370 153, 000 704, 600 365, 800 488, 790 522, 600 153, 000 243, 000 98, 920 8,722 65, 398 13,155 83, 216 245, 521 560, 747 196, 949 125, 946 50, 786 26, 490 49,150 9,274 36,000 I 480,600 425, 298 13, 402, 215 78, 346, 060 4, 873, 890 66, 261,458 1, 319,163 14, 874, 904 6, 618, 351 81,136, 362 11,369, 582 91, 748, 275 71,135, 348 16,194, 067 99,124,295 LOST OR UNREDEEMED BANK NOTES. In his report for 1875 the Comptroller gave some statistics in relation to the percentage of bank notes not presented for redemption under State laws. Eeturns were given for 286 banks in the State of New York, which included thirty banks now in operation in the city of New York, either as State or national institutions. The maximum amount of circulation issued to the 286 banks was $50,754,515, and the total circulation then outstanding was $1,336,337, showing that the proportion of unredeemed circulation was 2.63 per cent, only of the amount issued. The maximum amount of circulation issued to the thirty banks in the city of New York was $7,763,010, and the amount remaining unredeemed in October, 1875, was $142,365. The percentage of that unredeemed to REPORT OF THE COMPTROLLER OF THE CURRENCY. LIII that issued was 1.83. The lowest percentage of unredeemed circulation was 0.58, upon an issue of $241,174. The highest was 4.81, upon an issue of $123,974, seventeen banks of the thirty reporting the percentage of unredeemed notes outstanding at less than two per cent. In his report for 1876 the following table was given, showing the greatest amount of circulation issued to 707 banks organized under the laws of twelve different States, the amount outstanding, and the percentage unredeemed, which was 2.35 only. States. I Number Greatest cir- I of banks. Maine New Hampshire Vermont Massachusetts.. Rhode Island ... Connecticut New York New Jersey Delaware Maryland Ohio Wisconsin culation. 29 27 16 41 44 53 286 $3, 375,130 2, 520, 339 3,143, 348 10, 986, 357 6, 369, 652 12, 850, 554 50, 754, 515 7, 111, 047 950, 770 6, 847, 844' 2,196, 381 7, 565, 409 5 16 25 140 Totals 707 114, 671, 346 Circulation Percentunreoutstanding. age deemed. $53,102 35, 660 . 37, 027 254, 954 158, 834 253,190 , 336, 337 162, 961 35, 461 172, 669 61, 340 134, 747 1.6 1.4 1.2 2.3 2.5 2.0 2.6 2.3 3.7 2.5 2.8 1.8 2, 696, 282 2.4 The following table gives similar information in reference to the national banks which failed prior to the year 1870, to the year 1873, and to the year 1874: Name and location of bank. First National Bank, Attica, N. Y Venango National Bank, Franklin, Pa Merchants' National Bank, Washington, D. C First National Bank, Medina, N. Y Tennessee National Bank, Memphis, Tenn First National Bank, Selma, Ala First National Bank, New Orleans, La Natioual TJnadilla Bank, Unadilla, N. Y Farmers and Citizens' National Bank, Brooklyn, N.Y. €roton National Bank, Now York, N. Y First National Bank, Bethel, Conn First National Bank, Keokuk, Iowa National Bank, Vicksburg, Miss First National Bank, Rockford, 111 First National Bank of Nevada, Austin, Nev PercentReceiver ap- Circulation Circulation outstand- age unreissued. pointed. ing. deemed. Apr. 14,1865 May 1,1866 May 8,1866 Mar. 13,1867 Mar. 21,1867 Apr. 30,1867 May 20,1867 Aug. 20,1867 Sept. 6,1867 Oct. 1,1867 Feb. 28,1868 Mar. 3,1868 Apr. 24,1868 Mar. 15,1869 Oct. 14,1869 Totals and average percentage to 1870 Ocean National Bank, New York, N. Y Union Square National Bank, New York, N. Y Eighth National Bank, New York, N. Y Fourth National Bank, Philadelphia, Pa Waverlv National Bank, Waverly, N. Y First National Bank, Fort Smith, Ark Scandinavian National Bank, Chicago, 111 Wallkill National Bank, Middletown, N. Y Dec. Dec. Dec. Dec. Apr. May Dec. Dec. 13,1871 15,1871 15,1871 20,1871 23,1872 2,1872 12,1872 31,1872 Totals and average percentage to 1874 $334 397 1,226 298 526 608 1,845 386 1,905 729 246 586 151 512 1,879 1, 554, 400 .74 .47 .68 .75 .58 .72 1.03 .38 .75 .41 .94 ,65 .60 1.12 1.45 11, 628 .75 000 000 393 000 000 000 000 900 16, 268 689 4,857 3,805 1,797 860 2,298 3,442 2.03 1.38 2.00 2.13 2.53 1.91 1.70 2.89 3,196, 693 800, 50, 243, 179, 71, 45, 135, 118, 45, 644 1.43 Mar. 18,1873 Apr. 28,1873 Sept. 19,1873 Sept. 22,1873 Sept. 25,1873 Sept, 25,1873 Oct. 18,1873 450, 100, 450, 234, 360, 179, 90, 000 000 000 000 000 200 000 16,120 2,743 24, 637 11, 713 28, 250 13, 790 5,330 3.58 2.74 5.47 5.01 7.85 7.69 5.92 Oct. Oct. Nov. Dec. 360, 45, 45, 90, 000 000 000 000 17, 500 2,700 2,556 6, 466 4.86 6.00 5.68 7.18 5, 599, 893 177, 449 3.17 Totals and average percentage to 1873 Crescent Citv National Bank, New Orleans, La Atlantic National Bank, New York, N, Y First National Bank, Washington, D. C National Bank of the Commonwealth, New York, N.Y Merchants' National Bank, Petersburg, Va First National Bank, Petersburg, Va First National Bank, Mansfield, Ohio New Orleans National Banking Association, New Orleans, La First National Bank, Carlisle, Pa First National Bank, Anderson, Ind First National Bank, Topeka, Kans $44, 000 85, 000 180,000 40, 000 90, 000 85, 000 180, 000 100, 000 253, 900 180, 000 26, 300 90, 000 25, 500 45, 000 129, 700 23,1873 24, 1873 23,1873 16,1873 LIV REPORT OF THE COMPTROLLER OF THE CURRENCY. From this table it will be seen that the highest amount of circulation issued to fifteen national banks which failed previous to 1870 was $1,554,400, and the amount outstanding on November 1, 1880, was $11,628, the proportion of notes remaining unredeemed being only 0.75 per cent, of the amount issued. The percentage of notes unredeemed of the same banks on November 1,1875, was 1.39, in 1876,1.35, in 1878, 0.86, and in 1880, as has been seen, it is 0.75; showing a rapid increase in the redemption of the notes of these banks. The total amount issued to twenty-three national banks, in which are included the fifteen banks, already mentioned, which failed previous to the year 1873, was $3,196,693, and the amount outstanding on November 1, 1880, was $45,644, the proportion of notes remaining unredeemed being but 1.43 per cent, of the amount issued. The total amount outstanding of the notes of these banks has been reduced $11,430 since November 1, 1878, and the percentage reduced from 1.78 to 1.43. The total amount issued to thirtyfour national banks which failed prior to 1874 was $5,599,893, and the amount outstanding on November 1, 1880, was $177,449, the proportion of notes unredeemed being 3.17 per cent, of the amount issued. Of the circulation of fifty-one national banks in voluntary liquidation previous to 1870, amounting to $5,832,940, there yet remains outstanding $117,467, or 2.01 per cent, only of the amount issued; of the circulation of seventy-five banks in liquidation prior to 1872, amounting to $8,648,980, there remains outstanding $177,075, which is equal to a percentage of 2.05; of a circulation of eighty-nine banks in liquidation prior to 1873, in amount $10,764,080, there remains outstanding $232,879, or 2.17 per cent, of the amount issued; and of the circulation of one hundred and five banks in liquidation prior to 1874, in amount $12,709,100, there remains outstanding $326,568, or 2.58 per cent, of the amount issued. The percentage of the fifty-one national banks in voluntary liquidation previous to 1870, which is now 2.01, in 1878 was 2.59 ; the j)ercentage of seventy-five banks in liquidation prior to 1872, which is now 2.05, in 1878 was 2.63; and the percentage of eighty-nine banks in liquidation prior to 1873 is now 2.17, which in 1878 was 2.82. These statistics show a rapid reduction during the last two years in the amount of outstanding circulation of banks which have ceased to do business, and they indicate that the final loss upon the notes of national banks will not exceed one or one and a half per cent. The amount of demand Treasury notes, payable in gold coin, issued from July 17, 1861, to December 31, 1862, was $60,000,000, in denominations of five, ten, and twenty dollars, and the amount outstanding on November 1 last, was $60,825, the iiroportion unredeemed being but little more than one tenth of one percent.—$8,882 having been redeemed within the last five years. The highest outstanding amount of legal-tender notes of the first issue was $449,479,222, on February 3, 1864. The amount of these notes outstanding on November 1, 1880, was $14,947,895, or 3.33 per cent, of the highest amount issued. The issues of Treasury notes of the series of 1869 and 1874 have not been as largely reduced. This is accounted for by the fact that large amounts of the legal-tender notes have been held for years by the national banks as reserve, and have not therefore been returned to the Treasury for destruction and replacement by subsequent issues. As the amount of legal-tendernotes held by the national banks as reserves has been recently largely displaced by coin, it is probable that the amount of the early issues of these notes will be speedily reduced. REPORT OF THE COMPTROLLER OF THE CURRENCY. LV These tables are given somewhat in detail, for the purpose of correcting the belief, very generally entertained, that the proportion of circulating notes outstanding which will ultimately be lost or destroyed is much greater than is shown therein. It is also believed by many that the loss of such notes is a gain to the bank which issues them. The Comptroller receives frequent letters of inquiry upon this subject, and therefore repeats the following paragraph, which was given in a former report: " Section 5222 of the Revised Statutes requires that all national banks which go into voluntary liquidation shall, within six months thereafter, deposit in the Treasury an amount of lawful money equal to the amount of their circulating notes outstanding. The law also requires that full provision shall be made for the redemption of the circulating notes of any insolvent bank before a dividend is made to its creditors. Thus it will be seen, that no association can close up its business without first providing for the payment of all its circulating notes, and that the amount deposited for their redemption must remain in the Treasury until the last outstanding note shall have been presented. It is therefore plain that the government, and not the bank, receives all the benefit arising from lost or unredeemed circulating notes.'7 LOANS AND RATES OF INTEREST OF NEW YORK CITY BANKS. The following table contains a classification of the loans of the national banks in New York City for the last five years: October 2, 1876. October 1, 1877. October 1, 1878. October 2 1879. October 1, 1880. 47 banks. 47 banks. 47 banks. 47 banks. 47 banks. $95, 510, 311 16, 634, 532 6, 277, 492 58, 749, 574 536, 802 4, 681, 570 1,852,944 $92, 618, 776 15, 800, 540 4, 763, 448 48, 376, 633 497, 524 4, 319, 014 2, 786, 456 $83, 924, 333 17, 297, 475 7, 003, 085 51,152, 021 786, 514 6, 752,181 2, 670, 371 $81,520,129 22, 491, 926 8, 286, 525 78, 062, 085 670, 021 $107, 058, 860 27, 755,152 3, 915, 077 92, 630, 982 1, 336, 513 184, 243, 225 169,162, 391 169, 585, 980 195, 851, 902 Loans and discounts. On endorsed paper On single-name paper On U. S. bonds on demand On other stock, &c, on demand. On real-estate security Payable in ^old Ali other loans Totals 4,821,216 . 5, 731, 917 238, 4'i8, 501 The average rate of interest in New York City for each of the fiscal years from 1874 to 1880, as ascertained from data derived from the Journal of Commerce and The Commercial and Financial Chronicle, was as follows: 1874, 1875, 1876, 1877, 1878, 1879, 1880, call call call call call call call loans loans loans leans loans loans loans 3. 8 per 3. 0 per 3. 3 per 3. 0 per 4. 4 per 4. 4 per 4. 9 per cent.; commercial paper, 6. 4 per cent.; commercial pap«T, 5. 6 per cent.; commercial paper. 5. 3 per cent, j commercial paper, 5. 2 per cent.; commercial paper, 5.1 per cent, j commercial paper, 4. 4 per cent.; commercial paper, 5. 3 per cent. cent. cent. cent. cent. cent. cent. average rate of discount of the Bank of England for the same years was as follows: Daring During During During During During During the the the the the the the calendar year ending December 31,1874, 3. 69 per calendar year ending December 31,1875, 3. 23 per calendar year ending December 31,1876,2. 61 per calendar year ending December 31, 1877, 2. 91 per calendar year ending December 31,1878, 3. 78 per calendar year ending December 31,1879,2. 50 per fiscal year ending June 30,1880,2. 63 per cent. cent. cent. cent. cent. cent. cent. LVI REPORT OF THE COMPTROLLER OF THE CURRENCY. The rate of interest in the city of New York on November 26 of the present year, as quoted in the Daily Bulletin, was, on call loans, 6 per cent., and on commercial paper of the best grade, from 5 to 5 J per cent. The rate of interest of the Bank of England on November 29, 1877, was 4 per cent. On January 30, 1878, it was 2 per cent., from which date to October 14, 1878, there were seven changes, and, with a single exception, on May 29, a gradual increase. The rate was fixed at the date last named at 6 per cent., and reduced on November 21, 1878, to 5 per cent., since which time there have been changes in the rate as follows : On January 15, 1879, 4 per cent.; on the 29th of the same month 3 per cent.; on March 12 it was reduced to 2J per cent., and again on April 9 to 2 per cent., at which rate it remained until November 7, 1879, when it was increased to 3 per cent., which was, also, at that time, the rate of the Bank of France. On June 17, 1880, the rate of the Bank of England was reduced to 2J per cent., whick is the present rate. The London rate of interest, outside of the Bank of England, was, on October 25, 7on call loans, 1J per cent., on three months' time, If, and on six months time, 2J; the best bills having actually been placed £ per cent, below the rate of the Bank of England. The rate of discount at the Bank of France, which on October 16,1878, was raised from 2 per cent, to 3 per cent., was reduced to 2 per cent, on the 23d of May, 1879, and then raised to 3 per cent, on the 23d of the following October. The rate was reduced to 2J per cent, on April 2, 1880, and advanced on October 14 to 3J per cent., which is the present rate. The average rate of discount during the year 1879 was 2.58 per cent. The rate of the Imperial Bank of Germany was reduced from 5J per cent, to 5 per cent, on October 6, and to 4J per cent, on October 18 last. The market discount rates in Berlin, Hamburg and Frankfort, during the month of October,were about 4 per cent. REDEMPTION OF NATIONAL-BANK CURRENCY. The expense of redeeming the national-bank currency bears oppressively in one respect upon the banks in operation, as they are obliged to pay a proportionate share of the cost of redeeming the notes of associations which are either reducing their circulation, have gone into liquidation, or have become insolvent; the banks continuing business having of course no interest whatever in the circulation thus redeemed. The Treasury has for a long time had the use of a permanent fund belonging to the assets of banks which are insolvent. It has also a large fund deposited by banks which have gone into voluntary liquidation, or have deposited legal-tender notes for the purpose of reducing their circulation. According to the statement of the Treasurer for November 1 last, the sum of these two funds then amounted to $20,942,032, the whole of the currency balance at that date being but $26,846,826. In addition to the use of these funds, which is a great convenience to the Treasury when the currency balance is at a low point, the government, under existing law, receives the whole gain arising from lost or unredeemed notes of the national banks, which gain will ultimately amount to a very large sum—certainly, with no more than the present amount of circulation, to not less than $3,500,000. Any large national bank in New York City would, on these terms, gladly undertake the redemption of all the notes presented for that purpose at the commercial center—which is the only appropriate place for the redemption of REPORT OF THE COMPTROLLER OF THE CURRENCY. LVII bank notes—without any charge therefor to the banks whose notes are redeemed. It is recommended that the law now in force on this subject be amended, and that the cost of redemption shall be assessed in such manner as that the banks in operation shall pay for the redemption of their own notes only, the remaining cost being borne by the government. Moreover, the government has for fifteen years received annually an average sum of more than three millions of dollars in taxes upon deposits, under a system unknown elsewhere in any country; and it is certainly only just that it should bear the expense of the redemption of those circulating notes from which it alone receives the entire benefit. Section 3 of the act of June 20, 1874, provides that every national bank u shall, at all times, keep and have on deposit in the Treasury of the United States, in lawful money of the United States, a sum equal to five per centum of its circulation, to be held and used for the redemption of such circulation." Since the passage of this act the banks have, as a rule, maintained their redemption fund, and their circulating notes have been promptly redeemed at the Treasury without expense to the government. The following table exhibits the amount of national-bank notes received for redemption monthly, by the Comptroller of the Currency, for the year ending November 1, 1880, and the amount received for the same period at the redemption agency of the Treasury, together with the total amount received since the passage of the act qf June 20, 1874: Received by Comptroller. From naFrom re- Notes of na- Under act tionalbanks demption banks for reissue agency for tional in liquidaor surrention. reissue. der. Months. November December January February March April May June July ., August September October Total. Received at the redemption agency. 1879. 10, 725 $1,502,700 1, 717, 000 $75, 510 86, 690 9,620 50, 240 18,160 31, 300 17, 630 22, 300 25, 460 14, 915 24, 800 10, 200 2,134,100 2, 478, 500 2, 322, 500 2, 057, 200 3, 654, 000 4,435, 600 2, 732, 400 2, 522, 500 2,461, 000 2, 406, 800 53, 545 189,846 88, 735 105, 234 151, 877 276, 699 70, 607 129, 790 90, 630 $218, 090 !$1, 804, 920 144,492 1,958,907 $3, 251, 634 2, 922, 490 2, 535, 407 3,106, 595 2, 751, 880 2, 623, 310 4, 535, 494 5, 696, 866 3, 329, 081 2, 969, 947 3,117, 958 2, 566,153 5,641,192 3, 960, 505 3,144, 811 4, 006, 205 7,554,660 7, 808, 361 4, 709, 894 3,469, 884 3, 348, 638 3, 708,448 1880. 338,142 388, 009 322, 485 429, 576 711,987 962, 267 500, 614 302, 742 541, 528 149,153 Total 1, 319,163 5, 009, 085 36,996,518 243, 970 30, 424, 300 Received from June 20,1874, 12,423,225 356,889,855 14, 749, 912 60,336,423 450,399,415 to October 31,1879 Grand total ... 53, 526, 722 984, 486, 292 12, 667,195 J387, 314,155 16, 069, 075 71, 345, 508 !487, 395, 9331,038,013,014 From the passage of the act of June 20,1874, to November 1,1880, there was received at the redemption agency of the Treasury $1,038,013,014 of national-bank currency. The receipts reached the highest point during the year ending November 1,1877, when they amounted to $229,308,507, since which date they have steadily decreased; being for the year 1878, $202,499,740, for 1879, $117,191,999, and for 1880, but $53,526,722. At this Office, the maximum yearly receipts of currency for redemption was reached during the year ending November 1,1875, when the amount LVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. was $140,577,505. There has been a decrease in each succeeding year, but the percentage has been much less as compared with the decrease at the redemption agency. During the year ending November 1, 1880, there was received at the redemption agency of the Treasury $53,526,000 of national-bank notes, of which amount, $24,312,000, or about 45 per cent., was received from the banks in New York City, and $5,682,000, or about 10 per cent., from Boston. The amount received from Philadelphia was $3,531,000; from Baltimore, $499,000; Pittsburgh, $597,000; Cincinnati, $864,000; Chicago, $1,937,000; Saint Louis, $446,000; Providence, $1,229,000. The amount of circulating notes fit for circulation returned by the agency to the banks of issue during the year was $15,010,700. The total amount received by the Comptroller for destruction, from the redemption agency and from the national banks direct, was $35,677,355. Of this amount, $2,966,700 were issues of banks in the city of New York; $3,088,611, of Boston; $1,398,800, of Philadelphia; $1,207,489, of Providence ; $556,550, of Baltimore; $661,738, of Pittsburgh; and of each of the other principal cities less than $500,000. The following table exhibits the number and amount of national-bank notes, of each denomination, which have been issued and redeemed since the organization of the system, and the number and amount outstanding on November 1, 1880: Amount. Number. Denominations. • Issued. Ones Twos Fives Tens Twenties Fifties One hundreds... Five hundreds.. One thousands.. Total Redeemed. Outstanding. Issued. Redeemed. Outstanding. $2, 292, 462 23,167, 677 7, 747, 519 69,131, 976 27, 203,168 8, 266, 398 1, 253, 865 879, 490 20, 763 6,363 20, 875, 215 7,143, 889 49,149, 824 15, 821,110 4, 484, 820 825, 499 610, 601 19, 484 6,124 2, 292, 462 603, 630 19, 982,152 11, 382, 058 3, 781, 578 428, 366 268, 889 1,279 239 $23,167, 677 15, 495, 038 345, 659, 880 272, 031, 680 165, 327, 960 62, 693, 250 87, 949, 000 10, 381, 500 6, 363, 000 $20, 875, 215 14, 287, 778 245, 749,120 158, 211,100 89, 696, 400 41, 274, 950 61,060,100 9, 742, 000 6,124, 000 *-15,129 1, 207, 260 99, 910, 760 113, 820, 580 75, 631, 560 21, 418, 300 26, 888, 900 639, 500 239, 000 *+15,129 137,677,219 98,936,566 38,740,653 989, 068, 985 647, 005, 534 342, 063, 451 * Portions of notes lost or destroyed. A table showing the number and denominations of the national-bank notes issued and redeemed, and the number of each denomination outstanding on November 1, for the last twelve years, will be found in the appendix. The following table shows the amount of national-bank notes received at this Office and destroyed yearly, since the establishment of the system: Prior to November 1,1865 During the year ending October 31,1866 During the year ending October 31,1867 During the year ending October 31,1868 During the year ending October 31,1869 During the year endinij October 31,1870 During the year ending October 31,1871 During the year ending October 31,1872 During the year ending October 31,1873 During the year ending October 31,1874 During the year ending October 31,1875 During the year ending October 31,1876 During the year ending October 31,1877 During the year ending October 31,1878 During the year ending October 31,1879 During the year ending October 31,1880 Additional amount destroyed of notes of banks in liquidation Total $175, 490 1, 050, 382 3, 401, 423 4, 602, 825 8, 603, 729 14, 305, 689 24, 344, 047 30, 211, 720 36, 433,171 49, 939, 741 137, 697, 696 98, 672, 716 76, 918, 963 57, 381. 249 41,101, 830 35, 539, 660 26, 696, 662 C47,076,993 REPORT OF THE COMPTROLLER OF THE CURRENCY. LIX NATIONAL BANK FAILURES. Three banks have failed during the year ending November 1, 1880, and have been placed in the hands of receivers, as follows: First National Bank of Meadville, Pa First National Bank of Newark, N. J First National Bank of Brattleboro', Vt Capital. $100,000 300,000 300,000 The Manufacturers' National Bank of Chicago, 111., which went into voluntary liquidation on September 25, 1873, has been placed in the hands of a receiver for the purpose of enforcing the individual liability of shareholders. Dividends have been paid to the creditors of these banks during the present year, as follows: Per cent. First National Bank of Meadville, Pa First National Bank of Newark, N. J First Nation al Bank of Brattleboro', Vt 65 80 90 The aggregate amount of these dividends is $580,656.70, and their average per cent, to claims proved is 77.4. Dividends have also been paid to the creditors of banks which had failed prior to November 1, 1879, as follows: Atlantic National Bank, New York, N. Y 5 per cent.; total, 95 per cent. New Orleans National Banking Association, New Orleans, La 5 per cent. ; total, 55 per cent. Charlottesville National Bank, Charlottesville, Va 10 per cent.) total, 50 per cent. First National Bank, Duluth, Minn., 28 per cent.; total, 100 per cent, First National Bank, La Crosse, Wis 10 per cent. total, 45 per cent, First National Bank, Wichita, Kans 10 per cent. total, 70 per cent, National Bank of Fishkill, N. Y 30 per cent. total, 85 per cent, First National Bank, Franklin, Ind 25 per cent. total, 90 per cent, Northumberland County National Bank, Shamokin,Pa.l2^ per cent. total, 75 per cent. National Exchange Bank, Minneapolis, Minn 13^0 per cent.; total, 8&$j- per cent. National Bank of the State of Missouri, Saint Louis, Mo.20 per cent. total, 90 per cent, First National Bank, Georgetown, Colo 10 per cent.; total, 22^ per cent, Lock Haven National Bank, Lock Haven, Pa 20 per cent. total, 80 per cent, Central National Bank, Chicago, 111 5 per cent. total, 60 per cent, First National Bank, Kansas City, Mo 10 per cent. total, 40 per cent, First National Bank, Tarrytown, N. Y 5 per cent. total, 85 per cent, First National Bank, Dallas, Tex 27 per cent. total, 37 per cent, First National Bank, Bozeman, Mon 30 per cent. total, 70 per cent, Merchants7 National Bank, Fort Scott, Kans 30 per cent. total, 45 per cent, First National Bank, Warrensburg, Mo 65 per cent. total, 75 per cent, German American National Bank, Washington, D. C I O per cent. total. 20 per cent, German National Bank, Chicago, 111 30 per cent. total, 55 per cent, Commercial National Bank, Saratoga Springs, N. Y.. .25 per cent. total, 85 per cent, National Bank of Poultney, Vt 35 per cent. total, 60 per cent, First National Bank, Monticello, Ind 30 per cent. total, 30 per cent, First National Bank, Butler, Pa 15 per cent. total, 30 per cent. The total amount of dividends paid by the Comptroller to creditors of insolvent national banks during the year ending November 1, 1880, was $1,712,731.16. The total dividends paid since the organization of the system is $17,632,639, upon proved claims amounting to $25,786,261. The dividends paid equal 68.4 per cent, of the amount of the claims. Assessments amounting to $7,176,750 have been made upon the shareholders of insolvent banks, for the purpose of enforcing their individual liability, of which amount $2,617,571 has been collected in all, and $801,563 of it during the past year. A table showing the national banks which have been placed in the hands of receivers, the amount of their capital, and of claims proved, LX REPORT OF THE COMPTROLLER OF THE CURRENCY. and the rates of dividends paid, and also one showing the amount of circulation of such banks, issued, redeemed, and outstanding, will be found in the appendix. In the case of the Ocean National Bank of New York, there are dividend checks amounting to $4,189.70 which have never been called for by the creditors, although every effort has been made to find them. Small amounts are also held belonging to creditors of other national banks which are insolvent, and the Comptroller respectfully recommends the passage of a bill, authorizing him to divide these balances among the other creditors at the time of the final closing of such banks, RESERVE. The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the amount and classification of reserve held by the national banks in New York City, in the other reserve cities, and by the remaining banks, at the dates of their reports in October of each year from 1875 to 1880 : NEW YOKK CITY. Reserve held. Classification of reserve. Numde- Reserve ber of Net banks posits. required. Amount. Ratio to Specie. Otber law- Due from Redempdeposits. ful money. agents. tion fund. October 1,1875. October 2,1876. October 1,1877. October 1,1878. October 2,1879. October 1,1880. 48 47 47 47 47 47 Millions. 202.3 197.9 174.9 189.8 210.2 268.1 Millions. 50.6 49.5 43.7 47.4 52.6 67.0 Millions. 60.5 60.7 48.1 50.9 53.1 70.6 Per cent. 29.9 30.7 27.5 26.8 25.3 26.4 Millions. 5.0 14.6 13.0 13.3 19.4 58.7 Millions. Millions. 54.4 45.3 34.3 36.5 32.6 11.0 Millions. 1.1 0.8 0.8 1.1 1.1 0.9 OTHER RESERVE CITIES. October 1,1875. October 2,18/6. October 1,1877. October 1,1878. October 2,1879 . October 1,1880. 188 189 188 184 181 184 223.9 217.0 204.1 199.9 228.8 289.4 56.0 54.2 51.0 50.0 57.2 72.4 74.5 76.1 67.3 71.1 83.5 105.2 33.3 35.1 33.0 35.6 36.5 36.3 1.5 4.0 5.6 9.4 11.3 28.3 37.1 37.1 34.3 29.4 33.0 25.0 32.3 32.0 24.4 29.1 35.7 48.2 3.6 3.0 3.0 3.2 3.5 3.7 33.7 31.0 31.6 31.1 30.3 28.3 53.3 55.4 48.9 56.0 71.3 86.4 11.5 10.8 10.7 11.0 11.2 11.3 125.2 113.4 100.2 97.0 95.9 64.3 85.6 87.4 73.3 85.1 107.0 134.6 16.2 14.6 14.5 15.3 15.8 15.9 STATES AND TERRITORIES. October 1,1875. 1,851 October 2,1876. 1,853 October 1,1877 . 1,845 October 1,1878. 1,822 October 2,1879. 1,820 October 1,1880. 1,859 307.9 291.7 290.1 289.1 329.9 410.5 46.3 43.8 43.6 43.4 49.5 61.6 100.1 99.9 95.4 106.1 124.3 147.2 32.5 34.3 32.9 36.7 37.7 35.8 1.6 2.7 4.2 8.0 11.5 21.2 SUMMARY. October 1,1875. 2,087 October 2,1876. 2,089 October 1,1877. 2,080 October 1,1878. 2,053 October 2,1879. 2,048 October 1,1880. 2,090 734.1 706.6 669.1 678.8 768.9 968.0 152. 2 147.5 138.3 140.8 159.3 201.0 235.1 236.7 210.8 228.1 260.9 323.0 32.0 33.5 31.5 33.6 33.9 33.4 8.1 21.3 22.8 30.7 42.2 108.2 A table showing the average weekly deposits, circulation and reserve of the national banks in New York City, in September and October of each year since 1873, will be found in the appendix. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXI The following table, compiled from returns made to the Clearing House by the national banks in New York City, exhibits the movement of their reserve, weekly, during October, for the last eight years: Ratio of reserve t o — Week e n d i n g - October 4,1878 October 11,1873 October 18,1873 October 25,1873 October 3,1874 October 10,1874 October 17,1874 October 24,1874 October 31,1874 October 2,1875 October 9,1875 October 16,1875 October 23,1875 October 30,1875 October 7,1876 October 14,1876 October 21,1876 October 28,1876 October 6,1877 October 13,1877 October 20,1877. October 27,1877 October 5,1878 October 12,1878 October 19,1878 October 26,1878 October 4,1879 October 11,1879 October 18,1879 October 25,1879 October 2,1880 October 9,1880 October 16,1880 October 23,1880 October 30,1880 Specie. $9,240,300 10, 506, 900 11, 650,100 11, 433, 500 15,373,400 14,517,700 12, 691,400 11, 457, 900 10, 324, 900 5,438.900 5,716,200 5, 528, 500 5, 735, 000 8,975,600 17, 682, <i 00 16, 233, 600 15,577,500 14, 011, 600 14,665,600 14, 726, 500 14, 087, 400 15, 209, 000 14,995,800 12,184, 600 13, 53 L, 400 17,384,200 18,979,600 20,901,800 24,686,500 25, 636, 000 | 59,823,700 62,521,300 1 62, 760, 600 I 60, 888, 200 1 61, 471, 600 Legal-tenders. $9, 251, 900 $18, 492, 200 8, 049, 300 18, 556, 200 5,179, 800 16, 829, 900 7,187, 300 18, 620, 800 53, 297, 600 68, 671, 000 52,152, 000 66, 669, 700 51, 855,100 64, 546, 500 61, 351, 800 49, 893, 900 61, 097, 900 50, 773, 000 61,620,400 56,181, 500 57, 058, 500 51, 342, 300 54, 111, 200 48, 582, 700 47, 300, 900 53, 035, 900 45, 762, 800 54, 738, 400 45, 535, 600 63, 218, 200 43, 004, 600 59, 238, 200 41, 421, 700 56, 999, 200 41, 645, 600 55, 657, 200 36,168, 300 50, 833, 900 35, 178, 900 49, 905, 400 49,189, 100 35,101, 700 49, 576, 800 34, 367, 800 53, 300, 700 38, 304, 900 49, 869, 700 37, 685,100 50,107, 400 36, 576, 000 53, 074, 700 35, 690, 500 53, 347, 600 34, 368, 000 53, 722,100 32, 820, 300 53, 991, 700 29, 305, 200 52, 349, 900 26, 713, 900 11,129,100 70, 952, 800 10, 785, 000 73, 306, 300 10, 9:59, 200 73, 699, 800 10, 988, 200 71, 876, 400 10, 925, 000 72, 396, 600 Circulation and Deposits. deposits. Per cent. Per 11.6 11.6 10.7 12.2 30 0 29.6 29.0 28.8 27.9 28.1 26.5 25.4 25.3 26.5 30.5 28.8 27.8 28.0 27.0 26.7 26.5 26.8 25.7 24.4 24.7 25.8 23.3 23.4 23.5 23.0 25.4 25.4 25.5 24.9 25.0 cent. 14.0 14.1 13.0 14.8 33.9 33.3 32.7 31.7 31.6 30.6 28.9 27.7 27.7 29.0 32.4 31.1 30.0 30.3 29.5 29.2 29.0 29.4 28.4 27.0 27.3 28.5 25.8 25.9 26.1 25.5 26.4 27.2 27.1 26.6 26.7 APPENDIX. Tables will be found in the appendix, exhibiting the reserve of the national banks as shown by their reports, from October 2,1874, to October 1,1880 5 the reserve by States and principal cities for October 1,18*0 ; and in the States and Territories, in 1STew York City, and in the other reserve cities, separately, at three dates in each year, from 1877 to 1880. Special attention is called to the synopsis of judicial decisions contained in the appendix, to the numerous and carefully prepared tables in both report and appendix, and to the index of subjects and list of tables to be found at the close of the appendix. At the end of the full volume of more than seven hundred pages is an alphabetical list of the cities and villages in which the national banks are situated. In concluding this report the Comptroller performs a pleasant duty in acknowledging the zeal and efficiency of the officers and clerks associated with him in the discharge of official duties. JOHX JAY KM)X, Comptroller of the Currency. Hon. SAMUEL J. BAND ALL, Speaker of the House of Representatives. APPENDIX. Names and compensation of officers and clerks in the Office of the Comptroller of the Currency. Name. Grade. Salary. John Jay Knox John S. Lang worthy. Comptroller Deputy Comptroller . 2,800 J. Franklin Bates... John W. Magruder . John D. Patten ...... Edward Wolcott John W. Griffin EdwardS. Peck Watson W. Eldridge. Frank A. Miller Theodore O. Ebaugh. Chief of division .do . .do .do . 2,200 2,200 2,200 2,200 Bond clerk Superintendent Teller Principal bookkeeper.. Assistant bookkeeper.. Fourth class. -do 2,000 2,000 2,000 2,000 2,000 Fernando C. Cate Nathaniel 0. Chapman. William Elder William B. Greene Charles H. Norton William Sinclair George H. Wood Thomas C. Folger .do .do .do .do .do . . . . . I Stenographer Charles E. Brayton David B. Brenner James C. Brown Charles H. Cherry William H. Glascott John A. Hebrew Joseph A. Kayser George T. May Washington K. McCoy William D. Swan Edward D. Tracy j Third class ! do | do j do do | do do do j do I do j do Edward McCauley Isaac C. Miller Edward W. Moore Edmund E. Schreiner Charles J. Stoddard Walter Taylor • William H. Walton Frederick Widdows I I j J. Edward De Saules Julia R. Donoho Sarah F. Fitzgerald Mary L. McCormick Emina F. Morrill Margaretta L. Simpson Charles McC. Taylor Arthur M. Wheeler Second class do do do do do do do $5, 000 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,400 1,400 1,400 1,400 1,400 1,400 1, 400 1,400 j First class do i do ! do j do ! do I do ! do 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 Edward Myers i Clerk ... John J. Patton ~R, Le Roy Livingston Philo Burr John Newman Margaret F. Ogden Thomas H. Austin Charles B. Hinckley ' 1,000 1,000 '. do . j Messenger Assistant messenger. ] do . o> . Watchman do 840 720 720 720 720 720 LXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Names and compensation of officers and clerks, $*c.—Continued. Name. William Griffiths. Silas Holmes Thomas Jackson . Eliza M. Barker Eveline C. Bates Harriet M. Black Margaret L. Browne Kate R. Bruce Louisa Campbell Virginia H. Clarke Sarah G. Clemens Mary L. Conrad May Crosby Mary A. Curtis Margaret F. Dewar Jane A. Dorr Annabella H. Finlay Flora M. Fleming Margaret E. Gooding Elizabeth Hutchinson Eliza R. Hyde Alice M. Kennedy Lucretia W. Knowlton Emma Lafayette Maggie B. Miller Mary F. Nessle Mary E. Oliver Carrie L. Pennock Eliza M. Peters Annie E. Ranney Emily H. Keed.'. Maria Richardson Eliza A. Saunders Fayette C. Snead Amelia P. Stockdale Sarah A. W. Tiffey Julia C. Townsend Grade. , '. Salary. Laborer, do. .do . 660 660 Clerk . .do . .do . -do . .do. .do . .do . .do. .do . -do. .do . .do. .do . .do . .do , .do. .do . .do . .do. .do. .do . .do. .do . .do . .do. .do. .do . .do .do. .do . .do. .do. .do . .do. 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30, 1880. For special dies, plates, printing, &c $100, 398 63 For salaries 101,400 00 Total 201,798 63 Total expenses of the office of the Comptroller of the Currency from its organization to June 30, 1880, $4,934,530.51. The contingent expenses of the office are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department; and as separate accounts are not kept for the different bureaus, the amount cannot be stated. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV Synopsis of decisions of the Supreme and Circuit Courts of the United Slates, and of State courts of last resort, upon questions arising under the National Bank Act, and upon cognate points of interest to banks and to parties having dealings with them.* ABATEMENT. I. An action brought by a creditor of a national bank is abated by a decree ol a district or circuit court dissolving the corporation and forfeiting its franchises. {First National Bank of Selma vs. Colby, 21 Wallace, p. 609.) II. Suit by the receiver of the New Orleans National Banking Association (formerly a State organization called the Bank of New Orleans) against a shareholder to enforce his personal liability. Plea in abatement that " a t the date of the appointment of said receiver there wan not, nor has there since been, nor is there now, any such corporation as said New Orleans National Banking Association, because said Bank of New Orleans had no power by its charter, nor authority otherwise from the State of Louisiana, to change its organization to that of a national association under the laws of the United States." On general demurrer this plea was held bad, because no authority from the State was necessary to enable the bank to make such change. The option to do so was given by the forty-fourth section of the banking act of Congress, 13 Statutes, 112. u The power there conferred was ample, and its validity cannot be doubted." (Casey, Receiver, <|-c, vs. Galli, 4 Otto, p. 673.) This plea was also held bad upon the additional ground that '* where a shareholder of a corporation is called upon to respond to a liability as such, and where a party has contracted with a corporation, and is sued on his contract, neither is permitted to deny the existence and legal validity of such corporation." (Ibid.) " To hold otherwise," says Mr. Justice Swayne (p. 680), a would be contrary to the plainest principles of reason and good faith, and involve a mockery of justice. Parties must take the cousequences of the positions they assume." "They are estopped to deny the reality of the state of things which they have made to appear to exist, and upon which others have been led to rely. Sound ethics require that the apparent, in its effects and consequences, should be as if it were real, and the law properly so regards it." ACCOMMODATION ACCEPTANCES, INDORSEMENTS AND NOTES. I. Where bills, indorsed by a national bank for accommodation only, had been negotiated by the bank through its usual channels of communication with its correspondents as its own bills, and the proceeds thereof have been placed to the credit of the bank, which thereupon gave the same credit to the parties for whom it had thus indorsed, and received no benefit therefrom: Held, That although an accommodation indorsement by a national bank, in such cases, was void in the hands of holders against whom notice of the character of the indorsement could be concluded, yet that the bank was liable for the same to holders, for value, without notice. (Blair vs. First National Bank of Mansfield, Ohio. United States circuit court for Ohio, at Cleveland, November term, 1875, Emmons, J. Reported in Bankers1 Maqazine for March, 1878, pp. 721-5.) Quere, whether, under the provisions of section 5202 of the Revised Statutes of the United States, any indorsement by a national bank is not ultra vires. (Johnston.) II. It is no defense to a suit against the acceptor of a draft which has been discounted, and upon which money has been advanced by plaintiff, that the draft was accepted for the accommodation of the drawer. (Davis vs. Randall. Wo Mass., p. 547.) III. A national bank discounted a note made by the defendant for the benefit of the payee, and which the payee agreed to take care of at maturity: Held, that the bank could recover the note although it had, when it took the note, full notice of the circumstances under which it was given. (Thatcher vs. West River National Bank, 19 Mich., p. 196.) (See, also, Title " EVIDENCE.") IV. That the accommodation acceptance, indorsement, bill, or note of a corporation is ultra vires. (See Bank of Genesee vs. Patchin Bank, 13 N. Y., p. 309, and 19 JV. Y., p. 312; Bank of Auburn vs. Putnam, jr., 1 Abb. App. Decisions, p. 80; Monfords vs. Farmers <jr Mechanics'1 Bank, 26 Barb., p. 568; Farmers fy Mechanics1 Bank vs. Troy City Bank, 1 Doug. [Mich. ], p, 45.) *Many of the decisions cited in this synopsis will be found in " Thompson's National Bank Cases," vols. 1 and 2; but in most instances reference is made to the original report, thus indicating the tribunal by which the point was decided. cc v LXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. ACCOMMODATION ACCEPTANCES, INDORSEMENTS AND NOTES—Continued. [NOTE.—In the United States circuit court, western district Virginia, Judge Bond has recently decided the cases of Seligman $• Co. vs. The Charlottesville National Bank, and Johnston Brotherstf-Co. against the same bank. The first was an action of covenant upon a letter of credit for £5,000, issued under the seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan &< Son to the amount of said letter. The latter was assumpsit upon five bills of exchange for $5,000 each,, dated April 16, 1875, each drawn by said Charlottesville Bank upon theCitizens' National Bank of Baltimore, payable to the order of Flannagan & Son, acceptance waived, maturing upon days "fixed" within five days of each other, the tirst, November 20, and the last, December 10 of same year. Said bills were not drawn against funds due or to become due from the said Citizens' to said Charlottesville Bank, but were a mere loan of the credit of the latter bank (it being without funds) to the said Flannagan & Son, and drawn to be used by the latter, as they were used, as collateral security in part for a loan of #25,000, made by said Johnston Brothers <f Co. to said Flannagan & Son. Said plaintiffs took said bills as such collateral security,, and with full notice of all the facts aforesaid. Held, I. That said letter of credit and said bills of exchange were only the accommodation paper of said Charlottesville National Bank, and, as such, void in the hands of the plaintiffs, holding with fall notice of their character. II. That the incidental powers conferred upon national banks are not such as are conferred upon banks generally, but only such as are necessary to carry on the specific banking business prescribed by the national-bank act. Hence, though such banks may borrow money for certain purposes, they have no power to loan their credit to customers. These cases were reported in the Bankers' Magazine for December, 1879. ] ACTIONS. I. A national bank may be sued in the proper State court. (Bank of Bethel vs* Pahquioque Bank, 14 Wall., pp. 38:*, 395.) II. Such banks may sue in Federal courts. The word " by" was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.) III. Receivers may also sue in United States courts. (Ibid.) IV. When the full personal liability of shareholders is to be enforced the action must be at law. (Kennedy vs. Gibson, 8 IVall., p. 505; see also Casey, tj-c, vs. Galli, supra.) V. But if contribution only is sought, the proceedings may be in equity, joining all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.) (See, also, Title " SHAREHOLDERS, INDIVIDUAL LIABILITIES OF," VI, post.) VI. But in Bailey, Receiver, <fc, vs. First National Bank of Duluth, 77. S. circuit court for Minnesota, Nelson, J.—Held that even where less than the par value was assessed, the suit1 might be at law; and this would seem to be the true theory. (See Bankers Magazine, April, 1877, p. 793.) [NOTE.—In Stanton, Receiver, cfc, xs.Wilkeson, $ Ben., 357, the point was distinctly made before Judge Blatchford. The suit was brought to enforce an assessment of sixty per centum, and defendant insisted that plaintiff should have proceeded by bill in equity ; but the court held that the action at law was the proper remedy, at the option of the receiver. ] VII. A national bank located in one State may briug action in the circuit court of the United States sitting within another State against a citizen thereof. (Manufacturers1 National Bank vs. Baack, 8 Blaich., p. 147.) VIII. In such action it will be presumed, so far as the question of jurisdiction is concerned, that the stockholders of such bank are citizens of the State where the bank is located. (Ibid.) But in case of Commercial Bank of Cleveland vs. Simmons, decided in United States circuit court northern district of Ohio, it was held that a national bank does not sue in the Federal court by virtue of any right conferred by the judiciary act of 1789, but by virtue of the right conferred by its charter, the national-bank act, and this would seem to be the true doctrine. (See Thomp. National Bank Cases, p. 295. Also First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298, decided by Mr. Justice Miller of the United States Supreme Court.) IX. National banks cau be sued only in the courts designated in the national-bank act. Therefore a State court of New York has no jurisdiction of an action against a national bank located in Alabama. (Cadleys. Tracy, 11 Blatch.,p. 101.) To the contrary of this, see Cooke vs. State National Bank, 52 N. T.,p. 96. (See, also, Title " JURISDICTION,"post.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV1I ATTACHMENTS OF ASSETS. I. When a creditor attaches the property of an insolvent national bank, he cannot hold such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share pro rata with all others. {Bank of Selma vs. Colby, 21 Wall., p. 609.) (See, also, Title ".JURISDICTION," II,post.) II. Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court, before final judgment. (Central National Bank vs. Richland National Bank, 52 Howard [JV. Y.~], p. 136.) III. In Robinson vs. National Bank of New Berne, 58 How.,p. 306, the court of appeals decides that a State court can issue attachment process against a solvent national bank, located in another State, upon which its funds within the jurisdiction of such court can be seized and subjected to the satisfaction of any claim established by the judgment of such tribunal. But in the supreme court of New York, in Bhoner vs. First National Bank of Allentown, 14 Hun., p. 126, the contrary doctrine is held, in accordance witli the ruling in Central National Bank vs. Rich land National Bank, 52 How., p. 136, hereto- fore cited. [NOTE.—It is submitted that the latter is the correct rule. The Currency Act favors the policy, on the part of country banks, of keeping a large portion of their reserve in certain cities. But if such banks are advised that such reserve funds are there subject, at any moment, to be seized by process of a State court, at the instance or caprice of any resident who may think himself a creditor, such deposits will be made with more or less hesitation, or not at all. ] ATTORNEYS. I. Section 56 of currency act is directory only, and it cannot be objected by defense that a suit is brought by private attorney instead of the United States district attorney. (Kennedy vs. Gibson, 8 Wall,, p. 504.) BY-LAWS. I. A national bank cannot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bullard vs. National Bank, tfc, 18 Wall, p. 589.) (See, also, case of Bank vs. Lanier, 11 Wall., p. 369, cited under "LOANS ON SHARES," post.) [NOTE.—In Young vs. Vough, 23 N. J. Equity B., p. 325, it was held that a national bank could by its by-laws prohibit the transfer of shares by a shareholder while indebted to the bank and that transfers in violation of such by-laws were void. As it is held by the Supreme Court of the United States that such by-laws can create no lien for indebtedness, it would seem that a regulation prohibiting such transfers can be of little practical use, even if the power exist. ] CHECKS. I. The holder of a check on a national bank cannot sue the bank for refusing payment, in the absence of proof that it was accepted by the bank. (National Bank of the Republic vs. Millard, 10 Wall, p. 152.) II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment they are received they become the moneys of the bank, may be loaned as a part of its general fund, and the check of the depositor gives no lien upon them. (Ibid., p. 155.) III. Perhaps, on proof that check had been charged to the drawer, and that the bank had settled with him on that basis, the holder or payee could recover on account for u money had and received." (Ibid., pp. 155-6.) IV. The facts that the bank was a United States depository and the check was drawn by a United States officer to a United States creditor do not vary the rule. (Ibid., pp. 155-6.) V. Where a bank pays a check drawn on it in favor of a party whose indorsement thereon is forged, and the same has passed through several hands, only reasonable diligence is required to be exercised in giving notice to prior holders of the forgery, after its discovery, in order to hold them liable. (Shroeder vs. Harvey, 75 III, p. 638.) VI. A clerk of plaintiffs received from their debtors checks, payable to their (plaintiffs') order, in payment of sums due. The clerk, wrongfully and without authority, indorsed the names of the plaintiffs on these checks and transferred them to other persons, appropriating the proceeds to MSOWD use. Subsequently these checks were deposited with a bank, which in good faith collected them and paid over the proceeds to the depositors. In a suit by LXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. CHECKS—Continued. plaintiffs against the lunik to recover the amounts so collected by it: Meld, that the bank was liable. {Johnson vs. First National Bank, V6N. Y. Sup. Court.) VII. Bankers are presumed to know the signatures of their customers, and pay checks purporting to be drawn by them, at their peril. ( Weisservs. Dennison, 10 N. Y.j p. 68; National Bank of the Commonwealth vs. G7'ocers' National Bank, 35 Howard [JV. Y. JJr.~\, p. 412.) This last case holds that if the bank, the drawee, pays the forged check to the holder, it cannot recover back the money so paid. The same doctrine was held in case of First National Bank of Quincy vs. Bicker, 71 III., p. 439; but qualified by holding that it applied only where the presumed negligence was all on the side of the bank, and where the holder or payee had been guilty of no fraud or act to throw the bank off its guard. VIII. CERTIFYING.—National banks have the power to certify checks; and this power may be exercised by the cashier without any special authorization. The directors can limit this power, but such limitation will be no defense as to parties having no notice. (Merchants' National Bank vs. State National Bank, 10 Wall, p. 604.) IX, A certificate of a bank that a check is good is equivalent to an acceptance, implying that the bank has the funds to pay it, and that they are set apart for that purpose. (Ibid., p. 604.) X. A national bank is liable on a check certified by its cashier to the holder in good faith, although the drawer has no funds in the bank when it was certified. (Cooke vs. State National Bank, 52 N. Y., p. 96.) XI. The act of Congress of March 3, 1869, making it unlawful for a national baak to certify checks unless the drawer has at the time funds on deposit to an amount equal to the amount specified in the check, does not invalidate a conditional acceptance of a check by such bank, having no funds of the drawer in its hands at the time, but engaging to pay the same when a draft left with it for collection by the drawer shall have been paid. (First National Bank vs. Merchants' National Bank, 7 West Va., p. 544.) XII. A bank is liable to pay a subsequent bonafide purchaser the amount of a check which it has certified, notwithstanding the check was fraudulently raised, if before certification, from a smaller amount. (Louisiana National Bank vs. Citizens' Bank, 28 La. Annual, p. 189.) XIII. When a bank was chargeable with negligence in certifying a check, which was so drawn as to admit of a fraudulent alteration of the amount being easily made, and the check was raised : Held, that the bank was liable to a bonafide holder, for value, for the increased amount. (Helwege vs. Ribernia National Bank, 28 La. Annual, p. 520.) [NOTE.—As the above case unquestionably declares the true rule of law, prudence would seem to dictate that cashiers should always insist upon such filling up of checks as to render alteration impracticable, before certifying. ] XIY. A certified check is not deemed dishonored by delay between its date and the time when it is sold to a bonafide purchaser, for value, so that the latter takes it as overdue, and subject to equities; because, by certifying,the bank becomes the principal debtor, and liable indefinitely, like an acceptor of a bill of exchange. Hence, one AVIIO in good faith, and after makingreasonable inquiry, bought a certified check, three or four months after its date, which had been stolen, wTas held entitled to recover its amount. (Nolan vs. The Bank of New York, 67 Barb., p. 24.) XT* A check contained on its face this recital: "To hold as collateral for 1,000 P. T. Oil, pipage paid to Jan. 4,7 1876"; across its face the cashier wrote "Good when properly indorsed.' Held, that the check was not drawn in usual course of banking business, and therefore the certificate of the cashier did not bind the bank. (I)orsey vs. Abrams et al., bankers, 85 Pa., p. 299. See, further, as to liability on checks, certified or otherwise, Bodge vs. National Exchange Bank, 30 O., p. 1*; Security Bank vs. National Bank of the Bepublic, 67 N. Y.,p. 458; Andrews vs. German National Bank, 9 Heisk. [Tenn,],p. 211.) CITIZENSHIP. I. National banks are citizens of the State in which they are organized and located, and when sued by national banks of other States have a right to demand a removal of the suit from a State to the proper Federal court. (Chatham National Bank vs. Merchants' National Bank, 4 Thompson <f" Cook, N. Y. Sup. C, p. 196, and 1 Hunter [N. F ] , p. 702; Davis vs. Cook, 9 Nevada, p. 134.) (See also Title "ACTIONS" V and VI7 supra.) KEPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX CITIZENSHIP—Continued. II. A national bank, being a citizen of the State in which it is located, may be required to give security for costs when suing in another State ; and in the State of New York such security may be required, because the bank is regarded as a corporation created by a foreign State. (National Park Bank vs. Gunst, 1 Abbott's New Cases, p. 292.) COLLECTIONS. I. A bank receiving paper for collection undertakes to use due diligence in making demand at maturity, and giving the proper notices of non-payment. An unreasonable delay will charge the bank Avith liability for the amount j and proof that the paper would not have been paid, if presented, will constitute no defense. (Bank of Washington vs. Triplet!, 1 Peters, p. 25 ; Bank of New Hanover vs. Kenner, 76 N. C, p. 340; Steele vs. Russell, 5 Nebr., p. 211; Capital State Bank vs. Lane, 52 Miss., p. 677 ; Fabens vs. Mercantile Bank, 23 Pick. [Mass.], p. 320.) II. And if the bank receiving paper for collection, upon a sufficient consideration, transmits it to another bank to be collected, the receiving bank will be liable for the misconduct of such other bank, unless there is some agreement to the contrary. (Montgomery County Bank vs. Albany City Bank, 7 N. Y.,p. 459; Commercial Bank vs. Union Bank, UN. ¥., p. 203; Kent vs. Daioson, 13 Blatchf, p. 237 ; First National Bank vs. First National Batik of Denver. 4 Dili., p. 290.) III. A bank received a check upon itself for collection, being at the same time a large creditor of the drawer, and failed, without excuse, to notify the depositor of the non-payment of the check : Held, that the bank was chargeable for the negligence. (Bank of New Hanover vs. Kenner, supra.) IV. A bank holding a check for collection, and accepting the certification of the bank upon which it is drawn, in lieu of payment, assumes the risk and thereby becomes liable to the owner for the amount, with interest from date of certification. (Essex County National Bank vs. Bank of Montreal, 7 Bissell. p. 193.) V. The Corn Exchange National Bank of Chicago sent defendant, the Dawson Bank at Wilmington, N. C, a draft drawn upon one Wiswall, living at Washington, N. C, for collection. Defendant by letter acknowledged the receipt of the draft, stating that it had been credited to the Corn Exchange Bank, and entered for collection. Thereupon defendant sent draft to Burbank 8f Gallagher, bankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting. In a suit brought by the assignee of the Corn Exchange National Bank against the Dawson Bank to recover the proceeds of the draft: Hejgl, per Wallace, J., that the latter bank was liable for the amount. (Kent, assignee, ij-c, vs. The Dawson Bank, 13 Blatchf, p. 237.) [NOTE.—The court concedes that the authorities are conflicting upon the point involved in this case. In New York, Ohio, and in England, the decis^ions sustain the conclusions of Judge Wrallace, while in Connecticut, Massachusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The point was made in this case that the law of Illinois should control the rights of parties, but it was held otherwise. ] VI. In an action by G against a bank it appeared that a note was made to G's order, indorsed by him, and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and credit": Held, that B, by the indorsement, did not become the owner of the note, and had no right to pledge it, or direct its proceeds to be credited to him in payment of his indebtedness to the defendant bank. (First National Bank vs. Gregg, 79 Pa., p. 384.) VII. In such case, if the defendant bank had made advances, or given new credit to B on the faith of the note, it would have been entitled to retain the amount out of the proceeds. (Ibid.) VIII. A bank holding a customer's demand note has a lien upon the proceeds of drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes, (lie Farnsworth, 5 Biss., p. 223.) IX. A collection agent who receives from his principal a bill of lading of merchandise, deliverable to order, and attaches to it a time draft, may, in the absence of special instructions, deliver the bill of lading to the drawee of the draft, upon the latter's acceptance of the draft. It is not the duty of the agent to hold 7the bill after such acceptance. (National Bank of Commerce vs. Merchants National Bank, 1 Otto, p. 92.) LXX REPORT OF THE COMPTROLLER OF THE CURRENCY. COLLECTIONS—Continued. X. Wodlen $ Co., bankers at Indianapolis, sent to defendant, a bank at Buffalo, a draft on one Bugbee; also bills of lading for sundry car-loads of lumber. The remittance was by letter, which merely stated that the draft and bills were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen § Co. The draft was drawn by, and to the order of, Coder fy Co., indorsed by them, by May hew, and the plaintiffs. By the terms of the draft the drawer, indorsers, and acceptor waived presentment for payment and notice of protest and non-payment. It was payable fifteen days after its date, and it was admitted that by ordinary course of transit the lumber would reach its destination eight days prior to the maturity of the draft. There had been no business transactions between plaintiffs and defendants, save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, and upon such acceptance delivered to him the bills of lading. Bugbee failed before the draft matured, and plaintiffs sued defendants for delivering the bills of lading to Bugbee before payment of the draft. It was conceded that the draft was drawn for the price or value of the lumber : Held, per Wallace, J., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from sale of the lumber the funds to meet the draft at maturity. Therefore, upon his acceptance of the draft, he was entitled to the bills of lading, and defendants were not liable for thus delivering them, but if the draft had not been upon lime, a different rule might have prevailed. (Woolen 3? Webb vs. N. T. and Erie Bank, 12 Blatchf., p. 359.) COMPROMISES. I. In adjusting and compromising contested claims against it, growing out of a legitimate banking transaction, a national bank may pay a larger sum than would have been exacted in satisfaction of them, so as to thereby obtain a transfer of stocks of railroad and other corporations, in the honest belief that, by turning them into money under more favorable circumstances than then existed, a loss which it would otherwise suffer from the transaction might be averted or diminished. (First National Bank vs. National Exchange Bank, 2 Otto, p. 122.) II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view to their subsequent conversion into money, in order to make good or reduce an anticipated loss. (Ibid.) (See, also, Title " ESTATE, REAL,'' I, post.) III. A court has no power under section 5324 of the Revised Statutes of the United States, to order the receiver of a national bank to compound debts whick • are not " bad or doubtful" ; and a composition under such an order, of debts not bad or doubtful, is ineffectual. (Price, Receiver, <f-c, vs. Yates, 2 Thomp. Cases, p. 204. U. S. circuit court, Western district Pa.) COMPTROLLER. I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy vs. Gibson, 8 Wall., p. 498.) II. The Comptroller's certificate, reciting the existence of the facts of which he is required to be satisfied, to justify the appointment of a receiver, under section 50 of the national-bank act, is sufficient evidence of the validity of such appointment, in an action brought by such receiver. (Platt vs. Bebee, 57 N. Y.,p. 339.) III. The Comptroller must authorize any increase of the capital stock of a national bank; and such increase must be certified by him as prescribed by section 13 of the act of Congress providing for the organization of national banks. (Charleston vs. People's National Bank, 5 S. C, p. 103.) IV. The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill, 11 Wall., p. 199.) (See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITY or,"post.) CONVERSION. I. The conversion of a State into a national bank ivorks no dissolution, only a change of the original corporation; nor does the latter thereby escape any of its liabilities. (Maynard vs. Bank, 1 Brewster, Pa.,p. 483 ; Kelsey vs. National Bank of Crawford County, 69 Pa., p. 426; Cojfey vs. National Bank of the State of Missouri, 46 Mo., p. 140.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI CREDITORS OF NATIONAL BANKS. I. The respective rights and liabilities existing between a national bank and its creditors and debtors become fixed when its insolvency occurs. * * * All the property and assets of the association then become a fund legally dedicated, first, to the satisfaction of any claim of the United States, for the redemption of its circulating notes, and, second, fo"r a ratable distribution of the balance among its general creditors, upon the principle of equality. (Batch vs. Wilson, 2 Thorn}}. Cases, p. 27b.', 25 Minn., p. 299.) CURRENCY ACT. 1. The purpose of the currency act was, in part, to provide a currency for the whole country, and, in part, to create a market for the government loans, (Per Strong, J., in Tiffany vs. National Bank of the Stale of Missouri, 18 Wall., p. 413.) II. National banks organized under the act of Congress of June 3, 1864, are the instruments designed to be used to aid the government in the administration of an important branch of the public service ; and Congress, which is the sole judge of the necessity for their creation, having brought them into existence, the States can exercise no control over them, nor in anywise affect their operation, except so far as Congress may see proper to permit. (Per Sivayne, J., in Farmers and Mechanics1 National Bank vs. Dearing, 1 Otto, p. 29.) III. The constitutionality of the act of June 3, 1864, is unquestioned. It rests on the same principle as the act creating the second Bank of the United States. The reasoning of Secretary Hamilton, and of this court in McCulloch vs. The State of Maryland, 4 TV heat, p. 316, and in OsborneYS. Bank U. 8., 7 Wheat, p. 708, therefore applies. IV. The power to create carries with it the power to preserve. The latter is a corollary of the former. (Ibid., per Swayne, J., pp. 33-34.) DEBTORS OF NATIONAL BANKS. I. Debtors of an insolvent national bank, when sued by the receiver, cannot object that pleadings do not show a compliance with all the steps prescribed by statutes as preliminary to the appointment of such receiver. (Cadle, Receiver, $c, vs. Baker $ Co., 20 Wall., p. 650.) II. Such ordinary debtors may be sued by receiver without previous order of the Comptroller. (Bank vs. Kennedy, 17 Wall, p. 19.) DEPOSITS. I. CERTIFICATES OF.—A certificate of deposit was issued by a bank for a certain sum, subject to the order of the depositor at a certain date, payable on the return of the certificate: Held, in an action on said certificate against the bank, brought by an assignee, that there could be no recovery without proof of an actual demand and refusal of payment. (Brown vs. McElroy. 52 Ind., p. 404.) II. In a suit against the bank, upon a stolen certificate of deposit given by the defendant to the plaintiff, reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return of the certificate properly indorsed: Held, first, that the instrument should be regarded as the promissory note of the bank, assignable under the statute (of Indiana), but that it was not negotiable as an inland bill of exchange, being made payable, not in money, but "in current funds "; second, that the payee could recover on said stolen certificate without giving a bond against a subsequent claim thereunder by another person. (National State Bank vs. Ringel, 51 Ind., p. 393.) III. Where a bank issues a certificate of deposit, payable on its return properly indorsed, it is liable thereon to a bona-fide holder, to whom it was transferred seven years after it was issued, notwithstanding the payment thereof to the original holder. Such certificate is not dishonored until presented. (National Batik of Fort Edward vs. Washington County National Bank, 5 Hun., N. Y. Sup. Court, p. 605.) IV. Under a statute prohibiting the circulation of bills or notes not payable on demand, banks have no power to issue time certificates of deposit; and such certificates, if issued, are void. Thej7 are equivalent to post notes. (Bank of Peru vs. Farnesicorth, 18 III., p. 563; Bank of Orleans YS. Merrillf 2d Hill [N. Y.~\, p. 295; Leavitt vs. Palmer, 3 N. Y. [Comst.], p. 19.) I. GENERAL.—The relation between a bank and its depositors is that of debtor and creditor only, and is not fiduciary. Thus, a note deposited for collection, if passed to the credit of the depositor in his general account, then overdrawn, LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. DEPOSITS—Continued. •II. III. IV. V. becomes tlie property of the bank, which becomes indebted to him for tire proceeds. Upon the bankruptcy of the bank, the proceeds are assets available to the general creditors. And the fact that the account was made good by other deposits before collection of the note makes no difference. (In re Bank of Madison, 5 Bissell, j?. 515.) A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of money with a banker, a previous demand by the depositor, or some other person by his order, is indispensable to the maintenance of an action for the deposit, unless circumstances are shown which amount to a legal excuse. (Bralnn vs. Adkins, 77 III., p. 263.) A national bank having become insolvent, a depositor therein assigned his deposit to a debtor of the bank. Held, that the latter could not offset such deposit against his debt, in an action thereon. (Yenango Xational Bank vs. Taylor, 56 Pa., p. 14.) A depositor was also indebted to the bank on bond and mortgage. Held, that he could offset his deposit against said indebtedness, the bank being in the hands of a receiver. (Matter of New Amsterdam Savings Bank vs. Gartter, 54 How. [N. Y. Pr. ], p. 3H5.) The claims of depositors in a suspended national bank are, when proved to the satisfaction of the Comptroller of the Currency, on the same footing as if they were reduced to judgments, and from date of such proof bear interest. (National Bank of the Common weal (It vs. Michigan National Bank, 94 U. S. [4 Otto],j). 437.) I. SPECIAL.—The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of national banks; and the cashiers of such banks-have no power to bind them on any express contract accompanying, or any implied contract arising out of, such taking. (Wiley vs. First Xational Bank, 47 J7., p. 546.) [NOTE.—To the same effect was the decision of the New York court of a p p e a l s i n First Xat. Bank of Lyons v s . Ocean Nat. Bank, 60 X. } . , p. 278. B u t it is to be remembered that in both these cases only the act of the cashier was relied upon to bind the hank. In the latter case it was stated that there was no proof of even implied knowledge, or assent on the part of the directory. In the well-reasoned case of Heckler vs. First Nat. Bank of JBfagerstown, 42 Md.,p. 581, these cases are cited with decided approval; but a recent decision of the Supreme Court goes very far towards establishing a different doctrine. In Xational Hank vs. draft am, WO U. S.,p. 699, the Supreme Court held that section 5228 R. S. U. S. conferred upon a national bank power to receive and take charge of special deposits, such as the public securities of the government, and that such bank is liable in damages for the loss, through gross negligence, of such deposit, when it had been made with the knowledge and acquiescence of its officers and directors. The learned judge who delivered the opinion (Mr. Justice Swayne) cited numerous State decisions, only referring to the cases in Vermont as being in conflict with the weight of adjudications, and based the conclusion of the court upon the doctrine that "gross negligence, on the part of a gratuitous bailee, though not a fraud, was equivalent thereto in legal effect, and that the doctrine of ultra vires has no application in favor of a corporation, when guilty of a wrong."] II. A national bank receiving a special deposit for safe keeping, without reward, is liable only for gross negligence. The burden of proof is on the plaintiff; and gross negligence is not the omission of that care which every attentive and diligent person takes of his own goods, but the omission of that care* which the most inattentive takes. (Firsf Xational Bank, <}'o., vs. Ilex, 89 Perm.,p. 308.) DIRECTORS or NATIONAL BANKS. I. Directors of a national bank may remove the president, both under the law of Congress and the articles of association, where the latter so provide. The power exists if the bank has adopted no by-laws. (Taylor vs. Mutton, 43 Bard., X. Y. Sup. Court, p. 195; S. C, 18 AW. Pr. B., p. 16.) II. In all cases where an act is to be done by a corporate body, a majority of the whole number of directors is necessary to constitute a valid meeting; but at a meeting when a quorum is present the majority of those present may act. A by-law adopted when less than a majority are present is void* (Lockwood vs. American Xational Bank, 9 Rhode Island, p. 308..} (See Title •' OFFICERS," post.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII EMBEZZLEMENT. I. When the president of a national hank, having charge of its funds, converts them to his own use, he embezzles and abstracts them within section 55 (R» S.,sec. 5209) of the national-bank act, unless he shows authority for thus using them. {In the matter of Tan Campen, 2 Benedict, p. 419, per Matchford, J.) II. Although false entries in regard to such embezzlement are made on the books of such bank by the clerk, but by the order of the president, the latter is chargeable as principal; and the intent to defraud thejbank is to be inferred from the fact of such embezzlement. (Ibid.) III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defraud, &c. On trial it was proved that defendant took the moneys of the bank and used them in stock speculations, carried on in his own name, by depositing the same with a stock broker as " margins" for stocks bought on his own account. Held, that the intent to injure or defraud was conclusively presumed upon proof of the act charged; and, therefore, evidence was not admissible to prove that the cashier used the funds with the knowledge and consent of the president, and some of the directors of the bank, and on account of and for the benefit of the bank. (United States vs. Taintor, 11 Match/., p. 374.) [NOTE.—This last case was decided in the United States circuit court, southern district of New York, Woodruff, Blatehford, and Benedict, JJ., all concurring in the decision.] IV. A State court has no jurisdiction of the crime of embezzlement by an officer of a national bank situated within the State. (Commonwealth vs. Felton, 101 Mass., p. 204; State vs. Tuller,34 Conw., p. 280.) But in this latter case it wras also held that while a teller of such bank could not be punished for embezzling the funds of the bank, he could be convicted, under the statute of the State, for purloining property deposited with such bank for safekeeping; and in Commonwealth vs. Harry, 116 Mass., p. 1, it was decided that though an officer of a national bank, who has stolen its property, may be subject to punishment for embezzlement under the national law, he may also be punished for the same act, as a larceny, under the statute of the State. ESTATE, REAL. I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby land subject to a lien in favor of the bank, and to other liens, is discharged of those other liens by funds from the assets of the bank, the land being then sold, and the entire proceeds of such sale realized to the bank assets, provided the title does not pass through the baiik or its trustee. (Zantzingers vs. Gunton, 19 Wall., p. 32.) II. In Union National Bank et al. vs. Mathews, 98 U. S., p. 6£8, the court recognized the doctrine that, " where a corporation is incompetent by its charter to take a title to real estate, a conveyance to it is not void, but only voidable, and the sovereign alone can object. It is valid unless assailed in a direct proceeding instituted for that purpose." [NOTE.—Thus it would seem that a mortgage executed to secure a present loan, or any other conveyance of real estate to a national bank, must be held valid until declared void in a direct proceeding instituted for that purpose by the United JStates Government. ] (See also, Wroten s Assignee vs. Armat, 31 Gratian, p. 238.) III. The title to real estate taken by a national bank, on adjustment of a liability in its favor, must be held valid until attacked by the United States, in direct , proceedings, instituted for that purpose. Such title cannot be impeached collaterally, in an ejectment suit. (Napes et al. vs. Scott et ah, 94 III,p. 379.) (See, also, Title "LOANS OX REAL ESTATE,"post.) ESTOPPEL. * I. A shareholder in a national hank, who has participated in its transactions as such, and received dividends, is estopped from denying the legality of its incorporation. The same rule applies to one accustomed to deal with a national bank as such, as by giving his promissory note to such bank. (Wheelock vs. Eost, 77 III., p. 296; National Bank of Fairhaven vs. Phoenix Warehousing Company, 6 Hun. [N. F.], p. 71; Casey vs. Galli, 94 U. S., p. 673, and numerous cases therein cited.) II. The Manufacturers' National Bank of Chicago, defendant, being the city correspondent of the People's Bank of Belleville, plaintiff, guaranteed to the latter bank the payment of certain notes of one Picket, pursuant to an agreement that thus guaranteed their amount should be, as it ivas3 debited to the account LXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. ESTOPPEL—Continued. of the Belleville bank. Such agreement, and the guarantee in pursuance thereof, were made by the vice president of the defendant bank, with the assent of the president aud cashier, but without the assent of the# directors. Held, That under the circumstances the defendant bank was estopped from setting up, as a defense, that such guarantee was ultra vires. (People's Bank vs. National Bank, 101 Ir. 8., p. 131.) [NOTE.—It will be observed that this decision stops far short of legalizing naked*accommodation paper made by a national bank.] III. A national bank which has wrongfully converted to its own use the property of another, is estopped from denying its liability to account therefor upon the ground that it received and held the property in carrying on the business of a warehouseman, outside the powers conferred by its charter. (German National Bank vs. Meadowcroft, 2 Thomp. Cases, p. 462. Sup. Court III.) EVIDENCE, I. Even if it is within the authority of the president of a national bank to bind the bank by an agreement with the acceptor of a draft, which is discounted by the bank, not to enforce the draft against him, yet oral evidence of such an agreement is not competent in defense of a suit by the bank against the acceptor. (Davis vs. Randall, 115 Mass., p. 547.) II. The certificate of the Comptroller of the organization of a national bank is conclusive evidence as to the completeness of such organization, in a suit against one of its shareholders. (Casey vs. Galli, ante; Thatcher vs. West Hirer National Bank} 19 Mich., p. 19b.) III. In ordering an assessment for the payment of the debts of an insolvent bank, the stock certificates and stock ledger of the bank must be taken by the Comptroller of the Currency, in the absence of fraud or mistake, as showing who the stockholders were at the time of the failure. (Davis vs. JSss&c Baptist Society, 44 Conn., p. 582.) IV. The maker of a certificate of deposit cannot overcome its effect, as proof of a deposit actually made, except by clear and satisfactory evidence. (First National Bank of Lacon vs. Meyers, 83 111., p. 507.) INTEREST. I. Under section 30, act of 1864, a national bank in any State may take as higk rate of interest as by the laws of such State a natural person may stipulate ibr, although State banks of issue are restricted to a less rate. (Tiffany vs. National Bank of the State of Missouri, 18 Wall., p. 409.) II. As the action was virtually brought to recover the penalty for usury, the statute (section 30) must receive a strict construction. (Ibid., p. 409.] [NOTE.—In Missouri, natural persons may take ten per cent., but State banks are restricted to eight per cent. In this case the national bank had taken nine per cent.—Held, legal.] III. In a suit by a national bank upon a bill of exchange discounted by it, the acceptor cannot set up by way of counter-claim, or set-off, that the bank in discounting a series of bills of said acceptor, the proceeds of which it used to pay other bills, knowingly took, and was paid, a greater rate of interest than that allowed by law. (Barnettvs. National Bank, 98 U. S. [8, Otto^p. 555.) IV. The act of June 3,1864 (R. S., sec. 5198), having prescribed that, as a penalty for such taking, the person paying such unlawful interest, or his legal representative, may in an action of debt against the bank recover back twice the amount so paid, he can resort to no other mode or form of procedure. (Brown vs. Second National Bank of Erie, 72 Pa., p. 209; Barnett vs. National Bank, 98 U. S., p. 555.) [NOTE.—The above case of Barnett vs. National Bank, 98 77. S., p. 555, overrules several State adjudications, and settles several points in regard to usurious interest as affecting loans by national banks. It holds that when suit is brought by such bank to recover a loan made at usurious rate, stipulated for, but not paid, the entire interest thus agreed upon, but no part of the principal, is forfeited, and the latter may be recovered in full; that when the usurious interest has been paid, twice its sum may be recovered back by the borrower, but this can only be done by a suit directly brought for that purpose, which suit must be in the nature of an action of debt, commenced, •of course, within the two years specified. Suppose, then, A borrows $1,000 from a national bank on 90 days' time, and for t&e loan actually pays usurious interest in advance. Suppose his paper is protested and suit is brought upon it? It follows that while A cannot offset twice the usurious interest he has paid, nor any part thereof, in reduction of the face of his paper, the bank can rocover from him uot only the principal of the loan, but legal interest thereon from the date of maturity of the note or bill. ] (iSee, also, Nail. Bank vs. Dearing, 91 U. S., p. 29, and Title ''USURY,"post.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXV INTEKE ST—Continued. I. ON CLAIMS OF CREDITORS.—Where a national bank is put in charge of a receiver, under section 50 of the original Currency Act (R. S., sec. 5234), and a sufficient sum is realized from its assets to pay all claims against it and leave a surplus, the Comptroller ought to allow interest on the claims during the period of administration, before appropriating the surplus to the stockholders of the bank. An action of assumpsit by the holder of such a claim will not lie against the Comptroller, nor against the receiver, but will lie-against the bank. (Chemical National Bank vs. Bailey, 12 Blatchf., p. 480.) II. In such action interest is recoverable on all demands originating in contract conditioned for the payment of interest, and on all demands for money due and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable on a balance due a depositor in such bank, although he has made no formal demand of payment. (Ibid.) But, as to this last, point, see the ruling of the Supreme Court. III. In the case of National Bank of the Commonwealth vs. Mechanics' National Bank, 4 Otto, p. 437, the Supreme Court United States decided tint a depositor in a national bank, when it suspends payment and a receiver is appointed, is entitled from the date of his demand to interest on the deposit; that the claims of depositors in such bank at date of suspension, for the amount of their deposits, are, when proved to the satisfaction of the Comptroller of the Currency, placed upon the same footing as if reduced to judgments; that is to say, they draw interest from the time of such proof and allowance. It was also decided that, such interest being a liquidated sum at the time of the payment of the deposit, an action lies to recover it, and interest thereon. IV. When the Comptroller assesses shareholders to pay the debts of an insolvent national bank, such assessment bears interest from the date of the Comptroller's order. (Casey vs. Galii, ante.) JUDGMENTS. I. A judgment against a national bank in the hands of a receiver, upon a claim, only establishes the validity of such claim; the plaintiff cau have no execution on such judgment, but must await pro rata distribution. (Bank of Bethel vs. Pahqtiioque Bank, 14 Wall., p. 383, and Clifford, J., p. 402.) JURISDICTION. I. A United States district court has jurisdiction to authorize a receiver of an insolvent national bank to compromise a debt. (Matter of Platt, 1 Ben., p. 534.) II. A resident (citizen) of Kentucky was a creditor of a national bank located in Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain moneys belonging to said bank, in the hands of the National Park Bank, in New York. Subsequently the receiver of the Alabama bank (which had failed) was, on his own motion, made party defendant to the action pending in the New York supreme court, and pleaded "want of jurisdiction," and other defenses. The supreme court overruled his plea to the jurisdiction, rendered judgment against the receiver on the merits, and ordered satisfaction to be made from the moneys attached. Thereupon the receiver filed his bill in chancery in the United States circuit court for the proper circuit, praying an injunction to restrain the collection of the judgment rendered by said supreme court, and that the moneys attached be paid to him as receiver. Held, that, by the provisions of the currency act, the State court was deprived of jurisdiction of the attachment proceedings; that the receiver was not estopped by the proceedings in said State court from asserting his rights in said circuit court, and that he was entitled to the relief prayed for in his bill. (Cadle, Beceiver, cfc, vs. Tracy, 11 Blatchf, v. 101.) (See, also, Title "RECEIVERS,* VII, post.) III. State courts have no jurisdiction of actions to recover penalties imposed by the national-bank act. (Newell vs. National Bank of Somerset, 12 Bush. [Ky. ], p. 57.) (See, also, Title "EMBEZZLEMENT," IV, ante.) IV. The United States circuit court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the Comptroller of the Currency in the discharge of their duties in respect to bonds deposited to secure the redemption of circulating notes of a national . bank. ( Van Antwerp vs. Hulburd, 7 Blatchf, p.426.) V. An action will not lie against the Comptroller nor the receiver, upon a claim against an insolvent national bank, but will lie against such bank. (Chemical National Bank vs. Bailey, ante. See, also, Bank of Bethel vs. Pahquioque Bank, ante.) LXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. JURISDICTION—Continued. VI. A national bank cannot be sued in the United States district courts outside of the district where it is located. (Main vs. /Second Nat. Bank of Chicago, 6 Bwsell,p. 26.) Nor can such action be brought against a national bank in a State court, save in the county or city where it is located. (Crocker vs. Marine National Bank, 101 Mass., p. 240. (See, also, Title "A< TION," VII, ante; also, "EMBEZZLEMENT,' 7 IV, ante.) VII. The provision of Section 5198, U. S. Rev. Stats., requiring that suits, actions, and proceedings against a national bank in any State, county, or municipal court must be brought in the county in which such bank is located, are held to apply to transitory actions only, and not to such actions as are by law local in their character. (Caseif, JUceiver, J'C.j vs. Adams, 2 Thomp. Cases, p. 102. V. S. Supreme Court.) [NOTE.—The jurisdiction of the local court was sustained in this cause, although it seemed clear that a complete remedy might have been had in the U. S. circuit court at New Orleans, where the bank was situated.] VIII. National banks are not entitled, by force of the National Bank Act, to have any suit in a State court, wherein they are parties defendant, removed to a Federal court. ( Wilder vs. Union National Bank, 2 Thomp. Cases, p. 124.) LOANS IN EXCESS. I. A loan by a national bank in excess of the restriction of section 29 of the act of 1864 (Revised Statutes, section 5200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the capital stock, & c , is not void on that account. The loan maybe enforced, though the bank may be liable to proceedings for forfeiture of its privileges, &c, for making it. (Stewart vs. National Union Bank of Alary land, 2 Abb., United Slates, p. 424. See. also, O'Hare vs. Second National Bank, 77 Pa., p. 96.) II.. In Samuel M. Shoemaker vs. The National Mechanics' Bank, and The same vs. The National Union Bank, application for injunction, & c , United States circuit court, Baltimore, Md., Judge Giles held * * * "As to the first charge in this bill against the defendant, in reference to the amount loaned to Bayne & Co., in violation of the twenty-ninth section of the act of June 3, 1864, I would only say that the loan made under such circumstances is not void ; it can be enforced as any other loan made by the bank.'7 (Vide 31 Md,,p. 396.) III. The validity of a loan in excess of the above-named statutory restriction was established and set at rest by the decision of the Supreme Court United States, in the case of Gold Mininy Company vs. Rocky Mountain National Bank, 96 U. S. [6 Otto'], p. 640. LOANS ON REAL ESTATE. I. A executed a note to B, and, to secure payment thereof, also executed a deed of trust on lands, which was in effect a mortgage, with a power of sale thereto annexed. A national bank, on the security of the note and deed, loaned money to B, who thereupon assigned them to the bank. The note not being paid at maturity, the trustee was proceeding to sell the lands pursuant to the power, when A tiled ?a bill in chancery to enjoin the sale upon the ground that by sections 5136- 37, Revised Statutes, the deed did not inure as a security for a loan made by the bank at the time of the assignment of said note and deed : Held, that the bank was entitled to enforce collection of the note by a sale of the lands pursuant to the power in the deed of trust. (Union National Bank of St. Louis vs. Matthews, 98 U. S., [8 Otto'], p. 621.) Mr. Justice Miller dissented, holding the note valid, but that the deed was inoperative as security to the bank. LOANS OX SHAKES. I. National banks are governed by the act of 1864, which repealed the act of 1863, and cannot, therefore, make loans on the security of their own shares, unless to secure a pre-existing debt, contracted in good faith. (Bank, <fe., vs. Lanier, 11 Wall., p. 369.) II. The placing of funds by one bank on permanent deposit with another bank is a loan within the spirit of section 35 of act of 1864. (Ibid., p. 369.) III. Loans by such banks to their shareholders do not create a lien on the shares of such borrowers. (Ibid., p. 369.) (See also Bullard vs. Bank, 18 Wall., p. 5S0; and "BY-LAWS," supra.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXVII LOANS ON SHARES—Continued. IV. But a national bank has the right to make loans on negotiable notes secured by the stock of another corporation, of marketable values. (Shoemaker vs. National Mechanics'1 Bank, 1 Hugh., p. 101.) The same doctrine was also held in case of Germania National Bank et al. vs. F. F. Case, receiver, tf'c, decided by the Supreme Court U. S. at its last term. It will be reported in 99 U. S. LOCATION. I. Under sections 6, 8,10, 15, 18, and 44 of the original Currency Act (13 Stat. at Large, 101), respecting the location of banking associations, a national bank is to be regarded as located at the place specified in its organization certificate. If such place is in a State, the association is located in that State. (Manufacturers1 National Bank vs. Baack, 8 Blatchf., p. 137.) OFFICERS. I. CASHIER. The cashier is the general executive officer Ox a bank, having charge of its funds, notes, bills, and other choses in action. Either directly or through his subordinates he receives all moneys and notes of the bank, delivers up discounted paper when paid, draws checks to withdraw funds of the bank when deposited, and generally, as such executive officer, transacts most of the bank business. (United States vs. City Bank of Columhu*, 21 How., p. 356, and numerous later decisions.) II. But the cashier can make no declaration binding the bank not within the scope of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12 j S. i \ , 3 Watts 4' S.,Pa.,p. 317 ; 3 Gill [ifd.], p. 9b'.) III. A cashier who has made sale of corporate property, and holds a balance in his hands, is the agent of the board of directors, and not of the respective stockholders, and cannot be charged by an individual stockholder as holding such balance for his benefit. (Brown vs. Adams, 5 Biss., p. 181.) IV. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such authority. (West Saint Louis Savings Bank vs. Shaw nee Co. Bank., 3 Bill, p. 403.) V. Although the cashier of a bank may, in the ordinary course of business, without the action of the directors, dispose of the negotiable securities of the bank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Davis, 50 How. [iV. Y.], p. 447.) VI. DIRECTORS. It is the duty of directors of a bank to use ordinary diligence in acquiring knowledge of its business. They cannot be heard, when sued, to say that they were not apprised, of facts the existence of which is shown by the books, accounts, and correspondence of the bank. They should control the subordinate officers of the bank in all important transactions. Therefore, under the circumstances proved in this particular case, they were held liable for the abstraction and sale of special deposits by the latter. (United Society, cfc, vs. Underwood, 9 Bush [if//.], p. 609; German Bank vs. Wulfekuhler, 19 Kansas, p. 60.) VII. The cashier of a national bank, who had executed no bond, embezzled its funds, discovery whereof might have been effected by use of slight diligence on the part of the directory. They, however, published, according to law, a statement of the condition of the bank, which showed that its affairs were being prudently and honestly administered, and from which the public had a right to believe that he was trustworthy. Afterward, persons who had seen this report became sureties on the official bond of the cashier, and for his subsequent embezzlements were sought to be held liable thereon: Held, that such sureties, being misled by the statement, were released. They had a right to believe that the directors, before publishing it, investigated the condition of the bank. (Graves vs. Lebanon National Bank, 10 Bush lKy.lp.23.) VIII. The mere fact that directors of a bank knew of and sanctioned overdrafts will not release from liability the sureties of a teller who causes a loss to the bank by permitting overdrafts; for the directors of a bank have no power to sanction overdrafts. (Market Street Bank vs. Stumpe, 2 Mo., ajyp. 545.) IX. PRESIDENT. A guarantee against loss for signing as sureties, given by a bank president without authority from the directors, to those whom he had solicited thus to sign a note, given to the bank to retire a prior note held by it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (First National Bank vs. Bennett1 33 Mich., p. 520.) LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. OFFICERS—Continued. X. A president of a bank, who, with the cashier, had the general charge of its business, permitted and directed the drawing of moneys from the bank by one irresponsible, without security, and for a business in which the president was interested with the party drawing the funds. He requested the cashier not to say anything of it to the directors: Reid, that the president was personally responsible for the moneys thus drawn. (First National Bank of Sturgis vs. lived, 36 Mich., p. 263.) Quere: Would not an indictment for embezzlement lie under the national-bank act? XL The president of a bank, as such, has no authority to release the claims of the bank against any one. Such authority must come from the directors, by vote or implication. (Olney vs. Chadsey, 7 B. I., p. 224.) POST-NOTES. I. Certificates of deposit, payable at a fixed future day, held to be equivalent to post-notes, and therefore void, as j>rohibited by a State law. (See ante Title, "DEPOSITS, CKKTII ICATES OF," IV, and cases there cited.) RECEIVERS. I. The receiver of a national bank is the instrument of the Comptroller, and may be removed by him. (Kennedy vs. Gibson, 8 Wall., p. 505.) II. Such receiver is the statutory assignee of the assets of the bank, and may sue to collect the same in his own name, or in the name of the bank for his use. (Ibid., p. 506.) III. In such suit it is not necessary to make the bank or creditors parties. (Ibid., p. 506.) lie receiver of a national bank represents such bank and its creditors, but he IV. The in no sense represents tMe United States Government, and cannot subject the government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall.,p. 199.) V. The decision of a receiver, rejecting a claim against his bank, is not final. Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall., p. 383.) VI. The clause of section 50, act of 1864, which prescribes that the receiver shall be "under the direction of the Comptroller," means only that he shall be subject to his direction, not that he shall not act without orders. He may and must collect the assets. That is what he is appointed for. (Bradley, J., in Bank vs. Kennedy, 17 Wall., pp. 22-3.) VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts jurisdiction of actions by United States officers, and may sue in such courts. (Plait, receiver, <jc, vs. Beach, 2 Ben., p. 303.) [NOTE.—The judge places stress upon the provision of section 31 of the act of 1864, which requires (in that particular instance) that the Secretary of the Treasury shall concur in the appointment of the receiver.] VIII. Receiver not liable to be sued on a claim against the bank. (See Title "JURISDICTION," V. ante.) SET-OFF. I. In an action brought to enforce the individual liability of a shareholder of an insolvent bank, such shareholder cannot set off against such liability the amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 N. Y., p. 458; In re Empire City Bank, 18 N V., p. 199.) [NOTE.—Though these cases were decided by a State tribunal (New York court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized and fully affirmed in Sawyer vs. Hoag, 17 Wall., p. 610, and Scammon vs. Kimball, 2 Otto, p. 362. Sec also Venango National Bank vs. Taylor, 56 Pa., p. 14.] II. As to when a depositor may set off his deposit against a debt due by him to an insolvent national bank, see ante Title "DEPOSITS, GENERAL/' IV; also, Platt, Receiver, vs. Bentlcy, 11 Am. Law .Register,-p.171. III. Usurious interest paid cannot be set off. (See Title " INTEREST," III and IV, ante.) SHAREHOLDERS. I. A person is presumed to be the owner of stock when his name appears on the books of a company as a stockholder; and when he is sued as such, the burden of disproving such presumption is cast up on him. (Turnbull vs. Pay son, 95 U. S. [5 Of/o], p. 418.) II. Shareholders have no standing in court to interfere for the protection of their company, until the board of directors has neglected, or refused on application, to take the proper steps to pr.)tent thi*. interests of the company. (Fifth Nat lot a! H ink, «)\\, vs. I'ailroufl Co., '2, Tlionp. Ciss?,, p. 190.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX SHAREHOLDERS—Continued. III. When a national bank reduces its capital, each shareholder i.s entitled to a return of his proportional amount, and the bank cannot retain the funds as surplus, or for any other purpose; and having refused to permit shares thus retired, to be transferred on its books, the bank is liable for the value of the shares to the holders. (Seeley vs. New York National Exchange Bank, 4 Abb. New Cases, p. 61.) IV. INDIVIDUAL LIABILITY OF. The Comptroller must decide when and for what amount the personal liability of the shareholders of an insolvent national bank shall be enforced, (Kenned)/ vs. Gibson, 8 Wall., p. 505.) V. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid., p. 505; Casey vs. Galli, 94 U. S. [4 Otto'], p. 673; Germania National Bank et al. vs. Case, Receiver, U. S. Supreme Court, not yet reported.) [NOTE.—These cases are decisive against the ruling in Bowden vs. Morris, 1 Hugh., p. 378.] VI. In any suit brought to enforce such personal liability, such decision of the Comptroller must be averred by the plaint iff, and, if put in issue, must be proved. (Kennedy vs. Gibson, supra.) VII. The liability of shareholders is several, and not joint. (Ibid., p. 505.) VIII. The limit of such liabilities is the par value of the stock held by each one. (Ibid., p. 505.) IX. Where the whole amount is sought to be recovered, the proceeding must be at law; where less is required, the proceeding may be in equity, and in such case an interlocutory decree may be taken for contribution, and the case may stand over for the further action of the court, if such action should subsequently prove to be necessary, until the full amount of the liability is exhausted. ( Ibid., p. 505.) X. In such equity suit, all shareholders within the jurisdiction of the court should be made parties defendant; but it is no defense that those not within the jurisdiction are not joined. (Kennedy vs. Gibson, supra.) XL Suits to enforce personal liability of shareholders may properly be brought before other assets are exhausted. (Ibid,,pp. 505-6.) XII. One Stevens bought shares in a national bank, and caused them to be transferred to one Elston, a porter in the office of his New York broker, and irresponsible. At the time of the transfer, there was no suspicion of the insolvency of the bank, and it remained in good credit for more than a year afterward: Held, that Stevens was liable as stockholder upon the failure of the bank. (Davis, Receiver, vs. Stevens, 2 Thomp. Cases, p. 158. U. S. circuit court southern district N. Y.,per JVaite, C. J.) XIII. Where, before the failure of a bank, stock was transferred on its books to the name of an irresponsible person, for the purpose of escaping liability, and so stood at the time of the appointment of a receiver: Held, that the receiver could show who the real owner was, and that the latter was liable for the assessment. (Ibid.) XIV. RATABLE LIABILITY OF. Mr. Morse, in his Treatise on Banks, & c , second edi- tion, p. 503, states the law in substance as follows: "The liability of each stockholder is precisely for his ratable proportion of that indebtedness of the bank which is to be borne by the shareholders. It is for his share of such total indebtedness, not for his proportion of each item thereof. Neither are the solvent shareholders, or those who can be come at for collection, liable to assessment beyond the proportional amount as above stated, by reason of the insolvency, or inaccessibility of others of the shareholders. Those who are solvent and accessible have not the burden of paying otf the sum which is due from all together; only their own proportionate share. And the same rule holds if the bank holds shares of its own stock. Other shareholders are not to be assessed for the proportion chargeable to the shares thus held." In support of this rule, Mr. Morse cites the case of In re Hollister Bank, 27 N. ¥., p. 393 ; Hollister vs. Hollister Bank, 2 Keyes, p. 245 ; three Georgia cases, one Maine, and one Rhode Island decision. None of these decisions were predicated upon the National Bank Act, nor, except the cases in 27 N. Y. and 2 Keyes, upon any statute similarly worded. The case in 2 Keyes has but slight relevancy, and though the language of the court in 27 N. Y., p. 393, declares the rule as above stated, the case went otf upon another point. In a case decided by the supreme court of the District of Columbia, last June, the rule as laid down by Mr. Morse was sustained. This case has gone to the Supreme Court U. S., and having been advanced for early argument, will soon be decided. Affirmance of the judgment of the court below is confidently anticipated. LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. SHAREHOLDERS—Continued. XV. LIABILITY OF EXECUTOR, ADMINISTRATOR, AND HEIRS OF. Where stockholder died before failure of bank, stock not having been transferred to name of administrator: Held, that the stock is not to be regarded as having been at the time of the failure the property of the administrator, in such a sense as to constitute him a shareholder within the meaning of sec. 5152, U. S. Rev. Stat., so as to limit liability of the estate to funds actually in the hands of administrator. Held, also, that the provision of the act exempting executors, administrators and trustees from personal liability was not intended to affect the liability to assessment of estates in process of settlement, but only to prevent a personal liability from running against persons acting in a trust capacity, who had received the stock for the benefit of trust estates. (Davis vs. Weed, 44 Conn., p. 569.) XVI. The liability of a stockholder is in the nature of a contract, and as such was a personal liability, for which his estate was holden at his death. (Dams vs. Weed, supra, citing Hawthorne vs. Calef, 2 Wall., p. 22; Lowry vs. Jamen, 46 iV; Y.,p. 119; Bailey vs. Hollister, 26 X. Y., p. 112.) XVII. LIABILITY OF TRUSTEE OF. TO protect trustee of stock from personal liability it must appear upon the books that he held as such trustee. (Davis vs. Essex Baptist Society, 44 Conn., p. 582.) XVIII. Creditors have a right to know who have pledged their personal liability. (Ibid.) XIX. If a trustee wishes to disclose his trusteeship, there is no difficulty in giving notice upon the books of the bank. If he does not do so he is guilty of laches, for which others should not suffer. (Ibid.) XX. The settlement of the affairs of an insolvent bank would be rendered a matter of great labor, expense, and delay if persons who appeared upon the books of the bank as individual stockholders were permitted to relieve themselves by proof aliunde that they held the stock as executors, guardians, or trustees. (Ibid.) [NOTE.—The last-cited case, and Davis vs. Weed, supra, although reported in the Connecticut Reports, were decided by the United States district court.] XXI. LIABILITY OF TRANSFEREE OF. The transferee of shares, when such transfer is absolute on the books of the bank, is liable to creditors to the amount of such shares, although in fact he holds them as collateral security for a loan to the shareholder who transferred them. (Hale vs. Walker, 31 Iowa, p. 614 ; Adderley vs. Storm, 6 Hill, p. 624; Van Hiker's case, 20 Wend., p. 614; Boivden, Beceiver, vs. Santos et al., 1 Hugh., p. 158; Marcy vs. Clark, 17 Mass., p. 330.) [NOTE.—In the Bankers' Magazine for January, 1875, is a notice of the case of Mann, Beceiver, vs. Dr. Cheeseman, decided by Blatchford, J., in the United States circuit court, in New York, in which the judge held that until there was a transfer of shares on the books of the bank, the shareholder whose name there appeared was liable for the debts of the bank; that an actual sale and the signing of the ordinary power of attorney on the back of the certificate will not relieve the seller. To the foregoing rulings of State and other subordinate tribunals may now be added the decision of the Supreme Court of the United States, in Germania Bank et a?, vs. Case, Beceiver, already cited. TheGermania National Bank of New Orleans discounted a note for the firm of Phelps, McCullough &. Co. for $14,000, at ninety days, taking as part security therefor the pledge of 100 shares of the Crescent City National Bank stock, with power of attorney to the Germania cashier to transfer, sell, & c , on default in payment of the note. Phelps, McCulkmgh & Co. failed, and the note was protested at maturity. Prior to the maturity of the note, the Crescent City Bank sustained such heavy losses that it was notoriously in bad repute in New Orleans; and yet, when the note fell due, the cashier of the Germania immediately transferred to his own bank, upon the books of the Crescent City Bank, the 100 shares so pledged: Afterwards, on tho same day, he transferred 76 of these shares to one Waldo, a clerk of the Germania Bank; and on the day following transferred the remainder to said Waldo. It was proved that Waldo paid nothing, was the mere agent of the Germania Bank, which still owned the 100 shares as security for the payment of said note, and that one of the principal reasons for the transfers to Waldo was the possible liability of the shareholders of the Crescent City Bank for its debts in case of insolvency. Soon after, the Crescent City Bank failed. Held, per Strong, J., that the transfers to said Waldo were void as against said receiver, and that although the Germania Bank only held said shares as collateral secu- REPORT OF THE COMPTROLLER OP THE CURRENCY. LXXXI SHAREHOLDERS—Continued. rity for the payment of said discount, it was still liable as owner for the assessment in this case ordered by the Comptroller. The opinion is able and fortified by numerous authorities. In this same case, at a former term, upon a motion to dismiss the appeals of certain of tke appellants, the Supreme Court recognized the right of the Comptroller to make an additional assessment, if deemed necessary; and for this reason sustained the appeals, holding that the matter in dispute was, or might be, over $5,000, although the decrees appealed from were severally less than that amount. The assessment was for 70 per cent.] (See, also, Pullman vs. Upton, 96 U. S. [6 Otto], p. 328, as to liability of transferee.) SHARES OF STOCK. I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not otherwise, and which suffers a shareholder to transfer without such surrender, is liable to a bonafide transferee, for value of sauie stock, who produces such certificate with usual power of attorney to transfer; and this is so though no notice had been given to the bank of the transfer. (Bank vs. Lanier, 11 Wall., p. 369.) II. Shares are quasi negotiable. (Ibid., p. 369.) SURPLUS FUND. I. Where the shares of a national bank are assessed for taxation at their par value, the surplus fund of such bank, in excess of the amount required by law to be kept on hand, is taxable, (First National Bank vs. Peterborough, 56 N. H., p. 38.) But when such shares are assessed at their market value, and the amount of such surplus is taken into account in estimating such market value, it is not taxable. (State vs. City of Newark, 10 Yroom [iVr. J.], p. 380.) II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by the directors to constitute a surplus fund. (Seeley vs. New York National Exchange Bank, 4 Abb. IN. Y.], p. 61). III. The surplus fund which a national bank is required by section 5199 U. S. Rev. Stats, to reserve from its net profits is not excluded, in the valuation of its shares for taxation. (Strafford National Bank vs. Dover, 2 Thomp. Cases, #. 296, Sup. Court N. H., following National Bank vs. Commonwealth, 9 Wall., p. 353; People vs. Commissioners, 94 U. S.,p.Alb.) TAXATION. I. BY LICENSE. The District of Columbia imposed a license tax on all the national banks in the District, the rate being 50 cents annually on each $1,000 of the capital invested. The Citizen^ National Bank refused to pay this assessment, and a test case was made in the District criminal court, Mr. Justice MacArthur presiding. This coart, after full argument, held the tax illegal and void, as being contrary to the mode of taxation prescribed by Congress, which mode was held to be exclusive. II. OF INSOLVENT BANKS. A tax levied upon the property of a national bank, subsequent to its insolvency, is subordinate to the rights of a receiver, even though he be appointed after such levy. (Woodward vs. Ellsworth, 4 Colo., p. 580.) (See title "SURPLUS FUND," supra.) III. OF INTEREST AND DIVIDENDS. Under the internal-revenue act of July, 1870, interest paid and dividends declared during the last five months of 1870 are taxable, as well as those declared during the year 1871. (Blake vs. National Banks, 23 Wall, p. 307.) IV. OF SHARES OF STOCK. The act of 1864, rightly construed, subjects the shares of the association in the hands of shareholders to taxation by the States, under certain limitations set forth in section 41, without regard to the fact that part or the whole of the capital of such association is invested in national securities, which are declared by law exempt from Stale taxation. (Van Allen vs. Assessorst 3 Wall, 573. Chase, C. J., and other judges dissented. ) V. Act thus construed is constitutional. (Ibid., p. 573.) VI. A certain statute of New York, which taxed shares of national-bank stock, declared void, because shares of State banks were not taxed, although their capital was ; the act of Congress prescribing that shares of national banks shall be taxed only as shares of State banks are, (Ibid., p. 573.) The ruling as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall, p. 459; National Bank vs. Commonwealth, 9 Wall, p. 353. oc vi LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. TAXATION—Continued. VII. In last case, held, that a State law requiring the cashier to pay the tax was valid. Held, also, that a certain State tax law virtually taxed "shares of moneyed corporations," <fec. {Ibid.y p. 353.) VIII. Section 5219 of United States Revised Statutes applies to and includes as well the valuation of shares for taxation as the rate of tax to be imposed, and prohibits a State from discriminating, detrimentally to a national bank, as to either valuation, or rate. Therefore, a statute of the State of New York which permitted a party, when being assessed, to deduct his just debts from the value of all his personal property, save such as was invested in shares of national-bank stock, was held void as to taxation of such shares. {People vs. Weaver, 100 U. 8., p. 539, overruling the judgment of New York court of appeals, in same cause.) IX. So in another case, where local assessors valued all other property below its cash worth, but assessed shares of national-bank stock at par, or their full value. Held, that the tax upon shares thus assessed was invalid, and that, upon payment of the amount justly assessable, a court of equity would enjoin collection of the residue. {Pelton vs. Commercial National Bank of Cleveland, 101 U. £., p. 143.) ^X. Where it appeared that throughout a portion of Ohio, including Lucas County, and perhaps all over the State, a settled rule with the equalizing officers was to value real estate and ordinary personal property at one-third of their worth, while moneyed capital was fixed at three-fifths, and the State board of equalization, without changing the valuation thus made of real estate and ordinary personalty, assessed national bank shares at par : Held, that such unequal valuation was in violation of the constitutional rights of such shareholders; and, on payment of the tax justly 1due, equity would enjoin collection of the residue. Toledo, 101 U. S.,p. 153.) {Cummings vs. Merchants National Bank of XI. Shares of stock in national banks are personal property, and though in one sense incorporeal, the law which created them could separate them from the person of their owner, for taxation, and give them a situs of their own. {lappan, collector, vs. Bank, 19 Wall, p. 490.) XII. Section 41 did thus separate them and give them a situs of their own. {Ibid., p. 490.) XIII. This provision of the national currency act became a law of the property (in shares), and every State in which a bank was located acquired jurisdiction, for taxation, of all the shares, whether owned by residents or non-residents, and power to legislate accordingly. {Ibid., p. 490.) XIV. Under the act of Congress of February 10, 1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national banks located within the State, subject to the restriction that the taxation shall not be greater than the rate assessed upon othw moneyed capital in the hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania which provided that such shares shall be assessed for school, municipal, and local purposes at the same rate as is now or may hereafter be assessed and imposed upon other moneyed capital in the hands of individual citizens of the State : Held, that shares of national-bank stock may be valued for taxation for county, school, municipal and local purposes, at an amount above their par value. of Carlisle, 23 Wall, p. 4-0.) {Hepburn vs. School Directors of the borough [NOTE.—Iu this case it appeared that Hepburn owned several thousand dollars of national-bank stock, the par value of which was $100 per share, and that it was valued for taxation, for a school-tax, at $150 per share. This assessment was held valid, notwithstanding that by a certain act of the State legislature, applicable to the county of Cumberland, in which the borough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation except for State purposes.] XV. The rate of taxation of shares of a national bank by a State should be the same as, or not greater than, that upon the moneyed capital of the individual citizen which is liable to taxation j that is, no greater in proportion or percentage of tax on the valuation of shares should be levied than upon other moneyed taxable capital in the hands of the citizen. {People vs. The Commissioners, <f-c, 4 Wall, p. 256.) XVI. The act of Congress approved June 3,1864 (R. S., sec. 5219), was not intended to curtail the power of the States on the subject of taxation, or to prohibit the exemption of particular kinds of property, but to protect the corporations formed under its authority from unfriendly discrimination by the States in the exercise of their taxing power. {Adams vs. Nashville, 95 U. 8. [5 Otto~\, p. 19. See also Saint Louis National Bank, National Bank of the State REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII TAXATION—Continued. of Missouri, Third National Bank, Valley National Bank, and Merchants' Na- tional Bank of Saint Louis vs. Papin, in United States circuit court, eastern district of Missouri, September term, 1876. Also, Gallatin National Bank of New York vs. Commission's of Taxes, supreme court of New York, first department, general term, November, 1876. These latter cases are published in the Bankers' Magazine for December, 1876.) XVII. OF TOWN AND CITY NOTES, ETC. Section 3413 Revised Statutes U. S., which enacts that every national bank, State bank, or banker, or association, shall pay a tax of ten percentum on the amount of notes of any town, city, or municipal corporation paid out by them, imposes the tax thus laid, not on the notes, but on their use as a circulating medium, and is therefore constitutional. (National Bank vs. United States, 101 U. S..p.l.) TRANSFERS OF ASSETS. I. A preference of one creditor to another, within the meaning of section 5242, Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of the assets of the bank, this transfer does not give him the preference prohibited by the statute. (Casey vs. Le Societe de Credit Mobilier, 2 Woods, p. 77.) II. WHEN NOT BINDING. Under said section 5242, which declares void transfers of its property by a national bank, made in contemplation of insolvency, and with a view to give a preference to one creditor over another, or with a view to prevent the application of the assets of the bank in the manner prescribed by law, such a transfer is void if the insolvency is in the contemplation of the bank making the transfer, although the party to whom it is made does not know or contemplate the insolvency of the bank. (Case, 1 Receiver, vs. Citizens Bank, 2 Woods, p. 23.) III. As to when a pledge of assets, even when intended as security for a loan to a national bank, will be held invalid, as against general creditors, see the cases of Casey, Receiver, vs. Le Societe de Credit Mobilier ; Same vs. National Park Bank; and Same vs. Schuchardt, 96 U. S. [6 Otto], pp. 467,492,494. ULTRA VIRES. I. WHAT IS.—National banks cannot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan Weckler vs. First National Bank of Hagerstown, Court of Appeals of Maryland, 42 Md., p. 581.) II. In an action of deceit against a national bank, for alleged false representations of its teller in the sale to plaintiff of certain railroad bonds: Held, That the selling of such bonds on commission was not within the authorized business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it, and it was not responsible for the deceit of its teller. (Ibid.) III. A national bank has no inherent power to act as agent in the purchase of bonds or stocks for third persons, and its president cannot bind it by an agreement so to act, without special authority. (First National Bank of Ailentown vs. Hoch, 89 Penn., p. 324.) Quere: If the bank has no such inherent power, how can it confer "special authority" on the president? [NOTE.—Whether the purchase of promissory notes by a bank empowered to discount them is ultra vires, is a question upon which the adjudications are in conflict. That such purchase is valid, see Pape vs. Capitol Bank of Topeka, 20 Kans., p. 440; Smith vs. Exchange Bank, 26 0., p. 141, <$-c. Per contra, see Farmers and Mechanics' Bank vs. Baldwin, 23 Minn., p. 198; First National Bank of Rochester vs. Peirson, 1 Thomp. Cases, p. 673. There is much in the point that if a national bank can purchase promissory notes, it can do so for such price as the seller may be willing to take; and thus the prohibitions as to usury may be practically nullified. But further, why should not the rule " expressio unius est exelusio alterius" control?] IV. WHAT IS NOT.—A national bank took a lien upon real estate to secure a preexisting debt. Afterward the bank paid $500 to discharge a prior lien upon the land, taking a note and mortgage on land in Kansas to secure this advance. Lien and mortgage held valid and warranted bylaw. (0 run vs. Merchants' National Bank, 16 Kans., p. 341.) V. A chattel mortgage taken by a national bank to secure a pre-existing debt is valid, and will be enforced. 181.) (Spofford vs. First National Bank, 37 Iowa, p. LXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. ULTRA VIRES—Continued. VI. A bank organized under the national-bank act has power to sell any immovable it may own, and may reserve a mortgage and vendor's privilege (lien) thereon. (Neic Orleans National Bank vs. Raymond. 29 La. Annual, p. 355.) VII. It would seem that where a national bank had realized the consideration agreed upon for its guarantee of the paper of another, the doctrine of estoppel in pais precludes such bank from asserting that such guarantee is ultra vires. {People's Bank vs. National Bank, 101 U. S., p. 181.) VIII. A national bank has corporate power to enter into an agreement with a customer to exchange for him non-registered for registered United States bonds; and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Yerkes vs. National Bank, 69 N. Y.,p. 382.) «(See also Title " DEPOSITS, SPECIAL," ante.) USURY. I. State laws relative to usury d© not apply to national banks. (Farmers and Mechanics' National Bank vs. Dearing, 1 Otto, p. 29.) II. The only forfeiture' declared by the 30th section of the act of June 3, 1864 (Revised Statutes, section 5198), is of the entire interest which the note or bill carries with it, or which has been agreed to be paid thereon, when the rate knowingly reserved or charged by a national bank is in excess of that allowed by that section ; and no loss of the entire debt is incurred by such bank, as a penalty or otherwise, by reason of the provision of the usury law of a State. (Farmers and Mechanics' National Bank vs. Dearing, above cited ; National Exchange Bank vs. Moore, 2 Bond, p. 170; Barnett vs. National Bank, 98 U. S. [8 Otto~\, p. f,55.) III. If usurious interest has heen paid to a national bank, twice the amount of interest thus paid may be recovered from such bank by the person paying the same, or his legal representative; but as this provision of the statute is penal and the same statute prescribes how such recovery may be had, no other remedy can be resorted to. It must be recovered, if at all, in a suit in the nature of an action of debt. That the borrower from a national bank has paid usurious interest can avail him nothing, as a defense, or by way of a set off, when sued*for the amount of the loan, by the bank. (Barnett vs. National Bank, above cited. (See Title "iNiEUEfcT," ante.) IV. While the National Bank Act prescribes penalties for usury, it does not make the contract (e. g. contract of indorser) void; and for the court so to decide would be to add a penally not imposed by the statute. This the court will not do. (Oates vs. First National Bank of Montgomery, 100 U. S., p. 239.) V. The assignee in bankruptcy of a borrower from a national bank may sue for and recover the penalty for having received usurious interest. ( Wright vs. First National Bank of Greensburg, 2 Thomp. Cases, p. 138, U. S. Cir. Court, Indiana.) VI. The exacting of usurious interest by a national bank, upon the discount of a note, works a forfeiture of interest accruing after as well as before the maturity of the note. (National Bank of Uniontown vs. Stauffer, 2 Thomp. Cases, p. 178, U. S. Cir. Court, icestern district Pentt.) VlSITOEIAL POWERS. I. Section 5241 U. S. Rev. Stats, prohibits a State court from compelling officers of a national bank to produce the bank books, for the purpose of ascertaining facts upon which to impose a State tax upon the deposits of depositors. (National Bank of Youngstown vs. Hughes, Auditor, Sfc.,2 Thomp. Cases, p. 176, U. S. Circuit Court N. Dist. Ohio.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV Number of banTcs organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed and outstanding on November 1, 1880. Capital. Banks. Bonds. States and Territories. Organ- In liqui-!ln oper -Capital paid Bonds on ized. dation. ation. in. j deposit. Maine New Hampshire Vermont Massachusetts. Bhode Island .. Connecticut . . . 69 47 46 242 61 85 74 49 52 247 62 89 Eastern States 573 New York New Jersey Pennsylvania.. Delaware Maryland 359 71 268 14 37 23 Issued. j Redeemed. Outstanding. $9, 383, 800 $22,131,500 $13, 387, 068 5, 820, 500 13, 257, 985 8, 009, 660 7, 606,400 20, 710,400 13, 349, 620 78, 478, 700 189,671,975 118, 423, 298 15,472,750 39, 750,115 25, 644, 557 20, 045,100 52, 701, 700 34, 235, 407 $8,744,432 5,248, 325 7, 360,780 71, 248, 677 14,105, 558 18,466, 293 550 166, 070, 420 136, 807, 250 J338, 223, 675 j213, 049, 610 125,174, 065 240 14 35 Middle States.. Dist. Columbia. Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri $10, 335, 000 5, 830, 000 8, 601, 000 95, 805, 000 20, 009, 800 25, 489, 620 Circulation. 188, 232, 405 133, 974, 659 32, 446, 550 21, 231, 624 122, 111, 535 76, 493, 210 3, 884, 545 2, 294, 845 24, 720,450 16, 347, 443 86, 757, l«60 13, 270, 350 56, 494,140 1, 763, 985 13, 222, 030 54, 257, 746 11, 214, 926 45, 618, 325 1, 589, 700 8, 373, 007 171, 507, 665 J124, 244, 700 [371, 395, 485 250, 341, 781 121, 053, 704 11 29 22 16 12 18 3 11 2 11 15 3 57 32 45 5 12 5 1 5 1 2 2 4 1 1 8 9 24 Southern States! 287 j Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Kansas Nebraska 208 117 168 93 57 103 39 28 12 Western States 825 183 Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico . . . Dakota Washington . . . California 2 1 19 4 1 7 2 4 6 1 1 Pacific States and Territories 1, 507, 000 3, 066, 000 1, 861, 000 2,501,000 2, 451,100 2, 221, 000 100, 000 1. 508, 000 1,135, 000 2, 805, 850 1, 564, 950 2, 003, 000 1, 550, 000 2, 111, 000 80, 000 1, 481, 000 3, 475, 000 1, 420, 000 205, 000 10,146, 500 3, 005, 300 7, 200, 000 2,140, 000 930, 000 205, 000 9, 604, 700 2, 796, 500 2, 095, 000 3, 709, 950 8, 042, 470 5, 355, 880 4, 696,110 3, 866, 885 5, 293, 840 95, 900 3, 214,130 66, 000 7, 052, 030 2, 063, 070 585, 600 20, 782, 295 7, 026, 670 11, 717, 525 40, 666, 900 30, 502, 000 83, 568, 355 13 Add for mutilated notes retired 2, 714, 868 5, 446,188 3, 719,446 2, 731, 620 2, 504,184 3, 256, 003 25,100 1, 770, 235 65, 654 4, 952,199 1, 284, 630 345, 930 11, 621, 294 4, 340, 875 9, 350, 488 2, 596, 282 1, 636, 434 1, 964, 490 1, 362, 701 2, 037, 837 70, 800 1, 443, 895 346 2, 099, 831 778, 440 239, 670 9,161, 001 2, 685, 795 2, 367, 037 54,128, 714 29,439,641 172 92 136 80 35 75 30 12 10 26, 674, 000 13, 244, 500 16, 329, 600 9, 391, 300 3,100, 000 5, 837, 000 5,148, 700 875, 000 900, 000 642 81, 500,100 63, 554, 000 189, 372, 450 |126, 235, 408 63,137, 042 r 24, 061, 500 11, 255, 800 10, 255, 500 6, 868, 800 2, 393, 000 4, 790, 000 2, 290, 400 820, 000 819, 000 61, 848, 910 37, 279, 565 36, 371, 055 18, 848,170 8,175, 310 13, 837, 450 7, 913, 200 3, 089, 060 2, 009, 730 39, 634, 052 22, 214, 858 25, 334, 873 11, 944, .692 26,181, 406 10,189, 649 11,776,135 7, 072, 035 5, 534, 250 2, 641, 060 9,140,136 4, 697, 314 5,168, 926 2, 744, 274 2,177,860 911, 200 1, 287, 770 721, 960 1 14 1 1 3 2 4 6 1 40, 000 50, 000 167, 700 129, 057 250, 000 250, 000 528, 800 303, 200 1, 295, 000 1, 003, 000 2, 065, 520 1,129,136 200, 000 200, 000 767, 330 574, 786 100, 000 100, 000 220, 440 138, 539 285, 000 350, 000 665, 220 378, 723 150, 000 64,000 140, 900 83, 300 400, 000 400, 000 756, 580 1 400, 910 425, 000 245, 000 302, 290 83, 230 150, 000 150, 000 174, 640 10, 040 854, 000 719, 600 19,100 1, 250, 000 42 4, 620, 000 3, 591, 000 38,643 225, 600 936, 384 192, 544 81, 901 286, 497 57, 600 355, 670 219, 060 164, 600 700, 500 6, 509, 020 ; 3, 250, 021 3, 258, 999 454, 711 Total currency banks A d d gold banks 2,489 397 3 2,092 464, 365, 085 358, 698, 950 989, 068, 985 647, 005, 534 342, 518,162 3 2, 000, 000 1, 050, 000 3, 220, 610 1, 904, 665 1, 315, 945 United States.. 2, 495 400 2, 095 466, 365, 085 359, 748, 950 992, 289, 595 ;648, 910,199 343, 834,107 LXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Xumber of State banks and trust companies, private hankers, and savings banks, with the averending May State banks and trust companies. Private States and Territories. Maine New Hampshire Vermont. Massachusetts Boston Rhode Island Connecticut ,813 5,202 36. 984 185, 063 568, 043 630, 543 254.312 $47, 319 1,000 3,700 250, 000 4. 483, 750 234,119 140, 000 New England States... New York New York City Albany ." New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Washington 7, 001, 542 18,148,114 762,175 3, 270, 897 673, 689 455, 841 2, 447, 511 Middle States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky . Louis vilL Tennessee Southern States Utah New Mexico. Wyoming Idaho,. Dakota Montana Washington . Arizona. 25, 234, 689 5, 215, 545 917, 742 441, 05G 2, 274, 006 38,976,546 154,894,971 | 374, 472 70, 000 42, 427 216, 499 433, 654 81, 830 425, 241 439, 485 126, 265 53, 333 1.761,804 112,110 394, 628 206, 584 71, 464 4 ; 17 615, 000 644,205 1, 012, 426 1,441,669 4, 632,122 2, 280,131 412, 310 5, 902, 969 5,116,149 3, 050, 686 2, 061. 637 945, 544 119, 216 47, 745 683, 840 272, 706 1, 257, 221 1,193, 246 87, 343 4, 052, 620 165, 318 1, 795,145 687, 524 172, 054 6,694,662 I 38,505,356 28 5 60>} 2 95 18 31 12 163, 656 ; 213 1,278, 058 3,132,931 8 20.882 , 626, 769 1,350,032 5 623,837 I 940, 924 4, 198, 909 88,268 i 103 1,201, 244 2,109, 517 117,717 . 286 987, 033 3, 228, 68a 23 3,681,114 8, 846, 734 2,398,878 88,973 : 124 1,337, 700 3, 378, 821 8 329,692 ; 710, 000 4, 849, 999 112,477 ' 81 785, 614 2, 654, 682 4 13,489 473, 231 6, 252, 293 222 112 = 245 2, 521, 985 6,100, 367 ~51>24 70 971, 307 1, 911, 978 325, 025 75 3,167, 050 10, 360, 654 849,920 • 10 256, 582 18, 074, 610 47.883 I 117 767, 707 1,810,416 71 192, 032 480, 354 58 5 7 4 8, 283, 006 7, 901, 233 259, 250 108, 000 31 4 3 27 10 n5 14 ; ....! j Pacific States and Ter's. I "United States 1, 524,103 31, 187,192 91, 000 29,180 4. 378, 527 1, 346, 729 324, 382 2,000 98, 508 667, 256 357, 060 j 54 I lr Ohio.. Cincinnati . Cleveland.. Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Oregon California San Francisco Colorado Nevada 19, 581, 388 , 794, 598 1, 390,139 j 2 I 550, 000 I 11 I 1, 255, 373 2,973,119 j 85 4, 411, 404 10, 071, 689 74 16,551,489 197,341 i 319, 780 ' ' 30,113,306 996 .113, 970, 677 318,783, 228 20 12 31 4. 361, 082 ' 775, 472 105, 000 3,164,190 3, 042, 881 586, 381 1, 009, 099 ' 206, 041 793, 229 161, 500 2, 583, 754 935, 068 1, 083,125 454, 973 796, 437 461, 858 1, 203, 466 466, 913 2, 083, 517 325, 667 256, 457 206, 000 ,667 128, 054 5, 358 127, 511 446, 708 257, 000 112, 932 17, 004, 516 3, 042, 679 826,114 9, 590, 096 13, 282, 590 3, 726, 779 3, 727,131 826, 455 3, 309, 346 1, 536, 607 7, 017, 806 2, 814, 325 4, 946, 562 614, 089 3, 066, 734 1, 539, 460 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXVII mge amount of their capital, deposits, and investments in United States bovds, for the six months 31, 1880. Savings banks. bankers. Invested in NumU.S. bonds. ber. Total. Invested in NumDeposits. U. S. bonds. ber. Capital. $38,550 1, 984, 618 7,045 18, 420 58 65 16 154 12 34 83 $21 599 469 28 204 306 6, 907, 562 142, 510, 224 56, 796, 871 39, 188, 748 73, 549, 860 $3 284 637 919, 297 653, 862 13, 633, 993 6, 499,110 4, 570, 369 8,131, 932 64 71 22 161 57 56 105 2, 048, 633 422 368, 757, 040 37, 693, 200 536 358, 430 7. 528, 342 3,000 800 274,180 117, 527 7,425 203, 037 289, 758 91 23 7 34 1 4 4 2 5 9 1 8, 782, 499 181 24, 000 50, 000 2 340, 912 558, 336 18, 050 2 1 2; 000 885, 004 14, 583 $40, 000 458, 300 10, 085 20, 075 45, 993, 290 303 73, 737, 079 566 2, 552, 905 12 5, 871, 992 51 70, 000 271 6, 472, 097 61 1, 679, 366 31 8 12 13, 538 9, 890, 353 38 7 20, 535 528, 460 389,183, 857 146, 301,155 1, 300 742 85, 600 45, 000 160,133 1,085 88, 426 131, 291. 297 174, 566, 730 12, 289, 861 17, 417, 079 270, 878 22,157, 680 7,961,178 1, 207, 860 235, 703 21, 467, 947 317, 644 i 1,000 : 13, 000 Capital. Deposits. Invested in U. S. bonds. $47, 319 $21, 721. 964 28. 301, 549 51, 000 8. 531.140 353, 700 510, 000 144, 268. 273 64, 553. 766 5,128, 099 3, 308, 504 43,134. 708 2, 616, 896 78. 457, 961 $3, 292, 950 924, 499 690, 846 13, 857, 606 9, 051, 771 5, 207, 957 8, 404, 664 388. 969, 361 41, 430, 203 12, 015, 518 8, 525. 645 162, 275, 473 48, 293, 488 49. 335, 306 291, 914, 072 88, 890,112 13, 751, 649 2, 910, 426 641, 000 6,141, 675 1, 324, 553 20, 391,118 822, 786 8, 789, 931 29, 071,132 51, 496, 370 6, 671, 500 2,108,904 4, 053. 579 14, 651, 589 2. 340, 729 2,127, 426 20,000 675, 689 819, 944 264, 727 564, 434 25. 814, 319 10,200,253 3,134, 842 3, 305, 875 310, 293 357, 060 79, 510, 943 76 20 13 13 58 9 26 33 3 11 105 15 71 15 30 3, 036, 974 1, 247,128 790 321 511 499 4, 068, 279 83,830 1, 040, 241 1 083 690 126, 265 2, 777, 031 3, 701, 080 245.110 6, 099, 666 5 267 028 1, 769, 228 615, 618, 967 16<>, 865, 989 7, 757, 202 4, 034. 743 1 596 032 658 812 5, 910, 827 287, 289 2, 269, 647 2. 634 91f> 87. 343 4, 632, 122 1.332,751 577 628 7.698.114 5 803 673 3. 222, 740 294, 208 137, 488 52, 333 19, 050 742 209, 358 45, 000 643, 013 163, 133 75,102 306, 979 471,197 125, 388 486, 036 5 342. 912 1, 457, 923 1, 000 498 31, 847, 370 53, 504, 438 2. 542,1)01 703, 819 254, 789 54, 542 419, 685 557, 889 160, 945 65, 921 16, 050 72, 284 2,425 97, 764 68, 044 103,183 23, 475 42, 514 39, 492 4 65, 000 697, 202 86, 959 248 12 9 144 316 34 155 14 109 9 309 95 170 28 148 83 5, 704,140 1, 402, 241 1, 045, 924 4, 365, 434 4. 092, 314 4, 272, 495 2, 346, 799 1, 066, 041 1, 578, 843 634. 731 5, 153, 906 1, 906, 375 4, 250,175 5, 705, 555 1, 564,144 653, 890 20, 834, 648 4, 392. 711 13, 965. 571 13,172, 783 17, 061, 788 12, 584. 083 7, 105, 952 7, 544, 048 5, 964, 028 7, 788, 900 13,326,191 5. 000,150 15, 307, 216 18, 688, 699 4, 877,150 2, 019, 814 954, 434 275, 671 2, 829, 649 550, 014 735, 606 2. 559, 823 154, 894 480, 009 184,761 15, iili 319, 876 119, 968 428, 208 873, 395 90, 397 39, 492 2, 474, 557 1,883 45, 743, 007 169, 633, 732 10, 612, 111 15 85 26 38 13 11 5 4 2 18 13 4 5 1, 245, 208 9, 430, 629 12,104. 546 584' 917 364, 457 206, 000 6,667 128 054 5, 358 127, 511 446, 708 257, 000 112, 932 1, 033,103 14, 928, 718 67, 497, 294 3 479 877 834, 548 1, 233, 952 181, 925 271 9 01 18, 368 396, 279 724. 031 525,109 243, 673 118, 723 197, 341 6,160, 656 2, 717, 904 239 25, 019, 987 91, 368, 078 6, 601, 720 1 14 5 1 62, 400 5,000 1 150, 000 1, 867, 594 \ 48, 167 208, 018 273, 847 8, 940, 548 2,151, 270 1, 413, 171 42, 061 550, 515 60, 000 10, 570 2, 682, 821 33 330, 567 13, 961, 465 112, 423 1 7 9 58. 532 41, 742 680, 710 2, 839! 944 2,119, 796 41, 385; 352 129, 272 100, 000 25, 000 366, 695 17 14, 366, 684 658 2, 842, 248 44, 283, 828 134, 267 6,300 2, 711, 604 4, 044,187 817, 644,113 189,187, 816 4,456 100, 000 25, 000 194,136, 825 1, 319, 094, 576 228, 053,104 LXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table showing by States and geographical dirinons the amount of circulation to which the uncalled forj on Banks having capital not exceeding $500,000. States and Territories. Authorized. Maine , New Hampshire.. Vermont Massachusetts ... Boston Hhode Island Connecticut New England States . New York New York City... Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia . Washington 66 47 47 180 15 54 73 $7,411, 500 5, 247, 000 7, 470, 900 35,082,000 I 4, 545, 000 I 11, 396, 655 15,216,138 482 240 20 7 66 186 22 17 14 20 6 1 Middle States . Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee 16 17 15 11 13 Southern States . \ Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Western States \ : I ] r \ f I • '<•' \ \ \ $216, 800 51,650 436,110 1, 537, 525 664,200 1, 829, 395 2, 311, 083 86 369,193 79, 322, 430 7, 046, 763 28, 347,444 6, 210, 000 1, 620, 000 11, 695, 8l5 26, 050, 806 6, 266, 700 4,770,000 I 1,587,587 I 2,098,530 ! 2,346,363 j 226, 800 j 1, 012, 500 ! 25, 959, 285 4, 442, 800 1, 538, 990 10, 776,150 24, 461, 650 6, 079, 280 3, 682, 800 1, 525, 650 1, 909, 350 1, 638, 000 225,000 I 702, 000 j 2, 388,159 1, 767, 200 81, 010 919, 665 1, 589,156 187, 420 1, 087, 200 61, 937 189,180 708, 363 1,800 310, 500 92, 232, 545 82, 940, 955 j 9, 291, 590 1,854,000 1, 436, 355 1, 816, 200 1, 246, 500 1, 989, 900 72,000 i 1,332,900 1,080,000 ! 747,000 | 184,500 ! 6, 210, 900 2, 685, 330 2, 507, 400 185, 400* 148, 545 434, 700 283,410 9,000 18,000 33, 300 607, 500 423, 000 176 25,783,830 ! 23,162,985 2,620,845 "158* 3 3 91 127 8 75 3 32 3 75 27 16 3 12 10 16, 885, 710 | 990,000 j 810,000 11,162, 250 9, 643,140 2, 925, 000 6, 511, 500 990,000 2,160, 000 ! 585,000 | 5,280,300 2, 295, 000 i 1,260,000 ! 855,000 I 787, 500 ! 765, 000 | 15, 989, 600 842, 640 810, 000 9, 482,120 7, 766,100 945, 000 4, 979,100 795, 000 1, 671, 050 540, 000 4, 310, 600 1, 544, 400 972, 000 270, 000 684,000 683,100 896,110 147,360 63, 905,400 646 Washington.. Pacific States and Territories . $7,194, 700 5,195, 350 7, 034, 790 33, 544, 475 3, 880, 800 9, 567, 260 12, 905, 055 9 6 13 2 41 8 23 Colorado Oregon California San Francisco. Nevada New Mexico Utah. Idaho Montana Wyoming United States Uncalled for. 039, 400 584, 900 250, 900 529, 910 998, 900 90, 000 1, 366, 200 1, 687, 500 1,170, 000 184, 500 6,480, 900 2, 695, 950 , 2,704.770 ! 9 Ohio Cincinnati Cleveland Issued. 1,951 2, 1, 2, 1, 1, 270, 000 10, 620 197,370 1, 1, 1, 1, 680,130 877, 040 980, 000 532, 400 195, 000 488, 950 45, 000 969, 700 750, 600 288, 000 585, 000 103, 500 81, 900 52, 284, 710 11, 620, 690 963, 000 i 225,000 1, 485, 000 j 846, 000 225, 000 932, 600 117, 000 45,000 I 360,000 i 180,000 j 90,000 180, 000 | 135,000 | 382,500 I 135,000 ! 36,000 360, 000 180, 000 90, 000 162, 000 57,600 220, 500 135, 000 '9,'66d 552,'400 18,000 77, 400 162, 000 4,180, 500 3, 244, 700 935,800 272,471, 468 240, 955, 780 31, 515, 688 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX national banks in operation were entitled, the amouni wsxied to them, and the amount remaining October 1, 1880. B a n k s h a v i n g capital exceeding $500,000. N u m b e r . Authorized. Issued. Uncalled for. 3 $1, 760, 000 $1, 244, 700 $515, 300 ; 8 39 7 11 4,900,000 35, 330, 000 5, 720,138 6, 789, 600 4,778,700 27, 702, 900 4, 408, 300 4, 879, 900 121, 300 7, 627,100 i 1, 311, 838 1,909,700 68 54, 499, 738 43, 014, 500 2 27. 1,120, 000 31, 500, 000 980, 200 14, 373, 600 10 5 8,] 41, 000 3, 580, 000 6, 779, 80# 2, 839, 400 1. 361, 200 ' 740, 600 9 6, 435, 573 4, 708, 740 1, 726, 833 53 50, 776, 573 29, 681, 740 21, 094, 833 1 480, 000 480, 000 1 600, 000 90,000 1 800, 000 800, 000 1, 880, 000 3 3 1 2, 340, 000 2. 240, 000 640, 000 1 1 1, 370, 000 $732,10051, 650 436,110 1, 658, 825 8, 291, 300 3,141, 233 4, 220, 783 11, 485, 238 550 140, ^m, 931 122, 336, 930 18, 532, 001 139, 800 17,126, 400 242 47 7 66 186 32 22 14 20 15 1 5 29, 467, 444 37, 710, 000 1, 620, 000 11, 695, 815 26, 050, 806 14, 407, 700 8, 350, 000 1, 587. 587 2, 098, 530 8, 781, 936 226, 800 1, 012, 500 26, 939, 485 18, 816, 400 1, 538, 990 10,776,150 24, 461, 650 12, 859, 080 6, 522, 200 1, 525, 650 1, 909, 350 6, 346, 740 225, 000 702, 000 2, 527, 959 18, 893, 600 81, 010 919, 665 1, 589,156 1, 548, 620 1, 827, 800 61, 937 189,180 2, 435,196 1,800 310, 500 657 143, 009,118 112, 622, 695 30, 386, 423 17 17 15 12 13 2 9 7 13 2 41 8 23 2, 519, 400 1, 584, 900 2, 250, 900 2,129, 910 1, 998, 900 90, 000 1, 366, 200 2, 487, 500 1,170,000 184 500 6, 480, 900 2, 695, 950 2, 704, 770 2, 334, 000 1,436,355 1, 816, 200 1, 336, 500 1, 989, 900 72, 000 1, 332, 900 1, 880, 000 747, 000 184 500 6,210,900 2, 685, 330 2, 507, 400 185, 400 148, 545 434,700 793, 410 9,000 18,000 33, 300 607,500 423, 000 179 27, 663, 830 24, 532, 985 3,130, 845 158 6 6 92 127 9 75 4 32 3 75 30 16 5 12 10 16, 885, 710 3, 330, 000 3, 050, 000 11, 802, 250 9, 643,140 3, 725, 000 6, 511, 500 1,790.000 2, 160, 000 585, 000 5 280 300 4,375,000 1, 260, 000 2, 215, 000 787, 500 765, 000 15, 989, 600 3,182,640 2,130, 300 9, 942,120 7, 766,100 1, 035, 000 4, 979,100 1, 263, 000 1, 671, 050 540,000 4 310 600 2, 069, 480 972, 000 774, 000 684, 000 683,100 896,110 147, 360 919, 700 1, 860,130 1, 877, 040 2, 690, 000 1, 532, 400 527, 000 488, 950 45,000 969, 700 2, 305, 520 288,000 1, 441, 000 103, 500 81, 900 660 74,165, 400 57, 992, 090 16,173, 310 14 1 9 1 1 4 1 1 3 2 6 1 963,100 225, 000 1 485, 000 1, 200, 000 45, 000 360, 000 180,000 90, 000 180, 000 135, 000 382, 500 135, 000 846, 000 225, 000 932 600 640, 000 36, 000 360,000 180, 000 90,000 162, 000 57, 600 220, 500 135, 000 117, 000 510, 000 510, 000 800, 000 90,000 710, 000 800, 000 468,000 332, 000 3 2, 080, 000 525, 080 1, 554, 920 1, 360, 000 504, 000 856, 000 14 10, 260, 000 5, 707, 380 4, 552, 620 1 139 1, 200, 000 118, 616, 311 640, 000 80, 413, 620 Uncalled for. $8,439, 400 5,195, 350 7, 084, 790 38, 326,175 31, 583, 700 13, 975, 560 17, 784, 955 919, 700 180, 000 640, 000 Issued. $9,171, 500 5, 247, 000 7,470,900 39, 982, 000 39, 875, 000 17,116, 793 22, 005, 738 2, 340, 000 1, 320, 300 460, 000 1, 200, 000 Number. Authorized. 69 47 47 188 54 61 84 2 1 Total. 560,006 560, 000 38,202,691 270, 000 10, 620 197, 370 552, 400 560, 000 9,000 18, 000 77,400 162, 000 - 44 5, 380, 500 3, 884, 700 1, 495, 800 2,090 391,087,779 321, 369, 400 69, 718, 379 xc REPORT OF THE COMPTROLLER OF THE CURRENCY. Table showing by States and geographical divisions the number, classification, and amount of the loans of the national banks, with the average amount of each loan on October 2, 1879. Number and classification, of bills. States and cities, Maine New Hampshire . . . Vermont Massachusetts Boston Rhode Island Connecticut ; 3, 771 8,397 3,075 2, 135 2,989 1,015 5,500 9,131 2,617 1.378 5, 635 404 238 351 2,709 3, 220 1,522 1,638 New England States; 153, 869 240, 552, 893 63 New York New York City .. Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Dist. of Columbia.. Washington Middle States Virginia West Virginia. North Carolina South Carolina. Georgia Florida . Alabama New Orleans Texas Arkansas Kentucky Louisville... Tennessee Southern States 1,431 4, 926[ 2201 529j 1, 113 1,334 116, 096j 57,988, 279 25 49,4311195,851, 902 49 540 05 387 34 613 01 27,216 45, 959, 878 70 729 17,401, 700 31 5. 116 2, 845, 467 82 6,757 3, 414, 828 91 11, 962 19, 066, 216 48 411 222, 103 35 2,140 1, 255, 308 55 5, 276 354, 384 416. 600, 226 30 243 42 1, 643 1,027 1,099 4, 6271 1,593 2,1931 740 175; 15,752] 24,4801 7,862 Western States, &c, 000 10, 846 11, 387 606 7, 856 14, 025 854 131 629, 277 3,850 3, 903 23 5; 207 2,706 566 4, 014! 1, 134 2,694! 732 2, 353 1,626 1,261! 66 Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa, Minnesota Missouri Saint Louii Kansas Nebraska Colorado Oregon California San Francisco... New Mexico Utah Idaho Montana Wyoming Dakota .. Washington United States 18, 697!$13, «40,143 48 6, 327, 926 34 9, 996,125 79 \ 111! 12, 428, 7. 249 1, 268; 649. 2, 521! 1, 894; 1. 084! 47 161 6,087 1,509 891! 3, 820} 4, 299[ 2, 068| 3,076 8161 1, 280 318 2, 2131 16, 622 3, 787| 2, 0301 10,053 13, 919! 2, 782i 8, 317| 1, 3,383 379, 7, 924 5, 303: 1, 285 1, 964 1,1921 , 240| 1, 302j 96 685! 90,141 84, 563 27, 590 31, 812 45. 051 9,506 5, 203 27, 703 40, 780 ,128 23, 623 3, 730 10, 620 1, 083 25,119 16, 022 3,378 4,564 4,324 4, 205 3,921 345 1, 254 306 5. 381 1,800 241,287171,969,179 22 2, 048251, 345296, 04095, 380 125, 223; 28,199 12, 082J 808, 269 875, 013,107 10 1, C 12 58 I J___I 1 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCI Number and denominations of national-bank notes issued and redeemed, and the number of each denomination outstanding, on November 1 in each year from 1868 to 1880. Ones. Issued Redeemed R d d 2 5 | Twos. Fives. Twen- i ties. 1 Tens. I 8, 896, 576 2, 978,160 23,106, 728 7,915,914 2,219,322' , , , , , 142,3591 36,355, 7 254,754 5 4 73176 482132 73,176 482,132 8, 641, 8222, 904, 984 22, 624, 596 7, 773, 555|2,182, 967; 4 Outstandin Issued Redeemed | One Five i One Fifties. I hunhim- Ij thouthu j dreds. i dreds. \ sands. 355,181 267,350 17,256 15,583| 13,486, 1,759| 4.746 1,846 337, 9251 251, 767| 11,727j 1,900 9, 589,160,3, 209, 383:23, 676, 760 8, 094, 645 2, 269. 764 363.523 274,799; 272, 495J 71. 655i 22,859; 25,968i 985,940 904, 013i 232, 224 13, 668j 2,585 4,769 2,415 334, 664 248, 831) 11, 083 2, 354 378,482! 284, 460! 47,845| 43, 599j 13, 926| 3, 9521 4,779 3,263 330,6371 240, 86l| 9, 974j 1,516 433,426 321,163! 14, 6421 82,972! 76,287 6,017| 4,843 4,005 O u t s t a n d i n g . . | 8, 685,147J2, 977,164 22, 690, 820 7, 821,150J2,198. 109 1870. Issued. Redeemed. Outstanding 1871. Issued. Redeemed. • Outstanding.. 350,454! 244,876! 8,625? 838 497.199 367.797! 126, 180! 110, 989| 15.621! 7, 867i 4,933 4, 315 1872. Issued Redeemed !l4, 297, 360J4, 782, 628(31. 933, 34811, 253, 452^3, 225, 688 | 7, 919, 389,2, 408, 389 5. 960, 667j 1, 699, 702 438, 852 6, 377, 9712, 374, 239 25, 972, 681 9, 553, 750 2, 786, 836i 371r 019! 256, 808 Outstanding.. 1873. Issued Redeemed O u t s t a n d i n g . . | 5, 632, 583,2, 074, 3*8,25, 752, 4931 9, 987, 329 2, 955,148^ 1874. Issued Redeemed 390, 746i 272. 533; 6, 838} 618 666,950 492,482! 231.556; 196,572! 17,344; 11,676J 5.240 4,683 5, 404, 653; 1, 784, 094,26, 201, 531] 9, 424, 369 2, 990; 501 435, 394; 295, 9io| 5, 668J 557 j Issued Redeemed 18, 046,176|6, 039. 752 47, 055,184 17, 410, 507 5, 296. 064 14, 092,126 4, 816, 623 24, 926, 771! 7, 608, 532 2, 004^ 464 884, 165: 645, 838 18, 476! 381, 037: 299,428! 14, 47l| O u t s t a n d i n g . . ! 3, 954, 050jl, 223,129 22,128, 413, 9, 801, 975(3, 291. 600; 503, 128! 346, 418J 1876. 5,143 4, 530 j |16, 548. 259*5, 539. 113'39, 243,13613, 337, 076'3, 962,109 ill, 143, 6063. 755| 019il3, 041, 605i 3, 912, 707 971, 608 Outstanding.. 1875. 7, 754*1 618 ! !l5, 524,1895,195, 111 34, 894, 456 12, 560, 399 3, 608. 2W 559, 722; 416. 590; 16, 496j j 9, 891, 606(3,120. 723 9, 141, 963 2, 573, 070 653. 071i 168, 976; 144, 057} 9, 658J I Issued Redeemed 432 ,I 18, 849, 264:6, 307. 448 51, 783, 528 20, 008, 652 6, 086, 492' 985, 615 15, 556, 708!5. 324, 546:32, 382, 056 10, 369, 214:2, 852, 246! 515, 784; Outstanding 4, 005| 5, 530 5,048 5, 539 5, 272 469, 831; 315, 115 2, 504j 20,022 17,615| 5, 411 O u t s t a n d i n g . . ! 3, 800, 4561,141, 442,18, 700, 980^ 9, 831, 285.3, 272, 725. 445,102; 288, 000| 2. 407j 257 22, 478, 415 7, 517, 765 61,191, 288 24,157, 2937, 344,16711,147. 578; 812, 903- 20, 2101 18,194,196 6, 226, 692 42,683,43313,859,149 3,933,178' 728, 222^541, 859| 18,895 I* Outstanding..I 4, 284, 2191, 291, 07318, 507, 85510, 298,1443, 410, < 419,356; 271,044! 1,315 6, 204 5,900 Issued Redeemed 1878. 982,902.19,401,472,9,639,438 3,234,246.; 18, 72l| 16, 217j j I 20, 616, 024 6. 896, 968 56, 816, 848 22, 266, 064'6, 776, 253,1, 079, 7811 767,317 16, 815, 568 5, 755, 526 38,115, 868 12, 434, 779 3. 503, 528; 634,679: 479,317; 1877. 3,292,556! 710, 900; 395, 785; I Issued Redeemed 1879. Issued Redeemed 23,167. 677 7, 747 519 65, 578, 440 25, 904, 223 7, 869, 9511, 211, 761 850, 720s 19, 600, 477 6, 701, 270.45, 996, 07614, 930, 599 4, 237, 343j 785, 263! 581, 604) 20, 570 19, 287J 6, 340 6, 057 1, 283 j 283 j i 23,167, 677 7, 747, 519 69,131, 976 27, 203,168 8, 266, 398 1,253,865' 879,490 20,763| 20, 875, 215 7,143, 889 49,149, 824 15, 821,110 4, 484, 820 825,499j 610,601! 19,484] 0,363 6,124 O u t s t a n d i n g . . I 3, 567, 2001, 046, 24919, 582, 36410, 973, 624 3, € 1880. Issued Redeemed O u t s t a n d i n g . . ! 2, 292, 462! 304 603, 63019, 982,152 11, 382, 058 3, 781. 578 i 426, 498j 269,116j 428,366, 268,889 i 1,279 239 XCII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table slioivingby States the amount of national-bank circulation issued, the amount of legaltender notes deposited in the United States Treasury to retire national-bank circulation^ from June 20, 1874, to November 1, 1880, and amount remaining on deposit at latter date. States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Kansas Nebraska Nevada Colorado Utah Montana Wyoming New Mexico Washington Dakota California Legal-tender notes deposited prior to June 20,1874, and remaining at that date Totals. Legal-tender notes deposited to retire national-bank circulation since June 20, 1874. Legal-tenders Additional on deposit circulation iswith the U. S. sued since I For To retire Treasurer at June 20,1874. redemption circulation Total date. of notes of under act of deposits. liquidating June 20,1874. banks. $1,461,180 632, 865 1,799,660 20, 875,150 1, 810, 320 2, 500, 610 20, 942, 845 1, 713,165 11, 082, 540 232, 275 1, 302, 310 456, 500 845, 500 226, 810 1, 235, 660 99,700 520, 350 72, 000 207, 000 1, 285,110 368,100 171, 000 3, 811, 430 647,170 767, 260 3,134,180 3, 239, 880 2, 563, 365 2,142, 910 780, 530 1, 533, 400 1, 017, 800 147, 600 67,500 36,000 572, 400 134, 900 129,600 3,600 90,000 135, 000 175, 500 777, 600 $317. 000 72; 997 274,597 234,800 32,350 65, 350 2,272, 878 298. 303 1, 294; 22« 166, 600 ! 422, 664 I 915, 369 I 731,060 128, 200 287, 725 90,000 650, 750 29, 800 629, 867 376, 401 998,510 1, 587, 057 1, 235, 897 1, 769, 434 409,500 653,860 813, 669 420, 095 781, 721 45, 000 138, 083 161,191 91,800 $600, 000 55,800 1,148, 240 8, 352, 300 954,985 2, 293, 830 25, 446,181 1, 505, 637 7, 385,121 , 646, 380 458, 060 907, 510 355,185 , 012, 585 953, 380 437,675 139, 500 $917, 000 128,797 1, 422, 837 8, 587,100 987,335 2, 359,180 27, 719, 059 1, 803, 940 8, 679, 347 1, 812, 980 880, 724 1, 822, 879 1, 086, 245 1,140,785 953, 380 725, 400 29,657 45,034 236, 421 162, 774 139, 560* 20, 701 75, 727 229, 500 90,795 291 122, 738 17. 724 25; 50« 356, 351 161, 619 704, 094 862, 519 1, 980, 982 1, 027, 553 657,475 391,881 410,157 635,165 213, 226 42, 32* 1, 878 18, 242 16,448 35,668 2, 099, 250 2, 750, 000 229, 340 259,140 171 000 171, 00b 1, 504, 933 2,134, 800 533, 859 904,260 3, 742, 390 i 4, 740, 900 3, 074, 584 ' 4, 661, 641 6, 388, 483 7, 624, 380 6, 662,146 8, 431, 580 2,449, 975 2, 859, 475 1, 013, 439 1, 667, 299 1, 599, 955 2,413, 624 1, 748,445 2,168, 540 190, 550 972, 271 233, 080 278, 080 149,400 196, 800 45, 000 $190, 932 31, 37* 269, 866. 3,772,567 191, 899 805,261 6,588,052 292, 398 1, 935,181 287, 483 357, 991 136, 800 3, 813, 675 91, 748, 275 18, 390, 754 ] 85, 684, 998 107, 889, 427 20, 560,012 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII statement of the monthly increase and decrease of national-bank circulation from November 1, 1878, to October 31, 1380, and yearly from January 14, 1875. National-bank circulation. Increase. Months. Issued. Nov., 1878. Bee, Jan., 1879. Feb., Mar., Apr., May, June, July, Aug., Sept., Oct., Nov., Dec, Jan., 1880. Feb., Mar., Apr., May, June, July, Aug., Sept., Oct., Totals From Jan. 14, 1875, to Oct. 31,1875 Nov. 1, 1875, to Oct. 31, 1876 Nov. 1, 1876, to Oct. 31, 1877 Nov. 1, 1877, to Oct. 31,1878 $1, 219,720 801,830 1, 075, 510 2, 078,190 2, 003, 460 2, 957, 650 1, 290, 920 1, 428, 480 955, 430 1,628,130 3, 912,120 3, 582, 050 3,109, 350 2, 576, 580 1, 603, 875 703, 490 1,143, 450 1, 316, 880 626,100 463, 610 658, 950 506, 590 196, 040 497, 300 36, 335, 705 10, £*B6, 675 7, 093, 680 , 16, 306, 030 '.. 16, 291, 685 National-bank notes surrendered to this office and retired Grand totals . Decrease. Retired. $189, 219 $1,030,501 270, 633 531,197 i 287, 475 788, 035 I 424, 428 1, 653, 762 919, 814 1, 083, 646 478, 746 2, 478, 904 893, 239 397, 681 281,186 1,147, 294 674,991 [ 280,439 732,819 t 895, 311 427, 017 3, 485,103 594, 722 2, 987, 328 194, 920 2, 914, 430 229, 322 2, 347, 258 249, 887 ! 1, 353, 988 540, 569 | 162, 921 365,210 i 778,240 649,987 i 666. 893 343,017 ! 283,083 1,134, 326 ! 950,055 I 567,844 ; 412,645 ; 555,271 ! $670, 716 291, 105 61, 2 H 216, 605 57, 971 13, 233, 450 I 24, 399, 906 1. 297, 651 14, 570, 305 i ; 3, 583, 630 27,506,981 | i 20,413,301 18, 265, 331 ' j 1, 959, 301 10, 986.116 ' 5. 305, 569 j :, 562,183 ; 29, 705, 475 j 27, 253, 883 11,794,880 ! 87, 013, 775 •6,357,063 i 29,705,475 27, 253, 883 XCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United States and State) of the national banks for the year 1867. Kate of taxation. Amount of taxes. States acd Territories. Capital stock. i United States.! Maine New Hampshire Yermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania ~ ' ' Delaware. Maryland • District of Columbia Yirginia "West Yirginia North Carolina Georgia Alabama. Louisiana Texas Arkansas Kentucky Tennessee. Ohio Indiana Illinois. Michigan.. Wisconsin Iowa Minnesota. Missouri .. Kansas Nebraska . Oregon Colorado ... Utah Idaho Montana . . Total s State. Total. i "United State. Total. I States, j Per ct. \Pr. ct. Pr. ct. 2.0 1.5 3.5 1.9 3.8 1.9 1.9 2.2 411 2.0 4.0 2.0 1.5 2.5 1.0 1.7 3.3 1.6 2.6 3.5 6.1 2.2 2.0 4.2 2.5 0.5 3.0 2.3 0.1 2.4 2.1 1.3 3.4 1.3 0.3 1.6 1.9 2.5 0.6 2.1 2.3 4.4 1.5 0.9 2.4 2.5 0.4 2.9 1.7 1.0 2.7 2.8 1.5 4.3 1.2 0.4 1 d 2.9 0.7 &6 2.1 0.6 2.7 2.7 1.4 4.1 2.3 2.3 4.6 2.2 3.7 1.5 2.8 2.0 4.8 2.2 3.5 1.3 2.6 2.1 4.7 2.7 4.9 2.2 2.0 3.3 1.3 1.4 3.4 2.0 2.5 2.0 4 .5 4.3 2.8 7.1 2.4 2.4 2.8 0.4 3.2 1.3 2.0 0.7 0.5 1.4 1.90.8 0.6 1.4 $9, 085, 000 4,735,000 : 6,510,012 I 79,932,000 ; 20,364,800 1 24,584,220 \ 116,494,941 i 11,333,350 | I 50, 277, 795 i 1,428,185 I 12,590,203 1,350,000 ! 2,500,000 j 2,216,400 583.300 ! i,7oo;ooo ; 500,000 j 1,300,000 576,450 : 200,000 I 2.885,000 2,100, 000 I 22i 404; 700 ; 12,867,000 '• 11, 620, 000 5, 070, 010 2, 935, 000 3, 992, 000 1, 660, 000 7, 559, 300 400, 000 250, 000 100, 000 350, 000 150, 000 100, 000 10Q, 000 $180,119 88, 773 122, 214 1, 616, 825 324, 844 434, 440 3, 022, 662 253, 359 1, 242, 037 32,621 260, 261 15, 330 48, 345 46, 966 9,049 40, 845 8,763 35, 894 6,865 5,745 59, 816 52, 460 514,681 278, 798 321,406 11], 790 76, 583 106, 349 39,132 133,142 10, 229 10, 735 1, 624 9,702 1,887 479 837 $141, 226 I $321, 345 93,179 i 181, 952 144,164 ! 266, 377 1, 562.128 3,178, 953 195,355 520, 200 387,146 I 821, 587 4.058.706 i 7, 081, 368 223,106 I 476, 465 278,268 1, 520, 305 1,261 33, 881 166,054 I 426, 315 3, 286 j 18, 615 13,926 j 62, 270 51,457 I 98, 424 5,144 I 14,193 6, 050 j 46, 895 3,830 12, 592 j 422, 804, (506 9, 525, 607 8,813,126 i 18,338,734 j 20,042 I 55, 936 2.149 I 9,015 1,351 ! 7,096 17,467 ! 77, 283 27,975 ! 80, 435 520,951 t 1, 035, 633 200,372 S 479,170 231. 917 ) 553, 323 68J061 179, 851 62, 012 138, 595 88, 281 194, 631 29, 522 68,655 189, 24S 322, 389 7.801 18, 030 7, 014 17, 749 1,624 i.615 11, 317 2,984 M97 1,884 1,405 560 1, 397 ' 2. 2 ; 2.1 j 4.2 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCV Amount and rate of taxation (United States and State) of the national "banks for the year 1869. -Amount of taxes. Kate of taxation. States and Territories. jCapital stock. ! United States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia "West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon Colorado Idaho Montana Totals ; 185, 000 4, 835, 000 6, 385, 012 81, 282, 000 20, 164, 800 24, 606, 820 112, 267, 841 11, 465, 350 49, 560, 390 1, 428,185 12, 790, 203 1, 050, 000 221, 860 116, 400 683, 400 823, 500 500, 000 400, 000 300, 000 525, 000 200, 000 835, 000 987, 400 917, 399 752, 000 370, 000 510, 000 710, 000 717, 000 770, 000 810, 300 400, 000 400, 000 100,000 350, 000 100, 000 100, 000 419, 619, Total. 1 United j States. $191, 779 97, 245 129, 059 1, 691, 620 344, 687 476, 244 2, 958, 089 279, 410 1, 312, 419 30, 907 277, 590 23, 814 59, 281 51,979 15, 712 19, 763 45, 824 5,926 27, 455 11,184 4,284 62,836 47,164 635, 935 298, 336 369, 742 143,649 80,963 122,162 45, 223 171,198 17,443 14, 593 2,917 11, 902 1,179 1,731 $164,150 $355, 929 102, 812 200, 057 117,107 246,166 1, 329, 018 3. 020, 638 175, 466 520,153 366, 457 842, 701 2, 980,104 5. 938.193 200,121 479, 531 266.186 1. 578. 605 3,265 34,172 425, 444 147, 854 25, 664 1,850 68.163 89, 032 37, 053 2,455 18,167 7,952 27, 715 8,254 54, 078 490 6,416 34, 562 7,107 4,375 15, 559 6,998 11, 282 10, 236 73, 072 6,570 53, 734 573, 576 1. 209, 511 517, 224 218, 888 587, 394 217, 652 34, 384 178, 033 131, 626 50,663 175, 783 53, 621 29, 873 75, 096 120, 720 291, 918 16, 009 33, 452 25, 431 10, 838 2,917 23,188 11, 286 2,541 3,720 2,283 4,014 10, 081, 244 7, 297, 096 17, 378, 340 State. Total Per ct. Perct. P< °erct. 2.1 1.8 3.9 2.0 2.1 4.1 2.0 1.8 3.8 2.1 1.6 3.7 1.7 0.9 2.6 1.9 1.5 3.4 2.6 2.7 5.3 2.4 1.8 4.2 2.7 0.5 3.2 2.2 0.2 2.4 2 2 1.1 3.3 2^2 0.2 2.4 2.7 0.4 3.1 2.3 1.7 4.0 0.4 2.7 3.4 2.4 1.0 0.6 3.6 3.0 0.1 1.6 1.5 0.6 2.7 2.1 0.8 3.0 2.2 3.5 5.6 2.1 0.4 2.6 2.2 0.3 2.7 2.4 2.6 5.5 2.9 1.7 4.1 2.4 1.8 4.8 3.0 0.6 3.2 2.6 1.9 4.9 3.0 1.4 4.7 3.3 1.7 4.2 2.5 1.5 3.7 2.2 4.0 8.4 4.4 2.7 6.4 3.7 2.9 2.9 3.4 *3." 2* 6.6 3.7 2.5 1.2 4.O 2.3 1.7 4.1 XCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United Staten and State) of the national banks for the year 1874. States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia' West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California •Colorado Utah New Mexico Wyoming Idaho Dakota Montana Totals. Amount of taxes. Capital stock. I ; United States. State. $9, 654, 019 . $111, 403 5,317,037 ; 60,002 88,152 7, 862, 712 : 1,163, 858 91,754,078 ! 201,317 20,504,800 271, 801 25, 424, 620 106, 599, 708 • 2,026, 960 205,451 13,830,466 i 871,220 53,178, 261 : 20, 798 1,523,185 181, 249 13,720,997 1,309,512 ' 19, 747 3, 580, 913 54, 957 2, 375, 216 33, 484 2,173, 338 • 30,837 3, 156, 250 34,421 31, 656 2, 843, 962 18, 746 1,034,883 61, 642 4, 000, 000 : 14, 384 1,054,897 2,488 205,000 : 9.076,127 ; 103, 635 3,457,897 ' 50,290 29,112, 642 403, 697 17, 936, 4'04 ' 214, 977 20, 507, 963 ! 367, 718 10, 098,162 ! 134, 052 3,704,032 ; 67,485 6,048,562 [ 98,421 4, 268. 026 i 63, 224 9, 308, 198 i 112,525 1, 783, 235 I 26,182 1,025,000 ! 20, 883 250, 000 | 5,808 3, 358, 594 46,044 748, 581 16, 983 439, 402 5,387 300, 000 3,718 125, 000 1,697 100, 000 1,393 50,000 614 350,000 6,777 *493, 751, 679 Rate of taxation. Total. $192, 290 106,587 139, 297 1,878,368 224, 540 439, 402 3, 044, 565 282, 645 377, 546 6,630 194, 697 5,288 52, 207 34, 507 38, 601 111, 654 53, 872 25,289 52, 270 22, 863 8,030 47, 655 70, 844 642,054 429, 585 420, 461 149, 720 ' 76,330 117,115 76, 876 190,140 41, 867 34, 282 3,488 166, 589 227, 449 3, 042, 226 425, 857 711, 203 5, 071, 525 488, 096 1, 248, 766 27,428 375, 946 25, 035 107,164 67, 991 69, 438 146, 075 85, 528 44, 035 113, 912 37, 247 10, 518 151,290 121,134 1, 045, 751 644, 562 788,179 283,772 143, 815 215, 536 140,100 302, 665 68,049 55,165 9,296 46, 044 10,750 27, 733 4,137 9,524 3,150 6,868 1,180 2,877 . 129 1,522 1,225 1,839 8,190 14, 967 7, 256, 083 9, 620, 326 16,876,409 Ss d State. Total. Per ct. Perct Perct. 1.2 2.0 3.2 1.1 2.1 3.2 1.1 1.8 2; 9 1.3 2.1 1.0 1.1 2-1 1.1 1.8 219 1.9 2.9 4.8 1.5 2.1 3.6 1.6 0.7 2.3 1.4 0.4 1.8 1.3 1-5 2.8 1.5 0.4 1.9 1.5 1.6 3.1 1.4 1.8 3.2 1.4 1.9 3.3 1.1 3.6 4.7 1.1 1.9 3.0 1.2 1.7 2.9 1.5 1.4 2:9 1.4 2.3 3.7 1.2 3.9 5.1 1.1 0.5 1.6 1.5 2.2 3.7 1.4 2.2 3.6 1.2 2.6 3.8 1.8 2.2 4.0 1.3 1.5 2.8 1.8 2.3 4.1 1.6 2.1 3,7 1.5 2.0 3.5 1.2 2.1 3.3 1.5 3.3 4.8 2.0 3.3 5.3 2.3 1.4 3.7 1.4 1.4 2.3 4.4 1.2 2.6 1.4 1.2 2:3 1.1 1.4 3.9 2.5 1.4 1.5 0.1 1.2 3.7 2.5 1.9 4.2 2.3 1.5 2.0 3.5 * Including capital of banks from which returns of the amount of State taxation were not received. REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVJI Amount and rate of taxation ( United States and Slate) of the national banks for the year 1875. Amount of taxes. States and Territories. Maine New Hampshire Vermont Massachusetts Boston 111)ode Island Connecticut New York Xew York City Albany ' Xew Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington V irginia West Virginia North Carolina South Carolina (Georgia Florida Alabama New Orleans Texas Arkansas Tennessee Kentucky Louisville Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Minnesota Iowa Missouri Saint Louis Kansas Nebraska Oregon California San Francisco New Mexico Colorado Utah Idaho Montana Wyoming Dakota Totals c c- ; Capital. $9, 790, .104 5, 482, 514 8,216,467 : 43, 063, 374 51, 362, 4 54 20, 548, 433 25, 852, 987 35, 471, 333 68, 466, 576 2,088,462 14, 072, 520 29, 655, 994 17, 019, 239 10, 059, 041 1, 523,185 2, 268, 238 11, 469, 355 252, 000 1, 239, 564 3, 535, 719 1, 971, 000 2, 232,150 3,135, 000 2, 716, 974 50, 000 1, 638, 866 3, 766, 667 1, 205, 350 205,000 3, 468, 992 7, 201, 765 3, 358, 000 21,110,393 4, 000, 000 4, 550, 000 18,588,189 11, 873, 363 : 7, 673, 757 8, 568, 270 1, 900, 000 2, 974, 653 700, 000 4, 391, 068 6, 416, 607 2, 742,199 6, 360, 300 1, 588, 821 994,758 i 250, 000 1, 552, 622 2, 917,112 300, 000 i 923, 478 300,000 100, 000 350, 000 125, 000 50, 000 503, 687, 911 -VII IT 11 i t e d $112, 652 61, 006 89, 360 491,157 703, 218 201,639 277, 984 529, 804 1,376,541 62, 215 208, 559 410, 928 346, 950 141, 545 22, 025 30, 468 150, 003 4, 555 . 16,905 54, 132 25, 775 31, 406 34, 747 29, 023 854 18, 59, 15, 1, 47, 80, 45, 292, 80, 865 314 819 983 341 777 012 900 198 51, 011 229, 606 186,188 173, 506 105, 676 33, 331 47. 584 16, 263 60, 781 104, 667 36, 361 75,135 22, 901 22,, 277 • 5, 654 17,180 35, 780 4,228 18, 997 3,472 1,429 7, 047 2. 049 '742 7, 317, 531 • Total. Ratios to capital. I United j States. State. ; Total. Per ct. Per ct. Per ct. 1.2 22 3.4 1.1 L9 3.0 2.2 3.3 1.1 2.0 3.1 1.1 1.9 3.3 1.4 1.3 2.3 1.0 1.7 2.8 1.1 2.7 4.2 1.5 3.1 5.1 2.0 \ 3.6 6.6 3.0 : 2.1 3.6 1.5 i 0.6 2.0 1.4 : 0.8 2.8 2.0 i 0.5 ! 1.9 1.4 0.5 2.0 1.5 1.4 ! 2.7 1.3 ! 2.0 ! 3.3 1.3 i 0.1 1.9 1.8 i 0.3 : 1.7 1.4 ! 2.0 ' 3.5 1.5 ! 1.7 i 3.0 1.3; 3.0 1.6 i 1.4 ! 4.5 3.4 : 1.1 i 2.7 1.6 1.1 3.8 2.1 1.7 : 2.6 $328, 633 164. 955 258, 404 1, 350, 355 1, 660, 501 471, 041 713, 664 1,492,786 3, 469, 684 133, 955 509, 453 585, 987 475, 946 197, 79 L 29, 977 61, 823 380, 371 262 4,817 3, 462 20, 367 70,710 124, 842 30,102 55, 877 34, 584 65, 990 106,760 141, 507 45.790 74, 813 1,056 1, 910 22,204 41, 069 9, 870 69,184 20,844 36, 663 3,288 5,271 125, 768 78, 427 36,311 117, 088 16,290 61, 302 507,231 800,131 105,199 185, 397 104,872 155, 883 700, 442 470, 836 271,636 457, 824 188,524 i 362, 030 146,993 ! 252, 669 58, 075 24,744 55,156 ! 102, 740 19,229 35, 492 93,736 i 154, 517 126,088 j 230, 755 . 93,467 : 129, 828 252, 599 177,464 : 68, 449 45,548 ! 21,689 43, 966 8,691 3,037 j 17,186 35, 780 7,478 3," 250"' 44, 711 25, 714 6, 022 2,550 3,796 2,367 16, 184 9,137 5,572 i 3,523 1,642 ! 900 $215, 981 103,949 i 169,044 865,198 ; 957,283 ; 269,402 435,680 962,982 ' 2,093.143 71, 740 300,894 175,059 128, 996 56,246 7, 952 31,355 230,368 i 10, 058,122 ; 17, 375, 653 1.4 0.3 1.7 ! 1.6 L6 1.3 i 1.0 i 1.4 1.1 i 1.3 1.4 ! 2.0 ' 1.1 I 1.2 i 1.6 2.3 | 1.2 ! 1.8 : 1.6 | 2.3 1.4 ! 1.6 ! 1.3 ! 1.2 i 1.4 I 2.2 i 2.3 i 1.1 j 1.2 | 1.4 ! 2.1 i 1.2 ! 1.4 j 2.0 ! 1.6 ! 1.5 ! 1.1 3.3 1.3 2.4 2.6 2.8 1.8 1.5 | 2.0 0^5 ! 0.5 i 2.4 I 2.6 | 2.3 : 2.6 ! 2.3 ! 2.5 , 1.7 ! 1.3 ! 1.9 ' 3.0 J 2.3 ! 2.0 j 3.5 I 2.8 ! 3.2 ! 2.3 ; 1.2 ! 1.9 3.0 2.6 3.7 1.6 1.8 3.8 4.6 3.4 38 3.9 4.8 2.9 3.1 3.5 5.3 3.7 3. 6 4.8 4.0 XCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( Cnited States and State) of the national banks for the year 1876. Ratios to capital. Amount of taxes. States and Territories. Capital.* 1 I Maine New Hampshire Vermont Massachusetts Boston Rhode Island Conneeticut New York Xew York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Virginia W e s t Virginia N o r t h Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri SaintLouis Kansas Nebraska Oregon. California! San Francisco t N e w Mexico Colorado Utah Idaho Montana Wyoming Dakota Totals Unit e d States. State. United Total. i States. j $10, (X35, 839 $115, 272 $237,792 $353, 064 159, 882 5,615,000 62,627 97, 255 179,876 8, 722, 369 91, 777 271, 653 497,228 825,685 j 1, 322, 913 ' 44, 299, 557 704,655 855,446 ! 1, 560,101 52, 200, 000 200, 420 279,765 480,185 20,579,800 ' 275, 991 438, 989 714, 980 i 26, 015, 834 826,929 512,233 , 1, 339,162 | 35, 326, 077 1,278,956 : 2, 197, 681 3, 476, 637 '•. 66, 607, 325 63,650 ! 131, 622 2,000,000 67,972 496, 536 204,512 i 292, 024 14, 238, 634 ! 417, 324 182,003 599, 327 29, 354, 981 17,189, 489 356,204 119,655 475, 859 142,232 56, 620 198,852 10, 531, 592 6, 900 22, 030 ; 1, 571.730 28, 930 31,280 2, 299, 960 28, 046 59, 326 229, 484 11, 491, 985 142,102 371, 586 252, 000 4,478 i 3, 906 8,384 1, 300, 000 15,246 14,096 29, 342 71, 827 123,124 3, 339, 307 51, 297 50, 661 1, 746, 000 21,783 28, 878 70, 954 31,021 39, 933 , 2, 499, 499 116,656 31,793 3,172, 500 84,863 68, 029 2, 504, 317 26, 265 41,764 1,889 50,000 948 941 36, 072 1, 690, 412 19,184 16, 888 59, 922 53,388 6,534 3, 436, 786 14,518 ; 33, 575 19,057 ! 1, 038, 782 4, 885 2, 055 2, 830 205, 000 79,609 112,196 32,587 : 7, 259, 641 42,676 14, 576 57, 252 I 3, 095, 500 49, 251 70,479 119, 730 3,401,449 274, 814 550,498 834,312 20,757,903 74, 720 128, 087 202, 807 4, 373, 680 49,454 114,072 163, 526 4, 550, 000 210, 769 424,904 635, 673 17,781,910 173,495 231, 693 405,188 11,728,823 154, 246 200,866 355,112 6, 950,123 100, 414 128,446 228, 860 .; 8,238,899 ! 31, 078 28,633 59, 711 1,900,000 43, 783 97, 282 53, 499 2,827,322 14,207 i 32, 813 18, 606 650, 000 91,667 214,186 122, 519 6, 430, 308 i 60,336 86,923 147, 259 ".... i 4, 455, 478 35,824 ! 53,580 i 89, 404 2, 574, 000 i 73, 344 149, 415 5,742,596 76,071 20,722 ' 34,518 : 55, 240 1,369,167 21,839 ' 23, 274 ' 45,113 975, 000 8,869 6,319 2,550 237,500 17,484 3,463 20, 947 1, 700, 000 23,526 705 24, 231 2, 875, 000 3, 976 3,513 7,489 300, 000 18 276 16,465 34, 741 824, 025 2,840 2,625 5,465 250,000 1,278 3,648 2,370 100, 000 6,811 9, 561 16, 372 350, 000 1, 976 5,343 125, 000 i 3,367 891 1, 527 636 i 50,000 j J 501,788,079 ; 7, 076, 087 i 9, 701, 732 ! 16, 777, 819 I State. Per ct. Per ct. 2.2 1.1 1.7 1.1 2.1 1.1 1.9 1.1 1.6 1.4 1.3 1.0 1.7 1.0 2.4 1.5 3.5 1.9 3.4 3.2 2.1 1.4 0.6 1.4 0.7 2.1 0.5 1.4 0.4 1.4 1.3 1.4 2.0 1.2 1.2 1.8 1.1 1.2 2.1 1.5 1.7 1.2 1.6 1.2 2.7 1.0 2.0 1.0 1.9 1.9 1.0 1.1 0.2 1.6 1.9 1.4 1.4 1.0 0.5 1.1 0.5 1.4 2.1 1.4 2.8 1.3 2.9 1.7 25 1.1 2.5 1.2 2.0 1.5 3.0 2.2 1.6 1.2 1.5 1.6 1.9 1.5 2.9 2.2 2.0 1.4 2.0 1.4 2.2 1.4 2.6 1.3 3.0 1.5 2.5 2.2 1.0 2.7 0.2 1.0 0.8 1.3 2.2 1.1 1.3 1.9 1.6 1.8 L4 Total. Per ct. 3.3 2.8 3.2 3.0 3.0 2.3 2.7 3.9 5.4 6.6 3.5 2,0 2.8 1.9 1.8 3." 2 3.0 £« 2.2 1.3 2.4 2.7 2. 7 L3 2.9 2.8 3.7 3.0 3.8 2.1 1.8 3.3 2.4 1.6 1.9 3.5 4.1 4.G 3.6 3.7 3.5 5.2 2.8 3. 1 3.4 5.1 3.4 3.4 3.6 3.9 4.5 4.7 3.7 1.2 i.8 2.5 4.4 2.4 3.7 4.6 4.3 3.1 2.0 3.4 * The capital of the banks that paid State, county, and municipal taxes on stock and real estate is $488,272,782. tCalifornia banks pay no State taxes on capital, except on such as is invested in real estate. REPORT OF THE COMPTROLLER OF THE CURRENCY. XC1X Amount and rate of taxation ( United States and State) of the national banks for the year 1877. Ratios to capital. Amount of taxes. States and Territories, j Capital.-" United States. State. Total. | United $113,855 63,252 88,659 493,489 684, 562 193, 088 270, 871 $240,442 ! $354, 297 100,700 i 163, 952 168,551 ! 257, 210 828,064 ! 1, 321, 553 i 830,847 ! 1, 515, 409 ! 273,227 ! 466, 315 i 422. 288 | 693,159 i New England States.;' 167,788,475 : 1, 907, 776 2, 864,119 I 4, 771, 895 1 Maine New Hampshire Vermont Massachusetts ' $10,689,837 I 5, 683, 750 ! 8,568,700 44,413,464 Boston Rhode Island Connecticut ; New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware.... Maryland Baltimore District of Columbia Washington Middle States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee ' .'.. 52, 329, 080 20, 271, 650 25,831,994 : State. ! Total. I States. Per ct. I Per ct. | Per ct. 1.1 2.2 3.3 1.1 1.8 2.9 1.0 2.0 3.# 3.0 1.9 1.1 2.9 1.6 1.3 2.4 1.0 1.4 2.6 1.0 1.6 1.1 1.7 2.8 34,118, 002 498,204 ; 754,951 ; 3,253.155 i 1.5 60,057,247 1,250,636 1,822,196 | 3, 072,' 832 ; 2.1 2,000,000 64,281 124,151 3.0 59, 870 276,680 479, 358 1.4 14, 278, 350 202, 678 200,841 609,903 , 1.4 409, 062 28, 417, 582 120,471 477, 782 2.1 357,311 16, 985, 667 54, 335 i 194,086 1.4 139, 751 10, 347, 500 6,842 30,240 ; 1.4 23,398 1, 663, 985 30,395 \ 62,213 1.4 31,818 2,302,459 205, 830 ' 342, 905 1.2 137,075 11, 233, 651 4,629 1.8 252, 000 312 4,317 23,598 1.3 7,728 • 1,229,119 | 15,870 2.9 3.2 1.9 0.7 0.7 0.5 0.4 1.3 1.9 0.8 0.7 3.8 5.0 6.2 3.3 2.1 2.8 1.9 1.8 2.7 3.1 2.6 2.0 3.6 j 182, 885, 562 | 3,129,990 I 3,544,862 i 6,674,852 j 1.7 , •...' , Southern States . . . . 3, 285, 229 1, 746, 000 2, 586, 096 : 2, 927, 643 2,146, 305 50, 000 , 1, 668, 000 3, 300, 000 1, 081, 782 : 205, 000 i 7, 008, 500 3, 095, 500 : 3,112,233 • 49,796 ! 21,461 30, 792 28, 918 25, 547 818 18, 653 50, 099 14,597 2, 760 77,141 42, 265 48,639 64,684 ' 27,737 • 33,945 74,027 : 42,632 i 1,023 19,372 26,387 ; 20,655 : 3,601 ; 30,636 i 15,936 I 68, 514 i 114,480 i 49,198 64,737 102,945 ; 68,179 I 1,841 38,025 ! 76,486 ! 35,252 | 6,361 ! 107,777 ; 58,201 i 117,153 1.5 1.2 1.2 1.0 1.2 1.6 1.1 1.5 1.4 1.3 1.1 1.4 1.6 2,0 1.6 1.4 2.6 2.1 2.0 1.2 0.9 2.2 1.8 0.4 0.5 2.2 32,212, 288 j 411,486 ! 429,149 j 840,635 j 1.3 | 1.4 19,944,625 i 4, 400, 000 • 4, 416, 667 : 16, 559, 568 11,489,927 6, 472, 418 7, 871, 463 2, 000, 000 2,814,808 650, 000 6, 090, 538 4,519,779 2, 391,167 > 4,015,639 i 1,108, 333 938, 398 976, 872 250, 000 1, 579,167 2, 750, 000 300, 000 200, 000 100,000 ; 350, 000 ; 125, 000 ! 50,000 i 269,544 73,817 48,139 ' 202,594 , 163,585 145,367 94,201 31,105; 43,360 15, 395 85,085 61,429 34,718 i 56,812 18,993 '< 21,485 20,544 428, 902 128,159 97, 591 347, 744 223, 996 131,744 120, 716 34, 885 50, 969 16, 610 121, 291 93, 923 41, 243 65, 722 18, 855 19, 922 23, 951 2, 650 3, 940 535 3,168 2,750 3,184 6,432 1, 599 693 698,446 ! 201,976 | 145,730 i 550,338 ! 387,581 j 277,111 i 214,917 i 65,990 ! 94, 329 j 32,005 | 206,376 1 155,352 | 75,961 I 122, 534 37,848 j 41,407 44,495 j 9, 874 j 22, 356 | 23,827 7,360 I 5, 529 4,551 ! 13,227 | 3,572 i 1,803 | 1.4 1.7 1.1 1.2 1.4 2.2 1.2 1.6 1.5 2,4 1.4 1.4 1.5 1.4 1.7 2.3 2.1 2.9 1.2 0.8 1.4 1.4 1.4 1.9 1.6 2.2 Western States and j I Territories ! 102, 364, 369 j 1,453,321 I 1,991,174 3,444,495 j 1.4 Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon Californiat San Francisco t New Mexico Utah Idaho Montana Wyoming Dakota Totals ; j ; : : I ; 7,224 I 18, 416 23,292 4,192 2,779 i 1,367 ; 6,795 | 1,973 | 1,110 I i 485, 250, 694 j 6,902,573 I 8,829,304 15, 731, 877 1.4 2.3 2.9 2^3 2.0 2.9 1.7 1.7 1.9 2.6 2.1 2 2 2.6 2.5 2.6 2.3 3.0 1.1 0.2 0.0 1.1 1.4 3.2 3.2 2.1 1.4 3.5 2.8 2.6 3.6 3.3 3.6 2.3 2.4 3.6 3.1 1.5 1.9 3.8 3.7 4.6 3.3 3.5 3.4 5.1 2.9 3.3 3.4 5.0 3. 5 3.6 4.1 3.9 4.3 4.6 5.1 4.0 1.4 0.8 2.5 2.8 4.6 5.1 3.7 3.6 3.5 1.9 * The capital of the banks that paid State, county, and municipal taxes on stock and real estate is $474,667,771. iCalifornia banks pay no State taxes on capital, except on such as is invested in real estate. REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount find rate of taxation ( United States and State) of the national oariks forthe year .la?'& , States and Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut Amount of taxes. j Ratios to capital. Capital. $10, 700, 000 740, 000 8, 544, 285 44, 200,12S 1,927,865 20, 031,112 25, 474, 204 $114,880 64, 849 88,157 499, 959 672, 760 191,410 268, 714 $346, 535 166, 333 246, 745 1, 260, 074 1, 375, 600 449, 064 649, 427 New England States New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Middle States .. 33,541,481 i 499,197 55,150,348 | 1, 226, 933 2, 000, 000 i 55, 609 14,101,926 I 203, 567 28, 549, 169 ! 395, 089 16,843,000 j 333.161 10,350,000 ! 134J 072 24, 451 1,738,294t 2, 264, 510 ' 31, 847 129, 571 10,762,648 l 252,000 i 4,392 1,215,023 i 16, 687 176,768,399 • 3,054,576 Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama.... New Orleans Texas Arkansas Kentucky Louisville Tennessee 48, 789 21,411 30, 495 29, 515 25, 769 779 19, 826 46, 068 14, 863 3, 243 78, 046 40, 741 50, 294 Southern States Ohio Cincinnati . . . . Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee.... Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon Oaliforniat San Franciscot New Mexico Utah Idaho Montana Wyoming Dakota Washington 18, 903, 637 4, 333, 333 4, 289, 130 15, 381, 544 11, 319, 200 4, 770,166 7, 561, 740 2,100, 000 2, 690, 000 650, 000 6, 048, 704 4, 793,131 1,725,817 2, 653, 750 952, 320 950, 000 1, 003, 750 250, 000 1, 550, 00Q 2, 750, 000 300, 000 200, 000 100, 000 332, 880 J 25, 000 129, 124 111, 671 254, 030 65, 684 46, 252 194,104 157, 543 118,637 90, 915 35,165 40, 748 15, 556 81, 949 62, 850 24, 512 44, 014 15, 238 21, 690 24, 002 7, 710 18, 547 22, 570 4, 280 2, 803 1, 396 6, 637 2,188 2, 363 699 5, 217,-485 ) 6, 272, 061 66, 607 i 27,196 31,982 59, 010 37,667 ! 851 ; 22,404 ! 28,332 ! 15, 104 ; 2,705 ! 39, 830 j 16,469 57,919 | 115,396 48, 607 62, 477 88, 525 63, 436 1, 630 42, 230 74, 400 29, 967 5,948 117, 876 57, 210 108, 213 406, 076 | 815, 915 390, 06-2 120, 832 86, 779 316, 918 210, 986 106,157 113, 231 31, 099 49, 903 17,144 115, 594 92, 720 31, 987 62, 748 21,131 23, 706 23,106 2, 925 3, 696 169 644, 092 186, 516 133, 031 511,022 368, 529 224, 794 204,146 66,264 90, 651 32, 700 197, 543 155, 570 56, 499 106, 762 36, 369 45, 396 47,108 10, 635 22, 243 22, 739 9, 523 5, 553 4,543 11, 225 4,824 3,035 699 5,243 J 2, 7f.O I 3,147 \ 4, 588 | 2, 636 ! 672 ! 1.3 1.5 1.1 1.3 1.4 2.5 1.2 1.7 1.5 2,4 1.4 1.3 1.4 1.6 1.6 2.3 2.4 3.1 1.2 0.8 1.4 1.4 1.4 2.0 1.8 1.8 0.6 2.1 2.7 2.0 2.1 2.0 2.6 1.5 1.5 2.0 2.6 2.1 2.0 2.5 2.4 2.6 2.6 2.4 1.2 0.3 0.0 1.8 1.4 3.2 3.1 2.1 1.3 0.0 3.4 4.2 3.1 3.4 3.4 5.1 2.7 3.2 3.5 5.0 3.5 3.3 3.» 4.# 4.2 4. » 4.8 4. 3 1.5 Q.& 3.2 2.8 4.6 5.1 3.9 3.1 0.6 Western States and | Territories Totals 471, 064, 238 * The capital of the banks that reported State, county, and municipal taxes on stock and real estate is $463,983,724. t California banks pay no State taxes on capital, except'such as is invested in real estate. REPORT OF THE COMPTROLLER OF THE CURRENCY. CI Clearings and balanoes of the banks of New York City for the weeks ending at the dates given. ~"~ " " • \ Week ending— Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. Nov. 7,1872 14,1872 21,1872 28,1872 5,1872 12,1872 19,1872 26,1872 2,1872 9,1872 16,1872 23,1872 30,1872 Sept. Sept. Sept, Sept. Sept. Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. 1,1877 8,1877 15,1877 22, 1877 29,1877 6,1877 13,1877. 20,1877 27, 1877 3,1877 10,1877 17,1877 24^ 1877 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. Nov. 7,1878 14,1878 21,1878 28,1878 5,1878 12,1878 19,1878 26,1878 2,1878 9,1878 16,1878 23,1878 30,1878 Sept. Sept. Sept, Sept. Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. Nov. 6,1879 13,1879 20,1879 27,1879 4,1879 11,1879 18,1879 25,1879 1,1879 8,1879 15,1879 22,1879 29,1879 Sept. 4,1880 Sept. 11,1880 ~ Sept, 18,1880. 1880 Sept. 1880 Oct. 1880 Oct. 1880 Oct. Oct. 1880 Oct. 1880 Nov. 1880. Nov. 1880. Nov. 1880. Nov. 1880. i $559, 395, 714 1 587,682,466 | 765,187, 225 : 656, 301, 418 i 777, 477, 621 802, 224, 679 : 818, 599, 930 879,906,570 903, 910, 753 : 644, 455, 688 879, 855, 881 796, 302,118 : 678,212,042 .- Sept. •' 6,1873 Sept. 13,1873 Sept. 20,187:5 Sept. 27,1873 Oct. 4,1873 Oct. 11,1873 Oct. 18,1873 Oct. 25,1873 Nov. 1,1873 Nov. 8,1873 Nov. 15,1873 Nov. 22,1873 Nov. 29,1873 - 553,727,902 548, 295, 978 654, 392, 916 302, 201, 099 318, 257, 024 329,152,694 352,555,457 307, 267, 809 316, 235, 255 330, 422, 376 329, 556, 276 357,181, 656 326, 834, 765 • , Balances. 06 $21,966,697 50 85 23,129, 720 42 78 23, 284,120 91 37 23, 423, 227 08 65 25, 584, 378 23 44 26, 249, 450 31 27 22, 979, 886 08 25, 707, 450 11 29 28, 300, 444 40 48 19, 233, 388 26 37 39 I 23, 855, 689 89 06 I 26, 726, 313 98 86 j 21, 260, 670 68 22, 328, 640 26 22, 855, 801 28 23,131,846 63 22, 883, 461 74 18, 008, 688 12 15, 642, 330 07 17, 780, 057 56 13, 374, 437 98 15, 957,165 33 14, 831, 208 01 13, 361, 572 96 12, 424, 216 49 13,831,781 11 28 j 73 42 i 44 ; 83 i 92 I 62 ! 59 j 26 35 I 45 j 40 j 78 j 400, 793, 928 37 I 17,195, 538 397,270,385 61 | 21, 276, 952 , 379, 235, 693 05 j 16, 226, 864 405,032,278 32 j 18, 062, 064 419, 336,185 05 ! 17, 638, 612 428, 838, 637 02 \ 17, 969, 027 485, 782, 249 45 !19, 466, 542 478,165, 840 10 j 21, 282, 891 437, 387, 453 60 16, 555,158 458, 025, 653 36 { 23, 219, 535 358, 005,167 11 j 16, 400, 805 401,980,936 84 | 20, 952, 083 417,104, 418 m \ 17, 367,124 • 348, 022, 456 02 I 330, 877, 791 01 I i 333,606,566 02 i 370, 111, 767 49 j "_. 453. 971, 364 93 424,149, 900 70 482, 291, 920 94 392, 878, 293 23 . 488,571,553 53 408, 903, 425 00 460, 572, 737 80 404, 037, 742 00 36& 238, 659 90 i i ! : i - "i Clearings. 452. 345, 265 71 507.109, 348 67 530, 921, 366 52 591, 859, 560 99 747, 278, 535 78 741, 448, 440 55 798, 960, 746 51 761, 277, 728 00 865, 862, 857 05 772,150,134 18 870, 092, 059 78 942, 922, 768 23 779, 955, 847 24 603, 877, 203 02 625, 650,183 37 623,375,655 ' " 48 : 573, 355, 801 73 ! 705, 598, 706 46 651,169, 020 35 : 693, 917, 360 86 872, 895, 695 57 785, 361, 621 85 866. 393, 048 37 .; 896, 540, 451 06 . 868,076,513 35 . !l, 072, 680, 747 81 551, 602 23 037, 659 82 080, 319 34 596, 844 29 225, 691 50 036, 490 39 414, 267 79 507,373 90 886, 588 26 531, 868 14 918,299 11 061, 847 48 450, 900 37 23, 606, 921 32 23, 279, 390 27 24, 859, 791 49 26, 691, 095 46 28, 371,132 68 29, 463, 295 51 26, 950, 734 21 28, 333, 087 73 32, 796, 457 88 30, 621, 579 21 39, 899, 377 29 30, 443, 292 71 28, 364, 989 12 33, 414, 325 26, 812, 778 30, 733, 842 30,070,332 32, 827, 400 28, 586, 849 27, 875, 042 32, 910, 082 31, 018, 354 33, 236, 599 34, 579, 373 34, 404, 639 32, 472, 796 94 80 94 13 99 16 64 09 80 77 05 13 33 CII REPORT OF THE COMPTROLLER OF THE CURRENCY. Dividends and earnings of the national hanks, arranged by geographical divisions, for semiannual periods from September 1, 1871, to September 1, 1880. Ratios. No. Geographical divisions. : of Vnks. Sept., 1871, to March, 1872: New England States... Middle States Southern States Western States Surplus 494 $154, 809, 032 $33,163, 049 589 190,985,969 48,754,556 129 26,182, 281' 2,118, 2 1 1 8 475 475 538 78, 656, 424 15, 394, 203 Totals March, 1872, to Sept., 1872: New England States... Middle States Southern States Western States Totals Capital. 1, 750 450, 693, 706 99, 431. 243 497 155,220,568 594 391,776,118 141 29,513,235 020 89,166,102 34,113,6:55 50,328,781 2,353,213 18,386,313 22, 859, 826 9, 721, 465 12, 099, 457 1, 967, 089 , 784, 880 : 1,852 465,676,023 105,181,5)42: 23,827,289 Sept., 1872, to March, 1873: New England States... Middle States Southern States Western States Totals 495 155, 659, 232 594 192, 845, 6(59 147 31,32S, 787 676, 100.684.995 ; March, 1873, to Sept., 1873 : New England States... Middle States Southern States Western States Totals 36, 53, 3, 20, S')8, 324 303, 503 207, 78S 887, 673 1, 912 48i>, 518, 683 114, 257, 288 490 157,014,832 591 192, 234, 009 161 33,259,530 707 105,592,580 38,303,887 53, 431, 089 3,600,607 22,778.265 7, 938, 341 9, 766, 087 1,612,680 5. 508. 953 10, 324, 340! 11, 642, 716: 2,170,179; 7, 789, 243; 5.1 5.1 5.1 5. 5 4.1 4.0 4.7 4.5 5. 4 4. 7 6. 3 6. 4 24. 826, 061 31, 926, 478 5.2 4.2 5. 4 4.1 3.9 4.21 4.5: 5.2 5.1 6.1 6.4 7, 941, 687 10,103, 736 9, 575,193 12, 565, 331 i 1, 544, 046 2, 246, 0241 4. 5, 762,103 8, 206, 909| 5.5 ; 1, 955 488, 100, 951; 118,113, 848; 24, 823, 029 33,122, 000! 5.1 4.1! 5.5 7, 627, 811 9,164,6821, 415, 933 5.321,571 9, 682, 704j 10,983,048! 1, 750, 914' 7,127,454! 4.8 4.8 4.3 4.9 3.8 3. 7i 3.9 4. 0 4. 9 4.5 4. 8 5. 4 ! 1, 967 489, 510, 323' 123, 469, 859: 23, 529, 997 29, 544,120! 4.8 3. 8"! 4.8 9, 11, 1, 7, 512j 7531 562; 9841 4.9 5.0 4.8 5.6 3 3. 4 4 4. 4. 5. 5 Sept., 1873, to March, 1874 : New England States.. Middle States Southern States Western States Totals March, 1874, to Sept., 1874: New England States... Middle States Southern States Western States Totals Sept., 1874, to March, 1875: New England States.. Middle States Southern States Western States Totals . March, 1875, to Sept., 1875 : New England States.. Middle States , Southern States Western States Totals Sept., 1875, to March, 1876: New England States.. Middle States Southern States Western States Totals J 503 159,041,832, 588 190,368,069 159 32, 605, 522 717. 107,494,300 506 159,531,832 586 189,385,019 159 33,138, 800 720 107,882,633 39,714,859 55,931,654 3, 865, 491 i 23,957,855 41, 978,153 57,176, 298 4,121,405 25, 088,183 7, 838, 9, 463, 1, 594, 6, 033, 007 707| 208: 384! 603, 214, 871, 346, 9 g: 3 5; 8 5 0 5 1,971 489, 938, 284; 128, 364, 039: 24, 929, 306: 30, 036, 811| 5.1 4 0! 4.9 785,166 9, 031 10, 361 1,861 7,881 409' 652; 7581 188| 4.8 5.0 4.3 5.4 3. 8j 3.9; 3. 8i 4.4; 4.4 4.2 4.9 5.8 5.0 4 o! 4.7 510 160,401,832 43, 020, 505 589' 189, 639, 519 57, 749, 497; 169: 33, 681, 3101 4, 646, 468 739; 109, 786,170; 26,144,107 •i 537,118: 1, 463,170 2,007 493,568,831^ 131,560,637 750, 8l6i 512 161,928,732, 43,563.385 603: 190,775,569: 57,826,444 175' 34, 640,100: 4, 965,170 757 110,520,432! 27,768,650 7,758,460 9,151,653 1, 539, 234: 5, 868, 438! 8,767,9781 9,985,736! 1, 956, 203| 8, 090, 300J 4.81 4.8 4. 4 5. 3 3. 8i 3.7: 3.9 4.2 4.3 4.0 4.9 5.8 2, 047' 497, 864, 833i 134,123, 649 24,317,785 28,800,217' 4.9 3. 81 4. 6 43, 739, 079 7, 371, 060l 56, 319, 205 10,174, 655; 1, 509,125: 5, 348,175! 5,756,741; 29, 061,135 7, 548, 855; 5, 770,1981 2, 211, 357 7,567,51l| 4.4 5.2 4.5 5.2 3. 5 4.1: 3.9; 4.1 ( 3.6 2.3 5,7 5.4 2, 076* 504, 209, 491 > 134, 467, 594; 24, 811, 5811 23, 097, 921 i 4.9 3.9! 3.6 531 166,396,0201 625 193,834,271 174 33, 390,100 746! 110,588,500 965, 362; 29,136 007 REPORT OF THE COMPTROLLER OF THE CURRENCY. CIII Dividends and earnings of the national banks, <fc.—Continued. Ratios. Geographical divisions. i No. i of Capital. | Surplus. bnks. Marcli, 1876. to Sept., 1876: N e w England States . . Middle States Southern States W e s t e r n States 539 $16: 1167, 902, 820| $43, 319, 060 i $6, 770,149! $6. 098, 661 626 190, 928, 351! 54, 527, 758i 8, 818, 572! 6, 751, 345 5, 486, 630! 1, 4*2,194! 1, 498, 873 179 33, 392, 600; 6,191, 353 73' 108, 258, 500 28, 917, 6301 5, 542, 914j Totals 2,081 500,482,271! 132,251,078; Sept., 1876, to March, 1877: New England States .. Middle States Southern States Western States - Totals 542 168,178, 520i 43,109, 865j 631 190, 272, 820! 53, 430, 3£8j 1 32, 120, 440i 5, 678, 226; 732 106, 079, 800! 28, 653, 706! March, 1877, to Sept., 1877: New England States .. Middle States Southern States Western States Totals 20,540,232 4. 5! 3. 6! 3. 3 6, 501,179 8, 328, 761; 1,387,478: 5, 586, 551 i 6,128, 206 6, 787, 978 1,470,475 5, 206, 303 3.9 4.4 4. & 5. 3 3.1; 3.4; 3. 7: 4. lj 2.9 2.8 3. 9 3.9 496, 651, 5801 130, 872,165; 21, 803, 969i 19, 592, 962 4.4 3. 5! 3. 1 6,147, 573; 7, 686, 267! 1, 299, 476! 6, 983, 800; 3, 744, 799 6,185, 1, 207, 343 4,136, 729 3. 7 4.1! 4.0 6.9 2.9: 3. 2 3. 41 5. 5! 1.8 2. 6 3. 2 3. 3 j 2, 072 486,324,860! 124, 349, 254i 22,117,1161 15,274,028 4. 5, 3. 6i 2. 5 544 166, 546, 320 i 40, 560, 405 631 178,149, 9311 51,551,601! 176 32,166, 800! 5, 482, 012; 722 98, 746, 700 24, 779, 543 j i 213 608! 8801 689! 4, 985, 926 6, 283, 445 1,174, 220 4, 503,105 3.5 4.1 3. 8: .4.7: 3! 2| 3.7| 2.4 2. 7 3.1 3.7 j 2,074 475, 609, 7511 122, 373, 5611 18, 982, 390 j 16, 946, 696 4. 0; 3. 2, 2. 8 1.9 2.2 March, 1878, to Sept., 1878: New England States . . Middle States Southern States W e s t e r n States 543 166,587,820 629 176, 694, 576 176 31, 491, 800 699 95, 457, 700 Totals 38,956,874! 50,182,622 5,684,035 23,863,603! 2, 047 470,231,896! 118,687,134 Sept., 1878, to March, 1879 New England States . Middle States Southern States Western States Totals 22,563,829; 541 167, 237, 8201 41, 370, 408 631 185, 468, 951 51, 871, 038' 175 32, 599, 989| 5, 571, 362 72.' 101,018,100 25,536,446, Sept., 1877, to March, 1878: New England States . . Middle States Southern States W e s t e r n States Totals earnDividends. Netings. 544 165, 645, 8201 38, 037,115! 630 173, 979, 676; 50, 084, 782^ 30, 882, 800| 1! 5, 240, 054) 694 93, 905, 700! 23, 382,183} 5, 7, 1, 4, 903, 261, 217, 599, 5,459,786; 6,674,618! 1,115,865! 4,708,954! 3,846,183 4,999,505i 951,99o| 3,861,210 3.3 3.8 3. o! 4.9! 2.7; 2.9 3.0; 17, 959, 223j 13,658.893 3. 8; 3. Oi 3, 658, 989 2.6! 3.1; 3.0! 3. 6i 295, 876, 077, 291, 2, 3 347; 398, 333 976 961, 734 4, 231, 275 3.2 4.0 3.5 4.6! 17,541,054; 14,678,660 3. 8; 5, 257, 526, 6, 690, 3941 1, 056, 594! 4, 397, 353! 4, 761, 422 7,128, 979 979, 496 4, 003, 303 3.2 3.9 3.5 4.8 2.6! 3.0! 3.0! 2.4 3.2 2.7 3. 5 , 04" 455,132, 056 115,149, 351j 17, 401, 8671 16, 873, 200 3. 8; 3.1; 3. 0 j 2, 043 464,413,996; 116, 744,134J 5, 6, 1, 4, 4.0 2.7 3.6 3. 01 2. 5 March, 1879, to Sept., 1879: New England States .. Middle States Southern States Western States 542 164, 450,120| 640 169, 645, 936' 30, 281, 800; 688 90, 754?200j Totals Sept. ,1879. to March, 1880: i New England States . . . j Middle States j Southern States ; W e s t e r n States '• Totals 5, 409, 351 7, 151,166; 1, 246, 470 4. 314, 286 5, 610. 28" 9, 220, 826 1, 278,1 5, 042. 976 3.3 4.2 4.1 4.8 3.2: 3. oi 3.8| 2.8 4.2 3.6 4.5 ! 2, 046 454,080,090 117,226,501! 18,121,273, 21,152,7841 4.0; 3.2\ 3.7 5, 858. 434 7,120, 204 1,139. 203; 4,172; 359; 7. 413, 622 9, 805. 448 1, 434,102 5, 380, 078 3.5 4.2 3.7 4.7 2.9 3.2! 3.21 3.6 4.1 4.0 4.8 18,290,200! 24,033,250 4.0 2, 00;" 478, 734, 594; 121, 487,163! 21, 858, 700; 23. 693, 872 4.6 March, 1880. to Sept., 1880: I New England States . . . Middle States Southern States | Western States j Totals €reneral averages 37, 441, 984; 49, 779, 783! 5,198, 4811 22, 729,103: 546 164, 820, 020! 37, 869, 31.2: 640 169, 399,170; 51, 306, 583! 175 30, 432, 700! 5, 210,198J 68" 89, 428, 200! 22, 840, 408; 548 165, 380, 242} 38, 450, 297! 654 169, 343, 870! 52, 762, 674! 176 30, 423, 700 ., 516, 335| 694 89, 067, 250; 23, 416, 343! : 2, 072 454,215,062; 120,145,649 Hi 3.2; CIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of dividends and cam hi f/a of national banks in the United States from September 1H79, to March 1, 1>H>. Ratios. States and Territories. 1 1 No. ; of i ib'nks.' Capital. Surplus. Divide nds. Net. earnings. r§,-; ;Q j Maine New Hampshire. | Vermont Massachusetts... | Boston j Rhode Island . . . . i Connecticut New York j Ne>» York City j Albany ij New Jersey Pennsylvania Philadelphia... j Pittsburgh i Delaware Maryland ; Baltimore i Dist. of Columbia1 Washington . . . i Virginia West Virginia... { North Carolina... I South Carolina...j Georgia i Florida Alabama | New Orleans.... Texas ! Arkansas j Kentucky j Louisville , Tennessee I Ohio ; Cincinnati j Cleveland Indiana Illinois j Chicago i Michigan j Detroit , Wisconsin Milwaukee Iowa Minnesota I Missouri j Saint Louis j Kansas I Nebraska '..•: Colorado I Oregon ; California ! San Francisco.-! New Mexico Utah ! Idaho j Montana Wyoming Dakota Washington Totals i $10,435,000 | 5.630,000 ! 8,491,000 i I 44,436,700 > 50, 250, 000 | 20, 009, 800 | 25,567,520 i 84 j 32, 587, 160 : 231 I 50, 650, 000 , 47 i 1,800.000 7 | 13, 345; 350 !I 67 I 182 ! ; 28,445,440 16, 793, 000 31 9,850.000 22 | 1, 763, 985 14 | 2. 281, 700 : 19 ! 10, 505, 535 i 14 252,000 1 .'; 1,125,000 1 5 i 2, 866, 000 17 i 1, 656, 000 15 ! 2, 511,000 15 ! 2, 449, 900 12 ! 2, 166, 000 50,000 13 i 1,668,000 ! 1i 2,875,000 : ! 1, 050,000 ; li i 205,000 6, 985, 000 2, 995, 500 24 2, 955, 300 > 150 18, 376, 900 6 4, 100, 000 i 6 3,700,000 1 92 13,477,500 i 127 10,834,600 i! 3,950,000 7,687.200 i 2,100,000 ! 2,450,000 i 650, 000 5,707,000 4,660,000 • 1,200,000 2, 650, 000 840,000 j 875,000 ; 1,070,000 250, 000 I 1, 550, 000 2, 000, 000 ; 300,000 ! 200,000 i ] 00, 000 150, 000 125,000 275,000 ; 150,000 i 60 45 47 186 S! )2, 046 $2,394,217 33 1, 072, 784 58 2, 098, 656 38 12, 323, 520 56 10,147, 090 71 3,512,587 69 6, 320, 454 90 7. 611, 660 29 16, 964, 570 34 1, 450, 000 00 3, 716, 238 22 7, 304,148 94 7, 434, 897 07 3, 011, 270 20 469,153 85 676, 276 38 2, 335,167 54 56, 000 00 277, 200 00 797, 620 00 410, 035 39 308,261 01 362, 572 08 388,258 74 2,000 00 207,112 45 470, 000 00 285,478 95 39, 000 00 1,114,712 64 338,422 58 486, 724 25 3, 686, 618 20 843,000 00 657, 500 00 3, 921, 249 97 3, 447,175 77 2, 350, 000 00 1,908,347 96 715,000 00 i 689, 859 67 j 215, 000 00 i 1, 423, 831 33 759, 017 40 i 312,173 85 638, 121 56 187, 289 00 215, 600 00 ' 256, 000 00 50, 000 00 174, 218 17 154, 377 00 34, 905 23 ; 50, 000 00 ; 20, 000 00 30, 000 00 50, 000 00 ! 21/123 00 30, 000 00 ra^^'iw^x |Q Pr.ct.Pr.ct. Pr. ct. $429, 600 00 $462, 294 58 i 4.12 I 3.35 3. 60 209, 100 00 4. 03 269,807 76 3.71 3.12 3.28 347, 134 98 3.67 2.94 311,730 00 2.47 1,516,540 03 1, 401, 678 59 3.41 2.67 2.26 1, 251, 230 00 1, 367, 865 03 2.49 2. 07 2.35 659, 639 00 553, 809 65 3.30 2.80 3.79 1, 031, 511 45 1, 207, 696 29 4.03 3.23 4. 01 1,142,622 99 1, 612, 299 95 3.51 I 2.84 2. 558,119 50 3, 901, 023 79 5.05 3.78 82, 5.00 00 101, 268 92 4.58 j 2. 54 ! 3.12 547, 784 00 568, 767 36 4.10 i 3.21 3. 33 1, 078, 057 70 1,165, 849 88 3.79 i 3.01 i 3.26 752, 234 00 ! 816, 670 97 4.48 ! 3.10 j 3.37 358, 500 00 386,417 05 3.64 ! 2.79 j 3.00 77,483 37 ' 95,474 68 4.39 ; 3.47 I 4 . 2 8 104, 222 34 I 114,199 32 4.57 3. 52 j 3.86 412, 062 12 i 425, 074 18 3.92 3. 21 ! 3.31 10, 080 00 I 12, 775 73 4.00 3.27 I 4.15 27, 500 00 I 21, 003 96 2,44 1 1.96 I 1.50 113,480 00 : 154. 835 68 3.96 3.10 4. 23 66, ]80 00 76, 585 34 4.00 ! 3.20 93, 080 00 111,389 75 3.71 ! 3.30 45, 500 00 83, 235 36 1.86 1.62 70, 800 00 63, 242 07 3.27 i 2.77 1 2.9C» ! 2.48 2,tiS5 14 79, 400 00 67, 059 67 4.76 4.23 5 . 1 6 119, 250 00 134,722 51 4.15 3.57 ! 3.58 56, 250 00 66, 440 93 5. 36 4.21 I 4.03 13.000 00 17, 543 33 6. 34 5. 33 ' 4.98 247, 630 00 225,152 15 3. 55 3. 06 ! 7.19 109, 320 00 97,163 19 3.65 3.28 I 2. 78 232, 580 00 184,010 37 7.87 6.76 j 2.91 900, 670 05 846, 160 21 4.90 4.08 i 5.35 228, 000 00 280, 333 05 5. 56 4.61 ; 3.84 ] 36, 000 00 200, 093 18 3.68 3.12 1 5.67 580, 940 00 537, 098 01 4.31 3.34 1 4.59 563, 235 00 611, 634 98 5. 20 3.94 ! 3.09 192, 500 00 485,347 12 4.87 3.06 j 4.28 358, 075 00 386, 389 46 4.66 3.73 I 7.70 107, 000 00 146, 301 40 5.10 3.80 ! 4.03 176, 100 56 164,719 73 7.19 5.61 I 5.20 5.25 20, 000 00 44, 788 35 3.08 2.31 5.18 276,125 00 322, 567 96 4.80 3.87 ! 4.52 235, 800 00 253,446 59 5.06 4.35 i 4.68 3.77 4,74 56, 940 00 100, 576 77 84, 000 00 90,186 60 3.17 2.55 i 6.65 44,400 00 58,997 52 5.29 4.32 67, 750 00 79, 105 04 7.74 6.21 44, 250 00 141, 644 46 4.14 1 3. 34 10. 68 30,000 00 56, 777 39 112.00 10.00 18. 92 57, 500 00 62, 580 39 3.71 3 33 3.63 62, 500 00 i 67, 730 77 3. J2 2.90 3.14 10,500 00 ! 9,792 05 3.50 3.14 2.92 4.80 14,153 34 6.00 5.66 12,000 00 : 15, 869 94 ;15. 00 12.50 13. 22 15, 000 00 ! 3.33 i 2.78 15,159 06 8.42 5, 000 00 I 47, 500 00 j 29, 264 70 :38.00 27.14 16.72 27,233 91 i 0 91 0.84 9.20 2, 500 00 I 14,607 80 8.11 i IU i 454,080,090 : 117,226,501 18 18,121,272 71 121,152,783 56 3.99 3.17 j 3.70 NOTE.—Figures in bold-face type signify a loss. REPORT OF THE COMPTROLLER OF THE CURRENCY. cr Abstract of dividends and earnings of national bank* in the United States from March 1? 1880. to September 1. 18K). Ratios, States and Terri- No. of tories. Vnks. Maine New Hampshire . Vermont Massachusetts Boston Khode Island Connecticut Xew York New York City Albany '.. New Jersey Pennsylvania Philadelphia... Pittsburgh Delaware Maryland Ealtimore Dist. of Columbia Washington .. Virginia West Virginia ... NortL Carolina .. 'South Carolina... Georgia Florida Alabama New Orleans .. Texas Arkansas Kentucky Louisville .... Tennessee.. Ohio Cincinnati Cleveland. Indiana Illinois i Chicago Michigan Detroit Wisconsin Milwaukee ! Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California.. San Francisco . New Mexico ITtah Idaho Montana Wyoming Dakota Washington ...... Totals . 69 47 46 187 54 61 84 241 47 66 185 82 : 22 : 14 15 1 17 17 15 12 13 1 9 7 : U 2 41 8 23 152 6 6 ! 92 ' 127 9 75 4 32 73 30 16 5 12 10 1.4 \ 1 9 1 4 : 1 1 Capital. Surplus. $10, 435, 000 ! 5,830,000 i 8,211,000 ' 44,827,122 i 50.500,000 : 20,009,800 I 25, 567, 320 32,572,160 50,650,000 : 1,800,000 ; 12,995,350 28, 790,140 16,758,000 ; 9, 850, 000 : 1, 768, 985 2, 281, 700 10, 505, 535 252, 000 1, 125, 000 2, 866, 000 1, 801, 000 2, 501, 000 2, 449, 900 2,166, 000 ! 50,000 ; 1, 518, 000 2, 875, 000 1,050,000 : 205, 000 | 6, 991, 000 2,995,500 1 2, 955, 300 : 18,402,900 ! 4,100,000 3,700,000 13,312, 500 10,714,600 ; 4,250,000 i 7, 218, 250 2. 100, 000 2, 400, 000 650, 000 5, 707, 000 4,650,000 1,450,000 •; 2, 650, 000 i 867,000 850,000 > 1, 070, 000 i 250, 000 : 1, 650, 000 | 1,500,000 | 400,000 ! 200,000 i 100,000 i 150,000 ! 150,000 425,000 ! 150,000 j Dividends, !!s"et e a r n i n g s . ! m*i I * "* a5! <c * » Pr. c«. Pr. ct.Pr. ct. $2, 438, 257 45 $458, 275 00 $549, 719 05 4.39 1 3.56 4.27 1,073,172 15 214, 600 00 245,187 57 3.68 ! 3.11 3. 55 1, 936, 516 53 372, 980 00 326,081 62 4.54 | 3.68 3.21 12, 469. 945 47 1, 633, 894 00 2, 075, 626 82 3.64 j 2.85 3. 62 10,406,805 96 1,469,450 00 2, 041, 651 32 2.91 ! 2.41 3. 35 3, 656,124 49 672, 639 00 925, 015 63 3.36 i 2.84 3.91 6, 469, 475 18 1, 036, 595 95 1, 250, 340 23 4.05 i 3.24 8. 90 7, 702, 848 17 1,245,211 14 1, 468, 511 08 3.82 i 3.09 3. 65 18,170, 383 40 i2, 209, 500 00 ;4. 241, 439 29 4.36 i 3.21 6.16 1, 400, 000 00 76, 500 00 ! 60,511 51 4.25 1 2.39 1. 89 8, 690, 263 60 , 550, 555 50 638,401 54 i 4.24: 3.30 3. 83 7,191, 343 04 1,265, 610 37 1, 229, 353 62 i 4,40, 3.52 8.42 7, 646, 542 17 3. 88 752,100 00 ! 947, 372 72 4.49 3.08 8, 069, 860 33 3. 56 367, 000 00 , 459, 776 09 3.73 2.84 4.48 477, 077 76 76, 733 35 100, 376 44 4. 35 3.42 669, 757 40 102, 626 00 : 114, 487 91 4.50 3.48 3,88 2, 415, 098 18 438,287 93 3. 96 511, 755 82 4.17 3.39 57, 000 00 10, 080 00 9, 761 34 4.00 3.26 3.16 272,500 00 26, 000 00 1.70 23, 700 54 2. 31 1.86 807, 150 00 4. 31 121,480 00 : 158, 336 08 4.24 3.31 436, 554 00 4. 10 74, 890 00 91, 849 48 4.16 3. 35 319,697 86 63, 000 00 1. 86 52, 379 80 2. 52 2.23 368, 359 64 33, 500 00 '• 55,867 43 1.37 1.19 1.9S 431,903 27 4.58 79, 550 00 ' 119, 057 38 3.67 3.06 2, 000 00 1.72 896 00 221, 365 74 7.19 52, 400' 00' 124, 992 67 3.45 3.01 570,000 00 6.25 122,250 00 215, 407 78 4. 25 3.55 269, 263 59 47,188 37 21, 066 30 4.49 3. 58 , 1.60 40, 000 00 4.36 7, 500 00 10,694 20 3.66 3.06 1,139, 711 96 3.57 265,150 00 ! 290, 630 85 3.79 3. 26 368,112 92 112, 820 00 167, 135 08 3.77 3.35 ! 4.97 542, 255 66 159,474 00 237, 524 01 5. 40 4. 56 i 6.79 3, 714, 788 84 < 810,900 13 ! 868, 792 82 4.41 3.67 ! 3. 93 192,000 00 : 253, 874 36 4.68 3.87 855,000 00 5.12 145, 000 00 i 226,116 15 3.92 3.28 ! 5.12 715, 000 00 602, 765 00 3, 987, 754 25 561, 830 35 ! 4.53 3.48 ! 3.25 571, 874 00 i 629,430 13 5.34 4. 03 ! 4.44 3, 472, 285 91 203, 000 00 ' 581, 442 87 4.78 3.07 2, 360, 000 00 8.80 318, 650 00 1,945,022 34 421,218 99 ! 4.41 3.48 ; 4. 60 107, 000 00 i 168, 854 17 5.10 3.80 i 6.00 715, 000 00 119, 650 00 i 175, 349 41 4.99 3.88 1 5.68 687, 317 03 26, 000 00 : 220, 000 00 35, 982 77 4.00 2.99 ! 4.14 252, 870 00 1, 443, 51.2 77 302, 082 12 i 4.43 3.54 i 4.22 260, 800 00 836, 603 67 310, 303 25 5.61 4.75 | 5.66 93, 500 00 5.28 317,128 70 98, 357 25 6.45 5.29 84,000 00 i 124, 398 91 3.17 2.54 | 3.76 658, 037 96 30, 850 00 ; 45,465 23 3. 56 2.91 | 4.29 193, 050 00 63, 500 00 223, 700 00 67, 541 83 7.47 5.91 j 6.39 48, 000 00 286, 000 00 112,842 51 4.49 3.54 j 8.82 30, 000 00 50. 000 00 58, 693 10 12.00 10.00 ! 19. 5« 72, 000 00 185, 751 83 90, 054 49 4.36 3. 92 | 4.91 60,000 00 161,675 73 72, 987 32 4.00 3.61 I 4.39 10, 500 00 • 55, 214 48 34, 417 67 2.62 2.31 I 7.56 12, 000 00 165, 000 00 23,287 53 6.00 3.29 i 6.38 15, 000 00 20, 000 00 14, 528 14 15. 00 12.50 | 12. M j 13. 34 30,000 00 24, 005 34 I 4^4? 50,000 00 i 8, 937 90 38, 500 00 i 42, 500 00 58, 283 10 10.00 9.17 12. 57 30,000 00 ! 16, 000 00 8.89 .j2, 072 | 454, 215, 062 \ 120,145, 649 43 18, 290,199 74 >24, 033, 250 00 j 4. 03 J 3.18 ; 4. ' - - • . i . : N O T E . — F i g u r e s in boM-t'ace t y p e signify a loss. _ ' ' CTI REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by States and reserve cities, of ike ratios to capital, and to capital and surplus, of Ratio of dividends to capital for six months ending— \ 1 States, Territories, and reserve cities. 1876. 1877. 1878. | - : - I \ 1879. Ratio of 'I 1880. .1876. | Mar. Sept, Mar. Sept. Mar. Sei*. |Mar. Sept. Mar. Sept. MarJ Sept. • 1. i 1. 1. 1. 1. 1. ! 1. ! 1. 1. 1. 1. 1. Pr 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Virginia W e s t Virginia North Carolina South Carolina' Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas N ebraska Oregon California San Francisco Colorado New Mexico Utah Wyoming Idaho Montana Dakota Washington Averages 5. 0 ; 4. 6 3.9 4. 6 3. 9 4. 2 5.1 4.8 0. 0 5.6 4.7 4. 5. 4 4.4 ; 5. 2 5. 4 4. 8 4. 0 4. 8 4.1 5. 3 4. 0 4. 4 4. 7 10. 0 2.9 3, 7 8.5 4. 7 4. 9 4.5 5.1 4.9 5. 0 5. 3 5.9 0.0 5.6 5.8 5. 6 1.6 7.6 7.6 12. 0 6. 7 4. 8 12.2 (5. 5 4.0 12. 2 i 5. 0 r. it. |Pr. rt 4.8 4.3 4.0 4.3 3.1 4.1 5. () 5.1 4. 2 5.1 4.7 4.7 5.4 4.2 5.4 4.2 4.0 4.8 4. 0 4.7 3. 7 4.2 3. 5 5. 0 3. 5 4.0 4.7 9. 3 4.3 4.7 4. 9 5.4 4.9 5.4 5.1 5. 3 2. 9 6.0 5. 5 5.1 20.7 5.6 4.3 3. 5 1.7 6.7 3. 5 6.0 4.8 4.3 4.0 4.1 3.1 3. 5 4.7 4.4 4.1 5.4 4.4 4.4 5.4 4.0 4.9 5.4 4.4 i 4.0 4.1 3.9 4.4 4.3 4.0 3. 2 : 5.0 ; 3.4 3.5 9.0 4.3 4.5 j 5. 5 4.5 , 4.0 5. 5 5.7 : 9.4 5.4 : 5.5 ; 6.9 5.6 5.1 5.2 4.5 1.1 i 5.3 6.2 12.0 5.6 3.6 4.8 6.5 6.0 4. 9 3.9 4.0 3.9 2. 9 3. 3 3.9 4.2 3.7 4.3 4.1 5. 0 4.0 4.9 4.8 4.1 4.0 8.0 4.7 3.9 5.1 3. 8 4. 7 5. 1 3.9 4.0 2. 3 3. 2 4.1 li.8 4.8 4.0 2.9 4.6 ; 3. 2 1.3 4.1 3. 8 3. 5 3.4 3.0 2. 3 4.3 8.4 I 4.9 5.5 20. 0 25. 0 11.4 4.1 5. 0 ' 5. 0 5. 0 ; 4. 9 5.1 4.1 4.0 4.0 3. 0 3. 3 4.0 4. 3 5.9 5. 3 4.9 3.9 3. 5 4.8 4.6 4.4 3.4 4.5 5 . 8 •' 4 4 i4 7 3.8 j 3.9 3. 6 | 3. 4 3.4 3.4 2.3 2.2 3.4 3. 3 4.2 4 0 3. 8 3.9 3.6 4.2 4.7 4.9 4. 0 4.0 3.6 3.5 4. 6 4 7 3. 0 3.3 4.7 4 4 4. x 4. 5 3. 5 4 0 4.0 2. 6 1.8 3. 5 4.2 4.2 4 0 2. 3 3.1 1.6 3.8 6. 2 4.5 1.6 3. 7 1.6 4 6 4 4 4.5 4.1 5.0 4.8 31. 0 4.5 4.") 5 5 ' 17.2 5.1 5.0 2 9 5. 6 4.7 4 7 5.2; 5.5 5. 3 4.6 ' 5. 3 4.0 3.8 2.0 3.9 ! 4.4 £ 8 4.9 6.8 37.0 12.0 5.1 9.9 3. 6 2. 9 3.8 2.1 6. 5 4.0 6.0 6.0 12.0 3.7 4 1 2.4 2. 5 6.0 4 2 4 0 5.3 3.7 4 2 4 9 2.8 3.0 4.2 5.1 3.8 6.0 5.1 5.9 2.9 4.5 4 9 4 6 1.3 2. 5 6.7 17.0 | 7.5 j 3. 7 j 2.7 | 4. 5 j 6.0 15. 0 18. 0 10. 0 20. 0 5.7 I 5.5 : 1.5 j 8.6 5. 0 ; 5. 0 ! 4. 0 | 2. 0 4. 5 4. 4 4.1 3.7 3.7 3.4 2. 5 3.0 3.3 3.7 4.0 4.2 3. 5 3. 8 5.1 4.5 4.6 4.0 4.1 3.5 3.8 4.4 4.5 3.5 3.6 4.1 4.4 4.4 4.6 4.3 3.9 4.0 4.0 2.4 4.0 4.0 4.0 3.3 3.7 1.9 1.9 3.0 3. 3 4.2 3.9 3.7 3.7 2.8 4.8 ! 4.2 4.1 3.6 5.4 3.7 6.3 3.2 3.5 3.2 1 3.6 i 4.8 I 7.9 4.1 ! 4.9 ; 5.2 5. 6 3. 5 3.7 4.0 4.3 6.1 5. 2 6.8 4.9 5.9 4.7 4.9 5.1 5.8 ! 7.2 2. 9 I 3.1 4.4 4.8 6.0 5.1 3.3 4.7 2.8 3.2 3.1 5.3 10.8 22.0 4 2 3.5 2.8 4 5 6.0 18.0 15.0 1. 8 9. 4 4.4 3.7 4.5 3.6 2.9 3.4 4.1 3.8 4.4 4.3 4.2 4.4 4.5 3.7 4.4 4.5 4.2 4.0 2. 3 4.2 4.2 2. 5 L4 3.7 4.2 3.9 ! 3.2 ! 3.6 ! 3.1 3.5 3.9 3.9 4.6 3.2 3.7 3. 7 3.9 3.6 3.3 3.3 2.5 3.4 3.9 4 1 3.2 2.9 3.7 3.7 ! 3.7 3.4 3. 3 , 4. 0 4.0 4.2 4.2 3.9 3. 5 3.4 3.4 3.9 3.9 '*. 2 3 '' 3.8 4 3 3.4 3.6 3.6 3. 8 2.9 4 0 4 9 9.9 3.2 j 3.5 2.6 4.3 3. 2 3.4 • 4.5 6.9 ! 3.7 8.1 3.7 3.7 3.8 4.1 3.8 4 5 J 4 0 5.4 £ 9 j 4. 5 4.4 L 2 !j 4.4 4.7 4 0 4.0 3.9 4.3 ] 4 6 4.5 4 2 I 4.0 ; 5.3 : 4.5 i 4.4 4.8 ; 1.8 4.4 : 4 1 I 4 7 5. 1 ] 3.9 3.7 : 5.0 4 7 ; 4 0 4 . 0 : 3.7 i 15.1 44 4 8 ! 4.6 5.6 ; 4 4 i 4 1 6.5: 4 6 3. 5 3.2 1.4 ; 3.0 3.6 6.2 1.5 7.5 6.5 ; 4.6 12.0 10.0 10.0 4.4 6.5 5.4 ; 4.0 4.3 3.1 4.5 9.4 5. 5 5.8 3.1 3.0 5.1 12.0 3.7 3.1 41 ! 3. ) 6.0 J38.0 16.6 115 0 15.0 1 • J. 3 10.0 j 9.4 t j . 9 i 10. 0 j 4 2 ! 4.2 4. 5 j 3. 9 j 3. 8 [ 4 0 4 0 j 3. 9 ; NOTE.—Figures p r a t e d in bold-faced typt REPORT OF THE COMPTROLLER OF THE CURRENCY. CVIi the dividends and earnings of national banks, from March 1, 1876, to September 1, 1880. dividends to capital and surplus for six Ratio of earnings to capital and surplus for six months months ending— ending— 1880. 1876. ]877 1878. 1879. Mar. Sept. Mar. Sept, Mar. Sept. Msir. Sept Mar. Sept. Mar. Sept. Mar. Sept, Mar. I Sept. Mar. Sept. 1 1 1 1 1 1 1 1 I 1 1 1 3. $>' 3.7 3.2 3.2 2.5 2.9 3.7 3.5 3. 2 3.1 3.5 3.4 3.7 3.1 3.9 4.2 3.7 3.4 3.4 3.1 3.5 3. 9 3.3 2.7 4.8 3.1 3.1 7.2 *3.*7 4.1 4.7 4.0 3.7 3.4 4.3 4.3 5. 5 4.3 3. 7 5.4 4.1 4.1 4.3 3.8 1.0 4.4 5.2 10.9 5.3 3.5 2.6 5.0 4 . 1 3.7 3.6 3. 8 3.5 3.5 3.3 3.2 ! 3 . 3 3.3 3.2 i 3.2 2.9 i 2. 8 3.0 3 1 i 3.0 9, 6 i 2 6 2.9 2.4 I 2.4 s 1.9i 1 .8 1.8 2.7 ; 2 3 2 . 9 ; 2.8 2.6 3.2 3^1 1 3. 3 3. 2 3.0 3.5 3.4 i 3.1 : 3.1 3.4 2.9 2. 8 ! 2. 8 3. 2 2.9 2.9 3. 0 ! 2. 7 2. 8 2 6 2 3.1 3.4 3.7 j 3.2 3.2 3.1 i 2.8 2. 8 2.8 3.5 3.5 3.2 i 3 .3 3.1 3.1 2.9 2.8 2. 6 2.7 3.9 3. 7 3. 7 3. 5 3.2 3.7 4.0 3.7 4 3.4 3.4 3.3 2.7 o 9 3.5 ' 3. 3 3.3 3. 3 3.3 i 3.3 6. 3 2.0 2 . 1 i 1. 5 2. 2 2.9 2.6 2.8 ! 3 . 3 3.3 3.6 3.3 3.4 3. 2 3.2 2.4 2. 2 2.1 2. 7 2. 9 3.3 3.0 ! 2.0i l . 4 1.7 4.1 2. 9 ; 2. 6 3. 2 2. 6 3. 9 2.8 2 . 9 2.7 2. 1 2. 5 2.4 2.5 3.9 3. 7 5. 1 3. 7 3 . 7 2.5 6. 6 3. 5 3.1 2. 8 1.2 i 1.4 ; 4 . 5 3.1 3.5 3.3 ; 3.2 ; 3 . 2 2.8 3.4 3.1 1.5 2.3 2.9 4.4 4.1 4. 0 3.6 4 . 1 4.6 3.8 3.7 : 4 . 0 3.4 4.9 3.7 3.7 2,4 4.4 4 . 5 2.9 3.5 i 2 .6 3. 0 3.9 3.5 3.9 : 3.3 3.1 4.3 4 . 1 3.6 j 3 .9 4.6 21.8 1.3 4.5 2. 5 4 . 5 3.5 4. 5 3.5 4. 7 4.7 3.7 ! 3.7 12.8! 3.8 3. 6 4 . 1 4. 3 3. 9 i 4 . 6 4.5 4 . 1 ' 3. 5 I 2.21 2.2 2. 2 4.2 4. 4 ! 3. 7 3. 6 3^5 3.9 4 6 ! 4.5 4. 2 5. 1 3.3 i 3.2 4 . 3 i 3 .7 2. 6 3.3 I 3.0 1.6 ! 1 . 0 2.2 3.5 ! 3.1 4 . 1 j 2 .0 2.5 6.3 i 5.8 4 . 3 ; 5^5 8. 9 30.8 10.0 10.0 114. 2 18.3 4.7 ! 6.8 3.4 i 6.9 3. 8 3.5 ! 2.8 3.9 3. 5 3. 3 3.3 2.0 2.6 ! 2.3 2.4 5.9 : 3.6 2.2 4. 0 4.0 5.0 5.0 5.0 i 4 . 8 4.8 \i 12.9 20. 7 12.4 15.0 ! 8.3 16. 7 12.5 3.4 4.6 i 4.4 1.2 ! 6.1 1.3 3.3 1. 8 8.4 4.2 4.2 3.5 3.6 | 3.2 3.0 : 3.0 3. 3 3. 1 2. 9 2. 2. 1 2. 8 3. 2 2. 8 3. 8 9 5 3. 2 3. 0 3. 1 2. 8 3. 3. 5 3. 2 3. 6 3. ] 3. 7 0 0 2. 4 i) 8 3.8 3.7 4.7 3.7 3.2 3. 1 j» 3. 1 2 >4 {.0 3.5 i. 1 2, 8 I4 3. 5 3.4 3. 3 3. 3 2. 0 1. 9 3. 1 3. 3 ! 3.2 3. 4 J 3.3 2. 2 ! 1.6 1. 2 ! 2.8 3. 1 4. 2 3.7 3.3 3.7 4.3 4.2 3.9 4.6 5.3 3.0 4.8 5.0 i 5. 5 i 5.8 ! 5.6 ! 5.0 j 4.8 : 7.2 4.6 4.0 2.4 4.7 3.1 4.6 3.1 3.1 1.7 1.9 3.6 2.8 3.6 3.2 2.8 i 3. 5 1.7 1 1.4 3. 0 3.9 4.1 3.2 3.5 3.8 4.2 3.6 3.4 3.0 4.7 4.3 4.2 4.4 1.2 3.2 4.6 4.7 4.0 1.9 3.1 ! 3.3 4.8 3. 7 4.7 4 2 2.7 5.2 0.9 3.2 7. 0 4.0 3.5 3^6 2.2 5.6 5.5 1 3.6 3. 0 i 2 . 9 3.6 ! 8.0 3. ! 6 6 5. 3. 1 1 3.6 3. 1 3. 3 S 6.0 4.4: 3! 3 3. 4 1 5.4 4.9 6. 8 4. 6 ! 5.9 4.6 4. 1 3. 7 ; 4.9 3.9 4. 6 3. 9 ! 4.9 4.2 1 3. 3 4.7 3.2 * 3. 3. 3 3. 5 ! 4.8 4.3 3. 9 4.0 6.5 5.1 3.1 3. 1 ! 6.6 6.4 ! 3.7 3. 5 5.7 4.8 ! 3.8 3.8 : 5.3 4.5 I 5.6 3.9 ! 5.6 5.9 i 23 3.0 i 6.4 6.1 ! 3*.9 3.5 6.6 5.3 4. 4 4. 8 \ 6.5 3.6 ! 3. 8 5. 3 ! 4.3 5.3 1 2.6 2.5 ! 3.2 1.5 ! 4.3 2. 9 5.6 3.4 6. 2 5. 9 ! 6.4 4.4 10. 0 10. 0 18.1 15. 7 3. 3 3.9 ! 6.2 6.4 2. 9 3.6 ! 1.5 6.0 3. 3 3. 5 i 7.8 2.9 3. 1 2. 3 ; 7.3 6.4 4. 8 3.3 i 5.9 6.4 27. 1 12.2 7.4 12. 5 12. 5" 11.7 6.1 8 2. 13.1 4.5 0. 8 9. 2 5. 7 5.9 j 3 .6 i 49, 3.1 j 3.2 3. 2 3.6 3.2 0 '* 0.1 2.9 1.5 2.5 3.6 2.8 3. 2 3.2 4.0 44 4.2 48 45 3.2 2.3 40 2.9 1.8 3.2 3.4 3.8 3. 7 1.0 3.9 3.8 3.5 2.1 3.6 1.0 4 6 3.9 4.0 3.5 ; 5.2 4.0 1.5 2.2 3.2 3.9 4 7 5.4 5.3 5.3 2.8 4 2 5.5 3.7 5.1 2.9 3.5 4.4 0.5 1.0 3.9 4 . 5 7.4 5.7 ! 40 ! 4.6 j 4.3 42 4.2 1 3.2 3. 9 2. 9 2. 9 1 2. 2 2. 6 1. 9 1.2 0.9 J 9 2.0 3. 7 2. 7 2. 8 2. 7 2. 0 2. 0 1.1 0.7 3. 4 1. 9 3. 1 2. 5 3. 8 2. 3 3. 4 1. 2 3. 9 3. 4 3. 5 4 1 2. 8 2. 2 4 5 3. 9 3. 0 1. 2 1.6 1.6 3.4 j 3 . 2 2.3 0 . 1 2. 4 : 2. 2 2. 8 ! 3. 1 3.8 i 4.0 2. 5 I 0. 9 4 5 : 9. 8 4. 7 2. 7 3. 5 i 0. 5 3. 4 i 2. 2 2.7 0 . 2 4. 2 2. 5 4.0 i 3.1 3.8 1 3.8 3.5 \ 0.4 3.7 2.6 4.1* 3.1 1.6 4 8 4 3 ! 3.9 5.1 4.5 4. 2 4. 2 1.0 1.1 3. 4 i 3.1 4. 5 ! 4 2 2.6 4 4 2.0 1.6 3.2 3.4 2.5 1.4 0.8 0 4 2.9 2.8 , 2.5 1 1.2 i 3. 5 , 3. 6 4 3 2.9 4 0 3.4 2. 7 3. 3 3.2 9 5 3.5 3.6 1. 4 2. 3 3.4 2 9 2 4 °i 9 2. 8 3. 8 3.9 2.7 4.0 n> n 3. 6 i 5. 8 6.2 1.4 3.1 1 9 3.1 3.3 3.8 2.8 3.3 3.4 3.4 i 3.4 3.9 3.1 3.0 3.6 3.6 4 3 4 5 3.4 : 3.9 3.9 4.8 3.3 4 0 4 3 | 4.2 3.2 1. 5 i 1. 5 1.7 3.0 1 4.2 4 3 3.5 ! 3.7 4 1 2.5 ; 4.0 1.9 1.4 3.0 2 . 0 2.6 i 2.5 4 6 2.8 5 . 2 1.7 4.7 ! 3.6 7.2 2.4 i 4 0 6.3 0.1 ! 5. 0 1 6 3.5 7.2 4 4 2. 7 1 2. « 3.6 1.9 2.9 5.0 4 7 i 5. 4 6.8 2. 6 1 3. 8 3.9 4 0 j 5. 7 5.1 2.1 4.6 5.1 2.9 3.1 >> q 3.7 4 3 4 4 3.1 2.5 2.8 2.3 1 2 % 4 5 t> 8 9 10 i 11 12 2. 3 i! 3.4 18 14 2.4 i 15 4.0 1 3.2 I 16 17 1.9 • 18 46 i 1.4 1 19 20 3.4 i 21 2.2 j 4.2 i 22 23 1.1 i 24 3.2 i 1.1 1 25 26 3.5 1 27 1.0 ! 28 5. 7 ! 29 2.1 i 30 2.1 ! 31 3.0 | 32 48 i 33 3.4 1 3.5 1 34 35 3.2 i •36 3.3 ! 37 2.0 7.7 5.0 ; 6.8 8.8 3*4 1 ! 3.7 | 4.0 4.6 39 2.0 ! 5. 9 ! 5. 2 6.0 40 4 9 1 4.4 5.3 5.7 41 3.3 3. 6 & 2 4 1 42 3.4 3. 6 i 4. 5 4 2 43 5.0 4 . 1 4 7 5.7 44 3.0 1 2.5 6.7 5.3 45 2.8 1.4 | 2. 7 3.8 46 5.2 ! 0.9 ; 5.7 4 3 47 6.0 i 5.4 ; 7.2 6.3 48 17.4 I 16.6 |18. 9 19.6 49 6.0 ! 4 5 i 3. 6 4 9 50 3.6 I 2.8 ! 3.1 4.4 51 4 . 1 ! 3.7 10.7 8.3 52 4 5 ; 3.7 2 . 9 7.6 53 5.7 ! 7. 2 i 5. 7 6.4 54 13.0 ! 7 . 8 16.7 4 5 55 3.9 6 . 3 6. 7 7. 3 111. 0 11.1 12.6 114.9 7.1 5.9 6. 4 5. 6 ! L8 3.9 3.6 3.8 1.2 0.9 3. 5 0. 6 i 6.3 4 8 1 4.4 ! 6.9 "5." f>" 7.3 3.6 17.2 10.1 11. 3 11.0 18.3 13.1 12.9 7.7 16.9 1 12.513.2 12.1 ; 7.3 4 0 10.8 4.8 11.8 ! 4 8 8.4 13.3 6.8 6.1 1 . 6 14 9 | 14.4 9.2 12.6 i 3.4 ! 6.0 | 6.2 8 . 1 8.9 coliraras for 1878, 1879, and 1880. signify percentage of loss. 3.1 3.7 4.3 2.9 1.4 2.5 I 3.0 3.7 42 57 58 59 €VIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of the state of the lawful-money reserve of the national hanks , STATES AND Nuinand ber ofP [Circulation deposits. banks. Dates. Oct. Dec. Mar. May June Oct. Dec. Mar. 9 ! May 10: June ii | Oct. Dec. iii !! Jan. Apr. 14 15 : June 16 : Oct. 17 j Dec. 18 ! Mar. 19 ! May 20 i June 21 j Oct. .22 i Dec. 23 ; Jan. 24 ] Apr. •25 i June Oct. Dec, 28 i Feb. 29 | Apr. 30 ! June M ! Oct. I! 1874.. 1874.. 1875.. 1875.. 1875.. 1875.. 1875.. 1876.. 1876.. 1876.. 1876.. 1876.. 1877 1877 1877 1877.... 1877.... 1878..«. 1878.... 1878 1878.... 1878.... 1879.... 1879.... 1879.... 1879.... 1879 1880 1880 1880 1880 : 774 797 801 815 845 851 ! 850 ! 853 I 853 ! 855 j 853 848 ; 849 i 839 | 844 ! 845; 834 831 j 827 ! 824 j 822 825 821 819 819 820 884 831 i; 844 1, 845 1, 859 $527, 506, 306 535, 679, 077 536, 289,193 536,716,262 541,385,844 537, 418, 449 525, 293, 754 527,361,413 521,137,335 517,605,821 509,793,743 506,146, 248 516,509,339 511,110,102 505,411,087 : 505,863,456 I 508,016,893 ! 504, 088,183 i 501,295,836 I 500,160, 076 ; 507,520,794 ; 502,366,967 ! 509,884,805 j 513,082,781 I 520,413,938 552,488,005 i 574,095,749 j 600,761,077 j 610,500,308 ! 610,344,677 j 636, 704, 850 j Reserve required. $44,077,914 45,487,042 ! 46,018,207 j 46,020,096 46,996,069 46,304,791 44,647,985 45,535,811 I 44,990,757 i 44,996,205 1 43,862,907 I 43,416,361 I 44,978,935 i 44,203,308 • 43,814,051 43,594,978 i 43,616,668 ! 42,990,670 i 42,476,500 ! 42,539,987 i 43.437,474 ! 42,555,776 I 43,654,032 j 44,126,773 ! 45,068,973 j 49,535,540 52,379,535 j 56,346,827 I 57,766,633 | 57,801,806 I 61,598,298 I RESERVE Oct. Dec. Mar. | May i June i Oct. | Dec. I Mar. ! May I June i Oct. i Dec. i Jan. j ^Pri June i Oct. I Dec. i Mar. i May ! June I Oct. j Dec. | Jan. I Apr. i June I Oct. I Dec. i Feb. Apr. : June ! Oct. 1874. 1874. 1875. 1875.. 1875. 1875.. 1876.. 1876.. 1876.. 1876.. 1876.. 1877.. 1877.. 1877.. 1877.. 1877.. 1878.. 1878.. 1878.. 1878.. 1878.. 1879.. 1879.. 1879.. 1879.. 1879.. 1880.. 1880.. 1880.. 1880.. $106,136,122 230 j $521, 561, 727 509, 411, 623 103, 317, 529 230 105, 569,158 228 ! 514, 896, 921 104,199, 595 231 | 507, 208, 290 532,175, 922 111, 317, 435 231 512, 848, 868 106, 542, 005 236 468, 699, 930 236 95, 863, 466 238 104, 535, 425 499, 853, 392 236 472, 260, 505 98, 776, 747 236 I 490, 357, 058 103, 860, 841 236 487, 415, 795 103, 721, 942 99, 237, 733 234 ! 470, 362, 089 495,143,120 105, 461, 297 234 478, 473,129 100, 522, 583 234 494, 975, 235 105, 046, 216 234 235 i 453, 740, 223 94, 748,175 233 j 452,799,159 93,174, 248 466, 473, 764 96, 235, 626 232 ! 93, 468, 789 233 i 455, 737, 410 98, 868, 369 232 ! 476, 710, 381 231 ! 471, 702, 867 97, 257, 896 230 i 464,122,290 j 95,357,848 | 230 ! 467, 004,100 96,130,280 } 91,703,713 I 229 ! 450, 811, 448 103,629,635 I 229 i 500, 318, 396 109, 752, 489 228 i 529, 001, 668 114, 736,195 554, 455, 424 228 124, 745,137 592, 623, 548 230 575, 757 166 i 120, 557, 698 231 129,122, 964 608,532,599 !! 231 139, 377, 244 647,849,689 231 REPORT OF THE COMPTROLLER OF THE CURRENCY. CIX (is shown by their reports from October 2, 1874, to October 17 1880. TERRITORIES. Reserve held. Amount. $100, 641, 694 103, 592,165 106, 826, 053 100, 691,135 105,154, 553 100,128, 907 97, 855, 940 108, 547, 092 104, 514, 789 103,832,286 99, 985, 627 101,429,533 108, 706, 493 103, 945, 584 101,962,783 95, 379, 331 101,866, 983 108,782,223 99, 320, 989 102, 308, 371 106. 045,159 106, 003, 028 110,164, 553 105. 684, 344 112, 463, 409 124, 315, 513 124, 606,178 139,489,054 133, 966, 543 138, 632, 303 147,105,244 Ratio to liabilities. Per cent. 34.3 34.2 34.9 32.9 33.6 32.5 32.9 35.8 34.9 i 34.7 | 34.3 i 35.1 ! 36.3 35.3 35.0 32.9 35.1 38.0 35.1 36.1 36.7 37.4 37.9 36.0 37.5 37.7 35.7 • 37.2 34.8 36.0 35.8 Classification of reserve held. Specie. Legal $2, 375, 290 $32, 885,197 1, 992,883 34, 952, 061 1, 652, 694 33, 493, 083 34, 414, 616 1, 511, 483 1 34, 610, 241 1, 600, 028 1, 555, 034 32, 783, 502 1, 452, 639 32, 073, 246 32,141, 468 1, 800, 017 1, 912,171 33, 630, 711 2, 469, 391 31, 920,120 2, 763,198 ' 29, 723,138 3, 427,133 i 30, 714, 772 3, 941, 358 i 32, 707, 525 4,166, 989 ! 31, 948, 207 30, 879,163 4, 208, 317 4,155, 631 i 30, 316, 538 4, 486,185 i 32, 730, 224 6, 305, 680, 31, 528,169 32, 024, 586 7, 007, 260 7, 049, 274 29, 390,198 30, 064, 665 7, 988, 990 9, 048, 396 30, 579, 974 32, 374. 428 11, 578,143 29, 074; 259 11, 872, 699 12,135, 564 26, 433, 762 11, 474, 961 29, 628, 096 29, 357, 057 13, 257, 825 28, 471,133 15, 931, 208 30,138, 708 18, 523, 230 18, 988, 001 28, 650, 254 21,145, 738 27, 613, 370 United States Due Redempcertificates of from reserve tion fund with deposit. agents. Treasurer. $775, 000 820, 000 S45, 000 790, 000 890, 000 900, 000 805, 000 1,180, 000 1, 285, 000 1, 280, 000 1, 280, 000 1, 280, 000 1, 245, 000 1,180, 000 1, 250, 000 1, 315, 000 1, 225, 000 1,115, 000 1, 035, 000 1, 040, 000 995, 000 1,140, 000 1, 035, 000 895, 000 695, 000 735, 000 670, 000 670, 000 645, 000 605, 000 640, 000 $52, 714, 793 53, 935, 013 59, 021, 623 52, 061, 059 58, 439, 613 53, 322,152 52, 073, 208 02,102, 613 56, 654, 668 57, 268, 334 56, 362, 468 55, 244, 747 60,110,762 55, 904, 422 55, 012,171 48, 885,195 52, 587, 886 58, 950, 369 48, 325, 035 54, 033, 882 56, 023, 564 54, 208, 698 54,197, 445 52, 916, 702 62, 257, 734 71, 302, 887 70, 017, 269 83,134, 259 73, 296, 236 79,126, 763 86, 371, 229 $11, 891, 414 11, 892, 708 11, 813, 653 11, 913, 977 11, 614, 671 11, 568, 219 11,451,847 11, 322, 994 11, 032, 239 10, 894, 441 10, 856, 823 10, 762, 881 10, 701, 848 10, 745, 584 10, 613,132 10, 706, 697 10, 837, 688 10, 883, 005 10, 929,108 10. 795, 017 10, 972, 940 10, 965, 960 10, 979, 537 10, 925, 684 10, 941, 349 11,184, 569 11, 304, 027 11, 282, 454 11, 363, 369 11. 262, 285 11, 334, 907 $42, 055, 000 38, 850, 000 36, 555, 000 37, 825, 000 46, 420, 000 47, 910, 000 30, 200, 000 29, 605, 000 26, 095, 000 26, 675, 000 27, 890, 000 24, 815, 000 24, 225, 000 30, 920, 000 43,180, 000 32, 095, 000 25, 290, 000 19, 490. 000 19, 960, 000 35, 865, 000 31, 695, 000 31, 380, 000 27, 880, 000 20, 990, 000 24, 465, 000 26, 035, 000 10,180, 000 10, 090, 000 7, 225, 000 11, 895, 000 7, 015, 000 $31,142, 306 26, 553, 818 30, 967, 551 28, 559, 818 31, 291, 415 32, 322, 812 29, 389, 472 36, 965, 578 30, 114, 214 30, 719, 768 31, 981, 995 28, 544, 429 28, 587, 547 29, 038, 296 27,119, 929 24, 398, 938 23, 372, 201 27, 066, 622 23, 006,184 24, 841,174 29, 059, 854 27, 464, 439 23, 727, 624 21,105, 059 31,185, 730 35, 720, 660 32, 725,183 34, 657,128 30, 667, 994 36, 808, 905 48,191, 549 $5,162, 694 5, 042, 356 4, 927, 509 4, 347, 602 4, 732, 441 4, 664, 974 4, 519, 815 4, 301, 565 3, 996, 213 3, 910, 905 3, 863, 045 3, 881, 546 3, 919, 861 4, 013, 076 3, 999, 201 3, 787, 666 4,190,652 4, 211, 591 4,195, 707 4, 250, 740 4, 232, 601 4, 323, 867 4, 290, 088 4, 330, 483 4, 383, 451 4, 598,146 4, 843, 660 4, 738, 976 4, 705,120 4, 657, 726 4, 586, 834 i 1 2 3, 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 m 31 CITIES. $144, 307, 997 132,348, 803 132,217, 368 129,803, 941 154, 560, 093 134, 976, 509 118, 291,125 142, 753,190 126,179, 248 142, 906, 797 136, 821, 941 122, 279, 996 142, 409,114 127, 205, 252 138, 499,197 115,329, 428 119, 041, 848 131, 607, 266 121, 342, 350 129,369,019 ! 121, 993, 977 122, 549, 302 123,982,261 111,075,311 ! 130, 843, 837 136,610,443 138, 638, 047 149, 451,113 140, 898,106 169, 206, 207 175,852,592 i 34.0 32.0 31.3 31.1 34.7 31.7 30.8 34.1 31.9 34. 4 34.2 30.8 33.8 29. Q 33. 0 30.5 31.9 34.2 32.5 32.7 31.3 32.1 32.3 30. 3 31.6 31.1 30.2 30.0 29.2 32. 8 31.5 $18, 865, 654 20, 444, 378 15, 014, 411 9,108, 878 17, 359, 554 6, 495, 294 15 618, 267 27, 277, 329 19, 802, 423 22, 749, 078 18, 598, 456 29, 572, 511 45, 767, 909 22, 903, 049 17,127, 679 18, 503,189 28, 421, 566 48, 416, 378 39, 016, 496 22, 202,196 22, 699, 616 25, 306, 854 29, 921, 614 29, 275, 864 30,197, 723 30, 698, 771 65, 527,137 73,215,503 67, 410, 642 80, 023,104 87, 035, 651 $47, 082, 343 47, 458, 251 44, 952, 897 49, 462, 643 54, 756, 683 43, 583, 429 38, 563, 571 44, 603, 718 46,171, 398 58, 852, 046 54, 488, 445 35, 466, 510 39, 908, 797 40, 330, 831 47, 072, 388 36, 544, 635 37, 767, 429 32, 422, 675 35,163, 963 42, 209, 909 34, 306, 906 34, 074,142 38, 162,935 35, 373, 905 40, 611, 933 39, 557, 866 25, 362, 067 26, 749, 506 30, 889, 350 35, 821, 472 29, 023, 558 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 ex REPORT OF THE COMPTROLLER OF THE CURRENCY. Lawful-money reserve of the national hanks, as shown by the reports' STATES Number of banks. Deposits. j Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Colorado Oregon California Nevada New Mexico > Utah Idaho Montana. Wyoming Dakota Washington Totals : i • \ -. j , 69 47 47 188 61 84 242 "66 186 14 20 1 17 17 15 12 13 2 9 13 2 41 23 158 92 127 75 32 75 30 16 12 10 14 1 9 1 4 1 1 3 2 6 1 i ! i ! : 1 i : i 1,859 I • $8, 544, 986 4,417,590 i 5,093,679 41,082,248 ! 10, 314, 650 ! 21,347,206 i 60,433,135 25,422,804 46, 420, 856 I 3,102,120 4,074,367 i 579,688 7, 305,115 2,056,928 1 3, 072, 497 2, 734,194 2, 531, 365 157, 203 1, 365, 456 2, 251, 324 i 335, 947 i 6, 300, 268 I 6, 894,113 ! 30,120, 709 I 20,193,522 i 26,569,273 1 12,082,897 | 6,617,448 11,715,956 ! 9,578,154 3,108,011 • 2,884,852 i 4,085,685 ; 8,564,805 • 1,389,305 i * 2, 906,683 I 95,189 718,378 609,485 128,029 1, 242, 598 j 535,154 1,246,848 291, 728 410, 522, 448 1 Reserve required. $1, 281, 748 '662,639 764,052 6,162,337 1, 547,198 3,202,081 9,064,970 3,813,421 6, 963,128 465, 318 611,155 86, 953 1, 095, 767 308,539 460, 875 410,129 379, 705 23,580 204, 8i8 337,699 50,392 945,040 1, 034,117 4, 518,106 3,029,028 3,985,391 1,812,435 992,617 1,757,393 1,436,723 466,202 432,728 612,853 1,284,721 208,396 455,927 14,278 107,757 91,423 19,204 186, 390 80,273 187,027 43, 759 61, 598, 208 NOTE.—Prior to June 20, 1874, the required reserve in States and Territories was 15 per RESERVE Boston Albany Philadelphia. Pittsburgh... Baltimore Washington . New Orleans. Louisville . . . Cincinnati . . . Cleveland.... Chicago Detroit Milwaukee... Saint Louis . . San Francisco 54 7, 32 ' 22 • 15 5 7! 8: 6 6 9 4 3 5, i: Totals. 184 i New York . . . 47 1 $88, 894, 837 ; 8,824,376 61,203,431 17,555,62? 17,977,532 1,630,293 6,425,930 4,875,439 14, 791, 813 7,185, 966 36, 891, 425 6,558,133 i 4,378,596 10,244,573 * 1,983, 623 : $22, 223, 709 2, 206, 094 15, 300, 858 4, 388, 906 4, 494, 383 407, 573 1, 606, 482 1,218,860 3, 697, 953 1, 796, 492 9, 222, 856 1, 639, 533 1, 094, 649 2, 561,143 495, 906 289,421,589 72, 355, 397 268, 087, 386 \ 67, 021, 847 * Includes National NOTE.—Prior to June 20, 1874, the required reserve in reserve cities was 25 per REPORT OF THE COMPTROLLER OF THE CURRENCY. CXI of their condition at the close of business on October 1, 1880. TERRITORIES. Classification of reserve held. of j [Reserve held. Ratio reserve. I j $4,691,548 i 1, 934, 474 2,646,967 I 13, 605, 662 3, 918, 558 6, 157,881 19,873,027 10,181,734 18, 910, 419 1,027,481 1, 685, 252 322, 079 2,015,974 717, 305 616, 223 (521,882 746,134 33,593 469, 491 885.026 143,378 2,358,185 i 2,015,124 i 10,580,367 , 8,032,540 i 11,155,461 i 4,129,387 2,185,372 4, 330, 975 2, 171, 699 1,329,575 ; 1,183, 216 1,407,360 2,833,160 368,191 i 770,294 : 24, 003 159,507 183, 284 i 36,080 i 159,124 ; 104,320 ! 329,085 ! 54,847 ! Per cent. 54.90 43.79 51.97 33.12 37. 99 28.85 32.88 ; 40.05 40.74 33.12 41. 36 55.56 27.60 34.87 20.06 22. 74 29. 48 21. 37 34.38 39.31 42. 68 37.43 , 29.23 ; 35.13 ; 39.78 41.99 34.18 • 33.02 36.97 22.67 42. 78 41.01 34.44 33.08 i 26.50 26. 50 25. 22 22.20 ! 30.07 28.18: 12.81 19.49 ! 26.39 18.80 | 147,105, 244 j Specie. ten! Legal ders. $395, 824 199,110 203, 931 1, 778, 519 405, 947 1,044,280 2,258,176 970, 308 3,133, 575 151,145 154,265 72,847 179.239 : 124J423 89,057 240,238 276, 707 2,219 103, 546 121,792 13,283 246,401 404, 772 ; 1,717,865 1, 329, 925 1,394,410 640,511 : 479, 273 795,002 259, 003 132,232 185, 526 292,297 248,590 : 180, 698 618,872 : 21,144 10, 236 102,511 7,580 40,234 | 36,729 62,253 I 21,243 I 35.83 1 21,145, 738 | Redemption United States Due from j| fund with Treas certificates of reserve agents. i urer. deposit. $251, 313 93, 873 234, 507 1, 445, 009 423, 375 960, 451 2, 926, 704 1, 622, 083 3,196,132 159, 349 388, 849 76, 000 558, 7-07 246, 986 264, 821 163, 389 232, 714 15, 048 183,112 397, 803 33, 615 394, 481 660, 809 2, 896, 228 2, 048,185 2, 300, 295 983,115 369, 980 1,144, 973 899, 983 279, 459 303, 911 273, 738 748, 099 12, 400 2,011 $175, 000 10.000 330,000 10,000 30,000 30,000 ' 25,000 30,000 100 74, 807 29, 961 24, 100 77, 550 37, 645 152, 700 25, 000 27, 613, 370 ' $3,639,632 1,383,741 1,857,289 : 8, 293, 078 2,403,658 ; 3,253,905 13,015,471 7,042,071 11,337,695 611,258 1,047,970 161,982 1,161,828 274,078 181,176 152,030 137,218 14,076 117,693 328,081 87,255 1,408,736 828,943 5,150,312 4,161,685 7,075,454 • 2,259,820 1,252,777 2,146,841 910,282 870,484 660,138 807,170 1,794,746 163,843 114,311 959 56,464 41,812 $404,779 257,750 351,24© 1, 914, 056 685,578 889,245 1,342,676 537,272 1,213,017 75,720 94,168 11,25# 116,200 71,818 81,169 66,225 99,495 2,250 65,140 37,350 9,225 308,567 120,600 790,962 492,745 385,302 245,941 83,342 214,159 102,431 47,400 33,641 34,155 41,725 11,250 35,100 1,800 18,000 i I 33,240 27,066 ' 103,107 i 1,854 j 9,000 4, 400 8,100 2,880 11,025 6,75« 640, 000 j 86, 371, 229 | 11, 334, 907 centum of circulation and deposits; since t h a t date, 15 per centum of deposits only. CITIES. $29, 528, 604 3, 385, 496 22, 783, 671 6, 662, 254 5, 457, 787 683, 942 1, 652, 249 1, 235, 558 5,154, 566 3, 255,156 16. 390, 428 2, 719, 551 1,560,807 4, 0.51, 448 660, 860 33.22 38.37 37.23 ' 37. 94 30.36 41.95 25.71 25.34 34.84 45.30 44.43 41.47 35.64 39.54 33.32 i 105,182, 377 36. 34 ; 70, 670, 215 $8, 697,178 403,164 8, 623, 863 1, 079, 390 1, 033, 758 216, 514 292, 619 298,083 100, 000 $16,479,862 I 2,202,270 7, 610, 012 3, 304, 977 2,188,205 , 253, 880 334, 595 431, 548 1,998,160 1,802,431 7,362,401 1,603,438 924,635 : 1,695,135 $1, 584, 685 72, 660 642, 704 326, 092 317, 337 35,100 94, 00J 134, 266 159,132 99, 737 51, 750 63,150 27, 00© 38, 684 48,191, 549 ! 3, 646, 297 412, 988 5, 364. 277 329, 599 358. 805 211,129 $2, 496, 879 462, 402 3, 357, 092 1, 951, 795 1, 083, 487 178, 448 931, 035 371, 661 1, 457,165 925, 000 3,102, 000 723, 364 250, 367 2, 006, 5:,l0 28, 342, 336 ! 19, 297,195 5, 705, 000 9, 726, 363 1, 310, 000 360,100 58,693,315 $270,000 ! 245,000 i 2,550,000 j " 835*000"! 1,180,000 i 15,000 | 510,000 I Gold Bank circulation. centum of circulation and deposits; since that date. 25 per centum of deposits only. 940, 537 CXII REPORT OF THE COMPTROLLER OK THE CURRENCY. lable of the liabilities of th° national banks, and of the reserve required and held at three da ten in each year from 1877 lo 1880. STATES A^D TERRITORIES, EXCLUSIVE OF RESERVE CITIES. Reserve held. ber of Dates. April 14,1877 J u n e 22,1877 October 1,1877 M a y 1,1378 J u n e 29. 1878 October 1, 1878 April 4,1879 J u n e 14,1879 October 2,1879 April 23,1880 J u n e 11,1880 October 1,1880 ISTet de-; Reserve I'"""-- 'ire1»-«<'- Am Znkl - Classification of reserve — h Other j D u e iRedemp Ratio to ! lawful i from ! tion deposits S]»ecie. : money, j agents. ; fund. i Millions Millions 21illions Per cent Millions:Millions\MiUions\ Millions \ .1,S39 294.2 44.2 ' 103.9 i 35.3 i 4.2 33.1 | 55.9 : 10.7 i l t * 4 4 ; 201.0 i 43.8 102. o ' 35. 0 ^ 4.2 32. 1 I 5 5 . 0 ; 10. tv j 1,845 25)0.1 43.6 95.4 j 32.9 j 4.2 j 31.0 | 48:9 j 10.7 1,827. 282. 7 . 42.5 99. 3 ! 35. 1 i 7.0 j 33.1 | 48.3 I 10. if 1, 824 283. 1 ; 42. 5 102. 3 I 36.1 ! 7. 1 j 30.4 I 54. 0 ; 10. 8 ; 1,822, 2 8 9 . 1 , 43.4 > 100. 1 ' 36.7 j 8.0 ' 3 1 . 1 : 5 6 . 0 ; 11.0 \ 1, S15» : 293.8 44.1 105.7 36.0 10. 9'. 11 9 30. 0 52.9 ; '• 1,819 3U0.1 45.1 112.4 37.5 : 12 1 10. 9 27.1 62.3 ; i 1, 820 [ 329.9= 49.5 124.3 37. 7 j 11. 5 11. 30. 3 71.3 : I 1.844; 384.8 57.8 134.0 3 4 . 8 ! 1 8 . 5 ; 3 0 . 8 ! 7 3 . 3 : 11.4 i 1,845 \ 3*5.2 57.8 ;> 138.6 36.0 i 19.0 29.2 \ 79.1 11.:; 1, 859 ' 410. 5 61. 6 147. 2 35. 8 21.2 28. 3 ! 86. 4 11.:; N E W YORK CITY. 1 April 14,1877... J u n e 22,1877 . . . October 1,1877.. May 1,1878 J u n e 29,1878 . . . October 1,1878.. A p r i l 4,1879 J u n e 14,1879 . . . October 2,1879.April 23,1880... J u n e 11,1880 ©«tober 1,1880 . Millions•Millions MilliomPer 47j 47 j 47 ! 47 J 47 ! 47 , 47 47 47 47 47 191. 9 j 198. 0 | 174.9 182.0 190. 6 189.8 172. 2 203. 5 210. 2 224.1 247. 7 268.1 48.0, 49. 7 • 43.7 45.5 49.1 ; 47.4 ; 43.1 50.9 52.6 56. 0 i 61.9 67.0 54.9 1 61. 3 ! 48.1 56.9 60.1 50.9 I 46.6 : 56. 6 : 53. 1 58.4 ; 76.4 70.6 ' ceiit Millions 28.6) 30. 9 j 27.5 \ 31.3 I 30.6 i 26.8 ! 27.0 ; 27.8 25.3 i 26. 0 ! 30. 8 [ i 26.4 MillionslMillions Milli 15. 8 i 38. 2 j 11. 7 ' 48. 7 i 13.0 i 34.3 28.1 • 27.7 I 13.9 45.1 i. 13.3 i 36.5 j . 17.5 ' 28.0 !. 18.3 37.2 j . 32.6 |. 19.4 44.6 12. 8 L 57.4 18.0 j . 11.0 i. 58.7 0. 8 1.1 1. 1 1.1 1.1 1. 1 1.1 1,0 1.0 0. 9- OTHER RESERVE CITIES. Aprill4,1877 J u n e 22,1877 ©etober 1,1877 May 1,1878 June29,1878 October 1,1878 } | i 1 ': ; April4,1879 J u n e 14,1879 October 2,1879 i j ; April23,1880 J u a e 11,1880 ! ! October 1,1880 \ Millions Millions Millions'Per cent Millions•iMillionsl Millions \ Million* 187 j 210.2 I 52.5 72.3 34.4 7.1 I 33.1 i 29.1 ! «.fl 187 ! 221. 6 i 55. 4 77.2 34.8 5.4 i 41.6 27.1 3.1 33.0 5.6 j 24.4 188! 204.1; 51.0 67.3 34.3 3.0 185 | 191. 9 ! 48.0 64.4 33.6 10.9 i 23.0 27.4 8.1 185: 198.9' 49.7 69.2 34.8 8.3 ! 32.9 24.8 3.2 184 199.9! 50.0 i 71.1 35.6 9.4 ! 29.4 29.1 3.2 182^ 194.6 \ 48.6 ! 64.5 33.1 28.4 11.7 21.1 ; { 182 211.0 52.7! 74.3 %.'& 11.9 ; 27.9 35. 2 31. 2 181 ! 228.8 \ 57. 2 ; 83.5 11.3 | 33.0 35.7 36.5 3. £ s j 3,7 184' 258.1 64.5 82.5 32. 0 30.7 22.8 ! 25.3 184 i 268. 8 ! 67. 2 92. 8 36.8 34. 5 22.6 [ 29.8 3.ff 184 289.4 72.4 105.2 48.2 28.3 i 25.0 36. 3 3." SUMMARY. Millions Millions; Millions\Pei• cent April 14,1877.. J u n e 22,1877... October 1,1877. May 1,1878.... Juiie 29,1878 - . October 1,1878. April 4,1879... Junel4,1879... October 2,1879. April 23,1880.. J u n e 11,1880... October 1,1880. !, 073 !, 078 !, 080 2,059 2,056 • 2,053 2,048 ! 2,048 ! 2,048 ! 2,1)75 2,076 2, 090 696.3 ; 144. 'J 711. 8 148. 9 \ 669.1 138.3 I 656. 6 136.0 ( 678.6 141.3 678. 8 140. 8 660. 6 ' 135. 8 714. 6 148.7 768.9 159. 3 8C.7. 0 i 178. 3 901.7 186.9 96>. 0 ' 201. 0 231.1 240.5 ; 210. 8 ; 220. 6 ; 231.6 i 228. 1 j 210. 8 ; 243. 3 260.9 274.9 i 307.8 ! 323. 0 33.2 33. 8 31.5 33. 6 34.1 33.6 32.8 34.0 33.9 31.7 34.1 33. 4 Millions!MillionsiMillions Millions- 27.1 21.3 22.8 46.0 29.3 30.7 41.1 42. 3 42.2 104.4 { 122. 4 100.2 88.2 I 108.4 I 97.0 i 86.4 i 92.2 i 95.9 I 85. 9 I 68.9 ' 99.0 77.0 108. 2 64.3 85.0 82. I 73.3 71.3 78.8 85.1 74.0 i 93.5 | 107.0 I 104.0 j 115.9 I 134.6 14. t> 14.« 14. r> 15. 1 15. ] 15. Vt 15. rs 15. * 16,1 15. » 15. J* REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIII Average weekly deposits, circulation, and reserve of the national banks in New York City, as reported to the New York Clearing House, for the months of September and October in each year from.1873 to 1880. Liabilities. Re, ve. Week ending— Cimilat ion. Netdepo sits. Sept Sept Sept Sept Oct Ott Ott Oct Sept Sept Sept Sept Oct Ott Oct Oct Oct Sept Sept Sept Sept Ott Oct OtT O«t Sept S<pt Sept Stpt Sept Ott o ^', 20 27 4 18 1873 •j 1874 12 1*74 19, 1874 20 1874 3, 1874 H) 1874 11 1874 24 1874 ,1 W 4 4 187" 11 1875 1875 i1875 2 9 1875 16 1875 7, 82(»' " 0 0 \~ 7H 200 ,7 *44 tiOO 17 MUO, 100 i 4 577 300 J 4 },9 " 0 0 1-* 40 { 500 14 400, *00 "4 6 1 5 700 H , 8 ( '7 t 000 1 4 ^ 0 9 3 ' {(10 14 8 M,200 I " 059 000 - 1870 ()(t 21 J 8 7 ( _* I*7<> S< p t Sip, Slj.7 St pt Sn>t 1 *, 09 3 700 17,725 000 17, 22S 200 17 902 000 11 *94, 100 ,1' ]*~5 ic >7b (» I*"0 1 li» *70 l*7b •j ' 1870 OCT Ott Dolh 27 32 { {00 20, 351, 200 27 382 000 27, 295, 400 27, 393 700 27,419 400 27, 421 200 27 390 luo 25, o30 300 27,701, 700 25 595, 700 25, 593 900 25 387,700 25, 083 900 25 02*, 000 24,981, 000 25 025, 100 1873 1873 1873 187 { 1873 1873 "', >~~ 900 1 > " 54} 000 i "> 351" 0 0 " 5 " " 7oo " bOM OOfi _" 9's-+ 90 ) if 11 W7 1 *77 > I s -7" 29 ^77 Ot Ot* I ( > " " ^— O< T StpT - S< ft Sep> 21 Ot* O(t Ott ±-~l 0 ,-•> ( \ V~w 1*7^- S< p t ) 7 ooo o9 591 r OOO tltid 2f 534 loo 2 i 5* " {00 21 3007*ft) 11 51 , 7oo 21 914 200 0 1*~9 Stpr S( >t i J 8"9 Sept 2( 18~9 Sept >7 1**9 4, 187M 0<t j l 1*79 0<t ^79 Oct 25 1*79 S< p f i OM ~U<J * 9, 5"2 300 9 552 200 » 507*O0 lr> 5" 5 9(n» 19 -04 400 2* i s7f 1 87* 12 ,0 2t ooo lj(J() 22 Obi •K»0 -'-') 2 >*, 00'» 22 * '• 500 w l *0 i ] 18*o 19 ,24 • 9, '»"» y '_b J 8 804 . * 018 200 500 400 100 000 oOO 17 O i l 000 i 8 , b>2 500 11 Stpt Ott 0<t Ott Ott Ott 25 18*0 1880 9 lb 18*0 . 3 1880 0, 1880 n n,. 8'(2* 400 . VT1 T Dollar 182 77" "0i> 177 8 5 0 500 108 *77 l ' K » 150 171 {(•0 131 "55 509 91 < 575 07l' >oo 918 1* (J 160 500 285, 0 0 0 13() 700 005, 3 0 0 054 5o0 201 9 » 0 514 b()0 011 " 0 0 210 397 200 8oO i29 125 2o 2 205 204 187 202, 200, 197, 193 193 2 0 9 *O > 200 910 205, 4 " 201 4 0 9 197 355 195 192 191 4 0 * 1*9 ' K 8 100 ^00 200 "no viO 400 50* f pi,» 197 992 4'Ki 2 0 0 ~"4 ~'M) 2o2, 1 A 200, 794, 5< M) ,Vf|ll 1M0 590 4<>0 193 145 7 ' M ) l ( k', 0 9 9 ' 0 0 19o' u]'i 5 !">» *1O 1-1 "4! M01; Doll? 6 210, 099,000 204, 201, 700 <%', .59 190 «,f 700 ] "9 249 200 59 378 300 . to 997 i«0O 15 J 001 4 ) 0 _ ^ 8 548, (>1i0 252 808 200 229 881, «00 21- 7 M, 00( 227 9 9 , , (»()(> 225 1>8 400 222, 291 501 2 8, 490, 200 218 0}»> 80') —'t _ J" 224 22 3 2 1 - 5b9 7 K - ' ] " 0M4, 40-" -1~ >* UJO 2 ' >, i 9 3 MOO 2M 2o»> I ' i ' i _»r 042 "o,i j <~, M2 ^Oi 204 *29 ()i 8uM 8 s '' u 5*4 lM) •> 1 J»l f 1 <j- Oti »oi| 7 Mi , n",K M> 1 l*^ v )')!! >~ '" 9 j -. Ut) !*"> S7" "o( 72 1 17" lbM ]b(- {< >~ » W 7" f p ~ O I'Ji i'H <jMO I'M _ 0 * l*'l * >_' 1*7 50> 1*4, *2" 1 "> > b_7 - . MM 2- 0 "M ,oo " f l ' l 400 4.1 HJ bilu t<*2 1»» I 2 o j O«N 4OO 201 0 7 1 , 209 20 »20 ' * ' ) ( » _o 1 »o4 400 20« v 0 b *()O 0*4 3 " i 2'*7, 2"{> 20' 205' 4 f »b -( M 791 u»r 792 000 244 ,u « 204' i5*, 200 20 3, 735 D00 200 99', 4'(0 271 907 7 00 209 7ot 000 271 2 30, - . , 2b7 207 20?*, )t 4 9 2 4«l jJ 100 1, 4 33 500 It nr '7 589 17, 453 10, 799 15 Ti \ 17 24 5] "s-i 32^ 9 15". { ' 300 400 700 400 900 900 "00 4M4 "00 5 58 200 4J<. 4 >8 90O "* J"» 00'1 J 7 " • »00 u 1 " t,(H) 2 ' L 700 lit v 900 907 *00 it 200 17 t.^2 tiOO 0 2 > J t.Otl 500 MlO 4 i _ - - • > " f » > 1 "J On'i * 1 4 i 9 ' >^_ tH|i 00 ft) UiK> ~2* >0 ( 1' O 1 - ' ^»^~ 2 H1 _ 54 i '" ) 2u9 ft .9 " 0 209 4 _ " 2 1 2 c " 12'* bOi 2'fi >9 2O( 20 ' 20 , ij< 2"" 9-1 b 5-i0 222 '«.-' 5"i* 222 ',"n> 5 ' l >> _n j, 22>, "f» 22M "40 -*i'O -»»]> >() 1 ,)Jt 0'\) -, 2* , » l 9i >7o ~ 2±2 M"< 2^2 {" , bOii . ^ 549' (Mil) _89 5 j * 7^0 _*8 39 {<) "" 0"* 3'0 5 17 V (»10 " 101 7 )<> 07 *-' >'> 2uO 9 M. Ht 2 7 5 , 8 0 ) +•> 0 5 ^1 0 KOft Tii'O ^ 1 5-* 5 H1 ~ , 4 1" r*O 0v7 *19 2 502 '00 i" 1 I)( llai s J , 99{ 000 »2 "00 800 JO 0 8 . *00 17 *8J 300 9 251, 900 * 049 300 " 179,800 7 1*7, {00 54, *78 100 54 715 700 55 017,300 53 97", 900 5*3-, 297, 600 52, 1 52 000 51,855,100 49, *9{, 900 "O 77 5 000 5* M0 000 57 *28, {00 57, 850 009 50 {4*, 400 50 1*1 500 31, 542 {00 48 582 700 47 iuo 900 45 702, *00 48, 2 {^ 000 4* 099 700 49 {{* 200 48,025 500 47 5{* 900 4 3 5 {5 000 4 i 004 000 41,421 700 41, 045 000 4' 40'1, 400 *9 019 8 ^ \2') 9 4 > 200 HI )O + 1 07 > 4i 41 89-t 7(*O , l 702 0(•0 >* {04 MJO ( {7 0S3 11 )') iO 370, Of 10 J"> 09o "1JO _'( 1' f'»{ b 22b 47^ V 1 --4, 289, 500 200 200 71' 2v\\ 52* 500 if 2*" 2*~ t)9] ^5" 10 2»u ^'i 9 ) ~ >" M l -2'* _°~ (its 05(t 1 r >'H ^ 1 1 •)4'i 4 M I >t»^ 11 4 4 8 100 9 24v' 3'H1 20 "00 9O< *()(' 800 "00 »0 '0i 9'K I >*] 1*2 j J) 9 >5 rh*0 11 05 50 J 20'J 10 1 490, 900 527 10) 040 00' 383 _1M JO, 2 1 5 J ~t. 2 M7: 2<I9, o M 2 b 9b* i Legal-tent! 1 ers. Specie. Total. 5 A Ji>O •»"^' 4<)'i ' 00 ~{ ( 9~ ' 0' 0 t 1 ^0 "1 ( 0 ) 2«'O 7 i wo »-2 200 0< < 2b o''«) ", ) 8 - J 700 _ ,21 ,00 "0o bOO 8 8 * 200 47J 000 if 1*1 000 r 7M 100 ,"i {4 {2 29 20 f «>] ib*, Hjo J(»5 713 910 000 ,00 200 9oO 12 3T> 900 1A 952 000 U 407 IOO 11 090 500 11,129,100 10 7*5,006 10 939 200 ' l'r 988 200 ^0 925 000 Total. Ratio t o liabilities. Dollars. Percent. 53. 929, 500 25. 66 5(>; 156, 300 24. 56 46. 219, 000 23.55 16. 54 29, 331, 400 18, 492, 200 11.61 18, 556, 200 11.64 16. 829, 900 10.72 18, 620, 800 12.16 71, 785, 600 31.41 72, 304, 900 31.05 72, 470, 500 31. 52 70, 777, 400 33.27 68, 671, 000 30.01 66, 669, 700 29.61 64, 546, 500 29.04 61,351,800 28. 82 61, 097, 900 27.94 67, 966, 300 29.75 66, 322, 800 29.15 64, 394, 800 28.67 62, 780, 800 28.10 61, 620, 400 28.10 57, 058, 500 26.49 54,111,200 25.41 53, 035, 900 25.34 54, 738, 400 26. 45 67, 855, 600 31.92 68, 902, 400 32. 03 09, 407,100 31.96 65, 533, 300 30. 45 62, 290,100« 29.49 63, 218, 200 30. 53 59, 238, 200 28.84 56, 999, 200 27. 83 55, 657, 200 27. 99 ~>T), 454, 200 28. 14 50, 830, 800 28. 0:{ 55, 880. 900 28. 3:5 54, 058, 300 27. 55 51, 661, 000 27. 09 50. 833, 900 27. 03 49, 905, 400 26. 67 49, 189, 100 20. 4(5 49. .370, *:00 20. 80 57, 843, 500 27. 45 57. 602, 700 27. 30 57, 4*5,100 27. 4:> 2 0 . '>>?> 55, 135, 300 53, 300, 700 25. 73 49, 809, 700 24. 40 50,107, 400 24. 66 53, 074, 700 25. 77 54, 778, 700 24. 57 54,719,600 24. 58 ~S, 451, 500 25. 12 54, 633, 500 24.12 53, 347, 600 23. 32 23. 38 53, 722. 100 53, 991, 700 23.53 52, 349, 900 22. 97 25. 71 73, 815, 100 72, 668, 000 25. 31 72, 929, BOO 25. 30 25. 11 71,116,100 70, 952, 800 25. 37 73, 306, 300 25. 42 73,699,800 25. 46 71, 876, 400 24.92 72, 396, 600 24 98 CXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks, savings-banks, trust companies ami private bankers, with their average capital and deposits, and the tax thereon, for the six months ending November 30, 1876. States and Territories. Maine New Hampshire . Vermont Massachusetts . Boston Rhode Island Connecticut $177, 658 151, 000 302, 500 855, 000 3,108, 788 3, 923, 222 3, 027, 892 New England States 11, 546, 060 New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington $403 314 650 ! 1, 569 I 4,442 ! 8,482 5,815 449, 909 289 10, 850, 325 48, 518, 475 579, 500 2, 418,120 12, 475, 573 2, 502, 021 5,137,193 708, 596 631,885 4, 066, 837 , 000 595,102 Virginia West Virginia . North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee 3, 563, 1, 426, 858 576, 662 1, 006, 452 4, 823, 597 39, 000 1, 095, 900 1, 251, 577 54, 000 3,611,584 j ,400,041 I 225,167 7, 488, 271 5, 592, 382 1,723, 291 Ohio Cincinnati Cleveland Indiana Illinois Chicago. Michigan . . Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska 23, 044 78, 635 452 5, 243 29, 125 5,845 j 11, 863 1,687 1,293 8, 591 50 412 7, 188, 428 8,723 3, 939, 744 3, 553 885, 795 1,442 1.008,034 2, 516 3, 383, 964 12, 059 240, 821 97 1, 501, 305 2,650 1,196, 752 2, 423 40, 508 135 6, 290,194 9,029 4, 302, 285 ' 7, 559 264, 300 561 6, 086, 657 18,132 5, 976, 005 13, 838 2, 775, 023 4,172 16, 069.106 8, 955,100 11,859,737 10, 533. 776 17, 518, 220 14, 913, 591 4, 935, 755 6, 148, 749 3, 645, 026 6, 236, 008 8. 738, 362 2, 539, 637 9, 921, 909 24. 723, 031 2. 800, 868 1, 250, 342 - 14,181 3, 454 1, 863 12, 847 12, 205 9, 538 6, 391 2, 292 2,927 1, 415 11, 691 2, 732 7, 597 18, 496 8, 887 1, 011 "Western States Oregon California. San Francisco Colorado Nevada Utah New Mexico Wyoming Idalu Dakota Montana Washington Arizona , • j ' ' -« Pacific States and Terri- j tories ; Grand totals 7 84 49 20 ill, 326 271,833 10,177 28,120 102, 767 78, 369 24, 939 2,000 875 18, 217 71 7,973 1, 266 24, 7IJ9 57, 129 1, 374 749 377 5 96 143 65 244 25.648 13, 402 3,656 4,857 20, 323 - 699 6,403 5,415 236 20, 825 18, 315 1,222 33, 348 28, 778 11,110 3,126 4,137 336, 142 448, 669 3, 024 35, 258 160, 926 2, 519 4, 226 1.471 84 136 65 345 175 681 10 4.290 59, 997 224, 055 3,893 4,975 1, 848 89 232 208 405 419 1, 238 31 I | ! 214, 920 219 ; 35, 043. 3 ^ i llS,7r>6, 472 j 86,760 j 4, 475 222,270, i>44 il, 377, 518, 351 j 474, 091 j 17 459, 249 j 301, 680 1, 9;J3, 340 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXY Number of State banks, savings-banks, trust companies and private bankers, with their average capital and deposits, and the tax thereon, for the $ix manths ending May 31, 1877. States and Territories. On capital. On deposit Maine New Hampshire Vermont Massachusetts. Boston Rhode Island Connecticut New England ^States New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland... Baltimore. District of Columbia Washington Middle States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana-. New Orleans. Texas Arkansas Kentucky .. Louisville Tennessee Southern States Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin . Milwaukee Iowa Minnesota Missouri. Saint Louis . Kansas Nebraska ! i Western States Oregon California San Francisco Colorado Nevada Utah New Mexico Wyomin Idah Dakota Montana Washington Arizona Pacific States and Territories. Grand totals $173, 905 52, 333 335, 000 819, 333 3,127, 387 3, 894, 673 2, 869, 642 $26,499, 218 30, 896, 234 8,107, 445 162, 477,183 88, 716, 005 53, 031, 370 82, 893, 262 $393 124 714 1,473 3,516 8,340 $4,412 6,900 4,198 6,514 18, 490 45,213 47, 952 11, 061, 720 45, 785, 796 637, 000 2,170, 838 12, 216, 780 2, 091, 742 5, 018, 826 717, 411 623, 378 4,104, 003 5,917 595, 359 148, 889, 703 271, 948, 412 12, 529, 737 35, 457,184 39, 203, 675 31, 884, 459 14, 616, 683 1, 780, 859 566, 984 25, 023, 652 7,008 3, 657, 830 22, 840 69,121 713 4,482 28, 753 4,798 11, 405 1,709 1,196 8,709 15 362 106, 653 258, 215 9,362 26, 330 97, 282 68, 671 24,481 2,116 899 18,051 18 8, 144 3, 407, 1,455, 574, 1, 003, 4, 392, 47, It 034, 1, 264, 54. 3, 558, 3, 494, 258, 7, 279, 5, 404, 1, 768, 6, 334, 471 2, 008, 549 i 836,290 ' 5, 626, 955 5, 483, 644 4, 836, 153 2, G05, 763 [ 1,240,032 I 1,389,348 672, 065 5,178, 643 1,108, 965 3, 80(5, 229 7, 530, 583 1, 725, 224 465. 6G4 6, 809, 858 3, 917, 534 872, 287 1. 095, 859 4, 363, 519 271, 057 1,747,031 ! 1,413,033 i 49,915 f 7,310,099 ; 4,891,428 376,619 6, 626, 535 , 6,041,033 \ 3,019,790 8,182 3, &32 1,436 2, 508 10, 980 92 16, 640, 560 9, 016, 478 12, 767, 959 11,128, 830 17, 299, 692 15,136,791 4,914,596 5, 870, 285 3, 705, 813 6, 328, 969 8, 730, 477 2, 508, 685 11, 223, 423 22,691,281 3,11(3, 289 1,184, 932 14, 051 3,436 1,653 13, 051 12,270 9f 568 6,367 2,250 3,190 1, 12, 545 2,757 8,448 16, 947 ,039 1,114 2,456 2,274 135 8,640 235 558 17, 478 13, 373 3,983 ! 1, 790 j 50, 909, 4S4 1,418 30,113 61, 308 1,472 1, 043 449 14 139 141 85 258 556 25 $4,805 7,024 4,912 7,987 22, 006 53,553 53,545 CXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks, savings-hanks, trust companies and private bankers, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1878. No. of i banks. States and Territories. 69 71 21 170 59 58 107 Maine N e w Hampshire "Vermont Massachusetts. .• Boston Rhode Island Connecticut N e w England S t a t e s . . N e w York New York C i t y . . . Albany N e w Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Washington Southern States Western S t a t e s . Oregon California San Francisco Colorado Nevada Utah New Mexico Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories Deposits. O n capital. \ O n deposits, i $92,108 61, 000 344,167 834, 666 3,061,397 3, 883, 267 2, 840, 000 i Total. $28, 957, 428 28, 309, 624 8,140, 383 157,816,812 70, 746, 941 50, 028, 328 78, 858, 210 $188 98 152 50 j 829 33 1,429 33 : 3, 826 47 8,188 16 5,604 82 555 i 11,116,605 ! 422,857,726 20, 219 59 : 328 10, 427, 448 443 40, 700, 289 14 642, 000 59 1,741,071 313 10, 807, 358 59 , 2,113, 756 37 4, 657, 547 9 712, 578 13 627, 513 41 4,162,516 10 496,742 20, 290 36 100, 972 62 ; 121, 262 98 56, 276 58 214, 356 85 ; 270, 633 43 706 47 4.039 36 ! 4, 745 83 3, 536 29 S 14. 587 16 ; 18,123 45 25,172 82 i 74, 851 74 100, 024 56 66, 252 94 4, 648 68 i 61, 604 26 22, 599 96 [ 32, 884 89 10, 284 93 3, 699 51 1,667 97 i 2. 031 54 962 01 i 1, 875 52 913 51 8, 795 49 ] 15, 740 49 ! 24, 535 98 513 18 ! 6, 469 94 ; 6, 983 12 102 15 74 17 31 - Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Grand totals . | 148, 258, 669 247, 964, 314 12, 153,1*9 19,326,498 29,979,015 42, 552, 729 | 13, 727, 252 1, 798, 521 559, 703 24, 604, 030 3,151, 613 1. 326 ; 77, 088, 818 { 544, 075, 533132, 854 ' Middle States. Virginia W e s t Virginia N o r t h Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana N e w Orleans Texas Arkansas Kentucky Louisville Tennessee Tax. Capital. 520 21 9 3, 281, 667 1, 496, 792 588, 290 911, 523 4, 317, 817 89, 483 993, 276 1, 289, 573 116.000 4. 473. 9U5 i 3,707,0.77 ! 225, 576 i 7,010,103 | 5, 288, 2<«; ' 1.769.671 I 6, 499, 580 7, 753 69 3,927,737 3, 668 37 1,470 72 978,018 2, 278 77 1,004,868 3, 948, 488 10,711 40 233,405 223 70 1,813 605 2, 420 69 2, 535 64 1,732,597 1.77 50 48,110 7,994, 123 10, 726 42 4, 626, 4'JO I 8.744 54 2!(8, 605 514 24 6,287,262 I 10, W) 29 5, 650, 057 12.971 68 2,731, 199 4, 2.J3 85 35. 559. 029 $1, 253 21 $1,442 19 4, 270 50 | 4, 423 00 4, 925 90 4, 096 57 6, 514 52 5, 085 19 21, 520 51 17, 694 04 47, 489 79 39, 301 63 36, 876 35 31, 271 53 102, 972 67 518,167 43 15,421 29 i 9,819 28 i 2, 445 03 ; 2, 428 28 | 9.190 49 ' 583 48 j 4. 533 93 j 4, 331 42 ! 120 28 I 15.184 95 ! 11.565 63 i 746 4X j 15. 718 26 14.125 04 «;, 828 00 i 123,192 26 651, 022 21 23,174 98 13, 487 65 3, 915 75 4. 707 05 19, 901 89 807 18 6, 954 62 6,867 06 297 7 8 25, 911 37 20, 310 17 1, 260 72 32, 374 55 27, 096 72 11,061 85 113.041 84 ; 198,129 34 6.042. :x;4 2. 022. 30!) i X98, 62 J 5.081. 171 ' 4. 509, 7: .3. 6 1 2 . !»<>•-> 2. 030, 7o7 1, 108, .;•;,-• 38. 776 39 17. 295 :*8 17,403 31 21. 838 78 29.981 71 17.043 45 l. 11 11 03S 1)2 9. 2.S4 96 } I : ^ 72 1. -"ill. • 4.124,. 109 4J-. *2 25.461 50 4n. 007 45 • J. 496 :*:> 2. 972 96 1.472, :,;-t 503. 59". , 47, 470. 2 N 643, 2L:~ 9, 943, 12:) 21,787, t)'M 28 526, 190 18 412, 26^ 190, 000 s; 5, 000 4 i 82, 794 3I 54, 000 12 I 78, 039 133,413 208, 000 85, 000 10 :.'. 37. 132, 2. 4. 1. 602 946 601 336 7S6 786 152 371 40 694 472 1. 343 64 fir 117 34,148, 094 101, 802, 804 4, 400 |205, 382, 832 1, 242, 794, 903 76, 918 38 | 45 00 59 38 37 37 95 70 88 80 28 62 70 101 94 679 99 858 0.5 651 84 817 03 261 37 165 45 570 39 175 ; 889 90 805 81 863 62 277 20 186, 200 09 | 263,118 47 418,112 05 i 1, 213, 483 94 jl, 631, 595 99 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXVII Kumber of Statebanks, savings-bank*, trust companies and private bankers, with their average capital and deposits, and the tix thereon, for the six months ending May 31, 1879. o. of I C States and Territories. bLnk.. «l»tal- I ^*it*-On capital. \ On deposits. ' I _| $41, 209 ! $22, 80i,4u2 ! GO 71 61,000 | 26. 706, 055 1 22 j 351,200 7, 890, 150 164 810,000 148, 785, 115 57 ; 3, 357,412 61, 080, 008 53 | 3, 505, 901 42,614,408 10:; 2, 040, 000 } 74, 227, 500 Maine Kew Hampshire Verm on t Massachusetts Boston Rhode Island Connecticut Xew England. States.. Tax. J) $65 52 152 50 819 20 1. 358 70 3, 573 93 7, 059 33 4, 862 83 i j ' j | Total. $645 16 2,041 34 3, 436 90 5, 149 48 17, 432 42 , 23, 961 69 19, 758 50 $710 68 2, 193 84 4, 250 10 6, 508 18 21, 006 35 31, 021 02 24, 621 33 90,317 50 536 \ 10, 826, 782 j 384,171,538: 17.892 01 72, 425 49 Xew York New York City Albany New Jersey Pennsylvania Philadelphia. Pittsburgh Delaware Maryland Baltimore Washington 9, 339, 029 | 142, 418, 399 ; 317 250, 534, 151 459 43, 027, 777 12 I 041, 000 1, 554, 540 9,328,171 ' 1,952,718 ' 4, 400, 905 I 040, 412 570, 723 j 3,871,889! 75. 556 01 22, 203 75 3, 619 02 9,078 48 59.110 99 60, 591 74 17. 249 02 1,691 70 1, 119 07 11, 617 84 5,730 27 Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee 5 I 3, 226, 654 21 i 1,478,645 12 i 442,377 720,033 3, 957, 486 81, 783 1, 060, 999 1, 226, 268 3 ' 111,450 19 j 3, 988, 198 103 ! 3, 620, 868 14 I 207, 903 68 j 6,454,156 16 5, 585, 957 30 ' 1,758,029 16,098 18 9, 493 76 2, 083 43 2. 016 43 ; 315 17 539 92 4. 771 92 4, 205 25 148 93 13, 602 94 13, 758 32 840. 82 15, 336 37 13, 178 04 7, 094 48 23, 357 16 12, 785 66 3,189 38 3, 514 26 19, 959 84 744 37 7, 358 57 6, 580 40 315 05 21,640 51 21,974 14 1, 193 42 30, 347 29 25, 884 69 10, 460 03 50, 452 14, 255 10, 542 33,909 37,872 23, 020 18,470 14, 077 12, 276 16,185 34, 975 12, 315 35, 583 53, 684 11,122 6,709,857 ! 7, 258 98 3, 797, 525 i 3, 291 90 833,385 i 1,105 95 806, 592 ! 1. 497 83 4, 545, 928 ' 9, 644 67 215, 970 i 204 45 1, 908, 807 | 2, 586 1, 682,100 i 2, 375 15 59, 575 166 12 6,316,557 i 8, 037 57 5, 503, 345 i 8, 215 82 336, 328 i 352 60 6, 134. 043 ; 15,010 92 5/27M71 | 12. 700 05 2, 837, 835 i 3. 365 55 47, 019, 984 j 75, 820 21 j Southern States Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis . . Kansas Nebraska Oregon California San Francisco Colorado Nevada Utah New Mexico Wyomin Idaho Dakota Montana Washington Arizona 5, 998, 718 1,707,174 902,317 4, 836, 292 4, 034, 349 562 777 439 777 2, 327, 238 1,110, 775 ! 1,405,619 | 743,541 I 045 511 869 152 772 33 02 88 33 23 84 93 26 14 20 077 988 324 183 053 73 61 13 11 30 37,890 15 11,478 76 15, 102 54 23. 132 38 29, 216 94 19, 574 49 12, 958 57 12, 808 17 9.124 45 14,412 91 23, 055 51 8, 237 51 26, 594 39 41, 359 89 7, 939 29 3.125 92 2, 573 25. 482 40, 600 1, 587 921 575 12 266 15 254 385 517 204 01 40 29 84 83 00 50 03 20 81 51 50 56 3, 254 83 36. 277 48 110,794 98 4,312 04 4, 220 76 2,144 79 215 02 478 22 113 25 502 46 710 31 849 96 190 24 5, 827 84 01,759 88 151, 401 27 5, 899 88 5,142 59 2, 719 79 228 12 744 25 128 45 757 27 1, 095 82 1, 367 46 394 80 164, 064 94 237, 467 42 12 1,078,739 87 i 10,337,907 28 | 21,309,142 Pacific States and Ter ritories Grand totals I 4, 312 201, 241, 484 II, 180,122, 835 48 42 71 17 33 50 43 59 11 78 24 00 02 40 4,179 22 386, 247 56 1,113, 554 75 1, 499, 802 31 CXY1II REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks, savings-banks, trust companies and private bankers, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1880, Stales and Territories. No. of banks. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New England States. New York New York City Albany New J'ersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore.., Washington Middle States Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States Ohio Cincinnati Cleveland. Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Western States Oregon California San Francisco Colorado Nevada Utah New Mexico Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories Grand totals Tax. Deposits. Capital. O n capital. O n deposits. Total. $47, 319 51, 000 353, 700 510. 000 5,128, 099 3, 308, 504 2, 616, 896 $21, 721, 964 28, 301, 549 8,531,140 144, 268, 273 64, 553, 766 43,134, 708 78, 457, 961 $97 52 114 49 791 79 715 96 6, 438 60 6, 677 32 5, 860 40 $472 44 1, 082 04 4, 088 58 4, 664 95 19, 426 34 16, 977 36 14, 951 09 $569 96 1,196 53 4,880 37 5,380 91 25, 864 9423, 654 68 20, 811 49 536 12, 015, 518 388, 969, 361 20, 696 08 61, 662 80 82, 358 88 303 8, 525, 645 162, 275, 473 15,563 57 506 49. 335, 306 291, 914, 072 85, 455 58 13, 751, 649 12 641,000 708 69 51 1, 324, 553 20, 391,118 2, 537 17 271 8, 789, 931 29,071,132 20, 093 39 51. 496, 370 61 2.108, 904 4, 773 76 14,651,589 31 4, 053, 579 8, 353 69 2,127, 426 8 675, 689 1,639 18 819, 944 12 564, 434 783 09 25, 814, 319 7, 062 34 38 3.134, 842 3, 305, 875 7 ' 357, 060 168 25 78, 945 75 293, 743 04 3, 654 47 7, 719 79 72, 000 44 73, 346 71 18, 319 50 2, 320 03 1, 525 23 10, 983 21 7, 470 56 94, 509 32 379,198 62 4,363 16 10, 256 96 92, 093 83 78,120 47 26, 673 19 3,959 21 2,308 32 18, 045 55 7,638 81 1, 300 I 79, 510, 943 j 615, 618, 967 ] 147,138 71 j 26 33 3 11 105 15 71 15 30 7, 757, 202 4, 034, 743 1, 596, 632 658, 812 ' 5, 910, 827 287, 289 2, 269, 647 2, 634, 915 87, 343 4, 632,122 6, 332, 751 577, 628 7, 698,114 5, 803, 673 3, 222, 740 498 31, 847, 370 | 53, 504, 438 248 12 9 144 316 34 155 14 109 9 309 95 170 28 148 83 5, 704,140 1, 402, 241 1, 045, 924 4, 365, 434 4, 092. 314 4, 272, 495 2, 346, 799 1, 066, 041 1, 578, 843 634, 731 5,153. 906 1, 906, 375 4. 250,175 5, 705, 555 1, 564,144 653, 890 20, 834, 648 4,392,711 I 13, 965, 571 13,172, 783 17, 061, 788 12, 5$4, 083 7,105, 952 7, 544, 048 5, 964, 028 7, 788, 900 13, 326,191 5, 000,150 15, 307, 216 18, 688, 699 4,877,150 2, 019, 814 6, 856 90 2, 774 11 1,975 80 1,147 91 10,125 53 209 56 2, 598 71 2,185 86 203 16 5, 335 03 8, 844 86 425 02 14, 481 65 11, 989 56 4,109 60 73, 263 26 131, 427 21 11, 993 31 2, 816 43 918 87 9, 643 63 8, 541 52 4, 281 69 5, 479 68 1, 800 75 3, 485 19 1, 547 05 12. 084 91 4, 466 02 9, 554 76 12, 080 40 1 3,684 19 j 1, 535 90 ! 1, 245, 208 9, 430, 629 12,104, 546 584, 917 364, 457 S 6.667 128, 0.54 5, 358 127, 511 446, 708 257, 000 132.932 2 I 18 13 4 5 2m\ ooo 239 | 25, 019, 987 I 1 033,103 14, 928; 718 67 497, 294 3 479, 877 834, 548 1 233, 952 181, 925 271, 201 18, 368 396, 279 724, 031 525,109 243, 673 91, 368, 078 4, 456 194,136, 825 1, 319, 094, 576 2,816 21 23, 083 17 20, 528 20 1 462 30 661 12 515 00 16 66 320 14 13 39 318 78 1,116 75 642 50 219 83 25,114 13: 12, 860 91 5, 967 35 2, 794 92 23, 741 46 891 32 8, 272 73 8, 773 06. 421 51 16, 915 3324, 676 96* 1, 869 03; 33, 726 71 26,498 72* 12,166 33 204, 690 47 50,407 23 10, 981 78 12, 562 56 29, 581 35 41, 336 76 31, 433 74 17, 764 58 14,693 74 14,909 89 19, 472 26 32, 879 70 11, 878 55 38, 267 88 46, 721 75 12,192 78 5, 049 38 1, 883 j 45, 743, 007 | 169, 633, 732 I 93, 914 30 ! 15 85 26 38 13 11 570, 028 73 I 717,167 44 18, 257 23 10, 086 80 3,991 55 1, 647 01 13, 615 93 681 76 5, 674 02 6, 587 20 218 35 11, 580 30 15,832 10 1, 444 01 19, 245 06 14, 509 16 8, 056 73 62,400 54 13, 798 21 13, 481 43 39, 224 98 49, 878 2835, 715 4a23, 244 26. 16, 494 4918, 395 ©8 21, 019 31 44, 964 61 16, 344 57 47, 822 64 58, 802 15 15, 876 9 7 6, 585 28 390,133 93 2,446 89 32, 355 28 98, 276 22 8,699 65 2,086 31 3,084 82 454 81 678 00 45 92 990 67 1,810 04 1,312 77 609 17 51, 714 05 152, 850 55 484, 048 23 5, 263 55, 438 118, 804 10,161 10> 45 4S 95 2, 747 43 3, 599 82 471 47 998 14 59 31 1, 309 45 2, 926 791, 955 27 829 00204, 564 386, 726 401, 306,103 22 1, 692, 829 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIX able, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers and trust and loin companies, and of savings-banks with and without capital, for the six months ending November 30, 1875. Geographical divisions. State banks, private Savings-banks with Savings-banks without capbankers, and trust capital. ital. companies. No. Capital. DeposNo. No. Capital. • Deposits. its. New England Statesi 126 Middle States :1,270 517 Southern States Western States and 1,853 Territories. United States.. 3,766 I MilVns. MilVns. 0.3 5.2 0.2 0.8 0.4 0.5 Total. Depos- No. Capital. Deposits. its. MilVns. MilVns. 24.0 11.6 232.4 90.8 42.6 36.0 2 3 3 70.9 188.0 19 4.1 32.6 38 47.0 1,910 75.0 267.6 209. 3 487.0 27 5.0 39.1 695 845.6 4,488 214.3 1, 371. 7 436 218 3 MilVns. MilVns. MiWns. 413.9 564 11.9 443.1 382.8 1,491 91.0 616.0 1.9 45.0 523 36.4 • Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers and trust and loan companies, and of savings-banks with and without capital, for the six months ending May 31, 1876. Geographical divisions. I State banks, private Savings-banks with Savings-banks' bankers, and trust without cap-! capital. companies. ital. 1 No. Capital. DeposNo. No. Capital. Deposits. its. MilVns. MilVns. MilVns. MilVns.] I 0.2 4.4 i 11.7 23.6 | New England States' 135 | 89. 2 223.4 0.3 1.2 Middle States jl, 256 | 35. 7 44.9 0.4 0.6 Southern States 516 Western States and 4.1 31.0 77.4 188.1 Territories i 1, 896 5.0 37.2 United States..i3, 803 j 214. 0 480.0 26 436 212 4 39 691 Total. Depos-! No. ^Capital. Deposits. MilVns. MilVns. MilVns.] 11.9 415.1 I 572 443.1 89.5 382.5 11,471 607.1 16.1 2. 0 i 523 47.5 45. 0 ;l, 954 | 844. 6 4, 520 81. 5 264.1 219. 0 1, 361. 8 Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers and trust and loan companies, and of savings-banks with and without capital, for the six months ending November 30, 1876. Geographical divisions. | State banks, private private | Savings-banks with Savings-banks bankers, and t t without capid trust capital. ital. companies. No. Capital. No. No. Capital. Deposits. 1 2 4 82.14 j 192.49 17 4.21 32.38 35 44.68 1,967 United States.. 3,764 I 217.22 j 484. 05 24 5.05 37.94 087 855. 53 4,475 MilVns. MilVns. 0.20 4.15 0.16 0.77 0.48 0.64 Depos- No. Capital. Deposits. its. Mill'nsJ MilVns. 11. 34 I 22. 76 88.34 226.40 42.40 35.40 New England States 1 131 Middle States ;1, 213 Southern States j 505 Western States and j Territories 1, 915 Total. MilVns. MilVns. MilVns. .70 11.54 438 422. 99 449.90 211 385. 82 1, 426 88.50 612.99 2.04 512 35.88 3 45.08 86. 35 269. 55 222.27 1,377.52 CXX REPORT OF TFIE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number, and a revage capital and deposits, of State banks,private bankers and trust andloan companies, and of savings-banks with and without capital, for the six months ending May 31, 1877. State banks, private Savings-banks with Savings-banks Total. bankers, and trust without cap-! capital. companies. ital. Geographical divisions. No. Capital. Depr No. .Capital, DeposNo. N o . Capital.; its. •Mill'-n*. \MilVns. 19 99 11. 01 84. 8~, 215. 87 M iddle States 1, 202 34. 58 46.17 Southern States . . . 517 W e s t e r n States and Territories 1, 963 | 88.11 20 | New England States 11 United S t a t e s . . 3, 799 \ 218. 63 i 470. 54 26 j 0.20 0. 16 €. 42 MilVns. 3.94 0.88 0. 52 4 09 32.83 4. 87 I 38.17 439 200 4 ; MilVns. MilVns. MilVns.! 11.27 I 452.6-2 428 69 j 557 85. 03 | 585. 56 36^.81 |l,404 35.00 48.81 2.12 524 33 43.54 2,016 676 ; 843.16 4,501 92.20 | 264.88 223.50 il, 351. 87 Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers and trust and loan companies, and of savings-banks with and without capital, for the six months ending May 31, 1878. ; State banks, private ban kers, and trust c o n Geographical divis-; ions. j tawith Sav lpanies. Depos- No. Capital. Depos] No. Capital. its. its. .„. i MilVns. MilVns. 11.05 18. 29 New England States! 113 76.93 184. 02 Middle States . . jl, 133 34.68 44. 35 Southern States j 513 W e s t e r n States and j 79.49 166. 65 Territories i 1,950 1 United States..J3, 709 202.15 413.31 1 3 4 witt ital. oufep8 No. *>{£*• MilVns. MilVns. 0.07 1.14 0.16 1.37 0.88 1.28 441 190 3 Total. N o . Capital. Depos- its. MilVns. MilVns. MilVns. 555 403. 43 11.12 422. 86 358. 68 1,326 544. 07 77.09 2.14 47.77 520 35.56 15 2.13 22.39 34 39. 05 1,999 23 3.24 26.18 668 803. 30 4,400 81.62 228. 09 205. 39 l r 242. 79 1 Table, by geographical divisions, of the number, and average capital and deposits, of State banks and trust companies, private bankers, and savings-banks with and ivithout capital, for the six months ending May 31, 1878, the private bankers being given separately. State banks and t r u s t companies. Geographical divisions. No. Capital. »<£»- New England States Middle States Southern States Western States and Territories 42 217 233 MilVns. MilVns. 15. 06 8.19 42.45 122.10 30. 67 27.38 361 46.33 United States.. 853 124. 35 P r i v a t e bankers. Savings-banks with Savings-banks without capcapital. ital. N o . Capital. Depos- No. Capital. Depos- No. MilVns. MilVns. 1.14 1 \ 0.07 1.37 3 0.16 1.28 4 0.88 441 190 3 its. its. MilVns. MilVns. 71 916 280 61. 65 1,589 2.86 34.48 7.30 3.23 61.92 13.68 33. 16 105. 00 15 229. 48 2, 856 . 77. 80 ! 183. 83 23 j Deposits. MilVns. 403. 43 358. 68 2.14 2.13 22.39 34 39. 05 3.24 26.18 668 803. 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXI Table, by geographical divisions, of the number, and average capital and deposits, of Slate banks, private bankers, savings banks and trust and loan companies, for the six months ending May 31, 1878, and of the number, capita!, and deposits of the national banks on June 29,1878. Geographical divisions. State banks, a a v i u g s s banks. privare bankers, and t r u s t companies. No. I Capital. Deposits. No. i Capital. '.Deposits.; No. | Capital, i Deposi j Millions. '\ Millions. N e w England States. 555 I 11.12 j 422.86 1, 326 I 77. 09 1 544. 07 Middle States .20 35.5." 47.77 Southern States W e s t e r n States and 228. 09 81. 62 Territories United S t a t e s . . 4,400 | Total. National "banks. Millions. Millions. 166. 52 128.83 177. 18 374. 89 oh 49 • 35.94 542 634 176 704 I 95. 20 205.38 ; 1,242.79 2, 05(5 47i». 39 \ Millions. Millions. 551. 69 :1,097 ;. 177.64 1, 960 : 254. 27 918. 96 83.71 ; 696 67.04 137. 50 |2, 703 176. 82 365. 59 677.16 6, 456 , 675. 77 1,919,95 Table, by geographical divisions, of the number, and, average capital and deposits, of State banks a?id trust companies, private bankers, and savings-banks with and without capital, for the six months ending May M, 1879, Ike private bankers being given separately. Geographical divisions. 1,474 127.27 capital. Million*, i MWions. 3. 72 \ 3.32 j . . . 34.54 ( 54.53 i 6 5.64 i 11.89 < 3 70 853 237 N e w England S t a t e s . . 40 Middle States 239 Southern States \ 251 W e s t e r n States and j Territories i 475 United States...11,005 Private companies. 257.07 |2, 034 0.51 , 0.86 i t out capital. 1426 2.44 |182 0.83 | 3 Millions. 366. 46 350. 95 1.69 25.35 i 70.18 20 j 2. 85 32.80 | 33 27.96 69.75 I 139.92 29 j 4.22 36.07 '644 747.06 Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, savings-banks and trust and loan companies, for the six months ending May 31, 1879, and of the number> capital, and deposits of the national banks o?i June 14, 1879. I State banks, s a v i n g s National banks. I banks, private bankers, Geographical divisions. i • 1 Ko. !Capital. i Deposits. N o . Capital. Deposits. i ! 1 Millions. N e w England States. i 536 10.83 1, 280 75. 77 Middle States Southern States 494 33.92 tVestein States and \ 2,002 ; 80. 72 Territories United States... 4, 312 i Millions. 1 384.17 532.56 47.02 I ! 1 | 544 640 176 Millions. 164. 43 170. 21 30.40 688 90.20 ! Total. . N o . I Capital. Millions. | 126. 72 1,080 393.12 1,920 ' 37. 93 670 Deposits. Millions. Million?. 510. 89 175. 26 925. 68 245.98 64. 32 84.95 j 216.37 201. 24 j 1,180.12 2,048 455. 24 i 155. 63 2,690 170. 92 372. 00 713.40 6, 360 j 656.48 1, 893. 52 CXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of the resources and liabilities of State banks at the dates named. N. Hamp- j Vermont, Rhode Islh i r e a r Nov. f u l y 1,1880. and, 26,1879. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate. Other assets. Expenses Cash items Specie Legal-tenders, bank notes, &c 5,119 7,275 16,364 1,854 284,095 I 310, 854 140, 308 5,917 4,399 Capital stock Circulation.. Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities . New York Sept. 18, 1880. 427, 532 75,669 651, Oil 128, 853 11, 908 5,416 2, 756, 003 4, 618, 655 792, 592 229, 523 , 906 462,126 261, 322 1, 069, 395 243, 720 12,108 1,156, 621 59, 743 14, 599 96, 464 2,160, 391 Resources and liabilities of State banks at the dates named—Continued. New York 1 New Jer- Pennsylva- Maryland, j Louisiana, City, Sept. j sey, Jan., nia, Nov., Sept.\ 1880. j Dec, 1879. 18,1880. '1880. 1879. 20 banks. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other assets Expenses Cash items Specie Legal-tenders, bank notes, <fcc. Totals 8 banks. 88 banks. 10 banks. 10 banks. $42, 903, 480 ! $2,115, 905 $15, 651, 031 $3, 510, 372 i $6,108, 587 21,154 | 301 297, 470 1,185, 610 600, 000 1, 040, 853 1, 268, 208 169, 097 2, 053,140 480. 261 3, 096, 084 447, 332 2, 994, 600 1, 435, 795 444; 369 1, 442,140 289, 504 2,181, 496 745,141 490, 573 53, 622 42, 384 1. 286, 266 343, 631 9,709 124, 771 3,714 221, 203 52, 393 20, 658 9, 592, 848 569, 858 132, 783 4, 968, 722 4,610 125,164 j 16, 013 503, 297 2, 936,170 225, 942 1,452,733 ! 1, 584, 515 445, 231 I 66,179,844 I 3,595,958 26, 366, 311 5, 549, 969 13, 996, 658 11, 500, 200 i . 1,115, 707 8,115, 943 18,001 i 1, 063, 785 3,204,977 i 2, 009, 768 ! 128, 083 520, 737 1,668 41, 378,151 i 2, 239, 082 16, 073,115 212, 972 7, 697, 556 I 62, 906 379, 759 371,191 ! 48, 512 2, 051, 332 503 179, 000 1.10, 334 14,159 3, 111, 342 83, 299 4, 458,198 8,712 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks Other liabilities . . . Totals.. i6,179, 844 j 3, 595, 958 26, 366, 311 161, 208 56, 241 7, 086, 841 1, 697, 403 528, 055 5, 549, 969 j 13, 996, 658 i . REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXI1I Resources and liabilities of State banks at the dates named—Continued. Texas, | Kentucky, Missouri, Ohio, Indiana^ June, 1880. • July 1,1880. July 3,1880.Apr. 5,1880. Nov., 1879. RESOURCES. 5 banks. 55 banks. 108 banks. 32 banks. $824, 736 r$16, 809, 788 $24, 617,182 $4, 640, 023 23,190 20,403 49, 761 203, 760 164, 860 1, 845, 416 3, 820, 264 29, 820 132, 937 175, 879 3, 542, 340 663, 706 848, 273 1, 278, 420 148, 556 275, 225 99,136 10, 000 446, 712 100,170 13, 352 22, 085 54, 277 6,100 49,900 3,043 56,196 1. 800,146 548, 797 264, 620 20, 258, 634 Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other assets Expenses Cash items Specie Legal-tenders, bank notes, &c . 1, 496, 099 ; 25.194, 544 50, 421, 212 Totals. 20 banks. $1, 900, 396 3, 433 41, 956 61, 585 691, 081 161, 304 40, 927 22, 733 377, 461 6,735,852 3,300,876 10, 790, 899 8, 602, 912 203, 315 395, 519 9,185 :, 628, 206 55, 611 1,123, 006 40 228, 635 759,105 11. 547, 565 33, 667, 945 41,101 845, 967 5, 311, 209 1,057 59, 638 210, 940 1, 707, 645 1,106, 500 184,448 119, 795 2,423 4, 403, 425 109, 736 208, 380 108, 682 69, 352 30 1, 984, 478 1,834 30, 000' 50, 421, 212 6, 735, 852 3, 300, 876 I LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities 630, 000 1, 496, 099 j 25,194, 544 Totals. Resources and liabilities of State banks at the daks named—Continued. ' Michigan, Wisconsin, Iowa, ' Minnesota, California, July 5,1880. July 5,1880. Apr. 19,1880. Oct. 4,1880. July 1,1880.. RESOURCES. 26 banks. I 30 banks. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Realestate Other assets Expenses Cash items Specie Legal-tenders, bank notes, &c Totals 14,349,810 Capitalstock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities | 2,023,750 ; 1,404,431 j 223 ' 291, 582 ' 333,135 j 237, 308 ! ! i 10,359,500 ! 9,830,008 j 124, 589 j ! 81, 059 I 2, 782, 013 Totals 13,117,788 j 14,349,810 21 banks. 58 banks. [ $9, 562, 311 $8, 577, 571 $6,158, 201 $4, 670, 204 $29, 311, 251 54, 572 | 24,089 93,225 170, 367 38, 266 3, 819, 699 | 224, 010 * 32, 665 875, 421 i 84,671 1,250,723 294, 709 i 1, 590, 575 | 2, 858, 846 1. 438, 468 482, 529 10, 639,164 I 444,004 180,771 386, 857 184, 297 4, 086, 554 l 2, 956. 350 i 223 96, 519 48, 324 117, 650 39,488 j 46,942i 37,622 < i 233,898 76, 481 52, 380 1 120,192 89, 819 25, 783 ! 1, 365,196 | 996, 739 952, 512 415,199 13, 785, 015 ! 13,117,788 LIABILITIES. 59 banks. 10.005,593 j 6,043,707 65, 473,454 1 2. 494, 510 2, 013, 650 486, 565 156, 384 6. 810. 836 60,510 "8," 509," 374 194, 669 1,171 3, 436, 472 31, 558, 458 91,129 246,106 "*4,*132,'i69 10,005,593 I 6,043,707 21, 273, 513 65, 473, 454 CXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of State banks from 1376 to 1880. 033 banks. : $178,983,496 Loans and discounts 1 348,004 Overdrafts United States bonds 809,144 Other stocks, bonds, &c I 19, 304, 450 I 1:3, 090, 812 Due from banks 1 8, 501. 224 Real estate Other assets 6, 86Si 083 Expenses 1, 559, 404 9, 059, 547 Cash items 1, 920, 100 Specie 27, 623, 988 Legal-tenders, bank notes, <fce Totals I 278, 255, 852 592 banks. 475 banks. 1878-79. 1879-'8O. 616 banks 620 b a n k s . $266, 58f» 314 $169, 391, 427 $191, 444, 093 510, 565 319, 959 447, 302 929, 200 2,150, 880 7, 739, 203 23,209,070 19, 398, 287 21, 916, 024 25, 201, 782 22, 169, 065 25,107.149 12, (509, 160 14, 264, 835 11, 092| 118 6, 442. 710 9,221,700 10,694,390 1, 211, 410 i 801, 005 914, 726 9,816,450 8, 707, 391 7,320,845 2,319,650 ! 1, 979, 701 3,041,676 i 34,415,712 j 28,480,374 I 37, 088, 961 383,257,704 $206, 821,194 528, 543 7,142, 532 17, 117, 117 30,180, 435 14, 227, 927 5, 801, 796 878, 696 11, 176, 374 6, 201, 617 48, 828, 255 277,911,831; 315,839,340 354,904,486 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to b a n k s Other liabilities Totals 80, 425, 634 388, 397 7, 027, 817 10, 457, 346 393, 419 157, 928, 658 18, 307, 398 8, 327,183 ! 278, 255, 852 110, 949, 515 I 95,193,292 ; 388,298 I 387,661 ; 7, 983. 996 5,665,854 18, 283, 567 { 11, 693, 064 ' 324, 176 | 335,904 ! 226, 054, 538 i 142,764,491 j 9, 412, 870 ! 10,348,911 i 9.215.603 11, 507, 789 ; 104,124, 871 389, 542 16,667,574 5. 666, 221 501, 831 166, 958, 229 13, 093, 069 8, 438, 003 90, 816, 575 283, 308 18, 816, 496 6,721 615 474 567 208, 751 611 18, 462, 707 10, 577 607 383, 257, 704 ; 277, 911, 831 315, 839, 340 354, 904 486 Resources and liabilities of trust and loan companies at the dates named. Rhode Island, Connecticut, \ New York, Peniisylva Nov. 2tj 1879. : Oct. 1. 1879. j Jan. 1. 1880. nia, Oct., 1880. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from bank: Heal estate Other assets Expenses Cash items Specie Legal-tenders, bank notes, & Capital stock Circulation.. Surplus fund Undivided profits Dividends unpaid Deposits Due to banks . <Jther liabilities Totals REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXV Aggregate resources and liabilities of trust and loan companies from 1876 to 1880. I 1875-76. I 1876-'77. 1877-78, 38 banks. | 39 banks. 35 banks. $67, 946, 390 13, 948 19, 805, 685 17, 960, 260 8, 028, 415 3, 544, 221 3, 410, 232 105,157 59, 393 22, 952 2, 715, 846 $59, 303, 327 11,565 19, 445, 460 17.296,237 5, 536. 854 3. 700, 375 2,412,519 274, U11 4;i, 215 ,369. 831 2. 449. 309 1879-!80. 1878-79. I 32 banks, i 30 banks. RESOURCES. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other assets Expenses Cash items Specie Legal-tenders, bank notes, &c Totals \ $76, 608, 24, j 491, j 847, j 672, j 733, | 090. .j ] 78, j 54, j 234. | 709, .j ' $61,171,877 i 26,291 17,948,856 16,892,230 6, 011, 039 4.044,285 2.874,164 124, 563 54, 879 377, 272 2, 284, 480 $74, 675, 537 69,156 19,109, 650' 18, 544, 675 4,159,910 5, 261,159 1, 572, 241 100, 796 218 704, 360 2, 671, 971 ! 127,040,179! 123,612,499 | 110,843,003! 111,809,936! 126,869,673 LIABILITIES. Capita] stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals - : j I j j ! 21.535.490 | ! 8. 288. 825 | 534, 37 254. 522 | 87, 817, 992 : 151. 766 I 9, 063. 209 I | 127,046,179 ; 22,347,440 i 22. 080, oil j 21,101,876 : 18, 501, 876 7,164, 673 1,239,539 387, 7(54 84,215,849 333,189 7, 924, 045 7. 92', 303 0M, 051 11,261 73. 130, 578 521. 426 6, 470. 773 7, 714, 316 1,480,254 : 24,637 , 75, 873, 219 : 140,443 5.475,191 6, 191, 935 4, 053,116 11, 527 90, 008, 008 150, 6297, 952, 582 123,012,499! 110, 843, 603 • 111, 809. £ Table, by geographical divisions, of thu retotirccx and Hub companies, !879-'8O. Xew England States. Miaul e States. RESOURCES. 40 banks : ISC V.nlis. t'tr-* of the State banks and trust States. Western States. 70 bfinks. 29C banks. Southern Loans and discounts $17, 400. 058 $150.916.423 |$23, 100.125. 888 : 447 Overdrafts j 158. ;->58 j 43, 894 409. 092 United States bonds \ 4,145. 715 I 17. ''13, 916 80;;. 700 . " . 077. 554 Other stocks, bonds, &e 4,199. 734 2(«. 980. 71)7 I 3, 928, 370 205 Due from banks 2, 219, 515 14. 602. 447 j 5, 154, 014 878 Real estate 2, loo! 007 : s. 04: >. <»77 i 1, 7-41, 97J S r 875 Other assets 930,888 i 2. 292. j 57 ! 4 .'j| 707 \ 712 Expenses : 44, 574 : ~'_'8. 370 I 87, 830 : 412 659 Cash items : 10.187.075 i 575,958 291, 990 Specie 27, 456 , 0, 080.191 i f-: (0, 34o i Legal-tenders,bank notes, &c 1.362.255 i 7. 780. 137 \ 3, G-ii). 281 | 24. 914,538 Totals.. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals Aggregate. 58 banks. 650 b a n k s . $29,311,251 $281 ' i 3,. 819, 699 i ' 875, 421 i 10. '. 639,164 ! ' , 086, 554 ; , 956. 350 i ; .... .... i 13,'85, 015 32.430.802 239.108 704 ! 40,087.301 ! 103. 974. 838 9. 299. 385 i 43, 52?., 0"8 15, 879, 007 212.027 > 33, 308 1 37, 710 404, 71)4 i 196, 631 \ 12. 291.159 I 1,453,414; G. 873. 803 1. 331), 825 284, 916 ! 18,215 i 22,955 i 16,143, 880 161,173,106 19,393,511 598, 839 9. 734, 231 2, 584. 471 588, 750 i 4, 696,130 5. 55;. 702 126, 869, 673 496, 731 597, 699 252,182 661, 792 340, 345 489, 086 374, 037 979, 492 11, 176, 592 6, 905, 977 51, 500, 226 65,473,454 481 774,159 19. 353. 398 i 21, 273. 513 •223 < 3. COO, 563 !i 8, 509, 374 1.107.689 100, 008 S 7^,492.664 | 31.558,458 5, 695, 795 I...'. 3, 558, 498 ! 4,132,109 | 109, 318, 451 I 283,308 j 10, 25, 774, 008, 431 731 486, 094 , 298,759,619 ', 18. 613, 336 ! IS, 530,189 : 32, 439. 802 239.198. 704 j 40, 687, 301 103, 974, 838 ! 65, 473, 454 j 481, 774,159» CXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Resources and liabilities of savings-banks organised under State laws at the dates named. Maine. Nov. 3, 1879. New Hampshire, Mar., 1880. Yermont, J u l y 1, 1880. Massachusetts, Oct. 31, 1879. Rhode Island, Nov. 26, 1879. 59 banks. 67 banks. 16 banks. 166 b a n k s . 39 b a n k s . RESOURCES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other assets Expenses Due from banks Cash $5, 333, 617 $9, 310, 576 $3, 795, 238 $86,181, 034 $21, 851,196 1, 672, 532 3, 266, 521 5, 640, 224 1, 267, 028 1,179, 096 550, 818 36, 218, 625 22, 904, 743 5, 971, 690 4, 931, 578 6, 909, 2, 373, 993, 1, 061, 738, 957 399 937 856 785 5, 989,113 4, 078, 570 1, 243, 369 1, 586, 601 1,144, 392 19,377 97, 223 222,484 115, 065 16, 231,132 6, 821, 650 24, 062, 846 11, 900,117 1, 632,452 5, 499, 429 853, 327 2, 016, 892 2, 940, 908 136, 237 652, 059 959, 785 394, 314 94, 933 5, 953, 821 1, 315, 613 1^006, 968 23, 052, 663 30, 075, 266 7, 612, 940 213, 222, 033 45, 208, 225 Deposits Surplus fund Undivided profits . Other liabilities ... 20, 978,140 1, 451,101 496, 064 127, 358 28, 204, 791 1, 089, 262 206, 378, 709 6, 372, 823 43,095,534 781, 213 7, 348, 812 88, 326 H I , 038 34, 764 470, 501 1, 951, 690 161,001 Totals. 23, 052, 663 30, 075, 266 7, 612, 940 213, 222, 033 45, 208, 225 Connecticut, Oct. 1, 1879. New York, J a n . 1, 1880. 80 banks. 128 b a n k s . 34 banks. 4 banks. $45,108, 803 $85, 722, 373 $7, 382,168 $4, 962, 056 $3, 041, 588 3, 388, 065 8,163, 695 7,463,942 119, 985, 590 1,155, 015 5, 357, 998 2, 502, 003 6, 664, 314 2, 048, 482 8, 511, 939 7,132, 355 857, 403 3, 701, 245 4, 959,119 438, 979 92,118,115 1, 862, 906 4, 566, 732 4, 344, 656 10, 430, 579 20, 337, 223 971, 417 779, 848 617, 874 119, 500 101, 306 2,492,152 13, 893,109 4, 271, 445 671, 530 180,129 2, 440, 842 4, 621, 442 1, 356, 996 110,411 233, 950 174, 963 80,577 934 560, 733 76, 241, 816 354, 222, 376 18,361,011 26,319,283 20, 742, 015 Deposits Surplus fund Undivided profits . Other liabilities . . . 72, 842, 443 2, 863,188 310. 258, 501 34, 781, 952 17, 470, 014 827, 956 23, 956, 285 1, 533, 682 829, 316 19, 981, 366 18,330 536, 185 181, 023 63, 041 Totals. 76, 241, 816 354, 222, 376 18, 361, 011 26,319,283 j 20, 742, ©15 Totals. . LIABILITIES. New Jersey, Pennsylvania! Jan., 1880. Oct. 1, 1880. Maryland, Oct., 1879. RESOURCES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other assets Expenses Due from banks Cash Totals. 5 banks. LIABILITIES. 56,157 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXVII Resources and liabilities of savings-banks, <j-<\—Continued. Louisiana, District of Ohio, California, Columbia, Oc- February 28, April 5, 1880. July 1,1880. 1879. tober 1,1880. RESOURCES. 1 bank. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocksRailroad bonus and stocks Sank stock Real estate . -. Other assets .'? Expenses Due from banks Cash Totals 1 bank. 3 banks. 20 banks. $38, 660, 330 1, 808,122 3, 421,136 806, 865 $63, 059 22, 492 30, 000 147,140 $534, 536 425, 523 154, 710 134,849 $3, 276, 658 679, 279 2, 203,150 3, 275, 932 85,545 8,496 944 78 20,066 511, 693 425 12, 065 153, 37, 21, 537, 119, 377, 820 760 508 531 733 509 4,949, 200 947, 370 1, 834, 776 10, 305, 060 54,102, 066 367, 692 1. 794, 086 9,710, 771 10,128 32,174 8,516 594, 289 47 719 829 2,199, 852 377, 820 1, 834, 776 10, 305, 060 60,975 611, 572 2, 897, 471 LIABILITIES. Deposits . . .. Surplus fund Undivided profits Other liabilities Totals *4,182, 385 54,102, 066 * Includes $3,853,627 capital stock in seventeen banks having deposits amounting to $32,177,037. Aggregate resources and liabilities of savings-banks from 1876 to 1880. 1875-76. 1876-77. 1877-78. 1878-79. 1879-'8O. 639 banks. 629 banks. RESOURCES. 686 banks. Loans on real estate $373, 501, 243 Loans on personal and collateral security 164, 024, 477 United States bonds 108,162, 624 State, municipal, and other bonds and stocks 169, 801, 399 Railroad bonds and stocks 23, 992, 313 Bank stock 33, 267, 494 Real estate 15, 540, 384 Other assets 20, 730, 050 866, 013 Expenses 23, 011,142 Due from banks 18, 456, 405 Cash Totals. 675 banks, i 663 banks. $369, 770, 878 $408, 921, 601 $352, 695, 026 88,192, 337 114, 474,163 129, 362, 890 115, 389, 880 184,116,602t 170, 155, 076 24, 586, 503 i 21, 752, 650 34, 571, 531 j• 34, 703, 256 21, 037, 426 29, 952, 494 18,135, 673 ' 18, 169, 863 1, 029, 238 216, 690 23, 522, 572 22, 551, 208 16,160, 096 17, 469, 085 $315, 273, 232 65, 694,465 156, 415,159 70,175, 090 187, 413, 220 151, 804, 318 18, 737, 917 32, 452, 020 33, 573, 091 16, 643,100 194,113 22, 880, 849 14, 056, 894 150, 440, 359 20, 705, 378 32, 225, 923 39, 038, 502 27, 053,452 216, 423 22, 063, 091 17, 072, 680 951, 353, 544 | 922, 794, 562 941, 447, 150 j 865,146, 952 | 881, 677, 350 LIABILITIES. Deposits Surplus fund Undivided profits Other liabilities Totals 891, 459, 800 800, 498, 452 87:>, 807, 425 802, 490, 298 819,106, 973 51, 321,033 j 4:;, 835, 885 ! 4:5. Wi2,u3"»u3 50, 495, 200 I 51, 226, 472 5, 497, 503 9. 200, 778 ••ti.1)64,177 77 j 4, 019, 569 I • 4, 740, 861 3, 075,118 3, 251), 447 j H>, 003, 045 j 8,141, 885 6, 603, 044 95 L, 353, 544 ! 022,794,562 1 941,447,150 865,146,952] 881,677,350 CXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by States, of the aggregate deposits of HavimjH-banJcft, with the number of their depositors and the areragc amount (hie to each, in 1879 and 1880. 1879-80. States. N u m b e r of A m o u n t of deposits. deposits. Maine New Hampshire Vermont Massachusetts Rhode' Island Connecticut !N"ew York New Jersey Pennsylvania Maryland District of Columbia Louisiana Ohio California Totals 77,978 87,279 27, 872 674,251 82,893 199, 795 810,017 61,662 74,354 ! :>.845 6, 008 22.340 85,913 ; $21,164,503 2o,282,336 6, 753,105 209. 860, 631 42, 806, 657 72, 515, 468 299, 074. 639 15,194.562 19,923.951 19.983,366 280, 009 2. 009, 835 K 796,813 57. 846, 025 2,268,707 ! 802, 490. 298 i I ! ' •••'54, 5 0 0 A verage to each depositor. $297 301 242 311 536 362 369 260 267 366 72 334 393 672 00 33 29 25 43 95 22 43 96 63 98 52 76 53 353 72 N u m b e r of • A m o u n t of deposits. | deposits. j Average depositor. 75.443 \ $20, 978,140 89,934 1 28, 204, 791 29,143 ! 7, 348, 812 675, 555 ; 206, 378. 709 93.193 1 43, 095, 534 202, 385 i 72, 842, 443 8r)4, 470 ': 319. 258, 501 68.457 17, 470, 014 88,680 : 23, 956, 285 :T 54. 500 ' 19. 981, 366 4.077 : 367, 692 6,178 1, 794, 086 *24. 570 i 9, 710, 771 -58, 997 47, 719, 829 2,335.582 j $278 313 252 305 463 359 369 255 270 366 90 290 395 808 819,106, 973 07 62 16 49> 51 92 31 20 14 63 3!) 40 23 85- 350 71 " Estimated. Statement showing the amounts of national-bank and legal-tender notes outstanding on June 20, 1874, January 14, 1875, May 317 1878, and November 1, 1880, and the increase or decrease in each. Amo.uiT outstanding J u n e 20, 1874 A m o u n t outstanding J a n u a r y 34,1875 A m o u n t outstanding M a y 3l". 187)A m o u n t out standing November 1, 1*80* Decrease during t h e last month IncioiiftO .J.AH' Xovemlx r 1. 1 fc7D • i $349, 894,382 | 351, S(il, 450 i 322,555,965 ! 342,518,162 61, 671 v: *. I 6. 783, SC4 A m o u n t o«Ktan«]mo T iuc 20. 1H74 A m o u n t outstanding J a n u a r y 14.1^7.") \ A m o u n t retired und< act of J a i i i u n y 14. >7.'-, to Mny 31,3878. A m o u n t outstandinji n and siiu'<> Miiy ::1. "-87S-. A m o u n t on deposit i i i th<' T r e a s u r e r risit-^i S*i>.t<-.s to redeem notes of insolvent and! : liquidating banks, ;i id banks retiring <':* ider act of J u n e 20,1874 Increase in deposit d; Increase in deposit si *T\w notes of three capital of U 000 000 ,-n. 382, 000, 000 382, 000, 00 •> 35, 318, 984 346, 681,010 in the. State of California which have an a; lot imliuled. 1. 560, 012 ' 196, 729 ',652,815 REPOET OF THE COMPTROLLER OF THE CURRENCY. CXXIX National banks that have gone into voluntary liquidation tinder the provisions of sections 5220 and 5221 of the Revised Statutes of the United States, with the dates of liquidation, the amount of their capital, circulation issued and retired, and circulation outstanding November 1, 1880. Name and location of bank. Date of liqui| dation. Circulation. Capital. | Issued. Retired. Outstanding. First National Bank, Penn Tan, N. Y*..' Apr. 6, 1864 First National Bank, Norwich, Conn* ... | May 2, 1864 Second National Bank, Ottuniwa, Iowat-j May 2, 1864 Second National Bank, Canton, Ohiot...: Oct. 3, 1864 First National Bank, Lansing, Mich t ; Dec. 5, 1864 First National Bank, Columbia, Mo • Sept. 19,1864 $100,000 i $90, 000 $89, 805 $195 First National Bank, Carondolet, Mo . ..;! Mar. 15, 1865 , 30,000 | 25, 500 25, 344 156 First National Bank, Utica, N. Y* June 9, 1865 I Pittston National Bank, Pittston, Pa + .. \ Sept. 16,1865 200,000! i Fourth National Bank, Indianapolis, Ind Nov. 30, 1865 I 100,000 100, 000 98, 630 1,370 Berkshire National Bank, Adams, Mass \\ Dec. 8, 1865 ! 100,000 i National Union Bank, Rochester, N. Y.. Apr. 26,1866 I 400,000 i 192, 500 189, 623 2,877 First National Bank, Leonardsville, N.Y\ July 11, 1866| 50,000 | 45, 000 44, 000 1,000 Farmers' National Bank, Richmond, Va.j Oct. 22, 1866 100,000 85, 000 82, 258 2,742 Farmers' National Bank, Waukesha. Wis Nov. 25,1866 100,000 90, 000 89, 255 745 National Bank of Metropolis, Washing- | 200,000 174, 958 ton, D. C Nov. 28, 1866 180, 000 5,042 100, 000 First National Bank, Providence, Pa.... • Mar. 1,1867 90, 000 3,395 First National Bank Newton, Newton- I 150,000 ! 130, 000 ville, Mass ; Mar. 11,1867 126, 842 3,158 National State Bank, Dubuque, Iowa ...; Mar. 9, 1867 150,000 ! 127, 000 124, 746 2,254 First National Bank, New Ulm, Minn...I Apr. 18,1867 60, 000 54, 000 52, 715 1,285 National Bank, Crawford County, Mead- j yille, Pa t j Apr. 19,1867 I 300, 000 i Kittanning National Bank, Kittanning, j 200, 000 I,. Pat ; Apr. 29,1867 100,000 ! City National Bank, Savannah, Oat May 28,1867 500,000 i 450, 000 Ohio National Bank, Cincinnati, Ohio ... j July 3,1867 439, 595 10, 405 200,000 J 180, 000 First National Bank, Kingston, N. Y ... Sept. 26, 1867 174, 478 5,522 50,000 j 45, 000 First National Bank, Bluifton, Ind | Dec. 5, 1867 44, 261 739 200,000 180, 000 National Exchange Bank, Richmond, Va Dec. 5, 1867 177, 555 2,445 150,000 I 135, 000 First National Bank, Skaiieateles, N. Y .! Dec. 21,1867 132, 764 2, 236 100,000 I 40, 500 First National Bank, Jackson, Miss. | Dec. 26,1867 39, 930 570 100,000 90, 000 First National Bank, Downingtown, Pa . Jan. 14,1868 2,170 87, 830 86, 750 2,133 First National Bank, Titusville, Pa • Jan. 15,1868 84, 617 loo.ooo ! 45, 000 Appleton National Bank, Appleton, Wis. I Jan. 21,1868 44, 201 799 50,000 I 44, 500 National Bank, Whitestown, N. Y ! Feb. 14,1868 43, 883 617 120,000 j First National Bank, New Brunswick, J 100,000 I 90, 000 87,148 N. J j Feb. 26,1868 2,852 First National Bank, Cuyahoga Falls, | 50,000 I 45, 000 44,195 Ohio I Mar. 4,1868 805 100, 000 j 90, 000 First National Bank, Cedarburg, Wis .. J Mar. 23,1868 1,168 88, 832 Commercial National Bank, Cincinnati, I 500,000 I 345, 950 340, 000 Ohio i A pr. 28,1868 5,950 100,000 I 90, 000 Second National Bank, Watertown, N. Yi July 21, 1868 4,730 85, 270 First National Bank, South Worcester, ! 175,500 ! 157, 400 N.Y ! Aug. 4,1868 154, 861 2,539 National Mechanics and Farmers' Bank, ! 350, 000 314, 950 Albany, N. Y ] Aug. 4, 310,145 4,805 50, 000 Second National Bank, Des Moines, Iowa Aug. 5, 1868 42, 500 41, 887 613 First National Bank, Steuben ville, Ohio. | Aug. 8, 1868 150, 000 135, 000 128, 212 6,788 100, 000 First National Bank, Plainer, Pa j Aug. 25, 1868 87, 500 83, 787 3,713 50, 000 First National Bank, Danville, Va ; Sept. 30, 1868 45, 000 44, 220 ' 780 150, 000 First National Bank, Dorchester, Mass ; Nov. 23,1868 132, 500 128, 012 4,488 First National Bank, Oskaloosa, Iowa ... j Dec. 17,1868 75, 000 67, 500 66, 667 833 Merchants and Mechanics' National 300, 000 Bank, Troy, N. Y j Dec. 31,1868 184,750 182, 059 2,691 100, 000 National Savings' Bank, Wheeling,W. Vaj Jan. 7, 1869 90, 000 88, 590 1,410 125, 000 First National Bank, Marion, Ohio Jan. 12,1869 109, 850 108, 081 1,769 200, 010 National Insurance Bank, Detroit, Mich.; Feb. 26,1869 85, 000 83, 989 1,011 150, 000 National Bank of Lansingburg, N. Y 1 Mar. 6,1869 135, 000 132, 844 2,156 National Bank of North America, New j 333, 000 York, N.Y Apr. 15, 1869 1, 000, 000 328,110 4,890 60, 000 First National Bank, Hallo well, Me Apr. 19,1869 53, 350 52, 627 723 First National Bank, Clyde, N. Y Apr. 23,1869 50, 000 44, 000 42, 600 1, 400 Pacific National Bank, New York, N. Y j May 10,1869 422, 700 134, 990 132, 947 2,043 Grocers' National Bank, New York, N. Yi June 7, 1869 390, 000 85, 250 84, 526 724 Savannah National Bank, Savannah, Gal June 22, 1869 100,000 85, 000 83, 680 1,320 First National Bank, Frostburg, Md July 30, 1869 50, 000 45, 000 44, 493 507 First National Bank, La Salle, 111 50, 000 45, 000 A'u g . 30,: 44, 250 750 National Bank of Commerce, Georget o w n , D. C 100,000 i 90, 000 Oct. 28,1869 88, 350 1,650 T * New bank with same title, t Never completed organization. X Consolidated with anotherbank. c c ix CXXX REPORT OF THE COMPTROLLER OF THE CURRENCY, National banks that have gone into voluntary liquidation, ^e.—Continued. Kame and location of bank. Circulation. ! Date of liqui- Capital. dation. Issued. Ketired. |Outstand! ing- Miners' National Bank, Salt Lake City, j Utah ; Dec. 2,1869 \; $150,000 [ $135,000 | $132,898 | $2,102 First National Bank, Vinton, Iowa 50,000 i 42,500 j 411 Dec. 13,1869 ! 42,089 '• National Exchange Bank, Philadelphia, j ! Pa : ; Jan. 8,1870 300,000 I 175,750 I 170,295 Ij 5,455 First National Bank, Decatur, 111 ; Jan. 10,1870 ! 100,000 | 85,250 \ 1,348 83,902 j 100,000 ! National Union Bank, O wego, N. Y 88,250 ! 3,517 Jan. 11,1870 I 84,733 ! 50, 000 | First National Bank, Berlin, Wis j Jan. 25,1870 I 44, 000 J 550 43, 450 500,000 j 425,000 j Central National Bank, Cincinnati, Ohio. \ Mar. 31,1870 ! 8,135 416, 865 150,000 i 135,000 ! First National Bank, Dayton, Ohio | Apr. 9,1870 i 2,318 682 100,000 | National Bank of Chemung, Elmira N.Yj June 10,1870 90,000 ; 132, 932 89, 068 Merchants' National Bank, Milwaukee, I June 14,1870 100,000 i 90,000 I 88, 335 I 1,665 First National Bank, Saint Louis, M o . . . July 16,1870 200,000 I 179,990 i 177,045 j 2, 945 Chemung Canal National Bank, Elmira, Aug. 3,1870 100,000 | N.Y 90,000 ! 88, 646 | 1,354 Central National Bank, Omaha, Nebr* .., Sept, 23,1870 100,000 ! i Oct. 13,1870 First National Bank, Clarksville, Va 27,000 | 26,565 i 435 50,000 I First National Bank, Burlington, Vt j Oct. 15,1870 259,658 i 10, 342 300,000 I 270,000 First National Bank, Lebanon, Ohio | Oct. 24,1870 85,000 \ 83,574 1,426 100,000 I National Exchange Bank, Lansingburg, i N.Y .. .?..;Dec. 27,1870 100,000 | 90,000 I 1,306 Muskingum National Bank, Zanesville, j Ohio ; Jan. 7,1871 100,000 90,000 88,115 , 1,885 United National Bank, Winona, Minn. ..| Feb. 15,1871 50,000 45,000 44,230 ! 770 First National Bank, Des Moines, Iowa, j Mar. 25,1871 100,000 I 90,000 88,354 ! 1,646 State National Bank, Saint Joseph, Mo.. Mar. 31,1871 j 100,000 j 89,090 j 90,000 910 Saratoga County National Bank, Water- ; ford, N . Y | Mar. 28,1871 ! 150,000 ! 135,000 132,882 ! 2,118 First National Bank, Fenton, Mich i May 2,1871 100,000 I 49,500 48,753 I 747 First National Bank, Wellsburg, W. Va.! June 24,1871 100,000 ! 90,000 1,657 Clarke National Bank, Rochester, N. Y-. \ Aug. 11,1871 : 200,000 i 180,000 177, 050 2,950 Commercial National Bank, Oshkosh, Wis| Nov. 22,1871 100,000 I 90,000 1,767 88, 233 Fort Madison National Bank, Fort Madii son, Iowa 75,000 Dec. 26,1871 I 67,500 66, 070! 1,430 National Bank of Maysville, Ky .. | Jan. 6,1872 j 300, 000 270,000 264,880 5,120 Fourth National Bank, Syracuse, N. Y..i Jan. 9,1872 105, 500 91, 700 89, 854 1,846 American National Bank, New York, N.Y; M a y 10,1872 \ 500, 000 434, 910 450, 000 15, 090 Carroll County National Bank, Sand- I i wich, N. H I May 24,1872 , 50, 000 45, 000 42, 797 2, 203 Second National Bank, Portland, Me i June 24,1872 i 100,000 81,000 3,377 77, 623 Atlantic National Bank, Brooklyn, N. Y. | July 15,1872 , 200,000 165,000 3,480 161, 520 Merchants and Farmers' National Bank, J Quincy, 111 j A u g . 8,1872 i 150, 000 135, 000 131, 950 3,050 First National Bank, Rochester, N. Y . . . | A u g . 9,1872 j 400,000 206,100 201, 225 4,875 Lawrenceburg National Bank, Lawrence-; ! burg. Ind Sept. 10,1872 200, 000 180, 000 174, 894 5,106 Jewett City National Bank, Jewett City, Conn I Oct. 4,1872 i 60, 000 48, 750 47, 047 1,703 First National Bank, Knoxville, Tenn...; Oct. 22,1872 j 100, 000 80, 910 2,666 78, 244 First National Bank, Goshen, Ind \ Nov. 7,1872 j 115, 000 103. 500 100, 534 Kidder National Gold Bank, Boston, Mass| Nov. 8,1872 300, 000 120, 000 120, 000 Second National Bank, Zanesville, Ohio.. | Nov. 16,1872 154, 700 138,140 133, 788 4,352 Orange g County National Bank, Chelsea, ji Jan. 14,1873 ; 200, 000 180, 000 170, 780 9,22a Yt Second National Bank, Syracuse, N. Y . . . Feb. 18,1873 i 100, 000 90, 000 87,487 I 2, 513 ! Richmond National Bank, Richmond, I Feb. 28,1873 i 230, 000 Ind. t 207, 000 207,000 j. First National Bank, Adams, N. Y | Mar. 7,1873 66, 900 64,470 I 2,430 75, 000 Mechanics' National Bank, Syracuse, N. j Mar. 11,1873 | 140, 000 93, 800 91,260 i 2,540 Farmers and Mechanics' National Bank, Rochester, N. Y Apr. 15,1873 100,000 j 83, 250 80, 773 2,477 Montana National Bank, Helena, Mont. Apr. 15,1873 100,000 I 31, 500 30, 805 696 First National Bank, Havana, N. Y June 3,1873 ; 50,000 I 45, 000 42, 475 2, 525 Merchants and Farmers' National Bank, Ithaca, N. Y ! June 30,1873 ; 50,000 ! 45, 000 43,197 ! 1, 803 National Bank, Cazenovia, N. Y ! July 18,1873 150,000 ! 116, 770 112, 843 I 3,927 Merchants 1 National Bank, Memphis, j i Tenn J Aug. 30,1873 250,000 ! 225, 000 216,133 I 8,867 Second National Bank, Chicago, 111 Sept. 25,1873 100,000 | 97, 500 92,011 ! 5,489 Merchants' National Bank, Dubuque, | i Iowa ! Sept. 30,1873 i 200,000 I 180, 000 167,102 12, 898 Beloit National Bank, Beloit, Wis | Oct. 2,1873 ; 50 000 45, 000 42,877 I 2,123 Union National Bank, Saint Louis, Mo.. Oct. 22,1873 500, 000 150, 300 140, 943 9,357 City National Bank, Green Bay, Wis . . . Nov. 29,1873 i 45, 000 50, 000 41,169 First National Bank, Shelbina, Mo Jan. 1,1874 | 90, 000 100, 000 83, 963 | 6,037 * Never completed organization. t New bank organized with same title. REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXI National banks that have gone into liquidation, Name and location of bank. iDateofliqui-l j-c.—Continued. Circulation. Capital> Issued. Second National Bank, Nashville, Tenn.. I Jan. 8,1874 $125,000 First National Bank, Oneida, N. Y Jan. 13,1874 125,000 Merchants' National Bank, Hastings, j Minn 100,000 Feb. 7,1874 National Bank of Tecumseh, Mich i Mar. 3,1874 50,000 Gallatin National Bank, Shawneetown, i 111 250, 000 Mar. 7,1874 First National Bank, Brookeville, Pa 100, 000 ' Mar. 26,1874 Citizens' National Bank, Sioux City, Iowa Apr. 14,1874 50, 000 Farmers' National Bank, Warren, 111 Apr. 28,1874 50, 000 May 6,1874 First National Bank, Medina, Ohio 75, 000 Croton River National Bank, South East, N. Y 200, 000 May 25,1874 Merchants' National Bank of West Virginia, Wheeling, W. Ya 500,000 July 7,1874 Central National Bank, Baltimore, Md... July 15,1874 200,000 Second National Bank, Leavenworth, Kans 100, 000 July 22,1874 Teutonia National Bank, New Orleans, La m. 300,000 Sept. 2,1874 City National Bank, Chattanooga, Tenn. - Sept. 10,1874 170,000 First National Bank, Cairo, 111 Oct. 10,1874 100, 000 ' Nov. 9,1874 First National Bank, Olathe, Kans 50, 000 Nov. 10,1874 First National Bank, Beverly, Ohio 102,000 Union National Bank, La Fayette, Ind... Dec. 4,1874 250, 000 Ambler National Bank, Jacksonville, Fla* Dec. 7,1874 42, 500 Mechanics' National Bank, Chicago, 111.. Dec. 30,1874 250,000 First National Bank, EA^ansville, Wis Jan. 9,1875 55, 000 First National Bank, Baxter Springs, Kans Jan. 12,1875 50,000 People's National Bank, Pueblo, Colo Jan. 12,1875 50,000 National Bank of Commerce, Green Bay, Wis "... Jan. 12,1875 100, 000 First National Bank, Millersburg, Ohio.. Jan. 12,1875 100,000 100,000 First National Bank, Staunton, Ya Jan. 23,1875 100, 000 • National City Bank, Milwaukee, Wis Feb. 24,1875 Irasburg National Bank of Orleans, Iras75,000 burg, Yt Mar. 17,1875 100,000 i First National Bank, Pekin, 111 Mar. 25,1875 Merchants and Planters' National Bank, Mar. 30,1875 200,000 ; Augusta, Ga Monticello National Bank, Monticello, Mar. 30,1875 100,000 ; Iowa 125,000 | Iowa City National Bank, IowaCity, Iowa Apr. 14,1875 250,000 i First National Bank, Wheeling, W. Ya .. Apr. 22,1875 First National Bank, Mount Clemens, 50, 000 j Mich : May 20,1875 50,000 j First National Bank, Knob Noster, Mo .. May 29,1875 June 24,1875 50,000 First National Bank, Brodhead, Wis Auburn City National Bank, Auburn, NY June 26,1875 200,000 First National Bank, El Dorado, Kans . . . : June 30,1875 50,000 i First National Bank, Junction City, Kans! July 1,1875 50,000 ! July 19,1875 First National Bank, Chetopa, Kans 50,000 First National Bank, Golden, Colo Aug. 25,1875 50,200 Aug. 26,1875 National Bank of Jefferson, Wis 60,000 i Green Lane National Bank, Green Lane, 100,000 i Sept. 9,1875 Pa. State National Bank, Topeka, Kans 60,500 ; Sept. 15,1875 Farmers' National Bank, Marshalltown \ 50,000 Iowa -. | Sept. 18,1875 150, 000 Kichland National Bank, Mansfield, Ohio | Sept. 25,1875 350,000 Planters' National Bank, Louisville, Ky.. j Sept. 30,1875 75,000 First National Bank, Gallatin, Tenn I Oct. 1,1875 100,000 First National Bank, Charleston, W. Ya.. | Oct. 2,1875 75,000 People's National Bank, Winchester, 111. Oct. 4,1875 First National Bank, New Lexington, : Ohio I Oct. 12,1875 50,000 First National Bank, Ishpeming, Mich .. i Oct. 20,1875 50,000 Fayette County National Bank, Washington, Ohio . . . . . Oct. 26,1875 100,000 Merchants' National Bank, Fort Wayne, Ind Nov. 8,1875 100,000 ; Kansas City National Bank, Kansas City,Mo j Nov. 13,1875 ioo, ooo i First National Bank, Schoolcraft, Mich.. Nov. 17,1875 50,000 Dec. 17,1875 First National Bank, Curwensville, Pa . . . 100,000 ' * No circulation. Eetired. Outstanding. $92, 920 110, 500 $87, 570 103, 473 $5, 350 7,027 90, 000 45, 000 82,-939 42, 310 7,061 2,690 225, 000 90, 000 45, 000 45, 000 45, 000 209, 330 84,110 42, 830 41, 588 42, 285 15, 670 5, 890 2,170 3,412 2,715 166, 550 158, 807 7, 743 450, 000 180, 000 421,103 168, 380 28, 897 11, 620 90, 000 81, 706 8,294 000 000 000 000 000 095 244, 985 139, 676 82, 226 42, 532 • 81,855 208, 956 25, 015 13, 324 7, 774 2,468 8,145 15,139 144,900 45, 000 36, 000 27,000 131, 760 41, 745 33, 501 25,187 13,140 3, 255 2, 499 1,813 90, 000 72, 000 90, 000 78, 500 83,155 67,159 81, 527 70, 510 6,845 4,841 8,473 5,990 67, 500 90, 000 62, 064 79, 439 5,436 10, 561 180, 000 160, 970 19, 030 45, 000 112, 500 225, 000 37, 924 103,104 197, 610 7,076 9,396 27, 390 27, 000 45. 000 45, 000 23, 725 41,642 40, 080 3,275 3,358 4,920 141,300 45, 000 45, 000 36, 000 27, 000 54, 000 125, 849 40,054 39, 900 31, 519 24, 600 45, 272 15, 451 4,946 5,100 4,481 2,400 8,728 90, 000 30, 600 81, 760 27, 277 8,240 3,323 27, 000 135, 000 315, 000 45, 000 90, 000 67, 500 23, 265 110, 741 252, 325 39, 685 81,155 56,195 3,735 24, 259 62, 675 5,315 8, 84.1 11, 305 45, 000 45, 000 40, 354 38, 865 4,646 6,135 90, 000 79,141 10, 859 90, 000 84, 320 5, 680 90, 000 45, 000 90, 000 79, 617 38, 782 72, 503 10, 383 6,218 17,497 270, 153, 90, 45, 90, 224, CXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that have gone into liquidation, fyc.—Continued. Circulation. Name and location of bank. Date of liqui- Capital. Issued. National Marine Bank, Saint Paul, Minn Dec. 28,1875 ; First National Bank, Rochester, Ind Jan. 11,1876 ; First National Bank, Lodi, Ohio i Jan. 11,1876 ' Iron National Bank, Portsmouth, Ohio.. Jan. 19.1876 First National Bank, Ashland, Nebr Jan. 26| 1876 ; First National Bank, Paxton, 111 Jan. 28,1876 First National Bank, Bloomfield, Iowa... Feb. 5,1876 . Marietta National Bank, Marietta, Ohio.. iFeb. 16,1876 , Salt Lake City National Bank of Utah, j at Salt Lake City, Utah I Feb. 21,1876 First National Bank, La Grange, Mo ! Feb. 24,1876 1 First National Bank, Atlantic, Iowa ! Mar. 7,1876 First National Bank, Spencer, Ind ! Mar. 11,1876 National Currency Bank, New York, N.Y.; Mar. 23,1876 Caverna National Bank, Caverna, Ky .. \ M a y 13, 1876 City_ National Bank, Pittsburgh, Pa M a y 25,1876 National State Bank, Des Moines, Iowa. - \June 21,1876 First National Bank, Trenton, Mo i June 22,1876 First National Bank, Bristol, Tenn • July 10,1876 First National Bank, Leon, Iowa : July 11,1876 Anderson County National Bank, Law- \ renceburg, Ky I July 29,1876 First National Bank, Newport, Ind ! Aug. 7,1876 First National Bank, De Pere, Wis | Aug. 17,1876 Second National Bank, Lawrence, Kans..! Aug. 23,1876 Commercial National Bank, Versailles, I Ky ! !Aiif 26 1876 State National Bank, Atlanta, Ga j Aug. 31,1876 Syracuse National Bank, Syracuse, N. Y. j Sept. 25,1876 First National Bank, Northumberland, Pa Oct. 6,1876 First National Bank, Lancaster, Mo j Nov. 14,1876 First National Bank, Council Grove, Kans Nov. 28,1876 National Bank of Commerce, Chicago, 111 Dec. 2,1876 First National Bank, Palmyra, Mo j Dec. 12,1876 First National Bank, Newton, Iowa ' Dec. 16,1876 National Southern Kentucky Bank, : Bowling Green, Ky .* ; Dec. 23,1876 First National Bank, Monroe, Iowa Jan. 1,1877 First National Bank, New London, Conn. Jan. 9,1877 ; Winona DepositNationalBank, Winona, > Minn Jan. 28,1877 First National Bank, South Charleston, I Ohio \ Feb. 24,1877 Lake Ontario National Bank, Oswego, N.Y :...; Feb. 24,1877 : First National Bank, Sidney, Ohio Feb. 26,1877 Chillicothe National Bank, Chillicothe, Ohio ! Apr. 9,1877 First National Bank, Manhattan, Kans... Apr. 13,1877 ! ^National Bank of Monticello, Ky Apr. 23,1877 First National Bank Bockville, Ind ; Apr. 25,1877! Georgia National Bank, Atlanta, Ga M a y 31,1877 First National Bank, Adrian, Mich Jniie 11,1877 First National Bank, Napoleon, Ohio . June 30,1877 ; First National Bank, Lancaster, Ohio A u g . 3,1877 First National Bank, Minerva, Ohio........| A u g . 24,1877 i Kinney NationalBank, Portsmouth, Ohio A u g . 28,1877 First National Bank, Green Bay, Wis Oct. 19,1877 j National Exchange Bank, Wake-field, i Oct. 27,1877 ! E.I First National Bank, Union City, Ind i Nov. 10,1877 ; First National Bank, Negaunee, Mich... i Nov. 13,1877 ; Tenth National Bank, New York, N. Y .. i Nov. 23,1877 ' First National Bank, Paola, Kans ! Dec. 1,1877 National Exchange Bank, Troy, N. Y \ Dec. 6,1877 ' Second National Bank, La Fayette, Ind. Dec. 20,1877 j; State National Bank, Minneapolis, Minn.; Dec. 31,1877 Second National Bank, Saint Louis, Mo..; Jan. 8,1878 First National Bank, Sullivan, Ind \ Jan. 8,1878 : Eockland County National Bank, Nyack I Jan. 10,1878 N.Y First National Bank, Wyandotte, Kans.! Jan. 19,1878 Jan. 22,1878 First National Bank, Boone, Iowa First National Bank, Pleasant Hill, Mo.. Feb. 7,1878 i Feb. 28,1878 , National Bank, Gloversville, N. Y First National Bank, Independence, Mo. Mar. 1,1878 ' Mar. 2,1878 National State Bank, Lima, Ind Mar. 4,1878 ; First National Bank, Tell City, Ind Retired. Outstanding. $100,000 50, 000 100, 000 100, 000 50, 000 50, 000 55, 000 150, 000 $90, 45, 90, 90, 45, 45, 49, 135, 000 ! 000 ; 000 000 i 000 i 000 500 000 j $78,890 36,988 69, 238 79,027 38,046 37, 702 39, 985 118,527 $11,110 8,012 20, 762 10, 973 6,954 7, 298 9,515 16, 473 100, 000 50, 000 50, 000 70, 000 100, 000 50,000 200, 000 100, 000 50, 000 50, 000 60, 000 90, 45, 45, 63, 90, 45, 90, 90, 45, 45, 45, 000 i 000 000 000 000 000 000 000 000 000 000 83,342 35, 369 35, 545 50, 557 83, 915 36, 515 70, 631 77, 995 34, 958 36, 534 37, 214 6,658 9, 631 9, 455 12, 443 6,085 8,485 19, 369 12, 005 10, 042 8,466 •7, 786 100, 60, 50, 100, 000 000 000 000 45, 45, 31, 90, 000 000 500 i 000 36, 660 31, 348 26,290 76, 655 8,340 13, 652 5,210 13, 345 170, 200, 200, 100, 50, 50, 250, 100, 50, 000 000 000 000 000 000 000 000 000 153, 000 135, 000 ! 180, 000 90, 000 27, 000 26, 500 166, 500 90, 000 45, 000 121 181 115', 740 150, 841 77, 624 20, 500 19, 484 147, 810 77, 909 25, 658 31 819 19,' 260 29,159 12, 376 6,500 7,016 18, 690 12, 091 19, 342 50, 000 60, 000 100, 000 27, 000 45, 000 91, 000 20, 510 33, 964 79, 292 6,490 11, 036 11, 708 100, 000 90, 000 66, 883 23,117 100, 000 90, 000 62, 223 27, 777 275, 000 52, 000 238,150 46, 200 222,169 29, 727 15, 981 16, 473 100, 000 50, 000 60, 000 200, 000 100,000 100, 000 50, 000 60, 000 50, 000 100, 000 50, 000 71, 630 29, 079 25, 005 100, 045 76, 295 69, 752 73, 637 31, 846 27,532 52,985 23,681 21,329 18,360 15,121 24, 495 73, 045 13, 705 18, 748 16, 363 22,154 17, 468 37, 015 21,319 13, 321 24, 695 23,541 257, 727 21,098 57,447 29,281 34,944 27, 076 23, 700 20, 21, 183, 23, 32, 22, 47, 25, 21, 305 459 '273 252 553 886 556 979 300 52,956 23,018 17,090 21,252 37,054 11,188 12,092 24,182 36, 21, 15, 23, 27, 15, 21, 20, 044 982 310 748 696 812 379 318 70, 50, 50, 500, 50, 100, 200, 100, 200, 50, 000 000 000 000 000 000 000 000 000 000 89, 990 44 200 49, 500 173, 090 90, 000 88, 500 90, 000 54, 000 45, 000 1 90, 000 ' 45, 000 i ! 34, 650 45, 000 45, 000 ! 441,000 44, 350 i 90, 000 1 52,167 i 82, 500 ! 53, 055 45, 000 j 100, 50, 50, 50, 100, 50, 100, 50, 000 000 000 000 000 000 000 000 89, 000 : 45, 000 j 32, 400 ! 45, 000 | 64, 750 i 27, 000 33, 471 1 44, 500 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIII National hanks that have gone into liquidation, $-c.—Continued. Circulation. Name and location of bank. Date of liquidation. Capital. Issued. Mar. 5,1878 First National Bank, Pomeroy, Ohio $200, 000 Eleventh Ward National Bank, Boston, Mass Mar. 14,1878 200, 000 First National Bank, Prophetstown, 111.. Mar. 19,1878 50, 000 First National Bank, Jackson, Mich...,. Mar. 26,1878 100, 000 First National Bank, Eau Claire, Wis... Mar. 30,1878 60, 000 First National Bank, Washington, Ohio . Apr. 5,1878 ! 200, 000 First National Bank, Middleport, Ohio .. Apr. 20,1878 80, 000 First National Bank, Streator, 111 Apr. 24,1878 50, 000 First National Bank, Muir, Mich Apr. 25,1878 50, 000 Kane County National Bank, Saint M a y 31,1878 Charles, 111 50, 000 First National Bank, Carthage, Mo June 1,1878 50, 000 Security National Bank, Worcester, June 5,1878 100, 000 Mass First National Bank, Lake City, Colo ... June 15,1878 50, 000 People's National Bank, Norfolk, Ya July 31,1878 100,000 Topeka National Bank, Topeka, Kans.. Aug. 7,1878 100, 000 First National Bank, Saint Joseph, Mo .. Aug. 13,1878 100,000 First National Bank, Winchester, Ind ... Aug. 24,1878 60, 000 Muscatine National Bank, Muscatine, Iowa Sept. 2,1878 [- 100, 000 Traders' National Bank, Chicago, 111 ... Sept. 4,1878 200, 000 Union National Bank, Railway, N. J Sept. 10,1878 100, 000 First National Bank, Sparta, Wis Sept. 14,1878 50,000 Herkimer County National Bank, Little Oct. 11 1878 Falls, N. Y...'. 200, 000 Farmers' National Bank, Bangor, Me Nov. 22,1878 ioo| 000 Pacific National Bank, Council Bluffs, Iowa '.. Nov. 30,1878 100, 000 First National Bank, Anamosa, Iowa 50, 000 Dec. 14,1878 Smithfield National Bank, Pittsburgh, Pa ".... Dec. 16,1878 200, 000 First National Bank, Buchanan, Mich... Dec. 21,1878 50, 000 First National Bank, Prairie City, 111 50,000 Dec. 24,1878 Corn Exchange National Bank, Chicago, 111 500, 000 Jan. 4,1879 Franklin National Bank, Columbus, Ohio Jan. 4,1879 100, 000 Trader's National Bank, Bangor, Me 100, 000 Jan. 14,1879 First National Bank, Gome, N. H 60, 000 Jan. 14,1879 First National Bank, Salem, N. C 150, 000 Jan. 14,1879 First National Bank, Granville, Ohio.... Jan. 14,1879 50, 000 Commercial National Bank, Petersburg, Jan. 14,1879 120, 000 Va 300, 000 Jan. 14,1879 First National Gold Bank, Stockton, Cal. First National Bank, Sheboygan, Wis ... Jan. 14,1879 50, 000 First National Bank, Boscobel, Wis 50, 000 Jan. 21,1879 National Marine Bank, Oswego, N. Y 120, 000 Jan, 25,1879 Central National Bank, Hightstown, N. J. Feb. 15,1879 100, 000 Brookville National Bank, Brookville, Ind 100, 000 Feb. 18,1879 Farmers' National Bank, Centreville, 1 Iowa Feb. 27,1879 50, 000 First National Bank, Clarinda. Iowa ; Mar. 1,1879 50, 000 Waterville National Bank, Waterville, Me 125, 000 I Mar. 3,1879 First National Bank, Tremont, Pa Mar. 4,1879 75, 000 First National Bank, Atlanta, 111 Apr. 15,1879 50,000 Union National Bank, Aurora, 111 Apr. 22.1879 125, 000 National Bank of Menasha, Wis Apr. 26,1879 50, 000 National Exchange Bank, Jefferson City, Mo .". 50,000 i M a y 8,1879 First National Bank, Hannibal, Mo ! M a y 15,1879 j 100, 000 Merchants' NationalBank, Winona,Minn 1 June 16,1879 100, 000 Farmers' National Bank, Keithsburg, 111 i July 3,1879 50, 000 First National Bank, Franklin, Ky 100, 000 July 5,1879 National Bank of Salem, Tnd 50, 000 ! July 8,1879 Fourth National Bank, Memphis, Tenn . ! July 19,1879 125, 000 Bedford National Bank, Bedford, Ind .... 1 July 21,1879 100, 000 First National Bank, Afton, Iowa 50, 000 Aug. 15,1879 First National Bank, Deer Lodge, Mont Aug. 16,1879 50, 000 First National Bank, Batavia, 111 50, 000 Aug. 30,1879 National Gold Bank and Trust Company, San Francisco, Cal 750, 000 Sept, 1,1879 Gainesville National Bank, Gainesville, Ala. , i N o v ^5 1879 100, 000 First National Bank, Hackensack. N. J . Dec. 6,1879 100' 000 National Bank of Delavan, Wis Jan. 7,1880 50, 000 Retired. Outstanding. $75, 713 $42, 476 $33, 237 89, 400 45, 000 88, 400 38, 461 69, 750 31, 500 40, 500 44, 200 59, 790 31, 452 40, 935 16, 371 31, 637 16, 890 19, 525 20,130 29, 610 13, 548 47, 465 22, 090 38,113 14, 610 20, 975 24, 070 26, 300 44, 500 10, 828 36,559 15, 472 27, 941 49, 000 25, 300 85, 705 89, 300 67,110 52, 700 29, 505 10, 749 29, 730 26, 633 17, 930 16, 391 19, 495 14, 551 55, 975 62, 667 49,180 36, 309 44, 200 43, 700 89, 200 45, 000 11, 541 12, 316 36, 240 14, 801 32, 659 31, 384 52, 960 30,199 178, 300 89J100 66, 649 37,132 111, 651 51, 968 45, 000 44, 500 16, 516 10,112 28,484 34, 388 90, 000 27, 000 27, 000 34,100 9,096 4,340 55, 900 17,904 22, 660 450, 000 180, 000 76, 400 45, 597 128, 200 45, 000 99, 800 238, 600 414, 416 117, 228 24, 615 15,174 29, 090 19, 579 22, 063 59,775 35, 584 62, 772 51, 785 30, 423 99,110 25, 421 77, 737 178, 825 45, 000 43, 900 44, 300 32, 400 11, 282 11, 058 16, 064 10, 265 33, 718 32, 842 28, 236 22,135 89, 000 16, 450 72, 550 41, 500 45, 000 6, 950 13, 268 34, 550 31, 732 110, 300 64, 600 26, 500 82, 000 1 44, 500 ; 37, 381 13, 007 3, 640 9,741 10,595 72,919 51, 593 22, 860 72, 259 33, 905 45, 000 ' 88, 200 ! 35, 000 27, 000 : 54, 000 44, 400 1 45, 000 87, 200 ! 26, 500 ! 45, 000 44, 300 : 9,014 13,502 6, 771 4,080 8, 330 8,898 ; 6, 755 ; 17,425 3,295 i 8, 475 7,853 35, 986 74, 698 28, 229 22, 920 45, 670 35,502 38,245 69, 775 23,205 36, 525 36, 447 40, 000 11, 685 90, 000 90' 000 i 27, 000 : 7 718 11,984 2,965 ; 28,315 82 282 78', 016 24. 035 CXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Banks that have gone into liquidation, Naine and location of bank. Mechanics' National Bank, Nashville, Tenn Manchester National Bank, Manchester, Ohio First National Bank, Meversdale, Pa First National Bank, Miffiinburg, 3urg, .Pa Nation; ~ Man National Bank of Michigan,, Marshall, Mich First National Bank, Rondout, N. Y . . . . Ascutney National Bank, Windsor, Vt.. fyc.—Continued. Circulation. Date of liquidation. Capital. Issued. Outstanding. Retired. Jan. 13,1880 $100, 000 $90, 000 $11,400' $78, 600 Jan. 13,1880 Mar. 5,1880 Mar. 8,1880 50, 000 50, 000 100, 000 48, 303 30, 600 90, 000 5,096 4,385 6, 575 43, 207 26, 215 83, 425 May 14,1880 Oct. 11,1880 Oct. 19,1880 120, 000 300, 000 100, 000 108, 000 270, 000 90, 000 9,260 98, 740 270, 000 90, 000 38, 940, 610 28, 506, 377 22, 851, 476 5, 654, 901 Totals. National banks that have been placed in the hands of receivers, together with their capital, circulation issued, lawful money deposited with the Treasurer to redeem circulation, the amount redeemed, and the amount outstanding November 1, 1880. Name and location of bank. Capital, First National Bank, Attica, N. Y | $50, 000 i Venango National Bank, Franklin, Pa . J 300, 000 I Merchants' National Bank, Washington,! D.C ! 200,000 First National Bank, Medina, N. Y I 50, 000 Tennessee National Bank, Memphis, ! j Tenn ! 100, 000 ! First National Bank, Selma, Ala 100, 000 First National Bank, New Orleans, La .. 500, 000 National Unadilla Bank, Unadilla, N. Y. J 120, 000 | Farmers and Citizens' National Bank, ! Brooklyn,N.Y 300,000! Croton National Bank, New York, N. Y . . 200, 000 j First National Bank, Bethel, Conn I 60, 000 ! First National Bank, Keokuk, Iowa ! 100, 000 j National Bank of Vicksburg, Miss • 50, 000 ! First National Bank, Rockford, 111 j 50, 000 j First National Bank of Nevada, Austin, I i Nev i 250,000 | Ocean National Bank, New York, N. Y . . . I 1, 000, 000 j Union Square National Bank, New York, I j N. Y ! 200, 000 Eighth National Bank, New York, N\ Y. j 250, 000 Fourth National Bank, Philadelphia, P a . 200, 000 i Waverly National Bank, Waverly, N. Y ' 106,100 I First National Bank, Fort Smith, A r k .. j 50, 000 ! Scandinavian National Bank, Chicago, i i 111 ...! 250,000 I Wallkill National Bank, Middletown,N.Yj 175, 000 j Crescent City National Bank, New ! i Orleans, La I 500, 000 j Atlantic National Bank, New York, N.Y. 300,000 First National Bank, Washington, B. C. j 500, 000 National Bank of the Commonwealth, • New York, N. Y ! 750, 000 j Merchants' National Bank, Petersburg, j Va 400, 000 I First National Bank, Petersburg, Ya . . . 200, 000 \ First National Bank, Mansfield, Ohio . . . 100, 000 j New Orleans National Banking Association, New Orleans, La 600, 000 First National Bank, Carlisle, Pa 50, 000 , First National Bank, Anderson, Ind 50, 000 : First National Bank, Topeka, Kans 100, 000 First National Bank, Norfolk. Ya 100, 000 j Gibson County National Bank, Prince- ! ton, Ind ...'... . 50,000! First National Bank of Utah, Salt Lake i City, Utah 150, 000 ! CookCounty National Bank, Chicago, 111 500,000 I Lawful money deposited. Circulation. Issued. Redeemed. Outstanding. $44, 000 ! 85, 000 ! 180,000 | 40, 000 $44, 000 85, 000 $43, 666 84, 603 $334 397 180,000 40, 000 178, 774 39, 702 90, 000 85, 000 ! 180, 000 100, 000 | j 253,900 180, 000 26, 300 | 90, 000 j 25, 500 45, 000 90, 000 85, 000 180, 000 100, 000 89, 474 84, 392 178,155 99, 614 1,226 298 526 608 1,845 386 253,900 180, 000 26, 300 90, 000 25, 500 45, 000 251, 995 179, 271 26, 054 89, 414 25, 349 44, 488 1,905 729 246 586 151 512 129,700 800, 000 1,879 16, 268 50, 000 243, 393 179, 000 71, 000 45, 000 127, 821 783, 732 49, 311 238, 536 175,195 69, 203 44,140 129,700 ; 800, 000 j j 50, 000 \ 243, 393 j 179, 000 ! 71, 000 j 45, 000 : | 135,000 ; 118, 900 | i 450,000! 100,000 : 450, 000 ! 135,000 118,900 132, 702 115, 458 2,298 3,442 450,000 100,000 450, 000 433, 880 97, 257 425, 363 16,120 2,743 24, 637 234, 000 j 234, 000 222, 287 11, 713 360, 000 i 179, 200 90, 000 | \ 344, 337 45, 000 45, 000 90, 000 95, 000 360, 000 179, 200 90, 000 331, 750 165,410 84, 670 28, 250 13, 790 5,330 360, 000 45, 000 45, 000 90, 000 95, 000 342, 500 42, 300 42, 444 83, 534 87, 895 17, 500 2,700 2,556 6,466 7,105 43,800 39, 785 4,015 134.991 315,900 127, 307 292, 673 7,684 23, 227 43,800' 134, 991 293,400 689 4,857 3, 805 1,797 860 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXV National banks that have been placed in the hands of receivers, $*c.—Continued. Circulation. Name and location of bank. Capital. First National Bank, Tiffin, Ohio $100, 000 $63, 029 Charlottesville National Bank, Charlottesville, Va. 146, 585 200, 0.00 123, 800 124, 585 Miners'National Bank, Georgetown, Colo 45, 000 36, 055 150, 000 35, 857 Fourth National Bank, Chicago, 111 i 200, 000 180, 000 165, 264 180, 000 First National Bank, Bedford, Iowa j 27, 000 16, 980 30, 000 18, 512 First National Bank, Osceola, Iowa j 45, 000 36,190 45, 000 50, 000 First National Bank, Duluth, Minn ! 90, 000 84, 676 90, 000 100, 000 First National Bank, La Crosse, Wis 45, 000 36, 323 45, 000 50, 000 City National Bank, Chicago, 111 I 199, 691 225, 000 250,000 I 225, 000 Watkins National Rank, Watkins, N. YJ 53, 298 67, 500 75,000 67, 500 First National Bank, Wichita, Kans .... | 52, 200 52, 200 42, 554 60,000 j First National Bank, Greenfield, Ohio.. J 50, 000 43, 036 50,000 ! 50, 000 National Bank, Fishkill, N. T ! 200, 000 j 135, 200 177,200 i 134, 684 First National Bank, Franklin, Ind i 130,992 j 95, 612 132,000 I 95, 992 Northumberland County National Bank,' Shamokin, Pa " i 42, 510 67,000 44,300 60,300 I First National Bank, Winchester, HI i 28, 956 50,000 45,000 | 30, 000 i National Exchange Bank, Minneapolis, \ Minn . 49,830 ! 100,000 90, 000 90,000 | National Bank of State of Missouri, j Saint Louis, Mo 2, 500, 000 1, 648, 800 1,693,660 1,581,389 First National Bank, Delphi, Ind ! 50, 000 45,000 31,008 30, 600 First National Bank, Georgetown, Colo . j 75, 000 45, 000 26, 325 26, 000 Lock Haven National Bank, Lock Haven, •• Pa i 120, 000 45, 000 71, 200 39, 653 Third National Bank, Chicago, 111 750, 000 285, 770 278, 500 597, 840 Central National Bank, Chicago, El 200, 000 25, 286 25, 000 45, 000 First National Bank, Kansas City, Mo .. | 500, 000 21, 220 25, 000 44, 940 Commercial National Bank, Kansas i: City, Mo 100, 000 23, 344 44, 500 44, 500 First' National Bank, Ashland, Pa \ 112, 500 46, 607 88, 000 88, 000 48, 631 First National Bank, Tarrytown, N. T .. I 100, 000 51, 000 89, 200 250, 000 First National Bank, Allentown, Pa ! 78, 641 38, 828 78, 641 100, 000 First National Bank, Waynesburg, Pa ..! 69, 345 65, 360 69, 345 Washington County National Bank, j 60, 344 Greenwich, N. Y i 200,000 114, 220 114,220 12, 080 First National Bank, Dallas, Texas 50, 000 29, 800 29, 800 31,192 People's National Bank, Helena, Mont... 31, 300 89, 300 100, 000 16, 765 First National Bank, Bozeman, Mont ... 15, 500 44,400 50,000 Citizens' National Bank, Charlottes100, 000 ville, Ya \ 90, 000 83,654 90,000 Merchants' National Bank, Fort Scott, j Kans 50, 000 21, 500 45, 000 45,000 ! Farmers' National Bank, Platte City, Mo. j 50,000 6,230 27,000 | 27, 000 First National Bank, Warrensburg, Mo. I 100,000 i 16, 773 45,000 j 20, 000 German American National Bank, Wash- ! i 130,000 j 31,143 ington, D. C ! 29, 500 62,500 ! 421, 035 500,000 German National Bank, Chicago, 111 1 367, 000 450, 000 Commercial National Bank, Saratoga i 100, 000 Springs, N. Y j 39, 056 39, 000 86, 900 Second National Bank, Scranton, Pa j 200, 000 91, 465 24, 495 91, 465 100, 000 National Bank of Poultney, Yt i 90, 000 29, 467 31, 000 First National Bank, Mon'ticello, Ind ' 50, 000 27, 000 6,375 7,000 First National Bank, Butler, Pa j 50, 000 71,165 11, 785 31,165 Manufacturers' National Bank, Chicago, j ni 000 000 000 000 22, 994 5,000 56,643 2,500 450, 000 89, 500 327, 653 90, 000 | 18,762,600 11,015,890 12, 968,440 First National Bank, Meadville, Pa ! First National Bank, Newark, N. J First National Bank, Brattleboro', Y t . . . | Total i 500, 100, 300, 300, 427, 006 5,442 20, 343 5,360 10, 726, 058 $5, 821 22, 785 8,945 14,736 10, 020 8, 810 5, 324 8, 677 25, 309 14, 202 9,646 6,964 42, 516 35, 380 17, 790 16, 044 40,170 112, 271 13, 992 18, 675 31, 547 312, 070 19,714 23, 720 21,156 41, 393 40, 569 39, 813 3,985 53, 876 17, 720 58,108 27, 635 6,346 23, 500 20,770 28, 227 31, 357 28, 965 47,844 66,970 60, 533 20, 625 59,380 22,994 84, 058 307, 310 84,640 2, 242, 382 CXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. t Insolvent national banks, with date of appointment of receivers, amount of capital stock and claims proved, and rate of dividends paid to creditors. Name and location of bank. Receiver appointed— Capital stock. 3= B First National Bank of Attica, N.Y. Apr. 14,1865 $50, 000 $122, 089 Venango National Bank of Frank- May 1,1866 300, 000 434,186 lin, Pa. 200, 000 Merchants' N a t i o n a l Bank of M a y 8,1866 669, 513 Washington, D. C. First National Bank of Medina, Mar. 13,1867 50, 000 82, 338 N.Y. Tennessee National Bank of Mem- Mar. 21,1867 100, 000 376, 932 phis, Tenn. First National Bank of Selma, Ala. Apr. 30,1867 100, 000 289, 467 First National Bank of New Or- M a y 20,1867 500, 000 1,119, 313 leans, La. National Unadilla Bank of Una- Aug. 29, 1867 120, 000 127, 801 dilla, N. Y. Farmers and Citizens' National Sept. 6,1867 300, 000 1,191, 500 Bank of Brooklyn, N. Y. Croton National Bank of New Oct. 1,1867 200, 000 170, 752 York, N. Y. First National Bank of Bethel, Feb. 28,1868 60, 000 Conn. First National Bank of Keokuk, Mar. 3,1868 100, 000 205, 256 Iowa. National Bank of Vicksburg, Apr. 24,1868 50, 000 33, 562 Miss. First National Bank of Rockford, Mar. 15,1869 50, 000 69, 874 111. First National Bank of Nevada, Oct. 13,1869 250, 000 170, 012 Austin, Nev. Ocean National Bank of New York, Dec. 13,1871 1, 000, 000 1, 282, 254 N.Y. 200, 000 Union Square National Bank of Dec. 15,1871 157,120 New York, N. Y. Eighth National Bank of New York, N. Y. Fourth National Bank of Philadelphia, Pa. Waverly National Bank of Waverly, N. Y. Pr.cent. 58 Finally closed. 15 24* Do. 39ft Do. 17* Do. 42 70 Do. Do. Do. 99* 68J 41* 100 100 250, 000 378, 772 100 200, 000 645, 558 100 Apr. 23,1872 106,100 79, 864 100 First National Bank of Fort Smith, May 2,1872 Ark. 50, 000 Scaadinavian National Bank of I Dec. 12,1872 Chicago, 111. Wallkill National Bank of Middle- Dec. 31,1872 town, N. Y. 250, 000 249,174 40 175, 000 j 171,468 100 Crescent City National Bank of New Orleans, La. Atlantic National Bank of New York, N. Y. First National Bank of Washington, D. C. National Bank of the Commonwealth, New York, N. Y. Mar. 18,1873 j 500, 000 657, 020 | Apr. 28,1873 | 300, 000 574, 513 j 95 Sept. 19,1873 500, 000 1, 619, 965 100 Sept. 22,1873 750, 000 796, 995 400, 000 992, 636 34 200, 000 167, 285 76 100, 000 175, 068 45 15,142 : 100 80 100 55 50, 000 65, 729 72 25 50, 000 143, 534 100, 000 55, 372 100, 000 50, 000 176, 330 62, 646 150, 000 93, 021 500, 000 Do. 90 Dec. 20,1871 600, 000 1, 426, 858 Do. 35 Dec. 15,1871 Mechanics' National Bank of Pe- Sept. 25,1873 tersburg, Ya. First National Bank of Peters- Sept. 25,1873 j burg, Va. First National Bank of Mansfield, Oct. 18,1873 | Ohio, New Orleans National Banking Oct. 23,1873 j Association of New Orleans, La. First National Bank of Carlisle, Oct. 24,1873 | Pa. First National Bank of Anderson, Nov. 23,1873 j Ind. First National Bank of Topeka, Dec. 16,1873 j Kans. ! First National Bank of Norfolk, Va June 3,1874 j Gibson County National Bank of Nov. 28,1874 ! Princeton, Ind. First National Bank of Utah, Salt Dec. 10,1874 j Lake City, Utah. Cook County National Bank of j Feb. 1,1875 Chicago, 111. : i Remarks. 30 per cent, interest dividend. 10 per cent, paid to stockholders and finally closed. Finally closed. Do. 32| per cent, paid to stockholders and finally closed. 13 per cent, paid to stockholders a n d finally closed. • per dividend and finally closed. 5 per cent, since last report. Finally closed. 35 per cent, paid to stockholders and finally closed. Finally closed. Do. 5 per cont. since last report. j Finally closed. 45 100 Do. Do. REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXVII Insolvent national banks, with date of appointment of receivers, Dividends paid. Name and location of bank. Receiver appointed— Capital stock. First National Bank of Tiffin, Ohio. Charlottesville National Bank of Charlottesville, Ya. Miners' National Bank of Georgetown, Colo. Fourth National Bank of Chicago, HI.* First National Bank of Bedford, Iowa. First National Bank of Osceola, Iowa. First National Bank of Duluth, Minn. First National Bank of La Crosse, Wis. City National Bank of Chicago, 111. Watkins National Bank of Watkins, N. T. First National Bank of Wichita, Kans. First National Bank of Greenfield, Ohio.* National Bank of Fishkill, Fishkill, N. T. First National Bank of Franklin, Ind. Northumberland County National Bank, Shamokin, Pa. First National Bank of Winchester, 111. National Exchange Bank of Minneapolis, Minn. Oct. 22,1875 Oct. 28,1875 Pr.cent. $100, 000 $237 824 66 Finally closed. 200,000 ; 342, 794 50 10 per cent, since last report. 150,000 ; 92, 624 35 Jan. 24,1876 Feb. 1,1876 j 200,000 | Proved claims. fyc.—Continued. 35, 801 50 50, 781 12J Feb. 1,1876 j 30,000; Feb. 25,1876 ; 50,000 ; 34, 535 100 Finally closed. Mar. 13,1876 j 100,000 I 87, 786 100 28 per cent, since last report. 10 per cent, since last report. Apr. 11,1876 50,000 135, 952 45 M a y 17,1876 250,000 703,658 i 70 July 12,1876 ' 75,000 ; 59,144 |100 ! Sept. 23,1876 j 60,000 97, 464 Dec. 12,1876 | Jan. 27,1877 200,000: 345, 320 85 Feb. 13,1877 132,000 ; 184, 457 90 Mar. 12,1877 j 67,000 | 165, 435 75 Mar. 16,1877 j 50,000 143, 300 60 M a y 24, 1877 j 100,000 223, 942 First National Bank of Warrensburg, Mo. German American National Bank of Washington, D. C. German National Bank of Chicago, 111.* * Commercial National Bank of Saratoga Springs, N. Y. Sept. 13,1878 Sept. 14,1878 i Sept. 14,1878 ! 100, 000 168, 048 15 30 per cent, since last report. 25 per cent, since last report. 12^ per cent, since last report. 50, 000 69, 631 70 T38(& P e r c e n t - since last report; finally closed. 20 per e.ent, since last report. 10 per cent, since last report. 20 per cent, since last report. 5 per cent, since last report. 10 per cent, since last | report. j 31 per cent, paid to ! stockholders. Finally closed. '• 5 per cent, since last : report. ! Finally closed. I] 27 per cent, since last report. 30 per cent, since last report. 100, 000 50, 000 27, 801 45 Oct. 50, 000 12, 449 100 Nov. 1,1878 i 100, 000 156, 260 75 Nov. 1,1878 ; 130, 000 270, 205 20 Dec. 20,1878 \ 500, 000 141, 484 55 128, 832 85 j Feb. 11,1879 J 10 per cent, since last report. 13 Sept. 25,1878 i 1,1878 Finally closed. 50,000 . National Bank of the State of Mis- J u n e 23,1877 I 2, 500, 000 1, 847, 584 90 souri, Saint Louis, Mo. 60 50,000 133,112 First National Bank of Delphi, Ind. J u l y 20,1877 j 75,000 ; 168, 760 First National Bank of George- A u g . 18,1877 i town, Colo. 80 243, 736 Lock Haven National Bank of I A u g . 20,1877 | 120,000 1 i Lock Haven, Pa. 750,000 90 Third National Bank of Chicago, 988, 641 j N o v . 24,1877 • HI. Central National Bank of Chicago, 200,000 ; 60 298, 324 I Dec. 1,1877 j First National Bank of Kansas, 500,000 ! 40 392, 394 | Feb. 11,1878 \ City, Mo. Commercial N a t i o n a l Bank of 100,000 ! 75,175 100 \ Feb. 11,1878 | Kansas City, Mo. First National Bank of Ashland, I Feb. 28,1878 ! 112,500 • 33,105 100 j Pa.* First National Bank of Tarry- Mar. 23,1878 100,000 85 118, 371 town, N. Y. First National Bank of Allento wn, Apr. 15,1878 250, 000 50 50, 486 Pa.* 100, 000 40 First National Bank of Waynes- May 15,1878 22? 146 burg, Pa.* 262, 812 j 100 Washington County National Bank June 8,1878 j 200, 000 of Greenwich, N. Y. 37 73, 804 First National Bank of Dallas, Tex. June 8,1878 50, 000 People's National Bank of Helena, Mont. First National Bank of Bozeman, Mont. Citizens' National Bank of Charloitesville, Ya.* Merchants' National Bank of Fort Scott, Kans.* Farmers' National Bank of Platte City, Mo. Remarks. 100, 000 * Formerly in voluntary liquidation. Do. 18 per cent, paid tostockholders a n d finally closed. 65 per cent, since last report. 10 per cent, since last report. 30 per cent, since last report. 25 per cent, since last report. CXXXVIIT REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national dailies, with date of appointment of receivers, $rc.—Continued. Name and location of bank. Receiver appointed— Capital stock. Proved claims. Second National Bank of Scranton, Pa.* National Bank of Ponltney, Vt Mar. 15,1879 $200, 000 $118, 638 Dividends paid. Remarks. Pr.cent. Apr. 7,1879 100, 000 81, 801 60 First National Bank of Monticello, July 18,1879 Ind. First National Bank of Butler, Pa. July 23,1879 50, 000 14, 206 30 50, 000 108, 385 30 Feb. 10,1880 500, 000 15 per cent, sflice last report. June 9,1880 100, 000 93, 625 65 Since last report. June 14,1880 300, 000 552,177 80 Do. June 19,1880 300, 000 86, 669 90 Do. Manufacturers' National Bank of Chicago, Dl.* Pirst National Bank of Meadville, Pa. Pirst National Bank of Newark, N. J . Pirst National Bank of Brattleboro', Vt. Total 18,762,600 25,786,261 * Formerly in voluntary liquidation. 35 per cent, since last report. Since last report. AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL BANKS FROM OCTOBEB, 1863, TO OCTOBEB, 1880. CXL REPORT OP THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 JANUARY. 863. APRIL. JULY. OCTOBER 5. Resources. 66 banks. ... $5,466,086 33 5,662,600 00 106,009 12 Dae from nat'l and other b'ks. Real estate furniture &c Current expenses ......... 2,625,597 05 177,565 69 53,808 92 2,503 69 Chft<VkR and otherflftsjhHeiPfl THlla of Tiat'l and other h a n k s . 492,138 58 764 725 00 1,446,607 62 Loans and discounts . . Specie and other lawfulmon'y. 16,797,644 00 Total 1 864. JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 banks. 307 banks. 467 banks. 508 banks. $10,666,095 60 15,112,250 00 74,57148 $31,593,943 43 41,175,150 00 432,059 95 $70,746,513 33 92,530,500 00 842,017 73 $93,238,657 92 108,064,400 00 1,434,739 76 Due from national banks Due from other b'ks and b'k'rs Beal estate, furniture, &c Current expenses *4,786,124 58 381,144 00 118,854 43 4,699,479 56 8,537,908 94 755,696 41 352,720 77 15,935,730 13 17,337,558 66 1,694,049 46 502,34131 19,965,720 47 14,051,396 31 2,202,318 20 1,021,569 02 Checks and other cash items.. Bills of nat'l and other banks. Specie and other lawful mon'y. 577,507 92 895,521 00 5,018,622 57 2,651,916 96 1,660,000 00 22,961,411 64 5,057,122 90 5,344,172 00 42,283,798 23 7,640,169 14 4,687,727 00 44,801,497 48 37,630.691 58 114,820,287 66 252,273,803 75 297,108,195 80 Loans and discounts U. S. bonds and securities Other items Total 1 865. JANUARY 2. APRIL 3. JULY 3. OCTOBER 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. $166,448,718 00 176,578,750 00 3,294,883 27 $252,404,208 07 277,619,900 00 4,275,769 51 $362,442,743 08 391,744,850 00 12,569,120 38 $487,170,136 29 427,731,300 00 19,048,513 15 Due from national banks Due from other b'ks and b'k'rs Beal estate, furniture, &c Current expenses Premiums paid 30,820,175 44 19,836,072 83 4,083,226 12 1,053,725 34 1,323,023 56 40,963,243 47 22, 554, 636 57 6,525,118 80 2,298,025 65 1,823,291 84 76,977,539 59 26,078,028 01 11,231,257 28 2,338,775 56 2,243,210 31 89,978,980 55 17,393,232 25 14,703,281 77 4,539,525 11 2,585,501 06 Checks and other cash items.. Bills of nat'l and other banks. Specie Legal tenders and fractl cur'y 17,837,496 77 14,275,153 00 4,481,937 68 72,535,504 67 29,681,394 13 13,710,370 00 6,659,660 47 112,999,320 59 41,314,904 50 21,651,826 00 9,437,060 40 168,426,166 55 72,309,854 44 16,247,24100 18,072,012 59 189,988,496 28 512,568,666 68 771,514,939 10 1,126,455,48166 1,359,768,074 49 Loans and discounts U. 8. bonds and securities Other items Total * Including amount due from national banks. REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLI Banks from October, 1863, to October, 1880. 1 863. JANUARY. APRIL. JULY. OCTOBER 5. Liabilities. 66 banks. Capital stock $7,188,393 00 Undivided profits Individual and other deposits. Due to nat'l and other banks*. Other items 128,030 06 8,497,681 84 981,178 59 2,360 51 Total 16,797,644 00 1864. JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 banks. 307 banks. 467 banks. 508 banks. $14, 740, 522 00 Capital stock Surplus fund Undivided profits 432, 827 81 National b'k notes outstanding Individual and other deposits. Due to nat'l and other banks*. Other items Total $42,204,474 00 $75,213, 945 00 $86,782,802 00 1,625,656 87 1,129,910 22 3,094,330 11 2,010,286 10 5, 982,392 22 30,155 00 19,450,492 53 2,153,779 38 822, 914 86 9, 797, 975 00 51, 274, 914 01 6, 814, 930 40 3,102, 337 38 25,825, 665 00 119, 414,239 03 27,382,006 37 213, 708 02 45,260, 504 00 122,166,536 40 34,862,384 81 43,289 77 37,630,691 58 114, 820, 287 66 252,273,803 75 297,108,195 30 1865. Capital stock JANUARY 2. APRIL 3. JULY 3. OCTOBER 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. $135, 618,874 00 $215,326,023 00 8, 663, 311 22 12,283,812 65 Surplus fund Undivided profits 17,318, 942 65 17, 809, 307 14 $325,834, 558 00 $393,157,206 00 31, 303, 565 64 23,159,408 17 38,713,380 72 32,350,278 19 National b'k notes outstanding 66, 769, 375 00 98, 89G, 488 00 131, 452,158 00 171,321,903 00 Individual and other deposits. United States deposits 183, 479, 636 98 37,764,729 77 262,961,473 13 57, 630,141 01 398, 357, 559 59 58, 032, 720 67 500,910,873 22 48,170,381 31 Due to national banks Due to other b'ks and bankers* 30,619,175 57 37,104,130 62 41, 301,031 16 59,692,581 64 78, 261, 045 64 79,591,594 93 90,044,837 08 84,155,161 27 Other items 265,620 87 578,951 37 462,871 02 944,053 70 Total 512,568,666 68 771,514,939 10 1,126,455,481 66 1,359,768,074 49 * Including State bank circulation outstanding. CXLII REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 Resources. JANUARY 1. Al'KIL 2. JULY 2. OCTOiiKK 1. 1,582 banks. 1,612 banks. 1,634 banks. 1,644 banks. $500, 650,109 19 Loans and discounts U. S. b'ds dep'd to secure circ'n 298, 37G, 850 00 Other U.fc>.b'ds and securities. 142, 003, 500 00 Oth'r stocks, b'ds, and mortg's 17,483, 753 18 93,254,551 02 Duo from national banks Duel'roin other b'ks and b'k'rs 14, 058, 229 87 Keai estate, furniture, &c 15,43(5, 296 16 Current expenses 3,193, 717 78 Premiums paid 2,423,918 02 89,837, 684 50 Checks and other cash items. 20,406, 442 00 Bills of national and other b'ks 19,205, 018 75 Specie Legal tenders and fract'l cur'y 187,846,548 82 Total 866. 1,404,776,619 29 $528,080,526 70 $550,353,094 17 $603,314,704 83 331, 843,200 00 326, 483,350 00 315,850,300 00 121,152, 950 00 125, G25, 750 00 94, 974, 650 00 17, 565, 911 46 17, 379,738 92 15,887,490 06 96, 696,482 66 107,650,174 18 87, 564, 329 71 13, 982, 613 23 13, 682, 345 12 15,211,117 16 15, 895, 564 46 16, 730, 923 62 17,134, 002 58 4, 927, 599 79 3, 032,716 27 5, 311,253 35 2, 233, 516 31 2, 398, 872 26 2,493,773 47 103,684,249 21 96,077,134 53 105,490,619 36 18,279,816 00 17,437,779 00 17,866,742 00 17, 529,778 42 9,226,831 82 12,629,376 30 189,867,852 52 205,793,578 76 201,425,041 63 1,442,407, 737 31 1,476,395,208 13 1,526, 962,804 42 1 86*7. JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 banks. 1,642 banks. 1,636 banks. 1,642 banks. $608, 771, 799 61 $597, 648,286 53 $588,450,396 12 Loans and discounts 338, 863, 650 00 337, 684, 250 00 U. IS. b'ds dep'd to secure circ'n 339, 570,700 00 36,185, 950 00 38,465, 800 00 38, 368, 950 00 U. S. b'ds dep'd to sec're dep'ts 52, 949,300 00 46, 639,400 00 45, 633,700 00 U. S. b'ds and sec'ties on hand. 15, 073,737 45 20,194,875 21 21,45-2,615 43 Oth'r stocks, b'ds, and mortg's 92, 552,206 29 Due from national banks 94,121,186 21 92, 308, 911 87 12,996,157 49 Due from other b'ks and b'k'rs 10,737, 392 90 9, 663,322 82 18, 925, 315 51 Beal estate, furniture, &c 19, 625, 893 81 19,800,905 86 2,822,675 18 Current expenses 5,693,784 17 3,249,153 31 2,860, 398 85 Premiums paid 3,411,325 56 3,338,600 37 Checks and other cash items - 101,430,220 18 87,951,405 13 128,312,177 79 19,263,718 00 Bills of national banks 16,138,769 00 12,873, 785 00 1,176,142 00 531,267 00 Bills of other banks 825,748 00 19,726,043 20 11,128,672 98 Specie 11,444,529 15 102,534, 613 46 Legal tenders and fract'l cur'y 104,872,371 64 92, 861,254 17 82,047,250 00 75,488,220 00 Compound interest notes 84,065,790 00 Total 1,511,222,985 40 1,465,451,105 84 $609, 675, 214 61 338, 640,150 00 37,862,100 00 42,460, 800 00 21, 507, 881 42 95, 217, 610 14 8,389,226 47 20,639,708 23 5,297,494 13 2,^64,186 35 134,603,231 51 11,841,104 00 333,209 00 12,798,044 40 100,550,849 91 56,888,250 00 1,494,084,526 01 1,499,469,060 17 1 868. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 banks. 1,643 banks. 1,640 banks. 1,643 banks. $616, 603,479 89 $628, 029,347 65 Loans and discounts 339,686,650 00 U. S. b'ds dep'd to secure circ'n 339,064,200 00 37,315,750 00 37,446,000 00 U. S. b'ds dep'd to sec're dep'ts 44,164, 500 00 45, 958,550 00 U. S. b'ds and sec'ties on hand. 19,365,864 77 19,874,384 33 Oth'r stocks, D'ds, and mortg's 95, 900, 606 35 Due from national banks 99,311,446 60 7,074,297 44 Due from other b'ks and b'k'rs 8,480,199 74 22,082,570 25 Heal estate, furniture, &c 21,125,665 68 5,428, 460,25 Current expenses 2, 986, 893 86 2, 660,106 09 Premiums paid 2,464,536 96 114,993, 036 23 Checks and other cash items. 109, 390,266 37 Bills of national banks 16, 655, 572 00 12,573,514 00 Bills of other banks 261, 269 00 196,106 00 Fractional currency 1,927,876 78 1,825, 640 10 Specie 20,981,601 45 18,373,943 22 Legal-tender notes 114, 306,491 00 84,390, 219 00 Compound interest notes 39, 997, 030 00 38,917,490 00 Three per cent, certificates .. 8,245, 000 00 24,255,000 00 Total 1,502,647,644 10 1,499,668,920 97 $655,729,546 42 339,569,100 00 37,853,150 00 43, 068,350 00 20,007,327 42 114,434,097 93 8, 642,456 72 22,699,829 70 2, 938,519 04 2,432, 074 37 124,076,097 71 13,210,179 00 342,550 00 1,863,358 91 20,755,919 04 100,106,100 00 19,473,420 00 44,905,000 00 1,572,167,076 26 $657,668,847 83 340,487,050 00 37,360,150 00 36, 817,600 00 20,693,406 40 102,278, 547 77 7,848,822 24 22,747,875 18 5,278,911 22 1,819,815 50 143,241,394 99 11,842,974 00 222,668 00 2,262,791 97 13, 003, 713 39 92, 453, 475 00 4, 513,730 00 59, 080, 000 00 1,559,621,773 49 REPORT OF THE COMPTROLLER OF THE CURRENCY, CXLIII Banks from October, 1863, to October, 1880—Continued. 1 866. JANUARY 1. APRIL 2. JULY 2. OCTOBER 1. 1,582 banks. 1,612 banks. 1,634 banks. 1,644 banks. $403,357,346 00 $409,273,534 00 $414,270,493 00 $415,472,369 00 43,000,370 78 28,972,493 70 44,687,810 54 30,964,422 73 50,151,991 77 29, 286,175 45 53,359,277 64 32,593,486 69 National b'k notes outstanding State bank notes outstanding. 213,239, 530 00 45,449,155 00 248, 886,282 00 33, 800, 865 00 267,798,678 00 19, 996,163 00 280,253,818 00 9, 748,025 08 Individual deposits TJ. S. deposits Dep'tsoiTJ. S. disb'sing officers 522, 507, 829 27 29, 747, 236 15 534, 734, 950 33 29,150,729 82 533, 338,174 25 36, 038,185 03 3, 066, 892 22 564,616,777 64 30,420,819 80 2, 979,955 77 Due to national banks Due to other b'ks and bankers. 94,709, 074 15 23,793, 584 24 89, 067, 501 54 21, 841, 641 35 96,496,726 42 25, 951, 728 99 110,531,957 31 26,986,317 57 1,442,407,737 31 1,476, 395,208 13 1,526,962,804 42 Liabilities. Capital stock Surplus fund Undivided profits Total 1,404,776, 619 29 1 Capital stock §67. JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 banks. 1,642 banks. 1,636 banks. 1,642 banks. $420,229,739 00 $419,399,484 00 $418, 558,148 00 $420, 073,415 00 59,992,874 57 26, 961, 382 60 60,206,013 58 31,131, 034 39 63,232,811 12 30, 656, 222 84 66,695,587 01 33,751,446 21 National b'k notes outstanding State bank notes outstanding - 291,436, 749 00 6, 961, 499 00 292, 788, 572 00 5,460, 312 00 291,769, 553 00 4,484,112 00 293,887,941 00 4,092,153 00 Individual deposits TJ. S. deposits Dep'tsof U. S. disb'sing officers 558, 699, 768 06 27, 284,876 93 2,477, 509 48 512, 046,182 47 27,473,005 66 2, 650, 981 39 539, 599,076 10 29,838,391 53 3,474,192 74 540, 797, 837 51 23, 062,119 92 4,352,379 43 Due to national banks Due to other b'ks and bankers - 92, 761, 998 43 24,416,588 33 91,156, 890 89 23,138, 629 46 89,821,751 60 22, 659,267 08 93, 111, 240 89 19, 644, 940 20 1,465,451,105 84 1,494,084,526 01 1,499,469,060 17 Surplus fond "Undivided profits Total 1,511,222,985 40 1 868. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 banks. 1,643 banks. 1,640 banks. 1,643 banks. $420,260,790 00 $420,676,210 00 $420,105,011 00 $420, 634, 511 00 70,586,125 70 31,399,877 57 72,349,119 60 32,861,597 08 75,840,118 94 33,543,223 35 77,995,761 40 36,095,883 08 National b'k notes outstanding State bank notes outstanding. 294, 377, 390 00 3,792, 013 00 295,336, 044 00 3,310,177 00 294,908,264 00 3,163,771 00 295,769,489 00 2,906,352 00 Individual deposits U. S. deposits Dep'ts of U. S. disb'sing officers 534,704,709 00 24, 305, 638 02 3,208,783 03 532,011,480 36 22,750,342 77 4,976,682 31 575,842, 070 12 24, 603, 676 96 3,499,389 99 580,940,820 85 17, 573,250 64 4, 570,478 16 Due to national banks Due to other b'ks and bankers - 98,144, 669 61 21,867,648 17 94,073,631 25 21,323,636 60 113,306,346 34 27,355,204 56 99,414,397 28 23,720,829 18 1,502,647,644 10 1,499,668,920 97 1,572,167,076 26 1,559,621,773 49 Capital stock Surplus fund Undivided profits Total CXLIV REPORT OP THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1869. JANUARY 4. OCTOBER 9. JUNE 12. APRIL 17. Resources. $686, 347, 755 81 338, 699, 750 00 27, 625, 350 00 27,476, 650 00 20, 777, 560 53 $682, 883,106 97 339,480,100 00 18, 704, 000 00 25 903, 950 00 22,250, 697 14 80 84 34 28 81 70 57, 554, 382 55 30, 520, 527 89 8, 075, 595 60 23, 798,188 13 5, 641,195 01 1, 716, 210 13 62, 912, 636 82 35, 556, 504 53 9,140,919 24 23, 859, 271 17 5, 820, 577 87 1, 809, 070 01 56, 669, 562 84 35, 393, 563 47 8,790,418 57 25,169,188 95 5, 646, 382 96 2, 092, 364 85 142, 605, 984 92 14,684,799 00 2,280,471 06 29, 626, 750 26 88, 239, 300 00 52, 075, 000 00 154,137,191 23 11, 725, 239 00 2, 088, 545 18 9, 944, 532 15 80,875,161 00 51,190, 000 00 161, 614, 852 66 11,524,447 00 1,804, 855 53 18,455, 090 48 80,934,119 00 49,815,000 00 1, 540, 394,266 50 1, 517,753,167 03 1, 564,174,410 65 1,497,226,604 33 Due from redeeming agents.. Due from other national banks Due from State b'ks and b'k'rs Real estate, furniture, &c Current expenses Premiums paid 65, 727, 070 30, 067, 316 7, 715, 719 23, 289, 838 3, 265, 990 1, 654, 352 Total 1,617 b a n k s . $662, 084, 813 47 338, 379, 250 00 29, 721, 350 00 30, 226, 550 00 20, 074,435 69 $644, 945, 039 53 338, 539, 950 00 34, 538, 350 00 35, 010, 600 00 20,127, 732 96 Checks and other cash items. Bills of other national banks. Fractional currency Specie Legal-tender notes Three per cent, certificates ... 1,619 b a n k s . 1,620 b a n k s . 1,628 banks. Loans and discounts IT. S. bonds to secure circ'lat'n TJ. S. bonds to secure deposits IT. S. b'ds and sec'tiesonhand. Oth'r stocks, b'ds, and mortg's 18 7 108, 809,817 10,776, 023 2,090,727 23, 002,405 83,719,295 45,^45, 000 37 00 38 83 00 00 o. JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 b a n k s . 1,615 b a n k s . 1,612 b a n k s . 1,615 b a n k s . 1,648 banks. Loans and discounts. $688, 875, 203 70 $710, 848, 609 39 $719, 341,186 06 $715, 928,079 81 $725,515,538 49 Bonds for circulation. 339, 350,750 00 339, 251, 350 00 338,845,200 00 340, 857,450 00 344,104,200 00 15,189,500 00 15,381, 500 00 16,102, 000 00 15,704,000 00 Bonds for deposits... 17, 592, 000 00 23,893,300 00 22, 323, 800 00 27, 292,150 00 28,276, 600 00 V. S. bonds on hand. 24, 677,100 00 22,686,358 59 23, 614, 721 25 20, 524, 294 55 23, 300,681 87 Other stocks and b'ds 21, 082,412 00 66, 275, 668 92 64,805,062 88 73,435,117 98 Due from red'g agents 71, 641, 486 05 74, 635,405 61 33, 948, 805 65 37,478,166 49 29, 510, 688 11 Due from n a t l banks 31, 994, 609 26 36,128,750 66 9, 319, 560 54 9,202,496 71 9,824,144 18 10, 238, 219 85 Due from State banks 10,430,781 32 26, 002,713 01 27,470, 746 97 28,021,637 44 26, 330,701 24 Real estate, &c 26, 593,357 00 3, 469, 588 00 5,871,750 02 6,905,073 32 6, 683,189 54 Current expenses 6, 324, 955 47 2,439, 591 41 2,491,222 11 3,251,648 72 2,680, 882 39 Premiums paid 3, 076,456 74 111, 624, 822 00 Cash items Dlear'g-house exch'gs National bank notes. 15, 840, 669 00 Fractional currency. 2,476,966 75 Specie 48,345,383,72 Legal-tender notes... 87,708, 502 00 Three per cent, cert'fs 43,820, 000 00 Total 11,267, 703 12 75, 317, 992 22 14, 226, 817 00 2,285,499 02 37, 096, 543 44 82,485,978 00 43, 570, 000 00 11,497, 534 13 83, 936, 515 64 16,342, 582 00 2,184,714 39 31, 099,437 78 94, 573, 751 00 43,465, 000 00 12, 536,613 57 79, 089, 688 39 12, 512,927 00 2, 078,178 05 18,460,011 47 79, 324, 577 00 43, 345, 000 00 13,229,403 34 76,208,707 00 17,001,846 00 2,150,522 89 26,307, 251 59 80,580,745 00 41,845, 000 00 1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93 1. MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. DECEMBER 16. 1,688 b a n k s . 1,707 banks. 1,723 b a n k s . 1,767 b a n k s . 1,790 b a n k s . Loans and discounts. $767,858,490 Bonds for circulation 351, 556,700 Bonds for deposits..'. 15,231,500 IT. S. bonds on hand. 23, 911,350 Other stocks and b'ds 22,763, 869 Due from red'g agents Due from nat 1 banks Due from State banks Eeal estate, &o Current expenses Premiums paid 83,809,188 30,201,119 10,271, 605 28,805,814 6,694,014 3,939,995 59 $779,321,828 11 $789,416,568 13 $831, 552,210 00 354,427,200 00 357, 388, 950 00 364,475,800 28,087,500 15,236, 500 00 15, 250, 500 00 00 17,753, 650 22,487, 950 00 24, 200,300 00 00 24,517, 059 22,414, 659 05 23,132,871 05 20 86,878,608 92 85,061, 016 31 92,369,246 71 43, 525,362 99 38,332,679 74 39,636, 579 35 12,772, 669 34 11,478,174 71 11,853, 308 60 30,089,783 79 29,242,762 79 29, 637, 999 30 6,153,370 17 6,764,159 73 6,295,099 46 5,500,890 20 4,414,755 40 5,026,385 97 11,642,644 74 Cash items Clear'g-house exch'gs 100,693,917 54 National bank notes- 13,137, 006 00 Fractional currency. 2,103, 298 16 Specie 25, 769,166 64 Legal-tender notes... 91, 072,349 00 Three percent, cert'fs 37, 570, 000 00 Total 12,749,289 130,855, 698 16,632,323 2,135,763 22,732, 027 106, 219,126 33,935,000 84 15 00 09 02 00 00 13,101,497 95 102,091,311 75 19,101,389 00 2,160,713 22 19, 924,955 16 122,137, 660 00 30, 690, 000 00 00 $818,996,311 74 00 366,840, 200 00 00 23,155,150 00 00 17,675, 500 00 35 23,061,184 20 84 05 83 85 29 17 77,985,600 43,313,344 13,069,301 30,070,330 7, 330,424 5,956,073 13,784,424 14, 058,268 86 101,165,854 52 114, 538,539 14,197, 653 00 13, 085,904 2,095,485 79 2, 061,600 13, 252, 998 17 29,595,299 109,414,735 00 93,942, 707 25,075,000 00 21,400,000 53 78 40 57 12 74 76 93 00 89 56 00 00 1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22 BEPOET OF THE COMPTROLLER OF THE CURRENCY. BmUfrom CXLV October, 1863, to October, 1880—Continued. 869. 1 JANUAEY 4. APRIL 17. JUNE 12. OCTOBER 9. 1,628 banks. 1,620 banks. 1,619 banks. 1,617 banks. $419,040,931 00 $420,818,721 00 $422,659,260 00 $426,399,151 00 81,169,936 52 35,318,273 71 82,653,989 19 87,489,314 82 82,218,576 47 43,812,898 70 86,165,334 32 40,687,300 82 Natl bank notes outstanding.. State bank notes outstanding. 294,476,702 00 2,734,669 00 292,457,098 00 2,615,387 00 292,753,286 00 2, 558, 874 00 293,593,645 00 2,454,697 00 Individual deposits IT. S. deposits Dep'ts u. S. disbursing officers. 568,530,934,11 13,211,850 19 3,472, 884 90 547, 922,174 91 10,114, 328 32 3, 665,131 61 574, 307, 382 77 10, 301, 907 71 2,454, 048 99 511,400,196 63 7,112, 646 67 4,516,648 12 Due to national banks Due to State banks and b'k'rs 95,453,139 33 26,984,945 74 92, 662, 648 49 23, 018,610 62 100, 933, 910 03 28, 046, 771 30 95,067,892 83 23,849,371 62 2, 392,205 61 1,735,289 07 3,839,357 10 2,140,363 12 1,564,174,410 65 1,497,226,604 33 liabilities. Capital stock Surplus fond Undivided profits 2,464, 849 81 1, 870, 913 26 Notes and bills re-discounted. Bills payable Total 1,540,394,266 50 1,517,753,167 03 1870. Capital stock JANUARY 22. MARCH 24. JUNK 9. OCTOBER 8. DECEMBER 28. 1,615 banks. 1,615 banks. 1,612 banks. 1,615 banks. 1,648 banks. $426, 074,954 00 $427,504,247 00 $427,235, 701 00 $430, 399, 301 00 $435,356,004 00 91, 689, 834 12 42,861,712 59 94,061,438 95 38,608,618 91 94,705,740 34 46,056,428 55 Kat'l bank circulation 292,838, 935 00 292,509,149 00 2,351, 993 00 2, 279,469 00 State bank circulation 291,183,614 00 2, 222,793 00 291,798, 640 00 296,205,446 00 2, 091,799 00 1,483,416 15 1,517,595 18 Surplus fund Undivided profits Dividends unpaid 90,174,281 14 34,300,430 80 2,299,296 27 90, 229, 954 59 43,109,471 62 2,138, 548 00 2,462, 591 31 2,242,556 49 Individual deposits .. 546, 236,881 57 516, 058, 085 26 542,261, 563 18 501,407, 586 90 6, 750,139 19 6,424,421* 25 10,677, 873 92 6, 807,978 49 U. S. deposits 2, 592,967 54 4,778,225 93 4, 550,142 68 Dep'ts U. S. dis. ofii'rs 2,592,001 21 507, 368, 618 67 6, 074,407 90 4,155,304 25 109, 667,715 95 115,456,491 84 100,348,292 45 29,767, 575 21 33,012,162 78 29, 693,910 80 106, 090,414 53 29,200,587 29 Due to national banks 108, 351,300 33 Due to State banks . - 28,904,849 14 Notes re-discounted.. Bills payable Total 3,842,542 30 1,543,753 49 2,462, 647 49 2,873, 357 40 3,843, 577 67 4, 592, 609 76 1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 187 Capital stock 2,741, 843 53 2,302,756 99 4,612, L31 08 4,838 667 83 1,538,998,105 93 I. MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. DECEMBER 16. 1,688 banks. 1,707 banks. 1,723 banks. 1,767 banks. 1,790 banks. $444,232,771 00 $446,925,493 00 $450,330,841 00 $458,255, 696 00 97, 620, 099 28 44,776, 030 71 $460,225,866 00 98,322,203 80 101,112,671 91 45, 535, 227 79 42,008,714 38 101,573,153 62 48,630,925 81 Nat'l bank circulation 301,713,460 00 306,131, 393 00 307,793,880 00 315,519,117 00 1, 982, 580 00 1, 968, 058 00 2, 035, 800 00 1,921,056 00 State bank circulation 318,265,481 00 1,886,538 00 Surplus fund Undivided profits 96,862,081 66 43,883,857 64 2, 235, 248 46 1,408, 628 25 4,540,194 61 1,393,427 98 Individual deposits . 561,190,830 41 611, 025,174 10 6, 314, 957 81 6, 521,572 92 U. S. deposits 3,757,873 84 Dep'ts U. S. dis. oifi'rs 4,813, 016 66 602,110,758 16 600,868,486 55 6,265,167 94 20,511,935 98 4,893,907 25 5,393, 598 89 596,586,487 54 14,829,525 65 5,399,108 34 Due to national banks 118,904,865 84 128, 037,469 17 Due to State b a n k s . . . 37,311 519 13 36,113,290 67 135,167, 847 69 41,219, 802 96 118,657, 614 16 38,116, 950 6T Dividends unpaid Notes re-discounted.. Bills payable Total 0 C- 1, 263,767 70 3,256,896 42 5,248,206,01 3,573,723 02 5,740,964 77 3,120, 039 09 5,278,973 72 131,730,713, 04 40,211,971 67 3, 964, 552 57 4,528,191 12 1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 4,922,455 78 5,374,362 67 1,715,861,897 22 CXLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National Resources. FEBRUARY 27. APRIL 19. JUNE 10. OCTOBER 3. DECEMBER 27. 1,814 b a n k s . 1,843 b a n k s . 1,853 banks. 1,919 b a n k s . 1,940 b a n k s . Loans and discounts $839,665,077 91 Bonds for circulation 370,924,700 00 Bonds for deposits... 15,870, 000 00 U. S. bonds on hand.. 21,323,150 00 Other stocks andb'ds 22,838, 338 80 Due from red'g agents 89, 548, 329 93 Due from nat'lbanks. 38,282, 905 86 Due from State banks 12, 269, 822 68 Real estate, &c 30, 637, 676 75 Current expenses 6,265,655 13 Premiums paid 6,308,821 86 Cash items 12,143,403 12 Clear'g-house exch'gs 93,154, 319 74 Hational bank notes. 15, 552,087 00 Fractional currency. 2,278,143 24 Specie 25,507,825 32 Legal-tender notes... 97,865,400 00 TT. S. cert'fs of deposit Three per cent, cert's 18,980,000 00 Total $844, 902,253 374,428,450 15,169,000 19,292,100 21, 538, 914 82,120, 017 36, 697, 592 12, 299, 716 30,809, 274 7, 026, 041 6, 544,279 12,461,171 114,195, 966 18,492,832 2,143,249 24,433, 899 105,732,455 49 $871,531,448 67 $877,197,923 47 $885,653,449 62 00 377, 029, 700 00 382,046,400 00 384,458,500 00 00 15, 409, 950 00 15, 479, 750 00 16, 304,750 00 00 16,458, 250 00 12,142, 550 00 10, 306,100 GO 06 22,270,610 47 23, 533,151 73 23,160,557 29 24 91, 564,269 53 80,717, 071 30 8Q, 401,459 44 81 39,468,323 39 34,486,593 87 42, 707, 613 54 94 13, 014,265 26 12, 976, 878 01 12,008, 843 54 98 31,123, 843 21 32,276,498 17 33,014,796 83 23 6,719,794 90 6,310,428 79 8,454,803 97 29 6,616,174 75 6,546,848 52 7,097,847 86 40 13,458, 753 80 14, 916,784 34 13,696,723 85 36 88, 592,800 16 110, 086, 315 37 90,145,482 72 00 16,253, 560 00 15,787,296 00 19,070,322 00 29 2, 069,464 12 2,151,747 88 2,270,576 32 46 24,256,644 14 10,229, 756 79 19, 047,336 45 00 122, 994,417 00 105,121,104 00 102, 922,369 00 6,710,000 00 12,650,000 00 7,140, 000 00 4,185, 000 00 15,365,000 00 12, 005,000 00 1,719,415,657 34 1,743,652,213 55 |l, 770,837,269 40 1,755,857,098 24 1,773,556,532 43 1 87 3 . FEBRUARY 28. APRIL 25. JUNE 13. SEPTEMBER 12. DECEMBER 26. 1,947 b a n k s . 1,962 b a n k s . 1,968 banks. 1,976 b a n k s . 1,976 banks. Loans and discounts $913,265,189 67 Bonds for circulation. 384,675, 050 00 Bonds for deposits... 15,035, 000 00 U. S. bonds on hand. 10,436, 950 00 Other stocks and b'ds 22, 063, 306 20 Due fromred'g agents 95,773,077 10 Due from nat'l banks. 39,483, 700 09 Due from State banks 13, 595, 679 17 34, 023, 057 77 Real estate, &c 6,977, 831 35 Current expenses 7,205,259 67 Premiums paid 11, 761, 711 50 Cash items Clear'g-house exch'gs 131, 383, 860 95 National bank notes. 15,998, 779 00 Fractional currency. 2,289, 680 21 17, 777, 673 53 Specie Legal-tender notes.. 97,141, 909 00 IT. S. cert'fs of deposit 18,460, 000 00 Three per cent, cert's 1, 805, 000 00 Total $912,064,267 386,763,800 16, 235, 000 9, 613, 550 22,449,146 88, 815, 557 38, 671, 088 12, 883, 353 34, 216,878 7,410,045 7, 559,987 11,425, 209 94,132,125 19, 310, 202 2,198,973 16,868, 808 100,605,287 18, 370, 000 710, 000 31 $925,557,682 42 $944,220,116 34 $856,816, 555 05 00 388,080, 300 00 388, 330,400 00 389,384,400 00 14,805, 000 00 .14,815,200 00 00 15, 935, 000 00 8, 824, 850 00 00 9,789,400 00 8, 630, 850 00 23,709,034 53 04 22,912,415 63 24,358,125 06 96,134,120 66 80 97,143,326 94 73, 032, 046 87 41,413, 680 06 63 43,328, 792 29 40,404,757 97 12, 022, 873 41 37 14, 073,287 77 11,185,253 08 34, 661, 823 21 07 34, 820, 562 77 35, 556,746 48 6, 985,436 99 87 7,154, 211 69 8, 678,170 39 7, 752, 843 87 67 7,890, 962 14 7, 987, 707 14 11,433, 913 22 00 13,036,482 58 12, 321,972 80 88, 926, 003 53 24 91, 918, 526 59 62,881, 342 16 16,103, 842 00 00 20, 394, 772 00 21,403,179 00 2, 302, 775 26 37 2,197, 559 84 2, 287, 454 03 19, 868, 469 45 74 27, 950, 086 72 26,907,037 58 92, 522, 663 00 108,719, 506 00 00 106, 381,491 00 20,610, 000 00 00 22,365, 000 00 24, 010, 000 00 00 305, 000 00 1,839,152,715 21 1,800,3,03,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61 18 7 4 . FEBRUARY 27. MAYl. JUNE 26. OCTOBER 2. DECEMBER 31. 1,975 b a n k s . 1,978 b a n k s . 1,983 banks. 2,004 banks. 2,027 banks. Loans and discounts. $897, 859, 600 46 Bonds for circulation. 389, 614, 700 00 Bonds for deposits. . 14,600, 200 00 U. S. bonds on hand. 11, 043, 400 00 Other stocks and b'ds 25, 305, 736 24 Due from res'veag'ts 101,502,861 58 Due from nat'l banks. 36, 624, 001 39 Due from State banks 11,496, 711 47 36, 043, 741 50 Real estate, &c 6, 998,875 75 Current expenses 8, 741, 028 77 Premiums paid 10, 269, 955 50 Cash items Clear'g-house exch'gs 62,768,119 19 National bank notes. 20,003,251 00 2,309, 919 73 Fractional currency 33,365,863 58 Specie Legal-tender notes... 102,717,563 00 XT. S. cert'fs of deposit 37,235,000 00 Dep. with U. S. Treas Total $923,347,030 389,249,100 14,890, 200 10,152, 000 25,460,460 94, 017, 603 41, 291,015 12, 374, 391 36,708,066 7, 547, 203 8, 680, 370 11,949, 020 94,877,796 20,673,452 2,187,186 32, 569,969 101,692, 930 40,135,000 79 $926,195, 671 70 $954, 394,791 59 $955,862, 580 51 00 390,281, 700 00 383, 254, 800 00 382, 976, 200 00 14, 691,700 00 00 14,890, 200 00 14,714,000 00 13, 313, 550 00 00 10,456, 900 00 15, 290, 300 00 27,807, 826 92 20 27, 010, 727 48 28, 313,473 12 83, 885,126 94 31 97, 871, 517 06 80,488, 831 45 39, 695, 309 47 24 45,770,715 59 48,100, 842 62 11,196,611 73 28 12,469, 592 33 11,655, 573 07 39 37,270, 876 51 •38,112,926 52 39,190, 683 04 7, 658,738 82 05 7, 550,125 20 5, 510, 566 47 8, 376,659 07 84 8, 563, 262 27 8, 626,112 16 12,296,416 77 71 10,496,257 00 14, 005, 517 33 97,383, 687 11 112, 995, 317 55 52 63, 896, 271 31 18,450, 013 00 00 23, 527, 991 00 22, 532, 336 00 2,224,943 12 69 2, 283,898 92 2, 392, 668 74 21,240,945 23 26 22, 326,207 27 22, 436,761 04 80, 021, 946 00 00 103,108,350 00 82, 604,791 00 42,825, 000 00 00 47,780, 000 00 33, 670,000 00 20,349,950 15 91, 250 00 21, 043,084 36 1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46 REPORT OF THE COMPTROLLER OP THE CURRENCY. CXLVII Bcmksfrom October, 1863, to October, 1880—Continued. 187 2. FEBRUABY 27. APRIL 19. JUNE 10. OCTOBER 3. 1,814 banks. 1,843 banks. 1,853 banks. 1,919 banks. Liabilities. DECEMBER 2 7 . 1,940 banks. $464,081,744 00 $467,924,318 00 $470,543,301 00 $479,629,174 00 $482, 606, 252 00 110,257, 516 45 46,623,784 50 111, 410,248 98 56,762,411 80 Nat'l bank circulation 321, 634, 675 00 325, 305,752 00 327,092,752 00 333,495, 027 00 1, 763, 885 00 1, 567,143 00 1,830, 563 00 1,700, 935 00 State bank circulation 336,289,285 Ofr 1,511,396 Oft Capital stock 103,787, 082 62 Surplus fond Undivided profits • • • • 43,310,344 46 104,312,525 81 105,181,943 28 46,428, 590 90 50, 234,298 32 1, 561, 914 45 3,149, 749 61 1,356,934 4* Individual deposits.. 593, 645, 666 16 620,775,265 78 618, 801, 619 49 613,290, 671 45 6, 355, 722 95 7,853,772 41 7,114, 893 47 6,993, 014 77 XJ. S. deposits 3,416, 371 16 5, 024, 699 44 4, 563, 833 79 5,463,953 48 Dep'tsTJ.S.dis. officers 598,114,679 2ft 7,863,894 93 5,136,597 74 Dividends unpaid 1,451,746 29 Due to national banks 128, 627,494 44 Due to State banks .. 39, 025,165 44 Notes re-discounted.. Bills payable Total 3, 818, 686 91 6,062, 896 11 1,454, 044 06 120,755, 565 86 132,804, 924 02 35,005,127 84 39, 878,826 42 4, 225, 622 04 5, 821, 551 76 4,745,178 22 5, 942,479 34 110, 047, 347 67 33,789, 083 82 124,218,392 8$ 34,794, 963 37 5, 549,431 88 6, 040, 562 66 6, 545,059 7$ 6, 946,416 17 1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43 18 7 3 . Capital stock FEBRUARY 28. APRIL 25. JUNE 13. SEPTEMBER 12. DECEMBER 26. 1,947 banks. 1,962 banks. 1,968 banks. 1,976 banks. 1,976 banks. $484, 551,811 00 $487, 891, 251 00 $490,109,801 00 $491, 072, 616 00 $490,266, 611 00 114, 681, 048 73 115, 805, 574 57 116, 847,454 62 48, 578, 045 28 52,415, 348 46 55, 306,154 69 120, 314, 499 20 54, 515,131 76 120, 961,267 91 58, 375,169 4a Nat'l bank circulation 336,292,459 00 338,163, 864 00 338, 788, 504 00 339, 081 799 00 1, 368, 271 00 ], 280, 208 00 1, 224,470 00 1,188,853 00 State bank circulation 341, 320, 256 0U 1,130, 585 00 Surplus fund Undivided profits Dividends unpaid 1,465, 993 60 1,462, 336 77 1,400,491 90 1,402, 547 89 1,269,474 74 Individual deposits .. 656,187, 551 61 616, 848, 358 25 641,121,775 27 622, 685, 563 29 7, 044, 848 34 7, 880, 057 73 8, 691, 001 95 U. S. deposits 7, 829,327 73 Dep'ts TJ.S.dis.officers 5, 835,696 60 4,425, 750 14 6,416,275 10 8, 098, 560 13 540, 510, 602 78 7,680,375 264, 705, 593 3ft 126, 631, 926 24 137, 856, 085 67 133, 672,732 94 35, 036,433 18 40,741,788 47 39, 298,148 14 114, 996, 666 54 36, 598, 076 23* Due to national banks 134, 231,842 95 Due to State banks . . 38,124,803 85 Notes re-discounted.. Bills payable Total 5,117,810 50 5, 672, 532 75 5,403, 043 38 7, 059,128 39 5, 515, 900 67 7,215,157 04 5, 987, 512 36 5,480,554 09 3,811,487 897,754,137 41 1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61 4. Capital stock FEBRUARY 27. MAY 1 . JUNE 26. OCTOBER 2. 1,975 banks. 1,978 banks. 1,983 banks. 2,004 banks. $490, 859,101 00 $490, 077, 001 00 $491,003,711 00 $493,765,121 00 123,497,347 20 50, 236,919 88 DECEMBER 31. 2,027 banks. $495, 802,481 00 125, 561, 081 23 126, 239, 308 41 128, 958,106 84 54,331,713 13 58, 332, 965 71 51,484,437 32 130,485, 641 37 51,477, 629 33 Nat'l bank circulation 339, 602, 955 00 340, 267, 649 00 338, 538, 743 00 333,225,298 00 State bank circulation 1, 078,988 00 1,049,286 00 1, 009, 021 00 964,567 00 331,193,159 00 860,417 00 Surplus fund Undivided profits Dividends unpaid 1, 291,055 63 2,259,129 91 1,242,474 81 3,516,276 99 6,088,845 01 Individual deposits .. 595, 350, 334 90 649, 286,298 95 622,863,154 44 669,068,995 88 U. S. deposits 7, 276, 959 87 7,994,422 27 7,322, 830 85 7,302,153 58 Dep'ts U. S.dis.ofiicers 5, 034, 624 46 3,297, 689 24 3, 927, 828 27 3,238 639 20 682, 846, 607 45 7,492, 307 78 3, 579, 722 9* Due to national banks 138,435,388 39 Due to State banks .. 48,112,223 40 129,188,671 42 51,629,602 36 Notes re-discounted. Bills payable Total 3,448,828 92 4,275, 002 51 135,640,418 24 48,683,924 34 4,581,420 38 4,772,662 59 143, 033, 822 25 125,102,049 93 50,227,426 18 50,718,007 87 4,436,256 22 4,352,560 57 4,197,372 25 4,950,727 51 6,365,652 97 5,398,900 83 1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 jl, 877,180,942 44 1, 902,409, 638 4& CXLVIII REPORT OF THE COMPTROLLER OP THE CURRENCY. Aggregate resources and liabilities of the National 1 § 75. Resources. MAY 1. MARCH 1. 2, 029 banks. Loans and discounts $956,485, 939 35 Bonds for circulation 380, 682, 650 00 14, 492, 200 00 Bonds for deposits TJ. S. bonds on hand 18, 062,150 00 Other stocks and b'ds 28, 2C8, 841 69 Due from res'vo ag'ts 89, 991,175 34 Due from nat'l banks 44, 720, 394 11 Due from State banks 12, 724, 243 97 39, 430, 952 12 Real estate, &c 7, 790, 581 86 Current expenses 9, 006, 880 92 Premiums paid 11, 734, 702 42 Cash items.. dear's: house exch'gs 81,127, 790 39 Bills of other banks.. 18, 909, 397 00 3,008, 592 12 Fractional currency 16, 6G7,10(5 17 Specie Legal-tender notes. .. 78, 508,170 00 U. S. cert'fs of deposit 37, 200, 000 00 Due from XJ. S. Treas 21, 007, 919 76 To^al 2, 046 banks. $971,835,298 378, 026, 900 14, 372,200 14, 297, 650 29,102,197 80, 620, 878 46, 039,597 12, 094, 086 40, 312, 285 7, 706, 700 8,434,453 13,122,145 110.970,819 19, 504, 640 2,702,320 10,620,361 84, 015, 928 38, 615,000 21, 454, 422 JUNE 30. OCTOBER 1. DECEMBER 17. 2, 076 banks. 2, 088 banks. 2, 086 banks. 74 $972, 926, 532 14 $984, 691,434 40 $962, 571, 807 70 00 375,127, 900 00 370, 321, 700 00 363, 618,100 00 14,147, 200 00 00 14, 097, 200 00 13, 981, 500 00 12, 753, 000 00 00 13, 989, 950 00 16,009, 550 00 32, 010, 316 18 10 33, 505, 045 15 31, 657,960 52 89, 788, 903 73 75 85, 701, 259 82 81, "462, 682 27 48, 513, 388 86 57 47, 028, 769 18 44, 831, 891 48 11,625,647 15 39 11, 963, 768 90 11, 895, 551 08 40, 969, 030 49 99 42, 366, 647 65 41, 583, 311 94 4, 992, 044 34 42 7,841,213 05 9, 218,455 47 8, 742, 393 83 14 8, 670, 091 18 9,442,801 54 12,433,100 43 88 12,758, 872 03 11,238,720 72 88,924, 025 93 05 75,142, 863 45 67, 886,967 04 24, 261, 961 00 00 18, 528, 837 00 17,166,190 00 2, G20, 504 26 44 2, 595,631 78 2, 901,023 10 18, 959, 582 30 64 8, 050, 329 73 17, 070, 905 90 87,492, 81)5 00 00 76,458,734 00 70,725, 077 00 47, 310, 000 00 00 48, 810, 000 00 31,005, 000 00 19, 640, 785 52 29 19, 686, 9(30 30 19, 202,256 68 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44 1 § 7 6. MARCH 10. MAY 12. JUNE 30. OCTOBER 2. DECEMBER 22. 2,091 banks. 2, 089 banks. 2,091 banks. 2,089 banks. 2, 082 banks. Loans and discounts. $950, 205, 555 Bonds for circulation. 354, 547, 750 Bonds for d e p o s i t s . . . 14, 216, 500 tJ. S. bonds on h a n d . . 25, 910, 650 Other stocks and b'ds 30,425, 430 D u e from res've a g ' t s 99, 068, 360 D u e from n a t ' l banks 42, 341, 542 D u e from State b a n k s 11,180, 562 Real estate, &c 41, 937, 617 C u r r e n t expenses 8, 296, 207 P r e m i u m s paid 10, 946, 713 Cash items 9, 517, 868 Clear'g-house oxch'gs 58, 863,182 Bills of other b a n k s . . 18, 536, 502 [Fractional c u r r e n c y . 3, 215, 594 Specie ... 29, 077, 345 Legal-tender n o t e s . . . 76, 768, 446 XT. S. cert'fs of deposit 30,805, 000 D u e from U . S. T r e a s . 18,479,112 Total 62 $939, 895, 085 34 $933, 686, 530 45 $931, 304, 714 06 $929, 066,408 42 00 344, 537, 350 00 339,141, 750 00 337,170,400 00 336, 705, 300 00 14,128, 000 00 14, 328, 000 00 00 14, 698, 000 00 14, 757,000 00 26, 577, 000 00 30, 842, 300 00 00 33,142,150 00 31, 937, 950 00 30, 905,195 82 32,482, 805 75 43 34,445,157 16 31, 565, 914 50 86, 769,083 97 87, 989, 900 90 35 87, 326, 950 48 83, 789,174 65 44, 328, 609 46 47,417, 029 03 67 47, 525, 089 98 44, 011, 664 97 11, 262,193 96 10, 989, 507 95 15 12, 061, 283 08 12,415,841 97 42,183,958 78 42, 722,415 27 25 43,121, 942 01 43, 498,445 49 6, 820, 573 35 5, 025, 549 38 85 6, 987, 644 46 9, 818,422 88 10,414,347 28 10, 621, 634 03 15 10,715,251 16 10,811, 300 66 9, 693,186 37 11, 724, 592 67 86 12, 043,139 68 10, 658, 709 26 56, 806, 632 63 75, 328, 878 84 43 87, 870, 817 06 68, 027, 016 40 20,347,964 00 20,398,422 00 00 15,910, 315 00 17, 521,663 00 2, 771,886 26 1,987, 897 44 30 1, 417, 203 66 1,146, 741 94 21, 714,594 36 25, 218, 469 92 85 21, 380,767 42 32,999, 647 89 79,858,661 00 90, 836,876 00 00 84, 250, 847 00 66,221,400 00 27, 380,000 00 27, 955,000 00 00 29,170, 000 00 26, 095. 000 00 16, 911,680 20 17,063,-407 65 79 16, 743, 695 40 16, 359,491 73 1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76 1 8 7 7. JANUARY 20. APRIL 14. JUNE 22. OCTOBER 1. DECEMBER 28. 2, 083 banks. 2,073 banks. 2,078 banks. 2,080 banks. 2,074 banks. Loans and discounts. $920, 561, 018 65 Bonds for circulation. 337, 590, 700 00 Bonds for deposits .. 14, 782, 000 00 TJ. S. bonds on hand 31, 988, 650 00 Other stocks and b'ds 31, 819, 930 20 Due from res've ag'ts. 88, 698, 308 85 Due from nat'l banks. 44, 844, 616 88 Due from State banks 13, 680, 990 81 43, 704, 335 47 Real estate, &c 4,131, 516 48 Current expenses 10, 991, 714 50 Premiums paid 10, 295,404 19 Cash items Clear'g-houso exch'gs 81,117, 889 04 Bills of other banks.. 18,418, 727 00 Fractional currency. 1, 238, 228 08 49, 709, 267 55 Specie Legal-tender notes... 72, 689, 710 00 TJ. S. cert'fs of deposit 25,470, 000 00 Due from U. S. Treas. 16,441, 509 98 Total $911, 946,833 88 $901,731,416 03 $891, 920, 593 54 $881, 856, 744 87 339, 658,100 00 337, 754,100 00 336, 810,950 00 343, 869, 550 00 15, 084,000 00 14, 971, 000 00 14, 903, 000 00 13, 538, 000 00 32, 964,250 00 32, 344, 050 00 30, 088, 700 00 28,479, 800 00 32, 554,594 44 35, 653, 755 29 34,435, 995 21 32,169,491 03 84, 942,718 41 82,132, 099 96 73, 284,133 12 75, 960, 087 27 42, 027, 778 81 44, 567, 303 63 45, 217, 246 82 44,123,924 97 11, 911,437 36 11, 246, 349 79 11, 415, 761 60 11,479, 945 65 44, 736,549 09 44, 818, 722 07 45, 229, 983 25 45, 511, 932 25 7, 842, 296 86 7, 910, 864 84 6, 915, 792 50 8, 958,903 60 10,494, 505 12 10, 320, 674 34 9,219,174 62 8, 841, 939 09 10,410,623 87 10, 099, 988 46 11, 674, 587 50 10, 265, 059 49 85,159,422 74 57,861,481 13 74, 525,215 89 64,664,415 01 17, 942, 693 00 20,182, 948 00 15, 531,467 00 20, 312, 692 00 1,114,820 09 1, 055,123 61 900, 805 47 778, 084 78 27, 070, 037 78 21, 335, 999 06 22, 658, 820 31 32, 907,750 70 72, 351,573 00 78, 004, 386 00 66,920, 684 00 70, 568, 248 00 32,100,000 00 44,430, 000 00 33,410, 000 00 26, 515, 000 00 16, 291, 040 84 17, 932, 574 60 16, 021, 753 01 16,493, 577 08 1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLTX Bcmksfrom October, 1863, to October, 1880—Continued. 1875. Liabilities. Capital stock MABCH 1. MAYl. JUNE 30. OCTOBER 1 . 2,029 banks. 2,046 banks. 2,076 banks. 2,088 banks. $496,272,901 00 $498,717,143 00 $501,568,563 50 $504,829,769 00 Surplus fund Undivided profits 131,604,608 66 55,907,619 95 2,086 banks. $505,485,865 00 134,356, 076 41 52,964,953 50 133,085,422 30 59,204,957 81 Kat'l bank circulation 324,525,349 00 323,321,230 00 318,148,406 00 318,350,379 00 786,844 00 824,876 00 815,229 00 772,348 00 State bank circulation 314,979,451 00 752,722 00 Dividends unpaid 131,249,079 47 51,650,243 62 1,601,255 48 133,169,094 79 52,160,104 68 DECEMBER 17. 6,105,519 34 2,501,742 39 4, 003,534 90 1,353,396 80 Individual deposits .. 647,735,879 69 695,347,677 70 686,478,630 48 664,579,619 39 6,714,328 70 6, 507,531 59 7,971,932 75 6,797,972 00 TJ. S. deposits 3,459,061 80 4,271,195 19 2,766,387 41 Dep'ts u.S.dis.onicers 5, 330,414 16 618,517,245 74 6,652,556 67 4,232,550 87 Due to national banks 137,735,121 44 127,280,034 02 138,914,828 39 129,810,681 60 Due to State banks... 55,294,663 84 53,037, 582 89 55,714,055 18 49,918, 530 95 119,843,665 44 47,048,174 55 Notes re-discounted.. Bills payable Total 4,841,600 20 4,786,436 57 4,261,464 45 5,758,299 85 5,671,031 44 6,079,632 94 5,254,453 66 6,590,234 43 5,257,160 61 7,056,583 64 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44 1 81 6 . Capital stock Surplus fund Undivided profits MARCH 10. MAY 12. JUNE 30. OCTOBER 2. DECEMBER 22. 2,091 banks. 2,089 banks. 2,091 banks. 2,089 banks. 2,082 banks. $504,818,666 00 $500,982,006 00 $500,393,796 00 $499,802,232 00 $497,482,016 00 131,795,199 94 131, 897,197 21 132,202,282 00 49,039,278 75 46,609, 341 51 46,445,215 59 131,390,664 67 52,327,715 08 294,444,678 00 291,544,020 00 628,847 00 658, 938 00 292, Oil, 575 00 608, 548 00 133,091,739 50 51,177,031 26 Nat'l bank circulation 307,476,155 00 714,539 00 State bank circulation 300,252, 085 00 667,060 00 1,405, 829 06 2, 325, 523 51 6,116, 679 30 3,848,705 64 1,286,540 28 Individual deposits.. 620,674,211 05 612,355,096 59 8,493, 878 18 6,606,394 90 U. S. deposits 2, 505,273 30 Dep'ts U .S.dis.officers 4,313,915 45 641,432,886 08 7, 667,722 97 3,392,939 48 651,385,210 19 7,256,801 42 3,746,781 58 619, 350,223 06 6, 727,155 14 4,749,615 39 Due to national banks 139,407, 880 06 Due to State b a n k s . . . 54, 002,131 54 127,880,045 04 46,706,969 52 131,702,164 87 51,403,995 59 131,535 969 04 48,250, 111 63 122,351,818 09 48,685,392 14 4,631,882 57 6, 049,566 31 4,653,460 08 5,650,126 87 3,867, 622 24 6,173, 006 03 4,464,407 31 6,154, 784 21 4, 553,158 76 5,882,672 15 Dividends unpaid Notes re-discounted.. Bills payable Total 1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76 187' 7. Capital stock JANUARY 20. APRIL 14. JUNK 22. OCTOBER 1. 2,083 banks. 2,073 banks. 2,078 banks. 2,080 banks. $493,634,611 00 $489,684,645 00 $481, 044,771 00 $479,467,771 00 DECEMBER 28. 2,074 banks. $477,128,771 00 130,224,169 02 37,456,530 32 127, 793,320 52 45,609,418 27 124,714,072 93 50,508,351 70 122,776,121 24 44,572,678 72 121,618,455 32 51,530,910 18 Kat'l bank circulation 292,851,351 00 581,242 00 State bank circulation 294,710,313 00 535,963 00 290,002,057 00 521,611 00 291,874,236 00 481,738 00 299,240,475 00 470,540 00 Surplus fund Undivided profits 2,448, 909 70 1,853, 974 79 1,398,101 52 3,623,703 43 1,404,178 34 Individual deposits.. 659, 891,969 76 7,234, 696 96 U. S. deposits Dep'ts U .S.dis.officers 3,108,316 55 641,772,528 08 7, 584,267 72 3,076,878 70 636,267, 529 20 7,187,431 67 3,710,167 20 616,403,987 12 7,972,714 75 2,376,983 02 604,512,514 52 6, 529,031 09 3,780,759 43 Due to national banks 130,293,566 36 Due to State b a n k s . . . 49,965,770 27 125,422,444 43 121,443,601 23 48,604,820 09 48,352, 583 90 115,028,954 38 46,577,439 88 115,773,660 58 44,807,958 79 3,791,219 47 6,137,116 83 4,654,784 51 5,843,107 03 Dividends unpaid Notes re-discounted.. Bills payable Total 4,000,063 82 6,483, 320 92 3,985,459 75 5,969,241 94 2,953,128 58 6,249,426 88 1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79 •CL REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 18 7 Resources. MAY 1. JUNE 29. OCTOBER 1. DECEMBER 6. 2,063 b a n k s . 2,059 b a n k s . 2,056 b a n k s . 2,053 b a n k s . 2,055 b a n k s . Loans and discounts. $854, 750, 708 Bonds for circulation. 343, 871, 350 Bonds for deposits... 13, 329, 000 U. S. bonds on hand.. 34, 881, 600 Other stocks and b'ds 34, 674, 307 Due from res've ag'ts. 86, 016, 990 Due from nat'l banks 39, 692,105 Due from State banks 11, 683, 050 Heal estate, &c 45, 792, 363 Current expenses 7, 786, 572 Premiums paid 7, 806, 252 Cash items 10,107, 583 'Clear 'g-house exch'gs 66, 498, 965 Bills of other banks.. 16, 250, 569 ^Fractional currency 697, 398 Specie 54, 729, 558 J_egal-tender notes .. 64, 034, 972 U. S. cert'fs of deposit 20, 605, 000 Due from TJ. S. Treas 16, 257, 608 Total s. MARCH 15. 87 $847, 620, 392 49 $835, 078,133 13 $833, 988, 450 56 $826,017,451 87 00 345, 256, 350 00 347, 332,100 00 347, 556, 650 00 347, 812, 300 00 49,110, 800 00 28,371,0Q0 00 19, 536, 000 00 00 47, 936, 850 00 44, 255, 850 00 40, 479, 900 00 33, 615, 700 00 00 46, 785, 600 00 35, 816, 810 47 36, 694, 996 24 34, 697, 320 53 21 36, 859, 534 82 81, 733,137 00 78, 875, 055 92 71, 331, 219 27 78 85, 083, 418 51 43,144, 220 68 41, 897, 858 89 40, 545, 522 72 87 41, 492, 918 75 12, 259, 856 09 12, 232, 316 30 12,413, 579 10 17 12, 314, 698 11 46, 728,147 36 46,153, 409 35 45, 901, 536 93 73 46, 702, 476 26 7, 608,128 83 4, 718, 618 66 7, 239, 365 78 42 6, 272, 566 73 6, 978, 768 71 7, 335, 454 49 7, 574, 255 95 00 7,134, 735 68 9, 985, 004 21 11, 525, 376 07 10, 989, 440 78 76 10, 982, 432 89 61, 998, 286 11 87, 498, 287 82 95, 525,134 28 23 82, 372, 537 88 19, 392, 281 00 17, 063, 576 00 18, 363, 335 00 00 16, 929, 721 00 496, 864 34 610, 084 25 661, 044 69 86 515, 661 04 34, 355, 250 36 29, 251, 469 77 46, 023, 756 06 02 30, 688, 606 59 64, 672, 762 00 71, 643, 402 00 67, 245, 975 00 00 64, 428, 600 00 32, 520, 000 00 36, 905, 000 00 20, 995, 000 00 00 32, 690, 000 00 17, 940, 918 34 16, 798, 667 62 16, 364, 030 47 98 16, 543, 674 36 1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,767,279,133 21 1,742,826,837 37 1 8 7 9. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. DECEMBER 12. 2,051 b a n k s . 2,048 b a n k s . 2,048 b a n k s . 2,048 b a n k s . 2,052 b a n k s . JLoans and discounts. $823, 906, 765 B o n d s for circulation. 347,118, 300 B o n d s for d e p o s i t s . . . 66, 507, 350 U . S. bonds on hand . 44, 257, 250 O t h e r stocks and b ' d s 35, 569, 400 D u e from res've a g t ' s 77, 925, 068 D u e from n a t ' l b a n k s 44,161, 948 D u e from State b a n k s 11, 892, 540 B e a l estate, <fcc 47, 091, 964 C u r r e n t expenses 4, 033, 024 P r e m i u m s paid 6, 366, 048 C a s h items 13, 564, 550 Clear' g-house exch'gs 100, 035, 237 Bills of other b a n k s . . 19, 535, 588 HYactional currency . 475, 538 Specie 4_, 499, 757 ILegal-tender notes . . 70, 561, 233 JJ. S. cert'fs of deposit 28, 915, 000 D u e from U. S. T r e a s 17,175, 435 Total 68 $814, 653,422 69 $835, 875, 012 36 $878, 503, 097 45 $933, 543, 661 93 00 348, 487, 700 00 352,208,000 00 357,313,300 00 364, 272, 700 00 18, 204, 650 00 00 309, 348, 450 00 257, 038, 200 00 14, 788, 800 00 62,180, 300 00 52, 942,100 00 00 40, 677, 500 00 54, 601, 750 00 37, 617, 015 13 39, 671, 916 50 93 38, 836, 369 80 36, 747,129 40 93, 443, 463 95 107,023,546 81 102, 742, 452 54 68 74, 003, 830 40 48,192, 531 93 46, 692, 994 78 46 55, 352, 459 82 39,143, 388 90 11, 258, 520 45 13, 630, 772 63 26 14, 425, 072 00 10, 535, 252 99 47, 796,108 26 47, 817,169 36 70 47, 992, 332 99 47, 461, 614 54 6, 913, 430 46 6, 111, 256 56 67 7, 474, 082 10 6, 693, 668 43 5, 674, 497 80 4, 332, 419 63 8* 4,150, 836 17 6, 609, 390 80 10, 209, 982 43 11, 306,132 48 25 10, 377, 272 77 10, 011, 294 64 83, 152, 359 49 112, 964, 964 25 112, 172, 677 95 82 63, 712, 445 55 16, 685, 484 00 16, 707, 550 00 00 16,406, 218 00 17, 068, 505 00 446, 217 26 396, 065 06 50 374, 227 02 467,177 47 42, 333, 287 44 42,173, 731 23 32 79, 013, 041 59 41,148, 563 41 67, 059,152 00 69,196, 696 00 00 54, 715, 096 00 64,461,231 00 25,180,000 00 26, 770, 000 00 00 10, 860, 000 00 21, 885, 000 00 16, 620, 986 20 17, 029, 065 45 13 17, 054, 816 40 17, 029,121 31 1,800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 1,925,229,617 08 1 8 FEBRUARY 21. 2,061 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits U. S. bonds on hand Other stocks and bonds Due from reserve agents Due from national banks Due from State banks Heal estate, furniture, &c.. Current expenses Premiums paid Cash items. Clearing-house exchanges.. Bills of other banks fractional currency Specie ILegal-tender notes U. S. certificates of deposit... Due from U. S. Treasurer Total $974, 295, 360 361, 901, 700 14, 917, 00© 36, 798, 600 41, 223, 583 117, 791, 386 53, 230, 034 14, 501,152 47, 845, 915 6, 404, 743 3, 908, 059 10, 320, 274 166, 736, 402 15, 369, 257 897,187 89, 442, 051 55, 229, 408 10, 760, 000 16, 994, 381 70 00 00 00 33 81 03 51 77 54 27 51 64 00 23 75 00 00 37 2, 038, 066, 498 46 80. JUNE 11. APRIL 23. 2,075 b a n k s . $992, 970, 823 361, 274, 650 14, 722, 000 29, 509, 600 42, 494, 927 103, 964, 229 54, 493, 465 13, 293, 775 47, 808, 207 7, 007, 404 3, 797, 703 9, 857, 645 99, 357, 056 21, 064, 504 395, 747 86, 429, 732 61, 048, 941 7, 890, 000 17, 226, 060 OCTOBER 1. 2,076 b a n k s . 10 00 00 00 73 84 09 94 09 19 33 34 41 00 67 21 00 00 01 1,974,600,472 95 $994, 712, 646 359, 512, 050 14, 727, 000 28, 605, 800 44, 947, 345 115, 935, 668 56, 578, 444 13, 861, 582 47, 979, 244 6,778,829 3, 702, 354 9, 980,179 122, 390, 409 21, 908,193 387, 226 99, 506, 505 64, 470, 717 12, 510, 000 16, 999, 083 2,090 b a n k s . 41 $1, 040, 977, 267 00 * 357, 789, 350 14, 827, 000 00 28, 793, 400 00 48, 863,150 75 134, 562, 778 27 63, 023, 798 69 15, 881,197 77 48, 045, 832 53 6, 386,182 19 3, 488, 470 60 12, 729, 002 32 121, 095, 249 45 18, 210, 943 00 367,171 13 109, 346, 509 26 56, 640, 458 00 7, 655, 000 00 17,103, 866 78 2, 035, 493, 280 15 53 00 00 00 22 70 84 74 54 01 11 19 72 00 73 49 00 00 00 2,105, 786, 625 82 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLI Banks from October, 1863, to October, 1880—Continued. 8. Liabilities. Capital stock MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 2,063 b a n k s . 2,059 b a n k s . 2,056 b a n k s . 2,053 b a n k s . $473, 952, 541 00 $471, 971, 627 00 $470, 393, 366 00 $466,147, 436 00 DECEMBER 6. 2,055 b a n k s . $464, 874, 996 00 Surplus fund Undivided profits 120, 870, 290 10 45, 040, 851 85 119, 231,126 13 43, 938, 961 98 118,178, 530 75 40,482, 522 64 116, 897, 779 9? 40, 936, 213 58 116, 402,118 84 44, 040,171 84 Nat'l bank circulation State bank circulation 300, 926,284 00 439, 339 00 301, 884,704 00 426, 504 00 299, 621, 059 00 417, 808 00 301, 888, 092 00 413, 913 00 303, 324, 733 00 400, 715 00 Dividends unpaid 1, 207,472 68 1, 930, 669 58 5,466, 350 52 3,118, 389 91 1,473,784 86 Individual deposits .. U. S. deposits Dep'tsU.S.dis.officers Due to national banks. Due to State banks... 602, 882, 585 17 7, 243, 253 29 3, 004, 064 90 625, 479, 771 12 13, 811, 474 14 2, 392, 281 61 621, 632,160 06 22, 686, 619 67 2, 903, 531 99 620, 236,176 82 41, 654, 812 08 3, 342, 794 73 598, 805, 775 56 40, 269, 825 72 3, 451, 436 56 123, 239. 448 50 43, 979; 239 39 109, 720, 396 70 44, 006, 551 05 117, 845, 495 88 43, 360, 527 86 122, 496, 513 92 42, 636, 703 42 120, 261, 774 54 41, 767, 755 07 Notes re-discounted.. Bills payable 2, 465, 390 79 4, 215,196 23 2, 834, 012 00 4, 270, 879 74 2, 453, 839 77 5, 022, 894 37 3, 007, 324 85 4, 502, 982 92 3, 228,132 93 4, 525, 617 45 Total 1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,767,279,133 21 1, 742, 826, 837 37 18 7 9. Capital stock JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. DECEMBER 12. 2,051 b a n k s . 2,048 b a n k s . 2,048 b a n k s . 2,048 b a n k s . 2,052 b a n k s . $462, 031, 396 00 $455, 611, 362 00 $455, 244, 415 00 $454, 067,365 00 $454, 498, 515 00 Surplus fund Undivided profits 116, 200, 863 52 36, 836, 269 21 114, 823, 316 49 40, 812, 777 59 114, 321, 375 87 45, 802, 845 82 114,786, 528 10 41, 300, 941 40 115, 429, 031 93 47, 573, 820 75 Nat'l bank circulation State bank circulation Dividends unpaid 303, 506,470 00 388, 368 00 304, 467,139 00 352, 452 00 307, 328, 695 00 339, 927 00 313,786, 342 00 325, 954 00 321, 949,154 00 322, 502 00 5, 816, 348 82 2,158, 516 79 1, 309, 059 13 2, 658, 337 46 1, 305, 480 45 Individual deposits .. U. S. deposits Dep'ts U.S.dis. officers Due to nationalbanks Due to State banks... Notes re-discounted-. Bills payable. 643, 337, 745 26 59, 701, 222 90 3, 556,801 25 598, 822, 694 02 303, 463, 505 69 2, 689,189 44 648, 934,141 42 248, 421, 340 25 3, 682, 320 67 719,737, 568 89 11, 018, 862 74 3,469, 600 02 755, 459, 966 01 6, 923, 323 97 3, 893, 217 43 118, 311, 635 60 44, 035, 787 56 110, 481,176 98 43, 709, 770 14 137, 360, 091 60 50, 403, 064 54 149, 200, 257 16 52,022,453 99 152, 484, 079 44 59, 232, 391 93 2, 926,434 95 3, 942, 659 18 2, 224,491 91 4,452, 544 48 2H226, 396 39 4, 510, 876 47 2,205,015 54 4, 208, 201 89 2,116, 484 47 4, 041, 649 70 Total 1,800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 1, 925, 229, 617 08 1 8 Capital stock Surplus fund Undivided profits National bank circulation State bank circulation Dividends unpaid 80. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 2,061 b a n k s . 2,075 b a n k s . 2,076 b a n k s . 2,090 b a n k s . $454, 548, 585 00 $456, 097, 935 00 $455, 909, 565 00 $457, 553, 885 00 117,044,043 03 42, 863, 804 95 117, 299, 350 09 48, 226, 087 61 118,102, 014 11 50, 443, 635 45 120, 518, 583 43 46,139, 690 24 320, 303, 874 00 303, 452 00 320, 759, 472 00 299; 790 00 318, 088, 562 00 290, 738 00 317, 350, 036 00 271, 045 00 1, 365, 001 91 1, 542,447 98 1, 330,179 85 3, 452, 504 17 Individual deposits U. S. deposits Deposits U. S. disburs'g officers 848, 926, 599 86 7, 856, 791 97 3, 069, 880 74 791, 555, 059 63 7, 925, 988 37 3, 220, 606 64 833, 701, 034 20 7, 680, 905 47 3, 026, 757 34 873, 537, 637 07 7, 548, 538 67 3, 344, 386 62 Due to national banks Due to State banks 170, 245, 061 08 65, 439, 334 51 157, 209, 759 14 63, 317,107 96 171, 462,131 23 67, 938, 795 35 192,124, 705 10 75, 735, 677 08 1, 918, 788 88 4,181, 280 53 2, 616, 900 55 4, 529, 967 98 2,258,544 72 5, 260, 417 43 3,178,232 50 5, 031, 604 96 2, 038, 066, 498 46 1, 974, 600, 472 95 2, 035, 493, 280 15 2,105, 786, 625 82 Notes re-discounted Bills payable Total ABSTRACT OF REPORTS OF T H E CONDITION OP THE NATIONAL BANKS ON DECEMBER 12, 1879, FEBRUARY 21, APRIL 23, JUNE 11, AND OCTOBER 1, 1880. Arranged by States, Territories, and Reserve Cities. NOTE.—The abstract of each State is exclusive of any reserve city therein. CLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, MAINE. DECEMBER 12. — Loans and discounts. Bonds for circulation. Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due fromTJ. S. Treas Total 69 b a n k s FEBRUARY 21. APRIL 23 69 b a n k s . 69 b a n k s 69 b a n k s . 69 b a n k s . 32 00 00 00 43 42 05 70 66 72 10 36 $14, 385, 756 9, 377, 300 195, 000 377,400 426, 253 2, 781, 945 526, 480 6, 884 346, 988 38, 604 15,183 295, 642 45 00 00 00 54 64 46 04 45 16 99 58 $15, 019, 062 9, 377, 300 175, 000 337, 850 433, 260 2, 499, 912 427, 705 10, 862 315, 828 50, 605 15, 032 277, 656 37 00 00 00 34 58 71 21 53 15 58 70 $15, 039. 774 9, 377, 300 175, 000 275,100 432, 412 2, 841, 779 513, 914 7,703 308, 533 57, 215 14, 756 219, 087 63 00 00 00 66 62 55 86 97 74 91 52 $14, 914, 532 9, 377, 300 175, 000 263, 250 434, 018 3, 639, 632 429, 650 22, 770 329, 550 53, 322 17, 208 376, 646 18 00 00 00 30 11 36 64 65 75 26 33 290, 901 3,548 194, 124 336, 496 00 10 62 00 238, 783 4, 419 298,418 264, 763 00 84 53 00 312, 382 4,602 321, 681 260, 266 00 62 64 00 352, 819 3,081 327, 633 239, 432 00 60 36 00 357, 787 3, 986 396, 554 251, 313 00 96 06 00 425, 628 81 429, 856 32 433, 273 96 433,148 50 416, 363 80 29, 933, 044 29 30, 009, 680 00 30, 272, 282 39 30, 618, 693 92 31, 458, 886 40 HAMPSHIRE. 47 banks. 47 b a n k s . 45 b a n k s . Total OCTOBER 1. $14, 630, 356 9, 377, 300 195, 000 399, 900 421, 680 2, 359, 836 510, 637 6,772 357, 818 67, 054 20, 893 335, 096 NEW Loans and discounts. Bonds lor circulation. Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit. Due fromTJ. S. Treas. JUNE 11. 47 b a n k s . 47 b a n k s . $6, 839, 606 5, 647, 000 322, 000 229, 250 795, 677 1, 000,152 28, 514 45, 809 268, 546 59, 719 43, 903 140, 669 75 00 00 00 25 71 75 65 37 63 64 36 $6, 835, 858 5, 784, 000 322, 000 184, 250 836, 863 1, 093,196 58, 442 46,443 271, 949 42, 810 55, 708 162, 017 50 00 00 00 47 09 52 74 69 74 00 63 $6,907,181 5, 778, 000 322, 000 115, 300 840, 207 956, 828 79, 671 28, 962 274, 208 41, 382 50, 325 120, 840 61 00 00 00 76 04 39 03 12 60 33 98 $7,139, 479 5, 778, 000 322, 000 122, 250 840, 864 1,120, 083 26, 637 32, 734 274, 728 40, 674 49, 816 159, 206 35 00 00 00 91 51 17 17 16 53 55 73 $7,138, 376 5, 778, 000 347, 000 79, 600 923,140 1, 383, 740 55,168 49, 397 277,146 46,325 51,583 182, 344 99 00 00 00 92 97 68 24 42 14 60 84 239, 733 4, 884 119, 782 125, 208 66 28 32 00 186, 859 4, 929 145, 842 134,472 66 25 58 00 194, 056 5,187 165, 960 112,428 00 42 06 00 239, 604 3,860 169, 343 105, 055 00 85 59 00 236,341 3, 347 199, 210 93, 873 00 05 34 00 253, 866 53 255, 005 27 261,401 32 261,200 57 260,000 57 16,164, 324 24 16, 420, 648 48 16, 253, 940 66 16, 685, 539 09 17,104, 596 76 VERMONT. 47 b a n k s . 47 b a n k s . Loans and discounts Bonds for circulation. Bonds for deposits... TJ. S. bonds on hand.. Other stocks and b'ds Due from res Ve ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit Due fromTJ. S. Treas. Total 47 b a n k s . 47 banks. 46 b a n k s . $10,176, 025 7, 898, 500 50, 000 748,350 714, 507 953, 890 179, 359 483 367, 796 43,302 30, 946 90,190 69 00 00 00 73 02 46 87 38 13 99 12 $10, 071, 337 7, 898, 500 50, 000 691, 500 700, 250 1,158, 304 212,061 96 390, 870 22, 718 25, 369 103,411 37 00 00 00 83 80 86 45 64 80 63 15 $10, 331, 936 7, 898, 500 50, 000 584, 550 694, 271 1,124, 522 209,173 52,601 447, 060 32, 972 24,855 109,144 72 00 00 00 60 61 36 66 97 47 21 29 $9, 805, 761 7, 858, 500 50, 000 568, 300 747, 674 1, 505, 981 267, 317 43, 874 458, 913 40, 638 27,149 99, 536 94 00 00 00 27 74 23 38 19 64 53 43 $10, 080, 253 7, 817, 500 50, 000 600, 950 830, 606 1, 857, 288 238, 811 1, 936 451, 389 37,143 23, 927 69, 952 43 00 00 00 34 80 81 99 87 68 87 93 181, 022 4, 008 130, 550 292, 250 00 30 36 00 129,107 2,630 143, 049 253, 310 00 39 71 00 118, 616 3, 072 185,291 225,672 00 97 32 00 157, 712 2, 986 171, 080 261, 502 00 99 76 00 137, 087 3,64C 203, 931 234, 507 00 89 29 00 353, 941 94 349, 941 94 355, 648 94 349, 338 27 353, 041 50 22, 215,124 99 22, 202, 460 57 22,447,890 12 22,416,267 37 22, 991,969 40 EEPORT OF THE COMPTROLLER OF THE CURRENCY. CLV arranged by States and reserve cities. MAINE. Liabilities. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. 69 b a n k s . 69 b a n k s . 69 b a n k s . 69 b a n k s Capital stock $10,435, 000 00 OCTOBER 1. 69 b a n k s . $10,435, 000 00 $10,435, 000 00 $10,435,000 00 $10,435, 000 00 Surplus fund Undivided profits 2, 386, 061 28 1, 318, 747 16 2, 402, 496 76 1,130, 616 15 2, 414, 621 49 1, 221, 305 89 2, 415, 436 49 1, 358, 041 43 2, 436, 771 79 1, 243,310 23 Nat'l bank circulation State bank circulation 8, 288, 053 00 1,432 00 8, 304, 303 00 1,432 00 8, 355, 997 00 1, 432 00 8, 260, 570 00 1,432 00 8, 345, 065 00 1,432 00 Dividends unpaid 45,136 51 53,295 64 59,464 40 52, 955 06 85, 371 57 Individual deposits.. XT. S. deposits Dep'ts TLS.dis. officers Due to national banks Due to State banks... 6, 640, 751 63 80, 480 76 31, 261 49 7, 083, 386 34 94, 654 69 33, 223 86 7, 086, 883 97 73, 694 57 41, 078 63 7, 296, 657 69 88, 866 29 30, 416 57 8,194, 218 14 78, 525 29 42, 621 58 600, 952 05 44, 926 95 392, 697 06 46, 697 71 490,120 60 71, 307 52 589, 978 47 84, 919 13 490, 111 96 106, 558 84 UTotes re-discounted.. Bills payable Total 50, 241 46 10, 000 00 21, 876 79 10, 000 00 20, 776 32 600 00 4,420 79 29, 933, 044 29 30,009,680 00 30, 272,282 39 30, 618, 693 92 NEW 45 b a n k s . Capital stock 31,458, 886 40 HAMPSHIRE. 47 b a n k s . 47 b a n k s . 47 b a n k s . 47 b a n k s . $5, 630, 000 00 $5, 780, 000 00 $5, 830, 000 00 $5, 830, 000 00 $5, 830, 000 00 Surplus fund Undivided profits Kat'l bank circulation State bank circulation Dividends unpaid 1, 058, 765 92 572, 393 43 1, 058, 604 94 463, 676 52 1, 055, 504 43 490, 962 82 1, 057, 504 43 567,113 82 1, 080, 672 15 503, 860 72 5, 025, 224 00 7, 684 00 5, 085, 598 00 7, 684 00 5,172,180 00 7, 684 00 5,140, 220 00 7, 677 00 5,160, 231 00 7, 677 00 18, 905 93 21, 318 44 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... ISTotes re-discounted Sills payable Total 3, 368, 501 94 127, 358 74 104, 390 80 3, 570, 986 75 139, 265 75 71, 819 30 204, 892 22 46,207 26 157, 492 40 64, 202 38 186, 601 94 91, 900 47 16,164, 324 24 16, 420, 648 48 16, 253, 940 66 36, 480 65 3,133, 876 73 143, 920 66 98, 328 96 18, 875 22 31, 745 57 3, 504, 469 02 139, 761 71 108,170 78 3,943,933 69 143, 749 73 104, 365 37 222,105 84 89, 641 27 188,769 18 109, 592 35 6, 500 00 16, 685, 539 09 17,104, 596 76 VERMONT. 47 b a n k s Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 47 b a n k s . 47 b a n k s . 46 b a n k s . $8, 491, 000 00 $8, 491, 000 00 $8,491 000 00 $8 251 000 00 $8, 301, 000 00 2, 044, 934 42 688, 069 97 2, 031, 571 95 452, 688 21 2, 035, 714 91 591, 565 93 1, 918, 714 91 700,128 71 1, 945,151 88 557, 821 05 7, 043, 710 00 6,044 00 7, 058, 948 00 5,044 00 7, 065, 853 00 5,044 00 6, 981, 656 00 5,044 00 6, 992, 403 00 5,044 00 47 b a n k s . 9,135 62 15, 448 55 8,937 22 7,467 59 16, 591 49 Individual deposits... U. S. deposits Dep'ts TJ.S.dis. officers Due to national banks Due to State banks... 3, 735, 608 03 23, 952 50 4,775 72 3, 947, 027 54 23,152 37 5,604 43 4, 060, 226 42 26, 577 49 4,924 72 4, 327, 310 52 29, 957 4L 3,148 99 5, 037, 891 59 28, 758 58 10, 437 10 110, 997 54 65, 745 01 107, 793 06 102,197 29 68, 328 21 Kotes re-discounted.. Bills payable Total 51,173 91 5, 723 28 90, 507 23 15, 723 28 47, 808 98 2,444 39 87,197 56 2,444 39 1,342 50 27, 200 00 22, 215,124 99 22, 202, 460 57 22, 447, 890 12 22, 416, 267 37 22, 991, 969 40 CLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, i MASSACHUSETTS. Resources. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 187 b a n k s . 187 banks. 187 b a n k s . 187 b a n k s . 188 banks. Loans and discounts $64, 868, 771 42 Bonds for circulation. 42, 561, 000 00 430, 000 00 Bonds for deposits... TJ. S. bonds on hand.. 2, 908, 600 00 Other stocks and b'ds 3, 858,117 80 5, 637, 790 32 Due from res've ag'ts 931, 281 10 Due from nat'l banks 87, 231 87 Due from State banks 2, 360, 898 66 Eeal estate, &c 429,168 32 Current expenses 321, 745 54 Premiums paid 551,434 96 Cash items 63, 444 83 Clear'g-house exch'gs Bills of other banks.. 1, 215, 077 00 26,746 06 Fractional currency. 1, 060, 2t!3 34 Specie Legal-tender notes .. 1, 392, 619 00 205,000 00 U. S. cert's of deposit. Due from IT. S. Treas 1, 911, 958 63 Total $66, 337, 557 80 $69, 390, 514 50 $69, 301, 037 06 $73, 313, 493 26 42, 654, 000 00 42, 424, 000 00 42, 529, 000 00 42, 476, 000 00 430, 000 00 430, 000 00 '' 430, 000 00 430, 000 00 1, 485, 850 00 1, 928, 650 00 1, 770, 050 00 2, 354, 450 00 4, 053, 376 91 3, 702, 981 11 3, 841, 061 77 3, 732, 535 71 8, 293, 077 72 6, 719,-700 09 7, 513, 019 19 7,190, 918 57 951, 787 92 760, 096 71 667, 307 77 1, 014, 618 35 210, 530 12 157, 934 45 142,370 35 138, 248 25 2, 220, 012 40 2, 219,134 28 2, 224, 546 09 2, 285,122 25 282,170 15 166, 078 20 237, 653 12 519, 239 04 190, 319 99 220, 295 45 217, 405 63 251, 343 89 805, 771 75 556, 642 32 597,400 52 567, 888 23 39, 515 85 15, 334 50 13,913 12 30, 934 58 1,455, 513 00 1, 256, 528 00 1,230,297 00 958, 988 00 27, 752 13 31,161 40 30, 302 48 27, 898 84 1, 778, 999 43 1, 415, 704 20 1,407,431 93 1,158,168 97 1, 445, 009 00 1, 277, 919 00 1, 268, 331 00 1, 287, 985 00 175, 000 00 205, 000 00 180, 000 00 180, 000 00 1, 967, 742 63 1, 926, 436 88 1,961,023 73 1, 961, 452 61 130, 821,148 85 132, 903, 350 09 134, 804, 111 09 135, 562,150 76 141, 779, 922 26 CITY OP BOSTON. 54 banks. Loans and discounts Bonds for circulation. Bonds for deposits .. IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Beal estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. IT. S. cert's of deposit Due fromU. S. Treas. Total $95, 379, 420 35, 624, 500 100, 000 1, 525, 400 1, 248, 002 9, 793, 950 6, 057, 057 430, 582 3, 658, 930 590, 855 329, 384 422, 767 7, 894, 035 1, 331, 787 7,205 4, 596, 235 2, 375, 400 1, 520, 000 1,615,101 54 b a n k s 54 b a n k s . 174, 500, 615 22 186,163,447 87 54 banks 54 b a n k s 14 $104,701,999 17 $104,405, 755 45 $107, 287, 677 00 35, 634, 500 00 35, 844, 500 00 35, 624, 500 00 100, 000 00 100, 000 00 100, 000 00 1, 469, 750 00 831, 750 00 1, 079, 300 07 1,168,165 17 1,071,120 59 1,084,412 71 10, 963, 889 78 11,423, 079 36 12, 660, 968 68 6, 756, 905 31 7,116, 618 51 7, 722, 716 76 394, 674 71 591,779 75 443, 575 37 3, 657, 701 29 3,613,868 40 3,591,543 82 1,191, 264 68 119, 462 94 259, 876 06 351, 598 48 272, 718 07 311, 690 30 236, 444 45 405,893 62 617,192 05 8,112, 608 84 7, 685, 032 30 6, 340, 468 00 1,190,483 00 1, 639,187 00 1, 731, 061 48 7,560 54 7, 066 07 7,607 00 4, 607, 783 93 7,138,406 58 6, 544, 490 00 2, 508, 285 00 1,985,711 00 3, 297, 836 00 1, 460, 000 00 145, 000 00 490, 000 78 1, 649, 833 52 1, 672, 099 60 1, 694, 484 186, 069, 049 24 55 $113,176,324 83 00 35,164, 500 00 00 100, 000 00 00 634, 100 00 84 1,531, 336 62 16,479, 862 03 40 88 7, 895, 280 44 99 677,193 93 62 3, 575, 247 12 84 15, 656 34 84 224, 676 27 21 556, 343 62 76 9, 960, 378 88 00 1, 308, 901 00 10 6,867 29 03 8,699, 337 61 00 2, 496, 879 00 00 270, 000 00 25 1, 654,180 78 190, 889, 402 31 204, 427, 065 76 61 b a n k s . 61 b a n k s . RHODE ISLAN D. 61 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits .. U. S.bonds on hand.. Other stocks and b'ds Due from res Ve ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. 3. cert's of deposit. Due fromU. S. Treas. Total 61 b a n k s . $26, 690, 241 87 15, 467, 300 00 150, 000 00 941, 950 00 544, 828 88 1,748,485 04 680, 176 44 37, 736 91 737, 792 25 127, 224 40 181, 417 36 506, 268 96 $26, 513, 799 15, 622, 300 150, 000 802, 350 520, 820 2, 520, 417 641, 686 29, 500 824, 938 128,501 156, 502 708, 605 329,154 00 9, 050 04 314, 887 81 378, 342 00 281, 019 9, 886 321, 408 366, 504 61 banks. 74 $27,499,341 25 $26, 842,148 04 $26,131, 711 92 15, 532, 300 00 00 15,465,300 00 15, 535, 300 00 150, 000 00 00 150, 000 00 150, 000 00 766, 900 00 00 387, 000 00 436,100 00 623,061 60 10 664, 706 15 598,155 37 1, 423, 062 59 42 2, 884, 585 98 2, 403, 657 96 535, 963 78 71 560, 560 49 495, 580 02 78, 995 58 95 42, 368 54 135, 389 78 798, 935 61 13 778,481 30 818, 286 93 127, 928 52 17 106, 816 85 122, 403 59 151,944 29 99 135, 801 45 132,016 63 376, 907 38 69 421, 660 59 695, 882 51 00 75 62 00 415, 086 10, 225 391, 266 376,871 00 95 83 00 320, 068 00 7, 550 92 388, 948 43 376,188 00 351, 046 9, 681 411, 947 423, 375 00 15 ! 01 00 69i, 208 25 703, 278 63 710, 396 37 711, 770 24 705, 285 74 49, 536, 064 21 50, 301, 519 90 49, 969,186 75 50, 243, 954 98 49, 555, 819 61 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve CLVII cities—Continued. MASSACHUSETTS. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 187 banks. 187 banks. 187 banks. 187 b a n k s . 188 b a n k s . $44, 907, 000 00 $44, 805, 000 00 $44, 905, 000 00 $45, 005, 000 00 12, 255,153 69 3, 971, 343 46 12, 400, 612 25 3, 017, 068 53 12, 370,118 72 3, 723, 528 25 12, 613, 466 78 3, 223, 254 16 37, 621, 837 00 4, 843 00 37, 902, 238 00 4, 843 00 37, 943, 036 00 10, 557 00 37, 909, 033 00 10, 557 00 38, 044, 994 00 10, 557 00 110, 443 39 Individual deposits .. U. S. deposits Dep'ts U.S.dis. officers 29, 282, 235 16 208, 798 53 55,161 16 Due to national banks Due to State banks- - Notes re-discounted.. Bills payable 2,141, 796 29 209, 094 57 Total $45,105, 000 00 12, 275, 954 39 3, 457,166 41 92, 809 46 250, 424 38 139,114 96 841, 353 64 31, 308, 483 20 235,101 76 16, 552 05 33, 232, 069 73 243,160 23 20, 091 89 33, 457, 316 43 190, 603 01 55, 697 18 39, 314, 009 64 262, 232 76 11, 888 59 1, 711, 440 67 226, 385 21 1, 708, 865 53 145, 731 79 1,588,945 54 186, 441 80 2,125, 818 35 161, 027 73 141, 263 95 405, 555 00 145, 740 76 390, 697 37 37, 800 00 457, 445 00 130, 821,148 85 132, 903, 350 09 134,804,111 09 118, 294 50 645,061 83 135, 562,150 76 123, 234 24 375, 334 13 141, 779, 922 26 CITY OF BOSTON. Capital stock 54 banks. 54 banks. 54 b a n k s . 54 b a n k s . $50, 250, 000 00 $50, 500, 000 00 54 b a n k s . $50, 500, 000 00 $50, 500, 000 00 $50, 500, 000 • 0 Surplus fund Undivided profits 10,169, 832 36 2, 696, 544 89 10,187, 090 71 4,182,156 04 10, 392, 796 38 2,145,172 59 10, 392, 796 38 2, 991, 995 46 10, 616,144 37 2, 247, 975 59 Nat'l bank circulation State bank circulation 31, 275, 962 00 31,707,033 00 31, 977, 708 00 31, 551, 592 00 31, 411, 542 00 Dividends unpaid Individual deposits.. U. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... USTotes re-discounted.. Bills payable Total 49, 819 96 26, 975 96 145, 606 96 62, 960 96 1,165, 750 96 58, 554, 671 83 35, 571 56 5,913 76 60, 440, 215 78 31, 369 87 5, 822 75 63, 067, 598 55 29, 988 03 5, 611 64 62, 088, 662 05 23, 292 09 7,787 35 70, 727, 680 86 28, 426 91 8,284 32 16, 929, 745 87 3, 230, 468 97 22,184, 707 16 5, 457, 664 09 19, 501, 922 26 6, 334, 464 66 23, 005, 240 55 7, 985, 406 72 24, 516, 704 39 10, 980, 842 79 222, 384 02 1, 079, 700 00 168, 235 38 1, 272,177 13 309, 228 38 1, 658, 951 79 210, 211 55 2, 069, 457 20 502, 957 19 1,720,756 38 186,163, 447 87 186, 069, 049 24 190, 889, 402 31 204,427, 065 76 174, 500, 615 22 RHODE ISLAND. 61 banks. Capital stock Surplus fund Undivided profits Kat'l bank circulation State bank circulation Dividends unpaid $20, 009, 800 00 3, 518, 002 63 1, 245,158 69 13, 802, 439 00 * 8, 064 00 1 61 banks. $20, 009, 800 00 3, 523, 086 67 1,161, 088 98 13, 934, 939 00 8, 064 00 61 banks. 61 banks. $20, 009, 600 00 $20, 009, 800 00 $20, 009, 800 00 3, 564, 833 58 1, 231, 789 83 3, 560, 337 44 1, 349, 456 34 3, 603, 852 37 1, 087, 086 02 13, 885, 587 00 7, 984 00 13, 793, 923 00 7, 984 00 13,901,490 00 7,971 00 61 b a n k s . 70,135 05 86, 999 30 91, 612 93 78, 676 41 168, 876 96 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers 8, 872, 009 64 50, 184 98 52, 303 37 9, 726, 306 22 79, 711 32 34, 214 47 9, 407, 956 59 69, 893 19 28, 720 75 9, 337, 956 73 81, 318 29 17, 830 64 8, 908, 878 05 68, 588 00 38, 962 41 Due to national banks Due to State banks... 1, 298, 953 15 609, 013 70 1, 085, 977 74 651, 332 20 998,514 68 672, 494 20 1,168,106 71 838, 565 42 890, 278 85 870, 035 95 49, 536, 064 21 50, 301, 519 90 49, 969,186 75 50, 243, 954 98 49, 555, 819 61 Notes re-discounted Bills payable Total CLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged CONNE CTICUT. Resources. Loans and discounts. Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. IT. S. cert's of deposit Due from U. S. Treas Total DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 84 b a n k s . 84 b a n k s . 84 b a n k s . 84 b a n k s . 84 b a n k s . $37,184, 034 08 $38, 758, 552 46 20, 390, 000 00 20,125,000 00 270, 000 00 320, 000 00 1,189, 200 00 1,105,100 00 1, 448, 323 77 1, 512, 268 03 4, 234, 487 57 5, 337, 314 98 2,101, 501 33 1, 935,126 99 209, 344 97 147,134 16 1, 696, 338 64 1, 697, 672 99 266, 820 35 177, 796 16 218, 967 03 166, 810 04 465, 865 85 419, 662 52 84, 394 26 135,143 74 632, 517 00 512, 874 00 15, 340 55 15, 447 74 669,400 64 757,136 82 1,112, 289 00 972, 416 00 30, 000 00 30, 000 00 933, 025 27 933,413 83 73,151, 850 31 75, 058, 870 46 NEW Loans and discounts. Bonds for circulation Bonds for deposits... U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. XT. S. cert's of deposit Due from F. S. Treas Total 75, 968, 960 31 75, 689, 083 06 237 b a n k s . 239 b a n k s . $63, 208, 217 97 29, 980, 550 00 945, 500 00 5, 500, 000 00 3, 842, 888 32 11, 564, 250 72 2, 260, 385 87 689, 300 48 3, 411,142 01 603, 744 49 250,132 98 895,139 25 32, 663 85 851, 452 00 25, 796 15 1, 463, 422 24 3, 057, 900 00 300, 000 00 1, 438, 716 84 $64, 548, 784 93 29, 703, 250 00 945, 500 00 4, 745, 550 00 4,157, 848 65 13, 459, 560 66 2,158, 788 50 758, 742 09 3, 350, 754 59 423, 298 59 230, 580 57 1,104, 056 89 39, 484 60 821, 899 00 25, 400 47 1, 690, 829 73 3, 049, 589 00 320, 000 00 1, 383, 054 50 $67, 261, 853 82 29, 823, 250 00 945, 500 00 4, 239, 050 00 4, 262, 478 83 10, 958, 963 62 2,168, 977 05 624, 865 15 3, 368, 056 08 535, 805 89 248, 989 82 1, 023, 817 73 26, 894 52 1, 087, 816 00 27, 927 55 2, 075, 518 64 3, 066, 574 00 315, 000 00 1, 386, 745 19 130, 321, 203 17 132, 916, 972 77 133,448, 083 89 133, 690,190, 89 47 b a n k s . Loans and discounts. $205, 655, 286 79 Bonds for circulation. 27, 268, 500 00 Bonds for deposits... 1,120, 000 00 TJ. S. bonds on hand.. 7, 740, 000 00 Other stocks and b'ds 7, 518, 331 60 Due from res've ag'ts Due from nat'l banks 13, 760, 549 66 Due from State banks 3, 022, 804 90 9, 865, 356 06 Real estate, &c 1, 704,121 66 Current expenses 769, 604 23 Premiums paid 1, 657, 667 26 Cash items Clear'g-house exch'gs 90,108^ 102 01 Bills of other banks.. 1,421, 996 00 52, 311 07 Fractional currency. 50, 031, 389 64 Specie Legal-tender notes .. 7, 653, 513 00 U. S. cert's of deposit. 1, 925, 000 00 1, 351,197 02 Due fromTJ. S. Treas Total 432, 625, 730 90 74, 530, 613 86 YORK. 232 b a n k s . CITY $40,132, 654 87 $39, 453, 907 46 $39, 852, 931 66 20,136, 000 00 20, 086, 000 00 19, 786, 000 00 320, 000 00 320, 000 00 320, 000 00 960, 300 00 847, 350 00 778, 900 00 1, 603, 844 06 1, 561, 510 66 1, 697, 045 15 4, 598, 498 14 4, 515, 273 95 3, 253, 905 26 1, 936, 081 60 2, 379, 905 74 2, 331, 382 80 169, 981 64 176, 951 13 169,172 50 1, 685,129 28 1, 702, 493 05 1, 732,109 30 236, 873 27 258, 987 82 236, 265 19 166, 422 14 166, 511 74 127, 729 56 494, 423 72 438, 855 30 567, 404 60 105, 812 42 97, 024 16 120, 686 10 634, 659 00 759,139 00 611,508 00 17,155 40 15, 815 97 15, 227 92 840, 373 59 920, 013 23 1, 044, 280 22 995, 302 00 1, 043,419 00 960, 451 00 10, 000 00 10, 000 00 10, 0«0 00 925, 449 18 935, 924 85 915, 614 60 241 b a n k s . 242 b a n k s . $68, 111, 557 24 $67,210, 314 89 29, 858, 250 00 29, 950, 750 00 945, 500 00 945, 500 00 3, 782, 450 00 3, 699, 600 00 4, 300, 572 34 4, 706, 714 25 10, 516, 772 90 13, 015, 471 00 2, 229, 323 49 2, 642,154 66 630, 847 31 624, 307 76 3, 418, 352 44 3,428, 275 03 595,101 65 425, 398 64 243, 095 21 261, 097 32 1, 012, 438 76 1, 311, 871 43 31, 004 40 53, 660 64 1,183, 557 00 1, 072,187 00 26, 092 81 25, 932 67 2, G73, 929 60 2, 261, 056 42 3, 029, 436 00 2, 926, 704 00 300, 000 00 330, 000 00 1,401, 909 74 1,392,877 29 136, 283, 873 00 OF N E W Y O R K . 47 b a n k s 47 b a n k s . 47 b a n k s 47 b a n k s $218,106,187 82 $208, 568,190 65 $212, 685,145 14 $238, 495, 325 45 24, 698, 500 00 23, 270, 500 00 22, 420, 500 00 21,170, 500 00 820, 000 00 820, 000 00 1,120, 000 00 820, 000 00 9, 221, 250 00 6, 258, 950 00 6, 385, 450 00 7, 011, 450 00 8, 234, 492 90 9,182, 491 22 10, 454, 579 49 10,420, 603 20 11, 314, 978 22 1, 865, 610 26 9, 867, 272 42 831, 483 73 884, 350 94 1, 494, 351 83 144^ 383^ 578 83 1, 328, 286 00 53, 338 18 55 572 191 44 8,' 767,' 045 00 2, 485, 000 00 1, 375, 616 93 501, 603, 534 50 12, 1, 9, 1, 672, 779 614, 360 824, 448 225, 608 869, 942 1, 924 482 77, 809| 857 2, 267, 899 50, 212 44, 967 970 11, 292^ 964 1, 480, 000 1, 507, 388 89 79 74 06 64 09 20 00 94 49 00 00 57 12, 771, 067 37 1, 836, 627 18 10, 077, 872 92 1, 262, 034 66 814, 350 89 1, 756, 216 16 105, 252, 495 89 3, 432, 238 00 52, 478 19 57, 829, 426 40 14,381 02300 3, 615, 000 00 1, 234, 326 35 14,191, 524 72 3, 010, 707 16 10, 048, 430 91 1, 045, 084 78 750, 762 87 2, 444, 390 29 94, 520, 215 80 1, 534, 823 00 48, 387* 56 59, 783, 555 38 9,726, 363 eo 1, 310, 000 00 1, 351, 920 41 415, 608, 046 28 467, 080, 831 64 477, 684, 044 53 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLIX by States and reserve cities—Continued. CONNECTICUT. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 84 banks. 84 banks. 84 b a n k s . 84 b a n k s . 84 b a n k s . $25, 564, 620 00 $25, 564, 620 00 $25, 564, 620 00 $25, 564, 620 00 $25,464, 620 Q0 6, 260, 051 30 1, 637, 346 61 6,320, 652 31 1, 270, 334 23 6, 343, 523 06 1, 589, 804 83 6, 361, 265 95 1, 811, 778 47 6, 608,169 34 1, 460, 611 46 18,151, 701 00 42,012 00 17, 967, 559 00 41, 997 00 18, 005, 097 00 41, 883 00 17, 844, 528 00 41, 877 00 17,604,288 00 41, 788 00 Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 77, 036 61 96, 346 27 98, 393 73 75, 661 35 105,715 88 Individual deposits... XT. S. deposits Dep'ts U.S.dis. officers 18, 094, 958 26 153, 890 14 7, 011 91 21, 477, 275 24 200,433 97 6, 243 33 21, 548, 439 37 166, 589 70 21, 347 63 20, 744, 675 28 176, 274 79 17,431 19 21,146, 646 88 183, 552 68 31, 977 00 Due to national banks Due to State banks... 2, 696, 608 62 429,040 27 1, 844, 675 44 259, 537 74 2, 286, 940 47 294, 245 59 2, 691, 062 57 351, 832 53 1, 554, 317 76 288, 330 55 Notes re-discounted.. 27, 574 19 10, 000 00 9,195 93 8, 075 93 8, 075 93 40,596 31 73,151, 850 31 75, 058, 870 46 75, 968, 960 31 75, 689, 083 06 74, 530, 613 86 Bills payable Total NEW YORK. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 232 banks. 237 banks. 239 b a n k s . 241 b a n k s . $32, 702,160 00 $32, 657,160 00 $32, 747,160 00 $32, 814,160 00 $32, 897,160 00 7, 595, 592 42 3, 895, 286 99 7, 577,157 81 4, 564, 094 69 7, 589, 029 15 5,011,827 34 7, 704, 249 79 4, 477, 685 28 26, 285,152 00 52, 209 00 26, 573, 360 00 52, 204 00 26, 534, 901 00 46,135 00 26, 706, 596 00 46,130 00 7,380, 824 14 4, 974, 018 63 26,699,435 00 57,047 00 62, 661 40 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers 52,370, 959 87 497, 896 94 95, 954 98 Due to national banks Due to State b a n k s . . . 3, 513, 502 67 1, 278, 362 23 Notes re-discounted.. Bills payable 110, 065 66 578, 314 65 130, 321, 203 17 Total 96, 264 14 66, 276 78 70, 667 43 242 b a n k s . 74, 387 SI 56,194, 208 92 502, 578 55 90, 784 16 55,119, 253 78 513, 290 62 89,490 14 59, 339, 863 30 507, 878 73 84,256 54 2, 844,181 55 1, 413,156 00 3, 479, 703 72 1, 514, 350 06 2,252,213 25 1, 494, 658 42 97, 822 97 829, 845 83 207, 509 70 611,021 08 307, 295 96 604,477 34 186, 632 65 512,161 73 132, 916, 972 77 133, 448, 083 89 133, 690,190 89 57, 493, 500 42 484, 791 04 89, 384 86 2,168, 990 24 1,170, 972 86 136,283, 873 00 CITY OP NEW YORK. 47 banks. Capital stock 47 banks. 47 banks. $50, 650, 000 00 $50, 650, 000 00 $50, 650, 000 00 47 b a n k s . $50, 650, 000 00 47 banks. $50, 650,000 00 Surplus fond Undivided profits 16, 560,184 84 10, 228, 317 51 17,198, 670 34 8, 968, 251 54 17, 229, 870 34 10, 901, 099 45 17, 835,188 48 11, 289, 293 71 18,185,383 40 10, 396, 427 02 Nat'l bank circulation State bank circulation 23, 897, 877 00 53, 525 00 21, 592, 367 00 46,189 00 20, 562, 266 00 45, 924 00 19, 732, 984 00 45, 921 00 18, 594, 918 00 47, 482 00 150, 495 80 162, 251 13 119, 896 31 125, 934 74 188, 701 69 Individual deposits . . 224, 069,119 78 279, 796, 577 83 211, 406, 721 41 252, 352, 558 18 278, 027 61 284, 435 32 U. S. deposits 273, 202 83 275, 611 13 232, 076 80 145, 576 74 Dep'ts XL S. dis.officers 205, 425 90 277, 297 77 242, 044, 721 82 276, 099 34 132,117 92 Due to national banks Due to State b a n k s . . . Dividends unpaid 77, 278, 227 99 26, 903, 936 37 86, 800, 466 69 27, 818, 472 78 105, 933, 843 46 31, 234, 349 88 432, 625, 730 90 501, 603, 534 50 415, 608, 046 28 467, 080, 831 64 477, 684, 044 53 78, 356, 030 93 28,109, 679 44 91,643,888 15 31, 064, 302 48 Notes re-discounted Bills payable Total CLX KEPORT OF THE COMPTROLLER OF THE CURRENCY Abstract of reports since October 2, 1879, arranged CITY Besources. Loans and discounts. Bonds for circulation Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Beal estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tendei notes .. U. S. cert's of deposit. Due fromTT. S. Treas. Total OP ALBANY. DECEMBEE 12. FEBRUAET 21. APRIL 23. JUNE 11. OCTOBER 1. 7 banks. 7 banks. 7 banks. 7 banks. 7 banks. 95 00 00 00 81 04 18 74 15 62 50 46 17 00 84 51 00 00 07 $7, 598, 838 68 1, 710, 000 00 100, 000 00 378,400 00 186, 398 81 1, 941, 797 51 678, 697 68 85,145 35 354,700 15 3, 711 47 78, 873 50 86, 200 39 139, 923 52 102, 610 00 7, 702 53 310, 205 26 506,107 00 415,000 00 75, 370 82 $7, 899, 884 1, 710, 000 100, 000 228, 500 179, 607 2, 246, 856 772, 883 145, 571 355, 040 96 00 00 00 68 40 21 05 17 70,123 71, 732 124, 838 158, 888 2, 940 349, 202 497, 925 415, 000 77,870 50 63 15 00 69 31 00 00 82 14,419, 708 04 14, 759, 682 67 15, 406, 864 57 $7, 220, 852 1, 710, 000 100,000 531, 300 186, 398 1, 928, 624 596,557 87, 034 362, 200 1,148 85,123 141, 434 203, 298 87, 844 4, 619 270, 338 502, 270 315, 000 85, 663 / $6, 806, 289 21 1, 710, 000 00 100, 000 00 1, 032,450 00 187,122 01 2, 099, 399 60 730,183 74 111, 570 71 356, 500 00 4, 621 30 105, 343 43 131, 006 36 116, 686 30 96, 341 00 4, 694 85 272, 595 35 575, 087 00 315, 000 00 80, 466 07 14, 835, 356 93 NEW CT1 Aft.T*'0*-TlOnflA fVSTP.Tl' fTCj Bills of other b a n k s . . Fractional currency Specie Legal-tender notes . . U . S. cert's of deposit. D u e fromU. S. T r e a s Total 429, 999 10,103 598, 271 1, 558, 988 10, 000 575, 079 00 12 21 00 00 70 51,413, 001 30 99 00 00 00 44 07 71 75 99 59 50 08 86 00 04 95 00 00 82 14, 921, 324 79 JERSEY. 67 b a n k s . 67 b a n k s . Loans and discounts. $24, 848, 834 02 Bonds for circulation. 12, 323, 350 00 300, 000 00 Bonds for deposits .. TJ. S. bonds on hand.. 1,196, 350 00 507, 772 40 Other stocks and b'ds Due from res've ag'ts. 4, 663, 608 94 1, 342, 872 93 Due from nat'lbanks. 174, 892 60 Due from State banks 2, 016, 989 64 Beal estate-, &c 260, 909 43 Current expenses 82, 303 01 Premiums paid 512, 677 30 Cash items $7, 388, 023 1, 710, 000 100, 000 236,150 176, 578 2, 202, 270 976,187 113, 037 347, 459 3, 844 70,123 107,292 172, 947 119, 538 1, 334 403,163 462,402 245, 000 85, 970 67 b a n k s . 66 b a n k s . 66 b a n k s . $25, 282, 259 12, 333, 350 300, 000 924,150 664,014 6, 552, 809 1,163,172 221, 476 1, 937, 518 145, 465 65,127 544, 300 21 00 00 00 68 85 09 25 74 18 67 46 $26, 431, 298 12, 283, 350 300, 000 942, 250 805, 744 5, 976, 867 1, 434,145 257, 359 1, 958, 246 171, 276 59, 836 459, 761 05 00 00 00 20 96 25 55 55 04 34 87 $25, 616, 695 11, 983, 350 300, 000 848, 750 944,667 6,127, 997 1, 222, 399 204, 336 1, 865, 895 239, 558 58, 396 593, 321 03 00 00 00 80 73 95 47 11 79 39 55 $26, 496,480 67 11, 983, 350 00 300, 000 00 983, 050 00 1, 043, 671 44 7, 042, 071 24 1, 243, 053 87 245, 460 08 1, 851, 442 51 160, 091 98 71, 514 24 770,431 11 378,187 11, 066 689, 453 1, 528,170 10, 000 570, 379 00 55 63 00 00 10 566, 495 10, 794 860, 727 1, 642, 465 10, 000 571, 362 00 40 32 00 00 40 548,153 11,264 885, 024 1, 698, 876 10, 000 559, 533 00 25 93 00 00 85 456, 755 00 12,720 23 971 427 98 1, 622| 083 00 10,000 00 568,319 60 53, 718, 220 85 55, 831, 922 95 185 b a n k s . 186 banks. 53, 320, 900 41 54, 741, 979 93 PENNSYLVANIA. 182 b a n k s . Loans and discounts $44, 714, 746 63 Bonds for circulation. 26, 719, 000 00 580, 000 00 Bonds for deposits .. TJ. S. bonds on hand.. 2, 506, 800 00 Other stocks and b'ds 3, 937, 581 23 7, 388, 528 77 Due from res've ag'ts Due from nat'lbanks. 2,179, 284 03 900, 599 98 Due from State banks 3, 296, 576 66 Beal estate, &c 304, 585 48 Current expenses 241, 778 32 Premiums paid...... 579,118 60 Cash items Clear'g-house exch'gs Bills of other banks.. 739, 320 00 Fractional currency. 36, 573 77 Specie 1, 640, 917 16 Legal-tender notes .. 3, 086, 473 00 17. S. cert's of deposit. 50, 000 00 Due from U. S. Treas. 1, 233, 615 23 Total 100,135, 498 86 182 banks. 185 banks. $45, 005, 727 26, 828, 000 580, 000 2, 240, 050 4,140, 640 10, 019,161 2, 620, 227 1,194, 702 3, 290, 622 358, 372 227,15T 543, 724 16 00 00 00 17 56 08 28 36 59 28 26 $48,125, 590 27, 314, 000 580, 00© 1, 925, 050 4, 090, 513 10, 438, 818 3, 080, 279 1,155, 492 3,300,128 565, 800 232, 253 594, 704 18 00 00 00 67 69 80 52 92 19 25 34 $47, 659,138 27, 245, 400 580, 000 1, 905, 700 4,114, 707 10, 282,134 3, 025, 633 1, 220, 925 3, 283, 751 335, 251 230,947 629, 837 743, 570 36, 594 1, 836, 486 3, 222,195 45, 000 1, 231, 080 00 54 12 00 00 03 999,126 35, 380 2, 583, 301 3, 683, 761 40, 000 1, 238, 054 00 65 75 00 00 12 1, 061, 381 34, 953 2, 673, 307 3, 489, 307 30, 000 1,252, 823 104,163, 304 43 109, 982, 255 08 02 $47, 729, 528 06 00 27,190,400 00 00 580, 000 00 00 2,112, 450 00 29 4, 371,496 87 98 11, 337, 694 92 18 2, 984, 780 69 91 1, 305, 712 43 31 3, 304, 066 60 16 518, 622 70 49 253, 744 47 29 711,068 39 00 41 05 00 00 37 109, 055,198 46 1, 044, 684 31, 400 3,141, 495 3,196,132 30, 000 1,258, 536 00 49 15 09 00 58 111, 101, 813 35 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXI by States and reserve cities—Continued. CITY OF ALBANY. FEBRUARY 21. DECEMBER 12. Liabilities. 7 banks. 7 banks. Capital stock .., $1, 800, 000 00 Surplus fund Undivided profits 1, 450, 000 00 179, 863 28 Nat'l bank circulation State bank circulation 1, 455,190 00 Dividends unpaid 2, 516 50 Individual deposits . U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks .. Notes re-discounted Bills payable Total 7 banks. JUNE 11. 7 banks. OCTOBER 1. 7 banks. $1, 800, 000 00 $1, 800, 000 00 $1, 800, 000 00 1, 400, 000 00 160, 976 37 1, 400, 000 00 188, 209 88 1, 400, 000 00 185, 652 74 1, 400, 000 00 192, 785 52 1, 449, 940 00 1, 446, 990 00 1, 441, 890 00 1, 441, 990 00 $1,800,000 00 . APRIL 23. 1,063 00 2, 224 50 535 50 15, 075 00 6, 270, 599 76 59,641 39 556 88 5, 976, 706 43 63,437 54 7, 905 75 6,466,211 18 58,498 03 13, 904 99 7, 245,171 90 62, 633 41 5,632 01 6,110, 018 63 61,165 17 22, 838 2, 774, 491 27 842, 497 85 2, 805, 516 56 754,162 39 2, 904, 557 65 479, 086 44 2,625,059 41 640, 289 60 3, 217, 699 74 659, 751 87 14, 759, 682 67 15, 406, 864 57 14, 921, 324 79 14, 835, 35C 93 14,419, 708 04 NEW JERSEY. 67 banks. 67 banks. 66 banks. $13, 345, 350 00 $13, 345, 350 00 $13, 295, 350 00 $12 995 350 00 $12 995 350 00 3, 669, 596 85 3, 736, 238 22 Surplus fund 1, 350, 236 18 1, 714, 537 96 Undivided profits Nat'l bank circulation 11, 024, 029 00 11,002,424 00 17, 070 00 17, 091 00 State bank circulation 32, 734 84 56, 586 05 Dividends unpaid Individual deposits.. 18, 930, 667 62 21, 813,183 59 211,106 94 208,147 86 U. S. deposits . .. 5,575 33 6,465, 95 Dep'ts U.S.dis.officers 1, 501,136 48 Due to national banks 2,141,128 30 159, 831 74 220, 378 57 Due to State banks.. 57,483 71 115,461 88 Notes re-discounted.. 45, 389 64 6,700 00 Bills payable 3, 738, 696 85 1, 449, 053 91 3, 676, 981 07 1, 644, 371 37 3, 713, 671 91 1,389,983 57 10, 976, 264 00 17, 003 00 10, 662, 454 00 16, 981 00 10, 664, 444 00 16, 975 00 67 banks. Capital stock Total .. . 51, 413, 001 30 53, 320, 900 41 66 banks. 55, 414 85 33, 046 47 100, 074 70 22, 473, 573 82 214, 559 85 6,361 22 22, 073, 392 92 180, 349 98 8,170 11 24, 5M, 830 34 195, 061 21 7,257 96 2,123, 312 34 228, 576 09 1, 997, 413 65 235, 757 54 1, 845,175 11 238, 918 83 134,114 00 29, 700 00 129, 252 74 64, 700 00 54, 741, 979 93 53, 718, 220 85 70, 480 32 69, 700 00 55, 831, 922 95 PENNSYLVANIA. 182 banks 182 banks 185 banks 185 banks $28 502, 740 00 $28, 372, 740 00 $28, 784, 790 00 $28, 844, 570 00 $28 945 340 00 7, 261, 304 30 Surplus fund 1, 891, 741 94 Undivided profits 23, 751, 633 00 Nat'l bank circulation 33, 873 00 State bank circulation 7, 277, 274 57 1, 941,152 23 7, 034, 985 35 2, 663, 036 27 7,014,217 01 2, 081, 705 56 7, 074, 001 50 2, 547, 459 54 23, 744, 603 00 33, 824 00 23, 811, 378 00 32, 221 00 23, 978, 548 00 31, 609 00 24, 017, 528 00 161, 387 51 128, 703 65 179, 827 05 195, 330 60 128, 580 17 Individual deposits .. 35, 611, 066 00 302, 054 03 U S deposits 13, 236 13 Dep'ts TLS.dis. officers 40, 281, 654 32 348, 0U0 79 10, 107 59 44, 216, 978 24 331, 229 53 25,186 61 43, 655, 293 46 346, 845 72 8,529 83 45, 928, 077 95 1, 710, 225 05 273, 539 93 2, 451, 568 40 355, 978 59 2, 404, 089 52 325, 325 40 1, 498, 424 14 39, 5R5 76 113, 644 08 36, 469 02 3, 060 20 Notes re-discounted.. 55, 490 28 4,990 28 55, 490 28 Bills payable 49, 490 28 Total 100,135,498 86 104,163, 304 43 109, 982, 255 08 109, 055,198 46 189, 103 29 112,400 28 Capital stock Dividends unpaid Due to national banks Due to State banks.. c c- •XI 2,261, 573 19 292, 339 28 186 banks. 30, 872 00 358, 448 51 7,749 50 2(55, 738 47 111 101,813 35 CLXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged CITY Resources. Loans and discounts Bonds for circulation. Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &e Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit Due from TJ. S. Treas OP PHILADELPHIA. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 31 b a n k s . 31 b a n k s . 32 b a n k s . 32 b a n k s . 32 b a n k s . $47, 978, 965 12 $51,006,182 29 14, 210, 700 00 14,170, 700 00 250, 000 00 250, 000 00 2, 073, 500 00 2, 808, 500 00 1, 840, 012 36 1, 817, 018 86 5, 448, 945 27 4, 888,166 51 2, 896, 279 17 3,191, 438 69 550, 549 62 557, 745 00 2, 736, 552 67 2, 735, 549 48 449, 666 97 150, 564 31 186,817 09 227,807 87 373, 700 59 451, 876 07 6, 605, 618 39 7,105, 388 11 516, 607 00 705,155 00 21, 545 85 20, 498 23 4, 639, 088 72 3, 841, 398 26 3,177, 685 00 3, 214, 790 00 3,160, 000 00 3, 425, 000 00 652, 423 99 676,153 99 Total 98, 216, 715 50 CITY 100, 795, 874 98 $18, 641, 607 7, 554, 500 250, 000 473,150 613, 503 2, 563, 357 1, 077,126 226, 273 1, 653, 301 113,403 57, 924 217, 768 713, 406 255, 538 8,477 586 023 1, 735,174 103, 359, 799 95 22 b a n k s 56 00 00 00 94 35 23 03 51 45 13 00 84 00 73 7K 00 18 $52, 689, 857 94 00 14, 265, 700 00 00 250, 000 00 00 1, 396,150 00 67 1, 702, 537 32 40 5, 550, 889 45 73 3, 422, 746 59 52 693, 477 50 65 2, 749,113 72 79 187, 320 48 26 152,327 56 78 365, 039 02 33 4, 745, 917 71 00 1, 036, 243 00 29 20, 945 08 36 6, 358, 320 64 00 3, 389, 098 00 00 3, 365, 000 00 99 656, 498 11 102, 997,182 12 $54,418, 619 22 14, 365, 700 00 250, 000 00 1,496,150 00 2, 625, 748 77 7, 610, 011 71 4,397,173 64 809,545 56 2, 765, 982 61 579, 207 95 161, 253 26 463, 523 25 7,983,716 12 646, 260 00 19, 742 07 8, 632, 462 71 3, 357, 092 00 2, 550, 000 00 672, 228 11 113, 804, 416 98 OF PITTSBURGH. 22 b a n k s Loans and discounts. Bonds for circulation Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. TJ. S. cert's of deposit. Due from TJ. S. Treas Total $54, 576, 396 14, 285, 700 250, 000 1,475, 650 1, 680, 584 3, 519, 070 3, 722, 987 678, 588 2, 749,178 661, 902 174,668 332, 558 6, 508, 046 889, 915 22, 024 6, 016, 538 3, 072, 581 2, 085, 000 658, 408 $19, 328, 360 7 549, 000 250, 000 310, 850 734, 825 2, 413,644 It 004, 370 288, 254 1, 739, 730 119, 053 47, 660 247, 019 1, 021,199 285, 976 12, 345 769 937 1, 871, 272 22 b a n k s . 17 00 00 00 13 00 30 82 83 50 45 96 15 00 67 Hfi 00 $19, 955, 398 7, 559, 000 250, 000 230,100 800, 247 2,136, 481 1, 061, 572 324, 814 1, 737, 255 161, 464 44,162 169, 906 980, 470 429, 382 10, 341 846 695 1, 910, 845 22 b a n k s . 63 00 00 00 77 08 74 19 85 08 23 39 62 00 92 01 00 $20, 208, 049 7, 559, 000 250, 000 230, 450 776, 239 2,125, 819 922,538 215, 281 1, 786, 437 108, 417 44, 295 160, 379 611,583 383, 794 10, 278 886 146 2,104, 011 22 b a n k s . 59 $19, 665, 846 41 00 7, 259, 000 00 00 250, 000 00 00 225,850 00 11 715, 748 19 35 3, 304,977 44 60 754, 660 31 42 323, 297 10 58 1, 820, 496 87 79 165, 931 35 84 15, 291 49 52 115 734 84 96 733, 588 65 00 522, 975 00 88 10, 698 98 21 1 079 390 00 1, 951, 795 00 37!, 476 66 347, 496 44 349, 511 70 350, 925 82 353, 513 00 37,112, 012 21 38, 340, 996 28 38, 957, 649 61 38, 733, 648 67 39, 268, 794 87 14 banks. 14 banks. DELAWARE. 14 banks. Loans and discounts $2, 892, 645 66 1, 695, 200 00 Bonds for circulation 60,000 00 Bonds for deposits .. 170,000 00 XT. S. bonds on hand.. 177, 805 32 Other stocks and b'ds^ 708, 015 35 Due from res've ag'ts | 163, 657 88 Due from nat'l banks | 52, 906 42 Due from State banks' 224, 938 90 Real estate, &c 24, 692 80 Current expenses 26, 091 73 Premiums paid 64, 923 15 Cash items Clear'g-house exch'gs; 45, 227 00 Bills of other banks.. 1, 077 09 Fractional currency Specie Legal-tender notes .. TJ. S. cert's of deposit D u e from TJ. S. Treas. Total 14 banks. 128, 378 36 118, 945 00 : 30, 000 00 76, 394 11 6, 660, 898 77 14 banks. $3, 032, 462 84 $3, 050, 422 88 $3,167, 228 04 $3,317,887 58 1, 695, 200 00 1, 695, 200 00 1, 695, 200 00 1, 695, 200 00 60, 090 00 60, 000 00 60, 000 00 60, 000 00 263, 000 00 269, 950 00 263, 550 00 238, 550 00 170, 949 47 167, 206 95 170, 469 47 189, 733 72 481, 798 66 341, 209 72 582,427 40 611, 258 25 138, 611 85 156, 096 01 105, 720 88 244, 854 85 41,897 13 59, 466 53 57, 028 01 35,801 11 215,293 64 215, 277 33 220, 950 20 215, 499 04 21,175 48 23, 796 22 13,445 58 21,494 82 26, 888 80 26, 620 50 27, 098 80 25, 607 00 68, 719 72 65, 047 09 97, 459 49 69,292 98 41, 466 00 1,178 02 141, 295 27 -112, 517 00 30, 000 00 79, 928 75 6, 735, 335 19 74,134 00 1, 044 78 149, 356 35 107, 599 00 30, 000 00 79, 628 75 66, 258 00 1, 220 84 137, 068 94 147, 595 00 30, 000 00 77, 628 75 6, 675, 720 51 6, 703, 732 44 64, 623 00 1,448 22 151,144 51 159, 349 00 30, 000 00 76, 328 75 7, 208,132 83 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIII by States and reserve cities—Continued. CITY OF PHILADELPHIA. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits. -. U. S. deposits Dep'ts TJ S dis officers Due to national banks Due to State banks.. Notes re-discounted.. Bills payable Total DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 31 b a n k s . 31 b a n k s . 32 b a n k s . 32 b a n k s 32 b a n k s . $16, 793, 000 00 $16, 758, 000 00 $17, 074, 250 00 $17,174,100 00 $17,358,000 00 7, 425, 210 00 1, 502, 536 50 7, 439,155 13 2,189, 593 42 7, 629, 829 25 1,185, 946 11 7, 654, 090 40 1, 825, 876 29 12, 605, 262 00 1, 519 00 12, 696, 320 00 1,519 00 12, 626 976 00 1,519 00 12; 511, 065 09 1, 519 0« 7, 419, 911 23 1,143, 995 07 12, 521, 829 00 7, 201 00 55, 893 16 35, 783 16 28,183 76 52, 602 61 37, 573 5« 47, 991, 069 76 202,170 12 47, 677,134 12 203, 570 77 48, 061,499 65 213, 220 26 50,144, 639 25 202, 008 67 57, 918, 373 1« 210,159 61 9, 293,182 81 2, 703, 463 35 11, 750, 567 01 2, 751, 292 42 12, 593, 285 25 3, 002, 773 48 11, 527, 650 41 2, 391, 910 82 13, 318, 853 66 2, 908, 906 39 85, 000 00 85, 000 00 60, 000 00 60, 000 00 60, 000 00 98,216,715 50 100, 795, 874 98 103, 359, 799 95 102, 997,182 12 113, 804, 416 98 CITY OP PITTSBURGH. 22 b a n k s . Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits... U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks .. Notes re-discounted Bills payable Total 22 b a n k s . 22 b a n k s . 22 b a n k s . 22 b a n k s . $9, 850, 000 00 $9, 850, 000 00 $9, 850, 000 00 $9, 850, 000 00 $9, 850, 000 00 2, 979, 695 35 557, 703 63 3, 011, 270 20 506,523 03 * 3, 014, 473 93 707, 679 44 3, 037,469 90 602, 432 85 3, 071,462 61 618, 856 23 6, 601, 218 00 6,628,388 00 6, 669, 008 00 6, 640, 768 00 6,361,308 00 55, 082 00 13, 821, 504 55 24, 453 75 216, 907 34 1,739, 049 65 1, 266, 397 94 42, 047 50 38, 755 00 46, 429 50 58, 445 5* 14,007, 811 29 125, 295 33 104, 316 61 15, 317, 438 10 161, 523 14 82, 955 73 15,142, 938 50 83, 537 74 142, 964 75 15, 714, 975 43 104,118 44 109,537 11 1, 972,134 63 1,155, 473 98 1, 842, 462 88 1, 273, 353 39 2, 042, 043 93 1,145, 063 50 2, 089, 451 68 1, 290, 640 02 37, 735 71 37,112, 012 21 38, 340, 996 28 38, 957, 649 61 38, 733, 648 67 39, 268, 794 87 DELAWARE. 14 banks. Capital stock . .. Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits .. U S deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks.. Notes re-discounted.. Bills payable Total 14 b a n k s 14 b a n k s 14 b a n k s . 14 b a n k s . $1,763 985 00 $1,763, 985 00 $1,763, 985 00 $1 763 985 00 $1 763 985 09 463, 4B6 79 142, 744 98 469,153 85 101, 606 46 469, 543 16 134, 623 92 469, 543 16 160, 876 45 475, 794 7« 138, 078 22 1, 456, 550 00 6,639 00 1, 488, 749 00 6, 218 00 1, 497, 499 00 6, 218 00 1, 492, 749 00 6,218 00 1, 481, 999 09 855 00 8, 068 85 13, 236 95 8,889 90 8,353 35 10, 337 09 2, 447,118 91 36,187 48 2, 255 69 2, 603, 377 02 29, 587 15 2, 7(33 22 2, 389, 569 22 36, 058 22 1,471 79 2, 361,286 79 27, 111 55 641 20 3, 056, 545 10 28, 205 83 7,031 28 298, 035 19 20, 896 88 238, 680 89 11, 977 65 322, 914 22 23, 948 08 355, 327 55 20, 640 33 241,056 19 4, 244 85 15, 000 00 6,000 00 21, 000 00 37, 000 00 6, 660, 898 77 6, 735, 335 19 6, 675, 720 51 6, 703, 732 44 7, 208,132 83 CLXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879; arranged MARYLAND. Resources. Loans and discounts Eon ds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res'veag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. U. S. cert's of deposit Due from U. S. Treas Total DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 19 b a n k s . 19 b a n k s . 19 b a n k s . 19 b a n k s . 20 b a n k s . $3, 503, 335 2, 091, 550 100, 000 466, 850 276, 728 619, 377 385, 520 51, 543 193, 502 37,102 7, 012 32,971 85 00 00 00 17 26 38 74 71 93 14 80 $3, 488, 647 2, 091, 550 100, 000 506, 050 284, 064 873, 193 254, 747 48, 705 193,163 29, 307 6, SJ52 31, 764 78 00 00 00 42 66 72 56 43 32 14 91 $3, 641, 865 2, 091, 550 100, 000 505, 550 283, 673 757, 354 246, 280 41, 520 198, 798 35,630 6, 952 65, 272 23 00 00 00 80 15 08 30 12 53 14 43 $3, 776, 430 2, 091, 550 100, 000 505, 550 290, 925 666, 385 217, 358 32, 377 198, 854 31, 210 9, 222 34, 223 98 00 00 00 55 46 72 66 62 75 46 22 $3,891,651 2,121, 550 100,000 532, 950 325, 902 1, 047, 969 360, 765 60, 379 205, 908 49, 050 12,440 53, 536 12 00 00 00 81 71 54 17 82 03 55 04 46, 903 2, 457 115, 636 274, 202 66 16 90 00 58, 2, 133, 286, 00 66 53 00 73, 402 2,423 135, 770 373,318 00 34 84 00 58, 2, .139, 350, 00 22 14 00 43, 389 3,103 154, 315 388, 849 00 73 03 00 000 636 757 276 535 837 247 828 94, 823 77 94, 617 50 94, 017 50 98, 317 40 100, 767 30 8, 299, 517 81 8, 483, 434 63 8, 653, 378 46 8, 603, 854 18 9, 452, 527 85 CITY OF BALTIMORE. 14 banks Loans and discounts. $20, 277, 552 Bonds for circulation. 6, 902,100 Bonds for deposits... 200, 000 U. S. bonds on hand.. 779, 000 Other stocks and b'ds 317, 975 Due from res've ag'ts. 2 624,132 D ue from nat'l banks 826, 361 Due from State banks 247, 084 Real estate, &c 595, 729 Current expenses 139, 316 Premiums paid 70, 732 Cash items 53, 467 Clear'g-house exch'gs 1, 476, 705 Bills of other banks.. 258, 567 Fractional currency. 3, 666 Specie ] 672, 074 Legal-tender notes -. i 1, 018, 012 U. S. cert's of deposit-1 1, 430, 000 Due from U. S. Treas ! 315, 264 15 banks 44 00 00 00 12 53 10 94 71 36 44 15 76 00 46 4« 00 (JO 20 38, 207, 741 67 $19, 899, 384 6, 952,100 200, 000 734, 000 267, 917 3, 232, 664 999, 67 173, 645 637, 817 83, 275 64, 417 36, 147 1, 814, 865 256,163 2, 259 822, 964 1, 433,174 1, 420, 000 326, 387 15 banks. 15 banks. $22, 355, 286 7, 052,100 200, 000 634, 000 263, 017 1, 524, 088 923, 289 156, 259 646,167 130, 557 64, 699 41, 989 1, 580, 327 420, 976 2, 429 984, 015 1, 324, 079 1, 380, 000 325,137 43 00 00 00 50 09 80 69 71 57 68 46 15 00 80 94 00 00 00 39, 356, 251 82 05 00 00 00 50 15 92 95 71 10 54 83 18 00 09 59 00 00 00 40, 008, 419 61 $22, 726, 649 7 052,100 200, 000 534, 000 231, 929 1 632, 754 845, 569 124, 658 650, 708 221,140 59, 699 51, 414 1 362, 923 491, 005 2,451 1 070, 224 1 273, 878 1 380, 000 331, 837 15 banks 33 00 00 00 41 16 93 31 63 07 54 72 13 00 51 00 00 00 00 $23 812, 985 19 7 052,100 00 200, 000 00 500, 000 00 186, 092 08 2, 188, 204 68 853, 349 84 147,703 08 647, 841 13 40 242, 942 74 41, 405, 826 99 174, 510 m, 134 55, 817 1, 995,106 253, 613 2,386 1, 037,158 1, 083, 487 835, 000 317, 337 72 04 20 88 00 95 20 00 00 00 DISTRICT OP COLUMBIA. Loans and discounts Bonds for circulation. Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items ... Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. TJ. S. cert's of deposit Due from TJ. S. Treas Total 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $233, 227 13 250, 000 00 $219, 420 11 ] 250, 000 00 j $225, 567 65 250, 000 00 $222, 512 42 250, 000 00 $242, 447 80 250, 000 00 250, 000 00 15, 930 00 91, 220 72 10,198 86 2,183 61 17,950 00 5, 678 90 6, 697 32 250, 000 15, 930 93,296 20, 693 960 17, 950 1, 292 00 00 12 87 28 00 39 j i | j I 5, 377 12 250, 000 15, 930 118, 586 13, 290 1, 052 17,950 3,144 00 00 78 03 68 00 00 3, 751 99 12, 362 00 14 50 51, 605 00 72, 000 00 16, 095 00 ; 15 00 j 73,867 00 I 70, 000 00 | 15, 878 00 13 00 73,977 00 75, 500 00 11,250 00 I 11, 250 00 11, 250 00 1, 030, 318 04 ! 1, 046,146 89 1,075,891 13 250, 000 15, 930 132, 082 25,438 5, 374 17, 950 4, 844 00 00 33 65 97 00 37 | .1. 8, 508 91 S 250, 000 00 15, 930 00 161, 981 97 17, 493 92 1, 833 75 17, 950 00 2, 937 77 6, 658 00 22, 697 00 15 00 73, 292 00 65, 500 00 19, 413 00 85 00 72, 847 00 76, 000 00 11, 250 00 11, 250 00 1,101, 395 65 | 1,146, 828 21 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXV by States and reserve cities—Continued. M AR YL AND. Liabilities. Capital stock Surplus fund Undivided profits Kat'l bank circulation State bank circulation Dividends unpaid DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 19 banks. 19 b a n k s . 19 b a n k s . 19 b a n k s . 20 b a n k s . $2, 281, 700 00 $2, 281, 700 00 $2, 281, 700 00 $2, 281, 700 00 $2, 331, 700 00 674, 991 38 232, 224 58 676, 276 38 218, 230 66 677, 700 00 242, 472 13 697, 700 00 234, 580 51 690, 815 89 216, 629 79 1, 867, 033 00 2, 379 00 1, 868, 785 00 2, 379 00 1, 872, 253 00 2, 378 00 1, 864, 493 00 55 00 1, 888, 303 00 35 00 18, 593 04 31, 861 88 33, 430 66 19, 869 40 Individual deposits .. U. S. deposits Dep'ts U.S.dis. officers 2,887,299 67 31, 068 16 6, 917 48 3,109, 279 40 24, 817 49 44, 253 83 Due to national banks Due to State banks.. 131, 200 13 28, 469 11 96, 200 49 12, 414 03 129, 443 23 27, 663 81 121, 642 01 55, 941 30 Xotes re-discounted. Bills payable Total 2, 250 00 122,123 42 130, 505 31 15, 689 19 129, 939 33 10, 417 41 130, 808 15 8, 483, 434 63 8, 653, 378 46 8, 299, 517 81 3,191, 638 47 18, 283 97 44, 347 93 3,137, 991 30 8,260 16 26, 834 68 8, 603, 854 18 36, 073 06 3, 997, 916 47 8, 898 16 31,478 80 87, 341 67 23,122 08 140, 213 93 9, 452, 527 85 CITY OF BALTIMORE. Capital stock Surplus fund . .. Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits. U. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... !Notes re-discounted Bills payable Total 14 banks. 15 b a n k s . 15 b a n k s . 15 b a n k s . $10, 513, 260 00 $10, 890, 330 00 $10,890, 330 00 $10, 890, 330 00 $10, 890, 330 00 2. 314, 967 75 940, 422 88 2, 350, 985 82 717, 085 94 2, 353, 696 16 954, 098 48 2, 355, 056 36 987,195 74 2, 429, 744 03 887,107 40 5, 948, 441 00 59, 509 00 5, 956, 801 00 59, 821 00 6, 237, 231 00 59, 733 00 6,197, 561 00 59, 723 0® 6,180,251 00 44, 702 00 15 b a n k s . 70, 956 29 73, 650 00 61,428 59 62, 846 25 69, 537 09 15, 576, 541 28 108,177 31 16, 826, 619 29 110,193 31 16, 459, 967 55 115, 598 31 16, 477,174 51 107, 446 31 17, 433, 846 95 109,099 43 2, 291, 821 04 383, 645 12 2, 043, 579 62 327,185 84 2, 568, 876 01 307, 460 51 2, 722, 914 19 382, 695 38 2, 975, 506 09 385, 703 00 38, 207, 741 67 39, 356, 251 82 40, 008, 419 61 40, 242, 942 74 41, 405, 826 99 DISTRICT OF COLUMBIA. 1 bank. Capital stock i 1 bank. 1 bank. 1 bank. 1 bank. $252, 000 00 $252,000 00 $252, 000 00 | $252, 000 00 $252, 000 00 Surplus fund Undivided profits.... 55, 000 00 ' 44, 437 49 ! 56, 000 00 32, 206 11 56, 000 00 37, 962 59 56, 000 00 42, 077 40 57,000 00 35, 265 57 Nat'l bank circulation State bank circulation 223, 200 00 • 219, 500 00 223, 300 00 221, 600 00 215, 200 00 Dividends unpaid Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks . !N"otes re-discounted.. Bills payable Total I 1, 376 00 447, 452 61 ! 6, 851 94 ; 1, 420 00 1,344 00 1, 344 00 1, 816 00 481, 908 12 497, 512 18 523, 705 92 577, 871 63 2, 351 06 761 60 4, 059 89 3, 712 47 4, 668 33 3, 625 28 4, 049 73 1,101, 395 65 1,146,828 21 i 1, 030, 318 04 1 1, 046,146 89 1, 075, 891 13 CLXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged CITY OF WASHINGTON. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 5 banks. 5 banks. 5 banks. 5 banks. 5 banks. Resources. Loans and discounts. Bonds for circulation Bon> s for deposits . . U. S. bonds on h a n d . . Other stocks and b'ds Due from res've ag'ts Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional currency Specie Legal-tender notes . . U. S. cert's of deposit Due fromTJ. S. Treas Total $1, 385, 280 830,000 100, 000 123, 900 76, 846 143,187 91, 890 7,192 460, 888 38, 361 3, 991 55, 227 01 00 00 00 98 94 12 33 03 29 08 75 $1, 330,103 780, 000 100, 000 198, 950 96, 690 217, 968 112, 548 5, 652 460,380 12, 515 5,179 29, 257 21, 719 5, 935 239, 575 130, 739 00 88 70 00 42, 994 5, 777 226, 964 102,158 50 00 00 00 40 02 12 41 63 82 42 57 00 70 83 00* $1,376,877 780, 000 100, 000 221, 750 80, 810 205, 485 152, 384 3,171 464, 052 26, 453 6, 540 39, 374 26, 239 5,926 294,103 146, 051 60 00 00 00 90 49 06 43 19 21 43 29 $1, 374, 247 33 780, 000 00 100, 000 00 58, 900 00 101, 467 40 335, 984 16 147, 261 76 5,710 91 452, 624 79 39, 386 72 6, 416 81 41, 060 02 $1, 493,726 21 780, 000 00 100, 000 00 65, 500 00 116,762 61 253, 879 91 123, 580 73 9, 348 68 447, 60U 31 22, 603 48 6, 909 58 52, 568 38 00 51 57 00 32, 063 5, 600 257, 496 220, 446 22, 743 5,795 230,153 178, 448 00 46 01 00 00 42 51 00 37, 350 00 35,100 00 35,100 00 35,100 00 3, 752, 085 11 3, 762, 240 42 3, 964, 319 68 3, 993, 765 37 8, 944, 721. 82 - 35,100 00 17 b a n k s . 17 b a n k s . VIRGINIA. Loans and discounts. Bonds for circulation Bonds for deposits... U. S. bonds on h a n d . . Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional currency. Specie Legal-tender notes . . TJ. S. cert's of deposit. Due fromTJ. S. Treas. Total $6, 326, 006 2, 553, 350 525, 000 108, 200 335, 366 967, 048 243, 647 251, 453 350, 948 102, 830 25, 977 172,810 74 00 00 00 82 55 99 66 21 55 02 02 $6, 427,151 2, 593, 350 525, 000 67,100 305, 826 920, 756 237, 971 192, 207 340, 427 37, 321 18,102 175, 071 68 00 00 00 50 13 41 78 10 06 18 24 $7, 075, 777 2, 593, 350 575, 000 69,100 373,104 655, 356 216, 583 229,131 336, 338 66, 067 21, 445 146, 393 12 00 00 00 73 55 15 48 62 55 93 39 $7, 220, 013 67 2, 593, 350 00 575, 000 00 109, 550 00 334, 292 90 581, 046 90 218, 793 96 295,154 72 336, 596 33 97,051 06 22, 945 93 160,104 37 $7, 446, 748 57 2, 593, 350 00 575, 000 00 138,800 00 274, 203 29 1,161, 827 79. 298, 028 58 221, 383 61 33;i, 115 47 72, 546 74 23, 975 00 185,623 06 171, 739 3, 313 172, 557 488, 332 00 46 33 00 127,791 3, 929 245, 298 509,123 00 06 44 00 234, 004 2, 894 252,179 565, 675 00 99 49 00 172,249 2, 999 307, 884 609, 753 159, 211 2, 672 179, 238 558, 707 00 3276 00 123,536 55 126, 631 69 122, 477 20 123, 978 22 123, 931 32 12, 853, 058 27 13, 534, 879 20 13, 760, 764 39 14,348, 362 51 15 banks. Total 00 62 71 00 12, 922,117 90 WEST Loans and discounts Bonds for circulation Bonds for deposits U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit Due fromU. S. Treas. 17 b a n k s . 17 b a n k s . 17 banks. VIRGINIA. 16 banks. 17 banks. 17 banks. 17 banks. $2, 398, 800 75 1,509,000 00 $2, 528, 553 08 1, 559, 000 00 $2, 818, 519 45 1, 550, 950 00 $2, 874, 742 61 1, 575, 950 00 $2, 945, 985 75 1, 595, 950 00 66, 050 37, 890 285, 742 201, 663 67, 640 192, 696 34, 683 16, 934 15, 862 00 61 95 73 28 23 02 77 62 63, 900 35, 485 353, 325 201, 008 106,402 201,196 19, 332 18,306 15, 610 00 61 68 51 91 23 65 11 32 44, 000 50, 036 254, 331 195, 763 69, 209 196, 229 28,185 17, 917 14, 002 00 61 49 94 48 32 48 47 87 45, 500 56, 217 222,421 184, 833 40, 239 197, 213 31,160 18, 047 17, 236 00 61 60 53 10 82 73 35 54 55,150 63, 064 274, 078 185, 431 61, 807 190, 368 22, 684 18, 264 17, 331 00 61 02 39 51 83 66 20 26 80, 936 2, 090 85, 478 341, 994 00 18 56 00 47, 794 2, 095 99,140 371, 666 00 52 60 00 69,092 2, 058 100, 702 315, 641 00 24 80 00 49, 548 2,119 117, 465 271, 699 00 50 22 00 60, 489 1, 547 124, 423 246, 986 00 84 01 00 71, 815 76 5, 409, 279 46 76,434 71 5, 699, 251 93 | 72, 375 45 76, 567 75 75,.892 75 5, 799, 015 55 5, 780, 962 36 5, 939,454 83 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXVII by States and reserve cities—Continued. CITY OF WASHINGTON. Liabilities. DECEMBER 12. ! FEBRUARY 21. 5 banks. Capital stock 5 banks. $1,125,000 00 1 $1,125, 000 00 Al'RIL 23. JUNE 11. OCTOBER 1. 5 banks. 5 banks. 5 banks. $1,125,000 00 $1,125, 000 00 $1,125, 000 00 Surplus fund "Undivided profits 287, 800 00 i 98, 919 33 277, 200 00 39, 825 10 277, 200 00 70, 328 21 277, 200 00 107, 756 35 272, 500 00 81, 999 03 Nat'l bank circulation State bank circulation 734, 960 00 094, 700 00 097, 500 00 699, 350 00 702, 000 00 Dividends unpaid 2, 612 50 2, 046 50 1, 616 50 2,101 50 Individual deposits.. U. S. deposits Dep'tsU.S.dis. officers 1, 278, 591 22 ! 50, 373 95 ] 1, 435, 935 29 31, 519 97 1, 053, 463 04 23, 308 84 1, 590, 713 44 49, 544 70 1,576,723 09 27,133 69 Due to national banks Due to State banks .T 158, 987 35 16,131 76 i 143,467 IS 11, 980 38 99, 800 98 15,612 11 129, 905 98 12, 678 42 149,150 95 8,113 51 3, 752, 085 11 ! 3, 762, 240 42 3,964,319 68 3, 993, 765 37 3, 944, 721 82 1, 321 50 Notes re-discounted Bills payable Total VIRGINIA. 17 banks. 17 banks. 17 b a n k s . $2, 866, 000 00 $2, 866, 000 00 $2, £66, 000 00 $2, 866, 000 00 $2, 866, 000 00 792, 850 77 378, 258 79 797,620 00 210, 268 03 797, 620 00 322, 420 69 797, 620 00 426, 311 49 822, 890 00 319, 072 06 Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits- -. U. S. deposits Dep'ts U.S.dis.officers 2, 281, 097 00 2, 278, 300 00 2, 307, 400 00 2, 307, 390 00 2, 302, 890 09 Due to national banks Due to State banks... Notes re-discounted . 390, 047 53 302,116 33 17 banks. Capital stock Surplus fund Undivided profits Total 1, 338 00 5, 511, 818 75 267,104 « l 131,485 92 12, 922,117 90 17 b a n k s . 2, 831 00 2,180 50 1,940 50 2, 047 06 5, 650, 258 91 304, 750 97 98, 213 24 6, 043, 422 23 305, 487 34 94,128 51 6, 327, 843 31 303, 244 12 73, 966 22 6, 690, 447 27 342, 079 41 90, 922 72 303, 523 55 316, 892 57 376,667 19 330, 480 56 268, 552 23 245, 093 56 348,158 59 350, 871 66 4, 400 00 20, 000 00 89,072 18 112, 802 96 30, 000 00 87,983 74 125, 000 00 12, 853, 058 27 13, 534, 879 20 13, 760, 764 39 14, 348, 362 51 WEST VIRGINIA. Capital stock Surplus fund Undivided profits Kat'l bank circulation State bank circulation Dividends unpaid 15 banks. 16 b a n k s . 17 b a n k s . 17 b a n k s . $1, 656, 000 00 $1, 741, 000 00 $1, 801,000 00 $1, 801 000 00 $1, 761, 000 00 400, 352 23 132, 566 55 426, 639 38 85, 906 82 427, 221 31 124, 574 35 428, 390 94 148, 626 77 435, 882 58 109, 873 62 1, 344, 995 00 1, 370, 945 00 1, 378, 030 00 1, 407, 250 00 1, 429, 445 00 17 b a n k s . 12, 067 50 17,108 90 14,408 30 13, 207 50 16, 802 25 Individual deposits.. TJ S deposits Dep'ts U.S.dis.officers 1, 687, 999 39 1, 895, 642 76 1, 895, 765 90 1, 802, 657 74 2, 040,126 05 Due to national banks Due to State banks... 112,493 62 59, 805 17 119, 356 23 42, 652 84 109,138 17 46,477 52 122,146 18 38, 033 23 96, 425 78 48, 083 55 2, 400 00 19, 650 00 1,816 00 5 799, 015 55 5, 780, 962 36 5, 9.T), 4H *3 Notes re-discounted Bills payable Total 3 000 00 5, 409, 279 46 | 5, 699, 251 93 CLXVI1I REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged NORTH i DECEMBER 12. FEBRUARY 21. APRIL 23. 15 b a n k s . 15 b a n k s . 15 b a n k s . Loans and discounts. $3, 573, 922 58 3,998,000 00 Bonds for circulation. 200, 000 00 Bonds for deposits . 55, 250 00 U. S. bonds on hand.. 294, 280 54 Other stocks and b'ds 379,145 76 Due from res've ag'ts 382, 667 85 Due from nat'l banks 94, 915 39 Due from State banks 317, 368 00 Real estate, &c 68, 778 86 Current expenses 69, 905 51 Premiums paid 27, 213 95 Cash items Clear' g-house exch'gs Bills of other banks.. 197, 228 00 Fractional currency. 4, 253 17 Specie 102, 495 32 Legal-tender notes . . 285,182 00 U. S. cert's of deposit. Due from U. S. Treas. 89, 613 69 Total 8,140, 220 62 $3, 676, 438 74 2, 018, 000 00 200, 000 00 85, 000 00 289, 663 62 447, 738 00 440, 479 91 112,151 37 323, 051 60 39, 328 95 68,453 75 33, 709 29 161, 512 5, 338 136, 786 373, 666 12 banks. Loans and discounts. $2, 519, 887 90 1, 460, 000 00 Bonds for circulation. 150, 000 00 Bonds for deposits... 180,100 00 TJ. S. bonds on hand.. 505, 870 89 Other stocks and b'ds 718, 040 98 Due from res've ag'ts 1,151, 869 30 Due from nat'lbanks 126, 966 57 Due from State banks 206, 620 44 Real estate, &c 75, 093 73 Current expenses 14, 312 50 Premiums paid 50,140 59 Cash items Clear'g^-house exch'gs Bills of other banks.. 196, 525 00 Fractional currency. 2, 887 35 Specie 124, 842 83 Legal-tender notes . . 503, 786 00 TJ S cert s of deposit Due from V. S. Treas 71, 747 58 8, 058, 691 66 00 11 84 00 [ JUNE 11. OCTOBER 1. 15 b a n k s . 15 b a n k s . $3, 758, 012 88 2, 018, 000 00 200, 000 00 85,100 00 319, 070 54 123, 751 91 280, 345 35 101, 596 31 348, 753 76 59, 243 66 66, 653 75 14, 397 81 $3, 858, 486 74 2, 018, 000 00 200, 000 00 85,100 00 304, 643 54 142, 434 72 195, 781 39 79, 500 68 353,978 52 72, 607 25 66, 653 75 25, 211 05 171, 389 00 5, 951 33 180, 415 73 460,158 00 88, 539 00 5,42jL44 185, 06f 35 294, 679 00 $4,187, 354 49 2, 018, 000 00 200, 000 00 81,100 00 316, 244 44 181,175 70 326, 734 82 69, 484 87 351, 347 77 45, 207 62 64, 901 05 58, 682 62 78,129 00 3,120 83 89, 057 24 264, 821 00 91, 489 94 93, 401 05 89, 388 90 84, 698 81 8, 502, 808 12 8, 286, 241 08 8, 063,499 33 8, 420, 060 26 12 banks. 12 banks. SOUTH Total CAROLINA. CAROLINA. 12 banks. 12 banks. $2,403, 673 29 $2, 827,199 37 1, 470, 000 00 1, 485, 000 00 150, 000 00 150, 000 00 180,100 00 330,100 00 534, 788 22 495, 788 74 1, 036, &41 08 413, 685 46 1,124, 785 67 1, 067, 756 49 154, 970 72 190, 257 11 233, 670 43 233, 750 32 25, 346 85 71, 064 52 13, 543 75 12, 943 75 44, 506 78 24, 292*60 264, 801 00 2, 415 46 268, 716 90 463, 098 00 196, 344 00 4,133 81 312, 660 96 450, 216 00 $3,037,378 39 3,485,000 00 150, 000 00 85,100 00 506, 924 38 476, 898 92 712, 617 47 143, 983 35 232, 513 12 104, 557 30 12, 318 75 19, 957 82 210, 760 1, 460 277, 794 251, 878 00 83 11 00 $4,114, 719 27 1,485, 000 00 150, 000 00 55,100 00 507, 721 22 152, 029 53 330, 249 54 127, 881 97 232,413 12 60, 561 25 11, 693 75 30, 340 21 88, 699 00 3,422 15 241, 238 35 163, 389 00 69, 672 01 73, 768 74 68, 316 99 8, 441, 630 16 8,136, 941 87 7, 777, 259 43 7, 827, 603 72 13 banks. 13 banks. 73,145 36 GE ORGI A. 13 banks. Loans and discounts $2, 841. 318 29 Bonds for circulation 2,156, 000 00 Bonds for deposits . . 110,000 00 TJ. S. bonds on hand.. 13, 550 00 Other stocks and b'ds 416, 516 39 Due from res've ag'ts 439, 235 24 Due from nat'lbanks 193,480 80 Due from State banks 78, 637 13 Real estate, &c 248, 604 54 Current expenses 70, 385 77 Premiums paid 36, 863 97 Cash items 106, 775 13 Clear'g-house exch'gs Bills of other banks.. 143, 669 00 Fractional currency 3, 248 56 Specie "... 240, 765 20 Legal-tender notes . . 347, 064 00 IT. S. cert's of deposit Due from U.S. Treas 101, 287 50 Total 7, 547, 401 52 13 banks. 13 banks. $2, 929, 825 65 $3, 353, 289 00 2,156, 000 00 2,156, 000 00 110, 000 00 110, 000 00 1, 700 00 3, 600 00 360, 916 86 465, 354 27 349,162 33 5] 9, 750 16 105, 519 73 170, 953 67 56, 464 15 175, 703 73 218, 372 15 226, 016 40 58, 755 46 31,410 86 35, 656 47 36,453 97 58, 880 39 85, 325 50 276, 255 3, 325 337, 659 379, 600 00 61 78 00 98,135 05 8, 005, 369 65 264, 930 00 3, 331 17 377, 633 09 281, 936 00 107, 638 85 7, 700,185 65 $3, 249, 318 95 $3, 692, 306 87 2, 213, 000 00 2,231,000 00 110,000 00 110, 000 00 1,700 00 1, 600 00 324, 426 86 327, 526 86 104,103 58 137, 218 00 108, 086 73 136, 379 01 56, 783 84 72, 926 35 225, 453 65 222,637 90 74, 212 70 50, 599 09 37, 291 47 25, 641 47 69, 918 50 111, 916 74 175, 317 00 3, 320 57 311, 519 72 204, 428 00 123, 684 3, 512 287, 007 232, 714 66 24 04 00 108, 762 35 105, 057 85 7, 375, 643 92 7, 849, 727 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIX by States and reserve cities—Continued. NORTH Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid CAROLINA. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 15 banks. 15 b a n k s . 15 b a n k s . 15 b a n k s . 15 b a n k s . $2, 501, 000 00 $2, 501, 000 00 $2, 501, 000 00 $2, 501, 000 00 $2, 501, 000 00 293,415 30 291, 842 45 308, 261 01 196, 874 18 321,489 42 190,191 38 301,464 99 257, 731 26 319, 697 86 214,147 68 1, 798,190 00 1, 804, 990 00 1, 797, 690 00 1, 783, 890 00 1, 815,190 0d 2, 776 00 7,121 00 4,073 00 3, 828 00 3,754 00 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers 2, 784, 641 48 144, 638 47 26, 695 67 3,174, 753 73 158, 049 80 18,098 39 2, 994,447 86 150, 072 72 25, 735 85 2, 733, 758 06 170,127 24 10, 667 23 2, 883, 365 86 172,162 97 13,214 37 Due to national banks Due to State banks... 116,740 96 34, 705 40 128,442 14 51, 457 42 141, 592 87 32, 229 66 139,148 94 28, 439 27 131,311 84 26, 072 44 Notes re-discounted.. Bills payable . 120, 574 89 25, 000 00 133, 760 45 20, 000 00 122, 218 32 5, 500 00 98, 444 34 35, 000 00 231,143 29 109,000 09 8,140, 220 62 8, 502, 808 12 8,286, 241 08 8, 063, 499 33 8, 420, 060 26 12 b a n k s . Total SOUTH 12 banks. Capital s t o c k . Surplus fund Undivided profits K a t ' l b a n k circulation State bank circulation CAROLINA. 12 banks. 12 b a n k s . 12 b a n k s . on $2,449, 900 00 $2, 449, 900 00 $2, 449, 900 00 $2, 449, 900 00 350, 290 45 325, 559 53 304, 617 38 187, 985 22 308, 222 01 272, 268 41 314, 479 54 337, 751 78 368, 359 64 307,057 64 1, 301, 851 00 1, 317, 351 00 1, 304, 031 00 1, 297,181 00 1, 331, 300 00 $2,449, 900 4,363 00 8,001 00 5,438 50 3,802 00 5,171 50 Individual deposits . . U. S. deposits D e p ' t s U.S.dis.ofticers 3,133, 353 71 67, 686 00 73, 878 53 3, 538, 555 89 59,194 78 70, 851 20 3, 385, 550 81 52, 300 23 81, 319 11 3, 008, 879 60 53, 626 07 69,161 20 2, 586,176 71 95, 244 16 47, 601 44 Due to national b a n k s Due to State b a n k s . . . 197,185 90 120,161 04 350, 894 31 134, 279 38 198, 863 22 79, 048 58 137, 056 73 95, 421 51 307, 934 58 82, 519 91 Notes re-discounted.. Bills payable 4,462 50 30, 000 00 20, 000 00 10, 000 00 116, 338 14 130, 000 00 8, 058, 691 66 8, 441, 630 16 7, 777, 259 43 7, 827, 603 72 Dividends unpaid Total 8,136, 941 87 GB ORGI A. 13 banks. 13 banks 13 b a n k s . 13 b a n k s . 13 b a n k s . $2,166, 000 00 $2,166, 000 00 $2 166 000 00 $2 221 000 00 $2 221,000 00 Surplus fund Undivided p r o f i t s . . . . 381, 674 07 230, 748 49 388, 258 74 156, 646 90 388, 558 74 235, 512 22 390, 558 74 277, 798 74 431,803 27 179, 564 59 .N"at'l bank circulation State bank circulation 1, 909,124 00 1, 895,105 00 1, 902, 300 00 1, 943, 680 00 1, 940,189 00 Capital stock. . . 15, 740 50 2,823 00 2,386 00 2, 611 00 6,166 00 Individual d e p o s i t s . . . U. S. deposits Dep'ks U.S.dis.officers 2, 349, 502 68 35, 439 67 33, 355 66 3, 007,108 95 39, 396 90 36, 482 88 2, 462, 904 93 65, 720 89 30, 673 57 2, 070, 249 41 65, 467 18 25, 533 32 2, 012, 457 02 67, 378 74 26,167 17 Due to national b a n k s Due to State b a n k s . . . 93, 475 24 285, 641 21 95, 290 17 198, 257 11 94, 723 23 291, 406 07 86, 370 63 272, 374 90 358, 284 61 270, 217 21 Notes re-discounted.. Bills payable 6,700 00 40, 000 00 20, 000 00 50, 000 00 10, 000 00 20, 000 00 190, 499 81 146, 000 00 7, 547, 401 52 8, 005, 369 65 7, 700,185 65 7, 375, 643 92 7, 849, 727 42 Dividends unpaid Total CLXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879? arranged FLORIDA. Loans and discounts. Bonds for circulation. Bonds for deposits XT. S. bonds on hand Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit Due from TJ. S. Treas Total DECEMBER 12. FEBRUARY 21. ' APRIL 23. JUNG 11. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 2 banks. $148, 801 34 50, 000 00 $137, 474 95 50, 000 00 $128, 556 51 80, 000 00 $85,488 08 50, 000 00 $67, 755 08 50, 000 00 40 200 1,397 20, 669 2, 046 987 11, 899 1, 670 2,715 684 00 82 81 37 81 63 61 10 76 40,000 2, 035 23, 865 3, 987 3,173 13, 427 741 2,712 607 00 22 32 63 94 63 65 98 38 1, 833 9, 503 5, 411 3, 609 14, 952 1, 715 1,000 739 89 12 49 78 93 33 00 45 3 000 1, 833 41, 894 6,787 6,229 14,932 2,741 1,266 2 105 00 89 20 84 43 93 81 25 01 500 1. 8'-$': 14, 076 33, 606 4, 084 15,763 2, 101 1, 046 490 00 89 44 89 20 13 33 25 25 6, 246 8 1 352 15, 000 00 07 50 00 12, 701 12 3 034 15, 000 00 98 85 00 8, 234 20 5 806 25, 000 00 37 ?*> 00 8,079 20 6 164 15, 000 00 29 00 00 10, 753 6 2 218 15, 048 00 15 75 00 2, 630 00 3, 056 90 3, 536 90 2, 334 10 2, 250 00 242, 996 56 242,112 56 280,164 92 299, 864 63 312, 334 79 ALAB AM A. 9 banks. 10 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits... TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks". Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due fromU. S. Treas Total 9 banks. 9 banks. $2,198, 207 1, 581, 000 50, 000 56, 800 263, 218 209, 383 121,155 70, 020 145, 030 49, 407 58,131 97, 891 20 00 00 60 50 40 13 28 88 46 59 51 $1, 887, 017 1, 481, 000 50, 000 57,400 229, 691 397, 476 253, 363 50, 812 139,133 19, 475 43, 498 12,110 22 00 00 00 42 04 25 80 73 74 04 27 $2,189, 860 1, 481, 000 50, 000 26,450 209, 006 239, 061 136, 893 34, 366 131, 292 40, 457 43, 247 7, 634 83 00 00 00 41 28 30 41 57 45 42 69 $2, 225, 935 1, 481, 000 50, 000 26, 050 193, 918 78, 284 103, 541 58, 077 131,183 53, 731 43, 252 3,190 22 00 00 00 36 09 70 90 07 17 42 87 $2, 236, 010 1, 481, 000 50, 000 25, 300 254, 828 117, 692 106, 540 149, 219 133, 014 31, 925 30, 227 11, 885 95 00 00 00 78 81 11 71 40 39 42 59 145, 800 1,487 122, 450 227,772 00 53 10 00 96, 828 954 147,125 302, 276 00 94 66 00 94, 069 1,176 126, 074 268, 394 00 87 65 00 63, 396 906 125,192 182, 382 00 17 60 00 53, 372 597 103, 546 183,112 00 13 02 00 69, 734 79 67, 358 15 68,185 32 65, 706 35 68, 491 70 5,467,490 37 5, 235, 521 26 5,147,170 20 4, 885, 747 92 5, 036, 764 01 CITY Loans and discounts Bonds for circulation. Bonds for deposits TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks. . Fractional currency Specie Legal-tender notes .. TJ. S. cert's of deposit Due from TJ. S. Treas. Total 9 banks. OP NEW ORLEANS. 7 banks. 7 banks. 7 banks. 7 banks. 7 banks. $6, 262, 278 97 2,100, 000 00 $6, 610, 536 24 2,100, 000 00 $6, 597, 883 30 2,100, 000 00 $6, 488, 586 00 2,100, 000 00 $7,107, 351 71 2,100, 000 00 165, 600 388, 528 486, 808 259, 356 461,713 355, 015 128, 620 9,400 115 654 1, 323| 579 92, 368 4, 326 490 265 1,337,222 00 97 64 99 53 66 70 00 <\<\ 98 00 30 0'' 00 202, 950 393, 343 819, 649 213, 031 731, 449 374, 222 50, 839 8,700 124 232 1,169,126 158, 656 5,486 698 899 1, 362, 258 00 46 68 88 30 58 62 00 0° 14 00 88 15 00 259, 850 415, 483 497, 606 202, 339 724, 356 374,103 93, 428 16, 200 97 250 1, 328,122 253, 538 3,996 806 880 1, 077, 650 00 46 77 24 75 15 15 00 59 73 00 06 f>0 00 69, 400 488, 854 630, 084 294, 018 651, 251 372, 284 136, 455 8,700 83 549 469, 770 218, 543 4,451 597 883 1, 200,158 00 58 39 85 30 79 24 00 ^1 65 00 23 HO 00 53,100 48H, 680 334, 594 149, 871 209, 631 366,102 90,184 7,500 82 802 830, 604 112, 359 3,216 299 619 931, 035 00 93 93 76 62 19 64 00 10 40 00 17 0^ 00 100, 000 00 98, 000 00 107,100 00 105,100 00 95, 950 00 14, 080, 739 20 15,121, 380 95 14, 955, 788 63 13, 849, 091 34 13, 255, 603 59 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXI by States and reserve cities—Continued. FLORID A. Liabilities. Capital stock DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 2 banks. $50, 000 00 $50,000 00 $50, 000 00 $50, 000 00 $100, 000 00 2, 000 00 7, 724 60 2, 000 00 917 50 2, 000 00 4, 632 11 2, 000 00 8, 095 72 2, 000 00 3, 855 22 45, 000 00 42, 440 00 45, 000 00 44, 980 00 45, 000 00 Individual deposits.. TT ft denosits Dep'ts TJ.S.dis. officers 138,175 55 146, 425 31 178, 452 46 194, 704 41 157, 202 80 Due to national banks Due to State banks 96 41 829 75 80 35 84 50 4, 276 77 242,112 56 280,164 92 299, 864 63 312, 334 79 Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Notes re-discounted.. Total 242, 996 56 • ALABAMA. Capital stock Surplus fund Undivided profits Kat'l bank circulation State bank circulation Dividends unpaid Individual deposits.. IT. S. deposits Dep'ts U.S.dis.oflicers Due to national banks Due to State banks... INotes re-discounted.. Sills payable Total 9 banks. $1,618, 000 00 $1, 518,000 00 $1, 518, 000 00 $1, 518,000 00 $1, 518,000 00 193, 096 71 152, 260 70 202, 065 74 95, 333 64 202, 065 74 172, 838 86 202, 065 74 205, 906 86 221, 365 74 143, 570 78 1, 417, 317 00 1, 323, 907 00 1, 324, 767 00 1, 321, 317 00 1, 320,167 00 Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits.. 9 banks. 9 banks. 1, 077 00 2, 598 00 1, 498 00 1, 482 00 2,340 00 1, 702, 304 21 28, 446 04 2, 697 90 1, 890, 307 54 24, 219 16 923 80 1, 713, 990 37 28, 707 07 1, 997, 56 1, 331, 281 64 31, 509 27 2, 013 46 1, 318, 889 16 43, 369 13 857 55 266, 080 80 74,181 73 92, 290 00 85, 876 38 80, 369 47 42, 910 80 30, 481 89 36, 818 76 101, 884 66 38,290 19 60, 025 33 184, 871 30 20, 000 00 308, 029 90 20, 000 00 5,147,170 20 4, 885, 747 92 5, 036, 764 01 12, 028 28 5,467,490 37 5, 235, 521 26 CITY OP NEW Capital stock 9 banks. 10 b a n k s . ORLEANS. 7 banks. 7 banks. 7 banks. 7 banks. $2,875, 000 00 $2, 875, 000 00 $2, 875, 000 00 $2,875, 000 00 $2, 875, 000 00 448, 000 00 391,172 14 467, 000 00 236,182 29 467, 000 00 386, 038 07 467, 000 00 498, 313 52 570, 000 00 320, 310 55 1, 812, 940 00 1, 826, 381 00 1, 870, 919 00 1, 857,456 00 1, 874, 255 00 7 banks. 18, 547 73 20,125 93 16, 638 61 15, 936 61 20, 865 85 7, 253,194 77 8, 704, 888 93 8,321, 369 58 7,225, 773 49 6, 013,172 8X 525, 966 55 755, 918 01 385, 087 45 606, 715 35 399,118 68 619, 704 69 298,113 07 611,498 65 836, 267 02 745, 732 36 14,080,739 20 15,121, 380 95 14, 955, 788 63 13, 849,091 34 13, 255, 603 59 Dep'ts U.S.dis.officers Due to national banks Due to State banks .. "jfofoa re-di<w minted Bills payable Total CLXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged TEXAS. Resources. Loans and discounts. Bonds for circulation. Bonds for deposits .. V. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. 3. cert's of deposit. Due from IT. S. Treas. Total DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 11 b a n k s . 11 b a n k s . 12 b a n k s . 12 b a n k s . 13 b a n k s . $1, 630, 620 700, 000 200, 000 54, 600 167, 466 357, 661 179, 822 133,133 157, 300 31, 995 3, 627 49, 073 54 00 00 00 41 52 53 95 15 58 77 62 $1, 880, 675 16 700, 000 00 200, 000 00 48,100 00 183, 924 81 295, 643 96 163, 643 92 114, 493 00 160, 077 81 19, 672 53 2, 474 97 50, 879 50 $2,119, 673 54 800, 000 00 200, 000 00 47, 800 00 162, 411 52 203, 768 67 96, 814 38 151, 860 62 171, 256 86 23, 986 33 6, 570 58 21,320 76 125,168 3, 207 92, 749 417,181 00 47 43 00 76, 063 5, 351 143, 321 334, 924 159, 844 1, 766 171, 039 366, 597 70, 248 27 4, 373, 856 24 00 57 56 00 35, 693 82 4,414, 939 70 00 88 07 00 37, 665 42 4, 742, 375 63 $1, 975, 052 800, 000 200, 000 46, 800 126, 049 210, 340 88, 791 175, 060 181, 804 38, 713 6, 638 23, 698 24 00 00 00 80 30 27 12 99 91 93 85 $2, 043, 984 71 830, 000 00 200, 000 00 105, 459 2,167 139, 459 323, 586 00 75 94 00 160, 827 2, 070 133, 312 397, 803 38,021 97 4, 481, 645 07 i?7,178*78' 328, 080 55 208,126 64 226,195 96 175,241 22 40, 618 53 7, 425 00 50, 380 16 00 56 20 00 39, 772 12 5, 021, 016 43 ARKANSAS. Loans and discounts Bonds for circulation Bonds for deposits .. IT. S. bonds on hand.. Other stocks and b'ds Due from res Ve ag'ts Due from nat'l banks Due from State banks Real estate &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie . . . . Legal-tender notes .. U. S. cert's of deposit Due from U.S.Treas Total $218, 550 205, 000 100, 000 2,300 36, 829 84, 863 54,906 12, 386 2 banks. 2 banks. 2 banks. 47 00 00 00 21 28 03 48 $262, 023 205, 000 100, 000 11, 800 36, 802 67, 454 86, 706 33, 795 84 00 00 00 81 48 94 82 84 48 142 01 2 816 97 1,352 18 27, 930 00 10L 10 24, 216 '{() 59, 500 00 9, 800 289 22,116 40, 418 66 82 00 00 $326, 867 205, 000 100, 000 3,000 36, 782 147, 602 25, 793 18, 734 5,000 194 2 banks. 79 00 00 00 81 11 17 62 00 23 1, 238 80 16, 975 00 120 01 11,179 HO 49, 785 00 $272, 379 205, 000 100, 006 17, 000 36, 605 57, 555 16, 724 18, 727 4 900 109 2 banks. 15 00 00 00 56 15 71 55 00 62 1 024 ^1 14, 892 436 17, 907 41, 680 00 60 40 00 9,225 00 9, 225 00 9,225 00 7,025 00 838, 709 32 886, 926 90 957, 498 34 811, 967 25 $247, 877 84 205, 000 00 100, 000 00 2, 600 00 36, 822 17 87, 255 51 27, 079 82 5, 539^ 30 4 700 00 28 10 54 65 6, 130 280 13 283 33,615 00 08 40 00 9,225 00 779, 490 87 KENTUCKY. 40 b a n k s . 40 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits... U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. XL S. cert's of deposit. Due from IT. S. Treas. Total $8, 647, 737 6,761, 000 270, 000 310,150 525, 504 1, 204, 439 855, 202 310, 645 528, 882 97, 092 125,952 33, 994 211, 521 1, 667 190, 065 482, 924 85 00 00 00 47 69 99 96 68 93 77 66 00 22 79 00 $9, 004, 747 6, 691, 000 270, 000 183, 950 590, 019 1, 061, 915 663, 930 341,162 521,791 52,419 100, 807 36, 831 159, 838 1, 613 208, 659 472, 982 41 b a n k s . 32 00 00 00 72 93 70 07 92 99 71 64 00 79 43 00 $9, 084, 419 42 6, 761, 000 00 270,000 00 138, 500 00 638, 374 49 1, 084, 300 10 624, 928 28 281, 470 70 524,971 34 64,709 01 102, 873 12 43, 903 38 189,447 00 2, 399 70 237, 309 53 516, 368 00 41 banks. $9,191, 058 99 6, 864, 000 00 270, 000 00 132, 700 00 679, 974 49 1,138,166 06 563, 797 50 252, 286 27 517, 424 46 94, 473 57 111,450 38 48, 676 68 191,475 2, 477 230,351 476, 236 00 99 04 00 310, 666 69 305,382 57 310, 926 94 306, 338 97 20, 867, 448 70 20, 667, 052 79 20, 875, 901 01 21, 070, 887 40 41 b a n k s . $9, 460, 340 6, 901, 000 270, 000 139, 900 755, 974 1, 408, 736 611, 379 229,137 529, 416 88, 816 105,108 41, 411 171, 713 1, 864 246, 440 394, 481 04 00 00 00 88 26 13 96 06 79 39 81 00 25 66 00 316, 439 07 21, 672,159 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXIII by States and reserve cities—Continued. TEXAS. Liabilities. Capital stock DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 11 banks. 11 b a n k s . 12 b a n k s . 12 b a n k s . 13 b a n k s . $1, 050,000 00 $1,050,000 00 $1,150, 000 00 $1,150, 000 00 $1, 300,000 00 Surplus fund Undivided profits 299, 384 72 129, 541 60 285, 478 95 80,767 17 287, 228 95 106, 979 31 254, 363 59 103, 557 12 278, 548 40 105, 638 13 Nat'l bank circulation State bank circulation 587 080 00 609,100 00 707, 830 00 705, 210 00 732,170 00 Dividends unpaid 114 00 2,135 00 3,082 00 2,120 00 140 00 Individual deposits .. U. S. deposits Dep'tsU.S.dis.officers 1, 832, 363 43 95, 762 67 137, 233 44 1, 859, 396 78 90,171 73 151, 244 62 1, 988, 200 01 73, 067 48 153, 231 19 1, 813,192 74 68, 259 22 132, 230 77 2, 080, 993 03 75, 274 03 94,917 39 Due to national banks Due to State banks... 80, 898 05 121,788 03 51,773 50 193, 371 95 130,122 58 109,134 11 83, 970 38 115, 391 25 137, 789 91 115, 584 69 Notes re-discounted.. Bills payable 29, 690 30 10, 000 00 41, 500 00 33, 500 00 43, 350 60 10, 000 00 99, 960 85 4, 373, 856 24 4, 414, 939 70 4, 742, 375 63 4, 481, 645 07 5, 021, 016 43 Total ARKANSAS. Capital stock. Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 2 banks. 2 banks. 2 banks. 2 banks. $205, 000 00 $205, 000 00 $205, 000 00 $205, 000 00 2 banks. $205, 000 00 37, 000 00 16,119 14 39, 000 00 10,262 23 39, 000 00 11, 004 64 40, 000 00 6,303 50 40, 000 00 10, 247 33 184, 500 00 184, 400 00 184,500 00 181, 800 00 184, 400 00 700 00 6, 560 00 2,150 00 7, 700 00 515 00 Individual deposits.. U. S. deposits Dep'tsU.S.dis. officers 293,451 15 74, 958 24 13, 842 82 353, 028 52 65, 732 24 10, 174 08 430, 834 06 67, 591 21 15, 228 98 288, 823 58 62, 348 57 12, 391 3-2 265, 382 21 47,410 10 22, 640 07 Due to national banks Due to State banks... 9, 453 91 3, 684 06 4,104 64 8, 665 19 818 65 1,370 80 3, 292 39 4, 307 89 215 05 5, 681 11 838, 709 32 886, 926 90 957, 498 34 811, 967 25 779,490 87 Notes re-discounted.. Bills payable Total. KENTUCKY. 40 banks. Capital stock . 40 banks. 41 banks. 41 banks. 41 banks. $6, 991, 000 00 $6, 991, 000 00 $7, 201, 000 00 $7, 201, 000 00 $7, 201, 000 00 Surplus fund Undivided profits 1, 086, 495 61 463, 633 37 1,112, 028 81 292,497 56 1,120, 477 71 380,494 10 1,123, 477 71 497, 917 19 1,142,803 35 347, 714 13 N a t ' l bank circulation State bank circulation 6, 039,189 00 5, 978, 289 00 5, 979, 389 00 6, 011, 689 00 6,170, 989 00 8, 652 40 18, 706 50 14, 686 00 10,331 00 17, 019 50 Individual d e p o s i t s . . . U. S. deposits Dep'ts U.S.dis.officers 5, 414, 360 51 154, 279 09 583 99 5, 474, 532 25 166, 566 68 974 51 5, 405, 248 14 166, 666 68 1, 272 01 5, 483, 330 71 162, 273 80 876 71 6,112, 913 81 166, 873 80 3, 460 84 Due to national banks Due to State b a n k s . . . 302, 746 81 392, 802 92 278, 501 95 335, 602 54 285, 262 80 307, 404 57 292, 003 36 265, 987 92 206, 488 37 274, 790 40 Notes re-discounted.. Bills payable 12, 705 00 1, 000 00 17, 352 99 1, 000 00 13, 000 00 1, 000 00 21,000 00 1, 000 00 .23,106 10 5, 000 00 20, 867, 448 70 20, 667, 052 79 20, 875, 901 01 21,070,887 40 21, 672,159 30 Dividends unpaid Total CLXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged CITY Resources. Loans and discounts Bonds for circulation. Bonds for deposits.. IT. S. bonds on hand.. Other stocks and b'ds Due from res' ve ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit. Due from U. S. Treas. Total OF LOUISVILLE. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 8 banks. 8 banks. 8 banks. 8 banks. 8 banks. $5, 452, 947 31 2, 983, 700 00 600,000 00 49, 750 00 12, 050 00 370, 208 33 257, 039 43 119, 991 96 186, 666 22 25, 474 46 82, 618 53 22,186 55 7, 928 60 91, 250 00 657 96 198,804 13 426, 756 00 $5,185,180 97 2, 983, 700 00 600, 000 00 31, 050 00 16,900 17 764, 896 04 277, 525 64 156, 750 51 182, 242 42 52, 488 21 78,401 99 37, 698 32 41, 821 53 56, 222 00 278 28 206, 948 78 257, 337 00 133, 291 50 136, 066 50 11, 021, 320 98 11, 065, 508 36 $5, 535, 066 43 2, 983, 700 00 600, 000 00 31, 850 00 12, 900 17 506,821 93 217, 857 28 141, 596 24 182, 828 10 55,370 18 78,401 99 54,193 91 7,143 87 147, 016 00 522 15 238, 433 98 510, 871 00 136, 765 65 11,441, 338 88 $5, 823, 304 84 2, 983, 700 00 600,000 00 32, 600 00 16, 752 99 413, 469 15 228,196 58 95, 019 59 182, 026 80 24, 567 96 74, 478 99 28, 752 75 23, 516 44 73, 292 00 307 29 284, 537 60 306,154 00 $5, 887,105 45 2, 983, 700 00 600, 000 00 11, 000 00 , 56, 727 17 431, 548 20 269,616 69 148, 767 44 179,379 96 70, 510 44 74, 283 24 20,124 11 38, 539 79 80, 881 00 168 41 298, 082 98 371, 661 00 134, 366 48 138, 966 10 11, 325, 043 46 11, 661, 061 98 TENNESSEE. 24 b a n k s . Loans and discounts •Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items exch'gs Clear'g-house Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit Due from U. S. Treas Total 23 b a n k s . 23 b a n k s 23 b a n k s i ; 23 b a n k s $5, 363, 401 34 2, 761, 000 00 350, 000 00 179, 600 00 240, 634 50 1, 026, 845 87 402, 249 02 160,316 57 371, 902 27 93, 705 35 72, 371 35 237, 289 05 $5, 643, 404 2, 761, 000 350, 000 230, 200 320, 512 1, 436, 243 581, 052 178, 939 364, 878 57, 967 73, 265 326, 221 74 00 00 00 86 76 30 35 32 15 56 10 $5, 726, 027 2, 786, 000 350, 000 180, 800 313, 977 1, 419, 594 545, 551 131,112 368,183 64, 434 77, 070 225,130 15 00 00 00 77 80 08 56 95 68 98 30 $5, 611, 871 2, 786, 000 350, 000 185, 850 278, 064 1, 497. 258 536, 831 135, 831 372, 975 83, 932 76, 870 93, 476 84 00 00 00 15 99 45 19 87 41 98 46 $6, 341,165 58 2, 786, 000 00 350, 000 00 118, 050 00 216, 541 78 828, 942 89 441, 985 43 107, 649 37 369,129 48 46, 725 54 73, 650 62 205, 986 Ifi 349,162 66 4, 252 92 206, 849 42 702, 520 00 565, 958 7,693 324, 969 844, 817 00 64 ^H 00 567, 506 3,725 347, 651 882, 641 00 20 HI 00 758, 394 5,697 383 759 978, 374 00 25 T> 00 307, 647 4,816 404 772 660,809 00 92 -IB 00 131, 329 09 133, 260 09 135, 705 29 128, 035 50 126, 754 75 12, 653, 428 75 14, 200, 383 43 14,125,112 37 14, 263, 223 41 13, 390, 626 98 OHIO. 151 b a n k s Loans and discounts Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items . Clear'g-house exch'gs Bills of other b a n k s . . Fractional c u r r e n c y . Specie Legal-tender notes . . TJ. S. cert's of deposit. D u e from U . S . Treas Total $29, 906, 676 17, 283, 900 296, 800 2, 033, 550 1, 092, 652 5,179, 897 1, 500, 335 605,196 1, 814, 717 189, 645 122,150 377, 468 102, 216 932, 917 22, 898 1,108,200 3,113, 975 25, 000 828, 083 152 b a n k s 57 00 00 00 69 17 48 34 57 48 28 'SO 31 00 83 OH 00 00 78 66, 536, 281 03 $31, 265, 401 17, 364, 400 325, 000 1, 621, 000 1,160,119 5, 338, 381 1, 536, 162 C57, 835 1, 783, 966 314, 246 110, 727 398 0fi5 15, 866 861, 939 23, 867 1 291 8f?5 2, 977, 337 25, 000 817, 790 153 b a n k s 39 00 00 00 10 88 75 61 24 71 48 09 00 39 H7 00 CO 67 67, 888, 972 62 $32,038,317 17, 382, 400 350, 060 1,385,750 1, 218, 703 3, 930, 635 1,149, 613 532, 277 1, 860, 223 405, 2H6 111, 731 375 910 50*402 1,211,518 21.H85 1 438 '>38 3,319,369 'J5, 000 843, 451 158 b a n k s 154 b a n k s 36 00 90 00 20 53 69 22 80 26 12 01 98 00 43 r iS 00 00 78 67, 649, 763 96 $31, 811, 649 17. 443, 400 350, 0()0 1, 327, 050 1,184, 083 4, 289, 692 1,143, 713 548, 433 1, 791, 336 176, 061 103, 952 323 385 54, 490 868, 498 21, 595 1 485 9(l'> 2, 890, 447 25, 000 837, 870 84 00 00 00 73 27 97 55 92 61 55 48 00 42 6'1 00 00 03 $34, 274, 345 5) 17, 768, 400 00 350, 000 00 1, 219, 250 00 1, 604, 749 03 5,150, 311 60 1, 447, 081 41 592, 984 45 1, 832, 838 63 403, 007 85 117. 875 92 436 122 61 41, 028 48 1,217,176 00 22, 085 71 1 718 165 01 2, 890. 228 00 25, 000 00 835, 797 00 66, 676, 503 2'>, 71, 952, 447 21 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXV by States and reserve cities—Continued. CITY OF L O U I S V I L L E . Liabilities, Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 8 banks. 8 banks. 8 banks. 8 banks. 8 banks. $2, 995, 500 00 $2, 995, 500 00 $2, 995, 500 00 $2,995,500 00 $2,995, 500 Of 335, 422 58 140, 321 35 338, 422 58 206, 049 41 341, 210 27 247,178 50 363,155 41 153, 892 52 369,964 52 238,257 56 2, 661, 243 00 2, 672, 303 00 2, 680, 053 00 2, 670, 553 00 2,682,353 0« 6,121 50 4,244 50 6,303 50 4,624 09 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 2, 327,101 68 267,351 75 268, 294 06 2, 256, 594 46 371, 970 24 164, 002 97 2, 245,132 54 338, 335 76 204, 428 06 2,122, 370 98 485, 386 18 76, 604 98 2, 397,716 22 367, 512 44 174, 005 89 Due to national banks Due to State banks... 1, 011, 088 52 935, 502 70 1, 080, 066 44 963, 384 42 1, 262, 051 00 1,113, 205 25 1, 364, 041 21 1, 080, 085 68 1, 246,114 48 1,142, 389 57 7,150 00 42, 624 39 71, 093 34, 11,093 34 10, 000 00 11, 021, 320 98 11, 065, 508 36 11, 441, 338 88 11, 325, 043 46 11, 661, 061 98 Notes re-discounted Bills payable Total 8, 402 00 TENNESSEE. 24 banks. Capital stock Surplus fund Undivided profits Uat'l bank circulation State bank circulation 23 banks. 23 banks. 2,3 banks. 23 banks. $2, 955, 300 00 $2, 955,300 00 $2, 955, 300 00 $2, 955, 300 00 $3, 005, 300 09 460, 335 72 306, 892 13 473, 724 25 206, 990 78 490, 864 25 257, 529 16 489, 041 95 329, 201 17 555, 939 89 206, 907 26 2, 481, 570 00 2, 435, 000 00 2, 482, 270 00 2, 479, 290 00 2, 476, 990 09 5, 971 00 4, 111 00 3,334 00 3, 617 00 Dividends unpaid 7, 408,166 83 7, 380, 659 74 7, 545,503 43 Individual deposits .. 5, 755,194 60 180, 892 93 156, 500 89 166,177 82 U. S. deposits 193,145 34 74, 034 26 88,171 83 87, 622 43 Dept's U.S.dis.officers 115, 992 12 311, 455 92 201, 555 71 120,879 19 Due to national banks 226, 547 07 99, 297 46 94, 084 79 114, 782 77 76, 405 42 Due to State banks... 14, 550 00 14, 065 00 5, 335 00 10,185 00 2Totes re-discounted.35, 000 00 35, 000 00 Bills payable Total 12, 653, 428 75 14, 200, 383 43 14,125,112 37 14, 263, 223 41 8,603 09 6, 585,655 78 167, 624 34 132, 229 92 178, 889 Of 60, 412 81 12, 075 09 13, 390, 626 9« OHIO. 151 b a n k s . Oapital stock Surplus fund Undivided profits INat'l bank circulation State bank circulation Dividends unpaid 152 b a n k s . 153 b a n k s . $18,421, 900 00 $18, 401, 900 00 $18, 361, 900 00 3, 654, 939 42 1,138, 746 09 15, 245, 062 00 15,159 00 154 b a n k s . $18, 401, 900 00 158 b a n k s . $18, 761, 900 0« 3, 675, 949 55 1, 349, 549 81 3, 627, 667 88 1, 743, 514 39 3, 665, 324 93 1,150, 261 71 3, 711,760 86 1, 602, 886 87 15, 261, 042 00 15,159 00 15,406, 627 00 8, 006 00 15,425,156 00 8, 006 00 15, 756, 745 00 8, 006 00 35, 370 35 20, 638 77 23, 640 50 30, 765 80 29,711 24 Individual deposits... 26, 257, 945 12 U. S. deposits 179, 735 90 13,148 63 Dep'ts IT. S. dis. officers 27, 299, 480 81 236, 895 97 35, 734 63 26, 584, 535 99 259, 256 50 21, 241 93 26,151, 759 80 244, 779 98 29, 304 33 29, 817, 294 53 242, 528 49 72, 203 68 Due to national banks Due to State b a n k s . . . 721, 649 60 623, 111 26 833, 219 26 597,891 92 720, 440 77 717,530 33 747, 862 96 613, 296 46 1,143,107 IS 626,143 58 Kotes re-discounted.. Bills payable 97, 695 16 131, 818 50 48,162 90 113, 348 00 36, 325 67 139, 077 00 39,425 67 168, 719 58 30, 970 89 149,188 94 66, 536, 281 03 67, 888, 972 62 67, 649, 763 96 68, 676, 563 22 71,952,447 21 Total CLXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged CITY OP C I N C I N N A T I . Resources DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 6 banks. 6 banks. 6 banks. 6 banks. 6 banks. Loans and discounts $13, 038, 899 77 3, 537, 200 00 Bonds for circulation 829, 500 00 Bonds for deposits .. 482, 550 00 U. S. bonds on hand.. 412, 197 59 Other stocks and b'ds Due from res've ag'ts. 1, 694,102 20 830, 396 67 Due fromnat'l banks 390, 934 74 Due from State banks 285, 749 40 Real estate, &c 97,145 42 Current expenses 52, 759 87 Premiums paid 130,910 46 Cash items 196, 538 20 Clear'g-house exch'gs 196,011 00 Bills of other banks.. 3,110 15 Fractional currency 374,383 66 Specie Legal-tender notes .. 1, 281, 523 00 470, 000 00 U. S. cert's of deposit. 174,195 88 Due from U. S. Treas. Total 24, 478,108 01 $13,162,104 41 $12, 524, 629 67 3, 537, 200 00 3, 537, 200 00 829, 500 00 829, 500 00 405, 950 00 30 ,150 00 359, 307 51 273,614 16 1,280,786 09 1,137, 663 48 496, 654 82 576, 395 58 444, 777 45 356, 071 79 313,937 58 310, 824 52 92, 303 70 75, 813 40 59, 074 04 52, 431 13 157,460 22 145, 342 17 222, 955 87 169,138 39 189, 502 00 228,721 00 6, 553 47 3,970 97 482,631 74 481,299 07 1, 122,000 00 1,177,410 00 505, 000 00 895, 000 00 163,891 76 168, 991 76 23, 831, 590 66 23, 245,167 09 $11,978,371 3, 537, 200 834, 500 467, -00 374, 826 1, 833, 645 748, 949 479,158 313, 369 111, 605 52, 363 91, 651 147, 525 255,81.4 6,182 546, 726 830, 797 1, 050, 000 186, 590 78 00 00 00 22 84 90 32 72 83 23 85 82 00 55 51 00 00 64 23, 847, 079 21 $12, 532, 029 56 3, 537, 200 00 834, 500 00 359, 250 0C 465, 002 02 1, 998,160 08 1, 254, 220 57 581,389 25 314,186 50 73, 600 59 51,160 83 168,431 83 193, 875 22 390,261 00 4, 504 53 360,109 45 1, 457,165 00 1,180, 000 00 167, 800 64 25, 922, 847 07 CITY OF CLEVELAND. Loans and discounts. Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills ofother banks .. Fractional currency. Specie Legal-tender notes .. IT. S. cert's of deposit. D u e from U. S. T r e a s . Total $7, 393, 919 2, 367, 000 325, 000 91,850 22, 205 1,115,340 569,5i 9 518, 970 248, 261 11, 441 13, 892 96, 184 159,568 111,282 7, 058 329, 885 769, 500 15, 000 104, 803 6 banks. 6 banks. 6 banks. 35 00 00 00 86 00 67 62 71 02 34 31 38 00 66 92 00 00 88 14, 270, 683 72 6 banks. 6 banks. $7, 821, 368 41 2, 367, 000 00 325, 000 00 104, 300 00 66, 688 36 1, 295, 720 59 564,401 64 654, 406 02 254, 007 96 100, 174 76 13, 892 34 42, 326 59 84, 987 57 68, 354 00 9, 263 73 434,363 52 594,000 00 15, 000 00 105, 193 33 $8, 762, 795 2, 367, 000 325, 000 100, 000 129, 554 744, 383 298, 491 175, 974 256, 931 129,675 14, 361 20, 565 49, 372 158, 655 14, 289 401, 648 997, 000 15, 000 108, 242 59 00 00 00 55 77 80 50 80 32 09 01 04 00 00 05 00 00 43 $7, 980,140 92 2, 367, 000 00 325, 000 00 100, 000 00 126, 521 77 732,496 15 497, 093 53 249, 847 21 258, 463 73 19, 802 99 468 75 54, 203 87 120, 397 06 118,598 00 14, 632 95 449, 390 16 1, 020, 000 00 15,000 00 102, 639 83 $7, 595, 258 88 2, 367, 000 00 325, 000 00 100, 000 00 121,364 10 1,802,431 17 832, 620 67 402, 016 46 257, 624 14 104, 613 23 468 75 239,139 76 179, 793 08 193, 526 00 8, 856 52 412,988 29 925, 000 00 15, 000 00 105, 028 33 14, 920, 438 82 15, 088, 940 00 14, 551, 696 92 15, 987, 729 38 INDIANA. 92 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits .. IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit Due from U. S. Treas Total $22,614,096 11,466,500 550, 000 1, 351, 200 1, 055, 014 3, 876, 562 3,181,114 840, 823 1,817,436 268, 773 113, 663 263, 349 89, 678 821, 282 15, 620 713, 588 2, 451, 402 92 b a n k s 10 00 00 00 78 46 05 72 92 64 90 83 04 00 53 29 00 $23, 291, 272 11, 3f>0, 800 550, 000 1,193,850 1, 095, 054 3, 252, 937 2,568,182 662, 891 1,774,090 146, 787 103, 964 226, 050 113, 08* 705, 477 14,3)9 1,144,678 2, 206, 840 92 b a n k s . 79 00 00 00 23 23 78 63 03 77 94 73 43 00 03 51 00 $23, 759, 028 11,150, 800 600, 000 1, 006, 800 1, 086, 071 3, 020, 257 2, 358, 402 599, 973 1, 739, 617 250, 224 95, 967 226, 7uO 73, 886 872, 880 13, 425 1, 211,151 2,251,595 92banks. 92 b a n k s 10 00 00 00 78 54 12 76 09 54 26 53 28 00 94 55 00 $23, 951, 382 11,100,800 600, 000 806, 500 1, 055, 692 3, 672, 548 2,093,611 558, 454 1, 759, 903 274,129 92, 264 223, 300 80,565 658, 818 13,179 1,216,821 1, 879, 886 96 00 00 00 31 48 71 35 65 04 83 09 53 00 34 49 00 $23 193, 224 11 050, 800 600, 000 698, 100 1, 083, 944 4 161, 685 3 151, 043 729,810 1 767, 967 208, 535 66,719 322, 535 171,419 697, 203 11, 757 1, 330, 524 2, 048,185 10 00 00 00 89 22 87 27 79 93 13 67 24 00 12 96 00 '""554,558 26 530, 269 43 524, 470 75 524,172 82 518, 674 69 52, 044, 664 52 50, 930, 554 53 50, 841, 252 24 50, 562, 030 60 51 812,130 88 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXVII by States and reserve cities—Continued. CITY OP Liabilities. Capital stock JUNE 11. OCTOBER 1. 6 banks. 6 banks. 6 banks. 6 banks. $4,100, 000 0 0 $4,100, 000 00 $4,100, 000 0 0 $4,100, 000 00 675, 562 21 741, 288 64 683, 000 00 591, 667 59 683, 000 00 659,102 59 683, 000 00 739, 727 44 695, 000 000 666, 099 08 3,176, 710 00 3,176, 110 00 3,171,110 00 3,127,910 00 3,087,050 00 3, 589 00 060 00 6, 233 00 5, 804 00 8, 267 00 8, 886, 387 6 7 : 750, 000 00 8, 347, 857 62 745, 000 00 8,119, 280 08 750, 000 00 8, 231, 901 77 750, 000 00 10, 004, 733 23 750,000 00 3,913,514 38 1, 621, 656 11 3, 951, 487 34 1, 618, 008 11 3, 638, 564 58 1, 523, 476 84 3,981,459 77 1, 673, 876 23 4, 386, 361 98 1, 671, 935 78 609, 400 00 609, 400 00 594, 400 00 553, 400 00 553, 400 00 24, 478,108 01 ', 23, 831, 590 66 23, 245,167 09 23, 847, 079 21 25, 922, 847 07 Dividends unpaid.... CITY OF $3,700 000 00 : $3, 700, 000 00 Surplus fund Undivided profits 6 banks. 6 banks. $3, 700, 000 00 $3, 700, 000 00 $3, 700, 000 00 6 banks. ! 657,500 00 317, 172 02 657, 500 00 455, 017 ©s 735, 000 00 129, 916 02 760, 000 00 284, 586 88 2,125, 940 00 t 2,121, 560 00 2,121, 820 00 2,102, 840 00 2,101, 270 00 657, 500 00 147, 090 62 Nat'l bank circulation State bank circulation 6 banks. CLEVELAND. 6 banks. 6 banks. Capital stock APRIL 23. $4,100, 000 00 Surplus fund Undivided profits ^N"at'l bank circulation State bank circulation Individual deposits-. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... ^fotes re-discounted Bills payable Total CINCINNATI. FEBRUARY 21. DECEMBER 12. 1 1,427 00 869 00 1,337 00 639 00 Individual deposits. -. U. S. deposits Dep'ts U.S.dis.officers 5, 683, 597 26 i 80, 741 07 i 156, 000 17 ! 6, 060, 631 73 222,743 15 43,047 44 5, 766, 931 63 211, 719 61 22, 056 23 5, 609, 292 53 158, 510 65 128, 250 10 6, 951,195 67 173, 692 87 37,140 22 Due to national banks 889, 229 71 630, 422 39 1 916, 503 92 600,244 31 702, 594 38 593, 495 85 696,141 13 565, 083 27 736, 331 31 701, 397 21 195,450 00 | 279,609 25 328,160 00 508, 776 22 119, 600 00 605, 726 22 541, 47«t 22 14, 920, 438 82 15, 068, 940 00 14, 551, 696 92 15, 987, 729 38 Dividends unpaid 4, 712 50 Due to State banks.. Notes re-discounted Bills payable Total i 14, 270, 683 72 I N D I A N A. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation 92 b a n k s . $13, 277, 500 00 3, 921,161 48 1, 483, 996 33 3, 917, 883 61 1,140, 257 24 10,164, 205 00 10,144, 940 00 21, 554 71 16, 281 11 19, 340, 850 75 256, 536 95 193, 622 25 19,120, 625 56 358, 062 75 112, 459 58 1, 926, 371 76 1, 232, 865 29 1, 724, 808 91 1, 049, 735 77 1, 653,140 98 1,174,311 94 1, 516, 631 33 1, 086, 744 98 1, 960, 991 39 1,204,177 65 26, 000 00 35, 000 00 33, 000 00 91, 802 61 27, 007 25 70, 016 48 48, 007 25 7,500 00 29, 007 25 52, 044, 664 52 50, 930, 554 53 50, 562, 030 60 51, 812,130 88 Dividends unpaid Individual deposits.. U. S. deposits Dep'ts TJ.S.dis.ofncers Due to national banks Due to State banks... l^otes re-discounted Bills payable Total 0 C- 92 b a n k s . 92 b a n k s . $13, 477, 500 00 -XII 92 b a n k s . $13, 252, 500 00 ' $13, 252, 500 0 0 92 b a n k s . $13, 202, 500 00 3, 921, 375 07 ' 1, 349, 633 49 i 3, 923, 592 35 1, 493, 522 74 3, 976, 906 47 1, 216, 376 51 9, 975, 895 00 9, 916, 590 00 9, 849, 730 00 16, 964 47 13, 378 44 .18, 938, 012 19 i 18, 782, 783 09 355, 606 52 ! 269, 004 30 86, 814 06 i 185, 673 61 19, 871, 023 45 350, 241 67 130, 298 05 15,153 1 3 : 50,841,252 24 ; CLXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2,1879, arranged ILLINOIS. I DECEMBER 12. 127 banks. APRIL 23. JUNE 11. 127 b a n k s . 127 b a n k s . 127 b a n k s . Loans and discounts. $21, 515, 890 91 $22, 315, 636 62 | $23, 313, 880 37 8, 724, 000 00 I 8, 824, 000 00 8, 740, 000 00 Bonds for circulation. 875, 000 00 875, 000 00 I 825, 000 00 Bonds for deposits.. 416, 650 00 542, 250 00 ! 705, 850 00 TJ. S. bonds on hand . 907,047 67 929, 614 19 i Other stocks and b'ds 833, 456 55 4, 703, 879 11 i 4, 950, 006 44 Due from res' veag'ts j 4,198, 389 60 1, 499, 487 85 I 1, 490, 404, 90 Due from nat'l banks j 1, 494, 825 51 Due from State banks; 211, 041 52 310,193 16 i 193, 051 53 1, 488, 023 70 1, 498, 054 89 Real estate, &c j 1, 497, 008 64 153, 489 49 265, 906 04 217, 339 38 Current expenses j 84,453 57 I 92, 768 09 101, 192 10 Premiums paid 296, 699 83 315,718 38 335, 181 34 Cash items j Clear' g-house exch'gs; 852, 547 00 836, 392 00 752, 924 00 ! Bills of other banks.. i 12,108 55 11, 876 84 10, 901 86 ; Fractional currency . I 978, 533 83 1, 077, 235 85 774, 291 36 i Specie ! 2, 326, 021 00 2, 255, 782 00 Legal-tender notes .. j 2, 289, 891 00 TJ. S. cert's of deposit i 428, 905 53 433,291 45 ! 407, 326 68 i Due from U. S. Treas. I Total i 44,918,485 23 j 46,439,056 77 CITY 8 banks. Loans and discounts $22, 814,580 82 950, 000 00 Bonds for circulation 100, 000 00 Bonds for deposits . . 1, 354,600 00 TJ. S. bonds on hand.. 332, 821 33 Other stocks and b'ds Due from res' ve ag'ts. 4, 794,225 98 Due from nat'l banks. 1,195, 832 07 Due from State banks, 499, 059 69 570. 663 03 Real estate, &c \ 62, 837 08 Current expenses j 9 282 70 Premiums paid j 12! 1)15 82 Cash items \ Clear'g-house exch'gsj 1, 601,503 54 Bills of other banks..! 522, 215 00 Fractional currency. j 1, 371 89 Specie | 2, 028,495 25 Le#al-tender notes . . 2, 700,000 00 TJ. S. cert's of deposit 1, 050,000 00 Due fromTJ.S. Treas 71, 250 00 Total OCTOBER 1. FEBRUARY 2 ] . Resources. $23,109, 232 67 8, 804. 000 00 875, 000 00 398, 300 00 950, 638 88 5, 952, 518 44 1, 839, 790 18 308, 594 23 1, 478, 626 92 278, 914 71 92, 378 28 311, 284 06 i \ I 739, 897 11, 704 1,152, 321 2, 327,198 127 b a n k s . $22, 471, 899 00 8, 629, 000 00 875, 000 00 ! 491, 050 00 1,116, 206 68 7, 075, 454 22 i 2,116, 399 40 I 357, 369 07 i 1, 443, 922 13 195, 261 08 ' 102,171 29 337,525 46 00 ! 94 60 ' 00 ! 436,173 13 801, 542 11, 890 1, 394, 559 2, 300, 295 00 08 47 00 440, 296 90 47,830,878 33 j 49,066,573 04 ; 50,159,841 78 OF CHICAGO. 9 banks. 9 banks. 9 banks. |$25, 614,666 63 j$25, 904, 392 39 $24, 985,856 ! 1, 050,000 00 I 1,150, 000 00 I 1,150, 000 ! 100, 000 00 100, 000 100, 000 00 ! 1, 089,000 00 896, 500 00 i 1, 700,300 194 78 771, 901 523, 608 37 643, 5, 420,295 4,100 200 42 4, 216, 748 29 203 12 1,811, 2, 315,468 1,446,281 90 572, 885 787, 856 02 444, 565 82 465 20 578, 963 574, 572,114 31 63, 690 45, 971 42 74,961 70 382 72 2, 735 2,701 71 517 82 26, 976 73, 856 66 44!) 70 1, 681,763 1, 717, 1, 755, 054 65 924, 753 673, 338 00 1,030,963 00 330 72 2 1, 829 38 3, 944 2, 729,593 89 :S, 287, 061 82 3, 277,885 500 00 2, 637, 3, 786, 500 00 3, 405,122 670, 000 00 710,000 00 1,315, 000 750 00 50, 61, 550 00 62, 850 9 banks. 72 00 00 00 23 02 66 28 07 36 96 52 76 00 10 08 00 00 00 j 40, 664, 655 10 ; 43, 975,130 24 : 46, 381, 980 20 I 48, 360, 390 76 $23,190, 590 1,150, 000 100, 000 2, 238,750 7,36:; 401 3,115, 384 612, 075 568, 242 6, 649 8, 812 20, 486 2, 916,140 724, 622 6,379 5, 364,276 3, 102,000 510, 000 79, 750 97 00 00 00 19 40 50 10 01 37 50 92 63 00 id 85 00 00 00 51, 865, 450 60 MI C HIG AN. 75 banks. 75 banks. 76 banks. 75 banks. 75 banks. Loans and discounts 512, 034, 002 29 I$12, 936, 089 78 $14,012,062 70 $14, 052, 422 15 $14, 091, 567 70 i 5, 660,100 00 ! 5, 892,100 00 5, 759,100 00 I 5,659,100 00 5, 532, 900 00 Bonds for circulation 50, 000 00 50, 000 00 50, 000 00 } 50, 000 00 Bonds for deposits .. | 50, 000 00 TJ. S. bonds on hand.. | 492, 650 00 265, 650 00 225, 700 00 ! 204, 000 00 | 192, 350 00 Other stocks and b'ds! 569, 719 53 509, 730 20 507, 459 56 ! 557, 739 72 ! 538,918 13 Due from res'veag'ts 2, 403, 958 13 2, 278, 747 02 1, 796, 279 21 I 1, 801, 640 58 2, 259, 820 00 j Due from nat'lbanks 801, 762 59 604,874 42 520, 766 11 i 779,461 13 595,129 96 Due from State banks! 110, 827 33 109, 816 49 123, 705 94 134, 060 14 119, 803 01 1, 013,112 51 971, 451 84 976,149 31 ! 950, 450 45 954, 080 61 Real estate, &c 166,853 01 95, 047 73 141,061 69 146, 396 66 157, 737 49 Current expenses 45,288 58 43, 499 36 45,600 11 : 46, 584 77 42, 481 66 Premiums paid 96,486 59 168, 712 15 1.23,150 34 141,436 61 ; 162,982 44 Cash items Clear'g-house exch'gsi 441, 877 00 324, 205 00 Bills of other banks.. 421,336 00 457, 353 00 390, 590 00 Fractional currency 6, 617 m 7, 942 26 7, 880 91 6, 458 79 6, 263 54 ; 429, 523 64 501, 264 96 556,117 52 587,189 12 1 644,000 89 Specie 1,174, 077 00 : 1, 016, 506 00 1, 014, 020 00 981, 249 00 i 983,115 00 Legal-tender notes . . TJ. S. cert's of deposit. Due fromTJ. S. Treas 267, 011 33 284,772 65 269, 667 68 277,312 31 277, 530 28 Total. 25, 790, 530 79 ! 25, 988,184 30 26, 576, 205 95 26, 628, 563 62 27, 222, 974 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXIX by States and reserve cities—Continued. ILLINOIS. Liabilities. Capital stock DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 127 b a n k s . 127 b a n k s . 127 b a n k s 127 b a n k s 127 b a n k s . $10, 834,600 00 $10, 734 600 00 $10, 734, 600 00 $10, 714, 600 00 $10, 714, 600 00 3,457, 650 20 1, 219, 638 66 3, 401, 555 48 916, 959 73 3, 402, 839 90 1,157,159 68 3,403, 033 51 1, 269, 451 89 3, 463, 483 06 1, 054, 599 49 7, 747, 095 00 7, 738, 945 00 7, 833,475 00 7, 809, 535 00 7, 666, 225 00 Surplus fund Undivided profits Nat'l bank circulation State bank circulation 15,281 00 j 31, 963 50 18, 328 00 14, 380 50 42, 537 34 j Dividends unpaid | Individual deposits. -. j 20, 346, 723 85 22, 344,177 67 j 23, 275, 422 76 | 24, 373, 493 38 25, 857, 048 73 607, 347 22 629, 242 46 563, 204 20 591, 677 96 | 622, 949 33 j IT. S. deposits | 51,017 99 29, 648 31 46, 282 12 39,461 17 | 37, 401 97 | Dep'ts U.S.dis. officers Due to national banksj Due to State banks... I 108, 697 48 434, 879 21 108, 467 34 Notes re-discounted..; Bills payable I 36, 866 67 Total I 44, 918, 485 23 i i 121, 422 424, 851 43, 909 38, 958 Capital stock. $3, 950, 000 00 Surplus fund Undivided profits Nat'l bank circulation State bank circulation . Dividends unpaid 2, 000, 000 00 1, 042, 573 63 Individual deposits...; U. S. deposits. D e p ' t s U.S.dis.officers 18,117, 302 97 59, 516 36 Due to national banks Due to State banks .. "Votes re-discounted Bills payable 9, 351, 540 59 5, 427, 641 55 Total 385 00 127,997 09 I 526, 628 18 140, 292 53 623, 713 78 157, 806 24 503, 385 36 66, 909 75 25, 203 28 66, 809 75 13, 266 67 5, 266 67 27,266 67 i j |. 46, 439, 056 77 | 47, 830, 878 33 | 49, 066, 573 04 \ 50,159, 841 78 CITY 8 banks. 73 i 24 75 ]: 70 OF CHICAGO. 9 banks. ! $4, 250, 000 00 | 2, 350, 000 00 672,233 34 9 banks. 9 banks. $4, 250, 000 00 $4, 250, 000 00 2, 360, 000 00 | 915,282 86 j 2, 360, 000 00 I 1,030,637 08 I 4, 297 00 i 919, 397 00 3, 900 25 : 9 banks. $4, 250, 000 00 2, 360, 000 00 819,628 25 900,797 00 729 50 22,406 00 18, 790, 216 43 i 20, 968, 804 44 \ 20, 916, 716 32 55, 079 41 9, 747 515 65, 129 76 23, 534, 594 50 47, 525 24 10, 463 805 74 1 10, 314 166 83 ! 11, 390, 692 85 j 6, 665 781 29 ! 6, 658 081 22 7. 437,138 60 I 11, 563, 048 96 8, 367, 450 65 1, 268 75 I i 40, 664, 655 10 43, 975 130 24 46, 381 980 20 i 48, 360, 390 76 51, 865, 450 60 MICHIGAN. 75 b a n k s . Capital stock.. Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 75 b a n k s 76 b a n k s . 7 "> b a n k s 75 b a n k s . $7, 237, 200 00 $7, 237, 200 00 $7, 338, 250 00 $7, 218, 250 00 $7, 235, 000 00 1, 871, 403 42 922, 344 40 1,903,280 19 679,231 41 1, 900, 980 19 915,187 22 1, 863, 743 02 1, 003, 526 55 1, 876,122 34 904, 209 50 4, 940, 720 00 5,147, 965 00 5, 096, 345 00 4, 984, 640 00 4, 925, 425 00 34, 701 00 30, 786 65 22,164 07 19, 454 15 9,272 40 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 10, 529, 600 56 14, 853 78 15,147 96 10, 656, 625 23, 373 51 8,142 38 10, 779, 901 30 25, 094 50 10, 529 49 11, 097, 089 44 27,313 63 7,608 89 12 039, 290 21 15, 379 43 18, 954 70 Due to national banks Due to State banks... 68, 436 46 105, 014 45 53, 308 26 167, 524 83 55, 058 80 82, 990 72 68, 096 63, 979 63 70,184 53 61, 779 88 Notes re-discounted..j Bills payable — 46,108 76 5, 000 00 75, 746 25 5,000 00 340, 804 66 8,900 00 245, 962 19 28, 900 00 62,356 47 5, 000 00 25, 790, 530 79 25, 988,184 30 26, 576, 205 95 26, 628, 563 62 27, 222, 974 46 Total . CLXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged CITY DECEMBER 12. $5,459,154 1, 403, 400 500, 000 191, 550 86, 600 1, 065, 206 597, 647 49, 789 92, 557 32, 679 2 125 67, 459 209, 667 128, 163 7, 075 112 626 823, 907 FEBRUARY 21. 4 banks 4 banks. Loans and discounts. Bonds for circulation Bonds for deposits .. IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due fromnat'1 banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items ... Clear'g-house exch'gs Bills of other banks.. fractional currency. Specie Legal-tender notes .. Due from U.S.Treas Total OF D E T R O I T . 01 00 00 00 76 66 54 42 50 30 76 92 138, 147, 73, 5, 130, 872, 73 72 00 40 74 00 JUNE 11. 4 banks. 4 banks. OCTOBER 1. 4 banks. $5, 522, 380 62 $5, 533,163 11 1, 403, 400 00 1, 403, 400 00 500, 000 00 500, 000 00 172, 800 00 171, 700 00 85, 960 76 85, 960 76 1, 334, 452 88 1. 218, 340 42 722, 380 65 670, 655 29 13, 455 84 1 42, 689 73 94, 025 65 i 93, 772 65 9, 936 79 ! 23, 637 17 '^ $6, 232, 039 1, 403, 400 500, 000 172, 850 85, 9(i() 895, 133 777, 374 34, 878 94. 025 32, 922 APRIL 23. 00 00 00 }5 47 65 94 00 79 62 00 32 0? 00 809 776 789 285 148 237 5, 031 28 | 172,207 12 209, 925 00 5, 514 22 273,162 58 759, 228 00 123, 711 165, 721 150, 053 7,808 286, 871 812, 438 60 80 00 87 90 00 $5, 846, 403 58 1,403,400 00 500, 000 00 196, 700 00 71,136 35 1, 603, 438 27 981, 855 08 164,198 62 104,455 17 7, 752 48 1 937 50 5, 819 55 184,406 86 134,860 00 7, 544 34 329, 598 69 723,364 00 89, 851 09 96, 760 34 95. 296 34 85, 308 14 73, 569 77 10, 919, 460 03 11, 693, 392 40 11, 379,157 73 11. 375, 232 44 12, 340, 440 26 wise O N SIN. 32 b a n k s 33 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits.. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit Due from U.S.Treas. Total $5,109, 426 1, 918, 000 100, 000 219,400 124, 568 1, 536, 984 697, 880 71,887 299, 631 61, 643 14, 843 51, 880 40 00 00 230, 577 4,871 237 889 604, 356 00 25 00 49 44 00 17 19 01 11 87 6-i 00 $5, 769, 610 1, 858, 000 100, 000 107,150 195, 273 1,258,285 436, 509 115, 699 292, 597 64,122 14, 402 36, 810 180, 541 4,437 314 212 484, 425 00 28 : 86 : 00 ; 189, 616 4,421 374 225 478, 275 ; 32 b a n k s 55 $5, 726, 065 90 00 1, 858, 000 00 00 100, 000 00 00 ! 100, 950 00 99 ! 285, 528 15 13 j 1,102,315 62 25 505, 034 61 53 155, 257 99 39 287, 682 09 26 j 63, 656 25 62 i 21, 075 33 43 ! 57, 728 68 00 08 84 00 209, 517 00 3,852 79 400 406 89 408, 59 L 00 32 b a n k s . $6, 004, 498 1, 858, 000 100, 000 100, 750 290,747 1, 252, 776 687, 458 81, 807 287, 668 53,169 17, 886 46, 333 186, 369 3,521 479 503 369,980 37 00 : 00 00 i 18 75 70 83 65 ' 39 51 28 00 92 39 00 ; 91, 482 29 ; 89, 597 24 86, 389 04 93,729 14 11, 381, 087 45 11, 550,101 45 ; 11, 384, 596 31 11, 372, 051 34 11, 914, 200 11 3 banks. 89 00 00 ' 00 71 oo 92 66 47 88 : 10 84 97, 248 89 CIT Y Loans and discounts i Bonds for circulation. 1 Bonds for deposits .. 1 IT. S. bonds on hand-.i Other stocks and b'ds ; Due from res've ag'ts 1 Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency :: Specie Legal-tender notes .. ! TJ S cert's of deposit Due from U. S. Treas. Total j 32 banks. $5, 549, 868 1, 908, 000 100, 000 171,650 163, 355 1,516,092 573, 541 108, 408 287, 231 38, 724 9, 643 48, 485 $3, 240, 520 33 650,000 00 450,000 00 2,750 00 42,000 00 504,042 77 249, 288 23 12, 975 56 1S9, 352 16 13, 608 82 3, 043 11 2 940 I 9 188, 278 65 30, 424 00 2, 321 83 234 872 00 518,444 00 OF M I L W AUKE E . 3 banks $3, 536, 310 46 550, 000 00 450, 000 00 550 00 189, 000 00 484,106 28 143, 818 25 7, 591 94 126, 473 61 5, 378 90 7,092 oo 2 644 71 121, 47 f 32 6.019 00 2, 041 91 243, 88t 00 500, 285 00 3 banks. $3, 285, 630 550, 000 450, 000 | 5, 000 ! 189, 000 482, 761 ' 137, 708 ; 9, 054 | 126, 059 i 5, 775 ! 6,444 ' 2 498 j 88, 858 18, 970 ! 1, 432 ! 265, 257 450, 353 3 banks. 71 00 00 00 00 40 12 21 36 37 50 87 37 00 21 00 00 $2, 837, 068 48 550, 000 00 450, 000 00 150 00 190, 900 00 732, 328 07 316, 985 09 25, 632 22 126, 907 80 14, 465 12 6,312 00 1 770 °1 172, 885 93 47, 028 00 2, 070 78 299 080 50 550, 586 00 3 banks. $2, 905, 709 98 600, 000 00 450, 000 00 ; 8, 750 00 ! 228, 900 00 924, 635 11 ; 414,173 24 j 55,023 87 ! 121, 873 40 5, 511 40 2, 837 02 6 753 79 166, 032 28 28, 911 00 810 73 • 358 805 41 250,367 00 29, 250 00 29, 745 55 24,945 00 30, 443 40 31, 486 45 6, 314, 111 58 6, 465, 912 93 6, 099, 748 12 6, 354, 613 60 6, 560, 580 68 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXI by States and reserve cities—Continued. CITY OF DETROIT. DECEMBER 12. FEBRUARY 21. Liabilities Capital stock Surplus fund Undivided profits Xat'l bank circulation State bank circulation APRIL 23. I JUNE 11. 4 banks. I 4 banks. 4 banks. 4 banks. $2,100, 000 00 $2,100, 000 00 715,000 00 490, 717 67 715, 000 00 491, 804 20 715, 000 oo ! 485, 059 47 j 1, 225, 250 00 1, 220, 670 00 1, 234, 260 00 j $2,100, 000 00 1 $2,100, 000 00 \ 2, 332 50 1,490 00 Individual deposits . . U. S. deposits Dep'ts U. S.dis.officers 4, 606, 298 45 89, 782 13 316,112 16 5, 431, 944 33 217, 070 97 218, 018 23 5,195, 431 39 j 203,175 24 197, 574 06 .Due to national banks, D u e to State b a n k s . . . 708, 315 33 641, 760 64 647,106 81 650, 287 86 639,873 59 605, 763 98 ; Dividends unpaid IN'otes re-discounted..' Bills payable Total 715, 000 00 ! 557, 971 07 ' 1, 209, 375 00 3,020 00 2,037 50 5,187, 268 38 ! 263,138 49 203, 244 33 ; 538, 922 26 598, 275 41 OCTOBER 1. 4 banks. $2,100, 000 00 715, 000 00 454, 021 96 1,182, 825 00 15, 000 00 6, 255, 835 75 207, 774 37 213, 732 58 562, 013 48 634, 237 12 23,891 15 10, 919, 460 03 ! 11, 693, 392 40 11, 379,157 73 j 11, 375, 232 44 ; 12, 340, 440 26 WISCONSIN. 33 banks. 'Capital stock I 32 banks. 32 banks. | $2, 450, 000 00 • $2, 400, 000 00 679, 593 84 ! Surplus fund • 380,670 60 Undivided profits.... i Nat'lbank circulation: 1,029,500 00 State bank circulation . Dividends unpaid 674. 324 49 240, 900 19 1.679,011 00 ?,0, 390 00 Individual deposits . -1 TJ. S. deposits ; Dep'ts IT. S.dis.officers Due to national banks Due to State banks. . 6, 294, 542 31 64, 307 52 12, 181 79 16, 897 59 | 122,529 72 j io, .120 84 ; Total 676, 009 38 ' 676, 009 38 i 328, 243 49 j 362, 744 87 j 1.654,011 00 1,644,211 00 : 31, 130 00 6, 009, 636 91 49, 905 9fl 13, 080 88 23, 946 77 104, 241 65 s re-discounted. Bills payable 32 banks. ; 11, 381, 087 45 32 banks. $2, 400, 000 00 j $2, 400, 000 00 \ $2, 400, 000 00 4. 000 00 10, 120 84 30, 330 00 6, 095,118 4?> ; G, 000, 504 33 51, 074 43 58, 173 52 6, 394 37 7, 960 90 16, 219 91 100, 999 46 , 9, 000 00 10,120 84 , 11, 550,101 45 11, 384, 596 31 687, 872 74 369,190 30 1,644,306 00 .935 00 6, 542, 023 89 64, 449 04 10, 039 87 29, 526 76 122, 202 99 22, 375 34 116,290 15 30, 217 65 10,169 94 46, 596 94 10,120 84 11, 372, 051 34 11, 914, 200 11 CITY OP M I L W A U K E E . Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation . Dividends unpaid 3 banks. 3 banks. 3 banks. 3 banks. $650, 000 00 $650, 000 00 $650, 000 00 $650, 000 00 j $650, 000 Q0 215,000 00 140,618 12 215,000 00 i 121,324 59 j 215,000 00 133,017 62 215,000 00 I 138, 631 62 j 220, 000 00 137, 755 83 584, 300 00 495, 000 00 495,000 00 495, 000 00 539, 000 00 •I- !. Individual deposits . . U. S. deposits Dep'ts U.S.di8. officers !, 606, 588 55 181,740 26 216, 352 26 Due to national banks Due to State banks... 980, 919 68 554, 592 71 59, 000 00 125, 000 00 3s"otes re-discounted.. Bills payable Total 3 banks. 6,314,11158 3,181, 662 32 J 3,142, 870 77 3,106, j 363 47 \ 187,023 21 324,539 51 141,677 95 : 63, 967 24 218, 672 49 | 225, 617 53 j # 908, 300 56 470, 694 68 | 97, 940 33 75, 000 00 6,465,912! 580, 714 75 \ 329, 659 65 j 10, 273 33 6, 099, 748 12 861, 840 62 ! 520, 482 41 I 6,354,613 60 j 3, 216, 893 78 125,265 10 252, 494 74 814, 682 57 604, 488 66 6, 560, 580 68 CLXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged I O W A. FEBRUARY DECEMBER 12. Resources 73 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses.. Premiums paid Cash, items Clear'g-house exch'gs Bills of other banks~ Fractional currency . Specie Legal-tender notes .. TJ. S. cert's of deposit. Due from U. S. Treas. Total $10, 056,114 00 4, 670, 000 00 75, 000 00 397, 000 00 481, 605 57 1, 582, 352 67 701,13,1 74 195, 551 12 952, 732 72 127, 266 97 56, 802 2 8 87, 481 98 442, 873 5, 881 446,131 1,106, 716 30,000 233, 978 21. 73 b a n k s 00 45 68 00 00 59 21, 648, 619 07 : $10, 648, 273 4, 740, 000 75, 000 283,100 448, 038 2,194, 672 1, 063.134 286, 971 941, 102 107,285 54, 610 136, 792 72 00 00 00 84 97 47 09 19 27 67 414.851 6,315 505, 574 1, 054, 671 30, 000 232, 904 00 8K 31 76 00 00 95 23, 223, 299 12 , 23. JUNE 11 OCTOBER 1 74 b a n k s . 74 b a n k s 75 b a n k s . $11, 247, 535 4, 775, 000 75, 000 282, 900 410, 171 2, 006, 248 1, 139, 953 249, 691 902, 530 202, 966 57. 776 9(5, •Ml 91 1 $10, 576, 780 00 1 4, 775, 000 00 i 75, 000 00 . 333, 500 67 506, 694 22 2, 669, 383 70 1, 261, 711 91 277,160 15 913, 772 (^ 168,941 79 57, 676 VI 123, 297 60 00 00 00 32 93 94 42 78 44 54 581, 250 6, 606 677, 664 1,266,022 30, 000 227,154 00 84 53 00 00 16 APKI 799 7 217 635, 966 1, 341, 798 30, 000 235, 538 573, 00 76 94 00 00 76 , 24, 271, 036 67 '•>! 24, 527, 616 71 ! $11,373, 096 57 ! 4, 790, 000 00 i 75,000 00 ! 399,500 00 ! 690,211 86 2,146, 841 29 I 1,102, 882 84 ! 258,127 14 | 894,548 23 i 161,529 49 53, 355 34 160, 531 47 : : •; i j 524,735 6,893 795,001 1,144, 973 30,000 234, 484 00 39. 69 00 00 85 24, 841, 712 16 MINNE SO T A. 30 b a n k s . Loans and discounts. $10,111,541 94 ; Bonds for circulation. 2, 779, 500 00 450, 000 00 i Bonds for deposits ..! U. S. bonds on hand..' 89, 200 00 1 Other stocks and b'ds 153, 534 25 Due from res've ag'ts 1, 076, 797 07 •: Due from nat'l banks 376, 766 28 1 Due from State banks 108, 214 95 1 406, 336 48 Real estate, &c 97, 201 29 Current expenses 19, 884 62 Premiums paid.. 52,280 39 i Cash items Clear'g-house exch'gs 41, 291 85 : 239, 320 00 Bills of other banks.. Fractional currency. 1, 920 29 ; 150,649 25 Specie Legal-tender notes .. 843, 336 00 U. S. cert's of deposit.: 133,457 "75" Due from U.S. Trea s 17, 131, 232 41 Total 30 b a n k s $9, 892, 211 2, 779, 500 450,000 90,900 213, 216 1, 058, 859 30 b a n k s 78 00 00 00 94 23 47 67 27 70 02 33 39 00 49 403, 120 75,291 405, 659 40, 698 14, 556 98,433 19, 641 128, 092 2,926 192, 566 60 748, 748 0 0 131,333 "76° 16, 745. 755 65 $10, 421, 292 2, 779, 500 450, 000 93, 000 179, 779 813, 817 322, 055 82, 725 402, 950 90. 325 14, 256 48, 787 74, 614 188,559 2,723 273, 286 701, 064 30 b a n k s . 62 00 00 00 46 44 43 00 95 55 02 40 81 00 13 18 00 30 b a n k s $11,035,297 62 $12, 201,167 55 2, 379, 500 00 2, 299, 500 00 450, 000 00 450, 000 00 90,100 00 5,] 50 00 216, 895 05 340, 824 29 1,181, 913 93 910, 282 22 486, 080 18 262, 540 05 146, 886 09 105, 339 18 391, 868 86 399, 328 98 110, 579 77 64,153 92 13, 556 02 11, 280 12 50,192 38 53, 555 64 45, 329 58 55, 017 18 268, 787 00 272,166 00 2, 625 32 2, 411 51 282, 030 70 259, 002 58 780, 727 00 899, 983 00 127,523 81 117, 230 80' 108," 410 55 17, 066, 260 80 18, 049, 600 30 18, 700 112 77 MISSOURI. i 16 banks. 16 bonks. 16 banks. Loans and discounts. I $1,875,057 65 $2,193,909 64: $2,135,313 92 Bonds for circulation j 1,130,000 00 1,230,000 00 1,080,000 00 Bonds for deposits... j U. S. bonds on hand, .i 64.150 00 55,050 00 111,450 00 Other stocks and b'ds: 493, 078 63 592, 575 08 710, 607 17 Due from res Ve ag'ts. i 441,536 37 601,426 17 799,297 96 Due from nat'l banks 111,729 40 87,62849 91,128 66 Due from State banks 165,626 22 186,119 40 179,494 89 Real estate, <fce ' 247, 487 85 244, 659 83 242, 509 36 Current expenses 48, 879 35 38, 620 16 53, 629 99 Premiums paid 16, 728 40 19, 050 85 13, 972 23 : Cash items 66, 823 44 35, 921 37 23, 346 63 Clear'g-house exch'gs1 10,718 22 6,283 71 767 13 Bills of other banks.. 83,719 00 72,600 00 132,040 00 Fractional currency.! 1,063 70 1,208 34 1,066 59 Specie ! 65, 987 13 114,135 28 108,*499 00 Legal-tender notes ..; 221, 947 00 252,182 00 : 270, 454 00 U. S. cert's of deposit Due from U.S. Treas \ 57,776 72 j 61,274 17 55,377 15 Total ; 5,102, 309 08 j 5, 792, 644 49 j 6, 008, 954 68 16 banks. $2,106, 592 74 1, 080, 000 00 66, 250 00 729,646 51 936, 596 64 179,134 61 152, 589 55 241, 969 36 70, 246 32 18, 847 86 18,191 06 8, 331 09 125, 657 00 1, 673 36 137, 234 73 332, 787 00 50, 626 40 6, 256, 374 23 16 banks. i i $2, 311, 755 07 i 1, 080, 000 00 65,200 787, 005 870 r 483 147, 331 272, 705 235, 365 32, 685 12,113 31, 506 22, 362 107, 288 1, 275 132,231 279, 459 00 90 95 48 79 42 12 12 81 24 00 86 64 00 57, 277 25 I 6, 446, 046 65 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXIII by States and reserve cities—Continued. IOWA. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 73 b a n k s . 73 b a n k s . 74 b a n k s . 74 b a n k s . 75 b a n k s . Liabilities. Capital stock . $5, 707, 000 00 $5, 707, 000 00 $5, 757, 000 00 $5, 777, 000 00 $5, 867, 000 00 Surplus fund Undivided p r o f i t s . . . 1, 383, 859 60 613, 841 63 1, 404, 856 37 484, 865 95 1, 405, 656 37 645, 006 37 1, 408, 971 37 648,136 45 1,419,101 41 633, 493 05 N a t ' l b a n k circulation! State b a n k circulation 4,146, 749 00 4,176, 432 00 4,197, 927 00 4,197,127 00 4, 234,101 00 51,537 50 54, 821 66 44, 397 50 48, 425 50 45; 377 50 Individual deposits.. U. S. deposits D e p ' t s U.S.dis.officersj 9, 005, 357 33 37, 453 32 9,288 49 10,427,234 11 52, 741 21 9, 602 57 11,114, 319 40 29, 938 18 13, 742 31 11, 311, 391 38, 398 90 1,202 59 11, 607, 619 21 24, 785 03 38,174 02 D u e to national banksi D u e to State b a n k s . . . 207,171 03 405, 092 17 246, 626 34 590, 822 91 318,199 58 696, 099 96 369, 671 40 718, 292 29 348, 467 83 567, 859 83 ISTotes re-discounted.. Bills payable 59, 269 00 22, 000 00 56, 496 00 12, 000 00 22, 000 00 26, 750 00 9,000 00 ^, 733 28 21, 648, 619 07 23, 223, 299 12 24, 271, 036 67 24, 527, 616 71 24, 841, 712 16 Dividends unpaid Total MINNE S OT 30 b a n k s . Capital stock S u r p l u s fund Undivided profits X a t ' l b a n k circulation State b a n k circulation! Dividends u n p a i d 30 b a n k s $4, 560, 000 00 ; 5,147 00 7, 421, 360 27 ', 58, 966 14 : 245,997 45 D u e to national b a n k s D u e to State b a n k s . . . 388, 203 75 441,216 63 Total 778, 517 40 ! 339, 773 60 ! 2, 479,154 00 7, 812 00 ! Individual deposits-.. U . S. deposits , D e p ' t s U.S.dis. officers ! Notes re-discounted.. I Bills p a y a b l e . . . 30 b a n k s 30 b a n k s . $4, 660, 000 00 1 $4, 650, 000 00 758, 560 80 ' 564, 750 63 2, 489, 951 00 | A. 7,192, 969 15 ! 64, 469 23 1 255,141 37 | 402, 213 21 1 430, 917 33 192,078 74 5,000 00 ; 134, 788 36 j 17,131, 232 41 I 16, 745, 755 65 30 b a n k s . $4, 650, 000 00 $5,150, 000 00 777, 517 40 471,249 57 ! 777, 517 40 608, 851 59 937, 003 67 452, 233 87 : 2,127, 834 00 2, 061, 334 00 5, 205 00 j 5, 365 00 10, 281 00 7, 397, 880 61 1 8, 226, 451 41 124, 830 02 ! 131, 662 54 195,103 32 212, 904 93 8, 918,149 03 57,128 96 319,134 76 2,481,134 00 313, 906 03 j 349, 353 64 \ 442, 975 77 662, 905 30 301,875 96 394,480 55 : 188,132 36 15, 000 00 70, 490 97 28, 000 00 17, 066, 260 80 ! 18, 049, 600 30 18, 700,112 77 283, 081 21 17, 000 00 1 MISSOURI. 16 b a n k s 16 b a n k s . Capital stock Surplus fund , Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits .. U. S. deposits* . .. Dep'ts U. S. dis. oflicers Due to national banks Due to State banks... IsTotes re-discounted. Bills payable Total $1, 450, 000 00 : 16 b a n k s $1 450, 000 00 ' $1, 450, 000 00 16 b a n k s . 16 b a n k s . $1, 450, 000 00 $1, 400, 000 00 314, 464 60 312, 035 94 309, 627 95 249, 984 99 310,627 95 292, 928 50 310, 627 95 331, 932 32 321, 204 75 231, 462 32 951, 333 00 1 103, 233 00 964, 55;i 00 960, 753 00 965, 153 00 144 00 1, 934, 928 53 : 16, 029 67 49, 769 26 ! ! 315 88 291 88 291 88 2, 090 50 2,461,303 22 2, 782, 878 64 2, 882, 622 65 3,127. 682 84 60, 560 34126,036 24 71, 078 66 227, 279 19 41, 396 48 335, 987 79 83, 813 62 108, 254 63 I 20, 000 00 !. 53, 604 08 j 26, 111 20 | 21, 078 13 21, 788 58 20, 468 97 5,102, 309 08 j 5, 792, 644 49 ! 6, 008, 954 68 6, 256, 374 23 6, 446, 046 65 CLXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 18797 arranged C I T Y OF S T . L O U I S . Resources. Loans and discounts Bonds for circulation Bonds for deposits . . XT. S. bonds on hand.. Other stocks and b'dsj Due from res Ve ag'ts. Due from nat'l banks Due from State banks Eeal estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . U.S. cert's of deposit. Due from U. S. Treas Total APRIL 23. JUNE 11. OCTOBER 1 5 banks. 5 banks. 5 banks. $8,124,075 18 860, 000 00 250, 000 00 182,150 00 429, 554 38 997, 553 80 477,687 41 141, 324 76 261, 038 40 93, 719 59 8, 049 64 82, 337 88 683, 676 54 400, 008 00 3, 718 41 623, 713 49 1, 892, 000 00 100, 000 00 48,164 50 ! i i ; i I i I i ! I $7, 898, 755 05 860,000 00 250, 000 00 168, 200 00 480, 999 88 1, 274, 974 67 703, 411 91 141, 819 45 256, 257 21 102, 350 18 8, 049 64 85, 492 11 807,110 11 361, 217 00 3, 742 74 663, 002 81 2, 532, 000 00 250, 000 00 46,181 50 8, 771 98 I 16, 893, 564 26 13,154,113 71 $8, 527, 611 860, 000 250, 000 146,150 403, 326 1, 695,134 405, 892 207, 833 256, 243 127,373 8,049 62, 581 620, 051 242, 540 3,634 211,128 2, 006, 500 100, 000 40,184 08 00 00 00 88 67 95 22 41 83 64 43 78 00 05 71 00 00 50 16,174, 236 15 KANSAS. 12 banks. \ 12 b a n k s . i Loans and discounts. $1, 724, 593 22 i $1,638,240 54 j 760, 000 00 760, 000 00 i Bonds for circulation 375, 000 00 I 375, 000 00 i Bonds for deposits . . 11, 700 00 IT. S. bonds on hand.. 72, 800 00 46, 722 41 Other stocks and b'ds 48,187 03 ]i 456, 415 45 Due from res've ag'ts 294, 053 59 345, 402 48 Due from nat'lbanks 168, 670 39 125, 638 00 Due from State banks 83, 142 11 181,155 05 214, 654 08 Real estate, &c 17,341 76 37, 534 67 Current expenses 7, 228 15 9, 728 40 : Premiums paid 33, 521 86 46, 563 02 I Cash items Clear'g-house exch'gs 80, 971 00 ! 57, 710 00 j Bills of other banks.. 1, 922 52 I 1,290 42 i Fractional currency. 49, 356 73 47, 988 07 i Specie '... ] 278, 786 00 298, 794 00 Legal-tender notes . . U. S. cert's of deposit. 39, 474 07 39, 761 02 Due from IT. S. Treas Total 4, 260, 175 07 j 4, 469, 260 97 12 banks. , 679,147 760,000 375, 000 11, 900 12 banks. 48 00 00 00 40, 503 52 530,247 88 279, 536 81 101,511 74 180, 879 89 28. 499 62 7, 028 15 33, 233 47 132, 421 00 1, 326 62 77,055 15 380, 119 00 41,505 82 4, 665, 916 15 12 b a n k s . , 751, 832 14 760, 000 00 375, 000 00 11, 550 00 39, 624 38 561, 478 96 227, 575 14 135, 279 88 182,169 92 41,776 39 7, 028 15 31,203 55 89, 601 1,212 99, 466 350,133 00 57 05 00 38, 747 72 j 165, 1, 185, 303, 598 551 525 911 00 11 80 00 50, 546 72 j 4, 703, 678 85 I 4, 999, 262 60 | 10 b a n k s . 10 banks. NEBRASKA. 10 banks. Loans and discounts. Bonds for circulation j Bonds for deposits . . U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks , Due from State banks j ; Real estate, &c Current expenses j Premiums paid ; Cash items j Clear'g-house exch'gs} Bills of other banks.. I Fractional currency I Specie j Legal-tender notes .. j U. S. cert's of deposit. Due from U.S. Treas Total | 10 b a n k s . $3, 359, 365 07 759,000 00 350, 000 00 50 00 284,200 89 424, 490 68 155,154 21 80, 574 21 160, 362 77 25.015 70 5,162 50 90,158 77 94, 599 1,907 165, 486 270, 610 00 22 48 00 144,730 2, 990 173, 577 228, 800 00 : 54 ! 25 I 00 | "42," 512'88' ""39,*26ii"i4"| 6, 476, 233 74 6,135, 565 01 I $2, 907, 974 759, 000 350, 000 550 264, 477 951, 946 285, 038 306, 574 160, 409 53, 922 5,162 111, 944 76 00 00 00 97 37 96 19 43 79 50 40 156,676 00 3, 054 53 185, 542 64 152,947 00 3,204 53 282, 568 49 311, 205 00 333, 665 00 "44," 304'04 44,'352'09' », 394, 317 01 6, 973, 738 48 $3,193,158 759, 000 350, 000 3, 300 388, 975 807,170 191, 457 228, 821 166, j 14 ! 00 ! 00 ! 00 I 44 1 02 1 28 j 67 1 675 77 j 37, 049 50 i 5 , 1 6 2 50 j 96, 435 83 ! 102, 615 00 3, 305 47 292, 296 64 273, 738 00 "46," 392 ' 2 4 ' 6, 939, 553 50 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXV by States and reserve cities—Continued. C I T Y OF S T . L O U I S . DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 5 banks. 5 banks. 5 banks. 5 banks. 5 banks. $2, 650, 000 00 $2, 650, 000 00 $2, 650, 000 00 $2, 650, 000 00 $2, 650, 000 00 627, 788 45 349, 493 96 669, 812 92 230,116 07 669, 812 92 369, 517 14 769, 812 92 299, 745 61 758, 037 96 256, 676 89 773, 090 00 772, 090 00 771, 890 00 767, 090 00 770, 090 00 Liabilities. ^Capital stock Surplus fund Undivided profits Nat'l bank circulation ank circulation . Dividends unpaid ! Individual deposits .. U. S. deposits j Dep'ts IT.S.dis. officers; Due to national banks Due to State banks... Notes re-discounted.. Bills payable Total.. 14, 713 68 7,037 18 6,266 68 4, 047,141 19 178, 752 08 6, 754 68 4, 341, 539 50 176, 575 77 4, 638, 492 04 215, 885 37 5, 715, 269 24 75, 275 70 5,263,591 66 91, 367 18 1, 536, 882 82 2, 290, 846 72 2,154, 323 46 3, 096, 843 51 2, 541, 264 33 3, 591, 598 77 2, 483, 281 55 4,126, 822 56 2, 278, 345 13 3, 837, 215 17 493,363 81 200,000 00 233, 971 26 100, 000 00 103, 274 23 100, 000 00 13,154,113 71 14, 439, 986 17 15, 658, 771 98 7, 831 68 261, 080 48 16, 893, 564 26 16,174,236 15 KANSAS. 12 banks. Capital stock I Surplus fund ; ! Undivided profits Nat'lbank circulation; State bank circulation!. Dividends unpaid Individual deposits U. S. deposits j Dep'ts U. S. dis. officers! Due to national banks Due to State banks... Notes re-discounted.. i Bills payable . Total . . . 12 b a n k s . 12 banks. 12 banks. 12 banks. $840, 000 00 $840, 000 00 175, 000 00 $875, 000 00 $875, 000 00 185,189 00 117, 632 26 187, 289 00 54, 069 51 192, 539 00 98,137 63 175, 539 00 134, 933 92 193, 050 00 100, 763 41 682, 680 00 683,480 00 ; 684, 020 00 3: 980 00 | 232 00 1,934,378 39 106, 654 33 195,377 82 11, 974 48 169, 567 19 2, 159, 481 23 114.891 12 21(5,420 99 12,268 29 182.159 23 15,149 60 4,260,175 07 4.469,200 97 2, .'514, 207 02 i 2, 312, 542 42 118, 578 96 i 111, 618 73 1(59, 742 58 | 151,211 68 2, 547, 782 77 136,423 92 200,492 16 13, 846 29 11,714 26 ' 193, 260 70 j 246, 045 81 8, 000 00 i . 12, 676 99 230,425 32 19, 015 03 4,665,91(5 15 I 4,703,678 85 4,999,262 60 NEBRASKA. 10 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation j. Dividends unpaid . Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 10 b a n k s . 10 banks. $925, 000 00 $850, 000 00 $850, 000 00 $850, 000 00 210,600 00 156, 788 8.") 212,300 00 135, 718 95 216, 300 00 132, 857 68 220, 200 00 157, 242 46 727, 430 00 681, 400 00 680, 820 00 681, 830 00 $850,000 00 229,700 00 164, 478 67 681,230 00 3, 000 00 3,198, 249 74 57, 028 77 282, 475 61 3, 060, 204 60 ^>5, 157 61 254, 3(55 12 ;, 232, 089 35 83,169 47 253, 313 70 417, 567 99 356,624 94 354,425 27 293, 978 14 492, 375 64 350, 891 17 Notes re-discounted.. JBills payable 144, 467 84 235, 017) 32 102,500 00 6, 476, 233 74 6,135, 565 01 10 b a n k s . i Due to national banks Due to State banks . . Total. 10 b a n k s . 3, 723, 501 95 3, 530, 377 41 '<• 23, 677 08 112, 554 92 109, 052 29 187, 719 19 701, 453 42 532, 381 08 231,106 32 418, 626 13 i 371, 361 44 136, 819 62 6, 394, 317 01 \ 6, 973, 738 48 j6, 939, 553 50 CLXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2? 1879? arranged COLORADO. DECEMBER 12. j FEBRUARY 21. 14 b a n k s . j APRIL 23. 14 banks. 14 banks. Loans and discounts i $4, 467, 749 13 | $4, 554, 499 91 $4, 826, 854 63 840, 000 00 Bonds for circulation ! 810,000 00 j 840,000 00 200, 000 00 Bonds for deposits... 200, 000 00 ' 200, 000 00 291,900 00 TJ. S. bonds on hand..! 405, 550 00 \ 336, 600 00 599, 532 30 Other stocks and b'dsi 308,933 7 1 ' 345,89115 2, 322, 789 82 Due from res've ag'ts I 1,688,694 17 i 2,434,005 31 1,026,466 26 Due from nat'l banks1,119, 330 07 i 848,170 63 424, 665 09 Due from State banks 375,831 68 i 379,467 84 204, 918 75 Real estate, &c 208, 680 29 ' 208, 976 25 54, 560 39 Current expenses ; 44,975 72 43,194 68 21,787 99 Premiums paid 17, 435 88 ; 15, 777 49 154, 359 00 Cash items : 164, 674 53 i 102, 471 42 Clear'g-house exch'gsi ' Bills of other banks..' 136,292 00 140, 293 00 j 186,023 00 Fractional currency. 1,113 79 893 71 ! 2,219 91 Specie 122, 904 51 143, 068 24 | 152,163 24 Legal-tender notes . 834, 744 00 : 816, 357 00 j 852, 812 00 TJ. S. cert's of deposit Due from U.S. Treas 51,308 00 j 52,088 5." 53,166 25 Total • 10,958,217 4 8 ! 11,521,255 18! 12,214,218 63 14 banks. $5, 059, 712 79 940, 000 00 200, 000 00 177,650 00 728, 620 01 1, 794, 745 73 807,136 15 563, 479 08 194, 351 08 47, 264 06 20, 598 37 i 142,737 56 317, 533 00 1, 808 95 158, 223 46 876,907 00 179, 275 2, 682 248, 590 748. 099 00 28 36 00 58, 778 83 72,192 63 12,698,140 63 11,927,134 10 NEVADA. 1 bank. Loans and discounts Bonds for circulation Bonds for deposits.. TJ. S. bonds on hand. Other stocks and b'ds Due from res' ve ag'ts Due fromnat'lbanks Due from State banks Real estate, &c . . . Current expenses. Premiums p a i d . . . Cash items ClearV-house exch'gs Bills of other banks. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due from TJ. S. Treas $111,522 95 j 40, 000 00 I 958 67 ; 888 89 ! 182 64 I 3, 244 34 I 3, 085 26 j 3, 225 00 105 00 50 21,144 43 100 00 1, 800 00 Total 186, 257 68 CALIFORNIA. 8 banks. Loans and discounts $2, 259, 93480 Bonds for circulation. 3,019,000 00 Bonds for deposits... 50, 000 00 TJ. S. bonds on hand.. 50, 000 00 Other stocks and b'ds 80, 204 82 Due from res've ag'ts. | 294, 978 61 Due from nat'l banks j 58,497 87 Due from State banksj 526, 976 62 Real estate, &c j 216, 471 57 34, 463 69 Current expenses ; Premiums paid ; 5, 078 52 51, 014 55 Cash items j Clear'g-house exch'gs! Bills of other banks.. J 1, 772 00 Fractional currency. j 1 01 759, 315 05 Specie .! 2, 455 00 Legal-tender notes .. TJ. S. cert's of deposii Due from TJ. S. Treas 14, 550 00 Total 5, 424, 71411 9 banks. 8 banks. 84599 $2, 349, 280 32 $2, 346, 1. 064, 00000 1, 034, 00000 50, 000 00 50, 000 00 : 50, 000 00 50, 000 00 ! 76, 964 74 69, 262 69 240, 319 51 300,149 85 i 61, 853 23 48, 003 59 ! 177, 748 57 674, 826 9') 270, 800 41 221, 260 43 I 29, 610 79 17, 375 41 1 5,876 44 4, 933 92 1 52, 490 83 20, 363 17 3. 667 00 ' 2 41 ! 789, 449 76 I 7, 392 00 | oo j 37, 455 00 67 54 725, 606 65 39, 468 00 9 banks. 9 banks. $2, 575, 600 88 1, 064, 00000 50, 000 00 50, 000 00 83, 675 42 317, 683 47 58, 656 30 272, 643 27 271, 888 70 36, 622 19 5, 806 44 64,118 09 $2, 856, 54737 1, 064, 00000 50, 000 00 50, 000 00 154, 056 91 114, 311 35 62, 767 92 279, 963 68 270, 898 82 23, 683 83 6,291 32 72, 925 32 37, 529 00 48 89 565, 773 26 4,660 00 619, 042 42 2,011 00 22, 856 00 77 40 19, 350 00 28, 350 00 35,100 00 5, 652, 70667 | 5, 250, 89203 5, 487, 05591 5, 684, 53334 15,175 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXVII by States and reserve cities—Continued. COL OR AD O. DECEMBER 12. FEBRUARY 21. APRIL 23. 14 b a n k s . 14 b a n k s . 14 b a n k s . j JUNE 11. OCTOBER 1 14 b a n k s . 14 b a n k s . Liabilities. Capital stock $1, 070, OOQ 00 $1, 070, 000 00 $1, 070, 000 00 ! $1, 070, 000 00 $1, 070, 000 00 273,000 00 212, 347 86 274, 000 00 244, 394 60 298, 500 00 267, 371 92 736,700 00 747,100 00 747, 500 00 836, 700 00 8, 303, 909 09 117, 757 86 28, 740 14 8, 580, 988 95 134, 074 66 34,119 23 9, 010, 534 47 129, 903 13 30, 336 68 8, 288, 378 12 163,388 12 113,038 76 670,137 24 492, 450 69 555, 803 39 632,651 86 331, 961 83 557, 795 35- Surplus fund. Undivided profits 207, 500 00 227, 013 64 273,000 00 156,130 99 Xat'l bank circulation State bank circulation 723, 700 00 Dividends unpaid Individual deposits .. TJ. S. deposits Dep'ts U.S.dis.officers 7, 418, 111 25 93,309 58 36,491 01 Due to national banks Due to State banks... 607, 812 77 574, 279 23 475, 854 08 359,163 02 ISTotes re-discounted TMUs navable Total 3,016 50 11, 521, 255 18 10, 958, 217 48 12, 214, 218 63 | 12, 698,140 63 11, 927,134 10 NE V AD A. 1 bank. Capital stock. $50, 000 00 Surplus fund dndivided profits. Nat'l bank circulation State bank circulation 3, 996 87 36,000 0& Dividends unpaid [ndividual deposits .. \. U. S. deposits j. Dep'ts U.S.dis. officers!. 64, 556 87 Due to national banks!. Due to State banks...!. 14, 090 40 17, 613 54 Notes re-discounted. Bills payable Total. 186, 257 68 CALIFORNIA. Capital stork 8 banks. 8 banks. 9 banks. 9 banks. j 9 banks. $1, 590, 000 00 $1, 600, 000 00 $1, 650, 000 00 $1, 650, 000 00 ! $1, 650, 000 00' 5mplus fund dndivided profits 154, 766 40 146, 333 27 169, 218 17 101,445 55 172, 989 32 138, 568 98 170,143 49 ! 157,866 77 185, 751 •83 123, 608 81 Nat'l bank circulation State bank circulation 841,195 00 860, 830 00 766, 340 00 753,930 00 874,115 00 Dividends unpaid [ndividual deposits... d. S. deposits Dep'ts U.S.dis.officers Due to national banks, Due to State banks... 1, 797 50 1,964 50 9, 374 75 12, 474 00 2, 619, 559 10 32, 211 17 2, 356, 387 68 30, 813 70 2, 574, 583 43 29, 686 93 2, 687, 509 91 7,449 18 2,107 99 300, 358 45 1,614 61 266, 030 57 629 85 133,198 00 5, 424, 714 11 5, 652, 706 67 5, 250, 892 03 1, 026 25 2, 368, 741 70 20,185 05 3, 296 33 | 138,174 21 47, 633 36 95, 991 25 ^fotes re-discounted Bills payable Total 5, 487, 055 91 j 5, 684, 533 34 CLXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2? 1879, arranged CITY OF SAN FRANCISCO. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. Resources. Loans and discounts Bonds for circulation Bonds for d e p o s i t s . . U. S. bonds on h a n d . O t h e r stocks and b ' d s D u e from res Ve a g ' t s . D u e from n a t ' l b a n k s . D u e from State b a n k s Heal estate, &c <Jurrent expenses P r e m i u m s paid Cash items -Clear'g-house exch'gs Bills of other b a n k s . . Fractional currency Specie Legal-tender notes . U. S. cert's of deposit. D u e from U. S. T r e a s . , 842, 229 92 i $2, 201,156 99 800, 000 00 j 800, 000 00 $1, 950, 953 56 $1, 827, 010 70 800, 000 00 ; 800, 000 00 $1, 993, 815 06 800, 000 00 14 28 77 60 00 30 66 00 16 00 00 136, 724 70, 264 15, 918 2,133 10, 920 447 52,112 27, 240 23 936, 560 480 47 14 ! 02 I 55 ! 00 | 40 I 91 | 00 | 35 I 00 ! 00 I 28,422 05 137,932 95 16, 789 77 867 22 10, 920 00 845 95 131,123 94 10, 060 00 19 81 1, 539, 750 00 4, 543 00 7,174 125, 437 16, 289 1, 910 10, 920 623 166, 681 5,160 6 1, 111, 540 3, 585 6, 000 00 i 3, 000 00 4, 655, 089 75 4, 206, 081 47 | 3, 882, 834 54 ' ! ! I I i j 96, 546 77 103, 635 36 14, 418 02 688 21 10, 920 00 800 70 96,161 76 4, 220 00 i 31 65 | 660, 860 00 j 3, 530 00 I 115,145 17 89, 751 99 15,418 02 902 85 10, 920 00 662 70 32, 831 92 46, 490 00 21 68 868, 370 00 8, 335 00 ( Total 3, 831, 079 25 ! 3, 000 00 I 3, 995, 969 46 ! ORE GON. Loans and discounts. Bonds for circulation. Bonds for deposits . IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional currency. Specie Legal-tender notes . U. S. cert's of depositDue fromU. S. Treas Total 1 bank. 1 bank. $705, 549 58 250, 000 00 500, 000 00 1.700 00 113, 427 34 9, 350 27 3, 593 89 114, 737 78 $813, 744 82 ! $746, 399 41 250, 000 00 : 250, 000 00 500, 000 00 ': 500, 000 00 100 00 145, 694 89 162, 642 57 72, 958 15 109, 887 46 972 14 1, 005 15 263, 574 92 137, 935 26 2, 604 40 11, 704 55 1 bank. 1 bank. 1 bank. $922, 776 55 250,000 00 500,000 00 i $954, 409 13 250, 000 00 : 500, 000 00 3,150 00 164, 851 36 163, 842 68 3, 209 6-i I 35, 529 15 148, 146, 2, 18, 7, 013 51 9, 500 00 40, 000 00 229, 314 75 47, 900 00 11, 750 00 16, 850 00 1, 987,063 36 2,211,119 50 | 080 'so' :, 800 00 189, 295 65 24, 500 00 150, 832 82 : 4, 300 00 18, 950 00 ; 2, 296, 38458 ; 89 | 56 j 75 ! 57 12, 684 90 "h' 80 50 170, 869 45 54, 300 00 333 508 627 054 15,150 00 i 2,179, 149 54 ,256 20 225 00 70 00 3, 000 00 180, 698 26 12, 400 00 13, 550 00 2, 292,191 46 D AKO T A. 4 banks. 4 banks. Loans and discounts. Bonds for circulation Bonds for deposits . . TJ. S. bonds on h a n d . . O t h e r stocks and b ' d s Due from res've ag'ts D u e from n a t ' l b a n k s D u e from State b a n k s Real estate, &c Current e x p e n s e s . . - P r e m i u m s paid Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional c u r r e n c y . Specie Legal-tender notes - . TJ. S. cert's of deposit D u e from IT. S. T r e a s Total $411, 165, 50, 1, 26, 74, 124, 151, 38, 10, 054 000 000 350 862 511 848 271 494 374 368 46, 963 63 00 00 00 96 35 19 66 47 66 75 20 21, 778 156 26, 987 114, 974 00 57 11 00 i ! I ! ' 9, 211 00 ; 217 02 29, 013 54 ; 85, 956 00 i 8,197 i 7, 649 40 1, 273,193 35 1, 305, 276 31 j 5 banks. 6 banks. 6 banks. $705,148 52 ! 210,000 00 I 50, 000 00 ! 1, 350 00 ! 17, 074 54 ' 90, 452 52 : 150, 503 98 ! 128, 932 02 , 58, 091 78 I 11,164 50 2, 703 13 : 16, 387 60 $778, 707 14 245, 000 00 50, 000 00 2, 350 00 22, 641 68 77, 751 44 149, 380 76 284, 595 64 65, 096 48 16,721 71 4, 865 63 j 32, 802 60 $882,175 11 245, 000 00 50, 000 00 2, 350 00 16, 860 47 103,106 89 236, 925 76 130, 716 31 69, 539 77 13. 326 35 4, 865 63 22, 501 90 92,716 302 39, 449 158, 250 00 36 11 00 9,450 00 1, 741, 976 06 \ 43, 609 00 I 210 85 I 49,117 52 143, 300 00 10, 800 00 67, 821 167 62,252 152, 700 00 08 92 ! 00 ! 11, 025 00 , 071, 334 19 1, 976, 950 45 ! j REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXIX by States and reserve cities—Continued. CITY OF SAN DECEMBER 12. FEBRUARY 21. 1 bank. 1 bank. FRANCISCO. APRIL 23. Liabilities. Capital stock j j $2, 000, 000 00 j Surplus fund i Undivided profits \ Xat'l bank circulation! State bank circulation!. Dividends unpaid ; 1 bank. $1, 500, 000 00 j $1, 500, 000 00 1 bank. $1, 500, 000 00 ! 1 bank. $1, 500, 000 00 153, 838 99 ! 25,174 72 154,377 00 23, 269 64 157,377 00 j 16,188 79 | 157,377 00 i 43, 826 67 i 161, 675 73 54,327 14 036, 095 00 635, 270 00 025, (535 00 605, 715 00 \ 627,670 00 734 53 597 00 ; 3, 749 00 548 00 ; 557 50 Individual deposits... i TJ. S. deposits I Dep'ts U.S.dis.officersj 1, 267, 699 91 1, 377, 833 69 \ 1,186, 208 53 1,123,057 89 ! 1,185, 496 70 Due to national banks! Due to State b a n k s . . . j . 299, 004 14 I 272, 542 46 ' 153, 956 78 246,597 91 I 54, 290 77 411, 951 62 256, 451 72 i 258, 282 42 : 177,632 19 216, 044 03 Notes re-discounted. Bills payable Total i 4, 655, 089 75 j 4, 206, 081 47 ORE 3, 882, 834 54 3, 831, 079 25 3,j995, 969 46 GON. 1 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. i $250, 000 00 $250, 000 00 ' $250,000 00 $250, 000 00 $250, 000 00 Surplus fund Undivided profits 50, 000 00 307, 887 87 50, 000 00 309, 078 09 50, 000 00 315, 796 47 50, 000 00 332, 893 50 50, 000 00 340, 657 33 Xat'l bank circulation! State bank circulation i 223, 690 00 220, 790 00 220, 390 00 217, 490 00 223,490 00 707, 630 02 227, 737 57 202, 653 48 860, 816 82 216, 823 19 267, 396 87 1,002,619 24 85,124 95 334, 449 21 889, 765 84 140, 257 43 268, 815 46 984, 369 42 94, 203 68 278, 509 14 Due to national banks .. Due to State banks... "" 17,464 42 9,442 17 26, 772 36 6, 065 30 31, 939 41 4,631 80 25, 295 51 38, 270 81 17, 691 08 2, 296, 384 58 2,179,149 54 2, 292,191 46 Capital stock 15 000 00 Dividends unpaid Individual deposits...'. U. S. deposits-« Dep'ts U.S.dis.officers Notes re-discounted Bills payable Total I j 1, 987, 063 36 2, 211,119 50 i DAKOTA. Capital stock Surplus fund . . Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 4 banks. 4 banks. 5 banks. 6 banks. $215 000 00 $275, 000 00 $375 000 00 $425 000 00 $425 000 00 27, 500 00 32, 030 49 28, 500 00 45, 079 30 28, 500 00 71, 479 67 56, 000 00 74, 363 38 151, 200 00 187, 400 00 211, 800 00 218, 600 00 21,123 00 . 61, 733 72 142, 900 00 6 banks. " 180 00 1,735 00 780 00 180 00 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 756, 543 04 12, 911 08 36,177 29 750, 893 09 19, 332 63 26, 679 61 990, 400 94 35, 444 73 24, 238 80 1,153, 382 02 31, 842 81 26,1*5 75 1,190, 626 31 11, 741 85 44, 244 83 Due to national banks Due to State b a n k s . . . 3, 504 45 23,120 77 1,559 34 19, 346 15 1, 515 85 53, 616 44 1,723 01 26, 877 19 50, 522 82 1, 305, 276 31 1, 741, 976 06 1, 976, 950 45 2, 071, 334 19 235 00 ^fotes re-discounted Bills payable Total 1, 273,193 3 s ! CXC REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1879, arranged IDAHO. Resources. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $119, 526 58 100, 000 00 $107, 798 01 100, 000 00 $109, 204 00 100, 000 00 $112, 790 17 100, 000 00 $103,144 10 100, 000 00 62, 287 72 58,165 78 57, 299 76 57, 299 76 53, 858 42 12, 591 98 10, 000 40, 363 7,000 4, 158 17, 840 8, 925 7,000 2,124 Loans and discounts. Bonds for circulation. Bonds for deposits TJ S bonds on hand Other stocks andb'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. II. S. cert's of deposit. Due from TJ.S.Treas. 7, 13, 7, 6, 725 987 000 070 43 75 00 21 12, 608 70 7, 000 00 1, 990 07 7,000 00 3, 005 29 5, 851 62 10,373 11 8, 368 52 6, 006 66 6,815 18 16, 200 00 10, 792 00 13, 389 00 17, 752 00 25, 254 00 17, 823 35 18, 000 00 7,580 00 24,100 00 10, 450 30 11, 970 21, 813 Total 12, 200 20 8, 624 28, 810 00 00 00 00 00 00 00 00 00 80 00 79 32 69 00 96 4, 656 45 4, 673 00 4,660 00 3,526 80 4,400 00 371, 368 76 352,262 67 361, 335 55 387, 761 33 349,177 67 MONTANA. Loans and discounts Bonds for circulation. Bonds for deposits... U. S. bonds on hand. Other stocks andb'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c j Current expenses j Premiums paid Cash items | Clear'g-house exch'gsj Bills of other banks.. j Fractional currency | Specie \ 2 banks. 2 banks. 2 banks. $749,903 38 105, 000 00 1 125, 000 00 j $747, 843 42 130, 000 00 125, 000 00 j $692, 336 88 130,000 00 125, 000 00 53, 526 01 33, 602 16 22, 217 36 57, 720 13 17, 357 55 3,120 86 8, 000 00 31, 046 51 69,493 09 35, 292 30 9, 673 85 17, 062 26 17, 647 55 5, 365 45 8,114 35 12, 483 47 ! I i i i i Legal-tender notes . . j U. S. cert's of deposit D a e from TJ. S. Treas 2 banks. 3 banks. $977, 909 95 180, 000 00 200, 000 00 69, 466 89 96, 944 71 24, 046 81 59, 987 43 17, 647 55 9, 862 83 8, 322 28 30, 359 43 97, 058 39 ! 59, 600 80 !\ 8, 608 30 38, 534 01 17, 757 55 13, 749 37 I 8,383 78 : 13, 284 70 92, 545 38 33, 240 23 41, 847 64 57, 248 23 43, 066 22 11, 439 01 18, 785 76 19, 688 98 11,901 00 183 58 28, 891 85 81,200 00 6, 605 00 142 85 28, 872 00 67,500 00 21, 258 00 112 00 40, 234 05 77, 550 00 10,185 42 ' Total. i i $813,184 50 !! 130, 000 00 125,000 00 I 1, 396, 336 66 10, 071 57 1, 438, 352 82 9,437 52 ] 1, 824, 362 97 NEW MEXICO. Loans and discounts Bonds for circu lation Bonds for deposits... TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. TJ. S. cert's of deposit Due from TJ.S.Treas. Total . 3 banks. 4 banks. 4 banks. 4 banks. 4 banks. $394, 810 22 350, 000 00 160, 000 00 $389, 897 99 400, 000 00 160, 000 00 $433, 073 27 400, 000 00 160, 000 00 $464, 782 71 400, 000 00 160, 000 00 $541, 588 64 400, 000 00 160, 000 00 1,096 77,115 157,181 76, 988 9, 061 6,300 5,340 2,672 48 31 36 56 20 55 30 % 1,547 111, 445 165, 339 103, 736 9,118 7,214 7,559 11 516 32, 943 663 4 756 81, 942 00 45 HO 00 18, 344 00 532 25 15 233 I T 113', 552 00 78 35 33 35 63 45 05 06 2,277 64, 227 222, 381 146, 782 10, 032 8,960 4,059 10, 239 57 02 50 35 98 35 05 4? 8,779 00 463 50 11 376 M0 95, 562 00 4,643 81, 690 182, 664 174, 889 12, 580 14, 461 4,059 7 910 68 04 32 23 65 87 05 55 16,527 00 135 64 10 521 123, 232 00 i ; I ! 3,184 56, 464 179, 294 125, 047 14, 290 16, 046 4,059 4 185 74 34 99 72 30 45 05 74 14, 041 00 316 15 10 235 75 74, 807 00 13, 500 00 15, 750 00 18, 000 00 18, 500 00 23, 036 20 1, 374, 372 19 1, 530, 786 39 1, 596, 214 31 1, 676, 598 59 1, 626, 598 07 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCI by States and reserve cities—Continued. IDAHO. DECEMBER 12. ; FEBRUARY 21. . APRIL 23. JUNE 11. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $100, 00C 00 $100, 000 00 $100, 000 00 $100, 000 00 $100, 000 00 20,000 00 13, 205 48 20, 000 00 18, 020 99 20, 000 00 6,885 25 Liabilities. Capital stock S u r p l u s fund Undivided profits 20, 000 00 12, 513 40 20, ooo oo ; N a t l b a n k circulation S t a t e b a n k circulation 86,800 00 84, 850 00 85, 200 00 84, 700 00 81, 250 00 152, 055 36 130,881 37 141, 044 75 164, 886 55 128, 029 43 8 479 94 1 885 ?° 153 70 13 012 00 352, 262 67 361, 335 55 387, 761 33 349,177 67 8, 051 36 ! Dividends unnaid Individual deposits -. TT S deDosits D e p ' t s U.S.dis. officers D u e to national b a n k s D u e to State banks Notes re-discounted.. Bills payable 371, 368 76 Total MONT A N A. Capital stock Surplus fund Undivided profits N a t ' l bank circulation State bank circulation I 2 banks. 2 banks. 2 banks. 2 banks. $150, 000 00 $150, 000 00 ; 3 banks. $150,000 00 $150, 000 00 $200, 000 00 30,000 00 113, 344 96 30. 000 00 112,329 07 30, 000 00 117,130 72 30, 000 00 127, 024 53 30, 000 00 152, 699 58 86, 200 00 107, 600 00 110, 600 00 112, 900 00 155, 800 00 816,332 18 21,142 80 106,583 51 850. 299 56 24, 914 64 104, 255 73 858, 900 26 31,189 35 96, 586 68 1,101, 845 02 41, 538 08 99, 215 30 1, 342 70 7 793 '?! 5, 803 26 25 948 1\ Dividends unpaid - . 809. 290 35 17,432 65 ' 96,424 15 Individual d e p o s i t s . . . U. S. deposits D e p ' t s U.S.dis.officersDue to national bank*Due to State b a n k s 11 (Hil 95 13, 689 87 9 575 1° 9 Notes re-discQunted Bills payable Total i 1, 302, 692 11 1,355,649 51 NEW Capital stock ! Surplus fund Undivided profits.... Xat'l bank circulation' State bank circulation! 1, 396, 336 66 i 1, 438, 352 82 1, 824, 362 97 MEXICO. 3 banks. 4 banks. 4 banks. 4 banks. $350, 000 00 $400, 000 00 $400, 000 00 $400, 000 00 , 36, 614 48 33, 703 01 36, 614 48 I 44, 887 30 | 55, 214 48 33, 350 38 354 477 00 ! 350,997 00 610, 516 05 69, 567 87 61, 749 30 660, 353 61 i 65, 964 24 ! 64, 614 08 i 591,104 93 49,397 18 77,876 08 19, 030 68 9, 475 92 28, 716 07 I 20,971 8L i 4, 456 54 64, 201 48 33, 505 23 17,175 69 36. 405 23 16,258 00 312,207 00 308, 087 00 Individual deposits.. : I". S. deposits i Dep'ts U.S.dis.oflicers| 501, 990 53 39, 080 59 103,180 64 604,149 81 i 60, 436 01 87, 759 56 Due to national banks! Due to State banks... i 16,066 40 1,166 11 4 banks. $400, 000 00 Dividends unpaid....!. 4, 939 21 ; 12,751 57 : Notes re-discounted..!. Bills payable Total. 1, 374, 372 19 I 1, 530, 786 39 1, 596, 214 31 j 1, 676, 598 59 1, 626, 598 07 CXCII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 27 1879, arranged UTAH. DECEMBER 12. Loans and discounts Bonds for circulation Bonds for deposits .. TJ S bonds on hand Other stocks and b'ds Due from res'veag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses.... Premiums paid Cash items Clear'g-house exeli'°s Bills of other banks.. Fractional currency Specie ' Legal-tender notes .. II. S. cert's of deposit Due from TJ. S. Treas ; Total FEBRUARY 21. AL'Rll, 23. JUNE 11. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $222, 818 43 200, 000 00 100, 000 00 1 000 00 162, 374 50 33, 503 60 70, 325 60 25, 074 72 40, 000 00 3, 542 44 $246, 354 30 200, 000 00 100, 000 00 $302, 575 70 \ 200, 000 00 100,000 00 $343, 809 67 200. 000 00 100, 000 00 $289, 334 41 200, 000 00 100, 000 00 8,683 93 8, 006 5 57, 013 102,191 00 35 90 00 188, 874 31,119 01, 599 3, 607 40, 000 7, 194 50 76 22 77 00 15 146,024 ^, 848 72, 604 29.158 40, 000 9, 886 5, 205 7(5 5,176 2 41, 396 40, 373 00 30 15 00 9, 000 00 9, 000 00 1, 043, 539 47 979, 902 91 50 47 : 11 71 00 42 168 91 9, 130 7 29, 466 45. 024 00 10 69 00 9. 000 00 1. 048, 894 6 1 i 122, 422 19, 705 17, 770 35, 673 40, 000 1,650 00 26 09 12 00 60 6,623 09 7,245 8 85, 633 80, 903 00 55 60 00 174, 247 41,811 53, 317 27, 820 40, 000 8, 787 00 74 35 26 00 10 : 8, 934 09 6, 724 00 | 55 30 102, 510 60 29, 961 00 9,000 00 9, 000 00 1, 070, 443 98 1, 092, 502 85 WASHINGTON, Loans and discounts Bonds for circulation Bonds for deposits... TJ. S. bonds on hand. Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banksJ Real estate, &c j Current expenses j Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency. Specie '... Legal-tender notes .. TJ. S. cert's of deposi deposit. Due fromTJ. S. Treas Total 1 bank. 1 bank. $246, 790 04 150, 000 00 $296, 380 40 150, 000 00 4, 000 00 581 00 9, 596 59 7, 267 60 3, 400 00 2, 390 07 9, 9, 3, 1, 599 599 759 410 400 640 I bank. 70 73 79 78 00 66 $322,160 39 ! 150. 000 00 i 599 22,967 8,184 22,783 3,400 2, 814 70 59 70 59 00 96 143 64 79, 372 15 11,235 00 6,750 00 521, 388 64 29, 665 35 7,981 00 j 6, 750 00 ! 516, 331 05 1 bank. 1 bank. $332, 905 60 150, 000 00 $390, 941 00 150, 000 00 816 60, 255 4, 626 2,480 3, 400 4, 087 33 51 26 35 00 65 4, 585 1,853 23,135 7, 514 3, 400 4, 015 01 79 \ 55 i 35 i 00 56 ; 526 23 4,462 00 6,325 66 48, 021 13 14, 000 00 83, 864 50 &, 500 00 21,242 55 i 25, 000 00 : 6, 750 00 6, 750 00 6, 750 00 606,144 06 664, 537 43 638, 522 81 WYO MING. Loans and discounts I Bonds for circulation. I Bonds for deposits ..;. TJ. S. bonds on hand.. j. Other stocks and b'ds Due from res'veag'ts. j Due from nat'lbanks. I Due from State banks Real estate, &c Current expenses Premiums paid ". Cash items : Clear'g-house exch'gs . Bills of other banks.. Fractional currency Specie Legal-tender notes .. | TJ. S. cert's of deposit. . Due fromTJ. S. Treas Total. 2 banks. 2 banks. 2 banks. $386, 071 64 60,000 00 ; $300, 648 59 60, 000 00 $314, 545 64 $287, 615 08 60, 000 00 ; 64, 000 00 30, 949 19, 948 57, 947 5,425 19, 798 16, 991 64 76 24 07 45 00 4, 520 65 3, 894 00 261 65 29, 996 56 32, 769 00 ; 2, 700 00 671,273 66 I 26,119 82 25, 226 08 73, 428 79 16 22 19, 798 45 3, 883 87 i 27, 605 81 i 47,129 98 94,501 55 ! 35 24 19, 798 45 5, 363 45 2 banks. 29, 628 30 48, 092 09 124, 248 37 554 11 19, 798 45 8, 995 84 2 banks. $492,180 29 64, 000 00 .1 39, 725 36 27, 066 50 74, 420 48 1,564 82 19, 798 45 13, 794 60 5, 589 74 i, 340 69 7, 680 02 4,004 30 7, 596 00 265 65 46,124 m 33, 244 00 1.845 00 : '277 70 i r^C), 855 5 0 I 43, 035 00 7, 495 00 278 05 66, 294 35 37, 739 00 27, C87 00 ; 210 55 36, 728 70 : 37, 645 00 2,717 00 604, 658 86 2, 700 00 2, 905 00 2,880 00 679, 034 01 ! 705, 323 66 | 841,106 05 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCIII by States and reserve cities—Continued. UTAH. Liabilities. DECEMBER 12. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $200, 000 00 $200, 000 00 $200, 000 00 $200, 000 00 $200, 000 00 Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 50, 000 00 16, 946 99 50, 000 00 36, 320 55 50, 000 00 45, 792 78 65, 000 00 14, 023 44 65, 000 00 32, 856 04 129, 900 00 171, 500 00 180, 000 00 177, 400 00 178, 600 00 228 00 150 00 150 00 426 00 174 00 Individual deposits .. U. S. deposits Dep'ts U.S.dis. officers 566, 718 62 45, 393 09 30, 934 52 454, 976 55 41, 321 95 15, 965 31 506, 518 41 48, 422 20 15, 827 74 555,109 78 43, 568 40 10, 502 50 569,056 67 18, 308 55 21, 945 84 Due to national banks Due to State banks... 3,418 25 9, 668 55 2,183 48 4,413 86 6, 561 75 1, 043, 539 47 979, 902 91 1, 048, 894 61 1, 070,443 98 1, 092, 502 85 Notes re-discounted Bills payable Total WASHINGTON. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $150, 000 00 $150, 000 00 $150, 000 00 $150, 000 00 $150, 000 00 18, 392 20 14, 962 68 30, 000 00 8, 450 26 30, 000 00 14, 853 98 30,000 00 19, 875, 27 30, 000 00 23, 532 65 Nat'l bank circulation State bank circulation 133, 900 00 134, 500 00 135, 000 00 135, 000 00 135, 000 00 Individual deposits . . U. S deposits Dep'ts tLS.dis.officers 186, 306 93 186, 042 41 274,198 92 321, 340 25 291, 727 55 Due to national banks* Due to State b a n k s . . . 543 58 17, 283 25 7, 338 38 2,091 16 8, 321 91 8, 262 61 521, 388 64 516, 331 05 606,144 06 664, 537 43 638, 522 81 Capital stock Surplus fund Undivided profits Notes re-discounted Bills payable Total WYOMING. 2 banks. 2 banks. 2 banks. 2 banks. $125, 000 00 $150, 000 00 $150, 000 00 $150, 000 00 $150, 000 00 Surplus fund Undivided profits 50, 000 00 77, 511 10 50, 000 00 12, 213 33 50, 000 00 20, 920 85 50, 000 00 24, 943 12 50, 000 00 39, 388 71 Nat'lbank circulation State bank circulation 51,100 00 51, 400 00 50,100 00 48, 200 00 52,100 00 Individual deposits.. U. S. deposits Dep'ts U. S.dis.officers Due to national banks Due to State banks... 364, 341 33 333, 680 29 397, 828 79 423, 756 48 535,153 55 1, 967 03 1, 354 20 6, 574 88 790 36 5, 787 80 4, 396 57 7, 269 00 1,155 06 10, 059 07 4, 404 72 671,273 66 604, 658 86 679, 034 01 705, 323 66 841,106 05 Capital stock Notes re-discounted.. Bills payable Total -XIII • 2 banks. INDEX. Report submitted for consideration of Congress National banks organized during the year National banks failed during the year, and dividends paid to their creditors National banks which have voluntarily discontinued business during the year Total number of national banks organized, liquidated, and closed, to November 1, 1880 States in which national banks are located States which have the largest national-bank capital Number of national gold banks organized, and number in operation, with their capital and circulation Bill for repeal of provision of law limiting ratio of circulation authorized to be issued to national banks pending in Congress Its passage recommended Resources and liabilities of the national banks on October 1,1880, classified by reserve cities, .fee COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN YEARS Ill IV IY IV V Resources and liabilities of the national banks at corresponding dates in each year, from 1870 to 1880 THE BANKS SINCE RESUMPTION V V Movement of currency and operations of the banks since resumption Resumption of coin payments at time fixed by law and its maintenance deemed by some almost impossible United States an exception to the general rule that a convertible paper currency cannot be kept at par unless there be among the banks or the people an equal amount of coin Country has been growing richer in coin since resumption Redemption of paper currency not demanded by the holder Annual withdrawal of currency from banks in New York City Ebb and flow of currency to 1879 Difference experienced for the last two years Low rates of interest for the last two years Rate of the Bank of England and Bank of France Advance in price of English consols, and low rates for call-loans in London Low rates in the United States Prevailing rates for the last year in various places Borrowing power of the government Comparisons of the loans of the national banks in the commercial cities, with their means, and of their cash reserve with their deposits Ratios of the loans of the national banks to their capital, surplus, and net deposits, and of their cash to net deposits in New York City, and the other reserve cities, at corresponding dates from 1870 to 1880 Means of the banks in the commercial cities closely employed during the last eleven years Loans of the banks in the principal cities, and in the country districts, larger than their net deposits Ratios of the loans of the national banks to their capital, surplus, and net deposits, and of their cash to net deposits in the States and Territories, at corresponding dates from 1870 to 1880 Classification of the loans of the national banks, at the date of their reports, in October, 1879, and 1880 Relation of loans to rates of interest Losses resulting from excessive loans—before resumption Cash reserve close in New York City during the last three years Reserve in interior, as a rule, much stronger than in New York City Excess of gold imports since resumption Page. Ill Ill Ill Ill III Ill Ill exev V V V VI VI VI VI VI VI VI VI VII VII VII VIII VIII VIII IX IX X X XI XI XI XI CXCVI INDEX. Page. THE BANKS SINCE RESUMPTION—Continued. Coin and currency in the country January 1 and November 1,1879, and November 1,1880 Increase in national-bank circulation and gold and silver coin since resumption Coin and currency in the Treasury and in the national and State banks January 1, and November 1, 1879, and November 1, 1880 Silver certificates in circulation Coin and currency in the hands of the people January 1 and November 1, 1879, and November 1, 1880 Increase of gold; currency released in Treasury and banks Amount of silver in circulation Additional amount of silver dollars, gold, and paper currency in circulation outside of banks and Treasury since resumption Amount of subsidiary silver and trade dollars in circulation Highest amount of fractional paper currency outstanding March 23, 1874 Increase in price of goods, provisions, and wages Disappearance of circulating medium occasioned by hoarding » Increase in amount of coin held by banks Proportion of gold coin held to cash reserve Newspaper criticism of small amount of standard silver dollars held by banks—true reason for this Silver and gold held by Bank of France Relative amount of gold and silver held by the United States Treasury and the Bank of France Policy of the national banks in reference to their coin reserves National system of immense advantage to the country Banks will not necessarily be exempt from losses because on specie basis XI XII XII XII XII XII XH XIII XIII XIII XIII XIII XIII XIII XIII XIV XIV XV XV XV DISTRIBUTION OF LOANS BY BANK OF FRANCE, THE NATIONAL BANKS OF THE UNITED STATES, AND THE IMPERIAL BANK OF GERMANY XVI Bank of France—capital, branches, circulation, deposits, coin, and loans Amount of commercial paper discounted at Bank of France and its branches Advances on collaterals and French securities held Classification of the Paris bills Classification of the commercial bills discounted by the Bank of France in 1878 and 1879 Bank of France discounts commercial paper only for its depositors—sources of the bills XVI XVI XVI XVII XVII XVII NATIONAL BANKS OF THE UNITED STATES XVII Classification of loans of the national banks by geographical divisions, on October 2,1879 Number and average amount of pieces of paper discounted Number and average amounts of pieces of paper discounted in various States and cities Average amount of pieces in New York City Average amount of small loan in principal cities of the country THE IMPERIAL BANK OF GERMANY XIX Location and capital of Imperial Bank of Germany Amount and classification ot bills discounted Classification by locations, Berlin bills, inland and foreign Time of Berlin bills and of inland XIX XIX XIX XIX STATE BANKS, SAVINGS BANKS, AND TRUST COMPANIES XIX Attempts to obtain annual statistics of State banks, savings banks, and trust companies—made prior to February, 1873 Act of February 19,1873, requiring Comptroller to obtain returns Returns received through courtesy of State officers Returns made to Commissioner of Internal Revenue STATE BANKS AND TRUST COMPANIES SAVINGS BANKS XIX XX XX XX XX Resources and liabilities of State banks and trust companies States from which returns were received Difference in capital and deposits as returned to Commissioner of Internal Revenue and as returned to State authorities Number, deposits, and capital, of all description of banks, reporting to Commissioner of Internal Revenue Number not reporting to any State authority Number of private bankers reporting to Commissioner of Internal Revenue Resources and liabilities of savings banks States from which returns are received Aggregate of loans and deposits in Middle and New England States Average deposits returned to Commissioner of Internal Revenue Savings banks of New England and Middle States XVII XVIII XVIII XVIII XIX XX XXI XXI XXI XXI XXI XXI ,. XXI XXI XXII XXII XXII INDEX. C3XCVII Page. SAVINGS BANKS—-Continued. Savings banks in California Savings banks in Philadelphia Savings banks in Southern and "Western States and Territories, exclusive of California, as shown by reports made to Commissioner, compared with the number in other sections Proportion of savings-bank deposits to those of State banks and trust companies, and also to those of national banks Proportion of savings-bank deposits to national-bank deposits in the New England States Number of savings-deposits accounts in New England, proportion to population, and average amount of each account, and amount per capita Per capita of savings-bank deposits to population in New York State Investments of New England savings banks in United States and other stocks and bonds in 1880 and in 1873 and proportion to deposits Cash on hand in New England savings banks in 1880 and 1873, and proportion to deposits Investments in United States and other bonds and cash on hand, with proportion of each to deposits in New York savings banks in 1880 and 1873 Investments in United States and other bonds and cash on hand, with proportion of each to deposits, in California savings banks in 1880 and 1877 Amount due from banks to New England savings banks Investments of New York savings banks in United States bonds Investments of New York savings banks in other stocks and bonds Capital, deposits, and investments in United States bonds, of banks other than national, in the Eastern and Middle States for the six months ending May 31,1880 Capital, deposits, and investments in United States bonds, of banks other than national, in the Southern, Western, and Pacific States Capital, deposits, and investments in United States bonds, of banks other than national, in the United States Number, capital, and deposits of the State banks, private bankers, &c, for the six months ending May 31,1880, by geographical divisions NUMBER, CAPITAL, AND DEPOSITS OF NATIONAL BANKS, STATE AND SAVINGS BANKS, AND PRIVATE BANKERS Net deposits of the national banks and average deposits of all other banks, including those of savings banks Increase of the deposits of all classes of banks Number, capital, and deposits of the State banks, private bankers, &c, for the six months ending May 31,1880, and of the national banks on June 11,1880 Number, capital, and deposits of the national banks, State banks, private bankers, &c, at corresponding dates, 1876-1880 Definition of terms "gross deposits," "individual deposits," and "net deposits" (note) SECURITY OF CIRCULATING NOTES Amounts and kinds of United States bonds pledged to secure national-bank circulation, on November 1,1880 „ Amount of five and six per cent. United States bonds pledged to secure national-bank circulation on October 1,1865, and October 1,1870 Decrease of six per cent, bonds and increase of five per cent. United States bonds to November 1,1880 <• Amount of four-and-a-half and four per cent. United States bonds pledged to secure national-bank circulation Amount of four per cent. United States bonds withdrawn from and of five per cent, bonds deposited for security of circulation during the year ending November 1,1880.. United States bonds pledged to secure circulation on which interest has ceased United States bonds pledged to secure circulation which are redeemable on or before J u l y l , 1881 NATIONAL-BANK AND LEGAL-TENDER NOTES BY DENOMINATIONS, CIRCULATING NOTES OF THE BANK OF FRANCE AND IMPERIAL BANK OF GERMANY, BY DENOMINATIONS Amount of each denomination of national-bank notes and of legal-tender tetas outstanding OQ November 1,1880, and of the aggregate amounts outstanding on November 1,1878 and 1879 National banks not to be furnished with notes of a less denomination than five dollars after resumption No denominations less than five dollars issued since January 1, 1879 Amount of one and two dollar national-bank notes outstanding on January 1, 1879, and decrease since Amount of one and two dollar legal-tender notes outstanding January 1,1879, and increase since. XXII XXII XXII XXII XXII XXII XXII XXII XXIII XXIII XXIII XXIII XXIII XXIII XXIII XXIT XXIT XXT XXT XXT XXT XXT XXTI XXTI XXTI XXTI XXTI XXTII XXTH XXTII XXTH XXTII XXTII XXTII XXTII XXTII XXTII XXTIII CXCVIII INDEX. NATIONAL-BANK AND LEGAL-TENDER NOTES, &C.—Continued. Proportions of the different denominations of national-bank and legal-tender notes . . . Circulation of the Imperial Bank of Germany on January 1,1879 and 1880 Amount and denominations of the circulation of the Imperial Bank of Germany on January 1,1880 Amount and denominations of the circulation of the Bank of France on January 29,1880 Circulation of the Bank of France on January 30, 1879 Smallest denominations of notes issued by the Imperial Bank of Germany, the Bank of France, and the banks of Ireland and Scotland Paper circulation of the United States in denominations of five dollars and less on November 1, 1880 Circulation of the lower denominations in foreign countries consist principally of coin Present requirements of the law as to signatures of officers of national banks on circulating notes Written signatures should be required Legislation requiring same recommended XXVIII XXVIII XXVIII XXVIII XXVIII XXIX XXIX XXIX XXIX XXIX XXIX UNITED STATES IIONDS OUTSTANDING AND THE AMOUNT HELD BY THE NATIONAL BANKS, STATE BANKS, AND PRIVATE BANKERS Kind and amount of United States bonds outstanding August 31, 1865, July 1, 1866,, to 1880, and November 1,1880 \ .". Average amount of bonded debt of the United States held by the national banks since 1865, with rates of interest thereon Kinds and amounts of United States bonds owned by the national banks on July 1,1865, to 1880, and on November 1, 1880 Maturing bonds to be replaced by those bearing interest at a lower rate Amount of United States bonds held by State banks, trust convpanies, and savings banks in various States Investments in United States bonds, of banks other than national, and private bankers, by geographical divisions, for the six months ending May 31,1880 Amount of United States bonds held by all the banks and bankers in the country CLEARING-HOUSE CERTIFICATES Provisions of law relative to Certificates for legal-tender notes first issued in 1873, and amount outstanding at various dates Provisions of law relative to gold certificates Gold certificates first issued November 13,1865, and amounts outstanding at various datesIssue of gold certificates discontinued Establishment of depository for gold coin for clearing-house purposes by the banks in, New York City Amounts of gold certificates issued from such depository outstanding at various dates Establishment of similar depositories in Boston, Philadelphia, and Baltimore, and amounts of certificates issued by them up to October 1, 1880 TRANSACTIONS OF THE NEW YORK CLEARING-HOUSE Organization of the New York Clearing-House Association Exchanges and balances for the year ending October 1,18eO Average daily exchanges and balances .... Transactions of the New York Clearing-house Transactions of the United States assistant treasurer at New York with the Clearinghouse for the year ending November 1,1880 Operations of the Clearing-house larger during the past year than ever before XXIX: XXIX XXX XXX XXX XXX XXXI XXXI XXXI XXXI XXXII XXXII XXXII XXXII; XXXir XXXII XXXII XXXII XXXII XXXII XXXII XXXIII XXXIII XXXIII SPECIE IN BANK, AND IN THE TREASURY OF THE UNITED STATES, AND ESTIMATED AMOUNT, IN THE COUNTRY—SPECIE IN THE BANK OF ENGLAND AND IN THE BANK OF FRANCE Specie held by the national banks, at the dates of their reports, from October, 1868, to October, 1880 Specie held by the State banks in various States and in New York City Estimate of the Director of the Mint of the coin and bullion in the country for the fiscal year 1880, and total amount at the close of the year Amount of gold and silver, and proportion of each, in the United States Treasury on September 30, from 1876 to 1880, and on November 1,1880 Amount of bullion in the Bank of England in each year, from 1870 to 1880 Amount of gold and silver held by the Bank of France from 1870 to 1880 STATE TAXATION OF NATIONAL BANKS Provisions of law relative to taxation of national-bank shares by States Extract from decision of United States Supreme Court on the powers of States to tax national banks Intent of Congress in authorizing State taxation of national banks-evaded. XXXIV XXXIV XXXV XXXV XXXV XXXV XXXVI XXXVI. XXXVI, XXXVII XXXVIL INDEX. CCI Page. Jf ATIONAL-BANK FAILURES National banks which failed during the year ending November 1,1880, with their capital List of insolvent national banks, with rates of dividends paid to creditors Dividends to creditors of insolvent national banks during the year ending November 1, 1880 Total dividends to creditors of insolvent national banks Assessments upon shareholders of insolvent national banks, and amount collected Unclaimed dividends, checks, and recommendation relative to their disposition RESERVE LIX LIX LIX LIX LIX LIX LX LX Amount required and held by the national banks at the dates of their reports in October from 1875 to 1880 Movement of the legal-tender reserve of the national banks in New York City, weekly, in October of each year, from 1873 to 1880 LX LXI TABLES CONTAINED IN THE APPENDIX. Page. Names and compensation of officers and clerks in the office of Comptroller of the Currency and expenses of the office for the fiscal year ending June 30,1879 LXIII Synopsis of judicial decisions relative to national banks of the Supreme and circuit courts of the United States, and of State courts upon national-bank questions LXY Number of national banks, by States, with their capital, bonds, and circulation on November 1, 1880 LX XXV Number of State and savings banks and private bankers, separately, by States, with their average capital, deposits, and investments in United States bonds for the six months ending May 31, 1880 LXXXVI Circulation of the national banks, by States, authorized, issued, and uncalled for on October 1, 1880 LXXXVIII Classification of the loans of the national banks, by States, on October 2,1879 XC Number and denomination of national-bank notes issued, redeemed, and outstanding on November 1, yearly, from 1868 to 1880 XCI Circulation issued to national banks, in each State, from June 20, 1874, to November 1,1880, with the amount of legal-tender notes deposited to retire circulation, and the amount remaining on deposit at the latter date XCII Monthly increase of the circulation during the year ending November 1,1880, and yearly from January 14,1875 XCIII Taxation of the national banks for the year 1867 XCIV Taxation of the national banks for the year 1869 XCV Taxation of the national banks for the year 1874 XCYI Taxation of the national banks for the year 1875 XCVII Taxation of the national banks for the year 1876 XCVIII Taxation of the national banks for the year 1877 XCIX Taxation of the national banks for the year 1878 C Clearings and balances of the banks in New York City, weekly, in September, October, and November, from 1872 to 1880 CI Dividends and earnings of the national banks, by geographical divisions, semi-annually, from 1871 to 1880 CII Dividends and earnings of the national banks, by States, for the six months ending March 1, 1880 CIV Similar table for the six months ending September 1, 1880 CV Ratios of dividends and earnings to capital, and to capital and surplus, of the national banks, by States semi-annually, from 1876 to 1880 CVI Lawful money reserve of the national banks, at the dates of their reports, from 1874 to 1880 CVIII Lawful money reserve of the national banks, by States and cities, on October 1,1880 CX Lawful money reserve of the national banks, in the States, in New York City, and in the other reserve cities, at three dates in each year from 1877 to 1880 OXII Average weekly liabilities and reserve of the national banks in New York City, in September and October, from 1873 to 1880 CXIII Number of State banks, savings banks, &c, by States, with their average capital and deposits, and the tax thereon, for the six months ending November 30, 1876 CXI V Similar table for the six months ending May 31,1877 CXV Similar table for the six months ending May 31,1878 CXVI cc xiv INDEX. Similar table for the six months ending May 31,1879 Similar table for the six months ending May 31,1880 Number, average capital, and deposits of State banks, savings banks, &c, by geographical divisions, for the six months ending November 30,1875 Similar table for the six months ending May 31,1876 Similar table for the six months ending November 30,1876 Similar table for the six months ending May 31,1877 Similar table for the six months ending May 31,1878 Number, average capital, and deposits of the State banks and trust companies, private bankers, and savings banks, by geographical divisions, for the six months ending May 31,1878 Number, average capital, and deposits of the State banks, savings banks, &c, by geographical divisions, for the six months ending May 31,1878, and of the number, capital, and deposits of the national banks on June 29,1878 Number, average capital, and deposits of the State banks and trust companies, private bankers and savings banks, by geographical divisions, for the six months ending May 31, 1879 Number, average capital, and deposits of the State banks, savings banks, &c, by geographical divisions, for the six months ending May 31,1879, and of the number, capital, and deposits of the national banks on June 14,1879 Resources and liabilities of the State banks, by States Aggregate resources and liabilities of the State banks, yearly, 1876 to 1880 Resources and liabilities of the trust and loan companies, by States Aggregate resources and liabilities of the trust and loan companies, yearly, 187G to 1880.. Resources and liabilities of the State banks and trust companies, by geographical divisions, 1879-80 Resources and liabilities of savings banks by States Aggregate resources and liabilities of savings banks, yearly, 1876 to 1880 Deposits of savings banks, number of depositors, and average amount due to each in 1879 and 1880. National-bank and legal-tender notes outstanding at various dates, with the increase or decrease, to November 1,1880 National banks in voluntary liquidation Insolvent national banks, with their capital, circulation, <fcc Insolvent national banks, with date of failure, amount of debts, dividends paid, &e Aggregate resources and liabilities of the national banks at the dates of their reports, from 1863 to 1880 Abstract, by States, Territories, and reserve cities, of the reports made by the national banks since October 1,1879 List of States, Territories, and reserve cities Report of the condition of each national bank on October 1,1880 CXYII CXVIII CXIX CXIX CXIX CXX CXX CXX CXXI CXXI CXXI CXXII CXXIV CXXIV CXXV CXXV CXXVI CXXVII CXXVIII CXXVIII CXXIX CXXXIV CXXXVI CXXXIX CLIII CCIII I EE POETS OF THE CONDITION THE NATIONAL BANKS AT THE CLOSE OF BUSINESS ON FRIDAY, OCTOBER 1, 1880. H. Ex. 3 1 REPORTS OF THE CONDITION THE NATIONAL BANKS AT THE CLOSE OF BUSINESS ON FRIDAY, OCTOBER 1, 18-0. MAINE. First National Bank, Auburn. Xo. 154. JAMES DINGLEY, Jr., President. JOHN B. JORDAN, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes j U. S. certificates of deposit ] Due from U. S. Treasurer j Total. $196, 453 81 Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . 27,119 27 State bank notes outstanding 1, 332 22 Dividends unpaid 40,000 00 5, 471 00 150, 000 00 135, 000 00 Individual deposits United States deposits 971 65 Deposits of U. S. disbursing officers. 58,493 98 3, 432 00 Due to other national banks 28 53 1, 480 00 Due to State banks and bankers. Notes and bills re-discounted Bills payable 6, 750 00 Total. 388,964 98 388, 964 98 National Shoe and Leather Bank, Auburn. AHA CUSHMAN, President. No. 2270. Loans and discounts i Overdrafts I U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents \ Due from other banks and bankers j Real estate, furniture, and fixtures I Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks | ! j Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer i | j i I Total i $337, 681 85 M. C. PERCIVAL, Cashier. Capital stock paid in Surplus fund Other undivided profits 5, 342 88 National bank notes outstanding .. State bank notes outstanding 27, 693 44 j 300, 000 00 5, 736 02 j 6, 000 00 ! Dividends 2,193 91 17, 980 13 i $300, 000 00 9, 000 00 8, 579 98 270, 000 00 unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 45 50 150, 060 31 11, 887 00 ' Due to other national banks 127 56 | Due to State banks and bankers. 9, 543 00 I j Notes and bills re-discounted . Bills payable 13. 500 00 j 737,685 79 Total. 737, 685 79 3 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Augusta. JAMES W. NORTH, President. No. 367. JOHN W. FOGLER, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes Due from U. S. Treasurer Defalcation of late cashier Liabilities. $171, 920 61 130 69 250, 000 00 100, 000 00 17, 996 47 57, 983 19 938 10 782 93 4, 000 00 391 87 6, 961 00 375 89 399 73 5, 000 00 11, 250 00 29, 362 45 Capital stock paid in . Dividends unpaid . . 45, 000 00 12, 884 70 223,300 00 905 00 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... 123,152 90 2, 250 33 Notes and bills re-discounted . Bills payable Total. 657,492 93 Total, $250, 000 00 Surplus fund Other undivided profits . National bank notes outstanding . State bank notes outstanding 657, 492 93 Freeman's National Bank, Augusta. No. 406. W. F . HALLETT, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for cleaiing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $116, 024 80 401 95 100, 000 00 S. B. GLAZIER, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits 20, 000 00 National bank notes outstanding .. 41, 889 08 State bank notes outstanding 8, 189 10 Dividends unpaid .. 8, 000 00 801 60 Individual deposits United States deposits Deposits of U. S. disbursing officers 25, 000 00 5, 263 85 2, 090 00 Due to other national banks 301 73 Due to State banks and bankers . . . 5, 764 93 Notes and bills re-discounted . j Bills payable 5, 915 88 1, 081 96 Total Total. 90,000 00 540 00 81, 098 31 308, 900 00 Granite National Bank, Augusta. DARIUS ALDEN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XL S. certificates of deposit Due from U. S. Treasurer Total . No. 498. WM. T. JOHNSON, Cashier. $289, 746 20 Capital stock paid in . 2, 972 62 150, 000 00 Surplus fund 50, 000 00 I Other undivided profits 1, 350 00 | 16, 300 00 I National bank notes outstanding State bank notes outstanding 64, 569 43 | 16, 200 00 1, 292 38 1, 358 80 17, 027 2,135 23,200 00 4, 898 54 135,000 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers 00 03 00 00 j Due to other national banks I Due to State banks and b a n k e r s . . . ! ' Notes and bills re-discounted . Bills payable 6, 750 00 | 619, 780 66 $150, 000 00 Total. 265, 649 58 26, 257 90 1, 424 28 13, 350 36 619, 780 66 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Bangor. No. 112. GEORGE STETSON, President. E. G. WYMAN, Cashier. Liabilities. Resources. Loans and discounts i! Overdrafts TT. S. bonds to secure circulation. .! TT. S. bonds to secure deposits j : TT. S. bonds on hand Other stocks, bonds, and mortgages, j Due from approved reserve agents ! Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes TT. S. certificates of deposit Dae from TT. S. Treasurer Total. $772, 636 56 Capital stock paid in. 386 07 300, 000 00 Surplus fund 50, 000 00 Other undivided profits. 63. 15, 3, 4, 2G4 516 516 101 33 07 97 45 3, 400 51 20, 300 00 National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $500, 000 00 100, 000 00 46, 389 03 269, 966 00 432 00 Individual deposits United States deposits Deposits of IT. S. disbursing officers Due to other national banks Due to State banks and bankers ... 303,647 66 27, 512 55 453 67 6,150 17 752 88 Notes and bills re-discounted. Bills payable " 16, 050 00 Total. 1, 255, 303 96 1,255,303 96 Second National Bank, Bangor. NATHAN C. AYER, President. Loans and discounts j Overdrafts ! TT. S. bonds to secure circulation. . . | TT. S. bonds to secure deposits ! hand. TT. S. bonds on hand ! Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TT. S. Treasurer Total. No. 306. "WILLIAM S. DENNETT, Cashier. $371, 655 98 I Capital stock paid in . 106 35 i 150, 000 00 J Surplus fund j Other undivided profits. 2, 000 00 National bank notes outstanding .. 125,142 44 State bank notes outstanding 225 00 Dividends unpaid $150,000 00 Individual deposits TTnited States deposits Deposits of TT. S. disbursing officers. 338, 026 68 13, 928 55 11, 027 00 38 66 22, 556 58 9, 000 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 30, 000 00 30, 395 11 135, 000 00 8, 040 00 20, 968 77 6, 750 00 Total. 712,430 56 712,430 56 Kenduskeag National Bank, Bangor. No. 518. WILLIAM B. HAYFORD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from TT. S. Treasurer Total. $262, 329 32 CHARLES H. HAMMATT, Cashier. Capital stock paid in . '"i6o,'o6o"oo" Surplus fund Other undivided profits. 61, 008 61 " 5,144" 00' : 15 2, 922 9 2, 830 18, 000 00 46 00 00 5100, 000 00 20, 000 00 10,134 16 National bank notes outstanding .. State bank notes outstanding 90, 000 00 Dividends unpaid. Individual deposits TTnited States deposits Deposits of TT. S. disbursing officers. 231, 900 74 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 5, 000 00 2, 402 64 4, 500 00 459,437 54 Total. 459, 437 54 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Merchants' National Bank, Bangor. Xo. 1437. SAMUEL H. BLAKE, President. JONAiHAN R.- HOLT, Cashier. Resources. Liabilities. Loans and discounts • Overdrafts IT. S. "bonds to secure circulation... XJ. S. bonds to secure deposits U. S. bonds on hand Other stoc"ks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $310, 860 69 Capital stock paid in 1,980 52 100, 000 00 ; Surplus fund Other undivided profits 6, 750 00 23, 490 66 National bank notes outstanding .. 116,818 82 State bank notes outstanding 0*588 75 Dividends unpaid 20, 000 00 46, 508 06 89, 830 00 1, 432 00 3, 640 00 Individual deposits [ 14,499 37 United States deposits I 4, 542 00 Deposits of U. S. disbursing officers 125 81 Due to other national banks 15, 540 00 ;i Due to State banks and bankers 8,000 00 i Xotes and bills re-discounted Bills payable 5, 600 00 ; Total. Total. $100, 000 00 320, 035 88 33, 350 68 614, 796 62 Veazie National Bank, Bangor. Xo. 2089. CHARLES V. LORD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ.iS. certificates of deposit Due from TJ. S. Treasurer Total. WILLIAM C. HOLT, Cashier. $180,036 14 I Capital stock paid in ilOO, 000 00 '""ioo," 666*66"! Surplus fund Other undivided profits Xational bank notes outstanding .. 10,134 59 State bank notes outstanding 33, 803 01 Dividends unpaid "2,78262 Individual deposits United States deposits 15, 349 04 Deposits of U. S. disbursing officers. 3,006 00 r Due to other national banks 86 05 i Due to State banks and bankers. 840 00 II 6,500 00 || Xotes and bills re-discounted . Bills payable 4, 500 00 j Total. 357, 037 45 , 14, 008 75 8, 023 20 89, 400. 00 136, 603 35 9,002 15 357, 037 45 First National Bank, Bath. "No. 61. OLIVER MOSES, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. "266,066 66 9,100 00 76,134 224 3, 000 2,154 03 48 00 97 9, 700 4 9, 079 2, 000 00 29 00 00 WM. D. MUSSEXDEN, Cashier. Capital stock paid in . $312, 700 52 Surplus fund Other undivided profits. i National bank notes outstanding !! State bank notes outstanding jj Dividends unpaid $200, 000 00 50,000 00 13,144 78 177, 790 00 715 00 I Individual deposits I United States deposits Deposits of U. S. disbursing officers 159, 711 99 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 31, 735 52 9,000 00 : 633, 097 29 j Total. 633, 097 29 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE, Bath National Bank, Bath. No. 494. ARTHUR SEWALL, President. WILLIAM D. HILL, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on band Otber stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $186,650 05 ! Capital stock paid in $125, 000 00 ""125," 666 "66" j Surplus fund I Other undivided profits 25,150 00 I National bank notes outstanding .. 37, 336 18 ! State bank notes outstanding i Dividends unpaid 1,463 55 2, 633 46 2, 957 00 93 2, 897 50 5, 000 00 50, 000 00 17, 539 75 112, 500 00 1,135 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 88, 538 92 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5, 625 00 Total. 394,713 67 394, 713 67 Lincoln National Bank, Bath. No. 761. CHARLES DAVENPORT, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. WILLIAM R. SHAW, Cashier. $108, 009 31 Capital stock paid in . 200, 000 66 21, 000 00 23,400 00 131, 749 16 18, 066 90 9, 050 00 90 50 8, 409 00 48 30 9, 097 05 $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid 47, 000 00 202 (ft 158,100 00 11, 928 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and billsre-discounted. Bills payable 119,433 85 1, 256 30 9, 000 00 Total. 537, 920 22 537, 920 22 Marine National Bank, Bath. No. 782. S. D. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $110, 363 44 100, 000 00 68, 273 52 3, 475 00 621 15 1, 616 06 5,175 15 4, 405 2, 573 00 01 00 00 H. A. DUNCAN, Cashier. Capital stock paid in . 5100, 000 00 Surplus fund Other undivided profits. 22, 000 00 4, 777 39 National bank notes outstanding.. State bank notes outstanding 85, 300 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 644 00 88, 295 79 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 301, 017 18 Total. 301, 017 18 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE . Sagadahock National Bank, Bath. Xo. 1041. FRANKLIN REED, President. HENRY EAMES, Cashier* Resources. Liabilities. $133, 417 05 Capital stock paid in Loans and discounts | Overdrafts |• 100,000 00 Surplus fund TJ. S. bonds to secure circulation. ..\ TJ. S. bonds to secure deposits !Other undivided profits TJ. S. bonds on hand '. 11 Xational bank notes outstanding. Other stocks, bonds, and mortgage s. j. 9 102 7 7 65 11 State bank notes outstanding Due from approved reserve agents, j Due from other banks and bankers . Dividends unpaid 9, 700 00 Real estate, furniture, and fixtures. | 995 60 Current expenses and taxes paid...! j Individual deposits Premiums paid •; United States deposits Checks and other cash items I. | Depositsof U. S. disbursing officers. Exchanges for clearing-house ;. Bills of other banks j Due to other national banks " l 21 Due to State banks and bankers. Fractional currency | Specie 7, 640 00 : Xotes and bills re-discounted. Legal-tender notes Bills payable TJ. S. certificates of deposit. 4, 500 00 Due from TJ. S. Treasurer ! Total. 364, 206 51 Total. $100, 000 0042, 000 00 6,678 56 86,770 00 7, 208 00 121, 549 95 364, 206 51 Belfast National Bank, Belfast. Xo. 840. JOHN G-. BROOKS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... i •U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages ! Due from approved reserve agents j Due from other banks and bankers j. Real estate, furniture, and fixtures i Current expenses and taxes paid...! Premiums paid i Checks and other cash items I Exchanges for clearing-house ; Bills of other banks ! Fractional currency Specie Legal-tender notes j TJ. S. certificates of deposit ;. Due from TJ. S. Treasurer j Total. ALBION H. BRADBURY, Cashier. $124, 356 63 i Capital stock paid in . 150, 000 00 i Surplus fund Other undivided profits Xational bank notes outstanding. State bank notes outstanding 131,970 41 Dividends unpaid . 7,500 00 ll 573 6" " Individual deposits United States deposits 4, 617 86 Depositsof U. S. disbursing officers. $150, 000 00 33, 000 00 5, 271 46 133,100 00 342 00 122,050 5a 6,053*66" Due to other national banks Due to State banks and bankers. 9, 942 38 2,000 00 | Xotes and bills re-discounted. Bills payable 6, 750 00 Total. 443,763 96 443, 763 96 First National Bank, Biddeford. ESREFF H. BANKS, President. Xo. 1089. Loans and discounts Overdrafts U. S. bonds to secure circulation... j U. S. bonds to secure deposits < U. S. bonds on hand Other stocks, bonds, and mortgages. | Due from approved reserve agents | Due from other banks and bankers. I Real estate, furniture, and fixtures. \ Current expenses and taxes paid... j Premiums paid ! Checks and other cash items j Exchanges for clearing-house j Bills of other banks | Fractional currency j Specie I Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer j Total I $168,409 67 CHARLES A. MOODY, Cashier. Capital stock paid in 100, 000 00 Surplus fund Other undivided profits Xational bank notes outstanding.. 17, 244 61 State bank notes outstanding 587 30 10, 204 97 Dividends unpaid Individual deposits United States deposits 3, 310 21 Depositsof U. S. disbursing officers. , 2, 539 00 Due to other national banks , Due to State banks and bankers... 2, 395 48 2, 000 00 Xotes and bills re-discounted Bills payable 4, 500 00 311,191 24 Total $100, 000 00 20, 000 00 9, 832 96 90, 000 00 67, 223 93. 24,134 35. 311,191 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. 9 MAINE. Biddeford National Bank, Biddeford. No. 1575. LUTHER BUY ANT, President. CHARLES E. GOODWIN, Cashier* Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie XiOgal-tender notesof deposit TJ. S. certificates Total $224, 790 40 124, 000 00 4,123 73 1,584 63 Capital stock paid in $150, 000 00 Surplus fund Other undivided profits 37, 000 00 24, 593 57 National bank notes outstanding . . State bank notes outstanding Dividends unpaid 111,600 0G 568 40 Individual deposits 41, 085 94 1, 265 33 Deposits of U. S. disbursing officers. 4, 550 00 47 293 50 1,175 00 D u e to other national b a n k s D u e to State b a n k s and b a n k e r s . . . Notes and bills re-discounted i Bills payable . 2, 543 15 . . . 5 580 00 367, 391 on Total 367, 391 06 National Village Bank, Bowdoinham. No. 944. ROBERT P . CARR, President. Loans and discounts | Overdrafts j U. S. bonds to secure circulation. ..i U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. HENRY Q. SAMPSOX, Cashier. $31, 694 99j! Capital stock paid in $50,000 00 so, 666 "oo I Surplus fund I Other undivided profits 6, 297 28 3, 600 00I1 National bank notes outstanding .. 41, 920 2511 State bank notes outstanding 300 00 Dividends unpaid 44, 985 00 Individual deposits j United States deposits 1, 250 84 j Deposits of U. S. disbursing officers 31,901 17 2, 552 1 260 1, 450 00 77 00 00 2,250 00 j 2, 096 40 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted i Bills payable Total. 135, 279 85 135, 279 85 First National Bank, Brunswick. No. 192. N. T. ¥ AIMER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand , Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes .. U. S. certificates of deposit .... Due from U. S. Treasurer Total. $67, 382 "ioo,"oob 55,000 54,373 J". P. WINCHELL, Cashier. Capital stock paid in Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid 819 11, 638 69 2,417 4* 54v. 4, 000 4,500 00 300, 725 65 5100, 000 00 20,000 00 16, 289 28 89 950 00 506 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 61, 936 76 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 1, 039 64 11,003 97 Total. 300, 725 65 10 REPORT OF THE COMPTROLLER OF THE CURRENCY MAINE. Pejepscot National Bank, Brunswick. IL C. MARTIN, President. No. 1315. LEMUEL H. STOVER, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Liabilities. $28,131 32 "50," 000 00 2,000 00 3, SCO 00 31, 370 29 2,311,71 4,200 00 1, 322 41 100 0!) 1 17 1,165 00 1, 200 00 """2,"250 00" Capital stock paid in. National bank notes outstanding.. State bank notes outstanding Dividends unpaid.. 2,400 00 1, 656 09 45, 000 00 381 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 28, 414 81 Due to other national banks Due to State banks and bankers. Notes and bills re-discouated Bills payable 127,851 90 Total. $50, 000 00 Surplus fund Other undivided profits.. •Total. 127, 851 90 Union National Bank, Brunswick. STEPHEN J. YOUNG, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie .' Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 1118. $46, 692 92j i Capital stock paid in .. .• 100,000 00• j Surplus fund i I Other undivided profits 16,560 66 23,500 00 I National banknotes outstanding.. 64,724 85 I1 State bank notes outstanding 2, 630 85 i I Dividends unpaid 5,441 17 I Individual deposits 494 83 j i United States deposits 3, 060 41 ! I Deposits of TJ. S. disbursing officers. $100, 000 00 16, 830 00 3, 957 87 89, 975 00 884 00 52,453 74 I' Due to other national banks 106 58 . Ij! Due to State banks and bankers 1, 500 00 Notes and bills re-discounted. Bills payable 4, 500 00 264,100 61 Total.. H. A. RANDALL, Cashier. Total. 264,100 61 Bucksport National Bank, Bucksport. THEO. C. WOODMAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1079. EDWARD SWAZEY, Cashier. $92, 977 83 i| Capital stock paid in . I Surplus fund " ' 3 " 756'66' 1I Other undivided profits National bank notes outstanding.. 65,230 13 ! State bank notes outstanding 100, 000 00 2, 500 00 100 00 ! i Dividends unpaid I Individual deposits j I United States deposits 1,925 05 |! Deposits of U.S. disbursing officers. 621 00 21 23 4, 002 00 3, 000 00 $100,000 00 13, 600 00 6, 233 05 86, 800 00 533 74 71, 460 45 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 4, 500 00 278, 627 24 Total. 278, 627 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. 11 MAINE. Calais National Bank, Calais. LEMUEL G. DOWNES, President FRANK NELSON. Cashier. No. 1425. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... \ U. S. bonds to secure deposits U. S. bonds on hand ; Other stocks, bonds, and mortgages ] Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures.; Current expenses and taxes paid...! Premiums paid \ Checks and other cash items • Exchanges for clearing-house | Bills of other banks ; Fractional •currency | Specie j Legal-tender notes j 17. S. certificates of deposit I Due from U. S. Treasurer j Total | $194,132 37 : Capital stock paid in . 251 87 | 100, 000 00 ! Surplus fund Other undivided profits . $100, 000 00 38, 916 96 3, 778 78 National bank notes outstanding .. State bank notes outstanding 1. 867 0'J Dividends unpaid . '• 764 70 | deposits j 2, 887 50 ! Individual United States deposits 2, 610 04 <Deposits of U. S. disbursing officers. 5, 895 00 ' 21 64 5, 682 00 6, 966 00 . 4, 500 00 Due to other national banks Due to State banks and bankers . . . i Notes and bills re-discounted \. Bills payable j. Total 325, 584 21 90, 000 00 10 92 79, 906 35 8, 807 95 4,163 25 325, 584 21 Camden National Bank, Camden. H E N R Y KNIGHT, No. 2311. President. Loans and discounts .. .• Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current exjjenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. J . F . STETSON, Cashier. $69, 007 49 Capital stock paid in . ""50,*000"(J0' Surplus fund Other undivided profits $50,000 00 1, 775 00 2, 277 27 National bank notes outstanding . State bank notes outstanding 17, 302 82 2, 486 79 1, 913 00 668 59 Dividends unpaid . 243 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 2, 588 52 44,700 00 54, 637 10 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 4, 301 00 9 88 1,168 98 1,800 00 '"2,385 SO Total. 153, 632 37 153, 632 37 First National Bank, Damariscotta. EDWIN FLYE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents.. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total No. 446. WILLIAM FLYE, Cashier. 3, 845 64 i i Capital stock paid in . $50, 000 00 50, 000 00 I! Surplus fund 11 Other undivided profits 15, 000 00 5, 826 82 1,568 00 j\ National bank notes outstanding .. j State bank notes outstanding 45, 000 00 56, 575 53 ! I Dividends unpaid 50318 I : Individual deposits | j United States deposits 880 10 \! Deposits of TJ. S. disbursing ii 148 00 42, 649 99 officers. 722'6o'i ! Due to other national banks 4 81 iI Due to State banks and bankers... 1, 275 55 I 1, 000 00 II "2,256 6 6 ; Notes and bills re-discounted I Bills payable 158,624 81 j! Total 158, 624 81 12 REPORT OF THE COMPTROLLER OF THE CURRENCY, MAINE. First National Bank, Dexter. No. 2259. CHARLES SHAW, President. CHARLES "W. CURTIS, Cashier,, Liabilities. Resources. Loans and discounts j Overdrafts U. S. bonds to secure circulation... j U. S. bonds to secure deposits j U. S. bonds on hand [ Other stocks, bonds, and mortgages.; Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid . Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $96, 314 58 "ioo, ooo oo Capital stock paid in $100, 000 00' Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 3,200 00 2, 256 75< 89, 500 00 19, 104 24 Dividends unpaid. 2, 000 00 735 14 Individual deposits I United States deposits 36 50 Deposits of U. S. disbursing officers. 403 50 32, 308 00 2, 009 00 ; Due to other national banks 9 49 Due to State banks and bankers 2, 459 30 500 00 Notes and bills re-discounted . Bills payable 4, 500 00 227, 668 25 Total... 227, 668 25 Frontier National Bank, Eastport. SEWABD B. HUME, President. No. 1495. GEORGE H. HAYES, Cashier. $100,123 19 Capital stock paid in . Loans and discounts Overdrafts U. S. bonds to secure circulation... 60, 300 00 Surplus fund U. S. bonds to secure deposits Other undivided profits TJ. S. bonds on hand National bank notes outstanding .. Other stocks, bonds, and mortgages. • Due from approved reserve agents 73, 690 40 State bank notes outstanding Due from other banks and bankers j 1, 434 33 Real estate, furniture, and fixtures 2, 000 00 Dividends unpaid. Current expenses and taxes paid... j 391 97 Individual deposits. Premiums paid j United States deposits. Checks and other cash items ; ! Deposits of TJ. S. disbursing officers. Exchanges for clearing-house Bills of other banks j 5, 963 00 j I Due to other national banks Fractional currency j 4 60j! Due to State banks and bankers... Specie j 4, 509 00 Legal-tender notes ' j Notes and bills re-discounted. | Bills payable TJ. S. certificates of deposit ' Due from U. S. Treasurer \ 2, 713 50 Total.. 251,129 99 j| Total. $75, 000 00 16,164 45 5, 682 85 54, 270 00 98, 486 66 1,526 03 251,129 99 First National Bank, Fairfield. HENRY KELLEY, President. Loans and discounts i Overdrafts ' U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand i Other stocks, bonds, and mortgages. j Due from approved reserve agents | Due from other banks and bankers j Real estate, furniture, and fixtures ! Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer | Total. No. 2175. ELBRIDGE G. PRATT, Cashier. $50, 216 57 Capital stock paid in 2, 982 65 1, 519 41 National bank notes outstanding .. 32, 650 58 State bank notes outstanding 766 69 Dividends unpaid 395 95 Individual deposits 1, 413 51 United States deposits 450 20 Deposits of U. S. disbursing officers. 44,350 00 *3, 500 00* 272 00 4 79 3, 216 00 1, 750 00 2, 250 00 146, 886 29 Surplus fund Other undivided profits $50, 000 00 ' 50, 000 00 Due to other national banks Due to State banks and bankers... 84 00 31,144 69 'i6,"805*54 Notes and bills re-discounted Bills payable Total.... 146, 886 29 REPOET OF THE COMPTROLLER OF THE CURRENCY. 13 MAINE. Sandy River National Bank, Farmington. No. 901. IFRANCIS Gr. BUTLER, President. TIMOTHY F. BELCHER, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XL S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. | Capital stock paid in . Surplus fund 12, 700 00 Other undivided profits. 17, 200 00 National bank notes outstanding State bank notes outstanding $54, 945 66 $75, 000 00 "75,000 00 22,714 92 3, 929 01 67,500 00 35,152 51 Dividends unpaid. Individual deposits United States deposits 4, 409 16 Deposits of U. S. disbursing officers. ""3," 924 '53 716 00 43, 847 83 4, 354 00 Due to other national banks 3 90 643 00 Due to State banks and bankers. 2, 000 00 Notes and bills re-discounted. Bills payable 3,375 00 11 213,707 76 -I Total. 213,707 76 Cobbossee National Bank, Gardiner. No. 939. JAMES STONE, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation... XL S. bonds to secure deposits U. S. bonds 011 hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers-1 Real estate, furniture, and fixtures Current expenses and taxes paid... j Premiums paid j Checks and other cash items j Exchanges for clearing-house j Bills of other banks ! Fractional currency j Specie | Legal-tender notes XT. S. certificates of deposit | Due from XL S. Treasurer j Total. TREBY JOHNSON, Cashier. $126, 554 45 Capital stock paid in . 2, 036 08 100, 000 00 Surplus fund Other undivided profits 5, 900 00 National bank notes outstanding .. 43,881 15 State bank notes outstanding 832 47 8, 000 00 Dividends unpaid Individual deposits United States deposits '. 818 29 Deposits of U. S. disbursing officers, i $100, 000 00 20, 000 00 12, 918 84 88, 900 00 450 00 72, 973 78 2, 890 00 Due to other national banks j 55 96 Due to State banks and bankers. .. | 2,385 00 1, 500 00 Notes and bills re-discounted. Bills payable 4, 500 00 Total. 18, 853 40 298, 853 40 Gardiner National Bank, Gardiner. J O S E P H BRADSTKEET, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie " Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 1174. FRED. W. HUNTON, Cashier. $59, 557 88 j Capital stock paid in . 451 82 50, 000 00 ! Surplus fund I Other undivided profits 1 12, 315 60 I National bank notes outstanding .. 56 I State bank notes outstanding 64 Dividends unpaid. 00 30 123, 228 3,105 13,500 164 I Individual deposits I United States deposits 799 65 I Deposits of U. S. disbursing officers 4*454 00 I Due to other national banks 3,126 73 6, 600 00 $50, 000 00 10,000 00 13, 559 69 44, 200 00 1, 210 00 156, 683 36 3,901 13 I Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 279 554 18 14 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Oakland National Bank, Gardiner. No. 740. JOSHUA G-RAY, President. SIFAMAI BOWMAX, Cashier. Liabilities. Resources. $90, 209 62 Loans and discounts 1,780 64 Overdrafts 50, 000 00 U. S. bonds to secure circulation . 17. S. bonds to secure dej>osits j . . . U. S. bonds on hand i... 10, 000 00 Other stocks, bonds, and mortgages 49, 551 62 Due from approved reserve agents Due from other banks and bankers 1,750 00 Keal estate, furniture, and fixtures Current expenses and taxes paid . Premiums paid M 00 2,241 33 Checks and other cash items Exchanges for clearing-house 1, 218 00 Bills of other banks 7 84 Fractional currency 1,210 12 Specie ' 4, 002 00 Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer 2,250 00 Total Capital stock paid in $50,000 00 Surplus fund Other undivided profits 17, 800 00 21, 762 23 National bank notes outstanding... State bank notes outstanding 43, 838 00 Dividends unpaid 1, 298 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 77,893 94 Due to other national banks Due to State banks and bankers... 8, 411 00 Notes and bills re-discounted. Bills payable Total. 221,003 17 221, 003 17 American National Bank, Hallo well. PETER F. SANBORX, President. Loans and discounts Overdrafts ! U. S. bonds to secure circulation.. J TJ. S. bonds to secure deposits S U. S. bonds on hand I Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total.. No. 624. AUSTIN D. KNIGHT, Cashier. $72, 047 41 !) Capital stock paid in | I ! 6, 000 00 I National bank notes outstanding..jI 30, 033 70 State bank notes outstanding 75, 000 00 Surplus fund Other undivided profits. 3, 931 50 314 01 11,850 00 4, 434 09 66,800 00 366 00 Dividends u n p a i d . Individual deposits i United States deposits I Deposits of U. S. disbursing officers I 540 00 I Due to other national banks 95 ! Due to State banks and bankers . 841 75 ! 1, 800 00 i Notes and bills re-discounted 3, 375 00 | $75, 000 00 35, 440 23- • Bills payable Total. 193,890 32 193, 890 32 Northern National Bank, Hallo well. JUSTIX E. SMITH, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 532. GEORGE E. SMITH, Cashier. $77, 943 78 Capital stock paid in j $100, 000 00 Surplus fund j Other undivided profits ! " 3 5 * 0 0 0 00 ; National bank notes outstanding.. | 4, 500 00 State bank notes outstanding — 70,174 88 ! 25, 000 00 11, 336 93 89, 978 00 100,000 00 151 58 I 3, 295 35 ! | 655 56 50 00 22 55 3,105 00 3, 446 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 1, 534 00 69,118 69 5, 877 08 *""4,"5(J6*00 302, 844 70 Total. 302, 844 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. 15 IAHE, Ocean National Bank, Kennebunk. Xo. 1254. JOSEPH DANE, President. CHRIS. LITTLEFIELD, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. B. certificates of deposit Due from U. S. Treasurer Total . $72,128 47 11 Capital stock paid in . 100,000 00 $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding 17, 571 40 5, 000 00 20,291 41 Dividends unpaid . 279 00 Individual deposits "United States deposits 2,100 80 Deposits of U. S. disbursing officers. 20,000 00 4, 226 21 80, 606 Oft 878 00 23, 397 73, 1, 444 00 Due to other national banks 5 16 ! Due to State banks and bankers. 5, 787 70 I Notes and bills re-discounted. ! Bills payable 4, 500 00 229,107 94 Total.. 229,107 94 First National Bank, Le wist on. E. F . PACKARD, President Loans and discounts Overdrafts U. S. bonds to secure circulation. ..j U. S. bonds to secure deposits j TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. 8. certificates of deposit Due from U. S. Treasurer Total. No. 330. A. L. TEMPLETON, Cashier^ $546, 837 32 Capital stock paid in . $400,000 00 400, 000 00 | Surplus fund | Other undivided profits '< National bank notes outstanding .. 191, 352 83 State bank notes outstanding 13, 000 00 11 Dividends unpaid. 1,203 67 I! Individual deposits ! United states deposits 1, 083 43 ' • United States | Deposits of XJ. S. disbursing officers 25, 078 00 ; Due to other national banks 189 83 Due to State banks and bankers. 17, 630 00 2, 000 00 Notes and bills re-discounted.. Bills payable 18, 000 00 1,216,375 08 i Total. 175, 000 00 22, 564 67 355,400 00 422 00 254,104 83 : 58 1, 216, 375 I Manufacturers' National Bank, Lewiston. JOHN M. BOBBINS, Preside: Loans and discounts j Overdrafts TJ. S. bonds to secure circulation. ..j U. S. bonds to secure deposits U. S. bonds on band-. .*. ' Other stocks, bonds, and mortgages. j Due from approved reserve agents. j Due from other banks and bankers j Real estate, furniture, and fixtures j Current expenses and taxes paid . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. X o . 2200. WILLIAM LIBBY, Cashier. $203, 4i>0 42 j Capital stock paid in 200, 000 00 ; Surplus fund , | Other undivided profits 1,248 00 I National bank notes outstanding . State bank notes outstanding 32, 265 37 059 93 22, 059 5,200 00 | Dividends unpaid. 1 898 82 i -r T • i i J -J. i nnn im ! Individual deposits 1, 000 00 T j n i t e d S t a t e s deposits 2,125 82 !| Deposits of U.S. disbursing officers 16, 060 00 Due to other national banks 681 79 Due to State banks and bankers. 4, 982 CO 600 00 Notes and bills re-discounted. Bills payable $200, 000 00 6, 200 00 3,100 40 180, 000 00 141 00; 91,140 75, 9, 000 00 480, 582 15 Total 480, 582 15. 16 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE, New Castle National Bank, New Castle. •JOSEPH HAINES, President. No. 953. DAVID TV. CHAPMAN, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. •Current expenses and taxes paid... 'Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit "©lie from U. S. Treasurer Total. $48, 489 22 "*50, 000 00 i, ioo oo 11, 200 00 Capital stock paid in $50, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. ! State bank notes outstanding 1, 725 00 Dividends unpaid 402 48 Individual deposits United States deposits Deposits of U. S. disbursing officers. j 25, 000 00 4,813 30 45, 000 00 245 00 37, 648 24 2, 432 00 Due to otaet national banks 44 Due to State banks and bankers 651 00 1, 500 00 Notes and bills re-discounted. Bills payable 2, 250 00 Total. 162,706 54 162, 706 54 North Berwick National Bank, North Berwick. TVILLIAM HILL, President. No. 1523. Loans and discounts Overdrafts . . U. S. bonds to secure circulation... XT. S. bonds to secure deposits TJ. S. bonds on hand Other stacks, bonds, and mortgages Due from approved reserve agents Due frotn other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks " . . . Fractional currency Specie Legal-tender notes ?$j § certificates of deposit Due from U. S. Treasurer Total $40, 623 30 50, 000 00 2,768 68 6,196 88 1,900 00 75 50 CHAS. TV. GTREENLEAF, Cashier. Capital stock paid in Surplus fund Other undivided profits 6, 472 02 3,163 24 National b a n k notes outstanding . . State b a n k notes outstanding 44, 400 00 Individual deposits 10,116 11 72 00 2, 101 00 Deposits of U. S. disbursing officers. 358 00 D u e to other national b a n k s .. . D u e t o State b a n k s and b a n k e r s . . . 650 01 1,300 00 $50,000 00 Notes and bills re-discounted Bills payable 2, 250 00 Total 114, 223 37 114, 223 37 Norway National Bank, Norway. TVILLIAM FROST, 2d, President. s and discounts Overdrafts U. S. bonds to secure circulation... j TJ. S. bonds to secure deposits | ! TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. | Due from other banks and bankers. I Real estate, furniture, and fixtures. • •Current expenses and taxes paid... Premiums paid j. Checks and other cash items Exchanges for clearing-house Bills of other banks | Fractional currency I Specie Legal-tender notes ! TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1956. HOWARD D. SMITH, Cashier. $75, 292 Capital stock paid in . 100, 000 Surplus fund Other undivided profits -. 1,090 00 i National bank notes outstanding State bank notes outstanding 51, 404 5, 783 Dividends unpaid 2, 375 1, 002 Individual deposits United States deposits 2, 329 47 Deposits of TJ. S. disbursing officers 2, 315 12 658 $100,000 00 6, 500 00 2, 586 16 90, 000 00 690 00 46, 986 10 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 I 246,762 26 | Total 246, 762 26 REPORT OF THE COMPTROLLER OF THE CURRENCY. 17 MAINE. Orono National Bank, Orono. ELVATON P. BUTLEK, Cashier. EIVEXEZER WEBSTER, President. Liabilities. Resources. Loans and discounts j Overdrafts !.. U. S. bonds to secure circulation... I U. S. bonds to secure deposits •.. U. S. bonds on hand > Other stocks, bonds, and mortgages. i.. Due from approved reserve agents. Due from other banks and bankers.: Keal estate, furniture, and fixtures. •' Current expenses and taxes paid... Premiums paid Checks and other cash items ! Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes \ U. S. certificates of deposit ;.. Due from U. S. Treasurer ' Total. $17, 272 82 50, 000 00 40000 34, 887 45 14, 889 28 5, 050 00 353 16 152 5£ 2, 013 28 3.944 1, 650 00 56 34 00 2,250 00 Capital stock paid in ' $50, 000 00 Surplus fund i Other undivided profits | National bank notes outstanding ..! State bank notes outstanding 6, 419 86 1, 521 32 44, 200 00 : Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 186 00 30, 563 96 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 132, 891 14 Total. 132,891 14 Union National Bank, Phillips. No. 2267. NATHANIEL B. BEAL, President. Loans and discounts j Overdrafts j U. S. bonds to secure circulation... | U. S. bonds to secure deposits j U. S. bonds on hand j Other stocks, bonds, and mortgages j Due from approved reserve agents.> Due from other banks and bankers. i Keal estate, furniture, and fixtures. j Current expenses and taxes paid... • Premiums paid Checks and other cash items ; Exchanges for clearing-house Bills of other banks ! Fractional currency Specie ' ; Legal-tender notes U. S. certificates of deposit ! Due from U. S. Treasurer Total I JAMES E. THOMPSON, Cashier. $23, 588 12 Capital stock paid in j $50, 000 00 50, 000 00 Surplus fund j Other undivided profits ! National bank notes outstanding .. • i 40, 814 75 State bank notes outstanding , Dividends unpaid j 676 86 1, 400 00 840 77 44, 595 00 deposits i 816 55 Individual United States deposits j 2, 947 91. Deposits of U. S. disbursingofficers. I 26, 381 91 147 50 838 00 Due to other national banks | 74 Due to State banks and bankers ...J 382 25 1, 000 00 Notes and bills re-discounted ' Bills payable j 2, 250 00 123,365 18 Total I 123,365 18 First National Bank, Portland. HARRISON J. LIHIIY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total H. Ex73 No. 221 WILLIAM E. GOULD, Cashier. $1,499,464 17 Capital stock paid in . . ' $800, 000 00 800,000 00 Surplus fund Other undivided profits ! 200, 000 00 108, 225 94 935 82, 621 125, 582 5, 000 4,041 i National bank notes outstanding.-| State bank notes outstanding ! Dividends unpaid •.' 00 50 10 00 64 720,000 00 1, 895 05 Individual deposits United States deposits ! 34, 660 17 Deposits of U. S. disbursing officers j 685, 818 42 45, 696 420 51, 705 21, 000 138, 391 27 57, 395 63 00 Due to other national banks • 23 Due to State banks and bankers... 50 00 Notes and bills re-discounted Bills payable 40, 600 00 2, 711, 726 31 Total 2,711,726 31 18 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Canal National Bank, Portland. Xo. 041. WILLIAM W. THOMAS, President. BENJAMIN C. SOMERBY, Casht Liabilities. Resources. $1,232,360 07 Loans and discounts Overdrafts U. S. bonds to secure circulation .. """533,666" 66" U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages 141,175 83 Due from approved reserve agents 9, 702 66 Due from other banks and bankers 8, 500 00 Real estate, furniture, and fixtures j 3. 792 54 Current expenses and taxes paid... \ Premiums paid Checks and other cash items 31, 022 46 Exchanges for clearing-house 11, 074 00 Bills of other banks 118 61 Fractional currency 33, 267 95 Specie 4, 100 00 Legal-tender notes U. S. certificates of deposit 23, 985 00 Due from U. S. Treasurer Capital stock paid in . 120, 000 282, 213 Xation.il bank notes outstanding.. State bank notes outstanding 476, 400 1, 677 24 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers 532, 625 30 Due to other national banks Due to State banks and bankers... 19,184 IT Xotes and bills re-discounted. Bills payable •. Total . 032, 099 72 Total . $600, 000 Surplus fund Other undivided profits 2, 032, 099 72' Casco National Bank, Portland. Xo. 10(5(1. IKA P . FAURLX<;TON, President. Loans and discounts $1, 494, 078 65 Overdrafts TJ. S. bonds to secure circulation..., 50. 000 00 U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages . 4, 000 00 Due from approved reserve agents ; Due from other banks and bankers. t Real estate, furniture, and fixtures, i Current expenses and taxes paid.. .j Premiums paid C hecks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit . Due from U. S. Treasurer.. j : 60, 422 24 59, 321 73 5, 000 00 ! 2, 808 56 ! WILLIAM A. W i x s u i r , Cashier. Capital stock paid in . Surplus fund Other undivided profits . Xational bank notes outstanding. State bank notes outstanding Dividends unpaid 19, 830 00 j j 10,875 38 30, 000 00 j 400, 000 00 39, 642 31 45, 000 00 2,. 759 23 Individual deposits United States deposits 52, 789 35 j Deposits of U. S. disbursing officers. ; $800, 000 00 Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted. Bills payable . 404, 404 80 105 569 57 Total . Cumberland National Bank, Portland. HOUATIO X. JOSE, President. Xo. 1511. "WILLIAM H. SOULE, Cashier. Loans and discounts $3(53, 225 84 Capital stock paid in Overdrafts TJ. S. bonds to secure circulation... 250, 000 00 Surplus fund TJ. S. bonds to secure deposits Other undivided profits TJ. S. bonds on hand Other stocks, bonds, and mortgages j! Xational banknotes outstanding... Due from approved reserve agents i 22. 009 33 I! State bank notes outstanding Due from other banks and bankers , 1. 371 37 Real estate, furniture, and fixtures. 15, 000 00 I; Dividends unpaid Current expenses and taxes paid... 2, 708 2511 Individual deposits Premiums paid ; United States deposits Checks and other cash items 5, 977 59 Deposits of U. S. disbursing officers Exchanges for clearing-house Bills of other banks 13, 800 00 Due to other national banks Fractional currency 206 64 Due to State banks and bankers. Specie 4, 348 50 ; Legal-tender notes 7, 000 00 Notes and bills re-discounted U. S. certificates of deposit ! Bills payable Due from U. S. Treasurer ; 12, 250 00 Total . 697, 897 52 Total. $250, 000 00 50, 000 00 59, 260 95 225, 000 00 1, 078 66 112,562 91 697, 897 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. Merchants' National Bank. Portland. JACOB MCLELLAN, President. No. 1023. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents.. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Dae from U. S. Treasurer CHARLES PAYSON, Cashier. 11 Capital stock paid in. $699, 857 56 1, 022 48 734 06 621 04 0.10 34 785 30 $300, 000 00 Surplus fund Other undivided profits.. 300, 000 00 75, 000 00 70. 4, 33, 2, Liabilities. National bank notes outstanding... j State bank notes outstanding 21,259 72 12. 835 00 123 56 ] 7, 200 00 4, 000 00 Dividends unpaid.. 267, 800 00 991 70 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total Total. 60, 000 00 142, 076 16 409, 525 09 24, 754 84 40,743 63 1, 057 64 1, 246, 949 06 National Traders' Bank, Portland. No. 1451. FRED. G. MESSER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Dae from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from XT. S Treasurer Total $529,760 04 300, 000 00 '""15,000 00 110, 564 59 7, 783 87 EDWARD GOULD, Cashier. Capital stock paid in . . Surplus fund Other undivided profits. National bank notes outstanding... State bank notes outstanding...... Dividends unpaid . $300, 000 00 75, 000 00 40,540 65 269, 000 00 1, 361 15 Individual deposits United States deposits 5, 227 78 Deposits of U. S. disbursing officers. 329, 217 88 3, 004 00 Due to other national banks 50 72 8, 472 00 Due to State banks and bankers. 19,006 00 I Notes and bills re-discounted.. I Bills payable 12, 500 00 Total 1, 015, 322 18 j| 1,015,322 18 First National Bank, Richmond. No. 662. LEVI MUSTARD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house . . Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Dae from U. S. Treasurer Total. JOSEPH M. ODIORNE, Cashier. $39, 033 60 Capital stock paid in. " 5 6 , 600" 00* Surplus fund Other undivided profits National bank notes outstanding.. 32, 561 69 jj State bank notes outstanding ""i'ioo'oo'ji Dividends unpaid . 126 95 I 1, 903 85 1, 225 10 787 886 00 23 63 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. $50, 000 00 1, 912 85 1, 746 23 45, 000 00 712 00 30, 513 87 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 250 00 129, 884 95 \ Total. 129, 884 95 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Richmond National Bank, Richmond. GEOUOE H. TIIEOP.ALD, President. No. 900. "WILLIAM H. S I T ART, Resources. Liabilities. $118,(539 26 Capital stock paid in . Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes 17. S. certificates of deposit Due from U. S. Treasurer Cashier. 120, 000 00 Surplus fund Other undivided profits. 5, 000 00 National bank notes outstanding . . 38, 710 93 State bank notes outstanding 1, 200 00 Dividends unpaid •• ! 102, 000 00 54, 536 "S 3, 748 00 Due to other national banks 56 55 Due to State banks and bankers. 4, 592 00 1, 400 00 Notes and bills re-discounted Bills payable 5, 400 00 Total. 300, 679 72 Total. 20, 000 00 3,933 16 210 00 Individual deposits United States deposits 1, 932 98 Deposits of TJ. S. disbursing officers. i j $120,000 00 300, 679 72 Lime Rock National Bank, Rockland. J o n x T. HVAIMX, President. No. 2097. Loans and discounts ; Overdrafts TJ. S. bonds to secure circulation... I TJ. S. bonds to secure deposits I TJ. S. bonds on hand Other stocks, bonds, and mortgages. j Due from approved reserve agents j Due from other banks and bankers. | Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid j Checks and other cash items ' Exchanges for clearing-house Bills of other banks j Fractional currency Specie j Legal-tender notes ; U. S. certificates of deposit L Due from U. S. Treasurer i Capital stock paid in . $105, 000 00 105, 000 00 ! Surplus fund ! Other undivided profits 7,500 00 5, 306 97 $178,195 42 31, 662 30 6, 419 01 3, 450 00 4, 095 65 1,198 00 45 64 7,148 69 100 00 "I"725 00 ~ National bank notes outstanding . . State bank notes outstanding Dividends unpaid . 93, 500 00 753 29 Individual deposits United States deposits Deposits of U. S. disbursing officers. 112, 004 74 Due to other national banks Due to State banks and b a n k e r s . . . 8,982 57 7,992 14 Notes and bills re-discounted Bills payable 341, 039 71 Total. GEORGE W. BERRY, Cashier. Total. 341, 039 71 North National Bank, Rockland. ADONIRAM J . BIRD, President. No. 2371. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... | TJ. S. bonds to secure deposits i TJ. S. bonds on hand I Other stocks, bonds, and mortgages j Due from approved reserve agents.! Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. ' j j | j • NATHAN T. FARWELL, Cashier. $115, 893 50 Capital stock paid in . $100, 000 00 100, 000 00 Surplus fund Other undivided profits 5, 500 00 5,196 30 27, 208 91 1, 258 99 750 00 National bank notes outstanding . . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits 16, 891 08 Deposits of U. S. disbursing officers. 7, 689 7 2, 707 2, 900 00 Due to other national banks 82 Due to State banks and bankers . . 00 00 Notes and bills re-discounted. Bills payable 4, 500 00 279, 806 30 Total.. 88, 200 00 798 00 79, 944 52 167 48 279, 806 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. JI 21 AHE. Rockland National Bank, Rockland. No. 1440. MA Y\AI:I> SiMXKif, President. G. H O W E WHHGTX, Cashier. Resources. Liabilities. Loans and discounts j Overdrafts U. S. bonds to secure circulation... | IT. S. bonds to secure deposits ' U. S. bonds on band < Otber stocks,bonds, and mortgages. | Due from approved reserve agents. j Due from other banks and bankers. Real estate, furniture, and fixtures | Current expenses and taxes paid... j Premiums paid Checks and other cash items ' Exchanges for clearing-house \ Bills of other banks ' Fractional currency \ Specie ; Legal-tender notes : U. S. certificates of deposit l Due from U. S. Treasurer $279, 854 11 Capital stock paid in . 192 95 150, 000 00 i Surplus fund 11 Other undivided profits. | National bank notes outstanding .. 38 991 67 State bank notes outstanding 7, 500 00 ! Dividends unpaid 40, 000 00 16, 718 19 132, 400 00 84G 00 J i Individual deposits I United States deposits 5,250 50 ij Deposits of TJ. S. disbursing officers 160, 310 91 4. 076 15 7, 351 3, 000 00 j Due to other national banks 98 Due to State banks and b a n k e r s . . . 00 Notes and bills re-discounted . . . . . . 00 i Bills payable 5, 050 00 501,182 21 Total.. $150, 000 00 202 15 704 96 501,182 21 Total Saco National Bank, Saco. No. 1535. KISHWORTH JORDAN*, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... T7. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer $109, 573 42 Capital stock paid in . $100, 000 00 20, 000 00 266 09 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding . 10, 049 27 State bank notes outstanding 82 23 4,160 72 Dividends unpaid. 86,000 00 4, 377 97 Individual deposits United States deposits 2, 319 16 Deposits of U. S. disbursing officers. 28,106 86 1,972 00 Due to other national banks 66 Due to State banks and bankers... 3,232 75 2, 000 00 Notes and bills re-discounted . Bills payable 6, 400 00 239, 790 21 Total. TKTRTRAM SCAMMAN, Cashier. 1, 039 29 Total 239, 790 21 York National Bank, Saco. K. F . C. HARTLEY, President. No. 1528. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand. Other stocks, bonds, and mortgages. $140, 889 58 137 79 100, 000 00 Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid 112, 690 87 8, 706 54 6, 529 76 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Dae from U. S. Treasurer Total. J x o . 0 . BRADBURY, Cashier* Capital stock paid in | $100, 000 00 Surplus fund Other undivided profits. 35, 000 0G 19,128 63 National bank notes outstanding State bank notes outstanding 87, 900 00 800 00 78 21 11, 200 00 14 14 8, 903 00 5, 200 00 Dividends unpaid 757 74 Individual deposits United States deposits Deposits of U. S. disbursing officers. 156, 998 52 Due to other national banks |. Due to State banks and b a n k e r s . . . i Notes and bills re-discounted Bills payable 105 03 ! j 4, 800 00 399, 949 89 Total. 399, 949 89 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. M AI XE. First National Bank, Skowhegan. A B N E U Oor.UHX, President. X o . 23!>. CJK iSL P A G E , Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures.. Current expenses and taxes paid... Premiums paid Checks and other cash items . Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Cashier. Liabilities. $199, 266 89 Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits j Xational bank notes outstanding .. 79, 9(51 62 State bank notes outstanding 794 25 2, 000 00 Dividends unpaid. Individual deposits United States deposits 10, 681 70 , Dex>ositsof U. S. disbursing officers. 50, 000 00 5,977 86 150, 000 00 132, 980 00 378 00 122, 714 83 8, 850 00 i Due to other national banks (30 73 ! Due to State banks and b a n k e r s . . 1,185 00 3, 000 00 Xotes and bills re-discounted . Bills payable 6, 750 00 ; Total.. 462,05019 ;; 462,050 19 Second National Bank, Skowhegan. SAMUEL ROIJIVSON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits TJ. S.bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. JAMES FELLOWS, X o . 298. $144, 270 43 2,146 11 125, 000 00 30, 000 00 17, 929 95 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding 4, 200 00 Dividends unpaid. 2, 092 01 Individual deposits United States deposits Deposits of U. S. disbursing officers $125, 000 00 39, 800 00 2,156 50 111, 847 00 1,155 00 j i, 247 66 i Due to other national banks 25 92 Due to State banks and bankers . 732 45 6,100 00 i^otes and bills re-discounted . Bills payable 5, 625 00 Total.. 339,308 87 j Cashier. 58, 978 96 431 41 339, 368 87 South Berwick National Bank, South Berwick. WILLIAM D. JEWETT, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... XT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. !N"o. 959. $116, 292 20 586 29 100, 000 00 J O H N F . "WALKER, Cashier. Capital stock paid in . Surplus fund Other undivided profits 25,125 00 ! Rational bank notes outstanding .. 24, 860 84 State bank notes outstanding Dividends unpaid. 1 50 Individual deposits United States deposits 2, 000 32 Deposits of U. S. disbursing officers $100, 000 00 20, 000 00 13, 814 96 89,918 00 5,337-50 49, 855 24 1,160 00 Due to other national banks 20 55 Due to State banks and bankers. 3, 537 00 842 00 ISTotes and bills re-discounted. Bills payable 4, 500 00 278 925 70 : Total 278,925 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. 23 MAINE. Georges National Bank, Thomaston. El >vv A no ()" BKIEN, President. No. 1142. JNO. C. LEVENSALER, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation.. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Liabilities. $71, 791 95 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. 77,124 67 State bank notes outstanding 178 02 Dividends unpaid. 2, 200 00 16, 500 00 5, 290, 27 Individual deposits United States deposits Deposits of U. S. disbursing officers. 39, 081 91 Due to other national banks Due to State banks and bankers... 645 21 4, 800 00 2, 929 73 2, 487 00 2 02 1, 030 00 3, 000 00 99, 000 00 376 00 Notes and bills re-discounted Bills payable """4,950*00 275, 693 39 Total. $110, 000 00 ii.6, ooo oo Total. 275, 693 31) Thomaston National Bank, Thomaston. No. i J. L. JORDAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total FRANK H. JORDAN, Cashier. $76, 779 10 Capital stock paid in . 166,666*66 "8,46606 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 10,100 00 96, 874 26 "*i7,466 66 4,186 53 1,140 00 72 4,815 00 4, 500 00 $100, 000 00 Dividends unpaid. 17, 000 00 7,487 23 90, 000 00 684 00 Individual deposits United States deposits Deposits of U. S. disbursing ofiicers. 105, 641 38 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 3, 383 00 324, 195 61 Total. 324,195 61 Medomak National Bank, Waldoboro'. EL TV. JACKSON, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1108. $38, 394 65 GEORGE ALLEN, Cashier. Capital stock paid in . ""50*000 00 Surplus fund Other undivided profits. 3, 600 00 National bank notes outstanding . . State bank notes outstanding 66,118 05 2, 263 21 713 66 Dividends unpaid. 1, 432 94 Individual deposits United States deposits Deposits of U. S. disbursing ofiicers. 1,339 00 30 00 4,520 00 000 00 2, 2 250 00 172, 661 51 $50, 000 00 7, 700 00 1, 323 58 42,422 00 480 50 70, 735 43 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. 172,661 5 1 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Waldoboro' National Bank, Waldoboro'. ISAAC REED, President. No. 744. BELA IS. HASKELL, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits 17. S. "bonds on hand Other stocks, bonds, and mortgages. Due frrm approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills <>i ether banks Fractioi al currency Specie Lep al-tender notes. TJ. S. certificates of deposit I Due frtm TJ. S. Treasurer • Total. $41, 015 38 Capital stock paid in . $50, 000 00 9, 500 00 1,423 90 Surplus fund Other undivided profits 16, 000 00 National bank notes outstanding . . State bank notes outstanding 15, 966 37 Dividends unpaid 500 00 " 50,'000*00 44, 895 00 352 00 Individual deposits United States deposits Deposits of U. S. disbursing ofiicers. 21, 039 52 317 11 650 500 00 Due to otlier national banks 67 Due to State banks and. bankers.. 00 00 Notes and bills re-discounted Bills payable ; 2, 250 00 Total.. 127, 210 42 127,210 42 Merchants' National Bank, Waterville. J O H X W A R E , President No. 2306. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from otlier banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer HORATIO D. BATES, Cashier. $99, 373 49 Capital stock paid in $100, 000 00 100, 000 00 Surplus fund Other undivided profits 8, 000 00 2, 716 20 16, 200 00 National bank notes outstanding . . State bank notes outstanding 7, 416 43 Dividends unpaid. 8, 655 92 Individual deposits United States deposits 592 08 Deposits of U. S. disbursing officers. 89, 200 00 4,076 00 Due to other national banks 262 46 Due to State banks and bankers. 710 00 1, 826 00 Notes and bills re-discounted Bills payable 9,264 96 474 00 33,957 22 'I'hbb'bo Total. Total.. 243, 612 38 243, 612 38 People's National Bank, Waterville. J O H N WEBBER, President No. 880. Loans and discounts I Overdrafts TJ. S. bonds to secure circulation... j TJ. S. bonds to secure deposits i TJ. S. bonds on hand I Other stocks, bonds, and mortgages. Due from approved reserve agents. | Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer j Total I HOMER PERCIVAL, Cashier. $194, 586 39 Capital stock paid in 200, 000 00 Surplus fund Other undivided profits 1, 000 00 38, 495 00 National bank notes outstanding . . 21, 081 27 State bank notes outstanding 6,400 00 Dividends unpaid. 1,350 00 Individual deposits United States deposits Deposits of U. S. disbursing ofiicers. 1,473 00 Due to other national banks 30 23 Due to State banks and bankers. 1, 713 00 1,500 00 Notes and bills re-discounted. Bills payable 9, 000 00 476,628 89 Total. ! $200, 000 00 40, 000 00 6,967 62 178, 000 00 1,011 00 48,102 52 2, 547 75 476, 628 89 REPORT OF THE COMPTROLLER OF THE CURRENCY. 25 MAINE. Ticonic National Bank, Waterville. No. 762. SAMLET, ALTLETON, President. AARON A. PLALSTED, Cashier.. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures ! Current expenses and taxes paid... j Premiums paid j Checks and other cash items | Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer .$108, 626 73 j: Capital stock paid in j Other undivided profits 14," 067 00 | National bank notes outstanding . .'• 34,516 60 State bank notes outstanding 532 07 9, 000 00 !! Dividends unpaid . Individual deposits United States deposits 3,514 43 !• Deposits of TJ. S. disbursing officers.! 6,543 00 Due to other national banks 38 62 Due to State banks and bankers. 2. 555 70 '225 00 I Notes and bills re-discounted ! Bills payable 21, 000 00 3, 659 82 89, 500 00' 572 00 68, 432 63. 954 70' , """4,7>66"66'i 284,119 13 ! Total. #100, 000 00 ioo, ooo oo jj Surplus fund Total. 284,119 15- West "Waterville National Bank, West Waterville. ALHION P. BENJAMIN, President. No. 2231. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total GEORGE H. BRYANT, Cashier. $52, 080 91 Capital stock paid in "75,000 00 Surplus fund Other undivided profits « National bank notes outstanding.. State bank notes outstanding 39, 610 29 9, 969 22 1,189 31 243 28 1,709 87 153 36 220 13 688 231 00 05 75 00 3, 375 00 $75,000 00- Dividends unpaid 3, 627 05 2, 978 12 67, 500 00 320 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 30, 394 56 Due to other national banks Due to State banks and bankers... 4, 664 31 Notes and bills re-discounted Bills payable 184,484 04 Total... 184, 484 04 National Bank, Winthrop. No. 553. CHARLES M. BAILEY, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit . . . Due from TJ. S. Treasurer Total. $145, 854 32 ""ioo," ooo'6o " "io"ooo"oo 19, 838 65 JNO. M. BENJAMIN, Cashier. Capital stock paid in Surplus fund Other undivided profits j National bank notes outstanding . . State bank notes outstanding ! Dividends unpaid. 3,13 $100, 000 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 20, 000 00 36, 905 11 89, 800 00 60 00 41,535 94. 1,422 2 547 3,000 00 Due to other national banks 34 Due to State banks and bankers. 00 00 Notes and bills re-discounted. Bills payable • 4, 500 00 288, 301 05 Total. 288, 301 OS 26 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Wiscasset. HENRY INGALLS, President. No. 1549. FKKDK. W. SEWALL, Cashier. Resources. Liabilities. Loans and discounts ' Overdrafts U. S. bonds to secure circulation... j IT. S. bonds to secure deposits I U. S. bonds on hand j Other stocks,bonds,and mortgages, j Due from approved reserve agents. j Due from other banks and bankers.' Real estate, furniture, and fixtures. Current expenses and taxes paid.. j Premiums paid j Checks and other cash items i Exchanges for clearing-house ' Bills of other banks i Fractional currency Specie ; Legal-tender notes ! U. S. certificates of deposit ! Due from U. S. Treasurer ! Total I $101, 203 14 100, 000 00 15,000 00 28, 540 50 1. 512 56 1, 626 64 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits 420 44 Deposits of U. S. disbursing officers. $100, 000 00 30, 000 00 7, 431 27 89,200 00 1,169 58 29, 020 68 2, 700 00 Due to other national banks 8 25 Due to State banks and bankers. 860 00 450 00 Notes and bills re-discounted Bills payable 4, 500 00 256, 821 53 Total.. 256, 821 53 27 REPORT OF THE COMPTROLLER OF THE CURRENCY. MEW I I A TTE P S I I I K E . Connecticut River National Bank, Charlestown. No. 537. ELWELL, President. GEORGE OLCOTT, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation. .. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $124, 256 46 11 Capital stock paid in \ $100,. 000 00 II Surplus fund ! 11 Other undivided profits j 11 National bank notes outstanding..! !; State bank notes outstanding ! :, 685 81 ; ! I », 250 00 :[ Dividends unpaid ! ; Individual deposits j I United States deposits j ! Deposits of U. S. disbursing officers.! 32, 000 00 2, 443 68 90, 000 00 " ioo, 000*00 ! . ! 3,709 00 ! Due to other national banks ! 7 62 260 00 Due to State banks and bankers... \ 1,531 00 Notes and bills re-discounted \ j 4,"500 00 Bills payable 254, 259 89 Total. 29, 816 21 Total.. , 25-i. 2".!» 8 9 Claremont National Bank, Claremont. GEORGE N. FAKWKLL, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 596. JOHX L. FAUWELL, Cashier. $175,424 81 ;| Capital stock paid in . 748 28 150, 000 00 I Surplus fund I Other undivided profits j | National bank notes outstanding .. j 23, 856 35 I State bank notes outstanding 14, 525 20 Dividends unpaid Individual deposits | United States deposits j Deposits of U. S. disbursing officers. • 7,704 27 4,920 00 41 5, 305 00 4, 505 00 $150, 000 00 52, 000 00 5, 531 40 131,600 00 62, 007 83 I Due to other national banks Due to State banks and bankers. I Notes and bills re-discounted . Bills payable 6, 750 00 i 401,139 32 i 401, l:-59 ?il Total. First National Bank, Concord. TixE C. PIERCE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds t o secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages No. 318. $219, 255 88 2,199 22 150, 000 00 140, 000 00 9, 300 00 126,150 00 Due from approved reserve agents. Due from other b a n k s and bankers. Real estate, furniture, and fixtures. C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid 86, 073 73 21, 368 59 10, 000 00 3, 686 66 , 5, 053 30 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit D u e from U. S. Treasurer 5,311 259 16,423 7,550 Total.. WILLIAM F . THAYER, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits 3,066 80 Deposits of U. S. disbursing officers. 00 I! Due to other national banks 78 Due to State banks and bankers . 50 00 II Notes and bills re-discounted . Bills payable $150, 000 00 30,000 00 60, 204 69 133, 950 00 710 00 231, 838 98 16,098 61 85,893 88 103,752 30 6, 750 00 |[ 812,448 4611 Total. 812, 448 46 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. N EW H A M P S II I R E . Mechanicks' National Bank, Concord. JOSIAH MIXOT, No. 2447. President. J AM E S MIXOT, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits 17. S. bonds on hand , Other stocks, bonds, and mortgages. ; Surplus fund Other undivided profits. ; 21,006 25 National bank notes outstanding State bank notes outstanding 84,718 53 1 5, 887 5!) •15, 292 00 Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid 1, 150 00 5, 443 28 Checks and other cash i t e m s . . . . . . . j Exchanges for clearing-house Bills of other banks i Fractional currency | Specie Legal-tender notes ; IT. S. certificates of deposit Due from U. S. Treasurer Total. Capital stock paid in 40, 000 00 $188, 984 72 $100, 000 00 300 00 2, 636 97 36, 000 00 25 00 Dividends unpaid. ] Individual deposits United States deposits | Deposits of U. S. disbursing officers ; 3, 046 00 70 87 18,310 55 500 00 Due to other national banks ; Due to State banks and bankers... ; Notes and bills re-discounted . Bills payable 258, 513 82 - 1,800 00 Total.. 397, 475 79 397, 475 79 National State Capital Bank, Concord. HENRY J . CAUVVKS, Cashier. No. 758. LEWIS DOWNING, Jr.. President. $343,391 02 if Capital stock paid in Loans and discounts ; 325 27 | Overdrafts ! 200, 000 00 ' Surplus fund U. S. bonds to secure circulation... U. S. bonds to secure deposits Other undivided profits U. S. bonds on hand i.. Other stocks, bonds, and mortgages. j 18, 340 00 | National bank notes outstanding .. State bank notes outstanding Due from approved reserve agents, j 14, 552 29 I Due from other banks and bankers. Dividends unpaid. Real estate, furniture, and fixtures. 30,287 05 Current expenses and taxes paid... Individual deposits Premiums paid United States deposits 10, 397 81 Deposits of U. S. disbursing officers. Checks and other cash items Exchanges for clearing-house Bills of other banks . 12,476 00 Due to other national banks Fractional currency 207 12 Specie 800 00 Due to State banks and bankers. ! Legal-tender notes 11,000 00 Notes and bills re-discounted U. S. certificates of deposit Bills payable j 9,"000 00 Due from U. S. Treasurer Total. 650, 776 56 ; [ $200, 000 00 40, 000 00 30,142 51 178,500 00 10, 134 00 173, 790 54 18, 209 51 650, 776 oQ Total Dsrry National Bank, Derry Depot. J O H N W. NOYES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total « No. 499. $31, 674 82 627 62 60, 000 00 JOHN P . NEWELL, Cashier. Capital stock paid in . Surplus fund Other undivided profits 20, 000 00 National bank notes outstanding . . State bank notes outstanding 8, 940 60 Dividends unpaid. 6, 500 00 599 39 Individual deposits United States deposits 3, 600 00 Deposits of U. S. disbursing officers. 2,270 00 4 00 307 92 $60, 000 00 9, 000 00 1, 714 07 53, 500 00 93 00 12, 917 28 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 2, 700 00 137, 224 35 Total 137, 224 35 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 29 HAMPSHIRE. Cochecho National Bank, Dover. JAMES E. Lorn no i', President. HARKIHON HALEY, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U . S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes V. S. certificates of deposit Due from U. S. Treasurer $120, 895 66 ;' ; Capital stock paid in 2, 218 83 i 150, 000 00 Surplus fund Other undivided profits $150, 000 00 j | 8,142 18 1, 372 51 11, 100 00 National bank notes outstanding ..! j 22, 628 34 State bank notes outstanding j 14,576*65* j Dividends unpaid 616 50 deposits 5, 000 00 Individual United States deposits 2,272 ')') Deposits of U. S. disbursing officers 134, 910 00 . 189 00 44, 868 11 1. 821 00 Due to other national banks 1 35 Due to State banks and bankers. 1, 600 92 Notes and bills re-discounted Bills payable 6, 750 00 Total. 339, 481 80 Total. ! | 339, 481 80 Dover National Bank, Dover. No. 1043. OLIVER TVYATT, President Loans and discounts Overdrafts U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages ; Due from approved reserve agents ; Due from other banks and bankers.i Real estate, furniture, and fixtures i Current expenses and taxes paid... i Premiums paid '• Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $89,060 41 Capital stock paid in i 49 34 |j 100,000 00 \\Surplus fund i Other undivided profits j 32,641 00 National bank notes outstanding .. j | 16,189 39 State bank notes outstanding I 9, 300 00 Dividends unpaid 110 37 Individual deposits United States deposits j 3, 335 91 Deposits of TJ. S. disbursing officers j $100, 000 00 15, 400 00 8,140 15 89, 000 00 902 00 56, 531 77 9, 375 00 Due to other national banks j 112 50 Due to State banks and bankers . . . I 3, 800 00 1,500 00 Notes and bills re-discounted j Bills payable ; 4, 500 00 269. 973 92 Total . CALVIN HALE, Cashier. ! Total I 269, 973 92 Straffor d National Bank, Dover. WILLIAM S. STEVENS, President. ELJSHA R. BROWN, Cashier. Loans and discounts i Overdrafts I TJ. S. bonds to secure circulation...! TJ. S. bonds to secure deposits I TJ. S. bonds on hand j • Other stocks, bonds, and mortgages. j Due from approved reserve agents, j Due from other banks and bankers. | Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items \ Exchanges for clearing-house j Bills of other banks | .Fractional currency | Specie I Legal-tender notes j TJ. S. certificates of deposit j Due from TJ. S. Treasurer j Total ! $272, 010 96 Capital stock paid in ! $150, 000 00 j j 30, 000 00 38,144 99 2, 000 00 National bank notes outstanding ..! 52, 595 80 State bank notes outstanding Dividends unpaid j 135, 000 00 1, 807 00 150, 000 00 Surplus fund Other undivided profits 875 00 Individual deposits • 122, 730 83 Taiited States deposits i. _ Deposits of TJ. S. disbursing officers 1, 770 00 Due to other national banks 80 29 Due to State banks and bankers... 4, 920 0J 800 00 Notes and bills re-discounted : Bills payable 6, 750 00 490, 927 05 Total | 12, 369 23 490, 927 05 60 REPORT OF THE COMPTROLLER OF THE CURRENCY. W E W II A M P S II I R E . Monadnock National Bank, East Jaffrey. BENJAMIN CUTTEK, President. No. 1242. P E T E R UPTON, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total Liabilities. $96, 638 48 Capital stock paid in 17 93 100, 000 00 Surplus fund $100, 000 00 Other undivided profits " 17, 523 34 10, 821 77 26, 420 00 National bank notes outstanding . . 6,159 94 State bank notes outstanding 89, 400 00 837 00 6, 375 94 839 40 3, 960 57 Dividends unpaid 598 29 Individual deposits United States deposits Deposits of U. S. disbursing officers. 29, 409 89 2, 315 00 Due to other national banks 24 03 Due to State banks and bankers 1, 339 00 Notes and bills re-discounted Bills pa vable 4,500 00 Total 248, 590 29 248, 590 29 National Granite State Bank, Exeter. BENJ. L. MERRILL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1147. $163, 051 13 ioo, ooo oo 5, 000 00 7, 705 57 0, 500 00 922 11 17, 332 66 2, 595 28 500 3, 000 00 83 00 00 4, 500" 00 WARREN F. PUTNAM, CasJrier. Capital stock paid in . $100,000 00 Surplus fund Other undivided profits 20, 000 00 12, 423 30 National bank notes outstanding . State bank notes outstanding 90, 000 00 Dividends unpaid 902 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 87, 810 00 Due to other national banks Due to State banks and b a n k e r s . . Notes and bills re-discounted Bills payable 311,135 30 Total. 311,135 30 Farmington National Bank, Farmington. JOHN1 F. CLOUTMAN, Pres\ ent. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits...... TJ. S. bonds on hand Other stocks, bonds, and mortgages, j . Due from approved reserve agents I Due from other banks and bankers !. Real estate, furniture, and fixtures I Current expenses and taxes paid . !| Premiums paid Checks and other cash items Exchanges for clearing-house ; Bills of other banks | Fractional currency j Specie i Legal-tender notes J TJ. S. certificates of deposit i Due from TJ. S. Treasurer Total No. 2022. THOMAS F . COOKE, Cashier. $97, 061 69 Capital stock paid in . 100, 000 00 Surplus fund Other undivided profits. 19, 119 23 906 24 658 02 4, 000 00 606 96 National bank notes outstanding State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of TJ. S. disbursing officers 929 00 3 33 292 SO Due to other national banks Due to State banks and b a n k e r s . 600 00 Notes and bills re-discounted Bills payable $100, 000 00 6, 500 00 1, 330 34 90, 000 00 1, 136 00 29,710 63 ""'4," 500 "66" 228, 676 97 Total. 228, 678 97 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 31 HAMPSHIRE, First National Bank, Francestown. ]Sro. 570. JOHN D. BUTLER, President. GEORGE W. CUMMINGS, Cashier, Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $89,097 63 Capital stock paid in . 100,000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding ""7,450 3,400 10,247 1,119 400 707 66 00 04 58 00 35 26 25 19, 300 00 7, 05 L 55 89, 081 00 Dividends unpaid. 93 00 5, 250 77 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1. 200 00 Due to other national banks 114 97 Due to State banks and bankers. 953 50 1, 500 00 Notes and bills re-discounted Bills payable I 4,500 66 Total 220, 776 32 Total. $100,000 00 Franklin National Bank, Franklin. A . W . SULLOW.YY, President. Loans and discounts Overdrafts U". S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 2443. $113, 238 93 Capital stock paid in . ioo, 060 60 10, 885 86 $100,000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 8, 667 9390,000 00 Dividends unpaid 2, 458 20 5,156 25 547 49 1, 000 2 104 800 00 38 43 00 "4,566 66 Individual deposits I United States deposits Deposits of TJ. S. disbursing officers 33, 564 95 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 6,460 66 Total. 238,693 54 Total. FKV.VK PROCTOR, Cashier. 238,693 54 Great Falls National Bank, Great Falls. DAVID H. BUFFI M, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate* furniture, and fixtures. Carient expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1180. Jos. A. STICKNEY, Cashier. $184,182 36 Capital stock paid in 671 94 150, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. 13, 488 65 State bank notes outstanding 10, 000 00 Dividends unpaid. 1, 394 56 Individual deposits United States deposits 467 00 Deposits of TJ. S. disbursing officers. 245 00 . 27 495 00 600 00 $150, 000 00 40,000 00 8, 967 26 134,000 00 853 00 34; 724 52 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 7, 000 00 18, 544 78 Total I 368, 544 78 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 7 HAMPSHIIti;. Somersworth National Bank, Great Falls. OLIVER H. LOUD, President. No. 1183. SAMUEL S. ROLLINS, Cashier. Resources. Liabilities. Loans and discounts Overdrafts XT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $152, 853 83 31)0 00 100, 000 00 15, 856 25 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . 1, 950 00 2, 800 2 2, 900 2, 000 00 25 00 00 20, 000 00 20, 691 36 90, 000 00 State bank notes outstanding Dividends unpaid 1,140 86 $100, 000 00 2, 088 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 51, 523 83 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total Total. 284, 303 19 Dartmouth National Bank, Hanover. NEWTON S. HUNTINGTON, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... - TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes : TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1145. CHAULES P. CHASE, Cashier. $52, 758 60 Cajntal stock paid in 50, 000 00 Surplus fund Other undivided profits. 6, 628 61 National "bxnk notes outstanding . . 20, 951 69 State bank notes outstanding 1, 715 00 Dividends unpaid . 440 35 Individual deposits United States deposits Deposits of TJ. S. disbursing officers $50, 000 00 14, 000 00 4, 482 21 43, 700 00 29, 538 86 2, 866 20 3, 090 1, 000 00 Due to other national banks 82 Due to State banks and bankers. 00 00 Notes and bills re-discounted Bills payable 2,250 00 Total. 141, 721 07 141,721 07 First National Bank, Hillsborough. STEPHEN K E N RICK, President. No. 1688. Loans and discounts Overdrafts : TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie : Legal-tender notes i TJ. o. certificates of deposit \ Due from TJ. S. Treasurer Total ; $43, 026 59 61 14 50, 000 00 JOHN C. CAMPBELL, Cashier. Capital stockj>aid in . Surplus fund Other undivided profits 1,118 51 National bank notes outstanding 10, 465 87 State bank notes outstanding 2, 319 06 Dividends unpaid 683 82 deposits 3,050 00 Individual United States deposits 1, 081 00 Deposits of U. S. disbursing officers. $50, 000 00 5, 400 00 1, 553 42 45, 000 00 17, 453 04 2, 9J2 00 Due to other national banks Due to State banks and bankers. 1,248 47 1, 200 00 Notes and bills re-discounted Bills payable 2, 250 00 119,406 46 Total.. 119, 406 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 33 HAMPSHIRE. Ashuelot National Bank, Keene. Xo. 946. GEORGE A. WHEELOCK, President. HENRY. 0. COOLIDGE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $124,156 48 Capital stock paid in | 8 32 150, 000 00 I! Surplus fund i Other undivided profits | 58, 470 00 |: National bank notes outstanding . . 5, 902 28 I State bank notes outstanding Dividends unpaid 6, 500 00 87 33 Individual deposits j; United States deposits 4, 725 47 Deposits of U. S. disbursing officers. i !' Due to other national banks Due to State banks and bankers... Xotes and bills re-discounted 11 Bills payable Total. Total .. $150, 000 00 30, 000 00 7, 585 53 132,400 00 276 00 33, 688 01 2, 583 35 10, 499 06 ! 367,031 95 Cheshire National Bank, Keene. Xo. 559. JOHN H. ELLIOT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation-.. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks .."'... Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . ROYAL H. PORTER, Cashier. $191,545 14 I i Capital stock paid in 255 46 " 200, 000 00 | \ Surplus fund \t Other undivided profits 109, 600 00'! Xational bank notes outstanding -. State bank notes outstanding 30, 666 97 Dividends unpaid . . 803 16 Individual deposits United States deposits 5. 785 28 j Deposits of U. S. disbursing officers. 8, 940 00 j Due to other national banks 20 65 4, 398 00 ! Due to State banks and bankers. 2, 800 00 Xotes and bills re-discounted . Bills payable 9, 000 00 50, 000 00 19,117 57 177, 800 00 50 83 563, 820 i Total. 553, 820 66 $200, 000 00 Citizens' National Bank, Keene. OUED G. DORT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . H. Ex. Xo. 2299. $109, 649 69 375 54 i 100, 000 00 I HENRY S. MARTIN, Cashier. Capital stock paid in . Surplus fund Other undivided profits 450 00 jj' 33,100 00 i 15, 933 51 1, 000 00 124 09 National bank notes outstanding .. j! State bank notes outstanding I Dividends unpaid ! Individual deposits 1 United States deposits. 5,038 75 Deposits of U.S. disbursing officers. 3, 096 22 1, 544 3, 000 00 32 20 00 $100,000 00 12, 000 00 5, 272 46 89, 400 00 795 00 70, 366 64 I Due to other national banks Due to State banks and bankers. ^Totes and bills re-discounted . Bills payable 4, 500 00 I 277, 834 10 Total.. 277, 834 10 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Keene National Bank, Keene. No. 877. EDWARD JOSLIX, President. J . E. BEAL, Cashier Resources. Liabilities. Loans and discounts ! Overdrafts ; TJ. S. bonds to secure circulation...' IT. S. bonds to secure deposits IT. S. bonds on band Otber stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes j TJ. S. certificates of deposit Due from TJ. S. Treasurer Total ! $75, 947 62 Capital stock paid in . 4, 522 83 100, 000 00 Surplus fund . Other undivided profits $100, 000 00 I 72, 050 00 j National bank notes outstanding .. j 9, 731 42 , State bank notes outstanding... I Dividends unpaid . I Individual deposits | United States deposits 4, 204 42 | Deposits of U. S. disbursin g officers.! 4, 020 00 j Due to other national banks I Due to State banks and bankers . . . 5, 072 57 6, 300 00 | Notes and bills re-discounted | Bills payable 4, 500 00 287, 254 86 Total.. 20, 000 00 19, 678 77 89, 000 00 715 50 55, 284 40 2, 576 19 287, 254 86 Laconia National Bank, Laconia. No. 1645. J O H X C. MOLLTOX, President Loans and discounts | Overdrafts TJ. S. bonds to secure circulation... j TJ. S. bonds to secure deposits ! TJ. S. bonds on hand ! Other stocks, bonds, and mortgages. I Due from approved reserve agents ; Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks I Fractional currency ' Specie j Legal-tender notes TJ. S. certificates of deposit | Due from TJ. S. Treasurer Total. DANIEL S. DIXSMOOR, Cashier. $161, 861 15 Capital stock paid in | 587 54 150, 000 00 Surplus fund M.. Other undivided profits 200 00 National bank notes outstanding . . 57, 852 26 State bank notes outstanding...... 2, 500 00 Dividends unpaid. 956 08 deposits 4, 000 00 Individual United States deposits 1,164 84 Deposits of U. S. disbursing officers $150, 000 00 16, 000 00 7,108 67 134, 000 00 40 00 88, 280 57 5, 294 00 Due to other national banks Due to Stare banks and bankers. 2, 563 37 1, 700 00 Notes and bills re-discounted. Bills payable 6, 750 00 395, 429 24 Total.. 395, 429 24 National Bank, Lebanon. S. ELA, President Loans and discounts ! Overdrafts TJ. S. bonds to secure circulation...; TJ. S. bonds to secure deposits ; TJ. S. bonds on hand Other stocks, bonds, and mortgages.; Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... • Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. o. certificates of deposit Due from U. S. Treasurer Total. No. 808. EDWARD A. KEXDRICK, Cashier. $98, 759 76 j Capital stock paid in I 1, 849 42 j 100, 000 00 Surplus fund ! Other undivided profits. j 11,837 00 ! National bank notes outstanding 26,015 38 j State bank notes outstanding 7,130 12 | Dividends unpaid i 7, 378 96 j i 686 71 Individual deposits I United States deposits i. 4, 217 26 Deposits of U. S. disbursing officers, j 9, 515 00 Due to other national banks 809 10 Due to State banks and bankers . 2, 872 98 4,000 00 ! Notes and bills re-discounted | Bills payable $100, 000 00 15, 000 00 6,787 51 89, 800 00 67, 984 18 *4,"5OO"6o" 279, 571 69 Total. 279, 571 i REPORT OF THE COMPTROLLER OF THE CURRENCY'. 35 HAMPSHIRE. Littleton National Bank, Littleton. No. 1885. J O H N FARK, President. OSCAR C. HATCH, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtiires. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $174, 075 75 Capital stock paid in ] $150, 000 00 I *150*000 00 Surplus fund Other undivided profits j 12, 867 50 National bank notes outstanding... 127, 954 34 State bank notes outstanding 1, 046 05 10, 000 00 Dividends unpaid 677 02 deposits 4, 812 50 Individual United States deposits 65 07 Deposits of U. S. disbursing officers. 23, 000 00 4, 886 49 10, 963 00 Due to other national banks 112 19 Due to State banks and bankers.. 2,100 00 8,000 00 Xotes and bills re-discounted i Bills payable 6, 750 00 Total. 509, 423 4-2 135, 000 00 53 00 192, 951 34 3,532 59 509, 423 42 First National Bank, Manchester. WATERMAN SMITH, President. No. 1153. Loans and discounts j Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand I Other stocks, bonds, and mortgages. | Due from approved reserve agents j Due from other banks and bankers | Real estate, furniture, and fixtures j Current expenses and taxes paid... | Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $91, 562 44 4,986 35 150, 000 00 100, 000 00 20, 000 00 22, 800 00 12, 762 94 14, 770 93 5, 000 00 2, 945 38 FREDERICK SMYTH, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding...... $150, 000 00 30, 000 00 4, 596 22 134, 000 00 Dividends unpaid Individual deposits United States deposits 1, 783 46 Deposits of U. S. disbursing officers 63,118 78 64, 105 52 5, 634 00 Due to other national banks ! 217 92 Due to State banks and bankers . 7, 630 10 Notes and bills re-discounted . Bills payable 6, 750 00 Total. 446, 843 52 446, 843 52 Second National Bank, Manchester. ARETAS BLOOD, President. . Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 2362. $100, 439 06 860 52 100, 000 00 JOSIAH CARPENTER, Cashier. Capital stock paid in . Surplus fund Other undivided profits ! j 1, 950 00 National bank notes outstanding .. i 33,376 11 State bank notes outstanding..."...{ 5,000 00 Dividends unpaid 5, 718 76 13 50 deposits 4, 500 00 Individual United States deposits 109 58 Deposits of U. S. disbursing officers. 997 00 1, 389 25 $100, 000 00 2. 300 00 1,353 23 88, 800 00 3, 030 00 Gl, 970 55 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 3,100 00 257, 453 78 Total. 257, 453 78 36 REPOET OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Amoskeag National Bank, Manchester. No. 574. MOODY CURRIEK, President. Gr. BYRON CHANDLER, Cashier, Resources. Loans and discounts Overdrafts ! U. S. bonds to secure circulation..., TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. j Due from approved reserve agents : Due from other banks and bankers Real estate, furniture, and fixtures . Current expenses and taxes paid... !j Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency -... j Specie j Legal-tender notes ' U. S. certificates of deposit Due from U. S. Treasurer Total Liabilities$397, 224 68 Capital stock paid in 11, 080 04 200, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. 119, 606 16 State bank notes outstanding 27, 909 82 Dividends unpaid 6, 319 94 Individual de])osits United States deposits 60, 007 77 Deposits of U. S. disbursing officers 24, 476 00 Due to other national banks 58 17 Due to State banks and bankers .. 14, 975 00 Notes and bills re-discounted Bills payable 9, 000 00 870, 657 58 Total. $200,000 00 42, 000 00 18, 272 59 178,900 00 520 00 387, 914 69 43, 050 30 870,657 58 City National Bank, Manchester. JAMES A. "WESTON, President. Loans and discounts Overdraft TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes ! TJ. S. certificates of deposit J Due from TJ. S. Treasurer Total. No. 1520. DANIEL W. LANE, Cashier. $190,490 73 Capital stock paid in 206 96 150,000 00 Surplus fund Other undivided profits 05, 728 33 National bank notes outstanding.. 7, 800 24 State bank notes outstanding '"4,"500 00 Dividends unpaid 1, 818 78 Individual deposits United States deposits 834 60 Deposits of TJ. S. disbursing officers. 1,765 00 2 29 4, 006 00 6, 750 00 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 433,902 93 Total $150, 000 00 16, 431 44 15,420 21 135, 000 00 220 00 9, 423 21 7, 59S 37 19, 811 70 433, 902 93 Manchester National Bank, Manchester. NATHAN PARKER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums j)aid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1059. CHARLES E. BALCH, Cashier. $318,170 15 Capital stock paid in 5, 666 71 154, 000 00 Surplus fund Other undivided profits - $150, 000 00 60, 000 00 25, 347 49 9, 400 00 National bank notes outstanding.. 105, 328 69 State bank notes outstanding 28 72 Dividends unpaid 2, 093 30 Individual deposits United States deposits 1, 809 96 Deposits of U. S. disbursing officers. 135, 000 00 5, 001 00 Due to other national banks 17 68 Due to State banks and bankers . . 17, 385 00 Notes and bills re-discounted. Bills payable 6, 750 00 716 64 16, 865 86 625, 651 21 Total. 237,721 22 625, 651 21 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 37 HAMPSHIRE. Souhegan National Bank, Milford. ItOBT. R. HOWISON, President. Xo. 1070. FREDK. T. SAWYER, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid 'Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $100, 917 35 "i6o,o66"66" 1,300 20, 975 8, 842 4, 991 8, 287 1,061 72 65 00 83 72 38 43 47 705 53 4, 665 00 14 34 4, 600 00 Capital stock paid in j $100, 000 00 Surplus fund Other undivided profits 18, 643 88 3, 012 50 National bank notes outstanding . . j State bank notes outstanding 87, 800 00 Dividends unpaid Individual deposits United States deposits Deposits of TJ. S. disbursing officers i 51, 536 67 Due to other national banks i Due to State banks and b a n k e r s . . j Xotes and bills re-discounted Bills payable 4, 500 00 Total. 260, 993 05 260, 993 05 First National Bank, Nashua. Xo. 84. EDWARD P. EMERSON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand 'Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures 'Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency :Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer $120, 051 41 2, 522 58 100, 000 00 5, 17, 5, 24, 1, 000 516 989 000 364 00 95 44 00 47 4, 720 36 1,155 20 700 6, 500 00 25 00 00 4, 500 00 JOHN A. SPA^DING, Cashier. Capital stock paid in ; Surplus fund Other undivided profits •m j j \ $100, 000 00 9, 430 00 339 17 Xational bank notes outstanding . State bank notes outstanding.. Dividends unpaid... Individual deposits. United U nited States btates deposits deposits Deposits of U. S. disbursing office Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted Bills payable i Total. Total.. 1, 419 92 94, 851 37 294, 040 46 Second National Bank, Nashua. -JEREMIAH W. "WHITE, President. Loans and discounts I Overdrafts I U. S. bonds to secure circulation... | U. S. bonds to secure deposits j TJ. S. bonds on hand j Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers J Real estate, furniture, and fixtures. J Current expenses and taxes paid.. j Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie OLegal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. X o . 2240. FREDERICK A. EATON, Cashier. $110, 713 12 Capital stock paid in 135 23 125, 000 00 Surplus fund 500 00 26, 480 00 35, 371 30 700 00 22, 792 71 1, 350 46 8, 045 00 652 69 4, 684 13 2, 830 2, 000 00 29 00 00 5, 625 00 346, 892 80 Other undivided profits Xational bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers $125, 000 00 5, 500 00 1, 669 61 111, 900 00 156 00 102, 667 19 Due to other national b a n k s . . . . . . . Due to State banks and b a n k e r s . . Xotes and bills re-discounted Bills payable Total. 346, 892 80 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Indian Head National Bank, Nashua. Xo. 1310. CALVIN B. HILL, President. FRANK A. M.CKEAN, Cashier.. Resources. Liabilities. Loans and discounts 1 Overdrafts j U. S. bonds to secure circulation...; TJ. S. bonds to secure deposits i U. S. bonds on hand ! Other stocks,bonds, and mortgages.j Due from approved reserve agents.! Due from other banks and bankers.' Real estate, furniture, and fixtures. j Current expenses and taxes paid... • Premiums paid Checks and other cash items ; Exchanges for clearing-house ! Bills of other banks Fractional currency ! Specie j Legal-tender notes j TJ. S. certificates of deposit ! Due from TJ. S Treasurer j Total i $236, 562 57 Capital stock paid in 77 56 120, 000 00 Surplus fund Other undivided profits.. | 27, 000 00' 32,038 52 19, 600 00 National bank notes outstanding .. 71, 650 50 State bank notes outstanding j Dividends unpaid . 2, 372 04 Individual deposits United States deposits Deposits of U. S. disbursing officers. BbncE 23, 318 248 11, 960 2, 500 $120, 000 00- 107,100 00 596 00 208, 055 11 ** 00 Due to other national banks 96 00 Due to State banks and bankers. 00 Xotes and bills re-discounted . Bills payable 6, 500 00 494, 789 63 Total. 494,789 63 New Market National Bank, New Market. JOSEPH C. BUIILEY, President Xo. 1330. Loans and discounts . Overdrafts . TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. , Due from approved reserve agents. Due from other banks and bankers , Real estate, furniture, and fixtures. Current expenses and taxes paid. Premiums paid Checks and other cash items j Exchanges for clearing-house Bills of other banks Fractional currency j Specie Legal-tender notes '' TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $100, 010 53 SAMUEL A. HALEY, Cashier. Capital stock paid in Surplus fund Other undivided profits 500 00 National bank notes outstanding 7, 323 76 State bank notes outstanding 1, 700 00 Dividends unpaid 81, 000 00 2, 220 26 6,210 00 4 30 1,694 00 800 00 $80, 000 00| j Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 20, 000 00' 872 80 70, 500 00 484 00' 33, 206 05. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable . :, ooo oo 205, 062 85 205, 062 85 First National Bank, Newport. DEXTER RICHARDS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. No. $103,525 95 FREDERICK W. LEWIS, Cashier Capital stock paid in . £66," ooo" 66" Surplus fund Other undivided profits 5, 500 00 3, 200 00 National bank notes outstanding .. 23,943 94 State bank notes outstanding Dividends unpaid. 700 00 90 77 Individual deposits United States deposits Deposits of TJ. S. disbursing officers $100, 000 0O 25, 000 003, 960 6589, 000 00» 35, 487 72: 7, 687 00 Due to other national banks 71 Due to State banks and bankers. 2,300 00 2,000 00 Notes and bills re-discounted. Bills payable 4, 500 00 253, 448 37 Total. 253, 448 37 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 39 HAMPSHIRE. First National Bank, Peterborough. FREDERICK LIVINGSTON, President. Xo. 1179. CHAS. P . EICHARDSON, Cashier. Liabilities. Resources. Loans and discounts , j $116, 958 33 JI Capital stock paid in 161 12 I Overdrafts | 100,000 00 I; Surplus fund U. S. bonds to secure circulation...[ I • Other undivided profits U. S. bonds to secure deposits I... U. S. bonds on hand i... Other stocks, bonds, and mortgages. J 24, 231 35 National bank notes outstanding .. State bank notes outstanding Due from approved reserve agents. 14, 909 67 Due from other banks and bankers. Dividends unpaid. 1, 000 00 Real estate, furniture, and fixtures.! Current expenses and taxes paid...] 970 12 11 Individual deposits Premiums paid J... ! I United States deposits 1,379 10 I Deposits ofU.S. disbursing officers. Checks and other cash items j Exchanges for clearing-house 1, 797 00 :| Due to other national banks Bills of other banks j 34 61 |j Due to State banks and bankers... Fractional currency j 1,736 65 I Specie j 100 00 Notes and bills re-discounted Legal-tender notes I Bills payable TL S. certificates of deposit Due from U. S. Treasurer 4, 500 57 Total . Total. 267, 778 52 I $100, 000 00 20, 000 00 22, 664 93 89, 993 00 495 00 1, 779 36 25,106 23 7, 740 00 267, 778 52 Pittsfield National Bank, Pittsfield. CHAS. H. CARP-ESTER, President. Loans and discounts j Overdrafts | TJ. S. bonds to secure circulation...| U. S. bonds to secure deposits U. S. bonds on hand •. Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . JOHN A. Gross, Cashier. No. 1020. $43, 862 74 Capital stock paid in . 50, 000 00 Surplus fund Other undivided profits 13, 519 88 3, 000 00 National bank notes outstanding .. State bank notes outstanding Dividends unpaid . Individual deposits United States deposits »... 2, 237 32 Deposits of U. S. disbursing officers 3, 000 100 1, 300 700 00 00 00 00 $50, 000 00 6, 745 00 1, 396 36 45, 000 00 410 00 16, 418 58 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 250 00 119, 969 94 Total. 119, 969 94 First National Bank, Portsmouth. ICHABOI) GOODWIN, President. No. 19. EDWARD P . KIMBALL, Cashier. Loans and discounts $342, 788 49 Capital stock paid in Overdrafts 2, 651 00 | U. S. bonds to secure circulation... 318, 000 00 j Surplus fund XL S. bonds to secure deposits 107, 000 00 I Other undivided profits U. S. bonds on hand 1, 200 00 Other stocks, bonds, and mortgages. 95, 782 37 National bank notes outstanding .. s Due from approved reserve agent 48, 477 40 State bank notes outstanding Due from other banks and banker 8 11, 499 45 Dividends unpaid Real estate, furniture, and fixtures4, 000 00 Current expemses and taxes paid Individual deposits Premiums paid United States deposits Checks and other cash items 3, 824 61 Deposits of U. S. disbursing officers Exchanges for clearing-house Bills of other banks 6, 300 00 Due to other national banks Fractional currency 500 00 Due to State banks and bankers.. Specie 15, 500 00 Legal-tender notes 5, 300 00 j Notes and bills re-discounted. U. S. certificates of deposit Bills payable Due from TJ. S. Treasurer | 13, 700 00 Total. 976, 523 32 Total. $300, 000 00 100, 000 00 11, 764 02 284,300 00 224 00 189,143 21 63,545 60 38,471 49 6,701 10 2,373 90 976,523 32 40 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. National Mechanics and Traders' Bank, Portsmouth. JOHN SISE, President. Xo. 401. GEO. W. BUTLER, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency I Specie | Legal-tender notes .: U. S. certificates of deposit Due from U. S. Treasurer $396, 09G 35 Capital stock paid in " 300,000 66 20, 000 00 18,200 00 44,188 26 5*900 00 3,757 52 16, 900 00 10 63 7, 509 00 13, 500 00 $300, 000 00 Surplus fund Other undivided profits 52, 000 00 20, 238 98 Xational bank notes outstanding . . State bank notes outstanding 270, 000 00 Dividends unpaid. 227 50 Individual deposits United States deposits Deposits.of U. S. disbursing officers. 152,144 04 Due to other national banks [. Due to State banks and bankers...[ : Xotes and bills re-discounted Bills payable i. Total. Total. 31,451 24 826, 061 76 New Hampshire National Bank, Portsmouth. Xo. 1052. JAMES P . BARTLETT, President. Loans and discounts Overdrafts > U. S. bonds to secure circulation .. i U. S. bonds to secure deposits \ TJ. S. bonds on hand Other stocks, bonds, and mortgages.; Due from approved reserve agents Due from other banks and bankers ' Real estate, furniture, and fixtures, i Current expenses and taxes paid... j Premiums paid + Checks and other cash items Exchanges for clearing-house | Bills of other banks : Fractional currency Specie I Legal-tender notes | TJ. S. certificates of deposit j Due from U. S. Treasurer j Total i LAFAYETTE S. BUTLER, Cashier. $154, 804 12 Capital stock paid in ! $150, 000 00 | 150. 000 00 Surplus fund Other undivided profits | 10. 000 00 11, 000 00 Xation.il bank notes outstanding .. ;j 15. 300 39 State bank notes outstanding ] . . . . Dividends unpaid 2, 279 22 Individual deposits ' 694 08 United States deposits 596 55 Deposits of 17. S. disbursing officers.! 29,106 31 4, 737 63 134,100 00 136 50 34, 471 33 440 3 124 500 00 Due to other national banks 41 Due to State banks and bankers 00 00 Xotes and bills re-discounted Bills payable 6, 750 00 352, 551 77 Total. 352, 551 77 Rockingham National Bank, Portsmouth. J N O . J . PICKERING, President. Xo. 1025. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures, i Current expenses and taxes paid... I Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks I Fractional currency j Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. J" $275,169 03 JOHN P. HART, Cashier. Capital stock paid in $200, 000 00 Surplus fund Other undivided profits 00 Xational bank notes outstanding .. 21 State bank notes outstanding......|1 53 Dividends unpaid 00 "200,000 00 17, 000 13, 258 508 5, 000 3, 786 10 4,616 00 80 00 5, 727 00 9, 900 00 535, 044 87 Individual deposits United States deposits j Deposits of TJ. S. disbursing officers, j Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted Bills payable Total 40,000 00 25,267 04 180, 000 00 4,538 00 199 50 85,040 33 | 535, 044 87 41 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Rochester National Bank, Rochester. «XOHN JVICDUFFEE, No. 2138. President. FRANKLIN M C D U F F E E , Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents D u e from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid $50, 390 61 Capital stock paid in . "•50,000 00 Surplus fund Other undivided profits "i, 150 00 National bank notes outstanding . . State bank notes outstanding 24, 540 79 Individual deposits United States deposits Deposits of U. S. disbursing officers. 5, 927 00 $50,000 00 2,150 00 3,107 20 44, 200 00 782 50 Dividends unpaid. 336 85 489 28 1,550 00 5,361 66 •Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie •. Legal-tender notes TJ. S. certificates of deposit Due from IT. S. Treasurer Cashier. Liabilities. 46, 770 09 Due to other national banks Due to State banks and b a n k e r s . . . 2,513 60 2, 500 00 Notes and bills re-discounted. Bills payable 2, 250 00 Total . 147, 009 79 Total. 147, 009 79 Citizens' National Bank, Tilton. ELEAZEII DAVIS, No. 1333. President. Loans and discounts Overdrafts U. S. bonds to secure circulation... 17. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U". S. certificates of deposit Due from U. S. Treasurer Total WILLIAM T. CASS, Cashier. $96, 036 63 | Capital stock paid in 22 86 70, 000 00 | Surplus fund Other undivided profits National bank notes outstanding . . i State bank notes outstanding 16, 219, 94 Dividends unpaid 682 56 I Individual deposits | United States deposits 896 10 Deposits of U. S. disbursing officers. $70, 000 00 13,300 00 1, 711 31 63, 000 00 46, 069 91 1, 087 35 1, 650 4, 300 00 Due to other national banks 28 Due to State banks and bankers. 85 00 Notes and bills re-discounted Bills payable 3,150 00 Total. 194, 081 22 194, 081 22 Kearsarge National Bank, "Warner. N E H . G-. ORDWAY, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation.. U. S. bonds to secure deposits \J. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total.. No. 1674. G-ILMAN C. G-EORGE, Cashier. Capital stock paid in . $37, 264 22 1, 349 06 35, 000 00 Surplus fund Other undivided profits 2,955 00 i] 11,790 89 |! National bank notes outstanding . . State bank notes outstanding. $50, 000 00 6, 000 00 959 07 30, 097 00 !l Dividends unpaid. 1, 000 00 357 28 Individual deposits United States deposits 2,654 85 j Deposits ofU.S. disbursing officers 11, 304 78 1,302 00 !| Due to other national banks 3 35 11Due to State banks and bankers. 1,508 30 1,600 00 l! Notes and bills re-discounted. Bills payable 1,575 00 l\ 98, 360 85 i Total.. '8, 360 85 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. "Winchester National Bank, Winchester. EDWI>. 0. THAYER, President. No. 887. HENRY ABBOTT, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents ( Due from other banks and bankers Real estate, furniture, and fixtures ] Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks i Fractional currency j Specie ' j Legal-tender notes U. S. certificates of deposit ! Due from TJ. S. Treasurer Total $109, 078 24 Capital stock paid in . 218 52 100, 000 00 j Surplus fund ; Other undivided profits 100 00 100 00 Xational bank notes outstanding .. 6, 208 42 ; State bank notes outstanding 6, 500 00 Dividends unpaid . 707 11 i Individual deposits I United States deposits 792 20 I Deposits of TJ. S. disbursing officers. 283 00 Due to other national banks 45 54 Due to State banks and bankers... 2, 472 93 | Xotes and bills re-discounted ! Bills payable 4, 500 00 231, 005 96 Total. $100, 000 00 20, 000 00 5,747 12 90, 000 00 59 50 13,178 64 2, 020 70 231,005 96 Lake National Bank, "Wolfborough. X"o. 1486. BLAKE FOLSOM, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid. Premiumspaid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ". Legal-tender notes TJ. S. certificates of deposit Dae from U. S. Treasurer Total i j 1 ; • • ! j ' j I ; | | I CHAS. F . PARKER, Cashier. $108, 642 58 Capital stock paid in $125, 000 00 125, 000 00 Surplus fund Other undivided profits Xational bank notes outstanding .. 18, 500 03 State bank notes outstanding 3, 000 00 Dividends unpaid. 9, 500 00 2, 626 87 112,500 00 deposits 4, 500 00 Individual United States deposits 918 50 Deposits of U. S. disbursing officers 20, 924 73 2, 611 00 \ Due to other national banks 10 17 i Due to State banks and bankers 1,702 75 j Notes and bills re-discounted . Bills payable 5, 600 00 270, 551 60 Total.. 270, 551 60 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. National Bank, Barre. L. F. ALDRICH, JSTo. 2109. Tice-Prcsident. EDWARD D. BLACKWELL, Cashier, Resources. Liabilities. ! Loans and discounts Overdrafts TJ. S. bonds to secure c i r c u l a t i o n . . . IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from, approved reserve agents.! Due from other b a n k s and b a n k e r s . Heal estate, furniture, and fixtures.1 Current expenses and taxes p a i d . . . ! P r e m i u m s paid j Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ; Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer j $160, 368 55 3 29 200,000 00 1, 000 00 15,003 96 5, 389 36, 782 13,932 441 47 44 19 15 325 18 1,125 8 409 2,104 00 55 70 00 $200,000 00 Capital stock paid in . Surplus fund Other undivided profits 22, 600 00 5, 006 88 National bank notes outstanding . . State b a n k notes outstanding 179, 335 00 Dividends unpaid 120 00 Individual deposits United States deposits Deposit s of U. S. disbursing officers 40,131 60 Due to other national b a n k s Due to State banks and b a n k e r s . Notes and bills re-discounted. Bills payable 10, 300 00 Total. 447,123 48 Total. 447,193 48 Barton National Bank, Barton. No. 2290. HIRAM MCLELLAX, President. H. K. DEWEY, Ca&hier. Loans and discounts $166, 660 50 Capital stock paid in . Overdrafts U. S. bonds to secure circulation... | 150, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits . ! TJ. S. bonds on hand Other stocks, bonds, and mortgages, i National bank notes outstanding .. Due from approved reserve agents. I 11, 551 70 State bank notes outstanding Due from other banks and bankers. I Real estate, furniture, and fixtures.; 1, 500 00 | Dividends unpaid. Current expenses and taxes paid...! 800 58 Individual deposits Premiums paid ! United States deposits Checks and other cash items I 1, 282 29 Deposits of U. S. disbursing officers. Exchanges for clearing-house ' Bills of other banks i 5, 446 00 Dae to other national banks Fractional currency I 158 71 Specie " I 3, 945 00 Due to State banks and bankers.. Legal-tender notes j 1, 000 00 Notes and bills re-discounted. U. S. certificates of deposit . Bills payable . Due from U. S. Treasurer .'] 6, 750 00 $150, 000 00 7, 000 00 5, 714 03 134, 500 00 78 00 51, 802 75- Total. National Bank, Bellows Falls. J A S . H. WILLIAMS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits .. TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total No. 1653. $208, 166 35 100, 000 00 37, 416 40 35, 603 71 17, 500 00 , 926 32 , 638 00 297 00 540 00 4, 500 00 421,587 78 J A S . H. "WILLIAMS, Jr., Cashier. Capital stock paid in | $100, 000 00 Surplus fund Other undivided profits 20, 000 00 46, 531 74 National bank notes outstanding . . State bank notes outstanding 90, 000 00 4, 000 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing offic Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. 522 00 160, 076 61 457 421,587 78 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. First National Bank, Bennington. ^LUTHER R. GRAVES, President. Xo. 130. GEORGE F. GRAVES, Cashier. Resources. Loans and discounts Overdrafts XJ. S. bonds to secure circulation U. S. bonds to secure deposits .. U. S. bonds on hand Other stocks,bonds, and mortgages i Due from approved reserve agents - j Due from other banks and bankers • Real estate, furniture, and fixtures Current expenses and taxes paid... i Premiums paid } "Checks and other cash items 'J Exchanges for clearing-house ! Bills of other banks ! Fractional currency •Specie 1 Legal-tender notes U. S. certificates of deposit Oue from U. S. Treasurer Total. Liabilities. $298, 064 11 Capital stock paid in . 512 00 122, 000 00 Surplus fund $110, 000 00 110,000 00 17,248 81 Other undivided profits. 16, 000 00 Xational bank notes outstanding .. 7, 774 22 State bank notes outstanding 5, 000 00 Dividends unpaid 1, 198 02 Individual deposits United States deposits 50 00 Deposits of U. S. disbursing officers Due to other national banks 97 19 Due to State banks and bankers 2, 000 00 5,700 00 Xotes and bills re-discounted . Bills payable 5,450 00 j 463,815 54 j 108, 820 00 103, 436 14, 339 96 463, 845 54 Total. Bennington County National Bank, Bennington. 'CHARLES THATCHER, President. Loans and discounts Overdrafts ! U. S. bonds to secure circulation... U. S. bonds to secure deposits \ U. S. bonds on hand , -Other stocks,bonds,and mortgages Due from approved reserve agents , Due from other banks and bankers ! Real estate, furniture, and fixtures j Current expenses and taxes paid... Premiums paid ; •Checks and other cash items \ Exchanges for clearing-house Bills of other banks , Fractional currency i Specie Legal-tender notes "U. S. certificates of deposit Due from TJ. S. Treasurer Total. Xo. 2395. ELLIS A. COBB, Cashier. j $112, 259 57 ' Capital stock paid in 389 53 j 100, 000 00 j Surplus fund j Other undivided profits | Xational bank notes outstanding .. | 12, 380 04 State bank notes outstanding 380 69 Dividends unpaid 3. 557 83 448 66 deposits 3, 742 00 Individual United States deposits 1,652 07 Deposits of U. S. disbursing officers $100, 000 00 1,500 00 3, 388 79 90, 000 00 48, 588 19 2,167 00 7 78 843 25 2, 700 00 'j Due to other national banks j Due to State banks and bankers.. I j Xotes and bills re-discounted . Bills payable 4, 500 00 245, 028 42 Total. 245, 028 42 National White River Bank, Bethel. "KELSON GAY, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation... I U. S. bonds to secure deposits j. TJ. S. bonds on hand j. Other stocks,bonds,and mortgages.|. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid •Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency "Specie Legal-tender notes *O\ S. certificates of deposit Due from U. S. Treasurer Total. No. 962. F . P . HOLDEN, Cashier. $126, 818 99 I Capital stock paid in 2, 181 29 125, 000 00 Surplus fund Other undivided profits I1 Xational bank notes outstanding . . 26, 203 92 [ State bank notes outstanding 3, 600 00 Dividends unpaid . 613 18 Individual deposits United States deposits 780 47 Deposits of U. S. disbursing officers 1, 888 00 17 38 1, 907 40 2, 000 00 " 5,625 00 | 296, 635 63 | $125, 000 00 12, 500 00 3, 024 74 111, 700, 00 173 00 44,237 89 Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted I Bills payable Total. 296, 635 63 REPORT OF THE COMPTROLLER OF THE CURRENCY. 45 VERMONT. First National Bank, Brandon. H. C. COPELAND, Cashier.. No. 27 AN T. SPRAGUE, President. Liabilities. Resources. Loans and discounts | Overdrafts j IT. S. bonds to secure circulation .. | TJ. S. bonds to secure deposits \U. S. bonds on hand ! Other stocks, bonds, and m o r t g a g e s . j D u e from approved reserve a g e n t s , j Due from other b a n k s and b a n k e r s Real estate, furniture, and fixtures j C u r r e n t expenses and taxes p a i d . . . j . P r e m i u m s paid '. Checks and other cash items Exchanges for clearing-house Bills of other b a n k s Fractional currency Specie Legal-tender notes U. S. certificates of deposit D u e from U. S. T r e a s u r e r Capital stock paid in . $174, 005 74 1, 340 57 150, 000 00 66, 747 52 6, 486 56 80, 000 00 25, 521 29. 131, 770 00 Dividends unpaid j j Individual deposits j United States deposits j Deposits of U. S. disbursing officers . 2,190 45 | •. ' '. $150, 000 Oft ; Surplus fund I Other undivided profits. 450 00 16, 000 00 National bank notes outstanding State bank notes outstanding 8,188 69 1, 585 00 45, 858 74 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 1,958 00' 617 50 6, 750 00 Total. Total... Brandon National Bank, Brandon. CYRUS JENNINGS, President. Loans and discounts i Overdrafts • U. S. bonds to secure circulation... j U. S. bonds to secure deposits j U. S. bonds on hand ! Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house. 1 Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit . . . Due'from U. S. Treasurer Total. No. 404. $159, 425 68 PRANK E. BKIGGS, Cashier, Capital stock paid in $200, 000 00 200, 000 00 Surplus fund' Other undivided profits National bank notes outstanding .. 42, 556 55 State bank notes outstanding i.0, 823 81' Dividends unpaid . . Individual deposits United States deposits 707 75 Deposits of U. S. disbursing officers 287 89 180, 000 00 49, 005 68 3, 594 00 Due to other national banks 170 78 Due to State banks and bankers. 665 00 2,350 00 Notes and bills re-discounted. Bills payable 9, 000 00 429, 293 57 Total. 429, 293 57 People's National Bank, Brattleboro'. PARLEY STARR, President Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notesof deposit U. S. certificates Due from U. S. Treasurer Total No. 2305. Capital stock paid in $156, 684 61 $100, 000 00 Surplus fund Other undivided profits 100, 000 00 11, 000 oo 28, 062 69 "WM. A. FAULKNER, Cashier. ; National bank notes outstanding 7,000 00 4,822 16 .. 90, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 325 00 ' Due to other national banks 62 67 Due to State banks and bankers... 110, 457 28 State bank notes outstanding 4, 515 52 1, 493 55 '' 523 31 ; o 269 00 3 300 00 3,456 91 Notes and bills re-discounted Bills payable 4 500 00 315 736 35 Total 315, 736 35 46 EEPORT OF THE COMPTROLLER OF THE CURRENCY, VERMONT. Vermont National Bank, Brattleboro'. "WILLIAM P . CUNE, President. No. 1430. GEO. S. DOWLEY, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid j -Checks and other cash items Exchanges for clearing-house Bills of other banks. ."T \ Fractional currency ' Specie : Legal-tender notes ; TJ. S. certificates of deposit Due from TJ. S. Treasurer $279, 532 37 || Capital stock paid in . 150,000 00 ij Surplus fund i i Other undivided profits 6 0 ,000 - 00 ' 50, 300 00 National bank notes outstanding . . State bank notes outstanding 98, 055 94 205 10,000 1, 995 2, 940 55 00 00 00 2, 763 88 487 00 1 8(3 4 126 00 10, 000 00 $150, 000 00 100,000 00 46, 034 36 135, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 246, 007 61 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 6, 752 00 Total. Total. 677,159 i Howard National Bank, Burlington, No. 1698. LAWRENCE BARNES, President. ! Loans and discounts Overdrafts ! TJ. S. bonds to secure circulation... !j TJ. S. bonds to secure deposits TJ. S. bonds on hand 'Other stocks, bonds, and mortgages \ Due from approved reserve agents. ; Due from other banks and bankers.! Real estate, furniture, and fixtures. '• Current expenses and taxes paid...! Premiums paid | Checks and other cash items ! Exchanges for clearing-house Bills of other banks ! Fractional currency I Specie * j Legal-tender notes J TJ. S. certificates of deposit i Due from TJ. S. Treasurer , Total CHARLES A. SUMNER, Cashier. $365, 245 30 Capital stock paid in . 3, 075 31 150, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . 13, 419 40 State bank notes outstanding 33, 456 06 Dividends unpaid . 3, 010 31 Individual deposits United States deposits 5,182 92 Deposits of U. S. disbursing officers. 10, 227 202 3, 234 10, 000 00 Due to other national banks 22 Due to State banks and bankers. 00 00 Notes and bills re-discounted Bills payable 6, 750 00 603, 802 52 Total. $300,000 00 19,500 00 10,780 03 135,000 00 156 00 137, 278 70 1, 087 79 603, 802 52 Merchants' National Bank, Burlington. HENRY P . HICKOK, President. No. 1197. CHAS. W. "WOODHOUSE, Cashier. Loans and discounts $601, 950 11 Capital stock paid in . . . Overdrafts 38 18 XJ. S. bonds to secure circulation... 500, 000 00 Surplus fund U. S. bonds to secure deposits 50,000 00 Other undivided profits. TJ. S. bonds on hand Other stocks, bonds, and mortgages. . . National bank notes outstanding 98, 309 55 State bank notes outstanding Due from approved reserve agents. Due from other banks and bankers. 1,057 86 Real estate, furniture, and fixtures. 15, 000 00 Dividends unpaid Current expenses and taxes paid. 11 Individual deposits Premiums paid ; United States deposits Checks and other cash items 10,482 48 ij Deposits ofU.S. disbursing officers Exchanges for clearing-house Bills of other banks ; 10, 328 00 11 Due to other national banks Fractional currency i 44 71 ii Due to State banks and bankers. Specie j 15,071 50 j I Legal-tender notes j 25,173 00 Ij Notes and bills re-discounted TJ. S. certificates of deposit :.. i: Bills pavable Due from U. S. Treasurer > 22,500 00 || Total 1, 350, 555 39 Total. $500, 000 00 90, 000 00 15, 964 51 448, 500 00 350 00 226,760 03 28, 758 58 10, 437 10 29, 785 17 1, 350, 555 39 REPORT OF THE COMPTROLLER OF THE CURRENCY, 47 V E R M O N T. Castleton National Bank, Castleton. No. 1598. CARLOS S. SHERMAN, President. MARTIN D. COLE, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks..." Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $71,101 80 8 57 50, 000 00 Capital stock paid in . 10, 000 00 2, 865 98 45, 000 00 28, 991 43 533 00 j Due to other national banks 7 82 Due to State banks and bankers.. 1, 085 00 2, 000 00 | Notes and bills re-discounted. Bills payable 2,250 00 136, 857 41 Total. $50,000 00 Surplus fund 11 Other undivided profits National bank notes outstanding . . 6, 577 61j! State bank notes outstanding 293 61 3, 000 00 I Dividends unpaid. j Individual deposits I United States deposits Deposits of TJ. S. disbursing officers. Total. 136, 857 41 First National Bank, Chelsea. No. 2120. ELIHU HYDE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. JOHN C. CLARK, Cashu $108, 363 63 Capital stock paid in . 1, 442 37 150, 000 00 Surplus fund Other undivided profits 6,150 00 507 40 National bank notes outstanding .. 33, 716 48 State bank notes outstanding 3, 829 14 Dividends unpaid. 130 46 deposits 5, 847 00 Individual United States deposits 1,199 83 Deposits of U. S. disbursing officers. $150, 000 00 10, 271 00 1 241 36 129, 500 00 842 39 29, 281 51 1,246 00 Due to other national banks 11 75 Due to State banks and bankers. 1, 547 20 395 00 Notes and bills re-discounted. Bills payable 6,750 00 321,136 26 Total. 321,136 26 Caledonia National Bank, Danville. SAMUEL ING ALLS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1576. J A S . B. MATTOCKS, Cashier. 5129, 275 89 Capital stock paid in . 183 17 59, 000 00 Surplus fund Other undivided profits. National bank notes outstanding .. 7, 711 95 State bank notes outstanding 1, 593 23 Dividends unpaid 4, 442 75 Individual deposits United States deposits 145 44 Deposits of U. S. disbursing officers. $100, 000 00 36, 788 49 7 29 53,100 00 2, 435 50 19, 880 55 840 00 Due to other national banks 4 40 Due to State banks and bankers. 3, 530 00 2, 830 00 Notes and bills re-discounted. Bills payable 2, 655 00 212, 211 83 Total. 212, 211 83 48 REPORT OF THE COMPTROLLER OF THE CURRENCY* VERMONT. National Bank, Derby Line. No. 1368. AUSTIN T. FOSTER, President. STEPHEN FOSTER, Cashier. Resources. Liabilities. I Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house I Bills of other banks ! Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $225, 486 38 Capital stock paid in j 19 41 100, 000 00 Surplus fund Other undivided profits 10, 800 00 National bank notes outstanding.. State bank notes outstanding 33,714 01 i'i, 730 00 Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 970 32 $150, 000 00 30,000 00 5, 433 81 76 00125, 634 79« 5,201 45 4, 055 3,623 00 Due to other national banks 48 Due to State banks and b a n k e r s . . . 00 00 Notes and bills re-discounted Bills payable 4, 500 00 Total 401, 144 60 ! 401, X44 60* First National Bank, Fair Haven. No. 344. ZENAI C. ELLIS, President. Loans and discounts Overdrafts TJ. S bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . ERASTUS H . P H E L P S , Cashier*. $135,071 26 Capital stock paid in 1,775 09 100, 000 00 Surplus fund Other undivided profits. I 300 00 5, 200 00 National bank notes outstanding.. 16, 591 87 State bank notes outstanding 9, 383 68 24, 800 00 Dividends unpaid 1, 332 07 Individual deposits United States deposits ;85 24 Deposits of U. S. disbursing officers. $100, 000 00 20,000 00 5, 228 29' 90,000 00> 915 0(V 90, 436 84 160 10 3, 695 2, 875 00 Due to other national banks 42 Due to State banks and bankers. 50 00 Notes and bills re-discounted Bills payable 4, 500 00 Total. 306, 580 13 306, 580 13 Allen National Bank, Fair Haven. I R A C. ALLEN, President. Loans and discounts Overdrafts . TJ. S. bonds to secure circulation... TJ S bonds to secure deposits U S bonds on hand . . . Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes TJ. S. certificates of deposit rmft from U. S. Treasurer Total No. 2422. $78, 032 49 117 5fS | 40, 500 00 i 1 j 8,659 712 1,610 341 94 88 00 53 ! ! i ! 12 35 ! 508 oo i 46 71 ! 3,260 oo ! 1,822 00 1 135, 623 43 CHAS. R. ALLEN, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid Individual deposits $50, 000 00 700 00 1,535 91 34, 665 00 15 00 48, 707 52 Deposits of U. S. disbursing officers. Due to other national hanks Due to State banks and bankers. Bills payable Total 135, 623 43: REPORT OF THE COMPTROLLER OF THE CURRENCY 49 VE R M O N T . Lamoille County National Bank, Hyde Park. CARLOS S. NOYES, President. No. 1163. ALBERT L. NOYES, Cashier. Resources. Liabilities. $136, 843 68 Capital stock paid in Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $150, 000 00 150, 000 00 Surplus fund Other undivided profits 1, 000 00 National bank notes outstanding .. 70, 701 42 State bank notes outstanding 6, 584 54 Dividends unpaid 175 61 Individual deposits 938 74 United States deposits 2, 666 49 Deposits of TJ. S. disbursing officers . 25, 300 00 2, 595 77 134, 200 00 106 50 74, 965 38 4, 413 00 Due to other national banks 57 17 Due to State banks and bankers... 2,037 00 5, 000 00 Notes and bills re-discounted Bills payable 6, 750 00 Total Total 387,167 65 387,167 65 West River National Bank, Jamaica. No. 1564. WILLIAM HARRIS, President. JOHN A. BUTLER, Cashier. $36, 583 81 Capital stock paid in . 885 78 75, 000 00 Surplus fund Other undivided profits. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds'to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tendeT notes TJ. S. certificates of deposit Due from TJ. S. Treasurer 166 00 2, 400 00 24, 378 57 2, 765 435 3 588 95 80 00 09 62 20 $75, 000 00 1, 494 73 1, 304 86 National bank notes outstanding .. State bank notes outstanding 6Q, 760 00 I Dividends unpaid 139 54 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 10, 592 90 3, 729 277 2, 690 2, 022 00 Due to other national banks 78 Due to State banks and bankers. 00 00 Notes and bills re-discounted . Bills payable 3, 375 00 Total. Total. 155, 292 03 155, 292 03 National Bank, Lyndon. HENRY CHASE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages.! Due from approved reserve agents! Due from other banks and bankers j Real estate, furniture, and fixtures, j Current expenses and taxes paid... I Premiums paid j Checks and other cash items ! Exchanges for clearing-house j Bills of other banks j Fractional currency I Specie I Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. H. Ex. No. 1140. HIRAM M. PEARL, Cashier. $105, 856 79 Capital stock paid in "\I6e,"ooo~6o 23, 000 00 13, 685 24 6, 332 20 986 11 272 45 1, iN50 00 1,900 00 1, 000 00 'I, 770 "60 265, 796 48 Surplus fund Other undivided profits ; $106, 000 00 , j 12 70ft 00 ':, .397 37 National bank notes outstanding .. State bank notes outstanding Dividends unpaid 94, 400 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 4d, 0'il 11 348 00 Due to other national hanks Due to State banks and bankers . Notes and bills ve-discounted Bills payable Total 265, 796 48 50 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT, Battenkill National Bank, Manchester. A. J. GRAY, President. No. 1488. WILLIAM P. BLACK, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... TL S. bonds to secure deposits IT. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of ether banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. Capital stock paid in . $75, 000 00 75,000 00 Surplus fund Other undivided profits National bank notes outstanding . . 30, 005 33 State bank notes outstanding 13,100 00 1, 456 37 $66, 899 86 67, 500 00 2, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers 2,421 00 173 47 2, 650 00 5,100 00 50, 568 29 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable i 00 il 207, Total. G24 207, 624 66 National Bank, Middlebury. No. 1195. JOHN W. STEWART, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation...; U. S. bonds to secure deposits \. "U. S. bonds on hand | Other stocks,bonds, and mortgages, j Due from approved reserve agents j Due from other banks and banker* ;. Real estate, furniture, and fixtures j Current expenses and taxes paid... j . Premiums paid ',. Checks and other cash items ' Exchanges for clearing-house \. Bills of other banks ! Fractional currency ) Specie j Legal-tender notes j D. S. certificates of deposit I. Due from TJ. S. Treasurer \ Total. JNO. Cr. WELLINGTON, Cashier. $143, 325 96! i Capital stock paid in "'2o'6," 66b'oo Surplus fund Other undivided profits. 132, 450 00 3, 600 00 National bank notes outstanding . . 25, 543 09 State bank notes outstanding 16,783 79 Dividends unpaid | $200, 000 00 39, 783 02 , 45,435 97 178, 600 00 926, 00 * *" | Individual deposits 11 United States deposits 809 17 |j Deposits of U.S. disbursing officers. 65 00 300 92 14,730 00 7, 936 00 89, 798 94 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted . Bills payable 9, 000 00 Total. 554,543 93 554, 543 93 First National Bank, Montpelier. J O H N A. PAGE, No. 748. President. $:J76. 561 85 1. 206 52 250, 000 00 Loans a n d discounts Overdrafts U . S. bonds t o secure circulation . . U . S. bonds t o secure deposits U . S. bonds on hand Other stocks,bonds, and mortgages io, ooo oo D u e from approved reserve agents j D u e from other b a n k s and b a n k e r s . j Heal estate, furniture, and fixtures \ C u r r e n t expenses a n d t a x e s p a i d . . . P r e m i u m s paid Checks and o t h e r cash items E x c h a n g e s for clearing-house Bills of o t h e r b a n k s Fractional currency Specie Legal-tender notes U . S. certificates of deposit D u e from U . S. T r e a s u r e r Total. 12, 000 00 24. 878 58 7, 805 57 2,000 00 1.4.11 67 482 I i ",557 8 5. 008 2.150 00 40 50 00 11,250 00 710, Ii80 93 J A S . C. HOUGHTON, Cashier. Capital stock paid in . $250, 000 00 Surplus fund Other undivided profits 121,000 00 7, 910 02 National bank notes outstanding . . State bank notes outstanding 221, 865 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers 5 00 109, 600 91 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable Total. 710, 380 93 REPORT OF THE COMPTROLLER OF THE CURRENCY. 51 VERMONT. Montpelier National Bank, Montpelier. JAMES R. LANGDON, President. No. 857. CHARLES A. REED, Cashier. Liabilities. Resources. Loans and discounts ! Overdrafts J TJ. S. bonds to secure circulation... XT. S. bonds to secure deposits TJ. S. bonds on hand I Other stocks, bonds, and mortgages | Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks j Fractional currency j Specie I Legal-tender notes .._ U. S. certificates of deposit Due from U. S. Treasurer I Total. $86, 902 17 Capital stock paid in . 92 48 360, 000 00 Surplus fund Other undivided profits. 265, 000 00 82,400 00 National baak notes outstanding .. 95, 962 15 State bank notes outstanding $360,100 00 90,000 00 40, 006 73 322,400 00 Dividends unpaid 977 30 Individual deposits United States deposits 307 23 Deposits of TJ. S. disbursing officers 440 01 101, 085 95 1,831 00 Due to other national banks 3 03 Due to State banks and bankers.. 2,067 33 2,190 00 Notes and bills re-discounted ' Bills payable | 16, 200 00 913,932 69 Total. 913, 932 69 National Bank, Newport. Lucius ROBIXSOX, President. No. 2263. Loans and discounts Overdrafts TJ. S. bonds to secure c i r c u l a t i o n . . . TJ S bonds to secure deposits TJ S bonds on hand Other stocks, bonds, and mortgages $193, 068 32 235 q9 33, 500 00 Due from approved reserve agents. Due from other b a n k s and b a n k e r s . Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . 14, 205 06 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie i Legal-tender note^s TJ. S certificates of deposit. Due from TJ. S. Treasurer Total Capital stock paid in ! 1,900 00 1,000 00 $100, 000 00 Surplus fund Other undivided profits 8,500 00 5,128 02 National bank notes outstanding .. State bank notes outstanding 2,960 00 401 94 3G, 150 00 Individual deposits United States deposits 291 87 1 07 5, 092 40 1,207 00 R O B E R T J . W R I G H T , Cashier. 111, 593 06 Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and b a n k e r s . . . 1 Notes and bills re-discounted Bill? payable 1,507 50 255, 371 08 Total 255, 371 08 First National Bank, North Bennington. TREMOR W. PARK, President Loans and discounts Overdraft s XT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency v Specie . Legal-tender notes TJ. S. certificates of deposit Dae from TJ. S. Treasurer Total. No. 194. $459, 214 67 1, 763 52 551, 500 00 216, 600 00 65, 310 15,988 5, 000 2, 038 32 18 00 24 SAMUEL B. HALL, Cashier. Capital stock paid in Dividends unpaid. Individual deposits United States deposits 1,085 25 j Deposits of U. S. disbursing officers 7, 64466 55 88 4,144 35 5, 000 00 2481066 i 1, 360,154 41 j Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding | Due to other national banks Due to State banks and bankers . $500,100 00 200, 000 00 23, 565 28 494, 540 00 1, 200 00 138, 798 59 2, 050 54 Notes and bills re-discounted. ! Bills payable Total. 1, 360,154 41 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. Northfield National Bank, Northfield. No. 1638. GEORGE NICHOLS, President. CHAS. A. EDGERTON, J r . , Cashier Resources. Liabilities. Loans and discounts Overdrafts , XT. S. bondstosecure circulation... XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Capital stock paid in . ioo, ooooo" Surplus fund Other undivided profits " 4 * 8 5 0 00" bank notes outstanding. 7, 200 00 11National State bank notes outstanding $93, 291 99 20, 000 00 5, 597 09 89, 400 00 16, 563 82 ; Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 5, 050 00 742 79 929 35 378 00 21, 977 25 645 00 10 39 2, 369 00 1, 200 00 I Due to other national banks 1Due to State banks and bankers. : j Notes and bills re-discounted. Bills payable 4, 500'66 | 237, 352 34 Total. $100, 0C0 00 Total . . 237, 352 34 First National Bank, Orwell. J O H N L. HAMMOND, President. Loans and discounts | Overdrafts ! TJ. S. bonds to secure circulation.. J TJ. S. bonds to secure deposits j U. S. bonds on hand ! Other stocks, bonds, and mortgages. j Due from approved reserve agents Due from other banks and bankers. | Real estate, furniture, and fixtures | Current expenses and taxes paid.. .j Premiums paid j Checks and other cash items j Exchanges for clearing-house j Bills of other banks Fractional currency ! Specie I Legal-tender notes | TJ. S. certificates of deposit | Due from U. S. Treasurer I Total No. 228. $215, 291 72 100, 000 00 12, 270 59 44, 854 21 5, 014 56 10, 734 62 822 20 CHARLES E. BUSH, Cashier. Capital stock paid in | $100, 000 00 Surplus fund Other undivided profits j I 100, 000 00 21,159 34 National bank notes outstanding.. | State bank notes outstanding \ i Dividends unpaid ! 89, 500 00 Individual deposits j United States deposits ' Deposits of U. S. disbursing officers. | 95, 942 27 j 1, 003 19 4, 248 00 289 17 4, 737 35 3,000 00 4, 500 00 Due to other national banks Due to State banks and bankers. i Notes and bills re-discounted Bills payable ' • Total 406,765 61 164 00 406,765 61 National Black River Bank, Proctorsville. GEORGE S. H I L L , President. Loans and discounts j Overdrafts U. & bondb to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages ! Due from approved reserve agents j Due from other banks and bankers i Beal estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Log'il-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total No. 1383. CHAS. W . WHITCOMB, Cashier. $57, 200 65 Capital stock paid in I $50,000 00 50, 000 00 Surplus fund I Other undivided profits ' • 22, 701 16 1, 691 14 5, 000 00 National bank notes outstanding . . I 4,500 00 \. 3, 720 34 j State bank notes outstanding 17, 973 42 i. 1, 400 00 j Dividends unpaid 41 35 500 6, 012 6,500 2, 750 00 156, 097 95 Individual deposits j United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable Total. 45, 000 00 36, 705 65 156, 097 95 REPORT OF THE COMPTROLLER OF THE CURRENCY. 53 VERMONT. National Bank, Royalton. No. 1073. CKOSBY MILLER, President. ASA W. KENNEY, Cashier. Liabilities. Resources. Loans and discounts \ Overdrafts I TJ. S. bonds to secure circulation. ..j U. S. bonds to secure deposits ' TJ. S. bonds on hand j Other stocks, bonds, and mortgages i Due from approved reserve agents j Due from other banks and bankers. i Real estate, furniture, and fixtures | Current expenses and taxes paid .. j Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . $68, 797 78 i Capital stock paid in 5,940 60 : 100, 000 00! j Surplus fund ' Other undivided profits 1,600 00! 11,400 00 National bank notes outstanding . . 9, 984 02 j State bank notes outstanding j 2, 300 00 | Dividends unpaid. 547 46 j Individual deposits 500 00 United States deposits Deposits of TJ. S. disbursing officers. $100,000 0Q 10, 500 00> 1,795 13; 89, 500 00- 5, 682 06; 15 00 Due to otlier national banks 27 03 Due to State banks and bankers. 1,247 30 1,118 00 Notes and bills re-discounted. Bills payable 4, 000 00 Total. 207, 477 19 207, 477 19 Baxter National Bank, Rutland. No. 1700. H. HENRY BAXTER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. I Real estate, furniture, and fixtures. I Current expenses and taxes paid. ..j Premiums paid j Checks and other cash items i Exchanges for clearing-house { Bills of other banks I Fractional currency t.i Specie j Legal-tender notes ! U. S. certificatevS of deposit ! Due from U. S. Treasurer Total GEORGE R. BOTTOM, Cashier, $273,020 28 Capital stock paid in . 2, 067 07 300, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. 475, 648 43 State bank notes outstanding 5, 977 00 Dividends unpaid . 1, 376 64 Individual deposits United States deposits 707 07 Deposits of TJ. S. disbursing officers. $300, 000 00 52, 000 00 10, 358 64 266, 900 00 87 50 488, 058 42 9,147 00 Due to otlier national banks.. 100 07 Due to State banks and bankers. 14,161 00 21, 700 00 Notes and bills re-discounted. Bills payable 13, 500 00 Total. 1,117,404 56 1,117, 404 56 National Bank, Rutland. No. 1450. JOHN B. PAGE, President. $763, 301 71 Capital stock paid in . 13,403 87 500, 000 00 Surplus fund Other undivided profits Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer. Total SIDNEY W. ROWELL, Cashier, 96, 811 24 32,000 00 2, 288 80 7, 498 120 7,415 4, 000 00 61 00 00 22, 500 00 | 1, 449, 339 23 National bank notes outstanding .. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable Total. $500, 000 00 100, 000 00 33, 843 24 446, 535 00 2, 248 00 365, 370 49 1, 342 50 1,449,339 23 54 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. Rutland County National Bank, Rutland, EDWARD H. RirLEY, Vice-Prest No. 820. HENRY F. FIELD, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Currant expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-teoder notes U. S. certificates of deposit Due from U. S. Treasurer Liabilities. $316, 263 22 547 99 200, 000 00 7, 850 00 13, 788 39 18, 551 31 Surplus fund Other undivided profits 73, 000 00 9,381 69 National bank notes outstanding . . State bank notes outstanding Dividends unpaid 8, 393 19 Individual deposits 1, 750 87 United States deposits 382 07 Deposits of XJ. S. disbursing officers. 2, 178 00 509 38 9,129 00 1, 865 00 9, 000 00 Due to other national banks Due to State banks and bankers... 180, 000 00 92 00 127,196 07 538 66 Notes and bills re-discounted Bills payable 590, 208 42 Total $200, 000 00 Capital stock paid in Total 590, 208 42 First National Bank, Springfield. AMASA WOOLSON, President. No. 122. Loans and discounts Overdrafts TJ. S. bonds to secure circulation TJ. S. bonds to secure deposits | TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $84, 285 31 223 57 100, 000 00 **40, 000 00 35,422 50 11,882 74 1, 000 00 698 48 895 27 1, 700 62 886 7,443 00 36 05 00 BENJ. F . ALDRICH, Cashier. Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 33, 700 00 8,270 11 National bank notes outstanding . . State bank notes outstanding 90, 000 00 Dividends unpaid 599 00 Individual deposits 56, 425 17 Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... 5 09 Notes and bills re-discounted Bills payable 4, 500 00 Total 288, 999 28 288, 999 28 First National Bank, St. Albans. E D W D . A . SOWLES, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie r Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total.. No. 269. ALBEKT SOWLES, Cashier. $426, 342 28 Capital stock paid in 2, 768 05 100, 000 00 Surplus fund Other undivided profits 25, 000 00 National bank notes outstanding . . 46, 454 35 State bank notes outstanding 279 13 22, 000 00 Dividends unpaid $100, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 378, 964 46 750 00 5, 360 36 1, 052 00 Due to other national banks 2 75 Due to State banks and bankers. 1, 000 00 22, 500 00 Notes and bills re-discounted Bills payable 658, 008 92 Total. 60, 000 00 14,759 33 89,980 00 14, 305 13 658 008 92 REPORT OF THE COMPTROLLER OF THE CURRENCY. 55 VERMONT. Vermont National Bank, St. Albans. BRADLEY BARLOW, President. No. 1583. CYRUS N. BISHOP, Cashier. Resources. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due froin other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency : Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $536,451 72 Capital stock paid ia . 4, 539 24 70, 000 00 Surplus fund Other undivided profits. National bank notes outstanding 46, 317 27 State bank notes outstanding 10, 000 00 Dividends unpaid. 4,122 42 Individual deposits United States deposits 2, 613 96 Deposits of TJ. S. disbursing officers. "*429 00 5, 755 97 19,150 00 "*3," 150 "66" Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 702, 529 58 Total- $200, 000 00 100, 000 00 8, 371 86 63, 000 00 331,110 81 46 91 702, 529 53 First National Bank, St. Johnsbury. LUKE P . VOLASD, No. 489. President. Loans and discounts : Overdrafts TJ. S. bonds to secure circulation... | TJ. S. bonds to secure deposits TJ. S. bonds on hand -1 Other stocks, bonds, and mortgages. • Due from approved reserve agents.; Due from other banks and bankers.; Real estate, furniture, and fixtures. | CHrrent expenses and taxes paid... \ Premiums paid i Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit... Due from TJ. S. Treasurer Total ! GEORGE MAY, Cashier. $475, 768 80 Capital stock paid i n . . . 500, 000 00 Surplus fund Other undivided profits . 72, 646 30 National bank notes outstanding.. 11, 522 37 State bank notes outstanding 7, 979 71 74, 885 95 Dividends unpaid. Individual deposits United States deposits !, 580 71 Deposits of TJ. S. disbursing officers. $500, 000 00 75, 000 00 13, 401 54 446, 590 00 162,670 49 6, 538 00 Duet to other national banks 136 69 Due to State banks and bankers. 13,403 50 9, 700 00 Notes and bills re-discounted. Bills payable 22, 500 00 1,197,662 03 ! Total 1,197, 662 03 Merchants' National Bank, St. Johnsbury. FREDERICK FLETCHER, President Loans and discounts Overdrafts '. TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. IS. certificates of deposit Due from TJ. S. Treasurer Total. No. 2295. WILLIAM S. STREETER, Cashier. $334, 467 05 Capital stock paid in . 11 35 200, 000 00 Surplus fund Other undivided profits. 100 00 28, 211 84 National bank notes outstanding. 2, 953 19 State bank notes outstanding 169 59 29, 353 70 Dividends unpaid. 763 12 Individual deposits 6, 400 00 United States deposits 3,042 99 Deposits of TJ. S. disbursing officers. 5, 763 00 172 64 3, 000 00 3, 000 00 9, 000 00 20, 292 90 180, 00d 00 735 00 91, 380 57 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 9, 000 00 626, 408 47 $300, 000 00 Total. • 25, 000 00 626,408 47 56 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT, National Union Bank, Swanton. ALBERT SOWLES, President. No. 1634. Resources. G. WARREN BEEBE, Cashier. j Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. "bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and .taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TL S. Treasurer Liabilities. $96, 228 85 Capital stock paid in 227 61 75, 000 00 Surplus fund Other undivided profits 25, 000 00 ! National bank notes outstanding . . 7, 821 01 j State bank notes outstanding 649 60 4,100 00 Dividends unpaid $75,000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 58, 567 44 750 00 2, 566 86 67,500 00 30 00 1,775 00 Due to other national banks 13 28 Due to State banks and bankers... 98 00 2, 000 00 Notes and bills re-discounted Bills payable 3, 375 00 219, 605 21 Total 14, 000 00 4, 507 77 Total 219, 605 21 Farmers' National Bank, Vergennes. WALTER SCRAXTON, No. 2475. President Loans and discounts Overdrafts U. S. bonds to secure circulation... 0 . S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $57,230 04 50, 000 00 D. HENRY LEWIS, Cashier. Capital stock paid in . $50, 000 00 Surplus fund Other undivided profits. 1, 561 75 National bank notes outstanding .. 19, 862 21 State bank notes outstanding 1, 500 00 650 51 1,500 00 692 48 45, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 41 961 15 1, 699 00 Due to other national banks 47 66 Due to State banks and bankers. 1, 091 00 2. 000 00 Notes and bills re-discounted. Bills payable 2, 250 00 Total. 138, 522 90 I 138, 522 90 National Bank, Vergennes. CARLETON T. STEVENS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1364. ANDREW ROSS, Cashier. $127, 697 91 Capital stock paid in . 150, 000 00 Surplus fund , Other undivided profits. 35, 635 75 National bank notes outstanding 65, 053 12 State bank notes outstanding 3,681 10 Dividends unpaid . 6, 000 00 Individual deposits United States deposits 2, 597 32 Deposits of U. S. disbursing officers. 3, 420 00 1, 526 22 1,100 00 $150, 000 00 26, 853 48 13, 598 71 135, 000 00 78,009 23 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 6, 750 00 403, 461 42 Total. 403,461 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. 57 VERMONT. Waterbury National Bank, Waterbury. . 1462. PAUL DILLINGHAM, President. CURTIS "WELLS, Cashier, Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Dne from TJ. S. Treasurer $102, 590 26 Capital stock paid in . "166"ooo 66 10,000 00 13,000 00 35, 5, 1, 1, 844 000 500 332 35 00 00 02 55 56 1,648 24 2, 503 800 00 20 30 00 $100,000 00 Surplus fund Other undivided profits. 30, 000 00 7,443 63 National bank notes outstanding . . State bank notes outstanding 90, 000 00 206 40 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 51,147 66 Due to other national b a n k s Due to State banks and bankers. Xotes and bills re-discounted . Bills payable 4, 500 00 Total . Total. 278, 797 i 278, 797 69* National Bank of Newbury, Wells River. W M . H. CUMMINGS, President. Xo. 1406. GEORGE LESLIE, Cashier. $316, 302 94 Capital stock paid in . 9,681 84 300,000 00 Surplus fund Other undivided profits. 300 00 45, 383 00 National bank notes outstanding .. 19, 340 17 State bank notes outstanding 3,000 00 Dividends unpaid . 3, 713 01 Individual deposits 556 51 United States deposits 3, 695 61 Deposits of U. S. disbursing officers. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Dne from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer 6, 040 67 15, 989 5, 336 00 Due to other national banks 57 Due to State banks and bankers. 73 00 Xotes and bills re-discounted. Bills payable 13, 500 00 I Total . Total. 742, 906 38 $300, 000 00 30, 660 00 12,105 80 268, 205 00191 53 131,158 41 585 64 742, 906 38; Randolph National Bank, West Randolph. WILLIAM H. D U BOIS, President. Xo. 2274. Loans and discounts j Overdrafts ! U. S. bonds to secure circulation... j U. S. bonds to secure deposits j U. S. bonds on hand i Other stocks, bonds, and mortgages. j Due from approved reserve agents.! Dae from other banks and bankers. 1 Real estate, furniture, and fixtures ; Current expenses and taxes paid..., Premiums paid \ Checks and other cash items j Exchanges for clearing-house ' Bills of other banks j Fractional currency Specie ! Legal-tender notes j U. S. certificates of deposit ! Due from U. S. Treasurer ; Total | $59,180 43 -.— 75, 000 00 3, 300 00 21, 474 90 ROYAL T. D U BOIS, Cashier. Capital stock paid in . Surplus fund Other undivided profits. Xational bank notes outstanding . State bank notes outstanding 1, 986 02 Dividends unpaid. 593 15 Individual deposits United States deposits 836 09 Deposits of TJ. S. disbursing officers. 2, 350 00 2,463 05 1, 000 00 $75, 000 00 2, 500 00 1, 721 39 64, 500 00 114 001 25, 523 25 Due to other national banks Due to State banks and bankers.. Xotes and bills re-discounted. Bills payable 2, 200 00> 3, 375 00 171,558 64 Total.. 171, 558 64 58 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. Ascutney National Bank, Windsor. HIRAM HARLOW, President No. 816. HENRY WARDNER, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Liabilities. $67,980 04 99 62 100, 000 00 73, 020 00 30, 950 57 Capital stock paid in . 50, 000 0© 15, 876 6 1 National bank notes outstanding.. State bank notes outstanding 88, 488 00 Dividends unpaid United States deposits Deposits of U. S. disbursing officers 30, 220 85 Due to other national banks 1 75 Due to State banks and bankers. 4,166 00 2,140 00 Notes and bills re-discounted. Bills payable "4*500"66 285,781 46 Total. 1, 044 00 152 80 1, 757 67 Individual deposits 1,065 79 $100, 000 00 Surplus fund Other undivided profits. Total. 285,781 46 Woodstock National Bank, Woodstock. FREDERICK BILLINGS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, andfixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit . . . Due from TJ. S. Treasurer Total. No. 1133. $372, 008 67 "366,660 bb 600 25,105 15, 491 4, 237 10, 000 1 00 00 53 66 00 50 555 65 5,151 245 1,200 6, 500 00 50 00 00 HENRY C. JOHNSON, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding. State bank notes outstanding Dividends unpaid . Individual deposits United States deposits $300, 000 * 0 45, 500 08 21, 645 12 270, 000 00 1,161 12 116, 290 27 Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 13, 500 00 754, 596 51 Total. 754, 596 51 REPORT OF THE COMPTROLLER OF THE CURRENCY. 59 MASSACHUSETTS. Abington National Bank, Abington. No. 1388. BICHMOXD J . L.VN'K, President. J . N. FARBAR, Cashier. Resources. Liabilities. Loans and discounts j Overdrafts , |U. S. bondg to secure circulation.. - j U. S. bonds to secure deposits |. U. S. bonds on hand Other stocks, bonds, and mortgages. i. Due from approved reserve agents.! Due from other banks and bankers, i. Real estate, furniture, and fixtures.i Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $'248,184 96 Capital stock paid in 150, 000 00 Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding 10,177 43 Dividends unpaid 7,330 00 3, 500 79 "if*, 090 00 80 75 11,983 25 6, 750 00 Individual deposits { United States deposits j Deposits of U. S. disbursing officers. j 30, 000 00 9,403 19 135, 000 00 4, 906 00 127, 857 82 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 457,167 01 Total. $150, 000 00 457,167 01 Total. First National Bank, Adams. No. 462. HEXRY J. BLISS, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation... U. S. bonds to secure deposits XL S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from XT. S. Treasurer Total. H. H. WELLINGTON, Cashier. $298, 795 77 Capital stock paid in 718 61 150, 000 00 Surplus fund Other undivided profits. National bank notes outstanding .. 16, 329 14 State bank notes outstanding 4,183 69 Dividends unpaid. 17, 000 00 2, 038 33 Individual deposits United States deposits 44 81 Deposits of U. S. disbursing officers 2, 866 00 Due to other national banks 127 80 Due to State banks and bankers . 2, 700 00 3, 000 00 Notes and bills re-discounted Bills payable 6, 750 00 Total. 504, 554 21 $150, 000 00 50, 000 00 17, 364 47 128, 000 00 96 00 85, 393 74 73, 700 00 504, 554 21 First National Bank, Amherst. No. 393. L. D. HILLS, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation... XT. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid . Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from XT. S. Treasurer Total. $256,373 25. 97 61 $150, 000 00 ie, 66o 66 9, 550 2, 844 10, 000 326 12, 000 01 65 00 15 00 R. J". D. WESTCOTT, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid. $150, 000 00 50, 000 00 1, 343 59 134,100 00 3,107 00 170, 258 52 2, 867 74 Individual deposits United States deposits Deposits of U. S. disbursing officers. 497 216 6, 928 4, 585 Due to other national banks Due to State banks and bankers . . . Notes and bills re-discounted . 226 99 00 39 30 00 Bills payable 6, 750 00 509, 036 10 Total. 509, 036 10 60 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Andover National Bank, Andover. No. 1129. EDWARD TAYLOR, President. MOSES FOSTER, Cashier. Resources. Liabilities. Loans and discounts j Overdrafts U. S. bonds to secure circulation...; U. S. bonds to secure deposits ! U. S. bonds on hand i Other stocks, bonds, and mortgages ! Due from approved reserve agents j Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $307,287 29 Capital .sick paid in 200, 000 00 I Surplus fund Other undivided profits 20, 000 00 1 National bank notes outstanding.. S t ; i t e hirAK u o t e s outstanding 34, 891 97 j Dividends unpaid. 7, 000 00 4,212 24 Individual deposits United States deposits Deposited' U.S. disbursing officers. $250,000 00 45,702 09 404 79 177,159 00 7, 285 00 113, 990 83 1, 460 00 Due to other national banks 11 50 Due to State banks and bankers. 2, 678 65 8,000 00 Notes and bills re-discounted Bills payable 9, 000 0J al. 594,541 7] 594, 541 71 First National Bank, Ashburnham. GEORGE W. EDDY, President No. 2113. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. D u e from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures C u r r e n t expenses and taxes p a i d . . P r e m i u m s paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer GEORGE F . STEVENS, Cashier. $17, 717 26 j Capital stock paid in . 50, 000 00 5, 460 79 Surplus fand Other undivided profits. National bank notes o u t s t a n d i n g . . State bank notes outstanding Dividends unpaid. 645 00 1,281 58 ' 1,100 00 I Individual deposits United States deposits 29 42 I Deposits of U. S. disbursing officers. 700 00 60 556 50 650 00 $50,000 00 1, 200 00 4, 899 85 44,701 00 55 00 9, 535 30 Due to other national banks Due to State banks and b a n k e r s . Notes and bills re-discounted. Bills payable 2,250 00 ; Total 110,391 15 j Total. 110,391 15 Athol National Bank, Athol. THOS. H . GOODSPEED, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 2172. $107,145 62 "160*060'66 14,148 125 7, 000 1,093 18 57 00 22 645 56 435 144 1, 220 2,106 00 11 00 00 4,500 66 238, 563 26 CHAS. A. CHAPMAN, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 4, 000 00 4,143 66 89, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 34,947 07 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total 517 50 955 03 5, 000 00 238, 563 26 REPORT OF THE COMPTROLLER OF THE CURRENCY. 61 MASSACHUSETTS. Miller's River National Bank, Athol. No. 708. ALFHEUS HARDING, President. ALBERT L. NEWMAN, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits V. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $371, 736 58 "*i5o'6oo"66 25, 000 00 20,115 3, 261 5, 000 1, 851 20 63 00 73 400 06 Capital stock paid in $150, 000 00 Surplus fund Other undivided profits 100, 000 00 12, 791 85 National bank notes outstanding.. State bank notes outstanding 133, 515 00 Dividends unpaid 177 89 Individual deposits United States deposits Deposits of U. S. disbursing officers. 4,135 00 Due to other national banks 141 81 Due to State banks and bankers 7, 719 81 6, 403 00 Notes and bills re-discounted Bills payable 7, 250 00 Total 603, 014 82 186,749 89 19, 780 19 603, 014 82 First National Bank, Attleboro'. JOSEPH M. BATES, President No. 2232. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. HOMER M. DAGGETT, Cashier. $202, 539 82 ! Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits. National bank notes outstanding.. 59,103 01 IState bank notes outstanding 35, 618 96 ! Dividends unpaid. 1, 000 00 10 75 Individual deposits United States deposits 355 95 Deposits of U. S. disbursing officers. 35, 000 00 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. 5, 000 00 I Bills payable 3,170 00 3, 500 00 3, 588 13 31, 500 00 3, 446 00 198, 287 90 ! 02 2, 616 56 1, 575 00 Total. 345, 990 05 345 990 05 First National Bank, Bane. HIRAM WADSWOUTH, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits V. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid. . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency. Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 96. FRANK A. RICH, Cashier. $181, 209 15 Capital stock paid in . *" 150, 000 00 Surplus fund Other undivided profits. 15, 000 00 4,066 95 National bank notes outstanding .. State bank notes outstanding Dividends unpaid . 4, 331 68 30 90 Individual deposits United States deposits Deposits of U. S. disbursing officers - $150, 000 00 30, 000 00 7, 974 69 134,400 00 403 00 44, 013 23 1, 957 00 Due to other national banks 81 89 Due to State banks and bankers. 648 35 2. 715 00 Notes and bills re-discounted. Bills payable 6, 750 00 366, 790 92 Total. 366,790 92 62 REPORT OF THE COMPTROLLER OF THE CURRENCY, MASSACHUSETTS. Beverly National Bank, Beverly. N o . 9G9. JOHN PICKETT, President. EOBT. G. BENNETT, Cashier. Liabilities. Resources. I $200, 000 00 Loans and discounts ' $282, 865 87 Capital .stock paid in Overdrafts I 1, 699 38 j 40,000 00 TJ. S. bonds to secure circulation... | 200, 000 00 Surplus fund TJ. S. bonds to secure deposits | Other undivided profits 12, 399 31 TJ. S. bonds on hand j 178, 2Q0 00 Other stocks, bonds, and mortgages, j 23, 771 33 National bank notes outstanding . . Due from approved reserve agents. I 84,121 88 State bank notes outstanding j Due from other banks and bankers 3,162 50 Real estate, furniture, and fixtures. 7, 895 77 Dividends unpaid j 5, 717 00 C urrent expenses and taxes paid... j Premiums paid j Individual deposits | 197, 612 16 L iiitea States deposits Checks and other cash items | 1, 650 13 United States deposits Deposits of U. S. disbursing officers Exchanges for clearing-house Bills of other banks 3, 684 00 | j Due to other national banks Fractional currency j 46 11 I Due te State banks and bankers.. Specie ". I 11.011 50 Legal-tender notes : 5, 020 00 I; Notes and bills re-discounted TJ. S. certificates of deposit I1 Bills payable Due from U. S. Treasurer 9, 000 00 G33, 928 47 !! Total Total. 633, 928 47 First National Bank,'Boston. ABRAHAM T. LOWE, President $3, 028, 856 45 Loans and discounts 25,131 21 Overdrafts 889, 000 00 U. S. bonds to secure circulation...! TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages 64, 000 00 497, 255 72 Due from approved reserve agents 107, 012 28 Due from other banks and bankers. 250, 000 00 Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid 44,429 58 Checks and other cash items 163.813 54 Exchanges for clearing-house 28,455 00 Bills of other banks 160 00 Fractional currency 250, 998 00 Specie 58, 722 00 Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer 50, 000 00 Total . JOHN CARR, Cashier. No. 200. Capital stock paid in j $1, 000, ©00 00 Surplus fund Other undivided profits ! 1, 000, 000 00 | 41, 343 41 National bank notes outstanding. !: State bank notes outstanding Dividends unpaid i 800, 000 00 26, 270 00 Individual deposits | 1, 376, 352 43 United Stat.es deposits ! Deposits of U. S. disbursing officers. j Due to other national banks j 1, 652, 932 47 Due to State banks and bankers... j 935 47 Not^s and bills re-discounted Bills payable 166,666 "66 6, 057, 833 78 Total j 6, 057, 833 78 Second National Bank, Boston. JAMES H . BEAL, President No. 322. EDWARD C. BROOKS, Cashier. Loans and discounts ; $3. 093, 496 78 Capital stock paid in $1, 600, 000 00 92 28 Overdrafts j 700,000 00 Surplus fund j U. S. bonds to secure circulation... j 750, 000 00 U. S. bonds to secure deposits j 50, 320 65 Other undivided profits i XL S. bonds on hand ! Other stocks, bonds, and mortgages j National bank no»tes outstanding .. 626,100 00 945, 909 39 State bank notes outstanding Due from approved reserve agents | 009, 406 90 Due from other banks and bankers j Dividends unpaid 30, 661 50 Real estate, furniture, and fixtures. Current expenses and taxes paid Individual deposits 2, 498, 552 36 Premiums paid \ United State** deposits j Checks and other cash items G, 587 97 ii Deposits of U. S. disbursing officers.! Exchanges for clearing-house 201,856 59 Bills of other banks | 90.170 00 ; Due to otlu-r national banks 504, 648 11 ; Fractional currency j 21,019 87 Due to State banks and bankers... Specie j "•246,750 00 Legal-tender notes | 95, 500 00 Notes ai.d bills re-discounied TJ. S. certificates of deposit ' Bills payable I Due from U. S. Treasurer : 31, 500 00 Total . 6, 087. 302 49 Total. 6, 087, 302 49 REPORT OF THE COMPTROLLER OF THE CURRENCY. 63 MASSACHUSETTS. Third National Bank, Boston. PERCIVAL L. EVERETT, President. FRANCIS B. SEARS, Cashier. No. 350. Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits 17. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Pile from U. S. Treasurer Total $659, 742 97 Capital stock paid in . 23 80 300, 000 00 Surplus fund * Other undivided profits 11, 250 00 National bank notes outstanding .. 184, 831 14 State bank notes outstanding 69, 032 48 16, 000 00 Dividends unpaid 669 63 Individual deposits United States deposits 2, 980 05 Deposits of U. S. disbursing officers. 34, 025 99 to other national banks ; oo Due Due to State banks and bankers.. 8G, 230 22 11,440 00 Notes and bills re-discounted. Bills payable Total. 1, 408, 714 28 I $300, 000 00 34,700 06 15,117 07 266, 830 00 5, 809 50 765, 506 0G 5, 692 94 15, 058 71 1, 408, 714 2-8 Fourth National Bank, Boston. No. 2277. . W. KIMBALL, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid , Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. A. W . NEWELL, Cashier. $377, 478 49 Capital stock paid in . ""2oo,"oo6"6o' Surplus fund 42, 524 08 51, 949 52 126 06 49, 440 67 2, 309 00 56 82 22, 800 00 10, 000 00 Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $200, 000 00 6, 000 00 363 33 180, 000 00 4, 836 50 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 343, 875 44 919 12 30, 000 00 9, 000 00 Total. 765,994 39 765, 994 39 Atlantic National Bank, Boston. ISAAC PRATT, Jr., President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes Due from U. S. Treasurer Suspense account Total No. 643. JAMES T. DROWN, Cashier. $1,099,587 72 ! Capital stock paid in 667, 000 00 Surplus fund Other undivided profits ; National bank notes outstanding.. 111,499 45 i State bank notes outstanding 82, 953 85 264,135 97 Dividends unpaid Individual deposits 6, 360 00 ; United States deposits 7,441 48 Deposits of U. S. disbursing officers. 77, 715 34 24,450 00 Due to other national banks 21 56 Due to State banks and bankers... 40, 540 50 17, 610 00 ! Notes and bills re-discounted 30, 000 00 ! Bills payable 15, 997 54 2,445,313 41 Total $750,000 00 300, 000 00 18, 817 81 597,500 00 26, 872 00 632, 316 86 67, 996 49 1, 810 25 50, 000 00 2,445, 313 41 64 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Atlas National Bank, Boston. No. 654. WILLIAM P. HUNT, President. CHARLES L. L A N E , Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. D u e from approved reserve a g e n t s . ; D u e from other b a n k s and bankers.j Real estate, furniture, and fixtures, j C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid Checks and other cash items E x c h a n g e s for clearing-house Bills of other b a n k s Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit D u e from TJ. S. Treasurer Total Cashier. :, 631, 371 21 i Capital stock paid in . $1, 500, 000 00 5oo, 666 66 I Surplus fund | i Other undivided profits 10, 000 00 National bank notes outstanding .. State bank notes outstanding 189,123 84 247,512 14 445, 561 00 Dividends unpaid. 38, 073 00 | Individual deposits I United States deposits 4, 642 12 i Deposits of U. S. disbursing officers 211, 210 35,126 259 140, 023 37, 598 10, 000 22, 500 300, 000 00 113, 509 84 1, 610, 463 47 21 00 Due to other national banks 17 Due to State banks and bankers... 95 00 I Notes and bills re-discounted.. 00 | Bills payable 00 Total. 4, 089, 366 64 11, 890 62 69, 868 71 4, 089, 366 64 Blackstone National Bank, Boston. J O S H U A LORING, President. N o . 514. J A M E S ADAMS, J r . . Cashier. $3, 081, 381 73 ! Capital stock paid in I $1, 500, 000 00 Loans and discounts Overdrafts 1,018 65 U . S. bonds to secure c i r c u l a t i o n . . . I 1, 000, 000 00 • Surplus fund 84,000 00 TJ. S. bonds to secure deposits ' 26,126 22 I Other undivided profits U. S. bonds on hand 54, 615 34 | National bank notes outstanding . . Other stocks, bonds, and mortgages 900, 000 00 .,., „„_ ...j State bank notes outstandin; D u e from approved reserve a g e n t s . j 249| 926 83 D u e from other b a n k s and b a n k e r s j Dividends unpaid. 33,903 50 Real estate, furniture, and fixtures. 369, 789 73 C u r r e n t expenses and taxes p a i d . . . Individual deposits 2, 279, 305 04 P r e m i u m s paid 20, 000 00 United States deposits 19, 349 36 Checks and other cash items ' Deposits of U. S. disbursing officers. 193, 718 89 E x c h a n g e s for clearing-house 76, 737 00 Due to other national b a n k s Bills of other b a n k s ' 535, 697 22 91 15 Due to State banks and b a n k e r s . . . Fractional currency I 546,043 32 324, 111 50 Specie | 22, 000 00 Legal-tender notes Notes and bills re-discounted... TJ. S. certificates of deposit L Bills payable j D u e from U . S. Treasurer I 45666 66 Total. Total 5, 905, 075 30 | 5,905,075 30 Blue Hill National Bank of Dorchester, Boston. ELEAZER J. BISPHAM, President. Loans and discounts Overdrafts 17. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 684. $254, 059 32 357 70 200,000 00 5, 200 00 12, 242 69 SARELL J. WILLIS, Cashier. ! Capital stock paid in Surplus fund Other undivided profits j National bank notes outstanding .. State bank notes outstanding 19 640 85 ! Dividends unpaid. Individual deposits United States deposits 7 95 Deposits of U. S. disbursing officers 539 00 47 93 10, 440 30 10, 320 00 10, 000 00 9, 000 00 531, 855 74 $200, 000 00 37, 861 67 3, 933 68 180, 000 00 6, 266 00 103, 794 39 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable Total. 531, 850 74 REPORT Ob1 THE COMPTROLLER OF THE CURRENCY. 65 MASSAOH.ISETTS. Boston National Bank, Boston. CHARLES B. HALL, President. No. 408. JAMES II. BOUVE, Cashier. Liabilities. Resources. il, 702, 260 06 i! Capital stock paid in . Loans and discounts Overdrafts 889, 000 00 ; Surplus fund U. S. bonds to secure circulation .. j ' 50, 000 00 ] Other undivided profits. U. S. bonds to secure deposits j TJ. S. bonds on hand ;. 103,000 00 National bank notes outstanding . Other stocks, bonds, and mortgages | 203, 260 51 State bank notes outstanding Due from approved reserve agents I 115, 522 83 Due from other banks and bankers, j Dividends unpaid Real estate, furniture, and fixtures.'. Current expenses and taxes paid. .. 8 00 Individual deposits Premiums paid L United States deposits Checks and other cash items | 10, 549 37 Deposits of U. S. disbursingofficers 117, 217 45 Exchanges for clearing-house : 9, 050 00 Due to other national banks Bills of other banks I Fractional currency j. Due to State banks and bankers... SS, 350 00 Specie j 27, 944 00 Notes and bills re-discounted. Legal-tender notes j U. S. certificates of deposit . Bills payable Due from U. S. Treasurer i 40, 000 00 Total . ,000,000 00 63, 688 15 74, 584 15 800, 000 00 24, 294 00 975, 273 77 28, 426 91 53, 713 46 336,190 78 Total. 3, 356, 171 22 3, 356, ] 71 22 Boylston National Bank, Boston. JOSEPH T. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total .. No. 545. il, 111, 602 76 20 78 623,000 00 D. S. WATERMAN. Cashier. Capital stock paid in . $700, 000 00 110, 000 00 16, 594 01 Surplus fund I Other undivided profits """27,"000"00"' 45,150 00 • National bank notes outstanding .. 75, 934 14 | State bank notes outstanding 29, 633 47 Dividends unpaid. 54, 488 87 42 21 deposits 1, 890 00 Individual United States deposits 1,380 00 Deposits of U. S. disbursing officers. 44, 940 43 24, 775 00 Due to other national banks 31 87 Due to State banks and bankers. 89, 527 00 15,100 00 Notes and bills re-discounted. I Bills payable 28, 000 00 560, 000 00 , 16, 587 00 769, 335 52 Total 2,172, 516 53 2,172, 516 53 Broadway National Bank, Boston. AXEL DEARBORN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total H. Ex. 3 No. 551. $300, 025 37 773 30 200 000 00 30, 000 00 11, 338 02 2, 236 98 Capital stock paid in . Dividends unpaid j Individual deposits ! United States deposits 1, 563 90 Deposits of U. S. disbursingofficers. 8, 735 97 847 00 64 33 49, 525 50* 9, 000 00 i J Surplus fund I Other undivided profits. National bank notes outstanding ..! State bank notes outstanding 1 05 1,826 03 615, 937 45 5 AQUILA ADAMS, Cashier. $200,000 00 8,543 71 1,628 36 177, 600 00 2, 361 00 215, 804 38 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total. 10, 000 00 615, 937 45 66 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Bunker Hill National Bank of Charlestown, Boston. EDWARD LAWRENCE, President No. 635. CHAS. R. LAWRENCE, Cashier. Resources. Liabilities. Loans and discounts $1, 056, Overdrafts TJ. S. bonds to secure circulation... j 400, U. S. bonds to secure deposits ; TJ. S. bonds on hand Other stocks, bonds, and mortgages. i 270, Due from approved reserve agents 1, Due from other banks and bankers. 25, Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items 46, 408 89 Exchanges for clearing-house Bills of other banks 20, Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer 18, 000 00 Capital stock paid in $500, 000 00 300, 000 00 40, 635 95 National bank notes outstanding .. State bank notes outstanding...... 359, 700 00 Dividends unpaid 13, 912 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 691, 452 63 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 1, 905, 700 58 Total. j Surplus fund Other undivided profits. Total ! 1, 905, 700 58 Central National Bank, Boston. No. CHARLES J . BISHOP, President. 2103. Louis W. YOUNG, Cashier. $1, 266, 319 63 Capital stock paid in Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer 417, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. 174,646 18 State bank notes outstanding 76, 385 47 Dividends unpaid 4,415 11 deposits 11, 805 28 Individual United States deposits 2, 066 50 Deposits of U. S. disbursing officers. 120.107 98 5,683 00 Due to other national banks 137 06 Due to State banks and bankers... 14, 533 25 108, 500 00 Notes and bills re-discounted Bills pavable 18, 765 00 2, 220, 364 46 Total Total $500, 000 00 11, 000 00 8, 886 20 374, 200 00 12,180 00 1,122, 998 00 51,100 26 140,000 00 2, 220, 364 46 Columbian National Bank, Boston. No. 1029. J O H N T. COOLIDGE, President. JAMES M. GORDON, Cashier. Loans and discounts ! $2, 402, 848 03 ,j Capital stock paid in j $1, 000, 000 00 Overdrafts J | 400, 000 00 U. S. bonds to secure circulation... | 889, 000 00 ! Surplus fund TJ. S. bonds to secure deposits j | Other undivided profits 6, 005 03 TJ. S. bonds on hand • ; Other stocks, bonds, and mortgages.! National bank notes outstanding . . 789, 800 00 Due from approved reserve agents | 209,172 68 | State bank notes outstanding..."... | j Due from other banks and bankers. I 219,489 56 Real estate, furniture, and fixtures Dividends unpaid | 33,116 00 Current expenses and taxes paid... I Individual deposits 1, 940, 951 97 Premiums paid ! United States deposits Checks and other cash items j Deposits of U.S. disbursing officers Exchanges for clearing-house 147, 030 32 Bills of other banks 50, 252 00 Due to other national banks ' Fractional currency 201 91 i Due to State banks and bankers. Specie 86,378 50 Legal-tender notes 75. 500 00 : Notes and bills re-discounted. TJ. S. certificates of deposit 50, 000 00 | Bills payable Due from TJ. S. Treasurer j 40, 000 00 j Total | 4,169,873 00 j Total 4,169,873 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. 67 MASSACHUSETTS. Continental National Bank, Boston. X o . 524.- OLIVER DITSON, President. CHARLES F . SMITH, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items ...... Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $1,531,814 28 i Capital stock paid in . 105, 600 00 75,381 55 797, 000 00 20, 712 00 Individual deposits ! United States deposits ! Deposits of U. S. disbursing officers. I 2,930 83 194, 598 12 24. 317 00 Due to other national banks 98 78 Due to State banks and bankers. 66,400 00 5, 000 00 Notes and bills re-discounted | Bills payable 41, 000 00 878, 980 37 6,125 79 350, 000 00 Total 3, 233,199 71 Total. $1, 000, 000 00 889, 000 00 ! Surplus fund Other undivided profits 28, 600 00 National bank notes outstanding 85,145 G6 State bank notes outstanding 94, 898 91 269, 390 13 Dividends unpaid 3,233,199 71 Eliot National Bank, Boston. WILLIAM H. GOODWIN, President Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie .". Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 536. FRANCIS HARRINGTON, Cashier. $1, 926, 360 80 | Capital stock paid in $1, 000, 000 00 10, 050 61 889, 000 00 | Surplus fund 195, 000 00 32, 252 75 Other undivided profits | National bank notes outstanding .. 799,900 00 220, 088 6Q I State bank notes outstanding 193, 622 99 Dividends unpaid 21, 823 00 21 11 ! Individual deposits t 983,431 37 i United States deposits 8,145 20 i Deposits of U. S. disbursing officers. 213, 944 25 ! i 7. 653 00 I!!Due to other national banks ! 225, 387 53 39 05 1|1 Due to State banks and bankers... I 376, 335 02 118,703 00 !i 6,501 00 |l i Notes and bills re-discounted I Bills payable 40, 000 00 ; 3, 634, 129 67 | Total. j J 3, 634,129 i Everett National Bank, Boston. WARREN SAWYER, President. No. 1469. GEORGE E. CARE, Cashier. $788, 609 95 Capital stock paid in . Loans and discounts j 20, 801 20 Overdrafts ] 300, 000 00 Surplus fund U. S. bonds to secure circulation...! U. S. bonds to secure deposits !. Other undivided profits U. S. bonds on hand i """.13, 100 00" 1,500 00 National bank notes outstanding . . Other stocks, bonds, and mortgages. j 178,262 i<8 State bank notes outstanding Due from approved reserve agents.; 48. 841 07 Dividends unpaid. Due from other banks and bankers. [ 14, 345 34 Real estate, furniture, and fixtures j 295 17 Individual deposits Current expenses and taxes paid.. .j Premiums paid ;. United States deposits 947 99 Deposits of U. S. disbursing officers. Checks and other cash items ij 38, 651 04 Exchanges for clearing-house 10, 426 00 Due to other national banks Bills of other banks j 276 06 Due to State banks and bankers... Fractional currency ' 56, 000 00 Specie ." i 37, 500 00 Notes and bills re-discounted. Legal-tender notes 1 Bills payable IT. S. certificates of deposit !. Due from U. S. Treasurer ! 13, 500 00 ! Total 1, 523, 056 70 : Total. $400, 000 00 39, 823 70 19, 088 42 270, 000 00 8,197 50 774, 975 37 10, 971 71 1, 523, 056 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Faneuil Hall National Bank, Boston. NATHAN ROBBIXS, President. No. 847. THOMAS G. HILER, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes . . TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $1, 489,191 87 Capital stock paid in . 950, 000 00 23,150 00 99, 997 06 154, 718 03 49, 879 06 193, 437 27 il, 000, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 164, 000 00 25, 076 48755, 300 00 21, 632 00 Dividends unpaid Individual deposits 13,771 00 United States deposits 14,494 97 Deposits of TJ. S. disbursing officers. 55, 498 31 14, 955 00 Due to other national banks 732 56 Due to State banks and bankers . . 101, 359 00 17, 000 00 Notes and bills re-discounted. Bills payable 1,171, 670 76 0, 504 89 40,000 00 11 Total 3, 218,184 13 i 3, 218,184 First Ward National Bank, Boston. CHAS. R. MCLEAN, President Loans and discounts ! Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages j Due from approved reserve agents ! Due from other banks and bankers \ Real estate, furniture, and fixtures. Current expenses and taxes paid ..: Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total- Xo. 2112. GEORGE B. FORD, Cashier. $355, 885 61 Capital stock paid in 20 200, 000 00 ' Surplus fund i Other undivided profits 10, 000 00 j National bank notes outstanding.. 33, 599 15 State bank notes outstanding 28, 085 95 Dividends unpaid 5, 400 49 8 21 Individual deposits United States deposits 3, 669 08 Deposits of U. S. disbursing officers. 7, 631 42 7, 025 00 Due to other national banks 163 13 Due to State banks and bankers... 11,730 30 3, 750 00 Notes and bills re-discounted 20, 000 00 Bills payable 9, 000 00 $200, 000 00 Total.... 695, 948 54 695, 948 54 13, 000 00 9,114 83 178, 500 00 5,559 00 288, 381 60 1,393 02 Freeman's National Bank, Boston. JOHN H. ROGERS, President. No. ( Loans and discounts i $1, 568, 036 26 Overdrafts 40 21 TJ. S. bonds to secure circulation... 400, 000 00 TJ. S. bonds to secure deposits i .'. TJ. S. bonds on hand j Other stocks, bonds, and mortgages I Due from approved reserve agents j 145,177 39 Due from other banks and bankers | 54, 535 79 Real estate, furniture, and fixtures. | 20, 604 41 Current expenses and taxes paid .. j Premiums paid j Checks and other cash items [ 5, 803 14 Exchanges for clearing-house • 47, 960 03 Bills of other banks : ; 12, 492 00 Fractional currency | 45 00 ! Specie 48, 467 00 Legal-tender notes ' 53, 562 00 TJ. S. certificates of deposit ' Due from TJ. S. Treasurer | 18, 000 00 Total. 2,374,723 23 EDW. S. HAYWARD, Cashier. Capital stock paid in . $800, 000 00 Surplus fund Other undivided profits 115, 000 00 26, 016 87 National bank notes outstanding .. State bank notes outstanding 358, 730 00 Dividends unpaid. 18, 366 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 855,258 95 Due to other national banks Due to State banks and bankers .. 104, 261 28 97, 090 13 Notes and bills re-discounted Bills payable Total. 2, 374, 723 23 REPORT OF THE COMPTROLLER OF THE CURRENCY. 6!) MASSACHUSETTS. Globe National Bank, Boston. CHAS. J A S . SPRAOUE, Cashier. No. 936. WILLIAM B. STEVENS, President. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items . . . . . . Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from IT. S. Treasurer Total $1, 803, 098 27 Capital stock paid in . 650,000 00 Surplus fund Other undivided profits.. 141, 180 86 National bank notes outstanding 164,893 06 State bank notes outstanding 19, 412 49 Dividends unpaid. 3L 29 Individual deposits United States deposits Deposits of U. S. disbursing officers 93,794 14 3, 458 00 Due to other national banks 274 94 Due to State banks and bankers... 90, 570 00 57, 000 00 Notes and bills re-discounted. Bills payab able 29, 250 00 Total. 3, 058, 963 05 $1, 000, 000 00 24, 000 00 71, 658 62 585, 0 0 00 20, 400 00 1, 062, 980 54 229, 730 56 65, 193 33 3, 058, 963 05 Hamilton National Bank, Boston. No. 778. S. S. BLANCHAKD, President. Loans and discounts . . . . . Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency -Specie ' Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer GEORGE W. NEWHALL, Cashier. $1, 564, 222 87 I Capital stock paid in 270,000 00 182, 760 73 136, 849 98 30 ' 1,146 164, 531 7, 553 6 99, 952 34, 000 84 25 00 34 35 00 $750, 000 00 Surplus fund Other undivided profits 150, COO 00 64, 868 20 National b a n k notes o u t s t a n d i n g . . State b a n k notes o u t s t a n d i n g . . . 241,800 00 19, 272 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. D u e to other national banks D u e to State banks and b a n k e r s . . . 1,233,070 54 14, 693 39 Notes and bills re-discounted. Bills payable 12,650 00 Total. 2, 473, 704 13 Total. !, 473, 704 13 Howard National Bank, Boston. No. 578. REUBEN E. DEMMOX, President. Loans and discounts • Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes <U. S. certificates of deposit •Due from U. S. Treasurer Total SAMUEL F . WILKINS, Cashier. !, 226, 785 50 Capital stock paid in . $1, 000, 000 00 36 60 720, 000 00 Surplus fund 123, 880 19 84, 233 06 Other undivided profits. 641,054 00 16,117 77 National bank notes outstanding .. 339, 271 09 State bank notes outstanding 103,466 98 Dividends unpaid . 24, 633 00 35, 658 54 1, 064 65 Individual deposits 1,178, 053 73 13, 929 17 United States deposits 4, 952 40 Deposits of U. S. disbursing officers. 62, 755 54 14, 603 00 Due to other national banks 368, 675 75 48 90 Due to State banks and bankers .. 325, 456 41 146, 896 00 28, 000 00 Notes and bills re-discounted , Bills payable 32, 400 00 I 3,745,986 14 Total 3, 745, 986 14 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Manufacturers' National Bank, Boston. CHESTER GUILD, President Xo. 2111. FRANCIS E. SEAVER, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due froni approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current exj)enses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes | TJ. S. certificates of deposit I Due from U. S. Treasurer i Total. Liabilities. $883, 223 56 Capital stock paid in . 10 92 500, 000 00 Surplus fund Other undivided profits. Xational bank notes outstanding .. 156, 785 25 State bank notes outstanding 53,828 50 160, 735 48 Dividends unpaid . 3 25 deposits 6, 468 86 Individual United States deposits 1,952 02 Deposits of U. S. disbursing officers. 32,114 46 7, 028 00 Due to other national banks 241 11 Due to State banks and bankers... 69, 764 00 10, 000 00 Xotes and bills re-discounted Bills payable "22,500 00 $500, 000 00 3,710 0011,871 25 449,100 00 11,162 50 693,184 19 112, 631 77 72, 995 70 50,000 0ft Total. 1, 904, 655 41 1, 904, 655 41 Market National Bank, Boston. . 505. AS. O. WHITMORE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $1, 522, 440 44 Capital stock paid in . 150,000 66 111, 041 25 154, 639 22 34, 849 81 886 15 950 00 104, 487 4,633 132 120, 765 36, 935 28 00 67 60 00 $800, 000 00 Surplus fund Other undivided profits Xational bank notes outstanding . . State bank notes outstanding 13,464 66 39, 252 96 134,100 00 Dividends unpaid. 13, 360 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1, 244,101 11 Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted. Bills payable 4, 231 69 6, 750 00 Total 2, 248, 510 42 Total. JOSIAH Q. BENNETT, Cashier. I 2,248,510 42 Massachusetts National Bank, Boston. HENRY A. RICE, President. Xo. 974. Loans and discounts j $1, 658, 817 72 Overdrafts U. S. bonds to secure circulation.. .1 450, 000 00 U. S. bonds to secure deposits j U. S. bonds on hand. 14, 000 00 Other stocks, bonds, and mortgages j 109, 299 60 Due from approved reserve agents ! 280, 689 64 Due from other banks and bankers Real estate, furniture, and fixtures. "" 1, 174 25 Current expenses and taxes paid . . Premiums jjaid 9, 990 82 Checks and other cash items 81,560 60 Exchanges for clearing-house 52, 000 00 Bills of other banks...' Fractional currency 50,498 00 Specie 102, 051 00 Legal-tender notes U. S. certificates of deposit 20, 250 00 Due from U. S. Treasurer Total 2,830,331 63 H. K. FROTHINGHAM, Cashier. Capital stock paid in $800, 000 00 Surplus fund Other undivided profits Xational bank notes outstanding .. j State bank notes outstanding j Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... 108, 000 00 65, 386 28 405, 000 00 15,960 00 1,016,641 64 11,716 90* 407, 626 81 Xotes and bills re-discounted. Bills payable Total j 2, 830, 331 63: REPORT OF THE COMPTROLLER OF THE CURRENCY. 71 MASSACHUSETTS. Maverick National Bank, Boston. No. 677. ASA P . POTTER, President JOHN J . EDDY, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT, S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie -. Legal-tender notes U. S. certificates of deposit Due from IT. S. Treasurer Total. Liabilities. $5, 460, 880 75 5 22 400, 000 00 531," 450 "66" 257, 474 38 1, 561, 052 37 133,746 47 9, 052 67 21," 632 18 46, 040 549, 471 26,299 154 7.76,718 74, 400 155, 000 23, 000 52 27 00 14 00 00 00 00 Capital stock paid in . $400, 000 00 Surplus fund Other undivided profits 400, 000 00 91, 988 61 National b a n k notes o u t s t a n d i n g . . State bank notes outstanding 360. 000 00 Dividends unpaid 14, 826 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 3,783,251 68 D u e to other national b a n k s D u e to State b a n k s and b a n k e r s . . . 3, 208, 909 98 1, 767, 400 70 Notes and bills re-discounted . Bills payable Total 10, 026, 376 97 10, 026, 376 97 Mechanics' National Bank, Boston. JAMES "W. CONVERSE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie -L . . . Legal tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 932. ALVAN SIMONDS, Cashier. $379, 458 31 Capital stock paid in . 20 47 195, 000 00 Surplus fund Other undivided profits 2,500*00 9, 275 00 National bank notes outstanding.. 44, 086 10 State bank notes outstanding 99,103 41 Dividends unpaid. 9, 400 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. $250,000 00 50, 000 00 18, 505 56 175, 500 00 6, 380 50 331, 542 00 25,307 21 7,258 56 9, 264 00 Due to other national banks 33,340 00 Due to State banks and bankers.. 9,140 00 Notes and bills re-discounted. Bills payable 775 00 831, 928 06 Total. 831, 928 06 Merchandise National Bank, Boston. ISRAEL G. WHITNEY, President. Loans and discounts j Overdrafts \ U. S. bonds to secure circulation.. .1 U. S. bonds to secure deposits U. S. bonds on hand I Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Le^al-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. J. F . R. Foss, Cashier. No. 2304. 51,160,296 37 Capital stock paid in . 400, 666*00 I Surplus fund ". | Other undivided profits 176, 228 69 14, 070 38 17 40 5, 000 00 14, 552 19 56, 858 17 20, 929 00 63 88 61, 963 00 26. 700 00 15| 000 00 18, 000 00 1, 969, 679 08 ; National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $500, 000 00 11, 500 00 9,181 20 356, 800 00 13, 611 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 940,441 33 Due to other national banks Due to State banks and bankers. 138,145 55 Notes and bills re-discounted. Bills payable Total. 1, 969, 679 08 72 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Merchants' National Bank, Boston. FRANKLIN HAVEN, President. No. 475. GEOTIGE R. CHAPMAN, Cashier. Resources. Liabilities. Loans and discounts I $6, 299, 790 23 j Capital stock paid in I Overdrafts 2, 300, 000 00 TJ. S. bonds to secure circulation... Surplus fund 50. 000 00 U. S. bonds to secure deposits Other undivided profits . TJ. S. bonds on hand 74, 000 00 National bank notes outstanding .. Other stocks, bonds, and mortgages. 734, 196 27 State bank notes outstanding Due froni approved reserve agents. 1,159, 381 98 Due from other banks and bankers 520. 000 00 Dividends unpaid Real estate, furniture, and fixtures 893 39 Current expenses and taxes paid... Individual deposits Premiums paid United States deposits Checks and other cash items Deposits of U.S. disbursing officers I Exchanges for clearing-house 1, 010, 748 23 Bills of other banks 30, 937 00 Due to other national banks Fractional currency Due to State banks and bankers... GO8, 05(5 GO Specie \ 21, 000 00 Legal-tender notes Notes and bills re-discounted.. U. S. certificates of deposit Bills payable Due from TT. S. Treasurer 105,500 00 Total. Total 12, 914, 509 70 $3, 000, 000 00 1, 000, 000 00 108,453 99 2, 039, 400 00 69, 025 00 6, 073, 995 49 8,284 32 351, 560 66 263, 790 30 12, 914, 509 76 Metropolitan National Bank, Boston. WALTER S. BLAXCHARD, President. No. 2289. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $403, 729 43 1, 090 18 200, 000 00 G. H O W E DAVIS, Cashier. Capital stock paid in ! $200, 000 00 : Surplus fund Other undivided profits 16, 787 50 National bank notes outstanding ..\ 74, 499 87 State bank notes outstanding 36, G81 50 ' 13. 875 25 Dividends unpaid 8 00 739 89 23, IDS 16 12, 553 00 36 21 34, 084 05 10, 300 00 9, 000 00 Total. 18, 000 00 24, 385 73 180, 000 00 5, 079 00 ! Individual deposits United States deposits Deposits of U. S. disbursing officers. 396, 690 44 Due to other national banks Due to State banks and bankers .. i Notes and bills re-discounted ' Bills payable 2, 337 87 836, 493 04 ' Total 10, 000 00 836,493 04 Monument National Bank of Charlestown, Boston. JAMES O. CURTIS, President. No. 1005. Loans and discounts j Overdrafts ; TJ. S. bonds to secure circulation...; TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items ! Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total • WARREX SANGER, Cashier. $389, 034 39 Capital stock paid in J $150, 000 00 150, 000 00 Surplus fund I Other undivided profits \ 15, 000 00 National bank notes outstanding ..; j 44, 917 87 State bank notes outstanding Dividends unpaid i 20 25 | — Individual deposits United States deposits i 6, 954 98 Deposits of U. S. disbursing officers 10, 674 5 9, 962 4, 500 00 Due to other national banks j 74 Due to State banks and bankers .. | 20 00 Notes and bills re-discounted. Bills payable 6, 750 00 637,819 43 Total. 140, 000 00 23, 326 77 134, 690 00 3, 668 00 185, 611 68 522 98 637, 819 43 REPORT OF THE COMPTROLLER OF THE CURRENCY. 73 MA SSACHUSETTS, Mount Vernon National Bank, Boston. No. 71(5. THOMAS N. HART, President. HENRY "VV. PERKINS, Cashier. Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation. . U. S. bonds to secure deposits IT. S. bonds on hand •Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total $548, 280 28 Capital stock paid in . 902 02 200, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. 75,117 52 State bank notes outstanding 15, 445 48 Dividends unpaid . $200, 000 00 1 75 Individual deposits United States deposits 982 29 Deposits of U. S. disbursing officers 27, 647 09 9, 848 00 Due to other national banks 285 95 Due to State banks and bankers .. 53, 000 50 16, 827 00 Notes and bills re-discounted . Bills payable 10, 000 00 490, 704 46 958, 338 48 12, 500 00 29, 593 02 178, 500 00 4,041 00 25, 000 00 18, 000 00 958, 338 48 Total. National Bank of Brighton, Boston. C. W. KLVGSLEI', ? r a dent. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures 'Current expenses and taxes paid.., Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . No. 1099. BELA S. FISKE, Cashier. $350, 431 07 Capital stock paid in . $300, 000 00 300, 666 65" Surplus fund .. I Other undivided profits 60, 000 00 8, 902 35 j ] National bank notes outstanding .. | State bank notes outstanding 3,283 64 Dividends unpaid .. 51, 600 00 10 00 j Individual deposits | United States deposits 4, 085 06 j Deposits of U. S. disbursing officers 1, 135 00 Due to other national banks 5 36 Due to State banks and bankers... 6, 345 00 500 00 i Notes and bills re-discounted . jl Bills payable . 13, 500 00 Total. 730,895 13 270, 000 00 9, 824 40 77, 257 33 4, 911 05 730, 895 13 National Bank of Commerce, Boston. C. H. WARNER, President. No. 554. Loans and discounts | $2, 859, 984 74 Overdrafts 1 05 U. S. bonds to secure circulation... 1, 250, 000 00 U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents 223, 000 00 Due from other banks and bankers. 146,362 68 Real estate, furniture, and fixtures Current expenses and taxes paid... I Premiums paid 55, 000 00 Checks and other cash items 2, 946 46 Exchanges for clearing-house 238, 161 73 Bills of other banks 57, 435 00 Fractional currency 61 09 Specie 231, 732 00 Legal-tender notes 82, 430 00 C S. certificates of deposit j Due from U. S. Treasurer j 56, 250 00 Total ; 5, 203, 364 75 GEO. W. HARRIS, Cashier. Capital stock j>aid in Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid. $1,500,000 00 200, 000 00 98, 214 04 1,121,980 00 31,017 96 Individual deposits United States deposits Deposits of U. S. disbursing officers 1,110, 395 69 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted . Bills payable 1,095,915 33 45, 841 73 Total 5, 203, 364 75 74 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, National Bank of the Commonwealth, Boston. E. C. SHERMAN, President. No. 1827. ABRAM T. COLLIER, Liabilities. Resources. $2, 980, 214 71 Loans and discounts Overdrafts U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Capital stock paid in ! $500, 000 00 100,000 00 Surplus fund Other undivided profits. 35, 000 00 41,806 2G 112, G50 00 Xarlonal bank notes outstanding . . State bank notes outstanding 90, 000 00 Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid 523, 492 58 30!), 105 07 300, 000 00 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer 23, 529 36 301,807 03 590 00 4 75 519, 000 00 22, 000 00 12,843 00 Dividends unpaid. Individual deposits United States deposits.. Deposits of TJ. S. disbursing officers 2, 067, 006 82 Due to other national banks Due to State banks and bankers . . 1, 847. 585 17 609, 312 25 Xotes and bills re-discounted . Bills payable • 4, 500 00 i, 203, 553 50 Total. . .j 5,203,553 50 Total.. National Bank of North America, Boston. ISAAC T. BURR, President. No. 672. Loans and discounts Overdrafts TT. S. bonds to secure circulation . . U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages $1,60-1,274 39 672,500 00 Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid. . . Premiums paid 2fiO, 394 76 72, 856 73 806 61 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ". Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Ill, 800 6,437 300 135, 600 2, 000 Capital stock paid in j $1, 000, 000 00 Surplus fund Other undivided profits j | National bank notes outstanding . . State bank notes o u t s t a n d i n g . . . . . . 135, 762 82 8, 222 72 595, 050 00 16,415 50 Dividends unpaid . Individual deposits United States deposits Deposits of TJ. S. disbursing officers 20 00 I Due to other national banks 60 ! Due to State banks and bankers. 00 00 Xotes and bills re-discounted "30,000 00 Total JOHN K. HALL, Cashier. 998,484 11 143, 035 14 Bills payable 2, 896, 970 29 2, 896, 970 29- Total. National Bank of Redemption, Boston. WILLIAM D. FORBES, XY>. 515. President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. EDWARD $4, 666, 308 79 Capital stock paid in 15, 098 71 890, 000 00 Surplus fund Other undivided profits 20,250 00 Xational bank notes outstanding . . State bank notes outstanding 1, 144, 744 68 237, 466 64 i Dividends unpaid 5, 025 34 1,601 80 Individual deposits 1, 506 25 Ignited States deposits '• 22, 590 IP Deposits of TJ. S. disbursing officers 909, 844 17 54, 000 00 Due to other national banks Due to State banks and bankers . . ; 598, 450 00 j 9,102 00 Xotes and bills re-discounted . Bills payable ' I 48, 000 00 Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures | Current expenses and taxes paid . \ Premiums paid ; Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total A. PRESBREY, I 8,623,988 57 ;! Total. Cashier, | $1, 000, 000 00 350, 000 00 3, 838 3& 799,960 00 19, 500 001,280,962 95. 4,389,841 64 779, 885 62 8, 623, 988 57 REPORT OF THE COMPTROLLER OF THE CURRENCY. 75 MASSACHUSETTS. National Bank of the Republic, Boston. HARRISON 0 . BRIGGS, Preside?it No. 379. CHARLES 1ST. VIALLE, Cashier. Resources. Liabilities. $1,500,000 00 Loans and discounts $2, 591, 822 58 Capital stock paid in . Overdrafts 300,000 00 U. S. bonds to secure circulation | 1, 250, 000 00 Surplus fund 86,673 79 U. S. bonds to secure deposits Other undivided profits U. S. bonds on hand Other stocks, bonds, and mortgage 26,131 00 National bank notes outstanding... 1,117, 000 00 569,951 73 State bank notes outstanding Due from approved reserve agent; 95, 048 39 Due from other banks and banker; 36,483 00' 108, 553 07 Dividends unpaid. Real estate, furniture, and fixture -, Current expenses and taxes paid.. Individual deposits 1,018,933 01 26,437 50 Premiums paid United States deposits. Checks and other cash items Deposits of U. S. disbursing officers. 209, 045 35 Exchanges for clearing-house 258,990 51 20, 000 00 Due to other national banks Bills of other banks 544,102 93 Fractional currency Due to State banks and bankers... 66,700 00 Specie 130,000 00 Notes and bills re-discounted. Legal-tender notes Bills payable U. S. certificates of deposit 287, 756 38 Due from U. S. Treasurer 56,250 00 Total Total. 5,149, 939 62 5,149, 939 62 National City Bank, Boston. No. 609. CHARLES L. THAYER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks "Fractional currency Specie '. Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $1, 684, 804 82 | Capital stock paid in. 2o6,"o6o bo" Surplus fund 6,900 00 155,188 113,187 59, 000 30 33 05 00 00 Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid. il, 000, 000 00 139, 084 88 91,155 27 180, 000 00 19, 924 i Individual deposits I United States deposits j Deposits of U. S. disbursing officers 87,581 69 10, 822 00 ! Due to other national banks 688 45 ! Due to State banks and bankers... 66, 295 00 51, 000 00 11 Notes and bills re-discounted ! | Bills payable 1,008,832 5, 500 00' 9,000 00 2, 444, 497 34 Total. CHARLES C. BARKY, Cashier. Total i 2,444,497 34 National Eagle Bank, Boston. ROBERT S. COVELL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 993. WILLIAM G-. BROOKS, Cashier. $1, 559, 910 24 Capital stock paid in... $1, 000, 000 00> 800,"000 66" Surplus fund Other undivided profits 137, 000 00' 23,701 54 13, 000 00 128,791 69 42, 690 73 508 00 9,113 84 188. 625 96 13, 589 00 16, 384 28 54, 000 00 National bank notes outstanding .. State bank notes outstanding Dividends unpaid.. 714, 500 00 20, 950 00* Individual deposits United States deposits Deposits of U. S. disbursing officers 870, 515 2& Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted . Bills payable 289 34 30,657 60 65, 000 00 36, 000 00 2, 86-2. 613 74 Total 2,862,613 74 76 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Exchange Bank, Boston. EDWARD L. TEAD, President. Resources. Xo. 529. ii $5. 521, 652 66 Loans and discounts 212 32 •Overdrafts 889, 000 00 j IT. S. bonds to secure circulation .. TJ. S. bonds to secure deposits : •U. S. bonds on hand ' Other stocks, bonds, and mortgages 1,178,039 47 Due from approved reserve agents 163, 112 71 Due from other banks and bankers Real estate, furniture, and fixtures 'Current expenses and taxes paid .. Premiums paid 107, 001 04 Checks and other cash items 702, 810 63 Exchanges for clearing-house 81, 996 00 Bills of other banks 42 96 Fractional currency 452, 559 50 Specie ' 340, 700 00 JLogal-tender notes TJ. 8. certificates of deposit Due from TJ. S. Treasurer 40,000 00 Total. J. 8. LEAROYD, Cashier. Liabilities. Capital stock paid in $1, 000, 000 00 Surplus fund Other undivided profits 400, 000 00 55, 391 94 Xational bank notes outstanding . State bank notes outstanding..... 796, 500 00 Dividends unpaid 23,06100 Individual deposits United States deposits Deposits of U. S. disbursing officers 3, 072, 064 46 Due to other national banks Due to State banks and bankers . Xotes and bills re-discounted Bills payable 1. 995, 962 83 2, 226, 933 53 Total 9, 569, 913 76 9, 569, 913 76 National Hide and Leather Bank, Boston. GEORGE RIP-LEY, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Ourrent expenses and taxes paid. . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks .. Fractional currency Specie Legal-tender notes ... TJ. S. certificates of deposit Due from TJ. S. Treasurer Total.. Xo. 460. SAMUEL CARR, Jr., Cashier. $2. 905, 052 07 ; Capital stock paid in j $1, 500, 000 00 88 92 . 1, 250, 000 00 ! Surplus fund 190,000 00 38,102 92 Other undivided profits 2, 000 00 | Xational bank notes outstanding .. 1,122, 300 00 072,471 66 j State bank notes outstanding 80, 362 1911 Dividends unpaid.. 27,430 00 . | Individual deposits 25,100 00 ,; United States deposits 10,207 00 '• j Deposits of TJ. S. disbursing officers 143, 007 91 8, 051 00 Due to other national banks 220 43 191, 619 35 Due to State banks and bankers... 25. 374 00 Xotes and bills re-discounted. Bills payable 56,250 00 ; Total.. 5, 369, 804 53 966,252 31 857,529 37 668,189 93 5, 369, 804 53 National Market Bank of Brighton, Boston. •GBANVILLE FULLER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits •TJ. S. bonds on hand Other stocks, bonds, pnd mortgages Due from aj.>proved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures ^Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total No. 806. FRANK G. XEWHALL, Cashier. Capital stock paid in . $250, 000 00 Surplus fund Other undivided profits 50, 000 00 52, 313 75 Xational bank notes outstanding . State bank notes outstanding 225, 000 00 Dividends unpaid . 10,387 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 88, 014 28 Due to other national banks Due to State banks and bankers Xotes and bills re-discounted Bills payable Total. 193, 460 50 19,175 53 REPORT OF THE COMPTROLLER OF THE CURRENCY. 77 MASSACHUSETTS. National Revere Bank, Boston. GEORGE S. BULLEXS, President. HENRY BLASDALE, Cashier. X«. 1295. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $4. 352, 508 41 Capital stock paid in . 5 98 1,100,000 00 Surplus fund Other undivided profits National bank notes outstanding . 439, 788 00 State bank notes outstanding 486, 939 73 Dividends unpaid. 35 30 Individual deposits United States deposits Deposits of U. S. disbursing officers 440, 736 61 71, 605 00 Due to other national banks 68 10 Due to State banks and bankers... 360, 680 00 112,800 00 Notes and bills re-discounted. Bills ]>ayable 49, 500 00 7, 414, 667 13 Total. ;l, 500, 000 00 187, 500 00 33, 874 33 990, 000 00 28, 773 00 2, 757, 701 87 1,499,932 47 416, 885 46 7, 414, 667 13 National Rockland Bank of Roxbury, Boston. No. 615. SAMUEL LITTLE, President. ROBT. B. FAIRBAIRN, Cashier. $646, 534 66 Capital stock paid in . Loans and discounts 638 16 Overdrafts 300, 000 00 Surplus fund U. S. bonds to secure circulation... j TJ. S. bonds to secure deposits |. Other undivided profits TJ. S. bonds on hand i37, 000 00 National bank notes outstanding .. Other stocks, bonds, and mortgages. j State bank notes outstanding 40, 365 60 Due from approved reserve agents Due from other banks and bankers 2, 807 27 Dividends unpaid . Real estate, furniture, and fixtures Current expenses and taxes paid.. Individual deposits* 3, 883 00 Premiums paid United States deposits 16, 613 90 Checks and other cash items Deposits of U. S. disbursing officers Exchanges for clearing-house 6, 977 00 Bills of other banks Due to other national banks Fractional currency Due to State banks and bankers. l i , 498 03 j Specie • Notes and bills re-discounted. Legal-tender notes TJ. S. certificates of deposit 20, 000 00 Bills payable Due from TJ. S. Treasurer 25, 000 00 Total Total. 1.111,317 62 $300, 000 00 140, 000 00 6, 015 20 268,100 00 9,158 00 388, 044 42 1, 111, 317 62 National Security Bank, Boston. SAML. A. CARLTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation.. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1675. CHARLES R. BATT, Cashier. $874, 558 21 Capital stock paid i n . 446 89 200, 000 00 Surplus fund Other undivided profits. 48 National bank notes outstanding .. 26 State bank notes outstanding 01 00 Dividends unpaid. Individual deposits United States deposits 12,553 37 Deposits of U. S. disbursing officers. 195, 824 24 I 11,308 00 j Due to other national banks 527 04 Due to State banks and bankers... 93, 300 00 18, 607 00 Notes and bills re-discounted. Bills payable 9, 000 00 22, 879 83, 988 40, 034 75, 000 1, 638, 026 50 Total. $200, 000 00 125,000 00 9, 684 44 180, 000 00 3,260 00 920, 011 73 5, 070 33 195, 000 00 1, 638, 026 50 78 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Union Bank, Boston. Xo. 985. CHARLES L. YOUNG. President. ALMARIN TKOWBRIDGE, Cashier, Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and hankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XL S. certificates of deposit Due from TJ. S. Treasurer rotal. Liabilities. $2, 044, 647 10 29 08 720, 000 00 58, 025 00 179,371 92 205,144 41 2 50 9, 702 80 167, 096 66 14, 587 00 107, 754 90 26,000 00 "32,400 00 Capital stock paid in . $1, 000, 000 00 400,000 00 44, 695 16 Surplus fund Other undivided profits . National hank notes outstanding.. State bank notes outstanding 646, 680 00 Dividends unpaid 32, 046 00 Individual deposits United States deposits deposits United fetates Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 1, 501, 340 21 Total 3, 624, 761 37 3,624,761 37 National Webster Bank, Boston. FRAKCIS .TAQUES, President Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items... Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Xo. 1527. $2, 241, 995 53 Capital stock paid in 800,000 00 Surplus fund ' Other undivided profits National bank notes outstanding 324,005 81 State bank notes outstanding 8, 934 16 Dividends unpaid Individual deposits United States deposits 2, 495 70 Deposits of TJ. S. disbursing officers. 105, 216 99 19, 400 00 Due to other national banks 102 78 Due to State banks and bankers... 64, 336 40 15, 609 00 Notes and bills re-discounted. 10, 000 00 Bills payable 30, 000 00 3, 428,156 37 Total CHARLES L. RIDDLE, Cashier. Total $1, 500, 000 00 j ! 183, 500 00 33, 969 78 717,497 00 27, 977 00 925,141 63 40, 070 96 ! 3,428,156 37 New England National Bank, Boston. THOMAS I, AMB, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Curre