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§IQCTIOI f 'll (Green). This residential section is known as Gordonston and· is high, dry land, subM vided into large size lots. It is de sirable white property and i a higb.17 restricted. Praotl• cally all of the residents of this section are home owner a and are the better class of white, 00~7img single homes, both one and two stor7, whtch are in :very good condi ti.on, and wMch Will average ten years old. There is no mo:vement or s@.ifting of po~ation in this area and neither are there detrimental or beneficial 1:nThe high in sale values occurred in 1927, w1 th the fluenoee. decline starting in 1928, but no sales have been mads in this seca tion during the past 5 years. about 75 '1, Present rentals are es-timated at of the peak l&vel of 1927, but there are vecy few va• cancies at the present time tn this se·c tio:n; no need for new houses. howe:ver, there is There has been no new !t"esidentialll con,i. struction in this section in the laa,t five ,ears and! the H. 0. L. 0 has made 9 loans in this section, which represent l. 7 'I, of the loans made in Savannah. SECTION Hf 2 (Green). subdivisions. This area on the map comprises :two One is known as Ardsley Park and the other as Chatham Crescent. This is the most desirable white residen- tial property- in Savannah and is h1ghl1' restricted:, both as to race and type of construction permitted. Property in this section is occupied by the best class white and the impro:vementa are one and two-story brick residences, with a few duplexes. est improvements in this section are about same are in good repair. The olld• 15 years old ~ the There is no shifting of population; neither is there any particularly detrimental in:fluence. but a new High School is now being construeted near this section and it is a 'beneficial influence to this section. Tl1e present sale value r, I is about 75 'f, of the high in 1927 and practically all sales made re-oently in Savannah residentiall real estate have 'been in this se~ tion. In other words, property in this section has the best re-.sale value. The present rentals are estimated at "'{iO 'f, ito 75 'f, oi the 1927 high and there are no vacancies, henoe there is for one and two story single dwelli~s. a; need Practicall.7 the only activity in Savannah in res:Ldenti.all. construction at the present time is in this section. The H. this section, which is 10.2 o. L. c. has, made 54 loans in 'I, ot the total il.oans made in Savan,n ah. SEOTIONI J (Green). Property in this section is the most desirable negro home-owner residential p~operty and the best tn,e of negro liTes in this section. The :l:mpFovements are one and two story fram~ residences, which are from 15 to }O rears old aad need minor repai.rs only. Art the present time there are a few scattered whi tea in this section, bU:t they are mo'V'iDg oU:t and the section will. probably be ent;relJ' negro wt thin the next l to 5 years. Negro ownership of property is detrimental to white property owners in this section; but on the other hand, from the negro standpoint, the best colored schools in Sav~ are loca,t ed in this area. The present sale value is 4o 'I, of the high in 1927 and thi a heav shrinkage is due principal.17 to the infli\lX of negroes. Ren,t al values have likewise shrunk and the present le¥el ls estimated! to be 4o 'f, to 50 'I, of the 1927 level; hawever, there are very; f ,ew vacanciea in this secition at the 1>resen,t time and there is no surpilus - ,no:r is there 8!l1¥, demaD.d for ne.w hous1Dg. No new construc- tion is taking place in this section at the present time•• H. o. L. c. has made 39 loans 1n this section, representing of the total loans made in Savannah. The 7.3 'f, . of the new Junior College Auditorium. 60 t/, of the 1927 level. is abo-ut a few sales in this section. of the high in ent time. 1927, The present sale's val'\18 However, there have onll7 been The rental values ere also abo11t 6o '1, wi. th very few vaeancies existing at the ;pres• There is a very definite need in Savannah for small efficiency apartments and this B'eotian is admirabllly sud. ted for this particular tn>e of improvement. There is no new construe,., tion in this section, nor has there been aey in the past 20 ~ears. The H. 2.1 o. L. %of the SECTION c. has made 12 loans in this area, which represent total loans made by the H. o. L. c. in Savannah. f 6 (nus). Property in this section is considered fair negro home-owner propertJ and is occupied iby the middle class negro. The improvements in this section se one and t:wo-sto17 frame residences, ranging in age from 15 to 50 years old, with, the majority of them needi:qg minor repairs. There is no shift of population, all of the inhabitants of this section bei~ negroes, and the section has no particularly detrimental or beneficial influenoes. The present sale's value of property in this section is off a.bout 50 t/, from the high in 1927, but no sales have taken place recentl7 a.nd, therefore, this peroentege is estim.ated on "asking prioes" only. The rental. values at the present time are also off about 50 f, from the higp. of 1927 and there are fe:w vs,,. cancies. the pa.st There has been no new construction in this sectian for 15 years. tion, representing o. The H. 1.5 %of o. L. o. has made 8 loans in this see- the total loans made by the H. o. L. in Savannah. SECTION :fl, 7 (Blue). This section is very similar te Section # 6 and is mown as fair negre home-owner property, occupied by the middle class negro. The buildings in this sect~on are one SECTION f 4 This section is known ae West Sav,annah (:Blue). and is fair negro home-owner propert7, w1 th some acattered row houses, occu.pied b7 tenants. The inhabitants of this section, are second and third class negroea who ocoup7 one s tcH"J frame si,n gle houses and frame row houses, both types of which are from 10 to 30 years old and are in poor repair. There is ~ shif,tli.ng of population in this area and the beneficial influence is the proximi ty to steamship lines and railroads, whi:le the detrimentd i!nfluence is the odor emanating from the ac1jacent fertilizer plants; how,. ever, this factor is not a detriment to the t;ype of people oc<ru.p7• ing the property at the pre.s ent time. is 4o 'I, The present sale :v-alue of the 1927 level, al tho-ugh there have been no sales and these are simpl7 11asking prices~ Present rentals 8:l"e off 1927 high and better than 10 'I, of the properties are now vacant, dicating a surplus at the present time; new houses. 50 6/, fr0m the in- consequently, no need for There is no new constructi0n in this section at the present time and the H. area, ,w hich represent 2.1 SEOT[ON# § (Blue). o. L. c. ha.a made 11 loans in this 6/, of the total loans made in Savannah. b s is a white residen~ial section lt formerly rapidl7 de;velopiDg into roomi~ and board4.ng houses. was an exclusive white section and in some cases the properties are still occupied by the best class of white families. Imo- provements in this section consist principally, of large four-story frame and brick old residences, many of which have been conV,erted into apartme,n t,s and roomiDg houses. from 20 to 50 Most 0f the buildi!J8S are y-ears old and are in faj:r condition. There is a definite shift in this area of the very best class of white to medium class white. The beneficial influences are the proximity to parka and playgrounds, the new Junior College and the construction . of the new Junior College Auditorium. 60 t/, of the 1927 level. is abo-ut a few sales in this section. of the high in ent time. 1927, The present sale's val'\18 However, there have onll7 been The rental values ere also abo11t 6o '1, wi. th very few vaeancies existing at the ;pres• There is a very definite need in Savannah for small efficiency apartments and this B'eotian is admirabllly sud. ted for this particular tn>e of improvement. There is no new construe,., tion in this section, nor has there been aey in the past 20 ~ears. The H. 2.1 o. L. %of the SECTION c. has made 12 loans in this area, which represent total loans made by the H. o. L. c. in Savannah. f 6 (nus). Property in this section is considered fair negro home-owner propertJ and is occupied iby the middle class negro. The improvements in this section se one and t:wo-sto17 frame residences, ranging in age from 15 to 50 years old, with, the majority of them needi:qg minor repairs. There is no shift of population, all of the inhabitants of this section bei~ negroes, and the section has no particularly detrimental or beneficial influenoes. The present sale's value of property in this section is off a.bout 50 t/, from the high in 1927, but no sales have taken place recentl7 a.nd, therefore, this peroentege is estim.ated on "asking prioes" only. The rental. values at the present time are also off about 50 f, from the higp. of 1927 and there are fe:w vs,,. cancies. the pa.st There has been no new construction in this sectian for 15 years. tion, representing o. The H. 1.5 %of o. L. o. has made 8 loans in this see- the total loans made by the H. o. L. in Savannah. SECTION :fl, 7 (Blue). This section is very similar te Section # 6 and is mown as fair negre home-owner property, occupied by the middle class negro. The buildings in this sect~on are one stor7 frame residences, raDging in age from 10 to 20 years, and are in fair oondi tion. There is no shi!ft of popula.tion in this sectien .. aei ther is there axq beneficial or detrimental influence of imThe present 11 aslcing prices" are about portance. 50 'I, below the 1927 level and no sales have been made. The rental vallues in this section are about 50 'I, of the high in 1927, but there Sl"e !few vacancies at the »resent time. '!Phare is no surplus of h&uses ln this section and the demand is good for single negrco residences. There has been no new construction in this section in the last 8 ~ears. The H. o. L. c. has made 15 loans in this se·c tion, repli"esenting 2.9 'I, of the total loans made b7 the H. 0. L. C. in Savannah. Section f S (Blue). This ie a high el:ass desirable :white section and is inhabited by high class white peoplle. 'Nie !:m,pro,v e- ments in this secti:o•n are one and two•sitor:l briclt Y-eneer and frame siligle houses, ranging in a&e from 8 to 20 years, wi 'th the maJori ty in a good state of repair. There is no sl:li:ft of pop~atil.on in this section and no detrimental influence. The censtruction ef a new high school is a beneficial infi.uence to the lo eali ty. present 11 aslting prices" are a:bout 60 '/o ot The the 192;7: high and there have been no sale•s in this section for the !last several years on which a defim te market oan be quoted. w The present rental. :values are about 75 'I, of the 1927 high and there are no vacancies in this section·. There is no surplus of houses and an aeUv:e demand exists £or one stor7 1"esidencea. In the past six months new eonstr:uctiion has started in this section,_ the same being limited to $4,000 and $5,000 single bungalows. The H. O. L. C. has made 16 l.oans in this section, representing 3 ~ of the total loans made b7 the H. o. in Savannah. o. L. " "' SECTION I 9 (Blue). Propert7 i ,n this section is known aa Parkside and is high cla:a1 white property, with racial restrictions still in effect in most of the section. The inhabitants of this section are middle claes white people, who occupy one and two story frame and, 15 brick veneer siiDgle houses; raDgimg from l to years old, the Dl84ori t;y of which are in good condl tion. There is no shift of populatio» in this section and practically no detrimental The beneficial influences are the prox.lmit~ of the influences. section to good parke and pl~rounds and the new Mgh school now under construetion is not fez £rom this section. Present sales'' v val:oes are about 70 'I, of tl:).e 1927 level and there have been a The rental value is about 80 few sales in this area. i927 high and there are no vacancies. '1, of the !Db.ere in no surplus of ho:us¼ng a:ng. at the present time there is a demand in this sec,ti:on: for one stol'7, brick veneer residences, altho"Qgh there are D8W about 10 housea under sonstruction in this section. The H. o. L. o. has made, 9 loans i:R this area, representing l. 7 'I, ,o f the total loans made by the H. SECTION # o. L. c. 10 (Blue). in Savannah. This property i ·s desirable whiite pr.o per- ty, with negroes encroaching in spoita a.Ild, generally speaking, is an older secUon than blue secUons i{/, 8 aild :j/, 9. The inhabitants of this area are middle olaBB white and a few of the best class negroes. 8 terf' The predominant tn,es of buildings are one and two frame si~le houses, rangiDg in age from 10 to 25 ye·a rs old!, 1n fair condition of repair. Mo,s t of the negroea in this area are located on 'both sides of 38th Street, bounded on the east by Waters Avenue and on the weat by- Re;ynolda Street. There is also a small coloDT of negroea on the north side of 37th Street, between Watera Avenue and Panlsen Street. However, the negro areas are not l'I !I" e~ancling and rill probab]¥ remain stationar7 on aceo:unt of racial restrictions in the deeds. There is a slow, definite donward trend of white proper" in this area, and while the section has good transporta-tion facilities (a bus line operating along Waters Avenue), the presence of the Atlantic Coast Line Railwq traoka in the western section of the area is a detrimental influence to thait perThere is no market &t the :presen,t time for tion of the section. reall. estate in this partiGUJ.ar area and ne sales have been ma.de recently. Rental val.,ues are about 165 'f, of the few vacancies in the section. area of about 1927 level, nth There is a surplus of homes in this 15 'f, and no new housing needed. Wha't really is needed is modernization or renovatio• of the present improvements. There has been no neW" oonstructi!on in this sectio,n 1:•n the past 10 years. The H. o. L. c. has made SQ loans in this area, whl!ch represent 15 '!, of the total loans by the Bi. o. L. c. in Savannah. one of the largest concentration of loane in Sl!I0TltON # ll (B1ue). ~ This is one securit7 area. 'llhis section contain■ two subdivisions k:now,n as Jqara Park Place andi Eloyd. Heights. The property is mi~ed home owner and tenant white pl'o:perty and is occupied b7 middle class whi. te. The buildings are one and two story frame dwellings, ranging in age from 3 years to 20 years old and general• 17 speaking are in good condition. There is no shiftiDg of pop- ulation in this area and nothi!)f; particularly detrimental. ~om a beneficial standpoint the sec11ton has goo·d transportation fa• cilities alX1 schoolsJ also, the present installatioa of a cove~ed dra.1.na&e canal which drains the low areas of this section will be a beneficial influence. The onl7 sales in this sect.i on have been of a distre.s s natwe, and present sale values are estimated at ,.,,, about f+ • ... 6o 'I, of the 1927 high. basis - Rental valuea are on about the same in other words, about 40 '1, off from the 1927 high, w1 th no vacancies in the section at the present time. there a surplua of housing. Neither is On the contrary, there 11 a good. de- mand for small one-story homea, costing abc,ut $2,500 to $3,000 each (house and lot). There has been practil.cally Jl8 ,new construc- tion in the area in the last 5 years. The H. o. L. o. bas made 42 loans in this section, representi~ 1•9 '1, of the total loans made by the H. o. L. c. in Savannah. SECTION# 12 (tallow.). 'llhe northwestern portion et' this aection is known as West Sav:annah and most of the section is ll.0w- l7ing industrial property, eontainlx,g the Union Station,railroad sidinge, shops and garb~e duq,a, with canals intersecti~ the cen,t ral portion. lt is a eheap, infe:rior !rade of property and is ii;ihabi ted by a fair class of negroea and low tn,e of white in the northwest section. The pl'incipal tn,e of ~rovement is one storJ frame sillgle dwellings, r~ng in a&e from 10 to years old and the majority are i,n poor repair. 4o Due to the Ill8lll' undesirable influences af'fecti~ this section, the section was first classified as a red area; however, coneensus of opinion later c:banged and in order to giv-e the section the benefit of the doubt, the yellow classification was placed on same. l':n other worda, it was considered from a negro standpoint of home owner- ship, rather than a white, since there are more negroes than · whi tea in the neighborhood. There is no shiftillg of population in thi• area and the detrimental influence• are proximi t7 of fer-tilizer plants, railroad shops, oanala, cemeteries, dead end streets and duq,ing grounds. There have been however, asking prices are about 4G Jl8 sales in this section; 'I, of the 1921 high and rentals "I' • I>" are also about the aame peroent~e. of this area there is about a 10 '1, In the northwee" section vacan07, while in the southeast section ( that adjoining Laurel Grove Cemetery) the vacancy is of a shifting nature and will run as high as 20 '!,. iin this southeast section vandalism is bad and the same pieee of propert7 mq be occup:Led by whites and ne~oea interoha.Dgeabl7. In other words, whi tee Dl81' oecupy same as tenants one week: and negores the fol• lowiDg week. Naturall7, this is the poorest class of whiite, known locally as 11 wood-peckers, n meaning that they came and go from the woods spasmoclicall7. There is no surplus of housing • neither is there a need for new housing in this section and there has been no new construction in this section for the past H. o. L. c. ha.a made 23 loans in this area, 15 years. The wh!i.ab represent of the total. loans made b~ the Corporation in Savannah. 4.3 1, Servile,,, i»g of these 2J loans sh0uld be followed with extreme care, as the Corporation would have a difficulili time disposing of proper,t 7 located in this particular area. SECTION f 13 (Yellow). This section is ~er7 spottad and is prineipal.17 home-owmr, white and negro propert7. The sec- tion is inhabited by low grade white and negro families. The buildiDgs ar.e one stot7 frame resideneee, ral'.lging in age from 10 · to 4o 79ar1, with the white property being in good ct.>ndi tion, :while the negro property is in very poor condition. There baa been practically no ohs:qge or shifting of populatlon in the past ten years and in all probability there will not be much chauge or shift 1n the near future. The section has good transportation facilities, but vandalism is bad in certain portion• and proximity to the light mamu'acturi~ industries in that section is al!so a detrimen\ from a residential stalldpoint. The only sales in this sec ti on have been of a di strese nat'Ure and present sale• s valu.e a I) " • are about 50 'fo of the 1927 high. Present rental vallues in this section are about '4o 'I, of the 1927 high and there are some vacanoiea, but no surplus of ibousiDg and no need for new housing. There has been no new oonstructien in this section. for ,t he past 10 years. The H. O. L. o. has made 3 loans in this area~ l'epre-o senting .6 'fo of the loans ma.de by the Corporation in Savannah. SEOTIONf 14 (Yellow). This is the largest, DIQst densely populated section on the Realty Area Map and represents of properv. ~ grades Generall7 speaking, the section as a wholle is, very spotted, white and negre property, and the average inhal>ttant \ t \ / of this seotio,n is the middlle class of white and the best elaaa· negro. TMs section contains some of the oldest homes in Savannah, which in the maijori!t~ of eases are now obsolete. The ty,pe of property in this section ranges from one story frame ne~o I houses to four stor7. old aristocratic white homes and •here oil~ white properties of this nature ue still occ~i:ed b7- desoenaan,t s of the original owners, there seems to be a deflni te aversion to modernizing or cl!a.nging tlm propez:t7. As soon as the present occup~s die out or pass on, this sentimental feeling mq disappear. Most of ~e properties are from 10 to 50 years old range :trom very, poor condition ito g0od condition. and There is a gradual ehift:l.ng of the pQPulation tn this area to newer sections and there is a definite 1nfiil.tration of negroes in certain se()!II tiona, partioularly, the southwestern portion aloDg Burroughs, West Broad and Montgome17 Streets. There are several blocks of negro property located alo~ both sidea of the Atlantio .Ooast Line Railroad from Waldburg Street to Anderson Avenue and on both sides of Henry and Du£f7 Streets from the railroad to Habersham Street. However, this infiltration ia a slow proceaa. The railroad ·t racks runnillg through the eastern portion of this section are a detrimental influence to the section; also the age of the me.Jo~ i t7 of the 1-mprovements and the failure of 'the owners to modernize are additional detrimental influences. There is no market for propert7 in this section and onlt a few sales of residential prop,e er~ have taken place, most of the sales bei~ where residential property can·be utilized for mercantile purposes. if this sectioll is froa 50 'I, to 6!; ~ of the The rental value 1927 level and the se~ ti.on has slightl.7 over 10 fo vacancies at the present time. There is no surplus of bousiJJg but there is an wgen,t ,need! of moderm• zation and there has been no new construction in this section in the past 10 year•• The H. 0. L. O. has made lll l!oana in this section, representiJJg 20.8 %of the total loans made by the Corporation 1,n Savannah and it ii.a obvi.oua that the loans made i!n this area mus·t have careful servleing in order to prev:ent the Corporation from taking over a;rq pl"opert7 in this section, as there is considenle question whether the propertT oouJl.d be sold after foreclosure. .A.s a matter of fact, } out of the 4 proper- tiea owned in Savannah section; by the R. o. L. c. are in this particular 2 are vacant and l is rented. SECTION f ll5 (Yelliow). The northeastern portion 0f this section is known as Wagner Heights and is restricted to white owners. The section housea principally home-owners, the same being third class white and second clas•s negroea. The pre-,. dominant type of building in this section is 0ne stor7 frame single residencee, ranging in age from 15 to 30 y:eara, ri th the major1 t7 being in a poor s·t ate of. repair. There is a det'ini te in- filtration of negroes in the southwestern portion of this section, with the negroe s now occup1'1,:qg Gwinnett, Bolton and Waldburg Streets. . .. The whites seem to be resisting the movement of the negroes; nevertheless, the growth is slowly 00,n tinuing and eventual!ly the whole southern portion of this particular section will be occuThere are no particularly detrimental or bene-- pied by negroes. ficial in:fluenoes in th:1.a section. Very few aalLe1s hav:e been made and those that have been made were of a distress nature, so it is diffiouJ.t tG arrive at the sales value. However, the present :value is estimated at about 50 fo o:f the 1927 high and property in this section has a poor re-sale va'l:ue s are about 50 approximately 10 '1, to 6o 'I> % shU'tiDg is no surplus, nor is new Vd"Q.e. Present rental of the 1927 high and the secticn1 has v:acanoies at the present time. housing needed. There The greatest need is ~enovation or modernization, since there has been na ne:w construction in this section..for the past 10 or H. o. L. c. 15 years at least. has made 22 loan, 1n this section, representing of the total SECTION loan■ I The 4.2 '1, made by the Corporation in Savannah. 16 (Red). Property 1n this area is classified as slum property, and the seetlon is known as Yamacraw. It is ad.-it jacent to railroad yards, sidings, shop.a , drainage canals and! steamship 11:nea. The houses are occupied by, the lowest class negro tenants and the improvements are one and two sto17 frame row houses, ranging in a&e from poor 00ndi tion. tion. 25 to 100 years, with the majority being in very There is na shift of populaUon in this aec- This section has no 'bene:fiicial :linfluencea, while among the detrimental influences are narrow, unpaved streets, p0or sani tation, frame buildings in terrible state of repair, hence fire hazard, over-crowded li viDg condi tiona and vandal.ism about the worst of a:tJY section in the Oit1. There have been no sales in this section, except those of property sold to the Oity for the Widening of :Sq Street Extension (a P. W. A. proJect costing $75,000). On a basis of these sales,, the present sales :value of property in this section is about ,4o 'f, of the 1927 high level and rental\ :values have shrlmk proportionately-. In other words, present rental values are also 4o f, of the 1927 high an4 at the pre-.ent time there are about 10 'f, shifting vacancies 111 the section. There is no surplus of housiDg and, as a matter of fact. the present improvements should be torn do1fll and. a low cost ,negro housiDg project erected, in which the rooms could be rented'. for $1.00 to $1.50 per room per month. '!'here has been no new con- struction in this section for the past 25 years. The H. o. c. L. has made only l loan, representiDg .2 11, of the totall. ll.oans made by- the Corporation 1.n Savannah. SECTION f 17 (Redl. This section is known as ~ogtown and is identical in all respects witih ·the Yams.craw Section (f 16). This section also offers an. admirable site for a sli:un-clearance low-cost negro housing project. FortunatelY:, the H. o. L. c. has made no loans in this section. SECTION# 18 (Red). This section was formerly- good, high- oil.ass white property, but is now rQPidily declining and is also eha.Dging from a home-owner section to a ren,t al section. Prop- erty in this section is occupied by low class whites and some second ,e laas negroes. The principal. tn,e of building is two stoey fram~ dwelliDgs, ranging in age from 20 to with verT, spott7 repair condition. 50 ;years old, Some of the white proper- ties are in f'airl.7 good repair, while some are in ver7 poor repair. There is a definite 1nfiltr~tion of negroes into the western portion of this section, but the rate is not rapid. Property in this sectio•n , al thollgh close to parka, playgrounds and the new Junior College, has the detrimental feaiture of laak of modernization, D "' • • I plus the shifting of the better class of whites to newer seetions. There have been practically no sales in this area but present "asking price1" are about 60 'I, of the 1927 high and rental val'O.es are about 50 'I, to 6o ir.ig 'I, of the 1927 high, with 10 ti, vac~ciea ensttaa at the present time. section; There is no surplus of housing :1.n this neither is there a demand for new housi11g, bu:t there is a very definite demand for mod8rni.zation of present faoiltties. ~re has 'been no new construction. in this section for the pas,t 30 years and the rel9S!lt111g 1.5 'I, o. H. L. o. has made 8 loans in the section, rep- of the total loans made b7 the Corporation in Savannah. SECTION# 19 (red). TMs section is principally negro home-- owner property and the residenoea are occupied bf seeond class negroea and a few aecond cm.ass whitea in tbe northern portion of the section. The buildiDgs are prinoipal17 one stor1' frame ne- gro houses and a few two stor.7 white houses. The majoritY, of the properties are about JO to 50 years old and are generalll7 in poor repair, altho'1gh in the northern portion the pr0perties are in fair repair. There is no appreciable shift of population :1.n this section and no beneficial influeDBes. Reilroacll tracks ru:aning through the section, la<:k of transportation, dead-end streets and proximi t7 to light manuf'act'tll'ing plants are detri• mental influeneea from a residential standpoint. 'l!he only, salea 111 this section have been distress sales and they, are on a basis 0f about jO fo 1'o to 50 %of the 1927 high. Present :rental values are 'to 60 '/, of the 1927 high ibut there are practically no vacan- cies in the section. There .1 s no surplua, of housing; neither 1 s there a demand for new houses and no new construction has taken plaoe in this section for the paat 10 years. The H. O. L. Ce II has made 4 loan• in th1 s area, representiDg .g ~ of the total! loans made 'by the Corporation in Savannah. SECTION f 20 (Red). Property in this section is high groundt, is adjacent to the Atlantic Ooast Line Railroad yards and is occupied b7 negro tenants rather than home-owners. These tenants are seeond claes negroea and there are also a tew second class whi tea in the western portion of the section alol?g Price Street. The principal tn,e of improvement in thi e section is one and two story frame dwellings, raJJging in age from 15 to JO years, with the maJorit7 of same bei11g tnp0or repur. In the western portion of this section there is a gradual influx of negroes and! the section has no beneficial infiuenoea,, but near-by, ice plant, and. railroad yards are detrimental influences. mhe only sail.es in this area have been of a dJ.s,t ress natur,e and have eatabl:ished a present marlm t of about 4o 'I, to 50 ~ of the high 1:n 1927. Present rental values are also about 4o %to 50 'fo of the il.927 high, bu:t .the section has onl7 the :normal n'1mber of •acanciea, a:bou.t 10 '/,·. is no surplus of housing; There ne!Lther i.s there a demand: for new hous- ing in this sectio•• and there bas been no new constnc·t lon .in the area in the pas·t 10 years. The H. Q. L. c. has made 13 l,oans in this section, representil:lg 2.4 ~ of the total loans made iby the Corporation in Savannah. SECTION;, 2l (Red). Land in this section is high, dry grouncJ.. The section is occupied exclusively by second clasl.l negro ten• ante who live in one and two stor1 frame dwellings. QUJging in age from 15 to 30 years old, most of which are in poor repair. There is no shift of population in this area and no benefiioial influenee. The detrimental influences are lumber plants and gas• oUne storage tanks. Onl1 distress salee have teken place :Ln ,, this section and the7 have established sales value,s which are about 40 'I, to 50 'I> of the 1927 high, while rental values are off about 50 %to 60 'I, from the 1927 high, with only the normal amount of vacancies existing • approximatel,- 10 ti,. There is no surplus of housing in• this section and, no demand far new housing, altho12gh the section presents a very gaod location for a low-cost negro housillg slum-clearance project, based on rentals of $ll.OO to $,l.5,0 per room per month. There has been no new construction in this sec- tion for the past 10 years. The H. o. L. c. has made l lL loans in the section, which represent 1.1 'f, of the total loans made bf the Corporation in Savannah. smOTIOl! f 22 (Red). This section is known as Jones Field and is high ground, ad.Joining low land subJee·t to overflaw:, tenanted! by the poarest class negroes, who live in one story frame raw house&1 and tin shacks of a make-shift na,t-ure. The row houses range in 888 f ,rom 20 to 50 years old and are in '/1/ery poor repair. There is no shift of p~pulation in this area., The section has no beneficial influences but on the other hand garbage dumps, poor sam tation, adjoiniDg land subject to overflow and the presence of extremely bad vandalism form very definite detrimental. influences. Only dis1tress sales have "taken place ln this section and :these sales have established a sales value of approamatelf 1927 lli.gh. Rental val't18& are around 40 '1, 1'o '%; of the to 50 fo of the 1927 high and at the presen·t time there is an estimated vacancy, of about There is also about a 20 'I, surplus of housing; eonsequently, no new housing is needed, but instead a sl'Ulll clearance project should be provided for this section, with DO low-cost housing - in other worda, the buildings should be torn don and the land. should not be improved. There has been no new uonstru.ction in this section "' " J " for the past 10 years at least and the II. l loan, representing .2 '1, o. L. c. has made o,n l7 of the total loans made iby the 0orpor- ration in Savamiah. SECTION# 23 (Red). Land in this section is high ground and joins alme:>st immediately the business section of Sava.nnsh. The in- habi tanta are the poorest class w:hite and a few negro tenants, oocupy111g !•o -story frame houses which ramge in and whieh are in poor repair. 888 from 30 to 50 years The white population ill tlais section is slowly leavi.Dg and, al though this movement is not rapid, eventu_a lly the section will. be occupied by negroes exclusively. The sec- tion has no beneficial infilll8nce, 'bu.t the gas pla.!lt immediatelJi ad• joiniDg same is a definite detrimental! influence from a residential standpoint. 11 asking There have been no sales in this section, bu.t ·present prioes 11 are about Eio fl> ot the 1927 high., while present rental values are aboU:t 50 f, of the same high period and at the present time there is about the normal :vacancy ·- namely, 10 no surplus of housing; '!,. There is neither is there 8:tJ:¥ need forr new hou.sixig in this section and no new oozrstruction has taken place in this section for the past 20 years. Fortunately,, the H. o. L. e. has made no los,ns in this section. SECTION :Jr 24 (Business). Land !lin thl,s area is high gTound and is well laid ou.t into streets and parks. The section includes most of the whelesale and all of the retail business portion of Savannah. The tn,es of illhabi tanta are clerical workers, light :taotory, workers and transients (all three groups are white) as well as a few ne• groes. So.me of Savannah's oldest whi·t e :families, for sentimental reasons still live in the original homesteads which are located in this area. There is every tne of residence in this section, ranging from one-story frame tQ four-story brick dweliiDgs and, naturally, there is also every type of commercial building up to .' 12 a fifteen-story office building. The impl'ovements in this section are from 10 years to 100 years old and range in oandi tion of re- pair from fine ta very poor. There is no apprecilable ~iftiX!g of racial populatian, but there is a steady intlus: of business peeple seeking small apartments. The section has no important . .b eneficial influeno.e and of course retail business is to residential property. a detriment Dist?,"ess sales only have taken p!l.ace in this section and these sales have established a sale's value af about 50 '1, of the 1927 high for both business and residential property. Present rentals tor bo,t h business and residential prop- erties in this section are ef:f about 50 '1, from the 1927 liigh but recently a dis ti net upward trend: has become evident in rentals of bath typee o:f praperty. Residential property is estimated ta be about 10 t/J vacant, while business property is about il.'5 f iV'acant. There is na surplus of housing, but there is a demand far smalll. efficiency apartments, indicating that the seetion needs remodeling or renovation and modernization. No new residential oon- etruction has taken pla~e in the area for at least the pa:st 20 years and the H. O. L. C. has made 45 loans or made in Savannah in this se.c tion. s.5 'I, of all the loans On account of the business nature of this section and the extreme age o:f the maJority ef the improvements in this section, these 45 loans should be carefully serviced, al.though at the present time (February 3, 1936) this particular gro,u p of loans is sharing a better payment record than a;ey other group in Savannah. this section are over SEOTION fr 25 Onll.y 12 or 26.2 'I, of ~he loans in 90 dtqe delinquent. {:Business.) . This section is a tn,ical neighborhood business comanmity of comparatively substantial properties. rt apparently is continuing to develop · further along this same line. desirable residential water-front p~operty. is in strong hands. Most of the property Consequently there is little distress selling and the re-sale value is good. maket/!JJ!f,e:,,_• in these The H. O. L. c. did not scattered out-lying sections and 111 th the exception of Tybee :Beach there is very little new residential conetruation, although tbe demand is good for small residences of the $4,000 to $5,000 class.