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FEDERAL RESERVE BOARD WASHINGTON X-32o6 September 20~ 1921 Dear Sir: There is enclosed herewith, for your ~nformation, advance copy of an address - "The Federal Reserve System - What It Is And What It Is Not" - which I shall deliver on Thursday, the 22nd instant, at the "MadeIn-Carolinas" Exposition1 at Charlotte, North, -9arolina. Very truly yours, Enol. X-3202 GOVERNORS OF JLL F.R.BKS. G o v e r n o r.