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X-S536

COPY
Law O f f i c e s
UELAND & U3IAND
800 S e c u r i t y B u i l d i n g
Minneapolis
Andreas Ueland
S i g u r d Ueland
Rolf Ueland

F e b r u a r y 27, 1930.

Marcus G. Sundheim

Walter Wyatt, E s q . ,
Counsel F e d e r a l Reserve Board,
Washington, B.C.
Dear Mr. W y a t t : I n t h e c a s e of Osage N a t i o n a l Bank v . F e d e r a l Reserve Bank
of M i n n e a p o l i s t h e t r i a l judge h a s e n t e r e d an o r d e r p u r s u a n t to
p l a i n t i f f ' s motion f o r amended f i n d i n g s , i n which o r d e r the c o u r t
amends i t s f i n d i n g s h e r e t o f o r e f i l e d by a d d i n g a p a r a g r a p h r e a d i n g
as follows:
"That a t t h e time s a i d checks of p l a i n t i f f were r e c e i v e d
by s a i d Corn Exchange N a t i o n a l Bank, and a t t h e time of
a l l t r a n s a c t i o n s i n v o l v e d i n t h i s a c t i o n i t was t h e law
of t h e S t a t e of I l l i n o i s , i n which s t a t e s a i d Corn Exchange N a t i o n a l Bank was s i t u a t e d and where i t r e c e i v e d
s a i d checks of p l a i n t i f f f o r d e p o s i t , t h a t a bank i n
which checks drawn on a bank i n a d i s t a n t c i t y , a r e dep o s i t e d f o r c o l l e c t i o n and c r e d i t and endorsed by t h e
d e p o s i t o r : "Pay to t h e o r d e r of any bank or b a n k e r , "
becomes t h e a g e n t of the d e p o s i t o r to c o l l e c t such
checks, and t h a t any bank to which s a i d checks a r e f o r warded f o r c o l l e c t i o n by the bank i n which t h e y were
f i r s t d e p o s i t e d , becomes l i k e w i s e i n t u r n t h e a g e n t of
the d e p o s i t o r f o r p u r p o s e s of c o l l e c t i o n ; and i s
a c c o u n t a b l e to such d e p o s i t o r f o r a l l b r e a c h e s of duty
and o b l i g a t i o n on i t s p a r t t h a t may o c c u r . That t h i s
i s t r u e , even though the bank i n which s a i d checks a r e
f i r s t d e p o s i t e d , p e r m i t s the d e p o s i t o r to draw a g a i n s t
such checks b e f o r e t h e y a r e a c t u a l l y c o l l e c t e d . "
Otherwise the motion f o r amended f i n d i n g s i s i n a l l r e s p e c t s d e n i e d .
The t r i a l judge t h u s f i n d s a g a i n s t us i n . o u r c o n t e n t i o n



X-6536
Walter Wyatt - f 2

F e b . 27, 1930.

t h a t t h e Minnesota c o u r t should determine what was the I l l i n o i s law i n
accordance w i t h the d e c i s i o n s of the f e d e r a l c o u r t s s i t t i n g i n I l l i n o i s
and t h e Minnesota d e c i s i o n s r a t h e r t h a n i n accordance w i t h t h e d e c i s i o n s
of the s t a t e c o u r t s of I l l i n o i s .
The a p p e a l by t h e p l a i n t i f f w i l l he from a judgment t o he
e n t e r e d i n f a v o r of the F e d e r a l Reserve Bank of M i n n e a p o l i s .

Under our

p r a c t i c e c r o s s - a p p e a l s a r e not allowed, and hence t h i s q u e s t i o n of t h e
c o r r e c t n e s s of the r u l i n g of the t r i a l judge upon what i s the I l l i n o i s
law w i l l p r o b a b l y not be b e f o r e the Supreme Court on the f i r s t a p p e a l .
We say "probably" because our Court does not always adhere to i t s
p r e v i o u s d e c i s i o n s , e s p e c i a l l y i n m a t t e r s of p r a c t i c e .

Should t h e

judgment i n f a v o r of the F e d e r a l Reserve Bank of Minneapolis be r e v e r s e d on the a p p e a l (which we very much d o u b t ) , then we t h i n k the
F e d e r a l Reserve Bank c o u l d i n t u r n appeal and a s s i g n a s e r r o r the
r u l i n g of t h e t r i a l c o u r t a s to the I l l i n o i s law, and a s s e r t t h a t t h e
defendant bank i s not l i a b l e under t h e r u l e i n the C i t y of Douglas c a s e ,
and f o r o t h e r r e a s o n s .
Very c o r d i a l l y y o u r s ,

(S)

SU*MS.




S i g u r d Ueland.

COPY

X-6536-a

STATE OF MIMES OTA

DISTRICT COURT

COUNTY OF H E ™ ? IK

FOURTH JUDICIAL DISTRICT

Osage N a t i o n a l Bank
Plaintiff
-vs-

FINDINGS OF FACT.
CONCLUSIONS OF LAW
AND
ORDER FOR JUDGMENT

F e d e r a l Reserve Bank of
Minneapolis,
Defendant

The above e n t i t l e d cause was t r i e d on t h e 2 8 t h day of F e b r u a r y ,
the 1 s t day of March, and t h e 1 5 t h , 1 6 t h , 17th and 18th days of June,
1927, "before the Court without a j u r y , a j u r y b e i n g waived.

Messrs.

S h e a r e r , Byard & Trogner appeared on b e h a l f of p l a i n t i f f and Messrs.
Ueland & Ueland a p p e a r e d on b e h a l f of the d e f e n d a n t .

Thereafter certain

s t i p u l a t i o n s between the p a r t i e s a s t o f a c t s not covered by the t e s t i m o n y
were f i l e d , b r i e f s were submitted, and t h e c a s e was argued by counsel on
the 22nd, 2 4 t h and 2 5 t h days of June, 1929, and t h e Court h a v i n g h e a r d
the evidence adduced and h a v i n g r e a d the s t i p u l a t i o n s on f i l e , and b e i n g
f u l l y a d v i s e d i n the p r e m i s e s ,
FINDS AS FACTS:
1.

That on March 15, 1921 p l a i n t i f f was t h e owner of two checks

drawn p a y a b l e to i t s o r d e r by the T r e a s u r e r of Williams County, North
Dakota, s a i d checks b e i n g i n the amounts of $6420.00 and $2022.30, r e s p e c t i v e l y , and b o t h of s a i d checks b e i n g drawn upon the W i l l i s t o n S t a t e
Bank of W i l l i s t o n , North Dakota; t h a t on the same d a t e p l a i n t i f f endorsed
both of s a i d checks "pay t o the o r d e r of any bank or b a n k e r " , f o l l o w e d by




- 1 -

X-6536-a
the s i g n a t u r e of p l a i n t i f f , and. s e n t s a i d checks from p l a i n t i f f ' s p l a c e
of 'business a t Osage, Iowa to the Corn Exchange N a t i o n a l Bank i n Chicago,
I l l i n o i s ; t h a t s a i d checks were e n c l o s e d with a form l e t t e r from p l a i n t i f f
a d d r e s s e d t o s a i d Corn Exchange N a t i o n a l Bank r e a d i n g :

"We e n c l o s e f o r

c o l l e c t i o n and c r e d i t : 1 1 and l i s t i n g the amounts of s a i d checks t o g e t h e r
with other items.
2.

That s a i d Corn Exchange N a t i o n a l Bank r e c e i v e d s a i d checks on

March 16, 1921, and s a i d Corn Exchange N a t i o n a l Bank t h e r e u p o n gave
p l a i n t i f f c r e d i t i n i t s account w i t h s a i d Corn Exchange N a t i o n a l Bank
f o r the amount of s a i d checks, and a d v i s e d p l a i n t i f f t h a t i t had c r e d i t e d
t h e amount of s a i d checks " s u b j e c t to f i n a l payment"; t h a t s a i d Corn
Exchange N a t i o n a l Bank p a i d i n t e r e s t to p l a i n t i f f "based upon the d a i l y
"balances i n p l a i n t i f f ' s a c c o u n t , "but i n computing such i n t e r e s t a deduct i o n was made on account of checks p a y a b l e o u t s i d e of t h e C i t y of Chicago
i n t h e p r o c e s s of c o l l e c t i o n , and such d e d u c t i o n was made by the Corn
Exchange N a t i o n a l Bank w i t h r e s p e c t to the checks h e r e i n v o l v e d .
3.

That on March 16, 1921 s a i d Corn Exchange N a t i o n a l Bank en-

dorsed s a i d checks "pay to the o r d e r of any bank, banker or t r u s t company",
f o l l o w e d by i t s own s i g n a t u r e , and forwarded s a i d checks to d e f e n d a n t a t
Minneapolis; t h a t s a i d checks were e n c l o s e d with a form l e t t e r of s a i d
Corn Exchange N a t i o n a l Bank s t a t i n g t h a t s a i d checks were e n c l o s e d " f o r
c r e d i t " , and c o n t a i n i n g c e r t a i n i n s t r u c t i o n s a s to p r o t e s t of i t e m s , and
f o r w i r i n g a d v i c e s i n c a s e s of non-payment.
4.

That d e f e n d a n t r e c e i v e d s a i d checks on March 17, 1921, and

on the same day d e f e n d a n t endorsed s a i d checks "pay t o any bank, banker
or t r u s t company" and forwarded s a i d checks by mail d i r e c t l y t o s a i d




X~S536-a
W i l l i s t o n S t a t e Bank, s a i d checks "being e n c l o s e d w i t h a l e t t e r of i n s t r u c t i o n s a d v i s i n g s a i d W i l l i s t o n S t a t e Bank t h a t s a i d checks were
enclosed

11

f o r c o l l e c t i o n and r e t u r n s " , and g i v i n g s i m i l a r d i r e c t i o n s

a s t o p r o t e s t of items and w i r i n g a d v i c e s of non-payment t h e r e o f a s
were c o n t a i n e d i n s a i d l e t t e r from s a i d Corn Exchange N a t i o n a l Bank;
t h a t s a i d l e t t e r from d e f e n d a n t t o s a i d W i l l i s t o n S t a t e Bank a l s o
c o n t a i n e d t h e d i r e c t i o n " r e t u r n t h i s l e t t e r w i t h your d r a f t " .
5.

That on March 17, 1921 s a i d W i l l i s t o n S t a t e Bank was i n

f a c t i n s o l v e n t and was u n a b l e t o pay the checks of i t s d e p o s i t o r s
a s p r e s e n t e d , and t h a t s a i d insolvency and i n a b i l i t y to pay t h e demands
of i t s d e p o s i t o r s c o n t i n u e d u n t i l s a i d W i l l i s t o n S t a t e Bank suspended
on A p r i l 4, 1921, and t h a t a t no time a f t e r March 17, 1921 could t h e
checks h e r e i n v o l v e d been c o l l e c t e d i n cash or o t h e r w i s e from s a i d
W i l l i s t o n S t a t e Bank.
6.

That on March 22, 1921 s a i d W i l l i s t o n S t a t e Bank stamped s a i d

checks " p a i d " and c h a r g e d the amount of s a i d checks t o the a c c o u n t of
the T r e a s u r e r of Williams County, and s a i d checks were r e t u r n e d to s a i d
T r e a s u r e r by U n i t e d S t a t e s m a i l on March 30, 1921.
7.

That on March 28, 1921 s a i d W i l l i s t o n S t a t e Bank drew i t s

d r a f t i n t h e sum of $8619.02 on t h e Merchants N a t i o n a l Bank of S t . P a u l ,
Minnesota, which d r a f t was p a y a b l e to the o r d e r of d e f e n d a n t ; t h a t s a i d
d r a f t was i n t e n d e d by s a i d W i l l i s t o n S t a t e Bank a s a r e m i t t a n c e f o r t h e
checks h e r e i n v o l v e d and o t h e r items r e c e i v e d from d e f e n d a n t ; t h a t s a i d
d r a f t was not m a i l e d by s a i d W i l l i s t o n S t a t e Bank u n t i l March 31, 1921
and was r e c e i v e d by de fe ndant on S a t u r d a y , A p r i l 2, 1921; t h a t a t the
time s a i d d r a f t was m a i l e d by s a i d W i l l i s t o n S t a t e Bank and u n t i l the




-3-

X-5536-a

:

s u s p e n s i o n of s a i d W i l l i s t o n S t a t e Bank on A p r i l 4, 1921 s a i d W i l l i s t o n
S t a t e Bank was overdrawn a t s a i d Merchants n a t i o n a l Banlc of S t . P a u l
and h a d no f u n d s on d e p o s i t w i t h which to meet t h e payment of s a i d d r a f t ;
t h a t upon r e c e i p t of s a i d d r a f t defendant a s c e r t a i n e d t h a t s a i d d r a f t
would n o t "be p a i d and defenda nt so n o t i f i e d s a i d W i l l i s t o n S t a t e Bank;
t h a t on A p r i l 7, 1921 de fe ndant caused s a i d d r a f t to be p r o t e s t e d , "but
t h a t p r i o r to s a i d A p r i l 7, 1921 defendant n e i t h e r a u t h o r i z e d n o r
accepted said d r a f t .
8.

That i n t h e u s u a l course of "business d e f e n d a n t should have

r e c e i v e d r e m i t t a n c e f o r s a i d checks from s a i d W i l l i s t o n S t a t e Bank by
t h e 22nd day of March, 1921; t h a t when payment was not so r e c e i v e d
d e f e n d a n t e x e r c i s e d due d i l i g e n c e i n making i n q u i r y c o n c e r n i n g s a i d
checks and i n demanding payment t h e r e o f from s a i d W i l l i s t o n S t a t e Bank,
and d e f e n d a n t a l s o e x e r c i s e d due d i l i g e n c e i n a d v i s i n g s a i d Corn Exchange
N a t i o n a l Bank t h a t i t had not r e c e i v e d a r e m i t t a n c e f o r s a i d c h e c k s .
9.

That s h o r t l y a f t e r A p r i l 4 , 1921 d e f e n d a n t charged "back t h e

amount of s a i d checks to the account of t h e F e d e r a l Reserve Bank of Chicago
and immediately t h e r e a f t e r s a i d F e d e r a l Reserve Bank of Chicago charged
the amount of s a i d checks to the account of s a i d Corn Exchange n a t i o n a l
Bank; t h a t on November 10, 1921 s a i d Corn Exchange N a t i o n a l Bank charged
the a c c o u n t of p l a i n t i f f w i t h the amount of s a i d checks; t h a t p l a i n t i f f
d i d not a c q u i e s c e i n s a i d charge and d i d not c r e d i t the Corn Exchange
N a t i o n a l Bank on i t s "books w i t h the amount of s a i d checks u n t i l December
28, 1921 when p l a i n t i f f complied w i t h a r u l i n g of the Comptroller of the
Currency and c r e d i t e d s a i d Corn Exchange N a t i o n a l Banlc f o r the amount of
s a i d checks, and charged s a i d amount t o u n d i v i d e d p r o f i t s .




X-6536-a
10.

That s a i d checks were h a n d l e d "by d e f e n d a n t a s p a r t of de-

f e n d a n t ' s c l e a r i n g house o p e r a t i o n s p u r s u a n t to R e g u l a t i o n J - S e r i e s
of 1920 - p r o m u l g a t e d by t h e F e d e r a l Reserve Board, and t h a t s a i d
checks were r e c e i v e d "by de fe ndant d i r e c t from s a i d Corn Exchange
n a t i o n a l Bank p u r s u a n t to an arrangement e n t e r e d i n t o between d e f e n d a n t , the F e d e r a l Reserve Bank of Chicago, and s a i d Corn Exchange N a t i o n a l
Bank, whereby the p r i v i l e g e of r o u t i n g checks d i r e c t to d e f e n d a n t was
extended t o s a i d Corn Exchange N a t i o n a l Bank, and whereby i t was u n d e r s t o o d and a g r e e d t h a t a l l checks so r o u t e d d i r e c t to d e f e n d a n t s h o u l d be
r e c e i v e d and h a n d l e d by i t ,

i n a l l r e s p e c t s , i n t h e same manner and sub-

j e c t to t h e same t e r n s and c o n d i t i o n s t h a t o t h e r checks were h a n d l e d by
defendant i n i t s c l e a r i n g house o p e r a t i o n s .
11.

That plairfc i f f and s a i d Corn Exchange N a t i o n a l Bank were member

banks of s a i d F e d e r a l Reserve Bank of Chicago, and t h a t s a i d W i l l i s t o n
S t a t e Bank was a non-member bank i n the Ninth F e d e r a l Reserve D i s t r i c t
which, on March 17, 1921, was r e m i t t i n g f o r checks drawn on i t a t p a r .
12.

That R e g u l a t i o n J - S e r i e s of 1920 - promulgated by the F e d e r a l

Reserve Board a s a f o r e s a i d p r o v i d e d i n p a r t a s f o l l o w s ;
" I n h a n d l i n g items f o r member * * * banks, a F e d e r a l
Reserve Bank w i l l a c t a s a g e n t o n l y . The Board w i l l r e q u i r e t h a t each member * * * bank a u t h o r i z e i t s F e d e r a l
R e s e r v e Bank to send checks f o r c o l l e c t i o n t o banks on
which checks a r e drawn, and, except f o r n e g l i g e n c e , such
F e d e r a l Reserve Bank w i l l assume no l i a b i l i t y . * * *
Each F e d e r a l Reserve Bank w i l l a l s o promulgate r u l e s and
r e g u l a t i o n s governing the d e t a i l s of i t s o p e r a t i o n s a s a
c l e a r i n g h o u s e , such r u l e s and r e g u l a t i o n s to be b i n d i n g
upon a l l member * * * banks which a r e c l e a r i n g through t h e
F e d e r a l Reserve Bank."
13.

That p u r s u a n t to and i n accordance w i t h s a i d o r d e r and r e g u l a t i o n

of the F e d e r a l Reserve Board d e f e n d a n t d i d promulgate r u l e s and r e g u l a t i o n s




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X-S536-a
governing t h e d e t a i l s of i t s o p e r a t i o n s as a c l e a r i n g house under s a i d
F e d e r a l Reserve A c t ; t h a t s a i d r u l e s and r e g u l a t i o n s which were i n
f o r c e a t a l l times h e r e m a t e r i a l p r o v i d e d i n p a r t a s f o l l o w s :
"Checks r e c e i v e d "by t h e F e d e r a l Reserve Bank drawn
on i t s member "banks w i l l he forwarded d i r e c t to such member
"banks and a r e to "be r e m i t t e d f o r by the member "banks on
day of r e c e i p t i f p o s s i b l e , by t h e i r d r a f t on the F e d e r a l
Reserve Bank, p r o v i d e d t h e y have a b a l a n c e i n excess of
t h e i r r e q u i r e d r e s e r v e , or by t h e i r d r a f t on a bank i n
M i n n e a p o l i s or S t . P a u l . Member banks a r e r e q u i r e d
by t h e F e d e r a l Reserve Board to p r o v i d e funds t o cover a t
p a r a l l checks r e c e i v e d from t h e i r F e d e r a l Reserve Bank.
*

*

*

" I n h a n d l i n g items f o r member banks, t h e F e d e r a l Reserve
Bank of Minneapolis a c t s a s a g e n t o n l y . I t i s u n d e r s t o o d
t h a t each member bank a u t h o r i z e s i t to send checks f o r c o l l e c t i o n d i r e c t t o banks on which checks a r e drawn, and exc e p t f o r n e g l i g e n c e the F e d e r a l Reserve Bank of Minneapolis
assumes no l i a b i l i t y u n t i l f u n d s a r e a c t u a l l y i n i t s hands,
and i s a u t h o r i z e d to charge back any item f o r which i t h a s
n o t r e c e i v e d f i n a l payment, i n c l u d i n g items l o s t i n t r a n s i t . "
14.

That s a i d r u l e s and r e g u l a t i o n s of d e f e n d a n t were c o n t a i n e d

i n a check c l e a r i n g c i r c u l a r of d efen d an t known a s d e f e n d a n t ' s c i r c u l a r
No. 228; t h a t s a i d c i r c u l a r Ho. 228 was m a i l e d t o t h e F e d e r a l Reserve
Bank of Chicago and t o s a i d Corn Exchange N a t i o n a l Bank l o n g p r i o r t o
March 16, 1921, but t h a t no copy of s a i d c i r c u l a r was e v e r f u r n i s h e d to
or r e c e i v e d by p l a i n t i f f , and t h a t p l a i n t i f f had no d i r e c t d e a l i n g s w i t h
d e f e n d a n t u n t i l l o n g a f t e r A p r i l 4, 1921.
15.

That d u r i n g a l l of March and A p r i l , 1921, and p r i o r t h e r e t o ,

i t was t h e e s t a b l i s h e d , g e n e r a l , u n i f o r m and c e r t a i n usage and custom
among banking i n s t i t u t i o n s i n Minnesota and North Dakota, where checks
d e p o s i t e d f o r c o l l e c t i o n drawn on banks l o c a t e d a t a d i s t a n c e had been
f o r w a r d e d d i r e c t to t h e drawee or payor bank f o r c o l l e c t i o n , f o r t h e
drawee or payor bank to r e m i t the p r o c e e d s of t h e c o l l e c t i o n i n exchange
d r a f t s drawn on banks i n the v i c i n i t y of the f o r w a r d i n g bank, and i t was




—6—

X-6536-a
the e s t a b l i s h e d , g e n e r a l , uniform and c e r t a i n usage and custom among
"banking i n s t i t u t i o n s i n s a i d s t a t e s f o r t h e f o r w a r d i n g "bank to p e r m i t
such r e m i t t a n c e by d r a f t , and upon r e c e i p t of the exchange or r e m i t t a n c e d r a f t s to endeavor to c o l l e c t the same.
16.

That

t h e only l o s s i n c o n n e c t i o n w i t h the c o l l e c t i o n of the

checks h e r e i n v o l v e d was i n c u r r e d from the f a c t t h a t s a i d W i l l i s t o n
S t a t e Bank, on March 22, 1921, w r o n g f u l l y t r e a t e d s a i d checks a s p a i d ,
a s h e r e i n b e f o r e s e t f o r t h , w i t h o u t h a v i n g a v a i l a b l e f u n d s to r e m i t f o r
s a i d checks t o d e f e n d a n t , whereby the drawer of s a i d checks was d i s charged on March -22, 1921.
17.

That the only terms and c o n d i t i o n s upon which d e f e n d a n t

ever a g r e e d to h a n d l e s a i d checks were t h o s e terms and c o n d i t i o n s cont a i n e d i n s a i d R e g u l a t i o n J and d e f e n d a n t ' s c i r c u l a r Ho. 228, a s h e r e inbefore set f o r t h .
18.

That u n t i l A p r i l 2, 1921 d efen d an t had no knowledge or

n o t i c e of the u n s a f e c o n d i t i o n of s a i d W i l l i s t o n S t a t e Bank and t h a t
defendant i n h a n d l i n g s a i d checks f o r $6420.00 and $2022.30 f o r c o l l e c t i o n was not n e g l i g e n t i n any p a r t i c u l a r .
19.

That on or about A p r i l 20, 1921 an agreement was e n t e r e d i n t o

between d e f e n d a n t and s a i d Corn Exchange N a t i o n a l Bank t h a t i f defendant
would f i l e a c l a i m a s t h e a g e n t of s a i d Corn Exchange N a t i o n a l Bank i n
the r e c e i v e r s h i p of s a i d W i l l i s t o n S t a t e Bank on account of t h a t b a n k ' s
f a i l u r e to r e m i t f o r the checks h e r e i n v o l v e d , without expense to s a i d
Corn Exchange n a t i o n a l Bank, s a i d Corn Exchange N a t i o n a l Bank "would
not look to" d e f e n d a n t except f o r such d i v i d e n d s a s d e f e n d a n t might r e c e i v e on account of such claim; t h a t p u r s u a n t to t h i s arrangement defendant




X-6536-a
on or a b o u t June 6, 1921 d i d f i l e a proof of c l a i m and t h e r e a f t e r
r e c e i v e d a r e c e i v e r ' s c e r t i f i c a t e t h e r e f o r , "but t h a t no d i v i d e n d s
have "been p a i d to de fe ndant on such proof of claim; t h a t a t the time
t h i s arrangement was e n t e r e d i n t o defendant had no n o t i c e of the
p l a i n t i f f ' s i n t e r e s t i n s a i d checks and the c l a i m on a c c o u n t t h e r e o f
a g a i n s t s a i d W i l l i s t o n S t a t e Bank except such n o t i c e a s was g i v e n "by
the form of s a i d checks themselves and the endorsements t h e r e o n .
AS CONCLUSIONS 0? LAW t h e Court f i n d s t h a t d e f e n d a n t i s
e n t i t l e d to judgment of d i s m i s s a l a g a i n s t p l a i n t i f f and f o r i t s
c o s t s and disbursements to be t a x e d by the Cleric.
LET JUDGMENT B3 3NT3BED ACCORDINGLY.
Dated J u l y 24, 1929.
(s)

Gunnax H. Nordbye
Judge of D i s t r i c t Court

E n t e r a s t a y of f o r t y (40) d a y s .




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