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FORTY-THIRD ANNUAL CONVENTION UTAH BANKERS ASSOCIATION PROGRAM FORTY-THIRD ANNUAL CONVENTION UTAH BANKERS ASSOCIATION OGDEN, U TA H June 11 and 12, 1951 * Headquarters H O T E L BEN L O M O N D * Host O G D E N C L E A R IN G HOUSE ASSOCIATION Qreetinqs IS 4 O n behalf o f the Officers o f the Association I am glad to welcome you to this our 1951 Annual C on vention. Please read your program carefully and observe the time schedule o f the different meetings and entertainment events. It is essential that we all be prompt in our attend ance at the meetings in order that the necessary business may be transacted in the allotted time. I urge your cooperation and hope we will have your active participation in all the meetings. * • BE ON TIME ' 1951 (convention Schedule R e g is tr a t io n — M e z z a n in e F lo o r Commencing June 10 at 4:00 p .m . Sessions will be held in the B ALLRO O M o f t h e H O TE L BEN LOM O N D S U N D A Y , JUNE 10 5:00 p .m . — Picnic Supper in the Garden o f Mr. and Mrs. Willard L. Eccles, 2745 Fillmore Avenue. M O N D A Y , JUNE 11 8:0 0 to 9:3 0 a .m .— R egistration 8:00 a .m .— Past Presidents’ Breakfast, English Room , Hotel Ben Lomond. 9:30 a .m .— First Session. 12:30 p .m .— M en’s Luncheon, H otel Ben Lomond. 1:00 p .m .— L adies Bridge Luncheon, Ogden G o lf and Country Club. 2:00 p .m .— Second Session. 6:00 to 7:00 p .m .— Social Hour, Patio, Ogden G o lf and Country Club. 7:30 p .m .— Banquet, Dining Room, Ogden G o lf and Country Club. Dancing. T U E SD A Y , JUNE 12 9:30 a .m . — Third Session im m ediately follow ing third session— Meeting— Utah Section American Bankers Association • BE ON TIME ^Monday ^M orninq — 9:50 a. m. CALL TO ORDER............. President R. C. Wilson MUSICAL PRELUDE INVOCATION............. Rev. A. Cadman Garretson Pastor, First Presbyterian Church, Ogden PRESIDENT’S ADDRESS................. R. C. Wilson Senior Vice-President, First Security Bank of Utah National Association, Salt Lake City REPORT OF SECRETARY-TREASURER H. B. Crandall President, First State Bank of Salina, Salina ADDRESS.................................. Frank W. Lovejoy Sales Manager, Socony Vacuum Oil Company, New York City ADDRESS................... ............. Kenton R. Cravens Vice-President, Mercantile-Commerce Bank and Trust Company, Saint Louis ADDRESS.................................... Richard L. Evans Author of “ The Spoken Word,” Salt Lake City + APPOINTMENT OF CONVENTION COMMITTEES: Auditing Resolutions Nominating ^Monday Offternoon — 2:00 p. m. COM M ITTEE REPORTS: L e g i s l a t i v e ......................................./ o / w M. Wallace A r g r i c u l t u r a l a n d L iv e s t o c k Langton Barber P u b l ic R e l a t io n s a n d E d u c a t io n a l V ictor / . Bird U n i f o r m P r a c t i c e s ................... Charles H . Dixon T r u s t D i v i s i o n .............................. Ralph D. Cowan Trust Officer, First Security Bank of Utah National Association, Exchange Place Branch, Salt Lake City A m e r ic a n In s t it u t e o f B a n k in g H . V ictor White Tracy-Collins Trust Company, Salt Lake City A D D R E SS...........................................W . W . Campbell Chairman, Agricultural Commission, American Bankers Association, Forrest City, Arkansas A D D R E SS.........................................Marriner S. Eccles Governor, Federal Reserve Board, Washington, D. C. * SOCIAL H O U R P a tio , O g d e n G o l f a n d C o u n t r y C lu b 6:00 to 7:00 p .m A N N U A L BANQUET D in in g R o o m , O g d e n G o l f a n d C o u n t r y C lu b 7:30 p .m . D A N C IN G J5E ON TIME Tuesday JH ornincf — g :$ o a. m. MUSICAL PRELUDE * A DD R E SS............................................... Charles R. C ox President, Kennecott Copper Corporation, New York City ADD R E SS...................................... Dr. R oy L . Reierson Vice-President, Bankers Trust Company, New York City COM M ITTEE REPORTS: Auditing Resolutions Nominating * E LECTIO N OF OFFICERS A D JO U R N M E N T OF C O N V E N T IO N • BE ON TIME Tu e sd a y ^M orning — Continue9 M E ETIN G U T A H MEMBERS A m e r ic a n B a n k e r s A s s o c ia tio n June 12, 1951 A meeting o f the members o f the American Bankers Association o f Utah will be held immediately follow ing the third session fo r the purpose o f electing the follow ing: MEMBER of the ABA NOMINATING COM MITTEE to serve at the ABA 1951 convention. A L T E R N A T E MEMBER o f the A BA N O M IN A T IN G C O M M ITTEE . JUNIUS A . WEST A B A Vice-President for Utah * • BE ON TIME Officers — 1950-1951 R. C. WILSON, President Senior Vice-President, First Security Bank of Utah National Association, Salt Lake City H. R. HURREN, Vice-President Vice-President and Cashier, Cache Valley Banking Company, Logan H. B. CRANDALL, Executive Manager Secretary-Treasurer, President, First State Bank of Salina, Salina * Executive Committee T erms E x p i r e 1951 ROYAL G. KIMBALL Cashier, Richfield Commercial and Savings Bank, Richfield S. G. HICKMAN Assistant Cashier and Manager, Beaver City Branch, Milford State Bank, Beaver H. A. ROBBINS President, First National Bank, Murray T erm s E x p i r e 1952 R. H. CLARK Cashier, Davis County Bank, Farmington MOSES C. TAYLOR President, Kamas State Bank, Kamas WILLARD L. ECCLES Senior Vice-President, First Security Bank of Utah National Association, Ogden r *** Standing Committees L e g is la tiv e JOHN M. WALLACE, Chairman President, Walker Bank and Trust Company, Salt Lake City ORVAL W. ADAMS Executive Vice-President, Utah First National Bank, Salt Lake City GEORGE S. ECCLES President, First Security Bank o f Utah National Association, Ogden A. W. McKINNON President, Carbon-Emery Bank, Price ALEX HEDQUIST President, Farmers and Merchants Bank, Provo F. P. CHAMP President, Cache Valley Banking Company, Logan E. H. STREET Vice-President, Richfield Commercial and Savings Bank, Richfield * A g r i c u l t u r a l a n d L iv e s to c k LANGTON BARBER, Chairman President, Lewiston State Bank, Lewiston C. E. YOUNG, JR. Cashier, Peoples State Bank, American Fork O. C. HAMMOND Senior Vice-President, First Security Bank of Utah National Association, Ogden Standing Gomndltees — Continued P u b l ic R e l a t io n s a n d E d u c a t io n a l VICTOR J. BIRD, Chairman Vice-President, Farmers and Merchants Bank, Provo R. S. HANSEN Vice-President and Cashier, First National Bank, Logan K. J. SULLIVAN President, Continental National Bank and Trust Company, Salt Lake City U n i f o r m P r a c t ic e s CHARLES H. DIXON, Chairman Vice-President and Cashier, Commercial Bank of Utah, Spanish Fork D. C. SHANNON Vice-President, Commercial Security Bank, Ogden GERALD H. SMITH Assistant Vice-President and Cashier, Sandy City Bank, Sandy Convention Committees R e c e p tio n WILLARD L. ECCLES HARMON B. BARTON GEORGE S. ECCLES RICHARD K. HEMINGWAY O. C. HAMMOND * R e g is tr a tio n J. M. SQUIRES FRANK FRANCIS, JR. * E n te r ta in m e n t H. W. HINLEY W. H. LOOS D. C. SHANNON * L a d ie s E n t e r t a i n m e n t MRS. HARMON B. BARTON MRS. O. C. HAMMOND MRS. GEORGE S. ECCLES MRS. RICHARD K. HEMINGWAY MRS. WILLARD L. ECCLES MRS. W. H. LOOS MRS. FRANK FRANCIS, JR. MRS. D. C. SHANNON MRS. J. W. HATCH MRS. J. M. SQUIRES MRS. T. F. HAWKES HoLL o f 3 £ o nor— (Presidents Utah Bankers Association Time and Place of Meetings 1909— Salt Lake; L. S. HILLS, President Deseret National Bank, Salt Lake City. 1910— Ogden; W. S. McCORNICK, President McCornick & Co. Bankers, Salt Lake City. 1911— Provo; M. H. WALKER, President Walker Bros. Bankers, Salt Lake City. 1912— Logan; A. P. BIGELOW, President Ogden State Bank, Ogden. 1913— Heber; FRANK KNOX, President National Bank of the Republic, Salt Lake City. 1914— Price; CHARLES S. BURTON, President Farmers & Stockgrowers Bank, Salt Lake City. 1915— Salt Lake; M. S. BROWNING, President First Nationa^^V Bank o f Ogden, Ogden. 1916— Ogden; ELIAS A. SMITH, Cashier Deseret Savings Bank, Salt Lake City. 1917— Provo; JOHN G. M. BARNES, Vice-President Barnes Banking Co., Kaysville. 1918— Logan; T. N. TAYLOR, President Farmers & Merchants Bank, Provo. 1 9 f ^ zSalt Lake; E. O. H OW ARD, President Walker Brew. Bankers, Salt Lake City. 1920— Ogden; CHARLES H. BARTON, President National Bank of Commerce, Ogden. 1921— Provo; JOSEPH T. FARRER, Cashier Provo Commercial & Savings Bank, Provo. 1922— Salt Lake; H. E. H ATCH, President Thatcher Bros. Banking Co., Logan. 1923— Logan; FRANK B. COOK, President Columbia Trust Co., Salt Lake City. 1924— Ogden; MARRINER S. ECCLES, President First National Bank, Ogden. 1925— Provo; W. W. ARMSTRONG, President National Copper Bank, Salt Lake City. 1926— Richfield; JAMES M. PETERSON, President James M. Peterson Bank, Richfield. 1927— Salt Lake; E. A. CULBERTSON, Vice-President Conti nental National Bank, Salt Lake City. 1928— Ogden; DAVID A. McMILLAN, President First Natioiu^^k> Bank, Murray. HolL o f 3 to n o r — Presidents (Continued) ■'* s V / ^ i A ^ #>i ■ 1^ 1929— Logaq; O. W. A D a m S, Vice-President Utah State N a - y i f J / tional Bank, Salt Lake City. ^ //v ^ X f9 3 0 — Salt Lake; F. P. CHAMP, President Cache Valley Banking Company, Logan. OQr 1931— Ogden; H. M. CHAMBERLAIN, Vice-President Walker Bank & Trust Company, Salt Lake City. 1932— Salt Lake; J. E? HALVERSON, President State Security Bank, Brigham City. j yA qJj 1933— Ogden; H. E. HEMINC^r AY, President Commercial Security Bank, Ogden. a * 1 ^ ^ 1 9 34 — Bryce Canyon; CHAS. L. h k fTH , President First N a - T ^ f ^ \S tional Bank, Salt Lake City. 1935— Zion Canyon National Park; A. W. McK&flTOff, PresiPric< dent Carbon-Emery Carbon-Jbmery Bank, Fnc^. ^ 9 i 6 -*— Bryce Canyon; C. G. SALISBURY, Cashier $f>rmgville f 0 Banking Company,' Springville. / 1937— Bryce Canyon; ALMA SONNE, Vice-President First N a - ^ y ^ tional Bank, Logan. . / s 1938— Salt Lake; J. A. CHENEY, Cashier Uintah State Bank,' ^ ^ - ^ * Vernal. ^ A 1939— Grand Canyon; E. H. STREET, Cashier Richfield Commercial and Savings Bank, Richfield. ^ /^ ^ 1 9 4 0 — Logan; F. M. MICHELSEN, Vice-President Utah Savings y and Trust Company, Salt Lake City, v £ 1941— Grand Canyon; L. E. ELLISON, Cashier First National ^ Bank, Laytonv r 1942— Salt Lake; ALEX HEDQUIST, President Farmers knd ^ Merchants Bank, Provo. y 1943— Salt Lake; CLAUDE HIRSCHI,I/Cashier State Bank of Hurricane, Hurricane. ,• i ^ " l 9 4 4 — Salt Lake; N. D. SALISBURY, ‘-'Vice-President and Man^ ager First Security Bank o f Utah National Association, Logan. 'i^-i'945— Salt Lake; P. P. THOMAS, President Commercial Bank, Spanish Fork. ^ ^ s ^ ^ f . 1946— Grand Canyon; JOHN M. WALLAcfe^President Walker ^ Bank and Trust Company, Salt Lake City. r 1947— Salt Lake; R AY P. DYRENG, Cashier Manti City Bank, Manti. 1948— Salt Lake; JUNIUS A. WEST, Vice-President and Cashier ^ ----Bank o f Pleasant Grove, Pleasant Grove'. /'-T949— Sun Valley; HAKMON B. B A R T O N ^ Vice-President X Commercial Security Bank, Ogden. , ^ m 950— Sun Valley; RAYM OND C. WILSON, ^Senior VicePresident First Security Bank of Utah National Association, Salt Lake City. y - N O T E S - BE ON TIME - N O T E S- • BE ON TIME