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WI L L I A M H . K E T T K ; ' , B i r m i n g h a m ,A l a . Dee. 21, 1936. Hon. Marriner S. leeles, Chairman of the Board of Governors Of the Federal Reserve System, Washington, D.G. My dear Mr. EcclessOur mutual friend, Mr. Oscar Newton, has sent me a copy of your address delivered to the bankers of New England. I have read this address very carefully and wish to congratulate you on your efforts. I was particularly delighted with the latter part of your speech which refers to the record of the bankers, the constitu tional amendment regarding income tax, and other things. I am glad that you told the bankers the truth. It will be better for them and better for us all if they listen to frank speeches like yours. I wish you much happiness during the Holiday Season and with all good wishes and regards, Very truly yours, WHKtD. December 24, 1936. Dear Mr. Kettig: This is to thank you for your thoughtful note of December 21st comment ing upon my talk before the Mew England Council. I particularly appreciate your favorable opinion. Permit me to reciprocate whole heartedly your kind wishes of the Holiday Reason. Sincerely yours, Mr. »«illiam H. Kettig, 1407 South 28th Street, Birmingham, Alabama. ET:b