"Ten Years Since the Financial Crisis : Paper : Some Lessons for Reducing Risks to Households" in Tipping Points III: Debt-Financed Homeownership — Its Evolution, Impact, and Future : Conference Proceedings (November 30, 2018). https://fraser.stlouisfed.org/title/9374/item/685764/content/pdf/frbstl_tippingpoints2018_dokko_dynan, accessed on March 3, 2026.