Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston. "2012 Diary of Consumer Payment Choice : Public Use Data Sets (CSV)" in Survey and Diary of Consumer Payment Choice (December 20, 2017). https://fraser.stlouisfed.org/title/7178/item/655170/content/csv/frbatl_2012diary_dcpc_2012_public_v3_csv, accessed on September 14, 2026.
Federal Reserve Bank of Atlanta