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Remarks on the Outlook, Monetary Policy, and
Supporting a Vibrant Economy
By Susan M. Collins

March 30, 2023
Washington, D.C.
39th Annual NABE Economic Policy Conference
National Association of Business Economics

39th Annual NABE Economic Policy Conference | Thursday, March 30

Takeaways from Boston Fed President Susan M.
Collins’ March 30, 2023 Remarks
1. Financial stability: The banking system is strong and resilient, with wellcapitalized institutions and ample liquidity. Recent difficulties, and the decisive
actions taken in response, demonstrate commitment to use all our tools to
ensure the financial system remains safe and sound, and to take action as
needed. The lessons learned from the review underway will be welcome, and
instructive.
2. Monetary policy and the macroeconomic outlook: Recent data show that
inflation is still too high, continuing to take a toll on households and firms. I
anticipate that some additional policy tightening will be needed as we follow
through on our commitment to price stability. However, while recognizing the
risks and uncertainties to the outlook, I remain optimistic there is a path to
bringing inflation down without a significant downturn, because of the
resilience I see in the economy.
3. Financial infrastructure and payments services: The Fed provides essential
financial infrastructure the economy depends on – and innovates to meet
evolving needs and preferences. In today’s world, people want quick and easy
ways to make payments instantly, with immediate access to those funds. To
help financial institutions offer instant payment services to their customers
around the clock, we will launch the FedNowSM Service in July.
4. Community economic development and opportunity: While the Fed’s
activities are broad, they all relate to supporting a vibrant and inclusive
economy, consistent with our mandates – stable prices and maximum
employment. That’s why, for example, we have for decades studied the gaps
and disparities behind the aggregates. It is also why the Boston Fed is helping
spark collaboration among the private, public, nonprofit, and philanthropic
sectors, to find local solutions to complex economic problems in urban and
rural areas.

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About the Authors
Susan M. Collins (/people/bank/susan-m-collins.aspx)
Susan M. Collins is President & Chief Executive Officer of the Federal Reserve Bank
of Boston.

Resources
Keywords
inflation , Maximum Employment , Price Stability , Labor Market , monetary policy , Dual mandate ,
Inclusive Economy , Working Places , FedNow Service , Instant Payments
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