View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

“Assessing the Balance of Risks
in the Economy”
Remarks to the Greater Boston
Chamber of Commerce
Susan M. Collins
President & Chief Executive Officer
Federal Reserve Bank of Boston
October 14, 2025

Figure 1 | Real GDP Growth
5

4

Percent

3

2

1

0

-1
2022

Year-over-year

2023

2024

Two-Quarter (Annualized)

Source: Bureau of Economic Analysis / Haver Analytics.

Federal Reserve Bank of Boston | bostonfed.org

2

Figure 2 | Labor Market Indicators
B. Unemployment Rate & UI Claims

A: Payroll Employment
Thousands (four-week moving average)

700
600
500
400
300
200
100
0

2017

2018

2019

2020

2021

2022

2023

2024

2025

400

5.5

350

5.0

300

4.5

250

4.0

200

3.5

150

Percent of labor force

Thousands (three-month average change)

800

3.0
2017

2018

2019

2020

Total Nonfarm Payroll Employment

Initial Claims (left scale)

NBER-dated recession

NBER-Dated Recession

2021

2022

2023

2024

2025

Unemployment Rate (right scale)

Notes: The pandemic era periods are removed for clarity. For Panel A this is March 2020 - December 2020 and for Panel B mid-March 2020 - July 2021.
Claims data are at a weekly frequency through October 4. Last two weeks of initial claims data are constructed by summing state-level claims data.
These data are then seasonally adjusted using the Department of Labor's published seasonal factors.
Source: Department of Labor / Bureau of Labor Statistics / Haver Analytics.

Federal Reserve Bank of Boston | bostonfed.org

3

Figure 3 | Labor Productivity in the Nonfinancial Corporate Sector
125
120

2.6%

Index: 2017=100

115

1.2%

110
105
100
95
90
85

2006

2008

Real Output per Hour

2010

2012

2014

2016

Average Annualized Growth (2006:Q1-2019:Q4)

2018

2020

2022

2024

Average Annualized Growth (2020:Q1-2025:Q2)

NBER-dated recession
Source: Bureau of Labor Statistics, Author's Calculations / Haver Analytics.

Federal Reserve Bank of Boston | bostonfed.org

4

Figure 4 | Core Personal Consumption Expenditures (PCE) Prices
B: Housing

C: Core Services Ex. Housing

12

12

10

10

8

8

6

6

4

4

2

2

0

0

-2

-2

-4

-4

-6

2019 2020 2021 2022 2023 2024 2025

12-Month Change

2019

2020

2021

3-Month Change (annual rate)

2022

2023

2024

2025

2019 2020 2021 2022 2023 2024 2025

Percent

Percent

A: Core Goods

-6

NBER-dated recession

Note: Dashed lines represent average 12-month growth of PCE prices in the specified category from 2001 to 2007, a period when 12-month core PCE inflation averaged 2%.
Source: Bureau of Economic Analysis / Haver Analytics.

Federal Reserve Bank of Boston | bostonfed.org

5

Excess price growth (percentage points)

Figure 6

Video, audio, photographic & information processing equipment
Recreational items
Garments
Food & nonalcoholic beverages purchased for off-premises consumption

New motor vehicles

Pharmaceutical & other medical products

Motor vehicle fuels, lubricants & fluids

Estimated tariff impact (percent)

Note: Excess price growth is defined as the category-specific price change from January 2025 through August 2025 less the average price change within that category
calculated over January 2000 through December 2017.
Sources: Barbiero and Stein (2025); Bureau of Economic Analysis

Federal Reserve Bank of Boston | bostonfed.org

6

Figure 6 | Inflation Expectations
B. Longer-Term Inflation Expectations

7

7

6

6

5

5

Percent

Percent

A. Short-Term Inflation Expectations

4

4

3

3

2

2
1

1
2007

2009

2011

2013

2015

2017

2019

2021

2023

2025

2007

2009

2011

2013

2015

2017

2019

2021

2023

1-Year Michigan Survey (Household Median)

5-10 Year, Michigan Survey (Household Median)

1-Year NY Fed Survey (Household Median)

5-10 Year, TIPS Inflation Compensation (Market-Based)

1-Year Survey of Professional Forecasters (Median)

NBER-dated recession

2025

NBER-dated recession
Source: Federal Reserve Bank of New York, Federal Reserve Bank of Philadelphia, Federal Reserve Board of Governors, University of Michigan / Haver Analytics.

Federal Reserve Bank of Boston | bostonfed.org

7

Figure 7: Some of Our Work in New England & the Nation
Payments Innovation
& Financial Services

Nonpartisan
Empirical
Research

“Working Places”
Outreach & Convenings
Federal Reserve Bank of Boston | bostonfed.org

Data, Technology,
& Innovation

Outreach on Conditions
in the Economy

Financial Stability
& Security

Economic
Issues Analysis

Regional Opportunities
& Challenges

“FedListens” /
Policymaking Outreach
8