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The Nature of Economic Change :: November 20, 2003 :: Federal Reserve Bank of Cleveland
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Home > For the Public > News and Media > Speeches > 2003 > The Nature of Economic Change

The Nature of Economic Change
Additional Information
This afternoon, I want to talk to you about our economy and the
nature of economic change. The topic of change is certainly relevant
to northeast Ohio, which has been greatly affected by the evolution
of manufacturing. As you know, northeast Ohio is my home. I’ve seen
the changing nature of our region’s economy firsthand.
This afternoon, I will how discuss how increased productivity and
expanded global trade — two distinguishing features of today’s
economy—lead to higher standards of living.

Sandra Pianalto
President and CEO,
Federal Reserve Bank of Cleveland
Akron Roundtable
Akron, OH
November 20, 2003

I'll explain why technological advances require us to change the way
we think about our work and our careers.
And finally, I'll conclude with some observations about how our
region can adapt and move forward with a sense of confidence.

The U.S. Economy
Before I address these issues, I’d like to provide a little
background on o ur national economy. Believe it or not, we are
now entering the third year of an economic expansion.
The recession of 2001 was relatively brief and mild, as recessions go,
but the expansion has been unbalanced in a number of respects.
Consumer spending and housing have been responsible for the lion’s
share of economic activity so far, while business pending on capital
equipment, until very recently, has been in the doldrums. Firms have
been slow to call back laid off workers and to take on new hires.
Consequently, labor markets have been exceptionally weak for the
last two years. Employment growth has been so stagnant that some
people actually worried about whether the expansion could be
sustained. They were concerned that income growth might falter
without more job creation.
Fortunately, concerns about the economy’s vigor appear to be
dissipating. A variety of economic indicators, covering a wide range
of industries and regions, are now showing signs of strength.
Even labor markets are reviving. The latest job news has been
encouraging: Employment rose by 126,000 in October. In fact, in each
of the last three months, employment increased on average by about
100,000 jobs per month. Compare that with the first half of the year,
when jobs were being lost at a rate of about 85,000 per month. To
complete the picture, let me add that not only has inflation been
low, inflation expectations have been low and stable as well.

Economic Growth and Change
While the national economy is shaking off the recession, I still hear
business people in this region complain that the deterioration of our

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The Nature of Economic Change :: November 20, 2003 :: Federal Reserve Bank of Cleveland
industrial economy will continue long after the national economy has
recovered. People here worry because we still think of ourselves as
an industrial region, even though the vast majority of us are now
employed in nonmanufacturing industries. Like the nation, our region
has seen the role of manufacturing change over time.
Since the mid-1970s, even though Ohio's manufacturing production
has continued to grow, manufacturing’s contribution to the state's
output has declined from about 35 percent to 20 percent, and the
number of people employed in manufacturing has fallen from around
25 percent to just under 16 percent of total employment.
Indeed, our economy has been changing for decades. And this change
has been stressful to many. But although change creates stress, it
also presents opportunities. And that brings me to the first point I’d
like to make this afternoon: Rising productivity and expanded trade
relationships are the only paths to a higher standard of living, despite
the challenges we may face during the transition.
What do I mean by higher living standards? I mean that we have more
of the things we value—food, clothing, shelter, medical care,
education, and so on—in exchange for the time we spend working.
I know that some days, it seems as if our incomes don’t stretch
enough to cover all of the things we think we need, but the reality is
that today’s typical U.S. household has more purchasing power than
ever before. If you don’t believe me, think about the one-time
luxuries that many people now regard as essentials: the latest
entertainment devices, cable service, home computers, two or more
cars, multiple cell phones. You get the idea.
Economic growth can only occur in two ways — either we work
harder or we find better ways of producing the goods and services
that satisfy our desires. Of course it’s working smarter, rather than
harder, that is the preferred route to prosperity. How will this come
about? Well, we need to continually challenge our methods of
production. Sometimes, we find gains in our productivity: we add to
our capital — both human and physical — and we innovate with new
technology. Today we often hear the concept referred to as
“business process re-engineering,” but the idea of working smarter is
at least as old as the invention of the wheel.
Economists also remind us—although it’s sometimes difficult for us to
fully appreciate— that another method of improving our standard of
living involves expanding trade relationships.
We grow by producing the things we can make at a lower cost than
our trading partners can, while they do likewise. In this way, each of
us takes advantage of the others’ relative strengths — what
economists call our “comparative advantages.”
It is why most of us no longer sew our own clothes or grow our own
food or produce any number of goods and services that we now trade
for in the marketplace. The same process is at work not only between
individuals, but also between nations. International trade is nothing
more than having a larger market available to the ultimate benefit of
all trading partners.
So, on the road to a better standard of living, people, businesses,
and regions have to navigate change. Productivity and trade drive
change in every sector of the economy, in expansions and in
recessions. These driving forces affect industries and regions
unevenly, and how regions and industries evolve depends heavily on
how they respond.
If the response is to throw up trade barriers, for example, then that

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The Nature of Economic Change :: November 20, 2003 :: Federal Reserve Bank of Cleveland
is a big step backward. Policies designed to shelter industries from
the effects of competition and innovation may seem appealing in the
short run, but they ultimately prevent living standards from
advancing.
Here’s a story I find enlightening. In 1829, Martin Van Buren wrote a
letter to then-President Andrew Jackson. Van Buren was concerned
that canals were being replaced by a new form of transportation that
he believed was so dangerous that it would cause widespread
unemployment and risk our national security. In his letter to
President Jackson, Van Buren wrote:
“As you may know, Mr. President, ‘railroad’ carriages are pulled at
the enormous speed of 15 miles per hour by ‘engines’ which, in
addition to endangering life and limb of passengers, roar and snort
their way through the countryside, setting fire to crops, scaring the
livestock, and frightening our women and children. The Almighty
certainly never intended that people should travel at such breakneck
speed.”
Can you picture Mr. Van Buren on Interstate 77?!
We now know, with the advantage of hindsight, that the innovation
of rail transportation enabled passengers and freight to travel greater
distances at substantially lower costs. No longer did people have to
rely on water routes to haul heavy cargo. The railroads opened up
the country. And the Iron Horse, in turn, was superseded by the
Wright brothers’ flying machine and Henry Ford’s Model T.
Inevitably, we move forward.

Economic Growth and Shifts in Resources
Clearly, like the generations before us, w e must prepare for a
future that looks different from o ur past.
This brings me to my second point about economic change:
Technological advances require us to rethink our approach to work
and careers. This is happening already. No longer do workers count
on the security of a lifetime job, as our parents did. Today, most of
us have several jobs in our careers. In succeeding years, not only will
workers change jobs, but many will change occupations. And some
will be employed in occupations that don't even exist today. We will
need to constantly reinvent ourselves by developing new skills,
adapting to new technologies, and being flexible about how and
where we work.
The U.S. labor market is incredibly dynamic. For example, in a typical
calendar quarter during the expansion of the 1990s, about 25 percent
of business establishments reduced their workforce. That resulted in
job losses that amounted to an incredible 8 percent of total
employment. This might seem staggering, until I tell you that job
gains from business establishments expanding and opening businesses
exceeded those losses.
The result? Over a ten-year period, we accumulated an additional 24
million jobs. More recently, during the recession, we saw the reverse
of this pattern.
Whether we are in a period of expansion or recession, the number of
jobs being created and lost at any given time is substantial: about 15
percent of total employment. And this process—this churningincreases our standard of living over time, as people continue to look
for their best opportunities and firms seek to augment and improve
their workforces.
Over time, small net labor force adjustments can really add up to

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The Nature of Economic Change :: November 20, 2003 :: Federal Reserve Bank of Cleveland
shifts in the nature of our economy. For example, in 1960, about 4
percent of the labor force was employed in business services and
health care industries. Today, these industries employ more than 15
percent of a much larger workforce.
The view that we are becoming a low-skilled, low-paid workforce
with few opportunities for advancement is simply not true. The fact
is that wages in the manufacturing and service sectors, on average,
are about the same. Indeed, the industries that are experiencing the
strongest job growth in the service sector are industries that pay
substantially above the average. For instance, workers in health care,
financial services, and information technology all enjoy average
earnings that exceed the average manufacturing wage. It is curious
that the service economy is often described as little more than taking
in each other’s laundry. But people in professional and technical
service jobs earn an average of nearly $23 an hour. That’s pretty
pricey laundry. And yet, we retain a strong emotional attachment to
the industrial economy, which many believe to be the source of all
our national wealth.
This faulty perception closely parallels our attachment to farming in
the first half of the twentieth century. Perhaps we have forgotten
that a hundred years ago, many people presumed that all wealth all real wealth — came from the ground.
Manufacturers, according to the proponents of agriculture, were
merely the fabricators of wealth, not its creators.
Without farming, mining, and forestry, so it was thought, there would
be nothing to manufacture; if we let these precious industries wane,
economic prosperity would wane with them. Consider that in the
1930s, about 26 percent of the workers in this country worked on a
farm; today, it’s less than 2 percent.
So, why aren’t we hungry? Because every working farmer is producing
more—about 10 times more.
Today, we are hearing a story like the one told at the end of the
nineteenth century. But now, instead of farming, mining, and
forestry, we are told that manufacturing is the origin of wealth
because it is in manufacturing that all “real” things are created.

Economic Change and Opportunity
Although the changes being driven by trade and technology have
strongly affected manufacturing, I regard these as forces that are
reshaping manufacturing, not destroying it.
The recent focus of attention has been China, but our manufacturers
have weathered other shifts in our trade position. Think back to the
anxieties that accompanied an expansion in our trade relationships
with Germany or Japan or Mexico.
In each case, what we produced changed somewhat, but the total
amount of goods manufactured in the U.S. actually rose. What we
typically stand to lose through trade is not our economic future, but
our economic past.
Which brings me to my final point. I believe that we can and will
adapt and emerge stronger, but doing so will require enlightened
thinking.
For many years, states and regions have been actively promoting
economic growth through a variety of strategies, some of which are
designed to attract specific companies to specific locations. It is easy

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The Nature of Economic Change :: November 20, 2003 :: Federal Reserve Bank of Cleveland
to think that by enticing a company to move here, we have created
new wealth. This line of thinking is misguided. In most cases, we have
simply moved a business from one place to another without creating
any new wealth for our nation. While some government efforts may
have a positive impact, economic growth ultimately stems from
technological innovations and trade.
If everyone knew how to create new companies and jobs, and how to
revitalize economically depressed communities, we wouldn’t spend so
much time discussing it—we would just do it. But successful economic
planning is complex and problematic. It is extremely difficult to
predict what the new jobs and growth industries will be, not to
mention when and where they will appear. The history of innovation
contains many examples of inventions that were initially ignored.
These same inventions were successfully applied in unforeseen ways
by new companies, in places far from the research laboratory.
So there are no easy solutions to the challenges that confront our
region, but we can take action. Everyone who has a vested interest in
the region’s growth—business and civic leaders, universities, financial
institutions—we all have a role to play.
There is also a role for government, of course. Governments at all
levels can provide the physical and human services that markets, left
to themselves, will under-supply. At a time when public resources
seem inadequate to meet the many demands placed on them, it
becomes all the more imperative for governments to operate
efficiently and to ensure that their funds are being directed toward
those activities that yield the greatest return over time.
In an economy that must rely increasingly on brain power,
investments that enhance our greatest asset -- our people -- merit
our full attention.
The Federal Reserve Bank of Minneapolis recently completed a study
suggesting that investments in early childhood education exceed the
returns generally found in more traditional economic development
programs. In the Federal Reserve System, we can produce studies like
this one and share our findings with public policymakers, who can use
the input to make better-informed decisions.
At the Federal Reserve Bank of Cleveland, we hope to contribute to
our region by encouraging more research on a variety of topics,
including the role of education in promoting innovation and change.
We will be hosting a research conference on this topic next year.
We are also engaging university faculty and others throughout the
region in a dialogue on economic development, and we are forging
partnerships with them. You will be hearing more from us about
these initiatives in the months and years ahead.
My message today is that growth, by its very nature, requires change
—and change, as they say, is hard. But we cannot look backward.
What we can do is draw strength from our experience. That
experience includes a heritage of risk-taking and successful
innovation. Less than a mile from here stands Inventure Place, the
National Inventors Hall of Fame. The building is a monument to
creative people who have been directly or indirectly responsible for a
tremendous amount of economic growth, and it is located here in
recognition of the many contributions our region has made. Let's
build on that foundation.
I’d like to leave you with a metaphor. Think of the steady, upward
march of our economic prosperity as climbing a ladder, where each
rung is a different stage of our economic development. Until we are

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The Nature of Economic Change :: November 20, 2003 :: Federal Reserve Bank of Cleveland
willing to release our grasp on the rung w e’re holding and reach for
the next rung, we cannot hope to reach greater heights.
We must have confidence in ourselves, an appreciation of our
strengths, and a willingness to embrace our future.
Thank you for your time.

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