Board of Governors of the Federal Reserve System (U.S.), 1935- and Szymczak, M. S., 1894-1978 "Remarks on Consumer Credit Trends." Speech before the American Bankers Association Annual National Instalment Credit Conference, Conrad Hilton Hotel, Chicago, Illinois, March 21, 1961, https://fraser.stlouisfed.org/title/460/item/475768, accessed on January 14, 2026.