Mester, Loretta Jean and Federal Reserve Bank of Cleveland. "Fintech, Bigtech, and Financial Inclusion : [Remarks to] Fourth Annual Fintech Conference, Federal Reserve Bank of Philadelphia (via videoconference)" in Statements and Speeches of Loretta J. Mester (November 9, 2020). https://fraser.stlouisfed.org/title/9033/item/669918, accessed on January 14, 2026.