Lacker, Jeffrey Malcolm and Federal Reserve Bank of Richmond. "Investing in People as an Economic Growth Strategy : Speech : Lynchburg College School of Economics and Business, Lynchburg, Va." in Statements and Speeches of Jeffrey M. Lacker (June 26, 2014). https://fraser.stlouisfed.org/title/6827/item/678741/content/pdf/lacker_20140626, accessed on January 16, 2026.