Lacker, Jeffrey Malcolm and Federal Reserve Bank of Richmond. "Interest Rate Benchmarks : Speech : Virginia Association of Economists and the Richmond Association for Business Economics, Federal Reserve Bank of Richmond" in Statements and Speeches of Jeffrey M. Lacker (September 2, 2016). https://fraser.stlouisfed.org/title/6827/item/678761/content/pdf/lacker_20160902, accessed on May 10, 2026.