Lacker, Jeffrey Malcolm and Federal Reserve Bank of Richmond. "Financial Education in the Wake of the Crisis : Speech : Council for Economic Education, Washington, D.C." in Statements and Speeches of Jeffrey M. Lacker (October 8, 2009). https://fraser.stlouisfed.org/title/6827/item/678675/content/pdf/lacker_20091008, accessed on January 23, 2026.