Lacker, Jeffrey Malcolm and Federal Reserve Bank of Richmond. "Economic Outlook, January 2015 : Virginia Bankers Association and Virginia Chamber of Commerce 2015 Financial Forecast, Richmond, Va." in Statements and Speeches of Jeffrey M. Lacker (January 9, 2015). https://fraser.stlouisfed.org/title/6827/item/678746, accessed on January 14, 2026.