Lacker, Jeffrey Malcolm and Federal Reserve Bank of Richmond. "Economic Outlook, January 2012 : Speech : Richmond Chapter, Risk Management Association, Richmond, Va." in Statements and Speeches of Jeffrey M. Lacker (January 13, 2012). https://fraser.stlouisfed.org/title/6827/item/678706/content/pdf/lacker_20120113, accessed on January 20, 2026.