View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

Home > Newsroom

St. Louis Fed's Bullard Discusses "U.S. Monetary
Policy: A Case for Caution"
May 11, 2018
SPRINGFIELD, Mo. – Federal Reserve Bank of St. Louis President James Bullard discussed
“U.S. Monetary Policy: A Case for Caution” on Friday at the Spring�eld Area Chamber of
Commerce.
In the talk, Bullard explained that U.S. monetary policy has been normalizing during the
last two and a half years, with the Fed’s balance sheet shrinking relative to U.S. GDP and the
Fed’s policy rate (i.e., the federal funds rate target) increasing relative to policy rates in key
foreign economies.
He posed the question: “How far can the Fed go along the current normalization path?” He
then presented �ve reasons for caution in deciding whether to raise the policy rate further
in the near term. The reasons spanned the following areas: in�ation expectations, the
neutral policy rate, the �attening yield curve, room to grow business investment, and labor
markets in equilibrium.

In�ation expectations remain low
Bullard noted that market-based in�ation expectations are still low. On a PCE basis, they
remain centered somewhat below the Federal Open Market Committee’s (FOMC) 2 percent
in�ation target, inhibiting the FOMC’s ability to maintain the credibility of the target, he
explained.1
“By keeping the policy rate steady, the FOMC may be able to appropriately re-center
in�ation expectations at the target outcome for the next several years,” he said.

The current policy rate is neutral
Bullard noted that the policy rate setting is likely neutral today, putting neither upward nor
downward pressure on in�ation. “This suggests that it is not necessary to change the policy
rate to keep in�ation at target,” he said.

In recalling analysis he did earlier this year, he said the level of the trend short-term safe
real interest rate, the so-called “r-star,” is a starting point for the appropriate nominal policy
rate. He suggested that r-star remains in negative territory.
“That analysis also suggests that the nominal policy rate set by the FOMC is already
pressing against the upper bound of a neutral setting,” he said.

The yield curve is relatively �at
Bullard noted that the U.S. nominal yield curve has �attened since 2014. The spread
between the 10-year and one-year Treasury yields went from close to 300 basis points at
the beginning of 2014 to only 72 basis points as of the week of May 2.
“The yield curve could invert later this year or early next year if the Committee continues
increasing the policy rate and longer-term yields do not move higher,” he said.
He cited research by the Federal Reserve Bank of San Francisco, which suggests that yield
curve inversion is a reliable bearish signal for the U.S. economy. “It is unnecessary to press
policy rate normalization to the point of inverting the yield curve since in�ation and
in�ation expectations are either at or below target,” he said.

Business investment has room to grow
Bullard noted that investment in the U.S. economy as a fraction of GDP remains low and that
it has room to grow. He also noted that the corporate tax reform recently signed into law
was meant in part to address the dearth of investment.
“To the extent the corporate tax reform is successful today and over the next few years, the
economy could grow more rapidly without in�ationary side effects,” he said. “For this
reason, I would caution against translating faster real GDP growth into increased
in�ationary pressures.”

Labor markets are in equilibrium
Bullard recalled that after being dislocated during the aftermath of the 2007-2009
recession, U.S. labor markets have recovered to an equilibrium state. This means that the
suppliers of labor (households) and the employers of labor (�rms) are now on the same
footing in the labor market, he explained, adding that this is an appropriate situation that
the Fed should not disturb.
He also noted that labor market outcomes are not tightly associated with in�ation. He
explained that when compensation paid to workers increases, �rms have increased
incentives to substitute away from labor and toward capital investment, an effect that keeps

the labor market in equilibrium without in�ationary consequences.
“It is not necessary to disrupt this equilibrium to keep in�ation under control given the
current macroeconomic circumstances,” he said.
1 The FOMC’s in�ation target is in terms of the annual change in the price index for

personal consumption expenditures (PCE). Bullard explained that market-based measures
of in�ation expectations, which are for CPI in�ation, need to be adjusted downward
somewhat to roughly translate into PCE in�ation.