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St. Louis Fed's Bullard Discusses the Question of When U.S.
In ation Will Return to Target
11/14/2017
LOUISVILLE, Ky., – Federal Reserve Bank of St. Louis President James Bullard gave
remarks on “When Will U.S. In ation Return to Target?” at the Economic Update
Breakfast hosted by the St. Louis Fed and the Association for Corporate Growth.
In his talk, Bullard discussed the state of in ation, real economic performance and
nancial conditions in the U.S., and why these factors suggest the current level of the
Federal Reserve’s policy rate (i.e., the federal funds rate target) “is likely to remain
appropriate over the near term.”

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James Bullard
St. Louis Fed President and CEO

The 2017 In ation Surprise
Bullard noted that the U.S. in ation rate has been below the Federal Open Market
Committee’s (FOMC’s) 2 percent in ation target since 2012.
“In ation data during 2017 have surprised to the downside and call into question the
idea that U.S. in ation is reliably returning toward target,” he said. He noted that the
FOMC’s current median projection for core PCE in ation is 1.5 percent at the end of
2017. “If the Committee is going to hit the in ation target, it will likely have to occur in
2018 or 2019,” he added.
He said that the two most cited factors that could drive in ation higher are in ation
expectations and a faster pace of economic expansion.

In ation Expectations
Bullard explained that one important in uence on actual in ation is the state of
in ation expectations. “Expected in ation measures based on Treasury In ationProtected Securities (TIPS) remain relatively low,” he said, adding that “survey-based
measures have also slipped in the last year.”
In ation expectations can also be sensitive to oil price movements, he said, adding that
while prices have recently increased due in part to political developments in Saudi
Arabia, the increase would likely be limited because the U.S. tends to produce more oil
when prices rise.

Real Economic Performance
Regarding the second factor that could drive in ation higher, i.e., a faster pace of
economic expansion, Bullard looked at U.S. real GDP growth.

James Bullard is president and
chief executive o cer of the
Federal Reserve Bank of St.
Louis. In these roles, he
participates in the Federal Open
Market Committee (FOMC) and
directs the activities of the
Federal Reserve’s Eighth
District.
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“The data since the nancial crisis suggest that the U.S. has converged to 2 percent
real GDP growth,” Bullard said. He added that U.S. real GDP grew at an annual rate of
2.1 percent in the rst half of 2017. Meanwhile, second-half real GDP growth is showing
some improvement from the rst half of the year, with current tracking estimates near 3
percent.
However, “Real GDP growth will likely be slower in 2018 than it has been in the second
half of 2017,” he said.
Turning to U.S. labor markets, Bullard noted that the pace of employment growth has
slowed since 2015 and that the unemployment rate, at 4.1 percent in October, is
relatively low. However, he said that low unemployment is probably not a harbinger of
higher in ation, since the statistical relationship between unemployment and in ation
has broken down during the last 20 years.
“Even if the U.S. unemployment rate declines substantially further, the effects on U.S.
in ation are likely to be small,” he said.

U.S. Financial Conditions
Bullard also pointed to U.S. nancial conditions, which are currently considered easy, or
“low stress,” according to commonly used indexes. These indexes take into account
factors such as market volatility, which has been low, and interest rate spreads, which
have been relatively narrow.
“However, these indexes have an important asymmetry: High-stress readings are
associated with economic weakness. Low-stress readings do not reliably predict future
economic outcomes,” he explained. “The current low readings probably do not contain
any important signal at this point.”

Conclusion
Bullard reiterated that in ation has surprised to the downside this year and that
“in ation expectations remain below the level that would be historically consistent with
the FOMC’s in ation target.”
Regarding the performance of the economy, he said that “real GDP growth looks like it
may surprise to the upside during the second half of 2017 before shifting toward
slower growth in 2018.” He added that low unemployment readings are probably not an
indicator of meaningfully higher in ation over the forecast horizon.
In terms of U.S. nancial conditions, he noted that low nancial market stress readings
do not have strong predictive content for the economy.
Given these factors, Bullard concluded, “The current level of the policy rate is
appropriate given current macroeconomic data.”
Related: View photos of visit to Louisville.

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