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St. Louis Fed’s Bullard Discusses “Removing Monetary
Policy Accommodation”
March 02, 2022
ST. LOUIS – Federal Reserve Bank of St. Louis President James Bullard presented “Removing
Monetary Policy Accommodation (PDF)” at a meeting of Greater St. Louis, Inc. on Wednesday.
Bullard said that the U.S. real economy has more than fully recovered from the pandemic
recession, which ended nearly two years ago. He added that the economy is expected to grow
faster than its longer-run potential growth rate in 2022, although there are risks to the upside
and downside. Meanwhile, he noted that U.S. in�ation is running well above the Federal Open
Market Committee’s (FOMC) target.
“Current U.S. monetary policy is set at peak accommodation: The policy rate is near zero and the
Fed’s balance sheet has increased to nearly $9 trillion. This is putting upward pressure on
in�ation,” he said. “This situation calls for rapid withdrawal of policy accommodation in order to
preserve the best chance for a long and durable expansion.”

U.S. Economy More Than Fully Recovered
Bullard noted that the U.S. is currently in the expansion phase of the business cycle, with
national income higher than it was at the previous peak. He also noted that, with respect to the
level of real personal consumption expenditures, the economy has even surpassed the trend line
drawn from 2011, indicating that the U.S. economy is doing better in terms of real consumption
than it would have had there been no pandemic at all.
“Not only is the U.S. currently in the expansion phase of the business cycle, but real GDP is
poised to continue to grow at an above-trend rate in 2022,” Bullard said. “Accordingly, as
measured by key metrics, labor markets are very robust and are likely to improve still further in
2022.”
Bullard noted there are risks to the growth forecast. Developments in the Russia-Ukraine war
will have to be monitored closely but will likely impact Europe more directly than the U.S., he
said. Also, he said global energy markets will be impacted over the short-to-medium term, which
may lead to increased U.S. production of oil and natural gas. In addition, he pointed out that the
omicron wave of the pandemic appears to be fading, suggesting further reopening of the U.S.
economy in the second and third quarters.

An In�ation Shock
Bullard explained that when measured from a year ago, headline PCE in�ation is currently 6.1%
and core PCE in�ation is 5.2%—well in excess of the FOMC’s 2% target. He added that this is the
highest in�ation in nearly 40 years for both measures.
“In�ation is especially hard on low- to moderate-income households, as wage gains have not
kept up with in�ation for many workers,” he said.

The Monetary Policy Response
At the time of the pandemic recession, the FOMC moved the policy rate to near zero and began
large outright purchases of Treasury securities and agency mortgage-backed securities, Bullard
pointed out. “These policy settings largely remain intact today, and this is putting upward
pressure on in�ation, exacerbating the in�ation problem,” he said.
However, the FOMC agreed to phase out asset purchases by mid-March, and public commentary
has suggested more policy rate increases for 2022 than previously anticipated, he said. These
steps have had an impact on �nancial market pricing, according to recent trading, as 2-year and
5-year Treasury yields have increased about 100 basis points in the last �ve months or so, he
said.
“The FOMC has recently taken some steps to be in a better position to control in�ation over the
forecast horizon, and this has been re�ected in market pricing. This has been helpful in
tightening �nancial conditions,” Bullard said. “However, the FOMC must now follow through with
policy rate increases and balance sheet runoff or risk squandering policy credibility. In addition,
the FOMC may have to move more aggressively going forward if in�ation increases or does not
moderate as much as expected.”

Removing Monetary Policy Accommodation
Bullard noted that U.S. in�ation “has surprised substantially to the upside” in an environment
where measures of real economic activity and labor market performance are, despite
geopolitical risks, expected to remain robust. There has been an initial, implicit U.S. monetary
policy response to the ongoing in�ation shock, he said, and this response is already re�ected in
�nancial market pricing. He reiterated that the FOMC must now follow through in terms of policy
rate increases and balance sheet runoff.
“Forthright and transparent actions designed to keep in�ation under control will give the U.S.
economy the best possible chance at a long and durable expansion,” Bullard concluded.