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St. Louis Fed's Bullard Presents "The Pandemic
Endgame Continues"
February 03, 2021
ST. LOUIS — Federal Reserve Bank of St. Louis President James Bullard presented “The
Pandemic Endgame Continues” via webinar for the CFA Society St. Louis on Wednesday.
During his presentation, Bullard said the COVID-19 pandemic remains intense in the U.S.
and Europe, but the arrival of vaccines suggests the health crisis will wane in the months
ahead.
In addition, he said, “U.S. monetary and �scal policies continue to be exceptionally effective
in mitigating macroeconomic damage.” Macroeconomic forecasts, he noted, suggest very
strong U.S. real GDP growth for all of 2021.
“Downside risk remains, and continued execution of a granular, risk-based health policy will
be critical to maintain economic momentum,” he said.

Health Crisis Is Expected to Wane
Regarding management of the pandemic, Bullard said the global health crisis requires
continued daily management. He noted that daily fatalities per 100,000 population remain
near the highest levels of the pandemic in both Europe and the U.S. He added that East Asia
and Paci�c countries continue to report daily fatalities per 100,000 population that are an
order of magnitude lower than those in the U.S. and Europe.
“Key areas of global production must maintain safety protocols but are poised to bring the
pandemic under control,” he said.
Turning to vaccines, Bullard noted that vaccine distribution is being directed toward those
most vulnerable to COVID-19. “This suggests declining fatalities in the months ahead, even
before the pandemic comes under more complete control,” he said. However, he added,
“Virus mutation that renders current vaccines ineffective poses a tangible risk to this
scenario.”

Effective Monetary and Fiscal Policies
Bullard said that U.S. monetary and �scal policies have been exceptionally effective during
the crisis. Monetary policy included lowering the policy rate to the effective lower bound and
providing liquidity to �nancial markets through a variety of programs supported by the U.S.
Treasury, he noted.
“The backstop programs stemmed an incipient �nancial crisis during the March-April time
frame, to the point where current levels of �nancial stress are at pre-pandemic levels,” he
said.
On U.S. �scal policy in the �rst 11 months of 2020, Bullard noted that the total value of the
Coronavirus Aid, Relief and Economic Security (CARES) Act along with additional legislation
would be about $3.148 trillion. The �scal response drove personal income up to an all-time
high in the second quarter, which is the opposite of what normally happens in a recession, he
noted.
In addition, the Consolidated Appropriations Act of 2021, which was signed into law Dec. 27,
includes an additional $900 billion in pandemic relief, he pointed out.

U.S. Recovery Far Ahead of Schedule
Bullard said employment has rebounded more rapidly than expected, supporting the idea
that many layoffs were temporary as �rms adjusted to the pandemic.
“As a result, the U.S. labor market recovery is about four years ahead of where it was
following the 2007-09 recession,” he said.
A back-of-the-envelope calculation suggests that there is room for further decline in the
of�cial unemployment rate in the months ahead, Bullard said.
If all those unemployed identifying as “on temporary layoff” are simply recalled and nothing
else changes, the of�cial unemployment rate would decline to 4.8%, he said. If the “on
temporary layoff” category returns to a normal value (e.g., 1 million workers) and nothing
else changes, he calculated that the of�cial unemployment rate would still decline to 5.4%.
He noted that the median U.S. unemployment rate in the post-World War II era is 5.6%.

In�ation Expectations Recovering Toward In�ation Target
Bullard then discussed in�ation expectations. “Market-based in�ation expectations have
recovered from lows reached during March 2020,” he said. The Federal Open Market
Committee’s (FOMC’s) new policy framework, which was announced in Fed Chair Jerome
Powell’s 2020 Jackson Hole speech, has likely encouraged some of this movement, Bullard

explained.
He noted that TIPS-based breakeven in�ation, which is based on consumer price index (CPI)
in�ation measures, could move considerably higher and still be consistent with a personal
consumption expenditures price index (PCE) in�ation outcome modestly above the Fed’s 2%
in�ation target.
“This would be a welcome development for the FOMC, as in�ation has generally been below
target for many years,” Bullard said.