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St. Louis Fed's Bullard Discusses Successful
Normalization, With Challenges Ahead
April 11, 2019
Tupelo, Miss. – Federal Reserve Bank of St. Louis President James Bullard discussed “A
Successful Normalization, With Challenges Ahead” on Thursday in a presentation at the
Community Development Foundation of Tupelo.
Bullard began by noting that the Federal Open Market Committee (FOMC) indicated at its
most recent meeting that, if the economy evolves about as expected, the current level of the
policy rate—the federal funds rate target range—will be appropriate through 2019. The
FOMC also announced the Fed’s balance sheet reduction program will end this autumn.
“These events mark the end of monetary policy normalization in the U.S.,” he said. “The
campaign has been largely successful: Nominal short-term interest rates have been raised
from near-zero levels, and the size of the Fed’s balance sheet has been reduced as the
economic expansion has continued.”
While normalization has come to an end, the conduct of monetary policy has not, Bullard
pointed out. “The FOMC may elect to adjust monetary policy going forward, but any such
adjustments would be in response to incoming macroeconomic data and not part of an
ongoing normalization strategy,” he said.

Challenges Ahead
Bullard went on to discuss the macroeconomic challenges facing the FOMC during 2019.
Particularly, he pointed out that the FOMC may miss its in�ation target on the low side in
2019 based on current readings of market-based in�ation expectations, following seven
years of in�ation mostly below target.
Bullard also noted that the U.S. labor market is performing well, but feedback from labor
markets to in�ation is very weak. Furthermore, he said, “the Treasury yield curve has
�attened signi�cantly, and a meaningful and sustained yield curve inversion would send a
bearish signal for the U.S. economy.”

Market-Based In�ation Expectations Are Low
Bullard pointed out that the FOMC has a stated in�ation target of 2 percent. “An important
component of monetary policy is to be able to keep the actual in�ation rate close to the
target,” he explained. “In this quest, in�ation expectations are both an important
theoretical variable and also an important market-based evaluation of current monetary
policy.”
The FOMC has missed its personal consumption expenditures (PCE) in�ation target for
much of the period since 2012, Bullard noted. “Market-based measures of in�ation
expectations suggest that �nancial markets believe the FOMC will again miss its PCE
in�ation target to the low side in 2019 and, indeed, for the next �ve years,” he said.

Feedback from Labor Markets to In�ation Is Weak
Bullard noted that many have argued that in�ation is coming because labor markets are
strong. He explained that U.S. monetary policymakers and �nancial market participants
have long relied on the Phillips curve—the correlation between labor market outcomes and
in�ation—to guide monetary policy.
“However, these correlations have broken down during the last two decades, so they no
longer provide a reliable signal,” Bullard said, pointing out that policymakers have to look
elsewhere to discern the most likely direction for in�ation.
“It is no longer enough to merely cite strong labor markets and simply assert that in�ation
must be around the corner,” he said, adding that theoretical Phillips curves may still exist,
even when empirical Phillips curves have disappeared. He noted that this is a key issue for
central banks in the modern era.

Meaningful and Sustained Yield Curve Inversion
Threatening
Bullard then discussed U.S. yield curve issues and consequences of inversion. “A
meaningful and sustained inversion of the Treasury yield curve would be a bearish signal
for the U.S. economy,” he said.
An inversion would suggest that �nancial markets expect less in�ation and less growth
ahead for the U.S. economy than does the FOMC, which in�uences the short end of the
curve, Bullard explained, adding that inversions have been associated with recessions in
the postwar U.S. data.
“To be sure, yield curve information is not infallible, and inversion could be driven by other

factors unrelated to future macroeconomic performance,” he said. “Nevertheless, the
empirical evidence is relatively strong. Therefore, both policymakers and market
professionals need to take the possibility of a meaningful and sustained yield curve
inversion seriously.”

Conclusion
The normalization of U.S. monetary policy has come to a close at an appropriate point,
Bullard concluded. “Going forward, the FOMC may adjust monetary policy, but any changes
would be in response to incoming macroeconomic data and not part of an ongoing
normalization strategy,” he said.
The FOMC faces challenges, Bullard added, in that in�ation expectations remain somewhat
low and parts of the Treasury yield curve are inverted. “These market-based signals
indicate that the FOMC needs to tread carefully going forward in order to sustain the
economic expansion,” he said.