Minehan, Cathy E.
and Federal Reserve Bank of Boston
"U.S. Retail Payments: Change, Challenge and Opportunity."
Speech at the BAI [Bank Administration Institute] Transaction Processing and Payments Conference, Anaheim, California,
May 8, 2002,
https://fraser.stlouisfed.org/title/9017/item/667404, accessed on January 20, 2026.