Brown, Meta
, Stein, Sarah
and Zafar, Basit. "The Impact of Housing Markets on Consumer Debt : Credit Report Evidence from 1999 to 2012, Staff Report 617,"
Staff Reports (Federal Reserve Bank of New York)
(Revised September 2013).
https://fraser.stlouisfed.org/title/9235/item/673893, accessed on January 16, 2026.