Brown, Meta
, Grigsby, John
, Klaauw, Wilbert van der
, Wen, Jaya
and Zafar, Basit. "Financial Education and the Debt Behavior of the Young, Staff Report 634,"
Staff Reports (Federal Reserve Bank of New York)
(Revised September 2015).
https://fraser.stlouisfed.org/title/9235/item/673912, accessed on January 23, 2026.