Corcoran, Patrick J. and Wachtenheim, Judy A. "NOWs, Super NOWs, and the Interest-Elasticity of Household M-1 Demand, Research Paper no. 8416," Research Papers (Federal Reserve Bank of New York) (June 1984). https://fraser.stlouisfed.org/title/6570/item/707944, accessed on January 21, 2026.