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., - \ ' 1 Atlantic National Bank 257 Broadway, N ew York Established 1829 Nationalized 1865 1829 IME is a good test of banking serv T ice. There are certain banks outside of New York whose accounts have been with us for nearly a century Capital, Surplus and Undivided Profits, $1,900,000 8H-1464 2M 7-70 PH1NEAS EDWARD K CHER Vice-President sident JOHN P. LAIRD. As: Asst. Cashier. johnson; RS... - President NA' F BANK of Vlee-PrssWent Vice-President Vice-President Vice-President Viee-Prssidant Vice-President - - - Cashier - Asst. Cashier FRED’K 0. FOXCROFT -- - Asst. Cashier J. EDWIN PROVINE - -■ - Asst. Cashier WILLIAM E. DOUGLAS -HENRY L. SPARKS - -- - Asst. Cashier - Asst. Cashier BYRON P. ROBBINS - New York Organized 1 856 • Asst. Cashier PERCY J. EBBOTT - - - Aset. Cashier JOHN B. HEINRICHS - - Asst. Cashier LOUIS H. OHLROGGE -- - Asst. Cashier HUGO E. SCHEUERMANN Asst. Cashier JAY D. RISING - - - - Asst. Cashier Mgr. Fareign Degt. H. R. JOLLES - - Mgr. Trust Dept. RALPH L. CERERO Capital $ 5,000,000.00 Surplus and Undivided Profits 18,700,000.00 Deposits (Dec. 31, 1918) 200,000,000.00 Issues Letters of Credit for Travelers Available In All Parts of the World DIRECTORS STUYVESAHT FISH CHARLES SCRIBNER EDWARD C. HOYT W. ROCKHILL POTTS RICHARD DELAFIELD FRAHCIS R. APPLETON CORNELIUS VANDERBILT GILBERT G. THORNE RICHARD H. WILUAMS THOMAS F. VIETOR JOHN G. MILBURN WILUAM VINCENT ASTOR JOSEPH 0. OLIVER ROBERT P. PERKINS JOHN JAY PIERREPONT LEWIS CASS LEDYARD, Jr. HORACE C. STEBBINS JOHN C. VAN CLEAF SYLVESTER W. LABROT A Experienced travelers use them They are safer to carry than currency K. N. & K. Travelers’ Checks Replaced if lost when not countersigned Their cost is small Denominations: $10, $20, $50 and $100 Your Banker should have them If not, write us Knautb -Narboi* & Kubne Equitable Building New York City 4 Bond Service for Banks ONDS often afford advantages in the investment of your funds not obtainable in other ways. Long ex perience in dealing in bonds possessing the qualities required by banks makes it possible for us to render unusual service. B Correspondence and inquiries are suggested. B. Leach & Co., Inc. INVESTMENT SECURITIES NEW YORK 62 Cedar St. BOSTON 8 Post Office Square BALTIMORE Maryland Trust Bldg. MILWAUKEE First Nat. Bank Bldg. CHICAGO 105 So. La Salle St. BUFFALO Peoples Bank Bldg. PHILADELPHIA 115 So. 4th St. MINNEAPOLIS McKnight Bldg. Byllesby Utility Securities Yielding the investor better than ordinary returns. Stability proven by severest tests over a long period. Backed by a comprehensive organization of long experience. Public Utility Companies under the Management and Operation ofH.M. Byllesby & Company, include Arkansas Valley Railway, Light & Power Company, (Colorado) Louisville Gas & Electric Company Minneapolis General Electric Company Mobile Electric Company Northern States Power Company Oklahoma Gas & Electric Company Ottumwa Railway & Light Company San Diego Consolidated Gas & Electric Company Standard Gas & Electric Company Western States Gas & Electric Company Descriptive circulars, illustrated literature and complete earning reports sent upon request. H. M. Byllesby & Company Incorporated ENGINEERS MANAGERS PUBLIC UTILITY INVESTMENTS 111 Broadway New York 208 S. LaSalle St. CHICAGO Tacoma Washington — LOYDS BANK LIMITED, with which is amalgamated THE CAPITAL & COUNTIES BANK LIMITED, HEAD OFFICE: 71, LOMBARD STREET, E.C. 3, This Bank has over 1,200 Offices in England and Wales, and Agents and Correspon dents throughout the British Empire and in Allied and Neutral Countries. It under takes all departments of Colonial and Foreign Banking business. THE AGENCY OF COLONIAL AND FOREIGN BANKS IS UNDERTAKEN. AFFILIATED BANKS THE NATIONAL OF BANK Head Office : SCOTLAND, LIMITED. EDINBURGH. 124 Branches in the principal Cities and places in Scotland. LONDON AND RIVER Head Office : PLATE BANK, LIMITED. 7, PRINCES STREET, E.C. 2. 30 Branches in Argentina, Brazil, &c., Paris and New York. FRENCH AUXILIARY : LLOYDS BANK (FRANCE) AND NATIONAL PROVINCIAL BANK (FRANCE) LIMITED. OFFICES in LONDON (60, Lombard Street, EC. 3), PARIS (3, Place de I’Opera), BIARRITZ, BORDEAUX, HAVRE, MARSEILLES and NICE. 0 i s 5 T M t 6 7 w T F s i 2 1 4 1 2 3 4 2 9 10 ii 9 10 11 it 17 IS IS 14 12 13 12 13 14 15 16 17 18 5 19 8 7 20 21 21 22 24 25 19 20 21 22 23 24 25 26 22 27 29 10 MARCH FEBRUARY JANUARY s w T T F s 2 • 1 4 35 36 37 32 39 3 4 5 6 7 8 40 41 33 3 42 44 43 45 46 9 10 11 12 13 14 15 49 47 42 50 51 52 53 16 17 18 19 20 21 22 55 56 59 52 57 T M w F T s 60 1 61 62 63 64 65 66 67 2 3 4 5 6 7 8 62 69 70 71 72 73 74 9 10 11 12 13 14 15 75 76 77 72 79 21 20 16 17 18 19 20 21 22 22 24 23 25 26 27 22 23 24 25 26 27 28 29 23 24 25 26 27 28 26 27 28 29 30 31 s 32 54 ii M 29 90 30 31 MAY APRIL s 96 M 97 T w T F s 91, 92 91 94 95 1 2 3 4 5 92 99 100 101 102 6 7 8 9 10 11 12 103 104 105 106 107 102 109 13 14 15 16 17 18 19 110 in 112 113 114 115 116 20 21 22 23 24 25 26 117 112 119 s 'll 5 4' 131 127 122 T w T F s 122 123 124 125 126 1 2 3 4 5 129 190 191 192 191 6 7 8 9 10 11 12 195 196 197 192 199 200 13 14 15 16 17 18 19 202 203 204 205 206 207 20 21 22 23 24 25 26 202 209 210 211 s s M T w T F s 123 152 153 154 155 156 1S7 152 1 2 3 1 2 3 4 5 6 7 122 129 130 159 160 161 162 163 164 165 5 6 7 8 133 134 135 9 10 136 137 132 139 140 141 142 143 144 18 19 20 21 22 23 24 146 147 142 149 150 151 8 166 s 215 216 3 4 222 223 217 w 212 F s 213 214 T 219 229 230 173 1 2 220 221 120 s 250 M 172 w T F 247 242 1 2 3 251 252 8 9 7 8 222 257 252 240 177 246 227 235 176 T 7 232 175 245 226 234 235 17 18 19 20 21 22 23 237 171 172 179 121 6 233 170 29 30 225 241 242 24 25 26 27 28 29 30 27 28 29 30 31 174 5 232 169 22 23 24 25 26 27 28 224 231 162 SEPTEMBER 10 11 12 13 14 15 16 236 212 T M 9 10 11 12 13 14 167 15 16 17 18 19 20 21 AUGUST 194 201 F 122 132 JULY M 127 T 121 25 26 27 28 29 30 31 27 28 29 30 s 126 w 11 12 13 14 15 16 17 145 120 T M JUNE 4 5 254 255 s 6 9 10 11 12 13 259 260 261 262 263 14 15 16 17 18 19 20 264 266 26 7 2GB 269 21 22 23 24 25 26 27 271 273 28 29 30 243 31 NOVEMBER OCTOBER s F 276 s 2 3 4 222 223 224 6 7 8 226 227 222 9 10 11 229 290 294 295 296 297 291 292 19 20 21 22 23 24 25 299 300 301 302 303 304 26 27 28 29 30 31 F s s 2 307 302 309 310 311 312 341 M T w T F s 335 336 337 332 339 340 6 1 2 3 4 5 342 343 344 345 346 3 4 5 6 7 8 7 8 314 315 316 317 312 319 342 349 10 11 12 13 14 15 9 10 11 12 350 351 352 353 354 14 15 16 17 18 19 20 1 293 T 1 306 12 13 14 15 16 17 18 292 w 305 *** 5 T 1 1 221 225 M s 277 1 220 T 275 1 279 w 274 1 272 T M DECEMBER 320 321 322 323 324 355 325 356 357 352 359 360 361 16 17 18 19 20 21 22 21 22 23 24 25 26 27 327 362 322 329 330 331 332 333 23 24 25 26 27 28 29 334 30 7 363 364 365 28 29 30 31 Barclays Bank Limited WITH WHICH IS AMALGAMATED THE LONDON PROVINCIAL & SOUTHWESTERN BANK LIMITED LONDON, ENGLAND AND OVER 1350 BRANCHES CAPITAL (Subscribed) - - - $ 63,397,220.00 CAPITAL (Paid-Up) ... 36,447,220.00 RESERVE FUND. 30,000,000.00 DEPOSITS. 1,065,000,000.00 Chairman - - - - F. C. GOODENOUGH, ESQ. Deputy Chairman - SIR HERBERT HAMBLING Vice-Chairman - - - E. H. PARKER, ESQ. FOREIGN BRANCH: 168, Fenchurch Street, London, E. C. 3, England W. O. STEVENSON, Foreign Manager L. A. DAVIS, Deputy Foreign Manager Every Description of Banking Business Undertaken Address Communications to THE FOREIGN MANAGER, 168, Fenchurch Street, London, E. C. 3 RAND M-NALLY !“ t '' DIRECTORY 4registee$* WITH LIST OF ATTORNEYS THE BANKERS’ BLUE BOOK 2 January 1919 Edilion 47th YEAR 86t EDITION A Consolidation of RAND McNALLY BANKERS DIRECTORY FOUNDED 1872 V THE BANKERS REGISTER FOUNDED 1888 BANKEfS DIRECTORY (Homan’s and Sharp & Alleman’s Edition) FOUNDED 1845 (Oldest Bank Directory in the United States) See Pdie 13 for Alphabetical Table of Contents RAND NcNAL) [PANY, Publishers lilding CHICAGO (Held Office) V s UfSRARY NEW YO^ Copyright, 1883, by Rand McNally & Company. Jamary Edition. Copyright, 1883, by Rand McNally & Company. July Edition. Copyright, 1884, by Rand McNally & Company. January Edition. Copyright, 1884, by Rand McNallV & Company. July Edition. Copyright, 1885, by Rand McNally & Company. January Edition. Copyright, 1885, by Rand McNally & Company. July Edition. Copyright, 1886, by Rand McNally & Company. January Edition. Copyright, 1886, by Rand McNally & Company. July Edition. Copyright, 1887, by Rand McNally & Company. January Edition. Copyright, 1887, by Rand McNally & Company. July Edition. Copyright, 1888, by Rand McNally & Company. January Edition. Copyright, 1888, by Rand McNally & Company. July Edition. Copyright, 1889, by Rand McNally & Company. January Edition. Copyright, 1889, by Rand McNally & Company. July Edition. Copyright, 1890, by Rand McNally & Company. January Edition. Copyright, 1890, by Rand McNally & Company. July Edition. Copyright, 1891, by Rand McNally & Company. January Edition. Copyright, 1891, by Rand McNally & Company. July Edition. Copyright, 1892, by Rand McNally & Company. 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July Edition. Copyright. 1909, by Rand McNally & Company. January Edition. Copyright, 1909, by Rand McNally & Company. July Edition. Oopyright, 1910, by Rand McNally & Company. January Edition Copyright, 1910, by Rand McNally & Company. J uly Edition. Copyright, 1911, by Rand McNally & Company. January Edition. Oopyright, 1911, by Rand McNally & Company. July Edition. Copyright, 1912, by Rand McNally & Company. January Edition. Copyright, 1912, by Rand McNally & Company. July Edition. Copyright, 1913, by Rand McNally & Company. January Edition. Oopyright, 1918, by Rand McNally & Company. July Edition. Oopyright, 1914, by Rand McNally & Company. Copyright, 1914, by Rand McNally & Company. Copyright, 1915, by Rand McNally & Company. Copyright, 1915, by Rand McNally & Company. Copyright, 1916, by Rand ^McNally & Company. Copyright, 1916, by Rand McNally & Company. Copyright, 1917, by Rand McNally & Company. Copyright, 1917, by Rand McNally & Company. Copyright, 1918, by Rand McNally & Company. Copyright, 1918, by Rand McNally & Company. Copyright, 1919, by Rand McNally & Company. r. » ' *- '•. «’ 10 January Edition July Edition. January Edition Jply Edition. January Edition July Edition. January Edition July Edition. January Editit0July Edition. January Edit?11f Rand - REFERENCE Nally BANKERS DIRECTORY S’-’Ro.sTe. WITH LIST OF ATTORNEYS Official Numbering Agent for American Bankers Association 86th JANUARY, 1919 EDITION 4 7 th YEAR 'Announcement E take pleasure in announcing the absorption by the RAND-McNALLY BANKERS DIRECTORY of the BANKERS REGISTER (Blue Book), for many years published by The Credit Company of Chicago, and the combining of the names of these two well-known publications, beginning with this, the Eighty-sixth Edition of TTAe f^and-McNally angers Directory. Some years ago, the BANKERS REGISTER absorbed the BANKERS DIREC TORY, HOMAN’S and SHARP & ALLEMAN’S EDITION, so that the present Directory is a consolidation of the three best known Bankers’ Directories published in this country. . ' We believe that this consolidation is for the best interests of all concerned and we feel sure that the banks throughout the country will welcome this move on the part of the publishers of the RAND-McNALLY BANKERS DIRECTORY. / We assure our patrons that, as in the past, nothing will be left undone by us in our effort to give them a Directory as nearly perfect as experience, continued vigilance, time, and money will make it and we welcome suggestions for the betterment of this service. We wish to impress our constantly increasing number of friends and patrons that the claims of this publication for your patronage are: 1. It is honestly revised twice a year. 2. It is complete, up to date and is published nearer to the date of the information it contains than is any other similar publication. 3. It is printed in tabulated form, all similar items being placed in the same column, for the purpose of comparison—more expensive for us, more satisfactory for your purpose. 4. It is beautifully printed in clear, readable type. 5. It gives to advertisers a country-wide circulation, covering a majority of the best banks in America and thousands of the large corporations and lawyers offices, a circulation three times that of any other similar publication and larger than that of any other financial publication in America. W In Short, it is an Honest Product We hope that the results of our efforts may meet with your continued appro*an^ we thank you for your patronage. RAND McNALLY & COMPANY. Publishers Rand-McNally Building Chicago (Head Office} - 11 - New York INDEX JANUARY, 1919 States and Territories. Alabama.................................. Alaska....................................... Arizona.................................... Arkansas................................. California............................... Colorado.................................. Connecticut........................... Cuba......................................... Delaware............................... District of Columbia.......... Florida.................................... Georgia.................................... Hawaiian Islands.............. Idaho ...................................... Illinois..................................... Indiana.................................... Iowa......................................... Kansas..................................... Kentucky.............................. Louisiana............................... Maine....................................... Maryland............................... Massachusetts...................... Michigan............................... Minnesota............................. Mississippi............................. Missouri.................................. Montana............................... Nebraska............................... Nevada.................................... New Hampshire................... New Jersey.......................... New Mexico.......................... New York............................... Banks. Map. PAGE. PAGE. Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed On Index Ala. On Index Alsk. On Index Ariz. Opp. Little Rock On Index Cal. On Index Colo. Opp. New Haven Index South Amer. Index Md. On Index D. C. On Index Fla. On Index Ga. On Index Hawaii On Index Ill. Opp. Chicago On Index Ind. On Index Iowa On Index Kas. On Index Ky. On Index La. On Index Maine On Index Md. On Index Mass. On Index Mich. On Index Minn. On Index Miss. On Index Mo. On Index Mont. On Index Neb. On Index Nev. On Index N. H. On Index N. J. On Index N. Mex. Index N. Y. C. States and Territories. North Carolina................. North Dakota................... Ohio....................................... Oklahoma........................ ... Oregon.................................. Pennsylvania..................... Philippine Islands............ Porto Rico.......................... Rhode Island...................... South Carolina................. South Dakota-.................... Tennessee............................ Texas .................................... Utah....................................... Vermont.............................. Virginia.................................. Washington........................ West Virginia................... Wisconsin............................. Wyoming............................. Dominion of Canada ... Alberta............................. British Columbia .... Manitoba........................ New Brunswick............ Newfoundland............... Nova Scotia................... Ontario............................. Prince Edward Island Quebec............................. Saskatchewan.............. St. Pierre et Miquelon Yukon............................... Mexico.................................. Banks. Map. PAGE. PAGE. Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed On Index N. C. On Index N. D. On Index Ohio On Index Okla. On Index Ore. On Index Penna. On Index Phil. Is. South Amer. On Index R. I. On Index S. C. On Index S. D. On Index Tenn. On Index Tex. Opp. Salt Lake C. On Index Va. Opp. Norfolk On Index Wash. On Index W. Va. On Index Wis. On Index Wyo. On Index Can. On Ind. Can. On Ind. Can. Opp. Winnipeg Opp. Halifax Ind. Can. Opp. Halifax Opp. Toronto Opp. Halifax Opp. Montreal Ind. Can. Ind. Can. Ind. Can. On Index Mex. Indexed MISCELLANEOUS MAPS PAGE. Africa............................................. Opposite Africa (Foreign List) Bank Transit map (A. B. A. Num. System) Opposite 18 Boston, Mass..................................................................... “ Boston Boston and Vicinity..................................................... “ Boston Buffalo, N. Y..................................................................... “ Buffalo Chicago, Ill......................................................................... “ Chicago Cincinnati, Ohio.............................................................. “ Cincinnati Cleveland. Ohio.............................................................. “ Cleveland Denver, Colo..................................................................... “ Denver England..................................................................... On Index London Europe........................................................................On Index Foreign Federal Reserve Districts.................................... Opposite 12 .............................................. “ Indpls. Indianapolis, Ind. .................................. ... “ Kan. City ’^ansas City, Mo. .............................................. “ Los Angeles MLAngeles,Cal. .............................................. “ Milwaukee aukee, Wis.. Minneapolis, Minn..................................... Opposite Minneapolis New York City, N. Y........................................ • New York City New York City (Greater N.Y. and vicinity) ‘ * New York City Philadelphia, Pa..................................................... “ Philadelphia Philadelphia, Pa. (Vicinity Map)................... “ Philadelphia Philadelphia and Environs............................... “ Philadelphia Pittsburgh, Pa. (Main Portion)..................... “ Pittsburgh St. Louis, Mo......................................................... “ St. Louis St. Paul, Minn........................................................ “ St. Paul Seventh Federal Reserve District................... “ Chicago South America.......................................................... “ S. Amer. (For eign List.) United States......................................................... “ 12 Washington, D. C.......................................................... Index D. C. West Indies................................................................. Index S. Amer. World................... .............................................................. Opposite 16 MISCELLANEOUS CONTENTS For alphabetic arrangement of subjects and guide for use of Directory, see page 13. Foreign Banks, Bonded Lawyers, Laws, Accessible Towns, and Directors are thumb indexed in back of this volume. 12 AUSTRALIA and NEW ZEALAND. BANK OF NEW SOUTH WALES {ESTABLISHED 1817.) Paid-up Capital Reserve Fund Reserve/Liability of Proprietors $19,524,300.00 14,750,000.00 19,524,300.00 $53,?98,600.00 Aggregate Assets 31st March, 1918 - $305,984,997.00 J. RUSSELL FRENCH. General Manager 334 BRANCHES and AGENCIES Papua (New Guinea), and London. tralian Banking Business. Head Office: GEORGE STREET. SYDNEY in the Australian States, New The Bank transacts every Zealand, Fiji, description of Aus Wool and other Produce Credits arranged. London Office: 29. THREADNEEDLE STREET. E. C. 2 i BRANCHES The American Audit Company PUBLIC ACCOUNTANTS HOME OFFICE: 100 Broadway NEW YORK CITY LAFRENTZ, C. P. A. (N. Y.). Scranton Boston Philadelphia Atlanta Wash in«toN| M Certified Statements prepared for Banks show= ing the Financial Condition of Customers desiring Credit Y. Cmicado Richmond Established Since 1899 Without Change In Management F. W. N Waldorf-Astoria, D. C ILWAUKEC New Orleans Baltimore London, E G.. Eng. President ngitude VVestWfroin_Gre ;nwich Lake Winnipego sis Saakatc St. Joseph Brandoi* Estevan Morris TURTLE / Keninarfc t William Red Li >kston J iriiffortT Mirand Carrington' Sudbury* ^ZTSSstique , Ashcroft 'S' W" '**<*„* }a' 1 Ho&d Shoshone O rinettt? Belle Fourche k. Whitewood [tntelc y? llaire | Shakop Pierre {shkoshW FondW S. du Lack x'^’PxPortaV Elktot Newcastle Chaml>erlato| pHot'Sprlnge VetoskeJWi i.aX^ rj_AlpenaS^ fclCity . I dGrajUng Bi ’rentioej Orton v$ „ "4 .Albert Leal Mitchell t WinonaS ^Austin [anitOW’ Edgemont I Clare’ [ilwaukf® \»‘ I JahjesvW XGalena^, Ainsworth 1/11 sworth Norfolk X^Dniuli Lincoln/ Alma JSlatW ^Hastings . , Superior^ Fair! Clifton ■ Limon St'SosehJ AtchisonM S^n^j: t’ir, r<*ntros^j Cheyenne WeST ------- rtc aSSSJ ScluliT A’riuceton 2j>P$oia1 5 Hmporia J ftchinso Q Fort Se/t Lamar] ©Wlcl Trinidad Anthony Jviowa^—} StO Rolla/ iBismarcl litn ( Parsoc-3' 5»ld P. \ ^Norton* WUlowX p0pla] ^Springs \ fSan Bernard! .Qolton “InasbvivI^ | 7 £ . s i Fayetteville tcoiu®toU OklaH 'Amarillo 'Chickasha Gurdon, /McGehee\ Camden ^/Ewerton^ I Recatur! "Little Rock^ Fnlls^i~~_ ' -Henriettas^ ihl»ock rjjgtaksd PI fort Smitu us Duncan Childress fy jhattanoogaTJ ColVMB) ing«9t* ^WeBt TennH. > Colunal TexaikanS (Ca^sbad set water* Monroer" Merldiai Midland (GreenVfi IFlomaton jelo Lufkin .larvillj (*SSBB -Longfellow? Kerrville, pslon! ■ban Antonio ^"Orleaus Chlhuah, ^Galveston Pi'edras Negras’ «<Wiee' ,t peterBhur,. Tampa &a »rpu9 Christ! [Laredo punta BANV' distr/cts 1ttOM8Al,I> Torreon Brownsville^ Saltillo, UNITED STATES SCALE ' L. de la ' Madre .Durango .Victoria Statute Miles, 240=.! Inch. Rand McNally’s New 11 x 14 Map of United States. Copyright by Rand McNally & Co. IhlaNUS Tortuga8 CAPITAL and SURPLUS $9,000,000.00 RESOURCES OVER $135,000,000.00 A Commercial BanJ(—National and International Ikving National Bank. New York AMERICAN HOLIDAY CALENDAR, 1919 Showing Holidays in addition to Sundays affecting the Maturity of Negotiable Instruments Interest Rate Copyright, 1919, by D. H. G. Penny Jan. Alabama................ Alaska..................... Arizona................... Arkansas............... California.............. Canal Zone......... Colorado................ Connecticut.......... Delaware.............. District of Columbia Florida........................ Georgia....................... Hawaii........................ Idaho........................... Illinois......................... Indiana....................... Iowa............................. Kansas........................ Kentucky................... Louisiana................... Maine.......................... Maryland................... Massachusetts. . . . Michigan................... Minnesota................. Mississippi................ Missouri.................... Montana................ .. Nebraska................... Nevada....................... New Hampshire . . . New Jersey.............. New Mexico............ New York.................. North Carolina .... North Dakota.......... Ohio............................. Oklahoma.................. Oregon........................ Pennsylvania........... Philippines................ Porto Rico................. Rhode Island........... South Carolina.... South Dakota.......... Tennessee................. Texas.......................... Utah............................. Vermont..................... Virginia....................... Washington.............. West Virginia.......... Wisconsin.................. Wyoming................... Canada........................ Province Quebec . . Cuba............................ Feb. 22 12-22 14-22 22 12-22 22 12-22 12-22 12-22 22 4 30 9-13 14-26 18 18 18 18-26 26 25 18 19 18 19 18 26 22 17* 18 12 22 22 12-22 22 22 12-22 22 22 12-22 12-22 22 12-22 3 18 17-18 18 13 18 21 15 16 5 . 27* 25 27* 25 27* 25 27* 25 27* 25 3-27* 25 27* 25 27* 25 13 27* 25 13 27* 25 10 11-27* 25 27* 25 27* 25 27* 25 13 27* 25 13 4-27* 25 13 27* 25 27* 25 i3 27* 25 1-27* 25 13 27* 25 27* 25 13 27* 25 13 27* 25 27* 25 27* 25 27* 25 27* 25 13 27* 25 13 27* 25 13-31 27* 25 13 4-27* 25 13 27* 25 13 4-27* 25 13 27* 25 27* 25 27* 25 13 27* 25 27* 25 13 4-27* 25 13 27* 25-30 27* 25 13 27* 25 13 27* 25 .... 27* 25 27* 25 i3 27* 25 27* 25 i3 27* 25 4-27* 25 27* 25 13 27* 25 13 27* 25 27* 25 8-25 1 7-25 io ......... 8-25 18 13 13 13 25 18-21 18-12 24 t Any agreed rate legal on collateral demand loans $5,000 and over, t 12% maximum on sums up to $500. § 10% on Real Estate Mortgages. * Subject to proclamation. Dates given are probable ones. February 7, Arbor Day in Southern Arizona; February 25, Primary Day in Chicago. March 4, Mardi Gras in Parish of Orleans (Louisiana) and Escambia County (Florida). April 1, City Election in Chicago; April 4, Abor Day in Northern Arizona. Oct. Nov. Dec. Mar. April F r k What You Want To Know AND How To Find It IN Rand McNally Bankers Directory and Bankers Register THE BLUE BOOK SUBJECT EXPLANATION HOW FOUND Accessible Points----------------------- Towns without banks____________________________ See "Non-Bank Towns” below American Bankers Association... Members of, indicated by a_______________________ • after name of bank. Numerical System. Explanation of_______________ Map opposite page 18. Officers of__________ ____________________________ Page 17. A. B. A. Transit Numbers........ ....... Assigned to banks exclusively by this Directory under the authority of The American Bankers Association___________________________________ (Bonded).................. .............................................................. National and State, with addresses_______________ and Officers.............. ....................... ............... ..................... of United States, National, State, and Private; statement, officers, general information_______ Calendar------------------------------------- for year _________________________________________ Canada--------------------------------------- $anks of, giving all branches, officers, capital, cor respondents, etc.______________________________ Clearing House Members------------- in each cily, indicated by a................ . ..... ........... ......... Clearing Houses------------------ ------ in United States and Canada......................................... Attorneys---------------------- ------ -— Bank Examiners ------------------------Bankers Associations----------------Banks___________________________ Under name of each bank. See “Lawyers” below. Pages 19-20-21. Pages 17-18. Indexed alphabetically as to States. Towns and Banks. Page 7. Indexed “Cana.,” Alphabetical as to Prov inces. * before the name of bank. Page 24 and at end of bank list in each city. Comptrollers’ Calls------ -------------- to National Banks, dates of and day of week, from 1886 to date----------- ---------------- --------------------------Opposite Page 16. Correspondents-------------------------- of each bank given................ . ....................... :................. After name of bank. County--------------------------------------- in which town is located given—.................. ............. After name of each town. County Seat---- -------------------------- indicated by a--------------------- -------------------------------- ‘before name of town, both in Bank List and in Lawyers List. Date of Organization of Bank........ indicated by------------------------- *....... ......................... — Figures after name of bank. Directors_______________________ of Banks and Trust Companies----------------------------- Indexed "Direct.” Federal Reserve Banks--------------- Complete Information___________________________ Page 25 and map opposite page 12. Federal Reserve Districts----------- District in which town is located-------------------------- Bold face figure under name of town or See top of first column bank pages. Federal Reserve Members----------- State Banks and Trust Companies.................. ........... ♦ Under name of bank. Financial Statement------------------- of every bank in United States and Canada given Indexed Alphabetically, as to State. after name of bank........ .. ......... ................. ................... Towns and Banks. Foreign Banks--------------------------- and Bankers (Selected List)_____________________ Indexed "Forgn." Foreign Coins----------------------------- Value of, in U. S. Money................................................... Page 23. Foreign Languages-------------- ------ Table of cardinal numbers and commercial terms, in ten languages-------- ------------------------ ------------- Page 22. Foreign Lawyers............................. Specially prepared list.—------------------------------------ Under index “Lawy.” Grace, Days of----------------------------- Alphabetically arranged as to states.................. ......... Page 14 and under “Laws.” Holidays------------------------------------- Table of, according to states........................................... Opposite Page 13. Interest Rates----------------------------- Alphabetically arranged by states, for quick refer ence ___________________________________________ Page 14 and opposite page 13. Investment Bankers Association. Members listed in large cities marked by a_______ If After name of firm. Investment Dealers--------------------- Selected List--------------------------------- --------------------- Following banks in each city. Islands__________________________ Cuba, Porto Rico, and Philippines, Banks of_______ Indexed immediately after States. Laws____________________________ A carefully prepared digest of Banking and Com mercial Laws of each state.—.................................... Indexed "Laws.” Lawyers------------------------------------- In principal towns and cities. Bonded by Ameri can Surety Co. of New York. Special list of foreign attorneys--------------- -------- ---------------------- Indexed “Lawy." Legislatures.................. ----------— Dates of Meetings_______________________________ Opposite Index "Laws.” Location of Towns on State Maps (Map given with each state) indicated by_________ Guide Letter and Figure after each town. Maps____________________________ Rand McNally's newest maps of states, principal See Index Page 12. cities, Canadian Provinces, Mexico, etc;_________ Inserted in proper geographical position. Indexed “Mexico.” Mexico..—______________________ Banks and map of___________________________ Negotiable Instruments-------------- Laws relating to, and states which have passed “ The Negotiable Instruments Law"___ _________ See "Laws,” Indexed. Non-Bank Towns-------------- --------- Showing nearest accessible banking points, and whether Money-Order Office, Telegraph Station, or Express Office......................................... ................... In United States and Canada______________ ____ — Number of Banks...------------------Numerical System of A. B. A.------ explanation and map of_________________________ of every bank in United States, Canada, and Mexico Officers_________________________ given after name of bank____ _________________ Explanations and Rates............................. ...................... Parcel Post------------------------------Population of Banking Towns .... shown by_________________ _____ _________________ Postage Rates----------------------------- and Postal Regulations............................................. ......... Private Banks----------------------------- (Unincorporated) indicated by a................................... Reserve Cities------------ ---------------State Bankers Associations-------State Banks_____________________ Statutes of Limitations-------------- Under State Supervision_____ ________ __________ for National Banks______________________________ Members of, indicated by a.................. . ........... ............. (Incorporated) indicated by a____________ ____ __ Arranged for quick reference......................................... 13 Indexed “Acces.” See Page 15. Opposite page 18. Indexed by States. Page 16. Figures under name of town both in Bank List and in Lawyers List. Page 16. t after name of bank. See Page 15. Opposite Page 19. etc. J after name of bank. 8 after name of bank. Page 14. See also "Laws,” indexed. INTEREST ON GRACE RATES, SIGHT DRAFTS, AND STATUTES OF LIMITATION See also “Laws,” indexed in back of this Volume INTEREST RATES-NOTES AND ACCEPTANCES—GRACE. STATES AND TERRITORIES. Legal Rate Rate of by Interest Contract. Notes and Acceptances Due on Holidays. Half Days. Are payable Per ct. Per cent. and protestable the day— Alabama____________ Alaska______________ Arizona.—.................... Arkansas___________ California.................... Colorado_______ ____ Connecticut.................. Delaware___________ Districtof ColumbiaFlorida .......................... Georgia_____________ Hawaii_____________ Idaho............................. Illinois_____________ Indiana..._______ .... Iowa_______________ Kansas____________ _ Kentucky..................... Louisiana..................... Maine...................... ...... Maryland__________ Massachusetts______ Michigan__________ Minnesota__________ Mississippi.................. Missouri___________ Montana.__ i_______ Nebraska__________ Nevada.................... 4. New Hampshire.... New Jersey________ New Mexico ...-...... New York_________ North Carolina____ North Dakota_____ Ohio_______________ Oklahoma_________ Oregon____________ Pennsylvania______ Philippine Islands.. Porto Rico_________ Rhode Island______ South Carolina____ 8outh Dakota______ Tennessee.............. . Texas............................ Utah........ .................... Vermont___________ Virginia___________ Washington_______ West Virginia______ Wisconsin.............. Wyoming____ _____ Alberta British Columbia ... Manitoba.................... New Brunswick___ Nova Scotia.............. Ontario____________ Quebec -...................... Saskatchewan.......... 8 8 6 6 7 8 6 6 6 8 7 8 7 5 6 6 6 6 5 6 6 6 5 6 6 6 8 7 7 6 6 6 6 6 6 6 6 6 6 6 6 7 7 6 6 8 6 6 6 6 6 8 5 5 5 5 5 5 5 5 8 12 10 10 Any rate 12 12 6 ion 10 8 12 12 7 8 8 10 « 8 Any rate 6 Any rate 7 10 8 8 12 10 12 S 6 12 . 6t 6 10 8 10 10 6t Any rate • 12 Any rate 8 12H 6 10 12 6 6 12 6 10 12 Any rate Any rate Any rate Any rate Any rate Any rate Any rate Any rate After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After Afterl After After After After After After After After After After After After After After After Holidays falling on Sunday are observed the day— STATUTES OF LIMITATIONS. Notes. Sight Bills. Drafts. Open Ac counts. Notes and Written - Con tracts. Judg ments. Sealed Instru ments wit nessed. Years. Years. Years. Years. 3 6 3 6 6 20 10 10 10 6 3 4 6 6 3 3 3 4 5 2-4 6 6 6 3 5 3-ion 5 6-20H 2011 20 12 20 7 5 4 5 5 6 5 3 10 10 10 5 5 15 5-10 6-20 3-12 6 6 6 6 10 8 5 6 6 6 6 6 3 6 20 20 20 5 15 10 20 12 20 6-10 10 7 10 10 5 6 20 20 7 20 No grace No grace No grace No grace No grace No grace No grace No grace After No grace No grace • No grace No grace No grace No grace After No grace No grace After No grace No grace After No grace No grace After No grace No grace No grace No grace After No grace No grace After No grace No grace After After After After No grace No grace No grace No grace After After After No grace No grace After After No grace No grace No grace No grace After After No grace After After Grace After No grace No grace After No grace After After Grace After No grace No grace After After No grace No grace After After No grace No grace Afterlf After No grace No grace After After No grace No grace After No grace No grace After After After No grace No grace After No grace After After Grace No grace No grace After After No grace No grace After After No grace No grace After After No grace No grace After No grace No grace After After No grace No grace After After No grace No grace After After No grace No grace After After No grace No grace After After No grace No grace After After No grace No grace After No grace Grace After After No grace No grace After After No grace No grace After After No grace No grace After After Grace After n Grace No grace No grace After After No grace No grace After After No grace No grace After After No grace No grace After After No grace No grace After . After No grace No grace After No grace No grace After After Grace Grace After Grace Grace After After Grace Grace After Grace Grace Grace After Grace After Grace Grace After Grace Grace After Grace Grace After After After Before After After After After After Before After After After After • In Denver, Due Saturday during June, July, and August protest Saturday or Monday at option of holder, t Any rate agreed upon in writing is legal on collateral demand loans of $5000 and over. U See laws, indexed in back of this volume. 14 2 5 3 6 3 6 6 6 3 5 5 4 4 6 6 4 6 3 6 6 3 6 6 10 6 6 6 6 2 4 6 3 3 5V 6 8 6 6 6 6 6 5 6 6 15 5 6 6 6 6 6 6 4 6 6-14 5 6 10 6 10 6 6 6 6 6 6 5 6 10 21 1-5 10 20 ion 20 20 10-20 10 10 8 8 10 6 10 10-20 5-10 12 20 10 20 20 20 30 12 3-20n 17 20 12 20 10 20 10 5 15 10 20 12 20 10 6 6 10 8 5 6 20 16 6 20 10 6 15 5 10 20 10 20 6-20 20 6 4 6 8 10 6 10 10-20 10 20 20 10 20 20 20 NUMBER OF BANKS IN THE UNITED STATES AND CANADA IMPORTANT: This tabulation covers only institutions performing the functions of a bank. Some publishers, for reasons of their own, include in their tabulation all those concerns whose names they pub lish but whose business is confined to the selling of Investments. Such information is naturally mislead ing. We carry the names of thousands of such institutions but they are not included in this tabulation. UNITED STATES I I,' STATE Alabama......................■ Alaska..................... Arizona.......................... Arkansas........................ California...................... Colorado ..,................... Connecticut................. Delaware................. • District of Columbia. Florida.......................... Georgia.......................... Hawaii................... Idaho .............................. Illinois................... .... Indiana.......................... Iowa................................. Kansas.................. Kentucky............ Louisiana.............. Maine................. Maryland............ Massachusetts .. Michigan.............. Minnesota............ Mississippi.......... Missouri............... Montana.............. Nebraska.............. Nevada............ .... New Hampshire. New Jersey.......... New Mexico.... New York State. North Carolina.. North Dakota... Ohio........................ Oklahoma............ Oregon..;.......... Pennsylvania.... Rhode Island ... South Carolina.. South Dakota... Tennessee............ Texas..................... Utah....... .............. Vermont........ Virginia................. Washington .... West Virginia... Wisconsin............ Wyoming.............. Grand Total, United States......................................................................... Total National Banks. Total State Banks and Trust Cos. Total Private Banks t Total All Banka. 94 3 18 80 277 127 67 19 14 54 98 3 69 471 255 356 235 127 43 63 95 157 108 303 34 121 134 193 10 55 200 44 482 82 169 371 345 89 836 17 81 126 112 542 27 48 149 116 119 144 39 252 17 82 379 523 226 148 35 37 194 649 22 136 858 602 1,316 1,056 451 238 116 181 307 523 1,154 291 1,211 266 958 23 70 174 69 494 467 709 * 817 488 • 176 526 42 353 518 428 908 98 57 3lS 257 214 786 104 *11 1 357 21 100 468 793 367 222 53 53 255 786 29 204 1,843 1,037 1,906 1,286 591 282 179 289 467 ’ 851 1,457 325 1,346 409 1,151 33 125 381 114 1,108 551 878 1,145 833 266 1,412 59 441 651 541 1,616 125 105 475 373 333 930 144 7,821 20,121 *9 *12 4 1 *3 41 6 *3 511 *175 241 *3 1 13 *3 220 *14 *9 *7 1 132 2 *157 *1 *50 *7 *7 1 166 11 1 l,824t 29,766J ♦‘Under State Supervision. JThis does not include corporations, firms, and individuals whose names appear herein but which are doing an investment business only. — CANADA Alberta............................................................. British Columbia........................................ Manitoba........................................................... Miquelon......................................................... New Brunswick........................................ Newfoundland ................................................................... ................................................................. ........................ ■ Nova Scotia....................................................................... Ontario......................................................... Prince Edward Island.................................................................. Quebec................................................................................... Saskatchewan ........................-.y, ................... ........... ..... * ‘ /....................... ... e . . ........................ ............ ........... Yukon....................................................................... .. .... .... • • • • •• • • • Total, Canadian Banks and Bankers............ 15 282 173 215 1 119 34 ' 119 1,162 17 820 433 3 3,378 RATES OF POSTAGE DOMESTIC Classes. Postage. First Class—Tetters and sealed packages .. Postal cards (except printed Advertising cards larger than Government post card size which are le) Second Class—Newspapers, periodicals entered as second-class matter and sent by the pnb- liaher nr news Agent . .. Kama whrui mailed by othftrs than above ...... __ Third Class—Circulars, pamphlets, and other matter wholly in print, proofsheets, cor-1 rected proofsheets and manuscript copy accompanying same______________ f Fourth Class—Merchandise and matter not included in any of the above classes___________ Special Delivery in addition to regular postage. ..______________________________________ Registry Fee in addition to regular postage.. -.................................................................................. 3 cts. each oz. or fraction thereof 2 cts. each_________ 1 ct. ner pound .. (1 ct. each 4 oz. or fraction, stamps 1 affixed.............. .. , 1 ct. each 2 oz. or fraction thereof ) ) ’ Parcel Post Rates (see below) ~ 10 cts. ______ 10 cts. Limit Weight. Foot lbs. No limit. No limit. 4 lbs. For packages over four pounds and all books, see Parcel Post Rates. Eleven pounds. FOREIGN POSTAGE TABLE Foreign mail should be fully prepaid, as double the amount of deficient postage is collected before delivery in countries of destination. The rates of postage to all foreign countries and colonies (except Great Britain, Ireland. Newfoundland, Canada, Cuba, Mexico, and Republic of Panama) are as follows: Letters, first ounce or less, 5 cents; each additional ounce or fraction of an ounce, 3 cents. Single postal cards each, 2 cents; doable postal cards, each, 4 cents; newspaper and other printed matter, for each two ounces or fraction thereof, 1 cent. Letter postage to Great Britain Ireland, and Newfoundland is 3 cents an ounce. Commercial Papers.—Packets not in excess of 10 oz., 5 cents; packets in excess of 10 oz., for each 2 oz. or fraction thereof, 1 cent. Samples of Merchandise.—Packets not in excess of 4 oz., 2 cents; packets in excess of 4 oz., for each 2 oz. or fraction thereof, 1 cent. Merchandise sent on order or as a gift must be sent by Parcel Post (note below) or is subject to letter postage which must be fully prepaid. Registration fee on letters or other articles, 10 cents. Ordinary letters for any foreign country (except Canada and Mexico) will be forwarded, whether any postage is prepaid on them or not. All other mailable matter must be prepaid at least partially Limit of weight for printed matter, 4 lbs., 6 oz. Postcards. Commercial Papers. Samples of Merchandise. Printed Matter per 2 oz. Packets in Packets in Packets not Packets not in excess of excess of 10 in excess of excess of 4oz. oz. for each 2 for each 2 oz. 10 oz. each. 4 oz. each. oz.or fraction or fraction. „__ Canada _____________________ U. S. Dom. U. S. Dom. U. S. Dom. 10 cents. U. S. Dom. 5 cents. 1 cent. 6 cents. 1 cent. rates. rates. rates. rates. nI cents. . ...fr Mexico____________________ U. S. Dom. U. S. Dom. U. S. Dom. 10 cents. U. S. Dom. 5 cents. lcent. i cent. rates. rates. rates. rates. 10 cents. 1 cent. A1' other Foreign Countries.. Note above. 2 cents. 4 cents. 5 cents. 1 cent. 2 cents. 1 cent. The postage rates and conditions to Alaska, Cuba, Hawaii, Guam, Porto Rico, the Philippines, Republic of Panama, and the Island of Tutnila are domestic in every particular. Countries or Place op Destination. Letters. Single, each. With paid reply, each. Registra tion fee. TABLE SHOWING RATES OF PARCEL POSTAGE Parcels weighing four ounces or less are mailable at the rate of one cent for each ounce or fraction of an ounce regardless of distance. Parcels weighing more than four ounces are mailable at the pound rate, as shown by the following table, and when mailed at this rate any fraction of a pound is considered a full pound. Parcels are limited in weight to seventy pounds within the third zone and to fifty pounds beyond the third zone, and in size to eighty-four inches in “ length and girth combined.” Rate on books weighing eight ounces or less is one cent for each two ounces or fraction thereof for any distance: over eight ounces, the zone parcel post rates apply. Maps for any zone center with complete instructions can be purchased from Rand-McNally & Co., Chicago. WAR TAX,— One cent on twenty-five cents (less than 25 cents, no tax), two cents on twenty-six to fifty, three cents on fifty-one to seventy-five, four cents on seventy-six to one dollar. 1st zone Weight 1st pound Each ad ditional lb. 2d zone rate 3d zone rate 4th zone rate 5th zone rate 6th zone rate 7th zone rate 8th zone rate Local rate $0.05 Zone rate $0.05 $0.05 $0.06 $0.07 $0.08 $0.09 $0.11 $0.12 O.Oj • 0.01 0.01 0.02 0.04 0.06 0.08 0.10 0.12 PARCEL POST RATES TO FOREIGN COUNTRIES Note: During the war times, consult your Post Office for rates to European countries affected by the war. Twelve cents per pound or fraction thereof; limited to eleven pounds in weight and three and one-half feet in length and to six feet in length and girth combined. DOMESTIC MONEY ORDER BUSINESS The printed application form must be used when applying for a money order. The applicant must write his or her own given name and surname In full, and given name of the payee must be stated in full if known, otherwise initials may be used. The given name of married women must be used and not that of their husbands. Names of places, streets, and numbers should be written in plainest manner possible. A money order can not be made payable to more than one person or firm. Domestic Money Order Fees For orders of $2.50 or less__________ Over $30.00 and not exceeding $ 40.00___ 3c Over $ 2.50 and not exceeding $ 5.00. “ 40.00 “ “ 50.00___ 5c " 5.00 “ “ 10.00. “ 50.00 “ “ 60.00___ 8c “ 10.00 “ “ 20.00. “ 60.00 “ “ 75.00___ 10c “ 20.00 “ “ 30.00. “ 75.00 “ “ 100.00___ 12c Orders payable at a money-order office can not be issued for an amount exceeding $100, INTERNATIONAL MONEY ORDERS Money orders can be issued between the United States and fifty-eight countries, rates differing and subject to change. latest rates. See your Postmaster for RATES FOR EXPRESS MONEY ORDERS Mot over ................ $2.50___ ___ 3 cts. 1 Over $10.00 to $20,00.. ______ 10 cts. 1 Over 140.00 to S50.00 ____ 18 cts. Over $2.5# to 5.on._._ ___ 5 cts. Over 20.00 to 30.00 ----------12 cts. 1 Over 50.00 to 60.00 .........20 cts. 5.M to 10.00.__ .—8 cts. 1 Over 30.00 to 40.00.. ...........15 cts. 1 Over 60.00 to 75.00.„. ____ 25 cts. Over 16 Over $75.00 to $100.00_______ 30 ct*. Over $100.00 at above rates. DATES OF COMPTROLLER’S CALLS TO THE NATIONAL BANKS FROM 1886 TO DATE YEAR ; 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 1913 1914* 1915* 1916* 1917* 1918* JAN. FEB. MAR. APR. MAY JUNE JULY AUG. F F M 4 66 13 70 1 T M 30 76 14 69 80 Th T 7 w 5 65 28 w 7 w 12 w 11 Th 4 96 30 61 DEC. M 16 76 13 76 s 17 78 M 4 67 Th F 9 66 25 78 T T F F 17 77 30 80 9 4 65 12 56 w 12 69 w 18 75 T T Th 5 76 7 63 11 66 s 28 79 Th T T 7 69 6 84 28 79 M 26 69 T 1 90 M 6 87 12 60 F 13 76 Th 17 72 w 15 71 Th Th T Th 14 70 20 68 1 72 s 2 86 5 76 w 5 60 65 Th 30 86 7 69 w 5 68 M 30 77 29 64 25 77 26 73 w 24 78 w 30 74 F Th 6 73 T 9 62 9 61 T 54 T T 5 F Th M 15 82 w 16 77 M 28 66 74 Th 13 99 T 10 71 T M 15 61 25 71 w 9 92 T Th T Th 9 73 6 89 17 69 10 65 T M F Th 14 62 29 76 25 88 9 6 67 18 73 4 76 M T M F M 12 69 78 F M Th T 22 55 20 59 22 94 3 103 F w 15 62 w 23 56 w 23 70 w 1 70 T Th 29 57 Th 30 93 w 7 92 1 Th 14 73 14 90 F w 28 82 5 70 T 7 59 Th 20 77 14 57 w 4 61 J) 118 18 58 F 4 59 T 4 76 14 66 13 73 31 76 s 7 59 T F T M 3 83 19 77 w 19 78 T S 29 81 s 26 75 70 T 9 82 18 65 22 66 w 11 62 72 T 2 70 w 4 50 Th 4 63 T 7 67' M 5 68 M 1 68 s 1 58 M 10 70 T 5 CALLS 95 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 T 26 83 10 5 2 14 10 5 9 0 9 6 4 7 6 8 4 2 5 5 2 5 1 3 4 1 I 4 j 5 1 2 i 7 1 5 10 7 167 T 21 73 S s 12 74 31 48 2 71 F T Th 12 73 w T 1 57 2050 F 16 76 1 85 w 4 82 w 2353 10 67 2950 T 62 66 1 55 30 60 T Th F S 9 F 27 65 DATES 1 69 19 78 w 2 68 76 Oates and number of Calls made on respective dates 63 14 68 F 23 70 F 5 2 82 F Th 18 62 F F 30 80 F 4 59 28 77 4 M Th w 28 71 13 84, NOV. T F T SEP. OCT. 1183 s 31 62 Th 31 61 w F 10 69 31 51 w 17 66 27 40 T M 20 70 31 41 F T 1 62 3160 21 43 30 27 33 13 on Monday “ Tuesday “ Wednesday “ Thursday “ Friday “ Saturday Total, 167 * Sis calls made in 1914, 1915, 1916, 1917 and 1918. | Figures in BLACK denote day of month call was made. KEY Figures in COLOR show number of days intervening between calls. ( LETTERS In Black signify day of week call was made. Printed by permission of the Crocker National Bank, San Francisco, Cal. j WMhingt. LINCOLN » SEA. Longitude West from Greenwich WORLD C. Alexandra ast from Greenwich Longitude ,C. Bridgman Wyckoff I. C. Henry 1 Cape Alfred Trnest Rand McNally's Now 11 a 14 Map of the World. Copyright by Rand McNally S Co. C. Sherard-Osborne USLAKBS SVEKDRL' .RUDOLF LAND <o Hvldt Land I ELAND (NORTH EAST HALL LAN "LAND FRANZ JOS I \\ A’ternKiwn Xy 1 WASHINGTON LAND «ke 1. PRUDIIOE 3L. Lands End(gj?, DENMAI Pt. Barrow Wrangell 2 7 Liverpool Coast iu«Sfcores&y Sd. Jan Maj en I. C. Brewster JAMESON LAN1 ISLAND Lofoten ISLANDS'.-!* Bodo j Egedesuiind c? 9 Christ ylolsteinborg Olekmlnsk 60 Hiutorsk 5 (Okhotsk^ Nelkar / SEA (>F Krasnoyarsk I Bratskly f j OKHOTSK Nikolaievsk' desert Of oor£- 1 4 OR-SHAMO---------------Hat 15° R E P U|B L I ' Bering I. O, Miedni -™?WVpER ! parforsk * OULFOF c^p PEKING-® rolet {Battle Harbor A Lo. Angeli n Foochow xhr.wfu S zharleston. ■vanriah lRianne **St. LOUII iSj’ilifeSu sVENeTuELA, Archipelago tS-JOe..) I SUNDA J8I.x It Mil „ ffeSTBRN | Carnarvon*? Edel Landv& — — f Freinantb Williamsburg C. Leeuwin 0 AUSTRALIA nloe SEA Xtw^ ■^Bowen C ALEDO NIA Iterrii Jd«Tl4-£-~ h,.it,(iP Australian i/t Balluriit op -pass Strait, Burnid* TASMANIA^ HobiU 45° NIGERIA Tropic of capricorn Easter ^Torfoi.kIs. 'Soi rif Island Cape Providence' ---------------------- S Sala-y-Gomez 1. TubuaiJs. , ^Newcastle Jforth Cape Sydney ^EW ^Nonpi Island jf Bombala AucklandI > ' 7-0 ^a8t Cape (bourne NewIPlymoutb ^Napier ZEALAND/ ^^/ELlllNGTON I NetsyrfM iJl^ristchkrchtJ’CiiATHA .HokitikapfJ 10 * Marques; Asoension L, (BR.) [Madras 8UDAN ; BANGUI C. Commit Islands >’■ ITISK L P’r.) ^.Ceyeon (ADunedin Stewart I. JIIonibaea ^GERMAN 5»ZAK^IBAR 1 (BR.) ACllAGOS IS. A EAST 1 • rEls.(BR.)> (pa.) ^AFRICA,(dar-es-Salam LAmiras . Prot•idence I. (VH-) ?0Co”2R2J8A LRQUHARj kasinoaWTS* (Por,)^ Trujillo^ Limj Callao' Loanoa'^' r N V / A N Benguela. Society Is. fBR-.&FR.) Loyalty Is. „a4ltrisbnne Auckland [BUEA ‘ Porto Seguro (br.) rToNOA ^ababjak1 Xbeb*4 St. Helena (BR.) •TuaIotv ABCiuriLAOO Cbarlkill. 'X: ' TWady Hallafc l NO UI Al filial, ^ANGtO *(?<>***{ EGYPTIAN 0? Wadan^ oTimbuktu FRICA Ellice Is. ew^’Hebridbs ptKookhampton. CAIROiW egypt|V _ __£^lsuan' _Tenduf____ |_ _ _ . oMab|Uk _ IE0R6ET0WN Paramaribo C-W* —j-t'Wirtr.------ 8 sKliotau. GuayaqU'oV‘6< Phoenix Is. (br.) Santa ■> Yarkand .Anhkabi BatmubstJ (Bi.) dap»cas*J^)2; Howland I. Gilbert .Baker I. Islands ; MOLUcfc-A^Is. galk. LTE'.KERAN1 Meicinc: y .0Jt Benkuleir 30° SkJCARA<*DAJ Brunei, 0° Cocos OR ^“atan Keeling la. ^4 (BR.) V CHRISTMAS! . gaenllnafc Black C. Verdc^ GUAIEMA1* (a lay C. Blanco^ INDIES Marshall Is. (gsr.) Caroline Islands Troitsk COfi§JAICiNOPL£ {•_>) ■(' ------------ --------------IfMnr.icok Canary Is. (sP«n.rn .Wake I. Is. • Samar I. 0 ' .Bahama Revill> Gig edo Is. Honolulu 'Hainan I. J Luzon I.U ^Philippine Is. 15° Set ?' V o Saratov0. « -• Kursk t ■ ° Kharkov/. \^-.Ekaterino«l// Str. of (Jibraltarf Madeira Is. - La PisJ ^STnTu^ Tropic OF CANCER TObolskT^, 'Ekaterinburg . iay of Biscay C. FinUterre <7fcQ LlSSON^gl C. St. Azonne (PpRT.) y- * ?enia<^ <$•, _Waiar** Ikdai 'On HX^jC. Hatteras San DiegoV__£y,,„, 30° 4’±kBT' 1 otoa Mlngan lEWFOUt OLANO j£t. Johns rC. Race| fC. Breton I. t/ilalifax C. Sable i«5‘£ TO* ; , denmaR ”• COPENH'A Ur£FA ’J fhJUmburj isles' Surgut lSainarT?’ hjstyug Velikiy- ^“Petrograd <* V°'°w^vJa’ FORTH t BRITISH SacrnmeniAl'8"" °’ L"I 5 in Francisco \wy.lnrJi*1^? 5 Trondhjt ChrisJ fraugell I WMeford' (Calgary-^L.JL rUrout.r UNaw-WestmiaX VaNCO» iver Victorians-T—'-jrc. Flattery f ____ Qlyinpli^ 1 /^.ButteC^ PortlandopHeiL \ Saloin° A C. Mendocino \ Oi& Mezen Archangel Moro .’Bergen^. \$ Prince of Wrales Lhaban ax« FjoVak Reykjavik' C. Farewell DyeaJ CharlotteIslan ALEUl\ Sakhalin N'i.„,.rh0L tx_0^Moulo 4 ajkC. Chidley_ ^W^Raniah ' /^Afognak I. < ?KoL,akAlKA silka 1 Udskoi /»j> 3 Kenai'/ ' C. Oliutorsk KaragiuBkii I. I ! Ozernyl BE | (Zoidea. Pustozersk t^TorneS ARCTIC CIRCLE FoitS»«np«or LC Selkl Tauisk <.Yrnl»oi»k'V'ti; ■ Dawson ) N ul a t o AflnVitaol Mnndyr 7 St. Lawrence . C. Navarin I. ’enjinsk Glzhiga Yakutsk, - AngjnagBalll Jckertqppen C iGodthaab j flJchtenfelss LiFredferikahas Rampart .j/ ft Y(J. 0j''4r Norn) ’•’•v-i'iz- 15° ^Kaiser > Franz Josef Fjord SCORESBY LAND jC. Adair VICTORIA --•Ft. Yukon J ^khoy/rf^kj^L — <C ( vTrkhnokolymskJ 7 (Upernivik Inltt BAI" :kourn Mackenzie lllalka Nizhne-( Kolymsk, C. Petermann sTSaci ilamke B. V/• I I PRINCE fBAXKS iSLANoZ Ust-Yansk iC. Mauritius ^BARENTS ISLANDS THOUSX niralty Melville Sound Pr. Alfred i [Bulun CHARLES Abarentz I. Ice FjordS Bell Sd., ■^MelviU Bay "■ Taimyr. UsVAnabarkoe, SPITSBERGEN HUI ELM eolintojla. KOTEL^r Kittff B.^J C. Marie Valdemar C. Bismarck Koldewey I. Prince Patrick Ijf ( Henrietta I. Q Jeannette I. ISLANDS \Fadeisf oi I PRINCE CIIARLE^ FORBLAND •J’ARRY is C. Chelyuskin Y’ Thaddeua - >RTH EAST' LAND 7 Amsterdam I. Kane\Ba«ih 75° ALEXANDRA I.,< ~ , C. Ma.y-^f MALLEMUCK R NICHOLAS II LAND Rid de Janeiro ““^Jliotheroy •.TrinidadTr.’ Tsantos '^Desterro Forto jMegri •Antofagasta^ Sflto «° Copland o r° 'A ^LaSeren^ARCEb^l " Coquimq** Valparaiso' Santiago ChilldSh J! Grande do Sul ?C P^MONTEVIOEO Wolfish Bay' - WINOHJ Cargados Is. /Tamatave ^(Antananarivo k‘ o / q oMnurltl i *TtKODES( BEL II LANA phL'Tx ; deFuiUNCO 1 Marques C. Ste. Marie ■nifontel UN'0** A fllASERU >- CAPt OFOOC^ HOPE ^n-zvcs^l*ort Elizabeth Tristan da Cunh; (BR.) New Amstfrd im (Fr.) I Carmen de Patagon e .Madias -L #J—£j^ut_f(ifSe, Geo^ 5 5? Zo, I ^Puerto L;. t-'~'"-i2 'uerto Descado Desr.ad •Crozet Marion 1. (fr.) GUELEN I. (FR.) Wellington I. 'Santa Cruz. Antipodes I. (BR.) . Campbell I. Antipodes of (“»■) Greenwich I. Punta Ai Santa Ixe Tierra VFuec. McDonald (>■«■) Hoard I. Macquarie Is. (Bn.) , Emerald 00° South Shetl Elephant l.W '=*2! r L4, Clarence uK,“S Ceor?c 1 vdW^J'J,''"LLr ^pVRoss I. v ' a. ' Antarctic Circle 11 'ifXlSER V Land .'GRAHAM’S -------------------------zi LAND ENDERBY. AND KAISER WILHELI Rand McNally & Company’s Building CLARK, HARRISON, AND LA SALLE STREETS CHICAGO DESCRIPTION Three hundred feet front on Clark and on La Salle streets, and extending on Harrison Street the entire block between these two thoroughfares. Covers sixty-four thousand square feet of ground—more than any other building in down-town Chicago. Steel fireproof construction with reinforced concrete floors, necessary to carry the enormous weight of the machinery used in the business. Has 1,595 windows, a mammoth power plant, nine passenger and freight elevators, filtered and refrigerated water, automatic sprinkling system. BANKERS’ ASSOCIATIONS, 1919 IOWA BANKERS’ ASSOCIATION. AMERICAN BANKERS’ ASSOCIATION. President, Robert P. Maddox, president Atlanta National Bank, .A.tlant a CJ a First Vice-President, Richard S. Hawes, vice-president Third National Bank, St. Louis, Mo. .. . _ TT • . Second Vice-President, John S. Drum, president Savings Union Bank & Trust Co., San Francisco, Cal. General Secretary, Frederick E. Farnsworth, o Nassau St., New York President, M. H. Calderwood, president Eldridge Savings Bank, Eldridge. Vice-President, J. O. Trumbauer, vice-president Farmers Loan & Trust Co., Waterloo. Secretary. Frank Warner, 710 Fleming Bldg., Des Moines. Treasurer, O. F. Fryer, president Iowa State Savings Bank, Fairfield. Treasurer James D. Hoge, chairman of the board. Union National Bank’, Seattle. Wash. General Counsel, Thomas B. Paton, 5 Nassau St., New York City. Assi <serretarv William G. Fitzwilson, 5 Nassau St., New York City. Manager Protective Dept., L. W. Gammon, 5 Nassau St., New York. Editor of The Journal, George Lewis, 5 Nassau St., New York City. President, F. II. Foster, president Fort Scott State Bank, Fort Scott. Vice-Presidont, J. R. Burrow, president Central National Bank, Topeka. Secretary. W. W. Bowman, Topeka. Assistant Secretary, Fred M. Bowman, Topeka. Treasurer, A. H. Suter, cashier Commercial National Bank, Hutchin son. KANSAS BANKERS’ ASSOCIATION. ALABAMA BANKERS’ ASSOCIATION. KENTUCKY BANKERS’ ASSOCIATION. President, Val Taylor, president Canebrake Loan & Trust Co., President, E. T. Franks, president United States National Bank, Owensboro. Secretary, J. C. Cardwell, Paul Jones Building, Louisville. Treasurer, H. R. Prewitt, president Exchange Bank of Kentucky, Louisville. Vice-President, B. W. Pruett, vice-president First National Bank, Secretary^anil Treasurer, H. T. Bartlett, cashier, First National Bank, Montgomery. LOUISIANA BANKERS’ ASSOCIATION. ARIZONA BANKERS’ ASSOCIATION. President, Frank Roberts, vice-president Calcasieu National Bank of Southwest Louisiana, Lake Charles. Vice-President, Charles deB. Claiborne, vice-president WhitneyCentral National Bank, New Orleans. Secretary, Eugene Cazedessus, vice-presiderft Bank of Baton Rouge, Baton Rouge. Treasurer, W. J. Mitchell, vice-president Commercial National Bank, New Orleans. President, P. P. Greer, president First National Bank, Globe. Vice-President, M. I. Powers, president Citizens Bank, Flagstaff. Secretary, Morris Goldwater, pres. Com’l Tr. & Sav. Bk.. Prescott. Treasurer, J. R. Todd, cashier Gila Valley Bank & Trust Co., Globe. ARKANSAS BANKERS’ ASSOCIATION. President, Carl Hollis, cashier, Merchants & Planters Trust & Savings Bank, Warren. Vice-President, W. C. Johnson, president Cleburne County Bank, Heber Springs, Secretary, Robt. E. Wait, Little Rock. Treasurer, Frank Farris, cashier Farmers State Bank, Conway. MAINE BANKERS’ ASSOCIATION. Vice-President, H. M. Lawton, cashier National Bank of Gardiner, Gardiner. Secretary, Edward S. Kennard, cashier Rumford National Bank. Rumford; Treasurer, Geo. A. Safford, cashier Hallowell Trust & Banking Co.. Hallowell. CALIFORNIA BANKERS* ASSOCIATION. President, W. D. Longyear, vice-president Security Trust & Savings Bank, Los Angeles. Vice-President, George S. Meredith, cashier Farmers & Merchants Savings Bank, Oakland. Secretary, Frederick H. Colburn, 628 Mills Bldg.. San Francisco. Treasurer, F. O. Cooke, vice-president Mercantile National Bank, San Francisco. MARYLAND BANKERS’ ASSOCIATION. President, W. S. Gordy, Jr., cashier Salisbury National Bank, Salis bury. Secretary, Charles Hann, asst, cashier Merchants-Mechanics First National Bk., Baltimore. Treasurer, Wm. Marriott, cashier Western National Bank, Baltimore. CANADIAN BANKERS’ ASSOCIATION. MASSACHUSETTS BANKERS’ ASSOCIATION. President, Edson L. Pease, managing director Royal Bank of Can ada, Montreal, Que. Secretary-Treasurer, Henry T. Ross, National Trust Bldg., Montreal, Que. President, Elmer E, Onthank, president Safety Fund National Bank, Fitchburg. Vice-President, Charles G. Bancroft, president International Trust Co., Boston. Secretary, George W. Hyde, asst, cashier First National Bk., Boston. Treasurer, J. H. Gilford, cashier Merchants Nat. Bank. Salem. COLORADO BANKERS’ ASSOCIATION. President, W. L. McCaslin, president Farmers National Bank, Longmont. Vice-President, F. J. Denison, president Drovers State Bank, Denver. Secretary, Paul Hardey, casnier Interstate Trust Co., Denver. Treasurer, Carey B. Adams, assistant cashier First National Bank, Delta. MICHIGAN BANKERS’ ASSOCIATION. President, Otto Schupp, vice-president and cashier Bank of Saginaw, Saginaw. First Vice-President, G. J. Diekema, president First State Bank, Holland. Second Vice-President, John W. Staley, vice-president Peoples State Bank. Detroit. Secretary, Mrs. H. M. Brown, Ass’n Office, 1313 Ford Bldg., Detroit, Treasurer, II. H. McMillan, cashier Peoples State Bank, Munising. Counsel, lial H. Smith, of Beaumont, Smith & Harris, Detroit. CONNECTICUT BANKERS’ ASSOCIATION. President. R. LaMotte Russell South Manchester. president Manchester Trust Co., Vice-President, William B. Bassett, cashier Phoenix National Bank, Hartford. Secretary, Chas. E. Hoyt, treasurer So. Norwalk Tr. Co., So. Norwalk. Treasurer, A. A. McLeod, treasurer Plainville Trust Co., Plainville. MINNESOTA BANKERS’ ASSOCIATION. President, Edgar L. Mattson, vice-president Midland National Bank, Minneapolis. Vice-President, M. J. Dowling, president Olivia State Bank, Olivia. Secretary, G. II. Richards, 601 Northwestern Bank Bldg.,Minneapolis. Treasurer, C. II. Draper, president First National Bank, Wells. DELAWARE BANKERS’ ASSOCIATION. President, John S. Rossell, president Security Trust & Safe Deposit Co., Wilmington. Vice-President, George Massey Jones, vice-president First National Bank, Dover. Secretary and Treasurer, Win. G. Taylor, vice-president and secretary Delaware Trust Co,, Wilmington. MISSISSIPPI BANKERS’ ASSOCIATION. President, R. C. King, cashier Bank of Commerce, Greenwood. Vice-President, Thad B. Lainpton, vice-president Capital National Bank, Jackson. Secretary, George B. Power, Jackson. Treasurer, E. P. Peacock, president. Bank of Clarksdale, Clarksdale. DISTRICT OF COLUMBIA BANKERS’ ASSOCIATION. President, M. D. Rosenberg, president Bank of Commerce & Savings, Washington. First Vice-President, Robert N. Harper, president District National Bank, Washington. Second Vice-President, John B. Larner, Washington Loan & Trust Co., Washington. Secretary, Eugene E. Thompson, Crane, Parris & Company, Bankers, Washington. Treasurer, A. S. Gatley, cashier Lincoln National Bank, Washington. MISSOURI BANKERS’ ASSOCIATION. President, F. T. Hodgdon, cashier Farmers & Merchants Bank, Hannibal. Vice-President, W. L. Buechle, president Security National Bank, Kansas City. Secretary, W. F. Keyser, Sedalia. Assistant Secretary, E. P. Neef, Sedalia. Treasurer, It. F. McNally, vice-president National Bank of Commerce. St. Louis. FLORIDA BANKERS’ ASSOCIATION. President, J. A. Griffin, cashier Exchange National Bank, Tampa. First Vice-President, G. G. Ware, president First National Bank, MONTANA BANKERS’ ASSOCIATION. Secretary and Treasurer, O. R. DeSaussure Jacksonville, President, C. F. Morris, vice-president Security State Bank, Havre, Viee-lTesident, W. J. Johnson, president First National Bank, Lewis town. Secretary and Treasurer, E. A. Newlbn, cashier Great Falls National Bank, Great Falls. GEORGIA BANKERS’ ASSOCIATION. President, William O. Lanier, president First National Bank, West Point. First Vice-President, T. R. T urner, president First National Bank, Haddock. ■ „ ___ Secretary, Haynes McFadden. Candler Bldg., Atlanta. NEBRASKA BANKERS’ ASSOCIATION. President, W. S. Weston, president First National Bank, Hartington. Secretary, William B. Hughes, mgr. Omaha Clearing House, Omaha. Treasurer, J. F. Coad, Jr., president Packers National Bank of South Omaha. Omaha. Treasurer, E. L. Henderson, cashier Commercial Bank, Cedartown. COUNTRY BANKERS ASSOCIATION OF GEORGIA President, R. D. Leonard, president Bank of Dallas, Dallas. First Vice-President, L. P. Pattillo, president Bank of Buford, Buford. Secretary and Treasurer, L. R. Adams, secretary Bankers Trust Co., 212-215 Healey Bldg., Atlanta, Ga. IDAHO BANKERS’ ASSOCIATION. NEVADA BANKERS’ ASSOCIATION. President, C. W. Foote, cashier Churchill County Bank, Fallon. Vice-President, Mose Reinhart, president Winnemucca State Bank. & Trust Co., Winnemucca. Secretary, J. W. Davey, assistant cashier Reno National Bank, Reno. Treasurer, J. T. Goodin, cashier First National Bank, Lovelock. President, D.W. Davis, president First National Bank, American Falls. Vice-President, Monte B. Gwinn, First National Bank of Idaho, Boise, Secretary, J. W. Robinson, Boise. Treasurer, I. N. Antbes, president Citizens Bank, Pocatello. NEW HAMPSHIRE BANKERS' ASSOCIATION. President, John K. Bates, president First National Bank, Portsmouth. Secretary, Harry L. Additon, vice-president and cashier Merchants N. Bank, Manchester. Treasurer, Arthur T. Cass, cashier, Citizens National Bank, Tlitou, ILLINOIS BANKERS’ ASSOCIATION. President, Chas. H. Ireland, cashier Washburn Bank, Washburn. Vice-President, Leroy A. Goddard, Chicago. Secretary, M. A. Graettinger, 208 S. La Salle St., Chicago. Treasurer, Edward A. Hintz, Chicago. Assistant Secretary, Olive S. Jennings, Chicago. NEW JERSEY BANKERS’ ASSOCIATION. President, Elwood S. Bartlett, cashier Atlantic City National Bank, Atlantic City. Vice-President, Waiter P. Gardner, vice-president, New Jersey Title Guarantee & Trust Co., Jersey City. Secretary, Wm. J, Field, vice-president Commercial Trust Company of New Jersey, Jersey City. Treasurer, Robert D. Foote, president National Iron Bank, Morristown. INDIANA BANKERS’ ASSOCIATION. President, Robt. A. Morris, cashier Fairmount State Bank, Fairmount. Vice-President, R. W. Akin, cashier Peoples State Bank, Sullivan, Ind. Secretary Andrew Smith, vice-president Indiana National Bank, Indianapolis. Tr easurer, J as. O. Sanders, cashier Birdseye National Bank, Birdseye 17 BANKERS ASSOCIATIONS, 1919—Continued NEW MEXICO BANKERS’ ASSOCIATION. SOUTH DAKOTA BANKERS’ ASSOCIATION. President, J. J. Jaffa, vice-president Citizens National Bank, Roswell. Vice-President, George Ulrick, vice-president Exchange Bank, Carri zozo. Secretary, R. L. Ormsbee, cashier Capital City Bank, Santa Fe. Treasurer, W. A. Losey, cashier First National Bank, Hagerman. President, Alex. Highland, vice-president Aberdeen National Bank fa ftATl Vice-President, Harry Wentzy, president Security Savings Bank Rapid City. K’ Secretary, F. D. Peckham, president First National Bank, Alexandria Treasurer, R. A. Goodwin, vice-president Wakonda State Bank. NEW YORK STATE BANKERS’ ASSOCIATION. • TENNESSEE BANKERS’ ASSOCIATION. President, Delmer Runkle, president Peoples National Bank, Hoosick Falls, N. Y. Vice-President, D. Irving Mead, vice-president National City Bank, Brooklyn. Treasurer, Otho Churchill, cashier Bank of Hamburg, Hamburg. Secretary, Edward J. Gallien, 128 Broadway, N. Y. City. President, Chas. A. Lyerly, president First National Bank of Chatta nooga, Clarksville. Vice-President, J. E. Quisenberry, cashier Hiwassee Bank, Hiwassee. Secretary, H, G. Huddleston, Nashville. Treasurer, N. Giles Carter, cashier First National Bank, Harriman. NEW YORK SAVINGS BANK ASSOCIATION. TEXAS BANKERS’ ASSOCIATION. President, Samuel H. Beach, president Rome Savings Bank, Rome. First Vice-President, John M. Satterfield, president American Savings Bank, Buffalo. Secretary, Hollis H. Searles, cashier Prudential Savings Bank, Brook lyn. Treasurer, Walter S. Rose, secretary Union Savings Bank, Patchogue. President, W. W. Woodson, active vice-president First National Bank, Waco. Secretary, Wm. A. Philpott, Jr., Dallas, Treasurer, John Q. McAdams, cashier Winters State Bank, Winters. UTAH BANKERS’ ASSOCIATION. NORTH CAROLINA BANKERS’ ASSOCIATION. President, Thomas N. Taylor, president Farmers & Merchants Bank, Provo. First Vice-President, James Pingree, president Pingree National Bank, Ogden. v Second Vice-President, E. O. Howard, vice-president, Walker Bros., Bkrs., Salt Lake City. Secretary and Treasurer, J. E. Shepard, cashier Cache Valley Banking Co., Logan. President, Jas. A. Gray, Jr., Treasurer Wachovia Bank & Trust Co., W inston-Salem. Vice President, Jos. B. Ramsey, president First National Bank, Rocky Mount. Secretary-Treasurer, W. A. Hunt, cashier Citizens Bk.. Henderson. NORTH DAKOTA BANKERS’ ASSOCIATION. President, J. L. Bell, vice-president First National Bank, Bismarck. Vice-President, J. J. Earley, president Bank of Valley City, Valley City. Secretary, W. C. Macfadden, Fargo. Treasurer, A. H. Peterson, cashier State Bank of Morton County, Mandan. VERMONT BANKERS’ ASSOCIATION. President, A. H. Chandler, treasurer. Bellows Falls Trust Co., Bellows Falls. Vice-President, Levi H. Bixby, cashier Montpelier National Bank. Montpelier. Secretary, C. S. Webster, treas. Barton Savings Bk. & Tr. Co., Barton. Treasurer, D. L. Wells, cashier First National Bank, Orwell. OHIO BANKERS’ ASSOCIATION. President, M. R. Denver, president Clinton County National Bank, Wilmington. Vice-President, F. S. Stever, cashier Merchants National Bank, Defiance. Secretary, R. H. Schryver, president First National Bank, Mt. Sterling. Treasurer, W. C. Mooney, president Monroe Bank, Woodsfield. Office of Association, 805 Wyandotte Bldg., Columbus. VIRGINIA BANKERS* ASSOCIATION. President, G. E. Vaughan, vice-president Peoples National Bank* Lynchburg. Vice-President, R. G. Vance, vice-president and cashier First National Bank, Waynesboro. Secretary, W. F. Augustine, vice-president Merchants National Bank, Richmond. Treasurer. F. D. Maphis, cashier Peoples National Bank, Strasburg. OKLAHOMA BANKERS’ ASSOCIATION. President, G. C. Robertson, cashier First National Bank, Lawton. Vice-President, A. L, Churchill, vice-president First National Bank, Vinita. Secretary, Eugene P. Gum. Oklahoma City. Treasurer, Bernie Herstein, president McCurtain County Bank, Broken Bow. WASHINGTON BANKERS* ASSOCIATION. President, O. M. Green, vice-president Exchange National Bank, Spokane. Vice-President, N. B. Coffman, president Coffman-Dobson, Bank & Thrust/ Co C/hehalis Secretary, W. H. Martin, cashier Pioneer National Bank, Ritzville, Treasurer, P. M. Serrurier, president Lynden State Bank, Lynden. OREGON BANKERS’ ASSOCIATION. President, E. G. Crawford, vice-president United States National Bank. Portland. Vice-President, C. S. Hudson, president First National Bank, Bend. Secretary, J. L. Hartman, Hartman & Thompson, Bankers, Portland. Treasurer, A. K. Parker, cashier First National Bank, Joseph. WEST VIRGINIA BANKERS’ ASSOCIATION. PENNSYLVANIA BANKERS’ ASSOCIATION. President, Frank M. Horn, cashier National Bank of Catasauqua, Catasauqua. Vice-President, Arthur V. Morton, vice-president Pennsylvania Com pany for Insurance on Lives and Granting Annuities .Philadelphia. Secretary, D. S. Kloss, vice-president First National Bank, Tyrone. Treasurer, E. R. Thomas, president National Bank of Royersford, Royersford. President, J. A. Sigafoose, cashier Marshall County Bank, Mounds ville. Vice-President, L. A. Hooper, cashier First National Bank, Bluefield. Secretary and Treasurer, Joseph S. Hill, cashier Charleston National Bank, Charleston. WISCONSIN BANKERS’ ASSOCIATION. RHODE ISLAND BANKERS’ ASSOCIATION President, E., J. Perry, president First National Bank, Fond du Lac. Vice-President, W. E. Sprecher, cashier State Bank of Independence, Independence. Secretary, George D. Bartlett, 408 Pabst Bldg., Milwaukee. Assistant Secretary, Wall G. Coapman, 408 Pabst Bldg., Milwaukee. Treasurer, W. A. Blackburn, president State Bank of Radisson, Radisson. President, Thomas H. West, Jr., vice- president R. I. Hospital Trust Co., Providence. Vice-President, Michael F. Dooley, National Exchange Bank, Prov idence. Secretary, Edward A. Havens, assistant cashier. Mechanics National Bank, Providence. Treasurer, C. H. W. Mandeville, cashier National Exchange Bank, Providence. WYOMING BANKERS’ ASSOCIATION. President, A. D. Johnston, cashier First National Bank, Cheyenne. Vice-President, A. K. Lee, vice-president Thermopolis State Bank, Thermopolis. Secretary, Harry B. Henderson, cashier Wyoming Trust & Savings Bank, Cheyenne. Treasurer, J. E. Dowling, president Powell National Bank, Powell. SOUTH CAROLINA BANKERS’ ASSOCIATION. President, J. S. Wanamaker, president St. Matthews National Bank, St. Matthews. Vice-President, A. E. Padgett, president Farmers Bank, Edgefield. Secretary and Treasurer.Julien C. Rogers, vice-president and cashier Union National Bank, Columbia. INVESTMENT BANKERS ASSOCIATION OF AMERICA Offices, Harris Trust Building, Chicago BOARD OF GOVERNORS Arthur M. Anderson, New York Harold Stanley, New York Howard F. Beebe, New York George B. Caldwell, New York Benjamin F. Taylor, Chicago George G. Olmstead, Chicago Roy C. Osgood, Chicago R. K. Cassatt, Philadelphia Walter Janney, Philadelphia Philip W. Dalton, Boston Wallace B. Donham, Boston Warren S. Hayden, Cleveland William G. Lerchen, Detroit J. S. Wilson, Jr., Baltimore H. C. McEldowney, Pittsburgh James Jenkins, San Francisco Henry C. Quarles, Milwaukee Gordon Reis, Cincinnati R. S. Hecht, New Orleans Herbert Witherspoon, Seattle John A. Prescott, Kansas City Will H. Wade, Indianapolis James N. Wright, Denver Edwin White, St. Paul Roby Robinson, Atlanta )FFICERS President, W. G. Baker, Jr., Baltimore Vice-President, John E. Oldham, Boston Vice-President, Geo. W. Hodges, New York Vice-President, Lewis H. Parsons, Philadelphia Vice-President, J. Sheppard Smith, St. Louis Vice-President, Charles II. Schweppe, Chicago Secretary, Frederick R. Fenton, Chicago Treasurer, H. L. Stuart, Chicago Accicinnt Qpprofqrv C51n.vfnn Ck Sr.hrav. Chicftcro FARM MORTGAGE BANKERS ASSOCIATION OF AMERICA Offices of Secretary-Treasurer, 112 W. Adams St., Chicago OFFICERS President, J. E. Maxwell, Maxwell Investment Co., Kansas City, Mo. Vice-President, Levering Moore, Mortgage Securities Co., New Orleans’ Vice-President, R. C. Peters, Peters Trust /Do., Omaha, Neb. La. Vice-President, J. W. Wheeler, Capital Trust and Savings Bank, Secretary-Treasurer, E. D. Chassell, 112 West Adams St., Chicago, 111. St. Paul, Minn. NUMERICAL SYSTEM OF THE AMERICAN BANKERS ASSOCIATION For Index to Prefix Numbers see Numerical System Map Immediately Opposite 18 Z FIFTH EDITION (Revised to September 1, 1918) Key to NumericalSystem OF The American Bankers Association Sent, Charges Paid, Upon Receipt of the Price O I CK VOpy Including Semi-Annual Supplements until Next Edition is Published d, Special books, with bank’s imprint and adver tisement, made for banks buying in quantities. d. Prices in quantities on application. COMPILED EXCLUSIVELY BY The Rand-McNally Bankers’ Directory CHICAGO, ILLINOIS, U. S. A. ■HI A Numerical and an Alphabetical List of Banks in the United States. A Handsome Cloth Bound Book of over 500 Pages. NUMERICAL SYSTEM BANK TRANSIT MAP. INDEX Prefix Numbers CITIES 1 New York, N.Y. 2 Chicago, Ill. 3 Philadelphia,Pa. 4 St. Louis, Mo. 5 Boston, Mass. 6 Cleveland, Ohio 7 Baltimore, Md, 8 Pittsburg, Pa. 9 Detroit, Mich. 10 Buffalo, N. Y. 11 San Francisco, Cal. 12 Milwaukee, Wis. 13 Cincinnati, Ohio 14 New Orleans,La. 15 Washington, D. C. 16 Los Angeles, Cal. 17 Minneapolis, Minn. 18 Kansas City, Mo. 19 Seattle, Wash 20 Indianapolis, Ind. 21 Louisville, Ky. 22 St. Paul, Minn, 23 Denver, Colo. 24 Portland, Ore. 25 Columbus, Ohio 26 Memphis, Tenn. 27 Omaha, Neb. 28 Spokane, Wash. 29 Albany, N. Y. 30 San Antonio, 31 Salt Lake City, Utah Dallas, Tex. Des Moines. Ia. Tacoma, Wash. Houston, Tex. St. Joseph, Mo. Ft. Worth, Tex. Savannah, Ga. Oklahoma City, Okla. 40 Wichita, Kan. 41 Sioux City, la. 42 Pueblo, Colo. 43 Lincoln, Neb. 44 Topeka, Kan. 45 Dubuque, Ia. 46 Galveston, Tex. 47 Cedar Itapids, Ia. 48 Waco, Tex. 49 Mdskogee, Okla. 32 33 34 35 36 37 38 39 STATES 50 New York 51 Connecticut 52 Maine 53 Massachusetts 54 New Hampshire 55 New Jersey 56 Ohio 57 Rhode Island 58 Vermont 59 ............ ....... 60 Pennsylvania 61 Alabama 62 Delaware 63 Florida 64 Georgia 65 Maryland 66 North Carolina 67 South Carolina 68 Virginia 69 West Virginia 70 Illinois 71 Indiana 72 Iowa 73 Kentucky 74 Michigan 75 Minnesota 76 Nebraska 77 North Dakota 78 South Dakota 79 Wisconsin 80 Missouri 81 Arkansas 82 Colorado 83 Kansas 84 Louisiana 85 Mississippi 86 Oklahoma 87 Tennessee 88 Texas 89 .............................. 90 California J 91 Arizona 92 Idaho 93 Montana 94 Nevada 95 New Mexico 96 Oregon '' 97 Utah 98 Washington 99 Wyoming os" 80' Reserves Required to be held by members in Federal Reserve Bank Banks Not in Reserve or Central Reserve City Reserve City Banks Central Reserve City Banks 7% of Demand Deposits 3% of Time Deposits 10% of Demand Deposits 3% of Time Deposits 13% of Demand Deposits 3% of Time Deposits Central Reserve Cities 2.*NEW YORK CITY .... 8. ST. LOUIS 7. CHICAGO Reserve Cities Albany, N. Y. 6. *Atlanta, Ga. Br.5. Baltimore, Md. Birmingham, Ala. 1. Boston, Mass. Brooklyn, N. Y. Buffalo, N. Y. Cedar Rapids, Iowa Charleston, S. C. Chattanooga, Tenn. Br.4. Cincinnati, 0. 4. Cleveland, 0. Columbus, 0. 11. Dallas, Texas Br.10. Denver, Colo. Des Moines, Iowa Br.7. Detroit, Mich. Dubuque, Iowa Br.l 1. El Paso, Texas Fort Worth, Texas Galveston, Texas Grand Rapids, Mich. Houston, Texas Indianapolis, Ind. Br.6. Jacksonville, Fla. Kansas City, Kan. 10. Kansas City, Mo. Lincoln, Neb. Los Angeles, Cal. Br.8. Louisville, Ky. 9. Br.6. Br.10. 3. Br.4. Br.l2. 5. 12. Br.l2. Br.l2. Memphis Tenn. Milwaukee, Wis. Minneapolis, Minn. Muskogee, Okla. Nashville, Tenn. New Orleans, La. Oakland, Cal. Oklahoma City, Okla. Omaha, Neb. Peoria, Ill. Philadelphia, Pa. Pittsburgh, Pa. z Portland, Ore. Pueblo, Colo. Richmond, Va. St. Joseph, Mo. St. Paul, Minn. Salt Lake City, Utah San Antonio, Texas San Francisco, Cal. Savannah, Ga. Seattle, Wash. Sioux City, Iowa Spokane, Wash. Tacoma, Wash. Toledo, 0. Topeka, Kan. Waco, Texas Washington, D. C. Wichita, Kan. * Those cities which are preceded by a number are Federal Reserve Bank cities and the number in each instance is the District number in which the city is located. Br. signifies that a branch bank is located in that city. LIST OF NATIONAL BANK EXAMINERS AND DISTRICTS January 21, 1919 Name and Federal Reserve District. Name and Federal Reserve District. Address. CHIEF NATIONAL BANK EXAMINERS Henneman, Harry E. (2) ...720 U. S. Custom House, New York, N. Y Hodgson, R. M. (6)................. 507 P. O. Bldg., Atlanta, Ga. Hoffman, L. W. (5)_ 512 Va. Ry. & Power Bldg., Richmond, Va.. Hopkins, Raby L. (7)............. 331 Federal Bldg., Milwaukee, Wis. Horn, C. F. (2)........................ 720 U. S. Custom House, New York, N. Y. Hubbell, E. (7)_______________ 832 Spring St., Elgin, Ill. Houston, R. (7)------------------- Lock Box 717, South Bend, Ind. Hutt, W. E. (11)___________ Sherman, Texas. James, A. L. (12)_________ 912 O St.. Sacramento, Cal. James, E. A. (12)_________ J839 E. South Temple St., Salt Lake City, • Utah. Jernegan, E. S. (9)_________ 416 New York Life Bldg., Minneapolis, Minn. Johnson, R. M. (11)----------- Care of First Nat. Bk., Saint Cloud, Fla. Kennedy, J. L. (7)-------------- P. O. Box 184, Sheldon, Iowa. Kuchins, C. R. (6)-------------- P. O. Box 275, Bessemer, Ala. Machen, H. L. (12)................ 520 Trust & Savings Bldg., Los Angeles, Cal. Marcuse, Benj. (2)................... 560 W. 144th St., New York, N. Y. Martin, C. H. (8)---------------- 1234 Central Ave., Hot Springs, Ark. Martin, Leo H. (12)----------- Boise, Idaho, Boise, Idaho. McClerkin, G. M. (10).......... P. O. Box 1541, Lincoln, Neb. McConaughy, R. C. (4)......... 6115 Erie Ave., Cincinnati, Ohio. McGrath, J. C. (7)-------------Indianapolis, Ind. General Delivery. McLean, Martin (12)..............310 Central Bldg., Seattle, Wash. McReynolds, J. W. (11)....501 Southland Life Bldg., Dallas, Texas Mertens, C. (7)----------- j.____ Shelbyville, Ill. Mnler, J. F. (4)........................ Box 163, Wilkinsburg, Pa. Minor, W. G. (7)----------------- Cannelton, Ind. Montgomery, Robert (7)----- 4319 Kingman Blvd., Des Moines, Iowa Morgan, W. M. (8)................. 208 Federal Bldg., Louisville, Ky. Mossman, J. D. (10).............. 635 Tyler St., Topeka, Kan. Murphy, David (2)................. 314 Lafayette Ave., Buffalo, N. Y. Newnham, S. L. (Supervising Nat. Bank Examiner)......... 720 U. S. Custom House, New York, N. Y. Otto, C. C. (12) —-------------S. 1124 Walnut St., Spokane, Wash. Parker, E. F. (1)....................... 90 Lincoln St., Portland, Maine. Parker, W. R. (8)---------------- 24 Highland Terrace, Richmond Heights, * Maplewood, Mo. Partridge, Paul (7)................... Apt. B, 1007 Hamilton Blvd., Peoria, Ill. Patterson, Bert K. (9).......... 416 N. Y. Life Bldg., Minneapolis, Minn. Peel, Rex W. (10)---------------Box 558, Oklahoma City, Okla. Penix, J. L. (11)........................Driskill Hotel, Austin, Texas. Pole, J. W. (4)........................... 527 Williamson Bldg., Cleveland, Ohio. Proctor, J. L. (9)..................416 N. Y. Life Bldg., Minneapolis, Minn. Reed, W. H. (10)................... 1515 Commerce TrustBldg., Kansas City. . Mo. Riddell, C. F. (7)-----------------P. O. Box 443, Indianapolis,"Ind. Robb, E. D. (7)_____ ______ Colonial Apartments, Waterloo, Iowa. Roberts, Luther K. (3).......... 416 P. O. Bldg., Philadelphia. Pa. Roberts, W. C. (6)_________ Care of Receiver Heard Nat. Bk., Jackson ville, Fla. Schechter, W. J. (7)............ -.804 Rector Bldg., Chicago, Ill. Scott. H. W. (1)........................Room 614, 45 Milk St., Boston, Mass. Sisk, C. M. (3).......................... 1240 Hill Road, Reading, Pa. Smith, A. B. (9)____________ Care of F. L. Green, Williston, N. D. Smith, C. F. (4)............... „P. O. Box 1058, Pittsburgh, Pa. Smith, J. H. (9)____________ 416 N. Y. Life Bldg., Minneapolis, Minn. Smithies, G. E. (12)________ Honolulu, Hawaii. Southall, Ebenezer (2)_____ 720 U. S. Custom House, New York, N.Y. Stauffer, G. E. (3)....................416 P. O. Bldg., Philadelphia, Pa. Stearns, E. W. (3)....................P. 0. Box 3, Albany, N. Y. Stevens, G. J. (4)..................... P. 0. Box 185, Wheeling, W. Va. Stringfellow, J. B. (5)______ Forest Depot, Va. Summers, Geo. S. (3)______ P. O. Box 222, Harrisburg, Pa. Thomas, Hubert F. (2).......... 720 U. S. Custom House, New York, N. Y. Thomas, T. C. (4)--------------- Neil House, Columbus, Ohio. Thompson, A. D. (11)______ 1320 N. 15th St., Waco, Texas. Thompson, J. E. (5)------------ 807 Union Trust Bldg., Washington, D. C. Thomspon, Oscar (12)............ Care of Cornelius Hotel, Portland, Oregon. Trimble, James (5)_________ 807 Union Trust Bldg., Washington, D. C. Walter, E. D. (6)___________ 202 Fourth Ave., Rome, Ga. Wilde, Max C. (12)________ 520 Trust & Savings Bldg., Los Angeles, Brown, Fred, (9)_____ _____ 416 N. Y. Life Bldg., Minneapolis, Minn. Collier, R. H. (11)—.............. 501 Southland Life Bldg., Dallas, Texas. Cooper, S. H. L. (4)_______ 527 Williamson Bldg., Cleveland, Ohio. Doughton, J. K. (5)................ 512 Va. Ry. & Power Bldg., Richmond, Va. Gaither, H. R. (10)................. 1515 Commerce Trust Bldg., Kansas City, Mo. Higgins, E. F. (6)................. -507 Post Office Bldg., Atlanta, Ga. Johnson, E. I. (3)..........416 Post Office Bldg., Philadelphia, Pa. Logan, J. M. (8).......................1310 Fed. Reserve Bk. Bldg., St.Louis, Mo. Malburn, W. P. (2)................. 720 U. S. Custom House, New York, N.Y. Mulloney, D. C. (1)________ Room 614, 45 Milk St., Boston, Mass. Smith, Sherrill (7)................... 804 Rector Bldg., Chicago, Ill. Wilcox, W. E. (12)________ 523 First Nat. Bk. Bldg., San Francisco, Cal. NATIONAL BANK EXAMINERS Albert, H. E. (9)....................... 416 N. Y. Life Bldg., Minneapolis, Minn. Anheier, C. H. (9).................... Fargo, N. D. Armstrong. G. E. (4).............. 527 Williamson Bldg., Cleveland, Ohio. Aycock, R. N. (5)-...............Raleigh, N. C. Baker, W. B., (3) ............ --P. O. Box 61, Lancaster, Pa. Bean, N. S. (1).......................... 10 Federal Bldg., Manchester, N. H. Beaty, C. H. (7).......... -........... 804 Rector Bldg., Chicago, Ill. Best, J. A. (3).......................... -Room 23, P. O. Bldg., Wilkes-Barre, Pa. Blackman, H. C. (7)................P. O. Box 255, Hillsdale, Mich. Bonesteel, V. C. (9)................. Box 31, Huron, S. D. Borden, D. C. (6)..................... 507 Post Office Bldg., Atlanta, Ga. Boyd, C. E. (6)-...................105 Regina Ave., Mobile, Ala. Buckles, W. M. (9).................. Room 15, Bailey Block, Helena, Mont. Byers, R. W. (2)...................... 1041 State St., Watertown, N. Y. Camp, A. B. (4)........ ............... P. O. Box 202, Central Station, Toledo, O. Carlson, O. A. (9)..................... 1786 Hennepin Ave., Apt. 22, Minneapolis, Minn. Challman, L. O................... ...Box 66, Fargo, N. D. Chapman, C. H. (3)—........... 413 Post Office Bldg., Philadelphia, Pa. Chenault, J. B. (4)................... Maysville, Ky. Chesterman, Bertram (2)—720 U. S. Custom House, New York, N.Y. Clark, Thorne (5)__________ 512 Va. Ry. & Power Bldg., Richmond, Va. Cloe, W. B. (5).......................... P. O. Box 585, Huntington, W. Va. Coffin, G. M. (1)....... ............... 118 Waverly Place, New York, N. Y. Congdon, G. C. (3)....... ...........416 P. O. Bldg., Philadelphia, Pa. Congdon, Sidney B (5).......... Comptroller of the Currency, Washington, D. C. Cooper; T. A. (1)..................... Care of The Pavilion, Montpelier, Vt. Crocker, Sherwood (10)......... 718 Grant St., Denver, Colo. Donahue, E. J. (2).............. -The Greycourt Apt., Ithaca, N. Y. Dorsey, R. J. C. (5)-------------211 Union Trust Bldg., Washington, D. C. Duane, W. J. (2)-.................... 529 West 111th St., New York, N. Y. Dunbar, J. M. (3)................... Care B. E. Glass, P. O. Clerk, Johnstown, Pa. Fair, W. E. (10)........ ............... State Capitol, Cheyenne, Wyo. Farmer, T. P. (10).......... ........ P- O. Box 1494, Muskogee, Okla. Filson, C. H. (10)..................... 321 N. First St., Guthrie, Okla. Finney, R. Gordon (10)____ Route No. 1, Rosslyn, Va. Fletcher, T. E. (6)........ ........... Cordele, Ga. Freeman, O. M. (1).......... ...1002 Turks Head Bldg., Providence, R. I. George, H. L. (2)___________445 Western Ave., Albany, N. Y. Goodell, G. W. (10)................2070 Clermont St., Denver, Colo. Goodwyn, T. J. (5)-------------- P. O. Box 326, Columbia, S. C. Gossett, E. F. (11)—.......... ..Federal Land Bank, Houston, Texas. Gough, E. H. (8)......................Boonville, Ind. Gray, W. M. (12)---------------- 525 First Nat. Bk.Bldg., San Francisco,Cal. Greenfield, J. B. (7)----------- 331 Federal Bldg., Milwaukee, Wis. Griffin, J. L. (6)........................ 507 P. 0. Bldg., Atlanta, Ga. Hanson, V. E. (9)................. 217 West 23d St., Sioux Falls, S. D. Hargreaves, R. L. (8)............. 1310 Federal Reserve Bank Bldg., St. Louis, Mo. Harkin, D. V. (7)..................... 804 Rector Bldg., Chicago, Ill. Harris, T. E. (8)___________805 Central Bank Bldg., Memphis, Tenn. Haugen, N. E. (7).---- -------- 1900 Woodland Ave., Des Moines, Iowa. Hayes, Ben., Jr. (7)............... Davenport, Iowa. Hayes, W. Z. (11)-—............ Tyler, Texas. Address. Williams, T. M. (10)............... 1515 Commerce Trust Bldg., Kansas City, , Mo. ~ Wilson, Lewis (10)_________ Box 451, Hutchinson, Kan. Wood, D. R. (5) ..................... P. 0. Bldg., Martinsburg, W. Va. Wood, John S. (8)............... Belleville, Ill. Woods, J. K. (3)....................... 416 P. 0. Bldg., Philadelphia, Pa. Woodside, Hal (8)................... 141 W. Woodbine Ave., Kirkwood, Mo.,•< Woten, C. S. (12).............. .<.845 Divisaro St., Fresno, Cal. Young, W. R. (8)_____------ .640 Park Ave., Hot Springs,.Ark. 19 Z I STATE BANK OFFICIALS AND EXAMINERS, 1919 State Name State Address Ala...............D. F. Green, Supt. of Banks................Montgomery. P. W. Barclift, Bank Examiner..........Hartsells. Geo. B. Smith, Bank Examiner......... Montgomery. S. B. Wilson, Bank Examiner.............Birmingham. “ E. L. Ratcliffe, Bank Examiner......... Montgomery. T. L. Cannon, Office Assistant........... Montgomery. Ariz.............Jesse L. Boyce, Bank Comptroller.. . Phoenix. “ M. S. Stanley, Deputy Bank Comp troller ...................................................... Phoenix. F. E. Boss. Bank Examiner................. Phoenix. Ark.............. A. J. Reap, Bank Commissioner.........Little Rock. Ki “ W. T. Maxwell, Mgr. Blue Sky Dept.Little Rock. J. M. Sadler, Bank Examiner............. Conway. P. L. Major, Bank Examiner..............Brinkley. “ W. B. Oglesby, Bank Examiner......... Texarkana. Calif........... Charles P. Stern, Supt. of Banks... .704 Postal Tel. Bldg. San Francisco. Colo............. Grant McPerson, Bk. Commissioner.Denver. “ Axel B. Olson, Chief Deputy Bk. Commissioner....................... .............Denver. Sidney W. Clark, Deputy Bk. Com...Denver. Frank Stansfield, Deputy Bk. Com.. . Denver. “ M. M. Ewing, Deputy Bk. Com......... Denver. Conn.......... E. J. Sturges, Bank Commissioner.. .New Milford. “ J. K. Bissland, Deputy Com.................Thompsonville. Frank E. Soule, Bank Examiner.........New Milford. Wm. H. Edwards, ’Bank Examiner.. .Portland. Wm. P. Landon, Bank Examiner. . ..Hartford. J. B. Byrne, Bank Examiner.-............ Putnam. H. H. Howard, Bank Examiner......... Hartford. C. Leon Wilcox, Bank Examiner.. . .Windsor Locks. J. William Neal, Bank Examiner.. . .New Haven. Prank W. Adams. Bank Examiner.. . Hartford. Dela............ Thos. R. Wilson, Supt. of Banks. . . . Dover. Geo. A. Huggins, Bank Examiner. . .Dover. Fla...............B.C. Whitfield, Bank Examiner........ Tallahassee. “ E. P. Duncan, Bank Examiner...........Tallahassee W. B. Sadler, Bank Examiner............ Jacksonville. Ga................W. J. Speer, Bank Examiner................Atlanta. “ J. O. Anderson, Chief Clerk and Asst. Examiner...........................................Atlanta. N. L. North, Asst. Bk. Examiner . . .Newnan. L. E. Fenn, Asst. Bank Examiner . .Cordele. R. E. Platt, Asst. Bank Examiner. . .Newnan. M. J. Janes, Asst. Bank Examiner. . .Griffin. E. A. Thomson, Asst. Bk. Examiner .White Plains. J. S. Hollinshead. Asst. Bk. ExaminerDecatur. E. B. Douglass, Bank Examiner. . . .Talbotton. G. H. Crusselle, Bank Examiner. . . .Atlanta. Idaho......... Jay Gibson, Bank Commissioner. . . .Boise. “ E. W. Pearce, Chief Deputy Bank Com....................................................... Boise. D. L. Wyland, Deputy Bank. Com..Boise. “ Mildred Knight. Clerk...........................Boise. Illinois .,. .Andrew Russel, Auditor...................... Springfield. “ Harry T. Ellis, Chief Clerk of Bank ing Department.............................. 1434 1st N.Bk.Bldg., Chicago “ W. B. Whitlock, Asst. Chief Clerk Banking Dept...................................... Springfield. Ralph R. Pairbairn, Bank Examiner .1434 1st N.Bk.Bldg., Chicago. •• Miller Weir, Consulting Bank Examiner.................................................Springfield. “ J. W. McClellan, Bank Examiner. . .Springfield. John B. Lee, Bank Examiner............ Springfield. “ J. E. Sullivan, Bank Examiner.......... Chicago. Fred W. Bland, Bank Examiner.......Chicago. “ P. E. Edgerton, Bank Examiner. . . .Springfield. H. S. Savage, Bank Examiner........... Springfield. “ Wm. Burkhart, Bank Examiner....... Springfield. “ E. E. Nicholson, Bank Examiner... .Springfield. Ind.............. Otto L. Klauss, Auditor........................ Indianapolis. “ Chas. W. Camp, Chief Clerk.............. Indianapolis. Robert R. Head, Bank Examiner... .Plymouth. Dane H. Hoover, Bank Examiner. . .Eaton. Chas. F. Hurst, Bank Examiner........Indianapolis. Arthur J. Lowe, Bank Examiner.... Indianapolis. Ralph R. Boyers, Bank Examiner. . .Spencer. L. B. Holleman, Bank Examiner. .. .Indianapolis. Robert Prass, Bank Examiner,......... Indianapolis. Lowell W. Cox, Bank Examiner........ Frankfort. Iowa........... G. H. Messinger, Supt. of Ranking. .Des Moines. Chas. H. Suiter, Bank Examiner. . . .Council Bluffs. “ V. W. Miller, Bank Examiner............ Cedar Rapids. H. T. Fuller. Bank Examiner............. Mason City. V. R. Martin, Bank Examiner......... Des Moines. W O Reed, Bank Examiner.............. Cedar Falls. Geo. L. Rowe, Bank Examiner.......... Des Moines. R. F. Wilson. Bank Examiner............Fairfield. Kansas. .. .Walter E. Wilson, Bank Com............. Topeka. Frank Organ, Special Assistant..........Topeka. L. A. Johnson, Asst. Bank Com......... Topeka. Virgil I. Smith, Deputy Bank Com. .Hutchinson. E. L. Williams, Deputy Bank Com..Salina. Frank Bell, Deputy Bank Com.......... Topeka. E. V. Wood, Deputy Bank Com........ Baldwin. B. L. Jessup, Deputy Bank Com.. . .Hutchinson. O. G. Congdon, Deputy Bank Com.. Bushong. “ W. T. Newman. Bldg. & Loan Ex.. .Topeka. Ky...............G. G. Speer, Banking Commissioner. Frankfort. Jno. W. Moorman, Deputy Bkg.Com.Leitchfleld. A. B. Faris, Bank Examiner............... Richmond. D. S. Womack, Bank Examiner........ Wilmore. W. C. Shanks, Bank Examiner.......... Stanford. J. S. Walker, Bank Examiner.............Frankfort. Miss Anne R. Porter, Chief Clerk. . .Frankfort. “ Mias Christine Foree, Asst. Clerk... .Frankfort. La................ R. N. Sims, State Examiner............... New Orleans. I. V. Shannon. Asst. Bank Examiner..New Orleans. B. M. Johnson, Asst. Bk. Examiner . .New Orleans. J. 8. Brock, Asst. Bk. Examiner........ New Orleans. H. I. Landry, Asst. Bk. Examiner.. .New Orleans. I. H. Snyder, Asst. Bk. Examiner. . .New Orleans. O. H Pittman, Asst. Bank ExaminerNew Orleans. P. B. Lord, Secretary............................ New Orleans. J. V. Keating, Clerk.............................. New Orleans. Maine.........Frank L. Palmer, Bank Com............... Augusta. •• Lynedon P. Noble, Deputy Bank Commissioner........... i............................... Augusta. Ernest L. Wellman. Bank Examiner.Augusta. A H. Nichols, Bank Examiner.......... Augusta. ' f | 1 i ( j i ■ I j , j ! ; i J I ; 20 Name Address Maine. .. . .A. J. S. Keene, Bank Examiner......... Augusta. (Cont .) Oscar S. Smith, Bank Examiner........ Augusta. Harvey R. Pease, Agency Examiner. Augusta. Victor B. Pendexter, Accountant.... Augusta. Claridel Bradstreet, Chief Clerk........ Augusta. J. Dukes Downes, Bank Com.. ..Union Trust Building.................................... Baltimore. Geo. W Page. Deputy Bank Com missioner, Union Trust Bldg........ Baltimore. John J. Ghingher, Chief Clerk and Examiner, Union Trust Bldg......... Baltimore. Wm. Reed Seal, Clerk and Examiner, Union Trust Building......................Baltimore. Chas. L. Hobbs, Clerk and Exam iner ......................................................Union Trust Bldg?, Baltimore. Mass.. . A. L. Thorndike, Bk. Commissioner. . Brewster. C. W. Levi, Deputy Commissioner . . .Newton Center. W. O. Lovell, Chief of Sav. Bk. Div.. . Malden C. W. Levi. Chief of Tr. Co. Division Newton Center. O. M. Tucker, Chief of Co-operative Bank Division.................... .........Somerville. W. A. Hammond, Bank Examiner. . .Somerville. W. II Otis. Bank Examiner . . Melrose. F. C. Stacey, Bank Examiner..............Allston. A. N. Dorr, Bank Examiner........... Boston. W. S. Bosworth. Special Examiner . .Malden. H. F. Taylor, Jr., Bank Examiner.. .Wakefield. ' R. T. Harward, Bank Examiner........Medford. F. W. Merrick, Rank Commissioner. Pigeon A. E. Manning. Deputy Bank Com.. . Lansing. C. F. Spaeth. Bank Examiner............ Ann Arbor. John T. Mallett, Bank Examiner... .Lansing. C. I. Norman, Bank Examiner...........Lansing^ V. W. Tourje. Bank Examiner........... Dowagiac. Leroy Maxam, Bank Examiner......... Grand Ranids. E- ■ .Lawrence, Bank Examiner. . . . Iron Mountain. F. J. Affeldt, Jr., Bank Examiner... Lansing. L. J. Baker, Bank Examiner .............Lansing. L. E. Warner, Bank Examiner........... Kalamazoo Wm. C. Griswold, Bank Examiner...Detroit. C. W. Snowden, Bank Examiner. . . .Bay City. H. A. Millard, Bank Examiner.......... Hersey. H. W. Hanson, Bank Examiner.........Lansing. B. P. Greene, Bank Examiner............. lackson. IT. O. Mohrmann, Bank Examiner... Traverse City. S. D. Thomas, Bank Examiner..........Lansing. Albert E. Gale. Bank Examiner........ Grand Haven. L. J. O’Brien, Bank Examiner........... Kalamazoo. Scott E. Lamb, Bank Examiner........ Lansing. D. J. Vanderwerp, Jr., Bank Ex........ Grand Rapids. L. P. Kalahar, Bank Examiner.......... Saginaw. Frank L. Olive, Bank Examiner.. . . Oxford. Harry W. Gross, Asst. Bank Ex.........Ann Arbor. H. J. McGill, Asst. Bank Examiner.. Port Huron. John H. Thurlow, Asst. Bank Ex.. . Battle Creek. Minn.. . F. E. Pearson. Supt. of Banks. .St. Paul. Geo. H. Sivwright, Deputy Supt. of Banks...................................................at, Paul. O. T Brandvold. Bank Examiner....... Fergus Falls. „ W. T. Hanneman. Bank Examiner. . .Minneapolis. (( A. P. Rotert. Bank Examiner............ St. Pau! ,, D. B. Fuller, Bank Examiner.............Minneapolis. P. W. Moore. Bank Examiner........... St. Paul. E. E Kenrick. Asst. Bank Examiner St Paul. ,, W. P. Dougherty, Bank Examiner.. Minneapolis Howard J. Klossner, Asst. Bk. Ex.. .New Ulm. ,, L. J. Luhman. Bank Examiner.......... Preston. „ Geo. P. Daily, Assistant Examiner. .E. Grand Forks „ M. E. Walsh Extra Asst. Examiner. St. Paul. „ Wm. A. Smith, Asst. Bank Exam. . .St. Paul. tl John L. Haas, Asst. Bank Evaminor.St. Paul. ,, Ernest W. Swanson. Asst. Bk. Ex. . .Minneapolis. „ A. F. Schwieger, Asst. Bank Ex......... Minneapolis. M. G. McNair, Bank Commissioner.Gulfport. Miss.. '’awf Commissioner........ Hattiesburg. tI Lewis E < rook. Bank Commissioner. Meridian. „ E. E. Anderson. Bank Examiner........ Clinton. „ J. S. Love, Bank Examiner...............Hatt'esburg. M S. S. Harris. Bank Examiner..............Tunelo. l( J. B. Salmand, Assistant Bank Examiner. C. L. Gaston, Assistant Bank Examiner. (( J. P. Nanny, Assistant Bank Examiner. C. E. Enright. Bank Commissioner. .Jefferson City. Mo... I. C. Uptegrove. Denuty Bank Com. Jefferson City. Lawson W. Watts. Bank Examiner.. St. Louis. ,, C. A Eaton. Bank Examiner..............Cane Girardeau W. W. Seibert. Bank Examiner........... St. Louis. „ P. K. Gihbons. Bank Examiner......... Edina. H. D. SUsby, Jr., Bank Examiner. . .Springfield. Jas. T. Duncan. Bank Examiner. . . .St Joseph. M. E. Cockrell. Bank Examiner........ Jefferson City. ,, G. W. Shelton, Bank Examiner......... Springfield. E. E. Todd, Bank Examiner............... Nevada. ,, S. P. Stone. Bank Examiner............... Chillicothe. G. W. Hobbs, Bank Examiner........... Hannibal. O. G. Williams, Chief Clerk .............. Jefferson City . H. S. Magraw, Supt. of Banks........... Helena. Mont. G. A. Briehach. Deputy....................... Helena. H. W. Sadler, Deputy............................Helena. „ C. A. Haskins, Deputy......................... Helena. J. W. Langley, Deputy......................... Helena. J. W. Stearns. Deputy.......................... Helena. G. Sheldon, Clerk................................... Helena. .J. E. Hart, Secretary............................. York. Neb.. J. H. Donnelly,,Bank ISxaminer........ Plattsmouth. A. D. Touzalin, Bank Examiner........Omaha. W. B. Abrahamson, Bank Examiner.Holdrege. Ross Brown, Bank Examiner..............Hastings. H. J. Matzke, Bank Examiner........... Norfolk. Roy E. Smith, Bank Examiner..........Albion. W. Van Ripe. Bank Examiner............ Lincoln. A. T. Nickerson, Bank Examiner. . . Lincoln Nev.. . Gilbert O. Ross, Bank Examiner........ Carson City. N. H. . James O Lyford, Chairman Bank Com.. Concord. Frederic S. Nutting, Bank Commis sioner................................................... Manchester. Guy H. Cutter. Bank Commissioner.. Concord. ar t .Frank H. Smith, Commissioner.......Trenton. ' Thomas K. Johnston, Deputy Com missioner......................................... .Trenton. •• L. R. Vredenburgh. Bank Examiner. .8omerville. Hugh H. Hilson, Bank Examiner.. ..Trenton. STATE BANK OFFICIALS AND EXAMINERS—Continued State Name Address Name Statm Okla.(Con’t)D. A. Duncan, Bank Examiner......... Oklahoma City. C. R. Phillips, Bank Examiner.......... Chickasha. “ R. B. Hotchkiss, Bank Examiner.. . .Clinton. “ Roy A. Cooper, Bank Examiner... . Heavener. “ Kem Stephenson, Bldg. & Loan Auditor.................................................. Oklahoma .City. “ J. A. Salmon, Department Auditor. .Oklahoma City. Ore..............Will II. Bennett, Supt. of Banks. . . .Salem. “ Marshall Hooper, Asst. Supt. and Examiner.......................................... Salem. “ H. A. Sonne, Examiner.......................... Salem. “ E. F. Slade, Bank Examiner................ Salem. “ A. A. Schramm, Asst. Bank Ex........... Salem. Penn........... D. F. Lafean, Commissioner................ York. “ John W. Morrison, Dep. Com................ Harrisburg. •• Jos. S. Riley, Bank Examiner................ 1528 N. 19th 8t„ Philadelphia. •• Albert Wagner, Bank Examiner........... 311 Ferguson Bldg., Pittsburgh. “ H. A. Groman, Bank Examiner.............Bethlehem. “ P. G. Cameron. Bank Examiner........... Pittsburgh. H. R. Moyer, Bank Examiner.. . ,. . Quakertown. “ Robt. R. Moore, Bank Examiner.......... Bellevue. “ Chas. A. Steele, Bank Examiner .. . .Franklin. “ Chas. Cavett, Bank Examiner.............. 2384 Uensonia Ave. Pittsburgh. “ W. H. Anstine, Bank Examiner...........Dallastown. Thomas Dixon, Bank Examiner........ Philadelphia. “ Charles H. Barlow, Bank Examiner. Wilkes-Barre. " Robert Ostermaier, Bank Examiner.436 Fourth Ave., Pittsburgh. R. P. Ferguson. Bank Examiner.... Charleroi. “ J. T. Henry, Bank Examiner...............Blairsville. “ F. L. Homsher, Bank Examiner..........Strasburg. Harry J. Phillips, Bank Examiner. . .Etna Boro. Geo. H. Wagner, Bank Examiner........2724 Girard Ave., Philadelphia. C. II. Graff, Bank Examiner.'............. Kittanning. “ Wm. M. Boggs, Bank Examiner. . . .Pittsburgh. R. I.. .Geo. H. Newhall, Commissioner.........Providence. E. J. Littlefield, Dep. Commissioner. Providence. W. L. Offer, Bank Examiner............... Providence. s. c. . James H. Craig. State Bk. Exam. .. .Anderson. F. E. Watson, Asst. Bk. Examiner. ..Marion. W. W. Bradley, Asst. Bk. Examiner.Abbeville. S. D. .John Hirning. Public Examiner.......... Pierre. J. F. McEwen, 1st Deputy Pub. Ex. Pierre. V. R. Sickel, 2d Deputy Pub. Ex.. . .Pierre. F. A. Dudley. Examiner.......................Sioux Falls. L. H. Sohn, Examiner...........................Huron. C. J. Landon. Examiner...................... Watertown. G. C. Mogen, Bank Examiner........... Summit. C. L. Pine, Bank Examiner................ Mitchell. Chris Hirning, Bank Examiner..........Pierre. Clyde Dunning, Bank Examiner. . . .Mitchell. J. R. Shirey.............................................. McLaughlin. . S. S. McConnell. Supt. of Banks.... Nashville. Hallum W. Goodloe, Asst. Supt. of Banks.....................................................Nashville. Homer W. Scott, Bank Examiner. . .Union City. H. C. Crumbliss, Bank Examiner....... Chattanooga. O. J. Evans, Bank Examiner..............Nashville. D. D. Robertson, Bank Examiner. . .Brownsville. Moore Blankenship, Bank Examiner Milan. .Chas. O. Austin, Insurance and Banking Commissioner...................Austin. C. S. Holderness, Deputy Com.......... Austin. A. L. Slaughter, Bank Examiner........ Austin. J. T. McMillan, Bank Examiner. . . .Austin. W. O. Davis, Bank Examiner............ Austin. H. O. McCallon, Bank Examiner. . .Austin. J. P. Atkinson, Bank Examiner.........Austin. S. A. Longmoor. Bank Examiner. . . .Austin. H. C. Greavas, Bank Examiner......... Austin. C. J. Maner, Bank Examiner.............. Austin. J. O. Roots, Bank Examiner.............. Austin. W. A. Williams. Bank Examiner. . . .Austin. Eli Marks, Bank Examiner................. Austin. John S. Wightman. Bank Examiner. .Austin, Jacob Embry, Bank Examiner.......... Austin. Karl H. Word, Bank Examiner......... Austin. Geo. F. Sturgis, Bank Examiner. . . .Austin. Utah. . W. E. Evans, Bank Commissioner . .Salt Lake City. Aubrey Tolton, Bank Examiner........ Salt Lake City. .G. B. Carpenter, Bank Com............... Montpelier. VL. •' Chas. F. Heath, Bank Examiner. . . .Montpelier. Inez M. Besett, Chief Clerk................Montpelier. .C. O. Barksdale, Chief Examiner. .. .Richmond. Va.... E. A. Leake, Asst. Bank Examiner. . Richmond. W. T. Daniel, Asst. Bank Examiner. Richmond. John T. Garrett, Asst. Examiner.........Richmond. Wash. .Louis II. Moore, Bank Examiner. .. .Olympia. Geo. F. Palmer, Deputy Bk. Exam.. Hoquiam. Claude P. Hay, Deputy Bk. Examiner Sultan. R. B. Motherwell, Bank Examiner.. .Seattle C. R. Hupp. Deputy Bk. Examiner.. Oakesdale. Jno. A. Vanderpoel, Deputy Bk. Ex. Spokane. Edith Hopp, Secretary......................... Olympia. Frances Brewster, Asst. Secretary. . .Olympia. Bonnie Musgrove, Clerk...................... Olympia. W. Va. . .8. P. Smith. Commissioner of Banking Charleston. Amos Bright. Asst. Commissioner of Banking............................................. Sutton. Geo. M. Weekley, Asst. Com............... Pennsboro. Edw. F. Diehl, Asst. Com.................... Wheeling. Wis. . Marshall Cousins, Commissioner.... Eau Claire. W. H. Richards, Dep. Com................. Black River Falls. R. B. Ellis, Bank Examiner................ Milwaukee. H. N. Nelson, Bank Examiner........... Amherst Junction. Thos. Herreid, Bank Examiner......... Blair. Chas. T. Shape, Bank Examiner......... Milwaukee. C. F. Schwenker, Bank Examiner .. .Eau Claire. Wallace Edwards, Bank Examiner.. .Madison. Burne Pollock. Bldg. & Loan Exam.. .Lancaster. A. R. Emerson, Bank Examiner........ Belmont. Geo. D. Luscher. Bank Examiner. . .Milwaukee. B. M. Backus, Bank Examiner..........Madison. Wm. J. Kowalke, Bank Examiner.. .Kaukauna. G. W. Jamieson, Bank Examiner... .Madison. Wyo... ..I. C. Newlin, Bank Examiner ........... Cheyenne. C. F. Dickinson, Bank Examiner .. .Cheyenne. A. L. Putnam. Asst. Bank Examiner Cheyenne. J. A. Guthrie, Asst. Bk. Examiner . .Cheyenne. Address N. J.(Cont.) Horace Biddle. Asst. Bank Examiner. Ocean Grove. “ Alvin L. Fowler, Bank Examiner. . . .Haddonfield. “ Chas. H. Dunham, Bank Examiner .Plainfield. " A. S. Amerman, Bank Examiner. . . . Somerville. “ Robt. F. Minch, Bank Examiner.. . . Bridgeton. Chas. B. Veghte, Bank Examiner... . Plainfield. Ray E. Mayham, Bank Examiner.. . Westfield. “ Wm. E. Walter, Bank Examiner. . . . Rutherford. . Trenton. Geo. Compton, Bank Examiner. N. M...........George H. Van Stone, Bank Examiner Santa Fe. N. Y............George I. Skinner, Superintendent.. .Albany. “ Frank S. Kenyon, First Deputy.......... Adams. ", Guernsey R. Jewett, 2d Deputy . .. .White Plains. “ George Overocker, 3d Deputy.............. Poughkeepsie. •• Edward R. Anker, Land & Opinion Clerk...................................................... N. Y. City. “ J. Johnson Ray, Private Secretary...Norwich. “ Geo. v. McLaughlin, Special Deputy Supt. of Banks, in charge of Liquidation Bureau..........................61 Broadway, New York City. A. T. Campbell, Chief Examiner. . . . 61 Br'dway.N.Y.City H. J. Young, Bank Examiner............... Syracuse. E. L. Dodge, Bank Examiner............. 61 Broadway, New York City. R. W. Humphrey, Bank Examiner. .61 Br'dway.N.Y.City G. S. Adams, Bank Examiner............6lBr’dway,N.Y.City J. S. Love. Bank Examiner................. 61 Br’dway.N.Y.City B. D. Haight, Bank Examiner........... 1036 Harvard, Rochester. Howard Cline, Bank Examiner..........61 Br’dway.N.Y.Cty Gordon F. Smith, Bank Examiner.. .61Br’dway,N.Y.City H. S, Andrews, Bank Examiner. .. .61Br'dway,N.Y.City W. A. MacCallum, Bank Examiner.. Rochester. Claude Hutchins, Bank Examiner. . .586 Ashland Ave, Buffalo. G. A. Plant, Bank Examiner...............Albany. N. T. Killip, Bank Examiner.............Oswego. C. A. Horne, Bank Examiner............ 61 Br'dway.N.Y.City A. B. Wheeler, Bank Examiner............ 61Br'dway.N.Y.City J. J. Kennedy. Bank Examiner............61 Br'dway.N.Y.City Fletcher G. Crane, Bank Examiner.. 61Br’dway,N.Y.Cit. Geo. W. Egbert, Chief Credit Bureau Mariners Harbor. A. B. McArdle, Bank Examiner........ 61 Broadway, New York City. B. B. Bullock, Bank Examiner........... New York City. A. H. Morey, Bank Examiner............ Buffalo. Irving V. Scott, Bank Examiner........ New York City. H. B. Kennedy, Bank Examiner........ Auburn T. A. Pyterman, Bank Examiner....... 61Br’dway,N.Y.City Norman J- Macdonald, Bk. Exam. .61 Br’way,N.Y.City Ralph W. Taylor, Bank Examiner. . .61Br’dway,N.Y.City John 1. Mesick, Bank Examiner......... 61 Br’dway.N.Y.City F. W. Piderit, Bank Examiner........... 61 Br’dway.N.Y.City Peter N. Shippee, Bank Examiner. . .Albany. Nathai iel Orens, Bank Examiner.... 61 Br'dway.N.Y.City Benjamin Fairbanks, Jr., Bank Exam.61 Br'dway.N.Y.City A. J. Van Pelt, Bank Examiner.'........ 61Br'dway,N.Y.City J S Frazer, Bank Examiner.............. Albany. J. M. Kinney, Bank Examiner...........Buffalo. A H. Snodgrass, Bank Examiner... .61Br’dway,N.Y.City Wm. T. McCaffrey, Bank Examiner .Syracuse. A. B. Clark, Bank Examiner.............. Buffalo. John C. O’Byrne, Bank Examiner.. . Albany S. I. Chittenden, Bank Examiner.. . .61 Br’dway.N.Y.City G. F. Berger, Jr., Bank Examiner. . Buffalo. F. A. Gallagher, Bank Examiner. . . . 61 Br’dway.N.Y.City Emmet W. Irving, Bank Examiner . 61 Br'dway.N.Y.City . Buffalo. Edward A. Duerr, Bank Examiner.________ Q. R. Hendrickson, Bank Examiner, 61 Br’dway.N.Y.City Rho L. Bush, Bank Examiner........... 61 Br'dway.N.Y.City Louis N. Roe, Bank Examiner.......... 61Br’dway,N.Y.City Ralph T. Simmons, Bank Examiner.61Br’dway,N.Y.City Arthur Koch, Bank Examiner........... Saratoga Springs. G. M. Aldrich, Bank Examiner........ 61Br’dway,N.Y.City F. L. H. Holzer, Bank Examiner. .. .61Br’dway,N.Y.City Joseph Meltsner, Bank Examiner. . .61 Br’dway.N.Y.City Ralph E. Haven, Bank Examiner. . Adams. ______. . Raleigh. Jno. _G. Nichols, Bank Examiner. N 0............____ C. W. Cloninger, Asst. JIank Ex........ Raleigh. E. W. Norwood, Asst. Bank Ex......... Raleigh. It. Y. McAden, Asst. Bank Ex........... Raleigh. T. II. Bennett, Clerk.............................Raleigh. -N D .J. R. Wavers, Bank Examiner........... Bismarck. ....................E A. Thorberg, Chief Deputy........... Bismarck. P E. Halldorson, Deputy....................Bismarck. O A Engemoen, Deputy.....................Steele. L. C. McAmeney, Deputy....................Hansboro. A Johannsen, Deputy........................... Minot. L R. Buxton. Deputy........................... Fargo. John Bena, Deputy................................Lankin. Chas Carpenter, Deputy.....................Grafton. Herman Scheffer, Deputy....................Glen Ullin. R L. Stangler, Deputy......... .............. ramestown. Gilbert Semingson, Deputy.................Minot. H. A. Norman, Deputy........................ Halliday. Ohio Philip C. Berg, Superintendent...........Columbus. E J Obendorfer, Asst. Supt............... Youngstown. John II Lange, Chief Examiner......... Portsmouth. T. C. Maher, Bank Examiner.............Greenville. George Walters, Bank Examiner .. . .Columbus. Clyde Sharp, Bank Examiner.............Ada. J. D Bainer, Bank Examiner.............Lakewood. John F. O'Hearn, Bank Examiner.. .Deshler. Ira J. Fulton, Bank Examiner............Columbus. Dudley A. Filler. Bank Examiner.. .Columbus. David Schurr. Bank Examiner........... London. Lu'fius C. Tatman, Bank Examiner.. Portsmouth. Howard M. Sims. Bank Examiner .. .Columbus. John M Elliott, Atty, and Examiner Lisbon. A. T. Falconer, Bank Examiner........ East Liverpool. C. C. Morgan, Asst. Bk. Examiner. .McConnellsville. A. W. Pleister, Asst. Bk. Examiner.. Cardington. C. R. Blauvelt, Asst. Bk. Examiner .Continental. Okla............ J. D. Lankford, Commissioner............ Oklahoma City. J. F. Buck, Asst Bank Commissioner Oklahoma City. E. M. Tankersley, Bank Examiner. .Oklahoma City. E. T. Bradley. Bank Examiner.......... McAlester. J. G. Hill, Bank Examiner................... Oklahoma City. C J. Alexander, Bank Examiner..'. .Oklahoma City. W. L. Reed, Bank Examiner.............. Ada. J. D. Pennington, Bank Examiner.. Enid. 21 TABLE OF CARDINAL NUMBERS AND COMMERCIAL TERMS IN TEN LANGUAGES 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 30 40 50 ENGLISH. FRENCH. GERMAN. One.......................... Two.......................... Three..................... Pour........................ Five.......................... Six............................ Seven ..................... Eight....................... Nine........................ Ten.......................... Eleven................... Twelve................... Thirteen................. Fourteen.............. Fifteen................... Sixteen................... Seventeen.............. Eighteen................ Nineteen................ Twenty................. Twenty-one.......... Thirty".................... Forty...................... Fifty........................ Un............................ Deux....................... Trois....................... Quatre..................... Cinq....................... Six............................ Sept......................... Huit........................ Neuf........................ Dix.......................... Onze........................ Douze..................... Treize..................... Quatorze............... Quinze................... Seize........................ Dix-sept................. Dix-huit................. Dix-neuf................ Vingt....................... Vingt-et-un.......... Trente..................... Quarante.............. Cinquante............ Ein.......................... Zwei........................ Drei........................ Vier.......................... Funf........................ Sechs....................... Sieben..................... Acht........................ Neun....................... Zehn........................ Elf............................ Zwolf....................... Dreizehn................ Vier zehn................ Fiinfzehn.............. Sechzehn................ Siebzehn................ Achtzehn.............. Neunzehn.............. Zwanzig................ Ein und zwanzig. Dreiszig................ Vierzig................... SPANISH. Uno.......................... Dos.......................... Tres.......................... Cuatro................... Cinco....................... Seis............ .............. Siete ........................ Ocho........................ Nueve..................... Diez........................ Once........................ Doce........................ Trece....................... Catorce................... Quince..................... Diez y seis............ Diez y siete.......... Diez y ocho.......... Diez y nueve.... Veinte..................... Viente y uno .... Treinta................... Cuarenta.............. Funfzig...................... Cincuenta.............. ITALIAN. PORTUGUESE. Uno.......................... Due.......................... Tre.......................... Quattro.................. Cinque................... Sei............................ Sette........................ Otto......................... Nove....................... Dieci....................... Undici..................... Dodici..................... Tredici................... Quattordici......... Quindici................ Sedici..................... Diciassette............ Diciotto................ Diciannove........... Venti....................... Vent’uno................ Trenta..................... Quaranta.............. Cinquanta............ Hum, M. Huma, F Doue, M. Duas, F Tres......................... Quatro................... Cinco....................... DUTCH. Een.. Twee. Drie. Vier.. Vvf ’ J 4.......................... Seis........................... Zes.. Sete......................... Zeven ..................... Outo........................ Acht............................ Nove....................... Negen..................... Dez.......................... Tien....................... Onze....................... Elf... Doze....................... Twaalf .•........... Treze....................... Dertien. Quatorze................ Veertien Quinze..................... Vyftien Dezaseis................ Zest.ien Dezasette.............. Zevent.ien Dezocto................ Achtien.................. Dezaneve.............. Negen t.ien. Viete....................... Twintig.................. DANISH. RUSSIAN. Odun. . En .. . To Tre Dba................... . Tza Tsch etire Piat.. Sch est . SWEDISH. En................... 5.... Tv&.... Tre............ Fvra ... Fire Fern. Fern. Sex. Sex.. . Svv .. Sju... . ............................. Otte. Atta......................... Sem......................... Votem.................... Deviat,...................... Desat.......................... Odinnatzat.............. Deven zat, Trenazat,... Oh eter in a. zat Paznatza.t. Schesnadzat. Semnat.zat Vosemnatza.t Davet.n a. zat Ni.. Ti. . Nio.......................... Tio... FI 1 eve Nitt.en. Flfva.. . Tolf. Tretton. Fj orton. Fern ton. . Sexton. Sjnt.ton Adert.on .. Nit.t.on. Dvatzat Tyve Tiugu . . Fn op Twe Tredive. . Fyrretyve. Halvtred sinds- Tjngnen Trettio Fyrtio Femtio V’nte hum.............. Enen Twint.ig Dvat zat-odnar. Trinta..................... Dertig..................... Trudzat Quarenta.............. Veertig...................... Sorok Cincoenta.............. Vvftie Piatdesat . ’ J* ........................ Tolv Tret.ten. Fjort.en Fernten . Sexten. Syt.t.en. Atten. . . tyve. 60 Sixty........................ Soixante................. Sechzig................... Sesenta................... Sessanta................. Secenta.................. Zestig..................... Schestdesat 70 Seventy ................. Soixante-dix .... Siebenzig.............. Setenta................... Settanta................ Setenta................... Zeventig................... Sem desat . . Tred sin d s tyve Halvfjerdsinds- Sextio . . Sjuttio. tyve. 80 90 100 1000 Eighty ................... Ninety................... Hundred................ Thousand.............. Day.......................... Week....................... Month................... Year........................ On demand.......... Quatre-vingt.... Quatre-vingt-dix. Cent........................ MiUe....................... Jour.......................... Semaine................. Mois........................ Annee...................... A presentation... At sight................. A vue...................... After sight............ A jours de vue... After date............ A jours de date.. Pay to the order. Payez a 1’ordre .. I promise to pay. Je payerai............ With interest.... Avec interets.... Achtzig.................. Neunzig................ Hundert................. Tausend................ Tag.......................... Woche..................... Monat..................... Jahr......................... Nach Sicht, or bei Vorzeigung. A vista................... Nach Sicht............ Nach Dato, or nach Heute. Fur mich, or uns an die Qrdre. Werde ich, or werden wir bezahlen Mit Zinzen......... Ochenta ................. Noventa................. Cien........................ MU.......................... Dia.......................... Semana................... Mes.......................... Ano.......................... A presentacion... Ottanta.................. Novanta................ Cento..................... Mille....................... Giorno..................... Settimana.............. Mese........................ Anno....................... A presentazione.. Oiten a................ Noventa................ Cem......................... Mil.......................... Dia.......................... Semana.................. Mez......................... Ta.eht.ig. Vosem d pant. Devianosto. Neeentie.. Hondera............... Sto. Tizat.z Duizend.. Den. Dag... Npdela Mesatz Week. Maanden Anno........................... Jaar. God. A presen tacao... Op vertoon........... Po bziskam Firsindstyve. Ha.lvfpmsindstyvp Hundrede. Tusinde. Dage TTger Maaned A AT At tio Nit tio Hnndra.. Tusen Dag. Vecka Manad Ar .... Paa anfordring . . Pa anfordring ... Vid sigt.. . A vista A la vista.............. A vista................... A vista................... (,p sight a vista. Ho prediavieni. Dagen na zigt Po prpdiovifil'd F.ft.er sigt Rf t pr Sigt,. A. .dias vista . . . Dopo vista........... A dias vista A.. dias fecha .. . Dopo dato............ A.. dias data ... Dagen na dato... Gato............................ Efter dato............ Fran dato.............. A la orden............ Pagate al l’ordine Pagase a ordem.. Voor my aan de Nlat it order.... Rehag at hetale Reha ga r at.t betaorder. la till ordre. til odre. Pagare ................... Paghero................ Pagarei................... Tk nepm aan t,e Ia obetschai......... .leg forpligter mig Jag forpligtar mig betalen. at betale. att betala. Con interes........... Con interesse.... Com intereses ... Met interest......... Is prozentamu... Med rente............ Med riinta............ VALUES OF FOREIGN COINS Treasury Department, Office of the Secretary, Washington, D. C„ January 1,1919 In pursuance of the provisions of section 25 of the act of August 27, 1894, I hereby proclaim the following estimate by the Director of the Mint of the values of pure metal contents of foreign coins to be the values of such coins in terms of the money of account of the United States, to be followed in estimating the value of all foreign merchandise exported to the United States during the quarter beginning January 1,1919, expressed in any such metallic currencies. Entries of merchandise liquidated upon the values proclaimed herein will be subject to reliquidation upon the order of the Secretary of the Treasury whenever satisfactory evidence shall be produced to him showing that the values in United States currency of the foreign money specified in the invoices were at the date of certification at least ten per centum more or less than the values herein proclaimed. CARTER GLASS, Secretary. ___________ Values of Foreign Coins Value in of Legal Standard Monetary Unit. Terms U.S. COUNTRY. Remarks.i Money. Onlri Rpnnhlir Peso________ _____ $0.9648 Krone____________ Gold and silver___ Franc.......................... .2026 .1930 Gnld Gnld Boliviano.................. Milreis................ - - .3893 .5462 Pound sterling......... 4.8665 Dollar.................... — 1.0000 Colon_____________ Dollar____________ Cordoba____ _____ .4653 1.0000 1.0000 Peso............ ............... .7234 f Guatemala: Currency, inconvertible paper, exchange rate about 10.40. I Honduras: Currenoy, bank notes; exchange rate about $0.60. | Salvador: Currenoy, bank notes convertible into silver on demand: exchange rate t about $0,445. Peso................... ....... .3650 C«nr?<?cy: Inconvert>b'e paper; exchange rate, about Amoy____ Canton .... Cheefoo... Chin Kiang Fuchau___ Haikwan (customs). Hankow__ Tael.. Kiaochow. Nankin.__ Niuchwang _____________ Silver__________ < Ningpo___ Peking___ Shanghai.. Swatow ... Takau____ (Tientsin... f Yuan_____ rtniiar J Hongkong. \ Dollar < British i MexicanDollar .................. .. Gold 1.1859 1.1823 1.1342 1.1585 1.0970 1.2066 1.1096 1.1492 1.1735 1.1121 1.1402 1.1561 1.0832 1.0955 1.1934 1.1492 .7771 .7800 .7800 .7857 .9733 Peso..____ _______ Krone____________ Sucre.......................... Pound (100 piasters) 1.0000 .2680 .4867 4.9431 ___ --_ ___ - Gold............ ............... Markka............ ......... -________ _ Gold and silver.... Franc................ ......... .1930 -.1930 Gold Mark . ......................... Pound sterling......... Great Britain__ -___________ Gold_____ ____ _ Grpppp ______ -_______ Gold and silver.__ Drachma................ . .2382 4.8665 .1930 A tipfria.UlinUft.rV Gold Brazil British Colonies in Austra lasia and Africa. Canada _____________ Gold............................ Central American States: Costa Rica ___________ Gold Gold British Honduras Gold........ ............... Nicaragua Guatemala____________ ) Honduras - _________ ? Salvador--------------------- J . . ._ nhjje _____________ Gold 2 China Cuba - Rgypt Finland Franne Haiti Gold_______ ______ Gourde______ ____ .2500 Gold............................ Rupee____ _______ Silver____________ Piaster___________ __ ----- Gold and silver.__ Lira .................... ....... .3244 .7812 .1930 Gold............................ Yen_______________ __ _ _ Gold............................ Dollar____________ .4985 1.0000 Peso.......................... Guilder (Florin)— Dollar ._ Krone____________ Balboa__________ Peso (Argentine).. .4985 .4020 1.0000 .2680 1.0000 .9648 ___ Italy Tiihftria Mexico Netherlands Newfoundland Norway Panama Paraguay . / ____ __ Gold Gold_____ ________ Gold............................ Gold...................... . __ — Gold.......... ............... . ________ Gold....................... Gold_____ ________ Gold________ _____ Gold............................ Gold_______ ______ Gold .0959 .1332 4.8665 .5000 1.0805 . _____ Achrefl. . Persia __ __ Peru.................. Philippine Islands Portugal............. Silver Roumania.................... Russia.......................... Santo Domingo_____ Serbia.................. ............. Siam.................... ................. Spain____________________ Gold______________ Len Kran Gold______________ Libra Gold______________ Peso . .. Gold........................ .. Fsc.ndn Gold. ........... Ruble Gold____ _________ Dollar Gnld ...... Dinar _ Gold_____ ________ Tical Gold and silver___ Peseta___________ .1930 .5146 1.0000 .1930 .3709 .1930 Currency: Depreciated paper, convertible at 44 per cent of face value; exchange rate about $0.45. Greatly depreciated; no quotations. Member of Latin Union; gold is the actual standard. Exchange value $0.1798. 124 bolivianos equal 1 pound sterling. Currency: Government paper. Exchange rate about 26.75 cents to the milreis. Exchange rate $0.23 = 1 colon. Exchange rate $0.98, The tael is a unit of weight; not a coin. The customs unit is the Haikwan tael. The values of other taels are based on their relation to the value of the Haikwan tael. The Yuan silver dollar of 100 cents is the monetary ,°f } Chinese Republic: it is equivalent to .644+ of the Haikwan tael. Currency: Government paper and gold; exchange rate, about $1.15 to 1 gold peso. Exchange rate $0.27 = 1 krone. Exchange rate $0,445. The actual standard is the British pound sterling, which is legal tender for 974 piasters. Exchange rate $0,15 = 1 markka. Member of Latin Union; gold is the actual standard. Exchange value $0.1835. Greatly depreciated; no quotation. Exchange value'$4.7575. Member of Latin Union; gold is the actual standard. Exchange value $0,194 Currency: Inconvertible paper; exchange rate, approxi mately, $0,183. (15 rupees equal 1 pound sterling.) Exch. rate $0.3565 Member of Latin Union; gold is the actual standard. Exchange value $0.1575. Exchange value $0,525. Currency: Depreciated silver token coins. Customs duties are collected in gold. Exchange value silver peso $0.78; gold peso $0,535. Exchange value $0,425. Exchange rate $0.28 = 1 krone. Currency: Depreciated Paraguayan paper, conversion rate about 3,500 per cent. 1 Currency: Silver circulating above its metallic value; 1 exchange value of silver kran, approximately, $0,179. Exchange rate about $5.09. Currency: Inconvertible paper; exchange rate about $0.68. Exchange rate $0,125 = 1 ruble (nominal). Valuation is for gold peseta; currency is notes of the bank of Spain, exchange value, approximately, $0.20 Exchange rate $0.56. Exchange rate $0.2925 = 1 krona. Member of Latin Union; gold is the actual standard.. Exchangevalue $0,204. Turkev ___ Gold ______ Piaster _______ .0440 100 piasters equal to the Turkish £. Uruguay,___________________ Gold Peso x 1.0342 Exchange rate $1.20. x Venezuela__________________ Gold.................... .... Bolivar .1930 Exchange rate about $0.2125. 1 The exchange rates shown under this heading are recent New York quotations and are given merely as an indication of the values of currencies which are fluctuating in their relation to legal standards. Straits Settlements_________ Gold Gold Sweden.......... .......................... Switzerland_________________ Gold............ ........... .5678 .2680 .1930 Dollar___ Krona. _ Franc.. 23 CLEARING HOUSES IN THE UNITED STATES AND CANADA The following Cities and Towns have Bank Clearing House Associations. The officers of each Association may be easily found by referring to the name of the City or Town in the Bank List immediately following the Banks. * before name of city in this list denotes Clearing House examination. * before a bank’s name in the Bank list indicates that it is a member of its local Clearing House. Aberdeen, 8. D.________ Chillicothe. Mo......... Adrian, Mich__________ Cincinnati, Ohio___ Akron, Ohio______ ____ ‘Cleveland, Ohio ... Albany, Ga____________ Coeur d’Alene, IdaAlbany, N. Y..................... Colo. Spgs., Colo— Albany, Ore.__________ Columbia, S. C------Altoona, Pa______ _____ Columbus, Ga_____ Amarillo, Tex_________ ‘Columbus, Ohio ... Ann Arbor, Mich.______ I Connellsville, Pa.... Asheville, N. C_________ Cordele Ga............... Atchison, Kans._______ Dallas, Tex________ Atlanta, Ga.___________ Danville, Ill............... Augusta, Ga___________ Davenport, Iowa ... Aurora, Ill____________ Dayton, Ohio______ Austin, Tex___________ Decatur, Ill._______ Bakersfield, Cal.......... — Baltimore. Md................. Bangor, Me.___________ Bartlesville, Okla.-------Bay City. Mich------------Beaumont, Tex------------Bellingham, Wash-------- ' Billings, Mont.________ Binghamton, N. Y_____ r Birmingham, Ala---------Bismarck, N. D.______ Bloomington, 111.______ Boise, Ida._____________ Boston, Mass______ ____ Bowling Green, Ky......... Brandon, Man._________ Brantford, Ont.________ Brookfield, Mo_________ Brunswick, Ga.__ _____ Buffalo, N. Y..................... Butler, Pa_____________ Denver, Colo............. Des Moines, Iowa.. Detroit, Mich....... Dothan, Ala.______ Dublin, Ga.......... ....... Dubuque. Iowa____ Duluth, Minn______ Edmonton, Alta________ Elberton, Ga__________ El Paso, Tex..................... Emporia, Kan.................... Ennis. Tex.____________ Erie. Pa............................. Estherville, la_________ Eugene, Ore___________ Evansvil'e, Ind............. ‘Los Angeles, Cal--------- Owensboro, Ky.............. I Seattle, Wash............... ‘Louisville, Ky------------- i Palestine, Tex________ Sedalia, Mo_________ Lowell, Mass---------------- 1 Parsons, Kans._______ Shreveport, La............ Sioux City, Iowa____ Macon, Ga.--------------- — Passaic, N. J_________ Sioux Falls, S. D........ Mansfield, Ohio.......... — Pasadena, Cal__________ South Bend,Ind_____ Hagerstowu, Md_____ — j Mason City, la. ----------- Pensacola, Fla.________ Spartanburg, S. C.„. Halifax,Nova Scotia____ McAlester, Okla. .. ___ Peoria, II)_____________ ‘Spokane, Wash........ Hamilton, Ohio________ Medford Ore__________ ' ‘Philadelphia, Pa.______ i Springfield, Ill......... ... Hamilton, Ontario_____ Medicine Hat, Alta. ___ Pine Bluff, Ark................. Springfield, Mass____ Hammond, Ind._______ Memphis, Tenn._______ Pittsburg, Kan._______ Springfield, Mo_____ Hannibal. Mo_________ ‘Milwaukee, Wis_______ Pittsburgh, Pa________ Springfield, Ohio____ Harrisburg, Pa............ ... ‘Minneapolis, Minn_____ Portland, Me__________ Stockton, Cal............. Hartford, Conn________ Minot, N. D________.___ ‘Portland, Ore.________ Superior, Wis.............. Hawkinsville, Ga.______ | Mobile, Ala____________ Providence, R. I,............ Syracuse, N. Y______ Helena, Aik.......... . ........... Montclair, N. J.............. Pueblo, Colo..................... j Helena, Mont.. ...... J Tacoma, Wash........ ... Montgomery, Ala_______ Henderson, Ky_________ j Montreal, Quebec______ ; Tampa, Fla.......... ......... Holyoke, Mass_________ I Moose Jaw, Sask.______ Quebec, Quebec.............. Texarkana, Ark_____ Homestead, Pa_________ Muncie, Ind...... ................. ' Quincy, Ill........ Toledo, Ohio_______ Houston, Tex................... Topeka, Kan_______ Muscatine, la__________ Toronto, Ontario .... Indianapolis, Ind.______ ‘Muskogee, Okla_______ ; Raleigh, N.C_____ _____ Trenton, N. J_______ Reading, Pa___________ Jackson, Mich____ ____ ‘Nashville. Tenn.______ Regina, Sask..................... Tulsa, Okla.............. .. Jacksonville, Fla_______ Nebraska City, Neb____ Reno, Nev_____________ Valdosta, Ga............... Jacksonville, III._______ New Albany, Ind......... „ Richmond, Va............... . Vancouver, Br.Col._ Johnstown, Pa.________ New Bedford,Mass.____ Ritzville, Wash................ Vicksburg, Miss..... Joplin, Mo.......... ............... New Brighton, Pa_____ Rochester, N. Y............... Victoria, Br. Col.___ New Castle, Pa................. Rockford, Ill........ ............. Vidalia, Ga................... Kalamazoo, Mich............. New Haven, Conn______ Rome, Ga.____________ Kansas City, Kan______ Waco, Tex............... .. New nan, Ga___________ Roswell, N. M._................ Washington, D. C.._. ‘Kansas City, Mo........... ‘New Orleans, La........... Washington, Ga____ Knoxville, Tenn.______ Newport News, Va_____ Sacramento, Cal............... Waterbury, Conn,... Lancaster, Pa................. ‘New York, N. Y______ Saginaw, Mich.................. Waterloo, la'.______ Lansing. Mich_________ Norfolk, Va___________ Saint John, N. B........ ..... Wheeling, W. Va____ La Salle. Ill...................... Norristown, Pa......... ....... ‘Saint Joseph, Mo............ Wichita, Kan_______ Lawrence, Kan________ North Yakima, Wash... ‘Saint Louis, Mo_______ Wilkesbarre, Pa..... Lawton, Okla__________ ‘Saint Paul, Minn............ Williamsport, Pa____ Lebanon, Pa------------------ Oakland, Cal___________ Salisbury, N. C_______ Wilmington, Del____ Lethbridge. Alta........ ..... Ocala, Fla_____________ Salt LakeOity.Utah____ I Wilmington, N. C..__ Lewistown, Mont______ Ogden, Utah___________ San Antonio, Tex______ { Winnipeg. Man._____ Lexington, Ky.________ Oil City, Pa____________ San Diego, Cal........ ......... Winona, Minn.______ Lima, Ohio____________ ‘Oklahoma, Okla............. San Francisco, Cal_____ Worcester, Mass.___ Lincoln, Neb............. ........ Omaha, Neb.__________ San Jose, Cal......... ........... Little Rock, Ark.......... . Orange, N. J---------------- Santa Monica, Cal--------- York, Pa____ _______ London. Ontario_______ Saskatoon, Sask----------- Youngstown, Ohio... Grand Rapids, Mich. ... Greensboro, N. C._____ Greensburg, Pa._______ Greenville, S. C________ Guthrie, Okla.................... Fall River, Mass_______ Fatgo, N. D........ . ............. Flint, Mich...... .................. Fort Wayne, Ind.______ Fort Worth, Tex.............. Calgary, Alberta.............. Franklin, Pa____ _____ _ Canton, Ohio__________ Frederick. Md. . ............... Cape Girardeau, Mo___ Fremont, Neb................ Cedar Rapids, Iowa____ Fresno, Cal.___________ Charleston, 8. C.______ Charlotte, N. C________ Gainesville, Fla................. Chattanooga, Tenn_____ Galveston, Tex_________ Cheraw, S. C.......... ........... Gary, Ind........................... Chester, Pa____________ Grand Forks, N. D____ Chester, 8. C.____ ____ Grand Island, Nebr____ Long Beach, Cal_______ Savannah, Ga_____ .... i ^Chicago, Ill....................... ’Grand Junction. Colo Ottawa, Ontario........ ....... Scranton, Pa__________ j Zanesville, Ohio......... Lorain, Ohio <-4 FEDERAL RESERVE BANK INFORMATION FEDERAL RESERVE BOARD (All members in Washington, D. C., during term of office) CARTER GLASS, Chairman (ex-officio') W. P. G. HARDING, Birmingham, Ala., Governor, (1922) CHARLES S. HAMLIN, Boston, Mass., (1926) ALBERT STRAUSS, New York City. Vice-Governor (1928) JOHN SKELTON WILLIAMS (ex-officio) L. C. ADELSON, Assistant Secretary. ADOLPH C. MILLER, San Francisco, Cal., (1924) W. T. CHAPMAN, Assistant Secretary. J. A. BRODERICK, Secretary FEDERAL ADVISORY COUNCIL—(1919) DANIEL G. WING, Boston, District No. 1 J. B. FORGAN, Chicago, District No. 7 J. P. MORGAN, New York, District No. 2 FRANK O. WATTS, St. Louis, District No. 8 LEVI L. RUE, Philadelphia, District No. 3 J. R. MITCHELL, St. Paul, District No. 9 W. S. ROWE, Cincinnati, District No. 4 E. F. SWINNEY, Kansas City, District No. 10 J. W. NORWOOD, Greenville, S. C., District No. 5 E. P. WILMOT, Austin, District No. 11 C. A. LYERLY, Chattanooga, District No. 6 A. L. MILLS, Portland, Ore., District No. 12 DISTRICT No. 1—Bank Located at Boston (Transit Number 5 - 1) TERRITORY IN DISTRICT—Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, and Connecticut, Membership; National Banks 393; State Banks 32. except Fairfield County. DIRECTORS, CLASS B DIRECTORS, CLASS A THOMAS P. BEAL (1920). DIRECTORS, CLASS C FREDERIC H. CURTISS (1920), E. R. MORSE (1919), Boston Chairman of Board and Federal Reserve Agent Proctor, Vermont Boston PHILIP R. ALLEN (1920) THOMAS W. FARNAM (1919), JESSE E. METCALF. (1919) Walpole, Mass. New Haven, Conn. EDWARD S. KENNARD (1921). Providence, R. I. C. G. WASHBURN (1921), ALLEN HOLLIS (1921), Concord. N. H. Worcester, Mass. Rumford, Maine OFFICERS CHARLES A. MORSS, RUSSELL B. SPEAR. C. E. SPENCER, JR.. CHESTER C. BULLEN Governor Assistant Federal Reserve Agent Deputy Governor Deputy Governor and Cashier ASSISTANT CASHIERS ERNEST M. LEAVITT. HARRY A. SAUNDERS, WILLIAM N. KENYON. FRANK W. CHASE, WILLIAM WILLETT, • L. WALLACE SWEETSER. / RESOURCES LIABILITIES Goldin vault and in transit.....'.................. $ 3,187,000 Gold settlement fund........................................... 42,635,000 Gold with foreign agencies................................ 408,000 Gold with Federal ReserveAgent................... 60,160,000 Gold redemption fund......................................... 7,610,000 Legal tender notes, silver, etc........................... 1,168,000 Capital paid in.................................................................................... $ 6,688,000 Surplus.................................................................................................. Government deposits......................................... 75,000 13,533.000 Due to members—reserve account.............................................. 96.924,000 Total reserve.................................................. Bills discounted—secured by Government War obligations—members........................... Bills discounted—all others.............................. Bills bought in open market.............................. U. S. Gov. long-term securities................... U. S. Gov. short-term securit’es..................... Five per cent redemption fund against Federal Reserve bank notes.................................. Uncolle' ted Items ......................... ...................... All other resources........................................... .. . Collection items.................................................................................. 44,569.000 Federal Reserve notes in actualcirculation...............................163,205,000 Federal Reserve bank notes in actual circulation, net liability 5,828,000 All other liabilities.............................................................................. 3 934 qqq TOTAL LIABILITIES....................................................... $334,756,000 TOTAL RESOURCES.............................. 3 25 $115,168,000 1 16,328.000 13,814,000 15,944,000 1,105,000 7,416.000 , z 270,000 63,191,000 1,520,000 $334,756,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 2—Bank Located at New York City. (Transit Number 1-120) TERRITORY IN DISTRICT—The State of New York and the following counties in New Jersey: Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Passaic, Somerset, Sussex, Union, and Warren and the County of Fairfield, Connecticut. Membership: National Banks 622; State Banks 101. DIRECTORS, CLASS A WILLIAM WOODWARD, (1919) DIRECTORS, CLASS B HENRY R. TOWNE, (1919) DIRECTORS, CLASS C PIERRE JAY, (1919) N. Y. City Chairman of Board and Federal Reserve Agent N. Y. City N. Y. City ROBERT H. TREMAN, (1920) WM. B. THOMPSON. (1920) GEORGE F. PEABODY. (1921) Yonkers, N. Y. Ithaca, N. Y. Lake George, N. Y. Deputy Chairman of Board L. R. PALMER, (1921) CHARLES SMITH, (1921) Oneonta, N. Y. W. L. SAUNDERS, (1920) Croton-on-Hudson, N. Y. N. Y. City OFFICERS BENJAMIN STRONG. LOUIS F. SAILER. ROBERT H. TREMAN. Governor Deputy Governor J. HERBERT CASE, LAURENCE H. HENDRICKS, Deputy Governor JAMES F. CURTIS. Deputy Governor Cashier Deputy Governor and Counsel EDWIN R. KENZEL, DUDLEY H. BARROWS Manager of Investments Secretary Assistant Cashiers: JOSEPH D. HIGGINS, A. W. GILBART, G. E. CHAPIN, J. W. JONES, A. J. LINS, W. B. MATTESON. L. R. ROUNDS. I. WARD WATERS, JOHN E. RAASCH, C. H. COE, W. A. HAMILTON and J. E. CRANE RAY M. GIDNEY, HOWARD M. JEFFERSON. Assistant Federal Reserve Agent Auditor RESOURCES LIABILITIES Gold in vault and in transit........................$256,404,000 Gold settlement fund......................................... 12,440,000 Gold with foreign agencies.............................. 2,01 L000 Gold with Federal Reserve agent.............. .. 294:894^000 Gold redemption fund....................................... 25,000,000 Legal tender notes, silver, etc.................. .. . 46,546,000 Capital paid in................................................................................. $ 20,820,000 Surplus ... A........................................................................ 649,000 Government deposits....................................................................... 5,142,000 Due to members—reserve account............................................ 682,887,000 Collection items................................................................................ 143,992,000 Other deposits, including foreign Government credits.... 102,577,000 Federal Reserve notes in actualcirculation.......................... 736,552,000 Federal Reserve bank notes in actual circulation, net liabilities.........................................................................................7 32,725,000 All other liabilities........................................................................... 20.202,000 Total cash reserve................................ Bills discounted—secured by Government war obligation.............................................. Bills discounted—all others.................. Bills bought in open market.................. '' U. S. Government long-term securities U- S. Government short-term securities Five per cent redemption fund against rederal Reserve bank notes.................... Uncollected items................................ (' ’ All other resources.............. ................ TOTAL LIABILITIES.................................................. $1,745,546,000 DISTRICT No. 3 $637,295,000 610,770,000 4I.605..000 69,323,000 1,395,000 202.331.000 1.646,000 171,368,000 9,813,000 TOTAL RESOURCES......................... Bank Located at Philadelphia. $1,745,546,000 (Transit Number 3-4) TERRITORY IN DISTRICT—Delaware, the following counties of New lersevR r . n j Cape May. Cumberland, Gloucester, Mercer. Ocean, and Salem, and all Pennsylvania east of C?mden; following counties: McKean. Elk. Clearfield. Cambria, and Bedford. Membership: National BanksIsO^tate DIRECTORS, CLASS A DIRECTORS, CLASS B JOS. WAYNE, JR., (1920) ALBA B. JOHNSON. (1919) Philadelphia Philadelphia FRANCIS DOUGLAS, (1921) EDWIN S. STUART. (1920) Wilkes Barre, Pa Philadelphia M. J. MURPHY. (1919) DIRECTORS, CLASS C RICHARD L. AUSTIN. (1920) ____ HENRY B. THOMPSON. (1919) Wilmington, Del. . Deputy Chairman of Board CHARLES K. HADDON, (1921) New York City Camden, N. J. CHAS. C. HARRISON, (1921) Philadelphia OFFICERS E. P. PASSMORE. WILLIAM H. HUTT, Governor Deputy Governor WILLIAM A. DYER Deputy Governor EDWIN S. STUART, Cashier C. A. McILHENNY, JAMES M. TOY, Assistant Cashier Philadelphia Chairman of Board and Federal Reserve Agent Assistant Cashier THOMAS GAMON, Jr.. Assistant Cashier W. J. DAVIS, Assistant Cashier 1 RESOURCES LIABILITIES Gold in vault and in transit............................. $ 577,000 Gold settlement fund.................... . .............. 32,855,000 Gold with foreign agencies................... 408,000 Gold with Federal Reserve agent.....................100,918,000 Gold redemption fund....................... .... ............... 7,900,000 Legal tender notes, silver, etc. ” ..;. 898,000 Capital paid in. . ......................................... ...................................... $ 7,562,000 Government deposits......................................................................... 5,021,000 Due to members—reserve account............................................... 92,955,000 Total cash reserve........................................... Bills discounted secured by Government war obligations.................................................. Bills discounted—all others.'......... Bills bought in open market............................... U- S. Government long-term securities. . ... U. S. Government short-term securities......... Uncollected items..................................................... Five per cent redemption fund against Fed eral Reserve bank notes.................................... All other resources................................................... Collection items................................................................................... 76.991,000 Federal Reserve notes in actual circulation.............................. 233,481,000 Federal Reserve bank notes in actual circulation, net liability 8,578,000 All other liabilities............................................................................ 3,353,000 TOTAL LIABILITIES....................................................... $427,941 000 TOTAL RESOURCES............................... 26 $143,556,000 161,41 7,000 19,247,000 3,248,000 1.385,000 10,034,000 86,793,000 450,000 1,811,000 $427,941,000 FEDERAL RESERVE BANK INFORMATION i DISTRICT No. 4—Bank Located at Cleveland. (Transit Number 6-1) TERRITORY IN DISTRICT—State of Ohio, all that part of Pennsylvania west of the eastern boundaries of the following counties: Warren, Forest, Jefferson, Indiana, and Somerset, the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock in the State of West Virginia, and all that part of the State of Kentucky located east of the western boundary of the following counties: Boone, Grant, Scott, Woodford, Jessamine Garrard, Lincoln, Pulaski, and McCreary. Membership: National Banks 748; State Banks 68. DIRECTORS, CLASS B THOS. A. COMBS, (1920) DIRECTORS, CLASS A ROBERT WARDROP, (1920) DIRECTORS, CLASS C DAVID C. WILLS, (1920) Lexington, Ky. Pittsburgh W. S. ROWE, (1919) Pittsburgh Chairman of Board and Federal Reserve Agent R. P. WRIGHT, (1919) Cincinnati LYMAN H. TREADWAY, (1919' Erie, Pa. Cleveland, O. Deputy Chairman of Board JOHN STAMBAUGH, (1921) O. N. SAMS, (1921) HARRY P. WOLFE, (1921) Youngstown, O. Hillsboro, Ohio Columbus, O. OFFICERS E. R. FANCHER, M. J. FLEMING. F. J. ZURLINDEN, Governor Assistant to Governor Assistant to Governor H. G. DAVIS. Cashier W. F. TAYLOR, H. F. STRATER, C. W. ARNOLD, Assis'ant Cashier Assistant Cashier Assistant Cashier GEO. H. WAGNER, J. C. NEVIN, Assistant Federal Reserve Agent and Secretary Auditor CINCINNATI BRANCH. R. B. BARRETT, L. W. MANNING, Manager DIRECTORS: (Transit Number 13-43) Cashier • Assistant Cashier W. S. ROWE, L. W. MANNING, W. C. PROCTOR, JUDSON HARMON, CHAS. A. HINSCH, Cincinnati. PITTSBURGH BRANCH. / I I RECTORS: JOHN P. H. BREWSTER, (Transit Number 8-28) GEORGE DE CAMP, THOS. C. GRIGGS, Manager Cashier R. B. MELLON, CHAS. W. BROWN. JAMES D. CALLERY, T. H. GIVEN, GEORGE DE CAMP, Pittsburgh. P«. RESOURCES LIABILITIES Gold coin in vault and in transit.................... $13,043,,000 Gold settlement fund............................................. 44,266,000 Gold with foreign agencies.................................. 525,000 Gold with Federal Reserve agent...................... 138,669,000 Gold redemption fund........................................... 1,002.000 Legal tender notes, silver, etc............................. 1,074,000 Capital paid in.................................................................................... $ 9,055,000 Government deposits......................................................................... 290,000 Due to members—reserve account................................................ 114,860,000 Collection items................................................................................... 45,440,000 Other Deposits including foreign Government Credits.... Total reserve........... .................. Bills discounted—secured by Government war obligations. ...................................... Bills discounted—all other.................................... Bills bought in open market............................... U. S. Government long-term securities......... U. S. Government short-term securities......... 5 Eer cent redemption fund against Federal Reserve bank notes............................................... Uncollected items...................................................... All other resources................................................. 79,000 Federal Reserve notes in actual circulation........................... 255,486,000 Federal Reserve bank notes in actual circulation net" liability............................................................................................ 9,382,000 All other liabilities.............. .......................................................... 4,096,000 TOTAL LIABILITIES..................................................... $438,688,000 TOTAL RESOURCES............................... 27 $198,579,000 1 18,006,000 10,139,000 39,276,000 1,085,000 11,681,000 516 000 58.640.000 766,000 $438,688,000 FEDERAL RESERVE BANK INFORMATION (DISTRICT No. 5 -Bank Located at Richmond. (Transit Number 68-3) TERRITORY IN DISTRICT—District of Columbia. Maryland, Virginia, North Carolina, South Carolina, and al! West Virginia except the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock. Membership: National Banks 541; State Banks 37. DIRECTORS, CLASS B DIRECTORS, CLASS A DIRECTORS, CLASS C EDMUND STRUDWICK, (1921) JOHN F. BRUTON, (1919) CALDWELL HARDY, (1920) Richmond Wilson, N. C. Norfolk Chairman of Board and Federal Reserve Agent DAVID R. COKER, (1920) EDWIN MANN, (1920) Hartsville, S. C. Bluefield, W. Va. JAMES A. MONCURE. (1919) Richmond Deputy Chairman of Board JAMES F. OYSTER, (1919) CHAS. E. RIEMAN, (1921) Washington, D. C. Baltimore, Md. HOWARD BRUCE, (1921) Baltimore, Md. OFFICERS CHAS. A. PEPLE, GEORGE J. SEAY, GEORGE H. KEESEE, Cashier Deputy Governor Governor C. V. BLACKBURN, THOMAS MARSHAL, Assistant Cashier Assistant Cashier J. G. FRY, W. W. DILLARD, Assistant Federal Reserve Agent Assistant Cashier A. H. DUDLEY, R. N. BROADDUS, Assistant Federal Reserve Agent Deputy Governor BALTIMORE BRANCH. (Transit Number 7-27) CHARLES H. WYATT, M. M. PRENTIS, F. M. LEEKE. Cashier Manager Assistant Cashier DIRECTORS:—M. M. Prentis, H. B. Wilcox, Chas. C. Homer, Waldo Newcomer and William Ingle, Baltimore. RESOURCES LIABILITIES Gold in vault and in transit............................... $ 2,334,000 Gold settlement fund.................................. 15 097 000 Gold with foreign agencies.............................. (’ 204,000 Gold with Federal Reserve agent.............. 64,990,000 Gold redemption fund................................ 5,395,000 Legal tender notes, silver, etc.........................’ ’ 214 000 Capital paid in.................................................................................... $ 4,061,000 Surplus.................................................................................................. 116,000 Government deposits........................................................................ 4,,438,000 T°tal reserve............. ...................................... $88,234,.000 Bills discounted—secured by Government war obligations . .......................................... 66,228,000 Bills discounted—all other........... ............. ...... .. 16,646,000 Bills bought in open market................................................................ 5,103,000 U. S. Government long-term securities......... 1,234,000 U. S. Government short-term securities, . .. 4,784,000 Uncollected items................................. 57,’774’OOO 5 per cent redemption fund against Federal ‘ Reserve bank notes 31 | ,000 All other resources............................................... .. 1.370 000 Due to members-—res rve account............................................. 52,560,000 Collection items.................................................................................. 36,061,000 Federal Reserve notes in actualcirculation............................... 138,118,000 Federal Reserve bank notes in actual circulation-net liability 3,879,000 All other liabilities........................................................ 2,451,000 TOTAL LIABILITIES..................................................... $241,684,000 total Resources..................... Bank Located at Atlanta. DISTRICT No. 6 $241,684,000 (Transit Number 64-14) TERRITORY IN DISTRICT—Alabama, Georgia, Florida, all Tennessee east of the western boundary of the fol lowing counties: Stewart, Houston, Humphreys, Perry, and Wayne: all Mississippi south of the northern boundary of the following counties: Issaquena, Sharkey, Yazoo, Madison, Leake. Neshoba, and Kemper; all Louisiana, south of the northern boundaries of the parishes of Vernon, Rapides, and Avoyelles. Membership: National Banks 372; State Banks 54. DIRECTORS, CLASS A DIRECTORS, CLASS C DIRECTORS, CLASS B JOHN K. OTTLEY (1921) M. B. WELLBORN, (1920) JAS. E. ZUNTZ (1920) Atlanta, Ga. Atlanta. Chairman of Board and Federal Reserve Agent New Orleans FRANK W. FOOTE, (1919) J. A. McCRARY, (1921) Hattiesburg, Miss. EDW. T. BROWN. (1919) Decatur, Ga. PETER R. KITTLES. (1920) Atlanta Deputy Chairman of Board W. H. HARTFORD, (1919) Sylvania, Ga. W. H. KETTIG, (1921) Nashville, Tenn. Birmingham, Ala. OFFICERS JOS. A. McCORD, J. M. SLATTERY, Governor Assistant Federal Reserve Agent and Secretary W. ALBERTSON, R. A. SIMS, W. B. ROPER, W. R. PATTERSON, Asst. Cashier Asst Cashier Asst. Cashier BIRMINGHAM BRANCH. M. W. BELL, General Auditor Cashier J, L, CAMPBELL. CREED TAYLOR Asst Cashier Asst Cashier . (Transit Number 61-19) ALEX. E. WALKER, W. C. STERRETT, Manager Cashier DIRECTORS:—W. H. Retting, Chairman: Oscar Wells. T. O. Smith, W. W. Crawford and John H. Frye. JACKSONVILLE, Fla., BRANCH. (Transit Number 63-19) G. R. DE SAUSSURE, A/anaser DIRECTORS:—John C. Cooper, Chairman: Edward W. Lane. Fulton Saussy, B. H. Barnett and Giles L. Wilson. 28 __________ FEDERAL RESERVE BANK INFORMATION DISTRICT No. 6—Continued NEW ORLEANS BRANCH. (Transit Number 14-21) LOUIS BUCKNER, Jr. W. H BLACK, MARCUS WALKER, Manager, New Orleans Branch Assistant Manager Cashier DIRECTORS : — IAS E. ZUNTZ, Chairman, New Orleans; A. P. BUSH, Mobile. Ala.; J. E. BOUDEN. Jr., New Orleans. La.; H. B. L1GHTCAP, Jackson, Miss.; FRANK ROBERTS. Lake Charles. La.; JAS. P. BUTLER, Jr., New Orleans. La.; P. H. SAUNDERS. New Orleans, La. RESOURCES LIABILITIES Capital paid in.................................................................................... $ 3.190,000 Surplus.................................................................................................... 40,000 2,960,000 Government deposits............... Due to members—reserve account.............................................. 44,091,000 Collection items................................ 22,216,000 Other deposits, including foreignGovernment credits........... Total reserve............................................. .. 5% redemption fund against F. R. bank notes Bills discounted—secured by Government war obligations................... Bills discounted—all other.................................. Bills bought in open market............................... U. S. Government long-term securities ..... U. S. Government short-term securities .... All other earning assets....................................... Uncollected items.................................................... All other resources........................... 39,000 Federal Reserve notes in actual circulation........................... 122,764,000 Federal Reserve bank notes in actual circulation, net lia bility ......................... .. ............................... 5,753,000 All other liabilities.............................................................................. 7,990.000 8,389,000 175,000 44,012.000 6,742,000 230,000 Gold in vault and n transit......... ..................... $ Gold settlement fund........................................... Gold with foreign agencies................................... Gold with Federal Reserve agent...................... Gold redemption fund........................................... Legal tender notes, silver, etc............................. ! ,859,000 $67,538,000 285,000 47,960,080 29.204,000 12,239,000 552,000 6,066,000 13,000 38,289,000 766,000 TOTAL RESOURCES............................... TOTAL LIABILITIES....................................................... $202,912,000 DISTRICT No. 7~-Bank Located at Chicago. $202,912,000 (Transit No. 2-30) TERRITORY IN DISTRICT—State of Iowa, all that part of Wisconsin in the counties of Vernon, Monroe, Jackson, Clark, Marathon, Langlade, Oconto, and Marinette, together with all the counties lying east and south of these -ounties: all of the southern peninsula of Michigan, viz.: that part east of Lake Michigan; all that part of Illinois located north of a line forming the southern boundary of the following counties: Hancock, Schuyler, Cass, SangamonChristian, Shelby, Cumberland, and Clark; and all that part of Indiana north of a line forming the southern bound, aries of the following counties: Vigo, Clay, Owen, Monroe, Brown, Bartholomew, Jennings, Ripley, and Ohio. Membership: National Banks 1,043; State Banks 296 DIRECTORS, CLASS A DIRECTORS, CLASS B GEORGE M. REYNOLDS, (1921) J. W. BLODGETT, (1919) Chicago Grand Rapids, Mich. JAMES B. FORGAN, (1919) A. R. ERSKINE, (1920) Chicago Chicago Chairman of Board and Federal Reserve Agent JAMES SIMPSON, (1920) Chicago Deputy Chairman of Board South Bend, Ind. A. H. VOGEL, (1921) E. L. JOHNSON, (1920) DIRECTORS, CLASS C W. A. HEATH. (1921) E. T. MEREDITH, (1919) Des Moines. Ia. Milwaukee, Wis. Waterloo, Iowa OFFICERS james b. McDougal. B. G. McCLOUD, CHARLES R. McKAY. Assistant to Governor Deputy Governor Gorernor W. F. McLALLEN, Secretary and Assistant Federal Reserve Agent. W. H. WHITE, STERLING B. CRAMER, Assistant Federal Reserve Agent and Mgr. Dept. of Examination Cashier ASSISTANT CASHIERS:—D. A. JONES. F. J. CARR, F. BATEMAN. J. H. DILLARD. KENTC. CHILDS. A. H. VOGT. CLARKE WASHBURNE. J. O. NETTERSTROM. F. R. HANRAHAN and F. A. LINDSTEN. F. R. BURGESS, Auditor W. A. HOPKINS. H. G. KAISER, Assistant Auditor Assistant Auditor DETROIT BRANCH. ROBERT B. LOCKE. Manager DIRECTORS: C. L. POWELL. X Counsel (Transit No. 9-29) WM. R. CATION, JOHN G. BASKIN, Assistant Federal Reserve Agent Cashier J. B. DEW, Assistant Cashier JOHN BALLANTYNE, EMORY W. CLARK, JULIUS H. HAASS, CHARLES H. HODGES. ROBERT B. LOCKE. Detroit. RESOURCES LIABILITIES Gold: in vault and in transit..: ................... $ 23,351,000 Gold settlement fund........................................ II 1,569,000 Gold with foreign agencies.............................. * 816,000 Gold with Federal Reserve agent................ 267,717,000 Gold redemption fund...................................... 14,719,000 Legal tender notes, silver, etc............. ........... 1,670,000 Capital paid in................................................................................. $ 11,128,000 Surplus.............................................................................................. Government deposits...................................................................... 216.000 8,612,000 Due to members—reserve account............................................ 219,664,000 Collection items....................................................... ........................ 51,564,000 Other deposits, including foreign Government credits.. . . 1,504.000 Total reserve............................................... Bills discounted—secured by Government war obligations............................................... Bills discounted—all other............................. Bills bought in open market........................... U. S. Government long-term securities . . . U. S. Government short-term securities . . Uncollected items............................................... 5% redemption fund against Fed. Res. bank notes................................................................ All other resources............................................ Federal Reserve notes in actualcirculation............. ............. 433,775,000 Federal Reserve bank notes in actual circulation, net liability................................................ ;...................................... 17,524,000 All other liabilities....................................................... .................... 7,129,000 TOTAL LIABILITIES....................................................... $751,116,000 TOTAL RESOURCES.......................... 29 $419,842,000 106,124,000 54,668,000 75.068,000 4,509,000 15,612,000 73,055.000 828,000 1,410.000 $751,116,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 8—Bank Located at St. Louis. (Transit Number 4-4) TERRITORY IN DISTRICT-—Arkansas, all Missouri east of the western boundary of the following counties: Harrison, Daviess, Caldwell, Ray, Lafayette, Johnson, Henry, St. Clair, Cedar, Dade, Lawrence, and Barry; all Illinois south of the northern boundaries of the following counties: Adams, Brown, Morgan, McCoupin, Montgomery, Fayette, Effingham, Jasper, and Crawford; all Indiana south of the northern boundaries of the following counties: Sullivan, Greene, Lawrence, Jackson, Scott, Jefferson, and Switzerland; all Kentucky west of the eastern boundaries of the following counties: Gallatin, Owen, Franklin, Anderson, Mercer, Boyle, Casey, Russell, and Wayne: all Tennessee west of the eastern boundaries of the following counties: Henry, Benton, Decatur, and Hardin; and all Mississippi north of the southern boundaries of the following counties: Washington, Holmes, Attala, Winston, and Noxubee. Membership: National Banks 469; State Banks 44. ( DIRECTORS, CLASS A WALKER HILL, (1920) DIRECTORS, CLASS B DAVID C. BIGGS. (1921) St. Louis St. Louis J. C. UTTERBACH, (1921) WILLIAM B. PLUNKETT. (1919) Paducah, Ky. WM. McC. MARTIN. (1921) St. Louis Chairman of Board and Federal Resers, Agent JOHN W. BOEHNE. (1920) Evansville, Ind. Deputy Chairman Little Rock, Ark. SAMUEL A. ZIEGLER. (1919) DIRECTORS, CLASS C LE ROY PERCY, (1920) R. W. MOONEY, (1919) Greenville.Miss. Memphis, Tenn. Albion. Ill. OFFICERS ROLLA WELLS, W. W. HOXTON, Governor Deputy Governor O. M. ATTEBERY, JAMES G. McCONKEY, Secretary and Counsel A. H. HAILL, Cashier Assistant Cashier J. W. WHITE, J. W. RINKLEFF. Assistant Cashier Assistant Cashier LITTLE ROCK BRANCH. (Transit Number 81-13) JNO. M. DAVIS, A. F. BAILEY, Managing Director Cashier DIRECTORS: ED. CORNISH. JNO. M. DAVIS, W. L. HEMINGWAY, GEO. W. ROGERS and MOORHEAD WRIGHT LOUISVILLE BRANCH (Transit Number 21-59) ' DIRECTORS: W. P. KINCHELOE, JOHN T. MOORE. Managing Director Cashier W. P. KINCHELOE. Louisville, W. C. MONTGOMERY, Elizabethtown. CHAS. E. HOGE Frankfort F M SACKETT Louisville, GEORGE W. NORTON, Louisville. MEMPHIS BRANCH. (Transit Number 26-3) A. J. WILLIAMS, JNO. J. HEFLIN, Managing Director Cashier DIRECTORS: JNO. J. HEFLIN, J. D. McDOWELL, S. E. RAGLAND, T. K. RIDDICK and R. B. SNOWDEN LIABILITIES RESOURCES Gold in vault and in transit............................... $ Gold settlement fund............. ...... .*. ............. Gold with foreign agencies................................ Gold with Federal Reserve agent..................... Gold redemption fund..................... ’................. Legal tender notes, silver, etc.. Capital paid in..................................... ............................................... $ 3,800.000 4,660,000 Government deposits...................................... Due to members—reserve account.......... ..................................... 57,083,000 Collection items........................................................................... 49,194,000 Other Deposits, including foreign Government credits... All other liabilities..................................... ........................................ 171,000 > Total reserve.................................................... Bills discounted—Secured by Government war obligations................................................... Bills discounted—all other................................. Bills bought in open market...................... .. United States Government long-term securities U. S. Government short-term securities......... Uncollected items..................................................... Five per cent redemption fund against Fed eral Reserve bank notes...... J... ............. . .. All other resources................................................. Federal Reserve notes in actual circulation......................... .... 120,722,000 Federal Reserve bank notes in circulation, net liability.. . . 4.296,000 26.997.000 233,000 63,771,000 3,398,000 2,197,000 6.128,000 2,109,000 $100,892,000 49,309,000 16,268,000 7,824,000 1,153,000 6,568,000 61,011,000 286,000 556,000 --------7-----TOTAL LIABILITIES.......................................................$243,867,000 TOTAL RESOURCES............................... 30 $243,867,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 9—Bank Located at Minneapolis. » (Transit Number 17-8) TERRITORY IN DISTRICT—Montana, North Dakota, South Dakota, Minnesota, all Wisconsin in the counties La Crosse, Trempealeau, Eau Claire, Chippewa, Taylor, Lincoln, Oneida, Forest, and Florence, and all the counties lying north and west of these and the northern peninsula of Michigan. Membership: National Banks 797; State Banks 69. Minneapolis Ch. of Board and Fed. Rea. Agent St. Paul Minneapolis F. P. HIXON. (1921) W. H. LIGHTNER. (1921) LaCrosse, Wis. Fargo, N. Dak. c. JOHN H. RICH, (1920) F. R. BIGELOW, (1919) L. B. HANNA. (1920) wesley DIRECTORS, CLASS C DIRECTORS, CLASS B DIRECTORS, CLASS A E. W. DECKER, (1919) NORMAN B. HOLTER. (1920) McDowell, (1921) Helena, Mont. Marion, N. D. St. Paul JOHN W. BLACK, (1919) Houghton, Mich. OFFICERS THEODORE WOLD, R. A. YOUNG, Governor Deputy Governor > S S. COOK. CURTIS L. MOSHER, L. W. LONG. Cashier Assistant Federal Reserve Agent Acting Auditor ASSISTANT CASHIERS GRAY WARREN, FRANK C. DUNLOP,' L. E. RAST R. E. TOWLE, RESOURCES (Continued) LIABILITIES Gold with Federal Reserve agent..................... 56,112,000 Gold redemption fund........................................... 4,678,000 Legal tender notes, silver, etc........................... 119,000 Capital paid in.............................................................. .......................$ 2,931,000 Surplus..................... ................................... 38,000 Government deposits...................... 3.432,000 Due to members—reserve account............................................... 48,487.000 Collection items.......... ........................................................................ 8,978,000 Other Deposits, including foreign Government Credits .. . 16,000 Federal Reserve notes in actual circulation.......................... 97,361.000 Federal Reserve bank notes in actual circulation, net liabitity......................................................................................... 4,140,000 All other liabilities............................................................................... 1,754,000 TOTAL LIABILITIES. ..*................................. :........... $167,137,000 RESOURCES C old in vault and in transit................................. $ 8,299,000 Gold settlement fund..._....................................... 1 7,203.000 Gold with foreign agencies................................... 233,000 Total reserve.................................................... Bills discounted-secured by Government war obligations....................................................... Bills discounted—all other.................................. Bills bought in open market................................ U. S. Government long-term securities............ U. S. Government short-term securities......... Uncollected items.................................................... 5 per cent redemption fund against Federal Reserve bank notes....................................... All other resources......................................... $86,644,000 TOTAL RESOURCES............................... $167,137,000 DISTRICT No. 10—Bank Located at Kansas City, Mo. 32,143,000 5,555.000 20,078,000 123.000 5,163,000 16,988,000 236,000 207,000 (Transit Number 18-4) TERRITORY IN DISTRICT—Kansas, Nebraska, Colorado, Wyoming, all Missouri west of the eastern boundaries of the following counties: Worth, Gentry, DeKalb, Clinton. Clay, Jackson, Cass, Bates, Vernon, Barton, Jasper, New ton, and McDonald; all Oklahoma with exception of the following counties: Atoka, Byron, Choctaw, Coal, Johnston. Marshall, McCurtain, and Pushmataha; all New Mexico north of a line forming the southern boundary of the following counties: McKinley, Sandoval, Santa Fe, San Miguel, and Union. Membership: National Banks 994; State Banks 28. DIRECTORS, CLASS’ A W. J. BAILEY, (1919) Atchison, Kan. Kansas City. Mo. C. E. BURNHAM. (1920) THOS. C. BYRNE, (1921) Norfolk. Neb. Omaha, Neb. J. C. MITCHELL. (1921) DIRECTORS, CLASS C DIRECTORS, CLASS B M. L. McCLURE, (1919) Kansas City Chairman of Board and Federal Reserve Agent F. W. FLEMING, (1919) Kansas City Vice Chairman HARRY W. GIBSON. (1920) Denver, Colo. ASA E. RAMSAY, (1920) Muskogee. Okla. of Board R. H. MALONE. (1921) Denver OFFICERS J. Z. MILLER, Jr., C. A. WORTHINGTON, ARCH W. ANDERSON, Sec. ASSISTANT CASHIERS JOHN PHILLIPS, JR., E. P. TYNER, J. W. HELM, Governor DENVER BRANCH and Cash. L. H. EARHART. (Transit Number 23-19) C. A. BURKHARDT, Manager P. R, FREDMAN, Acting Cashier DIRECTORS: C. C. PARKS, Denver, A. C. FOSTER, Denver, C. A. BURKHARDT. Denver, JOHN EVANS, Denver, ALVA ADAMS, Pueblo. OMAHA BRANCH (Transit Number27-12) O. T. EASTMAN, Manager E. D. McALLISER, Cashier DIRECTORS: LUTHER DRAKE, Omaha, J. C. McNISH, Omaha, O. T. EASTMAN, Omaha, P. L. HALL, R. O. MARNELL, Nebraska City. LIABILITIES RESOURCES (Continued) Gold with Federal Reserve agent.................... $54,549,000 Gold redemption fund........................................... 3,597.000 Legal tender notes, silver, etc............................. 140,000 Capital paid in.................................................................................... $ 3.659.000 government deposits......................................................................... 5.814,000 Due to members—reserve account........................... 68:032^000 Collection items................................................................................... 30,566,000 Federal Reserve notes in actualcirculation.............. ............... 112,510,000 f ederal Reserve bank notes in actual circulation, net li“bility............................................................................................ 11,404,000 All other liabilities.............................................................................. 3,175,000 Total reserve.................................................... Bills discounted—secured by Government war obligations.............................................. Bills discounted —all other................................ Bills bought in open market................................ U. S. Government long-term securities......... U. S. Government short-term securities .... Uncollected items.................................................... 5% redemption fund against F. R. banknotes All other resources.................................................. TOTAL LIABILITIES........................................................ $235,160,000 RESOURCES Gold in .'ault and in transit ............................. $ 145,000 Gold settlement fund............................................. 34,018.000 Gold with foreign ag :ncies.................................. 291,000 Lincoln, i't 31 TOTAL RESOURCES............................... * $92,740,000 20,245,000 36,153,000 14,403,000 8,867,000 4,396,000 56,786,000 566,000 1,004,000 $235,160,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 11—Bank Located at Dallas. (Transit Number 32-3) TERRITORY IN DISTRICT—Texas, all New Mexico south of the northern boundaries of the following counties: Valencia, Bernalillo, Torrance, Guadalupe, and Quay, all Louisiana north of the southern boundaries of the following counties: Sabine, Natchitoches, Grant, LaSalle, Catahoula, and Concordia; the following counties in Oklahoma: Atoka, Marshall, Bryan, Choctaw, Coal, Pushmataha, McCurtain, and Johnston, and the following counties in Arizona: Pima, Graham, Greenlee, Cochise, and Santa Cruz. Membership: National Banks 630; State Banks 97. DIRECTORS, CLASS B DIRECTORS, CLASS A MARION SANSOM, (1919) J. T. SCOTT. (1921) Ft. Worth, Texas Houston, Tex. FRANK KELL. (1921) E. K. SMITH. (1920) b. a. Dallas Deputy Chairman of Board J. J. CULBERTSON, (1920) McKinney, <i9i9> Paris, Texas Durant, Okla. Dallas Chairman of Board and Federal Reserve Agent W. B. NEWSOME, (1921) Wichita Falls. Texas Shreveport, La. DIRECTORS, CLASS C W. F. RAMSEY, (1920) H. O. WOOTEN, (1919) Abilene, Texas OFFICERS R. L. VAN ZANDT, LYNN P. TALLEY, Governor Deputy Governor and Cashier PAUL G. TAYLOR, Assistant Cashier Assistant Cashier Assistant Federal Reserve Agent W. C. WEISS, FRED HARRIS, Auditor Assistant Cashier EL PASO BRANCH. SAM R. LAWDER, Manager (Transit Number 88-1) M. CRUMP, Cashier PAUL S. MILLER, Asst. Fed. Res. Agent and Auditor SAM R. LAWDER, A. F. KERR, U. S. STEWART, A. P. COLES and W. W. TURNEY. El Paso RESOURCES LIABILITIES Gold in vault and in transit.............................. $ 5,718,000 Gold settlement fund.... ........................................ 3,61 5,000 Gold with foreign agencies................................... 204,000 Gold with Federal Reserve agent.................... 22.391,000 Gold redemption fund........................................... 2,195,000 Legal tender notes, silver, etc............................. 1,230,000 Capital paid in. . ................................................................................$ 3,154,000 Government deposits......................................................................... 2,116,000 Due to members—reserve account.............................................. 32,767,000 Collection items.................................................................................. Total reserve........... .......................... ............. 5% redemption fund against F. R. bank notes Bills discounted—secured by Government war obligations.................................. .................. Bills discounted—all others.................................. Bills bought in open market............................... U. S. Government long-term securities......... U. S. Government short-term securities........ Uncollected items.................................................... AU other resources.................................................. 15,038,000 Federal Reserve notes in actual circulation............................ 59,578,000 Federal Reserve bank notes in actual circulation—net liability.......................................................................................... 5,539,000 All other liabilities.............................................................................. 1,808,000 TOTAL L IABILITIES........................................................ $120,000,000 Assistant Cashier R. R. GILBERT, CHAS. C. HALL, DIRECTORS: R. B. COLEMAN, TOTAL RESOURCES............................... 32 $35,353,000 312,000 19,705,000 31,229,OiOO 2,678,000 4,000,000 3.900,000 21,875.000 948,000 $120,000,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 12—Bank Located at San Francisco. (Transit Number 11-37) TERRITORY IN DISTRICT—California, Washington, Oregon, Idaho, Nevada, Utah, and the following counties in Arizona: Apache, Coconino, Gila, Maricopa, Mohave, Navajo, Pinal, Yavapai, and Yuma. Membership: National Banks 551; State Banks 94. DIRECTORS, CLASS C DIRECTORS, CLASS B DIRECTORS, CLASS A JOHN PERRIN. (1920) E. H. COX, (1919) C. K. McINTOSH (1919) San Francisco Chairman of Board and Federal Reserve Agent San Francisco San Francisco A. B. C. DOHRMAN (1920) J. E. FISHBURN (1920), WALTON N. MOORE, (1921) San Francisco Los AngeleS, Cal. San Francisco, Deputy Chairman of Board J. A. McGREGOR (1921) M. A. BUCHAN, (1921) EDWARD E. ELLIOTT. (1919) San Francisco Palo Alto, Cal. Berkeley, Cal. OFFICERS JAMES K. LYNCH. JNO. U. CALKINS, Governor Deputy Governor WM. A DAY. IRA CLERK. Assistant Deputy Governor H. S. HOUSE; Cashier Auditor Assistant Cashiers; W. N. AMBROSE, C. R. SHAW, C. F. DREXEL, W. M. HALE, C. D. PHILLIPS and H. C. VOGELSANG GAVIN McNAB, Counsel PORTLAND BRANCH, (Transit Number 24-1) C. L. LAMPING, Acting Manager DIRECTORS: A. B. MASON, Acting Cashier C. L. LAMPING, Portland; J. C. AINSWORTH, Portland; EVERETT AMES, Portland; NATHAN STRAUSS, Portland; E. A. COOKINGHHAM, Portland. SALT LAKE CITY BRANCH, CHAS. H. STEWART, Acting Manager DIRECTORS: (Transit Number 31-31) D. L. DAVIS, Acting Cashier L. H. FARNSWORTH, Salt Lake City; C. A. DAY, Ogden; CHAS. H. STEWART. Salt Lake City; G. G. WRIGHT, Salt Lake City; L. HANCHETT, Salt Lake City. SEATTLE BRANCH, (Transit Number 19-1) C. J. SHEPHERD, Manager DIRECTORS: C. A. BEMIS, Acting Cashier M. F. BACKUS, M. A. ARNOLD, C. J. SHEPHERD, CHAS. H. CLARKE, CHAS. E. PEABODY, Seattle, Wash. SPOKANE BRANCH, (Transit Number 28-1) W. L. PARTNER, Cashier CHAS. A. McLEAN, Manager DIRECTORS: D. W. TWOHY. Spokane; R. L. RUTTER Spokane; CHAS. A. McLEAN, Spokane; PETER McGREGOR, Spokane; G. I. TOEVS, Spokane. LIABILITIES RESOURCES Gold coin in vault and in transit....................... $12,021,000 Gold settlement fund............................................. 25,674.000 Gold with foreign agencies.................................. 321,000 Gold with Federal Reserve agent...................... 120,126,000 Gold redemption fund........................................... 1,777,000 Legal tender notes, silver, etc............................. 459,000 Capital paid in.................................................................................... $ 4,633.000 Government deposits......................................................................... 7,349,000 Due to members—reserve account.............................................. 77,008,000 Collection items..................... a......................................................... 30,214,000 Other deposits, including foreign Government credits. . . . Total reserve............................................. . Bills discounted—Secured by Government war obligations................. Bills discounted—all other.................................. Bills bought in open market............................... U. S. Government long term securities....... U. S. Government short-term securities........ Uncollected items.................................................... 5 per cent redemption fund against Federal Reserve bank notes........................................... All other resources.................................................. 2,606,000 Federal Reserve notes in actual circulation........................... 211,692,000 Federal Reserve bank notes in actual circulation, net lia bility............................................................................................... 6,242,000 All other liabilities............................................ 1............................... 3,439,000 TOTAL LIABILITIES....................................................... $343,183,000 TOTAL RESOURCES............................... $160,378,000 52,136,000 28,039,000 38,489,000 3,461,000 4,726,000 53,838,000 282,000 1,834,000 $343,183,000 33 L • FEDERAL LAND BANK INFORMATION FEDERAL FARM LOAN BOARD CARTER GLASS, Chairman GEORGE W. NORRIS, Farm Loan Commissioner CHARLES E. LOBDELL W. W. FLANNAGAN, Secretary W. S. A. SMITH HERBERT QUICK ■) A -.10 V 1 -.'.I ‘ V > *« >..•*: i ™ DISTRICT No. 1—Bank Located at Springfield, Mass. TERRITORY IN DISTRICT—Maine, New Hampshire. Vermont. Massachusetts, Rhode Island, Connecticut, New York, and New Jersey. CAPITAL, $1,034,365. DIRECTORS—LEONARD G. ROBINSON, PrestdenZ; B. G. McINTIRE, Vice-President; HUGH S. McCONNOR, Secretary; G. SCOTT DALGLEISH, Treasurer, and HERBERT MYRICK. f _________________________________ __________ _________ DISTRICT No. 2—Bank Located at Baltimore, Md. TERRITORY IN DISTRICT—Pennsylvania, Delaware, Maryland, Virginia, West Virginia, and the District of Columbia. CAPITAL, $1,250,000. DIRECTORS—VULASKA VAIDEN, President; D. FRED SHAMBERGER. Vice-President; CALVIN R. TITLOW. Secretary; HARRIS, Treasurer, and JOHN H. MURRAY. G. A. DISTRICT No. 3—Bank Located at Columbia, S. C. TERRITORY IN DISTRICT—North Carolina, South Carolina, Georgia, and Florida. CAPITAL, $1,149,845. DRECTORS—D. A. HOUSTON, President; L. I. GUION, Vice-President; HOWARD C. ARNOLD, Secretary; H. H. ROOT. Treasurer, and S. C. WARNER. / ______________________________________________________ DISTRICT No. 4—Bank Located at Louisville, Ky. TERRITORY IN DISTRICT—Ohio, Indiana , Kentucky, and Tennessee. CAPITAL, $1,255,550. DIRECTORS—WALTER HOWELL. President; H. A. SOMMERS. Vice-President; JAMES B. DAVIS, Secretary; L. B. CLORE, Treasurer, and A. P. SANDLES. ___________ ____ _____ DISTRICT No. 5—Bank Located at New Orleans, La. TERRITORY IN DISTRICT—Alabama. Mississippi, and Louisiana. CAPITAL, $1,323,890. DIRECTORS—T. F. DAVIS, President; W. C. DUFOUR, Vice-President; C. C. GASPARD, Secretary; A. Y. MALONE, Treasurer, and J. T. SAVAGE. ____________________ __ _______________________________ DISTRICT No. 6—Bank Located at St. Louis, Mo. TERRITORY IN DISTRICT—Illinois, Missouri and Arkansas. CAPITAL, $1,305,260. DIRECTORS—HERMAN W. DANFORTH. President; CARL E. HOPKINS. Vice-President; O. J. LLOYD Secretary L. L. BEAVERS . Treasurer, and D. WARD KING. DISTRICT No. 7—Bank Located at St. Paul, Minn. TERRITORY IN DISTRICT—Michigan, Wisconsin, Minnesota, and North Dakota. CAPITAL, $1,823,269. DIRECTORS—E. G. QUAMME, President; B. F. FAAST, Vice-President; H. K. JENNINGS, Secretary; PAUL A. PREUS. Treasurer, and W. S. HARRIS. , _________________ • ________ • __________ _ DISTRICT No. 8—Bank Located at Omaha, Neb. TERRITORY IN DISTRICT—Iowa. Nebraska. South Dakota, and Wyoming. CAPITAL, $1,594,820. DIRECTORS—D. P. HOGAN, President; JOSEPH M. CAREY. Vice-President; FRANK G. ODELL. Secretary; E. D. MORCOM. Treasurer, LEO. J. McCARTHY, Ass’t Secretary, and WARREN C. BAKER. DISTRICT No. 9—Bank Located at Wichita, Kas. TERRITORY IN DISTRICT—Oklahoma, Kansas, Colorado, and New Mexico. CAPITAL, $1,567,780. DIRECTORS—T. J. GUILFOIL, President; Treasurer, and T. A. HUBBARD. MILAS LASATER, Vice President; JOHN B. McMANUS. Secretary; ____________________________ CALEB DAGG, DISTRICT No. 10—Bank Located at Houston, Tex. TERRITORY IN DISTRICT—The State of Texas. ; a CAPITAL, $1,511,825. , ; . DIRECTORS—M. H. GOSSETT. President; J. A. THOMPSON. Vice-President; T. J. CALDWELL, Treasurer; S. A. LINDSEY, Secretary, and R. D. JOHNSON. DISTRICT No. 11—Bank Located at Berkeley, Cal. TERRITORY IN DISTRICT—California, Nevada, Utah, and Arizona. CAPITAL, $1,228,680. DIRECTORS—W. H. JOYCE. President; A. C. KUHN. Vice-President; JOHN GUILL, Jr.; A. W. HENDRICK. Secretary. I WILLARD D. ELLIS. Treasurer, and ‘ DISTRICT No. 12—Bank Located at Spokane, Wash. TERRITORY IN DISTRICT—Washington, Oregon, Montana, and Idaho. > r. . CAPITAL, $1,899,099 DIRECTORS—D. G. O’SHEA. President; DAVID S. WALLACE, Vice-President; GEORGE C. JEWETT. Secretary; GEORGE M. DREHER Treasurer, and A. W. CAWTHORN. ’ 34