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UniversityLibrary

078169826

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2441

A N N E X LIB.

Ri5a
THE

MERCHANTS EXCHANGE
NATIONAL B A N K
OF T H E C I T Y OF

YORK

N E W

257 B R O A D W A Y

O R G A N I Z E D

1829

NATIONALIZED

1865

P H I N E A S C. L O U N S B U R Y
PRESIDENT

H E R M A N

D. K O U

---

K I M B A L L C.

VICE-PRESIDEN

G I L B E R T

A T W O O D

VICE-PRESIDENT

H. J O H

F R A N K E. A N D R U S S

VICE-PRESIDEN

ASSISTANT CASHIER

Libraryof

A COMME

AL C E N T R E .
NO

Excepti
Accounts of E

ient Service.

Merchants solicited.

Dei

Viger

SubNumine

PrincetonUniversity.
ehT...SRECIFFO...

NAT

PlinyFisk
Statistical Library

ARDDELAFIELD
ERTG.THORNE

President
Vice-President

IC.McKEON

Vice-President

IC.VANCLEAF
Vice-President
IAMO.JONES
Vice-President
RICEH.EWER
Cashier
IAMA. MAIN
Asst.Cashier
'KO. FOXCROFT
- A s s t . Cashier
$F.SAILER
Asst.Cashier
ERNESTV.CONNOLLYAsst.Cashier

P
B A N K

J. E D W I N P R O V I N E
Asst.Cashier
WILLIAME. DOUGLAS
Asst.Cashier
HENRYL. SPARKS
Asst.Cashier
GEORGEH. KRETZ
Mgr.Foreign Dept.

OF N E W Y O R K
Organized 1 8 5 6

Capital

-

-

Surplus and Profits

$ 5,000,000.00

-

-

-

Deposits,(December31,1914)

15,000,000.00

110,000,000.00

Issues LettersofCreditforTravelers Availablein All PartsoftheWorld
DIRECTORS
STUYVESANTFISH

AUGUST BELMONT

ISAACGUGGENHEIM

THOMASF.VIETOR

CHARLESSCRIBNER

RICHARDDELAFIELD

GILBERTG.THORNE

EDWARDC. WALLACE

EDWARDC.HOYT

FRANCISR.APPLETON

JOHNC. McKEON

EDWING. MERRILL

W.ROCKHILLPOTTS

CORNELIUSVANDERBILT

RICHARDH. WILLIAMS

JOHN G. MILBURN

2

X

"/12/15

$1525
100 Y E A R S

COMMERCIAL

A

BANK

Capital a n d S u r p l u s
$3,500,000.00
R e s o u r c e s , $35,000,000.00
DIRECTORS
WM.O. ALLISON
NewYorkCity
HORACE E. A N D R E W S

Pres.NewYorkState Railways
AUGUST B E L M O N T

August Belmont&Co.
AUGUST BELMONT,JR.
August Belmont&Co.
DANIELJ. CARROLL

President AlbereneStoneCo.

D I R E C T O R S

T H E

CHATHAM
PHENIX

SAMUELS. CHILDS
Pres.ChildsCo.
HARDENL. CRAWFORD

R I C H A R D H. H I G G I N S
Vice-President
H. S T U A R T H O T C H K I S S
Vice-Pres.GeneralRubberCo.
L O U I S G. K A U F M A N
President

F R A N K R. L A W R E N C E
Counsellor-at-Law
E D W A R D E. L O O M I S

Pres.Del.,Lack.&West.CoalCo.

CHATHAM

Pres.CenturyBankofNewYork

EST1850

W A L D O H. M A R S H A L L
Pres. AmericanLocomotiveCo.
J A M E S H. P A R K E R
NewYork

PIERRES. DU P O N T

Vice-PresidentE.I.DuPont
DeNemours PowderCo.

J O H N RINGLING

DESMOND D U N N E

Ringling Bros.

Pres.Desmond DunneCo.

OSCAR SCHERER
OscarScherer&Bro.
EDWARD SHEARSON

ELLISP. E A R L E

Pres.Nipissing MinesCo.
FESSENDEN

Hay0.G.
denW. Wheeler&Co.
JOHNM. HANSEN

Pres.StandardSteelCarCo.
GEORGEM. H A R D
Chairmanofthe Board
PARMELYW. HERRICK

Cleveland,Ohio
FRANKJ. HEANEY
Everett,Heaney&Co.

EST1812

NATIONAL
PHENIX

BANK
N E W

YORK

CITY

Shearson,Hammill& Co.
S A N F O R D H. S T E E L E
Pres. GeneralChemicalCo.
1

S. B. T H O R N E
Pres.TempleCoalCo.
A L B E R T A. T I L N E Y
HarveyFisk& Sons
F R E D E R I C K D. U N D E R W O O D
Pres. Erie Railroad Co.
J O H N D. V E R M E U L E
Pres.Goodyear RubberCo.
SAMUEL

WEIL

Samuel Weil & Son

O F F I C E R S

resident
FRANKJ. HEANEY,Vice-PLOUIS
G. K A U F M A N , President

WILLIAMH. STRAWN,Vice-President

R I C H A R D H. HIGGINS, Vice-President
F R A N K V. B A L D W I N , Vice-President

BERTL.HASKINS,Vice-Pres.andCash'r
HENRYL. CADMUS,Ass'tCashier
HENRYC. HOOLEY,Ass'tCashier

N O R B O R N E P. GATLING, Vice-President
W A L T E R B. BOICE, Ass't Cashier
JOSEPHBROWN,Ass'tCashier
VINTON M. NORRIS, Ass'tCashier
FREDERICK H. HORNBY, Ass't Cashier
GEORGE M. H A R D , Chairman

WEINVITETHE ACCOUNTS OF BANKS, BANKERS,

MANUFACTURERS,MERCHANTSAND INDIVIDUALS

8

THEJ-G-WHITE COMPANIES

J-G-WHITE&COMPANYINCORPORATED
Specialists in financing Public Utility Properties ofevery
description. AlsoengagedinfinancingIndustrialEnterprises,

andassistingIndustrial Propertiestoattainabroaderscope
ofoperationbyincreasedfacilitiesandgreaterefficiency.
WepurchasePublicUtilityandIndustrialProperties.

THEJOG-WHITE ENGINEERING CORPORATION
Engineersand Contractors engaged in thedesign and construction of Hydro-Electric, Steam Railroad,and Electric
RailroadProperties; alsoElectricLight and Power Stations,
a n d G a s Plants.

We have available, for immediate service at all times, an

Engineering-Reporting Department composed ofexperts in
all branchesofengineeringwork, and devoted exclusivelyto
making reports, appraisals, and valuations ofPublicUtility
Properties. Wehavecompleted,withinthepastthreeyears,
inventories,appraisals andestimatesofPublicUtilityPropertiesvaluedatover$500,000,000.

Our facilities for handling all classes of engineering and
constructionworkare unequalled.

THEJOG-WHITE MANAGEMENTCORPORATION
Operatorsand Managers of Public Service Properties, and

Industrial Corporations, with an organizationofspecialists
skilled inproducing highestefficiencies and lowestcostsof
operation.

43 E X C H A N G E P L A C E
London

N E W

San Francisco

4

Y O R K

Chicago

4

L

L

S

D

Y

O

N

A

B

K

E

T

I

M

I

L

D

.

Chairman: R. V. VASSAR-SMITH.
Deputy Chairman: J. W. B E A U M O N T PEASE.
1
($5

£1.)
· $156,521,000

Capital

Subscribed

Capital

paid

Reserve

Fund

up

25,043,360

-

18,000,000
yneM

A d v a n c e s , & c . (Oct., 1914) 2 9 3 , 1 5 6 , 6 6 5
do.

Deposits, & c .

583,734,045

THIS B A N K H A S O V E R 8 5 0 OFFICES IN E N G L A N D & WALES.
COLONIAL

AND

FOREIGN

DEPARTMENT,

Head Office:
LOMBARD STREET, LONDON, E.C.

1 7 , C o r n h i l l , L o n d o n , E.C.
PARIS AUXILIARY:

LLOYDS

B A N K ( F R A N C E ) L I M I T E D , 26, A V E N U E

DE

L'OPERA,

with Branches at BIARRITZ, BORDEAUX and HAVRE.

L

O

N

D

O

N

C I

T

Y

&

M

I

L

D

A

N

D

B

A

N

K

L I M I T E D
H E A D O F F I C E : 5, T H R E A D N E E D L E S T R E E T , L O N D O N , E. C.
F O R E I G N B R A N C H OFFICE: F I N C H L A N E , L O N D O N , E. C.

S u b s c r i b e d
P a i d - u p
R e s e r v e

1

C a p i t a l

=

$ 1 0 4 , 3 6 7 , 6 0 0
2 1 , 7 4 3 , 2 5 0

C a p i t a l

1 8 , 5 0 0 , 0 0 0

F u n d

Deposit a n d Current A c c o u n t s

(30thApril,1914)
66
66
66
66

C a s h i n h a n d , atCall,andatShortNotice
Bills of E x c h a n g e
Investments
·
Advances, etc.

$477,372,010
138,431,800
56,957,550
44,476,840
266,221,620

"
Over 8 8 0

Offices in E n g l a n d a n d W a l e s

SIREDWARDH. HOLDEN,Bart., CHAIRMAN

T H E

B

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A N D
L I S T

O F

THE ORIGINAL

A T

T

O

Y

S

" B A N K E R S ' B L U E

B O O K "

Official B a n k e r s ' D i r e c t o r y
for
Kansas, K e n t u c k y , M o n t a n a , a n d O h i o
State Bankers' Associations
Official N u m b e r i n g A g e n t
for
American Bankers Association
January, 1915
78th E D I T I O N - 4 3 d Y E A R
C O N T E N T S
Banks,Bankers,and Trust CompaniesintheUnitedStates:-National,State,orPrivate; year established;
officers; financial statement; principal correspondents, andthe Transit Number of each bankinthe
UnitedStatesgiven exclusivelybyTheRand-McNally Bankers'Directory under theauthority ofThe
American Bankers Association.
FederalReserveBank Information-- Members, (see correspondent column in bank list);
directorsandmapshowingFederalDistricts (SeePage25).
BanksandBankersinCanada,Mexico,Cuba,and U. S.IslandPossessions.
LeadingBanksandBankersinForeignCities.
CashiersandAssistantsalphabeticallyarranged.
BondedLawyers at important banking points in the United States and Canada. These
lawyersarebondedbyTheAmerican Surety C o m p a n y of N e w York, as explained on
IndexLawyers.
DirectorsofBanksandTrustCompanies in all towns and cities in theUnited States having two or more
commercialbanks.
ANewCountyMap(indexed)ofeachStateintheUnitedStates, amapofeachoftheProvincesofCanada,
ofForeignCountries,oftheIslandPossessionsoftheUnitedStates, and ofPrincipalCitiesintheUnited
States,allprintedincolors(size 11x14 inches).
ANumericalSystemTransitMapforguidanceinroutingchecksandotherbankitems.
PopulationofeveryBankingTownorCity, Censusof1910.
ClearingHousesintheUnitedStatesandCanada, withtheirofficersandmembers.
AllTownsandVillages Without Banks, inthe United States and Canada, with theirnearest accessible
bankingpoints.
MembersoftheAmericanandStateBankers' Associations,anda listoftheseAssociationswith Officers.
SelectedListofStockandBondBrokersinallthePrincipalCities.
TheRevisedBankingandCommercialLawsofeachState,andofthe CanadianProvinces.
AMapandChartoftheUnitedStatesandCanada,givingfullinformation inregardtolegalholidays,grace,
interest,paymentoftimeandsightpaper,etc.
StateBankingDepartmentswiththeNamesandAddressesofthoseincharge.
NamesandAddressesofStateBankExaminersineachState.
AListofNationalBankExaminers,withaddressesanddistricts.
DatesofComptrollers'CallstoNationalBanks-1886to1915.
Fellinformationin regardto population, countyseat,money-order office, expressoffice,telegraphstation,
statecapital,etc.,underListofCommercialLawyers.
ATableofCardinal Numbers and Commercial Termsin Ten Languages; Rates of Postage, Value of
ForeignCoins,etc.
R A N D

CHICAGO(HeadOffice)

M C N A L L Y

&

C O M P A N Y

PUBLISHERS
R A N D - M C N A L L Y BUILDING
N E W
9

2

Y O R K

Copyright,1883,byRandMcNally& Company. JanuaryEdition.
Copyright,1883,byRandMcNally&Company. JulyEdition.
Copyright,1884,byRandMcNally& Company.
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JanuaryEdition.
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10

B a n k e r s

The R a n d - M c N a l l y

' D i r e c t o r y

and

List

A t t o r n e y s

of

Founded 1872

Official B a n k e r s ' D i r e c t o r y
for
Kansas, Kentucky, M o n t a n a , a n d O h i o
State Bankers' Associations
Official N u m b e r i n g A g e n t
for
American Bankers Association

The Original " B a n k e r s ' B l u e
JANUARY, 1915

78th

To

Accept

B o o k "

no

43d

EDITION

O u r

Substitute

Y E A R

Subscribers

WEtakepleasure in offering to you this,the Seventy-EighthEdition of The RandMcNallyBankers'Directory,withtheassurancethat nothing has beenleftundone
byusinoureffort to give youaDirectoryasnearlyperfect asexperience, continued
vigilance,timeandmoneywillmake it.
Beginningwiththe January 1915 edition, we have given you at all important
pointsinthe United States and Canada, a lawyer, bonded by the American Surety
CompanyofNewYork. Thisisfurtherevidenceofour policyofgivingthebestservice
thatmoneycanbuy.
Iferrorsare found, as of coursesomewillbe in any book ofthis nature, they are
nottheresultofanylackofpainstaking effort on ourpart. We make anhonestrevision
everysixmonths, soliciting direct every bank in America for its report, andcontinuing such
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madeonlyonesuch solicitation, we could save thousands of dollars in postage and
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3. Itisbeautifullyprintedinclear,readabletype.
4.Itgivestoadvertisers a country-wide circulation, covering a majority of the
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In Short, it is an

Honest

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Wehopethat the results of our efforts m a y meet with your continued approval
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RAND M C N A L L Y

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Rand-McNally Building
Chicago(HeadOffice)
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A

ANNOUNCEMENT
With the desire that this Directory

may be ofstill greater value to subscribers,the Publishers haveatagreat
expense caused to be bonded by
THE

A M E R I C A N S U R E T Y CO.
OF

N E W

YORK

certainoftheAttorneyswhose names
appearintheAttorneys'Listpublished
and Indexed inthis Directory.
Complete information is given at

the beginning ofthe Attorneys'List
(see index “Lawyers”).

Subscribersshouldfamiliarizethem-

selveswiththisimportantfeatureof
ourserviceanditishopedthat they
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advantagesitoffers.

S E E D E S C R I P T I V E M A P B A C K OF T H I S P A G E .

AMERICAN

HOLIDAY

CALENDAR

1915

Showing Holidays in addition to Sundays affecting the Maturity
ofNegotiable Instruments
Interest

l R a t et
a
- ca
g
e
n r
L
o t
C

Copyright, 1915,by D. H.G. Penny
Jan.

Feb.

1-19

16-22

Mar. April M a y June

July Aug. Sept. Oct. Nov. Dec.

1

5

8
8
6
6

8
12
10
10

Alabama
Alaska.
Arizona.
Arkansas

7 Any California.
8 A n y Colorado..
6 A n y Connecticut.

1
1
1-19

22

515-22

3

12

25*

25

31

6

25*

25

3

5

6

25*

25

3

5

6

25*

25

31

11

5

6-18

25*

25

31
31
31

15

5

6

12

5

6

5

6

12
12

31

5

6

25*
25*
25*
25*

25
25
25
25

31

5

6

12
12

25*
25*

25
25

1-25*
25*

25
25

25*

25

25
25
25

8
7

12
12

Hawaii.
Idaho

1

5

7

Illinois.

1

6

Indiana.
Iowa.

1
1

22
12-22
12-22
12-22

Kansas

1

12-22

1

6

10

6

6

Kentucky

1

5

8

Louisiana.

1-8

6

6

6
6
6 12
6

6
7
6
6

6†
6
12
8
10

6 10
6
6

22

1

22
22

Minnesota.

1-19

Missouri.

1

Montana.
Nebraska.
Nevada.

1

1

NewHampshire

1

Oregon.
Pennsylvania.

1

22

1
1

22

12-22

1

12-22

Philippines

1

22

PortoRico.

1

22

1

22

1-19
1

Tennessee
Texas.

8

12

Utah.

1

6

6

Vermont.

6

6

Virginia.

1
1-19

6

12

Washington

1

12-22

WestVirginia

1

12-22

Wisconsin.

1

6

6

6

10

8 12
5

7

5

7

1

1
Wyoming.
DominionofCanada 1

2

12

2

1-2
22

22
12-22

3

2

31
31
31
31
31*
31

5

6

5

6

5
5

6-13
6

5

6

25*
25*

5

6

25*

5
5

6

25*

25

6
6

25*

25

12

5

6

12

25
25

5

6

12

5
5
5

6

12

6

12

6*

5

6

12

2-25*

25

5

6

25*
25*

25
25

12

2-25*
25*

25
25

6

12

6

12

6

12
12

25* 25
2-25* 25
25* 25-30
25* 25
25* 25

5

14*

10-20
31

5

6

31
31
31

5
5
5

6

31

5

5

1-31

13

31

5-26
5
5

6

2

1
21
15

10
31

3

31

3
3

6

5

6

5

6

5

6
5-24

31

6

22

31

5
5

6

5

6

5

6

5

6

3

1

6

3

1

6

5

6

17

Cuba..

1

24

6

Canal Zone....... 1

22

r
o
b
r
y
A a
*
D

31
31
31
31

2-5
2-5
2

24

13-24
20
31

12

6

5

ProvinceofQuebec 1-6

25

25
25
25

5

31

22

25*

6

22

12-22

12
12

25*
25*
1-25*
25*
2-25*

5

14-31

22

6 Any

12

FastDay*

22

6
10

1

22

12-22

6
6

6

31
31

12-22

1

15

South Carolina
South Dakota.

31
31

2

22

12
8
12

31

26

22

1

1

2

19

12-22

22*
12-22

6

5

3

31
31

5

22

1
1
1-19

2

19

22
12-22

12-22

2

31

22

6
7
7

26

12-22
12-22

6

6 Any RhodeIsland..

2-26

16b-22

1

Mississippi

N e w York....
North Carolina
North Dakota.
Ohio..
Oklahoma.

2

22

1
1

NewJersey.
NewMexico

31

22

6

10
12

31

1-19 5*16a22
1-19 12-22

8
8

7
7

25
25
25

22

Florida..

8 12

25*
25*
25*

12

Georgia.

8

12

6

8

6

6-9

6

10

8

12

5
5
5

8

10

6

25
25
25
25

5
5

7

6

6

5

25*
25*
25*
25*

31

DistrictofColumbia 1

6

5

12
18
12

31

6

Maryland.

6

12-22

6

6

6

5

1

Delaware

6 A n y Massachusetts.
7 Michigan.
5

31
31

21

22

5

1

1

6

6

3

12-22
12-22
12-22

1

6

6 Any Maine...

13-26

16

12

6
s
k
n
a
h
T

12
12

g
n
i
v
i
*
g

25*
25*

25
25

25*
25*
25*
25*
2-25*
25*
25*

25
25
25
25
25
25
25

25*

25

25*

25
25
8-25
7-25
25

10
3-25*

+Anyagreedratelegaloncollateraldemandloans$5,000andover.
*Subjecttoproclamation. Datesgivenareprobableones.
Arizona. ArborDay FridayfollowingApril1stinNorthernCountiesandFridayfollowingFebruary1st,inSouthern
Counties. (a)EscambiaCounty(Pensacola)only. (6)ParishofOrleans.
$12%maximumonsumsup to$500.

INTEREST

RATES, G R A C E
STATUTES

ON

OF

SIGHT

DRAFTS, A N D

LIMITATION

INTEREST R A T E S - N O T E S A N D
ACCEPTANCES-GRACE.

STATES
AND

TERRITORIES.

Legal
Rate
Rate of
by
Interest Contract.

Notesand
Acceptances
Dueon

S T A T U T E S OF

LIMITATIONS.

Notes
Holidays
fallingon
Sunday

Holi-

Half

days.

Days.

are

Arepayable
Perct. Percent, andprotestable

observed
theday-

Notes.

Sight

Bills.

Drafts.

Con- J
ments.
Open
and
udg
counts.
tracts.

Years.

Years.

Years.

Sealed
Instru-

ments
witnessed.

Years.

thedayAfter

Alabama

8

Alaska

8

12

After

6

10

After

6

10

Arizona.

Arkansas
California.
Colorado-

8

After
Anyrate After

7

After

After

Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce

After

Nograce Nograce

After

After

Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Grace
Nograce
Nograce
Nograce
Nograce

After

Nograce

Grace

Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce

Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce

After

After

After
After
After

Anyrate After

8

After
Before

6

6

6

6

Florida

8

10

After
After
After
After

Georgia.
Hawaii..
Idaho
Illinois
Indiana
Iowa...
Kansas
KentuckyLouisiana
Maine..

7

8

After

8

12

7

12

After
After
After
After
After
After
After
After
After
After

After
After
After
After
After
After
After
After
After

After

After
After
After
Before
After
After
After
After

After
After
After
After
After
After
After
After

After

Connecticut.
Delaware
DistrictofColumbia.

61

12

7

5
6

8

6

8

6

10

6

6

5

8

6

12

Maryland
Massachusetts
Michigan

6

6

6

Anyrate
7

Minnesota

6

10

Mississippi.
Missouri
Montana
Nebraska
Nevada
N e w Hampshire
NewJersey.
NewMexico

6

8

6

8

NewYork

North Carolina
NorthDakota
Ohio..
Oklahoma
Oregon

Pennsylvania
Philippine Islands
PortoRico..
RhodeIsland
SouthCarolina
SouthDakota___

5

8

12

7

10

7

12

After
After
After
After

After
Before
After
After
After
After

After
After
After

After
After
After
After
Before
After
After
After

6

6

After

6

6

6

12

6

6

After
After
After

6

6

After

7

12

After
After
After
After
After

After
After
After
After
After

After

Anyrate Anyrate After

After

After

6

8

6

10

6

10

6

6

12

6

6

After
After
After
After

After

After

12

6

6

After

Texas..
Utah....
Vermont..

6
8

10
12

6

6

After

Virginia

6

6

Washington
WestVirginia..
Wisconsin

6

12

Wyoming
Alberta

5

BritishColumbia
Manitoba
NewBrunswick
NovaScotia
Ontario
Quebec
Saskatchewan

5

Before

After

6

6

After
After
After

6

10

After

8

12

After
After
After
After
After
After
After
After
After

5

After

After

7

5

After

After
After

Tennessee

5

After

After

After
After
After

5

After

After

8

5

After

Anyrate After

7

5

After
After
After

Anyrate
Anyrate
Anyrate
Anyrate
Anyrate
Anyrate
Anyrate
Anyrate

After

After

14

3

4

5

5

3

5

10

5

4

2-4

5

6

6

6

6

6

201

6

3

6

20

20

3

3

12

12

3

5

20

20

4

6

7

20

17

6

5
10

6

10

20

20

5

10

20

10

3

5

5

5

Nograce
Nograce
Grace
Nograce

2-5

5-15

15

15

3

5

10

10

6

6-20

20

20

3

3-12

12

12

Grace

6

6

20

2 0 /

6

6

6-10

6

6

10

Grace

3

6

7

6

Nograce
Nograce
Nograce
Nograce

5

10

10

10

3

8

10

8

4

5

5

5

4

6

6

6

6

6

20

20

6

6

20

16

4

6

7

6

6

6

20

20

10

Nograce
Nograce

10
6

3

3

10

6

6

10

6

6

15

21

15

3

5

1-5

6

6

10

6

6

10

5

10

20

20

10

10

6

6

20

20

Nograce
No grace

6

6

20

6-20

6

6

Nograce Nograce

6

6

10

6

4

4

10

4

4

6

8

6

Grace

After
After

Grace

After
After
After
After
After

6
3

6-14
5

10-20

8

10

20

8

10

3

6

6

6

5

10

10

10

10-20
5-10

10-20

6

6

8

10

Grace

6

6

12

20

Grace
Grace
Grace
Grace
Grace

Grace
Grace
Grace

6

6

20

20

6

6

10

10

6

6

20

20

Grace

6

6

20

20

6

20

After

Grace

Grace

5

5

30

After

Grace

Grace

6

6

12

Grace

*InDenver,DueSaturdayduringJune,July,andAugustprotestSaturdayorMondayatoptionofholder.
+Anyrateagreeduponinwritingislegaloncollateraldemandloansof$5000andover.
ISeelaws,indexedinbackofthisvolume.

10

20

Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce

After

After

10

10

5

After

After

20

6

10

Grace
Nograce
No grace
Nograce
Nograce
Nograce
Nograce
Nograce

After

6

5

Grace

After

3
6

4

Before

After

After
After
After

Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce
Nograce

10

20

N U M B E R OF

BANKS

A N D

B A N K E R S

A N D

Alabama...
Alaska.
Arizona
Arkansas
Californis
Colorado.
Connecticut
Delaware..
DistrictofColumbia..
Florids
Georgia
Idaho
Ilinois.
Indiana.
Iowa..
Kansas.
Kentucky
Louisians..
Maine...
Maryland
Massachusetts
Michigan..
Minnesota.
Mississippi
Missouri.
Montana.
Nebraska..
Nerada.
NewHampshire.
NewJersey.
NewMexico.
NewYorkCity
NewYorkState..
NorthCarolina..
NorthDakota...
Ohio.
Oklahoma.
Oregon..
Pennsylvania...
RhodeIsland
SouthCarolina.
SouthDakota..
Tennessee.
Texas.
Utah.
Vermont..
Virginia
Washington
WestVirginia.
Wisconsin
Wyoming..
GrandTotal,UnitedStates...

T H E

U N I T E D

S T A T E S

C A N A D A

UNITED
STATE.

IN

STATES

TotalNational TotalState
Banksand
Banks.
TrustCos.

TotalSavings TotalPrivate
Banks.*
Banks.

Total
AllBanks.

92
2
13
59
220
125
80
25
15
54
114
57
468
255
345
214
139
32
73
99
193
104
270
32
132
64
222
11
56
202
38
51
433
79
143
378
360
85
835
19
68
110
120
543
23
48
135
83
119
135
33

263
13
59
378
372
170
53
24
10
195
675
128
736
523
416
930
453
233
63
91
81
329
910
280
1,278
216
749
22
13
131
41
227
218
409
617
455
547
157
448
26
297
484
389
869
83
35
260
278
181
661
73

58
83
14
1
113
2
4
22
16
18
14
18
1
5
20
13
4
9
17
1

231
3
7
116
3
12
16
2
183
3
1
18
1
1
3
3

385
17
74
454
756
321
231
50
41
263
839
189
1,891
970
1,780
1,161
608
272
189
304
567
847
1,210
336
1,534
302
998
35
124
359
84
524
812
504
761
1,177
912
253
1,421
64
395
624
529
1,596
114
104
426
366
310
816
110

7,605

16,549

2,116

2,739

29,009

14
1
3
149
3
81
1
12
4
17

16
2
1
14
15
23
17

20
4
740
9
9
3
50
51
173
142
9
23
63
0
18

4
10
33
4
667
188
279
8
7
4
3
63
120
272
21
1
61
22
9

54
25

1
188
78
2

*ThisincludesourSelectedListofInvestmentHouseswhosenamesappearundertheirrespectivecities.

CANADA
Alberta...
BritishColumbia.
Manitoba
Miquelon..
NewBrunswick.
Newfoundland.
NovaScotia.
Ontario.
PrinceEdwardIsland..
Quebec.....Saskatchewan.
YGRO.....

253
184
188
1
68
20
108
1,054
19
550
306
3

Total,CanadianBanksandBankers.

2,754

15

RATES

OF

POSTAGE

DOMESTIC
POSTAGE.

CLASSES.

LIMITWEIGHT.
FourIbs.

2cts.eachoz.orfractionthereof
1ct.each

FirstClass-Lettersandsealedpackages.---Postalcards

SecondClass-Newspapers,periodicalsenteredassecond-classmatterandsentbythepub1ct.perpound

lisherornewsagent

Nolimit.

1ct.each4oz.orfraction,stamps

Samewhenmailedbyothersthanabove..

{

ThirdClass-Circulars, pamphlets, and other matter whollyinprint, proofsheets, correctedproofsheetsandmanuscriptcopy accompanying same...
FourthClass-Merchandiseandmatternotincludedinanyoftheaboveclasses...
SpecialDeliveryinadditiontoregularpostage...

}

1ct.each2oz.orfractionthereof

RegistryFeeinadditiontoregularpostage

FOREIGN

POSTAGE

affixed

Nolimit.
4 l b s . F o r packages
overfourpoundsand

allbooks, see Parcel
PostRates.
Elevenpounds.

ParcelPostRates(seebelow)
10cts.
10cts.

TABLE

Foreignmailshouldbefullyprepaid,asdoubletheamountofdeficientpostageiscollectedbeforedeliveryincountriesofdestination. Therates
ofpostagetoallforeigncountriesandcolonies(exceptGreatBritain,Ireland,Newfoundland,andGermany,also Canada,Cuba,Mexico,andRepublic
ofPanama)areasfollows:

Letters,firstounceorless,5cents; eachadditionalounceor fractionof anounce,3 cents. Single postal cards,each, 2

cents;doublepostalcards,each,4cents;newspaperandotherprintedmatter,foreachtwoouncesorfractionthereof,1cent. LetterpostagetoGreat
Britain,Ireland,andNewfoundlandis2centsanounce. LetterpostagetoGermanydirect(andnotviaEnglandorFrance) is2centsanounce. When
dispatchedviaEnglandorFrance,theratewillbesameasheretofore,5centsforthefirstounceorfraction,and3cents foreach additional ounce or
fraction. CommercialPapers.-Packetsnotinexcessof10oz.,5cents;packetsinexcessof10oz., foreach2oz.orfractionthereof,1cent. Samples
ofMerchandise.-Packetsnotinexcessof4oz.,2cents;packetsinexcessof4oz., for each 2 oz.or fractionthereof, 1cent. Merchandise senton
orderorasagiftmustbesentbyParcelPost(notebelow)orissubjecttoletterpostage,whichmustbefullyprepaid. Registrationfee on letters or
otherarticles,10cents. Ordinarylettersforanyforeigncountry(except Canada andMexico) willbeforwarded, whetheranypostageisprepaidon
themornot. Allothermailablemattermust be prepaid at least partially. Limitof weight for printed matter,4lbs.,6 oz.
POSTCARDS.
C O U N T R I E S OR P L A C E
OF D E S T I N A T I O N ,

Letters.

Single,
each.

Withpaid
reply, each.

Canada

U. S. Dom. U. S. Dom. U. S. Dom. 10cents.

Mexico

U. S. D o m . U. S. D o m . U. S. D o m . 10cents.

rates.

rates.

rates.

Packetsin

Packetsnot Packetsin
of10

Packetsnot
inexcessof
per2oz. 10oz.each.
4oz.each.
oz.orfraction
1cent.
U. S. D o m .
5cents.
2cents.

excesseach2 inexcessof excessof4oz.
oz.

orfraction.
1cent.

rates.

rates.

U. S. D o m .

rates.

rates.

SAMPLES OFMERCHANDISE.

COMMERCIAL PAPERS.
Printed
Matter

Registrationfee.

1cent.

5cents.

2cents.

1cent.

rates.

4cents.
10cents.
1cent.
5cents.
1cent.
2cents.
1cent.
AllotherForeignCountries..Noteabove. 2cents.
ThepostageratesandconditionstoAlaska,Cuba,Hawaii,Guam,PortoRico,thePhilippines,Republicof Panama,andthe IslandofTutuila are
domesticineveryparticular.

TABLE

SHOWING

RATES

OF

PARCEL

POSTAGE

Parcels weighing four ounces or less are mailable at the rate of one cent for each ounceorfractionofanounce,

regardlessofdistance. Parcelsweighingmorethanfourouncesaremailableatthepoundrate,asshownbythefollowing
table,andwhenmailedatthisrateanyfractionofapoundisconsideredafullpound.
Parcelsarelimitedinweighttofiftypoundswithinthesecondzoneandtotwentypounds beyond the secondzone,
andinsizetoseventy-twoinchesin"lengthandgirthcombined."
Rateonbooksweighingeightouncesorlessisonecentforeachtwo ounces or fraction thereof for any distance:
overeightounces,thezoneparcelpostratesapply.
MapsforanyzonecenterwithcompleteinstructionscanbepurchasedfromRand-McNally& Co., Chicago.
3d

4th

5th

6th

7th

8th

z o n e

z o n e

z o n e

z o n e

z o n e

z o n e

z o n e

Zone
rate

rate

rate

rate

rate

rate

rate

rate

$0.05

$0.05

$0.06

$0.07

$0.08

$0.09

$0.11

$0.12

0.01

0.01

0.02

0.04

0.06

0.08

0.10

0.12

2d

1st z o n e

Weight

Local
rate

1stpound
Eachadditional lb.

$0.05
0.0

PARCEL

POST

RATES

TO

FOREIGN

COUNTRIES

Twelvecentsperpoundorfractionthereof; limitedtoelevenpoundsinweightandthreeandone-half feetinlengthandtosixfeetinlength
andgirthcombined.

DOMESTIC

MONEY

ORDER

BUSINESS

Theprintedapplicationformmustbeusedwhenapplyingforamoneyorder. Theapplicantmustwritehisorherowngivennameandsurname
infull,andgivennameofthepayeemustbestatedinfullifknown,otherwiseinitials maybeused. The givenname of marriedwomen mustbe
usedandnotthatoftheirhusbands. Namesofplaces,streets,andnumbersshouldbewritteninplainestmannerpossible.
Amoneyordercannotbemadepayabletomorethanonepersonorfirm.
Domestic M o n e y Order Fees
3c
Over$30.00andnotexceeding$ 40.00-

Forordersof$2.50orless

5c
8c

Over$2.50andnotexceeding$5.0010.00.
5.00
10.00
20.00

4.

..

20.00.
30.00

10c
12c

15
18c
20c
25c
30c

50.00.

40.00
50.00
60.00
75.00

60.00.
75.00.

100.00___

Orders payableatamoney-orderofficecannotbeissuedforanamountexceeding$100.

INTERNATIONAL

MONEY

ORDERS

MoneyorderscanbeissuedbetweentheUnitedStatesandfifty-eightcountries,ratesdifferingandsubjecttochange. See your Postmasterfor
latestrates.

R A T E S
Notover
Over

Over

F O R

$ 2 . 5 0 3 c t s .| Over$10.00to$20.00
$2.50to 5 . 0 0 5

cts.

E X P R E S S

M O N E Y

O R D E R S

10cts.| Over$40.00to$50.00

Over 20.00to 3 0 . 0 0 1 2

cts.

5 . 0 0 t o 1 0 . 0 0 8 c t s . Over 30.00to 4 0 . 0 0 1 5 c t s .
16

18cts.| Over $75.00to$100.00

Over 50.00to 6 0 . 0 0 2 0

30cts.

cts.

Over 60.00to 7 5 . 0 0 . 2 5 c t s .

Over$100.00atabove rates.

K E Y

A N D

G U I D E

TO

THE R A N D - M c N A L L Y

BANKERS' DIRECTORY

A L P H A B E T I C A L L Y A R R A N G E D AS TO

SUBJECTS

T C E J B U S N O I T A N A L P X E

AmericanBankersAssociation
"

BankExaminers
BankersAssociations
Banks.....

H O W

F O U N D

afternameofbank.

Membersof,indicatedbya.....

NumericalSystem, Explanationof

Map opposite page 18.

Officers of

Page17.
Pages19-20-21.
Pages 17-18.

NationalandState,withaddresses
andOfficers
of United States, National, State, and Private:

statement,officers, general information

Indexed alphabetically as to States,

T o w n s a n d Banks.
Page7.

Calendar

foryear

Canada

Banksof, givingallbranches, officers,capital,correspondents,etc.
Indexed"Cana.," AlphabeticalastoProvinces.

CashiersandAssistantCashiers.. Alphabetically arranged,enabling thelocationof
ClearingHouseMembers.........
ClearingHouses
Comptrollers'Calls
Correspondents
County.......
CountySeat

indicated b y a

DateofOrganizationofBank
Directors

Federal

Reserve

Indexed"Cash."
abankbythenameofitsofficers
* b e f o r e the n a m e o f b a n k .
ineach city,indicatedbya....
inUnited StatesandCanadaand rules ofreserve
Page24.
citiesgoverningcollections
toNationalBanks,dates ofanddayofweek,from
1886todate
OppositePage16.
Afternameofbank.
ofeachbank given.....
inwhichtownislocated given.....
Afternameofeach town.
b e f o r e n a m e of t o w n , both in B a n k

indicatedby
ofBanksandTrustCompanies......

-

-

-

ListandinLawyers List.
Figuresafternameofbank.
Indexed"Direct."

Districts and

Banks....

Financial Statement..

CompleteInformation.

Page 25 and map opposite.

ofeverybankinUnitedStates andCanada given
afternameofbank..

ForeignBanks
Foreign Coins_____
ForeignLanguages........
Foreign L a w y e r s . . . . .
Grace,Days of........
Holidays
InterestRates

Indexed Alphabetically, as to States.

TownsandBanks.
Indexed"Forgn."
Page23.

andBankers(SelectedList)
Valueof,inU.S.Money.

Tableof cardinalnumbersand commercial terms,
Page22.
in tenlanguages
Underindex"Lawy."
Speciallypreparedlist ....
Alphabeticallyarrangedastostates.....
P a g e 1 4 a n d mapoppositepage li.

OppositePage13.
Tableof,accordingtostates
Alphabeticallyarranged bystates,forquickrefer-

Page14.
Page18.
After n a m e of firm.

ence

Investment BankersAssociation. Officersof
"

Islands.....
Laws

Memberslistedinlargecitiesmarkedbya
Cuba,Hawaii,PortoRico,andPhilippines,Banksof Indexedimmediatelyafter Status.
Acarefullyprepareddigest of Bankingand ComIndexed"Laws."

mercial Lawsof eachstate.___
Lawyers.....

Legislatures.

Recommendedby banks in eachbanking townin
UnitedStates and Canada, Special list of foreignattorneys......
Dates ofMeetings.

LocationofTownson StateMaps (Mapgivenwitheachstate)indicatedby

Indexed " L a w y . "
Opposite Index"Laws."
Guide Letter a n d Figur

Maps..

Rand-McNally's newestmapsofstates, principal See Index Page12.

Mexico

cities,CanadianProvinces,Mexico,etc......
Banksof,capital, officers,etc.....

NegotiableInstruments

Mapshowing laws relatingto, and states which

Non-BankTowns

Numerica System of A.B.A...
Officers

Parcel Post
PopulationofBanking T o w n s

efter

each

town.

Insertedinpropergeographicalposition.
Indexed"Mexico."

havepassed"TheNegotiableInstruments Law" Betweenpages12and13.
Showing nearest accessible banking points, and
whether Money-Order Office,TelegraphStation,
Indexed"Acces."
orExpress Office....
opposite page 18.
explanationand mapof....
ofeverybankinUnitedStates,Canada,andMexico
givenaftername ofbank
IndexedbyStates.
Page16.
ExplanationsandRates.
shownby

Reserve Cities
StateBankersAssociations

for NationalBanks .
Members of,indicatedbya____

State B a n k s

(Incorporated) indicatedbya.....

Figures under n a m e of t o w n both in
B a n k L i s t a n d i n L a w y e r s List.
Page16.
†afternameofbank.
Opposite P a g e 24, etc.
afternameofbank.
§afternameofbank.

Statutes ofLimitations
Transit N u m b e r s
....

Arrangedforquickreference.

Page14.

PostageRates.....
Private B a n k s .

andPostalRegulations.
(Unincorporated)indicatedby a

..

Supplied exclusively by TheRand-McNallyBankers' Directory under theauthorityofThe AmerUnder nameofeachbank.
icanBankersAssociation

R A N D M C N A L L Y & CO., Publishers, Rand-McNally Building, C H I C A G O , U. S. A.

B A N K E R S ' ASSOCIATIONS, 1915-Continued
TENNESSEE

N E W Y O R K STATE B A N K E R S ' ASSOCIATION.
President,JamesH.Perkins, vice-pres. NationalCityBank, N. Y. City.

Vice-President,JohnA. Kloepfer,president Union Stock Yards Bank,

Vice-President, W. N. Magill, B a n k ofMadisonville, Madisonville.

Buffalo.

Secretary. F. M. Mayfield, Nashville.
Treasurer, W.H. Featherston,cashierFirst National Bank, Decherd.

Treasurer, JohnH. Gregory, vice-president Central Bank, Rochester.
Secretary, WilliamJ.Henry,11 Pine St., N. Y. City.
NEW

YORK

SAVINGS

BANK

TEXAS

ASSOCIATION.

BANKERS' ASSOCIATION.

President, J. A. Pondrom, vice-prasident South Texas Commercial

President, James H. Manning, president National Savings Bank,

National B a n k , Houston.

Albany.
FirstVice-President,HenryA. Schenck,BowerySavingsBank,N.Y.C.

Secretary, J. W. Hoopes, cashier Federal Reserve Bank, Dallas.
Assistant Secretary, Lydia Littman, Dallas.
Treasurer, George D. Campbell, vice-president State Bank & Trust

Secretary, Hollis H. Searles, cashier Prudential SavingsBank,Brooklyn.

Co., SanAntonio.

Treasurer, WalterS.Rose,secretaryUnionSavingsBank,Patchogue.
NORTH

B A N K E R S ' ASSOCIATION.

President,P. D. Houston, FirstSavings Bank& TrustCo., Nashville.

U T A H

CAROLINA B A N K E R S ' ASSOCIATION.

B A N K E R S ' ASSOCIATION.

President, Thos. E. Cooper, president American National Bank,

President, Charles S. Burton, vice-president Utah State National

Wilmington.
Vice-President,J. L. Armfield, presidentBank ofThomasville.

FirstVice-President, H. E. Hatch, president ThatcherBros. Banking

B a n k , Salt LakeCity.
Co.,Logan.
Second Vice-President, F. C. Jensen, vice-president Mt.

SecretaryandTreasurer,W.A. Hunt,cashierCitizensBk.,Henderson.
NORTH

DAKOTA

B A N K E R S ' ASSOCIATION.

Com'l &

President,
J.J. Neirling, pres. Citizens Nat. Bk., Jamestown.
Vice-President, W. D. McClintock, president Merchants Bank,
Rugby.
Secretary, W. C. Macfadden, Fargo.

V E R M O N T

Treasurer, J.J.Earley, presidentBankofValley City, ValleyCity.

National B a n k , H y d e Park.
Secretary, C. S. Webster,treas. BartonSavingsBk. & T r . Co., Barton.
Treasurer, D. L. Wells, cashier First National B a n k , Orwell.
VIRGINIA B A N K E R S ' ASSOCIATION.

Vermilion.

Vice-President, O. N. Sams, president Merchants National B a n k ,
Hillsboro.

Secretary, S. B. Rankin, president BankofSouthCharleston, South

President, W. B. Vest, cashier Citizens & Marine Bank, Newport,

Charleston.

OfficeofSecretary, 805 Wyandotte Bldg., Columbus.
Treasurer, HarryT. Hall, vice-president Dollar Savings Bank, East
Liverpool.
O K L A H O M A B A N K E R S ' ASSOCIATION.
President, H. M. Spalding, pres. Peoples Bank, NorthEnid.
Vice-President, T. H. D w y e r , president Chickasha National B a n k ,
Chickasha.

News.

Vice-President, C. E. Tiffany, pres. FauquierNat. B a n k , Warrenton.
Secretary, Walker Scott, cashier Planters B a n k , Farmville.

Treasurer, Julien H. Hill, cash. Nat. Stateand City Bk., Richmond.
WASHINGTON

Vice-President, H. C. Lucas, vice-presidentYakima TrustCo., North

Treasurer, J. W. Teter, president First NationalBank, Bristow.

Yakima.

B A N K E R S ' ASSOCIATION.

President, A. C. Shute,presidentAmericanNat. Bk., Hillsboro.
Vice-President,J. M. Poorman, cashier Bank of Woodburn, Wood-

Secretary, W. H. Martin, cashier Pioneer National B a n k , Ritzville.
Treasurer, N. B. H a n n a y , vice-presidentFirstNationalBank, M o u n t
Vernon.

burn.

Secretary,J. L.Hartman, H a r t m a n & T h o m p s o n , Bankers,Portland.
Treasurer, W. H. Bennett, vice-president First State & Savings
Bank,KlamathFalls.
PENNSYLVANIA B A N K E R S ' ASSOCIATION.
President, L. T.McFadden,cashierFirstNationalBank,Canton.
Vice-President, E. P. Passmore, cashier Franklin National B a n k ,
Philadelphia.
Secretary, D. S. Kloss, cashier First National B a n k , Tyrone.
Treasurer, C. J. Nieman, cashierFirstNationalBank,Leechburg.
C A R O L I N A

B A N K E R S '

ASSOCIATION.

President,C.J. Shannon,Jr., presidentFirstNationalBank, C a m d e n .

Vice-President, John W. Simpson, vice-president Central National

W E S T

D A K O T A

B A N K E R S '

VIRGINIA B A N K E R S ' ASSOCIATION.

President, H. W. Chadduck, cashier Grafton Banking & Trust Co.,
Grafton.

Vice-President, R. E. Talbott, cashier Citizens National B a n k .
Philippi.
Secretary andTreasurer, J. S. Hill, cash. Nat. City Bk., Charleston
WISCONSIN B A N K E R S ' ASSOCIATION.

President,EarlePease,vice-president FirstNat. Bank, GrandRapids.
Vice-President, S. M. Smith, cashier Merch. & Sav. Bk., Janesville.
Secretary, George D. Bartlett, 4 0 8 P a b s t Bldg., Milwaukee.

Treasurer, J.J.Jamieson, cashier First National Bank, Shullsburg.
WYOMING

B a n k , Spartanburg.

SecretaryandTreasurer,LeeG.Holleman,pres.PeoplesBk.,Anderson.
S O U T H

B A N K E R S ' ASSOCIATION.

President, Robert Moody, vice-president First National Bank.
Everett.

Secretary, W. B. Harrison, OklahomaCity.

S O U T H

B A N K E R S ' ASSOCIATION.

President. Henry F. Field, pres. Rutland CountyNat. Bk., Rutland.
Vice-President, H. M. McFarland, vice-president, Lamoille County

OHIO B A N K E R S ' ASSOCIATION.
President, E. L. Coen, vice-president Erie County Banking Co.,

O R E G O N

Pleasant

S a v . B a n k . M t . Pleasant.

SecretaryandTreasurer, J. E. Shepard, cashierCacheValleyBanking
Co., Logan.

B A N K E R S ' ASSOCIATION.

President, J. M. Rumsey, president Stock Growers National Bank,
Rawlins.

ASSOCIATION.

President, S. T. Kiddoo, cashier Sioux FallsNational B a n k , Sioux

Vice-President, Sumner Miller, cashier Pine Bluffs State Bank, Pine

Falls.

Bluffs.

Vice-President,N.E.Franklin, pres.FirstNational B a n k , D e a d w o o d .
Secretary, J. E. Platt, president Security Bank, Clark.
Treasurer Alex.Highland,vice-pres.AberdeenNat'lBank,Aberdeen.

INVESTMENT

BANKERS

Secretary, Elizabeth Hasson, Rock Springs National Bank, Rock

Springs.
Treasurer, B.C. Hart,presidentPioneerTrust& SavingsBank,Basin.

ASSOCIATION

OF

AMERICA

Offices, Harris Trust Building, Chicago
OFFICERS
A.B.Leach,
FrankW.Rollins..
AllenG.Hoyt,
JohnE.Blunt, Jr......
CharlesA. Otis,....
JohnW.Edminson,
Frederick R. Fenton,
J.HerndonSmith,..

SamuelL.Fuller...
LewisB. Franklin....
LawrenceChamberlain,
GeorgeGarr Henry
GeorgeB. Caldwell,.
W. M. L. Fiske....
CharlesW. McNear,...
WilliamWest.

Geo. W. Kendrick III.......
William R. Compton,.....
HaroidKauffman...

Vice-President
Vice-President
Vice-President
Vice-President
Secretary
Treasurer

TheAnglo& LondonParis NationalBank,
.Devitt,Tremble & Co.. Chicago
...Smith, Moore & Co., St. Louis,

B O A R D
Erastus W. Bulkley.

President
Vice-President

A. B. L e a c h & C o . , N e w York....
E. H. Rollins & Sons, Boston...
N. W. Halsey & Co., N e w York,.
M e r c h a n t s L o a n & TrustCo., Chicago,
Otis& Co., Cleveland,

OF

G O V E R N O R S
Barrett Wendell,Jr....

Spencer. Trask & Co., New York
Kissel,Kinnicutt &Co., NewYork

JohnE. Oldham,
Warren S. H a y d e n ,
W m . G . Baker,Jr.....
R. L. Scoville..

Guaranty T r u s t & C o . , N e w Y o r k
KountzeBrothers,New York
W m . Salomon & Co., N e w York
Ex-President,NewYork

Ussing. Scoville & Co., Pittsburgh
Challen R. Parker..Anglo&LondonParisNat'lBank, San Francisco

W m . A. Read & Co., Chicago
.C. W. McNear & Co., Chicago
Henry&West, Philadelphia
.E. W. Clark & Co., Philadelphia

N . D . Jay
FirstNationalBank, Milwaukee
Harry E. Weil....
Weil, Roth & Co., Cincinnati
E u g e n e M . Stevens.
Stevens, C h a p m a n & Co.,Minneapolis
H. P. Wright...
... H. P. Wright Investment Co., Kansas City
C. Edgar Elliott.....
Breed, Elliott & Harrison, Indianapolis
A. C. Foster.....
Sweet, Causey, Foster & Co., Denver
CharlesH. Gilman, ..........C. H. Gilman & Co., Portland,Me.

W m . R . C o m p t o n Co., St. Louis

..G. H. Walker & Co., St. Louis

N U M E R I C A L S Y S T E M OF

THE

Lee,Higginson& Co., Boston
Merrill, O l d h a m & Co., Boston
H a y d e n , Miller & Co., Cleveland
...Baker,Watts& Co., Baltimore

AMERICAN

BANKERS

ASSOCIATION

For Index to Prefix Numbers see Numerical System Map Immediately Opposite

18

Some

Facts About

The Rand-McNally
Bankers' Directory
1. Isthemostaccurateandcarefullyeditedpublicationof
itskind. (Writeforourcircular,"MoreTestimony.")
2. Isalwaysthefirst Bank Directoryonthe marketand
ispublished nearer to thedateoftheinformation it
containsthananyothersimilarpublication.

3. Hasthelargestpaid circulationofanysimilarpublicationinAmerica.

4. Hasthelargestpaidbankcirculationofanypublication
inAmerica, ofwhateverkind.

5. Thiscirculationisincreasingrapidlyeveryyear.
6. IstheOfficialDirectoryfortheStateBankers' Associ-

ationsofOhio,Kansas, Montana, and Kentucky.
7. Is the Official Numbering Agent for The American
BankersAssociation.

8. "AReliableBookpublishedbya Responsible House."

Itcosts the same, Why not get the Best?
TwoEditionseachyear,Januaryand July

E X A M I N E R S , M A R C H 1, 1915

S T A T E B A N K OFFICIALS A N D
STATH

ADDRESS

N A M E

Ala........A.E.Walker,Supt.ofBanks... Montgomery.

J.L. Griffin, Bank Examiner........Montgomery.

STATE

Ark.
46

A. J.Reap, B k . Examiner..

B a n k Division.

Mich.......E. H. Doyle,Bank Commissioner
Detroit.
A.E.Manning,DeputyBankCom...Lansing.
Lansing.
C.H.Adams,BankExaminer.
Lansing.
E.K.Matlock,BankExaminer
Detroit.
J . M . D o d g e , B k . Examiner.
Charlotte.
E.P. Hopkins,BankExaminer
JohnC. VanCamp,BankExaminer..Owosso.

Colo.......E. E. Drach, Bk. Commissioner......Denver.
Sherwood Crocker, ChiefDeputy B k .
Commissioner..

Denver.

G.H.VanBuren,BankExaminer....Lansing.
Lansing.
Arthur Walton, B a n k E x a m i n e r

Hubert F. Thomas, Deputy B a n k
Commissioner.

Lansing.
R. C. W i x o n , B a n k Examiner..
Lansing.
Harry Olmstead, B a n k Examiner.
J. H. Underwood, B a n k Examiner, Lansing.
Detroit.
W. J.Schechter,BankExaminer.
Detroit.
Chas. O. Ball, B a n k E x a m i n e r
GrandRapids.
FredL.Perkins,BankExaminer
Lansing.
Robt.L.Nixon,BankExaminer
Lansing.
H.A.Morris,BankExaminer
Lansing.
G e o . F. Eckfeld, B a n k Examiner.
W. C. P l u m m e r , B a n k Examiner. ..Detroit.

R i c h a r d B . B r o w n , D e p u t y B k . C o m . Denver.
Hartford.

Conn......FredP. Holt,Bank Commissioner.
W m . P. Landon,Deputy Com...... Hartford.
Dela.......Wm. R. M c C a b e , Supt. ofBanks.. Dover.
. C.
B Whitfield,BankExaminer...
. e e s s a h a l l a T
Fla.
P a l m e r R o s e m o n d , B a n k Examiner. Lake City.
E.P. Thagard, B a n k E x a m i n e r . . . O c a l a .
W. J.Speer, BankExaminer...
Atlanta.
Ga....
J. O. Anderson, ChiefClerkandAsst.
44

Examiner..

F. E. Quisenberry, BankExaminer..Detroit.

Atlanta.

.AnnArbor.
C. F. Spaeth, B a n k Examiner
..GrandRapids.
D. R. Eason, B a n k E x a m i n e r .
Jas. B. Greenfield, B a n k Examiner..Flushing.

C. R. McLaughlin, Bank Examiner .Owosso.
J.M. Conway, BankExaminer.
Lansing.

Minn......A. H. Turrittin, Supt.of Banks.....St. Paul.
H.S. Quiggle.DeputySupt.ofBanks.St.Paul.

Faribault.
H.B.Hill,BankExaminer.
St.Paul.
W.J.Regan,BankExaminer.
FergusFalls.
O. I.Brandvold,BankExaminer.
Willmar.
J.F.Millard,BankExaminer....
W.T.Hanneman,BankExaminer...Minneapolis.
St. P a u l .
A. P. Rotert, BankExaminer..
E m i l A . Boie, Asst. B a n k Examiner .Rochester.
D. B. Fuller, Asst. B a n k Examiner..Minneapolis.

A. A. Record, DeputyBankCom....Boise.
W. H. Young, DeputyBank Com....Boise.
Illinois

M. J. Johnston, Clerk...
James J. Brady,Auditor..

Boise.

Springfield.

JohnK. Segrave, ChiefClerk.......Springfield.
John J. Burke, Chief of Banking
Department.

Detroit.

G.S.Anderson, Bank Examiner

Denver.

6.

Newnan.
N. L. North,Asst. B k . Examiner
Roberta.
J. L. Dent, Asst. B a n k Examiner
Atlanta.
J. Blalock, Asst. B a n k Examiner
Cordele.
L.E. Fenn, Asst. B a n k E x a m i n e r
R . E . Platt, Asst.Bank Examiner...Newnan.
M. J. Janes, Asst. BankExaminer...Griffin.
E. A. Thomson, Asst. B k . Examiner.Millen.
J. S. Hollinshead, Asst. Bk.ExaminerDecatur.
C. F. Furlow, Asst. B a n k Examiner..Clarksville.
Boise.
Idaho.....A. E. Reid, BankCommissioner.

Somerville.

Salem.
C. C. Handy,BankExaminer.
J.W.Wood,BankExaminer..
Cambridge.
Malden.
W . E . B r o w n , B a n k Examiner
Natick.
R. D. Sutherland, B a n k E x a m i n e r
W. S. Bosworth, Special Examiner ..Malden.

Little R o c k .

SanFrancisco.

NewtonCenter.

W . O . Lovell,ChiefofSav.Bk.Div...Malden.
C . W . Levi,ChiefofTr.Co.Division NewtonCenter.
O. M. Tucker, ChiefofCo-operative

W. T. Maxwell, Mgr. BlueSky Dept.Little Rock.

Fay.
G u y Philips, Bk. Examiner.
Little R o c k .
A. F. Bailey,Bk. Examiner.
Camden.
W.T.Reynolds, Bk. Examiner.
Calif.......W. R. Williams, Supt.ofBanks...704PostalTel.Bldg.
46

ADDRESS

C.W. Levi,DeputyCommissioner

Montgomery.
R. A. L. Wilkes, Bank Examiner
Montgomery.
C. H. Lapsley, OfficeAssistant
J. C. Callaghan, B a n k Comptroller..Phœnix.
P
hœnix.
J. B. O r m o n d , D e p u t y .
H. A. Cheverton,Bank Examiner...Phoenix.
Jno. M. Davis, B a n k Commissioner .LittleRock.
Little R o c k .
J.D. Covey,Asst. Bk.Com....

Ariz.

N A M E

Mass......A. L. Thorndike,Bk.Commissioner..Brewster.

F. J.Hinze, Asst. Bank Examiner...Waterville.

Springfield.

E. F. Kenrick, Asst. B a n k E x a m i n e r St. Paul.

DanielV.Harkin,Bk. Examiner.....810 OtisBldg.,

44

F. E. McGregor, Asst. Bank ExaminerCrookston.
C. I. Welch,Asst. B a n k Examiner

Chicago.

Minneapolis.

Thos.J.O'Brien, Asst.Bk.Examiner.810OtisBldg..
Chicago.

M.F.Brady, Asst. Bk. Examiner ...810OtisBldg.,
Chicago.

F. W. Bland,Asst. Bk. Examiner ...810OtisBldg.,
Chicago.

HenryConnery,Asst.Bk. Examiner.810Otis Bldg.,

Miss......W. P. Holland, Bank Commissioner.Clarksdale.
Hattiesburg.
N.C.Hill.BankCommissioner
LewisE.Crook,BankCommissioner, Meridian.
Clinton.
E.F.Anderson,BankExaminer
Hattiesburg.
J.S. Love, BankExaminer..
S. S. Harris, B a n k Examiner.
Robert L. Hall, Secretary..

Chicago.

Ind.

Iowa....
..

K a n s a s

John M c G r a t h , B a n k E x a m i n e r
P. J. M a h o n e y , BankExaminer.
F.J.Keating,BankExaminer.
C.W.Coleman,BankExaminer
J.E. Sullivan,Bank Examiner
DaleJ. Crittenberger, Auditor.
ArthurCraven,ChiefBankClerk.
RobertC.Houston, Bk.Examiner
A.E.Gibson,BankExaminer.
W m . M . Whitson.Bk. Examiner
Chas. Osborn, B a n k Examiner
HenryHoch,BankExaminer.
FrankS. Shaw, Auditor.
E. S. Gose. Deputy..
A. O. Wolever, ChiefExaminer
H . M . Cormany,BankExaminer
H. T. Fuller, B a n k Examiner
V. W. Miller, B a n k Examiner.
J. J. A m e n , B a n k Examiner
E. B. Wilson, B a n k Examiner
H. P. Rosser, ChiefClerk.
W. F. Benson, B a n k Com..

Springfield.
Springfield.
Springfield.
Springfield.
Springfield.
Indianapolis.
Indianapolis.

Mo.

44

Frankfort.
Marion.
Elwood.

Rockport.
D e s Moines.
D e s Moines.
D e s Moines.
Woodbine.

DesMoines.
D e s Moines.

Topeka.

H.S.Magraw,StateExaminer.
ClaudeElder,Deputy....
RayS.McAllister,Deputy.
A. T. Hibbard,Deputy.

JeffersonCity.
CapeGirardeau.
Washington.
.JeffersonCity.
Helena.
Helena.
Helena.
Helena.
Helena.
.Helena.

Lincoln.
. E . Royse, Secretary.
E.H.Mullowney,BankExaminer....Omaha.

Benkelman.

E. N. V a n Horne, B a n k Examiner...PawneeCity.
Norfolk.
M.C.Wilde,BankExaminer.
Nelson.
S.A.Lapp,BankExaminer.
Omaha.
A. D. Touzalin, B a n k Examiner..
Morrill.
JohnBoatsman,BankExaminer.
Omaha.
T o m R. Riley,Bank Examiner.

Wichita.

W. T. N e w m a n , Bldg. & Loan Ex... Topeka.
Frankfort.
Thos.J. Smith,BankingCom..

J.H. Donnelly, BankExaminer.

Plattsmouth.

RankinR.Revill,DeputyBkg.Com..Frankfort.
JohnB. Chenault, Bk. Examiner.
A.B. Faris, B a n k E x a m i n e r .
E. J. Doss, BankExaminer.

Maysville.
Lexington.
Shelbyville.

R. R. Settle, BankExaminer.

Frankfort.
Frankfort.

V.V.Packwood,Clerk...
.W.L.Young,StateExaminer

Nev...... Gilbert C. Ross,BankExaminer.....CarsonCity.
N. H...... Richard M. S c a m m o n , BankCom...Stratham.
Frederic S. Nutting,DeputyBank
Commissioner..

Shreveport.

C.G.Rives,Asst.BankExaminer....Shreveport.
W m . Sebastian,Asst.Bk. Examiner..Shreveport.
Shreveport.
S. G. Myers,Secretary.
PattonHawkins,Asst.Bk. ExaminerShreveport.

Thomas K. Johnston, Deputy Bk.
Commissioner...

Trenton.

L.R.Vredenburgh, BankExaminer..Somerville.

R. M c L . Jeter, Asst. B k . Examiner..Shreveport.
Otis C. Edwards, Asst. B k . ExaminerAmite.
HarryM.Smith.BankCom....
.Augusta.

F.C.Ferguson,BankExaminer....

E.Orange.

RayE.Mayham,BankExaminer....Westfield.
James Thorne,BankExaminer
BoundBrook.
Trenton.
HughH.Hilson,BankExaminer.
W.T.Grosscup,BankExaminer.
EastOrange.
Wm.H.Dillistin,BankExaminer.
Paterson.

LynedonP. Noble, DeputyBank
Commissioner..

Stratham.

N.J..... .GeorgeM.LaMonte,Commissioner. Trenton.

Augusta.

Md........J. DukesDownes,BankCom.,Garrett
..

WestPlains.
Centralia.

PaulJones,BankExaminer.....

E. P. Chandler, Deputy Bk. Com....Newton.

Maine.

HalWoodside,BankExaminer
F.C.Mitchell,BankExaminer
C. R. Burrell, B a n k Examiner
C.A. Eaton, B a n k E x a m i n e r

L. D. Moritz,Deputy..

W . C . M u t h , Deputy B a n k Com....Salina.
Beattie.
FrankBell, DeputyBankCom....
LewisWilson,DeputyBank Com....Iola.
B.E.Mitchner,DeputyBankCom...216 So. Erie,

La..

KansasCity.
No.3804, ThePaseo.

Florence Gainan, Clerk.
Neb

Edina.
Osborn.
Versailles.

A.R.Bradley,BankExaminer.

O. G. Williams, ChiefClerk
Mont..

P.E.Laughlin,Asst. Bank Com......Topeka.
Topeka.
C. J.Peterson,SpecialAsst....
VirgilI.Smith,DeputyBankCom...DodgeCity.
Sam'lT.Bradlee,DeputyBankCom. Topeka.
Harry Warren, Deputy Bank Com...Ellinwood.

Ky.

I.C. Uptegrove, Deputy BankCom. JeffersonCity.
NewLondon.

JohnS.Wood,BankExaminer.
P.K.Gibbons,BankExaminer.
JamesO.Wallace,BankExaminer

H. R. Dooley, BankExaminer

MasonCity.
Cedar Rapids.

.J. T. Mitchell, BankCommissioner..Jefferson City.

G.M.Hargett,BankExaminer.

Scottsburg.

Adel.

Tupelo.

...Jackson.

Building
Baltimore.
G e o . W. Page, Deputy B a n k C o m missioner, GarrettBldg.
Baltimore.
E d w i n C. Hook, Chief Clerk and
Examiner, G a r r e t t B l d g . . .
Baltimore.

HoraceBiddle,Asst.BankExaminer.OceanGrove.
.......Howell Earnest, Bank Examiner.

SantaFe.

L.B.Wooters,Asst.Bk.Examiner...SantaFe.

20

VALUES

OF

F O R E I G N

C O I N S

TREASURY DEPARTMENT, OFFICEOFTHESECRETARY,
Washington, January1,1915
pursuanceoftheprovisionsofsection25oftheactof August27, 1894, Iherebyproclaimthefollowing
estimatebytheDirectoroftheMintofthevaluesofforeigncoinstobethevaluesofsuchcoinsintermsofthe
moneyofaccountoftheUnitedStates,tobefollowedinestimatingthevalueofallforeignmerchandiseexported
totheUnitedStatesduringthequarterbeginningJanuary1, 1915, expressedinanysuchmetalliccurrencies.
Entriesofmerchandiseliquidateduponthevaluesproclaimedhereinwillbesubjecttoreliquidationupon
theorderoftheSecretaryofthe Treasury whenever satisfactory evidenceshallbeproducedtohimshowing
thatthevaluesinUnited Statescurrencyofthe foreign money specifiedintheinvoiceswereatthedateof
certificationatleasttenpercentummoreorlessthanthevalueshereinproclaimed.
W M . P. M A L B U R N , Acting Secretary.

COUNTRY.

Values of Foreign Coins
Valuein
of
LEGALSTANDARD. MONETARY UNIT. Terms
U.S.
Money.

ArgentineRepublic.
Gold......
Peso...
$ 0.965
Austr
Goeld.
Crown 0
giaHungary.. l
B
3
2
.
Goldandsilver. Franc..
.193
Bitiva...
G
o
l
d
B
o
l
i
v
i
a
n
o
.389
Brazi
Gold.
.546
Milreis..
BritishColoniesin Austra Goid.
Poundsterling..... 4.8665
asaandAfrica.
Caseyta
ola
d.t S n a c i r eDmolAla
: s eGt
lra r t n e C 0 0 0 . 1
CostaRica....
Gold.
Colon.
.465
BrithHonduras
Gold.
Dollar
1.000
Manga. a l G
aold.m e t a Cordova.
u G 0 0 0 . 1
Honduras..
Silver.
.365
Peso
Salvador.
Chile
Gold..
.365
Peso..

a

h

C
Silver......

Amoy
Canton
Cheefoo..
ChinKiang
Fuchau....
Haikwan
(Customs).
0
6 Hankow...
5
Tael..Kiaochow.
Nankin....
Niuchwang
Ningpo....
Peking
Shanghai..
Swatow
Takau..
Tientsin...
Dollar..Yuan.
Hongkong.
Dollar British
Mexican...
Dollar

(a)REMARKS.

Currency: Depreciatedpaper,convertibleat44percent
offacevalue.
Memberof LatinUnion;goldistheactualstandard.
124bolivianosequal1poundsterling.
Currency:Governmentpaper. Exchangerateabout25
centstothemilreis.

Guatemala:Currency,Inconvertiblepaper,exch.rate16to18pesos $1.00.
Honduras:Currency,banknotes.
Salvador:Currency,convertibleintosilverondemand.
Currency: Inconvertiblepaper;exchangerate,approximately,$0.14.

.599
.597
.570
.585
.554
.610

.
.580
.593
.562
.576
.584
547
.553
.603
.580
.436
.394
.394
Colourba
.
397
Gold.
1.000 Currency: Inconvertiblepaper;exchangerate,approxiDenmark
mately,$102paperto$1gold.
Brakr
Gold
Crown.
.268
Berp
Gold
S
u
c
r
e
.
.
4
8
7
Gold.
Pound(100piasters) 4.943 TheactualstandardistheBritishpoundsterling,which
Fand.
islegaltenderfor97 piasters.
Fass
Gold.
.193
Goldandsilver. FMark
r
a
n
c
.
.
.
1
9
3
MemberofLatinUnion;goldistheactualstandard.
Gold..
Mark
.238
Gold.
Pound6sterli
d
r
aG
8ng. .
4
oldHandsil5
ver.. 6Drachma
.
193 Memberof LatinUnion; goldistheactualstandard.
) h s i Gotld.i r B ( aGourde
i d n I 5 6 9 .
Currency:Inconvertiblepaper;exchangerate,approximately,$0.2941.
a.
Gold.
Rupee
.
3
2
4
(15rupeesequal1poundsterling.)
Gold.and
3 tMemberofLatin
dsillve
or.G...
.Lidrar a d n a t s l .a19u
c a e h t s i Union;
dlog
Yen..
.498
Dololat
rr e M 0 0 0 . 1
. . . s dGo
nld.
alrebeK
Currency: Depreciated silver token coins. Customs
.dradna
td.x e S . d l o g n i d e t c e l l o c e r a s e i t u d
Gol
Peso
.498 Mexicanexchangeratefluctuatinganduncertain.
Gold.
YA.........
Florin
.402
Gold.
D
o
l
l
a
r
1
.014
Gold.s
y
a G
8 Crown6
2
.
old.
B
a
l
b
o
a
.
1
.
000
Silver
Penca
Peso....
.365 Currency: Depreciatedpaper, exchangerate1,550 per
cent.
Goldandsilver.... Kran
.170 Thisisthevalueofthegold kran. Currency issilver
Pers.
circulatingabove
its metallicvalue; exchangevalue
PaieIslands..
ofsilverkran,approximately,$0.0875.
Gold.
L
i
b
r
a
4
.
8
6
6
5
Gold.
. d l Peso
o G 0 0 5 .
Escudo
1.080 Currency:Inconvertiblepaper;exchangerate,approxi. d l o G . L4eu.
9. 3 9 . 0 $ , y l e t a m
SuckDomingo
.193
Gold.
. 5 1 5 .
. d l R
oubleG
D
o
l
l
a
r
.
d
l
o
G
0
0
0
.
1
12.3
Dinar
.193
Gold.
..T.ic
.arl.
e.vlisdnadloG173.
P
eseta
.193 Valuation is for the gold peseta; currencyis silver
Settlements
......
circulatingaboveitsmetallic value; exchangevalue.
Gold.
approximately,$0.1794.
Dollar
.567
Gold
. d l Crown
o G 8 6 2 .
Memberof LatinUnion:goldistheactualstandard.
. d l F
oranc.
G. 3 9 1 .
100piastersequaltotheTurkish£.
d l o Pia
Gster 4 4 0 .
Peso
e
x
c
h
a
n
g
e
r
a
t
e
s
s
h
o
w
n
d
u
n
d
e
r
l
o
G
4
3
0
.
1
Logintheirrelationtothelega
gol
tl
his
sth
B
i
var
arerecent
quotationstheplace
asanindication
.andgiven
193
ae
na
dd
ai
rn
d.
Theyarenottotake
oftheConsular
certofthevalues
ificate where iofcurrencies
tisavailable.which

23

C L E A R I N G

H O U S E S

IN

T H E

U N I T E D

S T A T E S

A N D

C A N A D A

Thefollowing Cities and Townshave Bank Clearing House Associations.
The officers of each Association m a y be easily found by referring tothe n a m e of the City or T o w n i r
theBank Listimmediatelyfollowing the Banks.
*before abank'sname inthe Banklist indicatesthatit is amemberofitslocal Clearing House.
Aberdeen,S.D..
Adrian, Mich..
Akron,Ohio
Albany,N.Y.
Albany,Ore.
Altoona,Pa.
Amarillo,Tex...
AnnArbor,Mich..
Atlanta,Ga.
Augusta,Ga..
Aurora, Ill...
Austin, Tex..
Baltimore,Md.
Bakersfield, Cal...
Bangor,Me.
Bartlesville, Okla..
BayCity,Mich..
Belton, Tex....
Binghamton, N.Y.
Birmingham,Ala.
Bloomington,Ill.
Boston,Mass...
Brandon,Man..
Brantford,Ont..
Brunswick, Ga..
Buffalo,N.Y..
Butler,Pa...
Calgary,Alberta
Canton,Ohio
CedarRapids,Iowa.
Charleston,S.C.
Chattanooga,Tenn..
Cheraw,S.C..
Chester,Pa.
Chicago,Ill.
Chillicothe,Mo..
Cincinnati,Ohio
Cleveland, Ohio
Coeurd'Alene, Ida..
Colo.Spgs., Colo...

IN

Columbia, S.C..
Columbus, Ga..
Columbus, Ohio
Cordele,Ga.
Dallas,Tex.
Danville,Ill..
Davenport, Iowa
Dayton,Ohio
Decatur,Ill.
Denver,Colo..
Des Moines,Iowa
Detroit, Mich.
Dubuque,Iowa
Duluth, Minn.
Edmonton, Alta..
ElPaso, Tex...
Emporia,Kan..
Erie,Pa..
Evansville,Ind.
FallRiver, Mass..
Fargo,N.D....
Flint,Mich..
FortWayne,Ind..
FortWorth,Tex.
Franklin,Pa.
Frederick, Md.
Fremont,Neb..
Galveston,Tex..
Gary, Ind...
Grandforks, N. D.
Gd. Rapids, Mich.
Greensburg,Pa.
Greenville, S.C..
Guthrie,Okla.

R E G A R D

TO

Hagerstown, Md..
Halifax,NovaScotia.
Hamilton, Ohio,
Hamilton,Ontario
Hammond.Ind.
Harrisburg,Pa...
Hartford,Conn.
Hawkinsville,Ga.
Helena,Ark....
Helena, Mont.
Holyoke, Mass..
Homestead. Pa..
Houston, Tex...

Macon,Ga..
Mansfield, Ohio.
McAlester, Okla.
Medford,Ore.
Medicine Hat,Alta.
Memphis,Tenn.
Meridian, Miss.
Milwaukee, Wis..
Minneapolis,Minn..
Mobile,Ala..
Montclair, N.J.
Montgomery,Ala..
Montreal, Quebec.
MooseJaw,Sask..
Muskogee, Okla...

Philadelphia,Pa...
Pine Bluff,Ark..
Pittsburgh, Pa...
Portland. Me....
Portland, Ore...
Providence, R.I..

Indianapolis,Ind......
Jacksonville,Fla.
Jacksonville,Ill..
Joplin, Mo....
KansasCity, Kan...
KansasCity,Mo..
Knoxville,Tenn.
Lancaster, Pa..
Lawrence,Kan..
Lawton, Okla.
Lebanon,Pa..
Lethbridge, Alta..
Lewistown,Mont..
Lexington,Ky.
Lincoln,Neb...
LittleRock, Ark.
London. Ontario..
Long Beach,Cal..
LosAngeles, Cal..
Louisville,Ky...
Lowell,Mass...

C L E A R I N G

Nashville,Tenn...
NewAlbany,Ind.
NewBedford,Mass.
NewCastle,Pa...
NewHaven,Conn...
Newnan,Ga...
New Orleans,La..
NewportNews,Va..
NewYork,N.Y.
Norfolk,Va....
Norristown,Pa.
NorthYakima, Wash...
Oakland,Cal.
Oklahoma,Okla..
Omaha, Neb.
Orange,N.J.
Oshkosh, Wis..
Ottawa,Ontario.
Owensboro,Ky..
Pasadena,Cal...
Peoria,Ill..

H O U S E

R U L E S

Quebec,Quebec.
Quincy,Ill..
Raleigh,N.C...
Reading,Pa...
Regina, Sask..
Reno,Nev.
Richmond, Va.
Rochester,N.Y.
Rockford,Ill..
Rome, Ga.
Sacramento, Cal..
Saginaw, Mich.
SaintJohn.N.B.....
SaintJoseph,Mo...
SaintLouis, Mo.....
Saint Paul,Minn...
SaltLakeCity,Utah.
SanAntonio,Tex.
San Diego,Cal..
SanJose,Cal.
San Francisco,Cal..
Santa Rosa,Cal...
Saskatoon, Sask.
Savannah,Ga.
Scranton,Pa...
Seattle,Wash.
Sedalia, Mo.
SiouxCity,Iowa.
SiouxFalls,S.D..

OF

SouthBend.Ind.....
Spartanburg,S.C...
Spokane,Wash.....
Springfield,IlI.
Springfield,Mass...
Springfield, Mo....
Springfield,Ohio...
Stockton,Cal.
Superior,Wis..
Syracuse,N.Y.....
Tacoma,Wash.....
Tampa,Fla....
Texarkana. Ark...
Toledo, Ohio
Topeka, Kan..
Toronto, Ontario
Trenton, N.J.
Tulsa, Okla.
Valdosta,Ga..
Vancouver, Br.Col.
Vicksburg, Miss.
Victoria, Br.Col.
Waco, Tex.....
Washington,D.C..
Waterbury, Conn..
Wheeling,W.Va...
Wichita,Kan.
Wilkesbarre,Pa.
Wilmington, Del...
Wilmington, N.C..
Winnipeg,Man.....
Worcester, Mass...
York, Pa..
Youngstown, Ohio.
Zanesville, Ohio...

R E S E R V E

CITIES

The following Reserve Cities have no Clearing House rules governing the collecting of bank item
sent to their members for credit or for remittance. Charges are optional with each collecting bank
although in most cases items sent for collection and credit are credited at par,Albany (No. 29);
Birmingham, Ala.
Buffalo (No. 10) (not a reserve
city);
Cincinnati (No. 13);
Cleveland (No. 6);
Columbus (No. 25);
Dallas (No.32);

Fort Worth (No. 37);
Galveston (No. 46);
Houston (No. 35);
Indianapolis (No. 20);
Lincoln, Neb. (No.43);
Milwaukee (No. 12);
Muskogee (No. 49);

Philadelphia (No. 3);
Pittsburgh (No. 8);
Portland, Oregon (No.24);
Richmond, Va.
San Antonio (No. 30);
San Francisco (No. 11);
Washington (No. 15).

Thefollowing Reserve Cities allhave s o m e f o r m o f Clearing Houserulesgoverningthecollection ofbanl
items, whether receivedforcreditorfor remittance. Nearlyall ofthesecitieshavecertain "discretionary'
points for which the question of a Charge is left entirely in the hands of each individual bank. Th
manager ofthe Clearing House Association in any of these cities can furnish the rules ofhis association
in printed form,Baltimore (No. 7);
Boston (No.5);
Cedar Rapids (No. 47);
Chicago (No. 2);
Denver (No.23);
Des Moines (No. 33);
Detroit (No. 9);
Dubuque (No.45);
Kansas City, Kansasand Kansas
City, Missouri (No. 18);

Los Angeles (No. 16);
Louisville (No. 21);
Memphis (No. 26) (notareserve
city);
Minneapolis (No. 17);
NewOrleans (No. 14);
NewYorkCity (No. 1);
Oklahoma (No. 39);
Omaha (No.27);
SaltLake City (No.31);
24

St. Joseph (No. 36);
St. Louis (No.4);
St. Paul (No. 22);
Savannah (No. 38);
Seattle (No. 19);
Sioux City (No.41);
Spokane (No.28);
Tacoma (No.34);
Topeka (No.44);
Waco (No. 48);
Wichita (No. 40).

A N D

K E Y

G U I D E

TO

THE R A N D - M c N A L L Y

BANKERS' DIRECTORY

A L P H A B E T I C A L L Y A R R A N G E D AS TO
SUBJECT

SUBJECTS

EXPLANATION

AmericanBankersAssociation

H O W

Membersof,indicatedbya
NumericalSystem, Explanationof

F O U N D

•afternameofbank.
M a p opposite page 18.
Page17.
Pages 19-20-21.
Pages17-18.

Officersof

BankExaminers
BankersAssociations

NationalandState,withaddresses

Banks.

of United States, National, State, and Private;
statement,officers, general information
Indexed alphabetically as to States,

andOfficers

Towns andBanks.
Page7.
foryear
Banksof, givingallbranches, officers,capital,corIndexed "Cana.," AlphabeticalastoProrespondents,etc.

Calendar
Canada

vinces.

Cashiers andAssistantCashiers-- Alphabetically arranged,enabling thelocation of
Indexed"Cash."
* b e f o r e t h e n a m e ofbank.

abankbythenameofitsofficers

ClearingHouseMembers

ineach city,indicatedbya.....

ClearingHouses

in UnitedStates and C a n a d a a n d rules ofreserve
Page24.
citiesgoverningcollections

Comptrollers' Calls

toNationalBanks,dates ofandday ofweek,from

Correspondents
County....
CountySeat

1886todate
ofeachbank given.....
inwhichtownislocated given.....
indicatedbya
indicatedby
ofBanksandTrustCompanies.

DateofOrganizationofBank
Directors

Federal

Reserve

Districts

OppositePage16.
After n a m e o f b a n k .
A f t e r n a m e o f each t o w n .
b e f o r e n a m e of t o w n , both in B a n k
Listand in Lawyers List.
Figuresafter n a m e o f b a n k .
Indexed"Direct."

and

CompleteInformation....

Banks.

P a g e 25 and m a r opposite.
ofeverybankin United States and Canada given
afternameofbank..
Indexed Alphabetically, as to States.

Financial Statement.

TownsandBanks.

Valueof,inU.S.Money..
Tableof cardinalnumbersand commercial terms,
Page22.
intenlanguages
Speciallypreparedlist ...
Underindex"Lawy."
Alphabeticallyarranged astostates........
P a g e 1 4 a n d mapoppositepage12.
Tableof, accordingtostates....
Opposite Page13.

Foreign Lawyers
.....
Grace,Days of.......
Holidays

InterestRates

Indexed"Forgn."
Page23.

andBankers(SelectedList)

ForeignBanks
Foreign Coins...
Foreign Languages...

Alphabetically arranged bystates,forquickrefer-

..

Page14.
Page18.
After n a m e of firm.

ence

Investment BankersAssociation. Officersof
Memberslistedinlargecitiesmarkedbya
4.

Laws..

Cuba,Hawaii,PortoRico,andPhilippines,Banksof Indexedimmediatelyafter States.
Acarefully prepareddigestofBankingand Com-

Lawyers

Recommendedbybanks ineach banking townin

Legislatures.

UnitedStates and Canada. Special list of foreignattorneys....
Indexed "Lawy."
Dates ofMeetings.
Opposite Index"Laws."

Islands.

Indexed " L a w s . "

mercialLawsofeachstate.

LocationofTownson StateMaps (Mapgivenwitheachstate)indicatedby

-

-

Guide Letter and Figure after each
town.

Maps

Rand-McNally's newest maps of states, principal See Index Page12.

Mexico.
NegotiableInstruments

Indexed"Mexico."
Banksof,capital, officers,etc....
Map showing laws relating to, and states which
havepassed"TheNegotiableInstrumentsLaw" Betweenpages12and13.
Showing nearest accessible banking points, and
whether Money-Order Office,TelegraphStation,

cities,CanadianProvinces,Mexico,etc.

Non-BankTowns

orExpress Office

Insertedinpropergeographicalposition.

Indexed"Acces."

Numerical System of A.B.A...... explanationand mapof....
oppositepage 18.
Officers...
ofeverybankinUnitedStates,Canada,andMexico
Parcel P o s t

givenaftername ofbank
ExplanationsandRates.

PopulationofBankingTowns

shownby

PostageRates...
PrivateBanks...
R e s e r v e Cities..

StateBankersAssociations
State Banks..

andPostalRegulations ...
(Unincorporated)indicatedby a
for NationalBanks .
Members of,indicatedbya....
(Incorporated)indicatedbya......

StatutesofLimitations

Arrangedforquickreference..

Transit N u m b e r s

Supplied exclusively byTheRand-McNallyBankers'DirectoryundertheauthorityofTheAmer-

...

icanBankersAssociation

IndexedbyStates.
Page16.

Figures under name of town both in
BankList andinLawyers List.
Page16.
†afternameofbank.

Opposite Page 24, etc.
‡afternameofbank.

§afternameofbank.
Page14.

Under n a m e o f e a c h b a n k .

R A N D M C N A L L Y & CO., Publishers, Rand-McNally Building, C H I C A G O , U. S. A.

FEDERAL R E S E R V E B A N K I N F O R M A T I O N

FEDERAL RESERVE B O A R D
WILLIAM G. M ' A D O O , Chairman (ex-officio).
CHARLESS. HAMLIN,Boston,Mass.,
FREDERIC A. D E L A N O , Chicago,
Governor,(1916)
Vice-Governor, (1920)
PAULM. WARBURG,NewYorkCity,
(1918)
W. P. G. HARDING, Birmingham, Ala.,
ADOLPHC. MILLER, San Francisco, Cal.,
(1922)
(1924)
J O H N S K E L T O N WILLIAMS (ex-officio).

FEDERAL A D V I S O R Y C O U N C I L (1915)

DANIELG.WING,Boston,District No. 1
J.P.MORGAN,NewYork, District No.2
LEVIL.RUE,Philadelphia, DistrictNo.3
W.S.ROWE,Cincinnati,DistrictNo.4
GEORGEJ.SEAY,Richmond,DistrictNo.5
C.A. LYERLY,Chattanooga, DistrictNo.6

J.B.FORGAN,Chicago,Pres., DistrictNo.7
R O L L A WELLS, St. Louis, DistrictNo.8
C. T. JAFFRAY, Minneapolis, DistrictNo.9
E. F. S W I N N E Y , Kansas City,District No.10
J. H. A R D R E Y , Dallas, DistrictNo. 11
A. C. KAINS, San Francisco, District No. 12

DISTRICT No. 1 - B a n k Located
comprising66,465squaremiles,andwithapopulation(1910)of6,557,841.
€

Boston

TERRITORYINDISTRICT-Maine,NewHampshire,Vermont,Massachuat
setts,RhodeIsland,andConnecticut,

Membership; NationalBanks441.
DIRECTORS, CLASS A

THOMASP.BEAL,(1918)

DIRECTORS, CLASS B
C H A S . A. M O R S S ,(1918) .

Boston

C.G. SANFORD,(1917)

DIRECTORS, CLASS C

F R E D E R I C H. CURTISS, (1918)

Boston

Bridgeport,Conn.

Boston
Chairman ofBoard and "Federal Reserve
Agent"

E. R. M O R S E ,(1917)

W A L T E R S. H A C K N E Y ,(1917)

Proctor,Vermont

A.M. HEARD,(1916)

Providence, R. I.

Manchester,N.H.

Deputy Chairman ofBoard and"Deputy

C.G. W A S H B U R N ,(1916)

FederalReserveAgent"

Worcester,Mass.

A L L E N HOLLIS,(1916)
Concord. .

ALFREDL. AIKEN,

.

OFFICERS

Governor

T H O M A S P. B E A L ,

F L O R R I M O N M. H O W E ,

DeputyGovernor

Cashier
Secretary
DISTRICT
NDISTRICT-TheStateof
I Y No.2-Bank
R O T I Located
R R E at
T New
y tYork
i C and

(1910)of9,113,279.

Membership; NationalBanks479.

DIRECTORS, CLASSA
WILLIAMWOODWARD,(1917)

New York,comprising49,170squaremiles,andwith
a p o p u l a t i o n

D I R E C T O R S , CLASS B
H E N R Y R. T O W N E , (1917)

N.Y.City

ROBERTH. TREMAN,(1918)

D I R E C T O R S , CLASS C
P I E R R E JAY, (1917)

N. Y. City

Ithaca,N.Y.

N. Y. City
Chairman ofBoard and "Federal Reserve
Agent"

W M . B. T H O M P S O N , (1918)

FRANKLIND. LOCKE,(1916)

C H A R L E S S T A R E K , (1918)

Yonkers, N. Y.

N. Y. City

Buffalo,N.Y.

Deputy Chairman ofBoard and"Deputy

L. R. P A L M E R , (1916)
Croton-on-Hudson,N. Y.

BENJAMINSTRONG,Jr.
Governor

FederalReserveAgent"

G E O R G E F. P E A B O D Y , (1916)
SaratogaSprings, N. Y.

OFFICERS

WILLIAM W O O D W A R D ,
G. E D W I N G R E G O R Y ,

DeputyGovernor
T

Acting Cashier

J A M E S F. CURTIS,

C
I
R
T
S
I
D
y
r
t
e
r
c
e
Located
Bank
No.3
ata Philadelphia

S

ingcounties: MKINDISTRICT NewJerseyandDelaware,andprising39,865squaremiles,andwithTERRITORYINDISTRICT-NewJerseyandDelawareandallPennsylvaniaeastofwesternboundaryoffollow-

8,110,217.
(1910)of

Membership; NationalBanks758.
DIRECTORS, CLASSA

apopulation

CHARLESJ. RHOADS,(1918)
Philadelphia

WILLIAMH. PECK,(1916)
Scranton,Pa.

M.J.

MURPHY,(1917)

Scranton,Pa.

D I R E C T O R S , CLASS B

ALBA B. JOHNSON, (1917)
Philadelphia

E D W I N S. S T U A R T , (1918)

Governor

MullicaHill, N. J.

Bound Brook, N. J.
Deputy Chairman ofBoard and "Deputy
FederalReserve Agent"

G E O R G E W. NORRIS, (1917)
Philadelphia

OFFICERS

E D W I N S. S T U A R T ,
3

Philadelphia
Chairman ofBoard and "Federal Reserve
Agent'

G E O R G E M. LA M O N T E , (1916)

Philadelphia

G E O R G E W. F. G A U N T , (1916)

CHARLESJ. RHOADS,

DIRECTORS, CLASS C

R I C H A R D L. AUSTIN, (1918)

DeputyGovernor
25

F R A N K M. H A R D T ,
Cashier and Secretary

FEDERAL RESERVE B A N K INFORMATION

D I S T R I C T No. 4 - B a n k Located at Cleveland
TERRITORY INDISTRICT-StateofOhio,allthatpartofPennsylvanialyingwestofDistrictNo.3; thecounties ofMarshall,Ohio,Brooke and Hancock inthe StateofWestVirginia,andallthatpartoftheStateofKentucky
locatedeastofthewesternboundaryofthefollowingcounties: Boone,Grant,Scott,Woodford,Jessamine,Garrard,Lincoln,Pulaski,andMcCreary,comprising183,995squaremiles,with a population(1910)of 7,961,022.
Membership; NationalBanks761.
DIRECTORS, CLASS C

DIRECTORS, CLASS B

DIRECTORS, CLASS A

DAVID C. WILLS, (1918)

THOS. A. C O M B S , (1918)

R O B E R T W A R D R O P , (1918)

Pittsburgh
Chairman of Board and"Federal Reserte
Agent"

Lexington,Ky.

Pittsburgh

L Y M A N H. T R E A D W A Y , (1917)

C. H. B A G L E Y , (1917)

W. S. R O W E , (1917)

Columbus,O.

Corry,Pa.

Cincinnati

Deputy Chairman ofBoardand"Deputy
FederalReserveAgent"

H A R R Y P. W O L F E , (1916)

A. T. PATRICK, (1916)

S. B. RANKIN,(1916)
SouthCharleston,Ohio

Columbus,O.

Salyersville, Ky.
4

OFFICERS

EDWIN BAXTER,
Acting Cashier and Secretary

E. R. F A N C H E R ,
Governor

D I S T R I C T No. 5 - B a n k Located at R i c h m o n d
TERRITORY IN DISTRICT-DistrictofColumbia,Maryland,Virginia,NorthCarolina,SouthCarolina,andall
WestVirginiaexceptthosecountiesinDistrictNo.4,comprising173,818squaremiles,andwithapopulation(1910)of
8,519,313.

Membership; NationalBanks501;StateBanks3.
DIRECTORS, CLASS C

DIRECTORS, CLASS B

DIRECTORS, CLASS A
W A L D O N E W C O M E R , (1916)

W I L L I A M I N G L E , (1918)

G E O R G E J.SEAY, (1916)

Baltimore

Richmond

Baltimore

Chairman ofBoard and "Federal Reserte
Agent"

J A M E S A. M O N C U R E , (1917)

D A V I D R. C O K E R , (1918)

J O H N F. B R U T O N , (1917)

Richmond

Hartsville, S. C.

Wilson, N. C.

Deputy Chairman ofBoard and "Deputy
FederalReserveAgent"

J A M E S F. O Y S T E R , (1917)

E D W I N M A N N , (1918)

M. F. H. G O U V E N E U R , (1916)

Washington, D. C.

Bluefield,W.Va.

Wilmington, N. C.

OFFICERS

GEORGE

G E O R G E J. S E A Y ,

H. K E E S E E ,

Assistant Cashier and Secretary

Governor

D I S T R I C T No. 6 - B a n k Located at Atlanta
TERRITORY IN DISTRICT-Alabama,Georgia,Florida,allTennessee east of thewesternboundaryofthefollowingcounties: Stewart,Houston,Wayne,Humphreys,andPerry;allMississippisouthofthenorthernboundaryofthe

following counties: Issaquena, Sharkey,Yazoo,Kemper, Madison,Leake, and Neshoba; all thesoutheastern part of
Louisianaeastofthewesternboundaryofthefollowingcounties: PointeCoupee, Iberville,Assumption,andTerrebonne,

comprising233,865squaremiles,andwithapopulation(1910)of6,695,341.
Membership; National Banks380; State Banks2.
DIRECTORS, CLASS A

L E W E L L Y N P. H I L L Y E R , (1916)

DIRECTORS, CLASS C

DIRECTORS, CLASS B
P A U L H. S A U N D E R S , (1918)

Macon,Ga.

M. B. W E L L B O R N , (1918)
Anniston,Ala.
Chairman of Board and " Federal Reserve
Agent"

NewOrleans

F R A N K W. F O O T E , (1917)

J. A. M c C R A R Y , (1916)

E D W . T. B R O W N , (1916)

Atlanta

Hattiesburg,Miss.

W A R R E N H. T O O L E , (1918)

Atlanta

Deputy Chairman of Board and "Deputy
FederalReserveAgent"

W. H. H A R T F O R D , (1917)

Winder,Ga.

W. H. K E T T I G , (1917)

Nashville,Tenn.

Birmingham,Ala.

OFFICERS

JOS. A . M c C O R D ,
Governor

GILES L. W I L S O N ,
DeputyGovernor

JAS. B. P I ,
Cashier

26

W.

H. T O O L E ,
Secretary

M.

W.

BELL,

Asst.Cashier

FEDERAL R E S E R V E B A N K I N F O R M A T I O N

A

DISTRICT No.7-Bank Located at Chicago
TERRITORYINDISTRICT-StateofIowa,allthatpartof Wisconsinlocatedsouthofthenorthernboundary

ofthefollowingcounties: Vernon,Sauk,Columbia,Dodge,Washington,andOzaukee;allofthesouthernpeninsulaof
Michigan,viz.:thatparteastofLakeMichigan;allthatpartof Illinoislocatednorthofalineformingthesouthern
boundaryofthefollowingcounties:Hancock,Schuyler,Cass,Sangamon, Christian, Shelby, Cumberland,andClarke:
andallthatpartofIndiananorthofalineformingthesouthernboundaryofthefollowingcounties:Vigo,Clay,Owen,
Monroe,Brown,Bartholomew,Jennings, Ripley,andOhio,comprising 176,940squaremiles,andwithapopulation
(1910)of12,630,383.

:

Membership; NationalBanks973:StateBanks2.
DIRECTORS, CLASS A
GEORGEM. REYNOLDS,(1916)

DIRECTORS, CLASS B
H E N R Y B. JOY, (1917)

Chicago

D I R E C T O R S , CLASS C

C. H. BOSWORTH, (1917)

Detroit,Mich.

Chicago

JAMESB. FORGAN,(1917)

Chairman ofBoard and "Federal Reserve

M. B. H U T C H I S O N , (1918)

Chicago

Agent"

W. F. McLALLEN, (1918)

Ottumwa, la.

E.L. JOHNSON,(1918)
Waterloo,lowa

Chicago
Deputy Chairman ofBoard and"Deputy
FederalReserveAgent"

A. H. V O G E L , (1916)
Milwaukee,Wis.

.

MCDOUGAL,
B S E M A

J

S

R

E

C

I

F

F

E. T. MEREDITH,(1916)
DesMoines, la.

O

C H A R L E S R. M c K A Y ,

Governor

B. G. M c C L O U D ,

DeputyGovernor

W. F. M c L A L L E N ,

CashierandAssistantSecretary

Secretary

DISTRICT No.8-Bank Located at St. Louis
TERRITORYINDISTRICT-Arkansas,allMissourieastofthewesternboundaryofthefollowingcounties:

H
atr
ius
odn
DistrictNo.7:
Daviess,Caldwell,Ray,Lafayette,Johnson,Henry,St.Clair,Cedar,Dade,Lawrence,andBarry;allIllinois
no
inr
cl
de
in,
inDistrictNo.6;andall
allIndiananotinDistrictNo.7;allKentuckynotin
(1910)of6,726,611.
MississippinotinDistrictNo.6,comprising146,474squaremiles,andwith
DistrictNo. 4; allTennesseenot

Membership; NationalBanks455:StateBanks1.

apopulation

DIRECTORS, CLASSA
WALKER HILL,(1918)

DIRECTORS, CLASS B
M U R R A Y C A R L E T O N , (1916)

St.Louis

F.O. WATTS,(1916)

D I R E C T O R S , CLASS C
W M . McC. M A R T I N , (1916)

St.Louis

St.Louis

St. Louis
Chairman ofBoard and "Federal Reserve
Agent"

W I L L I A M B. P L U N K E T T , (1917)

OSCARFENLEY,(1917)

LittleRock,Ark.

Louisville,Ky.

LE R O Y P E R C Y , (1918)

J O H N W. B O E H N E , (1918)

Greenville,Miss.

Evansville, Ind.

ROLLAWELLS,
OFFICERS
Governor

W. W. H

O

,

DeputyGovernor andSecretary

C. E. F R E N C H ,

JAS. G. M c C O N K E Y ,

Cashier

Counsel

DISTRICT

Bank Located

Minneapolis

No. 9
at
NITORYINDISTRICT Montan
a,Northing437,930squaremiles,andwithTERRITORYINDISTRICT-Montana,NorthDakota,SouthDakota,Minnesota,allWisconsinnotinDistrict
Membership;NationalBanks711.
apopulation (1910)of5,724,893.

DIRECTORS,CLASSA

DECKER,(1917)
E.W.
Minneapolis

L.B.

D I R E C T O R S , CLASS B

F. R. B I G E L O W , (1917)

HANNA,(1918)

Fargo,N.Dak.

BASSETT,(1916)
J.C.

F. P. H I X O , (1916)
LaCrosse,Wis.

Aberdeen,S.D.

DIRECTORS, CLASS C

J O H N H. RICH, (1918)

St. Paul

RedWing
Chairman ofBoard and"Federal Reserve
Agent"

P. M. K E R S T , (1916)
St. Paul

N O R M A N B. H O L T E R , (1918)
Helena,Mont.

THEODORE W O L D ,

DeputyChairman ofBoard and"Deputy
FederalReserveAgent"

J O H N W. B L A C K , (1917)
Houghton,Mich.

OFFICERS

Governor

S. S. C O O K ,
Cashierand Secretary
27

FEDERAL RESERVE B A N K INFORMATION

DISTRICT No. 10-Bank Located at Kansas City, Mo.
TERRITORY IN DISTRICT-Kansas, Nebraska, Colorado, Wyoming, all Missourinotin District No.8, all

Oklahomanorthofa lineformingthesouthernboundaryofthefollowingcounties: Ellis,Dewey,Blaine,Canadian,
Cleveland, Pottawatomie, Seminole, Okfuskee, McIntosh, Muskogee,andSequoyah:allNew Mexiconorthofaline
formingthesouthernboundaryofthefollowingcounties: McKinley, Sandow, Santa Fe, San Miguel,and Union,comprising509,649squaremiles,andwithapopulation(1910)of6,306,850.
Membership;NationalBanks838.
DIRECTORS, CLASS C

DIRECTORS, CLASS B

DIRECTORS, CLASS A

J. Z. MITLER, JR., (1918)

M. L. McCLURE,(1917)

G O R D O N JONES,(1916)

KansasCity

Kansas City,Mo.

Denver, Colo.

Chairman ofBoardand"Federal Reserve
Agent"

ASA E. R A M S A Y , (1917)

THOS. C. B Y R N E ,(1916)

W. J. BAILEY, (1917)

KansasCity

O m a h a , Neb.

Atchison,Kan.

Deputy Chairman ofBoard and"Deputy
FederalReserveAgent"

L. A. W I L S O N , (1918)

C. E. B U R N H A M , (1918)

R. H. M A L O N E , (1916)
Denver

ElReno,Okla.

Norfolk,Neb.

OFFICERS

JEROME THRALLS,

C H A S . M. S A W Y E R ,

Cashier

Governor

DISTRICT No. 11-Bank Located at Dallas
TERRITORYINDISTRICT-Texas,allNewMexicoandOklahomanotinDistrict No. 10, allLouisiananotin

DistrictNo.6,andthefollowingcountiesinArizona: Pima, Graham. Greenlee, Cochise, and Santa Cruz, comprising
404,826squaremiles,andwithapopulation(1910) of5,310,561.
Membership; National Banks751; StateBanks2.
DIRECTORS, CLASS B

DIRECTORS, CLASS A

M A R I O N SANSOM, (1917)
Ft. Worth,Texas

E. K. S M I T H , (1918)

F R A N K K E L L , (1916)

Shreveport, La.

DIRECTORS, CLASS C
E. O. T E N I S O N , (1918)
Dallas
Chairman ofBoard and "Federal Reserve
Agent"

W. F. M c C A L E B , (1916)
SanAntonio,Texas

WichitaFalls,Texas

DeputyChairman ofBoardand"Deputy
FederalReserveAgent"

B. A. M c K I N N E Y , (1917)

J. J. C U L B E R T S O N , (1918)

Durant,Okla.

Paris,Texas

F E L I X M A R T I N E Z , (1917)
ElPaso,Texas

OFFICERS

R. L. V A N Z A N D T ,
Governor

J. W. H O O P E S ,
Cashier and Secretary

DeputyGovernor

DISTRICT No. 12-Bank Located at San Francisco
TERRITORY IN DISTRICT-California, Washington, Oregon, Idaho, Nevada, Utah, and all Arizona not
includedinDistrictNo.11,comprising693,658squaremiles,andwithapopulation(1910) of5,389,303.
Membership; NationalBanks519.
DIRECTORS, CLASS A

C. K. MCINTOSH,(1917)
S a n Francisco

J A M E S K. L Y N C H , (1918)
SanFrancisco

A L D E N A N D E R S O N , (1916)
Sacramento,Cal.

DIRECTORS, CLASS B

A. B. C. D O H R M A N N , (1918)

DIRECTORS, CLASS C

JOHN PERRIN, (1918)
Pasadena,Cal.

S a n Francisco

Chairman of Board and "Federal Reserve
Agent"

J O H N A. M c G R E G O R , (1916)
SanFrancisco

E L M E R H. C O X , (1917)
Madera,Cal.

C L A U D G A T C H , (1917)
Berkeley, Cal.
Deputy Chairman ofBoard and"Deputy
FederalReserveAgent"

C H A R L E S E. P E A B O D Y , (1916)
Seattle

OFFICERS

A R C H I B A L D C. K A I N S ,
Governor

RUSSELL L O W R Y ,

G E O R G E O. B A R D W E L L ,

DeputyGovernor

Acting Cashier

IRA C L E R K ,

C. J. S H E P H E R D ,
ActingAsst. Cashiers

28