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••. 8 V "—- .■ G5XNEBRS - CO NEW y CAPITAL S3, GO f ” • '/ ~ , ' ... -- ;e properties, 2 TIC AT IONS ATKXFAL IT'STIl UTI -- -5- «- IITTESTOIi. >«, f ■- I The Commercial National Bank o/:chiCago.-’ Capital, Surplus, and Undivided Profits, $10,500,000 Deposits, $70,000,000 OFFICERS EDWARD S. LACEY, Chairman of the Board GEORGE E. ROBERTS . . _ President FRANK P. JUDSON . . _ _ Secretary GEORGE B. SMITH . _ _ Asst. Cashier RALPH VAN VECHTEN . Vice-President H. ERSKINE SMITH _ _ Asst. Cashier JOHN C. CRAFT _ . . Vice-President WILLIAM T. BRUCKNER Vice-President CHARLES C. WILLSON _ _ Asst. Cashier DAVID VERNON ... Vice-President RALPH C.WILSON . _ _ Asst. Cashier NATHANIEL R. LOSCH . . . Cashier EDWARD M. LACEY . - Asst. Cashier This bank Is pleased to place at the disposal of its customers the facilities gained during forty-five years of continuous service and growth Knauth, Naghod & KUHNE BANKERS 15 WILLIAM STREET :: Members ol New York Slock Exchange NEW YORK CITY Receive Deposit Accounts, Subject to Check, on Favorable Terms ISSUE CIRCULAR LETTERS OF CREDIT FOR Travelers, and TRAVELERS’ CHECKS, available throughout Europe, the Orient, Asia, Africa, Australia, South America, the United States, etc. Investment Securities Transfer Money by Mail or Telegraph MAICtt ARRANGEMENTS WITH BANKS AND Bankers in the United States, enabling them to isene Direct Drafts on more than 1,000 cities of Europe and the Orient. Draw Drafts on all Parts of the World • ISSUE COMMERCIAL CREDITS FOR PAYMENT of purchases made abroad, available by Drafts on London, Paris, Leipzig, Amsterdam, etc.,with documents attached covering the goods shipped. Foreign Coin and Bank Notes at Ruling ' Rates ---------------------------------------------------- -—------- PRINCIPAL CORRESPONDENTS PARR'S BANK (LIMITED ) LONDON ) ’ v ( DEUTSCHE BANK, - - - BERLIN CREDIT LYONNAIS, - » - PARIS f BRANCHES ) DRESDNER BANK, - - - BERLIN KNAUTH. NACHOD A KUHNE,.................................................................................- - LEIPZIG BANCO NACIONAL DE MEXICO.................................................................................MEXICO CITY PHILADELPHIA NATIONAL BANK....................................... : ... . PHILADELPHIA, PA. CROCKER NATIONAL BANK. • • . ....................... ............................... SAN FRANCISCO. CAL. LONDON CORRESPONDENTS J. G. WHITE & CO., LIMITED, 9 Cloak Lane, Cannon St. No Nation CanGoto War IT IS SAID, WITHOUT THE CONSENT OF THE UNION STOCK YARDS OF CHICAGO ! WHY? BECAUSE —IT IS THE ONLY PLACE IN THE WORLD WHERE SUPPLIES FOR AN ARMY CAN BE OBTAINED ON A DAY’S NOTICE ! ..................... 3,000 CAR LOADS OF STOCK have been received at these yards in a single day;—yet this is not the only big business done there. There are three banks of national repute, each one individually with millions of deposits, viz.: The Live Stock Exchange National The Drovers Deposit National The Stock Yards Savings All of these Banks Have the Abernethy Folding Shade on their Windows This is What the Officers Think of Them: G. A. RYTHER, Cashier of the Live Stock Exchange National, says: Q. M. BENEDICT, Cashier of the Drovers Deposit National, gives this opinion : “These Shades have been on this'Bank 12 years. We have placed three orders for them. This ought to be a sufficient answer as to whether we like them.’* “The Abernethy Shade is the best thing I know of in the way of a shade for bank windows.’’ SEND FOR 32 PAGE ILLUSTRATED CATALOGUE T. J. FITZGERALD, Vice=President of the Stock Yards Savings Bank, says : “We have about 200 square feet of these Shades on our bank. The longer they are in use the better we like them. I know of no substitute for them.’’ SEND FOR 32 PAGE ILLUSTRATED CATALOGUE There is hardly a State in the Union now in which they are not in use on some bank. They form a screen across the country from The National Shoe and Leather Bank of Auburn, Maine, to The Farmers & Merchants Bank of Stockton, California. The Abernethy Folding Shade C? (Trade Mark December 29, 1908) 453 West 67th Street, Chicago, Ill. PATENTS United States and Foreign Patents Trade-Marks, Prints, Labels, and Copyrights (ESTABLISHED 1843 Knight Brothers HERVEY S- KNIGHT, attorney ano couhselok at law, MEMBER BAR U. S. SUPREME COURT. MEMBER PATENT LAW ASSOCIATION. ASSOCIATE AMERICAN SOCIETY MECHANICAL ENGINEERS. 311. 312. 313. 31A. 315 McQill builoinq, 908-914 G Street. WASHINGTON. D. C. Long Distance 'Phone. Office, Main Preliminary Examination* a* to Patentability of Invention*. Patent and'Trsde-mark Application* Carefully Prepared and * Prosecuted. Rejected Applications Undertaken. Interferences Conducted in the Patent Office and Court of Appeal*. Investigation as to Scope and Validity of Patents. 24S. N. W. Ritioancc. Tahoma ,38. Opinions as to Infringements. Material Furntsjiea for Answer* to Infringement Salt*. Litigation Prosecuted and Defended. Win Conduct Patent Cate* for General Practitioner* IB • Patent Office and Conn*. Registration of Trade Marks In Foreign Countries. CHAPIN BROWN, ATTORNEY AT LAW, 323 TOXMIELT JOHNFOUR MARSHAL PLACE. A.ITS A HAU ST. (i». W.) WASHINGTON, D. C. . MERCANTILE COLLECTIONS. Practices before the Supreme Court of the United States. Court of Appeals of the District of Columbia, the Supreme Court of the District of Columbia, the Court of Claims, and before ail the Government Departments. Special atten tion given to Land Business before the GENERAL LAND OFFICE. DEPOSITIONS TAKEN. NOTARY PUBLIC IN OFFICE. PEN8IONS secured for Soldiers and Sailors, under "Dependent” and existing Pension Laws and'Bpanlah War. Send for Blank Application and Copy of Laws. HJFEHKNCESi ANT BANKING INSTITUTION IN THE DISTRICT OP COLUMBIA. AN ASSOCIATE AND MANACER FOR EACH BRANCH OF BU8INESS. 8 •w M JT M 3 1 a 4 5 2 3, 4 5 9 li 37 6 7 8 13 14 16 9 10 1 1 12 13 14 15 20 27 28 29 23 24 25 26 27 28 29 38 T w 32 33 34 35 36 60 61 62 63 1 2 3 4 5 1 2 3 4 5 39 40 41 42 43 67 68 69 70 71 F 7 46 56 53 53 57 20 21 22 23 24 25 26 58 w s 8 9 10 1 1 12 50 13 14 15 16 17 18 19 6 44 51 21 16 17 18 19 20 21 22 95 MARCH FEBRUARY JANUARY 65 6 7 8 9 10 1 1 12 73 74 75 76 77 78 13 14 15 16 17 18 19 79 80 81 83 84 85 20 21 22 23 24 25 26 87 88 89 90 27 28 29 30 31 27 28 64 72 86 59 66 F .. 30 31 APRIL MAY w yr* 8 T s F JUNE T JF 153 154 ,123 124 125 126 137 1 2 96 3 4 5 6 1OO 101 102 3 2 7 8 9 8 104 105 106 10 1 1 12 13 14 15 16 17 18 19 20 21 22 23 T T 6 1 7 9 10 1 1 12 13 14 141 15 1617 18 19 20 21 5 6 7 8 5 6 7 170 171 172 173 174 175 176 19 20 21 22 23 24 25 178 179 180 181 151 26 27 28 29 30 __ 2930 31 .. SEPTEMBER \_____ F s F 244 245 246 2 1 2 3 247 248 249 250 251 252 253 8 9 4 1 -2 191 192 193 194 195 196 1 — 10 1 1 12 13 14 15 16 198 199 200 201 203 20 i 17 18 19 20 21 22 23 205 206 9 10 1 1 22 23 24 25 26 27 28 184 188 186 187 188 189 190 4 4 12 13 14 15 16 17 18 182 1 83 3 3 166 167 168 169 163 164 AUGUST 1 2 160 161 162 • 156 157 158 146 147 148 144 145 143 JULY M 5 130 137 138 '139 lie 117 118 119 130 24 25 26 27 28 29 30 4 131 132 133 134 128 1 107 108 109 110 in 112 113 114 1 5 6 7 255 256 8 9 10 258 259 260 12 13 14 15 16 17 263 264 265 266 267 18 19 20 21 22 23 24 268 209 210 24 25 26 27 28 29 30 270 271 273 25 26 27 28 29 30 -- 212 31 OCTOBER 8 w M T NOVEMBER F s M 3 4 5 6 7 8 283 284 285 286 288 9 10 1 1 12 13 14 15 289 290 291 294 16 17 18 19 20 21 22 296 300 301 23 24 25 26 27 28 29 30 31 1 2 3 4 310 311 312 313 314 315 316 6 7 8 T w 335 336 337 1 ' 2 283 279 280 281 308 c K) 1 276 277 M T 305 306 co 274 DECEMBER 9 10 1 1 12 317 318 319 320 321 322 323 13 14 15 16 17 18 19 134 325 326 327 328 329 330 20 21 22 23 24 25 26 2 336 339 340 341 342 4 5 6 7 8 3 344 9 10 345 340 347 348 349 350 351 11 12 13 14 15 16 17 353 354 358 357 18 19 20 21 22 23 24 332 333 334 359 360 361 362 363 364 365 27 28 29 30 25 26 27 28 29 30 31 ESTABLISHED 1847 C. B. RICHARD & CO., BANKERS 31-33 BROADWAY, NEW YORK THIS IS THE OLDEST FOREIGN EXCHANGE HOUSE IN THE UNITED STATES Arrangements made with Banks and Bankers i i the United States and Canada enabling them To Issue their own drafts direct on about 1,500 of the principle cities of the world. To transfer money in any sum by foreign* moneyorder system to all countries of Europe and other continents. To issue commercial and travelers’ credits, avail able in any part of the world. To make cable transfers of money to Europe. To make collections of drafts drawn on foreign 'countries. To buy and sell American and European Invest ment securities. . To negotiate bills of exchange drawn on foreign countries, with or without documents. To buy and sell foreign coin and bank notes at ruling rates.. To collect dividends and coupons. CORRESPONDENCE OF INLAND BANKS AND BANKERS INVITED N. W. HALSEY & CO. BANKERS Specialists in Bonds for Financial Institutions Government, Railroad, Municipal, Street Railway, Gas, and Electric Light & Power Co. Bonds bought, sold and appraised. CIRCULARS ON REQUEST QUOTATIONS BY WIRE 49 WALL ST., NEW YORK PHILADELPHIA CHICAGO EDWARD K. ORR, President. SAN FRANCISCO EDWIN F. BROWN, . Vice-President. BROWN BROS. MFG. CO. ESTABLISHED 1S«O INCORPORATED 1874 22d Street and Campbell Avenue : : CHICAGO Ornamental Iron, Brass and Bronze Work Bank Fittings, Bank Counter Screens, Tellers’ Enclosures, Grilles Railings, Lamp Brackets, Electroliers, Signs,Memorial Tablets, etc. THE Rand-McNally BANKERS' DIRECTORY AND LIST OF ATTORNEYS “BLUE BOOK” JANUARY", 1910, EDITION 68th EDITION PUBLISHED CONTAINING A Complete Liat of Banka, Bankers, Savings Banks, and Principal Trust Companies in the United States, showing whether National, State, or Private, and year established; also listing Officers, Capital, Surplus and Profits, Deposits, Loans and Discounts, etc., and their New York, Chicago, and other principal Correspondents; also the Population of every Banking Point as well as the Charter Number of all National Banks. A List of Banks and Bankers in Canada, also listing names of Officers and United States Correspondents. A List of Banks and Bankers in Mexico, also listing names of Officers and Correspondents. A List of the Leading Banks and Bankers in Foreign Cities. A List of Cashiers and Assistants Alphabetically Arranged. A List of over 9,000 Commercial Lawyers in the United States and Canada, recommended by the respective Banks and Bankers; also a List of Attorneys in foreign countries, especially prepared. v A List of Directors of National, State, and Savings Banks, and Trust Companies of the Principal Cities in the United States. Charter Number of National Banks. A New County Map (Indexed) of each State and Territory, and of each of the Provinces of Canada, and Foreign Countries, printed in colors (size 11x14 inches). A List of the Clearing Houses in the United States and Canada; also their Officers and Members. A Complete List of Towns and Villages without Banks, in the United States and Canada, with their nearest accessible Banking Points. At the top of each page containing Bank Information is a Reference Key, giving the number of page where accessible points may be found. A List of Members of the American and State Bankers’ Associations. A List of Stock and Bond Brokers in New York City and Chicago. The Revised State Banking and Commercial Laws of each State and Territory, and Canadian Provinces. A. Chart of the United States and Canada regardiag*Ldgai Holidays; Grace, Interest, Payment of Time and Sight Paper, etc. A Classified List of Banks and Bankers iq ihe United States apd Canada. A List of the State Banking Departments with the Names and Addresses of those in charge. A List of State Bank Examiners. ’«** A List of National Bank Examiners, with Address 'ana District. A List showing Cardinal Numbers and Commercial Terms in Ten Languages. A List showing dates of Comptroller calls to National Banks 1880 to 1910. A Perpetual Calendar from the commencement of the Christian Era. For Population, County Seat, Money Order Office, Express Office, Telegraph Station, Capital, etc., see List of Commercial Lawyers. Bankers’ Associations, Rates of Postage, Value of Foreign Coins, etc. RAND McNALLY & COMPANY PUBLISHERS 166 and 168 Adams Street CHICAGO NEW YORK OFFICE: 142 FIFTH AVENUE 2 991911 State Copyright, 1883, by Rand, McNally & Company. January Edition. Copyright, 1883, by Rand, McNally & Company. July Edition. Copyright, 1884, by Rand, McNally & Company. January Edition. Copyright, 1884, by Rand, McNally & Company. July Edition. Copyright, 1885, by Rand, McNally & Company. January Edition. Copyright, 1885, by Rand, McNally & Company. July Edition. Copyright, 1886, by Rand, McNally & Company. January Edition.' Copyright, 1886, by Rand, McNally & Company. July Edition. Copyright, 1887, by Rand, McNally & Company. January Edition. Copyright, 1887,1 y Rand, McNally & Company. July Edition. Copyright, 1888, by Rand, McNally & Company. January Edition. Copyright, 1888, by Rand, McNally & Company. July Edition. Copyright, 1889, by Rand, McNally & Company. January Edition. Copyright, 1889, by Rand, McNally & Company. July Edition. Copyright, 1890, by Rand, McNally & Company. January Edition. Copyright, 1890, by Rand, McNally & Company. July Edition. Copyright, 1891, by Rand, McNally & Company. January Edition. Copyright, 1891, by Rand, McNally & Company. July Edition. Copyright, 1892, by Rand, McNally & Company. January Edition. Copyright, 1892, by Rand, McNally <fc Company, July Edition. Copyright, 1893, by Rand, McNally & Company. January Edition. Copyright, 1893, by Rand, McNally & Company. July Edition. Copyright, 1894, by Rand, McNally A Company. January Edition. Copyright, 1894, by Rand, McNally & Company. July Edition. Copyright, 1895, by Rand, McNally & Company. January Edition. Copyright, 1895, by Rand, McNally & Company. July Edition. Copyright, 1896, by Rand, McNally & Company. January Edition. Copyright, 1896, by Rand, McNally & Company. July Edition. Copyright, 1897, by Rand, McNally & Company. January Edition. Copyright, 1897, by Rand, McNally & Company. July Edition. Copyright, 1898, by Rand, McNally & Company. January Edition. Copyright, 1898, by Rand, McNally & Company. July Edition. Copyright, 1899, by Rand, McNally & Company. January Edition. Copyright, 1899, by Rand, McNally & Company. July Edition. Copyright, 1900, by Rand, McNally & Company. January Edition. Copyright, 1900, by Rand, McNally & Company. July Edition. Copyright, 1901, by Rand, McNally A Company. January Edition. Copyright, 1901, by Rand, McNally & Company. July Edition. Copyright, 1902, by Rand,,•McNally A Company., January Edition. <* ‘ ‘ • • Copyright, 1992, by Rand, McNally & Company, ic4y kdftion. Copyright, 1903- by Rand, McNally & Company. January Edition. Copyright, 190-., by Rand, MtjNally & Chm,bary. July Edition. • «. * t •t Copyright, 1904, by Rand, McNally & Company. January Edition. Copyright, 1904, by Rand, McNally A Company. July Edition. Copyright, 1905, by Rand, McNally & Company. January Edition. Copyright, 1905, by Rand, McNally & Company. July Edition. Copyright, 1906, by Rand,, McNally & Company. January Edition. Copyright, 1906, by Rand, McNally A Company. July Edition. Copyright, 1907, by Rand, McNally A Company. January Edition. Copyright, 1907, by Rand, McNally A Company. July Edition. Copyright, 1908, by Rand, McNally A Company. January Edition. Copyright, 1908, by Rand, McNally A Company. July Edition. Copyright, 1909, by Rand, McNally A Company. January Edition. Copyright, 1909, by Rand, McNally A Company. July Edition. Copyright, 1910, by Rand, McNally A Company. January Edition. INDEX TO PRINCIPAL CONTENTS JANUARY, 1910. States and Territories, Alabama........................................... Alaska.............................................. Arizona Tprrit.ory....................... Arkansas........................................... California........................................ Colorado........................................... Connpp.tip.11t.................................... Cuba,.................................................. Dpi a warp......................................... District, of Columbia.............. Florida.............................................. Gporgia.............................................. Hawaiian Islands....................... Idaho............................................ Illinois.......................................... Indiana....................................... Iowa............................................ Kansas ............................................. Kentucky... Louisiana.. Maine.......................................... Maryland.................................... Massachusetts.......................... Michigan......................... Minnesota.................. Mississiopi................................. Missouri.................... Montana.................... Nebraska...................... Nevada................................. New Hampshire.................... New Jersey.......................... New Mexico........................ New York.............................. Map Banks. Oppo site. Access Law Laws. ible yers. Towns. PAGE. PASE. PAGE. PAGE. 25 35 36 38 51 73 84 767 92 93 95 99 767 120 127 178 203 250 277 296 303 809 318 334 357 385 395 429 433 455 26 31 36 45 50 76 86 812 92 94 98 101 808 126 136 188 243 276 287 300 303 303 318 340 372 385 395 429 448 455 458 461 472 484 836 837 837 837 838 840 841 842 842 842 843 843 845 845 846 851 853 858 861 863 864 864 865 1136 461 470 472 868 872 874 877 878 881 881 882 883 883 1140 1140 1141 1144 1148 1149 1150 1150 1150 1152 1156 1156 1157 1161 1164 1166 1168 1178 1176 1179 1181 1183 1186 1189 1192 1197 1198 1197 1199 1201 1203 1204 States and Territories. PAGE. North Carolina............... 1290 1292 I North Dakota................... 1294 1 Ohio..................................... 1296 j Oklahoma........................... 1299 I Oregon................................. 1303 Pennsylvania.................... 1306 Philippine Islands......... Porto Rico.......................... Rhode Island.................... 1309 South Carolina................ 1311 1312 i South Dakota.................... 1315 Tennessee.......................... 1414 Texas ................................... 1317 Utah.................................. Vermont............................ 1318 Virginia.............................. 1321 Washington...................... 1324 West Virginia.................. 1325 Wisconsin.......................... 1328 Wyoming.......................... 1329 Dominion of Canada. 1332 1334 Alberta............................... 1336 British Columbia............. Manitoba............................. 1338 Miquelon............................. 1341 1342 New Brunswick............. 1344 Newfoundland.................. 1346 Nova Scotia....................... 1348 Ontario............................. 1351 Prince Edward Island.. 1352 Quebec................................. Saskatchewan.................... 1354 Yukon...................................... 1356 1358 Mexico................................. Access ible Laws. Towns. Banks. Map Oppo site. Law yers. PAGE. PAGE. PAGE. PAGE. PAGE. 511 520 535 568 590 596 768 768 641 644 651 665 677 709 712 715 727 737 747 764 511 534 544 568 590 624 810 1211 1216 1217 1223 1225 1226 1359 642 644 664 676 684 710 714 722 736 746 748 764 886 888 890 894 896 897 901 901 901 901 902 904 906 910 910 911 912 914 915 917 1238 1238 1240 1241 1245 1251 1251 1253 1259 1261 1266 1269 1373 1375 1378 1379 1381 1384 1386 1387 1390 1393 1395 1397 769 771 773 800 775 800 776 778 800 793 798 800 801 769 778 769 769 770 769 770 790 770 794 769 769 801 918 918 919 920 920 920 920 921 923 923 924 925 934 1269 1270 1272 1399 1401 1403 1273 1274 1275 1277 1282 1283 1287 1405 1362 1365 1367 1369 1371 1414 1407 1408 1411 1412 1415 1399 MISCELLANEOUS CONTENTS. PAGE, PAGE. Accessible Banking Points............................................... 1136-1289 Advertisements, Index to......................................................... 16-17 Attorneys...................................................................................... 836-925 Banks and Bankers in the United States and Canada, Classified ................................................................................. ’ 14 Banks and Bankers in Cuba, Hawaii, Philippines, and Porto Rico Islands.............................................................. 767-768 Bankers’ Associations—American and State—Officers of 19 Calendar............................................................................................ 7 Cashiers and Assistant Cashiers........................................ 935-1008 Clearing House Associations................................................... 18 Commercial Lawyers.............................................................. 836-925 Commercial Terms in Ten Languages................................. 23 Coupons—Attach to Claim................................... Opposite 836 Damages for Protested Bills................................................... 13 Directors, Principal Cities—National and State Banks, Savings Banks and Trust Companies...................1009-1135 Foreign Banks and Bankers............................................... 807-835 Foreign Attorneys—England, Ireland, Scotland, Ger many, France, etc........................................................ .926-934 Foreign Coins............................................. 24 Grace Allowed on Notes, Drafts, etc....\...................... 13 Holidays........................................................................Opposite 13 Interest—Legal and Contract................................................ 13 Laws.......................................................................................... 1290-1415 Legal Holidays...........................................................Opposite 13 Mexico Banks and Bankers.................................................801-806 Money Order Business............................................................... 12 National Sank Examiners of the United States, with Address and Territory......................................................... 20 Notes and Acceptances Due.................................................. 13 Perpetual Calendar...................................................................... 22 Postage—Domestic and Foreign; Parcels Post............. 12 State Bank Examiners............................................. v............... 21 Statutes of Limitation............................................... *................ 13 MISCELLANEOUS MAPS. PAGE. Baltimore, Md................................................................ Opposite Boston, Mass........................................................................ “ British Isles and Western Europe........................ “ British North America................................................... “ Buffalo, N. Y............................................................... Chicago, Ill................................................................ Cincinnati, Ohio.......................................... Cleveland, Ohio..................................................... Cuba............................................................. y................... «« Denver, Colo......................................................... Hawaii.............................................................................. Indianapolis, Ind. ** .. “ Kansas City, Mo....................................... AAA “ Los Angeles, Cal................... AA........... . .. “ Luzon Island.............................. *. .’*.**’**. * ” /. “ Manila............................................ ’’’’ * ’’‘ <« Mexico................................... Milwaukee, Wis.................................... Minneapolis. Minn................... A... “ Negotiable Map............................. New York City, N. Y......... .. ...A. A ...A. ...A ..A A A.. A A. A. A. AA AA ’. A.A.A “ “ “ “ “ 310 New York City (Greater N. Y. and vicinity) . .Opposite 320 Pacific Northwest States............................ “ 807 Pennsylvania Map (Berks County, etc.)............. “ 769 Pennsylvania Map (Philadelphia and New Jersey) “ “475 Philadelphia, Pa........................................................... “ “138 Philadelphia, Pa. (vicinity map)........................... “ 540 Philippines....................................................................... “ “543 Pittsburg, Pa. (Main)................................................. “ yi2 Pittsburg, Pa.(vicinity map)..................................... “ “73 San Francisco.................................................................. “ <«§93 Sioux City, la............................................................... “ 178 St. Louis, Mo................................................................... “ 409 St. Louis (and vicinity).............................................. “ 58 St. Paul, Minn................................................................ “ 810 Tennessee (central)....................................................... “ 810 Texas (central)................................................................ “ 801 United States.................................................................. “ 756 U. S. Map Showing Laws Relating to Nego 336 tiable Instruments............................................ •• 13 West Indies...................................................................... “ 486 World............................................................................... “ 11 488 727 616 628 612 620 810 596 596 67 203 423 425 38O 672 706 16 13 812 24 DOMESTIC RATES OK POSTAGE. Limit Welgnt. CLASSES. Postage. First Class—Letters and sealed packages....................................................................................................... 2 cts. each oz. or fraction thereof Postal cards...................................................................................................................................... 1 ct. each..................................... Second Class—Newspapers, periodicals entered as second class matter and sent by the pub 1 ct per pound................ ........ No limit. llsher or news agent...................................................................................................................... i 1 ct. each 4 oz. or fraction, stamps Same when mailed by others than above. ! affixed................................................. No limit. (4 lbs., except single Third Class-Books, circulars, pamphlets, and other matter wholly In print, proofsheets, cor- j 1 ct. each 2 oz. or fraction thereof. books weighing in exrectedproo {sheets and manuscript copy accompanying same.................................... ) ( cess of that amount. Fourth Class—Merchandise and matter not included in any of the above classes......................... let. each oz. or fraction thereof. 4 lbs. 10 cts. ................................................... Special Delivery in addition to regular postage.......................................................................................... 10 cts.............................. Registry Fee in addition to regular postage............................ .................................................................... FOREIGN POSTAGE TABLE. Foreign mail should be fully prepaid, as double the amount of deficient postage is collected before delivery in countries of destination. The rates of postage to all foreign countries and colonies (except Great Britain. Ireland, Newfoundland and Germany, also Canada, Cuba, Mexico and Republic of Panama) are as follows: Letters, first ounce or less, 5 cents; each additional ounce or fraction of an ounce, 3 cents, blngle postal cards, each, 2 cents; double postal cards, each, 4 cents; newspaper and other printed matter, for each two ounces or fraction thereof. 1 cent. Letter postage to Great Britain. Ireland and Newfoundland is 2 cents an ounce. Letter postage 'o Germany direct (and not via England or France) is 2 cents an ounce When dispatched via England or France, the rate will be same as heretofore, 5 cents for the first ounce or fraction, and 3 cents for each additional ounce or fraction. Commercial Papers.—Packets not in excess of 10oz., 5cents; packets in excess of 10 oz.. for each 2 oz.or fraction thereof. 1 cent. Samples of Merchandise.—Packets not in excess of 4 oz.,2 cents; packets in excess of 4 oz., for each 2 oz. or fraction thereof, 1 cent. Merchandise sent on order or as a gift must be sent by Parcel Post (note below) or is subject to letter postage, which must be fully prepaid. Registration fee on letters or other articles, 10 cents. Ordinary letters for any foreign country (except Canada and Mexico) will be forwarded, whether any postage is prepaid on them or not. All other mailable matter must be prepaid at least partially. Limit of weight for printed matter. 4 lbs., 6 oz. Commercial Papers. Postcards. Samples of Merchandise. 1 Printed Packets in Packets in Packets not Packets not COUNTRIES OR Registra Letters. With paid Single, Matter excess of 10 in excess of in excess of excess of 4 oz. PLACE OF DESTINATION. each. reply, each. tion Fee. per 2 oz. for each 2 (or each 2 oz. 10 oz. each. oz. oz. or fraction 4 oz. each. or fraction. U. S. Dom. U. s. Dom. U. S. Dom. U. S. Dom. 5 cents 10 cents. 1 cent. 2 cents. 1 cent. rates. rates. rates. rates. U. S. Dom. U. S. Dom. U. S. Dom U. S. Dom. 5 cents. 1 cent. 10 cents. 2 cents. 1 cent. rates. rates. rates. rates. All other Foreign Countries.... Note above. 2 cents. 4 cents. 10 cents. 5 cents. 1 cent. 1 cent. 2 cents. 1 cent. INTERNATIONAL PARCEL POST. Table showing the countries to which parcels may be sent; the dimensions, weight and rates of postage applicable to parcels and the exchange Post Offices which dispatch and receive Parcel-Post Mails. [The stipulations of the parcel-post conventions between the United States and other countries or colonies extend to Hawaii, Porto Rico, The Philippines, Guam, f utulla and the Canal Zone.] Allowable dimensions and weight of parcels. Exchange Post Offices. Greatest length. G re ate st le n g th an d g ir th co m bi ne d. G re ate st gir th . 3 ft. 6 in. 6 feet. .... 11 12 cts. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 2 ft 3 ft. 6 in. 6 6 6 6 6 feet. 11 11 11 11 11 11 12 12 12 12 12 12 cts. cts. cts. cts. cts. cts. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 6 6 6 6 6 6 6 6 6 8 6 6 feet. feet. feet. feet. feet. feet. feet. feet. feet. feet. feet. feet. 11 11 11 11 (») 11 11 11 11 11 11 11 12 12 12 12 12 12 12 12 12 12 12 12 cts. cts. cts. cts. cts. cts. cts. cts. cts. cts. cts. cts. 3 ft. 6 in. 6 feet. .... 11 12 cts. 12 cts. Boston. Philadelphia, Baltimore .... Port Antonio. 3 ft. 6 in. 6 feet. .... 11 12 cts. 12 cts. 3 ft. 6 in. 2 ft. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft. 6 in. 3 ft.8 in. 3 ft. 6 in. 6 feet. NAMES OF COUNTRIES. Australia*.................................................. Austria,* Bahamas, Barbados, Bel gium,* Bermuda............... -................ Bolivia........................................................ British Guiana........................................ Chile........................................................... Colombia................................................... Costa Rica_________ _________ _____ Danish West Indies (St. Croix, St. John and St. Thomas)....................... Denmark/.................................................. Dutch Guiana______________ ______ Ecuador*.................................................... France......................................................... Germany.............................................. — Great Britain, including Ireland .... Guatemala....... . ...................................... Honduras (British)................................. Honduras (Republic of)....................... Hong Kong.* See section 1 below... Italy*........................................................... Jamaica, Including the Turks and Caicos Islands....................................... Japan,* including Formosa,Karafuto (Japanese Saghallen) and Korea. See section 2 below............................ Leeward Islands (Antigua with Bar buda and liedonda, St. Kitts, Nevis with Anguilla, Dominica, Montser rat and the Virgin Islands)............... Mexicot....................................................... Netherlands,* Newfoundland............ New Zealand, lncl. Fanning Island.. F or u par ce l n o t ex ce ed in g on e po un d ' Postage. feet. feet. fe»t. feet. 4ft. United States. Foreign Sydney. Melbourne, Brisbane, Adelaide, Perth, Hobart, Launceton. „ _ , [Antwerp, Hamilton. New York............................................ . Trlest, Nassau, Bridgetown, New York and San Francisco.............La Paz. All offices authorized to exchange malls between the two countries. New York. San Francisco................. | Valparaiso. All offices authorized to exchange mails between the two countries. All offices authorized to exchange mails between the two countries. San Francisco, Honolulu 12 12 12 12 12 cts. cts. cts. cts. cts. 12 cts. All offices authorized to exchange malls between the two countries. 12 12 12 12 12 12 12 12 12 12 12 cts. cts. cts. cts. cts. cts. cts. cts. cts. cts. cts. New York................................................ | Copenhagen. iNew York, N. Orleans, S. FranciscoiGuayaqull. ;New Y ork.................................................. [Cherbourg and Havre. New York..................................... [Louis Hamburg and Bremen. New York, Boston. Philadelphia, St.j London, Liverpool, Dublin. New York, N. Orleans, San FranclscoiGuatemaia City, Retalhuleu ;NewOrleans.............................................. (Belize, [and Puerto Barrios. New York, N. Orleans, San Francisco Tegusigalpa, PuertoCortez. ASan Francisco, Seattle, Tacoma, Ho-Hong-Kong. [mapala, Trujillo New York................................... [nolulu Naples. San Francisco, Honolulu........ Seattle, Tacoma, Yokohama, Kobe, Nagasaki. 11 12 cts. St.John and Antigua. 12 cts. New York................................... ,, _ 4 (t> 12 cts. All offices authorized to exchange malls between the two countries. 6 feet. 11 12 cts. 12 cts. New Y ork, Philadelphia................ .. Rotterdam, St. John’s. 6 feet. 11 12 cts. 12 cts. San Francisco, Uonolulu...........R ’lsco Auckland. [Corinto 6 feet. 11 12 cts. 12 cts. New York New Orleans, San Fran-Biueflelds. San Juan del Norte 6 feet. 11 12 cts. 12 cts. New York....................................... [cisco Christiania. 8 feet. 11 12 cts. New York, New Orleans, San F ran-Lima. 12 cts. 6 feet. 11 12 cts. 12 cts. New York, San Francisco................... San Salvador. 6 feet. ID 12 cts. 12 cts. New York.................................................. Malmo. 6 feet. 11 12 cts. 12 cts. New York..................................................Port of Spain. 8 feet. 11 12 cts. 12 cts. New York........................... .................. -Montevideo. 6 feet. .... 11 12 cts. 12 cts. All offices authorized to exchange malls between thetwocountrles Windward Islands (Grenada, St. Vin6 feet. ).... 3 ft. ---------------------------------------6 in. 11 ----------1 2 cts.-- 12 cts. i All offices authorized to exchange malls between the two countries „ T, -----------------n * ™3an»n “wVhJ.uof? "i iP?.u“d_8 6 ounces, and must notexceed In value *50. Parcels for Australia, Austria, Belgium. Denmark, Parcels for China - Parcels addressed for L?,S1’ ulJlna’ are mall“ble subject to the rate and conditions applb . ___________ _ Vewchwana Peking Shanghai Shanghai./elve?' !n Amoy, Changsha. Cheefoo, Ching-Kiang, Foochow, Hangchow, Hankow, Klanklang. Nanking ^nrotam^^ntungi ^’iio^im ?<hianrc?nn\k^»?ionh/aTS8°0c**0''r- 8watow, Tientsin. Tongku and Wuku, China; or at the following places in ManchuriaCwahoten (Wafantleni Gaihei (Kafnln^-^ runt.ro <T*<ren, Talien. formerly Dalny), Dalsekkio (Tashichiao). Daltoko (Tatungkou), Furanten . Pulantlen i uZiffen (KalvSen^ Ka ilo /h^ H aen^girtn«h^ z?-h'Ne,wchatun,’n,Hh,ko^ltzllw0>- Hoten (Unkden).Honkelko (Penhaslku). HowoJIo t Fenghuaugcheng)’ Senkmsai (CnienchlnsaiShlheltal (gsnnin^?M-(fc?,22!,ow.),.Ko8hu el (Kungchullng), Riujuton (Llushuton). RIoJun (Port Arthur). Rloyo (LisSyang) (Takiwhan) TetsureHTielillng) Yendai (’vant^i v’ (ShHiginingfu), Shoto (Changtu), Sokako (Tsaohogow). S-katon (Suchiatun), Tafkozan (lakusnan), tetsurei (tieniing),yendal (Yental), Y ugakujlo (Hslungyocheng), are mailable subject to the rate and conditions applicable to parcels for Japan _ , DOMESTIC MONEY ORDER BUSINESS, and eivenname o? the Mvee mnath«?t^ta^eWn » ,aPP’y*ng for a money order. The applicant must write his or her own given name and surname in full m‘",M wo““ ou“u“d -*■ DOMESTIC MONEY ORDER FEES. For orders of 82.50 or less ......................... Over <30.00 and not exceeding < 40.00 .................................... 3c Over $ 2.50 and not exceeding * 5.00 .................... ......... “ 40.00 ’• “ 50 00.............................. 5c *’ 5.00 ’* “ 10 00 .. ........................................................... “ 50.00 “ “ 60 00 ........................... 8c 10.00 “ “ 20.00 ,. ....................................................... “ 60.00 “ “ 75.00 20.00 “ 30.00 ....... "........................................................ 10c 75.00 “ “ 100.00........................... 12c Orders payable at a money order office can not be issued for an amount exceeding <100. For sums not exceeding <10.00........... INTERNATIONA Over <10.00 and not exceeding <20.00................................................................. * 01° ” 20.00 “ •• . . ................................................................... “ 30.00 “ “ 40.00 ......... .......................................................... 40.00 50.00 ........... .............................................................. 18c MONEY ORDERS. Over <50.00 and not exceeding < 60.00.................... 60.00 “ “ 70.00 qsy mt ................ SO jOO. “ 70.00 “ 80.00 90.00 < 0.60 ......................................... ............ .... .70 90.00........”.............. 100.00.................. ............. EXPRESS company p“‘“' De”" *G”Me- 12 15c a»c 25c a>c .80 .90 1.00 ■ DATES OF COMPTROLLER’S CALLS TO THE NATIONAL BANKS FROM 1886 TO 1909 YEAR i JAN. FEB. MAR. APR. MAY 1886 1887 1888 1889 1890 T 16 76 13 76 F 28 79 1S7 78 1891 M ~ 26 r»9 4 67 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 F 4 66 T 14 «9 JUNE JULY 13 701 M 30 76 AUG. NOV. DEC. Th 7 w 5 66 T 28«2 f 80 • 12 60 30 80 F 9 '0 7 T __ 19 '7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 Th „ 4 59 w 12 69 3 83 4 65 W we 18 75 2 76 7 63 Th 11 65 T7h 69 T 14«8 T5h7G 18 65 T W ‘A 5 60 30 86 V 69 T 13 73 26 72 F ftl 29 64 W ra 5 68 2^8 T 77 25 77 w 30 74 6 73 Th P9 9 62 28 66 w 11 ® 14 62 29 81 F 5 70 W lT0 7. S »2 17 69 22 Th 9 73 6 89 Th .. 10 65 23 24 25 26 27 28 29 30 31 Th 9 76 25 88 M 18 4 78 Th CU 22 94 W AO 15 62 J}» 28 - 2 86 9 61 M co 20 59 f473 15 71 ?72 T 25 71 16 77 M 29 '6 22 55 I 74 — () 15 61 W 77 6 67 Th _ 17 72 M __ 30 " 15 82 22 66 13 "6 • 1 T i 6 84 20 68 4 65 T 5 54 r978 s 28 79 F 23 Th 14 70 14 66 3 4 68 6*87 J 82 19 78 25 78 T 12 56 28 77 3 4 2 7 8 s 5 5 ™ 6§ i* 26 75 11 72 17 77 W 71 DATES CALLS 12 69 Th 2 '6 18 62 Oates and number of Calls made on respective dates w 30 SO T 1 90 28 71 Y 63 Th . „ 4 96 30 61 W CP 23 12 69 T 3 103 ---------- , W 7n 23 70 27 65 0 8 9 3 5 5 7 4 1 4 4 3 2 0 * 3 3 1 4 4 1 7 3 7 0 115 KEY figures in RED denote day of month call was made. , SEP. OCT. Figure* in GREEN show number of days intervening between calls. LETTERS in red signify day of week call was made. . NOTE 16 C alls on Monday 27 “ ** Tuesday “ Wednesday 21 20 Thursday 25 " “ Friday “ Saturday 6 “ Tot al, 115 Printed by permission of the Crocker National Bank, San Frsincisco, Cal. 1 9 ffi 9 1 | | 1 MAP SHOWING LAWS RELATING TO NEGOTIABLE INSTRUMENTS. for ho lida y cal en dar FOR HOLID AY CA LE NDAR se e ba ck of t h is map. S E E BA CK OF TH IS MA P. > HIE IRVING NATIONAL EXCHANGE BANK west Broadway and chambers st. ORGANIZED 1851 Capital, » $2,000,000 Surplus. = LEWIS E. PIERSON. President JAMES E. NICHOLS. Vice-President ROLLIN P. GRANT, Vice-President BENJAMIN F. WERNER. Cashier • DAVID H. G. PENNY, Assistant Cashier HARRY E. WARD, Assistant Cashier $1,500,000 w«“!nT =*»u,‘nn*"‘ Handling Conntry Bank Easiness We Invite Aeeounls ol Banks. Bankers, and Merchants Foreign and Domestic Exchange Bought and Sold Special Department for Collecting Bill-of-Lading Drafts, and Other Items LOCATED In the CENTRE ol the MERCANTILE DISTRICT of NEW YORK CITY SEE DESCRIPTIVE MAP BACK OF THIS PAGE. AMERICAN HOLIDAY CALENDAR 1910 Showing Holidays in addition to Sundays affecting Maturity of Negotiable Instruments n Int. Rate Copyright, 1909, by D. H. O. Penny 1 J : 1 ? £ .. I 1 8 8 6 6 7 8 6 6 6 1 8 1 1 1 1 * 8 7 5 : > 1 I 1 1 ■J 6 (5 6 6 5 6 6 : 1 6 5 • 6 1 6 I 1 8 7 1 7 6 6 6 6 6 6 6 6 6 6 6 6 7 r» 1 92 O j; | Jan. 8 12 Any 10 Any Any Any 6 6 10 8 12 12 ♦ 8 8 10 6 8 Auy '6 Any Alabama . ............., Alaska _ .. ____ Arizona ___ Arkansas ..___ " -___ California Colorado .______ Connecticut ............. Delaware District of Columbia Florida............................ Georgia Hawaii.......................... Idaho .......................... Illinois .......... ......... Indiana .................... Iowa............................- Kansas............................ Kentucky_______ .. Louisiana_____ ____ Maine - . Maryland.................... 1 19 1 1 1-19 1 1 1 1 1 19 1-19 1 1 1 1 1 1 1 1-8 U 1 Feb. 8*-22 22 * 4-23 23 22 12-22 1 22 8a-22 22 22 22 12-22 12 22 22 22 22 8b 22 Mur. April 25* 13-26 25 26 26 25 24* 30 30 5 8-24* 8-24* 24* 8-24* 26 26 (26, 26 8 24* 26 1 12-22 19* Nebraska Nevada_______ New Hampshire____ New Jersey............. New Mexico . . New York . North Carolina. North Dakota ____ Ohio .......... Oklahoma.................. Oregon ............. Pennsylvania............. Philippine Islands Porto Rico. Rhode Island .. South Carolina.. 22 22 22 12-22 22 Tennessee................... Texas............................ Utah.......................... Vermont........... Virginia Washington _ West Virginia.......... Wisconsin.................... 8 12 Wyoming______ 1 12-22 1 1 1 1 1-19 1 1 1 22 23 12-22 oo go 12-22 12-22 22 1 12-22 5 Any Dominion of Canada 1 5 6 6 Any- Province of Quebec Any Cuba .. Any Mexico . . 1-6 1 6 24 5 24* 1-8-24* 24* 5*12* 12* 8-24* 5 Montana......................... South Dakota 25 26 3 30 fart 25 12 25 71-25 22-25 30 12 30 (30) 30 30 10-20 30 30 30 :io 30 30 30 13-30 4 4 4 4 4 4 4 4 4 4 4 4 13 30 25 o 30 30 30 :io 30 :io 30 30 21 15 ---1 30 4 3 8 (31) 24* 24* 8-24* 8-24* 24* 12 8-24* 8-24* 8-24* 26 24* 26 26 8-24* 24* 26 26 8-24* 24* 26 30 8-24* 26 8-24* 26 8-24* 26 26 4 24 1 5-24 20 1 Orleans County (New Orleans, only. 8-24 24* 24* 8-24* 8-24 (26> 26 8-24 26 8-24 4 25-28 26 (26, 26 26 (26, 26 8-24* 4-25 4 4 4 25-28 26 ii 4 Holidays in Parenlketet are generally abtrrvnl by custom only. (5) 5 5 4 25 4 3 | 4 f Any agreed rate is legal on collateral demand loans $5,000 and over. * Subject to proclamation. bates given are probable ones Escambia County (Pensacola, only. 24* 30 10 Any 6 6 12 «t 6 12 8 10 10 «t Ari 6 10 12 6 6 12 6 10 12 24* 8-24* 24* 8-24* 24* 24* 8-24< 8-24* 8-24* 8-24* 19 Any 12 8-24* 8-24* 26 (26) 26 (26) 26 26 26 26 26 26 26 (26) (26, 26 26 (26, 26 26 26B 26 26 30 30 22 12-22 12-22 22 6 6 8 6 6 6 6 6 3 5 5 5 5 5b 24* 24* 8-24* 24* 19 25 1 1 1 1 Any 8 30 6 30 30 30 30 30 Chicago 5 Michigan_______ Minnesota _____ Mississippi._____ _ _ Missouri......................... 1 1 1 12-22 1-19 22 1 12-22 1 22 1 23 • 1 22 1 12-15-22 1 22 go 1. 1 1-19 3 3 11 d 5 6-9 • 5 5 5 5 5 5 5-17 30 30 30 30 30 7 10 10 8 1 30 25* <W Massachusetts____ 3 ns 22 12*-22 Muy June 24* v 26 26 (26, 26 26 26 5 8-26 7-26 16 (261 INTEREST RATES, GRACE ON SIGHT DRAFTS, DAMAGES FOR PROTESTED BILLS, AND STATUTES OF LIMITATION. INTEREST RATES — NOTES AND ACCEPTANCES - GRACE. STATES AND Legal Itate of Inter- territories. Rate by Contract. Per ct. Per cent. 8 12 Any rate 10 Damages for Protested Bills. Notes and Acceptances Due on 1 Holidays falling on Notes. Sunday Holi- 1 Halt days. | Days. Bills. observed Are payable the day— | ind protestable the day— /tfter .. ifter .. 1 tfter .. T sight k omestic.! 1 ’’oreign. Open Ac counts. Notes and Con tracts. Judg ments. 3ea)ed Instru ments wit nessed. i 3er cent. ( Per cent. Years. Years. Years. Years. 6 — 5 3-5 2-4 b 6 6 3 5 6-20 — 5 10 20 — 5 10 5 6 20 20 12 20 7 — 6 20 10 — 5 5 — 6 17 20 12 20 20 — 5 10 6 5 3 2-5 3 10 10 5 15 5 20 20 5 15 10 10 10 15 15 10 Drafts. 5 T<o grace. I<o grace. — (1 so grace.; ( irace. ll Ko grace. I<0 grace. • — 2—6 ! Srace. ( irace. Ko grace. <o grace. 1 2-5-10 Ko grace. I<o grace.1 Ko grace. |(irace. So grace. 1Ko grace. Ko grace. 1Ko grace.' Ko grace. No grace. 5 No grace. No grace, | So grace. Ko grace. 15 No grace No grace. 5 No grace. No grace.' After Before After STATUTES OF LIMITATIONS. 5 — 10 10 15 — 2-8 — — 5 10 3 —3 3 2 6 6 3 3 2 4 — 4 5 Alabama.................... Alaska....................... Arizona.—-............Arkansas.................. California................ Colorado.................... Connecticut............. Delaware..............— District of ColumDia Florida---------------Georgia...................... Hawaii..................... I^aho ....................... Illinois..................— 8 8 6 6 7 8 6 6 6 8 7 8 7 5 Indiana .................... Iowa........................... Kansas...................... Kentucky.................. Louisiana------------ 6 6 6 6 5 8 8 10 6 tt 8 “ - After.. “ .. “ .. No grace. Grace. 1 3-9 6 20 20 6 Any rate 6-20 Maine....................... .. “ .. No grace. No grace. 8 15 12 12 » 3-12 6 6 3 Maryland.................. Massachusetts........ 6 Any rate “ .. “ .. None. None. 6 20 20 Michigan.................. Minnesota-----------Mississippi................ Missouri .................. Montana .................. Nebraska................. Nevada ..................... New Hampshire ... New Jersey.............. New Mexico............ New York ................ North Carolina........ North Dakota.......... Ohio ......................... Oklahoma................ Oregon........ -........... Pennsylvania.......... Philippine Islands . Porto Rico................ Rhode Island.......... South Carolina........ South Dakota.......... Tennessee.................. Texas.................... Dtah........................... Vermont................... Virginia..................... Washington............ West Virginia........ Wisconsin............... Wyoming................ 5 6 6 6 8 7 7 6 6 6 6 6 .. .. 7 u 10 10 After .. After .. 8 •• Any rate •» “ .. •• 10 “ .. Any rate tt 10 10 20 5-10-15 6-12 20 — 6 10 10-20 3-5-10 — — 10 10-15-20 — — 10 1214-15 3-5-10 15-20 10 — 6 6 3 5 3 4 4 6 6 4 6 3 6 6 3 6 6 — — 6 6 6 6 2 4 6 2-3 4 3 5 6 8 “ .. JIfter .. Any rate *• 6 6 Ilefore. “ .. After .. 6 »» 10 M 8 tt 12 After.. 12 “ .. *• .. 7 1 6 12 6+ 6 6 6 6 6 6 6 7 7 6 6 8 6 6 6 6 6 8 12 8 10 10 6+ Before After tt Before After u .t •• tt No grace. No grace. No grace. No grace. No grace. tt « *• After.. •• tt fcfc u *_ “ “ .. .. After .. “ .. tt t. ‘t » Before 12 ( Any rate After . After . «» u 8 1 tt ' 12 tt . After . 6 Any rat< After . . After . u 6 tt 8 «• tt 12 It 8 1 u 1 ** 10 . After 12 No grace. Grace. » 5 3-5 No grace., No grace. No grace. ■ No grace. No grace.1 6 3-10 No grace. No grace. 5 No grace. Grace. It 5 Grace. (Grace. 4-10 No grace. ,No grace. 2 iNo grace. No grace. No grace. (No grace. — 15 No grace No grace. — After No grace. Grace. (No grace. No grace. 6 No grace No grace. After 3-10 No grace No grace. 3*6 No grace iNo grace. 2 No grace INo grace. tt No grace No grace — iNo grace No grace — 5 No grace No grace 5-10 No grace No grace No grace No grace Before — •« — No grace No grace 5 No grace (Grace. After 10 (Grace. Grace. 2 tt Grace. iGrace. 3 No graces. No grace (Grace. — Grace. Before _ No grace . No grace J After No grace . No grace No grace>. (No grace 5. No grace 5 No grace “ (No grace5. No grace 1 5-10 tt No graa*. No graces. No graces. No grace»• ~ *• 80 10 10 5 6 None. — 10 10 5 , 6 6 6 6 10 8 5 6 6 6 6 6 3 6 15 5 6 6 — — 6 6 6 6 4 6 6 5-10 6 10 6 5 6-10 10 7 10 10 L 5 6 20 20 7 20 10 10 5-26 1-5 10 20 — — 20 20 20 10 10 8 8 10-20 6 10 20 5 6 6 6 6 6 5 20 10 20 20 20 SO CANADA. British Columbia... Manitoba.............. — New Brunswick ... Nova Scotia.............. Ontario..................... Quebec ..................... 5 5 5 5 * Any rate .After, , Any rate | “ 1 Any rate ( “ Any rate Any rate J Any rate After “ “ “ “ “ 1 Grace. Grace. Grace. Grace. Grace. Grace. Grace. Grace. (Grace. Grace. Grace. (Grace. 13 None. None. None. I None. None. None. None. None. None. None. i 10 6 6 10 8 5 6 20 16 6 20 10 6 15 10 20 — — 20 6 20 6 4 6 8 10 6 10 20 5 co o co k CLASSIFIED LIST OF BANKS AND BANKERS IN THE UNITED STATES AND CANADA. TAKEN FROM THIS VOLUME. STATE. Total National Banks. Maine......................................................... New Hampshire................................. .. Vermont ..................................... -.......... Massachusetts------------------------------Rhode Island.......................................... Connecticut---------- -----------------------New York State................................... New York City.................................... New Jersey........................ ---............... Pennsylvania................................. ........... Total, Northeastern States Delaware.................................................. Maryland.................................................. District of Columbia........................... Virginia.........................-......................... West Virginia.......................................... North Carolina................-..................... South Carolina....................................... Georgia........... -......................................... Florida....... ................... -................... --Total, Southeastern States Ohio................................................................... Kentucky......... .............................................. Tennessee........................................-.............. Alabama........................................................... Mississippi................ -................................ Michigan......................................... -............ Indiana............................................ -.............. Illinois............................................................. Wisconsin..................................................... Minnesota....................................................... Iowa...................... -...................................... Missouri......................................................... Arkansas.................... -................................ Louisiana....................................................... Texas.............................................................. Oklahoma..................................................... Kansas................................. -....................... Nebraska............................... -..................... North Dakota.............................................. South Dakota........................ ..................... Total State Banks and Trust Cos. Total Savings Banks. Total Private Banks. Total All Banks. 79 58 50 214 22 80 394 55 193 814 56 10 28 56 25 37 193 266 102 385 52 54 21 170 17 85 83 59 26 32 10 1 1 * 182 18 31 104 * 413 2 * 288 197 123 100 622 82 233 774 793 323 1,519 1,959 1,158 21 62 7 250 163 313 228 476 108 599 1 57 13 17 8 15 24 19 4 1,500 2 67 6 24 3 •* 3 10 43 6 4,766 28 107 12 120 103 74 37 112 41 634 377 146 99 79 30 100 257 428 132 265 320 131 45 31 523 223 206 225 140 99 1,628 392 473 357 205 304 236 386 464 490 663 337 1029 354 193 571 666 830 654 506 451 3,856 51 30 119 21 41 13 47 81 2 7i 14 193 9,561 . 158 164 114 11 15 6 25 148’ 4 22 13 10 619 56 2 1 1 3 9 12 299 21 3 19 52 293 38 411 277 405 299 650 159 ■ - 2,584 - ■ ♦— 1,182 651 474 309 359 794 844 1,631 642 956 1,635 1,306 410 230 1,277 895 1052 904 646 582 310 197 * 717 7 18 859 90 9 5 182 3 ] 13 13 19 1,084 1 1 4 4 8 1 1 8 16,779 111 2,278 49 3 39 5 1 1 4 35 4 17 3 20 Total, Western States........... 683 1,252 144 181 2.260 Recapitulation: 9 Northeastern States.................... 9 Southeastern States.................... 21 Middle States................................. 12 Western States......... .................... Grand Total, United States 1,959 634 3,856 683 7,132 1,158 1,628 9,561 1,252 599 158 1.084 144 4,766 2,584 16,779 2,260 13,599 1,985 1,050 164 2,278 181 3,673 Total, Middle States............. Montana ....................................................... Wyoming....................................................... Colorado......................................................... Utah .............................................................. New Mexico.......................... ................. - Arizona........................................................... Idaho......... .................................................. Washington.................................................. Alaska........................................................... Oregon........................................................... Nevada........................................................... California,.................................................... ; 76 50 133 66 81 ' 46 144 227 16 120 24 319 . 5 177 84 295 96 81 61 196 22 213 41 643 26,389 * Bankers and Brokers at New York City, Boston, Philadelphia, and Chicago included. BANKS AND BANKERS IN THE DOMINION OF CANADA (Provinces and Territories). ------------------- . Alberta___________________________________ _____________ British Columbia .......................................................................... Manitoba.............................. ............................. ............................... Miquelon------------- ------------------------------------------- ------------New Brunswick_____ ________ _________________________ Newfoundland....................................... ......................... ................. Nova Scotia................................. ....................................................... Ontario........... ........ ......................... .................. .......... ..................... Prince Edward Island......... ....................................................... Quebec.............................................................................. ................... Saskatchewan..................................... ........................................ .. Yukon................................... ................................................... .......... ........... .... _____ ____ ______ _____ ............ Total, Canadian Banks and Bankers __ _____ ___ j __________ 1 .................. 1 1 1 .........................1 14 171 ’ 104 176 1 <;b 11 1 Oft Q$1 if) 3°9 236 2.163 NUMBER OF NATIONAL BANKS ORGANIZED, INSOLVENT, IN VOLUNTARY LIQUIDATION, FROM BEGINNING OF THE SYSTEM (FEBRUARY 25, 1863) TO DECEMBER 31, 1909; ALSO NUMBER IN OPERATION ON THAT DATE. OFFICE OF THE COMPTROLLER OF THE CURRENCY, Organized. STATES. Maine..................................................... New Hampshire............................... Vermont............................................... Massachusetts.................................... Rhode Island..................................... Connecticut........................................ 109 J Total, New England States CP Total, Eastern States 1 In Liquidation STATES. 74 310 65 108 33 9 17 104 43 24 76 58 50 193 22 80 Ohio................................................................ Indiana.......................................................... Illinois.......................................................... Michigan........................................................ Wisconsin...................................................... Minnesota..................................................... 737 28 230 479 1,995 47 8 35 0 1 3 165 17 112 0 11 8 441 191 811 28 105 12 94 313 1,588 Virginia....................................... West Virginia.......................... North Carolina........................ South Carolina........................ Georgia........................................ Florida......................................... Alabama..................................... Mississippi..:.......................... Louisiana.................................... Texas............................................ Arkansas..................................... Kentucky................................... Tennessee................................... 142 119 92 44 131 54 111 41 57 694 55 198 136 6 1 5 1 6 9 8 2 5 31 4 4 7 18 19 12 9 • 17 6 24 J 8 17 145 6 45 37 Total, Southern States 1,874 89 363 In Operation. 0 4 7 13 0 4 653 216 958 28 117 23 New York................................ New Jersey............................. Pennsylvania.......................... Delaware.................................. Maryland................................. District of Columbia.......... Insolvent. WASHINGTON, D. 118 99 75 34 108 39 79 31 35 518 45 149 92 1,422 C. Organized. Insolvent. In In Liquidation. Operation. Missouri......................................................... 575 353 556 207 191 3-25 428 212 25 15 21 15 6 8 15 12 171 80 107 92 54 47 91 70 379 258 428 100 131 270 322 130 Total, Middle Western States.. 2,847 117 712 2,018 North Dakota............................................. South Dakota............................................. Kansas........................................................... Montana........................................................ Wyoming...................................................... Colorado........................................................ New Mexico................................................. Oklahoma...................................................... 172 131 300 344 78 37 151 54 351 14 11 20 36 10 2 9 4 9 15 24 59 100 17 5 26 8 119 143 96 221 208 51 30 116 42 223 Total, Western States................... 1,618 115 373 1,130 Washington.................................................. Oregon............................................................ California...................................................... Idaho............................................................... Utah................................................................ Nevada........................................................... Arizona........................................................... Alaska............................................................. 137 92 199 55 28 15 18 2 23 7 7 1 1 1 1 0 37 13 24 8 7 1 3 0 77 72 168 46 20 13 14 2 Total, Pacific States....................... 546 41 93 412 Hawaii............................................................ Porto Rico.................................................... 4 1 0 0 0 0 4 1 Total, Island Possessions............ 5 0 0 5 Total, United States........ .'........... 9,622 484 2,084 7,054 Nebraska............................................................... INDEX TO ADVERTISEMENTS. PAGE Birmingham —American Tr. & Saving? Bank............ Alabama ZZ—Mobile ..............City Bank & Trust Co—-.................. Montgomery—Alabama Bank & Trust Co........ ......... .......... J1UU‘SU „„New Farley National Bank...........opp. Phoenix______ Phoenix National Bank.---------------Arizona _____ Valley Bank----------------------------------'"“"Prescott............ Bank of Arizona——...........-............. Arkansas; . Fort Smith___ First National Bank-- ------------ -------A .? s ........ Little Rock—-Exchange National Bank——opp. .. Pine Bluff -__ Cotton Belt Savings & Trust Co------California”—Long Beach—-First National Bank -......................... .......... L°sAnEt‘les.---American SavinKsJJank-----—___ Citizens National Bank —58 and opp. 26 31 31 31 37 s‘ 4a 48 a/ » •• ....Farmers and Merchants N. Bk-------•• .First National Bank........ —;------ opp. .......... •• ___ United States National Bank............... .......... Pasadena_____ Pasadena National Bank ................. — 2ZZZZ. “ _____ Union National Bank---------------------ZZ___ Riverside...........First National Bai^----------......... San BernardinoFarmers Exchange National Bk------•• San Diego........ Merchants National Bank —----------•• '"”-San Francisco-Anglo and London Paris N.Bk. opp. .. " First National Bk-----------6/ and opp. .. ............ Metropolis Tr. & Savings Bk— -----r’-.ir.i.Qfin Denver________ Colorado N. Bank----- - — 76 and opp. Colorado.......... -uenver Denver National Bank.................. opp. .. ............ •• First National Bank......................opp. .. ............ •• ____ United States National Bank . ............ ■< Pueblo ..First National Bank—82and adv. opp. .. ........ «• 2ZZ___ Mercantile National Bank......... ........... Connecticut Hartford"_____ Aetna National Bank......... ---—opp. Xb Sst Columbia","Washington -Chapin Brown, Attonieyat Law..-- 6 .. .. .. .. .. “ Iowa ................... DesMoines......... Citizens National Bank...........................21a ___ “ ____ Iowa National Bank------------------ opp. 21a ZZZ___ “ ____ Valley National Bank.............. —......... 215 "ZZ___ “ ____ Peoples Savings Bank--------- -----------21a Z—Dubuque_____ Dubuque National Bank.........................216 ____ First National Bank ..........................216 j^.ong........ ....... First National Bank..............................- 230 ............ Z„Marshalltown .First National Bank................................ 231 Muscatine____ Muscatine State Bank........................... 234 .............. ..Sioux City—Far. Ln. & Tr. Co..............243 and opp. 202 ........— .. ___ First National Bk........ ...243 and opp. 202 ........ '"2 " —Merchants National Bank_____ ____ 243 ....Security National Bank............. opp. 243 KancaV.............. Eureka...............Eureka Bank.............................. 257 Kd!!sa5..............Pittsburg......... First National Bank............................ - 270 •• .............. Topeka ............ Bank of Topeka......................................... 274 •• •• _______ Merchants NationalBank ... .....................274 •• "..........Wichita ............Kansas National Bank.............................. 276 L0«isv,lle.;.-.Ame,tonX,t ____ National Bank of Commerce___ opp. 287 ......National Bank of Kentucky................ 287 •• ____ Union N. Bk_______287 and adv. opp. 276 Inuisiana......... Lake Charles-Calcasieu National Bank...................... 299 •• .......... New Orleans-Whitney-Central National Bk.„ opp. 300 •• _____ Shreveport___Commercial National Bank_.-------------- 301 Maine Portland____ First N. Bk-------------------- 307 and opp. 303 Maryland’—ZZ Baltimore....... Citizens N. Bk.—...-309 and opp. 308 •• . . " ____ Continental Trust Co-----------309 •• -----„ ____ Farmers & Merchants N. Bk....opp. 309 “ ZZZZZZ “ ........ First National Bank...................... 309 •• 2ZZZZZ “ ____ Merchants National Bank--------- opp. 310 •• ’ ZZZZZZ “ .........Third National Bank--------------310 Massachusetts-Boston-----------City Trust Co-------------- 321 and opp. 320 “ “ .............. Eliot National Bank ....................... opp. 319 Florida_______ Pensacola-------- First National Bank..................-......... - 98 •• “ _______ N. Shawmut Bk________320 and opp. 318 “ “ _______ Old Colony Trust Co....................... opp, 321 Georgia— .............. National Bank of Athens . —......... 100 “ .Lowell................ Appleton National Bank—..................... 3-8 .. .............. Atlanta.............. Atlanta National Bk........ 101 and opp. 100 , Michigan _____ Battle Creek.-Old National Bank...................................33b .. •• Fourth National Bank............... —opp. 101 .......... Bay City............. Bay City Bank..—-.............................. 336 —......... •• ZZZZZZ—Third National Bk---------101 and opp. 99 , .......... Detroit.......... .-First National Bank........... . ...................340 •• Augusta____ Merchants National Bank.................. — 10- | .......... " ............. H. W. Noble & Co.....................................341 •• " Columbus.......... National Bank of Columbus..................10a •• .......... " ______ Old Detroit National Bank.................... 340 .» ......... •• .Third National Bank............. -—opp. 10a , •• ..Peoples State Bank------------------- opp. 340 •• Macon—............ Fourth National Bank---—--------- 111 j “ ZZ-ZZFlint—Z............ Citizens Commercial & Sav. Bk.......... 342 •• ......... ".'."."Savannah......... Savannah Bk. A Tr.Co.- -116and opp. 100 ; .......... Grand Rapids —National City Bank.................................. 343 Tiiinnis ” Aurora.............. Old Second National Bank.....................129 “ . *• ..Old National Bank..................................343 1 ’.no .......... "Champaign .—Champaign National Bank .................13a “ Jackson ....... Union Bank.—....................................... 34b ■■ ' Chicago.............. Abernethy Folding Shade Co............... 5 ‘ “ Lansing___ City National Bank--------------------34< .. .............. •• .............. Bank of Montreal............................ opp. <69 ; “ .......... Saginaw ............. Bank of Saginaw—— —.................... —- *>3 •• •• . Brown Bros. Mfg. Co............................... 8 > •• •• ... Second National Bank ................ 3a3 .. •• _ H. M. Byllesby & Co—Backbone Minnesota........ Austin................Citizens National Bank............................. 358 outside cover and —— 8 “ ____ Crookston — First National Bank ................................ 36.. “ ____ Central Trust Co. of Illinois------ opp. 136 “ Duluth.............. First National Bank............. —.............. 364 .. •• .........Com 1 N. Bank...................... 3 and----- 136 j “ Eveleth Miners National Bank................... 36a .. ~.......... •• .............. Continental N. Bk . .........136 and opp. 127 | ZZZZZFaribaultZZ—-Security Bank— —............................ 36a o _______ Corn Exchange N. Bank---------------- 136 ' •• ........ Mankato .......... National Citizens Bank--.---— 3/2 .. 2 “ _______ DroversDep. N. Bk_____ 136andopp. 126 ; •• minncQDOlis___ First National Bk...——3^3 and opp. 3o6 •• *• ... .First National Bank------------------opp. 137 | •• •• „N.-Western N. Bk_____ 373 and opp. 172 .. ......... •• 2Z_ .Fort Dearborn National Bank--------- 137 ' •• ........ •• ZZZSecurity National Bank------------ opp. 373 .. . ............. •* .. .Harris Trust & Saving Bank------------ 137 j “ ........ Rochester ------Union National Bank—......................... 378 .. .......... 2Z “ Mchts. Ln.& Tr.Co........................ opp. 138 I «t Paul __ Capital National Bank............................. 380 « ........."" *• .........National City Bank................................. 138 •« .............. •• ‘ Merchants National Bank............ opp. 380 .. .............. •• .............. Western Tr. & Savings Bank.............. 138 •« ......... •• ............National Ger. American Bk.......... opp. 381 •• ZZZZZZZZEast St Louis-Southern Illinois National Bk............ 147 «• •• second National Bank—............................ 381 *• __ Galesburg____ Bank of Galesburg-------- --------------ZZZZ'.Winona ZZZZZZ-Deposit Bank of Winona...................... 384 .. ZZZZZ___ “ ........ Peoples Trust & Savings Bank...........laO •• •• ............ First National Bank.................................. 384 •• _______ Jacksonville —F. G. Farrell & Co. — ——--------------- 153 ................................ •• _______ Joliet...............Will County National Bank------------- 1)4 i Mississippi __ Meridian------- First “ Vicksburi? ....First National Bank.-........ 394 “ ___ Monmouth____ National Bank of Monmouth------------ 160 ' Missouri "Joplin —Z— -First National Bank................................ 408 •« " *• ........ Peoples National Bank..........................160 I Mlss.?un....... Kansas City—Commercial National Bank.....................409 ' Z__ Ottawa.............. National City Bank......... -...................... 164 •• . ........... ...National Bank of Commerce.__ opp. 409 «• Peoria ...............Merchants National Bank —............... 16a •• ............ Sedalia—........... Third National Bank.................... 420 •• Quincy_______ Mercantile Trust & Savings Bk............167 •• Springfield__ Merchants National Bank....................... 421 •• "" ___ Rockford...........Manufacturers National Bank........... 168 j osep jj____Ger. American National Bank---------- 422 •• 2—...... “ ........Third National Bank---------------------- 168 •• ’ •• ____ Tootle Lemon National Bank..............422 " " —Rock Island...Peoples National Bank ........... -...........168 •• st. T.nuis_____ Mechanics-American N. Bank.... •• ..Springfield___ Springfield Marine Bank...................... 171 marginal map and opp. 423 Indiana ZZ.......... Elkhart......... . St.'Joseph Valley Bank............................. 184 •• . •' _____ Mercantile National Bank.........—...........423 ___ Frankfort.........American National Bank........... . ...........186 •• .......... 2Z “ _____ Mercantile Trust Co..................... 424 “ .........Gary................. First National Bank.................................. 186 •• “ _____ Mississippi Val. Tr. Co—.425and opp. 394 “ 2ZZZ___ Greensburg ...Greensburg National Bank.............— 187 " ” ’ ZZZZ “ ........... National Bank of Commerce. — opp. 424 •• .Indianapolis—American National Bank.............. opp, 188 •• ” ”ZZ " _____ St. Louis Union Tr. Co............................ 425 •• “ ...Capital National Bank.............................. 188 •• 2 “ _____ Third National Bk--------- 424 and opp. 395 “ ZZZZZZ— “ —Columbia N. Bk..................188 and opp. 179 Montana ............ Billings _______ Yellowstone National Bank.....................430 •• 2ZZ....... “ —Indiana National Bank--------------------- 188 * ............ Helena.............. National Bank of Montana...................... 431 *• 2ZZZ____ “ —Merchants National Bank----------------- 188 •• Missoula _____ First National Bank—.................... 432 •• “ ...Union National Bank________________ 188 Nebraska Z—ZZbmaha..............First National Bank ............. opp. 448 “ ZZZZZZ—La Fayette___ Merchants National Bank.................... 191 _______ Merchants National Bank ____ ______ 448 *• ___ Logansport.,—Farmers & Merchants State Bk-------- 192 •• .......... •• . ............ Omaha National Bank--------------------- 448 •• 2____ Richmond____ Second National Bank „........................ 197 " " ZZSouthOmaha..Backers National Bank — ..................... 451 2Z.......... South Bend...First National Bank................................. 199 New Hampshire Manchester —First National Bank....................... opp. 459 Iowa - — Boone...............Boone National Bank ............................ 207 New Jersey Paterson____ Paterson National Bank.................. ..... 467 •• ................. Burlington .— Merchants National Bank...................... 208 —Plainfield......... Plainfield Trust Co...................................467 •• ‘"2 __Cedar Rapids—Merchants National Bank......................209 New Mexico Albuquerque —First National Bank-------------- --------- 470 •• ' ....Clinton..............Peoples Trust & Savings Bk................211 New York —Albany............First National Bank................................... 472 "ZZZ........ Council Bluffs.First National Bank,..................................212 •• ......... " .............. National Commercial Bank...........opp. 472 •• * ___ Davenport —First National Bank...................................213 •• ........ Buffalo_______ Bk. of Buffalo marginal map and opp. 475 •• ...... 2__ “ -_ German Savings Bank............................ 213 •• ........ N. Y. City......... Bank of Montreal 493 and.............opp. 769 •« ............. . “ ....Iowa National Bank............................... 213 •• <« 18 "'"2 “ INDEX TO ADVERTISEMENTS —Continued PAGE PAGE Bk. of N. Y. N. Bkg. Assn....................485 New York........ N. Y. City. ........ “ .........Blair & Co. 498 and adv. on outside back cover. ........ “ .........Chart’d Bank of India. Australia and China_________ 493 and opp. 807 I ........ “ .........Chase N. Bk. ...................... 485 and opp. 486 i ____ Halsey, N.W.& Co. .J.............. 498 and 81 ____ “ ........ Hanover National Bank.................. opp. 487 i ........ “ ____ Knauth, Nachod & Kuhne____ 498 and 4 j ____ “ ____ Kountze Brothers...498 and adv. outside cover and page 2 ; ........ “ .........George La Monte & Son.......... 128 and 129 ! ____ “ ........ Merchants National Bank______ opp. 488 I ........ " ____ National City Bk............... 488 and opp. 484 | ____ “ .........National Park Bk—488 and adv. page 2 i ........ “ ____ Phenix National Bank................. 489 ; ........ ” .........Richard, C. B.& Co...498 & adv. page 8 ........ “ .........Seaboard N. Bk.................489 and opp. 485 ____ “ ____ J. G. White & Co—adv. outside front cover and page 4 ........ Ossining_____ Ossining National Bank.......................... 503 j ____ Syracuse_____ City Bank............... ............. ....... ........... — 508 i ........ " ____ Commercial National Bank. ................. 508 | N. C rolina—Charlotte ........ Charlotte National Bank----------- opp. 512 -----Wilmington ...Southern National Bank------------------ 520 N. D kota------ Fargo.................First National Bank------------------ opp. 525 . “ ............... Hatcher.Bros. Corp..............525 & opp. 534 -Grand Forks..Hatcher Bros. Corp............ 526 & opp. 534 —Scandinavian-American Bank--------- 526 Ohio....................Akron................Second National Bank................... .........535 ....................Canton_______ First National Bank........................ ....... 539 ................... Cincinnati------ Citizens N. Bk.................... 540 and opp. 535 --------------“ ___ Fifth-Third National Bank.......... opp. 540 --------------“ ....German National Bank—............ ....... 540 “ ............ .... “ —Second National Bank-------------------- 541 “ ---------------Cleveland.........First National Bank____ ____________ 543 " .................... “ ------ Union National Bank...................... opp. 543 " ....................Dayton.............. Merchants National Bank...................... 547 “ ................... Fremont.......... First National Bank.................................. 549 " ....................Toledo..............Second National Bank.............................. 567 “ ....................Youngstown —Commercial National Bank................ 567 Oklahoma........ Frederick.........First National Bank ................ —........... 576 ........ Guthrie--------- National Bank of Commerce................... 577 ------ McAlester------ American National Bank____________ 581 ........ Muskogee------ Commercial National Bank..................... 582 ........ ” ........ Muskogee National Bank......... .............. 582 ........ Oklahoma------ Oklahoma City National Bank_____ 583 ........ Shawnee.......... Oklahoma State Bank ..............................586 Oregon.......... ..Portland.......... Ladd & Tilton Bank_________________594 “ _______ .“ -------- United States N. Bk____ 594 and opp. 590 Pennsylvania—Philadelphia...Bk. of North America (National Association)-----618 and adv. opp. 622 -Corn Ex. N. Bk.................. 618 and opp. 596 -Far. & Meeh. N.Bk........... 618 and opp. 616 —4th St. N. Bk....................618 and opp. 619 ..Franklin N. Bk.................. 618 and opp. 623 —Girard National Bank_________ opp. 618 —Girard Trust Co............... ........... ..opp. 621 „Manfrs. N. Bk..................619 and opp. 624 ..Market St. N. Bk...............619 and opp. 622 -Merchants N. Bk.......... 619 and opp. 617 —Penn National Bank ...............................619 —Philadelphia National Bank........ opp. 620 ...Pittsburg.......... Bank of Pittsburgh Nat. Assn....opp. 624 .......... Columbia N. Bk------ 624 and adv. opp. 625 “ ’ .......... Federal N. Bk.......... 624 and adv. opp. 625 .......... First National Bk............. 624 and opp. 596 .......... Lincoln National Bank....... .................. 625 .......... Mellon N. Bk................. 625 and opp. 625 .......... N. Bk. of Western Penn..............opp. 625 .......... Peoples National Bank............................ 625 .......... Second National Bank................ ..opp. 626 Rhode Island-Providence —Atlantic National Bank.......... ...............642 •• .. “ .........Union Trust Co............ .................... opp. 642 S. Carolina Charleston .—Peoples National Bank..................opp. 645 S. Dakota_____Aberdeen...........First National Bank.................................651 “ ............ Elk Point........... First National Bank................................ 655 “ ............ Sioux Falls ....Sioux Falls National Bank . ................ 662 Tennessee........ Chattanooga ..First National Bk.............. 666 and opp. 665 Tennessee........ Knoxville.........East Tennessee National Bank......... u 670 “ Memphis___ Bank of Commerce & Trust Co.-opp. 672 “ “. .........National City Bank................................... 665 “ “.......... Union & Planters Bk. & Tr. Co.............672 and opp. 665 ~ Nashville......American Bank___ 673 and adv. opp. 664 “ -----“ .......... First National Bk............ 673 and opp. 664 “ ____ “ _____ Fourth National Bank.................. opp. 673 Texas............... Austin.................American National Bank...................... 678 “ . .............. “ ........ ....... Austin N. Bk.................. 678 and opp. 684 “ ________Beaumont........ Commercial National Bank ................679 “ ................ “ ___ First National Bank................................ 679 “ ................ “ ___ Gulf National Bank............................... .679 “ . ............ -Cleburne_____ Farmers & Merchants N. Bk............... . 682 “ ............ ..Dallas.................American Exchange N. Bk...........opp. 684 “ ________ “ ------------ City National Bank....................... .opp. 684 “ ................ “ .............. Commonwealth National Bank...........684 “ ................Denison.............State N. Bank..................659 and opp. 676 “ ................ Fort Worth ...American National Bank_____ _____ 688 “ ................ “ ... Fort Worth National Bank................... 688 “ . .............. “ ... Western N. Bk...... ...........688 and opp. 677 “ .......... ...Galveston.........Galveston National Bank___________ 689 “ .... ...........Houston______ South Texas National Bank................ 693 “ ................San Antonio-—Alamo National Bank............................ 703 “ ................ “ ...City National Bank_________________ 703 •• ________ “ ...National Bank of Commerce ..........703 “ . .............. Temple ........... —First National Bank_____ ____ _____ 706 “ ________Waco.................. First National Bank....................... opp. 707 Utah....................Ogden________ Ogden State Bank....... ................ ... ..... 710 “ _________Salt Lake City-McCornick & Co............. 711 and opp. 710 “ .................. “ .National Bank of the Republic—opp. 711 “ _________ “ -Walker Brothers______ 711 and opp. 722 Virginia.......... Norfolk.............. National Bank of Commerce___ opp. 722 “ . ...........Petersburg___ Petersburg Savings & Ins. Co............... 723 .Richmond------ American N. Bk.______ 724 and opp. 723 ........ Bank of Richmond.................................. 724 ........ First National Bank............................ 724 ........ Merchants N. Bk............. 724 and opp. 715 ........ National State Bk.............. 724 and opp. 714 ------ Planters National Bank............................ 724 Washington ..-Seattle ............ First National Bk---------- 734 and opp. 737 _______ National Bank of Commerce...............734 .............. Puget Sound National Bank—,v...........734 ............. Scandinavian-American Bank.............734 ...Spokane............ Exchange N. Bk___ 736 and adv. opp. 726 .......... National Bank of Commerce_______ 736 _____ Old National Bank_________________ 736 ...Tacoma........... Fidelity Trust Co----------------------- opp. 736 ______ Pacific National Bank__________ opp. 736 West Virginia—Huntington-----First National Bank......................... 741 —Wheeling......... Dollar Savings & Trust Co............. opp. 746 _____ National Bank of West Va—...............746 _____ N. Exchange Bk..............746 and opp. 737 Wisconsin........ Beliot.................Beloit State Bank........................... opp. 748 “ ........ “ ................ Second National Bank.................... opp. 748 “ ........ Fennimore___ State Bank of Fennimore...................... 751 “ ........ Hudson.............. Wisconsin Mtge. Ln. & Inv. Co............. 753 “ ........ Milwaukee ___ First National Bk............ 756 and opp. 747 “ “ ___ Germania National Bank____________756 “ ........ “ ___ Marine National Bank...................opp. 756 “ “ ___ Merchants & Manufacturers Bk............ 756 “ “ ___ Wisconsin N. Bk_______ 756 and opp. 748 “ ........ Oshkosh............City National Bank............................. 758 " ........ Superior............ First National Bank............................. 762 Wyoming_____ Thermopolis ..Wyoming Trust Co------------------------- 766 Cuba............ .......Havana.............. National Bank of Cuba .. ..........................767 Ontario, Can..-Ottawa........ ..Bank of Ottawa----- 786 and adv. opp. 779 •’ ..Toronto............ Bank of Toronto......... .................... opp. 790 “ “ ._ “ ...........Canadian Bk. of Com___ 790 and opp. 768 " .. “ _____ TradersBk.of Can._791andadv.opp. 778 Quebec “ —Montreal..........Bank of British North America..opp. 794 “ „ “ _____ Bk. of Montreal.................794 and opp. 769 “ „ “ .......... Merchants Bank of Canada...795 and opp. 771 “ .. “ .......... Molsons Bank................. opp. 795 ’’ „ “ .......... Royal Bk.of Canada......... 795 and opp. 770 Mexico . ........... .Mexico City ...Banco Nacional De Mexico.. 803 and opp. 800 “ .............. “ ...Mexico City Bkg. Co........ 804 and opp. 801 iboy. tf. J., , Las egsa. bany. burg. City. Ity. City. 1. svllle. tte. ;rson. n. mbus. ;on. afield. Cnld. ills. 1. de. elplila. leston. nburg. ild. st Co., City. schie. tin, ou. City. Ogden, o., Salt Istock. s Bank, inctlon. •bmond. Tacoma. ille. .coma. heeling. irleston. jwcastle. opolls. Springs. 17 CLEARING HOUSES IN THE UNITED STATES AND CANADA. City. Mem. .berdeen, S. D....... .drian, Mich........... ,kron Ohio............ Jtoona, Pa.....--.nn Arbor, Mich... .tlanta, Ga.............. .ngusta, Ga............ .ustin, Tex ..• • - laltimore. Md....... iangor, Me............. lay City, Mich....... ielton, Texas...... linghamton, N. i lirmingham, Ala... Uoomington, 111.. • ■ ioston, Mass........... irunswick, Ga......... mffalo, N. Y......... laigary, Alberta... 'anton, Ohio President. J. C. Bassett........... S. H. Collins, Mgr. G. D. Bates............. John Lloyd............. W. J. Booth............ R. J. Lowry........ Patrick Armstrong. E. P. Wilmot.......... C. C. Homer........... Arthur Chapin........ J. P. Browne........... N. C. Stone, See. J. G. Davis, Mgr. W. n. Manly. Charles W. Jones. J. J. Lott.............. E. C. McDougal... Paul D. Rider.... ar Rapids, Iowa Kent C. Ferman. rleston, S. C.. - • xtanooga, Tenn. ster, Pa............. ;ago. Ill............. llicotbe, Mo....... cinnati, Ohio... reland, Ohio .. ar d’Alene, Ida. j. Spgs., Colo... imbia, S. C....... W. G. Harvey.... II. S.Probasco .. J. H. Reop............ G. £. Roberts.... T. C. Beasley .... G. Guckenberger. E. R. Fancher .. S. G. Sargent.... J. A. Connell.... G. L. Baker.......... Columbus, Ga.... Columbas, Ohio.. Dallas, Tex........... G. Gunby Jordan F. W. Prentiss ... iville, Ill............. renport, Iowa... ion, Ohio........... iver, Colo.......... i Moines, Iowa.. C.L. English.... A. Burdick........... J. H. Winters.... H. J. Alexander . C. II. Martin........ , Mich... ae, Iowa. , Minn... Pa......... a, Kan.. M. W. O’Brien... P. J. Lee............. ’A. L. Ordean .... E. J. Richards.... Ore er, Mass.. I. D.......... ich........... iyne, Ind. >rth, Tex. 1, Pa........ k, Md.... on, Tex....... pids, Mich... mrg. Ta....... ille, S. C.... i, Okla.......... ;,Nova Scotia m, Ontario.. ,Conn.... i, Neb....... iville, Ga. Ark........... Mont......... , Mass....... W. B. Trask........ T. G. Hendricks.. F. G. Reitz........... F. H. Gifford.... Martin Hector.... C. L. Bartlett. ... Theodore Wentz. G. T. Baumgardner Julius Beckman. T. J. Groce.......... J. R. Wylie........ Hamlin Beattie .... U. C. Guss............... D. B. Dewar .. W. K. Alricks J. G. Root----- W. N. Parsons.... E. C. Horner.......... A. F. Hitchcock. iton, Tex......... inapolis,Ind... aonville, Fla... Louia Rott................. H. S. Fox .................. V. T. Malott.............. Thomas P. Denham. gonville, Ill.... in, Mo................. sas City, Kan.. sat City, Mo.... xville, Tenn.. Frank Elliott.... J. A. Cragin........... W. T. Atkinson... F. P. Neal ............ H. T. Ault............ aster, Pa........ •ence, Kan.... ;on, Okla........ non, Pa........... igton, Ky....... aln, Neb......... s Rock, Ark.. ion, Ontario.. Angeles, Cal... sville, Ky........ sll, Mass.......... in, Ga.............. afield, Ohio... iDhis, Tenn... dian. Miss.... raukee, Wis... John C. Carter, Ch'm J. D. Bowersock......... G. C. Robertson........... II. P. Moyer................... J. E. Bassett.'............... W. T. Auld................... H. C. Rather............... J. A. Graves . Oscar Feniey. J. J. Cobb............... S. E. Ward............. P. 8. Smithwick ., W. G. Simpson ... J. W. P. Lombard City. Manager or Secretary. Mem. Minneapolis, Minn. 6 Mobile, Ala............. 7 Montgomery, Ala..-. 6 Montreal, Quebec.. 21 Muskogee, Okla ... 4 Nashville, Tenn ... 5 [New Albany, Ind.. 4 Darwin G. Jones, Mgr. Rufus H. Brown, Mgr. H. Pfaefiliu, Mgr. Robert A. Diggs, Mgr. New Bedford. Mass. 4 Charles D. Crosby, Mgr. 6 New Castle, Pa....... J. S. Watrons, Sec. C. F. Denny, Mgr. New Haven, Conn. 11 Hartwell Morse, Mgr. Newnan, Ga............. 4 Miss Ina Shepard, Mgr. i New Orleans, La. . 14 W. H. Brown, Mgr. 8 Newport News. Va Charles A. Ruggles, Mgr. : New York, N. Y. .. 50 E. D. Walter; See. E. W. Dann, Mgr. Norfolk, Va............. 6 H. V. Ardagh, Mgr. i Norristown, Pa....... 5 H. S. Kaufman, Sec. and North Yakima. Mgr. WTash.| 4 W. J. Elliott, Sec. and Oakland, Cal........... 8 Mgr. Oklahoma, Okla.... 12 W. H. Warley, Sec. and Tr. Omaha, Neb........... id H. Bushnell, Sec. Oshkosh. Wis......... 7 T. E. Clyde, Mgr. Ottawa, Ontario.... 16 W. D. O. Street, Mgr. Owensboro. Ky... 7 R. F. McNally, Sec. Pasadena, Cal......... 7 W. D. Duble, Mgr. Peoria, ID................. ! 9 C. E Collins, Sec. V. W. Platt, Mgr. ____ Philadelphia, Pa... 31 Geo. E. Noite, Sec. and Tr. pjne Bluff. Ark B. F. P. Leapheart,Sec.,Tr., Pittsburg, Pa.. and Mgr. ~ ' .. Pt. Huron, Mich. A. W. Haie, Sec. Portland, Me ........ 8 E. S. Davis, Mgr. Portland, Ore .. . 10 Lynn P. Tally, Mgr. and Providence, R. I. .. 14 ~ Sec. Quebec, Quebec.... 12 L. T. Newlon, Mgr. Quincy, 111.............. I 4 J. E. Burmeister, Mgr. Raleigh, N. C.......... 6 J. O. Brition, Mgr. Reading, Pa........... 13 J. C. Mitchell, Sec. Reno, Nev................ j 5 G. E. Pearsall, Sec. and Richmond, Va.... 8 Mgr. Rochester, N. Y.... 15 H. w. Noble, Mgr. Rockford. Ill ... 6 J. F. Harragan, Mgr. ! Sacramento, Cal.... 7 I. S. Moore, Mgr. Saginaw, Mich....... i 4 H.G.Siegfried, Sec. Saint John, N. B... 7 Saint Joseph, Mo... 8 J. R. McDonald, Mgr. Saint Louie, Mo .. 17 8. 8. Spencer, Sec. Saint Paul, Minn... 7 P. C. Decker, Mgr. and Tr. Salt Lake City,Utah 9 Charles B. Cook, Mgr. San Antonio, Tex.. 11 H. W.Gearey,S«c. andMgr W. R. Hubbard, Sec. San Jose, Cal........... J 5 Paul F. Kuhne, Mgr. San Francisco, Cal 18 E. B. Harrold, Mgr. j Santa Rosa, Cal....; 5 .Savannah, Ga......... 10 E. C. Markell, Sec. and J Mgr. Scranton, Pa......... 15 C. Beckman, Mgr. Seattle, Wash........ . I 18 R. E. Robinson, Mgr. Sedalia, Mo............... 4 E. H. Hunt, Mgr. Clyde B. Moore, Mgr. Sionx City, Iowa. R. I.Woodside,Sec.andTr Sioux ___________ Falls, S. _ D C. R. Havighorst, Tr. and South Bend, Ind Spartanburg, S. C.. H. A. Flemming, Sec. i3pokane, Wash.... G. W. Brent, Mgr. A. K. Thomas, Sec. Springfield, Ill.......... George H. Burt, Sec. Springfield, Mass... John P. Madgett. Mgr Springfield, Mo. .. N. A. Jelks, Sec. G. Yaeger, Sec. Springfield. Ohio... E. W. Prosser, Mgr. Stockton, Cal. Fred F. Partridge, Sec. and Saperior, Wis........ 1 3 Mgr. Syracuse, N. Y.. 1 H. Nevin, Sec. Tacoma, Wash.. E. Raphael, Mgr. Tampa, Fla........ George C. Calvert, Mgr. Tifton, Ga........... H. Gaillard, Sec., Tr., and Toledo, Ohio.... Mgr. Andrew Russell, Sec. Topeka, Kan.......... J. E. Garin, Mgr. Toronto, Ontario... Charles Heberling, Mgr. Trenton, N. J.......... J. Thralls. Mgr. Tnlsa, Okla............. W. O. Whittle, Sec. and Valdosta, Ga............ Vancouver, Br. Col. Mgr. J. Chester Jackson, Mgr. Vicksburg, Miss.... W. F. March, Sec. Victoria, Br. Col.... M. A. Wert, Mgr. Waco, Tex................. H. C. Uhler. Sec. Washington, D. C.. John M. Bell, Mgr. and Tr. Wheeling, W. Va W. E. Barkley, Jr., Mgr. Wichita, Kan J. S. Pollock, Mar. Wilkeebarre, Pa. . J. G. Hungerford, Mgr. Wilmington, Del.. James B.Gist, Mgr I sham Bridges, Mgr. Wilmington, N. C.. C. E. Gonlding Mgr. Winnipeg, Man....... F. E. Williams, Mgr. Worcester, Mass... R. F. Cox, Mgr. and Sec. James Nathan, Mar. York. Pa................... Youngstown, Ohio A. D. Simpson, Mgr. George W. Strohmeyer, Zanesville, Ohio... Mgr. 18 Prksidbnt. Manager or Secretary F. A. Chamberlain... L. C. Fry................... A. W. Baldwin......... McD. L. Wretn........... G. R. Kite................... Perry Harrison, Mgr. J. L. Taylor, Mgr. and Sec. A. J. Jones, Sec. John Knight, Mgr. P. W. Samuel, dec. and Tr J. S. McHenry, Mgr. J. F. MCCulloch, Sec. and Tr. M. Thornton, Mgr. W. H. Grove, "sec. and Mgr. Charles C. Barlow, Sec. J. H. Powell, Mor. C. A. Morgan, Mgr. W. B. Vest, Mgr. Wm. Sherer, Mgr.; W. J. Gilpin, A^t. Mgr. H. G. Whitehead, Mgr. B. B. Hughes, Sec. Sr ----W. W. Garthwaite ... E. H. Cooke................. | J. H. Millard............... Thomas Daly............. . ! ............ ■■■■•.................... c T' H ^klnS.............. C. J. Hall................... F. F. Blossom..............., J London, Mgr. and Sec. G. E. SleeDer i/Ar F. L. C^Mgr W. B. Hughes, JA™-. C. H. Krippene, Mgr W’. J. Christie. Mar w u v annon’ sec. and Tr. H. S. Noe,*c. Tr. and yiar Frank Trefzgtr?^?. a%d A. C. Trumbo............... J. P. Howell.......... A. Dowling................... E. S. Brown.................. C. F. Montgomery .... S. Hemingway........... M. Powell..................... R. M. Walmsley......... i J. A. Willett.................. W. H. Porter............... V' S' ^eeve8................. j L c- Boyd, Sec. and Mgr. J. E. Boyce...................M. E. Bloom, Sec. and Tr. T. A. Goulden............. Frederick Robie .... R. Lea Barnes............. C. P. Brown................. W. H. Dunsford........... W. S. Warfield............. J. G. Brown......... .. John H. Maltzberger.. j W. J. Harris................. j Wm. H. Palmer.......... j V. Morean Smith......... Chandler Starr............. i F. H. Pierce........... . I Benton Hanchett, Ch. E. R. Harrington, Sec W. H. Hobbs, Mgr. J. L. Hartman, Mgr. A. R. Plant, Mgr. Ken. Gilmore, Sec. and Tr Henry Damhoret, Mgr. Wallers Durham, *«c. H. K. Harrison, Mgr. R. C. Turrittin, »ec. J. W. Sinton, Sec. W. G. Watson, Mgr. F. F. Wormwood, Sec. E .A. Brown, Sec. and Mgr. E. W. Glynn, Mgr. Milton Tootle........ C. H. Huttig........... J. W. Lusk............ L. S. Bills............. F. Terrell............... W. A. P. McDonald, Mgr. W. W. Hoxton. Mgr. W. A. Miller, Jr.. Mgr. J. W. Bond, Jr.,Mar. Ernest L. Brown, Sec. and Mgr. E. M. Goss, Mgr. C. Sleeper, Mgr. E. C. Merritt, Sec. John M. Hogan, Sec. and Tr. G. T. Dunham, Mar. J. V. A. Smith, Mgr. William H. Powell, Sec. and Tr. J. P. Osborn, Sec. and Mgr. O. A. Wilev, Mgr. Myron Campbell, Mgr. J. W.Simpson, Sec. and Tr W. D. \ incent, Sec. and Mgr. H. S. Woods, Mgr. A. B. West, Mgr. E. N. Ferguson, Mgr. J | J. K. Lynch........... J. P. Overton........ F. D. Bloodworth. i James A. Linen. M. A. Arnold ... , ' \ ' G. S. Parker................. 1 C. E. McKinney.......... ! J. Woolverton.............. W. E. Burnett............. i J. P. M. Richards........ j H. K. Weber................. I W. A Lincoln............. E. B. Bentley................ Samuel F. McGrew ... I Sidnev Newell............. Wm. B. Banks........... E B. Judson. ............. W. H. Pringle............... A. C. Clew>... H. H. Tift.....................; C. L. Reynolds............. S. F. McGrew. Mgr. J. M. Abeil, Sec. O. H. Whitaker, Mgr. Anthony Lamb, Mgr. R. R. Mattison, Mgr. L.L.Buchanan,.?#<-. and Tr. T. C. Stevens, Sec. J. R. Mulvane............... I H. D. Wolf, Sec. ..................... G. W. Yvker. Mgr. E. C. 8tokes................. E. M. Thorn, Mgr. B. P. Jones.. . W. S. Jones W. J. Flather, Ch'm'n R. C. Dalzell ............... L. 8. Naftzger ........... George S. Bennett, Ch. George 8. Capelle........ W. Coley, See. and Tr. D. Simpson, Mgr. F. H. Andrews, Mgr. J- g. Laundy, Mgr. J. G. Moore, Sec. and M Alex. Mitchell, Mgr. F. A. Russell, Sec. George H. Flanagan, M J. C. Gibson, Sec. and k William Calder............. L Grainger. Sec. and t. M. Counsell. Mgr. James P. Hamilton... Samuel H. Clary, See. a Mgr. John J. Frick............... W. R. Horner, See. Mason Evans............... T. A. Jacobs, Mgr. H. C. Van Voorhis.... BANKERS’ ASSOCIATIONS, 1910. AMERICAN BANKERS’ ASSOCIATION. President Lewis E. Pierson. Pres. Irving Nat. Exchange Bk., N.Y. City: First Vice-President, F. O. Watts, president First National Bank, Nash ville, Tenn. „ Chairman Executive Council, William Livingstone, president Dime Savings Bank, Detroit, Mich. Secretary, Fred. E. Farnsworth, 11 Pine St., New York City. Treasurer, P. C. Kauffman, 2d vice-pres. Fidelity Trust Co.. Tacoma, Wash. Ass’t Secretary, William G. Fitzwilson, 11 Pine St, N. Y City General Counsel, Thomas B. Patou, 11 Pine St., N. Y. City. Manager Protective Department, L. W. Gammon, 11 Pine St., N. Y. ALABAMA BANKERS’ ASSOCIATION. President, H. L. McEldery, president Talladega Nat. Bank. Talladega. Vice-President, W.L. Lancaster, president Bank of Wetumpka, Wetumpka. Secretary and Treasurer, McLane Tilton, Jr., cashier First National Bank. APeH City. ARIZONA BANKERS’ ASSOCIATION. .Prescott. Treasurer. Lloyd B. Christy, cashier Valley Bank, Phoenix. ARKANSAS BANKERS’ ASSOCIATION. President, T. C. McRae, president Bank of Prescott, Prescott. Vice-President, G. R. Wood, cashier Citizens Bank, Van Buren. Secretary, Itobt. E. Wait, President Citizens Investment & Security.Co., Little Rock. Treasurer, J. E. Parr, cashier First National Bank, Jonesboro. CALIFORNIA BANKERS’ ASSOCIATION. President, II. S. Fletcher, president Bank of Watsonville, Watsonville. Vice-President, W. II. High, Mgr. International Bkg. Corp., San Francisco. Secretary, R. M. Welch, cashier San F. Sav. Un., San F. Ass’t Secretary, Frederick II. Colburn, 502 California St., San Francisco. Treasurer, J. J. Fagan, vice-president Crocker Nat. Bk., San F. CANADIAN BANKERS’ ASSOCIATION. President,E. S. Clouston, gen’l manager Bank of Montreal, Montreal. Secretary and Treasurer, John Knight, Montreal, Que. COLORADO BANKERS’ ASSOCIATION. President, C. C. Parks, cashier First National Bank, Glenwood Springs. Vice-President, Albert A. Reed, president Mercantile Bk. & Tr.Co. .Boulder Secretary and Treasurer, Guy L. V. Emerson, cashier Silverton National Bank, Silverton. CONNECTICUT BANKERS’ ASSOCIATION. President, C. C. Barlow, cashier Yale National Bank, New Haven. Vice-President, M. H. Griffllng, cashier City National Bank, Danbury. Secretary Charles E. Hoyt, treasurer So. Norwalk Tr. Co., So. Norwalk. Treasurer H. C. Lathrop, cashier Windham National Bank, Willimantic. DISTRICT OF COLUMBIA BANKERS’ ASSOCIATION. President, E. J. Stellwagen, president Union Trust Co., Washington. Vice-President, E.S. Parker, Washington. Secretary,William A. Mearns,of Messrs. Lewis Johnson <fc Co.,Washington. Treasurer, George Walson, cashier National Metropolitan Bk.. Washington. FLORIDA BANKERS’ ASSOCIATION. President, Cary A. Hardee, president First National Bank. Live Oak. Vice-President, H. E. Taylor, cashier First National Bank, Gainesville. Secretary and Treasurer, G. R. De Saussure, cashier Barnett National Bank, Ja'^""GEORGIA BANKERS’ ASSOCIATION. President, A. P. Coles, cashier Central Bank & Trust Corp.. Atlanta. Vice-President,, W. W. Osborn, president Exchange Bk., Savannah Secretary, L P Hillyer, vice-president American National Bank, Macon. Treasurer, E. C. Smith, cashier Griffin Banking Co., Griffin. IDAHO BANKERS’ ASSOCIATION. President, Boyd Hamilton,cash. CouerD’Alene Bk. &Tr.Co.,Couer D’Alene. Vice-President, J. A. Givens, vice-president Bank of Nampa, Nampa. Secretary, L. A. Coate, vice-president Bank of Commerce, Boise. Treasurer, K. K. Hays, cashier First National Bank. Emmett. ILLINOIS BANKERS’ ASSOCIATION. President, Oscar,G. Foreman, vice-president Foreman Bros. Banking Co., MISSOURI BANKERS’ ASSOCIATION. President, J. P. Hinton, cashier Hannibal National Bank, Hannibal. Vice-President. A. O. Wilson, vice-president State Nat. Bank, St. Louis. Secretary, W. F. Keyser, Sedalia. Treasurer, A. H. Waite, president Joplin National Bank, Joplin. MONTANA BANKERS’ ASSOCIATION. President, W. G. Conrad. President Conrad Banking Co., Great Falls. Vice-President, Joseph Kountz, President Commercial Nat Bk., Bozeman, Secretary and Treas., Harry Yaeger, Ass’t Cash. First Nat. Bank, Lewiston. NEBRASKA BANKERS’ ASSOCIATION. President, J. W. Welpton, President Exchange Bank., Ogalalla. Secretary, William B. Hughes, manager Omaha Clearing House, Omaha. Treasurer, F. T. Hamilton, vice-president Merchants Nat. Bank, Omaha. NEVADA BANKERS’ ASSOCIATION. President, John Henderson, president Henderson Banking Co., Elko. Vice-President, Walter J. Harris, Vice-President Farmers & Merchants National Bank., Reno. Secretary, R. C. Turrittin, Cashier Nixon National Bank., Reno. Treasurer, Fred Grob, cashier Farmers & Merchants National Bank, Reno. NEW HAMPSHIRE BANKERS’ ASSOCIATION. President, O. C. Hatch, president Littleton National Bank, Littleton. Secretary, Arthur H. Hale, vice-president First Nat. Bk., Manchester. Treasurer, William P. Fiske, treasurer New Hampshire Sav. Bk., Concord. NEW JERSEY BANKERS’ ASSOCIATION. President, Edward L. Howe, vice-president Princeton Bank, Princeton. Vice-President, Adrian Lyon, Pres. Perth Amboy Sav. Inst., Perth Amboy. Secretary, Wm. J. Field, secretary and treasurer Com’l Tr. Co. of N. J., Jersey City. Treasurer, A. C. Wood, president Camden Safe Dep. & Tr. Co., Camden. NEW MEXICO BANKERS’ ASSOCIATION. President, E. A. Cahoon, cashier First National Bank, Roswell. Vice-President, D. T. Hoskins, Cashier San Miguel National Bank., Las Vegas, N. M. Secretary, H. Erie Hoke, Ass’t Cash. Plaza Trust & Sav, Bank, Las Vegsa. Treasurer, J. B. Herndon, cashier State National Bank, Albuquerque. NEW YORK STATE BANKERS’ ASSOCIATION. President. Ledyard Cogswell, President N. Y. State Nat. Bank., Albany. Vice-President, L. W. Mott, Cashier First National Bank, Oswego. Treasurer, Jno. A. Kloepfer, vice-president Bank of Hamburg, Hamburg. Secretary, William J. Henry. White Plains. NEW YORK SAYINGS BANK ASSOCIATION. President, Thos M. Mulry, Pres. Emigrant Industrial Sav. Bk., N.Y. City. Secretary, Jonathan B. Currey, Pres. Metropolitan Sav. Bk., N. Y. City. Treasurer, Samuel D. Styles, president North River Sav. Bank, N. Y. City. NORTH CAROLINA BANKERS’ ASSOCIATION. President, John O. Ellington, vice-president Fourth Nat. Bk , Fayetteville. Vice-President, W, C. Wilkinson, Cash. Mchts. & Far. Nat. Bk.,Charlotte. Secretary and Treasurer, W. A. Hunt, cashier Citizens Bank, Henderson. NORTH DAKOTA BANKERS’ ASSOCIATION. President, C. J. Lord, president First National Bank, Cando. Vice-President, R. C. Kittel, president First National Bank, Casselton. Secretary, W. C. Macfadden, cashier Commercial Bank, Fargo. Treasurer, W. H. Shultze, cashier Northern State Bank, Grand Forks. OHIO BANKERS’ ASSOCIATION. President, W. F. Hoffman, president Commercial Nat. Bank, Columbus. Vice-President. G. P. Jones, cashier First National Bank, Findlay. Secretary, S. B. Rankin, president Bank of S. Charleston, S. Charleston. Treasurer, Fay Baldwin, vice-president Highland County Bank, Greenfield. Ass’t Secretary, S. G. Arbuckle, 809 Wyandotte Bldg., Columbus, OKLAHOMA BANKERS’ ASSOCIATION. Preident, L. A. Wilson, president First National Bank, El Reno. Vice-President. J. B. Ferguson, president Garfield Exchange Bank, Enid. Secretary, W. S. Guthrie, cashier Farmers National Bank, Oklahoma. Treasurer, J. D. Wade, Cashier Duncan National Bauk. Duncan. OREGON BANKERS’ ASSOCIATION. President. R. W. Schmeer. cashier United States Nat. Bk.. Portland. Vice-President, A. Martin, Jr., Pres. Klamath Co. Bank, Klamath Falls. Secretary, J. L. Hartman, Hartman & Thompson, Bankers, Portland. Treasurer, F. L. Meyers, cashier La Grande National Bank, La Grande. PENNSYLVANIA BANKERS’ ASSOCIATION. Vice-President, E. E. Crabtree of F. G. Farrell & Co., Jacksonville. Secretary, R. L. Crampton, Rooms, 1030 The hookcry. Chicago. Treasurer, Daniel Crabb, Cashier Tazewell County National Bank, Delavan. INDIANA BANKERS’ ASSOCIATION. President, Robert E. James, president Easton Trust Co., Easton. Vice-Pres., William A. Law. Vice-Pres. Merchants Nat. Bank, Philadelphia. Secretary, D. S. Kioss, cashier First National Bank, Tyrone. Treasurer, It. J. Stoney, Jr., Banker, Pittsburg. President, James W. Sale, Bluffton. ~ Vice-President. C.H. Worden, vice-president First Nat. Bank, Fort M ayne. Secretary, Andrew Smith, vice-president Capital National Bk., Indianapolis. Treasurer, II. H. Ogden, cashier Old State National Bank, Evansville. President, D. D. McColl, president Bank of Marlboro, Bennettsville. Vice-President, Wilson G. Harvey, president Enterprise Bank, Charleston. Secretary and Treasurer,GilesL. Wilson,stateBank Examiner. Spartanburg. SOUTH CAROLINA BANKERS’ ASSOCIATION. IOWA BANKERS’ ASSOCIATION. SOUTH DAKOTA BANKERS’ ASSOCIATION. President. J. T. Brooks, president First National Bank, Hedrich. Vice-president, J. D. Easton, president Iowa State Bank, Waterloo. Secretary, J. M. Dinwiddle, cashier Cedar Rapids Sav. Bk., Cedar Rapids. Treasurer, I. M.Sproull, Washington. President, S. Drew, president Bank of Highmore, Highmore. Vice-President, A. M. Shaw, cashier Delmont State Bank, Delmont. Secretary, J. E. Platt, cashier Security Bank, Clark. Treasurer, J. A Pritzkau, cashier German-American Nat. Bk., Redfield. KANSAS BANKERS’ ASSOCIATION. TENNESSEE BANKERS’ ASSOCIATION. President, P. w. Goebel, president Commercial Nat.Bk..Kansas City. Vice-President, C. E. Lobdell. president First State Bank, Larned. Secretary, W. W. Bowman. Topeka. __ Treasurer, L. S. Naftzger, president Fourth National Bank, Michlta. „ . President, E. G. Oates, vice-president Mechanics Bank & Trust Co., jNnslivIlle Vice-President, S. F. Thomas, cashier Brownsville Bank, Brownsville. Secretary, John J. Heflin, Nashville. Treasurer, Tate L. Earnest, cashier Unaka National Bank. Johnson Citj. KENTUCKY BANKERS’ ASSOCIATION. TEXAS BANKERS’ ASSOCIATION. President, J. C. Utterbaek. cashier City National Bank, Paducah. Secretary, A. B. Davis, Louisville Treasurer, Henry D. Ormsby cashier Nat. Bank of Kentucky, Louisville. President, O. E. Dunlap, president Citizens National Bank, Waxahachie. Secretary, J. W. Hoopes, vice-president Austin National Bank, Austin, Ass’t Secretary. D. C. Dunn, casiiier Union Bank & Trust Co., Houston. Treasurer, T. W. Slack, cashier First National Bank, Ft. Worth. LOUISIANA BANKERS’ ASSOCIATION. President, R. N. Sims, vice-president Peoples Bank, Donaldsvllle. Vice-President, A. Breton, Vice-Pres German-Ain. Nat. Bk.. New Orleans. Secretary, L. O. Broussard, president Bank of Abbeville, Abbeville. Treasurer, L. M. Pool, vice-president Hibernia Bk. & Tr. Co., New Orleans. UTAH BANKERS’ ASSOCIATION. MAINE BANKERS’ ASSOCIATION. President, L. S. Hills, president Deseret National Bank, Salt Lake City. Vice-President, A. K. Heywood, president Commercial Nat. Bank, Ogden. Secretary and Treasurer, S. A. Whitney, cashier McCornick & Co., Salt Lake City. MARYLAND BANKERS’ ASSOCIATION. President, C. F. Chapman, treasurer Ottauquechee Sav. Bk., Woodstock. Vice-president, F. H. Farrington, vice-president, Rutland Savings Bank, Rutland, Vt. Secretary, W. W. Russell, cashier, First Nat. Bank, White River Junction. Treasurer, D. L. Wells, cashier First National Bank, Orwell. President, C. A. Moody, president First National Bank. Biddeford. Vice President, C. M. Sawyer, cashier First National Bank. Dexter. Secretary, liascall S. Hall, cashier Tlconlc National Bank. Waterville. Treasurer, George A. Safford, cashier Northern National Bank, Hallowell. VERMONT BANKERS’ ASSOCIATION. President, Joseph I). Baker, president Citizens National Bank Frederick, secretary, Charles Hann, assistant cashier Nat. Mechanics Bank.Baltimore, ireasurer, Win. Marriott, cashier Western National Bank. Baltimore. VIRGINIA BANKERS’ ASSOCIATION. MASSACHUSETTS BANKERS’ ASSOCIATION, President, H. A. Walker, cashier National Valley Bank, Staunton. Secretary, N P. Gatling, Lynchburg. Teasurer, Julien H. Hill, assistant casiiier National State Bank, Richmond. resident, a. L. Aiken, president Worcester County institution for Sav ings, Worcester. Vice-President, Allan Forbes, vice-president State Street Trust Co.. Boston. T»™etary’ George W. Hyde, ass’t cashier First National Bank. Boston, ireagurer, F. C. Nichols, treasurer Fitchburg Savings Bank. Fitchburg. p 1 ., . Huron WASHINGTON BANKERS’ ASSOCIATION. President, A. F. Albertson, vice-president Nat. Bk.of Commerce, Tacoma. Vice-President, J. D. Bassett, president First National Bank, Ritzville. Secretary, P. C. Kauffman, 2d vice-president Fidelity Trust Co., Tacoma. Treasurer, C. A. McLean,cashier Traders National Bank, Spokane. MICHIGAN BANKERS’ ASSOCIATION. G' Barnum’ President First National Exchange Bank, I ort WEST VIRGINIA BANKERS’ ASSOCIATION. Flrno,yjcV;Pres!dent> Emory W. Clark, vice-president First National Bank, Detroit. S^retary, Brown, Ass’n Office, 1123 Ford Bldg., Detroit. Treasurer, Willard p. Hopkins, Cashier Peninsular Savings Bank, Detroit. President, W. B. Irvine, vice-president National Bank of W. V., Wheeling. Secretary snd Treasurer, J. S. Hill,cashier National City Bank, Charleston. WISCONSIN BANKERS’ ASSOCIATION. President, E. M. Wing, cashier Batavian National Bank, La Crosse. Vice-President, M. A. Gracttinger, cashier Merchants & Manufacturers Bank, Milwaukee. Secretary, George D. Bartlett, 111 Mason St., Milwaukee. Treasurer, B. W. Davis, cashier National Bank of Waupun, Waupun. MINNESOTA BANKERS’ ASSOCIATION. v WYOMING BANKERS’ ASSOCIATION. < io . ftyS5I^SI,PF1 “ANKERS’ ASSOCIATION. President. John L. Baird, vice-president First National Bank, Newcastle. Vice-President, Ira E. Jones, cashier First National Bank, Thermopolis. Secretary, IL VanDeusen, cashier Rock Springs Nat. Bank, Rock Springs. Treasurer, T- C. Rowley, cashier First National Bank, Douglas. I resident, W. M. Anderson, pres. Merchants Bauk A Trust Co., Jackson. vice-1 resident, C. A Johnston, president First State Bank, Columbus. Secretary- and Treasurer, B. W. Griffith, president First National Bank, Vicksburg. 16 LIST OF NATIONAL BANK EXAMINERS. NAME OF EXAMINER. D. B. Ainger................ F. W. Alderman.... J. A. Armstrong . ... Joseph Balch............... D. L. Batson.............. N. S. Bean.................... W. J.Beatie................. H. S. Bennet............ H. M. Bostwick.......... C. H. Bosworth........... H. P. Brightwell.... Frank W. Bryant... Francis N. Buck......... Robert Burke.............. F. M. Butcher............ A. B. Camp.................. S. B. Campbell..,... F. B. Chapman......... James A. Cline...... Francis Coates, Jr.... Silas H. L. Cooper. .. H. F. Currier.............. Geo. T. Cutts.............. B. R. Dix..................... W. W. Duffett, Jr.... Alfred Ewer................. C. H. Filson................. A. L. Fowler.............. Wm. D. Frazer............ Claud Gatch................. E. S. Gatch.................. Geo. W. Goodell .... R. W. Goodhart.... Edward J. Graham... S. M. Hann................... Charles A. Hanna.... H. G. Hanna.............. Mark L. Harper......... N. E. Haugen............ Frank O. Hicks.......... E. S. Hubbell............ Fred A. Hull................ Wm. E. Hutt............ James C. Johnson.... Percy H. Johnston.. W. P. Jones.................. Wm- A. Kelly............ M. A. Kendall............. J. A. H. Kerr.............. F. L. Klein................... J. J. Large................... Joseph M. Logan------C. S. Loveland............ Frank H. Luce............ Benjamin Marcuse.. H. D. Marshall, Jr.... Samuel L. McCune... J. K. McDonald.......... Charles R. Mertens... M. J. Moreland........... John D. Mossman... Edgar W. Munson. .. W. E. Neal................... Frank L. Norris......... Joseph W. Norvell... Frank E. Patterson.. M. E. Patterson ..... J.L. Penix..................... E. S. Pepper................ Charles S. Perkins... James A. Rathbun.. Owen T. Reeves, Jr.. W. J. Robinson.......... J. L. Root ................... E. F. Rorebeck.......... John Rush. ........ Clarence D. Sample.. j. W. Schofield............ Fuller C. Smith.......... John H. Smith............ Geo. E. Smithies-----Chas. Starek................ J. R. Stevens................ T. C. Thomas.............. Lioyd M. Tillman... Evan S. Tyler ......... Josiah Van Vranken.. R L. Van Zandt......... Philip G. Walton......... Edward E. Watts.... Miller Weir..................... Henry A. Williams.., E. T. Wilson................. William L. Yerkes.... John F. Zerbey............. ADDRESS. DISTRICT. Lansing, Mich.......................................................... 573 Auburn Avenue, Buffalo N. Y.................. Drawer 782, Knoxville Tenn.......................... 270 Benefit St., Provide)ice, R. I..................... Prentiss, Miss........................................................... Room 10, Federal Bldg., Manchester, N. H. 55 N. West Temple St., Salt Lake City, Utah. 47 Highland Ave., Jersey City, N. J.............. Woodbine, Iowa...................................................... 801 Federal Bide., Chicago, Ill........................... Charleston, W. Va................................................... 331 E. 9th St., Oklahoma City, Okla............. Wilmington, Del...................................................... Aurora, Illinois...................................................... 1217 N. Stiles Avenue, Oklahoma City, Okla. 226 P. O.Bldg.. Cincinnati, Ohio..................... 1055 Franklin St., Columbus, Ohio.................. Buford, N. D............................................................. 1955 A St., Lincoln, Neb.................................... Richmond, Va........................................................... 512 Federal Bldg., Pittsburg, Pa..................... 29 Spring St., Malden, Mass............................... 3972 Cook Ave., St. Louis, Mo.......................... San Juan, P. R........................................................ 27 Eastern Promenade, Portland, Me............. Rm. 515, 161 Devonshire St., Boston, Mass. Guthrie, Oklahoma................................................ New Rochelle, N Y.............................................. Warsaw, Ind........... .................................................. Salem, Ore................................................................ So. Pasadena, Cal................................................... 2070 Clermont St., Denver, Colo...................... Mineral Point, Wis................................................. 78 State St., Albany, N. Y................................ Catonsville, Md....................................................... New York, N. Y. U. S.Custom House.____ U. S. Custom House, New York..................... Eureka, III................................................................. 1409 Woodlawn Ave., Des Moines, Iowa ... St. Louis Club, St. Louis, Mo.................... .... .. Elgin, Ill..................................................................... Asheville, N. C......................................................... Sherman, Tex...................................................... The Cathcart, Indianapolis, Ind...................... Lebanon, Ky........................................................ Algona, Iowa............................................................. Sitka, Alaska............................................................ Parkersburg, W. Va............................................... Redlands, Cal.......................................................... 303 Majestic Bldg., Denver, Colo.................... Rock Valley, Iowa................................................ 1322 Hemphill St., Ft. Worth, Tex................ Boise, Idaho............................................................ 740 Central Bldg., Seattle, Wash..................... 135 Chenango St., Binghamton, N. Y........... City National Bank Bldg., El Paso, Tex... 226 Government Bldg., Cincinnati, O........... 772 Cobb St., Athens, Ga.................................... Shelbyville, Ill.......................................................... 605 Trust Bldg., Terre Haute, Ind.................. 1327 Polk St., Topeka, Kan................................ Hartford, So. D.......... ............................................. Rm. 515, 161 Devonshire St., Boston, Mass. 413 P. O. Bldg., Philadelphia. Pa................... City National Bank Bldg., EJ Paso, Tex... P. O. Box 1347, Philadelphia, Pa..................... 302 Custom House, Nashville, Tenn.............. 408 E. Weatherford St., Fort Worth, Tex. Southport, Conn....................................................... Meriden, Conn........................................................... 519 ThirteenthAve.,S.E.,Minneapolis, Minn. Kellogg Bldg., Washington, D. C..................... Mercer, Pa.................................................................. Minneapolis, Minn................................................... Care Union National Bank, Oakland, Cal... 1323 Martha St., Omaha. Neb........................... 422 South Main St., Wichita, Kans................ Washington, D. C................................................... St. Albans, Vt.......................................................... 1402 W. 28th St., Minneapolis, Minn.............. Honolulu..................................................................... U. S. Custom House, New York City........... Huntsville, Alabama.............................................. Gallipolis, Ohio.................................................... ’, 4533 Sansom St., Philadelphia, Pa........... .... Fargo, N. D.......................................................... ’ ’ Schenectady, N. Y..............................................’ Ft. Worth, Tex...................................................’ ’ ’. Dwight Bldg., Kansas City, Mo............ 315 W. 97th St., New York, N. Y........... J Jacksonville, Ill................... ..................................... 512 Federal Bldg., Pittsburg, Pa................’ 740 Central Bldg., Seattle, Wash..................* Paris. Ky........................................................... Pottsville, Pa.............................................. ’ ‘ " 20 Southern Michigan and Detroit. Western New York and Western Pennsylvania. South Carolina and Northern Georgia. Connecticut and Rhode Island. New Hampshire. Utah, Wyoming and Southern Colo. South East New York and Northern New Jersey. Southern Iowa, Des Moines and Cedar Rapids. Chicago, Milwaukee, St. Paul and Minneapolis. 1 West Virginia. Oklahoma, Western, Oklahoma City and Muskogee. Southern New Jersey and Delaware. Western Oklahoma, Oklahoma City and Muskogee. Southern Ohio. North Dakota and Northern Minnesota. Omaha, Lincoln, Nebraska. Virginia. Central West Pennsylvania. Central Massachusetts. Missouri, St. Louis and St. Joseph Porto Rico. | Maine. Boston and East Mass. : North East Texas. | ' Indiana, Northern. i Oregon and Idaho. j Southern California, Los Angeles and Nevada. I Utah, Wyoming and Southern Colorado. j Northern Michigan, Wisconsin and Eastern Minnesota. : Northern New York, Albany. | Maryland and Baltimore. ! New York City, Brooklyn, Jersey City. i Northern Illinois. Southern Iowa, Des Moines and Cedar Rapids. Missouri, St. Louis and St. Joseph. Southern Illinois. . North Carolina and Western Virginia. i North Texas. Southern Indiana and Indianapolis. Kentucky. Northern Iowa and Dubuque. i Alaska. West Virginia and Southern Pennsylvania. Southern California, Los Angeles and Nevada. Northeastern Colorado and Denver. Northern Iowa and Dubuque. r orth, Dallas and Central North Texas. Idaho and Oregon. Washington, Montana. North East Pennsylvania and Central South New York. Arizona, New Mexico and West Texas. S. W. Ohio, Cincinnati and Columbus. Southern Georgia and Florida. I Northern Illinois. Southern Indiana and Indianapolis. < Kansas. South Dakota. Boston and East Mass. Philadelphia and Camden, N. J. I New Mexico, Arizona and West Texas. Pennsylvania, East Central. Alabama, Mississippi and Louisiana. Southern Texas, San Antonio and Waco. | Central Massachusetts. Connecticut and Rhode Island. Southern Minnesota. Washington, D. C. aad Baltimore. Central Pennsylvania. , , Nebraska. Kansas. Western Massachusetts and Vermont. ! Southern Minnesota. i Hawaii. ! N. Y. City. Brooklyn and Jersey City. Alabama, Mississippi and Louisiana. ' Western Ohio. S. E. Pennsylvania. North Dakota and North Minnesota. Northern New York. Albany. South East Texas, Houston and Galveston. Kansas City, Mo , Kansas City, Kans., Wichita & Topeka Southern New Jersey and Delaware. I Southern Illinois. , Washington and Montana. Kentucky. i Central Pennsylvania. * LIST OF STATE BANK EXAMINERS. * State Name Address Ala.... . T. J. Rutledge, Examiner.......................... Montgomery. Ariz.-... . W. C. Foster, Auditor................................ Phoenix. Ark ... , J. R. Jobe, State Auditor............................Little Rock. Calif___ Alden Anderson, Supt. of Banks.............704 Telegraph Bldg. San Francisco. Colo.... . Emil W. Pfeiffer, Bank Commissioner.. Denver. Conn... . Chas. H. Noble, Bank Commissioner... New Milford. Norris S. Lippitt, Bank Commissioner.. Norwich. Dela...... . Chas. H. Maull, Supt. of Banks............... Dover. Fla .... . W. C. Croom, Bank Examiner................ Jacksonville. W. B. Sadler, Bank Examiner................Lake City. Ga......... J. Pope Brown, Bank Examiner............Atlanta. B. F. Perry, Bank Examiner....................Atlanta. J. W. Stephens, Bank Examiner............Atlanta. Chas. R. Tidwell, Bank Examiner..........Atlanta. W. J. Eakes, Bank Examiner................ Conyers. J. O. Anderson, Bank Examiner............. Atlanta. Idaho... , Wm. G. Cruse, Bank Commissioner. .. . Boise. Illinois . , J. S. McCullough, Auditor....................... Springfield. Charles H. Meyer, Bank Examiner .... 1010 Am. Tr. Bldg. Chicago. J. E. Pierman, Bank Examiner.............. 1010 Am. Tr. Bldg. Chicago. Robt. H. Berry, Bank Examiner.......... 1010 Am. Tr. Bldg. « Chicago. W. G. Bowers, Bank Examiner.............. Elmwood. John H. Rife, Bank Examiner................Urbana. C. H. Streiir, Bank Examiner................ Springfield. Ind. ... . E. M. Hlnshaw, Bank Examiner......... 1634 College Ave., Indianapolis. J. W. Levings, Bank Examiner............... 2426 New Jersey St. Indianapolis. Chas. W. Levings, Bank Examiner........ Garrett. Chas. C. Kelley, Bank Examiner............Knox. Iowa . F. E. Roberts, Chief Examiner.............. Des Moines. H. M. Cormany, Bank Examiner............Woodbine. C. E. Putnam, Bank Examiner............... Cedar Rapids. John Olson, Bank Examiner.................. Forest City. Geo. E. Pennell, Bank Examiner............ Atlantic. A. O. Wollever, Bank Examiner............Des Moines. Kansas. . J. N. Dolley, Bank Commissioner......... Topeka. S. P. Moore, Deputy Bk. Com.................. Topeka. W. T. Watson, Deputy Bk. Com......... Iola. J. M. Reynolds, Deputy Commissioner .Am. State Bank, Wichita. II. D. Crosby, Deputy Bk. Com................ 529 N. Emporia Ave Wichita. John E. Ryberg, Deputy Bk. Com......... Salina. V. C. Raines, Deputy Bk. Com................ Perry. Robt. W. Lynn, Deputy Bank Com.... Garden City J. C. Christensen, Deputy Bk. Com......... Manhattan. A. D. Fairley, Deputy Bk. Com ............Holton. M. M. Rowley, Deputy Bk. Com............Topeka. F. W. Kotsch, Deputy Bk. Com..............Troy. P. S. Hollingsworth, Deputy Bk. Com.. Lawrence. Ky.. . . Ben L. Bruner, Secretary of State.......... Frankfort. La . . . W. L. Young, State Examiner ............Shreveport. Maine. W. B. Skelton, Bank Commissioner . .. Augusta. Md.. . . . J. Dukes Downes, State Bk. Examiner . Denton. Mass. . A. B. Chapin, Bank Commissioner .... Boston. James O. Otis, Bank Examiner................Malden. H. C. Robinson, Bank Examiner............ Malden. F. M. Hayden, Bank Examiner.............. W. Somerville. C. W. Levi, Bank Examiner....................Newton Centre. II. W. Langley, Bank Examiner .... Melrose. Mich.... H. M. Zimmermann, Commissioner. . . . Pontiac. H. E. Johnson, Bank Examiner...............Grand Rapids. J. I. Van Keuren, Bank Examiner . . . Howell. C. H. Adams Bank Examiner.............. Lansing. C. E. Toms, Bank Examiner...................Lansing. C. E. McAlvay, Bank Examiner............Lansing. H. C. Moore, Bank Examiner................ Columbiaville. J. D. Morton, Bank Examiner............... Jackson. John A. May, Bank Examiner.............. Chelsea. A. E. Manning, Bank Examiner............Lansing Minn... J. B. Galarneault, Supt. of Banks......... St. Paul. W. R. O’Hearn, Bank Examiner......... Minneapolis. E. F. Kendrick, Bank Examiner............St. Paul. H. B. Hill, Bank Examiner..................... Faribault. A. M. Becker, Bank Examiner................. Adrian. W. W. Churchhlll, Bank Examiner........ Rochester. F. E. McGregor, Bank Examiner..........Crookston. A. L. Roth, Bank Examiner....................St. Paul. O. I. Brandvold, Bank Examiner............ Dalton. Miss. Smith, Auditor................................. Jackson. Mo........... "■ Swangcr, Bank Commissioner........ Jefferson City. tv Bartlett. BanI< Examiner............... Joplin. J. M. Denny, Jr., Bank Examiner........... Marshall. L. J. Ellis, Bank Examiner.....................Marshfield. 5* w ^art, Bank Examiner.................... Chillicothe. R. W. Hawkins, Bank Examiner..........Densmore Hotel. it m ~ . Kansas City. v. T. Moberly, Bank Examiner............... 5554 Maple Ave., ■txr c. „ , .. St. Louis. r<’Tv T?rt0.ne’ Bank Examiner...............Cape Girardeau. tj ™at;s°n; Bank Examiner............. Kahoka. Mont....... S' D. H-1 igott. State Examiner...................Helena. Neb......... E. E. Emmett, Bank Examiner................Lincoln. L Bank Examiner........... Lincoln. v uMAck,?y’ Bank Examiner.................. Osceola. L J,.' MnBowney, Bank Examiner.. .. Albion. »E\amIner..................Omaha. Nev.... a ’ i? n ?n Bank Examiner ... Carson City. N. H. .. ir fe* P° e* Bank Commissioner.............. Concord. i,ree.n' Bank Commissioner............Littleton. N. J. .. v'vi' v. M. Lewis, Commissioner.....................Paterson. E- R. Vredenburgh, Bank Examiner.. Somervllie letton. Bank Examiner............ Haddonfield. p IotI Pardon, Bank Examiner........... Trenton. T s'ch^Son'nanlj Examiner..............E. Orange. I. S. Chambers, Bank Examiner Trenton C °\?<s»fflddilehnaink Examiner ’.'.'. Trentom N. M. ... ,Ta xv,n?? ’ B5nk Examiner. Santa Fe. N. Y....... u w Vr . Sppt- of Banks............... Albany. n' V iv1 Ptchjns, Chief Examiner............ 52Br’dway,N.Y.Clty ; B, 3. tv . Clark, Bank Examiner.............. Plattsburg. a ' m' ”,UPS0P- Bank Examiner................ W. New Brighton. A. I. Campbell, Bank Examiner............. Binghamton. * oung, Bank Examiner................... Syracuse. Vr V ’ Bank Examiner............ Albany. M. S. Smith, Bank Examiner.................... Canandaigua. E. L. Dodge, Bank Examiner................ 52 Broadway. New Y ork City. 21 State N. Y. Name Address R. W. Humphrey, Bank Examiner.... 22 Pierrepont St. Brooklyn. S. A. Safford, Bank Examiner.................. 227 W. 130th St. N. Y. City. H. C. Smith, Bank Examiner.................. Oswego. “ W. S. Allen, Bank Examiner................... Albany. “ G. S. Adams, Bank Examiner...................52Br’dway,N.Y.City J. S. Love, Bank Examiner.......................52 Broadway, N. Y. City. B. D. Haight, Bank Examiner................ New Berlin. “ Andrew Moreland, Bank Examiner. .. .Albany. Gordon F. Smith, Bank Examiner. . . .982 Prospect Ave. N. Y. City. H. S. Andrews, Bank Examiner.............. 238 Hart St., Bklyn. A. K. Alford, Bank Examiner...................30 W. 44th St., N. Y. City. ’• O. W. Hudson, Bank Examiner............... New Rochelle. “ C. E. Johnston, Bank Examiner............ 52 Broadway, New York City. R. P. Kavanagh, Bank Examiner..........1187 Lexington Ave. New York City. W. A. MacCallum, Bank Examiner. ...Rochester. Frank Noble, Bank Examiner................Buffalo. A. S. Barber, Bank Examiner................ Utica. Claude Hutchins, Bank Examiner. .. . 161 W. 105tli St., New York City. G. A. Plant, Bank Examiner..................Albany. F. B. Hoag, Bank Examiner..................Albany. N. T. Killip, Bank Examiner..................Rochester. C. A. Horne, Bank Examiner.................52 Broadway, New York City. G. B. Williams, Bank Examiner............76 Columbia Heights Brooklyn. H. L. Tompkins, Bank Examiner......... 518 W. 179th St. New York City. E. T. Eshelman, Bank Examiner........... Niagara Falls. N. C........... J. K. Doughton, Bank Examiner........... Raleigh. N. D.......... Oliver Knudson, Bank Examiner...........Michigan City. R. A. Nelson. Deputy................................Bismarck. Jos. M. Fahey, Deputy.............................. Grand Forks. John Vallely, Deputy................................Grand Forks. J. F. Hoffman, Deputy............................. Donnybrook. S. H. Wilson, Deputy................................Bottineau. L. H. Bleecker, Deputy............................ Hankinson. Ohio..........B. B. Seymour, Superintendent.............. Columbus. C. R. Dodge, Bank Examiner............... Conneaut, F. E. Baxter, Bank Examiner...............Lima. , “ E. F. Romer, Bank Examiner.................Celina. W. B. Hopkins. Bank Examiner...........Newark. J. A. Holmes, Bank Examiner...............Weston. W. O. Hefferman, Bank Examiner....... Ripley. C. J. Daoust, Bank Examiner................ Defiance. C. M. Hinman, Bank Examiner..............Wilmington. Okla.......... A. M .Young, Commissioner..................... Guthrie. J. P. Whatley, Bank Examiner.............. Chickasha. D. W. Watson, Bank Examiner............. Calvin. M. R. Garnett, Bank Examiner..............Guthrie. G. L. Wilson, Bank Examiner................ Pauls Valley. W. L. Reed, Bank Examiner................ Oklahoma City. A. W. Anderson, Bank Examiner......... Lawton. W. C. Ernest, Bank Examiner............... Thomas. “ F. G. Dennis, Bank Examiner.................. Tultte. Ore. James Steel, Bank Examiner....................Salem. Penn.........Wm. H. Smith, Commissioner..................Harrisburg. “ A. L. Taberl, Bank Examiner...................1829 Mt. Vernon St., Philadelphia. " Jos. S. Riley, Bank Examiner..........?. .1528 N. 19th St., Philadelphia. “ J. R. Harrah, Bank Examiner................. The Colonnade, Philadelphia. " John C. McClain, Bank Examiner...........The Brantwood, Philadelphia. J. W. MacBurney, Bank Examiner. . .5730 Lawnsdown Av Philadelphia. Albert Wagner, Bank Examiner......... 311 Ferguson Bldg., Pittsburg. James L. White, Bank Examiner......... 310 McKee Place, Pittsburg. “ James M. Cover, Bank Examiner........... Somerset. " Wiliets C. Binns, Bank Examiner. .. .Charleroi. “ H. A. Groman, Bank Examiner...............Bethlehem. " W. B. Schaeffer, Bank Examiner.......... Bethlehem. “ E. R. Penrose, Bank Examiner................Quakertown. C. F. Reitzell, Bank Examiner............... 503 Y. M. C. A. Bldg. Philadelphia. “ Chas. E. Gebhard, Bank Examiner... .Lebanon. “ Robt. R. Moore, Bank Examiner............ Sharpsburg. “ . G. H. Getty, Bank Examiner.................. New Wilmington. “ Albert V. Lees. Bank Examiner.............. Chester “ Chas. Cavett, Bank Examiner..................226 Steuben St., Pittsburg. F. W. Jackson, Bank Examiner............. Apollo. “ J. Wesley Conn, Bank Examiner........... 818 Crozer Bldg., Philadelphia. R. I...........W. P. Goodwin, Commissioner.................Providence. “ W. L. Offer. Bank Examiner.................... Providence. S. C........... Giles L. Wilson, Bank Examiner............. Spartanburg. S. D..........J. L. Jones, Supt. of. Banks......................Madison. Tenn......... No State Bank Examiners. Texas. .. .Thos. B. Love, Commissioner..................Austin. W. Z. Hayes, Chief Examiner................ Austin. •• P. H. Smith, Deputy.................................... Austin. J. K. Woods, Deputy................................ Austin. R. E. Chambers, Deputy........................... Austin •• C. S. Holderness, Deputy...........................Austin. A. D. Thompson, Deputy......................... Austin. C. W. Foster, Deputy.................................Austin. M. E.Hulsey, Deputy................................ Austin. W. C. Evans, Deputy................................. Austin. “ G. D. Campbell, Deputy....................... •. .Austin. J. W. Mingus, Deputy................................ Austin. Utah......... C. A. Glazier, Bank Examiner................ Provo City. ' *............. — ~ V »> I. Va.............. No State Bank Examiners. Wash ... .J. L. Mohundro, Bank Examiner......... Seattle. W. Va....S. V. Matthews, Commissioner............... Charleston. Wis............ Marcus C. Burgh, Commissioner.............Madison. M. C. Hagan, Bank Examiner............... Madison. C. L. Brown, Bank Examiner................ Blue River. O. R. Emerson, Bank Examiner........... Madison. T. R. Herreid, Bank Examiner............. Madison. Wyo.......... I. C. Newlln, Bank Examiner ............... Cheyenne. PERPETUAL CALENDAR YEARS Leap years in heavier Type FROM THE COMMENCEMENT OF THE CHRISTIAN ERA. 00 1 6 7 — 12 17 18 23 — 28 29 34 35 By which the day of the week of any day of any year can easily be ascertained. RULE.—To the day of the Month, add factors for Month, Century, and Year, and divide the total by y. If there is no remainder, the day is Sunday. If i is the remainder, Monday. 2 Tuesday. W ednesday, 3 Thursday. 4 Friday. 5 6 Saturday. Should the total be less than 7,it is to be taken as a remainder. Date of the Battle of Waterloo 18 June, 1815. The year oo of Centuries in heavier type was, or will be, Leap year. Factors for 28 28 divided by 7 leaves no remainder, therefore the day was Sunday. MONTHS. OLD STYLE, ended in England 2 Sept., 1752—a Wednesday. NEW STYLE, begin in England 14 Sept., 1752—a Thursday. For Leap years figures in heavier type to be taken. 45 46 47 — 48 49 50 51 — 52 53 54 55 — 2 1 0 6 5 4 3 56 57 58 59 — 60 61 9 8 7 13 12 11 10 16 15 14 — — — 17 62 63 — 64 65 66 67 — 68 69 70 71 — 72 18 — 17 — 20 19 — 22 — 21 — 24 23 — 26 — 25 28 27 — Fa cto rs ■HBH By Colonel F. W. M. SPRING, late Royal Artillery. 0 1 2 3 4 5 79 — 80 81 82 83 84 85 86 87 — 88 89 90 91 — 92 93 94 95 aiid ev ery siLicceeding fourt h C<intur yFactors. 73 74 75 — 76 77 78 — 96 97 98 99 — — 6 F acto rs . CENTURIES (Cardinal Numbers). 30 31 — 32 33 — 36 37 38 39 — 40 41 42 43 — 44 EXAMPLE. Day. Month. Century. Year. 18 + 6 + 0 + 4 = 3 — 4 5 8 9 10 11 13 14 15 — 16 19 — 20 21 22 24 25 26 27 — 2 — TABLE OF CARDINAL NUMBERS AND COMMERCIAL TERMS IN TEN LANGUAGES. ENGLISH. FRENCH. SPANISH. ITALIAN. DANISH. PORTUGUESE. DUTCH. Hum, M.Huma,F Doue, M. Duas, F Tres......................... Quatro.................... Cinco...................... Seis........................... Sete.......................... Outo........................ Nove....................... Dez.......................... Onze......................... Doze... . ................ Treze....................... Quatorze................ Quinze..................... Dezaseis................ Dezasette............... Dezocto.................. Dezaneve .............. Viete....................... Vinte hum........... Trinta ._•>................ Quarenta................ Cincoenta .............. Een._....................... Twee....................... Drie ......................... Vier......................... Vyf.......................... Zes........................... Zeven....................... Acht......................... Negen............ Tien......................... Elf........................... Twaalf................... Dertien.................. Vcertien................ Vyftien.................. Zestien.................... Zeventien.............. Achtien.................. Negentien.............. Twintig.................. Enen Twintig__ Dertig.................... Veertig................ Vyftig.................... Odun................ . Dba.................... Tza...................... Tsclietire......... . Piat................... . Schest................ Sem.................... Votem............... Deviat............... Desat................. Odinnatzat.... Devenzat......... . Trenazat......... . Cheterinazat .. Paznatzat____ Schesnadzat... Semnatzat ____ Vosemnatzat .. Davetnazat.... Dvatzat......... Dvatzat-odnar. Trudzat............. Sorok.................. Piatdesat......... . Secenta Setenta Zestig__ Zeventig Schestdesat.... Semdesat......... . Tachtig .... Negentig... Honderd... Duizend ... Dag............. Week........... Maanden... Jaar............. Op vertoon. Vosemdesat ... Devianosto----Sto...................... Tizatz .............. Den.................. . Nedela............... Mesatz.............. ♦God....... ............. Po bziskam ... En............................. To............................. Tre........................... Fire......................... Fern......................... Sex........................... Syv........................... Otte......................... Ni............................. Ti............................. Elleve.................... Tolv......................... Tretten.................. Fjorten.................. Femten.................. Sexten .................... Sytten.................... Attcn...................... Nitten.................... Tyve....................... En og Tyve............ Tredive .................. Fyrretyve............... Halvtredsindstyve. Tredsindstyve... Halvfjerdsindstyve. Firsindstyve .... Halvfemsindstyve Hundrede.............. Tusinde.................. Dage.................. .. Uger......................... Maaned.................. Aar ......................... Paa anfordring.. En............................ Twa...................... . Tre ...................... . Fyra .................... . Fern...................... . Sex ........................ Sju.......................... Atta...................... . Nio ...................... . Tio......................... Elfva.................... . Tolf...................... . Tretton................ Fjorton................ Femton................. Sexten .................. Sjutton................ Aderton................ Nitton.................. Tjngu .................. Tjugu eu.............. Trettio.................. Fyrtio.................. Femtio................ Cinquante.... Zwanzig................ Ein und zwanzig Dreiszig.................. Vierzig.................. FUnfzig ................ Uno......................... (Jno............ Dos ......................... Due........... . Tres......................... Tre............... Cuatro.................... Quattro___ Cinco ...................... Cinque......... Seis........................... Sei............... Siete ....................... Sette............. Ocno....................... Otto............. Nueve.................... Nove........... Diez......................... Dieci............. Once..........................! Uudici......... Doce..........................| Dodici......... Trece........................ Tredici......... Catorce................... j Quattordici Quince.................... Quindici__ Diez y seis............j Sedici........... Diez y siete............ Diciassette . Diez y ocho......... Diciotto.... Diez y nueve .... Diclannove. Viente .................... Venti............ Viente y uno .... Vent’uno__ Triente.................. Trenta.......... Cuarente................ Quaranta... Cinquenta..............j Cinquanta. . Sixty ... Seventy Soixante .... Soixante-dix. Sechzig.. Siebenzig Sesenta. Setenta. Eighty......... Ninety......... Hundred... Thousand .. Day.............. Week............ Month.......... Year.............. On demand Quatre-vingt .... Quatre vingt-dix. Cent.................... Mille.................. Jour.................. Ochenta.................. Ottanta..................... Noventa................ Novanta................ Cien .........................Cento......................... Mil......................... Mille........................... Dia........................... Giorno....................... Semana.................. Settimana................. Mes.......................... Mese......................... Ano ......................... Anno......................... A presentacion .. A presentazione.. Oiten'a.............. Noventa............ Cem.................. Mil..................... Dia..................... Semana............ Mez.................. Anno................ A presentacao At sight___ After sight. After date.. A vue....................... A jours de vue .. A jours de date.. Acht zig.............. Neunzig............ Hundert............ Tausend............ Tag....................... Woche .............. Monat.....................1 Jahr......................... Nach Sicht, or bei Vorzeigung. A vista..................... Nach Sicht............ Nach Dato, or nach Heute. Fur micli, or uns an die Ordre. Werde ich.or werden wirbezahlen Mit Zinsen............ A la vista..............A vista------A-.dias vista___ Dopo vista A-.dias fecha Dppo dato. A vista.................... ! Op sight a vista.. Po prediavieni A-.dias vista.... Dagen na zigt.. Po prediavieni A-.dias data__ _ Dagen na dato__ Gato.................. A vista.................... Vid sigt................ Efter Sigt.............. Efter sigt.............. Efter dato.............. Fran dato............ Pagase a ordem.. Voor my aan de Nlat it order.. order. Pagarei.................. Ik neem aan te la obetschai. . Pagare _________ Pagliero betalen. Is prozentamu Con interesse.... Com intereses----- Met interest Con interes. Behag, at betale Behagar att, b tala til ordre. til odre. Jegforpligter mig Jag forpligtar rt att betala. at betale. Med rauta............ Med rente------- 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 30 40 50 One________ Two.............. Three............ Four.............. Five.............. 8ix________ Seven .......... Eight______ Nine.............. Ten................ Eleven .... Twelve ____ Thirteen ... Fourteen__ Fifteen.__ Sixteen ____ Seventeen.. Eighteen __ Nineteen... Twenty___ Twenty-one Thirty.......... Forty............ Fifty............ Un................... Deux................ Trois.............. Quatre............ Cinq................ Six.................. Sept................ Huit................ Neuf............... Dix................... Onze................. Douze............. Treize............. Quatorze____ Quinze............. Seize............... Dix-sept____ Dix liuit.......... Dix neuf .... Vingt............... Vingt-et-un .. Trente............. 60 70 80 90 100 1000 GERMAN. Quarante___ Semaine.............. Mois..................... Annee................ A presentation Pay to the order. Payez a l’ordre .. I promise to pay . Je payerai.............. With interest.... Avec interets .... Ein.......................... Zwei ...................... Drei......................... Vier......................... Fllnf....................... Sechs ....................... Sieben..................... Acht....................... Neun....................... Zelin....................... Elf........................... Zwblf....................... Drei zelin................ Vierzehn .............. FUnf zelin.............. Sechzelin................ Siebzehn................ Achtzehn.............. Neunzehn......... Sessanta. Settanta. A la orden........... Pagate al l’ordine Sextio.................. Sjuttio................ Attio.................... Nittio .................. Ett liundra......... Ett tusen............ Dag...................... Week a.................. Manad.................. Ar ......................... Pa anfordring .. VALUES OF FOREIGN COINS. Treasury Department, Office of the Secretary, Washington, January 1, 1910. In pursuance of the provisions of section 25 of the act of August 28, 1894, I hereby proclaim the following estimate by the Director of the Mint of the values of foreign coins to be the values of such coins in terms of the money of account of the United States, to be followed in estimating the value of all foreign merchandise exported to the United States on and afjer January 1, 1910, expressed in any of such metallic currencies. CHARLES D. NORTON, Acting Secretary. .52 fco COUNTRY. Standard. Monetary Unit. Coin*. 50.965 Argentine Republic................. Gold........................... Peso Austria-Hungary....................... Gold.......................... P^lginm ................................ Gold........................... Gold........................... Gold.......................... British Possessions, N. A. (except Newfoundland)............ Gold.......................... a” a V P— •50a t> Crown........................ Franc....................... Boliviano.. Milreis... ............... .303 .193 .389 .546 Dollar......................... 1.000 Gold: argentine ($4.834)and Vi argentine. Silver: peso and divisions. Gold: 10 and 20 crowns. Silver: 1 and 5 crowns. Gold: 10 and 20 francs. Silver: 5 franca. Gold: *Silver: boliviano and divisions. Gold: 5,10, and 20 milreia. 8ilver:%, 1, and 2 milreia. Central American States— Gold.......................... Gold: 2, 5, 10, and 20 colona ($9,307). 25, and 50 centimos. .465 Rritish Honduras............. Gold........................ Dollar. Guatemala........................) Honduras......................... ! Silver........................ Peso Nicaragua.........................j Salvador........................... j Chile ..................................................... Gold........................... Peso... 1.000 Amoy......... Canton....... Cheefoo.... Chin Kiang Fuchau.... Haikwan (Customs). Hankow .. ( Tael... Kiaochow . Nankin... Nluchwang Ningpo.... Peking.... China............................................ Silver..................... Shanghai... Swatow.... Takan........ Tientsin... 1 Hongkong Dollar- British....... Mexican... Colombia ... Gold.......................... Dollar . Crown. Denmark.................................... Gold..................... Ecuador........................................ Gold........................... Sucre . Egypt................. ........................ Gold........................... PounddOO piasters) Silver: 5,10, .375 Silver: peso and divisions. .365 .615 .613 .588 .601 .569 .626 Gold: escudo (51.825), doubloon (53.650), and condor (57.300). Silver: peso and divisions. .575 .596 .609 .577 .591 .599 .562 .568 .619 .596 .404 .404 .407 1.000 .268 .487 4.943 ; ! I ! '■ 1 ; ’ I Gold: condor (59.647) and double-condor. Silver: peso. Gold: 10 and 20 crowns. Gold: 10 sucres ($4.8665). Silver: sucre and divisions. Gold: pound (100 piasters), 5, 10, 20, and 50 piasters. Silver: 1, 2. 5, 10, and 20 piasters. Finland......................... Gold........................... Mark.. Gold: 20 marks ($3,859); 10 marks ($1.93). .193 France......................................... Gold.......................... Franc. Gold: 5,10, 20,50, and 100 franca. Silver: 5 franca .193 Mark.. Gold .......................... German Empire................... Gold: 5,10, and 20 marks. .238 Great Britain.............................. Gold......................... Pound sterling....... 4.866% Gold: sovereign (pound sterling) and % sovereign. Greece.................... ........... Gold.......................... Drachma................... Gold: 5,10,20,50, and 100 drachmas. Silver:5 drachmas. .193 Haiti.......................................... Gold........................... Gourde.................... Gold: 1,2,5, and 10 gourdes. Silver: gourde and divisions. .965 India (British)........................ Gold.......................... Pound sterling-) 4.866% Gold: sovereign (pound sterling). Silver: rupee and divisions. Italy................................. Gold........................... Lira... Gold: 5, 10, 20, 50, and 100 lire. Silver: 5 lire. .193 Japan............................................ Gold........................... Yen... Gold: 5,10, and 20 yen. Silver: 10, 20, and 50 sen. .498 Liberia......................................... Gold........................... Dollar. 1.000 Mexico.......................................... Gold........................... PesoJ. .498 I Gold: 5 and 10 pesos. Silver: dollars (or peso) and divisions. Netherlands........................ Gold........................... Florin. Gold: 10 florins. Silver: 2%, 1 florin and divisions. .402 Dollar. Newfoundland........................... Gold....................... 1.014 1 Gold: 2 dollars ($2,028). Norway..................... Gold........................... Crown Oold: 10 and 20 crowns. .268 Panama............................... Gold........................... Balboa 1.000 ! Gold: 1, 2%, 5,10, and 20 balboas. Silver: peso and divisions. Persia............................................ Kran . .069 Gold: %, 1, and 2 tomans ($3,409). Silver: %, %, 1, 2, and 5 krans. Peru.................................... Libra.. Gold............... 4.866^ Gold: and 1 libra. Silver: sol and divisions. Philippine Islands................... Gold......................... Peso .. Silver peso: 10, 20, and 50 centavos. .500 Port a gal...................................... Gold......................... Milreis Gold: 1, 2, 5, and 10 milrais. 1.080 Russia...................................... Gold........................... Ruble. .615 ; Gold: 5. 7%, 10. and 15 rubles. Silver: 5. 10, 15. 20, 25, 50, and 100 copecks. Spain........................................... Gold....................... PeeefA Gold: 25pesetas. Silver: 5 pesetas. .193 Straits Settlements................. Gold........... 4.866^ Gold: sovereign (pound sterling). Silver: dollar and divisions. Sweden........................................ Gold....................... Crown Gold: 10 and 20 crowns. .268 Franc Switzerland................................ Gold..................... .193 Gold: 5,10, 20, 50, and 100 francs. 8ilver: 5 francs. Turkey......................................... Gold.......................... .044 Gold: 25, 50, 100, 250, and 500plasters. Uruguay...................................... Gold......................... 1.034 Gold: peso. Silver: peso ana divisions. Venezuela............. ................. Gold........................ Bolivar.................... .193 Gold: 6,10, 20, 50, ana 100 bolivars. Silver: 5 bolivars. Note.—The coins of silver-standard countries are valued by their pure silver contents, at the average market Drice of silver for the three months preceding the date of this circular. *Gold standard adopted December 31,1908, 12% bolivianos equal the pound sterling or Peruvian pound ($4,866%). tThe sovereign is the standard coin of India, but the rupee ($0.3244%) is the curreut coin, valued at 15 to the sovereign $8eventy-five centigrams fine gold. § Value in Mexico, $0,498. ^The current coin of the Straits Settlements is the silver dollar issued on Government account and which has been given a tentative value of $0.567758%. * 24