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KOUNTZE BROTHERS, BANKERS, 120 BR OA DW AY , NE W YO RK . Depo sits recei ved subje ct to chec k, and inter est allow ed on balan ces. on Gove rnme nt Bond s and othe r Inve stme nt Secu rities boug ht and sold Com miss ion Tele grap hic Tran sfers made to vario us place s in the Unite d State s. Cabl e TranC!fo .. ~ m~rlP . to Euro pe. Bills draw n Adva nces t 1rity for Loan s. Appr oved I ·avel ers, avail able in Lette rs of c al I par of Wi1Sbin9.1- '0q •• Corre sp those contem Library • • s in New York, or from .dditio nal facilit ies . PRfSfNTfO BY U11 i versity of' Was hiugton Lillrary Acc. No. N at ." . DS . 1\ Boof< No. -., ,___,..,._ REFERENC E npany OF KAN SAS CIT Y, MO . $25 0,0 00. 00 305 ,28 2.0 5 CASH CA PIT AL, RESOURCES MAY 1, 189 3, OF MISSO URI $200, 000 DEPOSITED WITH TH£ INSURANCE DEPARTMENT OF STATE FOR THE PROT£C7'tON OF SURETY BONDHOLDERS. yers recogn ize the super i ority The system of Corpor ate Surety ship is being univer sally adopte d. Emplo friends . Write the Compa n y, to ions obligat under of a Corpor ate Bond. Emplo yes avoid placing themse lves or one of its represe ntative s, for inform ation. E. L. MART IN, 3d Vice-P reside nt. A. E. STILW ELL, Presid ent. RUFFI N A. SMITH , Secre tary. er. CHAS . A. DEAN , Vice-P reside nt and Cen'I Manag WM. S. TAYL O~ Treas urer. A. A. MOSH ER, 2d Vice-P reside nt. PRINC IPAL AGEN CIES. ......... .... . . . ......... ......... ..... NEW YORK WM. C. BEER, Easter n Manag er, 36 Wall Street ......... ......... .... . g ... . ...... . ......... ....... . ...... CHICA GO WM. BRUCE KIRKM AN, Genera l Agent, 608 Home Insuran ce Buildin ......... ... .. .. . . ... . ....... . . .. .. ... . . ST. LOUIS C . D . COMFO RT, Genera l Agent, 17 North Tent h Street .... . . . .. . ... .. g . . . .. ... . ......... .... . ......... .... ST. PAUL WM. B. JOYCE , Genera l Agent. 26 Merch ants ' Nation a l Bank Buildin er Block . ........ ....... .... ... ......... DENV ER JACKS ON & CREHA N, Genera l Agents , 318-32 0 Ernest & Cranm ......... ... .... ........ . ....... LITTL E ROCK M. H. JOHNS ON, Genera l Agent ··· · ···· ·· ·· · · · · · · · · · · · · · · · · · · · · · · · · · · · · ......... .. .. ......... .. . ... ....... . . . .. HELEN A, MONT . GEO . H. HILL, State Agent · .·· ·· ·· · · · · · · · · · · ·· · · · · · · · · · · · · · · · · · · ·· · · · · .. .... . . ... .. . ... . ....... . .... . ...... . PORTL AND, ORE. WM. R. MACK ENZIE , Genera l Agent, 46 Worce ster Block .. . . . . . . . 2 Original from UNIVERSITY OF WASHINGTON MINNEAP OLIS, MINN. H. C. AKELEY, President. c: E. LYMAN, Vice-President. C. H. ROSS, Vice-President. A. A. CRANE, Cashier. CAPIT AL, PAID UP, - $1,000 ,000 130,00 0 SURPL US, PROMPT ATTBNTION GIVEN TO , ,,. I. ( \ COLLECTIONS THROUGHOUT THE NORTHWEST ON MODERATE TERMS. CORRESPONDENCE SOLICITED. THIS BANK ACTS AS RESERVE AGENT FOR NATIONAL BANKS. SOLICITS ACCOUNTS OF BANKS, BANKERS, CORPORATIONS, MERCHANTS, AND INDIVIDUALS. DIRECTORS_ W . A . BARNES. HENRY HILL. S. G. COOK. H . C. AKELEY. I T. B. WALKER. GEO. N . LYMAN. C. E. LYMAN. C. D. LOUGEE. W. H. KELLY. 3 C . H. ROSS. S. T. McKNIGHT. A. E. MERRILL. C. H. CHADBOURN. Original from UNIVERSITY OF WASHINGTON A.H . An dre ws & Go. MANUFACT URERS •• ESTABLISH ED IN 1865 215 to 221 Wabash Ave.? Chicago? I II. Bank, Office, Club, Opera, and Church Furnitu re And make a· Specialty of Fine Interiors and Decoration s. T=h~=a~f;f=ye!} Office Desks and Cha irs To be found in America. Andrews' Metal Rotary Chairs For Desk Use. And like CUT m Mahogany, Cherry, or Oak, Perforated S ole-leather over Can e . .. 11 1:@~i/[fo ::!Iii!'' :: ''''' ' '' ' ' ' "' ' "' 1 ' ., , ' ii\ilii ii!'"'""'''"" "!::'ii ::i!iill!:,, !'iiii! !!!ii!!\!::\ili j![lli![illi!lllll!j[[!l!ll\ii\ ' ' ~NINETE EN of the best Banks, and numberless Offices, in Chicago have received their complete equipment from our factories. THE WORLD'S FAIR BANK, in Administratio n Building (none finer in existence), was the work of our designers and artisans. We mention with special pride the letter of Hon. E. S. Lacey, now President of the Bankers National Bank of Chicago, and formerly U. S. Controller of the Currency. ROLL of HONOR. A. H. Andrews & Co. Received SIX AWARDS from Columbian World's Fair Court. 1. Bank Furniture and Metal Work. 2. 3. 4. 5. 6. Office Fittings, Desks, Lounges, Etc. Folding Beds. Opera Chairs. Metal (Steel) Chairs. Lumber Dry Kiln. ·-~ :;..-~ ~ j ~----• --,:::;- _..l...-.l,::...1../----'~"'-- ;;...&.,__,, Bank Counters, Fine Brass, Iron, and Wire Work ... Ra!lings, Gates, Wickets, Signs, Dea/mg Plates. ~eBES~. that can be ma de. . . . . Andrews Newspaper Fi le and Rack. Entirely of Metal, Finished in .i.ntique Copper, Highly Polis-1.ed, Indestructible . -- Designed for Offices, Reading- Rooms, Libraries, etc. Light, Smooth. Attractive. Portable, Dust and Fire Proof. This File js infinitely superior to the wooden ones, since it is all steel. It is a Binder of paperf: to file away for future reference. SEND FOR CIRCULAR. The Andrews Metal Elegant, Ll~ht ADJUSTABLE 'g DUET lndestruct 1ble, Cop-plANQ CHAIRS ~ InBrass,_Antiqu e. per or Nickel. Wood or Plush Seat. Easily Changed from a Single to a Double Chair. A ■ H ■ ANDR~WS & 00,, Mfrs. 2 1 S to 2~ l Wabash-Av., Chicago. Original from J UNIVERSITY OF WASHINGTON 0 ece1 ed )1!~1~; 11, MANUFACTURING STATIONERS. Registers THAYER & JACKSON'S IMPROVED FORMS. In ½. and Full Bindmgs, any Thickncs , Ledger Paper. On our shelves ready for prompt shipment ¾ FOI-M 8606 36017 CERTIFICATE REGISTER " COL LECTION DISCOUNT DRAFT · 36013 36014 36016 36019 36015 64491 " ",, " " REMITTANCE " 248~1 SIGNATURE BOOK NOTE T ICKL ERS, with or ,,ithout month .17 - 07-17507½ - f, 1 l 11111 • i i IIQ I II IAI •• 0 , 11mP •• a 1111 fl 1111111111 I IIIJ 1a 1111111111111 111 c• Ii: ~~~~~ __. T..,_TTTS? ~ . ·-;-:- :;:;;.------ C\ sub tantial, six- tory 2nd basement, brick and stone J• front building, 40 x 140, passenger and freight ele- ~ '-«}f; ·1,~ STOCK CERTIFICATE REGISTER vators, ste m he.i.t and power, and all modern convcn• -~ DIVIDEND MORTGAGE LOAN BOND INS. POLICY 1ences, making for us elegant Sale<,~ooms and giving us -~ JOINT STOCK LEDGER ample Manufacturing Facilities unequaled by any l\'Ian- ~ ufacturing tationery E::.tabli hment in the city. ~ ~ m W?' ,, " " " 81955 64123 8623 47053 6 5829 4998 We will furnish a sample book showing the Printing and Ruling Form of these Registers on application. ~~~ ~~~ ~~ ~~ ~~~ r,~~ FIRST ~CLA SS STOCKJ FINE WORK AND CORRECT PRICES. Rernember the Location, 245' and 247 State Street, near Jack on. PROMPT ATTENTION TO ORDERS OR CORRESPONDENCE BY MAIL. THAYER & JACKSON STATIONERY CO . ......-.--CtllC;\GO. Original from UNIVERSITY OF WASHINGTON ~ ~ Acco unt Book s Stati oner y FOR. BANKERS, MANUFACT URERS, COMPLETE OPPICE OUTFITS. MERCHANT S, RAILROADS , INSURANCE COMPANIES , ETC. LARGEST ASSORTMEN T OF HIGH GRADE BLANK BOOKS. ~SO Nsl' ~~ ~-- 4.?> ~ ~ L------1 ~ SPECIAL FORMS TO ORDER ON SHORT NOTICE. C z < m ·~~ j Good Prin ting ~~ \0 0 3· , , OJ ~~ 0 3 )> l/) Office or Advertis ing Purposes . I z G) -I 0 z BANK AND COMMERCI AL WORK OF EVERY KIND. _ _ _ _ _ _ __.... WE ARE EVERYTHING UNDERSTAN D HEADQUART ERS IN THIS LINE, THOROUGHL Y FOR AND THE REQUISITES OF A BANKING OFFICE OR MERCANTILE COUNTING ROOM . First=Class Stock, Fine Work and Reasonable Prices .•.. I Litho grap hing CHECKS, DRAFTS, <45 EVERYTHING NEEDED FOR 0 I ~, f t'71 t~ ~f :::0 l/) --- AND 2A'f STATE s"f •, CHICAGO· CERTIFICA TES OP DEPOSIT, Stoel< Certifica tes, Bills of Exchang e, lnvestn1 ent Bonds, etc. BANK ERS, 5 and 7 South William Street, NEW YORK CITY. Make Arrangem ents With Banks and Bankers In the United States, enabling them to furnish to their customers their Own Direct Drafts on the Principal Cities in EURO·PE AND THE ORIENT. Draw Drafts on all parts of the World. Arrange Cable-Trans fers of funds to a ll parts of Europe. Issue Circular Letters of Credit, By which Travelers can obtain the funds they need in all the more important cities of Europe, the Orient, etc. Issue Circular Letters of Credit, Available in South America, Australia, Japan, China, the East Indies, Mexico, and the West Indies. Buy and sell Foreign Coin and Bank-notes at ruling rates. Make Collections throughout the World. CORRESPON DENTS ABROAD. PARR'S BANKINC COMPANY AND THE ALLIANCE BANK (Limited ), CREDIT L YONNAIS, DRESDNER BANK, .. MESSRS. KNAUTH, NACHOD & KUHNE, - - Original from 5 UNIVERSITY OF WASHINGTON LONDON. PARIS. BERLIN. LEIPZIC. ESTA BLISH ED 1872. THE ORIC INAL COM PANY IN THE UNIT ED STAT ES. The Guarantee Company of North America Cond ucted unde r a Mana geme nt of over Thirt y-sev en Year s' Expe rienc e. CAPITAL AND RESOURCES, 31st December, 1893, Bon ds of Sure tysh ip. - $1, 148,638.00 No Oth er Bus ines s. THE ONLY COM PANY IN AME RICA TRAN SACT INC THIS BUSI NESS SOLE LY. HE AD OFF ICE ~ MO NTR EAL . EDWA RD RAWL INCS, Presid ent and Manag ing Direct or. WM . J. WITH ALL , Vice-P reside nt. CH ICAG O.-DI RECT ORS . L. J. GAGE, Vice-P residen t First Nationa l° Bank . R. R. CABLE , Preside nt C., R. I. & P. Ry. HON . J . RUSSE LL JONES , Ex-Pre s't West Side Ry. C. T . WHEE LER, Ex-Pre s't Contin ental Nation al Bank. W . D . PREST ON, Cashie r Metrop olitan Nation al Bank. COUNS EL, L. C. COOP ER BRANCH OFFICE, THE TEMPLE, Cor. Monroe and La Salle Sts. Secretary and Attorney, JOHN R. PRUYN. Branch es and A gencies in the P rincipa l Cities Throug hout the United States and Canada . S u re ty o n B o n d s . BA NK OF FIC IAL S., Trea surer s of Corp orati ons, Railr oad and Expr ess Ag~n ts, and other s who are requ ired to give Bond ~ in their posit ions of trust. , and who desir e to avoi d askin g frien ds to becom e their suret ies, or who may wish to relie ve frien ds f rom fitrth er obliy ation s as bonds 11nen , shou ld appl y in perso n or by letter to the 1 AMERICAN SURETY COMPANY OF NEW YORK, No. 160 BROA DW AV, NEW YORK . The Larg est Sure ty Com pany in the Wor ld. CAP ITAL , $2,0 00,0 00. W. L. TREN HOLM , Presid ent. Statement December 30, 7893. RESOURCES, $3,36 8,883 .59 (Includi ng t·a.pital of $2,000 ,000.00 .) LIABILITIES , $557, 253.6 2 (Includi ng rest-rve of $8 ,416 .06.) HENR Y D. LYMA N, Vice-P reside nt. The only Com,p any inco'r porate d in the United States devote d exclus ively to issuin g Bonds for Officer s and Emplo yes in positi ons of trust, and Bonds and Under taking s in Judic ial Proce edings . Under taklny s issiied in cases of Appea l, Replev in, Secu1• ity for Costs, etc. PRINC IPAL BRAN CHES ---UNI TED STAT ES AND CANA DA. DANIE L T HUNT, M anager , Tacom a Buil~in_ g ········· ········· ······· GEO W MANN ING, Manag er, Turner Bu1ldm g .. · · · · · · · · · · · · · · · · · · · · · ········· ········· ········· · ......... ......... .... CHICA GO · · · · · · · · · · · ·. · ·. · · · ......... ......... ......... ... ST . LOUIS HENR Y K. FOX, Attorn ey, Bullitt Buildin g .. . . ········ ··· ········· ········· ·· ········· ········· ········· ····· PHILA DELPH ALEX . DIXON , Manag er, 22 Toront o Street ......... ......... IA .. ········· ········· ········ ......... ......... ... TORON TO OBRIO N & RUSSE LL , A gents, 108 Water Stree t . ... ·.····· ......... · ········· ········· ···· .. ····· ... · .......... .. .. ......... ...... JAMES E. STEVE NSON, A gent, 121 and .12;3 Fourth Avenu e ......... N ......... ......... ......... ......... .... PITTSBOSTO BURG H J OHN K. BRICE , Agent, Perry ;payne Bmldm g ......... ....... ········· ········· ····· ········· ········· ········ --CLEV ELAND WERN ER OPES , Agent M asonic T emple· ··:······· :···.····· ········· ········· S. P . CHILD Agent and Inspec tor, N. Y . Life Bu1ldm g ......... ......... ········· ········· ········ .......... ... CINCI NNAT I GEO. L. SEYBO LT, Agent and Inspec tor, 331 Pme Street ......... .................. ......... ......... ......... ........ ST. PAUL ......... ......... ......... ..... SAN FRANC ISCO W. T . SHACK ELFOR D . A gent, 19 " outh Hollida y S t reet ......... ......... ......... ......... ......... ......... .. BALTI MORE JOHN S. J. MILLE R , Agent, 748 Equita ble Buildin g ......... ......... ......... ......... ......... ........ ......... ..... DENV ER Serie s of Pamp hlets Furn ished upon Appl ica tion. Original from 6 UNIVERSITY OF WASHINGTON )....1 k>tc. CA.C.flLIR.lld. ,.T: T7ff.Pn-s'T. ~ .51'17dm_y . Tr.SOOl'L.D, fl-,•,rs1m·1: J ] l I 1 Bec.urities Engravad by this Company acc.Bpted on the NBwY□ rk Stock Exchange . Original from UNIVERSITY OF WASHINGTON I B 1 u 1onu IVB OF CHICAGO. LOCATED AT THE UNION STOCK YARDS. CAPITAL, $750,000 SURPLUS, $700,000 OFFICERS. LEVI B. DOUD, President. GEO. T. WILTJA1\IS, Vice-President. RO WELL Z. IIERRI ' K, a hier. TE" . RYTHER, _ ~s't ashier. DIRECTORS. JOHN Ro B. WELL B. D EL5' ~ ~1 HER'.\LL~. LEYI Z. N HERRI K. lRU D. OY. SA I -EL RRI . OZZE ~ CORRESPONDENTS. W tern~ yational Bank and ational ity Bank, , .i: Y rk. ational Bank of R d mption, Boston. We respectfully elicit accounts from Banks and Bankers, and offer to our patrons every accommodation consistent w ith con ervati e banking. WALTER D. GRISCOM. ALLEN C. MIDDLETON. Best Equipped Agency in the East for handling all Classes of Collections and Legal Business. DEPOSITIONS Receive Prompt and Careful Attention. GILMAN, SON & C □ ., FOREIGN AND DOMESTIC BANKERSs No. 62 CEDAR STREET, NEW YORK. In addition to a General Banking Business, Buy and Sell Investment Securities. Accounts Received on Favorable Terms, and Special Attention given to their Care. 7 Original from UNIVERSITY OF WASHINGTON JORN co. lY IU N R O E FO RE IG N BA NK ER S, NO. 32 NAS SAU ST., NEW YOR K. No. 4 POS T OFF ICE SQU ARE , BOS TON . Furni sh Exch ange for Comm ercial and TraYe ling Purpo ses on PA RIS,, LO ND ON , BE RLI N, CE NE VA , ZUR ICH , AN D ST. CA LL. Travelers· Credits in Pounds Sterling and in francs. House in Pari~ : MUNRO E & co., by whom accounts with American Banks and Bankers are ODened on favorable terms. 8 Original from UNIVERSITY OF WASHINGTON BANKER ' DIRE TORY AND LIST OF BANK ATTORNEYS. JAN UAR Y, 1894 . CO~ T AIN""I N""G- A List of Banks, Bankers , Savings Banks, (ind Principa l Trust Compan ies in the United States, with their Officers, Capital, and Surplus ; also their New York and other principa l Corresponden ts. A List of Banks and Bankers in Canada, with their Officers and United States Corresp ondents . A List of over 6,000 Commer cial Lawyer s in the United States and Canada, individu ally recomm ended by Banks and Bankers , and arrange d accordin g to States and Towns. Lists of Cashiers of National , State, and Private Banks. Director s of Nationa l and State Banks of the Principa l Cities in the United States. The Clearing Houses in the United States, with their Officers and Member s. A List of the Foreign Banks and Bankers establis hei in the C::>rnns rcial Citie3. A List of Towns accessib le to Banking Points. A List of Stock and Bond Brokers in New York City and Chicago . The Revised State Banking and Commer cial Laws of each State and Territor y, includin g the Laws relating to Insolven cy, Interest , Taxes, Notes, and Bills of Exchang e, etc., etc. A County Map of each State and Territor y, and of each of the Provinc es of Canada, printed in colors. (New Maps in this issue made especial ly for the Director y.) The Populat ion of each Banking Town in the United States and Canada. CHI AGO: RAN D, MoN ALL Y & COM PAN Y, PUBLI HER 166 AND 168 l ADAMS STREET. NEW YORK OFFICE : 61 EAST NINTH STREET . Original from UNIVERSITY OF WASHINGTON ,. Copyright, 1883, by Rand, McNally & (Jompany. January Edition. Copyright, 1883, by Rand, McNally & Company. July Edition. Copyright, 1884, by Rand, McNally & Company. January Edition. Copyright, 1884, by Rand, McNally & Company. July Edition. Copyright, 1885, by Rand, McNally & Company. January Edition. Copyright, 1885, by Rand, McNally & Company. July Edition. Copyright, 1886, by Rand, McNally & Company. January Edition. Copyright, 1886, by Rand, McNally & Company. July Edition. Copyright, 1887, by Rand, McNally & Company. January Edition. Copyright, 1887, by Rand, McNally & Company. July Edition. Copyright, 1888, by Rand, McNally & Company. January Edition. Copyright, 1888, by Rand, McNally & Company. July Edition. Copyright, 1889, by Rand, McNally & Company. January Edition. Copyright, 1889, by Rand, McNally & Company. July Edition. Oopyright, 1890, by Rand, McNally & Company. January Edition. Copyright, 1890, by Rand, McNally & Company. July Edition. Copyright, 1891, by Rand, McNally & Company. January Edition. Copyright, 1891, by Rand, McNally & Com pany. JuJy Edition. Copyright , 1892, by Rand , McNally & Company. January Edition. Copyright, 1892, by Rand, McNall y & Compan y. J uly Edition. Copyright, 1893, by R and, McNally & Company. J anuary Edition . Copyright, 1 93, by Rand, fcNally & Company. Ju ly Edition. Cop}'rigbt, 1894, by Rand McN al1y & Company. January Edition, Original from UNIVERSITY OF WASHINGTON Original from UNIVERSITY OF WASHINGTON GEN ERA L IND EX. PAGE Accessible Towns to Banking Points .......... .......... ...... Advertisi ng Departme nt•......... ........... ... . ........... ... Akron, 0., Directors of National and Stat e Banks... ...... .... Alabama, Banks and Bankers of . . . . . . . • • • . . . . . . . . . . . . . . . . . . . . " Banking and Commerci al Laws of .. .. ........ . .. . ... " I..awyers of ..........• ........... ..... ... ........... . '' Map of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Albany, N. Y., Directors of National and State Banks . ......... Allegheny City, P a., Directors of National and State Banks.... Altoona, P a., Directors of National and State Banks.... . ...... Arizona, Banks and Bankers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . " Banking and Commerci al Laws of. . . . . . . . . . . . . . . . . " Lawyers or. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ........... " Map of . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Arkansas , Banks and Bankers of........ . . . . . . . . . . . . . . . . . . . . H Banking and Commerci al Laws of. • • . . . . . . . . . . . . . . . u Lawyers of.. . . . . . . . . .......... .......... .......... . " Map of ........•.• •••.•.•.. ........... ....•...... .... Atchison, Kan., Directors National and State Banks . . . . . . . Atlanta, Ga .• Directors of National and State Banks. . . . . . . . . . . Attorney!!! in the United States, List of. ..•. ........... ........ " in Canada, List of ........... .......... ... ....... . . . . Auburn, N. Y., Directors of National and tate Banks ........ . Augusta, Ga., Directors of National and State Banks . ........ . Austin, Texas, Directors or N ation al and State Banks... .... ... of 440 662 23 57 567 505 67 23 23 23 60 569 505 60 61 570 505 62 23 23 505 563 24 24 24 Baltimore , Directors of National and State Banks... ....... . . 24 Banks and Bankers in the United States. . . . . . . ......... . 57 t.o 3 4 " " Canada . .......... .......... ... .. 3 4 to 395 " " Newfound land . . . . . . . . . . . . . . . . . . . . . . . . 394 " " .Europe. . . . . . . . . . . . . . . . . . . . .. . . . . . . . . 395 Bankers' Associatio ns, Officers.. .. . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 Bankers and Brokers of Boston ....... ........... ....... ...... 190 Bankers and Brokers of Chicago . . . . . . . . . . . . . . . . . . . . . . . . . . . 97 .Bankers and Brokers of New York City ........... ...... 2 3 to 287 Banking Laws of the United States and Territories ..... ....... 567 Bay City, Mich., Directors of National and State Banks . .... ... 25 Binghamt on, N. Y . , Directors of ational and ' tate Banks.... 25 Birmingha m, Ala., Directors of National and State Banks.... .. 25 Blooming ton, Ill., Directors of National and State Banks.... ... 25 Boston, Directors of N ati onal and State Banks . . . . . . . . . 25 Bridgepor t, Conn., Directors of Nation al and State Banks . .. . . 26 British Columbia , Banks and Bankers of . .......... .......... 394 " Lawyers of. . . . • . . . . . . ... . ... ........... .. . 564 '' Map of.... . . . .......... .......... ...... 39! Brokers of hi cago. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. - .. • • 99 Brokers of New York City. . . . . . . . . . . ........... .......... • • • • 285 Brooklyn, N. Y., Directors of National and State Banks... ..... 27 " Map of.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 266 Buffalo, Directors of National and State Banks . . . . . . . . . . . . . . . . 27 " Map of . . . . . . . . . . . . . . . . . . . . . . . . . . . • ...... • • • • • • • • • • · • 268 California , Banks and Bankers of .... ....... . ... .... -- . • • • • • • • 64 u Banking and Commerci al Laws of........... .....•. 572 44 Lawyers of. . . . . . . • . . . . . . . . . . . . . . • • • • • • -• • • • • • · · · • · 506 " Map of ....•••... ........... ... •••••••••• •••·•••· · · · · 68 Camden, N. J., Directors of National and State Banks ........ • 28 Canada, Banks and Bankers of.......... ......... • • • • • • • • • • • • • 384 " Banking and Commerc ial Laws of. ........... . ••• .... 654 " Lawyers of . . . . . . . . . . . . . . . . . . . . . . • - • . .. . • • • • • • • • • • • 563 Canton, O., Directors of National and State Banks .... ••••••••• 28 Cashiers, List of ....... .....•.... • • •. - - • • • • • • • · • · • · · · · · · · · · · · 41 9 Charleston , S. C., Directors of National and State Banks 28 Chattanoo ga, Tenn., Directors of National and State Banks.... 28 Chicago, Directors of National and State Banks ... • • • • • • • • • • • 28 '' Map of .......... .......... ..... • • • • • • • • • · · · · · · · · · · · 96 Cincinnat i, Directors of National and State Banks .... • • • • • • • 29 Clearing Hou es in the nited States and Canada .... . • • • • • • • 2~ Cleveland , Directors of National and State Banks ..... ••••••••• 2fl Colorado, Banks and Bankers of. . . . . . .. ... • • • • • • • • . • • • • • · • • · • 72 " Banking and Commerc ial Laws o f ......... • • • • • • • • • 577 " La"vyers of. . . . . . . . • . .......... ...... • .... ..... • • • • • • r>07 " Map of.......... .......... . • • • • • • • • • • • • • • · · · • · · · · · · 72 Columbus , Ga., Directors of National and State Banks... ..... . 30 Columbus , Ohio, Directors of National and State Banks .. •.... 30 P.A.&E Commerci al Lawyers in the United States.... . . ........... ... u " in Canada. . . . • . . . . . . . . . . . . . . . . . . . . . . . . . • . Commerci al Laws of the United States and Territorie s ........ " H of Canada. . . . . • • . . . . . . • . . . . . . . . . . . . . . . . . . . '' •• of Newfound land . ........... ....... ...... .. Concord, N. H., Directors of National and State Banks... . . . Connectic ut, Banks and Bankers of . . . . . . . • . , . . . . . . . . . . . . . . . . " Commerci al Laws of ..... . ........... ........... . " Lawyers of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . '' Map of.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Covington , Ky., Directors of National and State Banks.... .. . Dallas, Te~as, Directors of National and State Banks... ........ Damages, Protested Paper . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • • . Davenport , Iowa, Directors of National and State Banks . ...... Dayton, 0., Directors of National and State Banks... .......... Delaware, Banks and Bankers of........ ........... ........... " Banking and Commerci al Laws of ........ ........... .. " I.a wyers of . . . . . . . . . . . . . . . . . . . • . . . . • • . . • • • • . . . . . . . . " Map of. . . . . . . . . . . . _. . . . . . . . . . . . . . . . . . . . . . • . . . . . . . . . Denison, Texas, Directors of National and State Banks... ...... Denver, Directors of National and State Banks . . . . . . . . . . . . . . . . Des Moines, Ia., Directors of National and State Banks... ...... Detroit, Directors of National and State Banks... ............ . Directors of Nation al and State Banks. . . . . . . • . . . . . . . . . . . . . • . • . District of Columbia, Banks and Bankers or........ ........... " Banking and Commerci al Laws of . . . . . . '' Lawyers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dubuque, Iowa, Directors of National and State Banks... ..... Duluth, Minn., Directors of National and State Banks... ...... " ·' ~fap of ........... ......... . ........... ... . ..... ~05 563 567 654 656 30 76 580 508 76 80 30 21 31 31 82 583 508 82 31 31 31 32 23 82 584 508 32 32 212 Elizabeth, N. J., Directors of National and State Banks... .... 32 Elmira, N. Y., Directors of National and State Banks... ...... 32 El Paso, Texas, Directors of National and State Banks... ...... 32 Erie, Pa., Directors of National and State Banks... .... ..... .. 32 E vans ville, Ind., Directors of National and State Banks. . . . . . . 32 Fall River, Mass., Directors of National and State Banks ... . ... Florida, Banks and Bankers of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . " Banking and Commerci al Laws of ........... ...•. . ... " Lawyers of......... , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Map of........ ........... ........ . ... . . . . • . . . . . . . . . . Foreign Banks and Bankers, List of. . . . . . . . • . . . . . . . . . . . . . . • . . . Foreign Coins, Values of....... ........... ........... ......... Fort Wayne, Ind., Directors of National and State Banks.... .. Fort Worth, Tex., Directors of National and State Banks... . .. " '' Mapof ........... ... . ........ ..... , . . ........ 33 83 585 508 84 395 20 33 33 356 Galesburg , Ill., Directors of National and State BanktL.. . . . . . Galveston, Tex., Directors of National and State Banks.. . ..... Georgia, Banks and Bankers of........ ........... ........... . . " Banking and Commerci al Laws of . . . . .••....... .... " Lawyers of. . . . . . • . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Map of........ ...... ... ........... ........... ........ Grace on Sight Drafts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Grand Rapids, Mich., Directors of National and State Banks... Great Britain and Ireland, Banks and Bankers of.. . . . . . . . . . . . . 33 33 85 585 509 86 21 33 395 Harrisburg , P a., Directors of National and State Banks... .... . Hartford, Conn., Directors of National and State Banks.... .. Haverhill, Mass., Directors of National and State Banks... .... Helena, Mont., Directors of National and State Banks... ...... Hoboken, N . J., Directors of National and State Banks ..... .. Holidays. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Holyoke, Mass., Directors of National and State Banks... ..... Houston, Texas, Directors of National and State Banks... ..... 33 33 34 34 34 17 34 84 Idaho, Banks and Bankers of... . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . " Banking and Commerci al Laws of • . . . . . . . . . . . . . . . . . . . . " Lawyers of.......... .......... .......... .......... ...... " Map of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Illinois, Banks and Bankers of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Banking and Commerci al Laws of .......... ......... . '' Lawyers of.......... .......... .......... .. ..... ....... " Map of ... ·0ri-ginal-k om .... . . . . . . . . . . . . . . . . . . . .. . • . • . . Index tO\.JM.~§(t f · WASHl~•GTON..... .... ........... . 90 586 509 90 90 587 510 94 14 12 GE.i.. ERAL I DEX. PAGE PA.GE Indian Territory, Banks and Bankers of ...................... 41 Banking and Commercial Laws of .......... " Lawyer of . . . .. .. . . . . . . . . . . . . ............. " " Map of..... . .. .. . . . . . . . . . .................. " " Indiana, Banks and Bankers of... . . . . . . . . . . . . . . . . . . . . . .. . . . . Banking and Commercial Laws of ................... '' Lawyers of ......................... . .............. 1-1 Map of.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ........... " Indianapolis, Ind., Directors of National and State Banks..... Interest, Rate of........ . . . . . . . . . . . . . . . . . . . . . • . . . . . . . . . . . . . . Iowa, Banks and Bankers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Banking and Commercial Laws of ...... _.............. " Lawyers of.................................. . ........... " " Map of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Jacksonville, Fla., Directors of National and State Banks...... Jacksonville, Lll., Directors of National and State Banks .. .... Jersey City, N. J., Directors of National and State Banks...... 11 591 513 118 11 590 514 122 34 21 128 593 516 136 35 35 35 Kansas, Banks and Bankers of. ............................... Banking and Commercial Laws of . . . ............ " Lawyers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Map of. ....... . ...................................... " Kansas City, Kan., Directors of National and State Banks . . . Kansas City, ·Mo., Directors of National and State Banks...... Kentucky, Banks and Bankers of ............................. Banking and Commercial Laws of .................. " Lawyers of. . . . • . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Map c,f....... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Kingston, N. Y., Directors of National and State Hanks.. . . . . Knoxville, Tenn., Directors of Nat10nal and State Banks...... 154 La Crosse, Wis., Directors of National and State Banks....... Lafayette, Ind., Directors of National and State Banks. . . . . . . . Lancaster, Pa., Directors of National and State Banks......... Lawrence, Mass., Directors of National and State Banks. . . . . . . Laws, Commercial, of the United States and Territories ...... of Canada. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " " of Newfoundland. . . . . . . . . . . . . . . . . . . . . . . . " " " Banking, of the United States and Territories .......... Lawyers, Commercial, in the United States . .. . ......... 505 to in Canada. . . . • . . . . . . . . . . . . . . . . . . . . . . . . " " in Newfoundland ...................... " " Dublin, Ireland . . . . . . . . . . . . . . . . . . . " " London, England.. . . . . . . . . . . . . . . . . . . . . " " Manchester, England .......... . .... " " Legal Holidays. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Lexington, Ky., Directors of National and State Banks........ Lincoln, N eb., Directors of National and State Banks.......... Little Rock, Ark., Directors of National and State Banks . . . . . . Los Angeles, Cal., Directors of National and State Banks....... Louisiana, Banks and Bankers of... . . . . . . . . ............ Banking and Commercial Laws of .................. " Lawyers of...... . . . . . . . . . . . . . . . . . . . . . ............. " Map of .. ...................... . . . . . . . . . . . . . . . . " Louisville, Directors of National and State Banks . . • . . . . . . . . . . LowelJ, Mass., Directors of National and State Banks. . . . . . . . . . Lynn, Mass., Directors of National and State Banks........... 36 Macon, Ga., Directors of National and State Banks........ . . . . " Map of.... . . . . . . . . . . . . . . . . . . . . . . . . • . . . . . . . . . . . . . " Maine, Banks a.nd Bankers of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Banking and Commercial Laws of ................... " Lawyers of. . . . . . . . . . . . . • . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Map of .•....................................... .... " Manchester, N. H., Directors of National and State Banks . . . . . )[anitoba, Banks and Bankers of ............................•. Banking and Commercial Laws of ................. H Lawyers of ......................................... " Map of...... . ............. .......... . ........... . " )[aryland, Banks and Bankers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Banking and Commercial Laws of. . . . . . . . . . . . . . . . . " Lawyers of . . . . . . • • . . • • • . . . . . . . . • • • • . . . . . . . . . . . . . . . " Map of . • . . . . . . • . . . . • • • . • . . . . . • • . . . . . . • . . . . . . . . . . . . " )(usachuaetta, Banks and Bankers of ........................ Banking and Commercial Laws of ........... . " Lawyers of. . . • . • . • . . . . . . . . . . . . . . . . • . . . . . . . . . . " Map of.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " 595 520 154 35 35 170 Memphis, Directors of ~ational and State Banks.... . ......... Meridian, Miss., Directors of National and State Banks........ Michigan, Bank a and Bankers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BankinO' and Commercial Laws of......... . ..... , " Lawyers of .... .............. ..................... " Map of ...... ..................... ................... " Milwaukee, Wis., Directors of National and State Banks....... Minneapolis, Directors of National and State Banks........... Map of . . . ....... ....................... ............ '' :Minnesota, Banks and Bankers of ............................. Banking and Commercial Laws of ............ .... " Lawyers of ........................................ " Map of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Miquelon, Banks and Bankers of. ............................ Mississippi, Banks and Bankers of .. . . . . . . . . . . . . . . . . . . . . . ... Banking and Commercial Laws of. . . . . . . . . . . . . . . . " Lawyers of.....•.•..•..•.... ...... ............ .... " Map of. . . . . . . . . . . . . . . . . . . • . . . . . . . . . . . . . . . . . . . . . . " Missouri, Banks and Bankers of. . . . . . . . . . . . . . . . • . . . . . . . . . . . . Banking and Commercial Laws of..... . . . . . . . . . . . . . . '' Lawyers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • . . . . . . . . . '' Map of . . . . . . . . . . . . . . .......... . ...... .... ... . ..... " Mobile, Ala, Directors of National and State Banks............ Montana, Banks and Bankers of . ... ......... .... ........... . Banking and Commercial Laws of.. . . . . . . . . . . . . . . . . " Lawyers of . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Map of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Montgomery, Ala., Directors of National and State Banks.. . . . 0 38 39 200 606 526 209 39 39 214 212 610 529 ~16 394 2~1 613 531 222 223 615 531 230 40 239 616 534 240 40 598 523 172 36 36 36 36 36 567 654 656 567 563 5113 566 566 566 566 17 36 37 37 37 177 fOO 524 178 37 38 38 38 88 179 601 524 180 38 893 654 565 393 182 603 524 182 186 605 525 186 Nashville, Directors of National and State Banks... . . . . . . . . . 40 Nebraska, Banks and Bankers of. ............................ 241 Banking and Commercial Laws of.................. 617 " Lawyers of.... . . . . . . . . . . . . . . . . . . . . ................ 535 " Map of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 252 " Nevada, Banks and Bankers of. . • . . . . • • . . . . • • • . . . • . . . . . . . . . . . . 258 Banking and Commercial Laws of ...... .......... ... 6H} " Lawyers of.... . . . . . . . . . . . . . . . . . . . . . . . . . . . .......... 539· " M.t1.p of. . . . . . . . . . • . . . . . . . . . . • . . . . . . . . . . . . . . . . . . . . . . . . 258 " Newark, N. J .. Directors of National and State Banks......... 40 New Bedford, Mass., Directors of National and State Banks. ... 40 New Brunswick, Banks and Bankers of . . . . . . . . . ............. 391 Banking and Commercial Laws of. . . . . . . . . . . . 65& " Lawyers of . . . . . . . . . . . . . • . . . . . . . . . . . . . . . . . . . . . 565" Map of..... ... . ............................. 392 " Newfoundland, Banks and Bankers of... . . . . . . . . . . . . . . . . . . . . . . 394 Banking and Commercial Laws of. . . • . . . . . . . . . 656 " Lawyers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 566 " Map of ......... .. ...... ... ... . ...... . ....... 394 '· New Hampshire, Banks and Bankers of ....................... 258Banking and Commercial Laws of. . . . . . . . . . . 620 u Lawyers of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 539 '' Map of ...................................... 260 " New Haven, Conn., Directors of National and State Banks..... 40 New Jersey, Banks and Bankers of .......................... 261 Banking and Commercial Laws of.......... . .... 621 " Lawyers of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • . 540 " Map of ....... .... ..................... . ..•. ... 262 '' New Mexico, Banks and Bankers of. . . . . . • . . . . . . . . . . . . . . . . . . 265 Banking and Commercial Laws of .••........••. 622 " J.awyers of. . . . . . . . . . . . . . . . . • • • • . • • • . . . . . . . . . . . . . 540 " •• Map of. . . . . . . . . • • . •.•...••..•..•.......... .... . 265 New Orleans, Directors of National and State Banks........... 40 New York, Banks and Bankers of . . • . . . . . . . . . . . • • • • . . . . . . . . . . 266 Banking and Commercial Laws of . . • . . . . . . . . . . . . . . 623 " Lawyers of .... ..................... . ............. 541 " of.. . . . . . . . . . . . . . . . . . . . . . . • . . . . . . . . . . . . . . . . . . . . 275 Map " New York City, Banks and Bankers of ....................... 277 Brokers of . . . . . . . . . . . . • . • • . . . . . . . . . . . . . . . . . . . 285 " Directors of National and State Banks...... . 41 " Map of. . . . . . . . . • . . . • • • . • • . . . . . . . . . . . . . • . . . . . 278 " Norfolk, Va., Directors of National and State Banks........ . . 44 North Carolina, Banks and Bankers of. .. .. • . • . .. . . .. .. .. . . . . . 29~ Banking and Commercial Laws of .••....... .. 625 " u Lawyers of . . . • . . . . . • • . . . . . . . . . . . . . . . . . . . . . . . . 544 Map of.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 293 " North Dakota, Banks and Bankers of ............. ..... .... .... 295 Banking and Commercial Laws of . . . . . . • . . . . . 627 " Lawyers of. . . . . . . . • . • • • • . . . . . . . • • • . . • • • . . . . . . . . 544 " Ma of. ... S)_rj~~~~I. f~C!~ ........................ 2S5 " U IVERSITY OF WASHINGTON • 13 GENE RAL INDE X. PAGE PAGE .North West Territo ries, Banks and Banker s of ....... ........ ... Lawyer s of. ........ ........ ........ ... '· ]if ap of ........ ........ .... . .... . .... .. ,. Nova Scotia, Banks and Banker s or .... ........ ........ . ...... Ban king and Comme rcial Laws of. . . . . . . . . . . . . . . " Lawyer s of. . . . . ....... ; ..... . . . ........ ........ " Map of ........ .. . . ....... . ....... ....... ....... ., Oaklan d , Cal., Directo rs of Nationa l and tate Banks . . . . . . . . . Ohio, Banks and Banker s of . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Bankin g and Comme rcial Laws of ....... ....... ....... 0 Lawyer s of . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • . . . . . Map of ........ ........ ........ ........ ........ ........ .. " Oklaho ma Terri tory, Banks and Banker s of ........ ........ ... Bankin g and Comm ercial Laws of ....... " La,vyer s of . . . . . . . . . . . . . . . . . . . . . . . • .•.•• " Son th Dakota , Banks and Banker s of. ........ .••••. . ........ .. Banh-ing and Comme rcial Laws of..... .... . .. . . " uwyers of ........ ...... . ........ ........ ...... ~· Map of . .... . ....... .. ........ ........ . . ........ " Spokan e, Wash., Directo rs of Nation al and State Bks... ....... Springf ield, Ill., Directo rs of Nationa l and tate Banks ......... pring:field, Mus ., Directo r of at ional and tate Banks ...... Springf ield, Ohio, Directo rs of Nationa l and State Banks .. .. ... State Bankin g .Laws ........ ........ ........ ........ ........ .... St. Joseph, Directo rs of Nationa l and State Banks . . . . . . . . . • . • . St. Louis, Directo rs of Nationa l and State Banks . . . . . . . . . . . . . . St. Paul, Directo rs of Nationa l and State Banks . . . . • . . • . . . . . . . ~Iap of . . . . . . . . . . . . . . . . . . . . . . . . . . • •• • . . . . ...••. .... '' Syracus e, N. Y., Directo rs of Nationa l and tate Banks. . . . . . . 394 565 394 392 657 565 892 44 297 628 545 300 31 2 630 5.J Bankin g and Comme rcial Laws of . . . . . . . . . . . . . . . . . . . Lawyer s of . . . . . . . . ........ ........ ........ ........ . Map of ........ . . ........ ........ ........ ..•.... ...... Banks and Banker s of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Bankin g and Comme rcial Laws of ........ ........ .... Lawyer s of ........ . ........ ........ ........ .•.•••• ... Map of . . ....... ....... ....... ....... . . ........ ..... 657 563 3 ! Paterso n, N. J., Directo rs of Nationa l and State Banks ........ Pawtuc ket, R. I. DirectorE of Nationa l and tate Banks . . . . . . . Pennsy lvania, Banks and Banker s of . ........ . ........ ....... Bankin g and Comme rcial Laws of . . . . . • • • . . . . . " Lawyer s or .... ........ ........ ..... ........ ..... " Map of . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • . • . . . . . . . " Peoria, Ill., Directo r of ational and State Banks ...... . . . . . . . Philade lphia, Directo rs of Nationa l and State Banks ......... .. 44 '' 313 6:32 548 '' 314 45 315 634 549 330 Pittsbu rgh, Directo rs of Nationa l and State Banks ..... . . . . . • • . Portlan d, Me., Directo rs of Nation al and tate Banks ......... Portlan d, Ore., Directo rs of Nation al and State Banks ......... .Postal R&.tes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Prince Edward I sland, Banks and Banker s or ........ ...... .... Bankin g and Comme rcial Law• of.. . . " i, 45 45 46 47 47 16 393 659 Lawyer s of ........ ........ ........ ..... 564 1tfap of . . . . . . . . . . . . . . . . . . . . • . . . . . . . . . . . . 393 " Provide nce, Directo rs of Nationa l and State Banks . . . • . . . . . . . . 47 Pueblo , colo., Directo rs of Nationa l and State Banks ......... . 48 Quebec , Banks and Banker s of .... ........ ........ ........ .... 390 '' Bankin g and Comme rcial Laws of. . . . . . . . . . . . . . . . . . . 660 Lawyer s of .. ........ ........ ...... .. ..... . .....•.. ••. 564 " Map of... . ... . ..... .. . . . . . . . . . . . ....... . . ... ....... 390 " -Quincy, Ill., Directo r of Natfona l and State Banks . . . . . . . . . . . 4 Racine, Wis., Directo rs or Nationa l and State Banks . . . . . . . . . . 'Rates of Intere st...... ..... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. Rates of Postag e....... ...... . . . . . . . . . . . . . . . . . . . . . . . . Readin g, Pa., Directo rs of Nationa l and State Banks ......... . .Rhode Island, Banks and Banker s of. . . . . .. .. . . .. . . .. .. . . . .. . . Bankin g and Comme rcial Laws or ........ ..... . " Lawyer s of..... . .. . . . . . . . . . . . . . . . . . . . . . . . . . . .. " Map of ........ ........ ........ ........ .....•. .. " Richmo nd, Va., Directo rs of Nationa l and State Banks ........ ;Roches ter, N. Y., Directo rs of Nationa l and State Banks. . .. .. Rockfo rd, Ill., Directo rs of Nationa l and State Banks ......... . Rock Island, 111., Directo rs of Nationa l and State Banks ....... -Sacram ento, Cal., Directo rs of Nationa l and State Banks ....... Snginaw , Mich., Directo rs of Nationa l and State Banks. ... . . . . Salem, Mas ., Direct ors of Nationa l and tate Banks ......... . Salt Lake City, Utah, Directo rs or Nationa l and State Banks ... San Antonio , Tex., Directo rs of Nationa l and State Banks ..... San Francis co, Directo rs of Nationa l and State Banks ........ . San Jose, Cal., Directo rs of Nationa l and State Banks ......... . Savann ah, Ga., Directo rs of Nationa l and State Banks ...•.... . Scranto n, Pa., Directo rs of Nationa l and ·tate Banks ......... . Seattle, Wash., Directo rs of Nationa l and State Banks ......... Sight Drafts, Grace on . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sioux City, Ia., Directo rs of Nationa l and State Banks ........ . .... .... .... " Map of . . . . . . . . . . . . . . . . . . . . . " Sioux .Falls, S . Dak., Directo rs of Nationa l and State Banks. .. :South Carolin a, Banks and Banker s or ........ ........ ...... Bankin g and Comme rcial Laws of .. ........ ... •• Lawyer s of . ........ ........ ... . ........ ...... " Map of. . . . . . • . . . . . . . . . . . . . . . . . . . . . • . . . • . . . . . '' 34 51 51 51 51 567 51 52 52 220 53 48 21 16 48 33 6~6 552 338 48 49 49 49 49 49 49 49 50 50 50 50 50 50 21 51 128 51 341 6:37 552 341 53 53 349 610 Lawyer s of . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 554 Map of ..... ... ........ . . ........ . . ........ ....... . " Terre Haute, Ind., Directo r' of Nationa l and State]B anks.. . . . Texas, Banks and Banker s of. . . . . . . .. . . . .. . . . . . . . . . . . • . . .. .. . Bankin g and Comme rcial Laws of .... ........ ........ .. " Map of . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 326 ., 553 Tacoma , Wash., Directo rs of ational and State Banks . . . . . . . T aunton, Mass., Directo r' of Nationa l and tate Banks ........ T enn se, Banks and Banker s of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Bankin g and Comme rcial Laws of ........ ........ ... " Map of ........ ........ . ........ ........ . 312 Omaha~ Directo rs of Nationa l and State Banks . . . . . . . . . . . . . . 4:1 Ontario , Banks and Banker s of. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 t ,~ " " " Oregon , " " " 344 638 352 58 353 641 Lawyers of ....... ....... ....... ....... ....... , ..... . .. 555 . . . . . . •. . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ma:p of . . . . . . . " Toledo, 0 ., Directo rs of Nationa l and State Banks ......... ... . Topeka , Directo rs of Nationa l and State Banks . . . . . . . . . . . . . . . Towns Accessi ble to Bankin g Points. . . . . . . . . . . . . . . . . . . . . . . . . . . Trenton , N. J., Directo rs of Nationa l and State Banks. .. Troy, N. Y., Directo rs of l.' ational and State Banks ......... ... 354 53 53 440 54 54 Utah, Banks and Banker s of..... ....... . . .. . . . ........ ... .. .. 362 " Bankin g and Comme rcial Laws of . . ........ ........ .... . 643 .• ........ ••...•. .... 557 " La"\\ryers of. . . . . . . . . . . . • . . ........ '' Map of..... ........ .. . . ....... ....... ....... ....... . 362 Utica, N. Y., Directo r of Nationa l and tate Banks ........ .. . 54 Values of Foreign Coins ... . ....... ....... ....... . ........ .. . Vermon t, Banks and Banker s of . ........ ........ ........ .... .. Bankin g and Comme rcial Laws of. . . .. . ...•.••• ...•. '' Lawyer s of ........ ........ ........ ........ ....•.. ... " Map of... . . . . .. . ........ . .. ... ..... ..... ........ . . . " VickRb urg, Miss., Directo rs of Nationa l and State Banks ...... . Virgini a, Banks and Banker s of ........ ........ ........ ...... . Bankin g and Comme rcial Laws of ....•... •.•.••• ..... '' Lawyer s of. . . . . . . . . . . . . . . ........ ........ ........ . Map ot.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ......... ...... , " 20 364 646 557 364 54 366 647 558 866 Waco, Tex., Directo rs of Nationa l and State Banks ....... ... . 54 Washin gton, Banks and Banker s of .... ........ ........ ...... . 370 Bankin g and Comme rcial Laws of ........ ...... . 648 " 559 Lawyer s of... . . . . . . • . . .... . ....•••. •••...• Map or ....... ........ ........ ........ ........ . . 372 " Washin gton City, Directo rs of Nationa l and State Banks ....•.. 54 Waterb ury, Conn., Directo re of Nationa l and State Banks ..... . 55 Wester ly, R. I., Directo rs of Nationa l and Stat , Banks . . ....... . 55 West Superio r, Wis., Directo rs of Nationa l and tate Banks .. 55 West Virgini a, Banks and Banker s of ........ ...... ........ . . 374 Bankin g and Comme rcial Laws of ........ ... . 650 " Lawyer s of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • . . . . 560 Map or. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • . . . . . . . . 376 " Wheeli ng, W. Va., Directo rs of Nationa1 and State Banks ...... 55 Wichita , Kas., Dir<->cto r of Nationa l and State Banks ......... . 55 Wilkes- Barre, Pa., Directo r of Nationa l and State Banks ..... 56 William sport, P a. , Directo rs of ational and State Banks ...... 56 Wilmin gton, Del., Directo rs of Nationa l and State Banks ...... 56 Winona , Minn., Directo rs of Nationa l and State Banks ......... 56 Wiscon sin, Banks and Banker s of.. . . . . . . . . . . . . . . . . . . . . . . . ... 376 Bankin g and Comme rcial Laws of .... ....•.•• .... 651 " Lawyer s of. . . . . . . . . . . . . . . ........ ........ ...... 560 " Map of.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ........ .. 380 " Worces ter, :Mass., Directo rs of Nation al and State Banks ..... 56 Wyomi ng, Banks and Banker s of ....... ....... ....... ....... 383 Bankin g and Comme rcial Laws of . . ..•...• •....... . 653 '' 562 Lawyer s of . . . . . • . . . . . . . . . . . . . . . . . . . . . . . . . . . " 383 ...... ........ . ..... Map of . . . . . . . . ........ ........ " Yonker s, N. Y., Uirecto rs of Nationa l and State Banks . .... . .. 56 Youngs town, 0., Directo rs of ational and State Banks ........ 56 I INDEX TO ADVERTISEMENTS. PAGB Alabama ....................... Birmingham ..... , ............. Birmingham Trust an d Savings Co .................. • • .. • • ••••· .. ·opp. ....................... Montgomery. . .....•.•........ Josiah Morris & Co., Bankers .. ....................••••.. • • • • • • • • • • opp. " Arkansas . ...... .... ........... Little Rock . . . . . . . . . . . . ...... Bank of Little Rock .. ........ . ... ..... . .... • • • • ...... • • • • • • • • • • ••opp. '' ..•.................... Pine Bluff . . . . . . . . . . ......... Merchants & Planters Bank ...........................•.•.. •••••••opp. 57 57 62 63 California ...................... San Francisco .................. American Bank & Trust Co ................ .............. •••• .... opp. 69 Colorado .•.. ............. ...... Denver ... ..... ................ First National Bank ........ .. ...... . .......... ... .......... .... •·opp. 73 Connecticut ••••...•.......... . Hartford ...................... G. P. Bissell & Co., Bankers ..................................... opp. 77 District of Columbia........... Washington .. .. ................ Chapin Brown, Attorney at Law ...................................... . 662 " " . . • • . . . . .. " .. ...... ............ R. G. Dubois, Patent Attorney .. . ..................................... 663 " " . . •. . . . . . . " ...... . ............ West End National Bank ... ............... . ...........••........ opp. 82 Florida ..... .......... ... .... Jacksonville...••..•..........•. Merchants National Bank ......................................... opp. 84 Georgia .... .................... Atlanta ..........•.... . .••..... American Trust & Banking Co .........................••......... opp. •• . ••• . . • . . . • • . . . . . . . . . . . . " ..........•• . ........... Atlanta National Bank . . . . . . . . . . . . . . . • . . . . . • . . . . . . . . . . . . . . . . . . . . • • . . . . " •.. . . .. . .... . ... . ... .... " ................. ~ ....... Capital City Bank ...........••.................................... opp. " ....••• •. .••........•... Columbus ...................... Third National Bank ....... . ...................•.... ....•......... opp. " . • • • . ••.••.•••.•.•..... Macon ....... . •.....•••.......•• Exchange Bank ..........•• . .........••••.. . ..............•.•.... opp. . .. ..........••.......... First National Bank ............•.............••.•.•.............. opp. 86 663 85 86 88 87 Illinois .... . ••••.••....• , ..... . Chicago .........•..••.......... A. H. Andrews & Co., Manufacturers of Bank Furniture..... . . . . . . • . . . . 4 1' . • • • • • • • • • • • • • • • • • . • • • • • " • • • • • • • • • • • • • • • • • • • • • • • Bankers National Bank....... . . ...........•.................... opp. 118 " .•..............•....... " ..........•....•..... ChicagoNationalBank .....•. •...... .. ........................... oµp. 90 " • • • • • • • • • • • • • • • • • • • • • • • • B • • • • • • • • • . .. • • .. . • . • ••• Continental National Bank . . . . . . • • . . . . ••.............•....... . opp. 91 '' .... .... .... .... .... .... '' ........................ Fidelity & Cas11alty Co.... .................... . . . . . . . . . . . . . . . . ... opp. 23 '' .... .. .... . .. . .... ... .. . '' . . ...................... First National Bank . ....... ....... " .. ............................. opp. 94 0 " • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • Guarantee Co. of North America . . . . . . . . . . . • • . . . . . • • • • . . • • . . . . . . . . . . . . 6 " . •. . . . . • . . . . •. . . . . . . . . . . " ....................... Merchants' Loan & Trust Co ......•.•...... ...•. ..... . ...•.••... opp. 96 " . . . . . . . . . . . . . . . . •. . . . . . . '' ....................... Merchants' National Bank............................ . .• . ........ opp. 95 u . •• • • •• • • ••• • •• ••• . • ••• " ••••••••••••••••••. . ••• . National Live Stock Bank . . . . . . . . . . . . . . . . . . . . . . • . . . . . . . . . . • • • . . • . . . . . 7 " ... ................... " ....................... . Sargent Time Lock... . . . . . . . . . . . . . . . . . . . . . • • • . . . . . . . . . . . . . . . . . . . . . . . . 665 '' . . •• . . . . . . . . . . . . . . . . . . . . " ........•..•••.......... Thayer & Jackson Stationery Co .......... . ................... opp. 4 and 5 " .. .. .. .. .. .. .. .. .. ..... . " ......................•. Western Bank Note Company ............................•........ opp. 6 Indiana . . ......... . ............ Indianapolis ................... Capital National Bank . .................... .... . . . . .. . . .. . . ..... opp. 122 " . • . . . . . . . . . . . . . . . • •. . . . . " ... . ..........•......... Merchants National Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .......... opp. 122 Iowa ........................... Council Bluffs .................. Stone & Dawson, Attorneys and Counselors at Law ................... 662 " ..•.... .. ••. ............ Dubuque ...................... Sec'>nd National Bank ........................ .. . . ................ opp. 136 " ................ .......... Sioux City ..................... Sioux National Bank.. . . . . . . . . . . . . . . . . . . . . . . . . . . . ............... . opp . 128 Kentucky •......•...•......... Louisville ...... ...... .. . .... . ... Bank of Commerce .........•....•...........................•... . . opp. 173 Louisiana ............... . . . .. New Orleans ................. Hibernia National Bank ... . . . . .... .... .. .. .. ... . . ... .... ... .. .opp. 178 " .. . . . . . . . . . . . . .. . .. . . . " ................... Whitney National Bank .................• .• ....• ......••..... ..•• opp. 178 Maine . . ... ..... . ............. Portland .... ..... ..... . ....... First National Bank .......... , .............. . ... . .............. opp. 179 Maryland ......••••••.......... Baltimore ............... .•••... American National Bank .......... ... ............................ opp. 183 ,, . ... .... ..•• .. .. ... .. '' .................. Merchants' National Bank ...... .. ....... ............... ...... .. opp. 182 Massachusetts . . . . . . . .. .. . . .Boston .................... . ... . Lamprecht Bros. & Co., Bankers and Brokers .................... opp. 30l " .... .... ........ " . . . . . . . . . . . . .......•.... John Munroe & Co., Bankers ........•.••....•.....•..•••. . opp. title page. ,, .••••• •• . . . . . . . " ........ .............. .. National Bank of Redemption ..........•...•..... . ....... ..•..... opp. 187 " .... ........ .... " .............••......•... North National Bank. . . . . . . . . . . . . . . . • • . • . . . opp 186 " ......•... Dalton ..................••..... Byron Weston, Paper Manufacturer ....... :::.·:: :.".' :.· .- .·.-.- .'. ~~~-- ~4 a~d 25 " . . ............... Lawrence ........ . .......•...•. Bay State National Bank . . . . . . . • . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 3 Minnesota . . . . . . . . . . . . . ... . .. Dul nth . . . . . . . . . . . . . . . . . . . ..... Marine National Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . opp 213 " ................. .... Minneapolis ....•............... Flour City National Bank ................................... ·. ·.·:. ·. ·:.-.... : 3 " . .. ...•. ... ... . ... . . " . . . . . . . . . . . ...... Metropolitan Trust Co . . . . . . . . . . . . . . . . . . . opp 21 5 " . . . . . . . . . . . •. . . . . . . . . " .................... National Bank of Commerce ........... : ... :········· · ······· ······ opp. 16 2 ,, . .•• . . . . • ••. . . . .. .. u ...••....•...•.•.... Nicollet National Bank........ ..... ..... · • · · · · · · · · · · · · · · ·······opp. 212 " .... ..... .... ...... .. " ........•........... North Western National Bank ....... . .... ··· _·· ···················· opp. 21 6 " . ................. ... " .................... SecurityBankof Minnesota ..... . ....... :::.:::::::::::::::::·.·.::opp: 217 " . . . . . . . . .. . . . . . . . . . . . " .................... Union National Bank . . . . . . . . . . . . . . . •• opp 214 ,, .................. . St. Paul . ...................... St. Paul National Bank ........... : ..... ::::::::::~:~::~:::·· .... · opp. () 20 Mississippi . . . ' . ................ Greenville .................••... Citizens' Bank . . . . . . . . . . . . . . . • . . . . . . . . . . . . . . . . . . . . . . . . . . . . ·······op " " . . . . . . . p.· '22 " . . . . . . . . . . . . •. . . . . . . . " ................•.... First National Bank. . . . . . . . . . . . . . . . . . . . . . • . • . . . . . . opp 2 ') 2 " .................. . .. Meridian ...... ... ...... . ....... Meridian National Bank ......... . ...... . ..................... ·.::::::::: opp: 2; 2 Missouri .. . .............. . ... Kansas City ..... - . . ....... .. .. National Bank of Kansas City..... . . .. .. . . . . . .. opp 230 " . .. . . . . . . ... ... . .. .. . . . " .................. National urety Co. .. ....... . • • · • · · • · • • • • •• .. • • •· • •·•· •· .···1·n·s·i·d·e··f·r· · .. on t cover " ...................... . St. Louis ...................... American Exchange Bank ... . ................... ·... opp 223 Montana ...................... .. Helena ...... ........... ... .... . Merchants' National Bank.................... . . . . . . · · .· .· ·. · · · .· · · · · ovp·. I;,/ . ... ... .... Nebraska . . . . . ..... .......... Lincoln .. .. . . . . . . . . . . . . . ...... Ricketts & Wilson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...... . . • . . . . . . . . . . . . . . . . . . . Omaha ...................... .. First National Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. .... ..... ... opp . ,, " . . . . . . . . . . . . .. . . . . .. .. . . Nebraska National Bank • • • • • • . • .. • • •. •............. ...... ..... . . opp. ................ .... . . " ........................ Omaha N at10nal Bank • . . • • • • • • • • • • • •.............. . . on cove ran d opp New Hampshire .......... ..... Concord .... .. . ... . .... .. .... First National Bank..... . .. .... .. .. ...... .. . . .... ............... .. opp · New Jersey . ................... Paterson . ......... . .. . . ..... Paterson National Bank · 14 · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · • • • ..... opp. ~ Original from UNIVERSITY OF WASHINGTON 324 662 252 24 1 o.. 53 oi,:s ,-;i,j 0 • ,,.._,64 INDEX TO ADVERTISEMENTS. 15 :PA.QR New York .........•••.•••.... Buffalo ..................•..... Bank of Buffalo ................................................. . . opp. 269 0 •• • • • • • • • • • • • • • • • • • • • " • • • • • • • • • • • • • • • • • • • • • • • • City Bank of Buffalo......... . . . . . . . . . • • • • . . . . . . . . . . . . . . . . . . . • •.. opp. 266 " .•. , ••••....•......•• NewYorkCity ..••••••.•••..... AmericanSuretyCo ..........•.................••••.....••........... 6 '' .... ..... ... . ...... .. '' '' . •.•• . . . . . . . . . . . . . . . " '' '' . . . • . •••. . . . . . •. . . . . . ..................... '' '' " ..•.•.. . •.• . ..... , . . u ., . ••• . •• . . •• . . . . . . . . . " u . •• • •••• •• ••• •••• •••. " ................. Cha!e National Bank ................ .... ............. ............. opp. 279 ................. Fidelity & Casualty Co.. . . . . . • • . . . . . . . . . • . • • . . • . • • . . . . . . . . • . ....• opp. 23 ................. Four·th N ntional B ank ... .........................•................. opp. 278 ..... ....... ..... Gilman,Son&Co.,Bankers ............................ ............... 7 ...•••.......•... Herring & Co., Safe and Lock Mnf'rs ................. , ... .............. 666 .........•....... Kountze Bros., Bankrrs . . . . ...•.....•.•..•..•••....• ••. inside front cover •.••••••••••.•••• Knauth, N achod & Kuhne, Bankers . . . . • . • • . • • • • • • • • • • • • . . . . . . • . . . • • • . 5 " •• • • • . . . • . . . • . . . . . . . " . . .............. Lamprecht Bros. & Co., Bankers and Broker1 ....•...•.........••.. opp. 301 " •• • • • . •• • . . . . • . • • . . . . " ...•..•••....•••• Mercantile National Bank. . .......................••.......•...... opp. 267 11 • • • • • • • • • • • • • • • • • • • • • '' • • • • • • • • • • • • • • • • • John Munroe & Co., Bankers .............•.......•••••••.... opp. title page " . . • .•. . • • . • . • . • . . . . • '' . . • . . • .. . ...••. National Park Bank .............................................. opp. 12 " •••• •. . . . . . . . . . . •••. • " • . . . . . . . . ....... N. Y. Security and Trust Co .......•..••••..•••.••.......•......... opp. 267 ............•.... Sargent Time Lock ..........•.........................•....••......... 665 " " .. . . . . . . . .. . . . . . . . . . " ................. Seaboard National Bank ......................................... opp. 277 " . .. . . . . . • • • • . . . . . . . . . " . • . . . . . . . . . . . . .. C. I-I. White & Co., Bankers and Brokers . . . . ...............••••. opp. 276 " •..•.... .... ...•..... Rochester ...................... Sargent & Greenleaf, Mfrs. Time Locks... . . . . . . . • . . . • . . . . . . • . . . . . • . . . 665 Ohio ...... . .................... Cincinnati. ..................... Merchants' National Bank . ............ .............. ............. opp. 800 " . . . . . . . . . . . . . . . . . . . . •. •. . . . " .... . ........... . ... . Herring-Hall-Marvin Co ................................ . .........•... 666 u ..••. . . . . . . . . .. . . . . . . . . . . Cleveland ...........•..... . .. . . EuclidAvenue NationalBank ............... . .•.............•••. opp. 801 " .. . • . . . . • . • • ••• . . .• . . . . . . . . " .......•••........... Lamprecht Bros. & Co., Bankers and Brokers .....•............. opp. 801 Oregon .••. ..................•. Portland . ...................... First National Bank ........ , .....•...... .. ..•................. . .. opp. 814 " . . • • . • • • • • •• .. . . .. . . . . . . " ...................... Ladd & Tilton . . . . .. .. .. . . .. . .. . . . . . . .. . ................... .... opp. 314 Pennsylvania... . ............. Easton ....... . ................. Willis S. Hetrich ...................•....•.......... .... ...........••.• 662 u •.•••••.••...•.... Philadelphia ........•....•..•... G. S. Clark ............ ............. . .......... .. ...••• ..•.....• ••••••• 664 " . . . . . . •. . . . . . . . . . . " ................... Independence National Bank. . . . . . . . . . . . . . . . . . . . • . • • . • • .......... opp. 326 " . •. . . . . . . . . . . . •. . . " . . . . ............. . National Bank of the Republic........ . . .........•..•....••••.... opp. 315 1 " •••••••••••••••••• ' • • • • • • • • • • • • • • • • • • Shriver,Bartlett&Co .............. .. ............ ..... .•.......• . .•... 7 Rhode Island ................... Providence ..................... Commercial National Bank ....................................... opp. 338 '' . . . • . . . . . . . .•• • . . • . " .... . ................ ~ferchants' N ational Bank ........................................ opp. 338 Tennessee ..................... Chattanooga... . . . . . . . ........ Chattanooga National Bank ..••............•••.....•.•••.•........ opp. 35.2 " . . . . . . . . . . . . . • • . ... Memphis.. . . . . . . . . . . . ......... Bank of Commerce. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • • • . . . . . . . . . . . . . . . . . 663 '' . . . . . . . . • . • • . . . . . . ••. " . . . . . . . . . .. . ......... . First National Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..•••........ opp. 352 0 " • • • • • • . • . • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • ••• Mercantile National Bank ............ ..•. .....•. •..•••••.•.•••. .. opp. 349 " ..................... Nashville .......... . ............ FourthNationalBank .. .................................. ·......... opp. 352 Texas ........................ .. Austin ••••.....•....... . ....... Austin National Bank .......•............•...•.•.•.•.••••••..... opp. 354 1' • • • • • • • • • • • • • • • • • • • • • • • • • • Denison ............... . ........ State National Bank.. . . . . ....•.........•...........•........ . .... opp. 353 " ..••....•...•...•......... Fort Worth .................... State National Bank ..•.........•..•.....................••••...... opp. 356 Virginia .. ...... . ............... Norfolk ..................••... Citizens' Bank .....•.........•...................•..•... , .......... opp. 366 " . . .•. . . . . • •. • •• • . . . . . . . . " . • • • . . . . ......... . ..... Norfolk National Bank.............._.........................••... opp. 367 " ....................... Petersburg ..................... Petersburg Savings & Insurance Co .......................... ..... opp. 367 " ....................••.•Richmond ...................... State Bank of Virginia .................•••.•......•.•.••••.•••.... opp. 366 Wisconsin ... .... . ......... ... Milwaukee ......... .......... First National Bank ..............................•.....••••••.••.. opp. 376 1 " • .. • • • • • .. • • • • • • • • • • • ' . . . . . . . . . . . . . . . . . . . . . Wi con in Marine 1.: Fire Insurance Co. Bank ............. .. ..... opp. 880 1 ' " • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • Wiscon in National Bank ...........................•............. opp. 377 " .... . ................ Racine ......................... Union National Bank ............................................ opp. 381 Canada ................... . .... Toronto ........... . ............ Canadian Bank of Commerce ...................................... opp. 384 PAGE Alabama ........ ......... ........ .... ... 57 Arizona..... . . . . . . . . . . . . . . . . . . . . . . . . . . . . 60 Arkansas ... ..•............. ~ . . . . . . . . . . . 62 Brooklyn . . . . . . . • • . . . . . .... ........ ..... 266 Buffalo.......... .... .......... . . . ...... 268 California ...•••...... _• . • • . • • . . . . . . . . . . . 6S Chicago ...••.....•••.................. 96 Colorado .. . . • • • • . . . . . . . . . . . . . . . . . . . . . . . . 72 Connecticut..... • . • • . . . . . . . . . . • . . . . . . . . 77 Delaware . • . . . . . • . . . • . • . • • • • . . . . • • . . . . . 82 Duluth ..................•••............ 212 Florida . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84 Fort Worth .•••... . ••••....••••......... 356 Georgia . . . . . . . . . . . . . . . . . . • . . . . . . . . . . . . 86 Idaho... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 90 Illinois . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 94 Indian Territory ....................... 118 Indiana .......••.....••••.............•. 122 Iowa .................................... 136 Kansas .. .......... .... ............. .. ... . 154 Kentucky ..•..........................•. 172 Louisiana ....••...........•............. 178 Macon ...••..... ... ......•. •........ . .. 88 PAGE PAGE Maine .... ............... .... ............ 180 Maryland ............................... 182 Massachusetts... . . . . . . . . .........•..••. 186 Michigan.... . . . . . . . . . . . . . . . . . ....•..... 202 Minneapolis .............. .. ........ ... 214 Minnesota ............................. 216 Mississippi...... . . . . .. .. .. ............. 222 Mis so Llri ........ ...•..•. .•... ....••..... 2i:l0 Montana .... ..... .. .. ................... 240 Nebraska... . . ..... . .................. . 252 Nevada .... .. ... . ... . ................... 25 New Hampshire ....................... 260 New Jersey. . . . . • • • . . . . . . . • • . .......... 262 New Mexico .................•.......... 264 Ne"v York ......•.•........•... - ........ 277 New York City ........................ 278 North Carolina..................... .. . 293 North Dakota .......................... 295 Ohio........................ . ... . ...... 300 Oklahoma Territory ....... .............. 312 Oregon.................................. 314 Pennsylvania .......................... . 330 Philadelphia .. .. .. . . .. . ... . . ........... 326 Rhode Island. . . . . . . . . . . . . • . . . ..•.••••• 338 St. Paul.... . ..........•••.••.......•... 220 Sioux City . ...•.......•••••• ............ 128 South Carolina ......•..••.•...........• 841 South Dakota ....................•...... 848 Tennessee ......... ... ......•........•..• 852 Texas.... . . . . . . . . . ...................... 354. Utah ........ ....•••..................... 862 Vermont . .. ... ...•••............... .. ... 364 Virginia .... .......... ...... ............ . 366 Washington..... • • • • . . . . . . . . . . . • . . . . . . .372 West Virginia •...•.•..•••.......•....... 376 Wisconsin ......•••.••..•...•.......•... 380 Wyoming ........ . ... .................. . 383 Ontario. ................. .. ............ , .884 Quebec ............•.•..•••.......••....•390 New Brunswick .....•••••••••.......... 392 Nova Scotia...•.......•.... .. •.......... 392 Prince Edward Island ..••.•...••. ...... . 393 Mani to ba. • •...................•.... . ... 39 t British Columbia. . . • • . • • . . . . • • • • . . . . . .. 394 North West Territories ....••..••........ 394 Original from UNIVERSITY OF WASHINGTON RAT ES OF POS TAG E. POSTA L CA.RD , 1 cent each, go without further charge to all part of the United States, Canada, and 1tf6:xico. "Reply Po tal Cards," with card attached for paid reply, 2 cents each. Cards for foreign countrie s (within the Postal Union) 2 cents each. LETTER S, to all parts of the United States, Canada, and Mexico, 2 cents for each ounce or fraction thereof. LocAL OR '' DROP " LETTERS, that is, for the city or town where deposited, 2 cents where the carrier system is adopted, and 1 cent where there is no carrier system. FIRST CLASS .- Letters and all other written matter, whether sealed or unsealed , and all other matter sealed, nailed, sewed, tied, or fastened in any manner so that it can not be easily examine d, 2 cents for each ounce or fraction thereof. SECOND CLA.SS .-Only for publishe rs and news agents, 1 cent per pound, NEWSPAPERS AND PERIODICALS (regular publications) can be mailed by the public at the rate of 1 cent for each 4 ounces or fraction thereof. THIRD CLASS. - Printed matter, in unsealed wrapper s only (all matter inclosed in notched envelopes must pay letter rates), 1 cent for each 2 ounces or fraction thereof, which must be fully prepaid. This includes books, circulars , chromos , engra·dn gs, handbills, lithograp hs, music, pamphle ts, proof-sh eets and manuscr ipt accompa nying the same, reproduc tions by the electric pen, llektogra ph, metallog raph, papyrograph, and, in short, any reproduc tion upon paper by any process except hand writing and the copying- press. Limit of weight 4 lbs., except for a single book, which may weigh more. FOURT H CLASS .-All mailable matter not included in the above, which is so prepared for mailing as to be easily withdraw n from the wrapper and examined, 1 cent per ounce or fraction thereof. Limit of weight 4 lbs. Full prepaym ent compuls ory. REFOR WARDI NG.-Le tters will be forwarde d from one post-office to another upon the written request of the person addressed, without additiona l charge; but unclaim ed packages can not be returned to the sender until stamps are furnishe d to pay the return postage. PERMIS SIBLE WRITI NG.-No writing is permitted on third or fourth class matter except as follows: The name and address of sender on the outside or insid of package, preceded by the word '~from." On the wrapper may also be written the names and number of articles inclosed. The sender is further allowed to mark a word or pas age in a book or paper to wllich he de ires to call special attention . He may also write a simple inscripti on or dedicat10n upon the cover or blank leave of a book or pamphle t. There may be attached to article of merchau dise, by tag or label, a mark, number, name, or letter for purpose of identi:fi_ cation. Printed circulars may contain the written name of the sender, or of the addresse e, and the date. Any other writing on third or fourth class matter will subject the package to letter rates of postage, and render the sender liable to a fine of $10 for each offense. Printed matter may be inclosed with fourth class matter, but the whole package is subject to the rate of 1 cent per ounce or fraction thereof. REGIST RATIO N-Lette rs or package s can be registere d by adding stamps to the amount of 8 cents to the regular rate. SPECIA L DELIVE RY STAMP S, at 10 cents each, used in addition to regular rates, insures delivery immediatel y on arrival at office of destinati on. These stamps can be used for no other purpose. POSTA L NOTE S. Upon payment of a fee of 3 cents each, Postal Notes for any amount under Five Dollars may be purchase d at any Money Order Office, payable to bearer at any time within three calendar months from the last day of the month during which it was issued. MONE Y ORDE RS. For Orders not exceedin g $5, five cents; over $5 and not exceedin g $10, eight cents; over $10 and not exceeding $15, ten cents; over $15 and not exceedin g $30 fifteen cents; over $80 and not exceedin g $40, twenty cents; over $40 and not exceedin g $50, twenty-f ive cents; over $50 and not exceedin g $60, thirty cents; over $60 and not exceedin g $70, thirty-five cents; over $70 and not exceedin g $80, forty cents; over $80 and not exceedin g $100, forty-five cents. When a larger sum than One Hundred Dollars is required , addition al Orders to make it up must be obtained . FORE IGN POSTA GE. The rates for LETTERS are for the half ounce or fraction thereof, and those for NEWSPAPERS for two ounces or fraction thereof. To Great Britain and Irctland, France, Spain, all parts of Germany , includin g Austria, Denmark , Switzerland, Italy, Russia, Norway, Sweden, Turkey (Europe an and Asiatic), Egypt, letters 5 cents, newspapers 1 cent for each two ounces or fraction thereof. To Australi a, letters, via San Francisc o, 5 cents; via Brindisi, 5 cents; newspap ers, via San Francisc o, 1 cent for two ounces; via Brindisi, 1 cent for two ounces• China, letters, via San Francisc o, 5 C('nts; via Brindisi ,' 10 cents; newspapf:rs, 2 cents for each twe ounces. British India, Italian mail, letters 5 cents, newspap ers 1 cent for two ounces. Japan, letters, via San Francisc o, 5 cents; newspap ers, 1 cent for two ounces. Original from 16 UNIVERSITY OF WASHINGTON LE GA L 1-IO LID A-Y S. IN Thio:sT OF THE STATE TUE HoLID WHE H THE TES ~1U T BE Y. F .A.LL LID Y p ID O ALAB AMA- Januar y 1, Febru ary 22, July 4, Decem ber 25. ARrzo A-Jan uary 1, Febru ary 22, :\lay 30, July 4, Decen1b r 25, an , day of Thank givin O' or genera.I territorial electio n, or . pecial electio n 'alled by the Governor. ARKA1T A -Janu ary 1, Febru ary 22, Jul 4, Decem ber 25. OALIFOR. . . I -.Janu ary 1, Febru ary 22, :May 30, July · 4, .,eptem bcr 9, Thank giving , Decem ber 25, a tate or genera l electio n. COLO RADO -Janua ry 1, Febru ary ~2, )lay 30, July 4, Thank ~givin g, Decem ber 25. Co .,.ECTI T-Jnn unry 1, Febru ary 22, l\Iay 30, July 4, '1epte mber 1, Thank giving , Decem ber Z5, Fa t Day. DELA WAR E-Jan uary 1, Febru ary 22, July 4, Th·mk giving , Decem ber 25. 9 Dr"TRICT OF OoLID IBL\.. -Janua ry 1, Febru ary '>, Inau _g uratio n Day, :\fay 30, u nally called "Deco ration Day," July 4, Dece1 nber 25, and any day appoin t cl by the Pre. ident n a day of public fa_t r thank 0 ·iving. When the holida y would f,111 on i:unda y the follow ing day L the h )l1day. FLOR IDA-. Januar r 1, Febru ary 22, July-! , any general electio n dny, Thank gh'ing ·, Decem b r 23. GEOH GIA-J nnuary 1, Febru ary 2:::>, pril 26, July 4, any Thank " 0 ·i vino-, Decem ber 25. IDAH O- :- . a.me a . .-\_rizona. ILLL~or -Janu ary 1, Febru ary 12 and 22, )lay 30, July 4, El ction Da.T, eptem ber 1, Thank giYing , Dece1n her 2.-. I DLLT A-.Jan uary 1, Public Fa t, . . lny 30, July 4, Thank giving , Decem ber 2-. IowA -Janrn n)- 1, l\lay 30, July 4, Se1.,tem ber 1, Tlrn.nh-,giving, Dece1 nber 25. I...- A.J...,..._A -Janu ary 1, l\Iay 30, July 4, Public Fa t, Septe1nt>er 1, Tbanl - givin°·, Dec 1nl>er 2-. I~E~'T KY-J annar y 1, Febru ary 2'.3, July 4, Public Fa t, Thank giving , D<'c 111l> 'r 25. L UI'LL TA-J,1 nuary 1 and , Febru ary 22, l\fa.rdi Gra., Good Fril1ay , July 4, Thank giving Day, ,i_:rovembe r 25, Decem ber 25. l\IAI TE-Ja nna1 y 1, Febru ary 22, l\lay 30, Public Fa t, July 4, '1 pte1nh er 1, Thank giving , Dece1 nber 25. · -'lARYLA . :u-Ja nuary 1, Febru ary 22, Good Friday , Jul) 4, Thank ·givin g,· Decc1 nb r 25, and genera l and Con~r e ional lcC'tion clay . )IA .:; \( nr ETT -Janu ary 1, Febru ary 2'>, Fa t Day, l\lay 30, July 4, fir t l\Iond ay in eptem ber, Thank giving , D 'CPmb r 25. !Ircrn G~LT -Janua ry 1, Febru ary 22, lay 30, July 4, Der mber 25, and any day appoin ted by the Gover nor or Pre ill nt for Fa ting or Thank ~givin g. !1IN E "'< T -Janu ary 1, Febru ary 22, ilay 30, Good Friday , .July 4, rlhanlT giving , Decem ber 25. ~Ir I IPPr- Janua ry 1, July 4, Decem ber 25. RI-Ja nuary 1, Febru ary 22, July 4, Decen1!II tate ekctio n day, any ber 2:3, any o· ·neral or Thank ~iviug Dny. Mo 'TAN A-Jan uary 1, F hruary 22, ~lay 30, Public Fa t, July 4, )ptemb r 1, Thank . <riving, D cemb r 25. EBILi r.\.-Ja nuary 1, Febru ary 22, April 22! _lay 30, July 4, 'ept mb r 1, Public Fa t, Thank-..g1v1ng Decem b "r 25. r 0 THE TUE J\I ND.A.Y FoLLo, 1 G 1s .A.TURDAY PRECE DING. EVAD A-Jan uary 1, Febru ary 22, July 4, Thank sgiving , Decem ber 25. EW HA)IP SIIIRE -Febru ary 22, Fast Day, l\lay 30, July 4, eptem ber 1, Thank sgivin g, Decem ber 2-, and any day on which a genera l electio n is held for member of the legi lature . ... TE\Y JERSE Y-Jan uary 1, Febru ary 22, ~lay 30, July 4, fir t Ionrla y in Septem ber, Thank sgivin g and Fast Da ·, Decem ber 25, every aturda y aftern oon, and any otes and drafts payab le on genera l electio n day. secult r or bu ine s day next succee ding each holida y. _.._T_K\V' )lExr co-Ja nuary 1, July 4, Decem ber 25, and all day for Fa ting or Thank sgi·dn g. ..L: ote due on ho 1idays are payab le on the next bu ine s day thereafter. ~EW YORK -Janua ry 1, Febru ary 22, l\Iay 80, July 4. the fir t .i)Ionday of "eptem ber (Labo r Day), Decem ber 25, any genera l el ction day, every Saturd ay from noon until midni ght, and any day appoin ted as day of Thank giving or Fa ting. ... TORTH CARO LINA- Januar y 1 and 19, Febru ary 22, l\Iay 10, ~Iay 20, July 4, Thank giving , Decem ber 25. ~Tot and draft payab le on s cular or busine ss day next "uccee ding each holida y. TOHTII DAKO TA-Ja nuary 1, Febru ary 2'>, nlay 30, July 4, Thank sgivin g, Public Fa t, Decem ber 2-, and genera l t·1te or_.._ Tation al electio n. Onio- .Janua ry 1, Febru ary 22, l\Iay 30, July 4, Thank givincr, Decem ber 23. RE ,o T-.Jan unry 1, Febru ary 22, !lay 30, July 4, Public Fa t, Thank giving , Decen 1ber 25, and every genera l electio n day. PE . . , . . ~ YLY., L'IA-. Januar y 1, Febru ary 22, Good Friday, :May 30, July 4, eptem ber 1, Thank sgivin g, Decem ber ~-. Rn DE I r A-TD -Febru arv 22, l\Iay 30, .July 4, Tbank --givin g, Decem ber 25~ o TH AitOLI ,.A-Ja nuary 1, Febru ary 22, July 4, .,. ationa l Thank -.givin g, Dece111ber 25, genera l electio n day. orTrr DAh.O T.\- ee orth Dakot a. TF.J...,. .. 'E EE -Janu ary 1, July 4, Thank sgivin g, Decem ber 25. TE.~A "l-Jan uary 1, Febru ary 22, !Ia:ch 2, April 21, .July 4, Decem ber 25, and all days appoin t d a days of Fa ting or Thank giving , and every ~tate electio n day. T_\n- Janua ry 1, Febru ary 22, !lay ~0, July 4 ' July 24, Thank so-ivin g, Fast day , Decem ber 25. VERMO . . ~T-Ja nuary 1, :May 30, July 4, Thank sgivin g, Decen 1ber 25. VIRGI IA-Ja nuary 1 and 19, Febru ary 2 9 , Fast Day ' July 4, Thank sgivin g, Decem ber 25. W. IIINGTO . . -Janu ary 1, Febru ary 22, Decor ation Dny, .July 4, Septem ber 1, Thank giving , Decem ber 25 ' days of genera l and specia l el rtion. WE T VIRGI IA-Ja nuary 1, Febru ary 2'), July 4, Decem ber 25 or a day of ,i_:ration al Thank giving . ,,~I c .,. r "-Jann m'} 1, Febru ary 22, !Iay 30, June 10, July 4, Thank giving , Decem ber 25, genera l electiou da '. YO rr....TG- J anuar y 1, Febru ary 9 2, l\Iay 30, July 4 ' Thank giving , Decem ber 25. 1 17 2 Su . .TD.A.Y a 1 1 o Original from UNIVERSITY OF WASHINGTON I J In lo K BAN K]3 JRS ' ASS OCI ATI ON S. OFF ICE RS, 1894 . AlUER ICAN BANKE RS' ASSOC IATION . Pre ident, M. M. White, presiden t Fourth National Bank, Cincinnati, 0. First Vice-Pre sident, J. J. P. Odell, presiden t Union National Bank, Chicago, Ill. Treasure r, George F. Baker, pre ident First National Bank, New York City. Secretary , Henry W. Ford, 2 Wall St., New York. Executiv e Council: Dumont Clark, New York; Wm. H. Rhann, Philadel phia; J.B. Foyan, Chicago; A. B. Hepburn , ~ew York; F. E. : Marshall, Kansa City; J. P. Branch, Richmon d; J. P. Day, Pittsburg ; F. W. Hayes, Detroit. IOWA S TATE BANKE RS' ASSOC IATION . Presiden t, W. A. l\IcIIenry , presiden t First National Bank, Denison . Vice-Pre sident, Simon Cassady, cashier Des Moines Savings Bank, Des l\foines, Iowa. Secretary , J . .M. Dinwidd ie, cashier Cedar Rapids Savings Bank, Cedar Rapids. Treasure r, J. F. Latimer, presiden t Bank of Hampton , Hampton . THE KANSA S BANKE RS' ASSOC IATION . Presiden t, M. W. Levy, presiden t Wichita National Bank, Wichita. Vice-Pre sident, E. N. ~forrill, presiden t First National Bank, Leavenw orth. Secretar y, William Macferra n, assistant cashier Merchan ts' National Bank, Topeka. Treasure r, J. W. Thurston , cashier Bank of Toveka, Topeka. ALABA l\IA BA.NKE RS' ASSOC IATION . Presiden t, E. B. Young, vice-pres ident of the Eufaula National Bank, Eufaula. Vice-Pre sident, W. G. Brockwa y, cashier First National Bank, Gadsden . Secretary , T. 0. Smith, cashier First National Bank, Birming ham. Treasure r, Thos. S. Plowma n, presiden t First National Bank, Talladeg a. l{ENTU CKY BANKE RS' ASSOC IATION . ARKAN SAS BANKE RS' ASSOC IATION . Presiden t, Charles ..N. Rix, cashier Arkansa s National Bank, Hot Springs. Vice-Pre&ident, S. A. Warner, Jr., cashier Bank of Jonesbo ro. Secretar y, M. H. Johnson , cashier Bank of Little Rocle Treasure r, J. B. Carter, cashier Arkansa s Valley Bank, Ozark . Presiden t, T. L. Barret, presiden t Bank of Kentuck y, Louisvill e. Secretar y, C. C. 1\IcClarty, assistant cashier Second National Bank, Louisville. Treasure r, Elbridge Palmer, presiden t City National Bank, Paducah . CALIF ORNIA BANKE RS' ASSOC IATION . President, I saias W. Hellman , presiden t Nevada Bank, San Francisco. Secretary , R. M. Welch, San Francisc o Savings Union. Treasure r, George W. Kline, Crocker- Woolwor th National Bank. San Francisc o. LOUIS IANA STATE BANK ASSOC IATION . Presiden t, A. D. Foster, <ashier of the Bank of Jeaneret te. Vice-Pre sident, J. W. Castles, presiden t of the Hibernia n Nationa l Bank, New Orleans. Secretar y, T. R. Roach, vice-pre sident of the Mutual Nationa l Bank, New Orleans. Treasure r, J. T. Skipper, cashier First National Bank, Opelous as. COLOR ADO BANKE RS' ASSOC IATION . Presiden t, R. W. Woodbu ry, presiden t Union National Bank, Denyer. Vice-Pre sident, l\'.L D. Thatcher , presiden t of the First National Bank, Pueblo. Treasure r, John L. McNeil, Presiden t State National Bank, Denver. THE MICHI GAN BANKE RS' ASSOC IATION . FLORI DA BANKE RS' AS SOCIAT ION. Presiden t, F. W. Hoyt, presiden t First National Bank, Fernand ina. Vice-Pre ident, F . P. Forster, cashier First National Bank, Sanford. Secretar y and Treasure r, T. W. Conrad, assistant cashier Merchan ts' National Bank, Jacksonv ille. Presiden t, S. 0. Fisher, presiden t Lumberm en's State Bank, West Bay City. Vice-Pre sident, Edwin F. Ubl, presiden t Grand Rapids National Bank, Grand Rapids. Secretary : F. W. Hayes, vice-pre sident Preston Nationa l Bank, Detroit. Treaeure r, D. W. Briggs, cashier Bank of Saginaw , Saginaw . GEORG IA BANKE RS' ASSOC IATION . Presiden t, R. II. Plant, presiden t Fir t National Bank, Maron. Vice-Pre sident, T. B. eal, presiden t Neal Loan & Banking Co., Atlanta. Secretar y, L. P. Hillyer, cashier America n National Bank, Macon. Treasure r, J. ·w. Cabaniss , cashier Exchang e Bank, Macon. MINNE SOTA STATE BANKE RS' ASSOC IATION . Presiden t, H. R. Wells, presiden t The Bank of Pre ton, Preston. Vice-Pre sident, H. B. Strait, presiden t Germani a Bank, St. Paul. Secretary , E. R. Smith, of Bank of Le Sueur, Le Sueur. Treasure r, W. D. Parsons, of Parsons Bros., Dodge Center. ILLINO L BANKE RS' AS OCIAT ION. Presiden t, F. \V. Tracy, presiden t First Nations,! Bank, pringfiel d. Vice-Presi dent, E. S. Dreyer, banker, Chicago. Secretar y, E. Tilden, Chicago. Treasure r, A. B. Hoblit, ca bier .J.. ational State Bank, Bloomin gton. MISSIS SIPPI BANKE RS' ASSOC IATION . Presiden t, R. W. Millsaps , presiden t Capital State Bank, Jackson . Vice-Pre sident, J. W. Griffis, presiden t Grenada Bank, Grenada . Secretar y an~l Treasure r, B. W. Griffith, presiden t First National Bank, Vicksbu rg. INDIA NA BANKE R ' ASSOC IATION . Pre ident, Tho . \V. ·woollen , pre ident Citizen ' Tational Bank, Franklin . Vice-Pre sident, H. D. R eason er, Pre ident First National Bank, Marion. Secretar y, R. E. TiYen, ca hier S ta te Bank of Thornton , Thornt on. Treasurer, E. B. Porter, pre ident Ind ian a ational Bank, Indianapolis. MISSO URI BANKE RS' ASSOC IATION . Presiden t, Jam es M. Wilcoxso n, Wilcoxs on & Co., bankers, Carrolto n. Vice-President, John Caro 'Ruesell, banker, t. Loui s. 'ecretary and Treasure r, Frank P. Hayes, cashier cbuyler County Bank, Lan caster. 18 Original from UNIVERSITY OF WASHINGTON 19 NEBRA KA BANKl ~R~· ~\.s-·oc IATION . Pre:--idcnt, \ F. B •ntlL·y, ca!-ihier Fir-.t National Bank, Grand bland. Fir t Vic '-Prc'ide nt, A . .E. 'atly, pre--idcn t Fir--t ,._ Tational Bank, t Pnnl. Secrctnr ), George R. Yo--s, of th, United States ntional Bank of Omaha. Treasure r, llenry F. \Yyman, ca~hier of th' America n National Bank, Omaha. NE,V HA:UP SHIRE BA:XR ERS' A~~OCL \.TIO:N . Pre,jden t, <3-. B. handler, pr ·sidcnt Amoskea g ,._ ,.ational Bank, Manchc-stcr. ecrctary, .Arthur IL Ifale. ca.!-,hkr Fir!-.t Xational Bank, l\Ianche~ ter. Trca urer, "William P. FbkL\ tn•a~nrer ~ ,. cw IImnpsh ire Savings Bank, onconl. THE NORTH DAKO TA BA~TK ERS' AS OCIAT ION. Presiden t, George B. Cliffonl. vice-pre~ itknt of the Grand Fork ational Bank. Secretary . Sidney Clarke, ca~hkr of the Union "N"ational Baul-, Grand Forks. Trea urer, ~I. D. Adams. cn~hier of the Fir-.t ~ ,..ational Bank, Li'oon. THE OHIO BA'NK ER ' .ASSOC IATION . Prc~iclen t. P. \\-. llunting ton, presiden t Th Hayden National Bank. Col nm bus. Vice-Pre idcnt, J. 1?. \Vhitt•law , pre'iden t ~Tational City Bank, Clevelan d. ecretary, S. n. Rankin. ca::-hicr Dank of outh harle~ ton, 8outh Charle ton. Treasure r, Henry C. Ilerhig, ea::,hier Commer cial Bank. Coshocto n. SOUTH DAKOT A UA~'KE RS' ASSOC IATIO: X. Presiden t, )[. P. Becbl', JH'L'Silkn t Bank of Ip~wicb, Ipswich. Vice-Pre sitknt, George A. Petti!!:rew, pre--ident :B'larnlreau tate Bank, Flamlrra u. ._,,ecretary, David ,,·rninm~ . pre--ident FarmL'l'"-' & ~Iercha11t ' Bank, Webster . Trea~urc r, L. II. Neff. prL•~iclent Bank of Groton. EE .... TATE BANKE R ... , A SOCL\. TION. Presiden t. II. II. Branner, vicc-pre~ ident First ~ Tational B~~nk, Knoxvill e. Vice-Pre ~illent. Herman Jnsti, presiden t Fir~t National Bank, Xashvill e. ,' ecretnry, John W. Faxon, as~istant cashier FiLt ... Tational Bank, Chattano oga. Trea _tuer. J. H . ...,mith, en hier ~Icmphis "National Dank. M mphis. TEX~E TEXAS BANKE RS' ASSOC L\.TIO: S. Pre itknt, T. C. GroCL', The Galvesto n ... Tationnl Bank, Galve ton. First Vice-Pre sident. A. S. Rectl, cashier Ballinge r ~ ,.ational Bank, Ballinge r. ~ecretnry , J. E. Longmoo r, cashier First National Bnnk. Rockdale . Tre:1~ nrer, W. Goodrich Jones, Temple "National Bank. Temple. THE ,vASHI :XGTO :S B~\..:XK ERS' ASSOC IATION . Presiden t, Jacob Furth, vice-pres ident People . . avings Bank, Seattle. Fir-.:t Yicc-Pre ident. J. L. Prickett, cashier :::;poknn"' Sa, ings Bank, p1kane ....,ecrctnr~, ...::z. B. Dnsinbe rre, cashier Bank of Puyallup , Puyallup . Tre: '-lll'l'r, F. E. Goodall, cashier Washing ton _yationul Bank, ...,poknnt'. THE ,vISCO NSIN BANKE RS' ASSOC IATIO: S. Prr~hlen , N. B. Yan lyke, presiden tFir~tNa tionnl Bank. ~Iadison . Vice-Pre ~idcnt, F. G. Bigelow, ca 'hier Fir t "National Bank, Milwaukee. Sc-crctary, ,Tames K. Ilsley, cashier :\Iar ·ball & Il ley Bank, Milwankee . 'fn.,n-.urer. F. J. Kipp, ca~hier Merchan t , Exchang e Bank, 1Iil- \\.lt1kre. Original from UNIVERSITY OF WASHINGTON VALVES OF FOREIGN COINS. TREASURY DEPARTMENT, OFFICE OF THE SECRETARY, WASHINGTON, D. C., January 1, 1894. The following estimate, by the Director of the Mint, of the values of foreign coins, I hereby proclaim to be the values of such coins in terms of the money of account of the United States, to be followed in estimating the value of all foreign merchandise exported to the United States on and after January 1, 1894, expressed in any of such metallic currencies. J. G. CARLISLE, Secreta1·y of the TTeasury. VALUES OF FOREIGN COINS. COUNTRY. Standard. Monetary Unit. Coins. Argentine Republic ..•••..... Gold and Silver .... Peso ............... $0.96,5 Austria-Hungary. . . . . . . . . . . . Gold . • . . . . . . . . • . . . . Crown.... • . . . . . . . . .20,3 Gold and Silver. . . . Franc . . . . . . . . . . . . . Silver.. . . . . . . . . .. . . Boliviano ......... . Gold . . . . . . . . . . . . . . Milreis ............ . .19,3 .51,6 Belgium .................••.. Bolivia...................... . Brazil ........... . .......... . . British Possessions N. A. (except Newfoundland) ..... . Central American StatesCosta Rica. . . . . . . . . . . . . . . . 1 Guatemala .................. I Honduras .. . ............... ~ Nicaragua .................. I Salvador ................... J Chile .............. . .... . ... . Gold....... . . . . . . . . Dollar . . ........... . .54,6 Gold: Argentine ($4.82,4) and ½ Argentine. Silver: peso and divisions. r Gold: Former system-4 florins ($1.92,9), 8 florins I ($3.85,8) ducat ($2.28,7) and 4 ducats ($9.15,8). -{ Silver: 1 and 2 fiorms. I Gold: Present system-20 crowns ($4.05,2) and 10 L crowns ($2.02,6). Gold: 10 and 20 francs. Silver: 5 francs . Silver: Boliviano and divisions . Gold: 5, 10, and 20 milreis. Silver: ½, 1, and 2 milreis . 1.00 Silver . . . . . . . . . . . . . . Peso . . . . . . . . ..... . .':>1,6 Silver: peso and divisions. Gold and Silver .... Peso ............... . Shanghai... China. . . . . . . . . . . . . . . . . . . . . . . . Silver ............. . Tael. . H a i kw an (Customs). Colombia . . . . . . . . . . . . . . . . . . . . Silver ............. . Peso ............... . Cuba . . . . . .. . . . . . . . . . . . . . . . . Gold and Silver ... . Peso .............. . Denmark.. . . . . . . . . . . . . . . . . . Gold ............ . . . Crown ............. . Ecuador.. . . . . . . . . . . . . . . . . . . . Silver ............. . Sucre ............. . .91,2 .76,2 Golu: escudo <$1.82,4), doubloon ($4.56,1), and condor ($9.12,3). Silver: peso and divisions . 1 .Egypt ....................... Gold ............... Pound(100 piastres) Finland..................... France ...................... . German Empire. . . . . . . . . . . . . . Great Britain. . .. . . . . . . . . . . . . Greece ....................... Gold ............•.. Gold and Silver .... Gold . . . . . . . . . . . . . . . Gold... . . . . . . . . . . . . Gold and Silver... Mark ..••........... Franc ............. . Mark .............. . Pound sterling . . .. . Drachma ...... . ... . Haiti . . . . .. . . . . . . . . . . . . . . . . . India . . . . . . . . . . . . . . . . . . . . . . . Italy. . . . . . . . . . . . . . . . . . . . . . . Japan . . ...................... Liberia..... . . . . . . . . . . . . . . . • Mexico.. . . . . . . . . . . . . . . . . . . . . Gold and Silver .. .. Silver..... . ..... . Gold and Silver ... . *Gold and Silver .. . Gold .............. . Silver ............. . Gourde ........... . Rupee.......... . . Lira ............... . J Gold .... . Y en· · · · 1 Silver ... . Dollar ............ . Dollar ............. . Netherlands ..... ............ . Newfoundland .............. . Norway ............... . . . Peru ......•................ - . Portugal .................... . Russia ...................... . Spain .................... . ••• Sweden .............. •••• •••• Switzerland ................. . Tripoli ..••................... Turkey ................. .... . Venezuela ........... • • ... . Gold and Silver ... . Gold .............. . Gold ............. . Silver ............. . Gold ............. . :):Silver ............ . Gold and Silver .. . Gold .. ............ . Gold and Silver ... . Silver ............ . Gold ............. . Gold and Silver ... . Florin ............ . Dollar ............ . Crown ..... ........ . Sol .............. . Milreis ....... ..... . Rouble .. { G_old · · · · Silver .. Peseta ............. . Crown ..... . ...... . Franc ............ . Mahbub 20 piastres. Pia tre ......... . Bolivar ........... . .84,9 .51,6 .92,6 .26,8 .51,6 Gold: condor ($9.64,7) and double-condor. Silver: peso. Gold: doubloon ($5.01,7). Silver: peso. Gold: 10 and 20 crowns. Gold: condor ($9.64,7) and double-condor. Silver: sucre and divisiomi . 4.94,3 Gold: pound (100 piastres), 5 piastres,. 10 piastres 20 P!astres, and 50 piastres. Silver: 1, 2, 5, 10, and ::-:!O piastres. . 19,3 Gold: 20 marks ($3.85,9), 10 marks ($1.93) . . 19,3 Gold: 5, 10, 20, 50, and 100 francs. Silver: 5 francs . .23,8 Gold: 5, 10, aud 20 marks . 4.86,6½ Gold: sovereign (pound sterling) and½ sovereign. .19,3 Gold: 5, 10, 20, 50, and 100 drachmas. Sil!Ver: 5 drachmas. .96,5 Silver: gourde . .24,5 Gold: mohur ($7.10,5). Silver: rupee and divisions. .19,3 Gold: 5, 10, 20. 50, and 100 lire. Silver: 5 lire . .99,7 Gold: 1, 2, 5, 10, aud 20 yen . .55,6 Silver: yen . 1.00 .56 Gold: dollar ($0.98,3), 2½, 5, 10, and 20 dollars. SilTer: dollar lOr peso) and divisions. .40,2 Gold: 10 florins. Silver: ½, 1, and 2½ florins. 1.01,4 Gold: 2 dollars ($2.02,7). .26,8 Gold: 10 and 20 crowns . .51,6 Silver: sol and divisio11 s . 1.08 Gold: 1, 2, 5, and 10 milreis. .77,2 Gold: imperial ($7.71,8), and½ imperial t($3.86). .41,3 Silver: ¼, ½, and 1 rouble . .19,3 Gold: 25 pesetas. Silver: 5 pesetas. .26.8 Gold: 10 and 20 crowns. .19,3 Gold: 5, 10, 20, 50, and 100 francs. Silver: 5 francs . .46,5 .04,4 Gold: 25, 50, 100, 250, and 500 piastres. .19,3 Gold: 5, 10, 20, 50, and 100 bolivars. Silver: 5 bolivars . * Gold the nomi~al standard. Silver practically the standard. tCoin~d ~ince Jan~rnr3: 1, 18 G. Old haH-lmperial equals $3.$1 ,6. :j: Silver the nommal standard. Paper the actual currency, the depreciat10n of which 1s measured by the gold standard. 20 Original from UNIVERSITY OF WASHINGTON I RAT ES OF INTE REST . STATE . GR.A.CE ON SlGHT DR.A.FTS . Nevada ________ . ____ ... __ . __ .. ___ . _____ New Hamps hire _______________________ New Jersey ____________________________ Newnie :s:ico ___________________________ DOMER TIC SIGHT DRAFTS . LEGAL RATE. CONTRA .CT, 8 Per Cent ____ 8 Per Cent. " 7 - - - - No Limit. ,. 6 - -- - 10 Per Cent. " 7 - - - - No Limit. " 8 ---- No Limit. " 6 - - -- No Penalty . 6 --- - 6 Per Cent. None --------6 " - -- - 10 " None ----- ---" " -- 10 " 5 5 -- 8 " " 7 ---- 8 " 5 -" - - -- 10 --- - 18 " " " 15 -- 10 " --- - 30 " 5 " " " --- - 7 5 -- -- - 10 " --- - 8 5 " " -- 6 --- - 10 " " 6 8 " 3@5 " --- -- -- - 5 " - -- - 10 " 6 -- 6 --- - 6 None _________ 10 6 8 " " -" " " -- 8 " 5 -- 5 --- - 10 _ ________ None ________ _ None " 6 - No Limit. ---" 8 -- 6 " - 6 Per Cent. 15 ij ____ 20 1@5 " " • ---- No Limit. " Inside State 5 p. " " --- - 8 Per Cent. -- 6 Allowe d------ ··---- { ct.; elsewhe re in U.S. 5 to 10 p. ct. ,.., ____ 10 " " " I Allowe d ______________ 5 " - - - - 10 5 10 " 6 Allo,,e d ______________ --- " ---- 10 " " 6 None _________________ 4@10" " -- - - 8 ---- 20 _ ________ None _ ________ Limit. No " 10 None _________________ None __ 7 " ____ 12 " 10 Per Cent. Allowe d ______________ 6 " No Limit. . ___ 20 " " 7 " None _______ .. _. __ .... 15 6 Per Cent. " None _________________ None- -------· None-- ------- 6 .. _ 6 ________ None _ ________ None ______ ________ Allowe d 6 " __ " 6 ____ " " 12 Allowe d ______________ 6 6 " 5 Per Cent ____ 15 " 2@6 " 15 " --- 10 " ---None ___ . _____ ------ 10 Per Cent __ " ~o -10 " -" 20 -10 " -None __ . __ ... _ " 20 -None _________ .. . -- -- -- . . . . --------- . . . New YorkSt ate ________________________ None _________________ 3@10" ____ IO ____ North Carolin a ________________________ Allo,ye d ______________ 3@10" 2 p.cent. irn,ide ~;~t~ ~ett~i~~ __ ________ .. North Dakota __________________________ Allowe d l States 3 to 5 p.c None _________ -----·-d-----Allowe __ ________ Ohio ________________________ In 0. T. 2 p. C. !lt~~·i1 ~lj~~~ Oklaho ma Territo ry .. __ . _. _____ ... _.. _ Allowe d - - - -- - - - . - . L per cent. r 1 " Orego n------ -------- -------- -------- -- None _________________ 5 5@10" _ ________ ________ Pennsy lvania _______________________ , ___ None Allowe d ______________ Allowe d ______________ Allowe d ______________ None _________________ Texas __________________________________ Allowed____________ i Utah _______________ -------- ____________ None- -------- ------{ 12 . -- 6 " -- 7 " None-- ------- 6 . -- - - 8 " " " ~ l ---- 1 t5 " -- 7 " --- - " -- 8 " . - -- - 10 -- - - 6 1;2 J ____ \ 10 r 21 " Deman d 1 o ans ~ unw i th collater al lim.ited. $5,000 and over 8 Per Cent. 15@20" ---- 1 10@20" -" ---~ 10 " 5 -____ 1 12½@1 5" -" 10 None _________ None-- ------ -____ 15@20" " 3 None in State. -" 10 p. c. from 10 any other State 1 p. c. in Ty. !1 Other States, 2 -per cent. None- -------. ~one-- ------- i 6 " J Vermo nt _______________________________ None _________________ ---" Virgini a _______________ . _________ .. _.. _ None ________________ _ 3 In State none. Washin gton ___ .• _____ . ______ . ________ __ Allowe d------ ------{ out, 5 per cent. 3 p. c. in U. "' . West Virgini a. _____ . _________ . _. _. _. __ _ Allowe d ____ .. _- -- - out of Va. - .. Wiscon sin __ • __ . ____________________ .. _ None after Apr. 5, 189-1 5@10" _ _____ ________ d Allowe " 12 - - -Wyomi ng _________________________ .. __ _ I -- 6 r10 i -. r " l I Rhode Island __________________________ South Carolin a _________________________ South Dakota __________________________ Tennes see---- -------- -------- -------- - INTER EST. DAMAG ES. PROTES TED FOREIG N. DAMAG ES, Aln bama _____________________ . _________ Allowe d _•• __________ _ Arizon a ___________________ ..• _________ None ________________ _ Arkans as • _____________________________ Allowe d _____________ _ _ Califo rnia--- -------- -------- -------- -- :N"one ________________ _ ________ ________ None __ _______ _______ _______ Colorad o _______ Connec ticut ___________________________ None ________________ _ Delawa re ______________________________ ::N" one _. _.. ______ . ____ _ Distric t o! Columb ia ___________________ None ________________ _ Florida ___________________ . ____________ None _____ .. _________ _ Georgia _____________________ . _________ None ________________ _ Idaho _________________________________ None _.. _____________ _ Illinois __ . ____ . ___ . ________ ____________ None _____ . _. ________ _ Indiana _______________________________ Allowe d _____________ _ Iowa___________________________________ Allowe d ___________ . __ Kansas _. _. ________________ . _________ _ None ________________ _ Kentuc ky _••.. _______________________ _ Allowe d _____________ _ Louisia na ___ .. _________ . ______________ _ None ________________ _ Allowe d ______________ -------- Maine -------- -------- -------Maryla nd _____________________________ _ None _________________ Massac husetts _____ .• _. _. _. . _. _. ______ _ Allowe d ______________ Michig an---·- -------- -------- -------- Minnes ota _______ . ___ .. _______________ _ .Mississ ippi • _. _. __ . __ . _______________ . _ Missou ri. ____ •• ____ •..•.... ___________ _ Montan a ______________________________ _ Nebras ka ___________________________ _ DAJ\:fAGES. GRA CE ON SIGH T DRA FTS. 6 .,. ---- 6 7 " 7 " 6 " No Limit. --- - 8 Per Cent. - - 12 " - - 6 " 6 " - - - - 10 8 " - - -- No Limit. 6 " --- " 10 " -- 6 " " l 10 " .. 10 " - - - - 6 Per Cent. " ---- 6 -- -- No Limit. -- 6 " -- - - " " " - . -- 10 -- -- No Limit. I 10 . 5 " -- 6 1·2 " - - 12 Original from UNIVERSITY OF WASHINGTON 6 Per Cent. CLE ARI NG HOU SES IN THE UNI TED STA TES AND CAN ADA . CITY. Akron, Ohio ........... ........... ... . Atlanta, Ga....... . ........... ...... . Augusta, Ga ........... ........... ... . Baltimore , Md ...••..... ........... ... Bay City, Mich. . . . . . ........... .... . Binghamt on, N. Y ........... ........ . Birmingha m, Ala.. . . . . . . . ......... . Boston, Ma8s ........... ........... . . . Buffalo, N. Y ........... ........... .. . Chattanoo ga, Tenn. . . . . . . . . . . . . . .. . Chicago, Ill ........... ........... ... . Cincinnat i, Ohio ........... .......... . Cleveland , Ohio ..... . ........... ... .. Columbus , Ga ........... ........... . . Columbus , Ohio ........... .......... . Dallas, Tex ........... ........... .... . Denver, Colo ........... ........... .. . Des Moines, Iowa ........... ........ . Detroit, Mich... . .......... ....... . Dubuque, Iowa........... .......... . Duluth, Minn ........... ........... . . Emporia, Kan ...... .. ........... .... . Everett, Wash ........... ........... . . Fall River, Mass . . ........... ........ . Fargo, N. D .......... .......... .... . . Fort Worth, Tex. . . . . . . . . . . ...... . Frederick, Md ........... ........... . . Galveston , Tex ........... ........... . Grand Rapids, Mich ........... ...... . Great Falls, Mont.. . . . . ........... .. . Halifax, Nova Scotia. . . . . . . . . . . . . . . . Hamilton, Ont ........... .... . ....... . Hartford, Conn. . . . . . . . ......... . ... . Helena, Mont ........... ........... .. . Indianapo lis, Ind ......... . ......... . Jacksonvi lle, Fla .......... ......... . Jacksonvi lle, Ill ........... .......... . Kansas City, Mo.. . . . . . . . . . . . . ...... . Lexington , Ky.. . . . . . . . . ........... . . Lincoln, Neb ........... .. . .......... . Los Angeles, Cal. . . . . . . . . . . ........ . Louisville , Ky. . . . . . . . . . . . . . . . . . . . .. . Lovvell, Mass..... .. . ........... ... . J\1acon, Ga. . . . . . . . . . . ........... .. . Memphis, Tenn ........... .......... . Milwauke e, Wis. . . . . . . . . . . ......... . Minneapo lis, l\rinn. . .. ........... .. . Montreal, Quebec ........... ......... . New Bedford, :Mass...... . ........... . N ew Haven, Conn ........... ........ . New Orleans, La .......... ......... . New York City, N. Y . .......... . .. Norfolk, Va .......... .......... .... . Omaha, Neb .......... .......... .... . Peoria, Ill. . . . . . . . . . . . . . . . . . . . .... . Philadelph ia, Pa ........... .......... . Pitts burgh, Pa. . . ........... ........ . Portland, Me . ........... ........... . . Portland, Ore ..... . ........... ...... . Providenc e, R. I.......... . . . . . . . . . .. Richmond , Va .......... .......... .. . Rochester , N. Y ........... ......... . Rockford, Ill ........... ........... .. . Saginaw, Mich ........... ........... . Saint Joseph, Mo .......... ......... . Saint Louis, 1\10 ........... ......... . Saint Paul, Minn ........... ......... . Salt Lake City, Utah .......... ...... . San Francisco, Cal. . . . . . . . . . . . . . . . . Savannah , Ga .......... .......... ... . Seattle, Wash ........... ........... .. Sioux City, Iowa . ........... ........ . Sioux Falls, S. D .... ........... .... . Spokane, Wash....... . ........... ... . Springfield, Ill ......... . ........... .. . Springfiel d, :Mass. . .. . . . . . . . ..... .. Springfiel d, :Mo. . . . . . . . . . . . . . . ...... . Springfield , Ohio ........... ........ .. Syracuse, N. Y. . . . . . . . . . . . . . . ...... . Tacoma, Wash .......... .......... .. . Topeka, Kan ..... . ........... ....... . Toronto. Ont .... . ........... ........ . Waco, Tex.......... .......... ....... . Washingto n, D. C .......... ......... . Wichita. Kan .......... .......... .... . Wilmingto n, Del .......... .......... . Worcester , Mass.. . ........... ...... . No. of Members. 5 10 8 26 5 11 9 53 20 4 23 18 14 7 14 6 10 15 20 8 7 4 4 7 4 7 7 8 9 5 7 1 15 6 7 6 5 10 11 5 10 19 7 7 9 9 16 16 5 10 16 62 6 9 12 38 18 7 9 32 7 16 7 8 8 20 14 12 16 7 12 10 8 5 6 11 7 5 9 8 5 13 6 12 6 (i 8 PRESIDEN T. MANAGER OR SECRETAR Y. William McFarlin ........... ........... .. N. C. Stone .J igr. R. J. Lowry.. ........... ........... ....... Edw. S. Pratt, Sec. .......... .......... .......... .......... .... . . . . .. . . . . . . . . . . •••••••••••••• 4' . . . . . . . . . . . . . . ..... : ••••••••••• •••••• . ........... .... . J.B. Coli>bs ....... _.......... .......... . . George Ripley .......... .......... ....... . P. P. Pratt .... . .......... . •.•....... ...... T. G. Montague ........... ........... .... . C. L. Hutchinso n ........... ........... .. . 1\1. M. White .......... .......... ......... . G. A. Garretson ..... . .......... ........ . G. Grunby Jordan... ..... .. . .. .. . .. . P. W. Huntingto n ........... .......... .. F. P. Ernest ........... ........... ....... . Simon Casady ........... ........... .. . .. . Hugh McMiUan . . . . . . . . . . . . . . . . . . . . . . . P. J. Lee . ...... . ........... ........... .. . Henry A. Ware ........... ........... .... . J. S. Westerma n, J1fg1·. James W. Manier. 1.l igr. J. H. Wetmore, jJfgr. N. G. Snelling, jJ£gr. J. C. Dann, jJ£gr. G. C. Tucker, l1Ig1·. W. D. C. Street, l1Ig1·. W. D. Duble, jJfgr. A.H. Wick, Sec. E. H. Epping, Sec. John Pield, .1lig1'. Leo Wolfson, 1.l fgr. Howard Evans, Sec. J. G. Rounds, Jllgr. C. M. Davison, 1.l igr. James Harragan, Mgr. James C. Hunter, .1ligr. S. S. King ........... .........•• •......... A. S. Taylor, Sec. John S. Brayton ........... ........... ... . J. T. Burrell, Sec. E. M. Raworth ........... .... . .••........ . R. S. Tyler, Sec. E. B. Harrold, .,_l fgr. W. H. Duvall .......... .......... ....... . E. C. Markell, Sec. and jJigr. A. J. Compton, .11 Igr. H. J. Hollister. . . . . . . . . . . . . . .......... . S. N. McLeod, .11Igr. F. P. Atkinson . . . . ........... ......... . H. H. Matteson, .1lig1'. F. M. Cotton ...... . .......... .......... . J. Pottenger, )Ig1'. Jamee Bolter .......... .......... ...... . George H. Burt, Sec. E.W. Knight ..... .. .......... .......... . T. P. Bowman, Jigr. Frederick Baggs, .11Igr. B. H. Barnett ........... ........... ...... . Henry G. Aird, Sec. A. E. Ayers .......... . . .. . .......... .. . Frank Elliott . Sec. W. S. Woods ...... . ........... ......... . C. Sachs, .11lgr. J. '\Y. Berkley ........... ........ . ..... .. R. H. Courtney, Sec. N. S. Har\, ood .......... ........ . . . ..... . C.H. Imhoff, .Jigr. J.M. Elliott ........... ........... ....... . J. F. Towell, Jlgr. J. J. Fischer.. ........ . . . . . . . . . . ...... . C. Mcclarty, .1llgr. Charles M. Williams ........... .......... . G. W. Knowlton , JI_qr. R.H. Plant ......... . ........... ........ . W. Vi!. Wrigley, Jigj•. C. W. Schulte .......... .......... ..... .. James Nathan , Jf(JJ' . Charles Ray ........... ........ . ......... . J. McClure . .Jfgr. T. J. Buxton .......... .......... ...... . Perry Harrison, Jigr . .. . . . .......... .......... . ' ........... .. . "'\Y. W. L. Chipman, .11Igr. James W. Hervey .......... .......... ... . Jam es H. Tallman, .1ligr. Wilbur F. Day ..... . ........... .. . ....... . William T. Fieldi- , Sec. J. C. Morris ...... . ........... .... . ... .. T. C. Herndon, .Jigr. G. G. Williams ........... ........... . .. Wm. Sherer . .1.ll_qr., W. J. Gilpin, A • .JI_q1·. William H. Peters . . . . . . . . .......... . C. Hardy, .,_lI_Qr. Frank Murphy .......... .......... ...... . W. H. S. HughcE , .Jigr. G. H. Mcllvaine _ . . . . ........ . ......... . I-I. Hedrich, Sec. James V. ,ratson .......... .......... .. , J. C. Boyd, Jfgr. John D. Scully ......... ...... . . . . . ... . J.M. Chaplin, .1ll_q1 . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . W. H. Hobbs, JfgJ· .·. George Good . . . . . . . . . . . . . . . . . . ..... . ... . J. L. Hartman, Jl(11'. II. J. Wells ....... . .......... .......... . . l\I. E. Torrey, .J(q1. W. J. Johnson .......... .......... ...... . J. W. Sinton, S ec . H. C. Brewster . . . . . . . . . . . . . . . . . . . ...... . E. H. Vredenbu rgh, .1lig1· . . . .. J. F, Boynton .......... .......... ....... C. C. Burnes ........... ........... ........ Charles Parsons . . . . . . . . . . . . . . . . . . . . . . . . . . A. S. Cowley ..... . ........... ....... .. .... 'l'. R. Jones.. . . .......... .......... .. . .. Howard Havens ...... . .. . ........... . ... . . S. P. Hamilton .... . ......... ... . ...... L. Turner . ........... ........... .......... George '\Yeare.. ......... . . . . . . . . . . . . . . . C. E. McKinney .. . . . . . . . . . . . . . . . . . . . . . M. M. Cowley. ............ ... . . . . .. . . .. . ........... .. ; . . . . . . . . . . . . . . . . . . . . . . . . . . E. D. Chapm .... . .......... .......... ... E.W. Glynn, ..llg1·. G. G. Lacy, Jlgr. E. Chase, Jfgr. H.P. Upham , .Jlgr . C. L. Hawley, .Jfgr . C. Sleeper. 11£(71·. John M. Hogan, Sec. B. W. Pettit, .1lI_qr. T. P. Gncrnsey, JI_q1·. C. C. Carpenter , .Jlr1r. 0. E. McBroom . 1lf(lr. Thomas Condell, .Jfgr. A. B. West, .1lfg1·. T. J. Leach ....... . ..... .. ...... . ........ F. ))I. Wade ......... . ........... ......... .... ... .... .... .... .... ....... .... ....... .... . .... . ... .. . . . .. .. . ... . .. . . .. . .. .. . ... .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . George H. B. White . . . . . . . . . . . . . . . . . . . . . . C. A. Walker ........... ........... ....... Henry G. Banning. . . . . . . . . . . . . . . . . . . . . Henry A. Marsh.. ........... ........... ... J.C. Chase, Sec. W. G. Hellar, JI_qr. C. C. [art.in, .,_l fgr. W. G1 indlay, Sec. L. B. Blac~, .,_l fg1'. F. R. Wallace, .Jfgr. J.C. Kelly, .1lf(JJ'. C. M. Sheward, .Jig1·. George A. Smith, 1.l fgr. .:.·. ~--?1:~~l~~~::::::::.:::::::::::: ~ ~:::::. , W. T. Bigbee, .Jlg1·. 22 original from UNIVERSITY OF WASHINGTON EBENEZER K. WRIGHT, President. GEORGE S. HICKOK, Cashier. STUYVESANT FISH, Vice-President. EDWARD E. POOR, Vice-President. EDWARD J. BALDWIN, Asst. Cashier. THE OF NE W YORK. CAPITAL, - - - $2,000,000.00 SURPLUS, - - - $3,000,000.00 Extensive Safety Vaults for the Convenience of Depositors and Investors. ENTR ANCE ONLY THRO UGH THE BANK . DIREC TORS . AUGUS T BELMON T. EUGEN E KELLY. CHARL ES STERNB ACH. EBENEZ ER K. WRIGH T. CHARL ES SCRIBN ER. JOSEPH T. MOORE . EDWAR D C. HOYT. FRANC IS R. APPLET ON. S TUYVE SANT FISH. EDWAR D E. POOR. JOHN JACOB ASTOR. GEORG E S. HART. W . ROCKH ILL POTTS: GEORG E S . HICKOK . · RICHAR D DELAFI ELD. Or,gina, ftor-i UNIVERSITY Of WASHINGTON THE FIDELITY & CASUALTY CO. OF NEW YORK, 140 to 146 Broadway, New York. Assets, January 1, 1894, Over $2,000,000.00 R~serve, to Reinsure all Outstanding Risks, as required by Law, Over$ I ,200,000.00. Losses Paid to Date, $4,500,000.00. Deposited with Insurance Department of State of New York ( for the benefit of al I pol icy-holders), $250,000.00. CASUALTY INSURANCE SPECIALTIES. BONDS OF SURETYSHIP FOR PERSONS IN POSITIONS OF TRUST. --..... Personal Accident, Plate Glass, Boiler, Elevator, Employer's, Landlord's, and Common Carrier's Liability. OFFICERS. GEO. F. SEW ARD , Pres ident. ROBT. J. HILLAS, Secretary. E DW' D L. S H AW, Ass 't Sec'y. DIRECTORS. GEO. S. COE, President Ameri can E xchange N at'l Bank. WM: P. DIXON, Miller, Peckham & Dixon. A. B. HULL, Retired Merchant H. A . HURLBUT, Retired Mer chant. W. G. LOW, Couns elor at Law. J. ROGERS MAXWELL, Pres. Central R .R. of N . J. J. G. McCULLOUGH, N. Y ., L . E. & W .R. R . THOS. S. MOORE, Coun selor at Law . J. H . MILLARD, Pre~ident Omaha National Bank. ALEXAND ER E . ORR, Retired Merchant. JOH N L. R I KER. of J. L. & D. S. R iker. J . S. T. STRANAH AN, P resident Atlantic Dock Co. GEO . G. W I LLI AMS, President Chemical Nati onal Bank . GEO. F . SEW ARD, President. INSURANCE AGAINST BURGLARY THE FIDELITY & CASUALTY CO. OF NEW YORK Are now issuing a Policy of Insurance to Bankers, covering the loss of Money, Bullion, or Securities when a bstracted from their safes by burglars. The Policy also indemnifies them a gainst the damage to the safe or the vault in which it is contained, in ca s e of attack. This is the only AB SOL UTE SECURITY a Banker can get, as it is a well-known fact that no safe is burglar-proof. Many of the most prominent banks are insuring with us, and we have already insured 30 per cent of the banks in the Northwestern States, where this insurance has been introduced. Write for particulars to the home office, 140 Broadway, New York, or to JAY C. COX, Ceneral Agent, 184 La Salle St., Chicago. Original from UNIVERSITY Of WASHINGTON