Federal Reserve Bank of New York. "Total Household Debt Increased in Q3 2020, Led by Surge in New Credit Extensions; Mortgage Originations, Including Refinances, Continue to Soar," Press Releases of the Federal Reserve Bank of New York (November 17, 2020). https://fraser.stlouisfed.org/title/7035/item/645347, accessed on March 23, 2025.