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PRESS RELEASE

Approval of The Notice by the Toronto-Dominion Bank and Waterhouse Investor Services, Inc
November 7, 1997
NEW YORK—The Federal Reserve Bank of New York Friday approved the notice by The Toronto-Dominion Bank, Toronto,
Ontario, Canada, and Waterhouse Investor Services Inc., New York, NY to acquire all the assets of Kennedy, Cabot & Co., Beverly
Hills, CA, and thereby engage in investment advisory activities and securities brokerage and riskless-principal transactions.
The Reserve Bank acted under authority delegated by the Board of Governors of the Federal Reserve System.