Federal Deposit Insurance Corporation. "New FDIC Study Shows One in Four U.S. Households Currently Unbanked or Underbanked: Low-income and Minority Households Disproportionately Represented" in Press Releases of the Federal Deposit Insurance Corporation (December 2, 2009). https://fraser.stlouisfed.org/title/7031/item/643643, accessed on March 21, 2025.