Board of Governors of the Federal Reserve System (U.S.), 1935-. "Regulation Z Truth in Lending supplement issued specifying the procedures and criteria under which States may be granted exemptions under the Fair Credit Billing Act" in Press Releases of the Board of Governors of the Federal Reserve System (December 13, 1976). https://fraser.stlouisfed.org/title/9237/item/693751, accessed on October 16, 2026.