Board of Governors of the Federal Reserve System (U.S.), 1935-. "Proposed revisions to staff commentary on Regulation Z : Release" in Press Releases of the Board of Governors of the Federal Reserve System (November 3, 1999). https://fraser.stlouisfed.org/title/9237/item/674713/content/pdf/frsbog_pr_19991103a, accessed on March 11, 2026.