Board of Governors of the Federal Reserve System (U.S.), 1935-. "Proposed revisions to official staff commentary on Regulation Z (Truth in Lending) regarding consumer credit disclosures : Attachment 1" in Press Releases of the Board of Governors of the Federal Reserve System (December 7, 2001). https://fraser.stlouisfed.org/title/9237/item/674948/content/pdf/frsbog_pr_20011207a-1, accessed on February 26, 2026.