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7/26/24, 4:33 PM FRB: Press Release -- Proposed changes to official staff commentary, Regulation Z -- November 26, 2002 Release Date: November 26, 2002 For immediate release The Federal Reserve Board on Tuesday published proposed revisions to the official staff commentary that interprets the requirements of Regulation Z, which implements the Truth in Lending Act. Comment is requested by January 27, 2003. The proposed update discusses the status of certain credit card-related fees and the rules for replacing an accepted credit card with one or more cards. In addition, the proposed revisions discuss the disclosure of private mortgage insurance premiums and the selection of Treasury security yields in determining whether a mortgage loan is covered by Regulation Z provisions that implement the Home Ownership and Equity Protection Act. Attachment (41 KB PDF) 2002 Banking and consumer regulatory policy Home | News and events Accessibility Last update: November 26, 2002 https://www.federalreserve.gov/boarddocs/press/bcreg/2002/20021126/default.htm 1/1