Board of Governors of the Federal Reserve System (U.S.), 1935-. "Policy Guide concerning reimbursement to borrowers by State member banks when the annual percentage rate or finance charge has been understated" in Press Releases of the Board of Governors of the Federal Reserve System (July 3, 1980). https://fraser.stlouisfed.org/title/9237/item/695058, accessed on March 12, 2026.