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For immediate release

March 28,

1997

The Federal Reserve Board today announced the issuance of an
Order against The International Commercial Bank of China, Taipei,
Taiwan.
The International Commercial Bank of China, without
admitting to any allegations, consented to the issuance of the
Order in connection with allegations that it failed to file a
complete application when it acquired the Chinese American Bank,
New York, N.Y., and that it failed to fully and correctly file
accurate reports with the Federal Reserve.
The Order requires The International Commercial Bank
of China to submit a plan to sell its interests in the Chinese
American Bank.

The Order also requires The International

Commercial Bank of China to pay a civil money penalty in the
amount of $5 million and its profit of $17,320,000 from its
acquisition and control of the Chinese American Bank.
The issuance of the Order by the Board does not
relate in any manner to the condition or activities of the
Chinese American Bank, and the divestiture of the bank by
The International Commercial Bank of China should not affect
the bank's operations.
A copy of the Order is attached.

Attachment

UNITED STATES OF AMERICA
BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
WASHINGTON,

D.C.
Docket Nos. 95-025-B-FB
95-025-CMP-FB

In the Matter of

Order Issued Upon Consent
Pursuant to the Federal
Deposit Insurance Act,
as Amended, and the Bank
Holding Company Act
of 1956, as Amended

The International Commercial Bank
of China
Taipei, Taiwan

WHEREAS, as of the date of this Order, The
International

Commercial Bank of China, Taipei, Taiwan

is a foreign bank subject to the jurisdiction
Governors

of the Federal Reserve System

(l'ICBCn),

of the Board of

(the "Board of

Governors") under the Bank Holding Company Act of 1956, as
amended

(12 U.S.C. § 1841 et seq.)

(the "BHC Act") and section 8

of the Federal Deposit Insurance Act, as amended
8 1818)

(12 U.S.C.

(the "FDI Act");
WHEREAS, ICBC owns and controls the Chinese

American
bank

Bank, New York, New York, a state-chartered,

non-member

(the "Bank");
WHEREAS, the Board of Governors issues this Order

pursuant to section 8 of the BHC Act
sections 8(b) and 8(i) of the'FDI Act
and

(12 U.S.C. 5 1847) and
(12 U.S.C. 55 1818(b)

(i)) in settlement of certain proceedings

ICBC's alleged violations

relating to

of the BHC Act as a result of its

failure to file a complete application when it acquired the Bank,

-2

-

and its failure to fully and correctly file accurate reports with
the Federal Reserve; and
WHEREAS, on

/9

&!L&

directors of ICBC%adonted a resolution
directing

,

1997, the board of

(1) authorizing

and

to enter into this Order and

consenting

to compliance with eachUand every provision pf this

Order by ICBC and its institution-affiliated

parties, as such

term is defined in sections 3(u) and.8(b) (4) of the FDI Act
(12 U.S.C.

§§ 1813(u) and 1818(b) (4)); and

(2) waiving, on behalf

of ICBC, any and all rights that ICBC might have pursuant to
12 U.S.C.

55 1818 and 1847 and 12 C.F.R. Part 263 or otherwise

(a) to the issuance of a notice of charges and of hearing and a
notice of assessment of a civil money penalty,

(b) to a hearing

for the purpose of taking evidence on any matter implied or set
forth in this Order,

(c) to obtain judicial review of this Order

or any provision thereof, land (d) to challenge or contest in any
manner the basis, issuance, validity, terms, effectiveness,
collectibility

or enforceability

of this Order or any provision

thereof.
NOW, THEREFORE, before the taking of any testimony or
adjudication

of or finding on any issue of fact or law herein,
.

and without this Order constituting an admission of any
allegation

made or implied by the Board of Governors

in

connection

with this proceeding and solely for the purpose of

- 3 -

settlement of this proceeding without protracted

or extended

hearings or testimony:
IT IS HEREBY ORDERED, pursuant to section 8 of the
BHC Act and sections 8(b) and 8(i) of the FDI Act, that ICBC
shall directly and through its institution-affiliated
their capacities as such, take affirmative

parties, in

action and pay an

assessed civil penalty as follows:
1.

(a) Within 30 days of\this Order, ICBC shall

submit to the Federal Reserve Bank of New York

(the "Reserve

Bank") an acceptable written plan to divest itself of the Bank
within 300 days of this Order.

The written plan shall, at a

minimum, ensure full compliance with the provisions

of the

BHC Act and all other applicable federal and state laws by ICBC,
the Bank, and their subsidiaries.
(b) During the term of this Order, ICBC shall
comply fully with the plan and shall not amend or rescind it
without the prior written approval of the Reserve Bank.
2.

ICBC shall furnish the Reserve Bank with written

progress reports every 60 days from the date of this Order until
ICBC has completed its divestiture of the Bank.

Such reports

shall detail, at a minimum, the efforts ICBC has made to sell the
.

Bank, the identity of prospective buyers, the status of any
ongoing proposals or negotiations, and the nature of any problems
or concerns that have arisen in connection with selling the Bank

-4-

in the manner and within the time requirements

set forth in this

Order.
3. ICBC is assessed and has agreed to pay to the
Board of Governors
$5,000,000,

(a) a civil money penalty in the amount of

and (b) ICBC's estimated profit, as of September

1995, from its acquisition
purposes

and control of the Bank.

30,

For the

of this Order, ICBC's estimated profit from its

acquisition

and control of the Bank means the amount calculated

by (i) subtracting

$18.57 million, ICBC's cost of acquiring

the

Bank's shares in 1984, from the difference between the Bank's
total assets and the Bank's total liabilities as shown on the
Bank's September 30, 1995 Call Report;
resulting amount in subsection
ICBC's ownership
product

(ii) multiplying

(i) by 93%;. the percentage

in the Bank; and (iii) multiplying

in subsection

the resulting

to ICBC's

agency operations.

4.
remitted

of

(ii) by 32%, the percentage of the Bank's

business that is deemed to be not attributable
pre-existing

the

The payment required by this Order shall be

in full, at the time of ICBC‘s execution of this Order,

payable to the "Board of Governors of the Federal Reserve System"
and forwarded to William W. Wiles, Secretary of the Board,
Board of Governors of the Federal Reserve System,
Washington,

D.C. 20551, who shall make remittance of the same

to the Treasury of the United States as required by statute.

-

5.

5

-

The Reserve Bank, within its sole discretion, may

grant written extensions

of time to comply with the provisions

of

this Order.
6.

All communications

regarding this Order shall be

(a)

Nancy Bercovici
Senior Vice President
Federal Reserve Bank
of New York
33 Liberty Street
.
New York, N.Y.
10045

sent to:

with a copy to:
J. Virgil Mattingly, Esq.
Board of Governors of the Federal
Reserve System
Washington, D.C. 20551
(b)

Theodore S.S. Cheng, President
International Commercial Bank of China
100 Chi Lin Road
Taipei, Taiwan
with a copy to:
Robert D. Webster, Esq.
Winthrop, Stimson, Putnam & Roberts
One Battery Park Plaza
New York, N.Y. 10004-1490

7.

Each provision

of this Order shall remain effective

and enforceable until stayed, modified, terminated or suspended
by the Board of Governors.
8.

The provisions

of this Order shall not bar, estop

or otherwise prevent the Board of Governors or any other agency
or department of the U.S. government or any state government
taking any other action affecting ICBC or any of its

from

-6subsidiaries,
they

would

Order;

affiliates

otherwise

provided,

the Reserve

or institution-affiliated

be entitled

however,

Bank

shall

that

take

any of its subsidiaries,
parties

based

Governors
this

neither

any

further

affiliates,

information

or the Reserve

Bank

in the absence

the Board
action

which

of this

of Governors

against

ICBC

nor
or

or institution-affiliated

currently

know

concerning

to the Board

the matters

of

set forth

in

Order.
9.

Order

NO third

or to have

paragraph
10.

lawful

with

is intended

any rights

By order

in this

applicable

contractual

System,

party

to be a beneficiary

hereunder,

except

of this

as provided

in

8 herein.
Nothing

complying

The

on any

to take

parties,

Order

foreign

International
of China

to prevent

law or with

valid,

ICBC

from

binding,

and

obligations.

of the Boar*of

effective

is intended

this 37

Commercial
I,

Governors

of the

Federal

Reserve

day of

Bank

Board of Governors
of the
Federal Reserve System

Jennfffetitiohnson
D"eputy Se*cretary of the Board