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For immediate release

June 3, 1997

The Federal Reserve Board today announced the issuance
of an Order to Cease and Desist against Robert L. McCook, a
former registered representative and institution-affiliated

party

of Crestar Securities, Inc., Richmond, Virginia, a broker-dealer
subsidiary of Crestar Financial Corporation, Richmond, Virginia.
Mr. McCook, without admitting to any allegations,
consented to the issuance of the Order due to his alleged
participation
Association
unauthorized

in violations of the rules of the National

of Securities Dealers in connection with his alleged
trading activities at Crestar Securities that caused

losses to Crestar Securities.
A copy of the Order is attached.

Attachment

UNITED STATES OF AMERICA
BEFORE THE BCARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEX
WASHINGTON,

D.C.

In the Matter of

Docket No.

ROBERT L. MCCOOK
A Former Institution-Affiliated
Party of
I
Crestar Securities, Inc.
Richmond, Virginia and
Crestar Financial Corporation
Richmond, Virginia

;
)
)
)
)
)

96-027-B-I

Order to Cease and Desist
Issued Upon Consent
Pursuant to the Federal
Deposit Insurance Act,
As Amended

i
)

WHEREAS, pursuant to sections 8(b) (1) and
8(i) (3) of the Federal Deposit Insurance Act, as amended
(the "FDI Act")

(12 U.S.C. 55 1818(b) (1) and (i) (3)), the Board

of Governors of the Federal Reserve System

(the "Board of

Governors") .issues this consent Order to Cease and Desist
(the "Order") against Robert L. McCook
registered representative

("McCook"), a former

and institution-affiliated

party, as

defined in sections 3(u) and 8(b) (3) of the FDX Act

(12 U.S.C.

55 1813(u) and 1818(b) (3)), of Crestar Securities, Inc.,
Richmond, Virginia

("Crestar Securities"),

a broker-dealer

subsidiary of Crestar Financial Corporation, Richmond, Virginia,
a bank holding company, due to McCook's alleged participation

in

violations of the rules of the National Association of Securities
Dealers

(the "NASD") in connection with allegedly unauthorized

trading activities at CrestarSecurities
Crestar Securities;

that caused losses to

2

WHEREAS, on August 15, 1996, McCook entered into a
Decision and Order of Acceptance
Settlement

Of Respocden:s' 3ffers of

with the NASD, without admitting or denying any

allegations

in the NASD's Complaint against him, whereby McCook

was suspended for a period of three weeks and fined in the amount
of $15,000; and

WHEREAS, by affixing his signature hereunder, McCook
has consented

to the issuance of this Order by the Board of

and has waived any and all rights he might otherwise

Governors

have pursuant to 12 U.S.C. § 1818, 12 C.F.R. Part 263, or
otherwise:
hearing;

(a) to the issuance of a notice of charges and of

(b) to a hearing for the purpose of taking evidence with

respect to any matter implied or set forth in this Order;
obtain judicial.review

(c) to

of this Order or any provision hereof; and

(d) to challenge or contest in any manner the basis, issuance,
validity,

terms, effectiveness or enforceability

any provision

of this Order or

hereof.

NOW, THEREFORE, prior to the taking of any testimony or
adjudication

of or finding on any issue of fact or law implied or

set forth in this Order, and without this Order constituting an
admission of any allegation made or implied by the Board of
Governors

in connection with this proceeding, and solely for the

purpose of settlement of this matter without protracted or
extended hearings or testimony:

,

3
IT IS HEREBY ORDERED, pursuant to sections Bib) and
(F) (3) of the FDI Act that:

Upon becoming an institution-affiliated

1.

party of

any institution or agency specified in section 8(e) (7) (A) of the
FDI Act

(12 U.S.C. § 1818(7) (A)), including, but not limited to,

any insured depository institution, bank or thrift holding
company,

subsidiary thereof, where his duties include,

or

directly or indirectly, trading activities, including, but not
limited to, the marketing, selling, or purchasing of government
or corporate
necessary,
he will

securities, McCook shall take such actions as are

consistent with his responsibilities,

to ensure that

(a) comply with all policies and procedures

of his

employer as they pertain to such trading activities,

(b) engage

in trading activities that are consistent with his fiduciary
duties and with safe and sound banking practices, and

(c) comply

fully with all applicable laws and regulations, including the
rules of the NASD, pertinent to trading activities.

2.

This Order, and each and every provision hereof, is

and shall remain fully effective and enforceable until expressly
stayed, modified, terminated or suspended in writing by the Board
of Governors.

4
3.

All communications

regarding this Order shall be

addressed to:

4.

(a)

Mr. Lloyd Bostian, Jr.
Senior Vice President
Federal Reserve Bank of Richmond
701 East Byrd Street
23219
Richmond, Virginia

(b)

Mr. Robert L. McCook
2230 Chartstone Drive
Midlothian, Virginia
23113

The provisions of this Order shall not bar, estop,

or otherwise prevent the Board of Governors, or any Federal or
State agency or department from taking any other action affecting
McCook; provided, however, that the Board of Governors shall not
take any further action against McCook based upon information
presently

known by the Board~of Governors relating to the

matters

addressed by this Order.

order of the Board of Governors effective this
/$rLlBY

day of Ry

, 1997.

Board of Governors of the
Federal Reserve System

Secretary of the Board