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UNITED STATES OF AMERICA
BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
WASHINGTON, D.C.

)

In the Matter of
PATTI COLBOURN
A former Institution-Affiliated
Party of

Docket No. 97-022-B-I

1

j
Order to Cease and Desist
Issued Upon Consent
Pursuant to the Federal
Deposit Insurance Act,
As Amended

‘,

CHEMICAL BANK
New York, New York

1
)

WHEREAS, pursuant to sections 8(b) (1) and
8(i) (3) of the Federal Deposit Insurance Act, as amended
(the "FDI Act")
of Governors
Governors")

(12 U.S.C. §§ 1818(b) (1) and (i)(3)), the Board

of the Federal Reserve System

(the "Board of

issues this consent Order to Cease and Desist

(the "Order") against Patti Colbourn

("Colbourn'), a former

managing director, /trader and institution-affiliated

party, as

defined in sections 3(u) and 8(b) (3) of the FDI Act (12 U.S.C.
55 1813(u) and 1818(b) (3)), of the Chemical Bank, New York,
New York

("Chemical"), a state-chartered

business as Chase Manhattan Bank;that

bank, presently doing

is a member of the Federal

Reserve System, as a result of Colbourn's alleged participation
in unsafe and unsound practices in the course of her activities
as a trader of mortgage-backed

securities for Chemical: and

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WHEREAS, by affixing her signature hereunder, Colbourn
has consented to the issuance of this Order by the Board of
Governors and has waived any and all rights she might otherwise
have pursuant to 12 U.S.C. § 1818, 12 C.F.R. Part 263, or
otherwise:
hearing;

(a) to the issuance of a notice of charges and of

(b) to a hearing for the purpose of taking evidence with

respect to any matter implied or set forth in this Order;

(c) to

obtain judicial review of this Order or any provision hereof; and
(d) to challenge or contest in any manner the basis, issuance,
validity,

terms, effectiveness

or enforceability of this Order or

any provision hereof.

NOW, THEREFORE, prior to the taking of any testimony or
adjudication

of or finding on any issue of fact or law implied or

set forth in this Order, and without this Order constituting an
admission of any allegation made or implied by the Board of
.
Governors in connection with this proceeding, and solely for the
purpose of settlement of this matter without protracted

or

extended hearings or testimony:

IT IS HEREBY ORDERED, pursuant to sections 8(b) and
(i)(3) of the FDI Act, that:

1.

Upon becoming an institution-affiliated

party of

any institution or agency specified in section 8(e)(7)(A) of the
FDI Act

(12 U.S.C. 5 1818(7)(e)(A)),

including, but not limited

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to, any insured depository
company, or subsidiary

institution, bank or thrift holding

thereof, where her duties include,

directly or indirectly, the trading of securities, including, but
not limited to, the marketing,

selling, or purchasing of

government or corporate securities, including mortgage-backed
securities, Colbourn shall take such actions as are necessary and
consistent with her responsibilities

to ensure that she will

(a)

comply with all policies and procedures of her employer as they
pertain to such trading activities,

(b) engage only in trading

activities that are consistent with her fiduciary duties and with
safe and sound banking practices, and (c) comply fully with all
applicable laws and regulations pertinent to trading activities,
including any applicable

rules of a securities self-regulatory

organization.

2.

This Order, and each and every provision hereof, is
.
and shall remain fully effective and enforceable until expressly
stayed, modified,

terminated or suspended in writing by the Board

of Governors.

3.

All communications

regarding this Order shall be

addressed to:

(a)

Mr. Christopher J. McCurdy
Senior Vice President
Federal Reserve Bank of New York
33 Liberty Street
New York, New York 10045

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(b)

4.

Ms. Patti Colbourn
c/o Lynn E. Judell, Esquire
Rosenthal Jude11 & Uchima
666 Third Avenue, 29th Floor
New York, New York 10017

The provisions of this Order shall not bar, estop,

or otherwise prevent the Board of Governors,
State agency or department

or any Federal or

from taking any other action affecting

Colbourn; provided, however, that the Board of Governors shall
not take any further action against Colbourn based upon
information presently known by the Board of Governors relating to
the matters addressed by this Order.

By order of the Board of Governors effective this

Board of Governors of the
Federal Reserve System

By:
William W. Wiles
Secretary of the Board