Board of Governors of the Federal Reserve System (U.S.), 1935-. "Mandatory effective date for Regulations M and Z as those were revised to implement the Truth in Lending Simplification and Reform Act have been postponed" in Press Releases of the Board of Governors of the Federal Reserve System (January 6, 1982). https://fraser.stlouisfed.org/title/9237/item/695560, accessed on October 15, 2026.