Board of Governors of the Federal Reserve System (U.S.), 1935-. "Joint report to the Congress on consumer disclosures under TILA and RESPA : Release" in Press Releases of the Board of Governors of the Federal Reserve System (July 17, 1998). https://fraser.stlouisfed.org/title/9237/item/674605/content/pdf/frsbog_pr_19980717, accessed on March 5, 2026.