Board of Governors of the Federal Reserve System (U.S.), 1935-. "Interagency risk-management guidance for home equity lending : Attachment 1" in Press Releases of the Board of Governors of the Federal Reserve System (May 16, 2005). https://fraser.stlouisfed.org/title/9237/item/674350/content/pdf/frsbog_pr_20050516-1, accessed on April 12, 2026.